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Introduction to Banking Basics

The document provides an overview of banking, defining banks as financial institutions that accept deposits and make loans while offering various financial services. It outlines the roles of banking systems, including financial intermediation, lending, and risk management, and categorizes banks into commercial, retail, investment, and central types. Additionally, it discusses the assets and liabilities associated with banks.

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Fatima Zahra
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6 views14 pages

Introduction to Banking Basics

The document provides an overview of banking, defining banks as financial institutions that accept deposits and make loans while offering various financial services. It outlines the roles of banking systems, including financial intermediation, lending, and risk management, and categorizes banks into commercial, retail, investment, and central types. Additionally, it discusses the assets and liabilities associated with banks.

Uploaded by

Fatima Zahra
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd

BANKING

• Introduction to banking
• Definition of bank and banking
• Role of banking
• Types of banks
• Assets and liabilities

ES-BIA Fatima
MASSAOUDI YAHYA
Introduction

A bank is a place that will lend you


money if you can prove that you
don't need it.

-Bob Hope
INTRODUCTION
TO BANKING
HOW DID BANKS BECAME A
REALITY !?
DEFINITION OF BANK

A bank is a financial institution that is licensed to


receive deposits and make loans. Banks may also
provide financial services, such as wealth
management, currency exchange, and safe deposit
boxes, to their customers.
Federal Deposit Insurance Corporation
(FDIC)
DEFINITION OF BANKING

Banking is the industry and practice of financial


institutions that provide services such as accepting
deposits, offering loans, facilitating payments,
managing risks, and providing various financial
products to individuals, businesses, and
governments.
Project Management Institute
(PMI)
ROLES OF BANKING SYSTEMS

[Link] Intermediation
[Link]-Taking
[Link] and Credit Provision
[Link] Services
[Link] and Wealth Management
[Link] Management
[Link] Advisory
[Link] Compliance
Types of banks
Commercial Retail

Investment Central
Commercial

Serve individuals and businesses with


everyday banking services like deposits,
loans, and mortgages.
Retail

Focus on individual customers and small


businesses, offering basic banking
services such as savings accounts,
personal loans, and credit cards
Investment
Assist companies in raising capital through stock
or bond issuance, provide financial advisory
services for mergers and acquisitions, and
engage in trading activities.
Central

Oversee the monetary system, regulate


commercial banks, manage the currency,
and set interest rates to maintain
economic stability.
Assets liabilities
Assets liabilities
• Cash and Cash • Deposits
Equivalents • Borrowings
• Loans and • Interest Payable
Advances • Provisions
• Investments
• Reserves
• Property and
Equipment

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