SSI GROUP, INC.

Stock Symbol : SSI

 BASIC INFORMATION
• SSI Group, Inc. (SSI) was registered with the Securities and Exchange
Commission (SEC) on April 16, 2007 to carry on a principal business of
brand management and specialty retailing of established
international brands.

• The Company's brand portfolio can be classified into five categories,

namely luxury and bridge; casual; fast fashion; footwear, accessories
and luggage; and others, which include home furnishing and
accessories, interior design items, food, and personal care.
 BASIC INFORMATION

Category Description Products

Luxury Exclusive, prestigious brands which Apparel, footwear, timepieces,
cater to the high-end luxury jewelry and accessories
market. Examples are Hermès,
Gucci, Salvatore Ferragamo and
Cartier.
Affordable luxury brands that Apparel, footwear and
accessories
Bridge specifically target younger
customers. Examples are Kate
Spade, Michael Kors and Tory
Burch.
Casual Can be used to describe a variety
Apparel, footwear and
of styles, but brands in this
category design informal clothing accessories
that usually emphasizes comfort.
Examples are Gap and Lacoste.
 BASIC INFORMATION

Category Description Products

Fast Fashion Affordable names and Apparel, footwear and
collections which are the result accessories
of runway designs moving into
stores in the fastest possible way
to respond to the latest trends.
Examples are Zara, Stradivarius,
Bershka, Pull&Bear Marks &
Spencer and Old Navy.
Brands that focus only on Footwear, accessories and
Footwear, Accessories & collections of shoes, accessories, luggage
Luggage and luggage. Examples are
Payless ShoeSource, Steve
Madden, Dune, and Samsonite.
 BASIC INFORMATION

Category Description Products

Include:
Others
Home - Brands that cater to
home furnishings and Furniture, food and beverage, and
accessories, and interior design cosmetics
items. Examples are Pottery Barn,
West Elm and MakeRoom &
More.
Food - Food brands such as TWG
Tea, SaladStop! and Shake
Shack.
Personal Care - Brands which
manufacture products
dedicated to health and
beauty, including perfume,
sunscreen, nails hair and skin
care products and cosmetics.
Examples are L’Occitane, Lush,
Beauty Bar and MAC Cosmetics.
 STOCKHOLDER ANALYSIS
Board of Directors Management Officers
Position Name Position Name
Chairman Zenaida R. Tantoco Chief Executive Officer Zenaida R. Tantoco

Director Anthony T. Huang President Anthony T. Huang

Treasurer Ma. Teresa R. Tantoco
Director Ma. Teresa R. Tantoco
Executive Vice President Elizabeth T. Quiambao
Director Ma. Elena T. Valbuena
Vice President - Finance Rossellina J. Escoto
Director Bienvenido V. Tantoco III
Vice President - Investor Relations
Director Eduardo T. Lopez Ma. Margarita A. Atienza
and Compliance Officer
Edgardo Luis Pedro T.
Director
Pineda, Jr. Head of Corporate Planning Cheryl Anne M. Berioso
Independent Director Carlo L. Katigbak Corporate Secretary Gemma M. Santos

Independent Director Jose Teodoro K. Limcaoco Assistant Corporate Secretary Alicia P. San Juan
No. Name of Shareholder Number of Shares Held Percent to Total Outstanding Shares

1 PCD Nominee Corporation (Filipino) 769,402,394 23.2558%

2 Wellborn Holdings, Inc. 466,043,679 14.0866%

3 Marjorisca Incorporated 434,440,400 13.1313%

4 Birdseyeview, Inc. 434,412,500 13.1305%

5 Educar Holdings Corporation 415,753,800 12.5665%

6 Bordeaux Holdings, Inc. 414,967,821 12.5427%

PCD Nominee Corporation (Non-

7 279,531,385 8.4491%
Filipino)
8 Valbuena, Maria Elena T. 31,603,479 0.9552%
9 Tantoco, Maria Teresa Rustia 31,601,431 0.9552%
10 Lopez, Maria Carmencita T. 30,244,090 0.9142%
11 Iyo, Sarah Bismark 265,000 0.0080%
12 Natalya Ann I. Lagdameo 66,000 0.0020%
13 Salvador E. Lagdameo 34,000 0.0010%
14 Go, Giselle Karen Y. 10,000 0.0003%
15 Tacub, Pacifico B. 7,000 0.0002%
16 Joselito C. Herrera 7,000 0.0002%
17 Stephen T. Teo &/Or Teresita R. Teo 6,000 0.0002%
18 Wee, Joseph 5,000 0.0002%
19 Rene H. Dilan 3,000 0.0001%
20 Gabrielle Claudia F. Herrera 2,000 0.0001
MEASURING INVESTMENT RETURNS
OPTIMAL CAPITAL STRUCTURE
 CAPITAL STRUCTURE CHOICES
• Debt Ratio = Total Liabilities/Total Assets
2018 2017
Total Assets P 18,253,558,086 P 18,777,287,872
Total Liabilities 7,435,822,333 8,539,853,958
Debt Ratio 40.74% 45.48%

CASH FLOWS
The Group generated operating cash flows of ₱2.1 billion in 2018, an increase of 7.4% as
compared to 2017.
Cash flows used in investing activities totaled ₱266.3 million, inclusive of a ₱114.4 million increase in
noncurrent assets. Capital expenditures in 2018 totaled ₱434.4 million. Free cash flow for the
period (calculated as operating cash flow less capital expenditures) was at ₱1.7 billion.
Net financing cash used were at ₱1.2 billion as the Group reduced debt levels and paid out ₱43.0
million in dividends.
 CAPITAL STRUCTURE CHOICES
• Generally, a ratio of 40% or lower is considered a good debt ratio, meaning
the business can generate enough cash flows to service its debt.
OPTIMAL CAPITAL
STRUCTURE