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Motor Insurance Types and Coverage Guide

This document summarizes different types of motor vehicle insurance policies. It outlines the main types of motor vehicles that can be insured, including private cars, motorcycles, commercial vehicles, and miscellaneous vehicles. It then describes the two main types of motor insurance policies: liability-only policies and comprehensive package policies. Liability-only policies cover legal liability for death, injury, or property damage to third parties in an accident, while comprehensive package policies provide additional own damage coverage as well as liability and personal accident coverage for the owner-driver. The document concludes by listing some common benefits of motor insurance policies, such as cashless repair at garages, depreciation waiver, new vehicle replacement, and roadside assistance.

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Harsh Shah
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8 views7 pages

Motor Insurance Types and Coverage Guide

This document summarizes different types of motor vehicle insurance policies. It outlines the main types of motor vehicles that can be insured, including private cars, motorcycles, commercial vehicles, and miscellaneous vehicles. It then describes the two main types of motor insurance policies: liability-only policies and comprehensive package policies. Liability-only policies cover legal liability for death, injury, or property damage to third parties in an accident, while comprehensive package policies provide additional own damage coverage as well as liability and personal accident coverage for the owner-driver. The document concludes by listing some common benefits of motor insurance policies, such as cashless repair at garages, depreciation waiver, new vehicle replacement, and roadside assistance.

Uploaded by

Harsh Shah
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd

MOTOR INSURANCE

PRESENTED BY:
SHAN PATEL
DHAVAL PATEL
AYUSHI DOSHI
NEHA VYAS
MAYANK PAREKH
RAJU VHORA
SANJAY CHAUDHRY
URVISH PATEL
NIKUL PATEL
MAYUR RAJ
KRUTARTH
Types of motor vehicles

Private Cars
Motor cycles and motor scooters
Commercial vehicles
Goods Carrying Vehicle
Passanger carrying vehicles
Motorized rickshaws

Taxis

Buses

Miscellaneous vechiles
Policy coverages

1. Liability only policy


2. Comprehensive package policy
Liability only policy

A subject to the limit of liability, the company will identify the insured in thr
event of accident.

Caused by or arising out of the use of vehicle in anywhere in india.


Against all sums including claimants costs and expenses.

Which the insured shall become legally liable to pay in respect of


Death of or bodily injury to any person as per MV act.
Damage to any third party property up to the limit specified in the policy.
Comprehensive Package Policy

The structure of the policy is almost the same for all vehicles minor
differences will be pointed out.
Private car package Policy
its coverage are divided in 3 Section
Section1- own Damage
Section2 Liablity to third party
Section3 PA Cover to Owner Driver.
Benifitis

3400+ cashless Garages


Depreciation Waiver cover.
New Vehicle replacement.
Road side Assistance.
24x7 Claim Assistance customer service.
THANK YOU

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