Quote Generated: 11 Feb 2026
Hi Vipin Kumar! Car number: UP32HA3418
Here's the car insurance plan
MARUTI WAGON R LXI (O)
you asked for
Petrol • 2016
Quote is valid only for 11 Feb 2026. Price may change after
YOUR DETAILS
Plan type Eligible NCB Own Damage expiry Third Party expiry
Comprehensive 0% 2025-08-12 2025-08-12
PLAN DETAILS
IDV Cover Total Premium
₹1,60,000 ₹6,016*
1 Addons Included
Zero Depreciation
Unlimited Zero Depreciation Claims 6-Month Repair Warranty Free Pick-up & Drop
Cashless Anywhere
COVERAGE DETAILS
Accidental damage to the car
Theft of the car
Damage to third party
Full coverage details on page 3
Premium
Base cover
Breakup
Includes prices of own damage, Basic Own Damage Premium ₹5,106
third party, Personal Accident Third Party Cover Premium ₹2,094
cover, selected add-ons as well as
your exclusive discounts and Addon & Accessories
savings
Zero Depreciation ₹3,360
24x7 Roadside Assistance included
Discounts
Other Discounts -₹4,544
Premium Details
Package Premium ₹6,016
GST@18% ₹1,083
You Pay ₹7,099*
Total savings ₹4,544
*Price may vary at the time of purchase. Savings and NCB discount is only applicable on the own damage
premium for your car. The discount does not apply to addons or third party premium.
Policy What's covered
Coverage
Accidental damage to the car
All insurance companies have the
same standard coverage. Pays for damages / losses to your car due to accident, theft, natural or man-
made hazards, or shifting / transportation / shipping.
Theft of the car
Pays you the full IDV (car value) if, unfortunately, the car gets stolen
Damage to third party
Pays for damages that your car may cause to a third person, vehicle or
property.
Damage due to natural calamities
Pays for your losses if your car is damaged in a natural disaster like
cyclones, floods, earthquakes etc.
Damage due to man-made hazards
Pays for your losses if your car is damaged by man-made hazards like terror
attacks or fire (arson).
Loss due to fire & explosions
Pays for your losses if your car is damaged in an accidental fire
Damage in transit
Pays for your losses if your car is damaged during shifting / transportation /
shipping.
What's not covered
Damage to tyre & tubes
Tyres are only covered for damage in accidents unless you purchase the 'tyre
protector' add-on.
General wear & tear
Does not pay for general wear and tear damages to your car
Mechanical failure
Does not pay for mechanical / electrical breakdown, chassis / body failure,
or rusting / weather damage.
Consequential damage
Damage not directly related to the accident is not covered. e.g. Your engine
gets damaged as you drive away from an accident.
Cost of consumables
Does not pay to replace or refill consumables like oil, nuts, bolts, coolant, etc.
if they spill out during an accident.
Non-accidental damage to engine
Damages to car engine or its parts (piston, cylinder, gearbox, etc.) are not
covered unless damaged in an accident. Get the 'Engine Protector' addon to
secure the most expensive part of your car at all times.
Illegal driving and illegal activities
Claim Your claim will be rejected if the driver is under the influence of alcohol,
Benefits drugs or any other intoxicating substances, does not have a valid license, or
uses the car for commercial purposes, rioting or racing.
Included with all plans.
Claim Assurance Program
Damage due to war or invasion
by Policybazaar
Does not pay for losses due to war, invasion, act of foreign enemies,
hostilities or warlike operations
Included (with or without
with every a declaration of war), civil
policy*
war, mutiny, rebellion, and militancy.
Pick-up & Drop 24x7 Claim Dedicated Claim
from accident spot Assistance, on all Manager with you
to repair workshop 365 days - even on from claim start to
to home public holidays! settlement
On-Ground Pick-up & Drop
workshop team for from accident spot
priority repair & on- to repair workshop
time delivery to home
*T&C apply