ROI FROM 14-07-2025
CAR LOAN PRE OWNED CAR LOAN P-LAP LOAN
PERSONAL LOAN
ROI CIBIL SCORE ROI CIBIL SCORE ROI CIBIL SCORE ROI
CIBIL SCORE
10.70%>=750 8.30% 800 & ABOVE 10.50% >=800 9.80%
=750
11.20% 700-749 8.70% 750-799 11.00% 750-799 9.90%
650-749& -1
11.75%650-699 & -1 8.80% 700-749 11.50% 700-749 10.10%
LESS THAN 650
LESS THAN 650 9.60% 650-699 & -1 12.00% 650-699 &-1 10.20%
IF LOAN AMOUNT > LESS THAN 650 14.00% LESS THAN650 10.40%
10.00 LAKH THEN 0.50% IF ELECTRIC
0.25% TWO WHEELER LOAN OD-RGB-HOME TOP-UP
lcONCESSION THEN CONCESSION
CIBIL SCORE ROI >=800 8.15%
FOR LOYALTY CAR >=750 16.00% 750-799 8.55%
0.10% Concession salary LOAN THEN 0.10% 650-749 &-1 17.00% 700-749 8.70%
account in RGB CONCESSION LESS THAN 650 17.50% 650-699 & -1 8.95%
LESS THAN 650 9.50%
HOME LOAN HOME LOAN TOP UP REALTY HOME LOAN RENT PLUS SCHEME
CIBIL SCORE ROI CIBIL SCORE RO CIBIL SCORE ROI DURATION ROI
>=800 7.40% >=800 7.90% |>=800 8.10% UPTO 3 YEARS 10.65%
750-799 7.80% 750-799 8.30% 750-799 8.50% 3-7 YEARS 11.15%
7.95% 700-749 8.45% 700-749 8.65% 7-10 YEARS 11.65%
700-749
650-699& -1 8.20% 650-699 & -1 8.70% 650-699 &-1 8.90% SURYA GHAR SCHEME
LESS THAN 650 8.75% LESS THAN 650 9.25% LESS THAN 650 9.45%
SEGMENT RO OD MAXGAIN HOME LOAN Upto 2.00 Lakh 7.00%
FOR WOMAN BORROWER,
lcONCESSION WILL BE 0.10% P-GOLD LOAN 8.65% CIBIL SCORE IROI > 2.00 Lakh 9.00%
0.10% PREMIUM WILL BE ADDED AGRI GOLD LOAN 8.65% >=800 7.65%
HIGH VALUE BIKE LOAN
TO CARD RATE FOR LOAN AMT 30 EDUCATION LOAN 8.70% 750-799 8.05%
LAKH, IF LTV RATIO >80% &<=90% 750 & above 12.50%
JLG(TL) 11.00% 700-749 8.20%
Corporate Home Loan(6250-2701) PENSION LOAN 11.50% 650-699 &-1 8.45% 650-750 &-1 14.00%
ROI is 10.50% SME GOLD LOAN 8.65% LESS THAN 650 9.00% LESS THAN 650 20.00%
SME & AGRICULTULRAL SEGMENT
SCHEME INT RATE SCHEME INT RATE
RGB SARAL MSME SCHEME(upto 50 Lakh) 10.15% <-50000/ 12.00%
SME CONNECT(upto 50 Lakh) 10.15% KCC/KCC >0.50 Lac -2.00 Lac 13.00%
SIB- BANDHAK(upto 50 Lakh) 10.15% Tenant Farmer JLG >2.00 Lac -10.00 Lac 13.70%
ASSET BACKED/SARAL VYAPAR(upto 50 Lakh) 10.15% >10.00 Lac 12.50%
ASSET BACKED LOAN -RH (upto 50 Lakh) 10.85% WHR WCDL Upto 6 Months 8.55%
BUILDER FINANCE RESIDENTIAL HOUSING(upto 50 Lakh) 11.65% WHR 6-12 Months 8.85%
FLEET FINANCE SCHEME(UPTO 50 LAKH) 9.25% WHR WC-CC 9.10%
MARBLE PLUS(upto 50 Lakh) 9.55% Medium/Long Term Loans Upto 5.00 Lac 11.50%
ABOVE S0.00 LAKH CRA Above 5.00 Lac 12.00%
TEXTILE PLUS(upto 50 Lakh) 9.9% Farm Mechanisation Upto 5.00 Lac 11.50%
ABOVE 50 LAKH CRA Above 5.00 Lac 12.00%
SMART SCORE/POP/RURAL ARTISAN/SGSY/NULM/PM-SVANidhi 11.15% TRACTOR LOAN 11.50%
DOCTOR PLUS(UDto 50 Lakh) 9.95% Upto 2.00 Lac 12.50%
KRISHAK VAHAN
ABOVE S0 LAKH CRA Upto25.00 Lac 10.65%
PMMY ARTISANCC SCHEME,SULABH VYAPAR,
SIMPLIFIED SMALL BUSINESS, SHOPPE, SWAROJGAR CC, CHC,AGRI-CLINIC & Upto 2.00 Lakh 11.45%
PMEGP, SVAYAM SIDDHA 11.15% AGRI BUSINESS FOR TL Above 2.00 Lac 11.90%
LUCC, SULABH LAGHU UDHYOG 12.15% CENTER cc limit 10.85%
VIDHYUT AUTO LOAN (upto 2.00 lacs) 10.85% Upto 2.00 Lakh 10.45%
upto 25.00 lacs 11.35% FPOs FOR TL Above 2.00 Lac 10.90%
MUKHYAMANTRI SWAVLAMBAN 10.15% lcc limit 10.85%
CC-JLG-BC 13.65% LOAN AGAINST WAREHOUSE RECIEPTexcluding CMA 9.85%
FEM 9.55% Krishak Mitra Yojana(Debt swap) 12.95%
COVID-19 ECL 9.90%
PM KUSUM YOJNA
Upto 50 Lacs 10.15%
GECL 7.80% Above 50.0 Lac CRA
SME CAR LOAN/CORPORATE(NEW) 9.25% Term Loan 12.20%
SARAL KRISHI
PM VISHWAKARMA 5.00% Ovedraft 13.20%
GST PLUS LOAN SCHEME 10.15% Upto 50 Lacs 10.15%
COMMERCIAL VEHICLE FINANCE 9.25%
Agri-Enterprises Loan(AEL)
|Above 50.0 Lac CRA
BRUPY(Upto 50 Lacs) 10.15%
AGRI INFRASTRUCTURE FUND
Upto 200.0 Lac 9.00%
Above 50 Lacs CRA |Above 200 Lac CRA
NLM 11.15% ASSET BACKED AGRI LOAN 9.50%
SHG-NRLM(Upto 3.00 Lacs) 7% Upto 3.0 Lac 7%
3.00 -5.00 Lacs 10.00% SHG-NRLM 3.0-5.0 Lac 10.%
Above S.00 Lacs 12.15% Above 5.0 Lac 12.15%
Upto 50.0 Lac 10.50% KISAN SVAVLAMBAN SCHEME 11.50%
PMFME/ HORTICULTURE
Above 50.0 Lac CRA SHG 12.15%
Upto 50.0 Lac 10.15% Upto 6 Months 10.30%
food and agro processing activities
JAbove 50.0 Lac CRA WHR WITHOUT ANY TIE-UP 6-12 MONTHS 10.60%
MUDRA LOAN 11.15 |CC UPTO 12MON 10.85%
EDUCATION LOAN 50 bps Concession for Girl students.50 bps for insurance coverage of the loan amount plus accrued interest 5527
during moratorium, for the loan tenure through insurance policies assigned in favor of the Bank.