CONTENTS
Foreword
Preface
Acknowledgement
1. Summary ..................................................... 1
2. Introduction ................................................ 3
3. What Is Health Insurance? ................................... 5
4. Why Health Insurance Is Important in Today’s Life .......... 9
5. How Health Insurance Works .................................. 13
6. Types of Health Insurance Plans ............................. 17
7. Individual Health Insurance vs Family Floater Plan ........ 21
8. What Is Covered in Health Insurance ......................... 25
9. Policy Exclusions You Must Know ............................. 29
10. Understanding Sum Insured, Premium & Deductibles .......... 33
11. Cashless Treatment vs Reimbursement Claims ................. 37
12. The Claim Process Explained Step by Step .................. 41
13. The Role of a Health Insurance Advisor .................... 45
14. Why Buying Health Insurance Online Can Be Risky .......... 49
15. Common Mistakes While Buying Insurance .................... 53
16. How to Choose the Right Health Insurance Plan ............. 57
17. Health Insurance Add-ons & Extra Benefits ................ 61
18. Renewal, Portability & Policy Continuity ................. 65
19. Real-Life Claim Scenarios & Lessons ...................... 69
20. Myths and Facts About Health Insurance ................... 73
21. Final Thoughts – Health Insurance as a Life Tool ........ 77