REPORT DATE & TIME : 04/02/2026 (12:56:03) CONTROL NUMBER : 10495596537

CONSUMER CIR
MEMBER ID : BN01161091 REFERENCE NUMBER : BN

CONSUMER INFORMATION

CONSUMER NAME : Rekha Rathor PAN : GFTPR1395H

DOB : 01/01/1988 DRIVING LICENCE : -

NO
TELEPHONE NO. : -
VOTER ID : -
EMAIL ID : -
PASSPORT NO. : -
GENDER : Female
AADHAAR NUMBER : NOT DISCLOSED
ADDRESS : Diken, Neemuch, Neemuch, MADHYA (UID)
PRADESH - 458226

CIBIL TRANSUNION SCORE(S)

SCORING FACTORS

1. Low Credit Age

CREDITVISION®
Score
Ranges from:
300 (high risk) to 900 (low risk)
800
300 900

CONSUMER ACCOUNT SUMMARY

ACCOUNTS BALANCES ACCOUNT OPENED DATE

Total : 4 High Cr/Sanc. Amt : ₹43,000 Recent : 31/08/2017

Zero balance : 3 Current : ₹32,000 Oldest : 31/08/2017

Overdue : 0 Overdue : ₹0

ENQUIRY SUMMARY

No Enquiry Summary available.

CREDITVISION® ALGORITHM(S)
COHORT DESCRIPTION (N AME) VALUE RISK SCALE

Percentage of payments missed in the

(PAYMNT63) 0.0 % 0% 15%
last 12 months

Maximum delinquency across all trades (G311S) 0 DPD 0 90+

Months since most recent delinquency

(AT36S) 999 No delinquency ever
(30+ DPD)

PAYMENT Percentage of non delinquent open

(AT103S) 100 % 100% 0%
BEHAVIOUR trades to all open trades

Number of accounts prior 60 days past

(CV18) -1 No 60+ DPD trade ever
due, now current (0 DPD)

Aggregate excess amount paid for all

(ALL233) -2 No trades/Data not available
accounts over the past 6 months

Customer category basis credit card

(BCPMTSTR) - -
payment behaviour

Index to measure balance movement Debt

across all trades (excluding home and (BALMAG01) 287 Pay
Build
property loans) in last 24 months Down
Up
LEVERAGE
Utilization for open trades (AT34A) 100 % 0% 100%

Number of trades opened in past 6

(AT06S) 0 -
months
RECENCY
Number of enquiries in past 3 months (G503S) -4 No enquiries in last 90 days

Number of distinct phones reported in

(DM207S) 0 0 5+
the last 3 months

Number of distinct addresses reported

(DM217S) 0 0 5+
DEMOGRAPHIC in the last 3 months
STABILITY INDEX

Number of distinct IDs reported in the

(DM247S) 0 0 5+
last 3 months

Impact on Enhanced CreditVision Score

(CIBILTUSG4) - -
due to inclusion of Guarantor trade(s)

Number of Guarantor trades (AT01S_G) - -

Months since most recent Guarantor

(AT21S_G) - -
trade opened

GUARANTOR Utilization for open Guarantor trades (AT34A_G) - -

INSIGHTS
Maximum Delinquency across all
(G311S_G) - -
Guarantor trades

Months since most recent delinquency

(AT36S_G) - -
(30+ DPD) on a Guarantor trade

Percentage of payments missed in the

(PAYMNT63_G) - -
last 12 months

Impact on Enhanced CreditVision Score

DISPUTE INSIGHTS (CIBILTUSD4) - -
due to exclusion of Disputed trade(s)

CONSUMER DETAILS
CONSUMER INFORMATION

CONSUMER NAME : REKHA BAI W O RAJENDRA KUMAR RATHOR D.O.B : 10/10/1985 GENDER : Female CREDITVISION® SCORE : 800

IDENTIFICATION(S)

IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

RATION CARD NO 7/8 - -

AADHAAR ID NOT DISCLOSED - -

(e) - IDENTIFICATION REPORTED FROM ENQUIRY

TELEPHONE(S)

TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

Mobile Phone 9893330211 -

(e) - TELEPHONE REPORTED FROM ENQUIRY

EMAIL CONTACT(S)

No Email Record available.

CONSUMER’S REPORTED ADDRESS(ES)

ADDRESS CATEGORY RESIDENCE CODE DATE REPORTED

HOLLI CHOUK DEEKEN, JAWAD, NEEMUCH, MADHYA PRADESH

Not Categorized - 31/01/2020
- 458226

(e) - ADDRESSES REPORTED FROM ENQUIRY

EMPLOYMENT INFORMATION

ACCOUNT TYPE OCCUPATION CODE INCOME NET/GROSS INCOME MONTHLY/ANNUAL INCOME

(Date Reported) INDICATOR INDICATOR

KISAN CREDIT CARD Others Not Available Not Available Not Available
(31/08/2024)
CONSUMER ACCOUNT DETAILS

1. ACCOUNT

ACCOUNT INFORMATION DATE OPEN ED : 31/08/2017 | DATE CLOSED : | DATE REPORTED & CERTIFIED : 15/01/2026 ACTIVE

ACCOUN T AMOUN TS STATUS

TYPE : KISAN CREDIT CARD HIGH CREDIT : ₹ 32,000 PAYMEN T : NA

AMOUN T FREQUEN CY
MEMBER : NOT DISCLOSED
N AME CURREN T : ₹ 32,000 REPAYMEN T : 91
BALAN CE TEN URE
ACCOUN T : Not Disclosed
N UMBER IN TEREST : 10.0
RATE
OWN ERSHIP : INDIVIDUAL

DAYS PAST DUE/ASSET CLASSIFICATION START DATE : 01/01/2026 | EN D DATE : 01/02/2023 | LAST PAYMEN T : 21/03/2025

YEAR JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2026 STD - - - - - - - - - - -

2025 STD STD STD STD STD STD STD STD STD STD STD STD

2024 STD STD STD STD STD STD STD STD STD STD STD STD

2023 - STD STD XXX STD STD STD STD STD STD STD STD

2. ACCOUNT

ACCOUNT INFORMATION DATE OPEN ED : 31/08/2017 | DATE CLOSED : | DATE REPORTED & CERTIFIED : 15/01/2026 ACTIVE

ACCOUN T AMOUN TS STATUS

TYPE : KISAN CREDIT CARD HIGH CREDIT : ₹ 8,000 PAYMEN T : NA

AMOUN T FREQUEN CY
MEMBER : NOT DISCLOSED
N AME CURREN T : ₹0 REPAYMEN T : 79
BALAN CE TEN URE
ACCOUN T : Not Disclosed
N UMBER IN TEREST : 10.0
RATE
OWN ERSHIP : INDIVIDUAL

DAYS PAST DUE/ASSET CLASSIFICATION START DATE : 01/01/2026 | EN D DATE : 01/02/2023 | LAST PAYMEN T : 07/03/2024

YEAR JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2026 STD - - - - - - - - - - -

2025 STD STD STD STD STD STD STD STD STD STD STD STD

2024 STD STD STD STD STD STD STD STD STD STD STD STD

2023 - STD STD XXX STD STD STD STD STD STD STD STD
3. ACCOUNT

ACCOUNT INFORMATION DATE OPEN ED : 31/08/2017 | DATE CLOSED : | DATE REPORTED & CERTIFIED : 15/01/2026 ACTIVE

ACCOUN T AMOUN TS STATUS

TYPE : KISAN CREDIT CARD CURREN T : ₹0 PAYMEN T : NA

BALAN CE FREQUEN CY
MEMBER : NOT DISCLOSED
N AME

ACCOUN T : Not Disclosed

N UMBER

OWN ERSHIP : INDIVIDUAL

DAYS PAST DUE/ASSET CLASSIFICATION START DATE : 01/01/2026 | EN D DATE : 01/02/2023 | LAST PAYMEN T : 07/03/2024

YEAR JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2026 STD - - - - - - - - - - -

2025 STD STD STD STD STD STD STD STD STD STD STD STD

2024 XXX XXX XXX XXX XXX XXX XXX STD STD STD STD STD

2023 - XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

4. ACCOUNT

ACCOUNT INFORMATION DATE OPEN ED : 31/08/2017 | DATE CLOSED : | DATE REPORTED & CERTIFIED : 15/01/2026 ACTIVE

ACCOUN T AMOUN TS STATUS

TYPE : KISAN CREDIT CARD HIGH CREDIT : ₹ 3,000 PAYMEN T : NA

AMOUN T FREQUEN CY
MEMBER : NOT DISCLOSED
N AME CURREN T : ₹0 REPAYMEN T : 10
BALAN CE TEN URE
ACCOUN T : Not Disclosed
N UMBER IN TEREST : 10.0
RATE
OWN ERSHIP : INDIVIDUAL

DAYS PAST DUE/ASSET CLASSIFICATION START DATE : 01/01/2026 | EN D DATE : 01/02/2023 | LAST PAYMEN T : 07/03/2024

YEAR JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2026 STD - - - - - - - - - - -

2025 STD STD STD STD STD STD STD STD STD STD STD STD

2024 STD STD STD STD STD STD STD STD STD STD STD STD

2023 - STD STD XXX XXX XXX STD STD STD STD STD STD

CONSUMER ENQUIRY DETAILS

ENQUIRIES

No Enquiry Details available.

GLOSSARY
CIR DATA GLOSSARY

REPORT SECTION KEY TERM / CODE DESCRIPTION

Report name - Consumer CIR

Consumer Details e Enriched through Enquiry

Identification(s) ID Types Income Tax ID Number (PAN)

Passport Number
Voter ID
Driver’s License Number
Ration Card Number
Universal ID Number (UID)

Telephone(s) : Telephone Types Latest 4 Telephone details reported.

Mobile phone
Home Phone
Office phone
Not Classified

Email Contact(s) : - Latest 4 emails reported.

Employment Information(s) : Occupation Codes Latest Employment detail reported.

Salaried
Self Employed Professionals
Self Employed
Others

Address(es) : Address Category Latest 4 address reported.

Permanent Address
Residence Address
Office Address
Not categorized

Consumer Account Details: Account Information Active: Account not closed

Inactive: Closed account
Date Opened: Date of first disbursement
Date Closed: Date of account closure
Date reported & Certified: Most recent date reported by reporting member
Last Payment Date: Most recent date a payment was made on the account.

Consumer Account Details: Day Past Due/Asset Classification Start date: Beginning of the payment history
End Date: End of the payment history
000: Payment is made on the due date
001-900: Payment is missed by number of days from the due date
STD: Payments being made within 90 days
SMA: Special account created for reporting Standard Accounts moving toward
Sub-Standard
SUB: Payments being made after 90 days
DBT : The account has remained Sub-Standard for 12 months
LSS : The account where loss has been identified and remains uncollectable
XXX : Data not reported by Institution

Consumer Account Details: Information under dispute Consumer has raised grievance request regarding issue in correctness of the
data reported by Financial Institution

Enquiry Details : Not Disclosed Enquiry made with other Members

END OF REPORT ON REKHA BAI W O RAJENDRA KUMAR RATHOR

DISCLAIMER

All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided/ submitted by its various members
(“Members”), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is
generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in
the Report, and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of
the Operating Rules for TU CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359