PRESENT VALUE TABLE OF A $1 ANNUITY RECEIVED AT THE END OF EACH TIME PERIOD FOR

THE NUMBER OF TIME PERIODS INDICATED

Interest Rate Per Time Period
N 0.75% 1.00% 1.25% 1.50% 1.75% 2.00% 2.50% 3.00% 3.50% 4.00% 4.50%
1 0.993 0.990 0.988 0.985 0.983 0.980 0.976 0.971 0.966 0.962 0.957
2 1.978 1.970 1.963 1.956 1.949 1.942 1.927 1.913 1.900 1.886 1.873
3 2.956 2.941 2.927 2.912 2.898 2.884 2.856 2.829 2.802 2.775 2.749
4 3.926 3.902 3.878 3.854 3.831 3.808 3.762 3.717 3.673 3.630 3.588
5 4.889 4.853 4.818 4.783 4.748 4.713 4.646 4.580 4.515 4.452 4.390
6 5.846 5.795 5.746 5.697 5.649 5.601 5.508 5.417 5.329 5.242 5.158
7 6.795 6.728 6.663 6.598 6.535 6.472 6.349 6.230 6.115 6.002 5.893
8 7.737 7.652 7.568 7.486 7.405 7.325 7.170 7.020 6.874 6.733 6.596
9 8.672 8.566 8.462 8.361 8.260 8.162 7.971 7.786 7.608 7.435 7.269
10 9.600 9.471 9.346 9.222 9.101 8.983 8.752 8.530 8.317 8.111 7.913
11 10.521 10.368 10.218 10.071 9.927 9.787 9.514 9.253 9.002 8.760 8.529
12 11.435 11.255 11.079 10.908 10.740 10.575 10.258 9.954 9.663 9.385 9.119
13 12.342 12.134 11.930 11.732 11.538 11.348 10.983 10.635 10.303 9.986 9.683
14 13.243 13.004 12.771 12.543 12.322 12.106 11.691 11.296 10.921 10.563 10.223
15 14.137 13.865 13.601 13.343 13.093 12.849 12.381 11.938 11.517 11.118 10.740
16 15.024 14.718 14.420 14.131 13.850 13.578 13.055 12.561 12.094 11.652 11.234
17 15.905 15.562 15.230 14.908 14.595 14.292 13.712 13.166 12.651 12.166 11.707
18 16.779 16.398 16.030 15.673 15.327 14.992 14.353 13.754 13.190 12.659 12.160
19 17.647 17.226 16.819 16.426 16.046 15.678 14.979 14.324 13.710 13.134 12.593
20 18.508 18.046 17.599 17.169 16.753 16.351 15.589 14.877 14.212 13.590 13.008
21 19.363 18.857 18.370 17.900 17.448 17.011 16.185 15.415 14.698 14.029 13.405
22 20.211 19.660 19.131 18.621 18.130 17.658 16.765 15.937 15.167 14.451 13.784
23 21.053 20.456 19.882 19.331 18.801 18.292 17.332 16.444 15.620 14.857 14.148
24 21.889 21.243 20.624 20.030 19.461 18.914 17.885 16.936 16.058 15.247 14.495
25 22.719 22.023 21.357 20.720 20.109 19.523 18.424 17.413 16.482 15.622 14.828
26 23.542 22.795 22.081 21.399 20.746 20.121 18.951 17.877 16.890 15.983 15.147
27 24.359 23.560 22.796 22.068 21.372 20.707 19.464 18.327 17.285 16.330 15.451
28 25.171 24.316 23.503 22.727 21.987 21.281 19.965 18.764 17.667 16.663 15.743
29 25.976 25.066 24.200 23.376 22.592 21.844 20.454 19.188 18.036 16.984 16.022
30 26.775 25.808 24.889 24.016 23.186 22.396 20.930 19.600 18.392 17.292 16.289
31 27.568 26.542 25.569 24.646 23.770 22.938 21.395 20.000 18.736 17.588 16.544
32 28.356 27.270 26.241 25.267 24.344 23.468 21.849 20.389 19.069 17.874 16.789
33 29.137 27.990 26.905 25.879 24.908 23.989 22.292 20.766 19.390 18.148 17.023
34 29.913 28.703 27.560 26.482 25.462 24.499 22.724 21.132 19.701 18.411 17.247
35 30.683 29.409 28.208 27.076 26.007 24.999 23.145 21.487 20.001 18.665 17.461
36 31.447 30.108 28.847 27.661 26.543 25.489 23.556 21.832 20.290 18.908 17.666
37 32.205 30.800 29.479 28.237 27.069 25.969 23.957 22.167 20.571 19.143 17.862
38 32.958 31.485 30.103 28.805 27.586 26.441 24.349 22.492 20.841 19.368 18.050
39 33.705 32.163 30.719 29.365 28.095 26.903 24.730 22.808 21.102 19.584 18.230
40 34.447 32.835 31.327 29.916 28.594 27.355 25.103 23.115 21.355 19.793 18.402
41 35.183 33.500 31.928 30.459 29.085 27.799 25.466 23.412 21.599 19.993 18.566
42 35.914 34.158 32.521 30.994 29.568 28.235 25.821 23.701 21.835 20.186 18.724
43 36.639 34.810 33.107 31.521 30.042 28.662 26.166 23.982 22.063 20.371 18.874
44 37.359 35.455 33.686 32.041 30.508 29.080 26.504 24.254 22.283 20.549 19.018
45 38.073 36.095 34.258 32.552 30.966 29.490 26.833 24.519 22.495 20.720 19.156
46 38.782 36.727 34.823 33.056 31.416 29.892 27.154 24.775 22.701 20.885 19.288
47 39.486 37.354 35.381 33.553 31.859 30.287 27.467 25.025 22.899 21.043 19.415
48 40.185 37.974 35.931 34.043 32.294 30.673 27.773 25.267 23.091 21.195 19.536
49 40.878 38.588 36.476 34.525 32.721 31.052 28.071 25.502 23.277 21.341 19.651
50 41.566 39.196 37.013 35.000 33.141 31.424 28.362 25.730 23.456 21.482 19.762
51 42.250 39.798 37.544 35.468 33.554 31.788 28.646 25.951 23.629 21.617 19.868
52 42.928 40.394 38.068 35.929 33.960 32.145 28.923 26.166 23.796 21.748 19.969
53 43.601 40.984 38.585 36.383 34.358 32.495 29.193 26.375 23.957 21.873 20.066
54 44.269 41.569 39.097 36.831 34.750 32.838 29.457 26.578 24.113 21.993 20.159
55 44.932 42.147 39.602 37.271 35.135 33.175 29.714 26.774 24.264 22.109 20.248
56 45.590 42.720 40.100 37.706 35.514 33.505 29.965 26.965 24.410 22.220 20.333
57 46.243 43.287 40.593 38.134 35.886 33.828 30.210 27.151 24.550 22.327 20.414
58 46.891 43.849 41.080 38.556 36.252 34.145 30.448 27.331 24.686 22.430 20.492
N 0.75% 1.00% 1.25% 1.50% 1.75% 2.00% 2.50% 3.00% 3.50% 4.00% 4.50%
59 47.535 44.405 41.560 38.971 36.611 34.456 30.681 27.506 24.818 22.528 20.567
60 48.173 44.955 42.035 39.380 36.964 34.761 30.909 27.676 24.945 22.623 20.638
61 48.807 45.500 42.503 39.784 37.311 35.060 31.130 27.840 25.067 22.715 20.706
62 49.437 46.040 42.966 40.181 37.652 35.353 31.347 28.000 25.186 22.803 20.772
63 50.061 46.574 43.423 40.572 37.987 35.640 31.558 28.156 25.300 22.887 20.834
64 50.681 47.103 43.875 40.958 38.317 35.921 31.764 28.306 25.411 22.969 20.894
65 51.296 47.627 44.321 41.338 38.641 36.197 31.965 28.453 25.518 23.047 20.951
66 51.907 48.145 44.761 41.712 38.959 36.468 32.161 28.595 25.621 23.122 21.006
67 52.513 48.659 45.197 42.081 39.272 36.733 32.352 28.733 25.721 23.194 21.058
68 53.115 49.167 45.626 42.444 39.579 36.994 32.538 28.867 25.817 23.264 21.108
69 53.712 49.670 46.051 42.802 39.881 37.249 32.720 28.997 25.910 23.330 21.156
70 54.305 50.169 46.470 43.155 40.178 37.499 32.898 29.123 26.000 23.395 21.202
71 54.893 50.662 46.884 43.502 40.470 37.744 33.071 29.246 26.087 23.456 21.246
72 55.477 51.150 47.292 43.845 40.756 37.984 33.240 29.365 26.171 23.516 21.288
73 56.056 51.634 47.696 44.182 41.038 38.220 33.405 29.481 26.253 23.573 21.328
74 56.632 52.113 48.095 44.514 41.315 38.451 33.566 29.593 26.331 23.628 21.367
75 57.203 52.587 48.489 44.842 41.587 38.677 33.723 29.702 26.407 23.680 21.404
76 57.769 53.056 48.878 45.164 41.855 38.899 33.876 29.808 26.480 23.731 21.439
77 58.332 53.521 49.262 45.482 42.118 39.117 34.025 29.910 26.551 23.780 21.473
78 58.890 53.981 49.642 45.795 42.376 39.330 34.171 30.010 26.619 23.827 21.505
79 59.444 54.437 50.016 46.103 42.630 39.539 34.313 30.107 26.685 23.872 21.536
80 59.994 54.888 50.387 46.407 42.880 39.745 34.452 30.201 26.749 23.915 21.565
81 60.540 55.335 50.752 46.707 43.125 39.946 34.587 30.292 26.810 23.957 21.594
82 61.082 55.777 51.113 47.002 43.366 40.143 34.719 30.381 26.870 23.997 21.621
83 61.620 56.215 51.470 47.292 43.603 40.336 34.848 30.467 26.928 24.036 21.647
84 62.154 56.648 51.822 47.579 43.836 40.526 34.974 30.550 26.983 24.073 21.671
85 62.684 57.078 52.170 47.861 44.065 40.711 35.096 30.631 27.037 24.109 21.695
86 63.210 57.503 52.514 48.139 44.290 40.893 35.216 30.710 27.089 24.143 21.718
87 63.732 57.923 52.853 48.412 44.511 41.072 35.333 30.786 27.139 24.176 21.740
88 64.250 58.340 53.188 48.682 44.728 41.247 35.446 30.860 27.187 24.207 21.760
89 64.764 58.752 53.519 48.948 44.942 41.419 35.557 30.932 27.234 24.238 21.780
90 65.275 59.161 53.846 49.210 45.152 41.587 35.666 31.002 27.279 24.267 21.799
91 65.781 59.565 54.169 49.468 45.358 41.752 35.771 31.070 27.323 24.295 21.817
92 66.284 59.966 54.488 49.722 45.561 41.914 35.875 31.136 27.365 24.323 21.835
93 66.783 60.362 54.803 49.972 45.760 42.072 35.975 31.200 27.406 24.349 21.852
94 67.279 60.754 55.114 50.219 45.956 42.228 36.073 31.262 27.445 24.374 21.868
95 67.770 61.143 55.421 50.462 46.148 42.380 36.169 31.323 27.484 24.398 21.883
96 68.258 61.528 55.725 50.702 46.337 42.529 36.263 31.381 27.520 24.421 21.897
97 68.743 61.909 56.024 50.938 46.523 42.676 36.354 31.438 27.556 24.443 21.911
98 69.224 62.286 56.320 51.170 46.706 42.820 36.443 31.493 27.590 24.465 21.925
99 69.701 62.659 56.613 51.399 46.885 42.960 36.529 31.547 27.623 24.485 21.938
10070.175 63.029 56.901 51.625 47.061 43.098 36.614 31.599 27.655 24.505 21.950
Note: N represents the number of time periods.
PRESENT VALUE TABLE OF A $1 ANNUITY RECEIVED AT THE END OF EACH TIME PERIOD
FOR THE NUMBER OF TIME PERIODS INDICATED
Interest Rate Per Time Period
N 5.00% 5.50% 6.00% 6.50% 7.00% 7.50% 8.00% 8.50% 9.00% 9.50% 10.00%
1 0.952 0.948 0.943 0.939 0.935 0.930 0.926 0.922 0.917 0.913 0.909
2 1.859 1.846 1.833 1.821 1.808 1.796 1.783 1.771 1.759 1.747 1.736
3 2.723 2.698 2.673 2.648 2.624 2.601 2.577 2.554 2.531 2.509 2.487
4 3.546 3.505 3.465 3.426 3.387 3.349 3.312 3.276 3.240 3.204 3.170
5 4.329 4.270 4.212 4.156 4.100 4.046 3.993 3.941 3.890 3.840 3.791
6 5.076 4.996 4.917 4.841 4.767 4.694 4.623 4.554 4.486 4.420 4.355
7 5.786 5.683 5.582 5.485 5.389 5.297 5.206 5.119 5.033 4.950 4.868
8 6.463 6.335 6.210 6.089 5.971 5.857 5.747 5.639 5.535 5.433 5.335
9 7.108 6.952 6.802 6.656 6.515 6.379 6.247 6.119 5.995 5.875 5.759
10 7.722 7.538 7.360 7.189 7.024 6.864 6.710 6.561 6.418 6.279 6.145
11 8.306 8.093 7.887 7.689 7.499 7.315 7.139 6.969 6.805 6.647 6.495
12 8.863 8.619 8.384 8.159 7.943 7.735 7.536 7.345 7.161 6.984 6.814
13 9.394 9.117 8.853 8.600 8.358 8.126 7.904 7.691 7.487 7.291 7.103
14 9.899 9.590 9.295 9.014 8.745 8.489 8.244 8.010 7.786 7.572 7.367
15 10.380 10.038 9.712 9.403 9.108 8.827 8.559 8.304 8.061 7.828 7.606
N 5.00% 5.50% 6.00% 6.50% 7.00% 7.50% 8.00% 8.50% 9.00% 9.50% 10.00%
16 10.838 10.462 10.106 9.768 9.447 9.142 8.851 8.575 8.313 8.062 7.824
17 11.274 10.865 10.477 10.111 9.763 9.434 9.122 8.825 8.544 8.276 8.022
18 11.690 11.246 10.828 10.432 10.059 9.706 9.372 9.055 8.756 8.471 8.201
19 12.085 11.608 11.158 10.735 10.336 9.959 9.604 9.268 8.950 8.650 8.365
20 12.462 11.950 11.470 11.019 10.594 10.194 9.818 9.463 9.129 8.812 8.514
21 12.821 12.275 11.764 11.285 10.836 10.413 10.017 9.644 9.292 8.961 8.649
22 13.163 12.583 12.042 11.535 11.061 10.617 10.201 9.810 9.442 9.097 8.772
23 13.489 12.875 12.303 11.770 11.272 10.807 10.371 9.963 9.580 9.221 8.883
24 13.799 13.152 12.550 11.991 11.469 10.983 10.529 10.104 9.707 9.334 8.985
25 14.094 13.414 12.783 12.198 11.654 11.147 10.675 10.234 9.823 9.438 9.077
26 14.375 13.662 13.003 12.392 11.826 11.299 10.810 10.354 9.929 9.532 9.161
27 14.643 13.898 13.211 12.575 11.987 11.441 10.935 10.465 10.027 9.618 9.237
28 14.898 14.121 13.406 12.746 12.137 11.573 11.051 10.566 10.116 9.697 9.307
29 15.141 14.333 13.591 12.907 12.278 11.696 11.158 10.660 10.198 9.769 9.370
30 15.372 14.534 13.765 13.059 12.409 11.810 11.258 10.747 10.274 9.835 9.427
31 15.593 14.724 13.929 13.201 12.532 11.917 11.350 10.827 10.343 9.895 9.479
32 15.803 14.904 14.084 13.334 12.647 12.015 11.435 10.900 10.406 9.950 9.526
33 16.003 15.075 14.230 13.459 12.754 12.107 11.514 10.968 10.464 10.000 9.569
34 16.193 15.237 14.368 13.577 12.854 12.193 11.587 11.030 10.518 10.045 9.609
35 16.374 15.391 14.498 13.687 12.948 12.273 11.655 11.088 10.567 10.087 9.644
36 16.547 15.536 14.621 13.791 13.035 12.347 11.717 11.141 10.612 10.125 9.677
37 16.711 15.674 14.737 13.888 13.117 12.415 11.775 11.190 10.653 10.160 9.706
38 16.868 15.805 14.846 13.979 13.193 12.479 11.829 11.235 10.691 10.192 9.733
39 17.017 15.929 14.949 14.065 13.265 12.539 11.879 11.276 10.726 10.221 9.757
40 17.159 16.046 15.046 14.146 13.332 12.594 11.925 11.315 10.757 10.247 9.779
41 17.294 16.157 15.138 14.221 13.394 12.646 11.967 11.350 10.787 10.271 9.799
42 17.423 16.263 15.225 14.292 13.452 12.694 12.007 11.382 10.813 10.294 9.817
43 17.546 16.363 15.306 14.359 13.507 12.739 12.043 11.412 10.838 10.314 9.834
44 17.663 16.458 15.383 14.421 13.558 12.780 12.077 11.440 10.861 10.332 9.849
45 17.774 16.548 15.456 14.480 13.606 12.819 12.108 11.465 10.881 10.349 9.863
46 17.880 16.633 15.524 14.535 13.650 12.855 12.137 11.489 10.900 10.364 9.875
47 17.981 16.714 15.589 14.587 13.692 12.888 12.164 11.510 10.918 10.378 9.887
48 18.077 16.790 15.650 14.636 13.730 12.919 12.189 11.530 10.934 10.391 9.897
49 18.169 16.863 15.708 14.682 13.767 12.948 12.212 11.549 10.948 10.403 9.906
50 18.256 16.932 15.762 14.725 13.801 12.975 12.233 11.566 10.962 10.414 9.915
51 18.339 16.997 15.813 14.765 13.832 13.000 12.253 11.581 10.974 10.423 9.923
52 18.418 17.058 15.861 14.803 13.862 13.023 12.272 11.596 10.985 10.432 9.930
53 18.493 17.117 15.907 14.838 13.890 13.045 12.288 11.609 10.996 10.441 9.936
54 18.565 17.173 15.950 14.872 13.916 13.065 12.304 11.621 11.005 10.448 9.942
55 18.633 17.225 15.991 14.903 13.940 13.084 12.319 11.632 11.014 10.455 9.947
56 18.699 17.275 16.029 14.932 13.963 13.101 12.332 11.643 11.022 10.461 9.952
57 18.761 17.322 16.065 14.960 13.984 13.117 12.344 11.652 11.029 10.467 9.956
58 18.820 17.367 16.099 14.986 14.003 13.132 12.356 11.661 11.036 10.472 9.960
59 18.876 17.410 16.131 15.010 14.022 13.146 12.367 11.669 11.042 10.477 9.964
60 18.929 17.450 16.161 15.033 14.039 13.159 12.377 11.677 11.048 10.481 9.967
61 18.980 17.488 16.190 15.054 14.055 13.172 12.386 11.684 11.053 10.485 9.970
62 19.029 17.524 16.217 15.075 14.070 13.183 12.394 11.690 11.058 10.488 9.973
63 19.075 17.558 16.242 15.094 14.084 13.193 12.402 11.696 11.062 10.492 9.975
64 19.119 17.591 16.266 15.111 14.098 13.203 12.409 11.701 11.066 10.495 9.978
65 19.161 17.622 16.289 15.128 14.110 13.212 12.416 11.706 11.070 10.497 9.980
66 19.201 17.651 16.310 15.144 14.121 13.221 12.422 11.711 11.073 10.500 9.981
67 19.239 17.679 16.331 15.158 14.132 13.228 12.428 11.715 11.077 10.502 9.983
68 19.275 17.705 16.350 15.172 14.142 13.236 12.433 11.719 11.079 10.504 9.985
69 19.310 17.730 16.368 15.185 14.152 13.243 12.438 11.722 11.082 10.506 9.986
70 19.343 17.753 16.385 15.197 14.160 13.249 12.443 11.726 11.084 10.508 9.987
71 19.374 17.776 16.401 15.209 14.169 13.255 12.447 11.729 11.087 10.510 9.988
72 19.404 17.797 16.416 15.219 14.176 13.260 12.451 11.732 11.089 10.511 9.990
73 19.432 17.817 16.430 15.230 14.183 13.265 12.455 11.734 11.091 10.512 9.990
74 19.459 17.836 16.443 15.239 14.190 13.270 12.458 11.737 11.092 10.514 9.991
75 19.485 17.854 16.456 15.248 14.196 13.275 12.461 11.739 11.094 10.515 9.992
76 19.509 17.871 16.468 15.256 14.202 13.279 12.464 11.741 11.095 10.516 9.993
77 19.533 17.887 16.479 15.264 14.208 13.282 12.467 11.743 11.097 10.517 9.994
78 19.555 17.903 16.490 15.271 14.213 13.286 12.469 11.744 11.098 10.517 9.994
79 19.576 17.917 16.500 15.278 14.218 13.289 12.471 11.746 11.099 10.518 9.995
80 19.596 17.931 16.509 15.285 14.222 13.292 12.474 11.747 11.100 10.519 9.995
81 19.616 17.944 16.518 15.291 14.226 13.295 12.475 11.749 11.101 10.520 9.996
82 19.634 17.956 16.526 15.297 14.230 13.298 12.477 11.750 11.102 10.520 9.996
83 19.651 17.968 16.534 15.302 14.234 13.300 12.479 11.751 11.102 10.521 9.996
84 19.668 17.979 16.542 15.307 14.237 13.303 12.481 11.752 11.103 10.521 9.997
85 19.684 17.990 16.549 15.312 14.240 13.305 12.482 11.753 11.104 10.522 9.997
86 19.699 18.000 16.556 15.316 14.243 13.307 12.483 11.754 11.104 10.522 9.997
87 19.713 18.009 16.562 15.320 14.246 13.309 12.485 11.755 11.105 10.522 9.997
88 19.727 18.018 16.568 15.324 14.249 13.310 12.486 11.756 11.105 10.523 9.998
89 19.740 18.027 16.573 15.328 14.251 13.312 12.487 11.756 11.106 10.523 9.998
90 19.752 18.035 16.579 15.331 14.253 13.313 12.488 11.757 11.106 10.523 9.998
91 19.764 18.043 16.584 15.335 14.255 13.315 12.489 11.758 11.107 10.524 9.998
92 19.775 18.050 16.588 15.338 14.257 13.316 12.489 11.758 11.107 10.524 9.998
93 19.786 18.057 16.593 15.341 14.259 13.317 12.490 11.759 11.107 10.524 9.999
94 19.796 18.063 16.597 15.343 14.261 13.318 12.491 11.759 11.108 10.524 9.999
95 19.806 18.069 16.601 15.346 14.263 13.319 12.492 11.760 11.108 10.524 9.999
96 19.815 18.075 16.605 15.348 14.264 13.320 12.492 11.760 11.108 10.525 9.999
97 19.824 18.081 16.608 15.350 14.266 13.321 12.493 11.760 11.109 10.525 9.999
98 19.832 18.086 16.611 15.352 14.267 13.322 12.493 11.761 11.109 10.525 9.999
99 19.840 18.091 16.615 15.354 14.268 13.323 12.494 11.761 11.109 10.525 9.999
10019.848 18.096 16.618 15.356 14.269 13.324 12.494 11.761 11.109 10.525 9.999
Note: N represents the number of time periods.
PRESENT VALUE TABLE OF A $1 ANNUITY RECEIVED AT THE END OF EACH TIME PERIOD
FOR THE NUMBER OF TIME PERIODS INDICATED
Interest Rate Per Time Period
N 10.50% 11.00% 11.50% 12.00% 12.50% 13.00% 13.50% 14.00% 14.50% 15.00% 15.50%
1 0.905 0.901 0.897 0.893 0.889 0.885 0.881 0.877 0.873 0.870 0.866
2 1.724 1.713 1.701 1.690 1.679 1.668 1.657 1.647 1.636 1.626 1.615
3 2.465 2.444 2.423 2.402 2.381 2.361 2.341 2.322 2.302 2.283 2.264
4 3.136 3.102 3.070 3.037 3.006 2.974 2.944 2.914 2.884 2.855 2.826
5 3.743 3.696 3.650 3.605 3.561 3.517 3.475 3.433 3.392 3.352 3.313
6 4.292 4.231 4.170 4.111 4.054 3.998 3.943 3.889 3.836 3.784 3.734
7 4.789 4.712 4.637 4.564 4.492 4.423 4.355 4.288 4.224 4.160 4.099
8 5.239 5.146 5.056 4.968 4.882 4.799 4.718 4.639 4.562 4.487 4.415
9 5.646 5.537 5.431 5.328 5.228 5.132 5.038 4.946 4.858 4.772 4.688
10 6.015 5.889 5.768 5.650 5.536 5.426 5.320 5.216 5.116 5.019 4.925
11 6.348 6.207 6.070 5.938 5.810 5.687 5.568 5.453 5.341 5.234 5.130
12 6.650 6.492 6.341 6.194 6.053 5.918 5.787 5.660 5.538 5.421 5.307
13 6.923 6.750 6.583 6.424 6.270 6.122 5.979 5.842 5.710 5.583 5.461
14 7.170 6.982 6.801 6.628 6.462 6.302 6.149 6.002 5.861 5.724 5.594
15 7.394 7.191 6.997 6.811 6.633 6.462 6.299 6.142 5.992 5.847 5.709
16 7.596 7.379 7.172 6.974 6.785 6.604 6.431 6.265 6.106 5.954 5.808
17 7.779 7.549 7.329 7.120 6.920 6.729 6.547 6.373 6.206 6.047 5.895
18 7.945 7.702 7.470 7.250 7.040 6.840 6.649 6.467 6.294 6.128 5.969
19 8.095 7.839 7.596 7.366 7.147 6.938 6.739 6.550 6.370 6.198 6.034
20 8.231 7.963 7.710 7.469 7.241 7.025 6.819 6.623 6.437 6.259 6.090
21 8.354 8.075 7.811 7.562 7.326 7.102 6.889 6.687 6.495 6.312 6.139
22 8.465 8.176 7.903 7.645 7.401 7.170 6.951 6.743 6.546 6.359 6.181
23 8.566 8.266 7.984 7.718 7.467 7.230 7.005 6.792 6.590 6.399 6.217
24 8.657 8.348 8.058 7.784 7.526 7.283 7.053 6.835 6.629 6.434 6.249
25 8.739 8.422 8.124 7.843 7.579 7.330 7.095 6.873 6.663 6.464 6.276
26 8.814 8.488 8.183 7.896 7.626 7.372 7.132 6.906 6.693 6.491 6.299
27 8.881 8.548 8.236 7.943 7.667 7.409 7.165 6.935 6.718 6.514 6.320
28 8.942 8.602 8.283 7.984 7.704 7.441 7.194 6.961 6.741 6.534 6.337
29 8.997 8.650 8.326 8.022 7.737 7.470 7.219 6.983 6.761 6.551 6.353
30 9.047 8.694 8.364 8.055 7.766 7.496 7.242 7.003 6.778 6.566 6.366
31 9.093 8.733 8.398 8.085 7.792 7.518 7.261 7.020 6.793 6.579 6.378
32 9.134 8.769 8.429 8.112 7.815 7.538 7.279 7.035 6.806 6.591 6.387
33 9.171 8.801 8.456 8.135 7.836 7.556 7.294 7.048 6.817 6.600 6.396
34 9.204 8.829 8.481 8.157 7.854 7.572 7.307 7.060 6.827 6.609 6.404
35 9.235 8.855 8.503 8.176 7.870 7.586 7.319 7.070 6.836 6.617 6.410
N 10.50% 11.00% 11.50% 12.00% 12.50% 13.00% 13.50% 14.00% 14.50% 15.00% 15.50%
36 9.262 8.879 8.523 8.192 7.885 7.598 7.330 7.079 6.844 6.623 6.416
37 9.287 8.900 8.541 8.208 7.898 7.609 7.339 7.087 6.851 6.629 6.420
38 9.309 8.919 8.557 8.221 7.909 7.618 7.347 7.094 6.856 6.634 6.425
39 9.330 8.936 8.571 8.233 7.919 7.627 7.354 7.100 6.861 6.638 6.428
40 9.348 8.951 8.584 8.244 7.928 7.634 7.361 7.105 6.866 6.642 6.431
41 9.365 8.965 8.595 8.253 7.936 7.641 7.366 7.110 6.870 6.645 6.434
42 9.380 8.977 8.606 8.262 7.943 7.647 7.371 7.114 6.873 6.648 6.436
43 9.394 8.989 8.615 8.270 7.949 7.652 7.375 7.117 6.876 6.650 6.438
44 9.406 8.999 8.623 8.276 7.955 7.657 7.379 7.120 6.879 6.652 6.440
45 9.417 9.008 8.631 8.283 7.960 7.661 7.383 7.123 6.881 6.654 6.442
46 9.427 9.016 8.637 8.288 7.965 7.664 7.386 7.126 6.883 6.656 6.443
47 9.437 9.024 8.643 8.293 7.968 7.668 7.388 7.128 6.885 6.657 6.444
48 9.445 9.030 8.649 8.297 7.972 7.671 7.390 7.130 6.886 6.659 6.445
49 9.452 9.036 8.654 8.301 7.975 7.673 7.392 7.131 6.887 6.660 6.446
50 9.459 9.042 8.658 8.304 7.978 7.675 7.394 7.133 6.889 6.661 6.447
51 9.465 9.047 8.662 8.308 7.980 7.677 7.396 7.134 6.890 6.661 6.447
52 9.471 9.051 8.665 8.310 7.982 7.679 7.397 7.135 6.891 6.662 6.448
53 9.476 9.055 8.669 8.313 7.984 7.680 7.398 7.136 6.891 6.663 6.449
54 9.480 9.058 8.671 8.315 7.986 7.682 7.399 7.137 6.892 6.663 6.449
55 9.485 9.062 8.674 8.317 7.988 7.683 7.400 7.138 6.893 6.664 6.449
56 9.488 9.065 8.676 8.319 7.989 7.684 7.401 7.138 6.893 6.664 6.450
57 9.492 9.067 8.678 8.320 7.990 7.685 7.402 7.139 6.893 6.664 6.450
58 9.495 9.070 8.680 8.322 7.991 7.686 7.403 7.139 6.894 6.665 6.450
59 9.497 9.072 8.682 8.323 7.992 7.687 7.403 7.140 6.894 6.665 6.450
60 9.500 9.074 8.683 8.324 7.993 7.687 7.404 7.140 6.895 6.665 6.450
61 9.502 9.075 8.684 8.325 7.994 7.688 7.404 7.140 6.895 6.665 6.451
62 9.504 9.077 8.685 8.326 7.995 7.688 7.405 7.141 6.895 6.666 6.451
63 9.506 9.078 8.687 8.327 7.995 7.689 7.405 7.141 6.895 6.666 6.451
64 9.508 9.079 8.687 8.327 7.996 7.689 7.405 7.141 6.895 6.666 6.451
65 9.509 9.081 8.688 8.328 7.996 7.690 7.405 7.141 6.896 6.666 6.451
66 9.511 9.082 8.689 8.329 7.997 7.690 7.406 7.142 6.896 6.666 6.451
67 9.512 9.083 8.690 8.329 7.997 7.690 7.406 7.142 6.896 6.666 6.451
68 9.513 9.083 8.690 8.330 7.997 7.690 7.406 7.142 6.896 6.666 6.451
69 9.514 9.084 8.691 8.330 7.998 7.691 7.406 7.142 6.896 6.666 6.451
70 9.515 9.085 8.691 8.330 7.998 7.691 7.406 7.142 6.896 6.666 6.451
71 9.516 9.085 8.692 8.331 7.998 7.691 7.406 7.142 6.896 6.666 6.451
72 9.517 9.086 8.692 8.331 7.998 7.691 7.407 7.142 6.896 6.666 6.451
73 9.517 9.086 8.693 8.331 7.999 7.691 7.407 7.142 6.896 6.666 6.451
74 9.518 9.087 8.693 8.331 7.999 7.691 7.407 7.142 6.896 6.666 6.451
75 9.518 9.087 8.693 8.332 7.999 7.692 7.407 7.142 6.896 6.666 6.451
76 9.519 9.088 8.693 8.332 7.999 7.692 7.407 7.143 6.896 6.667 6.451
77 9.519 9.088 8.694 8.332 7.999 7.692 7.407 7.143 6.896 6.667 6.452
78 9.520 9.088 8.694 8.332 7.999 7.692 7.407 7.143 6.896 6.667 6.452
79 9.520 9.089 8.694 8.332 7.999 7.692 7.407 7.143 6.896 6.667 6.452
80 9.521 9.089 8.694 8.332 7.999 7.692 7.407 7.143 6.896 6.667 6.452
81 9.521 9.089 8.694 8.332 7.999 7.692 7.407 7.143 6.896 6.667 6.452
82 9.521 9.089 8.694 8.333 7.999 7.692 7.407 7.143 6.896 6.667 6.452
83 9.521 9.089 8.695 8.333 8.000 7.692 7.407 7.143 6.896 6.667 6.452
84 9.522 9.089 8.695 8.333 8.000 7.692 7.407 7.143 6.896 6.667 6.452
85 9.522 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.896 6.667 6.452
86 9.522 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.896 6.667 6.452
87 9.522 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.896 6.667 6.452
88 9.522 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
89 9.522 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
90 9.523 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
91 9.523 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
92 9.523 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
93 9.523 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
94 9.523 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
95 9.523 9.090 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
96 9.523 9.091 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
97 9.523 9.091 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
N 10.50% 11.00% 11.50% 12.00% 12.50% 13.00% 13.50% 14.00% 14.50% 15.00% 15.50%
98 9.523 9.091 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
99 9.523 9.091 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
100 9.523 9.091 8.695 8.333 8.000 7.692 7.407 7.143 6.897 6.667 6.452
Note: N represents the number of time periods.
PRESENT VALUE TABLE OF A $1 ANNUITY RECEIVED AT THE END OF EACH TIME PERIOD
FOR THE NUMBER OF TIME PERIODS INDICATED
Interest Rate Per Time Period
N 16.00% 16.50% 17.00% 17.50% 18.00% 18.50% 19.00% 19.50% 20.00%
1 0.862 0.858 0.855 0.851 0.847 0.844 0.840 0.837 0.833
2 1.605 1.595 1.585 1.575 1.566 1.556 1.547 1.537 1.528
3 2.246 2.228 2.210 2.192 2.174 2.157 2.140 2.123 2.106
4 2.798 2.770 2.743 2.716 2.690 2.664 2.639 2.613 2.589
5 3.274 3.236 3.199 3.163 3.127 3.092 3.058 3.024 2.991
6 3.685 3.636 3.589 3.543 3.498 3.453 3.410 3.367 3.326
7 4.039 3.980 3.922 3.866 3.812 3.758 3.706 3.655 3.605
8 4.344 4.274 4.207 4.142 4.078 4.015 3.954 3.895 3.837
9 4.607 4.527 4.451 4.376 4.303 4.232 4.163 4.096 4.031
10 4.833 4.745 4.659 4.575 4.494 4.415 4.339 4.265 4.192
11 5.029 4.931 4.836 4.745 4.656 4.570 4.486 4.406 4.327
12 5.197 5.091 4.988 4.889 4.793 4.700 4.611 4.523 4.439
13 5.342 5.228 5.118 5.012 4.910 4.810 4.715 4.622 4.533
14 5.468 5.346 5.229 5.117 5.008 4.903 4.802 4.705 4.611
15 5.575 5.447 5.324 5.206 5.092 4.982 4.876 4.774 4.675
16 5.668 5.534 5.405 5.281 5.162 5.048 4.938 4.832 4.730
17 5.749 5.609 5.475 5.346 5.222 5.104 4.990 4.880 4.775
18 5.818 5.673 5.534 5.401 5.273 5.151 5.033 4.921 4.812
19 5.877 5.728 5.584 5.447 5.316 5.191 5.070 4.954 4.843
20 5.929 5.775 5.628 5.487 5.353 5.224 5.101 4.983 4.870
21 5.973 5.815 5.665 5.521 5.384 5.252 5.127 5.007 4.891
22 6.011 5.850 5.696 5.550 5.410 5.276 5.149 5.026 4.909
23 6.044 5.880 5.723 5.574 5.432 5.296 5.167 5.043 4.925
24 6.073 5.905 5.746 5.595 5.451 5.313 5.182 5.057 4.937
25 6.097 5.927 5.766 5.613 5.467 5.328 5.195 5.069 4.948
26 6.118 5.946 5.783 5.628 5.480 5.340 5.206 5.078 4.956
27 6.136 5.962 5.798 5.641 5.492 5.350 5.215 5.086 4.964
28 6.152 5.976 5.810 5.652 5.502 5.359 5.223 5.093 4.970
29 6.166 5.988 5.820 5.661 5.510 5.366 5.229 5.099 4.975
30 6.177 5.999 5.829 5.669 5.517 5.372 5.235 5.104 4.979
31 6.187 6.007 5.837 5.676 5.523 5.377 5.239 5.108 4.982
32 6.196 6.015 5.844 5.681 5.528 5.382 5.243 5.111 4.985
33 6.203 6.021 5.849 5.686 5.532 5.385 5.246 5.114 4.988
34 6.210 6.027 5.854 5.691 5.536 5.389 5.249 5.116 4.990
35 6.215 6.032 5.858 5.694 5.539 5.391 5.251 5.118 4.992
36 6.220 6.036 5.862 5.697 5.541 5.393 5.253 5.120 4.993
37 6.224 6.039 5.865 5.700 5.543 5.395 5.255 5.121 4.994
38 6.228 6.042 5.867 5.702 5.545 5.397 5.256 5.122 4.995
39 6.231 6.045 5.869 5.704 5.547 5.398 5.257 5.123 4.996
40 6.233 6.047 5.871 5.705 5.548 5.399 5.258 5.124 4.997
41 6.236 6.049 5.873 5.707 5.549 5.400 5.259 5.125 4.997
42 6.238 6.051 5.874 5.708 5.550 5.401 5.260 5.125 4.998
43 6.239 6.052 5.875 5.709 5.551 5.402 5.260 5.126 4.998
44 6.241 6.053 5.876 5.710 5.552 5.402 5.261 5.126 4.998
45 6.242 6.054 5.877 5.710 5.552 5.403 5.261 5.127 4.999
46 6.243 6.055 5.878 5.711 5.553 5.403 5.261 5.127 4.999
47 6.244 6.056 5.879 5.711 5.553 5.404 5.262 5.127 4.999
48 6.245 6.057 5.879 5.712 5.554 5.404 5.262 5.127 4.999
49 6.246 6.057 5.880 5.712 5.554 5.404 5.262 5.127 4.999
50 6.246 6.058 5.880 5.712 5.554 5.404 5.262 5.128 4.999
51 6.247 6.058 5.880 5.713 5.554 5.404 5.262 5.128 5.000
52 6.247 6.058 5.881 5.713 5.555 5.405 5.263 5.128 5.000
53 6.248 6.059 5.881 5.713 5.555 5.405 5.263 5.128 5.000
54 6.248 6.059 5.881 5.713 5.555 5.405 5.263 5.128 5.000
N 16.00% 16.50% 17.00% 17.50% 18.00% 18.50% 19.00% 19.50% 20.00%
55 6.248 6.059 5.881 5.713 5.555 5.405 5.263 5.128 5.000
56 6.248 6.059 5.881 5.714 5.555 5.405 5.263 5.128 5.000
57 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
58 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
59 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
60 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
61 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
62 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
63 6.249 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
64 6.250 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
65 6.250 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
66 6.250 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
67 6.250 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
68 6.250 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
69 6.250 6.060 5.882 5.714 5.555 5.405 5.263 5.128 5.000
70 6.250 6.060 5.882 5.714 5.556 5.405 5.263 5.128 5.000
71 6.250 6.060 5.882 5.714 5.556 5.405 5.263 5.128 5.000
72 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
73 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
74 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
75 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
76 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
77 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
78 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
79 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
80 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
81 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
82 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
83 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
84 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
85 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
86 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
87 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
88 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
89 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
90 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
91 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
92 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
93 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
94 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
95 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
96 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
97 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
98 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
99 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
100 6.250 6.061 5.882 5.714 5.556 5.405 5.263 5.128 5.000
Note: N represents the number of time periods.