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Santosh R Gupta

Santosh Ramghisawan Gupta is an experienced professional with a background in banking and MIS analysis, currently working as an Assistant Manager at DCB Bank Ltd. He has held various roles in different banks, focusing on data reconciliation, customer service, and credit management. Gupta holds a B.Com degree from Mumbai University and possesses strong communication and teamwork skills.

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0% found this document useful (0 votes)
19 views4 pages

Santosh R Gupta

Santosh Ramghisawan Gupta is an experienced professional with a background in banking and MIS analysis, currently working as an Assistant Manager at DCB Bank Ltd. He has held various roles in different banks, focusing on data reconciliation, customer service, and credit management. Gupta holds a B.Com degree from Mumbai University and possesses strong communication and teamwork skills.

Uploaded by

anand mishra
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© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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CURRICULUM VITAE

Mobile No: 9768869566


Sans hhhhhhhh Emailssssss
ID: Gupta.ss90@[Link]

SANTOSH RAMGHISAWAN GUPTA

Contact Details
Career Objectives
 📱 9768869566
To be a part of an organisation, which offers opportunity for growth, enriches
 Email ID – Experience, creates constant value addition & to learn and be a part of an excellent
Gupta.ss90@[Link]
Team.
Address: -
Summary
 B 02 Sonapur Jaihind
Decision making ability, Punctuality and commitment
Nagar, Hanuman Mandir
RD near Santoshi Mata Method in work, Team skills, Communication & Presentation Skills
Mandir Mankhurd Mum-43 Ability and willingness to take up responsibility in areas and achieve the goals.
Personal Details: -
 DOB- 10 Sept-1990 ================================================================
 Marital Status- Married
EXPERIENCE
 Nationality- Indian
 Hobbies- Listening Music,
Playing PC games 3rd-Oct-2022 To till Date
Languages: -  Assistant Manager II (MIS Analyst) – DCB Bank Ltd
Department: - Product Management Team
 English, Hindi & Marathi
 Reconciliation of Data from Sapphire system to Excel.
 Verification of Banking details on System (Bank Name, IFSC Code, Account
Additional Information: - Number etc.)
 Verification of KYC & other documents.
 MS-CIT  Raising request for pending data and make changes on system.
 One year computer course  Releasing Pay-out to DCB Empanelled vendors.
(Excel Computer Institute)  Creation of Code in Neo Software.
 Preparation of MIS Pay-out & publishing.
 Knowledge of MS Office &
 Uploading the Data in system.
Excel.  Matching the calculation as per data received.
 Outlook & Thunderbird  Coordination with Pan India via mail or call.
 Banking Software’s
(Finacle, SAS, Tranxit, I-
18-Oct-2021 To 30-Sept-2022
View, FCRM, BOSS, Telesto
etc.)  SENIOR EXECUTIVE - UTKARSH SMALL FINANCE BANK LTD- Mumbai

Department: - CREDIT (Zonal MIS Coordinator)


 Working in credit department as a Zonal MIS Coordinator.
 Coordination via Outlook mails or calls (Handling Entire West Zone, Mumbai, Pune, Nagpur, MP,
Gujarat)
 Coordinating with the Branches CM, CCM, RCM regarding their HL/
MSME Cases.
 Collecting Data from all Region in form of Excel, collating the same.
 Preparing MIS on the basis of provided data and published to all stakeholder & upper Senior
management.
 Preparing other Credit MIS, CFR Data, Monthly Productivity of all CM, CCM & RCM.
 Checking status of cases on CRILC-RBI site via PAN Number
 Making PSL and NON PSL data.
 Providing Concurrent Audit Data Month wise to Auditors
 Preparing control return of All the approved cases by ZCM/NCM/VP-CREDIT & Head Credit bifurcation.
 Publishing Dashboard on Monthly Basis.
 Loan Utilization check data above 45 days’ cases, sending seniors and HO.
 Making portfolio data of Individual Employees.
 Making Yearly Performance & Productivity Data for Appraisal or Increment purposes.
 Documents verifications, System & CUG sim allocation as per requirement
 Monthly expenses & Provisions submission to account department.
 Providing all the required reports by HO or seniors

19-Aug-2019 To 18-Dec-2020
 EXECUTIVE – ICICI BANK LTD – Mumbai (Chandivali) on the Payroll Off (Wipro Infotech Ltd)
Department: - ATM BUSINESS Team, Customer Service Quality Group (Operations)

 Working on Banking Software’s (Finacle, Tranxit, I-View, FCRM, I-Help Desk, SAS, ESQ, etc.)
 Resolving customer queries related to ATM disputes
 Analysing EJ (Electronic Journal) to investigate customer dispute and claim
 Retrieving ATM Clipping and CCTV footage to investigate the genuineness of customer claim If found
customer claim is genuine then liaise with the operation team to provide reversal
 Daily retrieving Data from SAS Link of Onus, off us and Acquiring cases
 Retrieval of ATM IDs of CRs from Tranxit, I-View, FCRM application daily
 CR analysis Daily, Week wise, Monthly, Half Monthly and Yearly basis
 Retrieval of EJ and ATM clippings on daily basis of customer complaints received
 Retrieving and analysing TOD Report (Temporary Overdraft) on Daily, Monthly, Half Yearly
and Yearly basis
 Coordinating and Retrieval of ATM CCTV Footage's from CMS vendor’s daily
 Quality check of ATM clippings daily
 Business decision on Customer Disputed cases daily basis
 Maintaining Chronic, Acquiring, TOD, Clippings, Footage's, etc. related data
 Chronic ATM, Error Code Analysis
 Maintaining daily MIS report
 Creation of FMR4, NPCI (Skimming Reports) to report RBI
 Preventive Maintenance activity on daily, monthly and quarterly basis
 ATM Set up as per customer requirement
 Coordinating with PAN India Branches and Vendors
 Singly handled the entire process without breaching the TAT in absence of colleague.
 Preparation of PPTs and Graphical representation as per requirement

12-Apr-2016 To 31-July-2019
 SENIOR EXECUTIVE – JAY MATAJI CRANE SERVICES

 Taking care of office and visitors and supplies.


 Arranging meetings and all, Manage phone calls and Correspondence.
 Sourcing new employee and checking documents.
 various payments and recording same into excel.
 Maintaining records of various documents
 Handling queries via mail (Sending scan image of documents)
 Submitting Documents and all.

22-Sept-2014 To 31-Mar-2016
 OPERATION EXECUTIVE – IDFC AMC LTD ( Payroll of – Teamlease ) – Mumbai (Parel-India bulls)
Department: - Reconciliation Management Team (RMT)

 Handling a branches query regarding their Dividend.


 Releasing alternate pay out as per branch comment & doing follow-up for the same.
 Preparing a data in excel and uploading same in BOSS Application.
 Co-ordination with CAMS
 Co-ordination with other bank for checking account status.
 Downloading different Bank Account statement.
 Checking Banking Transaction status on SCB site weather transaction is Processed or rejected.
 Marking rejected banking transactions (NEFT, RTGS, DC, DD etc.) due Different reasons &
 Rectifying same by coordinating with PAN India IDFC Branches.
 Processing All Reject Banking Transaction via Different Mode as requested by Branches.
 Updating record & Data in master files.
 Preparing various data daily & monthly basis.
 Coordination with the IT team to upload the large Dividend data.
 To check KYC forms and getting done from branches.

New Fund Offer (NFO):

 Handled NFO (Equity & Debt)


 Coordinating with the IDFC PAN India branches for various queries.
 Reconciliation of the schemes which includes process of units allotted & credit received in
various bank’s A/c.
 Coordinate with respective collection banks for credit confirmation & utilization of funds.
 In case of cheque return intimate our Registrars & the respective IDFC branches.
 Follow-up in case of excess credit OR outstanding credit.
 In case of any a/c is in debit, we inform OPS team to fund the a/c to avoid OD charges
 Follow up with registrar (CAMS) for completing the allotment procedure.
 Follow up with Banks for the Final Certificate.

Purchase Reconciliation

 Ensuring all the high value transactions credit confirmation is provided within the TAT,
 Units are being created by EOD as per the NAV for the confirmation provided to CAMS.
 Reconciliation of DEBT & EQUITY schemes which includes processing of units allotted & credit
received in various bank’s A/c.
 Reconciliation and resolution of any queries related to fund transfer, refund, unit creations, funds
tracking and rejections if any.
 Provide fund utilization confirmation for credit received in our collection accounts.
 Coordinating with CAMS to ensure the posting of all transactions, receiving posting controls and
matching the same with the report sent for posting.

02-Jan-2013 To 15-Nov-2013
 PROCESS EXECUTIVE – AXIS BANK LTD – ( Third Party Payroll ) -Mumbai
Department: - INVESTMENT PRODUCTS GROUP (IPG)

 Working on a software Named Telesto.


 Telesto Login ID creation for New Joins.
 Updating branches in software & resetting password.
 Updating EUIN Numbers in files & software’s.
 Preparing weekly customer migration Report. (Axis to another bank)
 Daily file uploading of transaction (CAMS, KARVY and TEMPLETON)
 Mutual Fund Schemes enabling & disabling.
 MF Schemes addition from different AMC (RELIANCE, ICICI, HDFC, IDFC, KOTAK etc.)
 Reconciliation of Raw Data & Allotment data.
 Making Daily & monthly reports.

EDUCATION DETAILS

Exam Year of passing College /university Percentage

[Link]. 2012 MUMBAI UNIVERSITY 56.86 %

H.S.C. 2009 MAHARASHTRA STATE BOARD 46.17 %

S.S.C. 2007 MAHARASHTRA STATE BOARD 66.00 %

I hereby affirm that the information in this document is accurate and true to the best of my knowledge.

Place: Mumbai.

Date:

Yours truly,

(SANTOSH RAMGHISAWAN GUPTA)

Common questions

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Santosh's experience in coordinating with PAN India branches is highly significant as it highlights his exceptional communication and organizational skills. In roles such as at Utkarsh Small Finance Bank and during NFO at IDFC AMC Ltd, effective communication was vital to managing diverse banking queries, reconciling data, and ensuring stakeholders were informed. This capability to control and synchronize communications at a national level underscores his proficiency in managing complex, large-scale operations, as evidenced across Source 1 and Source 3.

Santosh Ramghisawan Gupta's extensive experience with data reconciliation is showcased through his roles in various banks where he effectively managed large volumes of financial data. At DCB Bank Ltd, he was responsible for reconciling data from the Sapphire system to Excel, while at IDFC AMC Ltd, he managed dividend reconciliation by coordinating with PAN India branches and verifying banking transaction statuses on SCB systems. His responsibilities also included rectifying rejected banking transactions, coordinating fund credits, and ensuring timely transaction processing, as noted in both Source 1 and Source 3. This experience underlines his capability in critically analyzing and managing complex banking operations effectively.

Santosh Gupta's leadership capabilities are evidenced by his roles across various banking positions. He coordinated with multiple branches and managed communication with senior management, indicating strong interpersonal and leadership skills. His ability to singly handle complex processes without breaching TAT in ICICI Bank, coupled with his role as a Zonal MIS Coordinator at Utkarsh Small Finance Bank, underscores his potential to lead teams effectively under pressure, as described in Source 1 and Source 2.

Santosh's methodical handling of rejected banking transactions at IDFC AMC Ltd greatly improved operational efficiency. By marking transactions like NEFT, RTGS, and coordinating their rectification with branches across India, he ensured seamless transaction processing. His efforts directly contributed to minimizing transaction delays and maintaining high levels of operational accuracy, as described in Source 1 and Source 3.

During the NFO at IDFC AMC Ltd, Santosh Gupta managed strategic responsibilities that included coordinating with branches nationwide for queries, reconciling scheme units and credits received in bank accounts, ensuring fund utilization confirmations, and coordinating the allotment process with CAMS. He actively managed excess or outstanding credits to optimize fund management, as elaborated in Source 3.

Santosh Gupta's career objectives emphasize a desire for personal and professional growth through opportunities that enrich his experience, create constant value addition, and involve collaboration within excellent teams. His commitment to learning and taking responsibility highlights his focus on continuous improvement and skill development, as outlined in Source 1.

As a MIS Analyst at DCB Bank Ltd, Santosh Gupta handled critical tasks such as coordinating with a pan-India network, reconciling data, preparing and publishing MIS reports, and managing vendor payouts, as described in Source 1. These tasks required precision, strong organizational skills, and the ability to communicate complex information clearly to stakeholders, which are crucial skills for taking on higher responsibilities in any organization.

Santosh Gupta significantly contributed to enhancing customer service quality at ICICI Bank by resolving ATM-related customer disputes. His responsibilities included analyzing electronic journals, retrieving ATM clippings and CCTV footage to verify customer claims, and liaising with operations teams to process genuine claims. His methodical approach ensured accurate and timely resolution of disputes, improving customer satisfaction as noted in Source 2.

Santosh Gupta leveraged his skills in Excel to collate and analyze data from various sources, such as reconciling data in his MIS Analyst role at DCB Bank Ltd where he published and prepared MIS reports. He also coordinated data collection from different regions at Utkarsh Small Finance Bank Ltd, ensuring stakeholders received the necessary information timely, as detailed in Source 1. His adept use of Excel optimized data handling and reporting processes, enhancing operational efficiency.

Santosh's technical proficiency with banking software such as Finacle, SAS, and Tranxit has been central to his effectiveness across roles, enabling him to resolve complex ATM disputes at ICICI Bank and streamline data verification and reporting at both Utkarsh Small Finance Bank and DCB Bank Ltd. This technical expertise supported efficient data handling, operational troubleshooting, and effective management of reconciliation tasks, contributing significantly to role effectiveness as noted in Sources 1 and 2.

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