PROJECT AT A GLANCE - TOP SHEET

1 Name of the Entreprenuer Project Applicant Test

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name Radhakisan gopichand kamble

4 Unit Address : yashada suprim D-1102 near puneri sweet dehu alandi road dudulgaon

Taluk/Block: Haveli
District : pune
Pin: 412105 State: Maharashtra
E-Mail : narendrakamble2073@[Link]
Mobile 8007700428
5 Product and By Product

6 Cost of Project : Rs. 20,000,00

Name of the project / business
I started clothing bussenes to the mens wear to all types of shirt manufacturing
activity proposed :
7 Means of Finance
Term Loan Rs. 6,000,00
KVIC Margin Money Rs. 5,00,000.00
Own Capital Rs. 10,000,00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 2

13 Power Requirement : 200

14 Major Raw materials : fabric for clothes

15 Estimated Annual : Rs. 15,000,00

Sales Turnover

PMEGP Project Report Page 1

 DETAILED PROJECT REPORT
1 INTRODUCTION :

Dear sir/madam,
My name is [Your Name], and I am the proprietor of Shree Manufacturer and Wholesaler.
I have recently started my own manufacturing and wholesale business with a clear vision to grow sustainably and
generate employment.
The total project cost of my business is ₹20,00,000 (Twenty Lakh Rupees).
Out of this, I am investing ₹10,00,000 (Ten Lakh Rupees) from my own savings, which shows my strong commitment
and confidence in this business.
To successfully establish and expand my unit, I require a loan of ₹6,00,000 (Six Lakh Rupees) under the CMEGP
scheme. This financial support is very important for purchasing machinery, raw materials, and meeting initial working
capital requirements.
My business focuses on manufacturing and wholesaling quality products at affordable prices, ensuring consistent
supply to local and nearby markets. I aim to maintain good quality, competitive pricing, and timely delivery, which will
help in building long-term customer relationships.
2 Through
ABOUT THE this business,
PROMOTER I also plan to create
: employment opportunities for local people and contribute to the growth of

Name of Promoter: Narendra Radhakisan kamble

Business Name: Shree Manufacturer and Wholesaler
Type of Business: Manufacturing & Wholesaling
Location: pune pimpri chinchwad maharashtra
The promoter of Shree Manufacturer and Wholesaler is a highly motivated and self-driven entrepreneur with a strong
desire to establish a successful manufacturing and wholesale enterprise.
The promoter has a clear understanding of market demand and business operations and is committed to delivering
quality products at competitive prices. With practical knowledge and dedication, the promoter aims to build long-term
relationships with customers and suppliers.
The total project cost of the business is ₹20,00,000, out of which ₹10,00,000 is invested by the promoter from own
funds, reflecting strong financial discipline and confidence in the business. To strengthen the business operations, the
3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : Own flat

b. Workshed Area [Link] Rate in Rs. Amt. In Rs.

test 550 27,000,00 27,000,00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
te3st machinery 5 130000.00 130000.00
installation 20000.00
test 2
test 5
0
0
0
0
0
0
0
0
Total 150000.00

PMEGP Project Report Page 2

 d. Preliminary & Pre-operative Cost : Rs. 10000.00

e. Furniture & Fixtures : Rs. 20000.00

f. Contingency/Others/Miscellaneous : Rs. 50000.00

Total Capital Expenditure : Rs. 230000.00

Working Capital : Rs. 611620.00

Total Cost Project : Rs. 841620.00

3.1 Means of Financing :

Own Contribution 5% Rs. 42081.00

Bank Finance : 95%

Term Loan Rs. 218500.00
Working Capital Rs. 581039.00

Total Rs. 799539.00

Margin Money (Govt. Subsidy) 25% Rs. 210405.00

Margin Money Subsidy received will be kept in term deposit as per norms of
CMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
1.00%
1st 218500 0 218500 2185
2nd 218500 43700 174800 2185
3rd 174800 43700 131100 1748
4th 131100 43700 87400 1311
5th 87400 43700 43700 874
6th 43700 43700 0 437
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
1.00%
1st 581039 0 581039 5810
2nd 581039 116208 464831 5810
3rd 464831 116208 348623 4648
4th 348623 116208 232416 3486
5th 232416 116208 116208 2324
6th 116208 116208 0 1162
7th 0 116208 0 0
8th 0 0 0 0

PMEGP Project Report Page 3

 3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 12.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 1.00%
Opening Balance 150000 148500 147015 145545 144089
Depreciation 1500 1485 1470 1455 1441
Closing Balance 148500 147015 145545 144089 142649
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 1500 1485 1470 1455 1441
Total 1500 1485 1470 1455 1441

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0
wirutuisg 12.00 100 1200.00
test 12.00 500 6000.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 7200.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 5040 5760 6480 6480 6480

5 Rawmaterials :
Particulars Unit Rate/unit [Link] Amount in Rs.
RAW MATERIALS 10 13.00 1111 14443.00
test 10 15.00 1222 18330.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 32773.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
testkkkkoiijl 21 11000.00 2772000.00
wearwert 20 1000.00 240000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 41 3012000.00

5.2 Repairs and Maintenance : Rs. 864.00

PMEGP Project Report Page 4

 5.3 Power and Fuel : Rs. 936.00

5.4 Other Overhead Expenses : Rs. 1008.00

6 Administrative Expenses :
6.1 Salary
testyuyuu 5 10.00 600.00
sandy 10 20.00 2400.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 15 3000.00

6.2 Telephone Expenses 1080.00

6.4 Stationery & Postage 864.00

6.5 Advertisement & Publicity 792.00

6.6 Workshed Rent 1200.00

6.7 Other Miscellaneous Expenses 648.00

Total 7584.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 22941 26218 29496 29496 29496
Wages 2108400 2409600 2710800 2710800 2710800
Repairs & Maintenance 605 691 778 778 778
Power & Fuel 655 749 842 842 842
Other Overhead Expenses 706 806 907 907 907
Administrative Expenses
Salary 3000 3000 3000 3000 3000
Postage Telephone Expenses 756 864 972 972 972
Stationery & Postage 605 691 778 778 778
Advertisement & Publicity 554 634 713 713 713
Workshed Rent 1200 1200 1200 1200 1200
Other Miscellaneous Expenses 454 518 583 583 583
Total: 2139876 2444972 2750069 2750069 2750069
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 7200.00

Manufacturing Expenses
Raw Material 32773.00
Wages 3012000.00
Repair & Maintenance 864.00
Power & Fuel 936.00
Other Overhead Expenses 1008.00

Production Cost 3047581.00

Administrative Cost 7584.00
Manufacturing Cost 3055165.00

PMEGP Project Report Page 5

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
2000 10 Material Cost 1092.00

Stock in process 20 Production Cost 203172.00

Finished goods 30 Manufacturing Cost 305517.00

Receivable by 10 Manufacturing Cost 101839.00

Total Working Capital Requirement Per Cycle 611620.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 5040 5760 6480 6480
5040 5760 6480 6480
Manufacturing Expenses
Rawmaterials 22941 26218 29496 29496
Wages 2108400 2409600 2710800 2710800
Repairs & Maintenance 605 691 778 778
Power & Fuel 655 749 842 842
Other Overhead Expenses 706 806 907 907
Depreciation 1500 1485 1470 1455
Production Cost 2134807 2439550 2744293 2744278
Administrative Expenses
Salary 3000 3150 3308 3473
Postage Telephone Expenses 756 864 972 972
Stationery & Postage 605 691 778 778
Advertisement & Publicity 554 634 713 713
Workshed Rent 1200 1200 1200 1200
Other Miscellaneous Expenses 454 518 583 583
Administrative Cost 6569 7057 7554 7719
Interest on Bank credit @ 1%
Term Loan 2185 2185 1748 1311
Working Capital Loan 5810 5810 4648 3486
Cost of Sale 2149371 2454602 2758243 2756794
Net Profit Before Tax -2144331 -2448842 -2751763 -2750314
Less Tax 0.00 0.00 0.00 0.00
Net Profit -2144331 -2448842 -2751763 -2750314

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit -2144331 -2448842 -2751763 -2750314
Add :
Depreciation 1500 1485 1470 1455
TOTAL - A -2142831 -2447357 -2750293 -2748859
Payments :
On Term Loan :
Interest 2185 2185 1748 1311
Installment 0 43700 43700 43700
On Working Capital
Interest 5810 5810 4648 3486
TOTAL - B 7995 51695 50096 48497
D.S.C.R = A/B
-268.01 -47.34 -54.90 -56.68
Average D.S.C.R

PMEGP Project Report Page 6

 9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 42081 42081 42081 42081
Profit -2144331 -2448842 -2751763 -2750314
Term Loan 218500 218500 174800 131100
Working Capital Loan 581039 581039 464831 348623
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
-1302711 -1607222 -2070051 -2228510
ASSETS :
Gross Fixed Assets : 170000 168500 167015 165545
Less : Depreciation 1500 1485 1470 1455
Net Fixed Assets 168500 167015 165545 164089
Preliminary & Pre-Op. Expenses 10000 7500 5625 4219
Current Assets 581039 581039 464831 348623
Cash in Bank/Hand -2052250 -2355276 -2700427 -2741223
Total -1302711 -1607222 -2070051 -2228510

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit -2144331 -2448842 -2751763 -2750314
Add : Depreciation 1500 1485 1470 1455
Term Loan 218500 218500 174800 131100
Working Capital Loan 581039 581039 464831 348623
Promoters Capital 42081 0 0 0
Total -1301211 -1647818 -2110662 -2269135

Total Fixed Capital Invested 230000

Repayment of Term Loan 0 43700 43700 43700

Repayment of WC Loan 0 116208 116208 116208
Current Assets 581039 581039 464831 348623
Total 581039 740947 624739 508531

Opening Balance 0 -1882250 -4271015 -7006416

Surplus -1882250 -2388765 -2735401 -2777667
Closing Balance -1882250 -4271015 -7006416 -9784082

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 10254 10727 10772 10485
Variable Cost 2140617 2445360 2748941 2747765
Total Cost 2150871 2456087 2759713 2758250

Sales 5040 5760 6480 6480

Contribution (Sales-VC) -2135577 -2439600 -2742461 -2741285

B.E.P in % -0.48% -0.44% -0.39% -0.38%

Break Even Sales in Rs. -24 -25 -25 -25

Break Even Units -2 -2 -2 -2

Current Ratio 72.67 3.46 2.80 2.12

Net Profit Ratio -42546.25% -42514.62% -42465.48% -42443.12%

PMEGP Project Report Page 7

 This Project Report has been prepared based on the data furnished by the entrepreneur whose details are
given in the application.
Place : tapvaon mandir road near mauli tea center pimpri chinchwad pune this is shop address
Date: 23-Jan-26
Prepared by : narendra kamble
Full Name : PROJECT APPLICANT TEST
narendra kamble
Signature of the Beneficiary

PMEGP Project Report Page 8