o; aLdfn]vdf hxf;'s} k|of]u ePsf] ePtfklg b]xfosf zAbx?
sf] kl/efiff b]xfo adf]lhd x'g]5 M
!= b'3{6gf Mæ b'3{6gfÆ eGgfn] aflx/L, cfFvfn] :ki6 b]Vg ;lsg] / ;f+3flts dfWodaf6 x'g] cfsl:ds /
ck|Toflzt
36gf ;Demg' k5{ .
@= :yfoL k"0f{ czQmtf M “ :yfoL k'0f{ czQmtf” eGgfn] aLldt cfo jf d'gfkmf cfh{g ug]{ s'g} klg
Joj;fo jf
k];f ug{ ;w}sf] nflu c;dy{ ePsf] cj:yf ;Demg' k5{ . eljiodf lgsf] x'g] jf gx'g]df Plsg x'g g;lsg]
cj:yfdf b'3{6gf 36]sf] ldltb]lv #^% lbg;Dd aLldt :yfoL k"0f{ czQm /x]df lgh ;w}sf] nflu :yfoL
k"0f{ czQm
dflgg]5 .
#= lgsf] gx'g] u/L cfFvfsf] b[li6 k"0f{?{ kn] Iflt M “ lgsf] gx'g] u/L cfFvfsf] b[li6 k"0f{?kn]
IfltÆ eGgfn] g]q lj1fgophthalmology
_ df ljz]if1tf k|fKt u/]sf] Ohfht k|fKt lrlsT;s4f/f lgsf] gx'g] egL k|dfl0ft ul/Psf]
cfFvfsf] b[li6 k"0f{ ?kdf Iflt ePsf] ;Demg' k5{ . eljiodf lgsf] x'g] jf gx'g]df Plsg x'g g;lsg] cj:yfdf
b'3{6gf 36]sf] ldltb]lv #^% lbg;Dd aLldtsf] b[li6 zlQm k"0f{?{ kn] Iflt ePsf] cj:yfdf sfod /x]df lghsf]
lgsf]
gx'g] u/L cfFvfsf] b[li6 k"0f{ ?kn] Iflt ePsf] dflgg]5 .
$=zfl//Ls ?kn] sfd gnfUg] M “ zfl//Ls ?kn] sfd gnfUg]” eGgfn] b'3{6gfaf6 rf]6k6s nfu]sf]
c+usf]
;DaGwdf pQm ljifodf ljz]if1tf k|fKt u/]sf] Ohfht k|fKt lrlsT;s4f/f k|dfl0ft ul/Psf] c+usf] pkof]usf]
k"0f{
:yfoL IfltnfO{ ;Demg' k5{ .eljiodf lgsf] x'g] jf gx'g]df Plsg x'g g;lsg] cj:yfdf b'3{6gdf 36]sf]
ldltb]lv
#^% lbg;Dd aLldtsf] s'g} c+u zfl//Ls ?kn] sfd gnfUg] ePsf] cj:yf sfod /x]df lghsf] pQm
c+u ;w}+sf]
nflu zf/Ll/s?kn] sfd gnfUg] ePsf] dflgg]5 .
%= cGo s'g} c+ue+u M “ cGo s'g} c+ue+u ” eGgfn] o; aLdfn]vsf] nfesf] tflnsfsf] v08 - v _ /
v08 -u_
sf] pkv08 -c_ b]lv -c+ df pNn]v ePsf] afx]s cGo c+udf b'3{6gfaf6 rf]6k6s nfuL ;f] rf]6k6s nfu]sf]
c+usf] ;DaGwdf pQm ljifodf ljz]if1tf k|fKt u/]sf] Ohfht k|fKt lrlsT;s4f/f k|dfl0ft ul/Psf] c+usf]
pkof]u
k'0f{ xf]; jf k'0f{ :yfoL IfltnfO{ ;Demg' k5{ . eljiodf lgsf] x'g] jf gx'g]df Plsg x'g g;lsg] cj:yfdf
b'3{6gf
36]sf] ldltb]lv #^% lbg;Dd aLldtsf] s'g} c+u zf/Ll/s?kn] sfd gnfUg] ePsf] cj:yf sfod /x]df lghsf]
pQm
c+u ;w}sf] nflu c+ue+u ePsf] dflgg]5 .
^= c:yfoL k'0f{ czQmtf M “ c:yfoL k'0f{ czQmtf” eGgfn] aLldt cfo jf d'gfkmf cfh{g ug]{ s'g}
klg Joj;fo
jf k]zf ug{ s]xL ;dosf] nflu k"0f{?kn] c;dy{ ePsf] cj:yf ;Demg' k5{ .
&= hf]lvd ;d'x M “ hf]lvd ;d"x” eGgfn] x'nb+uf , x8tfn , gful/s pkb|j, 4]ifb|j sfo{, cftªjfb tyf
ljWj+zfTds sfo{ h:tf lqmofsnfkaf6 x'g ;Sg] b'3{6gf ;Demg' k5{ .
* ;DaGw laR5]b M æ ;DaGw laR5]bÆ eGgfn] aLldt / klt lar sfg'gL ?kn] 5f]8 kq ePsf]
cj:yfnfO{!= b]xfosf] cj:yf jf sf/0faf6 ePsf] d[To' jf rf]6k6s
-s_ hfgL hfgL cfkm}n] nufPsf] rf]6,
-v_ cfTdxTof jf cfTdxTofsf] k|of;,
-u_ dfbs kbfy{ jf nfu' cf}iflwsf] k|efjsf] sf/0faf6 ,
-3_ k|rlnt sf'g"gsf] adf]lhd cg'dlt k|fKt xjfO{ hxfhdf ofq"sf] ?kdf ofqf u/]sf]df afx]s cGo p8fg,
-ª_ sfjf vfg] v]n – JxLn /]; _ 3f]8fbf}8 , aGhL hlDkË, Kof/f UnfOl8ª jf df]6/;fOsn bf}8
-r_kf]nf], lzsf/ , :s'jf 8fOle+u , kj{tf/f]x0f , lgzfgfjfhL ,
-5_ kfunkg,
-h_ aLldtaf6 s'g} k|rlnt sfg'g" e+u u/]sf] kl/0ffaf6,
-em_ b'3{6gfaf6 geO{ pb\j]u jf :gfo' ;DaGwL rf]6 ,
-`_ dfgj hLjg /Iff ug]{ k|of; ubf{ jfxs grflx+bf] vt/f df]Ng] sfo{ .
@= o'4, clts|d0f, lab]zL ;}Go sf/jfxL - o'4 3f]if0ff ePsf] xf];\ jf gxf];\ _u[x o'4 , /fhb|f]x qmflGt, ;Qf
ljKnj,
;}lgs ljb|f]xsf] sf/0faf6 aLldtsf] d[To' ePdf jf rf]6k6s nfu]df ,
#= o; ladfn]vdf kl/eflift b'3{6gfsf] kl/0ffd:j?k >[hgf ePsf] Iflt (Consequential Loss)
$= cf0fljs ljsL/0f jf cf0fljs OGwgsf] Hjng kl5 z]if /x]sf] a]sDdf kbf{yaf6 lg:sg] /]l8of]wld{tf -:jtM
hf/L
/xg] c0f'sf] ljR5]bgsf] Hjng ;d]t _sf] ;lqmotfsf] ;+;u{jf6 k|ToIf jf ckToIf ?kn] x'g] s'g} b'3{6gf,
%= cf0fljs xft xltof/af6 p7]sf] jf ;f];+u k|ToIf jf ck|oIf ?kdf ;+nUg /x]sf] sf/0faf6 ePsf] b'3{6gf ,!=
o; aLdfn]vsf] s'g} efudf k|of]u x'g] ljz]if cy{ ;lxtsf] zAb jf jfSof+zsf] cy{ hxfF h'g cj:yfdf k|of]u
x'G5 ToxL dfGo x'g]5 .
@= o; aLdfn]v cGt{ut bfjL of]Uo s'g} b'3{6gf ePdf To:tf] b'3{6gf 36]sf] k}tL;-#%_ lbgleq jf ;f]
cjlwleq
;"rgf lbg c;Dej ePsf] k|dfl0ft x'g] sf/0f ePdf ;Dej x'gf;fy ;f]sf] ;'rgf lnlvt ?kdf aLdsnfO{ lbg'
kg]{5 . To:tf] b'3{6gfaf/] aLldtn] aLdsnfO{ cfjZos kg]{ ;Dk"0f{ hfgsf/L tyf ;xof]u pknAw u/fpg'
kg]{5 .
#= o; aLdn]v cGt{ut aLldtsf] tkm{af6 aLdsnfO{ ul/Psf] bfla ;DjGwL 36gf 36]sf] k|dfl0ft x'g]
sfuhft
aLds ;dIf k]z geP;Dd aLdsn] o; aLdfn]v cGt{ut bfla e'QmfgL ug]{ 5}g .
$= b'3{6gfaf6 aLldtsf] d[To' ePsf] cj:yfdf aLldtsf] d[To'sf] sf/0f ;DaGwdf dfGotf k|fKt lrlsT;s4f/f
ul/Psf] zj k/LIf0fsf] k|ltj]bg / ;f] geP k|x/L k|ltj]bg aLds ;kIf k]z geP;Dd aLdsn] o; aLdfn]v
cGt{ut bfjL e'QmfgL ug]{ 5}g .
%= o; aLdn]v cGtu{t s'g} bfjL ljrf/fwLg /x]sf] cj:yfdf Jojxfl/s ?kdf cfjZostf cg';f/ aLdsn]
rfx]sf]
avt aLdssf] vr{df aLldtsf] k6s k6s hfrF u/fpg ;Sg]5 .
^=aLdsn] aLldtsf] clGtd 7]ufgfdf k7fPsf] ;ft lbgsf] ;'rgf4f/f of] aLdfn]v vf/]h ug{ ;Sg]5 / o;
cj:yfdf aLdsn] aLdLtnfO{ of] aLdfn]v vf/]h ePsf] ldltn] afFsL cjlwsf] ;dfg'kflts aLdfz'Ns
lkmtf{ ug]{5 .
aLldtn] To:tf] ;'rgf k|fKt u/]sf] ldltaf6 of] ladfn]v vf/]h ePsf] dflgg]5 / o;/L aLdfn]v vf/]h ePsf]
sf/0fn] aLdfn]v sfod /x]sf] cjlwdf 36]sf] bflj of]Uo b'3{6gf jfktsf] bfljdf s'g} k|lts'n c;/ kg]{ 5}g .
&=aLdLtsf] cg'/f]wdf s'g} klg ;dodf aLdfn]v /2 ug{ ;lsg]5 . o; cj:yfdf aLdfn]v sfod /x]sf]
cjlwsf]
lgldQ b]xfo adf]lhdsf] 5f]6f] cjlwsf] b/n] x'g cfpg] aLdfz'Ns /sd sÝL u/L afFsL aLdfz'Ns aLdsn]
lkmtf{
ug{]5 .
cjlw jflif{s aLdfz'Nssf] k|ltzt
-s_ Ps xKtf;Dd bz k|ltzt
-v_ Ps dlxgf;Dd aL; k|ltzt
-u_ b'O{ dlxgf;Dd tL; k|ltzt
-3_ ltg dlxgf;Dd rfnL; k|ltzt
-ª_ rf/ dlxgf;Dd krf; k|ltzt
-r_ kFfr dlxgf;Dd ;f¶L k|ltzt
-^_ 5 dlxgf;Dd ;Q/L k|ltzt
-h_ ;ft dlxgf;Dd c:;L k|ltzt
-e_ cf7 dlxgf;Dd gAa] k|ltzt
-`_ cf7 dlxgfeGbf a9Lsf] nflu zt k|ltzt
t/ aLdfz'Ns lkmtf{ x'g] k|of]hgsf] nflu aLdfn]v sfod /x]sf] cjlwe/ s'g} bfjL gePsf] x'g' kg]{5 .