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December 2025 Profit Rates Overview

The document provides profit rates for various banking products as of December 31, 2025, including savings accounts, mudarabah certificates, and digital accounts. The rates vary by product and tier, with monthly profit distribution for most accounts. Notably, some products are temporarily discontinued, and the rates are declared on a monthly basis.
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0% found this document useful (0 votes)
35 views1 page

December 2025 Profit Rates Overview

The document provides profit rates for various banking products as of December 31, 2025, including savings accounts, mudarabah certificates, and digital accounts. The rates vary by product and tier, with monthly profit distribution for most accounts. Notably, some products are temporarily discontinued, and the rates are declared on a monthly basis.
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Profit Rates for the month ended Dec 31, 2025

Updated on Rajab 12, 1447 | Friday, January 2, 2026

Profit Distribution Periods / Tier


PRODUCTS Profit Distribution Periods / Tier Groups Dec-25 PRODUCTS Dec-25
Groups

SA Rupee Saving Account (SA) Monthly 6.70% MMCT50 Monthly Mudarbah Certificate (MMC) 50K & Above 7.04%
SAFI Rupee Saving Account (For FIs, PSEs and PLCs) Monthly 2.56%
COII3M50 COII 3 Months (Maturity) 50K & Above 7.04%
MBA500K Re.1 - 499.99 K 6.70% COII6M50 COII 6 Months (Maturity) 50K & Above 7.04%
Meezan Bachat Account (MBA)
MBAABV5 500 K & Above 6.70% COII12MO50COII 1 Year (Monthly) 50K & Above 8.06%
COII12M50 COII 1 Year (Maturity) 50K & Above 8.31%
MKCA Meezan Kids Club Account Monthly 6.70%
MTCA Meezan Teens Club Account Monthly 6.70% COIISN COII 1 Year - Senior (Monthly) 50K & Above 7.04%
MASSA Meezan Asaan Student Account Monthly 6.70% COIISNM COII 1 Year - Senior (Maturity)** (Temporarily Discontinued) 50K & Above -

MAASA Meezan Asaan Saving Account Monthly 6.70% COI1.5YM COII 1.5 Years (Monthly) 50K & Above 10.11%
MARA Meezan Asaan Remittance Account (MARA) Monthly 6.70%
LSA Labbaik Saving Aasaan Monthly 6.70%
COI2YM Monthly 7.04%
COII 2 Years*
MCSA Meezan Senior Citizen Account Monthly 6.70% COI2YQ Quarterly -
(Discontinued)
MWFAP Meezan Women First Account Monthly 6.70% COI2YMM Maturity 7.04%

MKM Meezan Kafalah Monthly 6.70% COI3YM Monthly 7.04%


COII 3 Years*
MKAM Meezan Kafalah - Multiplier Monthly 6.70% COI3YQ Quarterly -
(Discontinued)
COI3YMM Maturity 7.04%
MPP Meezan Payroll Partner (MPP) Monthly 0.13%
COI5YM Monthly 7.04%
COII 5 Years*
MRPAP Meezan Roshan Digital Account (PKR) Monthly 6.70% COI5YQ Quarterly 7.04%
(Discontinued)
MEX Meezan Express Saving Account (MEX) Monthly 6.70% COI5YMM Maturity 7.04%

MBP Meezan Plus Account (Previously known as Meezan Business Plus) Monthly 0.13% MAC5M 5.5 Yrs 7.04%
MG Margin Account Monthly 0.13% MAC5MS 5.5 Yrs - Senior 8.06%
Meezan Aamdan Certificate (MAC)
MAC7M 7 Yrs 7.04%
KMAT1 Re.1 - 499.99 M 6.70% MAC7MS 7 Yrs - Senior 8.44%
KMA1B Karobari Munafa Account (KMA) 500 M - 999.99 M 6.70%
KMA2B 1 B - 4.99 B 6.70% USDSA US Dollar Saving Account Monthly 2.00%
KMAABV5 5B & Above 6.70% MRPAU Meezan Roshan Digital Account (US Dollar) Monthly 2.00%
KMA1FI Re.1 - 499.99 M 2.56% MRRAU Meezan Roshan Resident Account (US Dollar) Monthly 2.00%
KMA2FI Karobari Munafa Account (KMA) 500 M - 999.99 M 2.56% MGUSD Margin Account (US Dollar) Monthly 0.07%
KMA3FI (For FIs, PSEs and PLCs) 1 B - 4.99 B 2.56% MWFAu Meezan Women First Account (US Dollar) Monthly 2.00%
KMA4FI 5B & Above 2.56%
KMAPL Karobari Munafa Account Plus Monthly 8.50% USDCOII3M COII 3 Months - Maturity 2.07%
USDCOII6M COII 6 Months - Maturity 2.24%
MIDA200 Meezan Islamic Institutions Deposit Account Re.1 - 499.99 M 2.56% USDCOII1YS COII 1 Year - Six Monthly 2.76%
US Dollar Mudarabah Certificate (DMC) $. 10 K & Above
MIDA1B (MIIDA) 500 M & Above 2.56% USDCOII1YM COII 1 Year - Maturity 2.83%
USDCOII3YS COII 3 Years - Six Monthly 2.90%
MIDANBF Meezan Islamic Institutions Deposit Account Re.1 - 499.99 M 6.70% USDCOII3YM COII 3 Years - Maturity 2.93%
MIDANBF (MIIDA NBFI) 500 M & Above 6.70%
USDPLUS3MUS Dollar Mudarabah Certificate Plus $ 1M - 4.99M COII 3 Months - Maturity -
BBHRA Smart Remittance Wallet Monthly 6.70% USDPLUS3MUS Dollar Mudarabah Certificate Plus $ 5M & Above COII 3 Months - Maturity -
MSW Meezan Smart Wallet Monthly 6.70% USDPLUS6MUS Dollar Mudarabah Certificate Plus $ 1M - 4.99M COII 6 Months - Maturity 4.00%
SAMA Smart Asaan Mobile Account Monthly 6.70% USDPLUS6MUS Dollar Mudarabah Certificate Pus $ 5M & Above COII 6 Months - Maturity -

MIAA Meezan Digi Asaan Account (Digital Onboarding) Monthly 6.70% GBPSA Pound Saving Account Monthly 1.25%
MDRA Meezan Digi Remittance Account (Digital Onboarding) Monthly 6.70% MRPAG Meezan Roshan Digital Account (GBP) Monthly 1.25%
MFFAP Meezan Freelancer Account opened via Digital Onboarding Channel Monthly 6.70% MRRAG Meezan Roshan Resident Account (GBP) Monthly 1.25%
MWFAG Meezan Women First Account (GBP) Monthly 1.25%

EUROSA Euro Saving Account Monthly 1.20%


MRPAE Meezan Roshan Digital Account (EURO) Monthly 1.20%
MRRAE Meezan Roshan Resident Account (EURO) Monthly 1.20%
MWFAE Meezan Women First Account (EURO) Monthly 1.20%

*COII 2, 3 & 5 Years (Monthly, Quarterly & Maturity) stand discontinued; which includes both fresh booking and Roll-over.
** COII 1 Year Senior (Maturity) stands temporarily discontinued; which includes both fresh booking and Roll-over.
Note: Profit Rates of SBP Refinance Schemes / KMA-PES / MORA/ TIER 1 / TIER 2 Sukuk can be viewed in Historical rate sheet available on MBL website & in branches.
Profit Rates are per annum and declared on Monthly basis.
24/7 Call Centre 111-331-331 & 332
[Link]

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