Debit Note

2025/1401002814
Date : 19/10/2025

Branch : Head Office Acc No : 1230001277

Office : H.O Name : ANION MEP CONTRACTING
Class : General Accident
Policy Type : Workmen's Compensation
Pol Ref : A/WCMR/HOM/2025/1940

In accordance with your instructions we have issued the attached ‫ ﻭﺳﺠﻠﻨﺎ ﻋﻠﻰ ﺣﺴﺎﺑﻜﻢ ﻣﺎ ﻫﻮ ﻣﺒﻴﻦ ﺍﺩﻧﺎﻩ‬,‫ﺑﻨﺎﺀ ﻋﻠﻰ ﺗﻌﻠﻴﻤﺎﺗﻜﻢ ﺃﺻﺪﺭﻧﺎ ﺍﻟﻮﺛﺎﺋﻖ ﺍﻟﻤﺮﻓﻘﺔ‬
documentation and debited your account as per details shown hereunder
Description Currency Amount
Being Premium under Workmen's Compensation QAR.
Insurance Policy No:QT/WCA/2025/986
3,930.00

Insurance Period : 03/10/2025 to 02/10/2026

Renewal Of Policy No : QT/WCA/2024/859

payment terms: 30 days

Qatari Riyal Three Thousand Nine Hundred Thirty Only. Total 3,930.00

For Arab Orient Insurance Brokers

In case of error or omission, Please return immediately.

_____________________
QCB License Number : 10/2010/ ‫ ﺭ‬.‫ ﺵ‬.‫ ﺕ‬/ ‫ﻭﺕ‬
Authorized Signatory
info@[Link] : ‫ﺍﻟﺒﺮﻳﺪ ﺍﻻﻟﻜﺘﺮﻭﻧﻲ‬ ‫ ﻗﻄﺮ‬- ‫ ﺍﻟﺪﻭﺣﺔ‬16198 : ‫ﺏ‬.‫ﺹ‬ +974 4465 0036 : ‫ﻓﺎﻛﺲ‬ +974 4465 0094 : ‫ﻫﺎﺗﻒ‬
Telephone : +974 4465 0094 Fax : +974 4465 0036 P.O Box : 16198 Doha , Qatar Email : info@[Link]
Endorsement No. 1 attached to and forming an integral part of Workmen’s
Compensation Policy No. QT/WCA/2025/986 issued in the name of M/s.
Anion Mep Contracting W.L.L, Doha - Qatar.

Notwithstanding herein contained to the contrary, it is hereby understood and agreed

that the following conditions are deemed to be incorporated under the above-
mentioned policy with immediate effect.

1. At any time during the currency of this policy, if any Staff / Workmen/laborers
covered under the above policy shall sustain any personal injuries by accident whilst
engaged in such duties as specified in the policy, the company shall be liable to
cover payments of wages/salary up to 100% of the daily pay during the treatment
period or the period of six months whichever is nearer. If the treatment continues for
a period exceeding six months, the worker shall be paid half of his wage until his
recovery or proof of his permanent disability or death which is nearer.

2. A. All death and major claims are to be reported to the company by the insured
within 48 hours of the occurrence.
B. All other claims involving minor injuries are to be reported to the company by the
insured within 30 days of the occurrence of such accidents.

AND failure to comply with this condition invalidates any claim reported after such a
period.

3. The insurance granted under the above policy excludes the following:
A. Sickness and/or illness
B. Industrial diseases.
C. Injuries directly or indirectly occasioned by, happening through or in
consequence of war, invasion, acts of foreign enemies, hostilities (whether war
be declared or not), civil war, rebellion, insurrection, military or usurped power
of confiscation or nationalization or requisition or destruction of or damage to
property by or under the order of any Government or public or local authority.

Subject otherwise to the terms, conditions, and limitations of the policy entered in the
Co’s register this 03/10/2025.
Employer’s liability

It is hereby understood and agreed that this policy (i.e. Workmen’s compensation
Policy) is extended to include Employer’s liability in accordance with Local Law
applicable in Qatar but in no event should the liability exceed QR.1,000,000/- per any
one occurrence and unlimited in the aggregate.

It is further understood and agreed that the Employer’s Liability cover applies only in
cases where an employee dispute the indemnity granted under the Qatar Labor Law,
and any dispute will have to be looked into by the competent Judicial authorities being
the Qatar Courts who are to decide on the indemnity due, which decision shall be
binding.

If any payment is agreed to be made in accordance with this extension, the company
will not be liable for any further payment under Qatar Labor Law. Under No
circumstances, our maximum liability will exceed the limit stated in this extension.

24 hours cover

In consideration of an additional premium paid or agreed to be paid and subject to the

under mentioned special exclusions, it is hereby declared and agreed that the Insurance
by this Policy is extended to cover bodily injury, death or permanent disability sustained
by an insured employee in Qatar where such an injury, death or permanent disability is
work – related.

Special exclusions

This Insurance does not cover bodily injury, death or disablement directly or indirectly
resulting from or consequent upon.

1. The insured person engaging in or taking part in

(a) Employment by other than the Insured.

(b) Naval, military or air force service or operations
(c) Winter sports at any winter sport resort,
(d) Skin diving involving the air of breathing apparatus, rock climbing or mountaineering
Normally, hunting on horseback, or driving or riding in any kind of race.
(e) Driving or riding on motorcycles or motor scooters exceeding 250 c.c.
2. Suicide or attempted suicide or intentional self – injury or the Insured Person being in
a state of insanity.
3. Deliberate exposure to exceptional danger (except in an attempt to save human life,
or the insured employee’s own criminal act.
4. Ionizing radiation or contamination by radioactivity
5. The insured person being under the influence of alcohol or drugs.

Subject otherwise to the terms, conditions, and limitation of this policy.

Repatriation expenses

It is hereby declared and agreed that the policy is extended to cover repatriation
expenses to the country home in case of death or disability of any assured employee in
consequence of any risk covered under the policy up to QR.25,000/- per person
(including cost of accompanying person).

Employee to Employee liability extension

At the request of the insured the term “INSURED “shall include:

Any director, partner, or employee of the insured in respect of liability for which the
insured would have been entitled to claim under this insurance, if the claim had been
made against the insured.

Provided such a person has complied with and/or fulfilled all the conditions and
requirements of this policy as if he/they were the insured.

VAT CLAUSE

The insured and/or the beneficiary undertakes to settle all the taxes and fees incurred
under this policy and which are considered due by virtue of the applicable laws and their
related Executive regulations, circulars and decisions, or by virtue of any other law
issued by the relevant authorities in the State of Qatar.

In case the Company settles these taxes and fees on behalf of the insured and/or the
beneficiary in execution of the law, the Company has the right to request the insured
and/or the beneficiary to settle back these dues to the Company within a period of one
week from the date of its request. In case the insured and/or the beneficiary fails to
settle the taxes and fees due within this notice period, the Company shall, at its sole
discretion, have the right to terminate the insurance policy and deduct the subject taxes
and fees from the premiums settled.

RRC ABSOLUTE FUNGI LIABILITY EXCLUSION

The following exclusion applies to all new, renewal or replacement liability policies.
This Agreement shall not apply to and does not cover:
1. any injury, damage, loss, cost or expense, arising directly or indirectly, from the
actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to,
existence of, presence of, spread of, reproduction, discharge or other growth of any
Fungi or Spores however caused, including any costs or expenses incurred to prevent,
respond to, test for, monitor, abate, mitigate, remove, cleanup, contain, remediate,
treat, detoxify, neutralize, assess or otherwise deal with or dispose of Fungi or Spores;
or
2. any supervision, instructions, recommendations, warnings, or advice given, or which
should have been given in connection with 1. above, or
3. any obligation to pay damages, share damages with or repay someone else who must
pay damages, because of such loss, cost or expense referred to in 1. or 2. above.
This exclusion applies regardless of the cause of the injury, damage, loss, cost, or
expense or whether other causes acted concurrently or in any sequence to produce the
injury, damage, loss, cost, or expense.
The following definitions apply to this exclusion:
Fungi includes, but is not limited to, any form or type of mold, yeast, mushroom, or
mildew whether or not allergenic, pathogenic or toxigenic, and any substance, vapor or
gas produced by, emitted from or arising out of any Fungi or Spores or resultant
mycotoxins, allergens, or pathogens.
Spores includes, but is not limited to, any reproductive particle or microscopic
fragments produced by, emitted from, or arising out of any Fungi.

WAR AND CIVIL WAR EXCLUSION CLAUSE

Notwithstanding any provision to the contrary within this Agreement or any

endorsement
thereto including express or implied obligations to “follow the settlements”, “follow the
fortunes” or similar, it is agreed that this Agreement entirely excludes loss, damage,
cost, or expense, including expense costs, of whatsoever nature directly or indirectly
caused by,
resulting from or in connection with any of the following regardless of any other cause
or
event contributing concurrently or in any other sequence to the loss:

(1) War, civil war, war-like operations (whether war be declared or not), hostilities,
invasion, acts of a foreign enemy, mutiny, strikes, riots, civil commotion,
assuming proportions of or amounting to a popular rising, military rising,
insurrection, rebellion, revolution, military or usurped power, malicious damage,
martial law.

(2) Any action taken in controlling, preventing, suppressing or in any way relating to
the excluded situations in (1) above, including, but not limited to, confiscation,
nationalization, damage to or destruction of property.

If the Insurer alleges that by reason of this exclusion, any loss, damage, cost, or expense
is not covered by this agreement the burden of proving the contrary shall be upon the
Insured.

In the event any portion of this endorsement is found to be invalid or unenforceable,

the remainder shall remain in full force and effect.

NMA1975(a) - 10/3/94 - NUCLEAR ENERGY RISKS EXCLUSION CLAUSE

(REINSURANCE) (1994) (WORLDWIDE EXCLUDING U.S.A. AND CANADA)

This Agreement shall exclude Nuclear Energy Risks whether such risks are written
directly and/or by way of insurance and/or via Pools and/or Associations.
For all purposes of this Agreement Nuclear Energy Risks shall mean all first party and/or
third-party insurances or reinsurances (other than Workers' Compensation and
Employers' Liability) in respect of:
I All Property, on the site of a nuclear power station.
Nuclear Reactors, reactor buildings and plant and equipment therein on any site
other than a nuclear power station.
II All Property, on any site (including but not limited to the sites referred to in I above)
used or having been used for:
(a) The generation of nuclear energy; or
(b) The Production, Use or Storage of Nuclear Material.
III Any other Property eligible for insurance by the relevant local Nuclear Insurance
Pool and/or Association but only to the extent of the requirements of that local Pool
and/or Association.
IV The supply of goods and services to any of the sites, described in I to III above,
unless such insurances or reinsurances shall exclude the perils of irradiation and
contamination by Nuclear Material.
Except as undernoted, Nuclear Energy Risks shall not include:
(i) Any insurance or reinsurance in respect of the construction or erection or installation
or
replacement or repair or maintenance or decommissioning of Property as described in I
to III above (including contractors' plant and equipment);
(ii) Any Machinery Breakdown or other Engineering insurance or reinsurance not coming
within the scope of (i) above.
Provided always that such insurance or reinsurance shall exclude the perils or irradiation
and contamination by Nuclear Material.
However, the above exemption shall not extend to:
1. The provision of any insurance or reinsurance whatsoever in respect of:
(a) Nuclear Material.
(b) Any Property in the High Radioactivity Zone or Area of any Nuclear Installation as
from the introduction of Nuclear Material or - for reactor installations - as from fuel
loading or first criticality where so agreed with the relevant local Nuclear Insurance
Pool and/or Association.
2. The provision of any insurance or reinsurance for the undernoted perils:
- Fire, lightning, explosion.
- Earthquake.
- Aircraft and other aerial devices or articles dropped therefrom.
- Irradiation and radioactive contamination.
- Any other peril insured by the relevant local Nuclear Insurance Pool and/or
Association.
in respect of any other Property not specified in 1 above which directly involves the
Production, Use or Storage of Nuclear Material as from the introduction of Nuclear
Material into such Property.
Definitions
"Nuclear Material" means:
i. Nuclear fuel, other than natural uranium and depleted uranium, capable of
producing energy by a self-sustaining chain process of nuclear fission outside a
Nuclear Reactor, either alone or in combination with some other material; and
ii. Radioactive Products or Waste.
"Radioactive Products or Waste" means any radioactive material produced in, or any
material made radioactive by exposure to the radiation incidental to the production or
utilization of nuclear fuel but does not include radioisotopes which have reached the
final stage of fabrication so as to be usable for any scientific, medical, agricultural,
commercial or industrial purpose.
"Nuclear Installation" means:
i. Any Nuclear Reactor.
ii. Any factory using nuclear fuel for the production of Nuclear Material, or any
factory for the processing of Nuclear Material, including any factory for the
reprocessing of irradiated nuclear fuel; and
iii. Any facility where Nuclear Material is stored, other than storage incidental to
the carriage of such material.
"Nuclear Reactor" means any structure containing nuclear fuel in such an arrangement
that a self-sustaining chain process of nuclear fission can occur therein without an
additional source of neutrons.
"Production, Use or Storage of Nuclear Material" means the production, manufacture,
enrichment, conditioning, processing, reprocessing, use, storage, handling, and disposal
of
Nuclear Material.
"Property" shall mean all land, buildings, structures, plant, equipment, vehicles,
contents (Including but not limited to liquids and gases) and all materials of whatever
description whether fixed or not.

"High Radioactivity Zone or Area" means:

i. For nuclear power stations and Nuclear Reactors, the vessel or structure which
immediately contains the core (including its supports and shrouding) and all the
contents thereof, the fuel elements, the control rods, and the irradiated fuel
store.
and
ii. For non-reactor Nuclear Installations, any area where the level of radioactivity
requires the provision of a biological shield.

Worldwide Terrorism Exclusion Clause

Notwithstanding any provisions to the contrary within this Agreement and/or
underlying
agreements and/or endorsements thereto, including express or implied obligations to
“Follow the settlements”, “follow the fortunes” or similar, it is hereby understood and
agreed that all loss, damage, costs, expenses, or legal expenses of whatsoever nature
directly or indirectly caused by, resulting from, or in any way connected with or arising
out of any Act of Terrorism regardless of any other cause or event contributing
concurrently or in any other sequence to the loss is entirely excluded from this
Agreement.
Act of Terrorism includes any act, or preparation in respect of action, including but not
limited to the use of force or violence and/or the threat thereof, of any person(s) or
group(s) of persons whether acting alone or on behalf of or in connection with any
organization(s) or government(s), committed for political, religious, ideological, or
similar purposes including but not limited to:
1. the intention to influence or affect the conduct of any government (de jure or de
facto); and/or
2. to put the public, or any section of the public in fear; and/or
3. to commit violence or threaten violence against one or more persons (whether
legal or natural); and/or
4. damaging tangible or intangible property; and/or
5. endangering life; and/or
6. creating a risk to the health or safety of the public or a section of the public;
and/or
7. an act designed to interfere with or disrupt an electronic system.

This endorsement also excludes loss, damage, cost, expenses, or legal expenses of
whatsoever nature directly or indirectly resulting from, caused by or in connection with
any action or decision of a government agency or other entity to prevent, control,
respond to or terminate or in any other way relating to actual or alleged Acts of
Terrorism. Such loss or damage is excluded regardless of any other cause or event that
contributes concurrently or in any sequence to the loss or damage.
If the Insurer alleges that by reason of this exclusion clause any loss, damage, cost, or
expense is not covered by this Agreement the burden of proving the contrary shall be
upon the Insured.
In the event that any portion of this endorsement is found to be invalid or
unenforceable,
the remainder shall remain in full force and effect.

Total Asbestos Exclusion

It is hereby understood and agreed that this Agreement shall not apply to and does not
cover any loss or damage or actual or alleged liability whatsoever for any claim or claims
in respect of loss or losses directly or indirectly arising out of, resulting from or in
consequence of asbestos, in whatever form or quantity.
Political Risk Exclusion Clause

Notwithstanding any provision to the contrary within this reinsurance or any

endorsement thereto it is agreed that this reinsurance excludes loss, damage, cost, or
expense of whatsoever nature directly or indirectly caused by, resulting from or in
connection with or in consequence of any of the following regardless of any other cause
or event contributing concurrently or in any other sequence to the loss:
• war, civil war, invasion, acts of foreign enemies, hostilities, or war-like operations
(whether war be declared or not); or
• mutiny, popular rising, military rising, insurrection, rebellion, revolution, military
or usurped power, martial law, or state of siege or any of the events or causes
which determine the proclamation or maintenance of martial law or state of
siege; or
• civil commotion assuming the proportion of or amounting to a popular rising; or
• any act (whether on behalf of any organization, body, person, or group of
persons) in protest against any State or government, authority with force, or any
provincial, local or tribal authority with force, calculated or directed to
overthrow any State or government, authority with force, or any provincial, local
or tribal authority with force, by means of fear, terrorism or violence or use of
force or and/or the threat thereof; or
• losses in any way caused or contributed to by an act of terrorism involving the
use or release or the threat of any nuclear weapon or device or chemical or
biological agent; or
• loss, damage, cost, or expense directly or indirectly arising out of biological or
chemical contamination or missiles, bombs, grenades, explosives, or any
ammunition; or
• conspiracy, confiscation, commandeering or nationalization or requisition or
destruction of or damage to property by or under the order of any de jure or de
facto government or by public or local authority; or
• looting or pillage or theft or burglary in connection with any act referred to in
this clause; or
• consequential losses or damages arising from any act referred to in this clause;
or
• the act of any lawfully established authority in controlling, preventing,
suppressing or in any other way dealing with any occurrence referred to in this
clause; or
• malicious damage in furtherance to any act referred to in this clause; or
• any act of terrorism.
For the purpose of this clause an act of terrorism means an act, including but not limited
to the use of force or violence and/or the threat thereof, of any person or group(s) of
persons, whether acting alone or on behalf of or in connection with any organization(s)
or government(s), committed for political, religious, ideological, or ethnic purposes or
reasons including but not limited to:
1. the intention to influence or affect the conduct of any government (de jure or de
facto); and/or
2. put the public, or any section of the public in fear; and/or
3. to commit violence or threaten violence against one or more persons (whether
legal or natural); and/or
4. damaging tangible or intangible property; and/or
5. endangering life; and/or
6. creating a risk to the health or safety of the public or a section of the public;
and/or
7. an act designed to interfere with or disrupt an electronic system.

For the purpose of this clause contamination means the contamination, poisoning, or
prevention and/or limitation of the use of objects due to the effects of chemical and/or
biological substances. If the Reinsurer alleges that by reason of this exclusion, any loss,
damage, cost, or expense is not covered by this Contract the burden of proving the
contrary shall be upon the Reinsured. In the event any portion of this clause is found to
be invalid or unenforceable, the remainder shall remain in full force and effect.

Sanction Limitation and Exclusion Clause

This cover shall be considered as null, and void and the Company shall not be liable to
pay any claim or provide any benefit hereunder if:
▪ The Insured is or becomes or belongs to any country or regime and/or
organization and/or entity and/or corporation and/or individual, or is even
related directly or indirectly to countries, regimes, organizations, entities,
corporations or individuals that are or become subject to any sanction,
prohibition or restriction under the United Nations resolutions or the trade or
economic sanctions, laws or regulations of the European Union, United Kingdom
or United States of America, Gulf Cooperation Council and Arab League.
▪ The provision of such cover, payment of such claim or provision of such benefit
would expose the Company and/or it reinsurer(s) to any sanction, prohibition or
restriction under the United Nations resolutions or the trade or economic
sanctions, laws or regulations of the European Union, United Kingdom or United
States of America, Gulf Cooperation Council and Arab League.
Industries, Seepage, Pollution and Contamination Clause

This Insurance does not cover any liability for:

• Personal Injury or Bodily Injury or loss of damage to, or loss of use of
property directly or indirectly caused by seepage, pollution, or
contamination provided always that this paragraph (1) shall not apply to
liability for Personal Injury or Bodily Injury or loss of or physical damage
to or destruction of tangible property, or loss of use of such property
damaged or destroyed, where such seepage, pollution or contamination is
caused by a sudden, unintended and unexpected happening during the
period of this Insurance.
• The cost of removing, nullifying o r cleaning-up see p in g , polluting, o r
contaminating substances unless the seepage, pollution o r contamination is
caused b y a sudden, unintended, and unexpected happening during the
period of this Insurance.
• Fines, penalties, punitive or exemplary damages.

This Clause shall not extend this Agreement to cover any liability which would not have
been covered under this Insurance had this Clause not been attached.
22/1/70 N.M.A. 1685

Full Hours Clause

It is agreed that any loss of or damage to the property Insured arising during anyone
“Loss Occurrence” period, shall be deemed as a single event and therefore to constitute
one occurrence with regard to the limits and to the excess provided in the policy.
1. Under this provision, the words “Loss Occurrence” shall mean all individual losses
arising out of and directly occasioned by one catastrophe. However, the duration
and extent of any “Loss Occurrence” so defined shall be limited to: -
a) 72 Consecutive hours as regards a hurricane, a typhoon, windstorm,
rainstorm, hailstorm and/or tornado.
b) 72 consecutive hours as regards earthquake, seaquake, tidal wave and/or
volcanic eruption.
c) 72 consecutive hours and within the limits of one City, Town or Village as
regards strikes, riots, civil commotion, and malicious damage.
d) 72 consecutive hours as regards flood arising in a territory forming one and
the same river basin (river basin being defined as the catchment area of a
river including all its tributaries).
 e) 72 consecutive hours as regards any “Loss Occurrence” which includes
individual loss or losses from any of the perils mentioned in a), b), c) and d)
above.
f) 168 consecutive hours for any “Loss Occurrence” of whatsoever nature which
does not include individual loss or losses from any of the perils mentioned in
a), b), c) and d) above.
and no individual loss from whatsoever insured peril, which occurs outside these
periods or areas, shall be included in that “Loss Occurrence”.
2. The Company may choose the date and time when any such period of consecutive
hours commences and if any catastrophe is of greater duration than the above
periods, the company may divide that catastrophe into two or more “loss
occurrences”, provided no two periods overlap and provided no period commences
earlier than the date and time of the happening of the first recorded individual loss
to the company in that catastrophe.

This provision is applicable only to the risks insured and described in the policy.
Subject otherwise to the terms, conditions, and limitations of this policy.

Cyber / Virus Clarification Clause

Property damage under this policy shall mean physical damage to the substance of
property.

Physical damage to the substance of property shall not include damage to data or
software, in particular any detrimental change in data, software or computer programs
that is caused by a deletion, a corruption, or a deformation of the original structure.

Consequently, the following are excluded from this policy:

A. Loss of or damage to data or software, in particular any detrimental change in

data, software or computer programs that is caused by a deletion, a corruption or
a deformation of the original structure, and any business interruption losses
resulting from such loss or damage. Notwithstanding this exclusion, loss or
damage to data or software, which is the direct consequence of insured physical
damage to the substance of property, shall be covered.

B. Loss or damage resulting from an impairment in the function, availability, range of

use or accessibility of data, software or computer programs, and any business
interruption losses resulting from such loss or damage.
Communicable Disease Exclusion Endorsement

This (re)insurance does not cover any loss, damage, cost, or expense of whatsoever
nature directly or indirectly caused by, arising out of, contributed to by, or resulting
from any Communicable Disease and/or threat (whether actual or perceived) or fear
thereof.
This endorsement also excludes loss, damage, cost, or expense of whatsoever nature
directly or indirectly caused by, resulting from or in connection with any action taken in
controlling, preventing, suppressing or in any way relating to the above.
If the Underwriters allege that by reason of this exclusion, any loss, damage, cost, or
expense is not covered by this (re)insurance the burden of proving the contrary shall be
upon the (re)insured.
Communicable Disease means any disease capable of being transmitted from an
infected person or species to a susceptible host, either directly or indirectly

Coronavirus Exclusion

This insurance does not cover any claim in any way caused by or resulting from:
a) Coronavirus disease (COVID – 19).
b) Severe acute respiratory syndrome coronavirus 2 (SARS – Cov-2)
c) Any mutation or variation of SARS –Cov-2.
d) Any fear or threat of a), b) or c) above

LMA 5391
04 March 2020
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

‫ في شأن إنشاء هيئة التأمين وتنظيم اعماله‬٢٠٠٧ ‫ لسنة‬٦ ‫خاضعة ألحكام القانون اإلتحادي رقم‬
١٩٧٤ ‫ لسنة‬٢٠ ‫مقيدة في سجل شركات التأمين لدى الهيئة تحت رقم‬
List of Employees for Workmen Compensation Policy
QT/WCA/2025/986

List of Employees
Serial Number Name Occupation Estimated Annual Wages
1 Md Mofazzal Hossain Category 2: Non Admin / QAR 24,000.00-/
Foreman
2 Shahdul Kabir Rocky Category 2: Non Admin / QAR 24,000.00-/
Foreman
3 Anil Kumar Saini Ramesh Category 2: Non Admin / QAR 24,000.00-/
Foreman
4 Taufeek Ahmad Faruqi Category 2: Non Admin / QAR 24,000.00-/
Foreman
5 Endris Muhe Adem Category 2: Non Admin / QAR 24,000.00-/
Foreman
6 Ragunathan Indranathan Category 2: Non Admin / QAR 24,000.00-/
Foreman
7 Khorshed Mustafa Category 2: Non Admin / Labour QAR 21,600.00-/
8 Mahfuzur Rahman Sahidullah Category 2: Non Admin / Labour QAR 18,000.00-/
Miah
9 Mominul Hoque Rahman Category 2: Non Admin / Labour QAR 18,000.00-/
10 Nanda Bahadur Category 2: Non Admin / Labour QAR 18,000.00-/
11 Manirul Islam Wahab Molla Category 2: Non Admin / Labour QAR 18,000.00-/
12 Emran Hossain Monir Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
13 Ala Uddin Abul Kashem Category 2: Non Admin / Labour QAR 18,000.00-/
14 Nurul Hoque Nurul Islam Category 2: Non Admin / Labour QAR 18,000.00-/
15 Rabindar Chandra Das Category 2: Non Admin / Labour QAR 18,000.00-/
16 Mohammad Nijam Uddin Category 2: Non Admin / Labour QAR 18,000.00-/
17 Najrul Islam Ahmad Ali Category 2: Non Admin / Labour QAR 18,000.00-/
18 Arif Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
19 Gias Sheikh Category 2: Non Admin / Labour QAR 18,000.00-/
20 Khorshed Halim Sardar Category 2: Non Admin / Labour QAR 18,000.00-/
21 Md Azijul Mollah Category 2: Non Admin / Labour QAR 18,000.00-/
22 Md Mizan Kowlader Category 2: Non Admin / Labour QAR 18,000.00-/
23 Isteyaque Ahmad Ansari Category 2: Non Admin / Labour QAR 21,600.00-/
24 Mohammad Showket Hossain Category 2: Non Admin / Labour QAR 21,600.00-/

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

List of Employees for Workmen Compensation Policy

QT/WCA/2025/986

25 Mohammad Alauddin Category 2: Non Admin / Labour QAR 21,600.00-/

26 Raju Thankappan Nair Category 2: Non Admin / Labour QAR 21,600.00-/
27 Danesh Arumugam Category 2: Non Admin / Labour QAR 24,000.00-/
28 Md Shaharul Islam Category 2: Non Admin / Labour QAR 24,000.00-/
29 Mohammad Imteyaz Ahmed Category 2: Non Admin / Labour QAR 24,000.00-/
30 Khourshed Alam Category 2: Non Admin / Labour QAR 18,000.00-/
31 Mir Hossain Jafor Ahammed Category 2: Non Admin / Labour QAR 18,000.00-/
32 Sunny Kumar Category 2: Non Admin / Labour QAR 18,000.00-/
33 Zakaria Khan Jonab Ali Khan Category 2: Non Admin / Labour QAR 21,600.00-/
34 Raju Sunar Category 2: Non Admin / Labour QAR 18,000.00-/
35 Kabiraj Nembang Limbu Category 2: Non Admin / Labour QAR 18,000.00-/
36 Patel Champaklal Mithabhai Category 2: Non Admin / Labour QAR 18,000.00-/
37 Moammad Harunur Rashid Majir Category 2: Non Admin / Labour QAR 18,000.00-/
38 Mohammad Julhash Category 2: Non Admin / Labour QAR 18,000.00-/
39 Zuber Ahamad Khan Category 2: Non Admin / Labour QAR 18,000.00-/
40 Mohammad Shamshad Lal Category 2: Non Admin / Labour QAR 18,000.00-/
41 Hasan Mia Category 2: Non Admin / Labour QAR 18,000.00-/
42 Md Misir Ali Category 2: Non Admin / Labour QAR 18,000.00-/
43 Shahajalal Abul Kashem Category 2: Non Admin / Labour QAR 18,000.00-/
44 Mohammad Zulhas Mia Category 2: Non Admin / Labour QAR 18,000.00-/
45 Mohammad Mahfooz Alam Category 2: Non Admin / Labour QAR 18,000.00-/
46 Kausar Ali Nasruddin Ansari Category 2: Non Admin / Labour QAR 18,000.00-/
47 Ali Akbar Category 2: Non Admin / Labour QAR 18,000.00-/
48 Jahangir Sheikh Arshad Sheikh Category 2: Non Admin / Labour QAR 18,000.00-/
49 Zahirul Islam Md Rafiqul Islam Category 2: Non Admin / Labour QAR 18,000.00-/
50 Muhammad Tayab Ali Madin Ali Category 2: Non Admin / Labour QAR 18,000.00-/
51 Mohammad Semul Miah Category 2: Non Admin / Labour QAR 18,000.00-/
52 Belayet Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
53 Gobind Chaurasia Ramji Category 2: Non Admin / Labour QAR 18,000.00-/
54 Mohammad Elias Abdul Basad Category 2: Non Admin / Labour QAR 18,000.00-/
55 Shekh Saniullah Shekh Category 2: Non Admin / Labour QAR 18,000.00-/
56 Baljinder Pal Category 2: Non Admin / Labour QAR 18,000.00-/
57 Wasim Miah Sana Ullah Category 2: Non Admin / Labour QAR 18,000.00-/

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

List of Employees for Workmen Compensation Policy

QT/WCA/2025/986

58 Aruna Kumar Parida Category 2: Non Admin / Labour QAR 18,000.00-/

59 Sangam Verma Ramdev Verma Category 2: Non Admin / Labour QAR 18,000.00-/
60 Nirbhay Kumar Mishra Category 2: Non Admin / Labour QAR 18,000.00-/
61 Khokan Sirajul Hoque Category 2: Non Admin / Labour QAR 18,000.00-/
62 Md Amirul Islam Md Mondol Category 2: Non Admin / Labour QAR 18,000.00-/
63 Manik Khalilur Rahman Category 2: Non Admin / Labour QAR 18,000.00-/
64 Nooruddin Saeed Uddin Category 2: Non Admin / Labour QAR 18,000.00-/
65 Md Ismail Bhuiyan Category 2: Non Admin / Labour QAR 18,000.00-/
66 Md Amirul Islam Md Rahman Category 2: Non Admin / Labour QAR 18,000.00-/
67 Mohammad Hossain Md Samsu Category 2: Non Admin / Labour QAR 18,000.00-/
68 Md Emon Shah Md Rahaman Category 2: Non Admin / Labour QAR 18,000.00-/
69 Nazrul Islam Samir Uddin Category 2: Non Admin / Labour QAR 18,000.00-/
70 Kawsar Ahamad Akkil Ali Category 2: Non Admin / Labour QAR 18,000.00-/
71 Virendra Kumar Nishad Category 2: Non Admin / Labour QAR 18,000.00-/
72 Chandra Bahadur Limbu Category 2: Non Admin / Labour QAR 18,000.00-/
73 Laxmi Prasad Sapkota Category 2: Non Admin / Labour QAR 18,000.00-/
74 Netra Singh Subba Category 2: Non Admin / Labour QAR 18,000.00-/
75 Raj Kumar Nembang Category 2: Non Admin / Labour QAR 18,000.00-/
76 Dipan Kafle Category 2: Non Admin / Labour QAR 18,000.00-/
77 Keshvar Kashyap Gyani Category 2: Non Admin / Labour QAR 18,000.00-/
Kashyap
78 Chandra Kumar Younghang Category 2: Non Admin / Labour QAR 18,000.00-/
79 Md Safi Anwer Md Khaja Category 2: Non Admin / Labour QAR 18,000.00-/
80 Padam Bahadur Limbu Category 2: Non Admin / Labour QAR 18,000.00-/
81 Manoj Sada Category 2: Non Admin / Labour QAR 18,000.00-/
82 Purnachandra Maiti Category 2: Non Admin / Labour QAR 18,000.00-/
83 Mahibur Rahaman Mandal Ajijur Category 2: Non Admin / Labour QAR 18,000.00-/
84 Sunirmal Mandal Shankar Category 2: Non Admin / Labour QAR 18,000.00-/
85 Samarul Shekh Banarul Shekh Category 2: Non Admin / Labour QAR 18,000.00-/
86 Chandana Das Ananta Charan Category 2: Non Admin / Labour QAR 18,000.00-/
87 Sarup Khan Rafik Ali Khan Category 2: Non Admin / Labour QAR 18,000.00-/
88 Saritulla Dafader Ansar Dafader Category 2: Non Admin / Labour QAR 18,000.00-/
89 Md Gultaj Rain Category 2: Non Admin / Labour QAR 18,000.00-/

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

List of Employees for Workmen Compensation Policy

QT/WCA/2025/986

90 Hafijul Ali Sk Category 2: Non Admin / Labour QAR 18,000.00-/

91 Suraffar Mondal Samser Mondal Category 2: Non Admin / Labour QAR 18,000.00-/
92 Mohammad Iqbal Kazi Category 2: Non Admin / Labour QAR 18,000.00-/
93 Nazrul Howlader Panchom Ali Category 2: Non Admin / Labour QAR 18,000.00-/
94 Naituyan Khan Golambari Khan Category 2: Non Admin / Labour QAR 18,000.00-/
95 Sumit Kumar Sau Category 2: Non Admin / Labour QAR 18,000.00-/
96 Md Sha Jamal Category 2: Non Admin / Labour QAR 18,000.00-/
97 Muhammad Azizul Houq Category 2: Non Admin / Labour QAR 18,000.00-/
98 Shriram Biggu Yadav Category 2: Non Admin / Labour QAR 18,000.00-/
99 Vijay Kumar Category 2: Non Admin / Labour QAR 18,000.00-/
100 Prabir Mondal Sudhir Mondal Category 2: Non Admin / Labour QAR 18,000.00-/
101 Shyamkumar Arya Category 2: Non Admin / Labour QAR 18,000.00-/
102 Mohammad Muslim Siddiguee Category 2: Non Admin / Labour QAR 18,000.00-/
103 Raihan Sk Rabiyal Sk Category 2: Non Admin / Labour QAR 18,000.00-/
104 Jaweed Alam Kutbuddin Ansari Category 2: Non Admin / Labour QAR 18,000.00-/
105 Saipul Mistri Mistri Sajahan Category 2: Non Admin / Labour QAR 18,000.00-/
106 Hirdyanand Pal Category 2: Non Admin / Labour QAR 18,000.00-/
107 Mohammad Heru Mohammad Category 2: Non Admin / Labour QAR 18,000.00-/
108 Sukdeb Biswas Gour Biswas Category 2: Non Admin / Labour QAR 18,000.00-/
109 Jatinder Kumar Ram Nath Category 2: Non Admin / Labour QAR 18,000.00-/
110 Mohammad Jameel Ahmad Category 2: Non Admin / Labour QAR 18,000.00-/
111 Md Mehbub Category 2: Non Admin / Store QAR 24,000.00-/
keeper
112 Kamrol Islam Category 2: Non Admin / QAR 24,000.00-/
Foreman
113 Bajarangi Chauhan Ramdhari Category 2: Non Admin / Labour QAR 18,000.00-/
Chauhan
114 Md Tanzil Ahammad Category 2: Non Admin / Labour QAR 18,000.00-/
115 Mohammad Ismail Hossen Category 2: Non Admin / Labour QAR 18,000.00-/
116 Mohan Komar Gopalakrishna Category 2: Non Admin / Labour QAR 18,000.00-/
Pillai
117 Mohmmas Humun Kabir Sumon Category 2: Non Admin / Labour QAR 18,000.00-/
118 Seraj Alam Mohammad Category 2: Non Admin / Labour QAR 18,000.00-/
119 Pulok Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

List of Employees for Workmen Compensation Policy

QT/WCA/2025/986

120 Alamgir Jafor Ali Category 2: Non Admin / Labour QAR 18,000.00-/
121 Manoj Singh Birbahadur Singh Category 2: Non Admin / Labour QAR 18,000.00-/
122 Rishad Ahmad Naushad Ahmad Category 2: Non Admin / Labour QAR 18,000.00-/
123 Elias Uddin Hamid Category 2: Non Admin / Labour QAR 18,000.00-/
124 Monindra Chandra Goiala Category 2: Non Admin / Labour QAR 18,000.00-/
125 Faruk Momin Ul Hoque Category 2: Non Admin / Labour QAR 18,000.00-/
126 Dasan Kattikattu Varghese Category 2: Non Admin / Labour QAR 24,000.00-/
127 Di Islam Julhas Miah Category 2: Non Admin / Labour QAR 18,000.00-/
128 Kishor Lal Lohar Tulsi Ram Category 2: Non Admin / Labour QAR 18,000.00-/
129 Md Masud Miah Hanif Miah Category 2: Non Admin / Labour QAR 18,000.00-/
130 Md Mithen Hasan Category 2: Non Admin / Labour QAR 18,000.00-/
131 Shanavas Kaniyamparambil Category 2: Non Admin / QAR 24,000.00-/
Sathar Foreman
Issued in Qatar, in 2 copies on 19-Oct-2025
Arabia insurance company s.a.l

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

‫ في شأن إنشاء هيئة التأمين وتنظيم اعماله‬٢٠٠٧ ‫ لسنة‬٦ ‫خاضعة ألحكام القانون اإلتحادي رقم‬
١٩٧٤ ‫ لسنة‬٢٠ ‫مقيدة في سجل شركات التأمين لدى الهيئة تحت رقم‬
Workmen Compensation for Policy: QT/WCA/2025/986
Policy No: QT/WCA/2025/986 replacing the policy QT/WCA/2024/859 Agent 1604
No:
Insured Name: Anion Mep Contracting W.L.L
Address: 230 - Doha - Not Define Tel:
Period of Insurance: From: 03-Oct-2025 at 12:00 AM To: 02-Oct-2026 at 11:59 PM
Agent Name: Arab Orient Insurance Agency
Net Premium Policy Fee Taxes Gross Premium
QAR 3,930.00/- QAR .00/- QAR .00/- QAR 3,930.00/-
Gross Premium : QAR 3,930.00/- Only Qatari Rials Three Thousand Nine Hundred Thirty

Specifications
Business Activity: Building Contracting, Steel Constructions Contracting
Work Location: 230 - Doha - Qatar
Salaries Basis: Basic
Employee details All the Employee are covered while working in all the above locations
Number of employees Name Occupation Estimated Annual Wages
1 Md Mofazzal Hossain Category 2: Non Admin / QAR 24,000.00-/
Foreman
2 Shahdul Kabir Rocky Category 2: Non Admin / QAR 24,000.00-/
Foreman
3 Anil Kumar Saini Ramesh Category 2: Non Admin / QAR 24,000.00-/
Foreman
4 Taufeek Ahmad Faruqi Category 2: Non Admin / QAR 24,000.00-/
Foreman
5 Endris Muhe Adem Category 2: Non Admin / QAR 24,000.00-/
Foreman
6 Ragunathan Indranathan Category 2: Non Admin / QAR 24,000.00-/
Foreman
7 Khorshed Mustafa Category 2: Non Admin / Labour QAR 21,600.00-/
8 Mahfuzur Rahman Sahidullah Category 2: Non Admin / Labour QAR 18,000.00-/
Miah
9 Mominul Hoque Rahman Category 2: Non Admin / Labour QAR 18,000.00-/
10 Nanda Bahadur Category 2: Non Admin / Labour QAR 18,000.00-/
11 Manirul Islam Wahab Molla Category 2: Non Admin / Labour QAR 18,000.00-/

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

12 Emran Hossain Monir Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
13 Ala Uddin Abul Kashem Category 2: Non Admin / Labour QAR 18,000.00-/
14 Nurul Hoque Nurul Islam Category 2: Non Admin / Labour QAR 18,000.00-/
15 Rabindar Chandra Das Category 2: Non Admin / Labour QAR 18,000.00-/
16 Mohammad Nijam Uddin Category 2: Non Admin / Labour QAR 18,000.00-/
17 Najrul Islam Ahmad Ali Category 2: Non Admin / Labour QAR 18,000.00-/
18 Arif Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
19 Gias Sheikh Category 2: Non Admin / Labour QAR 18,000.00-/
20 Khorshed Halim Sardar Category 2: Non Admin / Labour QAR 18,000.00-/
21 Md Azijul Mollah Category 2: Non Admin / Labour QAR 18,000.00-/
22 Md Mizan Kowlader Category 2: Non Admin / Labour QAR 18,000.00-/
23 Isteyaque Ahmad Ansari Category 2: Non Admin / Labour QAR 21,600.00-/
24 Mohammad Showket Hossain Category 2: Non Admin / Labour QAR 21,600.00-/
25 Mohammad Alauddin Category 2: Non Admin / Labour QAR 21,600.00-/
26 Raju Thankappan Nair Category 2: Non Admin / Labour QAR 21,600.00-/
27 Danesh Arumugam Category 2: Non Admin / Labour QAR 24,000.00-/
28 Md Shaharul Islam Category 2: Non Admin / Labour QAR 24,000.00-/
29 Mohammad Imteyaz Ahmed Category 2: Non Admin / Labour QAR 24,000.00-/
30 Khourshed Alam Category 2: Non Admin / Labour QAR 18,000.00-/
31 Mir Hossain Jafor Ahammed Category 2: Non Admin / Labour QAR 18,000.00-/
32 Sunny Kumar Category 2: Non Admin / Labour QAR 18,000.00-/
33 Zakaria Khan Jonab Ali Khan Category 2: Non Admin / Labour QAR 21,600.00-/
34 Raju Sunar Category 2: Non Admin / Labour QAR 18,000.00-/
35 Kabiraj Nembang Limbu Category 2: Non Admin / Labour QAR 18,000.00-/
36 Patel Champaklal Mithabhai Category 2: Non Admin / Labour QAR 18,000.00-/
37 Moammad Harunur Rashid Majir Category 2: Non Admin / Labour QAR 18,000.00-/
38 Mohammad Julhash Category 2: Non Admin / Labour QAR 18,000.00-/
39 Zuber Ahamad Khan Category 2: Non Admin / Labour QAR 18,000.00-/
40 Mohammad Shamshad Lal Category 2: Non Admin / Labour QAR 18,000.00-/
41 Hasan Mia Category 2: Non Admin / Labour QAR 18,000.00-/
42 Md Misir Ali Category 2: Non Admin / Labour QAR 18,000.00-/
43 Shahajalal Abul Kashem Category 2: Non Admin / Labour QAR 18,000.00-/
44 Mohammad Zulhas Mia Category 2: Non Admin / Labour QAR 18,000.00-/
45 Mohammad Mahfooz Alam Category 2: Non Admin / Labour QAR 18,000.00-/
46 Kausar Ali Nasruddin Ansari Category 2: Non Admin / Labour QAR 18,000.00-/
47 Ali Akbar Category 2: Non Admin / Labour QAR 18,000.00-/

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

48 Jahangir Sheikh Arshad Sheikh Category 2: Non Admin / Labour QAR 18,000.00-/
49 Zahirul Islam Md Rafiqul Islam Category 2: Non Admin / Labour QAR 18,000.00-/
50 Muhammad Tayab Ali Madin Ali Category 2: Non Admin / Labour QAR 18,000.00-/
51 Mohammad Semul Miah Category 2: Non Admin / Labour QAR 18,000.00-/
52 Belayet Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
53 Gobind Chaurasia Ramji Category 2: Non Admin / Labour QAR 18,000.00-/
54 Mohammad Elias Abdul Basad Category 2: Non Admin / Labour QAR 18,000.00-/
55 Shekh Saniullah Shekh Category 2: Non Admin / Labour QAR 18,000.00-/
56 Baljinder Pal Category 2: Non Admin / Labour QAR 18,000.00-/
57 Wasim Miah Sana Ullah Category 2: Non Admin / Labour QAR 18,000.00-/
58 Aruna Kumar Parida Category 2: Non Admin / Labour QAR 18,000.00-/
59 Sangam Verma Ramdev Verma Category 2: Non Admin / Labour QAR 18,000.00-/
60 Nirbhay Kumar Mishra Category 2: Non Admin / Labour QAR 18,000.00-/
61 Khokan Sirajul Hoque Category 2: Non Admin / Labour QAR 18,000.00-/
62 Md Amirul Islam Md Mondol Category 2: Non Admin / Labour QAR 18,000.00-/
63 Manik Khalilur Rahman Category 2: Non Admin / Labour QAR 18,000.00-/
64 Nooruddin Saeed Uddin Category 2: Non Admin / Labour QAR 18,000.00-/
65 Md Ismail Bhuiyan Category 2: Non Admin / Labour QAR 18,000.00-/
66 Md Amirul Islam Md Rahman Category 2: Non Admin / Labour QAR 18,000.00-/
67 Mohammad Hossain Md Samsu Category 2: Non Admin / Labour QAR 18,000.00-/
68 Md Emon Shah Md Rahaman Category 2: Non Admin / Labour QAR 18,000.00-/
69 Nazrul Islam Samir Uddin Category 2: Non Admin / Labour QAR 18,000.00-/
70 Kawsar Ahamad Akkil Ali Category 2: Non Admin / Labour QAR 18,000.00-/
71 Virendra Kumar Nishad Category 2: Non Admin / Labour QAR 18,000.00-/
72 Chandra Bahadur Limbu Category 2: Non Admin / Labour QAR 18,000.00-/
73 Laxmi Prasad Sapkota Category 2: Non Admin / Labour QAR 18,000.00-/
74 Netra Singh Subba Category 2: Non Admin / Labour QAR 18,000.00-/
75 Raj Kumar Nembang Category 2: Non Admin / Labour QAR 18,000.00-/
76 Dipan Kafle Category 2: Non Admin / Labour QAR 18,000.00-/
77 Keshvar Kashyap Gyani Category 2: Non Admin / Labour QAR 18,000.00-/
Kashyap
78 Chandra Kumar Younghang Category 2: Non Admin / Labour QAR 18,000.00-/
79 Md Safi Anwer Md Khaja Category 2: Non Admin / Labour QAR 18,000.00-/
80 Padam Bahadur Limbu Category 2: Non Admin / Labour QAR 18,000.00-/
81 Manoj Sada Category 2: Non Admin / Labour QAR 18,000.00-/
82 Purnachandra Maiti Category 2: Non Admin / Labour QAR 18,000.00-/
83 Mahibur Rahaman Mandal Ajijur Category 2: Non Admin / Labour QAR 18,000.00-/
AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

84 Sunirmal Mandal Shankar Category 2: Non Admin / Labour QAR 18,000.00-/

85 Samarul Shekh Banarul Shekh Category 2: Non Admin / Labour QAR 18,000.00-/
86 Chandana Das Ananta Charan Category 2: Non Admin / Labour QAR 18,000.00-/
87 Sarup Khan Rafik Ali Khan Category 2: Non Admin / Labour QAR 18,000.00-/
88 Saritulla Dafader Ansar Dafader Category 2: Non Admin / Labour QAR 18,000.00-/
89 Md Gultaj Rain Category 2: Non Admin / Labour QAR 18,000.00-/
90 Hafijul Ali Sk Category 2: Non Admin / Labour QAR 18,000.00-/
91 Suraffar Mondal Samser Mondal Category 2: Non Admin / Labour QAR 18,000.00-/
92 Mohammad Iqbal Kazi Category 2: Non Admin / Labour QAR 18,000.00-/
93 Nazrul Howlader Panchom Ali Category 2: Non Admin / Labour QAR 18,000.00-/
94 Naituyan Khan Golambari Khan Category 2: Non Admin / Labour QAR 18,000.00-/
95 Sumit Kumar Sau Category 2: Non Admin / Labour QAR 18,000.00-/
96 Md Sha Jamal Category 2: Non Admin / Labour QAR 18,000.00-/
97 Muhammad Azizul Houq Category 2: Non Admin / Labour QAR 18,000.00-/
98 Shriram Biggu Yadav Category 2: Non Admin / Labour QAR 18,000.00-/
99 Vijay Kumar Category 2: Non Admin / Labour QAR 18,000.00-/
100 Prabir Mondal Sudhir Mondal Category 2: Non Admin / Labour QAR 18,000.00-/
101 Shyamkumar Arya Category 2: Non Admin / Labour QAR 18,000.00-/
102 Mohammad Muslim Siddiguee Category 2: Non Admin / Labour QAR 18,000.00-/
103 Raihan Sk Rabiyal Sk Category 2: Non Admin / Labour QAR 18,000.00-/
104 Jaweed Alam Kutbuddin Ansari Category 2: Non Admin / Labour QAR 18,000.00-/
105 Saipul Mistri Mistri Sajahan Category 2: Non Admin / Labour QAR 18,000.00-/
106 Hirdyanand Pal Category 2: Non Admin / Labour QAR 18,000.00-/
107 Mohammad Heru Mohammad Category 2: Non Admin / Labour QAR 18,000.00-/
108 Sukdeb Biswas Gour Biswas Category 2: Non Admin / Labour QAR 18,000.00-/
109 Jatinder Kumar Ram Nath Category 2: Non Admin / Labour QAR 18,000.00-/
110 Mohammad Jameel Ahmad Category 2: Non Admin / Labour QAR 18,000.00-/
111 Md Mehbub Category 2: Non Admin / Store QAR 24,000.00-/
keeper
112 Kamrol Islam Category 2: Non Admin / QAR 24,000.00-/
Foreman
113 Bajarangi Chauhan Ramdhari Category 2: Non Admin / Labour QAR 18,000.00-/
Chauhan
114 Md Tanzil Ahammad Category 2: Non Admin / Labour QAR 18,000.00-/
115 Mohammad Ismail Hossen Category 2: Non Admin / Labour QAR 18,000.00-/
116 Mohan Komar Gopalakrishna Category 2: Non Admin / Labour QAR 18,000.00-/
Pillai
AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

117 Mohmmas Humun Kabir Sumon Category 2: Non Admin / Labour QAR 18,000.00-/
118 Seraj Alam Mohammad Category 2: Non Admin / Labour QAR 18,000.00-/
119 Pulok Hossain Category 2: Non Admin / Labour QAR 18,000.00-/
120 Alamgir Jafor Ali Category 2: Non Admin / Labour QAR 18,000.00-/
121 Manoj Singh Birbahadur Singh Category 2: Non Admin / Labour QAR 18,000.00-/
122 Rishad Ahmad Naushad Ahmad Category 2: Non Admin / Labour QAR 18,000.00-/
123 Elias Uddin Hamid Category 2: Non Admin / Labour QAR 18,000.00-/
124 Monindra Chandra Goiala Category 2: Non Admin / Labour QAR 18,000.00-/
125 Faruk Momin Ul Hoque Category 2: Non Admin / Labour QAR 18,000.00-/
126 Dasan Kattikattu Varghese Category 2: Non Admin / Labour QAR 24,000.00-/
127 Di Islam Julhas Miah Category 2: Non Admin / Labour QAR 18,000.00-/
128 Kishor Lal Lohar Tulsi Ram Category 2: Non Admin / Labour QAR 18,000.00-/
129 Md Masud Miah Hanif Miah Category 2: Non Admin / Labour QAR 18,000.00-/
130 Md Mithen Hasan Category 2: Non Admin / Labour QAR 18,000.00-/
131 Shanavas Kaniyamparambil Category 2: Non Admin / QAR 24,000.00-/
Sathar Foreman
Geographical Area: Within GCC extended to Worldwide in respect of non-manual business trips- Excluding any offshore activity.
jurisdiction: Qatar Total
Estimated
Wages: QAR 2,457,600.00-/
Covers : Subject to the General Conditions attached Limit of Liability in QAR
* Workmen's Compensation As per Labor Law of Qatar
* Medical Expenses QAR 25,000.00/-Any One Person
* Permanent Total Disability As per Labor Law of Qatar
* Permanent Partial Disability As per Labor Law of Qatar
* Temporary Total Disability As per Labor Law of Qatar
* Employers Liability (As Per Attached Clause) QAR 1,000,000.00/-Any one occurrence and unlimited in the
aggregate

Special Clauses & Exclusions

Conditions
* Employee to Employee Liability extension
* Automatic addition/deletion of employees
* In case the Company settles these taxes and fees on behalf of the insured and/or the beneficiary in execution of the law, the Company
has the right to request the insured and/or the beneficiary to settle back these dues to the Company within a period of one week from the
date of its request. In case the insured and/or the beneficiary fails to settle the taxes and fees due within this notice period, the Company

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

shall, at its sole discretion, have the right to terminate the insurance policy and deduct the subject taxes and fees from the premiums
settled.
* The insured and/or the beneficiary undertakes to settle all the taxes and fees incurred under this policy and which are considered due
by virtue of the applicable laws and their related Executive regulations, circulars and decisions, or by virtue of any other law issued by
the relevant authorities in the State of Qatar.
* Including Insureds related Social and sports activities (for nonprofessionals)
* 24 Hours cover for work related accidents including overtime, night-work and on public holidays
* Cover for Hernia, Heatstroke, Sunstroke & Muscle Strain caused due to work accidents
* Including Insureds Employees/New Employees Whilst On Flights and/ Or Commuting from/To Country of Work provided they are not
part of the flight as aircraft crew
* 24 hours coverage for non-work related Death & PTD only, subject to standard PA exclusions
* Cancellation clause-30 days by either side on pro-rata
* Including risk of Transportation of employees to & from the place of work
* Employees to include persons on their sponsorship and/or their payroll
* Including Cover for Employees on Temporary Hire for whom the Insured is responsible and on the Insured’s Payroll but not under
their sponsorship provided all the legal formalities are finalized prior to start of work
* Automatic cover for all employees under the Insured’s sponsorship / wageroll with quarterly declaration and premium adjustment
* Legal defense costs and expenses within the overall limit of liability
* Indemnity to Principal Clause, if contractually required
* Including Waiver of Subrogation against name insured only
* Including Diya Clarification Clause; Including cover for any difference between Labour Law compensation and Diya money if any
awarded
* Including First day of disability
* Accidental Medical Expenses (Including occupational diseases). Sub-limit: QAR 25,000 per person per accident in Country of Work
Private / Government Hospitals / Clinics
* Funeral Expenses if Repatriation is not possible/required: Limit QAR 5,000 per person
* Repatriation Expenses up to a maximum limit of QAR 25,000 per person including accompanying person
* Increased Death and Permanent Total Disability Benefit: QAR 200,000
* Including medical treatment outside Country of Work subject to expenses not exceeding Qatar Medical Costs

Exclusions
* Encephalopathy and Toxic Moulds
* Excluding while employees on flights for work related activities
* Consequential losses
* Offshore activities and operations
* Any subaqueous work
* Liability as a result of Acquired Immune Deficiency Syndrome (AIDS)
* Emerging Risks (Electromagnetic Fields, Genetically Modified Organisms, Transmissible Spongiform Encephalopathy and Toxic
Molds)
AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

* Cyber Risks Clarification Agreement Clause

* Political Risks Exclusion Clause
* Sickness and/or illness
* Total Asbestos
* Seepage, Pollution and Contamination
* Nuclear Energy Risks
* Absolute Fungi Liability
* Radioactive
* Sanction and Limitation
* COVID 19 and all Infectious diseases are excluded
* Terrorism Exclusion Clause
* War, Sabotage
* Death or disability due to any disease including industrial diseases
* Electromagnetic field exposure
* Oil and Gas risk

Warranties
* Transportation Clause: Motor third party liability insurance of the vehicles at fault shall bear the primary responsibility for personal
injury liabilities arising from traffic accidents. Liability under this insurance shall only be secondary to such motor third party liability
insurance covers
* Warranted that Insured will take all precautionary and safety measures
Issued in Qatar, in 2 copies on 19-Oct-2025
Last Updated on 19/10/2025
Signature of the Insured Arabia insurance company s.a.l

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]
Arabia Insurance Company s.a.l.-Branch of Foreign Company ‫ فرع شركة أجنبية‬-‫ل‬.‫م‬.‫ شركة التأمين العربّية ش‬-
Paid up Capital QAR 35,000,000,000. ‫ق‬٠‫ ر‬٣٥,٠٠٠,٠٠٠,٠٠٠ ‫رأس المال المصرح به والمدفوع بالكامل‬
Commercial Registration No. 347 - Licensed by Qatar Central ‫ – مرخص لها من مصرف قطر المركزي‬٣٤٧ :‫سجل التجاري‬
Basic License no: 1966/4 ١٩٦٦/ ٤ ‫ ش ت رش ت‬:‫بموجب الترخيص‬
In accordance with the provisions of the QCB law ‫وفقا" ألحكام قانون مصرف قطر المركزي‬
and the Financial institutions Regulations issued ٢٠١٢ ‫) لسنة‬١٣( ‫وتنظيم المؤسسات المالية الصادر بالقانون رقم‬
by law number 13 for the year 2012

AL Hilal, C Ring Road, building No. 199, Street No. 230, Zone No. 42 | [Link] Doha , Qatar|T:+974 4442 2682 |F: +974 4444 6487
+ ٩٧٤ ٤٤٤٤ ٦٤٨٧ :‫ | ف‬+٩٧٤ ٤٤٤٢ ٢٦٨٢ :‫ قطر| ﻫ‬- ‫ الدوحة‬٧٧١ .‫ب‬.‫ | ص‬٤٢ ‫ منطقة رقم‬، ٢٣٠ ‫ شارع رقم‬، ١٩٩ ‫ عمارة رقم‬،‫الهالل الدائري الثالث‬
[Link] | arabia-qatar@[Link]