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Monthly Income and Savings Planner

The document outlines a financial plan detailing monthly income, expenses, and savings projections over time. It includes a retirement calculator that estimates savings based on age, current savings, and incremental savings per year. Additionally, it provides links to financial services and products for investment and insurance options.

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RisheethNani
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0% found this document useful (0 votes)
6 views18 pages

Monthly Income and Savings Planner

The document outlines a financial plan detailing monthly income, expenses, and savings projections over time. It includes a retirement calculator that estimates savings based on age, current savings, and incremental savings per year. Additionally, it provides links to financial services and products for investment and insurance options.

Uploaded by

RisheethNani
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd

MONTHLY INCOME

Expenses
HOUSE RENT
UTILITIES(Gas, Bills)
INSURANCE
OTHERS
TOTAL EXPENSES
MONTHLY SAVINGS
ESTIMATED SAVINGS
80000000

70000000

60000000

50000000

40000000

30000000
50000000

40000000

30000000

20000000

10000000

0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Column D Column E
RETIREMENT CALCULA

ENTER YOUT IN
₹40,000.00 Your AGE
nses Retirement Year
Planning Till What
₹8,000.00
Age?
₹5,000.00
₹2,000.00
₹15,000.00 Growth
₹30,000.00 CAPITAL GAIN TAX
₹10,000.00
SAVINGS
25%

EXPENSES
75%

RESULTS
ESTIMATED SAVINGS
1400000

1200000

1000000

800000

600000
800000

600000

400000

200000

12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 0
1 2

Column D Column E

Additional
AGE Starting
SAVINGS
25 300,000 120,000
26 456,000 132,000
27 637,248 145,200
28 851,271 159,720
29 1,102,928 175,692
30 1,397,736 193,261
31 1,741,953 212,587
32 2,142,671 233,846
33 2,607,926 257,231
34 3,146,812 282,954
35 3,769,622 311,249
36 4,487,990 342,374
37 5,315,067 376,611
38 6,265,706 414,273
39 7,356,674 455,700
40 8,606,895 501,270
41 10,037,710 551,397
42 11,673,179 606,536
43 13,540,419 667,190
44 15,669,974 733,909
45 18,096,240 807,300
46 20,857,934 888,030
47 23,998,621 976,833
48 27,567,305 1,074,516
49 31,619,090 1,181,968
50 36,215,920 1,300,165
51 39,727,823 -
52 42,216,873 -
53 44,866,646 -
54 47,688,016 -
55 50,692,640 -
56 53,893,022 -
57 57,302,581 -
58 60,935,719 -
59 64,807,903 -
60 68,935,750 -
61 73,337,121 -
62 78,031,218 -
63 83,038,699 -
64 88,381,795 -
65 94,084,439 -
66 100,172,415 -
67 106,673,502 -
68 113,617,656 -
69 121,037,183 -
70 128,966,947 -
71 137,444,592 -
72 146,510,775 -
73 156,209,435 -
74 166,588,081 -
75 177,698,102 -
76 189,595,116 -
77 202,339,345 -
78 215,996,028 -
79 230,635,874 -
80 246,335,560 -
81 263,178,274 -
82 281,254,308 -
83 300,661,721 -
84 321,507,052 -
85 343,906,110 -
86 367,984,844 -
87 393,880,295 -
88 421,741,638 -
89 451,731,344 -
90 484,026,434 -
91 518,819,880 -
92 556,322,134 -
93 596,762,813 -
94 640,392,560 -
95 687,485,080 -
96 738,339,401 -
ALCULATOR

OUT INPUTS
25 CURRENT SAVINGS
50 SIP
80 Step Up SIP

POST RETIREMENT
12.0% MONTHLY EXPENSES
10.0% INFLATION RATE
NGS
%

EXPENSES
75%

LTS
INCREMENTAL SAVINGS/YEAR
1400000

1200000

1000000

800000

600000
800000

600000

400000

200000

0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26
Column D
Column F

WITHDRAWALS
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1,545,073 START
1,637,778
1,736,045
1,840,207
1,950,620
2,067,657
2,191,716
2,323,219
2,462,612
2,610,369
2,766,991
2,933,011
3,108,991
3,295,531
3,493,263
3,702,858
3,925,030
4,160,532
4,410,164
4,674,773
4,955,260
5,252,575
5,567,730
5,901,794
6,255,901
6,631,256
7,029,131
7,450,879
7,897,931
8,371,807
8,874,116
9,406,563
9,970,956
10,569,214
11,203,367
11,875,569
12,588,103
13,343,389
14,143,992
14,992,632
15,892,190
16,845,721
17,856,464
18,927,852
20,063,523
21,267,335
22,543,375
ENT SAVINGS ###
SIP ₹10,000
tep Up SIP 10.0%

T RETIREMENT
THLY EXPENSES ###
LATION RATE 6.0%
9 20 21 22 23 24 25 26
nD
nF
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