Project Report
[Link] Particulars
1 Key Financial Indicators
2 Cost of Project & Means of Finance
3 Details of Land & Site Development
4 Details of Construction of Building
5 Details of Plant & Machinery
6 Details of Misc Fixed Assets
7 Details of Preliminary & Preoperative Expenses
8 Details of Provision for Contigencies
9 Details of Working Capital Requirements
10 Details of Profitability & Revenue Estimates
11 Details of Manpower Expenses
12 Details of Power & Fuel Expenses
13 Details of Selling General & Adm Expenses
14 Details of Sales Proceeds
15 Details of Raw Material Requirements
16 Details of Consumables
17 Details of Assumption Sheet
18 Details of Depreciation Chart
19 Details of Income Tax Calculation
20 Projected Cash Flow Statement
21 Projected Fund Flow Statement
22 Projected Balance Sheet
23 Projected Margin on Security
24 Projected DSCR Statement
25 Projected Repayment Chart
26 Senstivity Analysis
27 Break Even Point
28 NPV & IRR Calculation
CMA Data
[Link] Particulars
1 Operating Statement
2 Liability Statement
3 Asset Statement
4 Valid Statement
5 Financial Indicators
6 Inventory Levels
7 Assessed Bank Finance (Fund Based & Non Fund Based)
8 Fund Flow/Cash Flow Statement
9 DSCR
CAM
[Link] Particulars
1 Introduction Page
2 Disclaimer
3 Present Proposal
4 Brief History of Company
a Date of Incorporation
b Key Milestones of the Company
c Promoters (Exp & Qualification)
d Existing Bank Facilities
e Existing Collateral Securities/Proposed Securities
f Existing CIBIL Score (Individual & Commercial)
g Existing Letters Takeup with the Justification Letter
h Key Accolodades
i Object Clause of the Company/Deed
j Borrowing Powers
k Existing Group Concerns (Promoters, History of Co)
l Patent List
m Geographical Presence of the Company
n Segment Wise Sales of the Company
o MCA Report (List of Directors)
p ROC Search Report (Details of Company)
q External Credit Rating of the Company
r Court/Criminal Cases of the Company/Promoters (justifications)
s Govt Certifications & Approvals
t Key Management Team (Profile)
u Contact No (email id of promoters/guarantors)
s PAN/TAN/DIN of Company
5 Technical Appraisal
a Existing Product Profile
b Proposed Product Profile
c Existing Capacity
d Proposed Capacity
e Existing Plant & Machinery (FAR)
f Manufacturting Process
g List of Govt Approvals
h Details of Land (CLU)
i TEV Reports from Certified Agency
j Research & Development Activities (alongwith agreements if any)
k Availability of Manpower, Power, other utiliites
l Details of Existing land/Plant & Machinery (Specifications) etc
6 Marketing Appraisal
a Industry Scenario
b Competitior Analysis
c Dealer Network
d Stockiest Network
e Product Demand in the Market
f Geographical Sales of the Company
g Business Agreements in Place
h Copy of Orders in Hand
i Product wise/Segment wise sales of the Company
7 Financial Appriasal
a Cost of Project & Means of Finance
b Existing Collateral Security
c Proposed Collateral Security
d Valuation & Legal Report (Details of the existing collateral & unit)
e Primary Security
f Other Security- FDR/DSRA
g Personal Guarantee (CA Certified Net Worth of Promoters)
h Assessment of Term Loans/Working Capital & Non Fund Based Limits
i GST Reconcillation Summary (GSTR 1 & GSTR 3 B)
j Existing BG Details and LC Details (Non Fund Based Limits)
k Pending Statutory Dues (Reason)
l Cheque Bouncing Reasons (Inward & Outward)
i. Banking Perfios (Analysis)
j List of Top 10 Buyers & Suppliers (Segment wise & Amount)
8 SCOT Analysis
9 List of Annexures to the Report
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Documents
Particulars
MOA/AoA/Partnership Deed
Pan Card of the Company
Udhyam of the Company
GST Certificate of All locations of the Company
Copy of Govt Approvals (Power Load, Water, Pollutiion, Factory Act)
Form CHG 1+Challans+ Form 8+ Deed of Hypo+Guarantee Deed of Existing Loan Agreements
Existing Legal Reports
Exsting Valuation Reports
Existing Property Papers & Proposed (For Collateral Security Papers)
Change of Land use Certificate (if any)
Shareholding Pattern/Partnership Profit Sharing Ratio
List of Directors/Partners
24 Months (Month on Month Sale on Letter Head of the Company)
LEI No (Above Exposure 5 Crores)
Copy of Advance Tax Paid
Statutory Dues Pending (Details)
Audited 3 Years Balance Sheet Alongwith Tax Audit Report
Prov Balance Sheet (As per Requirements for the Quarter)
Bank Statement for last 12 months
Existing Sanction Letters
Existing SOA of all loan accounts (including Vehicle Loans)
List of Top 10 Buyers/Suppliers alongwtih contact no
Repayment tracks of all existing loans
Loan Agreements/Hypothecation Deed of existing loans on MCA website
KYC of promoters and guarantors
GSTR 1 & GSTR 3B, GSTR 9 AC (Reconcillation Statement & Returns)
Inter group ledger for last 3 years
CA certified net worth of promoters
Debtor Ageing for last 12 Months
Chartered Engineering Certificate
Organisational Chart/Family Tree
Existing Offices of the Company
NOC from Existing Tenant
Handood Certificate (If applicable)
ROC Search Report
MCA Details Verification
RIC Report
TVR Report
PD Report
Approved Building Map
Quotations of Plant & Machinery/MFA
Architect Estimate of Building
Akshajra Map/Mauka Patwari Report
Income Tax Assessment Orders
Criminal Proceedings against the Company/partners/promoters
PDC Cheques
Bank Guarantee (FDR Statement)
Parri Passu Letters
Joint Lender Meeting Documents
NOC from Existing Banks
Non Fund Based Documents (L/c, BG Issued)
Photographs and video of existing unit
Work Orders in Hand
Organisational Chart/Family Tree
Segment, Customer, Geography wise Revenue
MCA Data Verification
GST Karza + ITR Fetcjh + Balance Sheet+ Banking Perfios Report
ITR of Promoters/Guarantors/Sister Concerns/CO for last 3 years
Last 6 months stock statement
Board Resolution for loan facilities
Loan Agreements/Hypothecation/MOE/Composite Deed/Deed of Guarantee
Sister/Associate Concerns (KYC, Balance Sheet, ITR, etc)
Form 26 AS
TDS Challans
CIR Reports
EPF/ESI Challans
Insurance Copy of Key Men, Stock etc
Demand Notice
Market Industry Reports
Reschedulement Letter
NPA/OTS Letter
Non Current Investment Proof
Power Bill (proof)
Intimation Letter to Existing Bankers
Subsidy Documents
Assumption Sheet Basis (Proof of Raw Material, Sales Invoice)
Customer Acceptance Letter
Security Creation & Perfection (LOD)
Key Facts Statement
Stamp Papers & Notarised Agreements
Hunter Reports
Loan Closure,List of Documents, Final Settlement Letter, Final Closure Letter, NOC,Original Loan Agreement
Email Id & Contact No of co and promoters
Forensic Audit Report
TEV Study Reports
Importer Exporter No
Client undertakings for unsecured loans as quasi equity/non of the directors are related to bank staff etc
Product Brochures
Sales Registers/Purchase Registers/FAR
Cheque Bouncing
Debtors & Creditors Ageing last 1 years
Corporate Social Responsibility (Board Resolution)
Cost Audit Report
Acturial Agreement (Insurance)
Probe 42 (Comprehensive Credit Report, Identify Group Entity, Litigation & Legal Diligence, Making Informed Lending Decision
Letter of Authority in favour of bank
Accepted CAL including facility agreement
Encumbrance Certificate, Title Deed Verification, Chain of Ownership, Sale/Conveyance Deed, Mutation, Property Tax Receipt
NOC from society/builder, Power of Attorney Validity,If purchased through GPA/SP, Will Inheritence Documents,Possession Pr
UDIN No on all documents
Basic Hygienne Checks (Political Exposed Person, Court Cases)
Implementation Schedule
Co Owner Consent in Property (Co owned)