Maharashtra Standard 10 Mathematics Guide
Maharashtra Standard 10 Mathematics Guide
Mathematics
Part I
STANDARD TEN
Preface
Dear Students,
Welcome to the tenth standard!
This year you will study two text books - Mathematics Part-I and
Mathematics Part-II
The main areas in the book Mathematics Part-I are Algebra, Graph,
Financial planning and Statistics. All of these topics were introduced in the
ninth standard. This year you will study some more details of the same. The
new tax system, GST is introduced in Financial planning. Wherever a new
unit, formula or application is introduced, its lucid explanation is given. Each
chapter contains illustrative solved examples and sets of questions for practice.
In addition, some questions in practice sets are star-marked, indicating
that they are challenging for talented students. After tenth standard, some
students do not opt for Mathematics. This book gives them basic concepts
and mathematics needed to work in other fields. The matter under the
head ‘For more information’ is useful for those students who wish to study
mathematics after tenth standard and achieve proficiency in it. So they are
earnestly advised to study it. Read the book thoroughly at least once and
understand the concepts.
Additional useful audio-visual material regarding each lesson will be
available to you by using Q.R. code through ‘App’. It will definitely be
useful to you for your studies.
Much importance is given to the tenth standard examination. You are
advised not to take the stress and study to the best of your ability to achieve
expected success. Best wishes for it !
INDEX
Chapters Pages
Let’s study.
Let’s recall.
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\ Solution is (x, y) = ( , ).
4
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Let’s recall.
-2
-3
-4 (0, -4)
-5
(-1, -6) -6
Y'
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1 (2,1)
X' -5 -4 -3 -2 -1 0 1 2 3 4 5 6 7 X
-1 (2,-1)
-2
-3 (2,-3)
x = 2
-4
Y'
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Let’s learn.
Graphical method
Ex. Let’s draw graphs of x + y = 4, 2x - y = 2 and observe them.
x + y = 4 2x - y = 2
x -1 4 1 6 x 0 1 3 -1
y 5 0 3 -2 y -2 0 4 -4
(x, y) (-1, 5) (4, 0) (1, 3) (6,-2) (x, y) (0, -2) (1, 0) (3, 4) (-1,-4)
1 cm = 1 Unit
two lines intersect each
4 (3,4)
-y
(2,2)
i.e. x = 2, y = 2 satisfies
2
the equations x + y = 4
1
and 2x - y = 2.
(1,0) (4,0) The values of variables that
X' -2 -1 0 1 2 3 4 5 6 X
satisfy the given equations,
-1
give the solution of given
(6,-2)
x
-2 (0,-2) equations.
+
y
-3
4
equations x + y = 4,
(-1,-4) -4 2x - y = 2 is x = 2,
-5 y = 2.
Y'
Let’s think.
The following table contains the values of x and y co-ordinates for
ordered pairs to draw the graph of 5x - 3y = 1
x 0 1 1 -2
5
y 1 0 4 11
-3 3
-3
Let’s discuss.
(-4,4) 4
x+
2y (-2,3)
=4 3
2 (0,2)
(1,1.5)
1 (2,1)
X' -4 -3 -2 -1 0 1 2 3 4 5 6 7 8 X
-1 3x
+6
y= (8,-2)
-2 12
Y'
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Let’s learn.
Determinant
a b a b
c d is a determinant. (a, b), (c, d) are rows and
,
c d
are columns.
Degree of this determinant is 2, because there are 2 elements in each column
and 2 elements in each row. Determinant represents a number which is (ad-bc).
a b
i.e. = ad-bc
c d
a b
ad-bc is the value of determinant
c d
5 3 -8 -3 2 3 9
(1) A = 7 9 (2) N = 2 4 (3) B =
2 3 3
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Solution :
5 3
(1) A = 7 9 = (5 ´ 9) - (3 ´ 7) = 45 - 21 = 24
-8 -3
(2) N = 2 4 = [(-8) ´ (4)] - [(-3 ) ´ 2)] = -32 - (-6)
= -32 + 6 = -26
2 3 9
(3) B = = [2 3 ´ 3 3 )] - [2 ´ 9)] = 18 - 18 = 0
2 3 3
Let’s learn.
a2x + b2 y = c2 . . . (II)
Here x and y are variables, a1, b1, c1 and a2, b2, c2 are real numbers,
a1b2 - a2b1 ¹ 0
Now let us solve these equations.
Multiplying equation (I) by b2.
a1 b2 x + b1 b2 y = c1 b2 . . . (III)
Multiplying equation (II) by b1.
a2 b1 x + b2 b1 y = c2 b1 . . . (IV)
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and a2 x + b2 y = c2
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a1 x + b1 y = c1
a1 b1 c1
and a2 x + b2 y = c2 we get the columns , , .
a2 b2 c2
c1
� In D the column of constants is omitted.
c2
a1 c1
� In Dx the column of the coefficients of x, is replaced by .
a2 c2
b1 c1
� In Dy the column of the coefficients of y, is replaced by .
b2 c2
Let’s remember!
Dx Dy
Using, x = and y =
D D
find values of x, y.
Gabriel Cramer
(31 July, 1704 to 4 January, 1752)
This Swiss mathematician was born in Geneva. He
was very well versed in mathematics, since childhood. At
the age of eighteen, he got a doctorate. He was a professor
in Geneva.
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D = 2 -3 = [ ´ (-3)] - [2 ´ ( )] = - ( )
= - =
19
Dx = = [19 ´ ( )] - [( ) ´ ( )] = -
-3
=
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19
Dy = 2 = [( ) ´ ( )] - [( ) ´ ( )]
= - =
By Cramer’s Rule -
Dx Dy
x = y = D
D
\ x = = y = =
\ (x, y) = ( , ) is the solution of the given equations.
Activity 2 : Complete the following activity -
3x-2y=3 2x+y=16
Find the values of determinants
in the given equations
D = = Dx = = Dy = =
x = = y = =
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Let’s think.
� What is the nature of solution if D = 0 ?
� What can you say about lines if common solution is not possible?
Let’s learn.
6 3
x −1
+ y−2 = 0
7 13
2x +1 + y+2 =0
14 3
x+ y + x− y = 5
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Let’s think.
In the above table the equations are not linear. Can you convert
the equations into linear equations ?
Let’s remember!
We can create new variables making a proper change in the given
variables. Substituting the new variables in the given non-linear equations,
we can convert them in linear equations.
m
Also remember that the denominator of any fraction of the form
n
cannot be zero.
1 1
3 + 4 = 5 . . . (II)
x y
1 1
Replacing by m and by n in equations (I) and (II), we get
x y
4m + 5n = 7 . . . (III)
3m + 4n = 5 . . . (IV)
On solving these equations we get
m = 3, n = -1
1 1 1
Now, m = x \ 3 = x \ x = 3
1 1
n = y \ -1 = y \ y = -1
1
\ Solution of given simultaneous equations is (x, y) = ( 3 , -1)
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4 1 2 3
Ex.(2) x − y + x + y = 3 ; x − y - x + y = 5
4 1 2 3
Solution : x − y + x + y = 3 ; x − y - x + y = 5
1 1
4 x y + 1 x y = 3 . . . (I)
1 1
2 x y - 3 x y = 5 . . . (II)
1 1
Replacing x y by a and x y by b we get
4a + b = 3 . . . (III)
2a - 3b = 5 . . . (IV)
On solving these equations we get, a = 1 b = -1
1 1
But a = , b =
x y x y
1 1
\ = 1, x y = -1
x y
\ x - y = 1 . . . (V)
x + y = -1 . . . (VI)
Solving equation (V) and (VI) we get x = 0, y = -1
Let’s think.
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5 1 6 3
+ y−2
= 2 ; x −1 - y−2 = 1
x −1
1 1
Replacing by m , y − 2 by n
x −1
New equations
6m - 3n = 1
On solving
m = , n =
1 1
=
x −1 3 On solving
x = , y =
1 1 3 1 1 1
(4) ;
3x y 3x y 4 2(3 x y ) 2(3 x y ) 8
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Let’s learn.
Activity : There are some instructions given below. Frame the equations from
the information and write them in the blank boxes shown by arrows.
I am My Present
Sarthak age is x years.
4 years ago The sum of present
Sakshi’s age was My Present I am ages of Sarthak
3 years less than age is y years. Sakshi and Sakshi is 25.
Sarthak’s age at
that time.
Ex. (1) The perimeter of a rectangle is 40 cm. The length of the rectangle is
more than double its breadth by 2. Find length and breadth.
Solution : Let length of rectangle be x cm and breadth be y cm.
From first condition -
2(x + y) = 40
x + y = 20 . . . (I)
From 2nd condition -
x = 2y + 2
\ x - 2y = 2 . . . (II)
Let’s solve eq. (I), (II) by determinant method
x + y = 20
x - 2y = 2
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1 1
D = 1 -2 = [1 ´ (-2)] - (1 ´ 1) = - 2 - 1 = - 3
20 1
Dx = 2 -2 = [20 ´ (-2)] - (1 ´ 2) = - 40 - 2 = - 42
1 20
Dy = 1 2 = (1 ´ 2) - (20 ´ 1) = 2 - 20 = -18
Dx Dy
x = and y =
D D
- 42 −18
\ x = and y =
-3 −3
\ x = 14, y = 6
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\ 11x = 3190
\ x = 290
\ selling price of each analogue watch is ` 290 and
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Ex. (3)
Solution : Let the speed of the boat in still water be x km/hr and the speed
of water current be y km/hr
\ speed of boat in downstream = (x + y) km/hr.
and that in upstream = (x - y) km/hr.
distance
Now distance = speed ´ time \ time =
speed
16
Time taken by the boat to travel 16 km upstream = hours and it
x− y
24
takes x + y hours to travel 24 km downstream.
from first condition -
16 24
= 6 . . . (I)
x y x y
from 2nd condition
36 48
= 13 . . . (II)
x y x y
1 1
By replacing by m and x + y by n we get
x− y
16m + 24n = 6 . . . (III)
36m + 48n = 13 . . . (IV)
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1 1
Solving equations (III) and (IV) m = 4 , n =
12
Repalcing m, n by their original values we get
x - y = 4 . . . (V) x + y = 12 . . . (VI)
Solving equations (V), (VI) we get x = 8, y = 4
\ speed of the boat in still water is 8 km/hr. and speed of water current
is 4 km/hr.
Ex. (4) A certain amount is equally distributed among certain number of students.
Each would get ` 2 less if 10 students were more and each would get
` 6 more if 15 students were less. Find the number of students and the
amount distributed.
Solution : Let the number of students be x and amount given to each student
be ` y.
\ Total amount distributed is xy
From the first condition we get,
(x + 10) (y - 2) = xy
\ xy - 2x + 10y - 20 = xy
\- 2x + 10y = 20
\- x + 5y = 10 . . . (I)
From the 2nd condition we get,
(x - 15) (y + 6) = xy
\ xy + 6x - 15y - 90 = xy
\ 6x - 15y = 90
\ 2x - 5y = 30 . . . (II)
Adding equations (I) and (II)
- x + 5y = 10
+
2x - 5y = 30
x = 40
Substitute this value of x in equation (I)
- x + 5y = 10
\- 40 + 5y = 10
\ 5y = 50
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\ y = 10
Total amount distributed is = xy = 40 ´ 10 = ` 400.
\ ` 400 distributed equally among 40 students.
Ex. (5) A three digit number is equal to 17 times the sum of its digits; If the digits are
reversed, the new number is 198 more than the old number ; also the sum of
extreme digits is less than the middle digit by unity. Find the original number.
Solution : Let the digit in hundreds place be x and that in unit place be y.
H T unit
x x + y + 1 y
4x - y
(3) The sum of father’s age and twice the age of his son is 70. If we double the age
of the father and add it to the age of his son the sum is 95. Find their present ages.
(4) The denominator of a fraction is 4 more than twice its numerator. Denominator
becomes 12 times the numerator, if both the numerator and the denominator are
reduced by 6. Find the fraction.
(5) Two types of boxes A, B are to be placed in a truck having capacity of 10 tons.
When 150 boxes of type A and 100 boxes of type B are loaded in the truck, it
weighes 10 tons. But when 260 boxes of type A are loaded in the truck, it can still
accommodate 40 boxes of type B, so that it is fully loaded. Find the weight of each
type of box.
ê
(6) Out of 1900 km, Vishal travelled some distance by bus and some by aeroplane.
Bus travels with average speed 60 km/hr and the average speed of aeroplane is
700 km/hr. It takes 5 hours to complete the journey. Find the distance, Vishal
travelled by bus.
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Problem Set - 1
1. Choose correct alternative for each of the following questions
(1) To draw graph of 4x + 5y = 19, Find y when x = 1.
(A) 4 (B) 3 (C) 2 (D) -3
(2) For simultaneous equations in variables x and y, Dx = 49, Dy = - 63,
D = 7 then what is x ?
1 −1
(A) 7 (B) -7 (C) 7 (D) 7
5 3
(3) Find the value of
-7 -4
(5) x y 8 x 2 y 14 3 x y
2 3 4
6. Solve the following simultaneous equations.
2 2 1 3 2 7 13 13 7
(1) x 3 y 6 ;
x
0
y
(2) 2 x 1 y 2 27 ; 2 x 1 y 2 33
148 231 527 231 148 610 7x 2 y 8x 7 y
(3) ; (4) 5 ; 15
x y xy x y xy xy xy
(5) 1 1 1 5 2 3
;
2( 3 x 4 y ) 5( 2 x 3 y ) 4 (3x 4 y ) (2x 3y) 2
7. Solve the following word problems.
(1) A two digit number and the number with digits interchanged add up to
143. In the given number the digit in unit’s place is 3 more than the
digit in the ten’s place. Find the original number.
Let the digit in unit’s place is x
and that in the ten’s place is y
\ the number = y + x
The number obtained by interchanging the digits is x + y
According to first condition two digit number + the number obtained by
interchanging the digits = 143
\ 10y + x + = 143
\ x + y = 143
x + y = . . . . . (I)
From the second condition,
digit in unit’s place = digit in the ten’s place + 3
\ x = + 3
\ x - y = 3 . . . . . (II)
Adding equations (I) and (II)
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2x =
x = 8
Putting this value of x in equation (I)
x + y = 13
8 + = 13
\ y =
The original number is 10 y + x
= + 8
= 58
1
(2) Kantabai bought 1 2 kg tea and 5 kg sugar from a shop. She paid ` 50 as
return fare for rickshaw. Total expense was ` 700. Then she realised that by
ordering online the goods can be bought with free home delivery at the same
price. So next month she placed the order online for 2 kg tea and 7 kg sugar.
She paid ` 880 for that. Find the rate of sugar and tea per kg.
(3) To find number of notes that Anushka had, complete the following activity.
Suppose that Anushka had x notes of ` 10 and y notes of ` 50 each
Anushka got ` 2500/- from Anand If Anand would have given her the
as denominations mentioned above amount by interchanging number of
\ ............. equation I notes, Anushka would have received
` 500 less than the previous amount
\ The No. of notes ( , )
\ .............. equation II
(4) Sum of the present ages of Manish and Savita is 31. Manish’s age 3 years ago
was 4 times the age of Savita. Find their present ages.
«
(5) In a factory the ratio of salary of skilled and unskilled workers is 5 : 3. Total
salary of one day of both of them is ` 720. Find daily wages of skilled and
unskilled workers.
«
(6) Places A and B are 30 km apart and they are on a straight road. Hamid travels
from A to B on bike. At the same time Joseph starts from B
on bike, travels towards A. They meet each other after 20
minutes. If Joseph would have started from B at the same
time but in the opposite direction (instead of towards A)
Hamid would have caught him after 3 hours. Find the speed
of Hamid and Joseph. rrr
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2 Quadratic Equations
Let’s study.
Let’s recall.
You have studied polynomials last year. You know types of polynomials according to
their degree. When the degree of polynomial is 1 it is called a linear polynomial and
if degree of a polynomial is 2 it is called a quadratic polynomial.
Activity : Classify the following polynomials as linear and quadratic.
5x + 9, x2 + 3x -5, 3x - 7, 3x2 - 5x, 5x2
Now equate the quadratic polynomial to 0 and study the equation we get. Such
type of equation is known as quadratic equation. In practical life we may use quadratic
equations many times.
Ex. Sanket purchased a rectangular plot having area 200 m2. Length of the plot was
10 m more than its breadth. Find the length and the breadth of the plot.
Let the breadth of the plot be x metre.
\ Length = (x + 10) metre
Area of rectangle = length ´ breadth
\ 200 = (x + 10) ´ x
\ 200 = x2 + 10 x
That is x2 + 10x = 200
\ x2 + 10x - 200 = 0
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Now, solving equation x2 + 10x - 200 = 0, we will decide the dimensions of the
plot.
Let us study how to solve the quadratic equation.
Let’s recall.
Activity : x2 + 3x -5, 3x2 - 5x, 5x2; Write the polynomials in the index form.
Observe the coefficients and fill in the boxes.
x + 3x -5 , 3x2 - 5x + 0 ,
2
5x2 + 0x + 0
� Coefficients of x2 are 1 , 3 and 5 these coefficients are non zero.
� Coefficients of x are 3, and respectively.
� Constants terms are , and respectively.
Here constant term of second and third polynomial is zero.
Let’s learn.
(2) In the equation 9y2 + 5= 0, is the only variable and maximum index of the
variable is
\It a quadratic equation.
(3) In the equation m3 - 5m2 + 4 = 0, is the only variable but maximum index
of the variable is not 2.
\It a quadratic equation.
(4) (l + 2) (l - 5) = 0
\ l (l - 5) + 2 (l - 5) = 0
\ l2 - 5l + 2l - 10 = 0
\ l2 - 3l - 10 = 0, In this equation is the only variable and maximum index
of the variable is .
\It a quadratic equation.
Let’s learn.
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9 21
=2 ´ - +6
4 2
9 21 12
= 2 - + 2
=0
2
3
\ x= 2
is a solution of the equation.
= 2 ´ 4 + 14 + 6
= 28 ¹ 0
\ x = -2 is not a solution of the equation.
Activity : If x = 5 is a root of equation kx2 - 14x - 5 = 0 then find the value of
k by completing the following activity.
Solution : One of the roots of equation kx2 - 14x - 5 = 0 is .
\ Now Let x = in the equation.
2
k - 14 -5=0
\ 25k - 70 - 5 = 0
25k - =0
25k =
\ k= =3
Let’s remember!
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Let’s recall.
Last year you have studied the methods to find the factors of quadratic polynomials
like x2 - 4x - 5, 2m2 - 5m, a2 - 25. Try the following activity and revise the same.
Let’s learn.
By substituting arbitrary values for the variable and deciding the roots of quadratic
equation is a time consuming process. Let us learn to use factorisation method to find
the roots of the given quadratic equation.
x2 - 4 x - 5 = (x - 5) (x + 1)
(x - 5) and (x + 1) are two linear factors of quadratic polynomial x2 - 4 x - 5.
So the quadratic equation obtained from x2 - 4 x - 5 can be written as
(x - 5) (x + 1) = 0
If product of two numbers is zero then at least one of them is zero.
\ x - 5 = 0 or x + 1 = 0
\ x = 5 or x = -1
\ 5 and the -1 are the roots of the given quadratic equation.
While solving the equation first we obtained the linear factors. So we call this
method as ’factorization method’ of solving quadratic equation.
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\6 3 x2 + 7x - 3= 0
। 6 3 ´- 3 = -18
। -18
\6 3 x2 + 9x - 2x - 3= 0 ।
। 9 -2
\3 3 x(2x + 3 ) -1 (2x + 3) = 0 ।
। 9=3 3 ´ 3
।
\ (2x + 3 ) (3 3 x - 1) = 0
\2x + 3 = 0 or 3 3x -1=0
\ 2x = - 3 or 3 3x = 1
3 1
\ x=- or x = 3 3
2
3 1
\ - and 3 3 are the roots of the given quadratic equation.
2
(. . . . .)(x + 2 ) = 0
(. . . . .) = 0 or (x + 2 ) = 0
\x= or x = - 2
\ and - 2 are roots of the equation.
ê
(8) 3x2 - 2 6 x + 2 = 0 (9) 2m (m - 24) = 50
(10) 25m2 = 9 (11) 7m2 = 21m (12) m2 - 11 = 0
Let’s learn.
\ (x + 5 + 23 )(x + 5 - 23 ) = 0
\x+5+ 23 = 0 or x + 5 - 23 = 0
\ x = - 5 - 23 or x = - 5 + 23
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25 25 5 x = 2 - c
2 2
2 4 3
\ x -( + 5) = 0
5 25
2
2 19
\ x - 25 =0
5
2
2 19
\ x = 25
5
2 19 2 19
\ x - 5
= or x- 5
=-
5 5
2 19 2 19
\ x = 5
+ or x= 5
-
5 5
2 + 19 2 − 19
\ x = 5
or x=
5
2 + 19 2 − 19
\ 5
and are roots of the equation.
5
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x2 + 8x - 48 = 0 x2 + 8x - 48 = 0
\ x2 + 8x + 16 - 16 - 48 = 0 \ x2 + 12x - 4x - 48 = 0
\ (x + 4)2 - 64 = 0 \ x (x + 12) - 4(x + 12) = 0
\ (x + 4)2 = 64 \ (x + 12) (x - 4) = 0
\ x + 4 = 8 or x + 4 = -8 \ x + 12 = 0 or x - 4 = 0
\ x = 4 or x = - 12 \ x = -12 or x = 4
Practice Set 2.3
Solve the following quadratic equations by completing the square method.
(1) x2 + x - 20 = 0 (2) x2 + 2 x - 5 = 0 (3) m2 - 5 m = -3
(4) 9y2 - 12 y + 2 = 0 (5) 2y2 + 9y + 10 = 0 (6) 5x2 = 4x +7
Let’s learn.
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2 2
b b 2 − 4ac b b 2 − 4ac
\ x 2a - =0 \ x 2a =
4a 2 4a 2
b b 2 − 4ac b b 2 − 4ac
\ x+
2a
= 4a 2 or x + 2a = - 4a 2
b b 2 − 4ac b b 2 − 4ac
\ x = - 2a + 4a 2 or x = - 2a - 4a 2
b b 2 4ac −b − b 2 − 4ac
\ x = 2a
or x = 2a
b b 2 4ac
In short the solution is written as x = and these values are denoted
2a
by a, b.
b b 2 4ac −b − b 2 − 4ac
\a = 2a
, b=
. . . . . . . . . . (I)
2a
The values of a, b, c from equation ax2 + bx + c = 0 are substituted in
b b 2 4ac
and further simplified to obtain the roots of the equation. So
2a
b b 2 4ac
x = is the formula used to solve quadratic equation. Out of the two
2a
roots any one can be represented by a and the other by b.
−b − b 2 − 4ac b b 2 4ac
That is, instead (I) we can write a = ,b = . . . . (II)
2a 2a
b b 2 4ac −b − b 2 − 4ac
Note that : If a = then a > b, if a = then a < b
2a 2a
ÒÒÒ Solved Examples ÒÒÒ
Solve quadratic equations using formula.
b b 2 4ac
Ex. (1) m2 - 14 m + 13 = 0 m=
2a
Solution : m2 - 14 m + 13 = 0 comparing (14) 144
=
with ax2 + bx + c = 0 2 1
14 ± 12
we get a = 1, b = -14, c = 13, = 2
\ b2 - 4 ac = (-14)2 - 4 ´ 1 ´ 13 14 + 12 14 − 12
\m= or m =
2 2
= 196 -52 26 2
\m= 2
or m =
= 144 2
\ m = 13 or m = 1
\ 13 and 1 are roots of the equation.
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Ex. (2) : x2 + 10 x + 2 = 0
Solution : x2 + 10 x + 2 = 0 comparing with ax2 + bx + c = 0
we get a = 1, b = 10, c = 2,
\ b2 - 4 ac = (10)2 - 4 ´ 1 ´ 2
= 100 - 8
= 92
b b 2 4ac
x=
2a
10 92
= 2 1
10 4 23
x=
2
10 2 23
=
2
2(5 23 )
=
2
\ x = -5 ± 23
\ x= 5 23 or x= −5 − 23
Ex. (3) : x2 - 2x - 3 = 0
Solution : comparing with ax2 + bx + c = 0
we get a = 1, b = -2, c = -3,
\ b2 - 4 ac = (-2)2 - 4 ´ 1 ´ (-3) = 4 + 12 = 16
( 2) 16 −( −2) − 16
\x = or x =
2 2
2+4 2−4
= or
2 2
= 3 or -1
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\ b2 - 4 ac = (30)2 - 4 ´ 25 ´ 9 \ b2 - 4 ac = (1)2 - 4 ´ 1 ´ 5
= 900 - 900 =0 = 1 - 20
b b 2 4ac = -19
x=
2a
b b 2 4ac
30 0 x=
= 2a
2 25
1 19
30 0 −30 − 0 =
2 1
\ x = 50 or x = 50
1 19
30 30 =
2
\ x = - 50 or x = - 50
But −19 is not a real number. Hence
3 3
\ x=- or x = - roots of the equation are not real.
5 5
that is both the roots are equal.
Also note that 25x2 + 30x + 9 = 0
means (5x + 3)2 = 0
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(3) With the help of the flow chart given below solve the equation x2 + 2 3 x + 3 = 0
using the formula.
Solution : compare equations Write formula Substitute
Find value
x2 + 2 3 x + 3 = 0 and to solve values of
of b2 - 4ac
ax2 + bx + c = 0 find quadratic a,b,c and
the values of a,b,c. find roots.
equation.
Let’s learn.
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\ b2 - 4 ac = (-5)2 - 4 ´ 2 ´ 7 \ b2 - 4 ac = 22 - 4 ´ ´
D = 25 - 56 D = 4 -
D = -31 D = 40
\ b2 - 4 ac < 0 \ b2 - 4 ac > 0
\ the roots of the equation are not real. \ the roots of the equation are real and
unequal.
Ex. (3) 3 x2 + 2 3 x + 3 =0
Solution : Compare 3 x2 + 2 3 x + 3 = 0 with ax2 + bx + c = 0
We get a = 3 , b = 2 3 , c = 3 ,
\ b2 - 4 ac = (2 3 )2 - 4 ´ 3 ´ 3
= 4´3- 4´3
= 12 - 12
= 0
\ b2 - 4 ac = 0
Let’s learn.
b b 2
4 ac −b − b 2 − 4ac
a+b= + b b 2
4 ac −b − b 2 − 4ac
2a 2a a´b= ´
2a
2a
b b 2 4ac b b 2 4ac
=
2a
=
b
b 2 4ac b b 2 4ac
2
2b 4a
= - 2a b b 4ac
2 2
=
4a 2
\ a + b = -b
a 4ac
= 4a 2
c
= a
c
\ ab= a
Ex. (1) If a and b are the roots of the quadratic equation 2x2 + 6x - 5 = 0, then find
(a + b) and a ´ b.
Solution : Comparing 2x2 + 6x - 5 = 0 with ax2 + bx + c = 0.
\ a = 2, b = 6 , c = -5
b 6
\ a + b = - a = - 2 = -3
c −5
and a ´ b = = 2
a
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Ex. (2) The difference between the roots of the equation x2 - 13x + k = 0 is 7 find k.
Solution : Comparing x2 - 13x + k = 0 with ax2 + bx + c = 0
a = 1, b = -13 , c = k
Let a and b be the roots of the equation.
b (−13)
a + b = - a = - 1 = 13 . . . (I)
But a - b = 7 . . . . . . . . . . (given) (II)
2 a = 20 . . . (adding (I) and (II))
\ a = 10
\ 10 + b = 13 . . . (from (I))
\ b = 13 - 10
\ b = 3
c
But a ´ b = a
k
\ 10 ´ 3 =
1
\ k = 30
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Let’s learn.
Activity (I) : Write the quadratic equation if addition of the roots is 10 and product
of the roots = 9
\ Quadratic equation : x2 - x+ =
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Let’s remember!
a´b =... ..
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Let’s learn.
Ex. (2) A train travels 360 km with uniform [Link] speed of the train is increased
by 5 km/hr, it takes 48 minutes less to cover the same distance. Find the initial
speed of the train.
Solution : Let initial speed of the train be x km/hr.
\ New speed is (x +5) km/hr.
distance 360
time to cover 360 km = = hours.
speed x
360
New time after increasing speed = hours.
x+5
from given condition
360 360 48 48
= - - - - - - ( 48 min = hrs)
x+5 x 60 60
360 360 48
\ - =
x x+5 60
1 1 48
\ - = 60 ´ 360 - - - - - (Dividing both sides by 360)
x x+5
x5 x 4
\ x( x 5) 5 360
5 1
\ x 5 x 5 90
2
5 1
\ x 5 x 450
2
\ x2 + 5x = 2250
\ x2 + 5x - 2250 = 0
\ x2 + 50x - 45x - 2250 = 0 -2250
-----
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4. Vivek is older than Kishor by 5 years. The sum of the reciprocals of their ages is
1
. Find their present ages.
6
5. Suyash scored 10 marks more in second test than that in the first. 5 times the score
of the second test is the same as square of the score in the first test. Find his score
in the first test.
«
6. Mr. Kasam runs a small business of making earthen pots. He makes certain number
of pots on daily basis. Production cost of each pot is ` 40 more than 10 times total
number of pots, he makes in one day. If production cost of all pots per day is `
600, find production cost of one pot and number of pots he makes per day.
«
7. Pratik takes 8 hours to travel 36 km downstream and return to the same spot. The
speed of boat in still water is 12 km. per hour. Find the speed of water current.
«
8. Pintu takes 6 days more than those of Nishu to complete certain work. If they work
together they finish it in 4 days. How many days would it take to complete the
work if they work alone.
9.« If 460 is divided by a natural number, quotient is 6 more than five times the divisor
and remainder is 1. Find quotient and diviser.
«
10.
A x B In the adjoining fig. ¨ABCD is a trapezium
AB || CD and its area is 33 cm2. From the
(x - 4) (x - 2) information given in the figure find the lengths of
çç
3 Arithmetic Progression
Let’s study.
Let’s learn.
Sequence
We write numbers 1, 2, 3, 4, . . . in an order. In this order we can tell the position
of any number. For example, number 13 is at 13th position. The numbers 1, 4, 9, 16,
25, 36, 49, . . . are also written in a particular order. Here 16 = 42 is at 4th position.
similarly, 25 = 52 is at the 5th position; 49 = 72 is at the 7th position. In this set of
numbers also, place of each number is detremined.
A set of numbers where the numbers are arranged in a definite order, like the
natural numbers, is called a sequence.
In a sequence a particular number is written at a particular position. If the numbers
are written as a1, a2, a3, a4 . . . then a1 is first, a2 is second, . . . and so on. It is clear
that an is at the nth place. A sequence of the numbers is also represented by alphabets
f1, f2, f3, . . . and we find that there is a definite order in which numbers are arranged.
When students stand in a row for drill on the playground they form a sequence.
We have experienced that some sequences have a particular pattern.
Complete the given pattern
Pattern
Number 1 3 5 7
of circles
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Pattern
Number of 5 8 11
triangles
Look at the patterns of the numbers. Try to find a rule to obtain the next number
from its preceding number. This helps us to write all the next numbers.
See the numbers 2, 11, -6, 0, 5, -37, 8, 2, 61 written in this order.
Here a1 = 2, a2 = 11, a3 = -6, . . . This list of numbers is also a sequence. But in
this case we cannot tell why a particular term is at a particular position ; similarly we
cannot tell a definite relation between the consecutive terms.
In general, only those sequences are studied where there is a rule which determines
the next term.
For example (1) 4, 8, 12, 16 . . . (2) 2, 4, 8, 16, 32, . . .
1 1 1 1
(3) , , , ...
5 10 15 20
Terms in a sequence
In a sequence, ordered terms are represented as t1, t2, t3, . . . . .tn . . . In general
sequence is written as {tn}. If the sequence is infinite, for every positive integer n,
there is a term tn.
Activity I : Some sequences are given below. Show the positions of the terms
by t1, t2, t3, . . .
(1) 9, 15, 21, 27, . . . Here t1= 9, t2= 15, t3= 21, . . .
(2) 7, 7, 7, 7, . . . Here t1= 7, t2= , t3= ,...
(3) -2, -6, -10, -14, . . . Here t1= -2, t2= , t3= ,...
Activity II : Some sequences are given below. Check whether there is any rule
among the terms. Find the similarity between two sequences.
To check the rule for the terms of the sequence look at the arrangements on the
next page, and fill the empty boxes suitably.
(1) 1, 4, 7, 10, 13, . . . (2) 6, 12, 18, 24, . . .
(3) 3, 3, 3, 3, . . . (4) 4, 16, 64, . . .
(5) -1, -1.5, -2, -2.5, . . . (6) 13, 23, 33, 43, . . .
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Let’s find the relation in these sequences. Let’s understand the thought behind it.
(1) 1 4 7 10 ,...
1 +3 4 +3 7 +3 10 +3
(2) 6 12 18 24 ,...
6+6 12 + 6 18 + 6
(3) 3 3 3 3 ...
(4) 4 16 64 ,...
4´4 16 ´ 4 64 ´ 4 ´4 ´4
Arithmetic Progression
Some sequences are given below. For every sequence write the next three terms.
(1) 100, 70, 40, 10, . . . (2) -7, -4, -1, 2, . . . (3) 4, 4, 4, . . .
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Ex. (2) Pranav borrowed ` 10000 from his friend and agreed to repay ` 1000 per month. So
the remaining amount to be paid in every month will be as follows.
No. of month 1 2 3 4 5 ... ... ...
Amount to be 10,000 9,000 8,000 7,000 ... 2,000 1,000 0
paid (`)
Ex. (3) Consider the table of 5, that is numbers divisible by 5.
5, 10, 15, 20, . . . 50, 55, 60, . . . . . is an inifinite A.P.
Ex (1) and (2) are finite A.P. while (3) is an infinite A.P.
Let’s remember!
(1) In a sequence if difference (tn +1- tn) is constant then the sequence
is called an arithmetic progression.
(2) In an A.P. the difference between two consecutive terms is constant
and is denoted by d.
(3) Difference d can be positive, negative or zero.
(4) In an A.P. if the first term is a, and common difference is d then the
terms in the sequence are a, (a + d), (a + 2d), . . .
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Ex. (2) The first term a and common difference d are given. Find first four terms of A.P.
(i) a = -3, d = 4 (ii) a = 200, d = 7
1
(iii) a = -1, d = - 2 (iv) a = 8, d = -5
Solution : (i) Given a = -3, d = 4 (ii) Given a = 200, d = 7
t1= -3 a = t1= 200
3. Find the first term and common difference for each of the A.P.
(1) 5, 1, -3, -7, . . . (2) 0.6, 0.9, 1.2, 1.5, . . .
1 3 5 7
(3) 127, 135, 143, 151, . . . (4) , 4 , , 4 , . . .
4 4
Let’s think.
Let’s learn.
nth term of an A. P.
In the sequence 5, 8, 11, 14, . . . the difference between two consecutive terms is 3.
Hence, this sequence is an A.P.
Here the first term is 5. If 3 is added to 5 we get the second term 8. Similarly to
find 100th term what should be done?
First term Second term Third term . . .
Number 5, 5+3=8 8 + 3 = 11 . . .
In this way reaching upto 100th term will be time consuming. Let’s see if we
can find any formula for it.
5 8 11 14 ... ... ... ...
5 5+1´3 5+2´3 5+3´3 ... 5 + (n - 1) ´ 3 5+n´3 ...
1st 2nd 3rd 4th ... nth (n + 1)th ...
term term term term term term
t1 t2 t3 t4 tn tn+1
Generally in the A.P. t1, t2, t3, . . . If first term is a and common difference is d,
t1= a
t2= t1+ d = a + d = a + (2 - 1) d
t3= t2+ d = a + d + d = a + 2d = a + (3 - 1)d
t4= t3+ d = a + 2d + d = a + 3d = a +(4 - 1)d
We get tn= a +(n - 1) d.
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Using the above formula we can find the 100th term of the A.P. 5, 8, 11, 14, . . .
Here a = 5 d = 3
tn = a +(n - 1)d
\ t100= 5 +(100 - 1) ´ 3
= 5 + 99 ´ 3
= 5 + 297
t100 = 302
100th tem of this A.P. is 302.
Let’s check whether 61 is in this A.P. To find the answer we use the same formula.
tn= a +(n - 1)d
tn= 5 +(n - 1) ´ 3
If 61 is nth term means tn, then
\ 61 = 5 + 3n - 3
= 3n + 2
\ 3n = 59
59
\ n=
3
But then, n is not a natural number.
\ 61 is not in this A.P.
Let’s think.
Kabir’s mother keeps a record of his height on each birthday. When he was one
year old, his height was 70 cm, at 2 years he was 80 cm tall and 3 years he was
90 cm tall. His aunt Meera was studying in the 10th class. She said, ‘‘it seems like
Kabir’s height grows in Arithmetic Progression’’. Assuming this, she calculated
how tall Kabir will be at the age of 15 years when he is in the 10th ! She was
shocked to find it. You too assume that Kabir grows in A.P. and find out his
height at the age of 15 years.
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Ex. (3) Check whether 301 is in the sequence Ex. (4) How many two digit numbers are
5, 11, 17, 23, . . . ? divisible by 4?
Solution : In the sequence 5, 11, 17, 23,. . . Solution : List of two digit numbers
divisible by 4 is
t1= 5, t2= 11, t3= 17, t4= 23, . . .
12, 16, 20, 24, . . . , 96.
t2- t1= 11 - 5 = 6
Let’s find how many such numbers
t3- t2= 17 - 11 = 6
are there.
\ This sequence is an A.P.
tn= 96, a = 12, d = 4
d
First term a = 5 and = 6 From this we will find the value of n.
If 301 is n term, then.
th
tn= 96, \ By formula,
tn= a +(n - 1)d = 301 96 = 12 +(n - 1) ´ 4
\ 301 = 5 +(n - 1) ´ 6 = 12 + 4n - 4
= 5 +6n - 6 \ 4n = 88
\ 6n = 301 + 1 = 302 \ n = 22
\ n = 6 . But it is not an integer. \ There are 22 two digit numbers
302
\301 is not in the given sequence. divisible by 4.
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Ex. (5) - The 10th term and the 18th term of an A.P. are 25 and 41 respectively then
find 38th term of that A.P., similarly if nth term is 99. Find the value of n.
Solution : In the given A.P. t10= 25 and t18= 41.
We know that, tn= a +(n - 1)d
\ t10= a + (10 - 1) d
\ 25 = a + 9d . . . (I)
Similarly t18= a + (18 - 1) d
\ 41 = a + 17d . . . (II)
25 = a + 9d . . . From (I) .
a = 25 - 9d.
Substituting this value in equation II.
\ Equation (II) a + 17d = 41
\ 25 - 9d + 17d = 41
8d = 41 - 25 = 16
d = 2 Now, tn= a +(n - 1)d
Substituting d = 2 in equation I.
\ t38= 7 + (38 - 1) ´ 2
t38= 7 + 37 ´ 2
a + 9d = 25
t38= 7 + 74
\ a + 9 ´ 2 = 25
t38= 81
\ a + 18 = 25
\ a= 7
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Quick Addition
Three hundred years ago there was a single teacher school in Germany. The
teacher was Buttner and he had an assistant Johann Martin Bortels. He used to teach
alphabets to the children and sharpen their pencils. Buttner was a strict teacher. One
day he wanted to do some work and wanted peace in the class, so he tried to occupy
all students with a lengthy addition. They were asked to add all intergers from 1 to
100. In few minutes one slate was slammed on the floor. He looked at Carl Gauss
and asked, ’’I asked you to add all integers from 1 to 100. Why did you keep the slate
down? Don’t you want to do it ?’’
Carl Gauss said, ’’I have done the addition.’’
The teacher asked, ’’How did you do it so quickly? You wouldn’t have written all the
numbers ! What is the answer ?’’
Carl Gauss said, ’’Five thousand fifty’’
Teacher was so surprised and asked him, ’How do you find the answer?’’
Carl Gauss explained his quick addition method:
Nos. in increasing order 1 2 3 4 . . . . . . . . . . . . . . . . .100
+ + + + +
Nos. in decreasing order 100 99 98 97 . . . . . . . . . . . . . . . . . .1
Sum 101 101 101 101 101
The sum of each pair is 101. This sum occurs 100 times so 101 ´ 100 is the
product needed. It is 10100. In this 1 to 100 are counted two times. Therefore, half of
10100 is 5050 and sum of 1 to 100 is 5050. The teacher appreciated his work.
Now using this method of Gauss, let’s find sum of n terms of an A.P.
Johann Friedrich Carl Gauss
30th April 1777 - 23rd February 1855.
Carl Gauss was a great German mathematician,
He was born in Braunschweig, he was the only son
of uneducated parents. He showed a glimpse of his
intelligence in Buttner’s school. After some years,
Buttner’s helper, Johann Martin Bartels and Gauss
became friends. Together, they published a book on
Algebra. Bartels made the other people realise the extra
ordinary intelligence of Gauss.
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Let’s learn.
\ 2Sn = n [2a+(n-1)d]
n n(n −1)
\ Sn = 2 [2a+(n-1)d] or Sn = na+ 2
d
Ex. Let’s find the sum of first 100 terms of A.P. 14, 16, 18, . . . .
Here a = 14, d = 2, n = 100
n
Sn = 2 [2a+(n-1)d]
100
\ S100 = 2
[2 ´ 14+(100-1) ´ 2]
= 50 [28 + 198]
= 50 ´ 226 = 11300
\ Sum of first 100 terms of given A.P. is 11,300
Let’s remember!
For the given Arithmetic Progression, if first term is a and common
diffrence is d then
tn = [a+(n-1)d]
n n(n −1)
Sn = [2a+(n-1)d]= na + 2 d
2
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= n2
Ex. (4) Find the sum of all odd numbers from 1 to 150.
Solution : 1 to 150 all odd numbers are 1, 3, 5, 7, . . . , 149.
Which is an A.P.
Here a = 1 and d = 2. First let’s find how many odd numbers are there
from 1 to 150, so find the value of n, if tn= 149
tn= a +(n - 1)d
149 = 1 +(n - 1)2 \ 149 = 1 + 2n - 2
\ n = 75
Now let’s find the sum of these 75 numbers 1 + 3 + 5 + . . . + 149.
a = 1 and d = 2, n = 75
n n
Method I Sn = 2 [2a+(n-1)d] Method II Sn = 2 [t1 + tn]
75
Sn = Sn = [1 + 149]
2
Sn = ´ Sn = ´
Sn = Sn =
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1. First term and common difference of an A.P. are 6 and 3 respectively ; find S27.
a = 6, d = 3, S27 = ?
n
Sn = 2 [ + (n-1) d]
27
S27 = [12 + (27-1) ]
2
27
= ´
2
= 27 ´ 45 =
2. Find the sum of first 123 even natural numbers.
3. Find the sum of all even numbers from 1 to 350.
4. In an A.P. 19th term is 52 and 38th term is 128, find sum of first 56 terms.
5. Complete the following activity to find the sum of natural numbers from 1 to 140
which are divisible by 4.
4, 8, . . . . . . . . , 136
n= ,a= ,d=
tn= a+(n-1)d
136 = + (n - 1) ´
n
n= Sn = 2 [2a+(n-1)d]
S = [ ] =
2
Sum of numbers from 1 to 140, which are divisible by 4 =
ê
6. Sum of first 55 terms in an A.P. is 3300, find its 28th term.
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7.ê In an A.P. sum of three consecutive terms is 27 and their product is 504, find the terms.
(Assume that three consecutive terms in A.P. are a - d , a, a + d.)
ê
8. Find four consecutive terms in an A.P. whose sum is 12 and sum of 3rd and 4th term
is 14.
(Assume the four consecutive terms in A.P. are a - d , a, a + d, a + 2d.)
ê
9. If the 9th term of an A.P. is zero then show that the 29th term is twice the 19th term.
Let’s learn.
Application of A.P.
Ex. (1) A mixer manufacturing company manufactured 600 mixers in 3rd year and in
7th year they manufactured 700 mixers. If every year there is same growth in the
production of mixers then find (i) Production in the first year (ii) Production in
10th year (iii) Total production in first seven years.
Solution : Addition in the number of mixers manufactured by the company per year
is constant therefore the number of production in successive years is in A.P.
(i) Let’s assume that company manufactured tn mixers in the nth year then as per
given information,
t3 = 600, t7 = 700
We know that tn= a+(n-1)d
t3= a+(3-1)d
a + 2d = 600. . . (I)
t7= a+(7-1)d
t7= a+6d = 700
a+2d = 600 \ Substituting a = 600 - 2d in equation (II),
600 - 2d + 6d = 700
4d = 100 \ d = 25
a+2d = 600 \ a + 2 ´ 25 = 600
a + 50 = 600 \ a = 550
\ Production in first year was 550.
(ii) tn= a+(n-1)d
t10= 550+(10-1) ´ 25
= 550 + 225
Production in 10th year was 775.
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(iii) For finding total production in first 7 years let’s use formula for Sn.
n
Sn = 2 [2a+(n-1)d]
7 7
Sn = 2
[1100 + 150] = 2
[1250] = 7 ´ 625 = 4375
Total production in first 7 years is 4375 mixers.
Ex. (2) Ajay sharma repays the borrowed amount of ` 3,25,000 by paying ` 30500
in the first month and then decreases the payment by ` 1500 every month. How
long will it take to clear his amount?
Solution : Let the time required to clear the amount be n months. The monthly payment
decreases by ` 1500. Therefore the payments are in A.P.
First term = a = 30500, d = -1500
Amount = Sn = 3,25,000
n
Sn = 2 [2a+(n-1)d]
n
3,25,000 = 2 [2 ´ 30500+(n-1)d]
n
= 2 [2 ´ 30500 - 1500n + 1500]
3,25,000 = 30500n - 750n2 +750n
\750n2 -31250n + 325000 = 0
divide both sides by 250.
\3n2 -125n + 1300 = 0
\3n2 -60n - 65n + 1300 = 0
\3n(n-20) -65 (n-20) = 0
\(n - 20) (3n - 65) = 0
\n - 20 = 0 , 3n - 65 = 0
65 2
\n = 20 or n = 3
= 21 3
In an A.P. n is a natural number.
65
\ n ¹ \ n = 20
3
(Or, after 20 months, S20 = 3,25,000 then the total amount will be repaid. It is not
required to think about further period of time.)
\ To clear the amount 20 months are needed.
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Ex. (3) Anvar saves some amount every month. In first three months he saves
` 200, . 250 and ` 300 respectively. In which month will he save
. 1000?
Solution: Saving in first month ` 200; Saving in second month ` 250; .....
200, 250, 300, . . . this is an A.P.
Here a = 200, d = 50, Let’s find n using tn formula and then find Sn.
tn = a+(n-1)d
= 200 +(n-1)50
= 200 + 50n - 50
1000 = 150 + 50n
150 + 50n = 1000
50n = 1000 - 150
50n = 850
\ n = 17
In the 17th month he will save ` 1000.
Let’s find that in 17 months how much total amount is saved.
n
Sn = 2 [2a+(n-1)d]
17
= 2
[2 ´ 200+(17-1) ´ 50]
17
= 2
[400 + 800]
17
= 2
[1200]
= 17 ´ 600
= 10200
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Ex. (4) As shown in the figure, take point A on the line and draw a half circle P1 of
radius 0.5 with A as centre. It intersects given
P3
line in point B. Now taking B as centre draw
a half circle P2 of radius 1 cm which is on the
P1
other side of the line.
Now again taking A as centre draw a half circle
A B
P3 of radius 1.5 cm. If we draw half
circles like this having radius 0.5 cm, 1 cm,
P2 1.5 cm, 2 cm, we get a figure of spiral shape.
Find the length of such spiral shaped figure
22
formed by 13 such half circles. (p = )
7
Solution : Semi circumferences P1, P2, P3, . . . are drawn by taking centres A, B, A,
B,... It is given that radius of the first circle is 0.5 cm. The radius of the second
circle is 1.0 cm,... From this information we will find P1, P2, P3, . . . P3.
1 p
Length of the first semi circumference = P1 = p r1 = p ´ 2 = 2
P2 = p r2 = p ´ 1 = p
3
P3 = p r3 = p ´ 1.5 = p
2
1 3
The lengths are P1, P2, P3, . . ., and the numbers
2
p, 1 p, p, . . . are in A.P.
2
1 1
Here a =
2
p, d = 2
p, From this let’s find S13.
n
Sn =2 [2a+(n-1)d]
13 p 1
S13 = 2 [2 ´ 2 +(13-1) ´ 2 p]
13
= 2 [p + 6 p]
13
= 2 ´ 7 p =
13 22
= 2 ´ 7 ´ 7
= 143 cm.
\The total length of spiral shape formed by 13 semicircles is 143 cm.
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Ex. (5) In the year 2010 in the village there were 4000 people who were literate. Every
year the number of literate people increases by 400. How many people will be
literate in the year 2020?
Solution :
Year 2010 2011 2012 ... 2020
Literate People 4000 4400 4800 ...
a = 4000, d = 400 n = 11
tn= a+(n-1)d
= 4000 + (11-1)400
= 4000 + 4000
= 8000
In year 2020, 8000 people will be literate.
Ex. (6) In year 2015, Mrs. Shaikh got a job with salary ` 1,80,000 per year. Her
employer agreed to give ` 10,000 per year as increment. Then in how many years
will her annual salary be ` 2,50,000?
Solution :
Year First Year Second Year Third Year ...
(2015) (2016) (2017)
Salary (`) [1,80,000] [1,80,000 + 10,000] ...
a = 1,80,000 d = 10,000 n = ? tn= 2,50,000 `
tn= a+(n-1)d
2,50,000 = 1,80,000 + (n-1) ´ 10,000
(n-1) ´ 10000 = 70,000
(n-1) = 7
n = 8
In the 8th year her annual salary will be ` 2,50,000.
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6. If sum of 3rd and 8th terms of an A.P. is 7 and sum of 7th and 14th terms is -3 then
find the 10th term.
7. In an A.P. the first term is -5 and last term is 45. If sum of all numbers in the A.P.
is 120, then how many terms are there? What is the common difference?
9. Divide 207 in three parts, such that all parts are in A.P. and product of two smaller
parts will be 4623.
10. There are 37 terms in an A.P., the sum of three terms placed exactly at the middle
is 225 and the sum of last three terms is 429. Write the A.P.
11.ê If first term of an A.P. is a, second term is b and last term is c, then show that sum
of all terms is (a + c)(b + c - 2a) .
2(b - a)
12.ê If the sum of first p terms of an A.P. is equal to the sum of first q terms then show
that the sum of its first (p + q) terms is zero. (p ¹ q)
13.ê If m times the mth term of an A.P. is eqaul to n times nth term then show that the
(m + n)th term of the A.P. is zero.
14. ` 1000 is invested at 10 percent simple interest. Check at the end of every year if
the total interest amount is in A.P. If this is an A.P. then find interest amount after
20 years. For this complete the following activity.
P´ R´ N
Simple interest =
100
1000 ´10 ´1
Simple interest after 1 year = =
100
1000 ´10 ´ 2
Simple interest after 2 year = =
100
´ ´
Simple interest after 3 year = 100 = 300
rrr
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4 Financial Planning
Let’s study.
· GST - Introduction · GST - Tax Invoice
· GST - Computation and ITC · Shares, Mutual Funds and SIP
Let’s discuss.
Teacher : Dear students, in our country which tax system is in practice for business ?
Ayush : GST system is in practice.
Teacher : Very good ! What do you know about GST ?
Ayan : GST stands for Goods and Service Tax.
Aisha : Yes, the whole country follows the same tax levy system.
Teacher : Correct, before GST every state had variety of taxes levied at different
stages of trading. Observe the picture given below and tell which taxes
existed before GST and are now subsumed in GST ?
Shafik : Taxes that existed before were Excise Duty, Custom Duty, VAT,
Entertainment tax, Central sales tax, Service tax, Octroi etc.
Teacher : All these taxes are subsumed under GST, that is why GST is One nation,
One tax, One market. GST is in effect from 1st of July 2017.
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Let’s learn.
Tax Invoice
Tax Invoice of goods purchase (Sample)
SUPPLIER : A to Z SWEET MART GSTIN : 27ABCDE1234H1Z5
143, Shivaji Rasta, Mumbai : 400001, Maharashtra.
Mo No. 92636 92111 e-mail - atoz@[Link]
Invoice No. GST/110 Invoice Date: 31-Jul-2017
Name
S. HSN Taxable CGST SGST Total
of Rate Quantity
No. code Amount Rate Tax Rate Tax `
Product
1 210690 Pedhe ` 400 per kg. 500 gm. 200.00 2.5% 5.00 2.5% 5.00 210.00
2 210691 Chocolate ` 80 1Bar 80.00 14% 11.20 14% 11.20 102.40
3 2105 Ice-cream ` 200 1 pack 200.00 9% 18.00 9% 18.00 236.00
per pack (500 gm.)
4 1905 Bread ` 35 1 pack 35.00 0% 0.00 0% 0.00 35.00
5 210690 Butter ` 500 per kg. 250 gm 125.00 6% 7.50 6% 7.50 140.00
Total Rupees 41.70 41.70 723.40
Ved : In the invoice we see some new words, please explain them.
Teacher : CGST and SGST are two components of GST. CGST is Central Goods and
Service Tax which is to be paid to the central government. Whereas SGST
is State Goods and Service Tax which is to be paid to the state government.
Ria : What is in the right most corner with a long queue of numbers and alphabets?
Teacher : It is GSTIN, dealer’s indentification number. (GSTIN- Goods and Service
Tax Identification Number). GSTIN is mandatory for the dealer whose
annual turn over in previous financial year exceeds rupees 20 lacs. You
know that PAN has 10 alpha-numerals, similarly GSTIN has 15 alpha-
numerals. It includes 10 digit PAN of the dealer.
e.g. : 27 A B C D E 1 2 3 4 H 1 Z 5
10 digit PAN of the firm
Note : Here 27 is the state code
1 represents one registration of Maharashtra. From
27, one can understand
Uniform for all (By default)
Check sum digit (confirms the
that a person or a firm is
2 digits for validity of GSTIN when entered registered in Maharashtra.
state code on GST portal)
Teacher : All Goods are classified by giving numerical code called HSN code.
It is to be quoted in the tax invoice. Full form of HSN is Harmonized
System of Nomenclature.
Joseph : As usual there is name of the shop, address, state, date, invoice number, mo-
bile number and e-mail ID also in the tax invoice.
Teacher : Now we will see how the GST is charged for each product (Goods) in the bill.
Observe the given bill and fill in the boxes with the appropriate number. Price
of 1 kg of Pedhe is ` 400, therefore cost of 500 gm. of Pedhe is ` 200.
� CGST at the rate of 2.5% is ` and SGST at the rate of % is ` 5.00.
� It means that the rate of GST on Pedhe is 2.5+2.5=5% and hence the total
GST is ` 10.
� The rate of GST on chocolate is % and hence the total GST is
`
� Rate of GST on Ice-cream is %, hence the total cost of ice-cream is
`
� On butter CGST rate is % and SGST rate is also %. So GST rate
on butter is %.
Aditya : Rate of GST on bread is 0 %. The rate of CGST and SGST is same
for each product.
Ninad : Rates of GST are different for diferent products such as 0%, 5%, 12%,
18% and 28%.
Teacher : These rates are fixed and prescribed by the government.
Now let us observe the tax invoice of services provided. Fill in the
blanks with the help of given information.
Tax invoice of services provided (Sample)
Food Junction, Khed-Shivapur, Pune Invoice No. 58
Mo. No. 7588580000 email - [Link]@[Link]
GSTIN : 27 AAAAA5555B1ZA Invoice Date 25-Dec-2017
SAC Food items Qty Rate Taxable CGST SGST
amount
(in ` )
9961 Coffee 1 20 20.00 2.5% . . . 2.5% . . .
9963 Masala Tea 1 10 10.00 .... ... 2.5% . . .
9962 Masala Dosa 2 60 ... . 2.5% . . . ... ...
Total . . . ... ... ...
Grand Total = ` --------
Teacher : Compare both, Goods and Service Tax invoices and find the difference
in codes.
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Patrick : In the tax invoice for Goods, there is HSN code while in service
invoice there is SAC.
Teacher : Services are also classified and special code numbers are given. These
are called SAC or Service Accounting Code.
Sr. Rate of
Types Goods and services items list
No. GST
I Zero Goods - Essential Commodities like food grains, fruits,
rated 0% vegetables, milk, salt, earthen pots etc.
Services - Charitable trust activities, transport of water,
use of roads and bridges, public library, agriculture
related services, Education and Health care services etc.
II Low Goods- Commonly used items- LPG cylinder, Tea, cof-
rated 5% fee, oil, Honey, Frozen vegetables, spices, sweets etc.
Services - Railway transport services, bus transport
services, taxi services, Air transport (economy class),
Hotels providing food and beverages etc.
III Stand- Goods- Consumer goods : Butter, Ghee, Dry fruits,
ard 12% Jam, Jelly, Sauces, Pickles. Mobile phone etc.
rated Services - Printing job work, Guest house, Services
(I slab) related to construction business.
IV Stand- 18% Goods - Marble, Granite, Perfumes, Metal items,
ard (Most Computer, Printer, Monitor, CCTV etc.
rated of the
Services - Courier services, Outdoor catering, Circus,
(II slab) Goods and
services Drama, Cinema, Exhibitions, Currency exchange,
are Broker Services in share trading etc.
included)
V Highly Goods - Luxury items, Motor Cycles and spare parts,
rated 28% Luxury cars, Pan-masala, Vacuum cleaner, Dish
washer, AC, Washing machine, Fridge, Tobacco
products, Aerated water etc.
Services - Five star Hotel accommodation Amusement
parks, Water parks, Theme parks, Casino, Race course,
IPL games, Air transport (business class) etc.
Reference : [Link] (Central Board of Excise & Customs)
Besides these rates, find on which goods are the GST rates levied between 0 and 5 ?
Note : - The rates and types of GST are as prescribed by the
government at the time of writing this chapter. GST rates are subject
to change. Electricity, petrol, diesel etc are not under purview of GST.
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Activity I : Make a list of ten things you need in your daily life. Find the GST
rates with the help of GST rate chart given here, News papers or books, internet,
or the bills of purchases. Verify these rates with the list prepared by your friends.
Goods Rate of GST Goods Rate of GST
1. Sketch book ----- 6. - - - -- -----
2. Compass-box ----- 7.- - - - - -----
3. - - - - - ----- 8. - - - - - -----
4. - - - - - ----- 9. - - - - - -----
5. - - - - - ----- 10. - - - - - -----
Activity II : Make a list of ten services and their GST rates as per actvity
I. (e.g. Railway and ST bus booking services etc.) You can also collect
service bills and complete the given information
Services Rate of GST Services Rate of GST
[Link] booking ----- 6. - - - -- -----
[Link] Services ----- 7.- - - - - -----
3.- - - -- ----- 8. - - - - - -----
4.- - - - - ----- 9. - - - - - -----
5.- - - - - ----- 10. - - - - - -----
Activity III : Complete the given table by writing remaining SAC and HSN
codes with rates and add some more items in the list.
Services SAC GST rate Goods HSN GST rate
Railway transport 996511 -- Dulux paint 3208 28%
services
Airways services 996411 -- Ball bearing 84821011 28%
(economy)
Currency exchange 997157 -- Speedometer 8714 28%
services
Brokerage services 997152 -- Potatoes 0701 0%
Taxi services 996423 -- -- -- --
Five-star Hotel services 9963 -- -- -- --
-- -- -- -- -- --
Activity IV : Prepare a chart of Goods and Services as in activity III with
codes and GST rates. Stick or draw the pictures of Goods and services to
enhance your activity.
Note : Rates on goods and services, SAC and HSN codes are only for
information, no need to remember them.
Project : Collect various Goods and Service tax invoices. Study these invoices
with reference to GST and discuss with your classmates.
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Note : Value of Goods on which GST is levied is called taxable value. Total
value or Invoice value is the value with GST. If not mentioned take the
selling prices as taxable price. Remember that in tax invoice CGST amount
is always equal to SGST amount.
Practice Set 4.1
1. ‘Pawan Medical’ supplies medicines. On some medicines the rate of GST
is 12%, then what is the rate of CGST and SGST?
2. On certain article if rate of CGST is 9% then what is the rate of SGST?
and what is the rate of GST?
3. ‘M/s. Real Paint’ sold 2 tins of lustre paint and taxable value of each tin
is ` 2800. If the rate of GST is 28%, then find the amount of CGST and
SGST charged in the tax invoice.
4. The taxable value of a wrist watch belt is `586. Rate of GST is 18%.
Then what is price of the belt for the customer ?
5. The total value (with GST) of a remote-controlled toy car is ` 1770. Rate
of GST is 18% on toys. Find the taxable value, CGST and SGST for this
toy-car.
6. ‘Tiptop Electronics’ supplied an AC of 1.5 ton to a company. Cost of the AC
supplied is `51,200 (with GST). Rate of CGST on AC is 14%. Then find
the following amounts as shown in the tax invoice of Tiptop Electronics.
(1) Rate of SGST (2) Rate of GST on AC (3) Taxable value of AC
(4) Total amount of GST (5) Amount of CGST (6) Amount of SGST
7. Prasad purchased a washing-machine from 'Maharashtra Electronic Goods'.
The discount of 5% was given on the printed price of `40,000. Rate of
GST charged was 28%. Find the purchase price of washing machine. Also
find the amount of CGST and SGST shown in the tax invoice.
Let’s learn.
GST in trading chain
Wholesaler
Manufacturer or Retailer Consumer
Distributor
Trading Chain (within state)
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Let's learn through an example how GST is charged and paid to the
government at every stage of trading.
Illustration : Suppose manufacturer of a watch has sold one watch for
`200. (including profit) to the wholsaler. Wholesaler sold that watch for
`300 to the retailer. Retailer sold it to the customer for ` 400. Rate of
GST charged at every stage is 12%. Then how each trader pays GST and
takes his input tax credit (ITC) at every stage of transaction is shown in
the following flow-chart. Observe and study it.
Explanation :
Here three financial transactions took place till the watch from manufacturer
reaches to the customer. How the taxes are charged, collected and paid to
the central government and state government at each stage is shown below.
The statement of taxes paid is given in the table thereafter.
CGST SGST
24 24
Total GST = 48
Ù Ù Ù
24 48-36=12
Ù
GST paid 36-24=12
Ù
id
Ù
pa
T
GS
Ù Ù
Ù
GST GST
Ù
GST
Ù
Ù
Let’s remember!
� By the wholesaler ` 6 + ` 6 = ` 12
� By the retailer ` 6 + ` 6 = ` 12
` 24 + ` 24 = ` 48
Note : Observe that at every stage, a trader has paid GST after subtracting
the tax he paid at the time of purchase from the tax he collected at the time
of sale.
At the end the customer paid ` 448 for the watch. So the total tax
paid by the traders was indirectly paid by the customer. So GST is a type of
indirect tax. In this case, the wholesaler and retailer used their input tax as
credit and got back all the GST paid by them.
What is Input Tax Credit ? (ITC)
GST is levied and collected at every stage of trading from manufacturer to
consumer. When trader pays GST at the time of purchase, it is called 'Input
tax' and he collects GST at the time of sale which is called 'Output tax'.
At the time of paying GST to the government a trader deducts the input tax
from the output tax and pays the remaining tax. This deduction of input tax
is called Input Tax Credit.
GST payable = Output tax - ITC
In short, while paying taxes to the government each trader in the trading chain
subtracts the tax paid at the time of purchase from the tax collected at the time
of sale and pays the remaining tax.
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Note : Observe Ex. 2 and Ex. 3 carefully. Both the types of 'Tax Invoices' are
commonly used. While purchasing goods, ask the shopkeeper whether the printed
price includes GST.
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Ex. (4) Suppose a manufacturer sold a cycle for a taxable value of ` 4000 to the
wholesaler. Wholesaler sold it to the retailer for ` 4800 (taxable value).
Retailer sold it to a customer for ` 5200 (taxable value). Rate of GST is 12%.
Complete the following activity to find the payable CGST and SGST at each
stage of trading.
Solution : Trading chain
= ` 96
Retailer ` ` `
Total ` ` `
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Let’s think.
Suppose in the month of July the output tax of a trader is equal to the input
tax, then what is his payable GST?
Suppose in the month of July output tax of a trader is less than the input
tax then how to compute his GST?
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(7) Prepare Business to Business (B2B) Tax Invoice as per the details given below.
name of the supplier, address, Date etc. as per your choice.
Supplier - Name, Address, State, GSTIN, Invoice No., Date
Recipient - Name, Address, State, GSTIN,
Items : (1) Pencil boxes 100, HSN - 3924, Rate - `20, GST 12%
(2) Jigsaw Puzzles 50, HSN 9503, Rate - `100 GST 12%.
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Features of GST
· Many Indirect Taxes are subsumed under GST.
· No dispute between Goods and Services.
· Statewise Registration for traders.
· GSTIN holder needs to keep all the records and should pay GST in time.
· Transparency in transactions.
· This tax system is simple and easy to understand .
· Removal of cascading effect of taxes hence the prices are controlled
· Increase in Quality of Goods and Services as they are globally competetive.
· Boost to ‘Make in India’ project.
· Technology driven tax system leads to speedy decisions.
· Goods and Service Tax system is a Dual model, as equal amount of tax is levied
by Central and State governments.
ST
- S SGST
eG
+
tat
special rates.
- I IG ST
nte ST CG l GST 3. IGST : Tax levied by central
rS a
tat C entr government for Inter state
e -
trading.
3 2 1
GST
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Let’s recall.
In the previous class we have learnt the importance of savings and investments,
which you might have started practising whenever possible. We develop good habits
to maintain physical health, in the same way we should develop a habit of saving
and investing regularly to maintain financial health. There are many different ways
of investments. So deep study and experience both are essential.
Let’s discuss.
Let’s learn.
Shares
To own a shop is proprietorship. When two or more individuals coming together
to carry out a business is a partnership, which requires small capital. To establish
a company, desiring persons come together and form a company. Company is to
be registered under the Indian Companies' Act, 1956. Persons who form a company
are called Promoters and the company is called Limited Company.
Amount required to start a company is called Capital. This capital is divided into
small equal parts, each part is of `1, `2, `5, `10 or .100 etc. This small part is
called share of the company. These shares are sold in the sharemarket to raise the
capital.
Share : A share is the smallest unit of the capital. The value of a share is printed
on the company's certificate with other details and it is called a share certificate.
Share Holder : A person who owns the share is called a share holder. The
shareholder is a part owner of the company in the proportion of number of shares
he/she holds.
Stock Exchange : It is a place where buying and selling of shares take place. It
is also known as share market or stock market, equity market or capital market.
Companies should be listed in the stock market for trading.
Face Value (FV) : The value printed on the share certificate is called the
Face value of the share. It is also called Nominal value or Printed value or
par value.
Market Value (MV) : The price at which the shares are sold or purchased in
the stock market is called Market value (MV) of the share.
In the live sharemarket the Market Value changes frequently.
If the company's performance is better than expected, then those shares
are in demand. The number of shares is fixed, therefore share supply could not
be increased and hence the share price increases. If the company is not doing
well, the share price falls. [Increase in price is shown by (green triangle
upward), and decrease in price is shown by (Red triangle downward).]
This is the reason for increase or decrease in SENSEX and NIFTY index.
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Let’s remember!
Visit the website of SEBI. Also get information of share market from TV
channels, BSE, NSE websites or watch videos on internet. There you can
see two strips continuously flashing advances and declines in the market
value of shares. Generally the upper strip shows BSE shares while lower
strip shows NSE shares. Also find out what is the book value of shares
from the available resources.
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Comparison of FV and MV
(1) If MV > FV then the share is at premium.
(2) If MV = FV then the share is at par.
(3) If MV < FV then the share is at discount.
For example : (1) suppose FV = ` 10, MV = ` 15 and 15 - 10 = ` 5
\ The share is at premium of ` 5, as MV > FV
(2) suppose FV = ` 10, MV = ` 10 and 10 - 10 = 0
\ The share is at par. As MV = FV
(3) suppose FV = ` 10, MV = ` 7 and 10 - 7 = 3
\ The share is at discount. As MV < FV.
Sum Invested : Total amount required to purchase the shares is sum invested.
Sum invested = Number of shares ´ MV
Ex. (1) If 50 shares of FV ` 100 each are purchased for MV ` 120. Find the sum
invested.
Solution : Sum invested = number of shares ´ MV
= 50 ´ 120 = ` 6000
Ex. (2) If you want to purchase 50 shares of MV ` 50 each. What is the total
amount to be paid ?
Solution : Sum invested = Number of shares ´ MV = 50 ´ 50 = ` 2500
Rate of Return - RoR
When we invest in shares, it is important to know the return on investment.
Observe the following example.
Ex. (1) Shriyash purchased a share of FV ` 100 for MV of ` 120. Company
declared 15% dividend on the share. Find the rate of return.
Solution : FV = ` 100, MV = ` 120 D = Dividend = 15% per share.
Remember here, that on investment of ` 120 Shriyash got ` 15.
Let the rate of return be x %
15 100 25 If 120 : 15
\ 15
=
x
\ x = = 12.5% then 100 : x
120 100 120 2
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(2) [Link] purchased 50 shares of Face Value ` 100 when the Market value
of the share was ` 80. Company had given 20% dividend. Find the rate
of return on investment.
(3) Joseph purchased following shares, Find his total investment.
Company A : 200 shares, FV = ` 2 Premium = ` 18.
Company B : 45 shares, MV = ` 500
Company C : 1 share, MV = ` 10,540.
(4) Smt. Deshpande purchased shares of FV ` 5 at a premium of ` 20. How
many shares will she get for ` 20,000 ?
(5) Shri Shantilal has purchased 150 shares of FV ` 100, for MV of ` 120.
Company has paid dividend at 7%. Find the rate of return on his
investment.
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(6) If the face value of both the shares is same, then which investment out
of the following is more profitable ?
Company A : dividend 16%, MV = ` 80, Company B : dividend 20%, MV = ` 120.
Let’s learn.
Let’s remember!
Let’s learn.
Share brokers provide services for purchase and sale of shares for their
clients. These services are charged under GST. Rate of GST is 18% on brokerage.
You can find the SAC for brokerage services.
Note :- For the safety of the investors, there are other nominal charges besides
GST on brokerage. These are Security Transaction Tax (STT), SEBI charge,
stamp duty etc. Here we will only consider GST on brokerage.
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Ex. (2) As per Ex. (1) suppose a person has paid ` 15,075 for buying 100
shares. In that ` 75 is the brokerage. So the buyer has to pay 18% GST
on ` 75. Let us find the amount of GST he paid to the broker and prepare
the contract note.
18
Solution : GST = 18% of 75 = 100 ´ 75 = `13.50.
For the above share trading the contract note is as follows. (B means Buy)
Ex. (3) Bashirkhan purchased 100 shares of MV ` 40. Brokerage paid at the
rate of 0.5% and rate of GST on brokerage is 18%. Find the total amount
he paid for the share purchase.
Solution : Value of 100 shares = 40 ´ 100 = ` 4000.
0.5
Brokerage per share = 100 ´ 40 = ` 0.20.
\ Cost of one share = MV + Brokerage
= 40 + 0.20 = ` 40.20.
\ Cost of 100 shares = 40.20 ´ 100 = ` 4020
\ Brokerage on 100 share = 0.20 ´ 100 = ` 20
18
\ GST = 100 ´ 20
= ` 3.60.
Ans. : Bashirkhan paid ` 4020 + ` 3.60 = ` 4023.60 for 100 shares.
Ex. (4) Pankajrao invested ` 1,25,295 in shares of FV ` 10 when MV is `
125. Rate of brokerage is 0.2% and GST is 18%. Then find (1) How many
shares were purchased. (2) the amount of brokerage paid and (3) GST paid for
the trading.
Solution : Sum invested = ` 1,25,250, brokerage = 0.2%, GST rate = 18%
0.2
\ Brokerage per share = 125 ´ 100 = ` 0.25.
GST per share on brokerage = 18% of 0.25 = ` 0.045
\ Cost of 1 share = MV + Brokerage + GST
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Activity : In example (5) if GST was paid at 18% on brokerage, then the loss
is ` 451.92. Verify whether you get the same answer.
Let’s learn.
Mutual Fund - MF
We have learnt that a group of persons come together to form a company. They
raise capital from the society by issuing shares. If company performs well, then
the investors of the company get benefits in terms of dividend, bonus shares and
increase in the market value gives more profit on investments. Company's market
capitalization rises. All this totality helps for the progress of the country. In short,
principle of sociology 'together we can progress' works here. But every coin has two
sides. sometimes it might happen that instead of profit an investor may incur a loss.
Can we reduce this loss ? Is there a way to reduce the risk in investments ? Yes, to
overcome this more people invest in Mutual Funds.
In Mutual Fund, many investors with common objectives give their money to
the professional experts. They not only invest in one type of shares but also invest in
various other schemes. As a result, investment is diversified which reduces risk factor
and total dividend or profit is divided equally among the investors. How to invest in
Mutual Fund ? What is the rate of return ? What is the locking period ? What are the
different types of investment schemes ? All these questions could be answered by a
Financial advisor or financial planner.
You may have heard or read this sentence that, 'Investments in Mutual Funds
are subject to Market risks. Read all scheme related documents carefully
before invesing.' Interpret the meaning correctly. Sometimes instead of profit,
investment in Mutual Fund might give loss which investors have to bear.
Mutual Fund is a professionally managed investment scheme, usually run
by an AMC i.e. Asset Management Company. They invest the money given
by the investors in different schemes e.g. equity fund (in shares), debt fund (in
debentures, bonds etc.) or balanced funds as per the investor's choice.
As we get 'shares' for the investment in sharemarket, we get 'units' when
we invest in mutual fund.
The market value of 'a unit' is called 'NAV' (Net Asset Value)
NAV of one unit ´ Number of units = Total fund value.
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Note : As the market value of share changes frequently NAV of a unit also
changes. One can redeem the units when needed.
Investments in FDs of nationalised bank or Indian Postal services are more
secured and safe, in comparison with other investments, but the rate of return
is low. It hardly helps to overcome the rate of inflation. One must remember
always that if the money is invested wisely it generates more money. For this
the knowledge of financial planning is of great help.
Investments in shares and mutual funds should be made carefully because risk
and returns always go hand in hand. So the habit of regular and deep study
is the only key.
Systematic Investment Plan
Suppose, one does not want to invest a big amount at once, then one could
invest small amounts at regular time intervals e.g. ` 500 per month could be
invested in mutual fund. Investment could be done monthly or quarterly. This
way of investment is called SIP. SIP develops discipline of savings. SIP is a
good option which in long term can achieve one's financial goals. Investment in
mutual funds through SIP for a long term is beneficial. It protects investor from
market fluctuations. One should invest in mutual fund for minimum of 3 to 5
years to get better returns and it is best if investment is for 10 to 15 years.
Benefits of Mutual Funds
• Professional fund managers . • Diversifications of funds.
• Transparency and sufficiently safe investment.
• Liquidity - redemption of units can be done.
• Limited risks. • Advantage of long term and short term gain.
• Investments in funds like ELSS are admissible for deduction under section
80C of income tax.
ÒÒÒ Solved ExamplesÒÒÒ
Ex. (1) If the total value of the mutual fund scheme is ` 200 crores and 8
crore units are issued then find the NAV of one unit.
Solution : NAV = ` 200 crore / 8 crore units = ` 25 per unit.
Ex. (2) If NAV of one unit is ` 25, then how many units will be alloted for
the investment of ` 10,000 ?
Solution : Number of units = sum invested / NAV = 10,000 / 25 = 400 units.
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(6) When a registered dealer sells goods to another registered dealer under GST,
then this trading is termed as . . .
(A) BB (B) B2B (C) BC (D) B2C
2. A dealer has given 10% discount on a showpiece of ` 25,000. GST of 28% was
charged on the discounted price. Find the total amount shown in the tax invoice.
What is the amount of CGST and SGST ?
3. A ready-made garment shopkeeper gives 5% discount on the dress of ` 1000 and
charges 5% GST on the remaining amount, then what is the purchase price of the
dress for the customer ?
4. A trader from Surat, Gujarat sold cotton clothes to a trader in Rajkot, Gujarat. The
taxable value of cotton clothes is ` 2.5 lacs. What is the amount of GST at 5% paid
by the trader in Rajkot ?
5. Smt. Malhotra purchased solar panels for the taxable value of ` 85,000. She sold
them for ` 90,000. The rate of GST is 5%. Find the ITC of Smt. Malhotra. What is
the amount of GST payable by her ?
6. A company provided Z-security services for the taxable value of ` 64,500. Rate of
GST is 18%. Company had paid GST of ` 1550 for laundry services and uniforms
etc. What is the amount of ITC (input Tax Credit) ? Find the amount of CGST and
SGST payable by the company.
7. A dealer supplied Walky-Talky set of ` 84,000 (with GST) to police control room.
Rate of GST is 12%. Find the amount of state and central GST charged by the
dealer. Also find the taxable value of the set.
ê
8. A wholesaler purchased electric goods for the taxable amount of ` 1,50,000. He
sold it to the retailer for the taxable amount of ` 1,80,000. Retailer sold it to the
customer for the taxable amount of ` 2,20,000. Rate of GST is 18%. Show the
computation of GST in tax invoices of sales. Also find the payable CGST and
payable SGST for wholesaler and retailer.
ê
9. Anna Patil (Thane, Maharashtra) supplied vacuum cleaner to a shopkeeper in Vasai
(Mumbai) for the taxable value of ` 14,000, and GST rate of 28%. Shopkeeper
sold it to the customer at the same GST rate for ` 16,800 (taxable value) Find the
following -
(1) Amount of CGST and SGST shown in the tax invoice issued by Anna Patil.
(2) Amount of CGST and SGST charged by the shopkeeper in Vasai.
(3) What is the CGST and SGST payable by shopkeeper in Vasai at the time of
filing the return.
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ê
10. For the given trading chain prepare the tax invoice I, II, III. GST at the rate of 12%
was charged for the article supplied.
Tax invoice I Tax invoice II Tax invoice III
Wholesaler Distributor Retailer Consumer
taxable value
taxable value taxable value ?
` 5000 ` 6000 ` 6500
(1) Prepare the statement of GST payable under each head by the wholesaler,
distributor and retailer at the time of filing the return to the government.
(2) At the end what amount is paid by the consumer ?
(3) Write which of the invoices issued are B2B and B2C ?
Problem Set 4B
1. Write the correct alternative for the following questions.
(1) If the Face Value of a share is ` 100 and Market value is `75,
then which of the following statements is correct ?
(A) The share is at premium of ` 175 (B) The share is at discount of ` 25
(C) The share is at premium of ` 25 (D) The share is at discount of ` 75
(2) What is the amount of dividend received per share of face value ` 10
and dividend declared is 50%.
(A) ` 50 (B) ` 5 (C) ` 500 (D) ` 100
(3) The NAV of a unit in mutual fund scheme is ` 10.65 then find the
amount required to buy 500 such units.
(A) 5325 (B) 5235 (C) 532500 (D) 53250
(4) Rate of GST on brokerage is . . .
(A) 5% (B) 12% (C) 18% (D) 28%
(5) To find the cost of one share at the time of buying the amount of Brokerage
and GST is to be . . . the MV of share .
(A) added to (B) substracted from
(C) Multiplied with (D) divided by
2. Find the purchase price of a share of FV ` 100 if it is at premium of ` 30. The
brokerage rate is 0.3%.
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5 Probability
Let’s study.
Let’s discuss.
Teacher : Friends, this box contains folded chits. The number of chits is exactly the
same as the number of students in our class. Each student should pick one
chit. Names of different plants are written on the chits. No two chits bear
the same name of the plant. Let us see who gets the chit having the name
'Basil'. Make a line in the order of your roll numbers. No one will unfold the
chit until the last student takes his chit.
Aruna : Sir, I am the first one in a line, but I do not want to pick a chit first, as the
possibility of getting 'basil' chit from all the chits is very low.
Zarina : Sir, I am the last student in the row, I do not want to pick the chit at last as
the chit containing the name 'basil' will most likely be picked up by some
one else before my turn.
The first and the last student feel that for each of them, the possibility of
getting the chit having the name 'basil' is very low. The above conversation
indicates the thinking of less or more possibility.
We use the following words to express the possibility in our daily conversation.
· Probable · may be · impossible
· sure · nearly · 50 - 50
Read the following statements regarding predictions (possibilities for the future).
· Most probably the rain will start from today.
· The inflation is likely to rise.
· It is impossible to defeat Indian cricket team in the next match.
· I will surely get first class.
· There is no possibility of Polio infection if a child is given the polio vaccine in time.
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or
Activity 1 : Let each student in the class toss a coin once. What will you get?
(Teacher writes the observations on the board in a table.)
Possibilities (H ) ( T)
Number of students ... ...
Activity 2 : Ask each student to toss the same coin twice. What are the possibilities?
Possibilities HH HT TH TT
Number of students
Activity 3 : Now throw a die, once. What are the different possibilities of getting dots on
the upper face ?
· · ·· · · ··· ···
· · · · · · ···
Each of these is a possible result of throwing a die.
Let’s learn.
Random Experiment
The experiment in which all possible results are known in advance but none of
them can be predicted with certainty and there is equal possibility for each result is
known as a ‘Random experiment’.
For example, Tossing a coin, throwing a die, picking a card from a set of cards
bearing numbers from 1 to 50, picking a card from a pack of well shuffled playing
cards, etc.
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Outcome
Result of a random experiment is known as an ‘Outcome’.
Ex. (1) In a random experiment of tossing a coin - there are only two outcomes.
Head (H) or Tail (T)
(2) In a random experiment of throwing a die, there are 6 outcomes,
according to the number of dots on the six faces of the die.
1 or 2 or 3 or 4 or 5 or 6.
(3) In a random experiment of picking a card bearing numbers from 1 to 50,
there are 50 outcomes.
(4) A card is drawn randomly from a pack of well shuffled playing cards.
There are 52 cards in a pack as shown below.
Total cards 52
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Let’s think.
In which of the following experiments possibility of expected outcome is more?
(1) Getting 1 on the upper face when a die is thrown.
(2) Getting head by tossing a coin.
Let’s learn.
Sample Space
The set of all possible outcomes of a random experiment is called the sample
space. It is denoted by ‘S’ or ‘Ω’ (A greek letter 'Omega'). Each element of sample
space is called a ‘sample point’. The number of elements in the set ‘S’ is denoted by
n(S). If n(S) is finite, then the sample space is said to be a finite sample space.
Following are some examples of finite sample spaces.
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Let’s remember!
(i) The sample space for a coin tossed twice is the same as that of two coins tossed
simultaneously. The same is true for three coins.
(ii) The sample space for a die rolled twice is the same as two dice rolled
simultaneously.
digits.
Red
2. The arrow is rotated and it stops
randomly on the disc. Find out on Purple Orange
which colour it may stop. Green Yellow
MARCH - 2019
Blue
M T W T F S S
1 2 3 3. In the month of March 2019, find
4 5 6 7 8 9 10 the days on which the date is a
11 12 13 14 15 16 17
multiple of 5. (see the given page of
18 19 20 21 22 23 24
the calender)
25 26 27 28 29 30 31
4. Form a ‘Road safety commitee’ of two, from 2 boys (B1, B2) and 2 girls(G1, G2).
Complete the following activity to write the sample space.
(a) Committee of 2 boys = (b) Committee of 2 girls =
(c) Committee of one boy and one girl = B1 G1
\ Sample space = {..., ..., ..., ..., ..., ...}
Let’s learn.
Event
The outcomes satisfying particular condition are called favourable outcomes.
A set of favourable outcomes of a given sample space is an ‘event’. Event is a
subset of the sample space.
Events are generally denoted by capital letteres A, B, C, D etc. For example, if
two coins are tossed and A is the event of getting at least one tail, then the favourable
outcomes are as follows.
A = {TT, TH, HT}
The number of elements in the event A is denoted by n(A). Here n(A) = 3.
For more information
Types of event.
(i) Certain event/Sure event (iv) Complement of an event
(ii) Impossible event (v) Mutually exclusive events
(iii) Simple/Elementary event (vi) Exhaustive event
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Ex. (4) Two dice are rolled, write the sample space ‘S’ and number of sample points
n(S). Also write events and number of sample points in the event according to the
given condition.
(i) Sum of the digits on upper face is a prime number.
(ii) Sum of the digits on the upper face is multiple of 5.
(iii) Sum of the digits on the upper face is 25.
(iv) Digit on the upper face of the first die is less than the digit on the second
die.
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Let’s learn.
Probability of an event
Let us think of a simple experiment. A bag contains 4 balls of the same size.
Three of them are white and the fourth is black. You are supposed to pick one ball at
random without seeing it. Then obviously, possibility of getting a white ball is more.
In Mathematical language, when possibility of an expected event is expressed
in number, it is called ‘Probability’ . It is expressed as a fraction or percentage
using the following formula.
For a random experiment, if sample space is ‘S’and ‘A’ is an expected event
then probability of ‘A’ is P(A). It is given by following formula.
Number of sample points in event A n(A)
P(A) = Number of sample points in sample spaces = n(S)
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In the above experiment, getting a white ball is event A. As there are three white
balls n(A) = 3, As the number of balls is 4, n(S) = 4
n(A)
\ probability of getting a white ball is, P(A) = = 3.
n(S) 4
n(B) 1
Similarly, if getting black ball is event B, then n(B) = 1 \ P(B) = n(S) = .
4
\ n(A) = 26
n(A) 26 1
\ P(A) = = =
n(S) 52 2
Event B : Card drawn is a face card.
Total face cards = 12 \ n(B) = 12
n(B) 12 3
\ P(B) = = =
n(S) 52 13
Ex. (4) A box contains 5 strawberry chocolates, 6 coffee chocolates and 2 peppermint
chocolates. Find the probability of each of the following events, if one of the
chocolates is picked from the box at random. (i) it is a coffee chocolate.
(ii) it is a peppermint chocolate.
Solution : Sample space is ‘S’ and n(S) = 5 + 6 + 2 = 13
Event A : it is a coffee chocolate Event B : it is a peppermint chocolate
\ n(A) = 6 \ n(B) = 2
n(A) 6 n(B) 2
\ P(A) = = \ P(B) = =
n(S) 13 n(S) 13
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Let’s remember!
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Problem Set 5
1. Choose the correct alternative answer for each of the following questions.
(1) Which number cannot represent a probability ?
2
(A) (B) 1.5 (C) 15 % D) 0.7
3
(2) A die is rolled. What is the probability that the number appearing on upper
face is less than 3 ?
1 1
(A) 1 (B) (C) D) 0
6 3 2
(3) What is the probability of the event that a number chosen from 1 to 100 is a
prime number ?
1 13
(A) 1 (B) 6 (C) D)
5 25 4 50
(4) There are 40 cards in a bag. Each bears a number from 1 to 40. One card is
drawn at random. What is the probability that the card bears a number which
is a multiple of 5 ?
1 3 4 1
(A) 5 (B) (C) D)
5 5 3
1
(5) If n(A) = 2, P(A) = , then n(S) = ?
5
5 2 1
(A) 10 (B) 2 (C) D)
5 3
2. Basketball players John, Vasim, Akash were practising the ball drop in the
4
basket. The probabilities of success for John, Vasim and Akash are , 0.83 and
5
58% respectively. Who had the greatest probability of success ?
3. In a hockey team there are 6 defenders , 4 offenders and 1 goalee. Out of these,
one player is to be selected randomly as a captain. Find the probability of the
selection that -
(1) The goalee will be selected. (2) A defender will be selected.
4. Joseph kept 26 cards in a cap, bearing one English alphabet on each card. One
card is drawn at random. What is the probability that the card drawn is a vowel
card ?
5. A balloon vendor has 2 red, 3 blue and 4 green balloons. He wants to choose one
of them at random to give it to Pranali. What is the probability of the event that
Pranali gets,
(1) a red balloon (2) a blue balloon (3) a green balloon.
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6. A box contains 5 red, 8 blue and 3 green pens. Rutuja wants to pick a pen at
random. What is the probability that the pen is blue?
7. Six faces of a die are as shown below.
A B C D E A
If the die is rolled once, find the probability of -
(1) ‘A’ appears on upper face.
(2) ‘D’ appears on upper face.
8. A box contains 30 tickets, bearing only one number from 1 to 30 on each. If
one ticket is drawn at random, find the probability of an event that the ticket
drawn bears (1) an odd number (2) a complete square number.
9. Length and breadth of a rectangular 77m
garden are 77 m and 50 m. There is
a circular lake in the garden having
diameter 14 m. Due to wind, a towel 50m
from a terrace on a nearby building fell
into the garden. Then find the
probability of the event that it fell in
the lake.
10. In a game of chance, a spinning arrow comes to rest at one of the numbers
1, 2, 3, 4, 5, 6, 7, 8.
All these are equally likely outcomes. 1 2
8 3
Find the probability that it will rest at
(1) 8. 7 4
(2) an odd number. 6 5
(3) a number greater than 2.
(4) a number less than 9.
11. There are six cards in a box, each bearing a number from 0 to 5. Find the
probability of each of the following events, that a card drawn shows,
(1) a natural number.
(2) a number less than 1.
(3) a whole number.
(4) a number is greater than 5.
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12. A bag contains 3 red, 3 white and 3 green balls. One ball is taken out of the bag
at random. What is the probability that the ball drawn is -
(1) red. (2) not red (3) either red or white.
13. Each card bears one letter from the word ‘mathematics’ The cards are placed on
a table upside down. Find the probability that a card drawn bears the letter ‘m’.
14. Out of 200 students from a school, 135 like Kabbaddi and the remaining students
do not like the game. If one student is selected at random from all the students, find
the probability that the student selected dosen't like Kabbaddi.
ê
15. A two digit number is to be formed from the digits 0, 1, 2, 3, 4. Repetition of the
digits is allowed. Find the probability that the number so formed is a -
(1) prime number (2) multiple of 4
(3) multiple of 11.
ê
16. The faces of a die bear numbers 0, 1, 2, 3, 4, 5. If the die is rolled twice, then find
the probability that the product of digits on the upper face is zero.
17. Do the following activity -
Activity I : Total number of students in your class, n(S) =
Number of students from your class, wearing spectacles, n(A) =
Probability of a randomly selected student wearing spectacles, P(A) =
Probability of a randomly selected student not wearing spectacles, P(B) =
Activity II : Decide the sample space yourself and fill in the following boxes.
S={ } A={ }
n(S) = n(A) =
\ P(A) = =
rrr
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6 Statistics
Let’s study.
· Measures of a central tendency-
mean, median and mode from grouped frequency table.
· Graphical representation of statistical data -
histogram, frequency polygon, pie diagram
Statistics is useful in many fields of life: for example, agriculture, economics,
commerce, medicine, botany, biotechnology, physics, chemistry, education, sociology,
administration etc. An experiment can have many outcomes. To assess the possibility
of possible outcomes, one has to carry out the experiment on a large scale and keep
the record meticulously. Possibilities of different outcomes can be assessed using
the record. For this purpose, rules are formulated in statistics.
Francis Galton (1822-1911) has done much of fundamental work in
[Link] used to prepare questionnaires, distribute
them among people and request them to fill them up.
He collected information from a number of people
and recorded their backgrounds, financial situations,
likes and dislikes, health etc. on a large scale. By that
time, it was known that the fingerprints of different
people are different. He collected finger-prints of a
large number of people and invented a method of their Francis Galton
classification. Using statistical methods, he showed that the possibility of
finger prints of two different people being identical is nearly zero. This result
made it possible to identify a person from his finger-prints. This method of
identifying criminals was accepted in the judiciary. He had done much work
in the field of anthropology of humans and other animals also.
Let’s recall.
Activity 1 : Measure the height in cm of all students in your class. We find that
the heights of many students cluster near a specific number.
Now we are going to do some more study of the mean, median and mode. Let
us know the symbols and the terminology required for it.
N
The sum of all scores xi
The mean of statistical data = Total no. of scores = i 1
N
(Here xi is the i th score)
Mean is denoted by X and it represents the average of the given data.
N
xi
X = i 1
N
Let’s learn.
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Solution :
(1) Vertical columns are drawn as Class Class Frequency Class mark ´
shown in the table. mark (No. of Frequency
(2) Classes are written in the first (Time-
Workers)
column. hours) xi fi xi fi
(3) The class mark xi is in the second 15-19 17 10 170
column.
(4) In the third column, the number 20-24 22 15 330
of workers, that is frequency (fi) 25-29 27 12 324
is written.
30-34 32 8 256
(5) In the fourth column, the product
(xi ´ fi) for each class is written. 35-39 37 5 185
å fi = 50 å xi fi =
N
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Ex. (2) The maximum temperatures in °C of 30 towns, in the last summer, is shown in
the following table. Find the mean of the maximum temperatures.
Max. temp. 24-28 28-32 32-36 36-40 40-44
No. of towns 4 5 7 8 6
Solution :
Class Class mark Frequency Class mark ´
(Temp. °C) (No. of towns) frequency
xi
fi xi fi
24-28 26 4 104
28-32 30 5 150
32-36 34 7 238
36-40 38 8 304
40-44 42 6 252
Total N = å fi = 30 å xi fi = 1048
å xi fi 1048
Mean = X = = = 34.9 °C
å fi 30
Let us solve the same example taking 43 as assumed mean. For this, let us find
the deviations by subtracting 43 from each score.
40 - 43 = -3, 42 - 43 = -1, 43 - 43 = 0, 45 - 43 = 2, 47 - 43 = 4, 48 - 43 = 5
The sum of the deviations = -3 -1 + 0 + 2 + 4 + 5 = 7
Now, X = A + d
7
= 43 +
6
(as the number of deviations is 6)
1 1
= 43 + 1 = 44
6 6
Note that; use of assumed mean method reduces the work of calculations.
Also note that; taking any score, or any other convenient number as asssumed
mean does not change the mean of the data.
Ex. : The daily sale of 100 vegetable vendors is given in the following table. Find the
mean of the sale by assumed mean method.
Daily sale (Rupees) 1000-1500 1500-2000 2000-2500 2500-3000
No. of vendors 15 20 35 30
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å fi di 320
= = = 6.4
d å fi 50
Mean, X = A + d
= 300 + 6.4
= 306.40
The mean of daily wages = 306.40 `
Amount
invested 800-1200 1200-1600 1600-2000 2000-2400 2400-2800 2800-3200
(`)
No. of
3 15 20 25 30 7
families
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Let’s recall.
There was a science exhibition in a city for two days. A school sent two boys
and two girls to participate in the exhibition. There were ten hotels, within a distance
of one kilometer, from the venue of exhibition. Their rates of meals, in the ascending
order were rupees 40, 45, 60, 65, 70, 80, 90, 100 and 500. They had to choose one of
them for the dinner.
1130
The average of rates in all the hotels was ` = 113.
10
Which hotel do you think they chose ? Except the rate ` 500, all others were
less than ` 113. The students decided to choose a hotel having medium rate. The first
day they chose the hotel with rate ` 70 and on the next day, the hotel with the rate
` 80/-.
This example shows that sometimes the median is used instead of the mean.
In the previous standard we have studied the concept of a median.
� If the numbers in a data are arranged in the ascending order, the number at the
middle position is called the median of the data.
� The median divides the array of numbers in two equal parts, that is the number of
scores below and above the median is equal.
� The scores are written as k1 ≤ k2 ≤ k3 . . . . . ≤ kn .
n +1
� If the number of scores is odd, then the th score is the median of the data. That
2 n −1
is, the number of scores below as well as above k n+1 is ; verify the fact by
2 2
taking n = 2m + 1.
� If the number of the scores is even, then the mean of the middle two terms is the
median. This is because the number of terms below k n and above k n+2 is equal,
n−2 2 2
which is
2
. Verify this by taking n = 2m.
n n+2
� Hence the mean of 2 th and 2 th term is the median of the data.
Ex. (1) In 32, 33, 38, 40, 43, 48, 50; the fourth number is at the middle. Hence the
median of the data is 40
Ex. (2) In 61, 62, 65, 66, 68, 70, 74, 75 ; the number of scores is 8, that is even.
Therefore, the fourth and the fifth numbers are at the middle, which are 66 and
68. Hence the median = 66 + 68 = 67
2
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Let’s learn.
Let’s remember!
6 + 10 16
In the above table, the class mark of 6-10 is = 2 = 2 = 8;
5.5 + 10.5 16
Similarly, the class mark of 5.5-10.5 is = = 2 = 8.
2
This shows that, if the classes are made continuous, the class marks do not
change
Solved Example :
The following table shows frequency distribution of marks of 100 students of 10th
class which they obtained in a practice examination. Find the median of the marks.
Marks in exam 0-20 20-40 40-60 60-80 80-100
No. of students 4 20 30 40 6
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Solution : N = 100
N
\ 2
= 50. Hence the 50th number will be the approximate median. Hence we
have to find out the class which contains the 50th term. Writing the cumulative
frequencies less than the upper limit, we can find it.
So, let us prepare less than cumulative frequency distribution table.
Class No. of students Cumulaive frequency
(Student’s marks ) less than the
fi
upper limit
cf
0-20 4 4
20-40 20 24
40-60 30 54
60-80 40 94
80-100 6 100
� From the table, the 50th score is in the class 40-60. The class which contains
the median, is called the median class. So, here 40-60 is the median class.
� Out of the first 50 scores, 24 scores are less than 40. The remaining
50 - 24 = 26 are in class (40-60). The 50th score in that class is estimated as
follows.
� 26 out of 30 scores in the class 40-60, are upto the 50th score and the class
26
interval is 20. So it is assumed that, the 50th score is more than 40 by ´ 20.
30
26 52 1
\ it is approximately 40 + 30
´ 20 = 40 + 3
= 57 3 .
1
\ median = 57 3
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Let’s remember!
� If the given classes are not continuous, we have to make them
continuous to find out the median.
� It is difficult to write the scores in the asscending order when the
number of scores is large. So the data is classified into groups. It
is not possible to find the exact median of a classified data, but
the approximate median is found by the formula.
N
2 cf
Median = L + h
f
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30 18
\ Median = 219.5+ 10
26
12 10
= 219.5 +
26
= 219.50 + 4.62
= 224.12
\The median of the distance travelled is = 224.12 Km
Ex. (2) The following table shows the ages of persons who visited a museum
on a certain day. Find the median age of the persons visiting the museum.
Age (Years) No. of persons
Less than 10 3
Less than 20 10
Less than 30 22
Less than 40 40
Less than 50 54
Less than 60 71
Solution : The given cumulative frequency table is of the 'less than' form. So,
we will have to decide the true class limits first. We know that, the 'less
than' cumulative frequency is associated with the upper class limits. The
upper class limit of the first class is 10. The age of any person is a
positive number, so the first class must be 0-10. The upper class limit
of the next class is 20, so the second class must be 10-20. In this way,
make the classes of interval 10. In this way the last class is 50-60. So
the given table can now be rewritten as follows.
No. of persons Cumulative frequency
Age (years) Class
(Frequency) Less than
Less than 10 0-10 3 3
Less than 20 10-20 10 - 3 = 7 10
Less than 30 20-30 22 - 10 = 12 22 ® cf
Less than 40 30-40 40 - 22 = 18 ® f 40
Less than 50 40-50 54 - 40 = 14 54
Less than 60 50-60 71 - 54 = 17 71
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N
Here N = 71 \ 2 = 35.5 and h = 10
The number 35.5 is in the class 30-40, hence it is the median class. The
cumulative frequency of its precending class is 22, \ cf = 22, L = 30, f = 18.
N
2 cf
Median = L + h
f
10
= 30 + (35.5-22)
18
10
= 30 + (13.5) 18
= 30 + 7.5
= 37.5
\ the median age of the persons visiting the museum is = 37.5 years
Practice Set 6.2
1. The following table shows classification of number of workers and the num-
ber of hours they work in a software company. Find the median of the
number of hours they work.
Daily No. of hours 8-10 10-12 12-14 14-16
Number of workers 150 500 300 50
2. The frequency distribution table shows the number of mango trees in a grove
and their yield of mangoes. Find the median of data.
No. of Mangoes 50-100 100-150 150-200 200-250 250-300
No. of trees 33 30 90 80 17
3. The following table shows the classification of number of vehicles and
their speeds on Mumbai-Pune express way. Find the median of the data.
Average Speed of 60-64 64-69 70-74 75-79 79-84 84-89
Vehicles(Km / hr)
No. of vehicles 10 34 55 85 10 6
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No. of factories 12 35 20 15 8 7 8
Let’s learn.
1 0 2
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= 10 + 0.6
= 10.6
\ the mode of the ages of children playing on the ground is 10.6 Years.
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Ex. (2) The following frequency distribution table shows the classification of
the number of vehicles and the volume of petrol filled in them. Find
the mode of the volume.
Petrol filled (Litre) 1-3 4-6 7-9 10-12 13-15
No. of vehicle 33 40 27 18 12
Solution : The given classes are not continuous. So, let us make them contin-
uous and rewrite the table.
Class Continuous classes Frequency
1-3 0.5-3.5 33 ® f0
4-6 3.5-6.5 40 ® f1
7-9 6.5-9.5 27 ® f2
10-12 9.5-12.5 18
13-15 12.5-15.5 12
1 0 2
40 33
Mode = 3.5 + ´ h
2(40) 33 27
7
= 3.5 + 80 60 ´ 3
21
= 3.5 + 20
= 3.5 + 1.05
= 4.55
\ The mode of the volume of petrol filled is = 4.55 litre.
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2. Electricity used by some families is shown in the following table. Find the
mode for use of electricity.
Use of electricity
0-20 20-40 40-60 60-80 80-100 100-120
(Unit)
No. of families 13 50 70 100 80 17
4. The following frequency distribution table gives the ages of 200 patients
treated in a hospital in a week. Find the mode of ages of the patients.
Activity :-
• Find the mean weight of 20 students in your class.
• Find the mode of sizes of shirts of students in your class
• Every student in your class should measure his/her own pulse rate, note the
pulse rates of all students and find the mode of the pulse rate.
• Measure the height of every student in the class, prepare a grouped
frequency distribution table and find the median of the heights.
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Let’s remember!
We have studied the central tendencies mean, median and mode. Before
selecting any of these measures, we have to know the purpose of its selection
clearly.
Suppose, we have to judge the performance of five divisions of standard
10 in the internal examination. For the purpose, we have to find the 'mean'
of marks of students in each division.
If we have to make two groups of students in a division based on their
marks in the examination, we have to find the 'median' of their marks
If a 'bachat' group producing chalks wants to know about the colour of
chalks having maximum demand, it will have to choose the 'mode'.
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Presentation of data
Pictorial and graphical presentation are attractive methods of data interpretation.
The tree chart below shows different methods of data interpretation.
Data Presentation
Let’s learn.
Histogram Study the following example to know about a histogram and how
to draw it.
Ex : The table below shows the net asset value (NAV) per unit of mutual funds of
some companies.
Draw a histogram representing the information.
NAV (`) 8-9 10-11 12-13 14-15 16-17
No. of mutual
funds 20 40 30 25 15
Solution : The given classes are not continuous. Lets make the classes continuous.
Continuous Classes 7.5-9.5 9.5-11.5 11.5-13.5 13.5-15.5 15.5-17.5
Frequency 20 40 30 25 15
Y Scale
40 X-Axis :1 cm = ` 2
35 Y-Axis : 1 cm = 5 Funds
30
Frequency
25
20
15
10
5
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Note :
On the X-axis, a mark ‘ ’ is called the krink mark and it is shown between
the origin and the first class. It means, there are no observations upto the first class.
The mark can be used on the Y- axis also, if needed. This enables us to draw a graph
of optimum size.
Practice Set 6.4
1. Draw a histogram of the following data.
Height of student (cm) 135-140 140-145 145-150 150-155
No. of students 4 12 16 8
2. The table below shows the yield of jowar per acre. Show the data by histogram.
Yield per acre (quintal) 2-3 4-5 6-7 8-9 10-11
No. of farmers 30 50 55 40 20
3. In the following table, the investment made by 210 families is shown. Present it in the
form of a histogram.
Investment 10-15 15-20 20-25 25-30 30-35
(Thousand Rupees)
No. of families 30 50 60 55 15
4. Time alloted for the preparation of an examination by some students is shown in the
table. Draw a histogram to show the information.
Time (minutes) 60-80 80-100 100-120 120-140 140-160
No. of students 14 20 24 22 16
Let’s learn.
Frequency polygon
The information in a frequency table can be presented in various ways. We have
studied a histogram. A frequency polygon is another way of presentation.
Let us study two methods of drawing a frequency polygon.
(1) With the help of a histogram (2) Without the help of a histogram.
(1) We shall use the histogram in figure 6.1 to learn the method of drawing a
frequency polygon.
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Y Scale
40
15
10
5
X¢ 0 Y¢ 7.5 9.5 11.5 13.5 15.5 17.5 X
Class (Net Asset Value)
Fig. 6.2
1. Mark the mid - point of upper side of each rectangle in the histogram.
2. Assume that a rectangle of zero height exists preceeding the first rectangle and
mark its mid - point. Similarly, assume a rectangle succeeding the last rectangle
and mark its mid -point.
3. Join all mid - points in order by line segments.
(2) Observe the following table. It shows how the coordinates of points are decided to
draw a frequency polygon, without drawing a histogram.
Class Continuous class Class mark Frequency Coordinates of points
6-7 5.5 - 7.5 6.5 0 (6.5, 0)
8-9 7.5 - 9.5 8.5 20 (8.5, 20)
10 - 11 9.5 - 11.5 10.5 40 (10.5, 40)
12 -13 11.5 - 13.5 12.5 30 (12.5, 30)
14 - 15 13.5 - 15.5 14.5 25 (14.5, 25)
16 - 17 15.5 - 17.5 16.5 15 (16.5, 15)
18 - 19 17.5 - 19.5 18.5 0 (18.5, 0)
The points corresponding to the coordinates in the fifth column are plotted. Joining
them in order by line segments, we get a frequency polygon. The polygon is shown in
figure 6.3. Observe it.
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Y Scale
(10.5, 40)
40 X-Axis :1 cm = 2 rupees
Frequency (No. of mutual funds)
35 Y-Axis : 1 cm = 5 funds
30 (12.5, 30)
25 (14.5, 25)
20 (8.5, 20)
15 (16.5, 15)
10
X¢ 0 10 20 30 40 50 60 70 80 X
Y¢
Class
fig 6.4
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Solution :
(1) The class marks are on the X- axis. The point whose x- coordinate is 55 (as the
mid - point of the class 50-60 is 55.) y- coordinate is 10. So, the frequency of the
class 50-60 is 10.
(2) The frequencies are shown on the Y-axis. The x- coordinate of the point whose
y- coordinate is 14, is 25. Note the mark 14 on the Y- axis . The class mark of the
class 20-30 is 25. Hence, the frequency of the class 20-30 is 14.
(3) The class mark of the class 50-60 is 55.
(4) The frequency is shown on the Y-axis. On the polygon the maximum value of the
y- coordinate is 20. Its corresponding x- coordinate is 35, which is the mark of
the class 30-40. Therefore, the maximum frequency is in the class 30-40.
(5) The frequencies of the classes 0-10 and 60-70 are zero.
Ex. (2) The following table shows the weights of children and the number of children.
Draw a frequency polygon showing the information.
Weight of children (kg) 18-19 19-20 20-21 21-22 22-23 23-24
No. of children 4 13 15 19 17 6
Let us prepare a table showing the co-ordinates necessary to draw a frequency
polygon.
Class 18-19 19-20 20-21 21-22 22-23 23-24
Class mark 18.5 19.5 20.5 21.5 22.5 23.5
Frequency 4 13 15 19 17 6
Coordinates (18.5, 4) (19.5,13) (20.5,15) (21.5,19) (22.5,17) (23.5,6)
of points
Y Scale
X-Axis :2 cm = 1 kg
Frequency (No. of children)
Y-Axis : 1 cm = 4 children
Fig. 6.5
Y Scale
X-Axis : 1 cm = 2 marks
Y-Axis : 1 cm =10 students
(65, 60)
60
50 (55, 50)
Students
40 (45, 40)
(75, 35)
30
20 (35, 20)
(85, 15)
10
X¢ Y¢ 20 30 40 50 60 70 80 90 100 X
Marks
fig 6.6
(1) Which class has the maximum number of students?
(2) Write the classes having zero frequency.
(3) What is the class-mark of the class, having frequency of 50 students?
(4) Write the lower and upper class limits of the class whose class mark is 85.
(5) How many students are in the class 80-90?
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Let’s recall.
Pie diagram
In the previous standards, we have seen the following figures in Geography and
Science. Such graphs are called pie diagrams.
Other gases
Oxygen 1%
Land
29% 21%
71% 78%
Water Nitrogen
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Let’s learn.
Example :
As deduced from a survey, the classification of skilled workers is shown in the pie
diagram (fig 6.11). If the number of workers in the production sector is 4500, answer
the following questions.
(i) What is the total number of skilled
workers in all fields?
Ag Others
ri (ii) What is the number of skilled workers
Produ in the field of constructions?
ction
n
ructio (iii) How many skilled workers are in
nst
Co
agriculture?
Hotel
(iv) The difference between angles relating fields of production and construction
= 90° - 72° = 18°.
\ The difference between the central angles =
Difference between numbres of workers in the fields
´ 360
Total number of skilled workers
Difference between the numbers of workers in the fields
18 = ´ 360
18000
18 ´18000
Difference between the numbers of workers in the two fields = 360
= 900
Let’s remember!
Let’s learn.
60
Sh
Houses 14 14 Factories
´ 360 = 84° Roads
60
Roads 7 7
´ 360 = 42° Ho
use
60 s
Shops 5 5
´ 360 = 30°
60
Offices 6 6
60
´ 360 = 36° fig 6.12
Others 4 4
60
´ 360 = 24°
Total 60 360°
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House rent 15 ´ =
Education 20 ´ =
Expenditure 05 ´ =
2. The marks obtained by a student in different subjects are shown. Draw a pie diagram
showing the information.
Subject English Marathi Science Mathematics Social science Hindi
Marks 50 70 80 90 60 50
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El
ec Food how many of them are in the field of
ult
tri
ure
ci
ty
Co
Adm
inistr
construction?
nst
ation
or Ad
min
ruc
Production
Hotels in the administration?
(3) What is the percentage of workers
in production?
fig 6.13
6. The annual investments of a family are shown
in the adjacent pie diagram. Answer the
Immovable
following questions based on it. Property Shares
(1) If the investment in shares is ` 2000/,
find the total investment. Mutual Post
fund
(2) How much amount is deposited in bank? Deposit in
bank
(3) How much more money is invested in
immovable property than in mutual fund?
(4) How much amount is invested in post? fig 6.14
Miscellaneous Problems - 6
1. Find the correct answer from the alternatives given.
(1) The persons of O- blood group are 40%. The classification of persons based
on blood groups is to be shown by a pie diagram. What should be the measures of
angle for the persons of O- blood group?
(A) 114° (B) 140° (C) 104° (D) 144°
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4. The weekly wages of 120 workers in a factory are shown in the following frequency
distribution table. Find the mean of the weekly wages.
Weekly wages
(Rupees) 0-2000 2000-4000 4000-6000 6000-8000
No. of workers 15 35 50 20
5. The following frequency distribution table shows the amount of aid given to 50
flood affected families. Find the mean of the amount of aid.
Amount of aid
(Thosand rupees)
50-60 60-70 70-80 80-90 90-100
No. of families 7 13 20 6 4
6. The distances covered by 250 public transport buses in a day is shown in the
following frequency distribution table. Find the median of the distances.
Weight of sweet
(gram) 0-250 250-500 500-750 750-1000 1000-1250
No. of customers 10 60 25 20 15
9. Draw a histogram for the following frequency distribution.
Use of electricity
(Unit) 50-70 70-90 90-110 110-130 130-150 150-170
No. of families 150 400 460 540 600 350
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10. In a handloom factory different workers take different periods of time to weave a
saree. The number of workers and their required periods are given below. Present
the information by a frequency polygon.
No. of days 8-10 10-12 12-14 14-16 16-18 18-20
No. of workers 5 16 30 40 35 14
11. The time required for students to do a science experiment and the number of
students is shown in the following grouped frequency distribution table. Show the
information by a histogram and also by a frequency polygon.
Time required for
20-22 22-24 24-26 26-28 28-30 30-32
experiment (minutes)
No. of students 8 16 22 18 14 12
12. Draw a frequency polygon for the following grouped frequency distribution table.
Age of the donor
20-24 25-29 30-34 35-39 40-44 45-49
(Yrs.)
No. of blood doners 38 46 35 24 15 12
13. The following table shows the average rainfall in 150 towns. Show the information
by a frequency polygon.
Average rainfall
0-20 20-40 40-60 60-80 80-100
(cm)
No. of towns 14 12 36 48 40
14. Observe the adjacent pie diagram. It
shows the percentages of number of Cars
vehicles passing a signal in a town
between 8 am and 10 am Two Tempos
wheelers
(1) Find the central angle for each
Au Buses
type of vehicle. rik
sh
aw
to
-
s
(2) If the number of two-wheelers is
1200, find the number of all vehicles. fig 6.15
15. The following table shows causes of noise pollution. Show it by a pie diagram.
Construction Traffic Aircraft take offs Industry Trains
10% 50% 9% 20% 11%
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17. Medical check up of 180 women was conducted in a health centre in a village.
50 of them were short of haemoglobin, 10 suffered from cataract and 25 had
respiratory disorders. The remaining women were healthy. Show the information
by a pie diagram.
18. On an environment day, students in a school planted 120 trees under plantation
project. The information regarding the project is shown in the following table.
Show it by a pie diagram.
Tree name Karanj Behada Arjun Bakul Kadunimb
No. of trees 20 28 24 22 26
rrr
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Answers
1. Linear Equations In Two Variables
Practice Set 1.1
2. (1) (2, 4) (2) (3, 1) (3) (6,1) (4) (5, 2)
(5) (-1, 1) (6) (1, 3) (7) (3, 2) (8) (7, 3)
Practice Set 1.2
1. (1) (2)
x 3 -2 0 x 4 -1 0
y 0 5 3 y 0 -5 -4
(x, y) (3, 0) (-2, 5) (0, 3) (x, y) (4, 0) (-1,-5) (0,-4)
2. (1) (5, 1) (2) (4, 1) (3) (3, -3) (4) (-1, -5) (5) (1, 2.5) (6) (8, 4)
Practice Set 1.3
3 2
1. = 3 ´ 5 - 2 ´ 4 = 15 - 8 = 7
4 5
4
2. (1) -18 (2) 21 (3) -
3
5 1
3. (1) (2, -1) (2) (-2, 4) (3) (3, -2) (4) (2, 6) (5) (6, 5) (6) ( , )
8 4
Practice Set 1.4
1 5
1. (1) ( 9 , 1) (2) (3, 2) (3) ( 2 , -2) (4) (1, 1)
Practice Set 1.5
1. The numbers are 5 and 2 2. x = 12, y = 8, Area = 640 sq. unit,
Perimeter = 112 unit 3. Son’s age is 15 years, father’s age is 40 years
7
4. 18 5. A - 30 kg, B - 55 kg 6. 150 km.
Problem Set 1
1. (1) B (2) A (3) D (4) C (5) A
2.
3
x -5 2
13
y −
6
0
(x, y) (-5, 13 3
− ) ( 2 , 0)
6
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3. (1) (3, 2) (2) (-2, -1) (3) (0, 5) (4) (2, 4) (5) (3, 1)
4. (1) 22 (2) -1 (3) 13
2 1 1 7 116
5. (1) (- , 2) (2) (1, 4) (3) ( , - 2 )
2
(4) ( ,
11 33
) (5) (2, 6)
3
1
6. (1) (6, -4) (2) (- , -1)
4
(3) (1, 2) (4) (1, 1) (5) (2, 1)
7. (2) Tea; `300 per kg.
(5) Skilled worker's wages ` 450.
sugar; ` 40 per kg.
unskilled worker's wages ` 270.
(3) `100 notes 20
(6) Hamid's speed 50 km/hr.
`50 notes 10
Joseph's speed 40 km/hr.
(4) Manisha's age 23 years
Savita's age 8 years.
2. Quadratic Equations
Practice Set 2.1
1. Any equations of the type m2 + 5m + 3 = 0 , y2 - 3 = 0
2. (1), (2), (4), (5) are quadratic equations.
3. (1) y2 + 2y - 10 = 0, a = 1, b = 2, c = -10
(2) x2 - 4x - 2 = 0, a = 1, b = -4, c = -2
(3) x2 + 4x + 3 = 0,
a = 1, b = 4, c = 3
(4) m2 + 0m + 9 = 0, a = 1, b = 0, c = 9
(5) 6p2 + 3p + 5 = 0 , a = 6, b = 3, c = 5
(6) x2 + 0x - 22 = 0 , a = 1, b = 0, c = -22
5
4. (1) 1 is a root, -1 is not. (2) 2
is a root, 2 is not.
5. k = 3 6. k = -7
Practice Set 2.2
1 3
1. (1) 9, 6 (2) -5, 4 (3) -13, -
2
(4) 5, -
5
1 1 2 1 5 2 2
(5) 2 , 2 (6) ,-2 (7) - ,- 2 (8) ,
3 2 3 3
3 3
(9) 25, -1
(10) - , (11) 0, 3 (12) - 11 , 11
5 5
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2 + 14 2 − 14 1 73 −1 − 73 8
(4)
5
, 5 (5) 6
, 6 (6) -1, - 5
3. - 3 ,- 3
Practice Set 2.5
1. (1) Roots are distinct and real when b2 - 4ac = 5, not real when b2 - 4ac = -5.
3
(2) x2 + 7x + 5 = 0 (3) a + b = 2, a ´ b = - 2
2. (1) 53 (2) -55 (3) 0
3. (1) Real and equal. (2) Real and unequal. (3) Not real.
4. (1) x2 - 4x = 0 (2) x2 + 7x - 30 = 0
1
(3) x2 - 4 = 0 (4) x2 - 4x - 1 = 0
5. k=3 6. (1) 18 (2) 50
7. (1) k = 12 or k = -12 (2) k = 6
Practice Set 2.6
1. 9 years 2. 10 and 12 3. In vertical row 10, in horizontal row 15.
4. Kishor’s present age is 10 years and Vivek’s present age is 15 years
5. 10 marks 6. No. of pots 6, production cost of each is ` 100.
7. 6 km/hr 8. For Nishu 6 days, for Pintu 12 days.
9. Divisor = 9, quotient = 51 10. AB = 7 cm, CD = 15 cm, AD = BC = 5 cm.
Problem Set 2
1. (1) B (2) A (3) C (4) B (5) B (6) D (7) C (8) C
2. (1) and (3) are quadratic equations.
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4. Financial Planning
Practice Set 4.1
1. CGST 6%, SGST 6% 2. SGST 9%, GST 18%
3. CGST ` 784 and SGST ` 784
4. The customer gets the belt for ` 691.48.
5. Taxable value of toy car is ` 1500, CGST ` 135, SGST ` 135
6. (1) Rate of SGST 14% (2) Rate of GST on AC 28%
(3) Taxable value of AC ` 40,000. (4) Total GST ` 11,200.
(5) CGST ` 5600. (6) SGST ` 5600.
7. Prasad gets the washing machine for ` 48,640 and CGST ` 5320, SGST ` 5320.
Practice Set 4.2
1. Payable GST ` 22,000.
2. Input Tax Credit for Nazama is ` 12,500 and her payable GST is ` 2250.
3. Ameer Enterprises : Payable GST ` 300, payable CGST ` 150,
payable SGST ` 150.
Akabari Brothers : payable GST ` 400, payable CGST ` 200,
payable SGST ` 200.
4. Payable GST ` 100 so CGST ` 50 and UTGST ` 50. 5. CGST = SGST = ` 900
Practice Set 4.3
1. (1) MV ` 100 (2) FV ` 75 (3) At discount of ` 5.
2. 25% 3. ` 37,040 4. 800 shares
5. Rate of return 5.83% 6. Company A- more profitable.
Practice Set 4.4
1. ` 200.60 2. ` 999
3.
No. of MV of Total Brokerage 9% 9% Total value
shares shares value 0.2% CGST on SGST on of shares
brokerage brokerage
100 B ` 45 ` 4500 ` 9 ` 0.81 ` 0.81 ` 4510.62
75 S ` 200 `15000 ` 30 ` 2.70 ` 2.70 ` 14964.60
4. No. of shares sold = 100. 5. Loss of ` 8560.
Problem Set 4A
1. (1) C (2) B (3) D (4) B (5) A (6) B
2. Total bill ` 28,800 , CGST ` 3150, SGST ` 3150.
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(2) Finally, the customer will get the article for ` 7280.
(3) Manufacturer to distributor B2B, distributor to retailer B2B,
retailer to customer B2C
Problem Set 4B
1. (1) B (2) B (3) A (4) C (5) A
2. ` 130.39 3. 22.2% 4. will get ` 21,000 .
5. Will get 500 shares. 6. Profit ` 1058.52 7. Company B, as returns are more
8. Will get 1000 shares. 9. ` 118.
10. (1) ` 1,20,000 (2) ` 360 (3) ` 64.80 (4) ` 120424.80.
11. 1% profit
5. Probability
Practice Set 5.1
1. (1) 8 (2) 7 (3) 52 (4) 11
Practice Set 5.2
1. (1) S = {1H, 1T, 2H, 2T, 3H, 3T, 4H, 4T, 5H, 5T, 6H, 6T} n(S) = 12
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7 1 4 1 1 1
3. (1)
15
(2)
5
4. (1) 5
(2) 5 5. (1) 13 (2) 4
Problem Set - 5
1 6
1. (1) B (2) B (3) C (4) A (5) A 2. Vasim’s 11 3. (1)
(2) 11
5 4 1 4 1 1 1
4. 5. (1) 9 (2) 3 (3) 9 6. 2 7. (1) 3 (2) 6
26
1 1 1 1 1 3
8. (1) 2 (2) 6 9. 25 10. (1) 8 (2) 2 (3) 4 (4) 1
5 1 1 2 2 2
11. (1) 6 (2) 6 (3) 1 (4) 0 12. (1) 3 (2) 3 (3) 3 13. 11
13 3 3 1 11
14. 40
15. (1) 10 (2) 10 (3) 5 16. 36
6. Statistics
Practice Set 6.1
(1) 4.36 hrs (2) ` 521.43. (3) 2.82 litre (4) ` 35310
(5) ` 985 or ` 987.5. (6) ` 3070 or ` 3066.67.