This advertisement is designed for combination of benefits of two individual and separate products named (1) Tata AIA
Life Insurance Money
Back Plus (UIN: 110N119V01) and (2) Tata AIA Life Insurance Smart Income Plus (UIN: 110N126V02). The Customer has the choice of purchasing
any one or more products as per his/her need and choice and there is no compulsion whatsoever that these products are to be taken together
as suggested by the Insurer and presented in this advertisement. The customer is expected to ask questions, understand and satisfy himself
that the combination meets his/her specific needs better before deciding to purchase the suggested combination. This Benefit Illustration is the
arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed
sales brochure of respective individual products mentioned herein.
Super
Income
Builder
3 Happy Returns
As we progress in life, one has many financial dreams to fulfill during the journey. Super Income Builder empowers you with
“many happy returns” of income that will help you fulfill your dreams and ensure that loved ones are always protected!
Reasons to Buy
Tax benefits
Fulfill multiple Plan your dream u/s 80C and
Fund your child’s Protect your
goals with 3 vacation with your 10(10D) as
higher education family’s financial
income streams family per applicable
future
tax laws
How Solution Works
Mr. Mehra age 30, believes in prudent financial planning to achieve his financial goals in life like child education, family vacation, corpus
for future etc. He wants to plan for regular stream of income to meet multiple goals over next 25 years and also wants to protect his family’s
financial future. With this objective he invests in “Super Income Builder” that empowers him with “Many Happy Returns” to fulfill his dreams.
He chooses to pay just R1,00,107 p.a* for next 12 years and “Super Income Builder” will give him:
1. Guaranteed1 R96,000 on 6th, 12th and 18th policy year. Also R3,36,000 on 24th policy year.
2. A regular income of R80,000 p.a. will start from the end of 14th policy year and will continue till 25th policy year.
3. Bonus (if any) of R3,10,722@4%# or R8,37,930 @8%# on 24th policy year and a guaranteed1 maturity benefit of R2,03,700 on 25th policy year.
4. Life cover with sum assured of R10,60,670 from day 1 till 24th policy year and r6,30,000 on 25th policy year.
Guaranteed1
Maturity Payout
R2,03,700
Pay only R1,00,107 p.a.* for 12 years Guaranteed1 payout of R80,000 p.a.
Total Premium paid r12,01,284
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
96,000 p.a. 96,000 p.a. 96,000 p.a. 3,36,000 p.a.
Bonuses (if any)
R3,10,722 @ 4%#
OR
R8,37,930 @ 8%#
Life cover starts from Day 1
Mr. Mehra avails total benefits R20,98,422 @ 4% OR R26,25,630 @ 8%
1
Conditions apply. *Premiums are exclusive of Goods and Services Tax. The above example is for healthy and non-smoker male. • To know the details of this
solution please go through the benefit illustration of each product • For the purpose of illustration we have combined the premiums payable and benefits that you
may receive under each plan of this solution. These products are also available without combination. • #The above benefit illustration has been determined using
assumed future investment return of 4% and 8%. Compound Reversionary Bonus and Terminal Bonus, if any, are non-guaranteed benefits. These assumed rates
of return are not guaranteed and there are no upper and lower limits of what you might get back at maturity. The values of the bonus declared will depend on a
number of factors including future investment performance.
Eligibility Criteria
Plan Parameters Option 1 Option 2
Money Back Plus4 20 24
Policy Term (years)2
Smart Income Plus 3
21 25
Premium Payment Term (years)2 10 12
Minimum Age5 at Entry 18 18
Maximum Age5 at Entry 50 50
Minimum Maturity Age 5
39 43
Maximum Maturity Age 5
71 75
Minimum Premium (R) R50,000 p.a.
Maximum Premium (R) No Limit subject to Board approved underwriting policy
Premium Payment Mode Annual / Semi-annual / Monthly (Monthly only through ECS)
Minimum Basic Sum Assured R2,00,000 (multiple of 1,000) in Money Back Plus and 11 times of Annualised premium in
Smart Income Plus
Maximum Basic Sum Assured No Limit (subject to Underwriting)
Policy years. 3Tata AIA Life Insurance Smart income Plus. 4Tata AIA Life Insurance Money Back Plus. 5All reference to age is as on last birthday.
2
Disclaimers: 1Guaranteed Returns are defined as Guaranteed Payout (GP) / Guaranteed Maturity Payout (GMP) under both Plan Options. For Regular Income option, GP
is 120 % to 160 % of the Annualised Premium (AP) and GMP is 46 % to 405 % of AP for male lives and 74 % to 408 % of AP for female lives. Please refer survival benefit
factor under regular income option. provided the policy is in-force and all due premiums have been paid. The GP / GMP factors under both the plan options will depend
on premium payment term, age and gender of the Life Insured under Tata AIA Life Insurance Smart Income Plus. These products are underwritten by Tata AIA Life
Insurance Company Limited. The customer is advised to refer the detailed product brochure of respective individual products, segregated premium particulars of each
product. The premium amount shown in the illustration above is indicative and calculated assuming that the life Proposed/Assured is a healthy person. In the event the
Life Proposed/Assured is suffering from any sickness/ medical problems or in the event of any past medical history, the premium will be adjusted accordingly, as per the
underwriting guidelines of Tata AIA Life Insurance Company Limited. Depending upon the factors such as health, occupation of the customer and other intrinsic factors
such as non submission of documentary evidences like age proof, the premium will be adjusted accordingly, as per the underwriting guidelines of Tata AIA Life Insurance
Company Limited. For details of the rates and the terms and conditions applicable to the particular person/policy, kindly refer to the specifications in the policy document
after issuance. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance
Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits
available to you. For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale. To know the
details of premium and benefits for each plan of this combination solution please go through the benefit illustration of individual product as provided to you. Insurance
cover is available under these products. These plans are not a guaranteed Issuance plan and it will be subject to Company’s underwriting and acceptance. Please know
the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. Tata AIA Life
Insurance Company Limited is only the name of the Insurance Company & Super Income Builder is only the name of the Solution. All applicable taxes, duties, surcharge,
cesses or levies, as may be imposed by Government, any statutory or administrative authority from time to time, on the premiums payable and benefits secured under
Policy, shall be borne and paid by the Policyholder. Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110 • CIN No. U66010MH2000PLC128403).
Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. For complete details please contact
our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at
customercare@[Link]. Visit us at: [Link] or SMS 'LIFE’ to 58888. • L&C/Advt/2017/Aug/269
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA of India clarifies to public that • IRDA of India or its officials do not involve in activities
like sale of any kind of insurance or financial products nor invest premiums • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge
a police complaint along with details of phone call, number.