DR.

ADITYA VIJAY KURADE

HIGHLIGHTS OF THE PROJECT

(Rs
A) SOURCES AND APPLICATIONS OF FUND
TOTAL
SOURCES OF FUNDS APPLICATION OF FUNDS

Own Capital 341.00 Plot

Proposed Capital 340.00
Existing Capital 1.00 Hospital Building
Pre-Operative Expenses (Capitalised)

Term Loan (Building Under 500.00 Machinery and Equipments

Construction)
Hospital Building 350.00

Machinery and Equipments 150.00

TOTAL 841.00 TOTAL

 (Rs. In Lakhs)

TOTAL

1.00

605.00
35.00 640.00

200.00

841.00
 ANNEXURE I - PROFESSIONAL RECEIPTS

Charges per
No. of patients
Sr No. Particulars patient/ Total
per month
operations
A) OUTDOOR PATIENTS (OPD)
1) Regular Follow-up Patients 1,000 200.00 200,000.00
2) New Patients 1,500 350.00 525,000.00
Sub Total (A) 2,500.00 725,000.00
INDOOR PATIENTS Receipts (including charges
B)
for stay, nursing, doctor's check-up round, etc.)
1) General Ward (10 Patients per
40 17,500.00 700,000.00
day*charges 2500*7 days stay*4 weeks)

2) Special Rooms (5 Patients per day*charges

20 24,500.00 490,000.00
3500*7 days stay*4 weeks)

3) Neonatal ICU (3 Patients per

3 150,000.00 450,000.00
month*charges 5000*30 days stay)

4) Paediatric ICU (2 Patients per

2 150,000.00 300,000.00
month*charges 5000*30 days stay)
Sub Total (B) 65.00 1,940,000.00
C) RADIOLOGY
1) Echo & Ultrasound 10 5,000.00 50,000.00
2) X Ray 200 500.00 100,000.00
Sub Total (C) 210.00 150,000.00

D) LABORATORY
Laboratory Services Collection - - 200,000.00
Sub Total (D) 200,000.00

TOTAL MONTHLY REVENUE (A+B+C+D) 3,015,000.00

TOTAL ANNUAL REVENUE (H*12 MONTHS) 36,180,000.00
TOTAL ANNUAL REVENUE (In Lakh) 361.80

Presuming 5% increase from second year onwards, revenue receipts will be as under :
(Rs. In Lakhs)
P R O P O S E D Y E A R S

1 2 3 4 5 6 7 8

0.00 0.00 361.80 379.89 398.88 418.83 439.77 461.76

484.85
 484.85

1.05 1.10 1.16 1.22 1.28 1.34 1.41 1.48

1.55 1.63 1.71 1.80 1.89 1.98 2.08

ANNEXURE II - MEDICAL STORE RENT

Annual Rent from the Medical Store - (Rs. 1,00,000 p.m) 1,200,000.00
Annual Rent ( in lakhs) 12

Presuming 5% increase from second year onwards, the profit will be as under:
(Rs. In Lakhs)
P R O P O S E D Y E A R S
1 2 3 4 5 6 7 8

0.00 0.00 12.00 12.60 13.23 13.89 14.59 15.32

16.08

ANNEXURE III - HOSPITAL EXPENSES

SR NO. PARTICULARS Rs.

1 Bio-Medical Wastage 280,000.00

2 Linen and Laundry 420,000.00

3 Oxygen Gas Cylinder 7,500.00
4 Other Expenses 42,500.00

Annual Expenses 750,000.00

Annual Expense (Say 'in lakhs') 7.50

Presuming 5% increase from 4th year and onwards.

(Rs. In Lakhs)
P R O P O S E D Y E A R S
1 2 3 4 5 6 7 8

0.00 0.00 7.50 7.88 8.27 8.68 9.12 9.57

10.05

ANNEXURE IV - STAFF SALARY

Sr. No. Category No. of Staff Number Wages per/month Monthly Wages Annual Wages

1 Nursing Staff 30 30 12,000 360,000 4,320,000

2 Clerical Staff & Receptionists 5 5 10,000 50,000 600,000

3 Sweepers & Helpers 10 10 8,000 80,000 960,000

Total 45 30,000 490,000 5,880,000

Add: Perquisties and Other Benefits (8.33%) 490,000
Annual Wages 6,370,000
Annual Wages ( in lakhs) 64

With 5% inflationery increase from 2nd year (Rs. In Lakhs)

P R O P O S E D Y E A R S
1 2 3 4 5 6 7 8

0.00 0.00 63.70 66.89 70.23 73.74 77.43 81.30

85.36

ANNEXURE V - LABORATORY & RADIOLOGY CHARGES

SR NO. PARTICULARS Rs.

Charges Per Month

A Laboratory Expenses (25% of Lab Collection) 50,000.00

B X-Ray Expense (25% of X-Ray Collection) 25,000.00

Echo Ultrasound Expense (25% of Echo Ultrasound

C 12,500.00
Collection)

D Total Monthly Charges 87,500.00

Annual Expense (C*12) 1,050,000.00

Annual Expense ( in lakhs) 10.50

With 5% inflationery increase

(Rs. In Lakhs)
P R O P O S E D Y E A R S
1 2 3 4 5 6 7 8

0.00 0.00 10.50 11.03 11.58 12.16 12.76 13.40

14.07

ANNEXURE VI - PROFESSIONAL FEES

Promoter Dr. Aaditya Kurade will be assisted by 1) his father Dr. Vijay Adapppa Kurade who is also pediatrician and is practising in Jaysingpur
for last 38 years 2) his spouse Utkarsha Aaditya Kurade who is also pediatrician and is in this field since 6 years.

These two professionals will be paid Professional charges at 30% (approx) of the receipts generated through them. (It is presumed that the
yearly profession received Rs. 361.80 are equally contributed by these three professionals i.e. Promoter along with Dr. Vijay Kurade and
[Link] Kurade)

Presuming 5% increase from second year onwards, the profit will be as under:
(Rs. In Lakhs)
P R O P O S E D Y E A R S
1 2 3 4 5 6 7 8

0.00 0.00 70.00 73.50 77.18 81.03 85.09 89.34

93.81

ANNEXURE VII - ADMINISTRATIVE EXPENSES

This includes expenses like accounting charges, Bank Charges, MPCB Fees, Printing and Stationery, Telephone Expenses, Vehicle Expenses,
travelling expenses, etc.

With 5% inflationery increase

(Rs. In Lakhs)
P R O P O S E D Y E A R S
1 2 3 4 5 6 7 8

- - 8.00 8.40 8.82 9.26 9.72 10.21

10.72
 SHUDDHI INDUSTRIES LLP

PROJECT REPORT

A) SOURCES & APPLICATIONS OF FUNDS

(Rs. In Lakhs)
SOURCES OF FUNDS
AMOUNT APPLICATION OF FUNDS AMOUNT

CAPITAL #REF! LAND 40.00

TERM LOAN #VALUE! FACTORY BUILDING & 40.00

WATER STORAGE TANK &
EFFLUENT TREATMENT
PLANT (ETP)

WORKNG CAPITAL LOAN - PLANT & MACHINERY #VALUE!

ELECTRIC INSTALLATION 12.00

WORKING CAPITAL -

PRE-OPERATIVE EXPENSES #REF!

TOTAL #VALUE! TOTAL #REF!

ANNEXURE-11 PRE-OPERATIVE EXPENSES

PARTICULARS Rs.

TERM LOAN INTEREST #REF!

OTHER PRE-OPERATIVE EXPENSES 5.00

(like travelling, telephone, stationary,
consultation fees, etc)
TOTAL #REF!
 STATEMENT NO. 1 PROJECTED INCOME AND EXPENDITURE STATEMENT

P R O P O S E D Y E A R S
ANNEX
PARTICULARS
URE
1 2 3 4 5 6 7 8 9

I) INCOME

a) PROFESSIONAL RECEIPTS I - - 361.80 379.89 398.88 418.83 439.77 461.76 484.85

b) MEDICAL SHOP RENT II - - 12.00 12.60 13.23 13.89 14.59 15.32 16.08

SUB TOTAL (I) - - 373.80 392.49 412.11 432.72 454.36 477.07 500.93

II) EXPENSES

a) MEDICINES AND DRUGS CONSUMED (at Rs.

- - 2.40 2.52 2.65 2.78 2.92 3.06 3.22
20000 per month)

b) HOSPITAL EXPENSES III - - 7.50 7.88 8.27 8.68 9.12 9.57 10.05

c) SALARY IV - - 63.70 66.89 70.23 73.74 77.43 81.30 85.36

a) REPAIRS & MAINT. (at Rs. 10000 per month) - - 1.20 1.26 1.32 1.39 1.46 1.53 1.61

d) LABORATORY & RADIOLOGY CHARGES V - - 10.50 11.03 11.58 12.16 12.76 13.40 14.07

g) ELECTRICITY EXPENSES ( at Rs. 50000 per month) - - 6.00 6.30 6.62 6.95 7.29 7.66 8.04

h) PROFESSIONAL FEES VI - - 70.00 73.50 77.18 81.03 85.09 89.34 93.81

i) ADMINISTRATIVE EXP. VII - - 8.00 8.40 8.82 9.26 9.72 10.21 10.72

j) DEPRECIATION VIII - - 94.00 83.10 73.52 65.08 57.65 51.10 45.32

SUB TOTAL (II) - - 263.30 260.87 260.17 261.06 263.44 267.18 272.20

6) NET PROFIT BEFORE -- - - 110.50 131.63 151.94 171.66 190.92 209.90 228.73
 INTEREST & TAX

7) INTEREST ON TERM LOAN IX - - 40.65 34.44 28.23 22.02 15.81 9.59 3.38

8) PROFIT BEFORE TAX -- - - 69.85 97.19 123.71 149.64 175.11 200.31 225.35

9) INCOME TAX -- - - - - 42.46 51.36 60.10 68.75 77.34

10) NET PROFIT AFTER TAX -- - - 69.85 97.19 81.25 98.28 115.01 131.56 148.01

11) CASH PROFIT (10+5) -- - - 163.85 180.29 154.77 163.36 172.66 182.66 193.33

12) OPERATING PROFIT -- - - 163.85 180.29 197.23 214.71 232.76 251.41 270.67
(11+9)

N.P RATIO - - 18.69 24.76 30.02 34.58 38.54 41.99 44.99

STATEMENT NO. 2 - PROJECTED BALANCE SHEET

P R O P O S E D Y E A R S
ANNEX
PARTICULARS
URE 1 2 3 4 5 6 7 8 9

LIABILITIES
CAPITAL X 146.50 341.00 395.85 451.04 472.29 492.57 517.58 553.15 599.15

SECURED LOANS - VIII

TERM LOAN ON BUILDING AND PLANT &
175.00 500.00 428.60 357.20 285.80 214.40 143.00 71.60 -
MACHINERY

TOTAL 321.50 841.00 824.45 808.24 758.09 706.97 660.58 624.75 599.15

ASSETS
FIXED ASSETS VII 321.50 841.00 747.00 663.90 590.38 525.30 467.65 416.55 371.23

INVESTMENT -- - - 5.00 8.00 12.80 19.20 23.04 25.34 27.88

LOANS AND ADVANCES (INCLUDING ADVANCE

- - 15.00 20.00 65.33 73.79 77.09 80.31 83.47
TAX, TDS AND ADVANCE TO WORKERS ETC.)

CURRENT ASSETS

STOCK OF MEDICINES & CONSUMABLES @25% -- - - 0.60 0.63 0.66 0.69 0.73 0.77 0.80

CASH & BANK -- - - 56.85 115.71 88.92 87.98 92.07 101.77 115.77

TOTAL 321.50 841.00 824.45 808.24 758.09 706.97 660.58 624.75 599.15

DIFF 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

STATEMENT NO. 3 - CASH FLOW STATEMENT

P R O P O S E D Y E A R S
PARTICULARS
1 2 3 4 5 6 7 8 9

RECEIPTS

OPENING CASH & BANK BALANCE - - - 56.85 115.71 88.92 87.98 92.07 101.77

CAPITAL INTRODUCED 146.50 194.50 - - - - - - -

TERM LOAN 175.00 325.00 - - - - - - -

OPERATING PROFIT - - 163.85 180.29 197.23 214.71 232.76 251.41 270.67

TOTAL 321.50 519.50 163.85 237.14 312.94 303.63 320.74 343.48 372.44
PAYMENTS

FIXED ASSETS 321.50 519.50 - - - - - - -

INCREASE IN INVESTMENTS - - 5.00 3.00 4.80 6.40 3.84 2.30 2.53

INCREASE IN LOANS & ADVANCES - - 15.00 5.00 45.33 8.46 3.30 3.22 3.16

INCREASE IN CLOSING STOCK - - 0.60 0.03 0.03 0.03 0.03 0.04 0.04

REPAYMENT OF TERM LOAN - - 71.40 71.40 71.40 71.40 71.40 71.40 71.60

INCOME TAX PAID - - - - 42.46 51.36 60.10 68.75 77.34

DRAWINGS - - 15.00 42.00 60.00 78.00 90.00 96.00 102.00

CLOSING CASH AND BANK BALANCE - - 56.85 115.71 88.92 87.98 92.07 101.77 115.77

TOTAL 321.50 519.50 163.85 237.14 312.94 303.63 320.74 343.48 372.44

DIFF 0 0 0 0 0 0 0 0 0

STATEMENT NO. 4 - FUND FLOW STATEMENT

P R O P O S E D Y E A R S
PARTICULARS
1 2 3 4 5 6 7 8 9

SOURCES

CAPITAL INTRODUCED 146.50 194.50 - - - - - - -

TERM LOAN 175.00 325.00 - - - - - - -

CASH PROFIT - - 163.85 180.29 154.77 163.36 172.66 182.66 193.33

TOTAL 321.50 519.50 163.85 180.29 154.77 163.36 172.66 182.66 193.33

APPLICATIONS

PURCHASE OF FIXED ASSETS 321.50 519.50 - - - - - - -

INCREASE IN NET CURRENT ASSETS - - 77.45 66.89 23.37 13.96 11.26 15.26 19.73

REPAYMENT OF TERM LOAN - - 71.40 71.40 71.40 71.40 71.40 71.40 71.60

DRAWINGS - - 15.00 42.00 60.00 78.00 90.00 96.00 102.00

TOTAL 321.50 519.50 163.85 180.29 154.77 163.36 172.66 182.66 193.33

0 0 0 0 0 0 0 0 0

STATEMENT NO. 5. RATIO ANALYSIS

ANNEX YEARS
PARTICULARS
URE
1 2 3 4 5 6 7 8 9
1) DEBT SERVICE CAPACITY RATIO

a) Net Profit - - 69.85 97.19 81.25 98.28 115.01 131.56 148.01

b) Depreciation 7 - - 94.00 83.10 73.52 65.08 57.65 51.10 45.32
c) Int. on Term Loan 8 - - 40.65 34.44 28.23 22.02 15.81 9.59 3.38

TOTAL "A" - - 204.50 214.73 183.00 185.38 188.47 192.25 196.71

a) Interest on Term Loan 8 - - 40.65 34.44 28.23 22.02 15.81 9.59 3.38
b)Repayment of Term Loan 8 - - 71.40 71.40 71.40 71.40 71.40 71.40 71.60

TOTAL "B" - - 112.05 105.84 99.63 93.42 87.21 80.99 74.98

Debt Service Capacity

Ratio (A / B) - - 1.83 2.03 1.84 1.98 2.16 2.37 2.62

Average D.S.C.R. 2.12

2) DEBT EQUITY RATIO

a) Long Term Debt. 175.00 500.00 428.60 357.20 285.80 214.40 143.00 71.60 -
b) Own Capital (Equity) 146.50 341.00 395.85 451.04 472.29 492.57 517.58 553.15 599.15

c) Debt + Equity (a+b) 321.50 841.00 824.45 808.24 758.09 706.97 660.58 624.75 599.15

Debt Equity Ratio (a/b) 1.19 1.47 1.08 0.79 0.61 0.44 0.28 0.13 -

Debt Equity Ratio (a/c) 0.54 0.59 0.52 0.44 0.38 0.30 0.22 0.11 -
 ANNEXURE VIII - DEPRECIATION

P R O P O S E D Y E A R S

PARTICULARS
1 2 3 4 5 6 7 8 9

MACHINERY AND EQUIPMENTS

Opening Balance - - 200.00 170.00 144.50 122.82 104.40 88.74 75.43

(+) Addition > 180 Days - - - - - - -

(+) Addition < 180 Days - 200.00 - - - - - - -

(-) Deduction - - - - - - - - -

(-) Depn. @ 15 % P.A. (Put to use from 01/04/2027) - - 30.00 25.50 21.68 18.42 15.66 13.31 11.31

Closing Balance - 200.00 170.00 144.50 122.82 104.40 88.74 75.43 64.12

HOSPITAL BUILDING (UNDER CONSTRUCTION)

Opening Balance - 320.50
(+) Addition > 180 Days 302.50 302.50

(+) Addition < 180 Days - -

(+) Exp Capitalised for 2 Year 18.00 17.00

(-) Deduction - -
(-) Depn. @ 10 % P.A. - -
Closing Balance 320.50 640.00
Less : Transferred to Hospital Building A/c - 640.00

HOSPITAL BUILDING
Opening Balance b/d 640.00 576.00 518.40 466.56 419.90 377.91 340.12
(+) Addition > 180 Days -
(+) Addition < 180 Days -
(-) Deduction -
(-) Depn. @ 10 % P.A. 64.00 57.60 51.84 46.66 41.99 37.79 34.01
Closing Balance 576.00 518.40 466.56 419.90 377.91 340.12 306.11

PlOT
Opening Balance 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
(+) Addition > 180 Days - - - - - - - - -
(+) Addition < 180 Days - - - - - - - - -
(-) Deduction - - - - - - - - -
Closing Balance 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
Opening WDV 1.00 321.50 841.00 747.00 663.90 590.38 525.30 467.65 416.55
Total Additions > 180 Days 302.50 302.50 - - - - - - -
Total Additions < 180 Days - 200.00 - - - - - - -
Exp Capitalised for 2 Year 18.00 17.00 - - - - - - -
Total Deductions - - - - - - - - -
Total Depreciation - - 94.00 83.10 73.52 65.08 57.65 51.10 45.32
Total Closing Balance 321.50 841.00 747.00 663.90 590.38 525.30 467.65 416.55 371.23

ANNEXURE X - SHARE CAPITAL

P R O P O S E D Y E A R S
PARTICULARS
1 2 3 4 5 6 7 8 9

Opening balance - 146.50 341.00 395.85 451.04 472.29 492.57 517.58 553.15

Add- Capital Introduced 146.50 194.50 - - - - - - -

Add- Net Profit After Tax - - 69.85 97.19 81.25 98.28 115.01 131.56 148.01

Less- Drawings - - 15.00 42.00 60.00 78.00 90.00 96.00 102.00

Closing Balance 146.50 341.00 395.85 451.04 472.29 492.57 517.58 553.15 599.15
 ANNEXURE IX(A) : - REPAYMENT OF TERM LOAN (BUILDING - RS. 3.50 Cr AND MACHINERY RS. 1.50 CR)
There will be a moratorium period of 2 Year and the Term Loan will be repaid in 84 monthly s of Rs. 595000 each.
P R O P O S E D Y E A R S
Installments
1 2 3 4 5 6 7 8 9
Opening Bal. 17500000 35000000 50000000 42860000 35720000 28580000 21440000 14300000 7160000
Less : 1st 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 49405000 42265000 35125000 27985000 20845000 13705000 6565000
Less : 2nd 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 48810000 41670000 34530000 27390000 20250000 13110000 5970000
Less : 3rd 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 48215000 41075000 33935000 26795000 19655000 12515000 5375000
Less : 4th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 47620000 40480000 33340000 26200000 19060000 11920000 4780000
Less : 5th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 47025000 39885000 32745000 25605000 18465000 11325000 4185000
Less : 6th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 46430000 39290000 32150000 25010000 17870000 10730000 3590000
Less : 7th 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 45835000 38695000 31555000 24415000 17275000 10135000 2995000
Less : 8th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 45240000 38100000 30960000 23820000 16680000 9540000 2400000
Less : 9th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 44645000 37505000 30365000 23225000 16085000 8945000 1805000
Less : 10th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 35000000 44050000 36910000 29770000 22630000 15490000 8350000 1210000
Less : 11th 0 0 595000 595000 595000 595000 595000 595000 595000
17500000 50000000 43455000 36315000 29175000 22035000 14895000 7755000 615000
Less : 12th 0 0 595000 595000 595000 595000 595000 595000 615000
Closing 17500000 50000000 42860000 35720000 28580000 21440000 14300000 7160000 0
Balance
Total
0 0 7140000 7140000 7140000 7140000 7140000 7140000 7160000
Repayment
Say Rs. In
0 0 71 71 71 71 71 71 72
Lakhs
NOTE :

0 0.00725

ANNEXURE IX(B) - CALCULATION OF INTEREST ON TERM LOAN @ 8.7 % p.a.

 ANNEXURE IX(B) - CALCULATION OF INTEREST ON TERM LOAN @ 8.7 % p.a.
P O S E D Y E A R S
Particulars
1 2 3 4 5 6 7 8 9

1st 362500 310735 258970 207205 155440 103675 51910

2nd 358186 306421 254656 202891 151126 99361 47596

3rd 353873 302108 250342 198578 146813 95048 43283

4th 349559 297794 246029 194264 142499 90734 38969

5th 345245 293480 241715 189950 138185 86420 34655

See Note 1 See Note 2
6th 761250 2283750 340931 289166 237401 185636 133871 82106 30341

7th 336618 284853 233087 181323 129557 77793 26028

8th 332304 280539 228774 177009 125244 73479 21714

9th 327990 276225 224460 172695 120930 69165 17400

10th 323676 271911 220146 168381 116616 64851 13086

11th 319363 267598 215832 164068 112302 60537 8773

12th 315049 263284 211519 159754 107989 56224 4459

Total 761250 2283750 4065293 3444113 2822932 2201753 1580573 959393 338213
Say Rs. In
7.61 22.84 40.65 34.44 28.23 22.02 15.81 9.59 3.38
Lakhs

Note 1 :
The Construction work is expected to be completed in 2 years. Hence, the building loan will also be utilised in phases. In the first year, the average
loan amount utilised Rs. 87.50 Lacs is expected to be (3.5 Cr/2 years/2 (average).
Interest on 87.50 Lacs at 8.70% will be Rs.761250
Note 2 :
In the second year, the average loan amount utilised is Rs. 2.625 Cr which is expected to be (3.5Cr/2years + 87.50Lakhs i.e. the amount utilised
in the first year). Interest on 2.625Cr at 8.70% will be Rs. 2283750
 SCHEDULE I - COST OF HOSPITAL BUILDING

Sr. No. Particulars

Net Cost of Hospital Building

which includes various works like-
A) Earth Work
B) Concrete Work
C) Masonry Work
D) Plastering/ Water Proofing Work
E) Pavior
F) Door & Window
G) Paint
H) Plumbing & Sanitary Work
I) Miscellaneous

Add: GST @18%

Add: 5% for Contingencies

Add: Interior Designing Cost

Cost of Building
Add: Architect Fees @ 4% (Approx)
Total Proposed Cost of Building
Say (Rs. in Lakhs)
TAL BUILDING

Amount (Rs.) Amount (Rs.)

39194000

7054920
1959700

10000000
58208620
2328345
60536965
605