Dulop National High School
Dulop, Dumingag, Zamboanga del Sur
DEMONSTRATION LESSON PLAN
Name of Demonstrator: NELVIE MAE A. ARANGES Grade & Year Level: Grade 12
(HUMSS)
Subject Taught: Inquiry, Investigation and Immersion Date & Time: March 25,
2025 (2:00 – 3:00)
I. OBJECTIVES
A. Content The learner demonstrates understanding of the key concepts of simple and compound interests,
Standard
and simple and general annuities.
B. Performance
Standard
The learner is able to investigate, analyze and solve problems involving simple
and compound interests and simple and general annuities using appropriate
business and financial instruments.
C. Learning COMPETENCY
Competencies
Computes interest, maturity value, future value, and present value in simple interest and
compound interest environments. M11GM-IIa-b-1
SPECIFIC OBJECTIVES
At the end of the lesson, the students are expected to:
1. calculate the simple interest using the formula;
2. find the unknown value of principal, rate, time, and maturity value of interest; and
3. solve real-life problems involving interest.
II. CONTENT SIMPLE INTEREST INTEGRETION
III. LEARNING RESOURCES
A. References INQUIRY, INVESTIGATION AND IMMERSSION
by: Deped Module 7
pp. 1-18
Websites
[Link]
[Link]
[Link]
B. Other Learning Materials/Resources Needed:
Resources TV, Laptop, Printed Worksheets, PowerPoint presentation, Mini-Board for scoring
IV. PROCEDURE STUDENTS’ ACTIVITIES NOTES
S
ACTIVITY
Before the lesson begins, the teacher will first start with a prayer and make
sure the following are checked:
1. Prayer
Illustrates Observable
2. Greetings #9:
3. Checking of Attendance Plan and deliver
4. Classroom Rules teaching strategies that
are responsive to special
5. Collection of assignment educational needs of
learners in difficult
During checking of attendance circumstances,
- A student is undergoing modular class, which started the second including: geographic
isolation; chronic illness;
semester of this School Year. With that, I have already prepared detailed displacement due to
soft copy handouts on our discussion today. And he/she will answer the armed conflict; urban
evaluation via Google link. This will be announced in our GC. resettlement or disaster;
child abuse and child
labor practices (PPST
Indicator 3.4.2)
Insert:
For those who are far/near sighted individuals, please exchange seats so that
you can properly see the PowerPoint presentation.
Review Lesson: Throwback Time
For you to remember your previous lessons in research
A. Reviewing
previous lesson
Review on the previous topic (converting percent to decimal)
or presenting
the new lesson
RULE: To convert a percent to decimal, drop the percent sign and
move the decimal point two places to the left
1. 37%
2. 6.1%
3. 21.50
4. 18%
5. 24%
Motivation
Before we proceed to our next topic, I want you to get your notebooks and
try to solve the following. The first person to get the correct answer will
have a reward. But take note, do not answer in chorus. If you have
answers, you can raise your hands. Illustrates Observable
#8:
Design, adapt and
Ready, SOLVED! implement teaching
strategies that are
Principal (P) Rate (r) Time (t) Interest responsive to learners
1. ₱750 2.5% 5 with disabilities,
giftedness and talents
2. ₱1,000 21% 4 (PPST Indicator 3.3.2)
3. ₱2,500 0.5% 26
I hope by the end of this session you will have a better idea of
this.
Everybody please read the objectives for our topic today.
Before we discussed our topic today, let us try to answer this problem. All
boys please read the given problem.
Problem 1. A student deposits 5,000 in a bank account which ₱ pays 6%
interest per year. Find the value of his deposit after 4 years.
ANALYSIS
B. Establishing a
purpose for the Illustrates Observable
lesson #1:
Does the problem above illustrate simple interest or compound Apply knowledge of
content within and
interest? across curriculum
teaching areas
(PPST 1.1.2)
How much does he have to pay back after a year?
Does everyone get the same answer? Illustrates Observable
#3:
Ensure the positive use
of ICT to facilitate the
teaching and learning
process
(PPST Indicator 1.3.2)
ABSTRACTION
C. Presenting So now, let’s proceed to our topic for today which is about Simple
examples/
instances of the Interest.
new lesson
Please read the definition of Simple Interest.
Simple Interest (Is ) is the method of calculating the interest amount for lustrates Observable
#4:
a particular principal amount of money at some rate of interest. Used a range of
Simple interest is based on the 3 factors: teaching strategies that
enhance learner’s
Principal (P) is the amount invested or borrowed. achievement in literacy
and numeracy skills.
Simple interest rate (r), usually expressed in percent (%) (PPST 1.4.2)
Time or term of loan (t), in years (When the term is expressed in
months (M), it should be converted to years by t = M/12.)
Illustrates Observable
Simple Interest Formula: #6:
Maintain supportive
Is = Prt learning environments
Finding the Principal Formula that nurture and inspire
learners to participate,
I cooperate and
P= s collaborate in continued
rt learning (PPST Indicator
2.4.2)
Finding the rate Formula
Is
r=
Pt
Finding the time Formula
I
t= s
Pr
where,
Is = simple interest
P = principal, or the amount invested or borrowed
r = simple interest rate
t = term/ time in years
Example: A bank offers 2.75% annual simple interest rate for a particular
deposit. How much interest will be earned 10,000 pesos is deposited in
this savings account for 6 months?
Step 1: Identify the given and the unknown
P = 10,000.00₱ r = 2.75% or 0.0275 t =0.5 or
6/12 (6 months)
Is = ?
Step 2: Substitute the given to the formula
Is = Prt
Is = (₱10,000.00) (0.275) (0.5)
= ₱137.50
Another example, try to solve this in your notebook. Everybody read.
A student obtains a simple interest loan to pay for one year of college
tuition. The loan amount is ₱18,000. The annual interest rate on the loan
is 6%. The term of the loan is three years.
Answer:
Step 1: Identify the given and the unknown
P = 18,000.00₱ r = 6% or 0.06
t=3
Is = ?
Step 2: Substitute the given to the formula
Is = Prt
Is = ( 18,000.00) (0.06) (3)₱
= ₱3,340
So, what is the simple interest?
What about if the interest, interest rate, and time are given but the
principal is unknown? How can we solve it? Or is it possible to find its
value? What do you think?
Example: Find P when t = 3 years, Is = 600, ₱ r = 4%.
Solution: Use the Simple Interest formula or you can derive the formula
and solve for the principal.
Solution:
Given: t = 3 years
Is = ₱600 r = 4% = .04
Find P?
Is
P=
rt
600
P=
(0.04 )(3)
P = ₱5000
Another example. Try this on your notebook.
Example: Find t when P = 5,000, I₱ s = 600, ₱ r = 4%.
Solution:
Given: P = 5,000₱ Is = 600₱ r = 4%
Find t?
Is
t=
Pr
600
t=
(5,000)(0.04)
t= 3
Let’s proceed on Maturity (Future) Value. Kindly read the definition.
Maturity (Future) Value is the amount to be paid over a period of time.
Maturity (Future) Value Formula
F = P(1+rt)
where,
F = maturity (future) value
P = principal
r = interest
t = term/time in years
Example: Find the maturity value if 1 million pesos is deposited in a
bank at an annual simple interest rate of 0.25% after a) 1 year and b) 5
years c) 3 years d) 7.5 years
(a) F = P(1+rt)
= 1,000,000(1+(0.0025)(1))₱ = 1,002,500₱
(b) F = P(1+rt)
= 1,000,000(1+(0.0025)(5))₱
= ₱ 1,012,500
APPLICATION
D. Developing GROUP ACTIVITY:
mastery (Leads
to Formative Illustrates Observable
Assessment 3) Now, I want you to create five groups (5), so let’s start by counting on the #7:
Apply a range of
right side (count from 1 to 5). After the counting, proceed to your successful strategies
respective groups quietly and wait for my instructions. that maintain learning
environments that
motivate learners to
work productively by
Mechanics: assuming responsibility
Every group must prepare a 1 whole sheet of paper. for their own learning
(PPST Indicator 2.5.2)
Every member of the group must help and participate in solving
Illustrates Observable
the given problems. #1:
Calculators are allowed. Apply knowledge of
content within and
You have 5 minutes to answer! across curriculum
teaching areas
Additional points will be added to the most disciplined group. (PPST 1.1.2)
Are you ready? Ok your time starts now!
Illustrates Observable
I. Complete the table below by finding the unknown. #8:
Design, adapt and
Principal Rate (r) Time (t) Interest implement teaching
strategies that are
(P) responsive to learners
a 2.5% 4 1,500 with disabilities,
giftedness and talents
36,000 b 1.5 4860 (PPST Indicator 3.3.2)
250,000 0.5% c 275
500,000 12.5% 10 d lustrates Observable
#5:
Use effective verbal and
II. Solve the following word problem. What are the amounts of non-verbal classroom
communication
interest and maturity value of a loan for 150,000 at 6½ simple interest for strategies to support
learner understanding,
3 years? participation,
engagement and
achievement (PPST
Indicator 1.7.2).
E. Generalizing Questions for Generalization:
and 1. Based on the discussion, what is simple interest?
abstractions
2. What do you mean by Future value?
about the
lesson
Questions for Value Integration:
3. In life, can we avoid mistakes? Draw a conclusion how you will
manage your mistakes in life.
Understanding interest encourages learners to manage money wisely
and avoid irresponsible borrowing.
The longer the time or the higher the rate of interest, the greater the simple
interest earned or paid, since it is directly proportional to the principal, rate,
and time.
ASSESSMENT
F. Evaluating DIRECTIONS: In a 1 whole sheet of paper answer the following:
learning
lustrates Observable
#4:
I. Complete the table below by finding the unknown. Used a range of
teaching strategies that
enhance learner’s
achievement in literacy
and numeracy skills.
(PPST 1.4.2)
.
Principal (P) Rate Time Interest Maturity
(r) (t) Value
(F)
60,000 4% 15 a.) b.)
c.) 12% 5 15,000 d.) II.
50,000 e.) 2 f.) 59,5
g.) 10.5% h.) 157,500 457,5
1,000,00 0 0.25% 6.5 i.) j.)
Solve the following word problem.
1. Angel invested a certain amount at 8% simple interest
per year. After 6 years, the interest she received
amounted to ₱48,000. How much did she invest?
G. Additional Advance Assignment:
activities for
application or Solve the following problem. Illustrates Observable
#3:
remediation
1. Rica takes a loan of ₱10,000 from a bank for a period of Ensure the positive use
of ICT to facilitate the
teaching and learning
1 year. The rate of interest is 10% per annum. Find the process
interest and the amount he has to pay at the end of a (PPST Indicator 1.3.2)
year.
Prepared by:
NELVIE MAE A. ARANGES
Subject Techer
Checked by:
ISIDRO M. DAMAS VERGIL S. MANALILI
Master Teacher I Master Teacher I