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Tax System Overview and Types

Analysis

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0% found this document useful (0 votes)
4 views3 pages

Tax System Overview and Types

Analysis

Uploaded by

mowbun
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

​3.

​ C ​ onvenience of Payment:​​A tax should be due at a time and manner that is most​
​convenient for the taxpayer.​
​4.​ ​Effective Tax Administration:​​Tax compliance and administrative​​costs should be​
​kept to a minimum.​
​5.​ ​Information Security:​​Taxpayer information must be​​protected from improper​
​disclosure.​
​6.​ ​Simplicity:​​Tax rules should be simple so that taxpayers​​understand them and can​
​follow them in a cost-efficient manner.​
​7.​ ​Neutrality:​​The effect of tax rules on taxpayer decision​​making should be kept to​
​a minimum.​
​8.​ ​Economic Growth and Efficiency:​​The tax system should​​not harm economic​
​growth or distort economic effects among different activities and investments.​
​9.​ ​Transparency and Visibility:​​Taxpayers should know​​that a tax exists and how and​
​when it applies to them.​
​10.​ ​Minimum Tax Gap:​​A tax should be structured to minimize​​noncompliance.​
​11.​ ​Accountability to Taxpayers:​​Taxpayers should have​​access to information on​
​taxes, as well as proposed law changes and their rationale.​
​12.​ ​Appropriate Government Revenues:​​Tax rules should​​enable the government to​
​predict the amount and timing of revenue production.​

​ ypes of Tax:​
T
​Property Taxes:​​a tax on wealth or capital​
​●​ ​Considered as​​Ad Valorem Taxes:​​based on value​
​●​ ​Doesnt tax income but the income is determined from property (or potential of income)​
​can affect the value of the taxed property​
​●​ ​Sorted into Two Categories:​
​○​ ​Real Property (Realty):​​land & buildings (real estate​​& fixtures)​
​■​ ​Used only by states & its local subdivisions​
​■​ ​a major revenue for local govt​
​■​ ​Fixture: something so permanently attached to the real estate that its​
​removal will cause irreparable damage​
​●​ ​ex/built-in bookcase vs moveable bookcase; electrical wiring &​
​plumbing​
​■​ ​Characteristics of Ad Valorem Taxes on Real Property:​
​●​ ​Property of fed, state & local govt, charitable organizations are​
​exempt from tax​
​●​ ​Some states provide for lower valuations on property used for​
​agriculture or other special uses (e.g., wildlife sanctuaries)​
​●​ ​States may have a homestead exemption, which makes some portion​
​of the value of a personal residence exempt from tax​
​●​ ​Lower taxes may apply to a residence owned by a taxpayer aged 65​
​or older​
​●​ ​When non-income-producing property (e.g., a personal residence) is​
​converted to income-producing property (e.g., a rental house), the​
​appraised value may be increased.​
​○​ ​Personal Property (Personalty):​​assets other than​​land & buildings (all property​
​that are not realty)​
​■​ ​Classified as tangible or intangible property​
​●​ ​intangible property: stocks, bonds, and various other securities​
​(ex/bank shares)​
​■​ ​Rules of Ad Valorem Taxes on Personalty property:​
​●​ ​Vehicles are the only non-realty personal use assets subject to​
​property tax; vehicle property tax is assessed & collected w/ vehicle​
​lisense/registration fees​
​●​ ​businesses are assessed property taxes on equipment and other​
​tangible property, although many states do not tax inventory​
​●​ ​A few states levy an ad valorem tax on intangibles such as stocks​
​and bonds​
​○​ ​difference between how property is classified (realty or personalty) and how it is​
​used​
​ ​ ​Both realty and personalty can be either business use or personal use property​

​■​ ​residence (realty that is for personal use)​
​■​ ​an office building (realty that is for business use)​
​■​ ​surgical instruments (personalty that is for business use)​
​■​ ​home furniture (personalty that is for personal use)​

​Transaction Taxes:​
​●​ ​taxes that cover transfers of property and normally are determined by multiplying the​
​value by a percentage rate​
​●​ ​Federal Excise Taxes:​
​○​ ​Excise Tax:​​tax on the manufacture, sale, or use of​​goods; on the carrying on of an​
​occupation or activity; or on the transfer of property. Thus, the Federal estate​
​and gift taxes are, theoretically, excise taxes​
​○​ ​Has increased in amount of eligible items: tobacco, fuel, air travel​
​○​ ​Includes:​
​■​ ​Manufacturers’ excise taxes on trucks, trailers, tires, firearms, sporting​
​equipment, and coal and the gas guzzler tax on automobiles.​
​■​ ​A 1 percent excise tax imposed on a corporation buying back its stock. The​
​tax is assessed on the fair market value of the stock when repurchased.​
​■​ ​Alcohol taxes.​
​■​ ​Miscellaneous taxes (e.g., the tax on wagering and the tax on investment​
​income of certain private colleges and universities)​
​●​ ​State & Local Excise Taxes​
​○​ ​Generally has the same items taxed as federal excise taxes (ex/gas, alcohol,​
​tobacco)​
​○​ ​Varies significantly b/w states in tax amt​
​○​ ​Some states hase excise tax on admission to amusement facilities, on the sale of​
​playing cards, and on prepared foods​
​○​ ​Rising Popular Types of Excise Taxes at Local lvl:​
​■​ ​hotel occupancy tax / transient occupancy tax (TOT)​
​●​ ​apply to short-term rentals of one’s home or a room in the home​
​(such as via Airbnb)​
​■​ ​rental car “surcharge.”​
​●​ ​General Sales Tax:​
​○​ ​Fed excise tax restricted to specific transaction VS general sales tax covers a wide​
​range of transactions​
​○​ ​Some states exempt certain items from the general sales taxes​
​■​ ​ex/ groceries, medicines, and drugs​
​○​ ​Sales Tax rates can vary depending on the state & type of transaction​
​○​ L ​ ocal sales tax being ruled over state tax is common (ppl can get charged​
​different tax based on their local residency rather than state)​
​○​ ​Use Tax:​​is owed on property purchased outside the​​state but used in the state​
​■​ ​Used to prevent the avoidance of a sales tax​
​■​ ​ex/ if you purchase clothes online and are not charged sales tax but​
​clothes are subject to sales tax in your state, you owe use tax on the​
​purchase​
​■​ ​The collection of use tax is different b/w states (some are paid w/ state​
​income tax or some don't impose sales or use tax)​
​○​ ​Some states have a “sales tax holiday” to encourage consumerism (no tax)​
​ ​ ​Severance Taxes:​​transaction taxes that are based​​on the notion that the state has an​

​interest in its natural resources (oil, gas, iron, coal)​
​○​ ​Tax imposed when resource is extracted​
​○​ ​Could be a major source of income for some states​

​Tax on Transfers at Death: Two types​


​●​ ​The right to transfer property or to receive property upon the death of the owner may​
​be subject to estate and/or inheritance taxes​
​●​ ​Estate Tax:​​levied on the estate of the decedent (it​​is a tax on the right to pass property​
​at death); progressive tax​
​●​ ​Inheritance tax:​​levied on the person receiving the​​property (the heir).​
​●​ ​Value of the property transferred provides the base for determining the amt of the tax​
​●​ ​Fed only imposes estate tax; Some state govt levy inheritance taxes, estate taxes or​
​both or none (Florida & Texas)​
​●​ ​Federal Estate Tax:​
​○​ ​Revenue Act of 1916:​​inclusion of estate tax into​​tax law​
​■​ ​Used to prevent large wealth from being kept in the family​
​○​ ​Gross estate includes property the decedent owned at time of death & property​
​interests which is valued at the date of death or at an alt valuation date of 6​
​months after​
​○​ ​Deductions of gross estate: funeral & administration expenses; certain taxes;​
​debts of the decedent; casualty losses incurred during the administration of the​
​estate; transfers to charitable organizations; marital deduction​
​○​ ​Credits are subtracted to arrive at the tax (if applicable)​
​■​ ​Unified Transfer Tax Credit:​​used to eliminate/reduce​​the estate tax liability​
​for certain estates​
​●​ ​bc tax base is up to 13 mil, most estates are passed tax free to heirs​
​●​ ​State Taxes on Transfers at Death:​
​○​ ​Inheritance tax rate depends on the relationship b/w heir & decedent​
​■​ ​closely related the heir, the lower the rates imposed and/or the greater the​
​exemption allowed​
​Gift Taxes: Form 709 (Gift Tax Return) ; progressive tax​
​●​ ​excise tax levied on property transfers made during the owner’s life & not at death​
​●​ ​If the recipient pays the donor for the property (but at an amount less than its fair​
​market value), the difference is a gift​
​●​ ​Gift Tax is paid by the donor NOT donee​
​●​ ​Federal Gift Tax 1932: used to complement the estate tax​
​○​ ​If lifetime transfers by gift were not taxed, it would be possible to avoid the estate​
​tax and escape taxation entirely​

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