Comenzado: 17 de oct en 20:17

Question 1 5pts

A loan of 2,000,000 was agreed upon, as follows: One year term. Monthly installments. Growth.
Monthly payment of 1,000. Financing rate of 16.20% nominal monthly in arrears. Two
Extraordinary installments agreed, 500,000 to be paid in month 5 and 500,000 to be paid in month 7.
The value of the debt balance in month eight is

$394.525

$398.255

$349.552

$320.255

Question 2 5pts

A cash asset is worth 3,000,000; on credit, it is acquired with the following plan, Term of one
año. Cuotas mensuales. Cada 6 meses la cuota crece en [Link] de financiación del 12%
Monthly due nominal. Two agreed extraordinary installments of 300,000 to be paid in month 2
and 300,000 to be paid in month 10. The value of the MONTHLY ORDINARY INSTALLMENT DURING the
SECOND SEMESTER is

$216.802

$463.685

$537.361

$355.573

5 points
Question 3

10,000,000 is financed with the following plan, One-year term, monthly installments, growth
monthly fee of 1 percent, Financing rate 12% Nominal Month Due. The value
of the first monthly installment is

$816.332

$796.811

$841.667

$939.021
Question 4 5pts

10,000,000 is financed with the following plan, Term of one year, Fixed monthly installments during
the semester, every 6 months the fee increases by 10%, Stepped Gradient, Financing Rate
12% Nominal Month Due. The value of the monthly installment during the first semester is

$898.477

$847.383

$993.431

$932.121

Question 5 5pts

George wishes to acquire a new house, the value of the house is 169,000,000 million.
pesos. Bank A offers to finance up to 70% of the value of the property at a rate of 10%
EA has a maximum term of 120 months and bank B offers you a rate of 0.69% MV for a term
maximum of 108 months and can finance up to 75% of the property's value.

The best option for George to acquire his property is Bank B because it suits him.
monthly installments of 1,535,244.

False

True

5 points
Question 6

Within the amortization systems for paying debts, we find the payment system.
constant to capital

If a loan of 12 million pesos is acquired to be paid in 6 installments

monthly, through the system of constant capital payment, with an interest rate of 1.5%
the value of the installment in month 5 is
 2,030,000

2.060.000

2,090,000

2,120,000

Question 7 5pts

Within the amortization systems for paying debts, we find the payment system.
constant capital

If a loan worth 12 million pesos is acquired to be paid in 6 installments

monthly, through the constant capital contribution system, with an interest rate of 1.5%
the value of the installment in month 3 is

2,090,000

2,120,000

2.060.000

2,030,000

Question 8 5pts

How much will a debt in pesos agreed upon on April 1 for the value of USD 50,000 amount to?
dollars with a rate of 1.1% monthly, if it is planned to be settled at the end of the month,
note that on April 1st, one dollar was paid for $2,650 pesos and the devaluation of the peso
against the dollar is estimated to remain constant at 13.4% E.A.

$ 130,123,654.87

$ 131.493.231,46

$ 136.859.225,58

$ 135.368.657,46
Question 9 5pts

If you acquired a debt of 40,000,000 to be paid in 36 months through installments.

equal monthly payments with a rate of 1.5% per month and decides to make a principal payment of 5,000,000
in month 18, to decrease the payment. The value of the new payment is

$1,315,288

$1.446.096

$1.127.067

$1.196.475

Question 10 5pts

In the financial system, we find different options to repay a loan.

In a loan of $10,000,000 pesos, for 48 months, with an interest rate of 3.6% per month,
moment to cancel the fixed monthly fee No. 24 an extraordinary payment is made not
agreed upon $2,000,000 pesos. If it is decided to continue paying the same fixed monthly installment
initially agreed and reduce the period, the months (approximately) in which it is finished
to cancel the credit are:

10 months

15 months

8 months

12 months

5 points
Question 11

A loan taken out today for an amount of $100,000 was agreed upon for a term of three years and with
the following rates: 6% nominal in arrears for the first year, 12% nominal in arrears
for the second year and 18% nominal per month for the third year. It is concluded that the
the amount of money to be paid at the end of the term is

$136.469
 $143.035

$165.924

$154.724

Question 12 5pts

If you acquired a debt of 40,000,000 to pay it off in 36 months through installments

equal monthly payments with an interest rate of 1.5% per month and decides to make a principal payment of 5,000,000

in month 12, to reduce the time. The number of installments that decreases is

Approximately 13 installments

Approximately 8 installments

Approximately 19 installments

approximately 5 installments

Question 13 5pts

A company that sells agricultural supplies benefits from tax advantages.

finance their clients with 12 fixed monthly installments and a rate of 1% periodic due monthly,
making the payment of the first installment in 6 months. For a loan of $10 million, the installments
they would amount to

$888.487,89

$933.809,70

$625.389,22

$1.123.389,00

Question 14 5pts
An asset is worth 5,000,000 in cash, on credit, it is acquired with the following plan, Term of a
año, Cuota fija mensual,Tasa de financiación del 12% Nominal Mes Vencida, Dos cuotas
extraordinary agreements of 1,000,000 to be paid in month 3 and 1,000,000 to be paid in month 6. The
the amount of the capital repayment or amortization in the seventh installment is

$528.411

$258.411

$285.411

$582.411

Question 15 5pts

An investor deposited their capital at 27% nominal, paid in arrears, and after two years withdrew everything.
accumulated capital and invested it for one year at a nominal rate of 26% with quarterly maturity. Upon maturity,
term, the investor received the sum of $2,743,014.12. It is concluded then that the value of
the initial capital was

$1,350,000

$1.150.000

$1.450.000

$1.250.000

5 points
Question 16

How much should be deposited today in a financial institution that offers 3% compounded monthly?
If at the end of 6 months you want to have gathered $1,800,000?

1.307.500

1,407,500

1,507,500

1,207,500
 5 points
Question 17

If we obtain a return on an investment of 21% E.~(total rate), and in the country where
We have an inflation of 18% per year, which means that we really do not have any profitability.
of 21% E.A., because it still includes inflation; therefore, we must deflate the rate,
that is to say, to discount the effect of inflation to calculate the real return. What would be the
deflated rate?

3.54% EA

2.54% EA

2.55% EA

3.55% EA

Question 18 5pts

How much will a debt in pesos agreed on the first of April for the amount of USD 50,000 amount to?
dollars at a rate of 1.1% monthly, if it is intended to be paid off at the end of the month, having
Note that on April first, one dollar was paid for $2,650 pesos and the devaluation of the peso.
against the dollar is estimated to remain constant at 13.4% A.E.

$136,859,225.58

$ 131.493.231,46

$ 130.123.654,87

$ 135.368.657,46

Question 19 5pts

If I save 100 million pesos today and I am paid an annual interest rate of 7%, I will be able to withdraw every month

perpetually, a fee worth

$832.365,00
 $623.000,00

$1,334,843.32

$565.414,54

5 points
Question 20

An investor planned to accumulate capital over 10 years by opening a savings account today with
$5,000,000 that pays 35% nominal semi-annually in arrears. Due to necessity, he had to withdraw $
2,000,000 at 6 and a half years. The capital saved by the end of the 10 years amounts to
sum of

$ 119.629.162

$ 113.638.528

$ 125.813.527

$100,369,251

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