Scribd
Upload
4 views1 page

Deferred Credit Options and Rates Guide

This document presents the interest factors for deferred credits of different banks and credit card brands in Ecuador. It provides a table with interest factors for terms ranging from 3 months to 36 months for Diners Club, Visa, Mastercard, Discover, and American Express issued by various Ecuadorian banks such as Banco Pichincha, Banco del Pacífico, Banco Guayaquil, and others. It also includes contact numbers for sales authorization with card.

Translated by

ScribdTranslations
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
4 views1 page

Deferred Credit Options and Rates Guide

This document presents the interest factors for deferred credits of different banks and credit card brands in Ecuador. It provides a table with interest factors for terms ranging from 3 months to 36 months for Diners Club, Visa, Mastercard, Discover, and American Express issued by various Ecuadorian banks such as Banco Pichincha, Banco del Pacífico, Banco Guayaquil, and others. It also includes contact numbers for sales authorization with card.

Translated by

ScribdTranslations
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

ESTABLISHMENTS AFFILIATED WITH OWN DEFERRED CREDITS

Affiliated establishments are informed about DEFERRED CREDIT WITH INTEREST as follows:
Pichincha Bank BANK BANK
DINERS BANK
PICHINCHA lesson STORE BGR PACIFIC GUAYAQUIL

DINERS CLUB DINERS CLUB AMEX,


MASTERCARD
FACTORS FACTORS MASTERCARD VISA VISA MASTERCARD
BRAND DISCOVER VISA MASTERCARD VISA VISA VISA VISA Y VISA
PERSONAL CORPORATE CORPORATE CORPORATE CORPORATE Y VISA
PACIFICARD
(In effect since the 29th (Effective since 29 Guayaquil Bank
June 2018 June 2018

DEADLINE FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR FACTOR
3 Months 2.71% 1.89% 2.71% 2.71% 2.71% 1.89% 2.71% 1.89% 2.68% 2.68% 2.68% 1,87% 2.68% 2.68%
4 Months 3,40% 2.37% 3.40% 3.40% 3.40% 2.37% 3.40% 2,37% 3.36% 3.36% 3,36% 2.35% 3.36% 3.36%
5 Months 4.09% 2.85% 4.09% 4.09% 4.09% 2.85% 4.09% 2.85% 4.05% 4.05% 4.05% 2.82% 4.05% 4.05%
6 Months 4.79% 3.34% 4,79% 4.79% 4.79% 3.34% 4.79% 3.34% 4.73% 4.73% 4,73% 3.30% 4.73% 4.73%
9 Months 6.89% 4.79% 6,89% 6.89% 6.89% 4.79% 6.89% 4.79% 6.81% 6.81% 6.81% 4.73% 6.81% 6.81%
10 Months 7.60% 5.28% 7.60% 7.60% 7.60% 5.28% 7.60% 5,28% 7,50% 7.50% 7.50% 5.21% 7.50% 7.50%
12 Months 9.02% 6.26% 9.02% 9.02% 9.02% 6.26% 9.02% 6.26% 8.91% 8.91% 8.91% 6.18% 8,91% 8.91%
15 Months 11.18% 7.75% 11.18% 11.18% 11.18% 7,75% 11.18% 7.75% 11.03% 11.03% 11.03% 7.64% 11.04% 11.03%
18 Months 13.37% 9.24% 13.37% 13,37% 13.37% 9.24% 13.37% 9.24% 13.19% 13,19% 13.19% 9.12% 13,19% 13.19%
24 Months 17.82% 12.28% 17.82% 17.82% 17.82% 12.28% 17.82% 12.28% 17,58% 17.58% 17.58% 12.11% 17.58% 17,58%
36 Months 27.05% 18.51% 27.05% 27,05% 27.05% 18.51% 27,05% 18,51% 26.67% 26.67% 26.67% 18.25% 26,67% 26.67%

Remember that, to make a secure sale, you should always request authorization from the card issuer and require the physical presence of the cardholder and the card.
If you require information, please do not hesitate to contact our authorization centers:

DINERS CLUB PACIFICARD AMERICAN EXPRESS


At the National Level : (02) 2984444 3731490 3730124

Datafast Help Desk: 3730520

Prepared by DATAFAST Approved on February 15, 2019


Version 1.9 Page 1 of 1

You might also like