COMMERCIAL DOCUMENTS

Commercial documents are all the proofs issued in writing in the

that a record is kept of the operations carried out in the commercial activity, of
agreement with generalized uses and customs and the provisions of the law.
RECEIPT
Non-receipt of payment is onecertificatethat serves to certify that it has been
paid for a service or product. There are various types depending on the format, whether it remains
registered, and other characteristics. Receipts are generally issued in duplicate.
The original is delivered to the person who made the payment and the duplicate remains with the one who
receive.

WELL
it is a commercial document, to pay for a product, whether good or service. It can
represent the total or partial payment (immediate discount at the time of purchase for
the amount that appears on the voucher). It is most common for establishments
commercials provide vouchers to their customers to retain them.
CHECK
Uncheck(Anglicism)A check is an accounting document ofvaluein which
the person who is authorized to withdraw money from an account (for example, the account holder),
extend to another person an authorization to withdraw a certain amount of money
from your account as stated in the document, without the presence of the holder
from the bank account.

TRAVELER'S CHECK
Travelers' checks are documents issued by financial institutions that allow
be exchanged for money in another country, or used as a means of payment, and can
They can also be acquired at the currency exchange counters in airports, stations, agencies.
of travel, commercial establishments, and hotels, which will take precautions
necessary and shall respond if payment has been made to the legitimate holder.

CROSS CHEQUE
The check is a document by which an order is given to a bank to pay a certain amount.
amount of money to whoever presents it at the counter. The crossed check is one in which the
that whoever issues it, or whoever holds it, draws two lines on its main face
diagonal parallels that cross the document throughout its vertical extent.
DEBIT NOTE
It is a receipt that a company sends to its customer, notifying them that they have
charged or debited to your account a certain amount or value, for the concept that is
indicate in the same note. This document increases the value of the debt or balance of the
account, whether due to a billing error, late payment interest, or any other reason
circumstance that signifies the increase of a bank account balance.

CREDIT NOTE
It is the receipt that a company sends to its client, with the purpose of
inform the accreditation in your account of a certain amount, for the concept indicated
in the same note. Some cases in which the credit note is used may be due to: damage
of sold products, discounts or price reductions, returns or rebates
special, or correct errors due to overbilling. The credit note decreases the
debt or the balance of the respective account.
PROMISSORY NOTE
The bill of exchange is a document by which a natural or legal person (drawer)
orders another (the drawee) to pay an amount in favor of a third party (the holder or payee),
en una fecha determinada (vencimiento). Las letras de cambio a pagar recogen deudas
what the company has, payment obligations, therefore they belong to the asset base
of liabilities. Its placement in the Balance Sheet will be on the liabilities side within
current creditors, short-term, if they are for one year or less, or in the
non-current creditors if they are more than one year.

PROMISSORY NOTE
The promissory note is one of the most commonly used elements in the commercial field to document
a debt and one of the most effective tools to ensure its future collection.
Based on our experience, we notice that a large majority uses this commercial weapon.
so important, without taking the necessary precautions for its proper filling.
CHANGEABLE BILL
It is a credit title that incorporates the obligation to pay a certain sum of money
within a specified period; at the same time describing the goods that have been
sold as the object of the contract that gives rise to the title. The bill of exchange can
to be protested for lack of acceptance or for lack of payment. In the event of non-acceptance, the
The protest must be raised within two working days following the established deadlines.
for the return of the invoice.

CHECK ENDORSEMENT

The endorsement is the signature on the back of the check (see image) by which the beneficiary endorses it.
transfers the domain, delivers it for collection or constitutes it as collateral. Every endorsement must
to be signed by the person who issues it and the signature made by the mandate of another must
indicate that circumstance.

MONETARY DEPOSIT
The term monetary deposit is used to record the sum of money, whether
in national or foreign currency, received as a deposit to be withdrawn
average of checks from the receiving bank entity. It differs from deposits
savings that cannot be withdrawn by means of checks.

DEPOSIT IN PASSBOOK
they are money deposits that serve as an 'operational support' to centralize operations
usual banking: income, payments, bill direct debits, transfers,
cash withdrawals through ATMs, loan repayments
received, contributions to pension plans, contracting of other services
financial, etc. In practice, both are 'on demand' deposits, which means that their
the holder can withdraw their money in part or in full at any time.
DEBIT CARD
A 'debit card' is understood as any card that allows payments to be made from
money that a person has in a bank checking account, a savings account
the sight or another account at sight.

SAVINGS DEPOSIT
Deposit made in a commercial bank or another authorized financial institution,
Indefinite term that earns interest according to previously established periods (90
days, 6 months, 1 year, etc.). You can rotate on them at any time, but if the
the giro is made before the agreed interest payment period is completed, they stop
to be perceived by the depositor.
SALE ORDER
It is a pro forma invoice or a work order. It can also be used as a
quotation. The sales order has the following characteristics: It can be edited
the data, products, and quantities before being converted into an invoice.

TICKET
Document that is given to the interested person in which it is guaranteed that
has made a delivery or payment for a purchase or for a service, or that
fulfills a certain requirement or has a certain right over something.
CERTIFIED CHECK
At times, the beneficiary of a check needs to be completely sure about
that this document has sufficient funds to be paid by the bank; for
which requests the drawer, who in turn will ask the bank to certify the existence of
these funds. This means that the bank withdraws the amount specified on the check from the
account of the person issuing it, sealing and signing it as proof of guarantee of
that the document will have sufficient funds when the beneficiary presents it
for collection within the established timeframe.

CASHIER'S CHECK
Cashier's checks are issued by a credit institution so that the customer only
can collect them at one of the branches or subsidiaries of that institution. The client delivers
to the bank the amount of money for which it will issue the check and it will be paid in that
same institution or, if applicable, it may be deposited into a beneficiary's account.

CHECK TO THE ORDER: is one where the phrase OR TO THE BEARER has been erased.
prctica suele llamarse cheque cerrado. Debe ser cobrado por la persona a cuya orden
it was extended or to those to whom it has been endorsed, or by the authorized representative of the holder with
sufficient power. General Crossed Check: it is said that a crossed check in
In general, when among its parallel lines placed on the front, it has none.
designation.

LIBRANZA
Libranza is a line of credit for free investment granted to employees or
retirees from companies that have signed an agreement for payroll deduction in which
they commit to deduct monthly from the salaries or payments of their
employees the loan installments and send them to the bank.
ORDINARY INVOICE

It is a mandatory document that serves as proof of a business transaction.

for tax purposes. However, not all invoices are the same. According
to its functions, there are three distinct types of invoices. Among them, the invoice of
the most frequent use is definitely the ordinary invoice.
REMIT
It is the receipt issued by the seller that accompanies the sold goods.
It is a document used in various commercial operations. It is issued by
A seller with the goal of accrediting the shipment of certain goods: when
these arrive at their destination, the recipient must sign the original receipt and return it to
seller.
SALES NOTE
It is the commercial document in which the seller details the goods he has.
sold to the customer, once the customer has accepted the order, the seller issues
the sales note, therefore commits to delivering the order detailed in
the same, the client undertakes to receive them.
DEBIT NOTE
Document by which the debtor is informed of having carried out a
cargo en su cuenta. Se utiliza cuando no es apropiado emitir una factura, como
for example, transfer of an expense or a debt of interest.
CORRECTED INVOICE

It is a document issued to correct an original invoice. Use a

a correcting invoice is mandatory if the original invoice does not meet the requirements or
when an error has occurred in calculating the amounts.
PROFORMA INVOICE
document that specifies the details of a future final invoice. Through the
proforma invoice, the seller commits to providing the products or
services specified at a set price.
PURCHASE ORDER
A purchase order is a written request to a supplier for certain
articles at an agreed price. The request also specifies the terms of
payment and delivery. REMITTANCE The remittance is a document issued by the seller
to document the delivery and/or shipment of goods to the customer.
PURCHASE SETTLEMENT
The Purchase Settlement is a document that certifies the acquisitions that
natural or legal persons, marital partnerships, successions
undivided estates, de facto partnerships, and other collective entities to products and/or
natural persons who aggregate primary products derived from the activity
agriculture and artisanal fishing, of wild products, mining. As long as
these (we reiterate, natural persons).
INVOICE

An invoice is a document that supports the execution of an economic transaction,

which generally involves a sale. In other words, an invoice is the
document through which a selling person can account for,
instrumentalized form, to the commercial sales contract.