e)a & b
78)What is available subsidy
under PMEGP
& urban 15%)
a)Normal category (Rural 25% of project
urban 25%)
b)Speclal category(Rural 35% &
c)35% for all at all centres
d)25% general for all
e)a & b about SARFAESI act- various notices
issued
79)Which out of following Is not correct
bank dues
a)60 days notice to borrower demanding
b)30 days sale notice
c)7 days possession notice of borrower
d)Bank to reply within 15 days to representation
e)None
80)What is not correct about
PNB Sakhi ?
a)incentive scheme for linking self help group to
bank
liknkage of self help
bank as well as self help groups and help in
b)Sakhi is a girl who can be in touch with
groups to bank
communicative skills and writing/reading
c)Minimum educational qualifications is 8"/10" and has
abilility
1000/- per SHG formed and credit linked with the Bank
d) For formation and credit linkage of SHGs: Rs.
e)None Yojna scheme ?
81)What Is extenht of loan in PNB Krishi Bhu Swami
a)10 lacs
b)15 lacs
c)20 lacS
d)25 lacs
e)5 lacs
Savings Fund account within one year from
82) Which out of following is not correct as regards closing
its opening
a) Non Individual account Rs 500/- as penal charges
b) Individuals in Urban/Metro/Semi urban centres Rs 300/
c) Individuals Rural branches Rs 200/
d) Sr Citizen & Pensioner Rs 250
no charges levied.
e)ln case of closure of account due to death of customer, then
83) What is correct about locker operations(free of charges):
a) 24 visits free thereafter Rs 100 per visit
b)24 visits free, thereafter Rs 50/- per visit
c)12 visitis free, therafter Rs 50/- per visit
d)36 visits free, therafter Rs 150/- per visit
e)10 VISITS FREE AND THEAFTER RS10 per visit
84)What Is correct about clean OD to staff-workmen staff ?
a)Sub staff-service 3 years to 5 years(0.50 lacs), 5-12 years(1.00 lacs) & above 12 years(1.50 lacs)
b)Clerical-service 3-5 years(1.00 lacs),5-12 years(2.00 lacs) & above 12 years(3.00 lacs)
c)1.0 lacs for sub staff irrespective of number of years of service
d)3.00 lacs for clerical irrespective of service rendered in number of years
e)a & b
c)in case of illiterate customer, two witnesses required
d)None
e)b & c
106)Which out of following is not correct about Multi Benefit Deposit scheme (MBFD) ?
a) Initial Deposit of Rs. 100/- only. and thereafter in multiples of
Re. 1/- with a max imum amount of Rs. 99, 99, 999
b) Payab le at par at all Branches (on Matur ity)
c) Loan/0verdraft facility available
d) Availabi l ity of premature cancel lation 0R extens ion of term deposit
e)All
107)Which out of following constitution codes is correct ?
a) lndividual -001
bjJoint-002
c)Partnership-009
d)SoleProprietorship-11
e)None
108)Which out of following is step taken by bank on completing 120 years and entering 121" year?
a)121 new ATMS
b)121 new E-lobbies
c)6 villages to be developed/adopted
d)Digital era-Gen Next
e)All
109)Which is not correct about SB Premium account?
a)Minimum QAB Rs 50000/
b) Initial Deposit Rs 500/-(Rural) Rs 1000/-(Others)
c)Penalty for non maintenance of QAB- Rural(75), SU(100) Urban(150) &Metro (200)
d)lnstant credit of cheques upto 25000/
e)None
110)What is correct about PNB Shikshak Account ?
a) Eligibility: Al PermanentTeachers of recognized schools/colleges/educational institute
b) Initial Deposit Nil, QAB NA
c) Sweep In and Out(cut off 15000/-thereafter sweep of Rs 1000)
d) Overdraft of Rs 50000/- or last salary,to those teachers whose salary routed
e)AlI
111) What are guidelinesfor operation &opening of Accounts oflliterate persons?
a) Iiliterate person may be allowed to open joint account with other illiterate person subject to
compliance of KYC norms.
b)But no cheque book to be given if both iliterate
c) An iliterate person may also open joint account with another literate person who is dosely
related to him which wil be operated jointy. No cheque book will however be issued in such
accounts
d)Account cannot be opened at all
e)a,b,c
112)What is not correct about Basic Deposit Account
a) No minimum balance
b) The Saving Fund accOunt may be opened by an INDIVIDUAL singly or jointy, minors of the