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UAE Motor Insurance Policy Schedule

The document is a motor insurance policy schedule for a Mitsubishi Pajero, covering the period from October 18, 2025, to November 17, 2026, with a total premium of AED 1,995. It includes various benefits such as third-party liability, emergency medical expenses, and roadside assistance, along with specific details about the insured vehicle and the policyholder. The policy also outlines coverage limits and conditions for claims related to accidents and damages.
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© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
0% found this document useful (0 votes)
7 views2 pages

UAE Motor Insurance Policy Schedule

The document is a motor insurance policy schedule for a Mitsubishi Pajero, covering the period from October 18, 2025, to November 17, 2026, with a total premium of AED 1,995. It includes various benefits such as third-party liability, emergency medical expenses, and roadside assistance, along with specific details about the insured vehicle and the policyholder. The policy also outlines coverage limits and conditions for claims related to accidents and damages.
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

MOTOR INSURANCE Tokio Must

POLICY SCHEDULE

POLICY NO P-100-1006-2025-35811
MITSUBISHI PAJERO
PERIOD OF INSURANCE

FROM 18/10/2025 Color BROWN


TO 17/11/2026
Engine Capacity 3.5 L

Policy Type Tokio Must No. of Cylinders 6 Cylinder

Quote Issue 07/10/2025 Seating Capacity 7

Premium 1,900.00 Manufacture Year 2010

VAT 5% 95 Date of First Reg. 18/08/2010

Total payable (AED) 1,995.00 Place of Reg. DUBAI

Excess 0 Chassis No. JMYLRV95WAJ711397

Engine No. 6G74XC0248

Plate No. 77583

FAISAL PALLIKA TCF No. 11984125


CHALIL KAMAL
INSURED NAME Vehicle Trim GLS
PUTHIYETH
MOULOTH Vehicle Type

Vehicle Use OTHERS


Date Of Birth 10/04/1979
Hire Purchase
Claim Free Years 3
PO Box / Emirate Body Type SUV

Email [Link]@[Link]
Phone 0507770544
Insured Value (AED) AED 22,300.00
Residential Address Dubai
Place Of Birth
Nationality Indian
Emirates ID/
784-1979-4292051-9
Trade Lic No

TABLE OF BENEFITS (PLEASE REFER TO THE MOTOR POLICY WORDINGS FOR MORE INFORMATION) ‫ﻳﺎﺍﻟﻤﺰﺍ ﻭﻝﺟﺪ‬

Third Party Limit for 3,000,000 Third Party Limit for Off Road Cover for ✓ Off Road Cover for 4WD Hire Car Benefit ✓ Hire Car Benefit
Property Damage Property Damage 4WD Vehicles Vehicles (Excluding (applicable if stated in (applicable if stated in
(Excluding Safari Safari Activities) your schedule) - 15 your schedule) - 15
Activities)
Days during policy Days during policy
Excess Deductible in ✓ Excess Deductible in period with Max limit period with Max limit
case of Flood/Rain case of Flood/Rain AED 100 per day AED 100 per day
Third Party Liability to ✓ Third Party Liability to
water/Earthquake/Hail water/Earthquake/Hail Non Owned Cars Non Owned Cars
storm damage: storm damage:
Maximum amount as Maximum amount as No Claim Discount ✓ No Claim Discount
per Unified Motor per Unified Motor
Unauthorised Driver for ✓ Unauthorised Driver for
Policy Wordings of Policy Wordings of
Own Damage Own Damage
UAE of Schedule UAE of Schedule
Unlimited Third Party ✓ Unlimited Third Party
No.(3) will apply No.(3) will apply
Liability for Bodily Liability for Bodily
Loss or Damage to the ✓ Loss or Damage to the Injury Injury
Insured Vehicle (As per Insured Vehicle (As per
Fire and Theft Cover ✓ Fire and Theft Cover the Insured Value the Insured Value
Legal Liablity to ✓ Legal Liablity to
Emergency Medical 3,000 Emergency Medical Family Members and Family Members and
Motor Garage and/or ✓ Motor Garage and/or Passengers Passengers
Expenses Expenses Valet parking Valet parking

Natural Disaster cover ✓ Natural Disaster cover


Loss of Personal 2,500 Loss of Personal Geographical Area UAE Geographical Area
Belongings Belongings as per Unified Motor as per Unified Motor
Policy Wordings of Policy Wordings of
UAE UAE
Self Authorisation 1,000 Self Authorisation Geographical Area for ✓ Geographical Area for
Repairs Repairs Oman (Own Damage) Oman (Own Damage) ✓
Riot, Strike and Civil Riot, Strike and Civil
Commotion Commotion
New Car replacement ✗ New Car replacement Personal Accidents Personal Accidents
AED
(Brand new vehicles (Brand new vehicles Benefits - Driver (As per 200,000 Benefits - Driver (As per ✓
only) only) National Ambulance National Ambulance
Endorsement No.1) Endorsement No.1)

24hrs Roadside Side ✓ 24hrs Roadside Side Personal Accidents Personal Accidents Agency Repairs (from ✗ Agency Repairs (from
AED
Assistance: AAA cover Assistance: AAA cover Benefits - Passengers 200,000 Benefits - Passengers the date of first the date of first
: 600 50 8181 : 600 50 8181 (As per Endorsement (As per Endorsement registration as Brand registration as Brand
No.1) No.1) New) New)

Waiver of Excess for WAVIED Waiver of Excess for


Windscreen Damage ONCE Windscreen Damage

Tokio Marine & Nichido Fire Insurance Co. Ltd Al Futtaim Development Services [Link] Tokio Marine reserve the right to decline any Proposal
Agents for UAE
MOTOR INSURANCE Tokio Must
POLICY SCHEDULE

‫ ﺃﻭ‬،‫ ﻋﺎﻣًﺎ‬25 ‫ﺍﻟﺴﺎﺋﻘﻴﻦ ﺍﻟﺬﻳﻦ ﺗﻘﻞ ﺃﻋﻤﺎﺭﻫﻢ ﻋﻦ‬ ‫ﻳﺘﻌﻴﻦ ﻋﻠﻰ‬ — ‫ﻭﺍﻟﻤﺒﺘﺪﺋﻮﻥ‬ ‫ﺍﻟﺴﺎﺋﻘﻮﻥ ﺣﺪﻳﺜﻮ ﺍﻟﺴﻦ‬ .١
.‫ ﺗﻮﺿﻴﺢ ﺫﻟﻚ ﻓﻲ ﺍﺳﺘﻤﺎﺭﺓ ﻃﻠﺐ ﺗﺄﻣﻴﻦ ﺍﻟﻤﺮﻛﺒﺔ‬،‫ ﺷﻬﺮًﺍ‬12 ‫ﺗﻘﻞ ﻋﻦ‬ ‫ﻳﻤﺘﻠﻜﻮﻥ ﺧﺒﺮﺓ ﻓﻲ ﺍﻟﻘﻴﺎﺩﺓ‬
‫ ﺍﻹﺻﻼﺣﺎﺕ ﻓﻲ ﻣَﺮﺍﺋِﺐ ﻃﻮﻛﻴﻮ ﻣﺎﺭﻳﻦ ﺍﻟﻤﻌﺘﻤﺪﺓ — ﺳﻨﺪﻓﻊ ﻣﻘﺎﺑﻞ ﺇﺻﻼﺡ ﻣﺮﻛﺒﺘﻚ ﻓﻲ ﻭﺍﺣﺪﺓ ﻣﻦ ﻭﺭﺷﻨﺎ‬.٢
1. ‫ﺍﻟﺘﺄﻣﻴﻨﻴﺔ‬ Young‫ﺍﻟﺘﻐﻄﻴﺔ‬
and Novice ‫ ﻧﻄﺎﻕ‬Drivers
‫ —ﻳﻘﻊ ﺿﻤﻦ‬Drivers ‫ﻭﻗﻮﻉ ﺣﺎﺩﺙ‬ ‫ﻓﻲ ﺣﺎﻝ‬
below the ‫ﺍﻟﻤﺘﺤﺪﺓ‬
age of 25 ‫ﺍﻟﻌﺮﺑﻴﺔ‬
or with‫ﺍﻹﻣﺎﺭﺍﺕ‬
less than‫ﺍﻟﻤﻌﺘﻤﺪﺓ ﺩﺍﺧﻞ ﺩﻭﻟﺔ‬
12 months‫ ﺷﺮﻛﺔ‬driving
‫ﺍﻟﺜﺎﻟﺚ ﻣﻦ‬experience
‫ﺗﺄﻣﻴﻦ ﺍﻟﻄﺮﻑ‬ need‫ﻭﺛﻴﻘﺔ‬ ‫ ﺫﻟﻚ ﻋﻠﻰ‬on
to be declared ‫ﻳﻨﻄﺒﻖ‬ ‫ ( ﻻ‬.‫ﺍﻟﺨﺎﺻﺔ ﺑﻚ‬
the proposal form. ‫ﺑﻮﻟﻴﺼﺔ ﺍﻟﺘﺄﻣﻴﻦ‬ ‫ﺑﻤﻮﺟﺐ‬
.)‫ﻃﻮﻛﻴﻮ‬
2. Repairs at Tokio Marine Approved Panel Garages — We will pay for your vehicle to be
‫ ﺍﻟﺘﻌﺎﻭﻥ‬at
repaired ‫ﻣﺠﻠﺲ‬ one‫ﺩﻭﻝ‬ ‫ﻟﻤﻮﺍﺻﻔﺎﺕ‬
of our approved ‫ﻭﻓﻘًﺎ‬workshops
،‫ﺣﺎﻟﺔ ﺟﻴﺪﺓ‬within ‫ﺳﻴﺎﺭﺗﻚ ﻓﻲ‬the UAE‫ﺗﻜﻮﻥ‬ ‫ﻳﺘﻌﻴﻦ ﺃﻥ‬
following — ‫ﺍﻟﺴﻴﺎﺭﺓ‬
an accident covered ‫ ﻣﻮﺍﺻﻔﺎﺕ‬.٣
under your policy.
‫ ﻭﻟﻢ‬،‫ﺍﻟﻤﺘﺤﺪﺓ‬ ‫( ﺍﻟﻌﺮﺑﻴﺔ‬Not‫ﺍﻹﻣﺎﺭﺍﺕ‬
applicable
‫ﻓﻲ ﺩﻭﻟﺔ‬ for Tokio
‫ ﻣﻌﺘﻤﺪ‬Third ‫ ﻣﺤﻠﻲ‬Party
‫ ﺗﺎﺟﺮ‬Policy).
‫ ﻭﺃﻥ ﻳﻜﻮﻥ ﻗﺪ ﺟﺮﻯ ﺷﺮﺍﺅﻫﺎ ﻷﻭﻝ ﻣﺮﺓ ﻣﻦ‬،‫ﺍﻟﺨﻠﻴﺠﻲ‬
3.‫ﺗﺤﺘﻮﻱ‬
Vehicle‫ﺃﻻ‬Specification
‫ﻳﺘﻌﻴﻦ‬ ‫— ﻛﻤﺎ‬ .‫ﺍﻟﻤﺼﻨﻌﺔ‬
Your vehicle‫ ﻟﻠﺸﺮﻛﺔ‬is ‫ﺍﻷﺻﻠﻴﺔ‬ ‫ ﺍﻟﻤﻮﺍﺻﻔﺎﺕ‬as‫ﻣﻦ‬per
in good condition, ‫ﺗُﻐﻴﺮ‬GCC ‫ﺍﻟﺴﻴﺎﺭﺓ‬ ‫ﺗﻌﺪﻳﻼﺕ ﻋﻠﻰ‬
specifications and ِ‫ﺗﺠﺮ‬
‫ﺗﻘﺮﻳﺮ‬purchased
first ‫ﺑﺎﻟﺴﻴﺎﺭﺓ ﻓﻲ‬from an ‫ﺍﻟﻤﻠﺤﻖ‬
UAE‫ﺍﻟﻀﺮﺭ‬ ‫ﺗﻔﺼﻴﻞ ﻋﻼﻣﺎﺕ‬dealer.
local authorized ‫ﻭﻳﺠﺐ‬
The.‫ﺍﻟﺸﺎﺳﻴﻪ‬
vehicle has ‫ ﻓﻲ‬not‫ﺇﺻﻼﺣﺎﺕ‬
been‫ﺃﻳﺔ‬modified ‫ﺍﻟﺴﻴﺎﺭﺓ ﻋﻠﻰ‬
from the manufacturer original specifications. .)‫ﺍﻟﻌﺮﺑﻴﺔ ﺍﻟﻤﺘﺤﺪﺓ‬The vehicle ‫ﺍﻹﻣﺎﺭﺍﺕ‬do ‫ﺑﺪﻭﻟﺔ‬
not have ‫ﺍﻟﻤﺮﻭﺭ‬ any‫ﺇﺩﺍﺭﺍﺕ‬
Chassis
‫ﺍﻟﺼﺎﺩﺭ ﻋﻦ‬ repairs( ‫ﻓﺤﺼﻬﺎ‬
and damage remarks mentioned on the Vehicle Inspection Report (Issued by the UAE Traffic
‫ ﺍﻟﺴﺎﺋﻖ‬.‫ ﺃ‬:)‫ ﺍﻟﺰﻳﺎﺩﺓ ﻣﺒﻠﻎ ﺍﻟﺘﺤﻤﻞ ( ﻻ ﺗﻨﻄﺒﻖ ﻋﻠﻰ ﻭﺛﻴﻘﺔ ﺗﺄﻣﻴﻦ ﺍﻟﻄﺮﻑ ﺍﻟﺜﺎﻟﺚ ﻣﻦ ﺷﺮﻛﺔ ﻃﻮﻛﻴﻮ‬.٤
Authorities).
‫ﻳﺘﻜﺒَّﺪ ﺍﻟﺴﺎﺋﻖ ﺃﻭ ﺍﻟﻤﺆﻣﻦ ﻟﻪ‬ ،‫ ﻋﺎﻣًﺎ‬25 ‫ ﻓﻲ ﺣﺎﻝ ﻛﺎﻥ ﺍﻟﺴﺎﺋﻖ ﻓﻲ ﻭﻗﺖ ﻭﻗﻮﻉ ﺍﻟﺤﺎﺩﺙ ﺃﻗﻞ ﻣﻦ‬:‫ﺻﻐﻴﺮ ﺍﻟﺴﻦ‬
4. Additional
‫ ﻓﻲ ﺟﺪﻭﻝ‬Excess‫( ﺍﻟﻤﺬﻛﻮﺭﺓ‬Not‫ﺍﻟﺘﺤﻤﻞ‬applicable
‫ ﺇﻟﻰ ﻣﺒﻠﻎ‬for Tokio Third
‫ﺑﺎﻹﺿﺎﻓﺔ‬ Party‫ﻣﺒﻠﻎ‬Policy):
،‫ﺍﻟﻤﻄﺎﻟﺒﺔ‬ ‫ ﻣﻦ‬٪10 a. ‫ﺗﺒﻠﻎ‬
Young‫ﺇﺿﺎﻓﻴﺔ‬
Driver: ‫ُﻞ‬Ifّ‫ﺗﺤﻤ‬ the‫ﻧﺴﺒﺔ‬
Driver at the time of the accident
‫ ﻣﻦ ﻣﺒﻠﻎ‬٪15 ‫ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﺃﻭ ﺍﻟﺴﺎﺋﻖ ﺃﻭﻝ‬ is below‫ ﻳﺘﻜﺒَّﺪ‬25 years,
:‫ ﺍﻟﻤﺼﻨﻊ‬an ‫ﻓﻲ‬ additional
‫ ﺍﻟﻤﻌﺪﻟﺔ‬deductible
‫ ﺍﻟﻤﺮﻛﺒﺎﺕ‬.‫ﺏ‬of.‫ﺍﻟﺘﺄﻣﻴﻦ‬10% of ‫ﺑﻮﻟﻴﺼﺔ‬ the
claim amount shall be paid by the Driver or the Insured over and above the excess stated
‫ ﺍﻟﻤﺮﻛﺒﺎﺕ ﺍﻟﻤﻌﺪّﻟﺔ ﺧﺎﺭﺝ‬.‫ ﺝ‬.‫ﺑﻮﻟﻴﺼﺔ ﺍﻟﺘﺄﻣﻴﻦ‬ ‫ﺑﺎﻹﺿﺎﻓﺔ ﺇﻟﻰ ﻣﺒﻠﻎ ﺍﻟﺘﺤﻤﻞ ﺍﻟﻤﺬﻛﻮﺭﺓ ﻓﻲ ﺟﺪﻭﻝ‬ ،‫ﺍﻟﻤﻄﺎﻟﺒﺔ‬
on the Policy Schedule. b. Factory Modified Vehicles: The Insured or the Driver shall pay the
‫ﺍﻟﻤﺬﻛﻮﺭﺓ‬
first 15%‫ﺍﻟﺘﺤﻤﻞ‬ ‫ﺇﻟﻰ ﻣﺒﻠﻎ‬
of the claim amount‫ﺑﺎﻹﺿﺎﻓﺔ‬ ،‫ﺍﻟﺘﻌﻮﻳﺾ‬
in addition to the‫ﻣﺒﻠﻎ‬ standard‫ ﻣﻦ‬٪20 ‫ﺍﻟﺴﺎﺋﻖ ﺃﻭﻝ‬
policy excess‫ﺃﻭ‬stated ‫ﺍﻟﻤﺆﻣﻦ ﻟﻪ‬
on ‫َﺪ‬the
ّ‫ ﻳﺘﻜﺒ‬Policy
:‫ﺍﻟﻤﺼﻨﻊ‬
:)‫ﺃﻭ ﺃﻛﺜﺮ‬c.‫ﺍﺳﻄﻮﺍﻧﺎﺕ‬
Schedule. Non Factory ‫ ﺑﺜﻤﺎﻥ‬Modified
‫ﻣﺮﻛﺒﺔ ﺗﻌﻤﻞ‬ ‫ ﺫﻟﻚ ﺃﻱ‬The
Vehicles: ‫ﺑﻤﺎ ﻓﻲ‬ ( ‫ﺍﻟﺮﻳﺎﺿﻴﺔ‬
Insured or the‫ﺍﻟﺴﻴﺎﺭﺍﺕ‬
Driver shall .‫ ﺩ‬.‫ﺍﻟﺒﻮﻟﻴﺼﺔ‬
pay the first ‫ﻓﻲ ﺟﺪﻭﻝ‬
20%‫ﺟﺪﻭﻝ‬of‫ﻓﻲ‬ the ‫ﺍﻟﻤﺬﻛﻮﺭﺓ‬
amount ‫ﺍﻟﺘﺤﻤﻞ‬ ‫ﺑﺎﻹﺿﺎﻓﺔ ﺇﻟﻰ ﻣﺒﻠﻎ‬
of compensation in addition‫ﺍﻟﻤﻄﺎﻟﺒﺔ‬ ‫ ﻣﻦ ﻣﺒﻠﻎ‬٪policy
to the standard 15 ‫ﺃﻭﻝ‬excess‫ ﺍﻟﺴﺎﺋﻖ‬stated
‫ﺍﻟﻤﺆﻣﻦ ﻟﻪ ﺃﻭ‬on the ‫ﻳﺘﻜﺒَّﺪ‬
PolicySchedule. d. Sports Car.‫ﺍﻟﺮﺑﺎﻋﻲ‬ (including ‫ﺍﻟﺪﻓﻊ‬any‫ﺳﻴﺎﺭﺍﺕ‬
vehicle ‫ﻋﻠﻰ‬ with ‫ﺗﻨﻄﺒﻖ‬
8 or more ‫ﺍﻹﺿﺎﻓﺔ ﻻ‬
cylinders):‫ﻭﻫﺬﻩ‬The
.‫ﺍﻟﺘﺄﻣﻴﻦ‬
Insured ‫ﺑﻮﻟﻴﺼﺔ‬
or the Driver‫ﻣﺴﺘﺤﻘﺔ ﻋﻠﻰ‬shall pay the first
‫ﺿﺮﺍﺋﺐ‬ ‫ﺩﻓﻊ ﺃﻱ‬15%‫ﻋﻠﻰ‬ of the ‫ﻭﻳﻮﺍﻓﻖ‬claim‫ﻟﻪ‬amount in addition
‫ﻳﻘﺒﻞ ﺍﻟﻤﺆﻣَّﻦ‬ — ‫ﺍﻟﻤﻀﺎﻓﺔ‬ to the ‫ﺍﻟﻘﻴﻤﺔ‬
standard ‫ﺿﺮﻳﺒﺔ‬policy‫ ﺑﻨﺪ‬.٥
excess stated on the Policy Schedule. This is not applicable to 4WDs.
‫ﻳﺘﻮﺍﻓﻖ‬ ‫ ﻭﺑﻤﺎ‬،‫ﺍﻟﻀﺮﻳﺒﺔ ﺍﻟﻤﻄﺒﻘﺔ ﻋﻠﻰ ﻣﺒﻠﻎ ﺍﻟﺘﺤﻤﻞ ﺣﻴﺜﻤﺎ ﺍﻧﻄﺒﻘﺖ‬ ‫ ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ‬،‫ﺑﻮﻟﻴﺼﺔ ﺍﻟﺘﺄﻣﻴﻦ ﻫﺬﻩ‬
5.
‫ ﻻ‬Value
‫ ﺍﻟﻤﺜﺎﻝ‬Added
‫ ﺳﺒﻴﻞ‬Tax ‫( ﻋﻠﻰ‬VAT)
‫ﻓﻲ ﺫﻟﻚ‬Clause — The ‫ﺍﻟﻌﺮﺑﻴﺔ‬
‫ ﺑﻤﺎ‬،‫ﺍﻟﻤﺘﺤﺪﺓ‬ insured accepts
‫ﺩﻭﻟﺔ ﺍﻹﻣﺎﺭﺍﺕ‬ and ‫ﻓﻲ‬agrees to pay any
‫ﺍﻟﻤﻌﻤﻮﻝ ﺑﻬﺎ‬ taxes‫ﺍﻟﻘﻮﺍﻧﻴﻦ‬
‫ﻭﺍﻟﻠﻮﺍﺋﺢ‬ due ‫ﻣﻊ‬
on‫ﻣﻦ‬this‫ُﺮﺳَﻠﺔ‬policy
‫ﺿﺮﻳﺒﻴﺔ ﻣ‬ including‫ﻓﺎﺗﻮﺭﺓ‬tax on the policy
‫ﺗﺎﺭﻳﺦ ﺃﻱ‬ ‫ﻋﻤﻞ ﻣﻦ‬ excess
‫ﻋﺸﺮﺓ ﺃﻳﺎﻡ‬where applicable,
‫ﻏﻀﻮﻥ‬ ‫ ﻓﻲ‬،‫ﺍﻟﻤﻀﺎﻓﺔ‬in compliance
‫ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ‬ with the ،‫ﺍﻟﺤﺼﺮ‬
laws and regulations applicable in the United Arab Emirates, including, but not limited to,
‫ﺍﻟﻤﺘﻔﻖ‬ ‫ ﺃﻭ ﻭﻓﻘًﺎ ﻟﺸﺮﻭﻁ ﺍﻻﺋﺘﻤﺎﻥ‬،‫ ﺃﻭ ﻣﻦ ﻭﻛﻴﻠﻬﺎ ﺍﻟﻤﻌﺘﻤﺪ ﺇﻟﻰ ﺍﻟﻤﺆﻣَّﻦ ﻟﻪ‬،‫ﺷﺮﻛﺔ ﻃﻮﻛﻴﻮ ﻣﺎﺭﻳﻦ ﺃﻭ ﻧﻴﺎﺑﺔ ﻋﻨﻬﺎ‬
value added tax ("VAT"), within ten working days of the date of any tax invoice sent from or
.‫ﻋﻠﻴﻬﺎ‬
on behalf of Tokio Marine or its approved agent, to the Insured or, as per agreed credit
‫ﻤُﺆﻣِّﻦ‬In
terms. ‫ ﻟﻠ‬the‫ﻳﺠﻮﺯ‬event
،‫ﺍﻟﻤﺤﺪﺩ‬ ‫ﺍﻟﻮﻗﺖ‬applicable
of the ‫ﺍﻟﺘﺄﻣﻴﻦ ﻓﻲ‬tax arising ‫ ﺑﻮﻟﻴﺼﺔ‬from ‫ ﻋﻦ‬the
‫ﺍﻟﻨﺎﺷﺌﺔ‬
policy‫ﺍﻟﻤﻄﺒﻘﺔ‬
not being ‫ﺍﻟﻀﺮﻳﺒﺔ‬
paid on ‫ﺩﻓﻊ‬time, ‫ﻋﺪﻡ‬the
‫ﻭﻓﻲ ﺣﺎﻟﺔ‬
Insurer
‫ﻣﻦ ﻭﻗﺖ‬may ‫ ﺑﻬﺎ‬cancel the Policy,
‫ﻟﻮﺍﺋﺢ ﻣﻌﻤﻮﻝ‬ ‫ﻗﻮﺍﻧﻴﻦ ﺃﻭ‬provided
‫ًﺎ ﻣﻊ ﺃﻳﺔ‬such‫ ﻣﺘﻮﺍﻓﻘ‬cancellation
‫ﻳﻜﻮﻥ ﻫﺬﺍ ﺍﻹﻟﻐﺎﺀ‬ is in accordance
‫ ﺷﺮﻳﻄﺔ ﺃﻥ‬،‫ﺍﻟﺘﺄﻣﻴﻦ‬ with any laws ‫ﺇﻟﻐﺎﺀ‬
‫ﺑﻮﻟﻴﺼﺔ‬
or regulations in place from time to time. Cancellation .‫ ﺍﻟﻤُﺆﻣِّﻦ‬of the Policy
‫ﻟﺘﻘﺪﻳﺮ‬ ‫ﺍﻟﺘﺄﻣﻴﻦ‬is at‫ﺑﻮﻟﻴﺼﺔ‬
the discretion
‫ﻭﻳﺨﻀﻊ ﺇﻟﻐﺎﺀ‬of the .‫ﻵﺧﺮ‬
Insurer.
‫ﺍﻟﺴﺎﺑﻘﺔ ﻓﻲ ﻭﻗﺖ‬ ‫ ﺧﺼﻢ ﻋﺪﻡ ﻭﺟﻮﺩ ﻣﻄﺎﻟﺒﺔ — ﻳُﻘﺪَّﻡ ﺇﺛﺒﺎﺕ ﻋﻠﻰ ﻋﺪﻡ ﻭﺟﻮﺩ ﻣﻄﺎﻟﺒﺔ ﻣﻦ ﺷﺮﻛﺔ ﺍﻟﺘﺄﻣﻴﻦ‬.٦
6. No Claim Discount — Proof of No Claim‫ﻭﺟﻮﺩ‬
.‫ﻣﻄﺎﻟﺒﺔ‬ Letter‫ ﻋﺪﻡ‬from
‫ ﺑﺨﺼﻢ‬the‫ﺍﻟﻤﻘﺘﺮﻧﺔ‬
previous‫ﺍﻟﺘﺄﻣﻴﻦ‬ Insurance‫ﺑﻮﻟﻴﺼﺔ‬Company ‫ﺍﻟﺤﺼﻮﻝ ﻋﻠﻰ‬
to be provided at the time of purchasing the policy with no claim discounts.
‫ ﺗﺸﻜﻞ ﺟﺰﺀ‬،‫ ﺃﻭ ﺟﻬﺎﺯ‬،‫ ﺃﻭ ﺃﺩﺍﺓ‬،‫ ﺃﻭ ﻣﻌﺪﺍﺕ‬،‫ﺃﻭ ﺃﻱ ﻣﻠﺤﻖ‬/‫ ﻣﻌﺪﺍﺕ ﺍﻟﻤﺮﻛﺒﺔ — ﺍﺳﺘﺨﺪﺍﻡ ﺃﻭ ﺗﺸﻐﻴﻞ ﻣﺮﻛﺒﺔ ﻭ‬.7
7. Tool of Trade — Use or operation of a vehicle and/or any attachment, equipment, tool or
apparatus which forms part of the vehicle, but only .‫ﺍﻟﻤﺼﻤﻢ ﻟﻬﺎ‬
whilst‫ﺑﺎﻟﻨﺸﺎﻁ‬
engaged ‫ﺃﻭ ﺍﻟﻘﻴﺎﻡ‬in‫ﺍﻟﻤﺸﺎﺭﻛﺔ‬ ‫ﻭﻟﻜﻦ ﻓﻘﻂ ﺃﺛﻨﺎﺀ‬its
and undertaking ،‫ﻣﻦ ﺍﻟﻤﺮﻛﺒﺔ‬
designed activity.

YOURS FAITHFULLY,

AL-FUTTAIM DEVELOPMENT SERVICES COMPANY (AGENTS)


TOKIO MARINE NICHIDO & FIRE INSURANCE CO., LTD.

AUTHORIZED SIGNATORY

DUBAI OFFICE ABU DHABI OFFICE


[Link] 152, Office #302-305, Unit-101, ADCP Building
Single Business Tower, Business Bay, (opp. Al Masraf H.O)
Sheikh Zayed Road, Dubai, UAE @TokioMarineUAE Hamdan Street, Abu Dhabi, UAE
Tel: +971 4 3502 777 Tel: +971 2 6432 290

Tokio Marine & Nichido Fire Insurance Co. Ltd Al Futtaim Development Services [Link] Tokio Marine reserve the right to decline any Proposal
Agents for UAE

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