Financial Insights for Unorganized Workers
Financial Insights for Unorganized Workers
is job? Do you have a bank account? Do you know about government financial schemes for
Have
unorganized
you ever received
sector money or benefits from any government
Do you savescheme?
money regularly? Do you have any kind of insurance (health, life, accident)?
Have you received any financial help in emergencies Do
(like
you
illness
knoworabout
accident)?
pension schemes for unorganized
Have
workers?
you ever taken a loan from a bank or cooperative?
Was it easy to get the loan? Do you depend on private moneylenders for loans? Do you feel financial benefits provided are enough? What is the biggest financial difficulty you face? ( Email
e.g., health
address
expenses, children’s
What education,
is your approximate
irregular income,
yearly
Whatetc.)
is
income?
your approximateColumn
yearly household
16 expense?
Small and Micro Enterprises 1–5 years Yes Maybe No Yes Yes No Maybe Yes Yes No Yes House Loan Emi baburaomordi65@[Link]
Above ₹3,00,000 ₹50,000 – ₹1,00,000
Other Less than 1 year Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes No sarveshkpotdar11@[Link]
Less than ₹50,000 Less than ₹50,000
Other 1–5 years Yes No Yes No Yes No Yes No Yes Yes Children aryasalunke333@[Link]
₹50,000 – ₹1,00,000 Less than ₹50,000
Other Less than 1 year Yes Yes No Yes Yes No Yes No No No No Inflation 15sumukhkakad@[Link]
Less than ₹50,000 Less than ₹50,000
Other Less than 1 year No No No No No No Maybe No No No No Health expenses sohamc560@[Link] ₹50,000 – ₹1,00,000 ₹50,000 – ₹1,00,000
Other Less than 1 year No No No No No No No No No No No Expenses sohamc22@[Link] Less than ₹50,000 Less than ₹50,000
Other Less than 1 year No No Yes No No No No No No No No Household expenses sohamc5@[Link] Less than ₹50,000 Less than ₹50,000
Agricultural Workers Less than 1 year Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Nothing rasikjogale2845@[Link]
₹50,000 – ₹1,00,000 ₹1,00,000 – ₹2,00,000
Other Less than 1 year Yes No Yes Yes No No Maybe No No No No Health Expenses adwaitgaikwads@[Link]
Above ₹3,00,000 Above ₹3,00,000
Small and Micro Enterprises Less than 1 year Yes Yes No Yes Yes No No No No No Yes N/A neerajguram2004@[Link]
₹50,000 – ₹1,00,000 Less than ₹50,000
Other Less than 1 year Yes No No Yes Yes No No Yes Yes No No All expenses, irregular income etc.... abhishekshirke4738@[Link]
Less than ₹50,000 Less than ₹50,000
Other 1–5 years Yes Yes No Yes Yes No No No No No No . Agjbcztp@[Link] ₹2,00,000 – ₹3,00,000 ₹1,00,000 – ₹2,00,000
Small and Micro Enterprises 1–5 years Yes Maybe No Yes Yes Yes No Yes No No Yes Irregular income rahul1257@[Link] Less than ₹50,000 ₹50,000 – ₹1,00,000
Small and Micro Enterprises 1–5 years Yes No Maybe Yes No Yes Yes No No No No Health joshiviraj73@[Link] ₹1,00,000 – ₹2,00,000 ₹2,00,000 – ₹3,00,000
Other Less than 1 year Yes Maybe Yes Yes Yes No Yes Yes Yes Yes Yes Irregular income arya232004@[Link] Less than ₹50,000 Less than ₹50,000
Other Less than 1 year Yes No Maybe No Yes No Yes Yes No Yes No Children's education joshrahul0506@[Link] ₹3,00,000 ₹1,00,000 – ₹2,00,000
Other Less than 1 year Yes Maybe No Yes Yes No Maybe No No No No Education paritanule@[Link] ₹2,00,000 – ₹3,00,000 ₹50,000 – ₹1,00,000
Other Less than 1 year Yes Yes Maybe Yes Yes No Maybe No No No No No thitemrunmayee98@[Link]
Less than ₹50,000 ₹50,000 – ₹1,00,000
Other Less than 1 year Yes Maybe No No No No Maybe No No No No Health and education atharvanaringrekar@[Link]
₹1,00,000 – ₹2,00,000 ₹1,00,000 – ₹2,00,000
Other Less than 1 year Yes Yes Yes No Yes No Yes No No No No Household expenses aartidongre16@[Link] ₹3,00,000 ₹50,000 – ₹1,00,000
Casual and Daily Wage Laborers Less than 1 year No Yes No No No No No No No No No Yes hunteradi2510@[Link]₹50,000 – ₹1,00,000 ₹50,000 – ₹1,00,000
Small and Micro Enterprises 1–5 years Yes Yes No Yes No No No No No Yes No children's education tejalnandanwar.2005@[Link]
Less than ₹50,000 Less than ₹50,000
Casual and Daily Wage Laborers 1–5 years Yes No No Yes Yes Yes No No Yes No No health expenses siddheshghole1025@[Link]
₹1,00,000 – ₹2,00,000 Less than ₹50,000
Casual and Daily Wage Laborers Less than 1 year Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Health expenses rajaskanade1902@[Link]
Less than ₹50,000 Less than ₹50,000
Other Less than 1 year Yes Yes No Yes Yes Yes Yes No Yes No Yes None ojas.warang1496@[Link]
₹1,00,000 – ₹2,00,000 ₹50,000 – ₹1,00,000
Small and Micro Enterprises Less than 1 year Yes Maybe No Yes No No Yes Yes Yes No No Health expenses siddhimore828@[Link]
₹1,00,000 – ₹2,00,000 ₹50,000 – ₹1,00,000
Other Less than 1 year Yes No No Yes Yes No Maybe Yes Yes No No Education bhaktilahane33@[Link]
Above ₹3,00,000 ₹1,00,000 – ₹2,00,000
Other Less than 1 year Yes Yes No Yes Yes Yes Yes No Yes No Yes Education samarthanandrao116@[Link]
Above ₹3,00,000 ₹1,00,000 – ₹2,00,000
Other 1–5 years Yes No No Yes Yes No Maybe No No No No Health expenses shreyadolass23@[Link]
Less than ₹50,000 Less than ₹50,000
Other 1–5 years Yes No No Yes Yes No No No Yes No No Education Expenses [Link]@[Link]
Less than ₹50,000 Above ₹3,00,000
Other Less than 1 year No No No No No No No No No No No Nothing prathamjet@[Link] Less than ₹50,000 Less than ₹50,000
Other More than 5 years Yes No No Yes Yes No No Yes Yes No No Home loan [Link]@[Link] ₹50,000 – ₹1,00,000 Less than ₹50,000
Other Less than 1 year Yes No No Yes No No No No No No Yes Irregular income ujjwalashtekar@[Link]₹50,000 – ₹1,00,000 Less than ₹50,000
Other Less than 1 year Yes Yes No Yes No No Maybe No No No No Emergency needs khairarpita06@[Link] ₹1,00,000 – ₹2,00,000 Less than ₹50,000
Casual and Daily Wage Laborers Less than 1 year No No No Yes No No No No No No No irregular income kunaljad456@[Link] Less than ₹50,000 Less than ₹50,000
Small and Micro Enterprises Less than 1 year Yes Yes Yes Yes No No Yes Yes Yes No Yes Irregular income and lack of funds to expand the business
tssarnaik02@[Link] Above ₹3,00,000 ₹2,00,000 – ₹3,00,000
Small and Micro Enterprises Less than 1 year Yes Yes No Yes No No Yes No No No Yes Education kolambesahil@[Link]₹1,00,000 – ₹2,00,000 ₹50,000 – ₹1,00,000
Other More than 5 years Yes Maybe Yes Yes Yes Yes No Yes No No No Health expenses kshitijajoshj06@[Link]₹2,00,000 – ₹3,00,000 ₹1,00,000 – ₹2,00,000
Small and Micro Enterprises 1–5 years Yes Yes No Yes Yes No Maybe No No No Yes Savings money kamblesakshu114@[Link]
Less than ₹50,000 Less than ₹50,000
Other 1–5 years Yes No No Yes No Yes No No Yes No Yes Health kkddmm1144@[Link] ₹3,00,000 ₹2,00,000 – ₹3,00,000
Agricultural Workers 1–5 years Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Nothing's kamblesakshiii114@[Link]
Less than ₹50,000 Less than ₹50,000
Casual and Daily Wage Laborers More than 5 years Yes Yes Yes Yes Yes Yes Maybe Yes No Yes Yes Children's education sunitakamble24@[Link]
Less than ₹50,000 Less than ₹50,000
Agricultural Workers Less than 1 year Yes No No Yes No No No No No No Yes Education sahiljadav18161@[Link]
Less than ₹50,000 Less than ₹50,000
Other Less than 1 year Yes No Maybe Yes Yes Yes Yes No No Yes Yes Irregular income dipaligotpagar18@[Link]
Less than ₹50,000 Less than ₹50,000