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Future Payment Methods: Pros and Cons

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0% found this document useful (0 votes)
138 views3 pages

Future Payment Methods: Pros and Cons

Uploaded by

qanitakamila20
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

DISCUSSION TEXT

1. Definition

A discussion text is a type of text that presents arguments for and against an issue. It
explores different points of view before coming to a conclusion or recommendation. The
main purpose is to discuss a problem fairly and provide balanced opinions.

2. Social Function

* To present at least two sides of an issue (pros and cons).

* To give readers or listeners information about different perspectives.

* To help the audience think critically and make their own judgment.

3. Generic Structure

1. Issue

* Introduces the topic or problem that will be discussed.

* Often presented in the form of a question or statement.

* Example: *“Will digital payment replace cash in the future?”*

2. Arguments for (Pros)

* Presents reasons supporting the issue.

* Example: *Digital payments are fast, practical, and safe.*

3. Arguments against (Cons)

* Presents reasons opposing the issue.

* Example: *Not everyone has access to smartphones or stable internet.*

4. Conclusion / Recommendation

* Summarizes the discussion.

* May state the writer’s own position (agree/disagree) or suggest a balanced view.

* Example: *Digital payment will dominate, but cash should still exist.*
4. Language Features

* Simple Present Tense (e.g., Digital payment is convenient.)

* Connectives for argumentation:

* Pros: firstly, moreover, in addition, supporters argue that…

* Cons: however, on the other hand, opponents believe that…

* Modal verbs: can, may, might, should, will.

* Technical terms** related to the topic: digital wallets, cybercrime, biometric system.

* Impersonal style: avoids personal pronouns (*I, you*), prefers neutral tone.

5. Example of Discussion Text Topic

* Should homework be banned?

* Is online learning better than face-to-face learning?

* Will robots replace human workers in the future?

* Should plastic bags be banned?

6. Key Point for Students

When writing or analyzing a discussion text, always:

1. Identify the issue.

2. Separate the arguments for and against.

3. Look at the connectors that signal pros/cons.

4. Read the conclusion carefully—does the writer take a side or stay neutral?
DISCUSSION TEXT

Future Method of Payment

Nowadays, people use various methods of payment such as cash,


debit cards, credit cards, and digital wallets. With the rapid development of
technology, many people wonder what the future method of payment will
look like.

On one side, some argue that the future of payment will be


completely digital. They believe that mobile wallets, cryptocurrency, and
even biometric payment using fingerprints or facial recognition will replace
traditional cash. This method is considered faster, more efficient, and safer
since people do not need to carry money physically. It also supports global
transactions without borders.

On the other side, others believe that traditional payment will still
exist. They argue that not everyone has access to advanced technology,
especially in rural or developing areas. Technical issues such as internet
failure, system breakdown, or cybercrime can also cause big problems if
digital payment is the only option. Therefore, cash and simple payment
methods should remain available as a backup.

In conclusion, the future method of payment is likely to become


more digital and technology-based. However, traditional methods might
still play a role to ensure inclusivity and security. The best future payment
system should combine both modern innovation and accessibility for all
people.

Common questions

Powered by AI

Traditional payment methods might still play a role in future payment systems to ensure inclusivity and security. While digital payment offers many advantages like speed and efficiency, not everyone has access to advanced technology, and issues like internet failure and cybercrime remain challenges. Therefore, maintaining cash and simple payment methods as a backup ensures accessibility for all people and provides a safety net against technical issues .

The discussion text recommends a combined payment system to address the differing needs and ensure that the benefits of modern innovation do not exclude individuals without access to advanced technology. This hybrid approach enhances inclusivity, mitigates the risk of digital-only solutions, and maximizes security while enabling convenience and efficiency in transactions .

Potential risks of relying solely on digital payments include the lack of access to advanced technology for some demographics, particularly in rural or developing areas. Other risks involve technical issues such as internet failures, system breakdowns, or cybercrime, which could lead to significant problems if digital payment is the only option available .

Transitioning to a fully digital payment system requires overcoming challenges such as ensuring widespread access to technology, particularly in rural or underdeveloped areas, mitigating risks of internet failures and system breakdowns, and addressing cybersecurity threats. Developing robust infrastructure and policies to protect against cybercrime, as well as implementing educational programs for technology adoption, are also critical elements that need to be addressed .

A discussion text can support the concept of global transactions without borders through arguments for digital payment systems. These systems, like mobile wallets and cryptocurrencies, facilitate faster, more efficient international transactions by eliminating the need for physical money and enabling seamless cross-border operations, thus promoting global accessibility .

The language features of discussion texts, such as the use of simple present tense, connectives for argumentation, and modal verbs, help maintain a neutral and formal tone. By avoiding personal pronouns and using technical terms, the text remains objective and focused on delivering a balanced argument, supporting its purpose to fairly discuss and present multiple viewpoints on an issue .

'Connectives for argumentation' in discussion texts help to clearly differentiate and transition between opposing viewpoints, organizing the flow of arguments. They allow the writer to present a structured argument by linking points logically and emphasizing the relationship between supporting and opposing statements, thereby clarifying the argument's progression for the reader .

Discussion texts ensure a neutral tone by avoiding personal pronouns and using an impersonal style, which removes any personal bias. This approach, coupled with objective language using simple present tense and technical terms, focuses on presenting information rather than opinions, maintaining objectivity and allowing the reader to form their own conclusions .

The primary social function of a discussion text is to present at least two sides of an issue, providing information about different perspectives to help the audience think critically and make their own judgment .

Having both pros and cons in a discussion text is important because it ensures a balanced view that allows the audience to critically analyze an issue from multiple perspectives before forming their own opinion .

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