Group Assignment
Money Banking and Financial Markets
IPM 03, Semester V
Submission deadline: 24th September (5:45 PM)
Objective: To analyse and compare institutional design, market development, and regulatory
frameworks influence financial stability and growth of one developed and one emerging
nation.
Guidelines
● Group Size (8 Members). The group will be divided into two each of four members.
● Country Allocation - Each sub-group will focus on one country’s financial system
(one developed vs. one emerging country.
● Data to be downloaded from World Bank, IMF databases.
● Word Limit: 5,000–8,000 words (including appendices).
● Plagiarism beyond the permissible Institute limits is not allowed.
Aspects to be Compared (for each country)
1. Overview of Financial System
o Bank-based vs. Market-based economy
o Size & structure (banks, capital markets, insurance, fintech)
2. Capital Markets
o Stock exchanges, bond markets, derivatives
o Market capitalization as % of GDP (Data to be extracted and plotted into a
graph)
o Liquidity & investor participation (domestic vs. foreign)
3. Financial Inclusion & Innovation
o Access to banking (account penetration, mobile money)
o Fintech adoption (Example: UPI in India, PayPal in US)
4. Regulatory Framework
o Regulators (e.g., SEC, FCA, SEBI, BaFin, CBIRC)
o Reforms & financial stability mechanisms
5. Recent Trends & Challenges
o Impact of global crises (2008, COVID-19, interest rate hikes)
o Current issues (shadow banking, ESG finance, digital currencies)
Detailed Report Structure
Section A: Introduction (2–3 pages)
● Purpose & scope of comparison
● Methodology (data sources, indicators chosen)
Section B: Country Profiles (3–4 pages)
● Overview of financial system
● Key strengths & weaknesses
● Data tables (GDP, banking sector size, stock market capitalization, FDI inflows, etc.)
Section C: Comparative Analysis (6–7 pages)
● Bank-based vs. Market-based systems
● Developed vs. Emerging economies
● Role of regulation & policy in shaping financial systems
● Comparative data tables & charts
Section D: Lessons & Recommendations (3–4 pages)
● Best practices India can adopt
● Policy implications for emerging economies
Section E: Conclusion (1–2 pages)
● Key similarities, differences, and global outlook
Deliverables
1. Comprehensive Report (15-20 pages)
2. Comparative Tables & Charts (Bank assets % of GDP, Stock market size, FII inflows,
financial inclusion index, etc.)
Grading (Weightage)
25
Country-level analysis (clarity & depth)
%
30
Comparative insights (cross-country synthesis)
%
Use of data (tables, graphs, empirical 15
evidence) %
15
Analytical thinking and originality
%
Report quality (structure, citations, 15
presentation) %