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UK Tax Rates and Allowances 2024-2025

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0% found this document useful (0 votes)
7 views5 pages

UK Tax Rates and Allowances 2024-2025

Uploaded by

albuflasahessa
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© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as DOCX, PDF, TXT or read online on Scribd

EXAMINABLE DOCUMENTS – Exams in June 2024 to March 2025 Taxation – United

Kingdom (TX-UK)

TAX RATES AND ALLOWANCES

The following tax rates and allowances are to be used in answering the questions. This document will be available in
the exam.
Income tax

Normal Dividend
rates rates

Basic rate £1 - £37,700 20% 8.75%


Higher rate £37,701 - £125,140 40% 33.75%
Additional rate £125,141 and over 45% 39.35%

Savings income nil rate band - Basic rate taxpayers £1,000


- Higher rate taxpayers £500
Dividend nil rate band £1,000

A starting rate of 0% applies to savings income where it falls within the first £5,000 of taxable income.

Personal allowance

£
Personal allowance 12,570
Transferable amount 1,260
Income limit 100,000

Where adjusted net income is £125,140 or more, the personal allowance is reduced to zero.

Residence status

Days in UK Previously resident Not previously resident


Less than 16 Automatically not resident Automatically not resident
16 to 45 Resident if 4 UK ties (or more) Automatically not resident
46 to 90 Resident if 3 UK ties (or more) Resident if 4 UK ties
91 to 120 Resident if 2 UK ties (or more) Resident if 3 UK ties (or more)
121 to 182 Resident if 1 UK tie (or more) Resident if 2 UK ties (or more)
183 or more Automatically resident Automatically resident

Child benefit income tax charge


Where income is between £50,000 and £60,000, the charge is 1% of the amount of child benefit received for every £100 of
income over £50,000

Property Income

100% of property income finance costs are subject to basic rate restriction.

Car benefit percentage


The relevant base level of CO2 emissions is 55 grams per kilometer.
The percentage rates applying to petrol-powered motor cars (and diesel-powered
motor cars meeting the RDE2 standard) with CO2 emissions up to this level are:

51 grams to 54 grams per kilometer 15%


55 grams per kilometer 16%

The percentage for electric-powered motor cars with zero CO2 emissions is 2%.

For hybrid-electric motor cars with CO2 emissions between 1 and 50 grams range
of the motor car is relevant:

Electric range
130 miles or more 2%
70 to 129 miles 5%
40 to 69 miles 8%
30 to 39 miles 12%

Less than 30 miles 14%

Car fuel benefit

The base figure for calculating the car fuel benefit is £27,800.

Company van benefits


The company van benefit scale charge is £3,960, and the van fuel benefit is £757. Vans producing zero
emissions have a 0% benefit.

Individual savings accounts (ISAs)


The overall investment limit is £20,000.

Rent a room relief


The rent a room relief limit is £7,500

Pension scheme limits


Annual allowance £40,000
Minimum allowance £4,000

Income limit £240,000

Lifetime allowance £1,073,100

The maximum contribution which can qualify for tax relief without any earnings is £3,600

Approved mileage allowances: cars

Up to 10,000 miles 45p


Over 10,000 miles 25p

Cash basis

Revenue limit £150,000

Capital allowances: rates of allowance


Plant and machinery
Main pool 18%
Special rate pool 6%

Motor cars
New motor cars with zero CO2 emissions 100%
Second hand cars with zero CO2 emissions 18%
CO2 emissions between 1 and 50 grams per kilometer 18%
CO2 emissions over 50 grams per kilometer 6%

Annual investment allowance


Rate of allowance 100%
Expenditure limit £1,000,000

Structures and buildings allowance


Straight line allowance 3%

Cap on income tax reliefs


Unless otherwise restricted, reliefs are capped at the higher of £50,000 or 25% of income.

Corporation tax

Financial Year 2021 2022 2023


small profit
rate N/A N/A 19%
Main rate 19% 19% 25%

£
Lower limit N/A N/A 50,000.00
£
Upper Limit N/A N/A 250,000.00
Standard
fraction N/A N/A 3/200

Marginal Relief

(upper limit-Augmented profits)* standard fraction*(total taxable profit/augmented


profit)

Quarterly installments
Profit threshold £1,500,000

Value added tax (VAT)

Standard rate 20%


Registration limit £85,000
Deregistration limit £83,000

Penalty for late VAT payments:


Days late Penalty
up to 15 days None
16 to 30 days 2%
More than 30 4% plus a 4% daily
days penalty
Inheritance tax: tax rates
Nil rate band £325,000
Residence nil rate band £175,000
Rate of tax on excess – Lifetime rate 20%
– Death rate 40%

Inheritance tax: taper relief


Years before death: Percentage reduction

More than 3 but less than 4 years 20%


More than 4 but less than 5 years 40%
More than 5 but less than 6 years 60%
More than 6 but less than 7 years 80%

Capital gains tax: tax rates

Normal Residential
rates property
Lower rate 10% 18%
Higher rate 20% 28%

Annual exempt amount £6,000

Capital gains tax: business asset disposal relief and investors’ relief

Lifetime limit – business asset disposal relief £1,000,000


- investors’ relief £10,000,000

Rate of tax 10%

National insurance contributions

Class 1 Employee £1 − £12,570 per year Nil


£12,570 − £50,270 per year 12.00%
£50,271 and above per year 2%
Class 1 Employer £1 − £9,100 per year Nil
£9,101 and above per year 13.8%
Employment allowance £5,000

Class 1A 13.8%

Class 2 £3.45 per week


Small profits threshold £12,570
Class 4 £1 − £12,570 per year Nil
£12,571 − £50,270 per year 9%
£50,271 and above per year 2%

Rates of interest (assumed)


Official rate of interest 2.25%
Rate of interest on underpaid tax 6.5%
Rate of interest on overpaid tax 3%

Standard penalties for errors

Taxpayer behaviour Maximum penalty Minimum penalty - Minimum penalty -


unprompted prompted disclosure
disclosure
Deliberate and 100% 30% 50%
concealed
Deliberate but not 70% 20% 35%
concealed
Careless 30% 0% 15%

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