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Capital First Loan Against Property Guide

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7 views1 page

Capital First Loan Against Property Guide

Uploaded by

abhinandankaur
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd

Capital First

LAP
Programs:
 Balance Transfer
 Repayment Track Record
 Debt Consolidator
 Banking Surrogate Product
 Gross Margin Product
 Normal Income Program

FOIR/DBR: They allow maximum FOIR OF 100% under LAP but under GTP Program it is
70%.

Property: They consider Self Occupied Residential Property, Self Occupied Commercial
Property, Rented Property, leased residential & commercial property and Industrial
Property.

Tenure: The tenure of loan is up to 15 years.

Rate of Interest: The Rate of Interest is lies in 13-14%.

Amount of Loan & LTV: - Maximum LTV in case of Self Employed Residential property is
65% and 55 % in case of Self Occupied commercial property and rented property and 50% in
case of industrial property. The maximum amount of loan is 10 crores.

Approved Entities:-Individuals, Self Employed, Salaried.


Capital first is an NBFC which majorly deals in Loan against Property. Their major part of
revenue comes from mortgages. Their major programs are Balance transfer and Repayment
Track Record apart from this they have three other programs.

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