DATA INPUT SHEET

Preference for sponsoring agency of the project to Bank: (mark √ )

1.1 Name of the Applicant/Institution
Sagar Suresh Mali
1.1 Name of the Father/Spouse
Suresh Anna Mali
2 Gender Male √ Female
3 Address of the Proposed location of Unit: Rural Urban √
Vakhar Bhag, Miraj
Sangli
Taluka/Block: Miraj
District: Sangli Pin: 416410
State: Maharashtra
Email: sm790061@[Link] Mobile: 8668490220

4 Qualification
Academic Technical
10th Pass Mandap Decorator

5 Whether the applicant belongs to (mark √)

Ex- Service Hill Boarder
SC ST PHC Minority General
man Area

Manu-
Whether the
√
Service
6 facturing
project (mark √) Unit
Unit
8 Name of the project / business activity proposed :
Test 1

Legal Status:

Land 500

BUILDING DETAILS
Particulars Area Rate/[Link] Amount in Rs.
Shop 500 400.00 200000.00
0.00
0.00
0.00
0.00
0.00
0.00

MACHINERY DETAILS
Particulars Qty. Rate Amount in Rs.
Machinery 3 67500.00 202500.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total 202500.00

d. Preliminary & Pre-operative Cost : 166000.00

e. Furniture & Fixtures : 289650.00

f. Contingency/Others/Miscellaneous : 158625.00

Working Capital : 614275.00

 Means of Financing

Own Contribution : 5%
Bank Finance : 95%
Margin Money (Govt. Subsidy) : 25%

DETAILS OF SALES
Rate/ Qantity Amount in Rs.
Particulars of Products
Unit
Mandap and Decoration Receipt 40000.00 47 1880000.00
0.00
0.00
0.00
0.00
0.00
0.00

Total 1880000.00

RAW MATERIALS
Particulars Unit Rate/Unit Reqd. Unit Amount In Rs.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 0.00

WAGES
No. of Wages Per Month Amount in Rs.
Particulars
Worker Total Month 12
Wages 6 3000.00 216000.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 6 216000.00

SALARY DETAILS
No. of Wages Per Month Amount in Rs.
Particulars
Staff Total Month 12
Salary 2 7000.00 168000.00
0.00
0.00
0.00
0.00
Total 2 168000.00

WORKING CAPITAL ESTIMATE

Element of Working Capital No. of Days
4500 10

Stock in process 10

Finished goods 10

Receivable by 10

POWER ESTIMATE
Power Requirement 200

Repair and Maintanance 12.00% Rs. 23157.00

Power and Fuel 13.00% Rs. 25634.00

Other Overhead Expenses 14.00% Rs. 57153.00

Telephone Expenses 15.00% Rs. 5864.00

Stationery & Postage 12.00% Rs. 3289.00

Advertisement & Publicity 11.00% Rs. 4000.00

Building Rent Rs. 36000.00

Other Miscelleneous Expenditure 9.00% Rs. 129849.00

Rate of Interest 11.00%

Depreciation
On Building 12.00%
On Machinery 1.00%
INTRODUCTION
Bags are used in day to day life in almost all countries for packaging of variety of articles. Skybag
manufacturing industry consists of large number of units of the small scale and cottage industry
sector and is highly labour intensive providing job to millions of people. It draws its major raw
material fabric cloth from the decentralized powerloom sector thus giving substance to a large
number of weavers engaged there in. The fabric used is of cotton, linen. Bags of various
constructions are used largely in the transportation and storage of dry chemicals and other
variety of consumer items. The choice of which type of bag should be made with reference to the
cost/benefit ratio pertaining to the intended applications. To some degree, bags can be custom
made for a particular product. Shipment & transportation of hazardous materials in bags must be
according to the regulations. Bags must have sufficiently strength & tear and snag resistance.
Cotton bags are available with variety of and also special finishes . They may also be printed for
the brand specification and for the decorative purposes by variety of colourful matters.

ABOUT THE PROMOTER

The promoter is reported to have good financial standing presently. The Promoters is
actively associated with the implementation of the project. Promoter is over all in
charge of the working of the unit.
 PROJECT AT A GLANCE - TOP SHEET
1 Name of the Entreprenuer Sagar Suresh Mali

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name Suresh Anna Mali

4 Unit Address : Vakhar Bhag, Miraj,

Sangli
Taluk/Block: Miraj
District : Sangli
Pin: 416410 State: Maharashtra
E-Mail : sm790061@[Link]
Mobile 8668490220
5 Product and By Product

6 Cost of Project : Rs. 10,48,502

Name of the project / business
Test 1
activity proposed :
7 Means of Finance
Term Loan Rs. 9,96,077.00
KVIC Margin Money Rs. should not exceed 10 lakhs Project cost under Service Industry
Own Capital Rs. 52425.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 8

13 Power Requirement : 200

14 Major Raw materials : ,,

15 Estimated Annual : Rs. 1880000.00

Sales Turnover

PMEGP Project Report Page 1

 DETAILED PROJECT REPORT
1 INTRODUCTION :

Bags are used in day to day life in almost all countries for packaging of variety of articles. Skybag manufacturing
industry consists of large number of units of the small scale and cottage industry sector and is highly labour intensive
providing job to millions of people. It draws its major raw material fabric cloth from the decentralized powerloom
sector thus giving substance to a large number of weavers engaged there in. The fabric used is of cotton, linen. Bags
of various constructions are used largely in the transportation and storage of dry chemicals and other variety
consumer items. The choice of which type of bag should be made with reference to the cost/benefit ratio pertaining
the intended applications. To some degree, bags can be custom made for a particular product. Shipment
transportation of hazardous materials in bags must be according to the regulations. Bags must have sufficiently
strength & tear and snag resistance. Cotton bags are available with variety of and also special finishes . They may also
be printed for the brand specification and for the decorative purposes by variety of colourful matters.

2 ABOUT THE PROMOTER :

The promoter is reported to have good financial standing presently. The Promoters is
actively associated with the implementation of the project. Promoter is over all in
charge of the working of the unit.

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 500 Own

b. Workshed Area [Link] Rate in Rs. Amt. In Rs.

Shop 500 300.00 150000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 150000.00

C. Machinery Qty. Rate Amount in Rs.

Machinery 3 67500.00 202500.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 202500.00

PMEGP Project Report Page 2

 d. Preliminary & Pre-operative Cost : Rs. 166000.00

e. Furniture & Fixtures : Rs. 289650.00

f. Contingency/Others/Miscellaneous : Rs. 158625.00

Total Capital Expenditure : Rs. 966775.00

Working Capital : Rs. 81727.00

Total Cost Project : Rs. 1048502.00

3.1 Means of Financing :

Own Contribution 5% Rs. 52425.00

Bank Finance : 95%

Term Loan Rs. 918436.00
Working Capital Rs. 77641.00

Total Rs. 996077.00

should not exceed 10 lakhs

Margin Money (Govt. Subsidy) 25% Rs. Project cost under Service
Industry
Margin Money Subsidy received will be kept in term deposit as per norms of
CMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
11.00%
1st 918436 0 918436 101028
2nd 918436 183687 734749 101028
3rd 734749 183687 551062 80822
4th 551062 183687 367374 60617
5th 367374 183687 183687 40411
6th 183687 183687 0 20206
7th 0 183687 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
11.00%
1st 77641 0 77641 8541
2nd 77641 15528 62113 8541
3rd 62113 15528 46585 6832
4th 46585 15528 31056 5124
5th 31056 15528 15528 3416
6th 15528 15528 0 1708
7th 0 15528 0 0
8th 0 0 0 0

PMEGP Project Report Page 3

 3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 12.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 150000 132000 116160 102221 89954
Depreciation 18000 15840 13939 12266 10795
Closing Balance 132000 116160 102221 89954 79160
MACHINERY @ 1.00%
Opening Balance 202500 200475 198470 196486 194521
Depreciation 2025 2005 1985 1965 1945
Closing Balance 200475 198470 196486 194521 192575
TOTAL DEPRECIATION
Workshed 18000 15840 13939 12266 10795
Machinery 2025 2005 1985 1965 1945
Total 20025 17845 15924 14231 12740

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0
Mandap and Decoration Receipt 40000.00 47 1880000.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 1880000.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 1316000 1504000 1692000 1692000 1692000

5 Rawmaterials :
Particulars Unit Rate/unit [Link] Amount in Rs.
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 0.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Wages 6 3000.00 216000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 6 216000.00

5.2 Repairs and Maintenance : Rs. 23157.00

PMEGP Project Report Page 4

 5.3 Power and Fuel : Rs. 25634.00

5.4 Other Overhead Expenses : Rs. 57153.00

6 Administrative Expenses :
6.1 Salary
Salary 2 7000.00 168000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 2 168000.00

6.2 Telephone Expenses 5864.00

6.4 Stationery & Postage 3289.00

6.5 Advertisement & Publicity 4000.00

6.6 Workshed Rent 432000.00

6.7 Other Miscellaneous Expenses 129849.00

Total 743002.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 0 0 0 0 0
Wages 151200 172800 194400 194400 194400
Repairs & Maintenance 16210 18526 20841 20841 20841
Power & Fuel 17944 20507 23071 23071 23071
Other Overhead Expenses 40007 45722 51438 51438 51438
Administrative Expenses
Salary 168000 168000 168000 168000 168000
Postage Telephone Expenses 4105 4691 5278 5278 5278
Stationery & Postage 2302 2631 2960 2960 2960
Advertisement & Publicity 2800 3200 3600 3600 3600
Workshed Rent 432000 432000 432000 432000 432000
Other Miscellaneous Expenses 90894 103879 116864 116864 116864
Total: 925462 971957 1018451 1018451 1018451
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 1880000.00

Manufacturing Expenses
Raw Material 0.00
Wages 216000.00
Repair & Maintenance 23157.00
Power & Fuel 25634.00
Other Overhead Expenses 57153.00

Production Cost 321944.00

Administrative Cost 743002.00
Manufacturing Cost 1064946.00

PMEGP Project Report Page 5

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
4500 10 Material Cost 0.00

Stock in process 10 Production Cost 10731.00

Finished goods 10 Manufacturing Cost 35498.00

Receivable by 10 Manufacturing Cost 35498.00

Total Working Capital Requirement Per Cycle 81727.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 1316000 1504000 1692000 1692000
1316000 1504000 1692000 1692000
Manufacturing Expenses
Rawmaterials 0 0 0 0
Wages 151200 172800 194400 194400
Repairs & Maintenance 16210 18526 20841 20841
Power & Fuel 17944 20507 23071 23071
Other Overhead Expenses 40007 45722 51438 51438
Depreciation 20025 17845 15924 14231
Production Cost 245386 275400 305674 303981
Administrative Expenses
Salary 168000 176400 185220 194481
Postage Telephone Expenses 4105 4691 5278 5278
Stationery & Postage 2302 2631 2960 2960
Advertisement & Publicity 2800 3200 3600 3600
Workshed Rent 432000 432000 432000 432000
Other Miscellaneous Expenses 90894 103879 116864 116864
Administrative Cost 700101 722802 745922 755183
Interest on Bank credit @ 11%
Term Loan 101028 101028 80822 60617
Working Capital Loan 8541 8541 6832 5124
Cost of Sale 1055056 1107770 1139250 1124905
Net Profit Before Tax 260944 396230 552750 567095
Less Tax 0.00 0.00 0.00 0.00
Net Profit 260944 396230 552750 567095

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 260944 396230 552750 567095
Add :
Depreciation 20025 17845 15924 14231
TOTAL - A 280969 414075 568674 581327
Payments :
On Term Loan :
Interest 101028 101028 80822 60617
Installment 0 183687 183687 183687
On Working Capital
Interest 8541 8541 6832 5124
TOTAL - B 109568 293256 271342 249428
D.S.C.R = A/B
2.56 1.41 2.10 2.33
Average D.S.C.R

PMEGP Project Report Page 6

 9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 52425 52425 52425 52425
Profit 260944 396230 552750 567095
Term Loan 918436 918436 734749 551062
Working Capital Loan 77641 77641 62113 46585
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
1309446 1444732 1402037 1217166
ASSETS :
Gross Fixed Assets : 642150 622125 604280 588356
Less : Depreciation 20025 17845 15924 14231
Net Fixed Assets 622125 604280 588356 574125
Preliminary & Pre-Op. Expenses 166000 124500 93375 70031
Current Assets 77641 77641 62113 46585
Cash in Bank/Hand 609680 762811 751567 596457
Total 1309446 1444732 1402037 1217166

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 260944 396230 552750 567095
Add : Depreciation 20025 17845 15924 14231
Term Loan 918436 918436 734749 551062
Working Capital Loan 77641 77641 62113 46585
Promoters Capital 52425 0 0 0
Total 1329471 1410152 1365535 1178973

Total Fixed Capital Invested 966775

Repayment of Term Loan 0 183687 183687 183687

Repayment of WC Loan 0 15528 15528 15528
Current Assets 77641 77641 62113 46585
Total 77641 276856 261328 245800

Opening Balance 0 1251830 2385126 3489333

Surplus 1251830 1133295 1104207 933173
Closing Balance 1251830 2385126 3489333 4422506

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 821154 841674 842668 830031
Variable Cost 253926 283940 312506 309105
Total Cost 1075081 1125615 1155174 1139136

Sales 1316000 1504000 1692000 1692000

Contribution (Sales-VC) 1062074 1220060 1379494 1382895

B.E.P in % 77.32% 68.99% 61.09% 60.02%

Break Even Sales in Rs. 1017480 1037554 1033563 1015560

Break Even Units 25 26 26 25

Current Ratio 0.71 0.25 0.22 0.18

Net Profit Ratio 19.83% 26.35% 32.67% 33.52%

PMEGP Project Report Page 7

 This Project Report has been prepared based on the data furnished by the entrepreneur whose details are
given in the application.
Place : Sangli
Date: 6/Mar/24
Prepared by :
Full Name : SAGAR SURESH MALI

Signature of the Beneficiary

PMEGP Project Report Page 8

 should not exceed 10 lakhs Project cost under Service Industry

PMEGP Project Report Page 9

 manufacturing
intensive
powerloom
Bags
of
to
&
sufficiently
also

PMEGP Project Report Page 10

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