Naveen Kumar S N
+91 9972453290
nknaveen22@[Link]
PROFILE AND STRENGTHS
Competent & diligent professional, exposure across Operations, Customer Relationship
Business Development, Key Accounts, Sales & Marketing.
Dexterity in formulating and implementing Operations and Business Development strategies
and ensuring profitability of organization & employees. Diligent and resourceful professional
with hands on expertise in devising measures for enhancing Operational Efficiency.
Pivotal in setting up Promotional Campaigns while achieving Revenue, CASA, Business
Growth Objectives while top line and bottom line profitability.
Excellent management skill with proven ability to work accurately and quickly prioritize
coordinate and consolidate tasks, resilient with a high level of personal integrity and energy
experience.
Core Competencies
◆ Retail Branch Banking Analysis ◆ Business Operations
◆ Client Relationship Management ◆ Sales & Marketing
◆ Key Account Management ◆ Products Analysis and Distributions
◆ Revenue Generation & Business Growth ◆ New Business & Cross Selling
◆ Accountability & Administrations ◆ Receipt & Payments Payables
◆ Staff Management ◆ Sales Promotions & Analytical
PROFESSIONAL EXPERIENCE
1) Organization :- Equitas Small Finance Bank Ltd
Designation :- Manager 1– Retail Branch Banking
Job Role :- Service and Operations Manager (Branch Operations Head)
Duration :- 26 Aug 2022 to Still on service
Responsibilities
Cross Selling of Investment Bank products
Handling and processing of gold loan account opened at branch level Processing of new
bank account with in FTR standards prescribed by the bank
Maintaining of cash limit with in the CRL. Cash Loading, Servicing, Reconciliation of
the ATM on a daily basis processing customer request within the specified time
Monitoring Daily reconciliation of various office accounts. Responsible for monitoring
all records and maintaining the registers. Cash payment and receive at the counter. To
ensure timely payment to the customer at the counter
Monitoring of returns and Referrals. Timely remittance of funds to our central account.
Monitoring Daily reconciliation of various office accounts. Monitoring Daily
reconciliation of various office accounts
Monitoring inward & outward CTS clearing, tallying of cheques received
Management of Receivables or Payables. Other Bank Reconciliation Monitoring Clearing
before presentation in outward clearing
Handling team with 4 members
Achievements :-
Achieved the set targets with respect to liabilities and assets.
TPP all contest was qualified and certification was given by National Head.
Received Star service Excellence Awards month on month.
Month on Month Branch service Excellence Award.
2) Organization :- Cauvery Auto Drivers and Owners Souharda Pattina
Sahakari Niyamita
Designation :- Branch Manager – Co-operative Society
Job Role :- Branch Head
Duration :- 14 Oct 2019 to 24 Aug 2022
Responsibilities
Monitoring the all loans and recovery of loans in time
Monitoring of CASA accounts and inflow of funds and FD
Handling team with 20 members
Achievement in all the target which was assigned by the Management
◆Monitoring Daily reconciliation of various office accounts. Responsible for monitoring all
records and maintaining the registers.
Cash payment and receive at the counter
To ensure timely payment to the customer at the counter
Monitoring inward & outward CTS clearing, tallying of cheques received, Management of
Receivables or Payables
Other Bank Reconciliation Monitoring Clearing before presentation in outward clearing
Handling and processing of loans account opened at branch level. Processing of new bank
account with in prescribed by the organization
Achievements :-
Achieved the set targets with respect to liabilities and Assets
All loans target achievement
3) Organization :- Axis Bank Ltd
Designation :- Deputy Manager – Retail Branch Banking
Job Role :- Customer Service Officer
(Affiliating Branch Operations Manager for 1 year)
Duration :- 07 Mar 2014 to 09 Oct 2019
Responsibilities
Cross Selling of Investment Bank products
Handling and processing of gold loan account opened at branch level Processing of new
bank account with in FTR standards prescribed by the bank
Handling of retail FOREX transactions which includes issuance/ loading/Reloading
travel currency card and processing of retail outward remittance and D-Mat account
Maintaining of cash limit with in the CRL. Cash Loading, Servicing, Reconciliation of
the ATM on a daily basis processing customer request within the specified time
Monitoring Daily reconciliation of various office accounts. Responsible for monitoring
all records and maintaining the registers. Cash payment and receive at the counter. To
ensure timely payment to the customer at the counter
Monitoring of returns and Referrals. Timely remittance of funds to our central account.
Monitoring Daily reconciliation of various office accounts. Monitoring Daily
reconciliation of various office accounts
Monitoring inward & outward CTS clearing, tallying of cheques received
Management of Receivables or Payables. Other Bank Reconciliation Monitoring Clearing
before presentation in outward clearing
Handling team with 4 members
Achievements :-
◆Achieved the set targets with respect to liabilities and assets
◆TPP all contest was qualified and certification was given by National Head
Organization :- Joined for competitive examination
Duration :- Jan-2013 to Feb-2014
I was going training to IBPS and Company Secretary Course and mean while I was applying
for Private sector Bank and write exam at Axis Bank joined as Assistant Manager for banking
operation for the year 2014.
4) Organization :- Times VPL Ltd
Designation :- Executive – Media Department
Job Role :- Executive at Circulation Department
Duration :- 02 Feb 2011 to 07 Dec 2012
Responsibilities
Maintain the in time payment from the distributor on monthly basis.
Marketing Activities and maintain No 1 Position in the market
Handling of Distributor to increase the daily circulation copies
Achievements
Award for being one of the Top performer
Carrier Footage & Achievements
Insurance Process & Internal Assessment Percentage Overall 94%. Best 100% in UW
Process.
Academia
MBA (Bangalore University – June- 2010)
BBM (University of Mysore May-2008).
PUC (Department of Pre-University Education May-2005).
SSLC (Karnataka Secondary Education Examination Board March-2003)
Computer Proficiency
MS Dos, windows 95/98/2000/XP
Basic, MS-Office Series (Good in Word and Excel).
Personal Strengths
Confident and Positive thinking. Hardworking, Punctual and Commitment towards work.
Fast learner and self-confident. Diligent and always willing to learn.
Leadership skills, Team Management skills ability to work under high pressure.
Hobbies & Interests
Playing Games, Watching TV, Reading & Writing. Listening Music, Adventure & Travel.
Declaration:
◆ I hereby declare that the above mentioned information is correct up to my knowledge and
I bear the responsibility for the correctness of the above mentioned particulars.
◆ I hereby that the information provide by me is true to the best of my knowledge.
Date:
Place: Shravanabelagola
(Naveen Kumar S N)