SCENE 1:
Introduction – What is Insurance?
(Lisa stands in front of a whiteboard. Jake sits beside her, looking bored.)
Lisa: Okay, class! Welcome to Insurance 101!
Jake: Hala ka, seryoso ni?
Lisa: Yes! Kay importante ni. Insurance is like a safety net para sa imong life.
(Lisa draws a stick figure on the whiteboard.)
Lisa: So, let’s say this is you. Chill lang ka sa imong life. But then—BAM! (draws a lightning bolt hitting
the stick figure) Nabangga imong sakyanan, nasunogan imong balay, nagkasakit ka, or worse… (draws a
gravestone)
Jake: Hala bitaw, scary na!
Lisa: That’s why we have different types of insurance! (writes on the board: MOTOR, HOME, HEALTH,
LIFE INSURANCE) Para dili ka financially ma-lumos sa problema.
(Jake rolls his eyes as the screen fades into the first real-life scenario.)
SCENE 2:
The Parking Lot – Motor Insurance
(P-1 walks to his car, only to see it crashed into by another vehicle.)
P-1 : Hala uy! Kinsa may naka igo sa akong sakyanan?!
(A man in a suit appears out of nowhere, holding a clipboard.)
Motor Insurance Agent: Hello, sir! Kung naa kay motor insurance, no worries ka na!
P-1: Kinsa man ka?
Motor Insurance Agent: Ako si motor insurance agent! Kung naay accident, covered nimo ang repairs.
Kung mawala imong sakyanan, covered pud ka!
P-1: Pero mahal baya!
P-2: Mahal, pero mas mahal magpa-repair nga ikaw tanan mo-shoulder.
(P-1 sighs as the agent hands him a fake bill showing a HUGE amount. Jake faints. The agent snaps his
fingers, and the bill disappears.)
Motor Insurance Agent: Simple ra kaayu Ang requirements ani ma'am; Driver’s license, OR/CR sa imong
sakyanan, ug bayad sa premium!usbon, So… magkuha na ka?
P-1: (murmurs) Oo na…
(The agent disappears in a puff of smoke.)
SCENE 3:
House – Home Insurance
(P-1 is lying on his couch when suddenly, a loud BANG is heard. Smoke starts coming from the kitchen.)
P-1: Hala! Nasunog akong kitchen!
(A woman in a blazer appears, holding a briefcase.)
Home Insurance Agent: Good evening, sir! Naa ba kay home insurance?
P-1: Wala pa… WAIT, nganong naa nasad mog kalit?
Home Insurance Agent: Kay kinahanglan nimo mi! Kung naa kay home insurance, covered ka for fire,
flood, and even theft!
P-1: (looks at the burning kitchen) Pwede ba mo-cover og pagkatanga?
P-2: (facepalms) P-1, pagtarong na oy!
Home Insurance Agent: Dili mi mo-cover og katanga, pero kung naay kalit nga sunog or baha, di na ka
magproblema sa gasto.
(P-1 sighs as the agent hands him another fake bill showing an EVEN BIGGER amount. He faints again.)
Home Insurance Agent: Simple ra Ang requirements ani ,Basta naa kay proof nga imo ang balay (title or
deed of sale), valid ID, ug bayad sa premium, insured na ka!So… ready naka?
P-1: (weakly raises a thumbs up)
(The agent winks and disappears.)
SCENE 4:
The Hospital – Health Insurance
(P-1 is lying in a hospital bed, his arm in a cast. Lisa is beside him, shaking her head.)
P-2: Let me guess… wala kay health insurance?
P-1: (groaning) Wala pa gyud… and this hospital bill? SUS! Mas sakit pa ni sa akong pilay!
(A doctor with a stethoscope appears out of nowhere.)
Health Insurance Agents: Hello, my uninsured friend! Kung naa kay health insurance, gamay ra imong
bayranan sa hospital!
P-1: (shocked) Ayaw ingna naa napud koy bisita!
P-2: , please. Ma-realize na nimo nga insurance is LIFE-SAVING?
Health Insurance Agent: Kung naay emergency or magkasakit ka, di naka magproblema sa dako nga bills.
Dili na kinahanglan mahadlok magpa-check-up! Ang kailangan lang nimo is Valid ID lang , pero kung
medyo taas imong age o naay pre-existing condition, kailangan nimo mag-submit og medical history.
Bayad lang pud sa premium!
P-1: (murmurs) Okay, fine! Mopalit na ko ug health insurance!
(The agent gives him a thumbs-up and disappears.)
SCENE 5: The Funeral Home – Life Insurance
(P-1 and P-2 walk past a funeral home. Jake sees a sign that says, "Hulog-hulog, 50 years to pay!")
P-1: Grabe ka mahal magpa-burol uy!
P-2: Mao lagi! Mao nang dapat naa kay life insurance.
(Suddenly, an agent in a suit appears, holding a contract.)
Life Insurance Agent: Jake! Naa nakay life insurance?
P-1: (nervous laugh) Dili pa, sir… pero murag kinahanglan na gyud.
Life Insurance Agent: Correct! Kung mamatay ka (knock on wood), dili na maglisod imong pamilya sa
gasto! Covered na imong burol, utang, ug para sa future sa imong [Link] lang kaayu Ang
kinahanglan para Maka avail ka imo lang Valid ID, health declaration, ug bayad sa premium! Kung dako
imong kuhaon nga coverage, usahay kailangan og medical exam.
P-1: Hala, first time ko excited mokuha og insurance!
(P-2 high-fives the agent as P-2 signs the contract.)
FINAL SCENE: Back to the Whiteboard
(P-2 stands in front of the whiteboard again. The stick figure now has a smile and an umbrella over it.)
P-2 : So, P-1, unsay imong na-learn today?
P-2 : (grinning) Insurance is life! Dili na ko magpaka-looy!
(P-2 nods approvingly as the screen fades to black with a message: “AYAW NA PAGPAKA-LOOY! GET
INSURED TODAY!”)