Arabian Shield Cooperative Insurance is the provider responsible for underwriting and managing the policy, outlining terms such as deductibles, maximum limits, and managing claims processing. The company's role is central as it also determines the network of medical service providers (medical network 3689) available to the insured .

Defined coverage dates, from April 13, 2025, to April 13, 2026, provide clarity on the period during which the insured is protected, potentially incentivizing timely medical utilization within this window. Understanding expiry helps policyholders plan for renewals or adjustments to maintain continuous coverage, thereby avoiding gaps that could lead to unexpected out-of-pocket expenses .

The associated medical network number 3689 likely indicates a predetermined list of healthcare providers and facilities that the insured can access under the insurance plan. This helps manage costs, ensures quality control, and simplifies claims processing. Being within a specific network means that medical services are usually pre-negotiated at lower costs, benefiting both the insurer and the policyholder .

The insurance policy for beneficiary number 3550450054001 is issued by Arabian Shield Cooperative Insurance Company. It includes a deductible rate of 20%, a maximum limit of 300, and belongs to policy number 9250024941, class r. The policy is valid from April 13, 2025, to April 13, 2026 .

The thorough documentation, including clear articulation of coverage terms, medical network affiliation, and digital access provisions, reflects an adherence to regulatory standards for transparency and communication. These elements ensure that policyholders understand their rights and responsibilities, aligning with legal frameworks that mandate clear, accessible insurance information for consumers .

With a 20% deductible, the insured must pay this portion of medical expenses out-of-pocket, which could be significant depending on the total costs incurred. The maximum limit of 300 caps the total reimbursement by the insurer, meaning expenses beyond this limit are also the individual's responsibility. Together, these terms place constraints on insurance payouts and delineate financial risk for the insured beyond which they must independently finance any additional medical expenses .

The policy specifies a 20% deductible, indicating that the insured party is responsible for this percentage of covered expenses before the insurance company pays the remaining costs. The maximum limit of 300 suggests a cap on the coverage provided by the policy within its term . These components are typical in insurance as they help control costs and risks for the insurer and set clear financial expectations for the insured.

The insurance inquiry link facilitates easy access to insurance details, fostering user engagement and transparency. This digital service allows policyholders to verify their insurance status, access information securely, and possibly explore service options or file claims, enhancing overall user experience and trust in the insurance provider .

Setting an upload date before insurance activation, such as on April 8, 2025, likely ensures all details are verified and accessible before the coverage period begins. This proactive measure aids in resolving any documentation issues in advance, assuring that policyholders can benefit from their coverage seamlessly once the policy becomes active .

Policies classified under 'class r' might imply certain restrictions or particular coverage levels differing from other classes. This could result in limited choices in healthcare providers, exclusions for certain treatments, or higher out-of-pocket costs for specialized services. Understanding these limits is crucial for policyholders in planning their healthcare and financial decisions .