IPM Clearing Formats

11 June 2019

IP
 Summary of Changes, 11 June 2019

Summary of Changes, 11 June 2019

This document reflects changes effective since the last publication of this manual.

Description of Change Where to Look

Added the following new product codes to PDS 0002 (GCMS Product PDS 0002—GCMS Product
Identifier): Identifier
• MES—Mastercard Enterprise Solution
• MGP—Mastercard®Prepaid Gold Payroll
• MGS—Platinum Mastercard® Prepaid General Spend
• MRD—Platinum Debit Mastercard® Prepaid General Spend
• MVA—Mastercard® B2B VIP 1
• MVB—Mastercard® B2B VIP 2
• MVC—Mastercard® B2B VIP 3
• MVD—Mastercard® B2B VIP 4
• MVE—Mastercard® B2B VIP 5
• MVF—Mastercard® B2B VIP 6
• MVG—Mastercard® B2B VIP 7
• MVH—Mastercard® B2B VIP 8
• MVI—Mastercard® B2B VIP 9
• MVJ—Mastercard® B2B VIP 10
• MVK—Mastercard® B2B VIP 11

Added the following to the table of data elements (DEs) and private data First Presentment/1240
subelements (PDSs) available for First Presentment/1240 messages: Messages
• PDS 0021—Transaction Type Indicator
• PDS 0022—Additional Terminal Operating Environments

Added the following new private data subelements (PDSs) to the master Private Data Subelement
PDS table: Definitions
• PDS 0021—Transaction Type Indicator
• PDS 0022—Additional Terminal Operating Environments

Added new value P01 (Mastercard ATM Cash Pick-Up) to Values table in PDS 0043—Program
PDS 0043 (Program Registration ID). Registration ID
Removed Application Notes from PDS 0158 (Business Activity), subfield Subfield 13—Rate
13 (Rate Indicator). Indicator
Revised usage table in PDS 0043 (Program Registration ID) to remove PDS 0043—Program
subfields and update “Optional” and “Conditional” statuses. Registration ID
Modified PDS 0715 (Exchange Fee Amount), Data Element Definition to Financial Detail Addendum
read “Ancillary Service Charges”. (Passenger Transport Detail
—General Ticket
Information)/1644

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IPM Clearing Formats • 11 June 2019 2
 Summary of Changes, 11 June 2019

Description of Change Where to Look

Added the following text to PDS 0715: When the ancillary service charge PDS 0715—Ancillary
data is present for transactions with an MCC of Airline, Railway, or Travel Service Charges
Agency then the issuer must disclose the description of the ancillary
service charges by making it visible in cardholder billing statements,
online account tools, mobile apps, or other methods designed to inform
cardholders of their purchases.
Modified PDS 0195 (Installment Data), subfield 1 (Total Number of Subfield 1—Total Number
Installments) text to read: When PDS 0195, Subfield 2 (Payment Option of Installments
Code) Contains value 61, subfield 1 must contain the number of
installments (a value between 002 and 999). If PDS 0195, subfield 2
contains values other than 31, 34, or 61, subfield 1 should be zero-filled.
Modified DE 22 (Point of Service [POS] Entry Mode), subfield 1 (Terminal Subfield 1—Terminal Data:
Data: Card Data Input Capability), Value 1, to read: No POS terminal used Card Data Input Capability
(e.g. voice/ARU authorization, or other transactions originated from a
data server).
Added new value 8 (Additional Terminal Operating Environments) to DE Subfield 4—Terminal
22 (Point of Service [POS] Entry Mode), subfield 4 (Terminal Operating Operating Environment
Environment).
Modified CIS DE 61, subfield 11 = 8; Use = C in the authorization and Authorization to Clearing
clearing data elements mapping table of DE 22 (Point of Service [POS] Data Element Mapping
Entry Mode), subfield 1(Terminal Data: Card Data Input Capability).
Added, “If CIS DE 61, subfield 3 = 8...Use 8” to Authorization to Clearing Authorization to Clearing
Data Element Mapping table in DE 22 (Point of Service [POS] Entry Data Element Mapping
Mode), subfield 4 (Terminal Operating Environment).
Added the following values to DE 38 (Approval Code): DE 38—Approval Code
• Q—Level 5 (Small Business Spend Processing)
• R—Level 5 (Small Business Spend Processing and Product Graduation)
Added “DE 38, position 6 may contain any of the following Account
Level Management account category codes when the account range is
participating in an Account Level Management service. Valid account
category codes by program are Q—Level 5 (Small Business Spend
Processing) and R—Level 5 (Small Business Spend Processing and Product
Graduation).” in values.

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IPM Clearing Formats • 11 June 2019 3
 Summary of Changes, 11 June 2019

Description of Change Where to Look

Added the following value to DE 54 (Amounts, Additional), subfield 2 DE 54 Subfields
(Additional Amount, Amount Type):
• Value: 12; Description: Vision Rx Eligibility Amount
Modified text below heading to read: DE 54 may contain one to 12
occurrences of additional amounts.
Each additional amount consists of five subfields as defined in the
following table. Each field requires 20 positions: the length of this data
element must be a multiple of 20, with a maximum length of 240
positions.

Modified the following fields in the Attributes table in DE 54 (Amounts, DE 54—Amounts,

Additional): Additional
• Length Fields: value = 020-240
• Data Field: 20-240 positions
• Occurrences 1-12

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IPM Clearing Formats • 11 June 2019 4
 Contents

Contents

Summary of Changes, 11 June 2019.................................................................. 2

Chapter 1: Integrated Product Messages (IPM) Overview.................... 26

Clearing Introduction....................................................................................................... 27
Transaction Processing Flow through the Clearing System............................................ 27
IPM Offline Message Structure......................................................................................... 28
IPM Offline File Structure..................................................................................................33
Basic Clearing System Message Flow........................................................................... 35
IPM Data Element Information......................................................................................... 36
IPM Data Element Flow................................................................................................36
Message Format Data Element Requirements...............................................................36
Data Element Usage in Messages.................................................................................37

Chapter 2: File Header and Trailer Messages...............................................39

Message Type Identifiers and Associated Function Codes of File Header and Trailer
Messages......................................................................................................................... 40
Customer-Generated Files of File Header and Trailer Messages......................................... 40
Files Generated by Mastercard..........................................................................................43
Sequence of the Files Generated by Mastercard........................................................... 43
Sequence of the Early Reconciliation File......................................................................45
File Header/1644 Messages.............................................................................................. 46
File Trailer/1644 Messages................................................................................................ 48

Chapter 3: Presentment, Addendum, and Chargeback Messages.... 50

Message Type Identifiers and Associated Function Codes of Presentment, Addendum,
and Chargeback Messages...............................................................................................52
First Presentment/1240 Messages.....................................................................................52
Financial Detail Addendum/1644 Messages......................................................................60
Financial Detail Addendum/1644 Messages Listed by Usage Code............................... 60
Financial Detail Addendum (Passenger Transport Detail—General Ticket
Information)/1644....................................................................................................... 61
Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644.....................67
Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644.............. 72
Financial Detail Addendum (Vehicle Rental Detail)/1644............................................... 78
Financial Detail Addendum (Lodging Summary)/1644.................................................. 82
Financial Detail Addendum (Temporary Services)/1644................................................. 87
Financial Detail Addendum (Shipping/Courier Services)/1644....................................... 90
Financial Detail Addendum (Electronic Invoices)/1644.................................................. 94

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IPM Clearing Formats • 11 June 2019 5
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Use of the Electronic Invoice Addendum Messages with Other Addendum

Messages................................................................................................................96
Message Layout for Financial Detail Addendum (Electronic Invoice—Transaction
Data)/1644 Message............................................................................................... 96
Message Layout for Financial Detail Addendum (Electronic Invoice—Party
Information)/1644 Message.................................................................................... 98
Financial Detail Addendum (Payment Transaction Detail)/1644.....................................99
Financial Detail Addendum (Telephony Billing Services)/1644..................................... 102
Message Layout for Financial Detail Addendum (Telephony Billing—Detail)/1644
Message............................................................................................................... 106
Financial Detail Addendum (Travel Agency Detail)/1644............................................. 108
Financial Detail Addendum (Lodged Account Detail)/1644......................................... 110
Financial Detail Addendum (Private Label Common Data)/1644................................. 112
Financial Detail Addendum (Private Label Line Item Detail)/1644................................ 114
Financial Detail Addendum (Healthcare)/1644............................................................117
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644.......119
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644............... 124
Financial Detail Addendum (Corporate Line Item Detail)/1644....................................128
Financial Detail Addendum (Generic Detail)/1644...................................................... 133
First Chargeback/1442 and Arbitration Chargeback/1442 Messages...............................134
Second Presentment/1240 Messages..............................................................................141

Chapter 4: Retrieval and Fee Collection Messages................................. 148

Message Type Identifiers and Associated Function Codes of Retrieval and Fee
Collection Messages.......................................................................................................149
Retrieval Request/1644 Messages...................................................................................149
Retrieval Request Acknowledgement/1644 Messages.....................................................153
Fee Collection Messages................................................................................................ 158
Fee Collection (Retrieval Fee Billing)/1740.................................................................. 159
Fee Collection (Handling Fees)/1740.......................................................................... 163
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740.......................... 166

Chapter 5: Reconciliation Messages...............................................................171

Message Type Identifiers and Associated Function Codes of Reconciliation Messages..... 172
Activity Types Accumulated by Reconciliation Messages..................................................172
Function Codes Used..................................................................................................... 172
Message Reason Codes Used......................................................................................... 173
Reconciliation Messages.................................................................................................173
Acknowledgement Messages.................................................................................... 173
Notification Messages................................................................................................174
Reconciliation Message Totals.................................................................................... 174
Reconciliation Amount/Reconciliation Fee Totals........................................................ 175

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Debit/Credit Totals.................................................................................................176
Reconciliation Category Summary..............................................................................180
Reconciliation Category Definitions............................................................................181
File Currency Summary/1644 Messages.......................................................................... 188
Financial Position Detail/1644 Messages......................................................................... 189
Settlement Position Detail/1644 Messages......................................................................192

Chapter 6: Administrative Messages............................................................. 195

Message Type Identifiers and Associated Function Codes of Administrative Messages.....196
Message Exception/1644 Messages................................................................................196
File Reject/1644 Messages..............................................................................................198
Text Message/1644 Messages.........................................................................................201
Currency Update/1644 Messages................................................................................... 202

Chapter 7: Data Element Definitions............................................................. 204

Presentation of Data Element Information...................................................................... 207
Bit Mapped Message Encoding Technique................................................................. 207
Annotation of Data Element Attributes......................................................................208
Conventions for Data Element Data Representation................................................... 210
Data Element and Subfield Justification..................................................................... 210
Maximum Lengths for Variable-Length Data Elements............................................... 211
Subfield Presence Requirements.................................................................................211
Intra-European and Inter-European Transactions............................................................. 212
Data Element Listing...................................................................................................... 212
Message Type Identifier.................................................................................................. 214
Relationship of MTI to Clearing System Transactions.................................................. 217
Bit Map, Primary............................................................................................................ 219
DE 1—Bit Map, Secondary............................................................................................. 222
DE 2—Primary Account Number (PAN)........................................................................... 225
DE 3—Processing Code.................................................................................................. 227
DE 3 Subfields........................................................................................................... 234
DE 4—Amount, Transaction........................................................................................... 239
DE 5—Amount, Reconciliation....................................................................................... 241
DE 6—Amount, Cardholder Billing................................................................................. 244
DE 9—Conversion Rate, Reconciliation...........................................................................245
DE 10—Conversion Rate, Cardholder Billing...................................................................247
DE 12—Date and Time, Local Transaction...................................................................... 248
Subfield 1—Date....................................................................................................... 249
Subfield 2—Time.......................................................................................................250
DE 14—Date, Expiration.................................................................................................251
DE 22—Point of Service (POS) Entry Mode..................................................................... 252

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IPM Clearing Formats • 11 June 2019 7
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Authorization to Clearing Data Element Mapping......................................................254

Subfield 1—Terminal Data: Card Data Input Capability...............................................259
Subfield 2—Terminal Data: Cardholder Authentication Capability.............................. 260
Subfield 3—Terminal Data: Card Capture Capability.................................................. 261
Subfield 4—Terminal Operating Environment.............................................................261
Subfield 5—Cardholder Present Data.........................................................................262
Subfield 6—Card Present Data...................................................................................263
Subfield 7—Card Data: Input Mode...........................................................................263
Subfield 8—Cardholder Authentication Method........................................................ 264
Subfield 9—Cardholder Authentication Entity............................................................265
Subfield 10—Card Data Output Capability.................................................................266
Subfield 11—Terminal Data Output Capability........................................................... 267
Subfield 12—PIN Capture Capability..........................................................................267
DE 23—Card Sequence Number.................................................................................... 268
DE 24—Function Code...................................................................................................270
DE 25—Message Reason Code...................................................................................... 275
DE 26—Card Acceptor Business Code (MCC)................................................................. 335
DE 30—Amounts, Original............................................................................................. 337
DE 30 Subfields......................................................................................................... 339
DE 31—Acquirer Reference Data....................................................................................339
DE 31 Subfields......................................................................................................... 341
DE 32—Acquiring Institution ID Code............................................................................ 341
DE 33—Forwarding Institution ID Code.......................................................................... 344
DE 37—Retrieval Reference Number.............................................................................. 346
DE 38—Approval Code.................................................................................................. 348
DE 40—Service Code..................................................................................................... 351
DE 41—Card Acceptor Terminal ID................................................................................. 352
DE 42—Card Acceptor ID Code..................................................................................... 354
DE 43—Card Acceptor Name/Location........................................................................... 356
Subfield 1—Card Acceptor Name (or Payment Facilitator and Sub-Merchant
Information, if applicable)..........................................................................................358
Subfield 2—Card Acceptor Street Address................................................................. 361
Subfield 3—Card Acceptor City................................................................................. 362
Subfield 4—Card Acceptor Postal (ZIP) Code..............................................................364
Subfield 5—Card Acceptor State, Province, or Region Code.......................................365
Subfield 6—Card Acceptor Country Code..................................................................366
DE 48—Additional Data................................................................................................. 367
DE 49—Currency Code, Transaction...............................................................................370
DE 50—Currency Code, Reconciliation........................................................................... 372
DE 51—Currency Code, Cardholder Billing.....................................................................374
DE 54—Amounts, Additional......................................................................................... 375
DE 54 Subfields......................................................................................................... 378
DE 55—Integrated Circuit Card (ICC) System-Related Data.............................................380

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DE 62—Additional Data 2.............................................................................................. 387

DE 63—Transaction Life Cycle ID.................................................................................... 390
DE 63 Subfields......................................................................................................... 393
DE 71—Message Number.............................................................................................. 395
DE 72—Data Record...................................................................................................... 398
DE 73—Date, Action......................................................................................................399
DE 93—Transaction Destination Institution ID Code........................................................401
DE 94—Transaction Originator Institution ID Code......................................................... 404
DE 95—Card Issuer Reference Data................................................................................407
DE 100—Receiving Institution ID Code...........................................................................409
DE 111—Amount, Currency Conversion Assessment......................................................411
DE 123—Additional Data 3............................................................................................ 412
DE 124—Additional Data 4............................................................................................ 416
DE 125—Additional Data 5............................................................................................ 419
DE 127—Network Data..................................................................................................422

Chapter 8: Private Data Subelement Definitions.....................................424

PDS Construction and Use..............................................................................................442
Conventions for PDS Data Representation..................................................................445
PDS and Subfield Justification.................................................................................... 445
Subelement Tag Assignment......................................................................................447
Additional Information about the Use of PDSs........................................................... 447
Subfield Presence Requirements.................................................................................448
Intra-European and Inter-European Transactions............................................................. 448
PDS Listing..................................................................................................................... 448
PDS 0001—Mastercard Mapping Service Account Number.............................................467
Subfield 1—Account Number Type............................................................................ 468
Subfield 2—Account Number.................................................................................... 471
PDS 0002—GCMS Product Identifier.............................................................................. 472
PDS 0003—Licensed Product Identifier........................................................................... 488
PDS 0004—Funding Account Information...................................................................... 489
Subfield 1—Funding Source...................................................................................... 490
Subfield 2—Sender Account Number........................................................................ 491
PDS 0005—Message Error Indicator............................................................................... 491
PDS 0005 Subfields................................................................................................... 492
PDS 0006—Applied Business Service Arrangement.........................................................493
PDS 0006 Subfields................................................................................................... 494
PDS 0014—Digital Account Reference Number.............................................................. 495
PDS 0017—Transaction Integrity Class............................................................................496
PDS 0018—Acceptance Data......................................................................................... 497
Subfield 1—mPOS Acceptance Device Type............................................................... 498
PDS 0021—Transaction Type Indicator............................................................................498

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PDS 0022—Additional Terminal Operating Environments................................................499

PDS 0023—Terminal Type...............................................................................................500
PDS 0025—Message Reversal Indicator.......................................................................... 504
PDS 0025 Subfields................................................................................................... 506
PDS 0026—File Reversal Indicator.................................................................................. 507
PDS 0026 Subfields................................................................................................... 509
PDS 0028—Mastercard Merchant Presented QR (MPQR) Receiving Account Number. 510
PDS 0029—QR Dynamic Code Data.......................................................................... 511
PDS 0042—Merchant Capability.................................................................................... 513
PDS 0043—Program Registration ID............................................................................... 514
PDS 0044—Program Participation Indicator.................................................................... 521
Subfield 1—CVC 2 Validation Program Indicator........................................................522
Subfield 2—QPS/PayPass Chargeback Eligibility Indicator........................................... 522
PDS 0045—Mastercard Generated Installment Identifier.................................................523
PDS 0046—Japan Common Merchant Code.................................................................. 524
PDS 0052—Electronic Commerce Security Level Indicator...............................................525
Subfield 1—Security Protocol.....................................................................................530
Subfield 2—Cardholder Authentication..................................................................... 530
Subfield 3—UCAF Collection Indicator.......................................................................531
PDS 0056—Mastercard Electronic Card Indicator............................................................532
PDS 0057—Transaction Category Indicator.....................................................................533
PDS 0058—Token Assurance Level................................................................................. 536
PDS 0059—Token Requestor ID......................................................................................537
PDS 0071––Chip to Magnetic Stripe Conversion Service Indicator.................................. 538
PDS 0071 Subfields................................................................................................... 539
PDS 0072—Authentication Indicator.............................................................................. 540
PDS 0080—Amount, Tax................................................................................................541
PDS 0080 Subfields................................................................................................... 543
PDS 0105—File ID.......................................................................................................... 544
PDS 0105 Subfields................................................................................................... 545
PDS 0110—Transmission ID............................................................................................547
PDS 0110 Subfields................................................................................................... 548
PDS 0122—Processing Mode......................................................................................... 549
PDS 0137—Fee Collection Control Number....................................................................551
PDS 0138—Source Message Number ID......................................................................... 552
PDS 0140—Amount, Cardholder Billing Amounts USD...................................................553
PDS 0140 Subfields................................................................................................... 554
PDS 0141—Customer Currency Conversion Revenue Data............................................. 554
Subfield 1—Customer Currency Conversion Revenue Rate.........................................555
Subfield 2—Customer Currency Conversion Revenue Amount...................................555
PDS 0145—Amount, Alternate Transaction Fee.............................................................. 556
PDS 0145 Subfields................................................................................................... 557
PDS 0146—Amounts, Transaction Fee............................................................................557

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PDS 0146 Subfields................................................................................................... 559

PDS 0147––Extended Precision Amounts........................................................................562
PDS 0147 Subfields................................................................................................... 563
PDS 0148—Currency Exponents.....................................................................................566
PDS 0148 Subfields................................................................................................... 568
PDS 0149—Currency Codes, Amounts, Original............................................................. 569
PDS 0149 Subfields................................................................................................... 570
PDS 0157—Alternate Processor Indicator....................................................................... 570
PDS 0158—Business Activity.......................................................................................... 571
Subfield 1—Card Program Identifier.......................................................................... 579
Subfield 2—Business Service Arrangement Type Code............................................... 580
Subfield 3—Business Service ID Code........................................................................ 581
Subfield 4—Interchange Rate Designator...................................................................583
Subfield 5—Central Site Business Date...................................................................... 583
Subfield 6—Business Cycle........................................................................................ 583
Subfield 7—Card Acceptor Classification Override Indicator.......................................584
Subfield 8—Product Class Override Indicator............................................................. 585
Subfield 9—Corporate Incentive Rates Apply Indicator...............................................586
Subfield 10—Special Conditions Indicator..................................................................587
Subfield 11—Mastercard Assigned ID Override Indicator............................................588
Subfield 12—Account Level Management Account Category Code........................... 588
Subfield 13—Rate Indicator....................................................................................... 589
Subfield 14—Masterpass Incentive Indicator.............................................................. 590
PDS 0159—Settlement Data.......................................................................................... 591
PDS 0159 Subfields................................................................................................... 592
PDS 0160—Settlement Data, Multiple............................................................................596
PDS 0160 Subfields................................................................................................... 597
PDS 0164—Currency Cross Rates................................................................................... 598
PDS 0164 Subfields................................................................................................... 599
PDS 0165—Settlement Indicator.................................................................................... 600
PDS 0165 Subfields................................................................................................... 602
PDS 0170—Card Acceptor Inquiry Information...............................................................603
PDS 0170 Subfields................................................................................................... 605
PDS 0171—Alternate Card Acceptor Description Data................................................... 607
PDS 0171 Subfields................................................................................................... 608
PDS 0172—Sole Proprietor Name...................................................................................610
PDS 0173—Legal Corporate Name.................................................................................611
PDS 0174—Dun & Bradstreet Number........................................................................... 612
PDS 0175—Card Acceptor URL...................................................................................... 613
PDS 0176—Mastercard Assigned ID............................................................................... 615
PDS 0177—Cross-border................................................................................................620
PDS 0177 Subfields................................................................................................... 621
PDS 0178—Alternate Card Acceptor Description Data 2................................................ 622

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IPM Clearing Formats • 11 June 2019 11
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PDS 0178 Subfields................................................................................................... 623

PDS 0179––Long Running Transaction (LRT) Indicator.....................................................625
PDS 0180—Domestic Card Acceptor Tax ID.................................................................... 626
PDS 0181—Installment Payment Data............................................................................ 627
Subfield 1—Type of Installment................................................................................. 628
Subfield 2—Number of Installments.......................................................................... 629
Subfield 3—Interest Rate........................................................................................... 629
Subfield 4—First Installment Amount.........................................................................629
Subfield 5—Subsequent Installment Amount.............................................................630
Subfield 6—Annual Percentage Rate..........................................................................630
Subfield 7—Installment Fee....................................................................................... 630
Subfield 8—Commission Rate....................................................................................631
Subfield 9—Commission Sign....................................................................................631
Subfield 10—Commission Amount............................................................................631
PDS 0182—Installment Payment Cardholder Statement Data......................................... 632
Subfield 1—Total Number of Installments.................................................................. 633
Subfield 2—Current Installment Number................................................................... 633
Subfield 3—Original Cardholder Billing Amount........................................................ 633
Subfield 4—Installment Amount................................................................................634
Subfield 5—Principal Amount....................................................................................634
Subfield 6—Interest Amount..................................................................................... 635
Subfield 7—Installment Fee....................................................................................... 635
Subfield 8—Interest Rate........................................................................................... 635
Subfield 9—APR........................................................................................................ 636
Subfield 10—Total Amount Due................................................................................ 636
Subfield 11—Installment Cancellation Indicator......................................................... 636
PDS 0183—Brazil Post-Dated Transaction Data...............................................................637
Subfield 1—Service Code.......................................................................................... 638
Subfield 2—Number of Installments.......................................................................... 638
Subfield 3—Guarantee.............................................................................................. 639
Subfield 4—Guarantee Amount................................................................................ 639
Subfield 5—Post Settlement Date.............................................................................. 640
Subfield 6—Original Authorization Request Date....................................................... 640
Subfield 7—Original Banknet Reference Number....................................................... 640
Subfield 8—Authorization Code................................................................................ 641
PDS 0184—Directory Server Transaction ID.....................................................................641
PDS 0185—Accountholder Authentication Value........................................................... 642
PDS 0186—Program Protocol.........................................................................................643
PDS 0188—Private Data—Proprietary Service Data......................................................... 644
PDS 0189—Point-of-Interaction (POI) Phone Data.......................................................... 645
PDS 0189 Subfields................................................................................................... 646
PDS 0190—Partner ID Code...........................................................................................649
PDS 0191—Originating Message Format........................................................................650

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PDS 0192—Payment Transaction Initiator....................................................................... 653

PDS 0194—Remote Payments Program Data..................................................................654
PDS 0195—Installment Data.......................................................................................... 655
Subfield 1—Total Number of Installments.................................................................. 656
Subfield 2—Payment Option Code............................................................................ 657
Subfield 3—Installment Number................................................................................ 657
Subfield 4—Bonus Code............................................................................................658
Subfield 5—Bonus Month Code................................................................................ 658
Subfield 6—Number of Bonus Payments per Year...................................................... 659
Subfield 7—Bonus Amount....................................................................................... 661
Subfield 8—First Month of Bonus Payment................................................................662
PDS 0196—Mobile Phone Reload Data ......................................................................... 662
PDS 0196 Subfields................................................................................................... 663
PDS 0197—National Use Tax Data..................................................................................664
PDS 0197 Subfields................................................................................................... 665
PDS 0198—Device Type................................................................................................. 666
PDS 0199—Funding Transaction Information..................................................................668
PDS 0200—Fraud Notification Date................................................................................670
PDS 0200 Subfields................................................................................................... 671
PDS 0202—Primary Account Number (PAN) Syntax Error................................................ 672
PDS 0204—Amount, Syntax Error.................................................................................. 673
PDS 0205—Syntax Return, Message Error Indicator........................................................674
PDS 0205 Subfields................................................................................................... 675
PDS 0206—Late Presentment Indicator.......................................................................... 676
PDS 0206 Subfields................................................................................................... 676
PDS 0207—Wallet Identifier........................................................................................... 677
PDS 0208—Additional Merchant Data........................................................................... 680
Subfield 1—Payment Facilitator ID............................................................................. 681
Subfield 2—Sub-Merchant ID.................................................................................... 682
PDS 0209—Independent Sales Organization ID.............................................................. 682
PDS 0210—Transit Program........................................................................................... 683
PDS 0210 Subfields................................................................................................... 685
PDS 0211—Terminal Compliant Indicator....................................................................... 686
Subfield 1—TLE Compliant........................................................................................ 687
Subfield 2—UKPT/DUKPT Compliant......................................................................... 688
PDS 0212—Merchant Data Services............................................................................... 688
PDS 0212 Subfields................................................................................................... 689
PDS 0213—Original Merchant Data............................................................................... 690
PDS 0213 Subfields................................................................................................... 691
PDS 0214—Merchant Data Cleansing Plus..................................................................... 692
PDS 0214 Subfields................................................................................................... 693
PDS 0215—Mastercard Merchant Data Advance............................................................ 694
PDS 0215 Subfields................................................................................................... 695

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PDS 0220—Brazil Merchant Tax ID................................................................................. 702

PDS 0225—Syntax Return, Original Message Reason Code............................................ 703
PDS 0228—Retrieval Document Code............................................................................ 704
PDS 0230—Fulfillment Document Code......................................................................... 705
PDS 0241—MasterCom Control Number....................................................................... 706
PDS 0243—MasterCom Retrieval Response Data............................................................708
Subfield 1—MasterCom Issuer Retrieval Request Date............................................... 709
Subfield 2—MasterCom Acquirer Retrieval Response Code........................................709
Subfield 3—MasterCom Acquirer Retrieval Response Sent Date................................. 710
Subfield 4—MasterCom Issuer Response Code.......................................................... 711
Subfield 5—MasterCom Issuer Response Date........................................................... 712
Subfield 6—MasterCom Issuer Reject Reasons........................................................... 712
Subfield 7—MasterCom Image Review Decision........................................................ 713
Subfield 8—MasterCom Image Review Date..............................................................713
PDS 0244—MasterCom Chargeback Support Documentation Dates.............................. 714
PDS 0244 Subfields................................................................................................... 715
PDS 0245—MasterCom Arbitration Chargeback Sender Processing Date........................716
PDS 0246—MasterCom Sender Memo...........................................................................717
PDS 0247—MasterCom Receiver Memo.........................................................................718
PDS 0248—MasterCom Image Review Memo................................................................ 719
PDS 0249—MasterCom Record ID................................................................................. 720
PDS 0250—MasterCom Endpoints................................................................................. 721
PDS 0250 Subfields................................................................................................... 723
PDS 0251—MasterCom Fulfillment Document Code...................................................... 723
PDS 0252—MasterCom Image Metadata....................................................................... 724
PDS 0252 Subfields................................................................................................... 725
PDS 0253—MasterCom System Enhanced Data............................................................. 726
PDS 0254—MasterCom Member Enhanced Data........................................................... 727
PDS 0255—MasterCom Message Type........................................................................... 728
PDS 0260—Edit Exclusion Indicator................................................................................ 729
PDS 0260 Subfields................................................................................................... 730
PDS 0261—Risk Management Approval Code................................................................733
PDS 0262—Documentation Indicator............................................................................. 734
PDS 0264—Original Retrieval Reason for Request...........................................................735
PDS 0265—Initial Presentment/Fee Collection Data........................................................ 737
PDS 0265 Subfields................................................................................................... 738
PDS 0266—First Chargeback/Fee Collection Return Data................................................739
PDS 0266 Subfields................................................................................................... 740
PDS 0267—Second Presentment/Fee Collection Resubmission Data................................743
PDS 0267 Subfields................................................................................................... 744
PDS 0268—Amount, Partial Transaction......................................................................... 746
PDS 0268 Subfields................................................................................................... 747
PDS 0280—Source File ID...............................................................................................748

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PDS 0280 Subfields................................................................................................... 749

PDS 0300—Reconciled, File............................................................................................749
PDS 0300 Subfields................................................................................................... 750
PDS 0301—File Amount, Checksum...............................................................................751
PDS 0302—Reconciled, Member Activity........................................................................752
PDS 0306—File Message Counts....................................................................................754
PDS 0358—Reconciled, Business Activity........................................................................755
PDS 0358 Subfields................................................................................................... 755
PDS 0359—Reconciled, Settlement Activity.................................................................... 756
PDS 0359 Subfields................................................................................................... 757
PDS 0367—Reconciled, Card Program Identifier............................................................. 758
PDS 0368—Reconciled, Transaction Function Group Code............................................. 759
PDS 0369—Reconciled, Acquirer’s BIN............................................................................760
PDS 0370—Reconciled, Account Range......................................................................... 761
PDS 0370 Subfields................................................................................................... 762
PDS 0372—Reconciled, Transaction Function................................................................. 763
PDS 0372 Subfields................................................................................................... 764
PDS 0374—Reconciled, Processing Code........................................................................764
PDS 0375—Member Reconciliation Indicator 1...............................................................765
PDS 0378—Original/Reversal Totals Indicator..................................................................767
PDS 0380—Debits, Transaction Amount In Transaction Currency.................................... 768
PDS 0380 Subfields................................................................................................... 769
PDS 0381—Credits, Transaction Amount in Transaction Currency...................................769
PDS 0381 Subfields................................................................................................... 770
PDS 0384—Amount, Net Transaction in Transaction Currency........................................ 771
PDS 0384 Subfields................................................................................................... 772
PDS 0390—Debits, Transaction Amount in Reconciliation Currency................................ 772
PDS 0390 Subfields................................................................................................... 773
PDS 0391—Credits, Transaction Amount in Reconciliation Currency............................... 774
PDS 0391 Subfields................................................................................................... 775
PDS 0392—Debits, Fee Amounts in Reconciliation Currency...........................................775
PDS 0392 Subfields................................................................................................... 776
PDS 0393—Credits, Fee Amounts in Reconciliation Currency..........................................777
PDS 0393 Subfields................................................................................................... 778
PDS 0394—Amount, Net Transaction in Reconciliation Currency.................................... 778
PDS 0394 Subfields................................................................................................... 780
PDS 0395—Amount, Net Fee in Reconciliation Currency................................................ 780
PDS 0395 Subfields................................................................................................... 781
PDS 0396—Amount, Net Total in Reconciliation Currency.............................................. 782
PDS 0396 Subfields................................................................................................... 783
PDS 0397—Debits, Extended Precision Amount in Reconciliation Currency.....................783
PDS 0397 Subfields................................................................................................... 785
PDS 0398—Credits, Extended Precision Amount in Reconciliation Currency....................785

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PDS 0398 Subfields................................................................................................... 786

PDS 0399—Amount, Net Extended Precision in Reconciliation Currency......................... 786
PDS 0399 Subfields................................................................................................... 788
PDS 0400—Debits, Transaction Number......................................................................... 788
PDS 0401—Credits, Transaction Number........................................................................789
PDS 0402—Total, Transaction Number........................................................................... 790
PDS 0446—Transaction Fee Amount, Syntax Error..........................................................791
PDS 0501—Transaction Description................................................................................792
PDS 0501 Subfields................................................................................................... 794
PDS 0502—Custom Identifier.........................................................................................799
PDS 0502 Subfields................................................................................................... 800
PDS 0503—Travel Agency Sequence Number................................................................. 802
PDS 0504—Travel Agency Fee ....................................................................................... 803
PDS 0504 Subfields................................................................................................... 803
PDS 0505—Passenger Name.......................................................................................... 805
PDS 0506—Ticket Number.............................................................................................809
PDS 0507—Issuing Carrier............................................................................................. 812
PDS 0508—Customer Code........................................................................................... 814
PDS 0509—Issue Date....................................................................................................818
PDS 0510—Travel Agency Code..................................................................................... 819
PDS 0511—Travel Agency Name.................................................................................... 820
PDS 0512—Total Fare.....................................................................................................821
PDS 0513—Total Fees.................................................................................................... 822
PDS 0514—Total Taxes................................................................................................... 823
PDS 0515—Additional Card Acceptor Information......................................................... 824
PDS 0516—Austin-Tetra Number................................................................................... 825
PDS 0517—NAICS Code................................................................................................ 826
PDS 0518—Line Item Date............................................................................................. 827
PDS 0519—Additional Fuel Location Information........................................................... 828
PDS 0519 Subfields................................................................................................... 829
PDS 0520—Travel Date.................................................................................................. 831
PDS 0521—Carrier Code................................................................................................833
PDS 0522—Service Class Code.......................................................................................835
PDS 0523—City of Origin/Airport Code..........................................................................837
PDS 0524—City of Destination/Airport Code..................................................................840
PDS 0525—Stop Over Code...........................................................................................843
PDS 0526—Conjunction Ticket...................................................................................... 844
PDS 0527—Exchange Ticket...........................................................................................845
PDS 0528—Coupon Number......................................................................................... 846
PDS 0529—Fare Basis Code........................................................................................... 847
PDS 0530—Flight Number............................................................................................. 848
PDS 0531—Departure Time........................................................................................... 849
PDS 0531 Subfields................................................................................................... 850

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PDS 0532—Total Charges.............................................................................................. 850

PDS 0532 Subfields................................................................................................... 851
PDS 0533—Arrival Time................................................................................................. 852
PDS 0533 Subfields................................................................................................... 853
PDS 0534—Total Non-Room Charges.............................................................................854
PDS 0534 Subfields................................................................................................... 854
PDS 0535—Fare............................................................................................................. 856
PDS 0536—Fee.............................................................................................................. 857
PDS 0537—Taxes........................................................................................................... 858
PDS 0538—Endorsements/Restrictions........................................................................... 859
PDS 0539—Total Amount Charged on Card................................................................... 860
PDS 0539 Subfields................................................................................................... 860
PDS 0540—Room Service Charges................................................................................. 862
PDS 0540 Subfields................................................................................................... 862
PDS 0541—Lounge/Bar Charges.................................................................................... 863
PDS 0541 Subfields................................................................................................... 864
PDS 0542—Transportation Charges................................................................................865
PDS 0542 Subfields................................................................................................... 866
PDS 0543—Gratuity Charges......................................................................................... 867
PDS 0543 Subfields................................................................................................... 868
PDS 0544—Rental Agreement Number.......................................................................... 869
PDS 0545—Renter Name............................................................................................... 870
PDS 0546—Rental Return City....................................................................................... 872
PDS 0547—Rental Return State/Province........................................................................873
PDS 0548—Rental Return Country................................................................................. 875
PDS 0549—Rental Return Location ID............................................................................ 876
PDS 0550—Rental Return Date...................................................................................... 878
PDS 0551—Rental Check-Out Date................................................................................879
PDS 0552—Customer Service Toll-Free (800) Number.....................................................881
PDS 0553—Rental Rate..................................................................................................883
PDS 0553 Subfields................................................................................................... 884
PDS 0554—Conference Room Charges.......................................................................... 884
PDS 0554 Subfields................................................................................................... 885
PDS 0555—Rate Per Mile (or Per Kilometer)................................................................... 886
PDS 0556—Total Miles (or Kilometers)............................................................................887
PDS 0557—Maximum Free Miles (or Kilometers)............................................................ 888
PDS 0558—Miles/Kilometers Indicator............................................................................889
PDS 0559—Vehicle Insurance.........................................................................................890
PDS 0559 Subfields................................................................................................... 891
PDS 0560—Audio Visual Charges.................................................................................. 891
PDS 0560 Subfields................................................................................................... 892
PDS 0561—Adjusted Amount........................................................................................ 893
PDS 0561 Subfields................................................................................................... 894

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PDS 0562—Banquet Charges.........................................................................................895

PDS 0562 Subfields................................................................................................... 896
PDS 0563—Program Code............................................................................................. 897
PDS 0564—Rental Location City.....................................................................................898
PDS 0565—Rental Location State/Province..................................................................... 899
PDS 0566—Rental Location Country.............................................................................. 900
PDS 0567—Rental Location ID....................................................................................... 901
PDS 0568—Rental Class ID.............................................................................................902
PDS 0569—Internet Access Charges.............................................................................. 904
PDS 0569 Subfields................................................................................................... 905
PDS 0570—Early Departure Charges.............................................................................. 906
PDS 0570 Subfields................................................................................................... 907
PDS 0571—Guest Name................................................................................................ 908
PDS 0572—Guest Number.............................................................................................909
PDS 0573—Invoice Number........................................................................................... 910
PDS 0574—Arrival Date................................................................................................. 911
PDS 0575—Departure Date............................................................................................912
PDS 0576—Folio Number...............................................................................................914
PDS 0577—Property Phone Number.............................................................................. 915
PDS 0578—Billing Adjustment....................................................................................... 917
PDS 0578 Subfields................................................................................................... 917
PDS 0579—Invoice Date................................................................................................ 919
PDS 0580—Room Rate.................................................................................................. 920
PDS 0580 Subfields................................................................................................... 921
PDS 0581—Total Room Tax............................................................................................ 921
PDS 0581 Subfields................................................................................................... 922
PDS 0582—Program Code............................................................................................. 923
PDS 0583—Phone Charges............................................................................................ 924
PDS 0583 Subfields................................................................................................... 925
PDS 0584—Restaurant Charges..................................................................................... 926
PDS 0584 Subfields................................................................................................... 926
PDS 0585—Mini-Bar Charges.........................................................................................927
PDS 0585 Subfields................................................................................................... 928
PDS 0586—Gift Shop Charges....................................................................................... 929
PDS 0586 Subfields................................................................................................... 930
PDS 0587—Laundry and Dry Cleaning Charges..............................................................931
PDS 0587 Subfields................................................................................................... 932
PDS 0588—Other Services............................................................................................. 933
PDS 0588 Subfields................................................................................................... 934
PDS 0589—Invoice Creation Date/Time..........................................................................935
PDS 0589 Subfields................................................................................................... 936
PDS 0590—Party Identification.......................................................................................936
PDS 0591—Party Name..................................................................................................937

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PDS 0591 Subfields................................................................................................... 938

PDS 0592—Party Address.............................................................................................. 939
PDS 0592 Subfields................................................................................................... 939
PDS 0593—Party Postal Information...............................................................................940
PDS 0593 Subfields................................................................................................... 941
PDS 0594—Party Contact.............................................................................................. 942
PDS 0594 Subfields................................................................................................... 943
PDS 0595—Card Acceptor Type..................................................................................... 944
PDS 0595 Subfields................................................................................................... 946
PDS 0596—Card Acceptor Tax ID................................................................................... 950
PDS 0596 Subfields................................................................................................... 952
PDS 0597—Total Tax Amount.........................................................................................955
PDS 0597 Subfields................................................................................................... 959
PDS 0598—Total Tax Collected Indicator........................................................................ 961
PDS 0599—Corporation VAT Number............................................................................ 962
PDS 0600—Card Acceptor Reference Number................................................................963
PDS 0601—Party Nature of Filing................................................................................... 965
PDS 0602—Party Supplemental Data 1.......................................................................... 966
PDS 0602 Subfields................................................................................................... 967
PDS 0603—Party Supplemental Data 2.......................................................................... 968
PDS 0603 Subfields................................................................................................... 969
PDS 0604—Transaction Supplemental Data 1.................................................................969
PDS 0604 Subfields................................................................................................... 970
PDS 0605—Transaction Supplemental Data 2.................................................................971
PDS 0605 Subfields................................................................................................... 972
PDS 0606—Freight Amount........................................................................................... 973
PDS 0606 Subfields................................................................................................... 973
PDS 0607—Duty Amount.............................................................................................. 974
PDS 0607 Subfields................................................................................................... 975
PDS 0608—Destination Postal Code...............................................................................976
PDS 0609—Destination State/Province Code.................................................................. 977
PDS 0610—Destination Country Code........................................................................... 978
PDS 0611—Sequence Number....................................................................................... 979
PDS 0612—Ship Date.................................................................................................... 980
PDS 0613—Ship-From Postal Code................................................................................ 981
PDS 0614—Order Date.................................................................................................. 982
PDS 0615—Medical Services Ship to Health Industry Number.........................................983
PDS 0616—Contract Number........................................................................................ 984
PDS 0617—Medical Services Price Adjustment............................................................... 985
PDS 0618—Medical Services Product Number Qualifier.................................................. 986
PDS 0619—User Name.................................................................................................. 987
PDS 0620—Oil Company Brand Name........................................................................... 988
PDS 0621—Purchase Time............................................................................................. 989

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PDS 0622—Motor Fuel Service Type............................................................................... 991

PDS 0623—Motor Fuel Information............................................................................... 994
PDS 0623 Subfields................................................................................................... 996
PDS 0624—User Account Number................................................................................. 999
PDS 0625—User Telephone Number............................................................................ 1000
PDS 0626—Billing Statement Period.............................................................................1001
PDS 0626 Subfields................................................................................................. 1002
PDS 0627—Billing Event 1............................................................................................1002
PDS 0627 Subfields................................................................................................. 1003
PDS 0628—Billing Event 2............................................................................................1004
PDS 0628 Subfields................................................................................................. 1005
PDS 0629—Odometer Reading.................................................................................... 1006
PDS 0630—Vehicle Number......................................................................................... 1008
PDS 0631—Driver Number/ID Number......................................................................... 1010
PDS 0632—Product Type Code.................................................................................... 1012
PDS 0633—Coupon/Discount Amount.........................................................................1015
PDS 0634—Tax Amount 1............................................................................................1016
PDS 0635—Tax Amount 2............................................................................................1017
PDS 0636—Call Date................................................................................................... 1018
PDS 0637—Call Time................................................................................................... 1019
PDS 0638—Call To Information.................................................................................... 1020
PDS 0638 Subfields................................................................................................. 1020
PDS 0639—Call Duration............................................................................................. 1022
PDS 0640—Call Time Period........................................................................................ 1023
PDS 0641—Product Code............................................................................................ 1024
PDS 0642—Item Description........................................................................................ 1033
PDS 0643—Item Quantity............................................................................................ 1037
PDS 0643 Subfields................................................................................................. 1041
PDS 0644—Call From Information................................................................................1042
PDS 0644 Subfields................................................................................................. 1043
PDS 0645—Item Unit of Measure.................................................................................1044
PDS 0646—Unit Price...................................................................................................1047
PDS 0646 Subfields................................................................................................. 1049
PDS 0647—Extended Item Amount..............................................................................1050
PDS 0647 Subfields................................................................................................. 1053
PDS 0648—Item Discount............................................................................................ 1055
PDS 0648 Subfields................................................................................................. 1056
PDS 0649—Call Usage Amount................................................................................... 1058
PDS 0649 Subfields................................................................................................. 1058
PDS 0650—Zero Cost to Customer Indicator................................................................ 1059
PDS 0651—Procedure ID..............................................................................................1060
PDS 0652—Service Type...............................................................................................1061
PDS 0652 Subfields................................................................................................. 1062

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PDS 0653—Service Amount......................................................................................... 1063

PDS 0653 Subfields................................................................................................. 1064
PDS 0654—Debit or Credit Indicator............................................................................ 1065
PDS 0655—Call Long Distance Amount....................................................................... 1068
PDS 0655 Subfields................................................................................................. 1069
PDS 0656—Full VAT Amounts...................................................................................... 1070
PDS 0656 Subfields................................................................................................. 1071
PDS 0657—Half VAT Amounts..................................................................................... 1073
PDS 0657 Subfields................................................................................................. 1073
PDS 0658—Call Connect Amount................................................................................1075
PDS 0658 Subfields................................................................................................. 1076
PDS 0659—Other Description...................................................................................... 1077
PDS 0660—Customer Reference.................................................................................. 1078
PDS 0660 Subfields................................................................................................. 1079
PDS 0661—Traffic Code...............................................................................................1079
PDS 0662—Sample Number.........................................................................................1080
PDS 0663—Free-Form Description................................................................................1081
PDS 0664—Start Station.............................................................................................. 1082
PDS 0665—Destination Station.................................................................................... 1084
PDS 0667—Generic Data............................................................................................. 1087
PDS 0667 Subfields................................................................................................. 1087
PDS 0668—Reduction Data..........................................................................................1088
PDS 0668 Subfields................................................................................................. 1089
PDS 0669—Transportation Other Code........................................................................ 1090
PDS 0670—Payer/User Information.............................................................................. 1091
PDS 0670 Subfields................................................................................................. 1092
PDS 0671—Date of Funds Requested...........................................................................1093
PDS 0673—Date of Anticipated Receipt of Funds.........................................................1094
PDS 0674—Additional Trace/Reference Number Used by Card Acceptor.......................1095
PDS 0675—Additional Transaction Description Data.....................................................1096
PDS 0676—Card Acceptor VAT Number.......................................................................1097
PDS 0677—Customer VAT Number.............................................................................. 1098
PDS 0678—Unique Invoice Number............................................................................. 1099
PDS 0679—Commodity Code...................................................................................... 1100
PDS 0680—Authorized Contact Name......................................................................... 1102
PDS 0681—Authorized Contact Phone........................................................................ 1103
PDS 0682—Detail Tax Amount 1.................................................................................. 1104
PDS 0682 Subfields................................................................................................. 1106
PDS 0683—Detail Tax Amount 2.................................................................................. 1109
PDS 0683 Subfields................................................................................................. 1111
PDS 0684—Detail Tax Amount 3.................................................................................. 1114
PDS 0684 Subfields................................................................................................. 1115
PDS 0685—Type of Supply........................................................................................... 1119

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PDS 0686—Tax Exempt Indicator..................................................................................1120

PDS 0687—Unique VAT Invoice Reference Number...................................................... 1121
PDS 0688—Card Acceptor Contact E-mail Address...................................................... 1122
PDS 0689—Corporate Identifier................................................................................... 1123
PDS 0690—No Show Indicator.....................................................................................1124
PDS 0691—Days Rented.............................................................................................. 1125
PDS 0692—Weekly Rental Amount.............................................................................. 1126
PDS 0693—Total Authorized Amount.......................................................................... 1127
PDS 0693 Subfields................................................................................................. 1128
PDS 0694—One Way Drop Off Charge........................................................................ 1129
PDS 0695—Regular Mileage Charge............................................................................ 1130
PDS 0696—Extra Mileage Charge................................................................................ 1131
PDS 0697—Late Charge...............................................................................................1132
PDS 0698—Fuel Charge...............................................................................................1133
PDS 0699—Lodging Total Tax Amount......................................................................... 1133
PDS 0699 Subfields................................................................................................. 1134
PDS 0700—Towing Charges.........................................................................................1135
PDS 0701—Extra Charges............................................................................................ 1136
PDS 0702—Other Charges...........................................................................................1137
PDS 0703—Total Room Nights..................................................................................... 1138
PDS 0704—Prepaid Expenses....................................................................................... 1139
PDS 0704 Subfields................................................................................................. 1139
PDS 0705—Total Non-Room Tax Amount..................................................................... 1141
PDS 0705 Subfields................................................................................................. 1141
PDS 0706—Cash Advances.......................................................................................... 1143
PDS 0706 Subfields................................................................................................. 1144
PDS 0707—Valet Charges............................................................................................ 1145
PDS 0707 Subfields................................................................................................. 1146
PDS 0708—Movie Charges.......................................................................................... 1147
PDS 0708 Subfields................................................................................................. 1147
PDS 0709—Business Center Charges........................................................................... 1148
PDS 0709 Subfields................................................................................................. 1149
PDS 0710—Health Club Charges................................................................................. 1150
PDS 0710 Subfields................................................................................................. 1151
PDS 0711—Fire Safety Act Indicator............................................................................. 1152
PDS 0712—Net Fuel Price............................................................................................ 1153
PDS 0712 Subfields................................................................................................. 1154
PDS 0713—Restricted Ticket Indicator..........................................................................1154
PDS 0714—Exchange Ticket Amount........................................................................... 1156
PDS 0715—Ancillary Service Charges........................................................................... 1157
PDS 0715 Subfields................................................................................................. 1158
PDS 0716—Travel Authorization Code......................................................................... 1159
PDS 0717—IATA Client Code....................................................................................... 1160

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PDS 0718—Employee/Temp Name/ID........................................................................... 1161

PDS 0719—Employee Social Security Number or ID......................................................1163
PDS 0720—Job Description..........................................................................................1164
PDS 0721—Job Code...................................................................................................1166
PDS 0722—Flat Rate Indicator......................................................................................1167
PDS 0723—Regular Hours Worked.............................................................................. 1168
PDS 0723 Subfields................................................................................................. 1170
PDS 0724—Regular Hours Rate....................................................................................1170
PDS 0724 Subfields................................................................................................. 1172
PDS 0725—Overtime Hours Worked............................................................................ 1172
PDS 0725 Subfields................................................................................................. 1174
PDS 0726—Overtime Hours Rate................................................................................. 1175
PDS 0726 Subfields................................................................................................. 1176
PDS 0727—Temp Start Date.........................................................................................1177
PDS 0728—Temp Week Ending....................................................................................1179
PDS 0729—Requestor Name or ID............................................................................... 1180
PDS 0730—Supervisor/Reports to.................................................................................1182
PDS 0731—Time Sheet Number...................................................................................1183
PDS 0732—Discount Amount...................................................................................... 1184
PDS 0732 Subfields................................................................................................. 1185
PDS 0733—Subtotal Amount.......................................................................................1186
PDS 0733 Subfields................................................................................................. 1186
PDS 0734—Miscellaneous Expenses............................................................................. 1187
PDS 0734 Subfields................................................................................................. 1189
PDS 0735—Service Descriptor Codes........................................................................... 1190
PDS 0736—Tracking Number or Pickup Number...........................................................1192
PDS 0737—Shipping Net Amounts.............................................................................. 1194
PDS 0737 Subfields................................................................................................. 1196
PDS 0738—Incentive Amount...................................................................................... 1197
PDS 0738 Subfields................................................................................................. 1197
PDS 0739—Pickup Date............................................................................................... 1198
PDS 0740—Delivery Date............................................................................................. 1200
PDS 0741—Number of Packages..................................................................................1201
PDS 0742—Package Weight........................................................................................ 1203
PDS 0743—Unit of Measure........................................................................................ 1205
PDS 0744—Shipping Party Information........................................................................ 1207
PDS 0744 Subfields................................................................................................. 1209
PDS 0745—Shipping Party Address.............................................................................. 1209
PDS 0745 Subfields................................................................................................. 1211
PDS 0746—Shipping Party Postal Information.............................................................. 1212
PDS 0746 Subfields................................................................................................. 1214
PDS 0747—Shipping Party Contact.............................................................................. 1215
PDS 0747 Subfields................................................................................................. 1217

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PDS 0748—Delivery Party Information..........................................................................1218

PDS 0748 Subfields................................................................................................. 1220
PDS 0749—Delivery Party Address Information.............................................................1220
PDS 0749 Subfields................................................................................................. 1222
PDS 0750—Delivery Party Postal Information................................................................1222
PDS 0750 Subfields................................................................................................. 1224
PDS 0751—Detail Tax Amount 4.................................................................................. 1225
PDS 0751 Subfields................................................................................................. 1226
PDS 0752—Detail Tax Amount 5.................................................................................. 1230
PDS 0752 Subfields................................................................................................. 1231
PDS 0753—Detail Tax Amount 6.................................................................................. 1234
PDS 0753 Subfields................................................................................................. 1235
PDS 0754—Delivery Party Contact............................................................................... 1239
PDS 0754 Subfields................................................................................................. 1241
PDS 0755—Line Item Total Amount............................................................................. 1242
PDS 0755 Subfields................................................................................................. 1243
PDS 0756—Passenger Description................................................................................1244
PDS 0756 Subfields................................................................................................. 1245
PDS 0757—Transportation Service Provider.................................................................. 1247
PDS 0758—Transportation Services Offered................................................................. 1248
PDS 0759—Delivery Order Number.............................................................................. 1249
PDS 0760—Credit Card Slip Number............................................................................1250
PDS 0761—Travel Agency ID........................................................................................ 1251
PDS 0762—Data Source...............................................................................................1252
PDS 0763—VAT Suppression Indicator..........................................................................1253
PDS 0764—Healthcare Eligible Status Indicator............................................................ 1254
PDS 0765—MoneySend Receiver Data......................................................................... 1255
Subfield 1—Payee First Name.................................................................................. 1256
Subfield 2—Payee Last Name.................................................................................. 1256
Subfield 3—Payee Address...................................................................................... 1257
Subfield 4—Payee City............................................................................................ 1257
Subfield 5—Payee State/Province Code....................................................................1257
Subfield 6—Payee Country Code.............................................................................1258
Subfield 7—Payee Postal Code................................................................................ 1258
Subfield 8—Payee Date of Birth...............................................................................1258
Subfield 9—Payee Phone Number........................................................................... 1259
PDS 0770—Additional Card Acceptor Inquiry Information............................................ 1259
PDS 0770 Subfields................................................................................................. 1260
PDS 0771—Cost Center Information............................................................................1261
PDS 0771 Subfields................................................................................................. 1262
PDS 0772—Driver License/State Issued ID Information..................................................1263
PDS 0772 Subfields................................................................................................. 1264
PDS 0773—Payment Method Information....................................................................1264

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PDS 0773 Subfields................................................................................................. 1265

PDS 0774—Stock Keeping Unit (SKU) Description........................................................ 1266
PDS 0775—Department Code......................................................................................1267
PDS 0776—Alternate Custom Identifier....................................................................... 1268
PDS 0776 Subfields................................................................................................. 1269
PDS 0777—Promotion Code........................................................................................ 1271
PDS 0799—Test Case Traceability Identifiers................................................................. 1272
PDS 0799 Subfields................................................................................................. 1274
PDS 1000–1099—Member-to-Member Proprietary Data.............................................. 1275

Appendix A: Institution ID Data Elements and PDSs...........................1279

Financial or Business Institutions...................................................................................1280
Technical Institutions.................................................................................................... 1281
Same Values in Institution ID Data Elements and PDSs.................................................. 1282

Notices.........................................................................................................................1283

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IPM Clearing Formats • 11 June 2019 25
 Integrated Product Messages (IPM) Overview

Chapter 1 Integrated Product Messages (IPM) Overview

This chapter describes the structure of IPM offline messages and the flow of these message types
between acquirers and issuers.

Clearing Introduction.................................................................................................................... 27
Transaction Processing Flow through the Clearing System.........................................................27
IPM Offline Message Structure...................................................................................................... 28
IPM Offline File Structure...............................................................................................................33
Basic Clearing System Message Flow........................................................................................ 35
IPM Data Element Information...................................................................................................... 36
IPM Data Element Flow............................................................................................................ 36
Message Format Data Element Requirements........................................................................... 36
Data Element Usage in Messages............................................................................................. 37

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 Integrated Product Messages (IPM) Overview
Clearing Introduction

Clearing Introduction
Clearing by means of the Integrated Product Messages (IPM) format is the movement of
transaction information from the customer to the clearing system or from the clearing system
to the customer.
“Offline clearing” is the practice of sending transaction information in a clearing file after a
previous authorization, if applicable. The IPM format provides the vehicle for delivery of these
messages. The sending customer places messages into a clearing file (see “IPM Offline
Message Structure” later in this chapter), and sends this transaction data for clearing to the
clearing system seven days a week, 24 hours a day. The clearing system has predetermined
cutoff times throughout each day when it processes all files received from customers since the
last cutoff. Refer to the GCMS Reference Manual for processing times.
IPM messages are based on the variable-length specifications of the International Organization
for Standardization (ISO) 8583–1993 Financial Transaction Card Originated Messages—
Interchange Message [Link] the clearing system with IPM is offline, it supports
only non-interactive IPM messages (Notification/1x4x). ISO defines Notification/1x4x with a 4
in the third position in the Message Type Identifier (MTI). Refer to Chapter 7 of this manual for
more information about MTIs and data element definitions.
In each IPM message there are institution identifiers—Data Element (DE) 93 (Transaction
Destination Institution ID Code) and DE 94 (Transaction Originator Institution ID Code). Upon
receipt of the files, the clearing system performs edits, checks data for accuracy, and directs
the messages to the appropriate customers based on the identifiers. (Refer to Appendix A of
this manual for more information about institution ID data elements and private data
subelements.)
After the acquirer “presents” transaction data to the clearing system in a First Presentment/
1240, the issuer either accepts the data as is or disputes the data. If the issuer accepts the First
Presentment/1240, the transaction is posted to the cardholder’s account and eventually
presented for payment via the cardholder statement. If the issuer disputes the data, customers
may exchange transaction information through multiple processing (chargeback) cycles. In
doing so, IPM allows transaction history to be passed from one cycle to the next. The
following diagram depicts this information flow from a First Presentment/1240 through all
possible chargeback cycles.
Customers are not required to exhaust all chargeback cycles once they start the chargeback
process to achieve dispute resolution. Refer to the Chargeback Guide for more information.

Transaction Processing Flow through the Clearing System

The following diagram depicts the transaction processing flow through the clearing system
starting with the cardholder.

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 Integrated Product Messages (IPM) Overview
IPM Offline Message Structure

The following diagram depicts the transaction processing flow for Fee Collection transactions:

After collecting clearing data and routing it to the appropriate receiver, settlement occurs,
which is the process of exchanging funds among customers. Refer to the Settlement Manual
for settlement information.

IPM Offline Message Structure

IPM is a variable-length format that facilitates the addition of new data elements while
allowing the message receiver to manage the recognition and use of the new data through
use of a bit map representation. It is based on the ISO 8583–1993 specification.
Data elements constitute each IPM message. ISO dictates the presence of certain data
elements in each message type, while allowing individual applications to optionally define
others. Chapter 7 of this manual, “Data Element Definitions,” describes each data element
the clearing system uses, detailing the length (whether fixed or variable), content (alphabetic,
numeric, and so on), how the clearing system uses it, and possible corresponding values.
Data elements that require more than one data field contain subelements. ISO-defined
subelements for certain data elements are reflected in this manual. However, ISO has allowed
individual applications to define subelements for certain data elements as repositories for
additional data in messages. These “private” data subelements (PDSs) are detailed in Chapters

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 Integrated Product Messages (IPM) Overview
IPM Offline Message Structure

8, 9, and 10. Refer to DE 48 (Additional Data), in Chapter 7 and the beginning of Chapter 8
for PDS encoding information.
Clearing system requirements for data element and PDS usage in each message are defined in
Chapters 2 through 6 of this manual. Each IPM message contains the following data
elements:
• Primary Bit Map indicates the presence or absence of DE 1 (Secondary Bit Map) through
DE 64 (Message Authentication Code [MAC]).
• DE 1 (Secondary Bit Map) indicates the presence or absence of DE 65 (Reserved [ISO])
through Clearing DE 128 (Message Authentication Code [MAC]).
• DE 24 (Function Code) is a three-digit data element that indicates the specific purpose of
a message in a message class. Refer to DE 24 in Chapter 7 of this manual for a complete
list.
• Message Type Identifier describes each message class and function. Refer to “Message
Type Identifier” in Chapter 7 for a comprehensive list of MTIs that the clearing system uses.

General
Positio Descriptio Value Exampl
n n s Description e

First ISO version 1 ISO 8583–1993 (The version on which the clearing system 1644
IPM formats is based)

Second message 2 Financial (12xx) messages 1240

class
4 Chargeback (14xx) messages 1442
6 Administrative (16xx) messages 1644
7 Fee Collection (17xx) messages 1740

Third message 4 notification 1644

function

Fourth transaction 0 acquirer 1 1240

originator
2 issuer 1 1442
4 other 1 1644

Most IPM messages also require DE 25 (Message Reason Code). This is a four-digit data
element that indicates the reason for sending a message. Refer to DE 25 in Chapter 7 for a
complete list of DE 25 values.

1 Fee Collection messages can be sent by acquirer, issuer, or other. The IPM format convention is that the fourth
position of the MTI always contains a ‘0’ in all Fee Collection messages.

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 Integrated Product Messages (IPM) Overview
IPM Offline Message Structure

The MTI and both bit maps are fixed-location data elements. The remaining data elements in a
message must be presented in ascending sequence by data element number and are not
located in a certain fixed position. The location of each of these data elements is dependent
on the presence of the data elements that precede it. For example, if DE 2 (Primary Account
Number), DE 3 (Processing Code), and DE 4 (Amount, Transaction) are all present in a
message, DE 4 may be located in positions 45–56. In another message, DE 2 and DE 3 may
not be present; therefore, DE 4 may be located in positions 21–32. The following table depicts
sample data element positioning in a message.

Positions Description

1–4 MTI (always present)

5–12 Bit Map, Primary (always present)

13–20 Bit Map, Secondary (DE 1) (always present)

The following two fields are repeated until all the data elements in the bit maps are presented.

21–xx Field indicating length of first data element, in numeric order, in message after DE
1, if corresponding data field is variable length

xx–yy Field containing actual data in first data element after DE 1

As shown in the previous table, the data field of a variable-length data element is preceded by
a two- or three-digit length indicator field, represented throughout this manual as the LL
portion of LLVAR or LLL portion of LLLVAR. (Refer to the beginning of Chapter 7 for
explanations of this and other labeling conventions used throughout this manual.)
The indicator in the length field is right-justified with leading ZEROS, as follows.

Representation Data Field Length Length Field Contents

LLVAR two bytes 02

LLLVAR three bytes 002

The contents of fixed-length data elements are not preceded by a length field.
Assume a customer wants to present the following data elements.

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 Integrated Product Messages (IPM) Overview
IPM Offline Message Structure

DE/PD Lengt
S Description h Value

2 Primary Account Number (PAN) 16 5412347890123456

3 Processing Code 6 000000

(retail purchase)

4 Amount, Transaction 12 000000025000

(USD 250.00)

12 Date and Time, Local Transaction 12 970228000000

(YYMMDDhhmmss)

p0148 Currency Exponents 4 8402

(currency code plus
exponent for USD)

49 Currency Code, Transaction 3 840

(represents USD)

71 Message Number 8 00000002

(correct sequential number)

94 Transaction Originator Institution ID Code 6 005678

(originated by ICA 5678)

DE 2, PDS 0148 (Currency Exponents), and DE 94 (Transaction Originator Institution ID Codes)

are all variable-length fields. The other data elements in this example are fixed length and,
therefore, do not require a length indicator field. Following is the layout of the IPM message
that incorporates the data elements in the previous table.

Position
s DE/PDS Description Value

1–4 - MTI 1240

5–12 - Bit Map, Primary 2

13–20 1 Bit Map, Secondary 2

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 Integrated Product Messages (IPM) Overview
IPM Offline Message Structure

Position
s DE/PDS Description Value

21–22 length of DE 2 16

23–38 2 Primary Account Number (PAN) 54123478901234

56

39–44 3 Processing Code 000000

45–56 4 Amount, Transaction 000000025000

57–68 12 Date and Time, Local Transaction 970228000000

69–71 length of DE 48 011

72–75 48/ tag for PDS 0148 0148

p0148

76–78 48/ length of PDS 0148 004

p0148

79–82 48/ contents of PDS 0148 8402

p0148

83–85 49 Currency Code, Transaction 840

86–93 71 Message Number 00000002

94–95 length of DE 94 06

96–101 94 Transaction Originator Institution ID Code 005678

Set in binary format, the Primary Bit Map consists of the following arrangement of bits in the
previous example.

Bit one indicates DE 1 is present, bit two indicates DE 2 is present, bit three indicates DE 3 is
present, bit four indicates DE 4 is present, bit 12 indicates DE 12 is present, bit 48 indicates DE
48 is present, and bit 49 indicates DE 49 is present.

2 The actual values in this message are character representations of bit maps; in binary format, each bit map is
constructed of eight bytes, 64 bits. Refer to the following example and the beginning of Chapter 7 for more
information.

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 Integrated Product Messages (IPM) Overview
IPM Offline File Structure

Set in binary format, DE 1 (Secondary Bit Map) consists of the following arrangement of bits
in the previous example.

Bit seven indicates that DE 71 is present. (Because the second bit map indicates the presence
of DE 65–DE 128, the seventh bit is equivalent to 64+7=71, therefore indicating the presence
of DE 71.)
Bit 30 indicates that DE 94 is present. (Calculated by adding 64+30=94.)

IPM Offline File Structure

Offline clearing system messages are in files sent between customers and processed during
clearing cycles.
The message flows in the following sections show issuer, clearing system, and acquirer
requirements for processing or actions and are based on conditions at the time of the
transaction event. The message flows assume that both the acquirer and issuer are using IPM
offline clearing formats.
Note that the exact placement of the messages in the diagrams is not necessarily indicative of
how they must appear in a file. Messages may appear in any order in a clearing file with the
following exceptions:
• A file must begin with a File Header/1644 and end with a File Trailer/1644.
• A Financial Detail Addendum/1644 must immediately follow the associated Financial
Presentment/1240.
• Message Exception/1644 messages are immediately followed by the rejected message.
In addition, each message in a file must contain DE 71 (Message Number) with a unique
value. The value in DE 71 for each message must be greater than the value in the previous
message. DE 71 must be reset to 00000001 in the File Header/1644 of each logical file.
The file a customer receives from the clearing system is delivered in a specific sequence. See
the GCMS Reference Manual for more information.

Acquirer to Clearing System to Issuer

The following flow depicts the possible offline messages that an acquirer may send to the
clearing system and that the clearing system forwards to the issuer.

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 Integrated Product Messages (IPM) Overview
IPM Offline File Structure

Issuer to Clearing System to Acquirer

The following flow depicts the possible offline messages that an issuer may send to the
clearing system and that the clearing system forwards to the acquirer.

Clearing System to Issuer or Acquirer

The following flow depicts the possible offline messages that the clearing system may send to
the issuer or acquirer.

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 Integrated Product Messages (IPM) Overview
IPM Offline File Structure

Basic Clearing System Message Flow

All offline clearing system messages are Notification (1x4x) messages. The following diagram
depicts a typical flow for this message type.

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 Integrated Product Messages (IPM) Overview
IPM Data Element Information

IPM Data Element Information

The following sections outline specifics for Data Element flow, requirements, and usage.

IPM Data Element Flow

Several entities may insert or modify the data elements in an IPM message as it flows from the
message origin to the clearing system and from the clearing system to the message
destination.
Data element flow entities typically include the customer or processor at the origin, the
clearing system, and the customer or processor at the destination.

NOTE:
In this and the following two tables, references to “data elements” include data elements,
PDSs (“p….” in the message layouts), and subfields (“s…” in the message layouts).

In the message format layouts, the following three columns provide information to the
originator, clearing system, and destination related to the data element requirements.

Entity Description

Org Originator [Link] message originator must satisfy this data element’s
requirements before sending the message. Examples of originators include a First
Presentment/1240 acquirer or a First Chargeback/1442 issuer.

Sys Clearing System [Link] clearing system may insert, correct, or modify this
data element while, for example, routing a message from the origin to the destination.
The clearing system may overwrite the data element and thereby overwrite any previous
content.

Dst Destination [Link] message destination must expect this data element
(read it) and accept this data element (process it) if the originator requirements are
satisfied. Examples of destinations include a First Presentment/1240 issuer or a First
Chargeback/1442 acquirer.

Message Format Data Element Requirements

The following notations describe the requirements for each data element.
Notations appear in the Org, Sys, and Dst columns.

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 Integrated Product Messages (IPM) Overview
IPM Data Element Information

Usage
Code Description

M Mandatory. The data element is required in the message.

C Conditional. The data element is required in the message if the conditions described in
the accompanying text are applicable.

O Optional. The data element is not required but may be included in the message at the
message originator’s option.

X Clearing System. The clearing system may (or will) insert or overwrite the data element,
depending on specific clearing system support services provided for individual programs
and services.

• Not Required or Not Applicable. The data element is not required or not applicable, and
the transaction originator should not include it if this symbol is present in the “Org”
column.

Data Element Usage in Messages

The layouts in this chapter describe how data elements are used in each message.
The following table shows all the possible usage combinations.

Usage

Org Sys Dst Description

M • M Mandatory; originator must provide the data element.

M X M Mandatory; originator must provide the data element; clearing system

adjusts/appends data.

C • C Conditionally required; conditions are described in Comments column.

C • M Conditionally required; clearing system does not modify the data if provided
by the sender; clearing system provides the data if not provided by the
sender.

C X M Conditionally required; clearing system may adjust/append data and always

provides the data element.

C X C Conditionally required; clearing system adjusts/appends data.

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 Integrated Product Messages (IPM) Overview
IPM Data Element Information

Usage

Org Sys Dst Description

• X C Clearing system provides the data element conditionally.

• X M Clearing system always provides the data element.

O • C Optional; originator may provide the data element.

O X C Optional; originator may provide the data element; clearing system adjusts/
appends data.

M • • Mandatory; originator must provide the data element; clearing system does
not forward data.

C • • Conditionally required; clearing system does not forward data.

O • • Optional; clearing system does not forward data.

• X • Mastercard internal use.

• • • Not required or applicable for Originator, Clearing system, or Destination.

The usage code for each of the subfields is the same as that of its parent data element or
private data subelement unless specified differently in the table.

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IPM Clearing Formats • 11 June 2019 38
 File Header and Trailer Messages

Chapter 2 File Header and Trailer Messages

This chapter describes the formats for all file header and trailer messages that the clearing system
uses. The layouts on the following pages identify all required, conditional, optional, or clearing
system-provided data elements for these messages.

Message Type Identifiers and Associated Function Codes of File Header and Trailer Messages........40
Customer-Generated Files of File Header and Trailer Messages...................................................... 40
Files Generated by Mastercard...................................................................................................... 43
Sequence of the Files Generated by Mastercard........................................................................43
Sequence of the Early Reconciliation File...................................................................................45
File Header/1644 Messages...........................................................................................................46
File Trailer/1644 Messages.............................................................................................................48

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IPM Clearing Formats • 11 June 2019 39
 File Header and Trailer Messages
Message Type Identifiers and Associated Function Codes of File Header and Trailer Messages

Message Type Identifiers and Associated Function Codes of File Header

and Trailer Messages
This section describes the formats for the following messages.

Message Type
Identifier Function Code Description

1644 697 File Header (Customer-generated)

697 File Header (generated by Mastercard)
695 File Trailer (Customer-generated)
695 File Trailer (generated by Mastercard)

This section also describes the structure of offline IPM clearing files and transmissions.

Customer-Generated Files of File Header and Trailer Messages

This manual distinguishes between “offline files” and “offline transmissions.”

Offline Files Versus Offline Transmissions

An offline file (also referred to as a “logical file”) contains a single File Header/1644, followed
by various IPM clearing messages, followed by a single File Trailer/1644. An offline file’s Private
Data Subelement (PDS) 0105 (File ID) uniquely identifies each file.
An offline transmission (also referred to as a “physical file”) is a single dataset or bulk file that
contains one or more logical files. A File Header/1644 and a File Trailer/1644 define each
logical file. There are no “transmission header” or “transmission trailer” messages to enclose
an offline transmission. Instead, the originator may link the logical files in the transmission by
providing the same value in PDS 0110 (Transmission ID) in each logical file’s File Header/1644.
The clearing system does not provide PDS 0110 in files sent to receiving customers.
The transmission originator determines whether to submit a single logical file or multiple
logical files. There are no requirements related to the grouping of IPM messages into logical
files. For example, one originator may choose to create a separate logical file for each
different destination customer. Another originator may choose to create a separate logical file
for Chargebacks and Retrievals as opposed to Presentments.
For customers that participate in GCMS Early Reconciliation, the limitation requires that the
number of logical files within a physical file must not exceed 999. If the allowed limit is
exceeded, then customers will be impacted by not receiving early reconciliation for the
physical file and could miss the desired settlement cycle.

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 File Header and Trailer Messages
Customer-Generated Files of File Header and Trailer Messages

For customers that do not participate in GCMS Early Reconciliation, the limitation requires that
the number of logical files within a physical file must not exceed 20,000. If the allowed limit is
exceeded, then customers will be impacted by Mastercard actions to spilt the logical files
between multiple physical files, not receiving reconciliation as expected, and could miss the
desired settlement cycle.

Structure of a Customer-Generated Offline Transmission Containing One Logical File

File Header/1644: File ID 1, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 1

Structure of a Customer-Generated Offline Transmission Containing More than One

Logical File
File Header/1644: File ID 1, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 1
File Header/1644: File ID 2, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 2
File Header/1644–697: File ID 3, Transmission ID 1
• (individual clearing messages)
• (individual clearing messages)
• (individual clearing messages)
• File Trailer/1644: File ID 3

Customer-Generated Offline File Structure

Following are the file sequencing requirements for customer-generated files:
• Each offline file (logical file) must begin with one File Header/1644 and end with one File
Trailer/1644.
• The File Header/1644 and File Trailer/1644 for each logical file must contain the same value
in PDS 0105.
• The file must contain at least one message in addition to the File Header/1644 and File
Trailer/1644.

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 File Header and Trailer Messages
Customer-Generated Files of File Header and Trailer Messages

• Multiple logical files may be present in a transmission (physical file). Each logical file within
a physical transmission is processed independently.
• DE 71 (Message Number) must always contain 00000001 in the File Header/1644. For each
subsequent message in the logical file, the value in DE 71 must be greater than the value in
the previous message.
• All other clearing messages (such as First Presentment/1240, First Chargeback/1442, and
Retrieval Request/1644, Retrieval Request Acknowledgement/1644 messages) must follow
the File Header/1644 and precede the corresponding File Trailer/1644.
• Financial Detail Addendum/1644 messages must immediately follow their related First
Presentment/1240 messages.
• No other requirements exist for the sequencing of messages within a logical file. Customers
may choose to submit messages from several different sending customer IDs in the same
logical file.

File ID
File originators must create a unique PDS 0105 (File ID) value for each logical file. PDS 0105
includes the following:
• File Type—Indicates whether Mastercard or the customers generate the file. This includes
clearing files or Early Reconciliation files generated by Mastercard.
• File Reference Date—Indicates the date the originator processed or created the file.
• Processor ID—For customer-generated files, indicates the customer ID of the customer or
processor sending the file. For files generated by Mastercard, the Processor ID indicates the
customer ID of the customer or processor receiving the file.
• File Sequence Number—A five-digit number the file originator assigns that must be
unique within each File Reference Date for each File Type and Processor ID for files sent to
Mastercard.

Processing Mode
File originators must indicate each logical file’s PDS 0122 (Processing Mode) value. PDS 0122
indicates the following.
• Production file
• Test file
The PDS 0122 value in the File Header/1644 applies to all transactions in the logical file.

Trailer Total Reconciliation

Offline file receivers may use trailer totals to verify that all financial and non-financial
messages the sender intended to include in a logical file actually were received.
Each File Trailer/1644 contains logical file totals as follows:
• PDS 0301 (File Amount, Checksum) provides a hash total or checksum of DE 4 (Amount,
Transaction) for all messages in the file that contain DE 4.

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 File Header and Trailer Messages
Files Generated by Mastercard

• PDS 0306 (File Message Counts) in the File Trailer/1644 contains the total number of
messages (financial and non-financial) in the logical file, including the File Header/1644 and
File Trailer/1644.
Offline file receivers can accumulate a count and checksum as they process each file. These
accumulated totals can be used for reconciliation with the File Trailer/1644 totals.

Files Generated by Mastercard

The following sections describe the sequence of files generated by Mastercard.

Sequence of the Files Generated by Mastercard

The Global Clearing Management System (GCMS) has six clearing cutoffs per processing day.
GCMS generates data for customers at each of the six clearing cutoffs. Customers and
processors may choose to receive clearing data four, five, or six times per day. However, the
choice to receive data fewer than six times per day results in the customer’s clearing activity
being merged across cycle boundaries.
The sequence of the individual messages in a merged clearing file remains identical to the
sequencing of messages in a file containing data from a single clearing cycle.
Within a given Mastercard destination (a combination of endpoint and Destination ID [DE
93]), GCMS sequences files generated by Mastercard as shown in the following table.

Sequence of Files Generated by Mastercard

MTI-Function Code Message Type

1644-697 File Header

1644-693 Text Messages

1644-640 Currency Updates

1240-200 First Presentments

1644-696 Financial Detail Addendum (if required)

1644-603 Retrieval Requests

1740-700 Fee Collections (Retrieval Fee Billing)

1442-450, 1442-453 First Chargebacks, Full and Partial

1240-205, 1240-282 Second Presentments, Full and Partial

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 File Header and Trailer Messages
Files Generated by Mastercard

MTI-Function Code Message Type

1442-451, 1442-454 Arbitration Chargebacks, Full and Partial

1740-700, 1740-780, Fee Collections (non–Retrieval Fee Billing)—Customer-

1740-781, 1740-782, generated, Returns, Resubmissions, Arbitration Returns,
1740-783 and those generated by Mastercard

1644-691, 1644-699 Message Exception and File Reject

1644-680, 1644-685, File Currency Summary, Financial Position Detail, and

1644-688 Settlement Position Detail

1644-695 File Trailer

When there are multiple message types (for example, multiple first presentments) for multiple
receiving customer IDs, the clearing system sequences them as follows:
• All message types except 1644-693 (Text Message) and 1644-640 (Currency Update): first
by receiving customer ID and then by message type
• 1644-693 (Text Message) and 1644-640 (Currency Update) messages: once per processor
by the first occurring (lowest) customer ID and then by message type
If a customer or processor processes for multiple customer IDs, GCMS constructs the file
generated by Mastercard as shown in the following table. For example, suppose that
customer (processor) ID 004444, endpoint 1, processes for customer ID 002222 and customer
ID 003333. When processing for multiple customer IDs, GCMS would construct the receiver’s
file as shown below.

Sequencing of Customer or Processor Files Generated by Mastercard

MTI-Function Endpoint 1, to
Code Description Customer ID (ICA)

1644-697 File Header 004444

1644-693 Text Message 002222

1644-640 Currency Update 002222

1240-200 First Presentment 002222

1644-696 Financial Detail Addendum 002222

1240-282 Second Presentment (Partial) 002222

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IPM Clearing Formats • 11 June 2019 44
 File Header and Trailer Messages
Files Generated by Mastercard

MTI-Function Endpoint 1, to
Code Description Customer ID (ICA)

1644-685 Financial Position Detail 002222

1240-200 First Presentment 003333

1644-603 Retrieval Request 003333

1740-700 Fee Collection (Retrieval Fee Billing) 003333

1442-450 First Chargeback—Full Amount 003333

1240-205 Second Presentment 003333

1442-451 Arbitration Chargeback—Full Amount 003333

1740-700 Fee Collection (non–Retrieval Fee Billing) 003333

1644-685 Financial Position Detail 003333

1644-695 File Trailer 004444

Sequence of the Early Reconciliation File

Customers electing to receive Early Reconciliation files generated by Mastercard will receive
one physical file for each physical file sent to Mastercard for processing.
If the customer sends a physical file containing two logical files, GCMS will return one Early
Reconciliation file. The Acknowledgement Reconciliation messages for the two logical files
contained in the file sent to Mastercard will be contained in two logical files within the single
Early Reconciliation physical file.
The sequence of an IPM Early Reconciliation physical file generated by Mastercard is similar to
the sequence in the following table. Suppose that customer (processor) ID 004444, endpoint
1, processes for customer IDs 002222, 003333, 005555, and 006666. When processing for
multiple customer IDs, GCMS would construct the receiver’s file as shown below.

Sequencing of Customer or Processor Files Generated by MasterCardEarly

Reconciliation

Endpoint 1, to
MTI-Function Customer ID
Code Description (ICA)

1644-697 File Header 004444

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IPM Clearing Formats • 11 June 2019 45
 File Header and Trailer Messages
File Header/1644 Messages

Endpoint 1, to
MTI-Function Customer ID
Code Description (ICA)

1644-680 File Currency Summary 002222

1644-685 Financial Position Detail 003333

1644-691 Message Exception 005555

1644-685 Financial Position Detail 005555

1644-691 Message Exception 006666

1644-685 Financial Position Detail 006666

1644-695 File Trailer 004444

NOTE:
This example assumes that data for all customers was received in two logical files. Each
logical file contains a file header, followed by various IPM clearing messages, followed by a
file trailer. For additional information, refer to the GCMS Reference Manual.

File Header/1644 Messages

A File Header/1644 is each file’s first message.
A File Header/1644 message provides information such as the following.
• Originating customer ID or processor ID
• File ID
• Transmission ID (optionally provided by customers, processors, or both)
• File direction (incoming [generated by Mastercard] or outgoing [Customer-generated])
• Processing Mode (production or test)
• Reversal Indicator
• Originating Message Format
The message must contain 1644 in the Message Type Identifier (MTI) and 697 in Data Element
(DE) 24 (Function Code) to identify it as a File Header/1644.

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IPM Clearing Formats • 11 June 2019 46
 File Header and Trailer Messages
File Header/1644 Messages

File Header (Customer-generated)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • •

Bit Map, Primary M • •

1 Bit Map, Secondary M • •

24 Function Code M • •

48 Additional Data M • •

p0026 File Reversal Indicator C • •

p0105 File ID M • •

p0110 Transmission ID O • •

p0122 Processing Mode M • •

p0191 Originating Message Format O • •

71 Message Number M • •

File Header (Generated by Mastercard)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

48 Additional Data • X M

p0105 File ID • X M

p0122 Processing Mode • X M

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IPM Clearing Formats • 11 June 2019 47
 File Header and Trailer Messages
File Trailer/1644 Messages

File Header (Generated by Mastercard)/1644 Message Layout

No. Data Element Name Org Sys Dst

71 Message Number • X M

File Trailer/1644 Messages

A File Trailer/1644 is each file’s last message.
A File Trailer/1644 message provides information such as the following.
• The File ID that links the File Trailer/1644 with the File Header/1644
• Hash totals used to validate the file’s integrity
The message must contain 1644 in the MTI and 695 in DE 24 to identify it as a File Trailer/
1644.

File Trailer (Customer-generated)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • •

Bit Map, Primary M • •

1 Bit Map, Secondary M • •

24 Function Code M • •

48 Additional Data M • •

p0105 File ID M • •

p0191 Originating Message Format O • •

p0301 File Amount, Checksum M • •

p0306 File Message Counts M • •

71 Message Number M • •

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IPM Clearing Formats • 11 June 2019 48
 File Header and Trailer Messages
File Trailer/1644 Messages

File Trailer (Generated by Mastercard)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

48 Additional Data • X M

p0105 File ID • X M

p0301 File Amount, Checksum • X C

p0306 File Message Counts • X M

71 Message Number • X M

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 49
 Presentment, Addendum, and Chargeback Messages

Chapter 3 Presentment, Addendum, and Chargeback

Messages
This chapter describes the formats for all presentment, addendum, and chargeback messages that
the clearing system uses. The layouts on the following pages identify all required, conditional,
optional, or clearing system-provided data elements for these messages.

Message Type Identifiers and Associated Function Codes of Presentment, Addendum, and
Chargeback Messages.................................................................................................................. 52
First Presentment/1240 Messages................................................................................................. 52
Financial Detail Addendum/1644 Messages...................................................................................60
Financial Detail Addendum/1644 Messages Listed by Usage Code............................................ 60
Financial Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644...... 61
Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644................................. 67
Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644........................... 72
Financial Detail Addendum (Vehicle Rental Detail)/1644............................................................78
Financial Detail Addendum (Lodging Summary)/1644............................................................... 82
Financial Detail Addendum (Temporary Services)/1644..............................................................87
Financial Detail Addendum (Shipping/Courier Services)/1644.................................................... 90
Financial Detail Addendum (Electronic Invoices)/1644............................................................... 94
Use of the Electronic Invoice Addendum Messages with Other Addendum Messages...........96
Message Layout for Financial Detail Addendum (Electronic Invoice—Transaction Data)/
1644 Message..................................................................................................................... 96
Message Layout for Financial Detail Addendum (Electronic Invoice—Party Information)/
1644 Message..................................................................................................................... 98
Financial Detail Addendum (Payment Transaction Detail)/1644..................................................99
Financial Detail Addendum (Telephony Billing Services)/1644.................................................. 102
Message Layout for Financial Detail Addendum (Telephony Billing—Detail)/1644 Message. 106
Financial Detail Addendum (Travel Agency Detail)/1644.......................................................... 108
Financial Detail Addendum (Lodged Account Detail)/1644......................................................110
Financial Detail Addendum (Private Label Common Data)/1644.............................................. 112
Financial Detail Addendum (Private Label Line Item Detail)/1644.............................................114
Financial Detail Addendum (Healthcare)/1644........................................................................ 117
Financial Detail Addendum (Corporate Card Common Data Requirements)/1644................... 119
Financial Detail Addendum (Corporate Fleet Transaction Information)/1644............................124
Financial Detail Addendum (Corporate Line Item Detail)/1644................................................ 128
Financial Detail Addendum (Generic Detail)/1644................................................................... 133
First Chargeback/1442 and Arbitration Chargeback/1442 Messages........................................... 134

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IPM Clearing Formats • 11 June 2019 50
 Presentment, Addendum, and Chargeback Messages

Second Presentment/1240 Messages.......................................................................................... 141

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 Presentment, Addendum, and Chargeback Messages
Message Type Identifiers and Associated Function Codes of Presentment, Addendum, and Chargeback
Messages

Message Type Identifiers and Associated Function Codes of

Presentment, Addendum, and Chargeback Messages
This section describes the formats for the following messages.

Message Type
Identifier Function Code Description

1240 200 First Presentment

1644 696 Financial Detail Addendum

1442 450 First Chargeback (Full)

451 Arbitration Chargeback (Full)

453 First Chargeback (Partial)

454 Arbitration Chargeback (Partial)

1240 205 Second Presentment (Full)

282 Second Presentment (Partial)

The Data Element (DE) 24 (Function Code) in each message indicates the transaction’s primary
type or function, and the DE 25 (Message Reason Code) indicates the primary reason for the
transaction.

First Presentment/1240 Messages

An acquirer may initiate a First Presentment/1240 to advise the issuer or its agent that a
financial transaction was completed on its behalf.
The First Presentment/1240 message must contain 1240 in the Message Type Identifier (MTI)
and 200 in DE 24 to identify it as a First Presentment/1240.

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

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 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

3 Processing Code M • M

4 Amount, Transaction M • M

5 Amount, Reconciliation C X M

6 Amount, Cardholder Billing O X C

9 Conversion Rate, Reconciliation • X M

10 Conversion Rate, Cardholder Billing • X C

12 Date and Time, Local Transaction M • M

s2 Time C • C

14 Date, Expiration O • C

22 Point of Service Data Code M • M

s7 Card Data: Input Mode M X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code O • C

26 Card Acceptor Business Code M • M

30 Amounts, Original O • C

31 Acquirer Reference Data M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M X M

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IPM Clearing Formats • 11 June 2019 53
 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

37 Retrieval Reference Number C • C

38 Approval Code C • C

40 Service Code C • C

41 Card Acceptor Terminal ID C • C

42 Card Acceptor ID Code C • C

43 Card Acceptor Name/Location M • M

s2 Card Acceptor Street Address C • C

s3 Card Acceptor City C • C

48 Additional Data M X M

p0001 Mastercard® Mapping Service Account Number • X C

p0002 GCMS Product Identifier • X M

p0003 Licensed Product Identifier • X M

p0004 Funding Account Information C • C

p0005 Message Error Indicator • X C

p0014 Digital Account Reference Number O X C

p0017 Transaction Integrity Class O • O

p0018 Acceptance Data C • C

p0021 Transaction Type Indicator C • C

p0022 Additional Terminal Operating Environments C • C

p0023 Terminal Type C • C

p0025 Message Reversal Indicator O • C

p0028 Mastercard Merchant Presented (MPQR) Receiving Account Number O • C

p0029 QR Dynamic Code Data O • C

p0043 Program Registration ID C • C

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IPM Clearing Formats • 11 June 2019 54
 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0044 Program Participation Indicator • X C

p0045 Mastercard Generated Installment Identifier • C C

p0046 Japan Common Merchant Code O • C

p0052 Electronic Commerce Security Level Indicator C • C

p0056 Mastercard Electronic Card Indicator • X C

p0057 Transaction Category Indicator C X C

p0058 Token Assurance Level O X C

p0059 Token Requestor ID C X C

p0071 Chip-to-Magnetic Stripe Conversion Service Indicator • X C

p0072 Authentication Indicator • X C

p0080 Amount, Tax C X C

p0140 Amount, Cardholder Billing Amounts (USD) • X C

s1 Amount, Cardholder Billing USD • X C

s2 Amount, Currency Conversion Assessment USD • X C

p0141 Customer Currency Conversion Revenue Data • X C

p0145 Amount, Alternate Transaction Fee C X C

p0146 Amounts, Transaction Fee C X C

p0147 Extended Precision Amounts • X C

p0148 Currency Exponents M X M

p0149 Currency Codes, Amounts, Original C • C

p0157 Alternate Processor Indicator C • C

p0158 Business Activity C X M

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 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

p0159 Settlement Data C X C

p0160 Settlement Data, Multiple • X C

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0170 Card Acceptor Inquiry Information C • C

s1 Customer Service Phone Number O • C

s2 Card Acceptor Phone Number O • C

s3 Additional Contact Information O • C

p0171 Alternate Card Acceptor Description O • C

p0172 Sole Proprietor Name O • C

p0173 Legal Corporate Name C • C

p0174 Dun & Bradstreet Number O • C

p0175 Card Acceptor URL O • C

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IPM Clearing Formats • 11 June 2019 56
 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0176 Mastercard Assigned ID C • C

p0177 Cross-border C X M

p0178 Alternate Card Acceptor Description Data 2 O • C

p0179 Long Running Transaction (LRT) Indicator C • C

p0180 Domestic Card Acceptor Tax ID C • C

p0181 Installment Payment Data C X C

p0182 Installment Payment Cardholder Statement Data • C C

p0183 Brazil Post-Dated Transaction Data C • C

p0184 Directory Server Transaction ID C • C

p0185 Accountholder Authentication Value C • C

p0186 Program Protocol C • C

p0188 Private Data—Proprietary In Control Data (for future use only) • X C

p0189 Point-of-Interaction (POI) Phone Data O • C

p0190 Partner ID Code O • C

p0191 Originating Message Format O X M

P0192 Payment Transaction Initiator • X C

p0194 Remote Payment Program Date C • C

p0195 Installment Data C • C

p0196 Mobile Phone Reload Data O • C

p0197 National Use Tax Data O • C

p0198 Device Type O • C

p0199 Funding Transaction Information C • C

p0202 Primary Account Number (PAN) Syntax Error C • C

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 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0204 Amount, Syntax Error C • C

p0205 Syntax Return, Message Error Indicator C • C

p0206 Late Presentment Indicator • X C

p0207 Wallet Identifier (for Masterpass transactions) C • C

Wallet Identifier (for MDES transactions) • X C

p0208 Additional Merchant Data C • C

p0209 Independent Sales Organization ID C • C

p0210 Transit Program C • C

p0211 Terminal Compliant Indicator C • C

p0212 Merchant Data Services • X C

p0213 Original Merchant Data • X C

p0214 Merchant Data Cleansing Plus • X C

p0215 Mastercard Merchant Data Advance • X C

p0220 Brazil Merchant Tax ID C • C

p0225 Syntax Return, Original Message Reason Code C • C

p0261 Risk Management Approval Code (Rejected by Mastercard) C X •

p0375 Member Reconciliation Indicator 1 O • •

p0446 Transaction Fee Amount, Syntax Error C X C

p0502 Custom Identifier C X C

p0596 Card Acceptor Tax ID C • C

p0597 Total Tax Amount O • C

p0623 Motor Fuel Information O • C

p0629 Odometer Reading O • C

p0674 Additional Trace/Reference Number Used by Card Acceptor C • C

p0799 Test Case Traceability Identifiers O • C

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IPM Clearing Formats • 11 June 2019 58
 Presentment, Addendum, and Chargeback Messages
First Presentment/1240 Messages

First Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

49 Currency Code, Transaction M • M

50 Currency Code, Reconciliation C X M

51 Currency Code, Cardholder Billing C X C

54 Amounts, Additional C • C

55 Integrated Circuit Card (ICC) System Related Data C • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M X M

100 Receiving Institution ID Code • X M

111 Amount, Currency Conversion Assessment • X C

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum/1644 Messages

A Financial Detail Addendum/1644 provides additional program, service, or industry data to
supplement the First Presentment/1240. This message must contain 1644 in the MTI and 696
in DE 24 to identify it as a Financial Detail Addendum/1644.

Financial Detail Addendum/1644 Messages Listed by Usage Code

The following is a listing of each type of addendum message by usage code.

Usage Code Financial Detail Addendum/1644 Messages

01 Passenger Transport Detail—General Ticket Information

01 Passenger Transport Detail—Rail Data

01 Passenger Transport Detail—Trip Leg Data

05 Vehicle Rental Detail

06 Lodging Summary

07 Temporary Services

08 Shipping/Courier Services

09 Electronic Invoices

10 Payment Transaction Detail

11 Telephony Billing Services

12 Travel Agency Detail

13 Lodged Account Detail

14 Private Label Common Data

14 Private Label Line Item Detail

15 Healthcare

98 Corporate Card Common Data Requirements

98 Corporate Fleet Transaction Information

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Usage Code Financial Detail Addendum/1644 Messages

98 Corporate Line Item Detail

99 Generic Detail

The following are descriptions for each type of addendum message.

Financial Detail Addendum (Passenger Transport Detail—General Ticket

Information)/1644
This message supports ticketing transactions for airline, railway, and travel agency transactions
to provide passenger ticket information for the cardholder. Acquirers may submit one
occurrence of this message for each airline, railway, or travel agency transaction to provide
general ticket information.
When this message is used, the information in Private Data Subelement (PDS) 0501
(Transaction Description), subfields 1–3, must be the following values:
• Usage Code: 01
• Industry Record Number: 000
• Occurrence Indicator: 001
Acquirers should also submit one or more occurrences of the Financial Detail Addendum
(Passenger Transport Detail—Trip Leg Data)/1644 message (Usage Code 01, Industry Record
Number 001) or the Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644
Message (Usage Code 01, Industry Record Number 002) or both. Each trip leg message
occurrence provides detailed information regarding one trip leg associated with the ticket.
One occurrence of this addendum message must be provided if the associated First
Presentment/1240 message contains an airline card acceptor business code (MCC) or a
Passenger Railway MCC and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

16 Warehouse Tier I

24 Merchant UCAF

60 Commercial Face-to-Face

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

62 Commercial Large Ticket I

65 Commercial Standard

66 Commercial Data Rate II

67 Commercial Data Rate II

68 Commercial Data Rate I

69 Commercial T&E Rate II

70/80 Merit III

76/86 Commercial T&E Rate I

78/88/98 Merit I

79 Full UCAF

89 Commercial T&E Rate III

91 Warehouse Base

93 Passenger Transport

94 Commercial Large Ticket II

96 World T&E

99 Commercial Large Ticket III

E1 Commercial Large Ticket Rate 1 MPG

E2 Commercial Large Ticket Rate 2 MPG

E3 Commercial Large Ticket Rate 3 MPG

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

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IPM Clearing Formats • 11 June 2019 62
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RP Enhanced Merit I

RR Enhanced Passenger Transport

WR World Elite T&E

WU World Airline Elite

WZ World Elite T&E Large Ticket

One occurrence of this addendum message may be provided if the associated First
Presentment/1240 message contains a travel agency MCC and is submitted for one of the
following U.S. region incentive interchange rate programs.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

24 Merchant UCAF

70/80 Merit III

78/88/98 Merit I

79 Full UCAF

96 World T&E

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

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IPM Clearing Formats • 11 June 2019 63
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RP Enhanced Merit I

This addendum message may be provided only if the associated First Presentment/1240
contains an airline, railway, or travel agency MCC in DE 26 (Card Acceptor Business Code).
If the First Presentment/1240 message associated with this addendum is submitted for an
incentive interchange program that requires only this addendum, and the associated First
Presentment/1240 message is submitted for a railway or travel agent MCC in DE 26, the
Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 message can be used
in addition to this addendum message.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, please refer to Chapter 8 of this manual, or to
the applicable chapters of the Interchange Manual.

Financial Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644

Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

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IPM Clearing Formats • 11 June 2019 64
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644

Message Layout

No. Data Element Name Org Sys Dst

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0505 Passenger Name C • C

p0506 Ticket Number C • C

p0507 Issuing Carrier C • C

p0508 Customer Code C • C

p0509 Issue Date O • C

p0510 Travel Agency Code O • C

p0511 Travel Agency Name O • C

p0512 Total Fare C • C

p0513 Total Fees O • C

p0514 Total Taxes O • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

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IPM Clearing Formats • 11 June 2019 65
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644

Message Layout

No. Data Element Name Org Sys Dst

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator O • C

p0713 Restricted Ticket Indicator O • C

p0714 Exchange Ticket Amount O • C

p0715 Ancillary Service Charges O • C

p0716 Travel Authorization Code O • C

p0717 IATA Client Code O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 66
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644

This message supports ticketing information for railway transactions to provide detailed
itinerary information for the cardholder. Acquirers may submit 1–999 occurrences of this
message. Each occurrence provides detailed itinerary data associated with a railway
transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 01
• Industry Record Number: 002
• Occurrence Indicator: 002–999
The submission of this addendum message is optional. Acquirers may provide a Financial
Detail Addendum (Passenger Transport Detail—Rail Data)/1644 message for First Presentment
transactions where the MCC value is 4112—Railway or 4722—Travel Agency under the
following circumstances:
• For U.S. region or international incentive interchange rate programs that require a Financial
Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644 and a
Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644, the acquirer
may submit the Rail Data addendum in place of the Trip Leg Data addendum.
• For U.S. region or international incentive interchange rate programs that require a Financial
Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644 and a
Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644, the acquirer
may submit the Rail Data addendum in addition to the General Ticket and Trip Leg Data
addenda.
Acquirers must provide a single occurrence of the Financial Detail Addendum (Passenger
Transport Detail—General Ticket Information)/1644 message (Usage Code 01, Industry Record
Number 000) before the first occurrence of rail detail data for railway transactions.
When the Financial Detail Addendum (Passenger Transport Detail—General Ticket
Information) is provided, the occurrence indicator (PDS 0501, subfield 3) submitted for the
first Rail Data addendum should equal 002. Otherwise, it should equal 001.
This new message supports rail transaction information. Acquirers may submit 1–999
occurrences of this message. Each occurrence provides detailed data for one trip leg of the
associated rail transaction.
When using this message, the information in PDS 0501, subfields 1–3, must be the following
values:
• Usage Code: 01
• Industry Record Number: 002
• Occurrence Indicator: 001–999
This addendum message may be provided only if the associated First Presentment/1240
contains a rail or travel agency MCC in DE 26 (Card Acceptor Business Code).

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IPM Clearing Formats • 11 June 2019 67
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

The submission of this addendum is optional. Acquirers may provide a Financial Detail
Addendum (Passenger Transport Detail—Rail Data)/1644 message (Usage Code 01, Industry
Record Number 002,) under the following circumstances:
• For U.S. region incentive interchange rate programs that require a Financial Detail
Addendum (Passenger Transport Detail—General Ticket Information)/1644 and a Financial
Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644, the acquirer may
submit the Rail Data addendum in place of the Trip Leg Data addendum.
• For U.S. region incentive interchange rate programs that require a Financial Detail
Addendum (Passenger Transport Detail—General Ticket Information)/1644 and a Financial
Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644, the acquirer may
submit the Rail Data addendum in addition to the Trip Leg Data addendum.
The following table lists U.S. region interchange programs requiring a General Ticket
addendum and Trip Leg Data or Rail Data addendum.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

16 Warehouse Tier I

24 Merchant UCAF

60 Commercial Face-to-Face

62 Commercial Large Ticket I

65 Commercial Standard

66 Commercial Data Rate II

67 Commercial Data Rate II

68 Commercial Data Rate I

69 Commercial T&E Rate II

70/80 Merit III

76/86 Commercial T&E Rate I

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IPM Clearing Formats • 11 June 2019 68
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

78/88/98 Merit I

79 Full UCAF

89 Commercial T&E Rate III

91 Warehouse Base

93 Passenger Transport

94 Commercial Large Ticket II

96 World T&E

99 Commercial Large Ticket III

E1 Commercial Large Ticket Rate 1 MPG

E2 Commercial Large Ticket Rate 2 MPG

E3 Commercial Large Ticket Rate 3 MPG

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RP Enhanced Merit I

RR Enhanced Passenger Transport

WR World Elite T&E

WU World Airline Elite

WZ World Elite T&E Large Ticket

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 69
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

For other incentive interchange rate programs that do not require an addendum, the Rail Data
addendum may be submitted by itself, or in addition to any other applicable addendum.
When the Financial Detail Addendum (Passenger Transport Detail—General Ticket
Information) is provided, the occurrence indicator (PDS 0501, subfield 3) submitted for the
first Rail Data addendum should equal 002. Otherwise, it should equal 001.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

P0505 Passenger Name C • C

P0506 Ticket Number C • C

P0510 Travel Agency Code O • C

P0511 Travel Agency Name O • C

p0520 Travel Date C • C

p0611 Sequence Number O • C

p0651 Procedure ID O • C

p0652 Service Type C • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0653 Service Amount O • C

p0656 Full VAT Amounts O • C

p0657 Half VAT Amounts O • C

p0661 Traffic Code O • C

p0662 Sample Number O • C

p0664 Start Station C • C

p0665 Destination Station C • C

p0667 Generic Data O • C

p0668 Reduction Data O • C

p0669 Transportation Other Code O • C

p0756 Passenger Description O • C

p0757 Transportation Service Provider O • C

p0758 Transportation Services Offered O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

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IPM Clearing Formats • 11 June 2019 71
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 Message Layout

No. Data Element Name Org Sys Dst

125 Additional Data 5 C X C

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644

This message supports ticketing transactions for airline, railway, and travel agency transactions
to provide detailed itinerary information for the cardholder. Acquirers may submit 1–998
occurrences of this message. Each occurrence provides detailed itinerary data for one trip leg
associated with an airline, railway, or travel agency transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 01
• Industry Record Number: 001
• Occurrence Indicator: 002–999
If this addendum detail describes an airline itinerary, the “City of Origin/Airport Code” and
“City of Destination/Airport Code” for each trip leg should contain an Airport Code from the
Official Airline Guide (OAG), which contains a list of standard airport and airline service
abbreviations.
Acquirers must include all trip legs of a transaction in the Financial Detail Addendum
(Passenger Transport Detail—General Ticket Information)/1644 message (Usage Code 01,
Industry Record Number 000) if they include at least one trip leg.
For railway transactions, acquirers may submit a Financial Detail Addendum (Passenger
Transport Detail—Rail Data)/1644 message in addition to or in place of the Financial Detail
Addendum (Passenger Transport Detail—Trip Leg Data)/1644 message. One occurrence of this
addendum message must be provided if the associated First Presentment/1240 message
contains an airline or railway MCC and is submitted for one of the following U.S. region
incentive interchange rate programs. Rail Data addendum message may be used instead of or
in addition to the Trip Leg data when a rail MCC is submitted.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

16 Warehouse Tier I

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

24 Merchant UCAF

60 Commercial Face-to-Face

62 Commercial Large Ticket I

65 Commercial Standard

66 Commercial Data Rate II

67 Commercial Data Rate II

68 Commercial Data Rate I

69 Commercial T&E Rate II

70/80 Merit III

79 Full UCAF

89 Commercial T&E Rate III

91 Warehouse Base

93 Passenger Transport

94 Commercial Large Ticket II

96 World T&E

99 Commercial Large Ticket III

E1 Commercial Large Ticket Rate 1 MPG

E2 Commercial Large Ticket Rate 2 MPG

E3 Commercial Large Ticket Rate 3 MPG

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

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IPM Clearing Formats • 11 June 2019 73
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

WR World Elite T&E

WU World Airline Elite

WZ World Elite T&E Large Ticket

3L Business Level 3 T&E Rate I

One occurrence of this addendum message may be provided if the associated First
Presentment/1240 message contains a travel agency MCC and is submitted for one of the
following U.S. region incentive interchange rate programs.

IRD Incentive Interchange Rate Program

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

24 Merchant UCAF

70/80 Merit III

79 Full UCAF

96 World T&E

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 74
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Program

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RP Enhanced Merit I

This addendum message may be provided only if the associated First Presentment/1240
contains an airline, railway, or travel agency MCC in DE 26 (Card Acceptor Business Code).
If the U.S. region or international First Presentment/1240 message associated with the
addendum contains a railway or travel agent MCC in DE 26, the Financial Detail Addendum
(Passenger Transport Detail—Rail Data)/1644 message can be used in place of or in addition to
this addendum.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1= 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator),subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard.
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, please refer to Chapter 8 of this manual or to
applicable chapters of the Interchange Manual.

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 Message

Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 Message

Layout

No. Data Element Name Org Sys Dst

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0520 Travel Date C • C

p0521 Carrier Code C • C

p0522 Service Class Code C • C

p0523 City of Origin/Airport Code C • C

p0524 City of Destination/Airport Code C • C

p0525 Stop Over Code C • C

p0526 Conjunction Ticket O • C

p0527 Exchange Ticket O • C

p0528 Coupon Number O • C

p0529 Fare Basis Code C • C

p0530 Flight Number C • C

p0531 Departure Time C • C

p0533 Arrival Time O • C

p0535 Fare O • C

p0536 Fee O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 Message

Layout

No. Data Element Name Org Sys Dst

p0537 Taxes O • C

p0538 Endorsements/Restrictions O • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 77
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644

This message provides detailed vehicle rental information for the cardholder. One occurrence
of this message provides rental agreement data reporting for a single vehicle rental
transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 05
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This message may be provided in a single occurrence (such as a single transaction for a single
vehicle rental) or in multiple occurrences (a single transaction for the rental of multiple
vehicles).
At least one occurrence of this addendum message must be provided if the associated First
Presentment/1240 contains a Vehicle Rental card acceptor business code (MCC) and is
submitted for one of the following U.S. region incentive interchange rate programs.

IRD Incentive Interchange Rate Programs

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RS Enhanced Lodging and Auto Rental

WR World Elite T&E

WZ World Elite T&E Large Ticket

This addendum message may be provided only if the associated First Presentment/1240
contains a vehicle MCC in DE 26 (Card Acceptor Business Code).
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 78
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 ((Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, or RU, or WA) as defined by Mastercard
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, please refer to Chapter 8 of this manual or to
applicable chapters of the Interchange Manual.

Financial Detail Addendum (Vehicle Rental Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0544 Rental Agreement Number C • C

p0545 Renter Name C • C

p0546 Rental Return City C • C

p0547 Rental Return State/Province C • C

p0548 Rental Return Country C • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 79
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0549 Rental Return Location ID C • C

p0550 Rental Return Date C • C

p0551 Rental Checkout Date C • C

p0552 Customer Service Toll-Free (800) Number C • C

p0553 Rental Rate C • C

p0555 Rate per Mile (or Per Kilometer) O • C

p0556 Total Miles (or Kilometers) O • C

p0557 Maximum Free Miles (or Kilometers) O • C

p0558 Miles/Kilometer Indicator O • C

p0559 Vehicle Insurance O • C

p0561 Adjusted Amount O • C

p0563 Program Code O • C

p0564 Rental Location City C • C

p0565 Rental Location State/Province C • C

p0566 Rental Location Country C • C

p0567 Rental Location ID O • C

p0568 Rental Class ID C • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 80
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator C • C

p0689 Corporate Identifier O • C

p0690 No Show Indicator O • C

p0691 Days Rented C • C

p0692 Weekly Rental Amount O • C

p0693 Total Authorized Amount O • C

p0694 One Way Drop Off Charge O • C

p0695 Regular Mileage Charge O • C

p0696 Extra Mileage Charge O • C

p0697 Late Charge O • C

p0698 Fuel Charge O • C

p0700 Towing Charges O • C

p0701 Extra Charges O • C

p0702 Other Charges O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 81
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Lodging Summary)/1644

This message provides detailed information about lodging accommodations and related
expenses for the cardholder. One occurrence of this message provides lodging
accommodation reporting for a single lodging folio, such as a single stay at a lodging facility
with one check-in and one check-out.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 06
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This message may be provided in a single occurrence (such as a single transaction for a single
room rental) or in multiple occurrences (a single transaction for the rental of several rooms).
This message must be provided if the associated First Presentment/1240 contains a valid
Lodging card acceptor business code (MCC) and is submitted for one of the following U.S.
region incentive interchange rate programs.

IRD Incentive Interchange Rate Programs

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 82
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Programs

96 World T&E

97 Lodging and Auto Rental

RS Enhanced Lodging and Auto Rental

WR World Elite T&E

WZ World Elite T&E Large Ticket

This addendum message may be provided only if the associated First Presentment/1240
contains a lodging MCC in DE 26 Card Acceptor Business Code. The clearing system always
will reject a Financial Detail Addendum (Lodging Summary)/1644 message if it contains invalid
data.
The associated First Presentment/1240 message also will be rejected if it is submitted for a
U.S. region or international interchange program, unless it is submitted as one of the
following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
Whenever the Financial Detail Addendum (Lodging Summary)/1644 message is present, and
the transaction involves one of the Mastercard Corporate Cards, the following addendum
messages optionally may be provided:
• Corporate Card Common Data Requirement, usage code 98, industry record number 000
• Corporate Card Line Item Detail, usage code 98, industry record number 950
For specific corporate transactions occurring in the United States, Corporate Card Common
Data is also required.
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, please refer to Chapter 8 of this manual or to
applicable chapters of the Interchange Manual.

Financial Detail Addendum (Lodging Summary)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

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IPM Clearing Formats • 11 June 2019 83
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodging Summary)/1644 Message Layout

No. Data Element Name Org Sys Dst

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0502 Custom Identifier C X C

p0521 Carrier Code O • C

p0530 Flight Number O • C

p0532 Total Charges O • C

p0534 Total Non–Room Charges O • C

p0539 Total Amount Charged on Credit Card O • C

p0540 Room Service Charges O • C

p0541 Lounge/Bar Charges O • C

p0542 Transportation Charges O • C

p0543 Gratuity Charges O • C

p0552 Customer Service Toll-Free (800) Number C • C

p0554 Conference Room Charges O • C

p0560 Audio Visual Charges O • C

p0562 Banquet Charges O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 84
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodging Summary)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0569 Internet Access Charges O • C

p0570 Early Departure Charges O • C

p0571 Guest Name O • O

p0572 Guest Number O • C

p0574 Arrival Date C • C

p0575 Departure Date C • C

p0576 Folio Number C • C

p0577 Property Phone Number C • C

p0578 Billing Adjustment O • C

p0580 Room Rate C • C

p0581 Total Room Tax C • C

p0582 Program Code O • C

p0583 Phone Charges O • C

p0584 Restaurant Charges O • C

p0585 Mini-Bar Charges O • C

p0586 Gift Shop Charges O • C

p0587 Laundry and Dry Cleaning Charges O • C

p0588 Other Services O • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

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IPM Clearing Formats • 11 June 2019 85
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodging Summary)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator O • C

p0690 No Show Indicator O • C

p0693 Total Authorized Amount O • C

p0699 Total Tax Amount O • C

p0703 Total Room Nights C • C

p0704 Prepaid Expenses O • C

p0705 Total Non-Room Tax Amount O • C

p0706 Cash Advances O • C

p0707 Valet Charges O • C

p0708 Movie Charges O • C

p0709 Business Center Charges O • C

p0710 Health Club Charges O • C

p0711 Fire Safety Act Indicator C • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p10XX Member-to-Member Proprietary Data (p1000 through O • C

p1099)

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 86
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodging Summary)/1644 Message Layout

No. Data Element Name Org Sys Dst

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Temporary Services)/1644

The Temporary Services detail addendum provides detailed information regarding the billing
for services rendered on a temporary or contract basis. The message layout provides
information such as the employee job performed, timekeeping, and billing rates.
• Usage Code: 07
• Industry Record Number: 000
• Occurrence Indicator: 001–999 (incremented by 1 for each occurrence)
• Message Number: DE 71 (Message Number) from the First Presentment/1240 message
This message is optional; however if this addendum is submitted with a First Presentment/
1240 message for an incentive interchange rate program, and the addendum is rejected
because of invalid data, the First Presentment/1240 message will also be rejected.
The Financial Detail Addendum (Temporary Services Detail)/1644 message provides detailed
information regarding the billing for services rendered on a temporary or contract basis. The
message layout provides information such as the employee job performed, timekeeping, and
billing rates.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 87
 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

This addendum message is required for transactions when the associated First Presentment/
1240 message contains a DE 26 (Card Acceptor Business Code) value of 7361—Employment
Agencies, Temporary Help Services.

IRD Incentive Interchange Rate Programs

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

Financial Detail Addendum (Temporary Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0508 Customer Code C • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Temporary Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator O • C

p0718 Employee/Temp Name/ID C • C

p0719 Employee Social Security Number or ID O • C

p0720 Job Description C • C

p0721 Job Code O • C

p0722 Flat Rate Indicator O • C

p0723 Regular Hours Worked C • C

p0724 Regular Hours Rate C • C

p0725 Overtime Hours Worked C • C

p0726 Overtime Hours Rate C • C

p0727 Temp Start Date C • C

p0728 Temp Week Ending C • C

p0729 Requestor Name or ID C • C

p0730 Supervisor/Reports To O • C

p0731 Time Sheet Number O • C

p0732 Discount Amount O • C

p0733 Subtotal Amount O • C

p0734 Miscellaneous Expenses C • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Temporary Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Shipping/Courier Services)/1644

The Shipping/Courier Service detail addendum provides detailed information regarding
delivery or courier services. The message layout supports the shipping and delivery tracking
information.
When this message is used, the information in PDS 0501, subfields 1–4, must be the
following values:
• Usage Code: 08
• Industry Record Number: 000
• Occurrence Indicator: 001–999 (incremented by 1 for each occurrence)
• Message Number: DE 71 from the First Presentment/1240 message
This message is optional; however if this addendum is submitted with a First Presentment/
1240 message for an incentive interchange rate program, and the addendum is rejected due
to invalid data, the First Presentment/1240 message also will be rejected.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

The Financial Detail Addendum (Shipping/Courier Services)/1644 message provides detailed

information regarding delivery or courier services. The message layout supports the shipping
and delivery tracking information.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard
• A Shipping/Courier MCC (MCC 4214 or 4215) is present in DE 26 (Card Acceptor Business
Code) of the First Presentment/1240 message, and
• A Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• For specific corporate transactions occurring in the U.S. region, Corporate Card Common
Data is also required.
This addendum message is required for First Presentment/1240 messages under the following
conditions.

IRD Incentive Interchange Rate Programs

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Financial Detail Addendum (Shipping/Courier Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0508 Customer Code C • C

p0597 Total Tax Amount C • C

p0598 Total Tax Collected Indicator O • C

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator O • C

p0734 Miscellaneous Expenses O • C

p0735 Service Descriptor Code C • C

p0736 Tracking Number or Pickup Number C • C

p0737 Shipping Net Amount C • C

p0738 Incentive Amount O • C

p0739 Pickup Date C • C

p0740 Delivery Date O • C

p0741 Number of Packages C • C

p0742 Package Weight C • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0743 Unit of Measure C • C

p0744 Shipping Party Information C • C

p0745 Shipping Party Address C • C

p0746 Shipping Party Postal Information C • C

p0747 Shipping Party Contact C • C

p0748 Delivery Party Information C • C

p0749 Delivery Party Address Information C • C

p0750 Delivery Party Postal Information C • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p0754 Delivery Party Contact C • C

p10XX Member-to-Member Proprietary Data(p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 Message Layout

No. Data Element Name Org Sys Dst

125 Additional Data 5 C X C

Financial Detail Addendum (Electronic Invoices)/1644

The Electronic Invoice detail addendum messages are designed to carry electronic invoice data
that is not present in other addendum messages, and to allow issuers to supply more
transaction information to their corporate clients.
These addendum messages provide additional information passed between buyer and seller in
business-to-business (B2B) and electronic-business-to-business (eB2B) transactions.
The information in PDS 0501, subfields 1–4, must be the following values when submitted for
Electronic Invoice—Party Information:
• Usage Code: 09
• Industry Record Number: 001
• Occurrence Indicator: 002–999 (The total number of occurrences for both the Electronic
Invoice—Transaction Data and the Electronic Invoice—Party Information cannot be greater
than 999. There is a minimum of one occurrence and a maximum of six occurrences of
Electronic Invoice—Party Information.)
• Message Number: DE 71 from the First Presentment/1240 message
This message is optional; however, GCMS will reject both Financial Detail Addendum
(Electronic Invoice—Transaction Data and Electronic Invoice—Party Information)/1644
messages, and any other addendum messages, submitted with a First Presentment/1240
message for an incentive interchange rate program if any of the addenda contain invalid data.
The associated First Presentment/1240 message also will be rejected unless it was submitted in
one of the following ways:
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
These addendum messages are designed to carry electronic invoice data that is not present in
other addendum messages, and to enable issuers to supply more transaction information to
their corporate clients. These addendum messages provide additional information passed
between buyer and seller in business-to-business (B2B) and electronic-business-to-business
(eB2B) transactions.
These are the electronic invoice addendum messages:
• Electronic Invoice—Transaction Data (multiple occurrences permitted)
• Electronic Invoice—Party Information (one to six occurrences permitted)
There can be a combined total of 999 occurrences of the two electronic invoice addendum
messages.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Following is general information about the optional Financial Detail Addendum (Electronic
Invoice—Transaction Data and Electronic Invoice—Party Information)/1644 messages:
• The new electronic invoice information is contained in two addendum messages.
• The electronic invoice addendum messages must be sent with the Financial Detail
Addendum (Corporate Card Common Data Requirements)/1644 message to provide the
tax information needed to comply with the various tax reporting laws that exist in the
global marketplace.
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message optionally may
be sent.
• Two addendum messages contain electronic invoice data.
– The Electronic Invoice—Transaction Data addendum message contains detail about the
items listed in the invoice. The Electronic Invoice—Transaction Data addendum must
precede the Electronic Invoice—Party Information.
– The Electronic Invoice—Party Information addendum message contains information
about the buyer, the supplier, the invoice recipient, the payee, the delivery party, and the
“ship from” party. A minimum of one occurrence of the Electronic Invoice—Party
Information addendum message must be present when the Electronic Invoice—
Transaction Data addendum message is present.
• There can be a combined total of 999 occurrences of the two Electronic Invoice messages:
– The number of occurrences (provided in PDS 0501 [Transaction Indicator], subfield 3
[Occurrence Indicator]) of the Electronic Invoice—Transaction Data addendum is
variable.
– The number of occurrences (provided in PDS 0501, subfield 3) of the Electronic Invoice
—Party Information addendum is also variable. Electronic Invoice—Party Information
addendum must have a minimum occurrence of one and can have a maximum
occurrence of six.
– Each successive PDS 0501, subfield 3 with the same usage code must be greater than
the previous occurrence indicator. No edits are defined to validate the value in
Occurrence Indicator because both the Electronic Invoice—Transaction Data addendum
and the Electronic Invoice—Party Information addendum may have variable occurrences.
• GCMS will reject both Financial Detail Addendum (Electronic Invoice—Transaction Data and
Electronic Invoice—Party Information)/1644 messages and any other addendum messages
submitted with a First Presentment/1240 message for an incentive interchange rate
program if any of the addenda contain invalid data. The associated First Presentment/1240
message also will be rejected unless it was submitted as one of the following.
– Credit—DE 3 ( Processing Code), subfield 1 = 20
– Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
– Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
– A transaction submitted for a Standard interchange program (U.S. region and
international 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Use of the Electronic Invoice Addendum Messages with Other Addendum Messages
Following are the rules for using the electronic invoice addendum messages with other
addendum messages.
• The Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 and Financial
Detail Addendum (Electronic Invoice—Party Information)/1644 messages optionally may
accompany any First Presentment/1240 message submitted with a Mastercard Corporate
Card.
• If one or more occurrences of the Financial Detail Addendum (Electronic Invoice—
Transaction Data)/1644 message is provided, then:
At least one occurrence of the Financial Detail Addendum (Electronic Invoice—Party
Information)/1644 message also must be provided, and must follow the Electronic Invoice
—Transaction Data addendum messages.
• The Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
message also must be provided.
• One or more occurrences of the Financial Detail Addendum (Corporate Card Line Item
Detail)/1644 message optionally may be provided.
• One or more occurrences of the Financial Detail Addendum (Generic Detail)/1644 message
optionally may be provided.
• Other industry-specific Financial Detail Addendum/1644 messages may be provided if they
are appropriate for the transaction, such as Lodging Summary, Vehicle Rental, Passenger
Transport, Temporary Services, and Shipping/Courier Services.
The table below provides the layout for the Financial Detail Addendum (Electronic Invoice—
Transaction Data)/1644 message.

Message Layout for Financial Detail Addendum (Electronic Invoice—Transaction

Data)/1644 Message
The Electronic Invoice—Transaction Data addendum provides information about each
transaction.

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 Message Layout

No. Description Org Sys Dst

Message Type Identifier M • M

Bit Map Primary M X M

1 Bit Map Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID O • C

33 Forwarding Institution ID Code M • M

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 Message Layout

No. Description Org Sys Dst

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0573 Invoice Number C X C

p0579 Invoice Date O • C

p0589 Invoice Creation Date and Time O • C

p0604 Transaction Supplemental Data 1 O • C

p0605 Transaction Supplemental Data 2 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Message Layout for Financial Detail Addendum (Electronic Invoice—Party

Information)/1644 Message
The Electronic Invoice—Party Information addendum provides information about each entity,
or party, involved in the transaction.
PDS 0590 Party Identification indicates the entity to which the information in the addendum
applies. There is a minimum of one occurrence and a maximum of six occurrences of
Electronic Invoice—Party Information. There is no specific sequence in which the party
information should be presented.
The table below provides the layout for the Financial Detail Addendum (Electronic Invoice—
Party Information)/1644 message.

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 Message Layout

No. Description Org Sys Dst

Message Type Identifier M • M

Bit Map Primary M X M

1 Bit Map Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0590 Party Identification O • C

p0591 Party Name O • C

p0592 Party Address O • C

p0593 Party Postal Information O • C

p0594 Party Contact O • C

p0601 Party Nature of Filing O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 Message Layout

No. Description Org Sys Dst

p0602 Party Supplemental Data 1 O • C

p0603 Party Supplemental Data 2 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Payment Transaction Detail)/1644

This message supports data related to a program permitting Mastercard cardholders to receive
payments from a money transfer agent or a financial institution. Within this program, the
cardholder’s issuer posts the credit to the cardholder’s Mastercard account.
When this message is used, the information in PDS 0501 (Transaction Description), subfields
1–3 must be the following values:
• Usage code: 10
• Industry Record Number: 000
• Occurrence Indicator: 001
This message occurs only once per transaction. It is optional, unless the associated First
Presentment/1240 message is a Mastercard® MoneySend™ payment transaction with PDS
0043 (Program Registration ID) equal to C07, C52, C53, C54, C55, C56, or C57 if this
addendum is submitted with a First Presentment/1240 message for an incentive interchange
rate program, and the addendum is rejected because of invalid data, the First Presentment/
1240 message also will be rejected.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

This addendum message can optionally be submitted with First Presentment/1240 messages
for Payment Transactions, unless the PDS 0043 is equal to C07, C52, C53, C54, C55, C56, or
C57, in which the addendum message is mandatory. The Payment Transaction Detail
addendum provides the issuer and cardholder with enhanced data about the card acceptor,
recipient of funds, and other transaction details.
This message must be provided if the associated First Presentment/1240 message is a
MoneySend payment transaction with PDS 0043 equal to C07, C52, C53, C54, C55, C56, or
C57. All acquirers of MoneySend payment transactions are required to submit PDS 0670
(Payer/User Information), PDS 0671 (Date of Funds Requested), and PDS 0674 (Additional
Trace/Reference Number used by Card Acceptor).
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 ( Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard

Financial Detail Addendum (Payment Transaction Detail)/1644 Message Layout

Ds
No. Data Element Name Org Sys t

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Payment Transaction Detail)/1644 Message Layout

Ds
No. Data Element Name Org Sys t

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0670 Payer Name or User ID C • C

s1 Payer Name/User ID C • C

s2 Payer Address C • C

s3 Payer City C • C

s4 Payer State/Province Code C • C

s5 Payer Country Code C • C

s6 Payer Postal Code C • C

s7 Payer Date of Birth O • C

p0671 Date of Funds Requested C • C

p0673 Date of Anticipated Receipt of Funds O • C

p0674 Additional Trace/Reference Number Used by Card Acceptor C • C

p0675 Additional Transaction Description Data O • C

p0765 MoneySend Receiver Data C • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Payment Transaction Detail)/1644 Message Layout

Ds
No. Data Element Name Org Sys t

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

Financial Detail Addendum (Telephony Billing Services)/1644

The Telephony Billing Service detail addendum is designed to carry telephony billing data and
to enable issuers to supply more transaction information to their consumer and corporate
clients.
These addendum messages are intended to encourage companies to pay for telephony
services using a Mastercard Corporate Purchasing Card™.
The enhanced data in the addendum messages will provide information normally received on
monthly statements generated by the service provider.
The information in Transaction Description, PDS 0501, subfields 1–4, must be the following
values for Telephony Billing—Summary:
• Usage Code: 11
• Industry Record Number: 000
• Occurrence Indicator: 001
• Message Number: DE 71 (Message Number), from the First Presentment/1240 message
The information in PDS 0501, subfields 1–4, must be the following values for Telephony Billing
—Details:
• Usage Code: 11
• Industry Record Number: 001
• Occurrence Indicator: 002–999
• Message Number: (DE 71) from the First Presentment/1240 message
An associated First Presentment/1240 message can have a combined total of 999 occurrences
of the two telephony Billing addendum messages.
This message is optional; however, GCMS will reject both Financial Detail Addendum
(Telephony Billing—Summary and Telephony Billing—Detail)/1644 messages submitted with a
First Presentment/1240 message for an incentive interchange rate program if either
addendum contains invalid data. The associated First Presentment/1240 message will also be
rejected unless it was submitted in one of the following ways:
• Credit—DE 3 (Processing Code)
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 (Message Reversal Indicator) =
R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

This addendum message is designed to carry telephony billing data and allow issuers the
opportunity to supply more transaction information to their consumer and corporate clients.
This addendum message is intended to encourage companies to pay for telephony services
using a Mastercard Corporate Purchasing Card. The enhanced data in this addendum will
provide information normally received on monthly statements generated by the service
provider.
Telephony services include corporate conference call provider services and usage as well as
corporate mobile phone usage.
An associated First Presentment/1240 message can have a combined total of 999 occurrences
of the two Telephony Billing addendum messages.
These are the two Telephony Billing addendum messages:
• Telephony Billing—Summary (one occurrence permitted; PDS 0501 [Occurrence Indicator],
subfield 3 is 001). Contains summary billing information about the telephone customer
and billing totals.
• Telephony Billing—Detail (1 to 998 occurrences permitted; PDS 0501 [Occurrence
Indicator], subfield 3) is variable. If a Telephony Billing—Detail addendum is present, the
occurrence value may be 002–999). Contains specific information about each telephone
call. The Telephony Billing—Detail is optional. If one or more Telephony Billing—Detail
addendum messages are present, they must follow the Telephony Billing—Summary
message.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.
GCMS will reject both Financial Detail Addendum (Telephony Billing—Summary and Telephony
Billing—Detail)/1644 messages submitted with a First Presentment/1240 message for an
incentive interchange rate program if either addendum contains invalid data. The associated
First Presentment/1240 message also will be rejected unless it was submitted as one of the
following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
01, 61, 63, 65, 75, 85, 95, RU, or WA) as defined by Mastercard

Use of Telephony Billing Addendum Messages with Other Addendum Messages

1. The Financial Detail Addendum (Telephony Billing—Summary)/1644 and Financial Detail
Addendum (Telephony Billing—Detail)/1644 messages optionally may accompany any First
Presentment/1240 message, although they are intended for use in corporate transactions.
2. If one occurrence of the Financial Detail Addendum (Telephony Billing—Summary)/1644
message is provided, the following messages also optionally may be provided.
– One or more occurrences of the Financial Detail Addendum (Telephony Billing—Detail)/
1644 message.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

– The Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

message (in transactions involving a Mastercard Corporate Card).
– One or more occurrences of the Financial Detail Addendum (Generic Detail)/1644
message.
– One or more occurrences of the Financial Detail Addendum (Corporate Card Line Item
Detail)/1644 messages.
– Other industry-specific Financial Detail Addendum/1644 messages (if they are
appropriate for the transaction, such as Lodging Summary, Vehicle Rental, Passenger
Transport, Temporary Services, and Shipping/Courier Services).
The table below provides the layout for the Financial Detail Addendum (Telephony Billing—
Summary)/1644 message.

Financial Detail Addendum (Telephony Billing—Summary)/1644 Message Layout

No. Data Element Org Sys Dst

Message Type Identifier M • M

Bit Map Primary M X M

1 Bit Map Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0619 User Name O • C

p0624 User Account Number O • C

p0625 User Telephone Number O • C

p0626 Billing Statement Period O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Telephony Billing—Summary)/1644 Message Layout

No. Data Element Org Sys Dst

p0627 Billing Event 1 O • C

p0628 Billing Event 2 O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p0755 Line Item Total Amount O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

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Financial Detail Addendum/1644 Messages

Message Layout for Financial Detail Addendum (Telephony Billing—Detail)/1644

Message
The Telephony Billing—Detail addendum contains the call detail information that is
summarized in the Telephony Billing—Summary addendum message.
The Telephony Billing—Detail addendum message is optional and if sent must follow the
Telephony Billing—Summary addendum.
The table below provides the layout for the Financial Detail Addendum (Telephony Billing—
Detail)/1644 message.

Financial Detail Addendum (Telephony Billing—Detail)/1644 Message

No. Data Element Org Sys Dst

Message Type Identifier M • M

Bit Map Primary M X M

1 Bit Map Secondary M X M

24 Function Code M • M

32 Acquiring Institution Id O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0597 Total Tax Amount O • C

p0636 Call Date O • C

p0637 Call Time O • C

p0638 Call To Information O • C

p0639 Call Duration O • C

p0640 Call Time Period O • C

p0644 Call From Information O • C

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Telephony Billing—Detail)/1644 Message

No. Data Element Org Sys Dst

p0649 Call Usage Amount O • C

p0655 Call Long Distance Amount O • C

p0658 Call Connect Amount O • C

p0659 Other Description O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0734 Miscellaneous Expense O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p0755 Line Item Total Amount O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Telephony Billing—Detail)/1644 Message

No. Data Element Org Sys Dst

125 Additional Data 5 C X C

Financial Detail Addendum (Travel Agency Detail)/1644

This message supports corporate transactions for travel agency, airline, or railway transactions.
Acquirers may submit 1–999 occurrences of this message. Each occurrence provides detailed
travel agency fee data associated with a travel agency, airline, or railway transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 12
• Industry Record Number: 000
• Occurrence Indicator: 001–999
The submission of this addendum message is optional.
This message supports travel agency transaction information. Acquirers may submit 1–999
occurrences of this message. Each occurrence provides detailed data for one portion of the
associated travel agency transaction.
When using this message, the information in PDS 0501, subfields 1–3, must be the following
values:
• Usage Code: 12
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This addendum is optional and is restricted for use with financial transactions where the Card
Acceptor Business Code (MCC) is a Travel Agency (MCC 4722), Railway (MCC 4112), or
Airline (MCC 3000–3299, 4511).
Acquirers may provide a Financial Detail Addendum (Travel Agency Detail)/1644 message
(Usage Code 12, Industry Record Number 000) along with any other addendum message, or it
may be submitted by itself based on the restrictions for the submitted interchange program.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

Financial Detail Addendum (Travel Agency Detail)/1644 Message Format

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Travel Agency Detail)/1644 Message Format

No. Data Element Name Org Sys Dst

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0502 Custom Identifier C X C

p0503 Travel Agency Sequence Number O • C

p0504 Travel Agency Fee O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodged Account Detail)/1644

A lodged account is defined as a corporate card account used by a travel agency for multiple
individuals within the same corporate client.
Travel costs for all individuals are supplemented with the client-specific information requested
by the corporation. This may include things such as cost accounting, project designation,
company/division, and so on.
The Financial Detail Addendum (Lodged Account Detail)/1644 message enables acquirers to
submit pertinent information on lodged account transactions. Acquirers may submit 1–999
occurrences of this message. Each occurrence provides detailed itinerary data for one trip leg
associated with a travel agency, airline, or railway transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 13
• Industry Record Number: 000
• Occurrence Indicator: 001–999
The submission of this addendum message is optional.
This message supports Lodged Account transactions information for corporate cardholders.
Acquirers may submit 1–999 occurrences of this message. Each occurrence provides detailed
data for one portion of the associated lodged account transaction.
When using this message, the information in PDS 0501, subfields 1–3, must be the following
values:
• Usage Code: 13
• Industry Record Number: 000
• Occurrence Indicator: 001–999
This addendum is optional and is available to be used along with a financial transaction where
MCC is travel agency (4722), airline (3000–3299, 4511), or railway (4112).
Acquirers may provide a Financial Detail Addendum (Lodged Account Detail)/1644 message
(Usage Code 13, Industry Record Number 000) along with any other addendum message, or it
may be submitted by itself.
For specific corporate transactions occurring in the U.S. region, Corporate Card Common Data
is also required.

Financial Detail Addendum (Lodged Account Detail)/1644 Message Format

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodged Account Detail)/1644 Message Format

No. Data Element Name Org Sys Dst

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0502 Custom Identifier C • C

p0660 Customer Reference O • C

p0759 Delivery Order Number O • C

p0760 Credit Card Slip Number O • C

p0761 Travel Agency ID O • C

p0762 Data Source O • C

p0763 VAT Suppression Indicator O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Lodged Account Detail)/1644 Message Format

No. Data Element Name Org Sys Dst

125 Additional Data 5 C X C

Financial Detail Addendum (Private Label Common Data)/1644

The Financial Detail Addendum (Private Label Common Data)/1644 message (Usage Code 14,
Industry Record Number 000) may be provided with a transaction in which a private label card
is used.
This addendum message occurs only once per transaction and includes information relevant to
private label transactions for participants in the Mastercard Private Label Program.
When this message is used, the information in PDS 0501 (Transaction Description), subfields
1–3, must be the following values:
• Usage code: 14
• Industry Record Number: 000
• Occurrence Indicator: 001
This addendum message is conditionally required. This message must be provided if the
transaction contains the Financial Detail Addendum (Private Label Line Item Detail)/1644 data.
The Private Label Common Data addendum must precede the Private Label Line Item Detail
addendum.
The clearing system will always reject this Financial Detail Addendum/1644 message if it
contains invalid data. If this addendum message is rejected for invalid data, the First
Presentment/1240 message will not be rejected.
The table below provides the layout for the Financial Detail Addendum (Private Label Common
Data)/1644 message.

Financial Detail Addendum (Private Label Common Data)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map Primary M X M

1 Bit Map Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID O • C

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Private Label Common Data)/1644 Message Layout

No. Data Element Name Org Sys Dst

33 Forwarding Institution ID M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0508 Customer Code O • C

p0515 Additional Card Acceptor Information O • C

p0597 Total Tax Amount O • C

p0600 Card Acceptor Reference Number O • C

p0614 Order Date O • C

p0623 Motor Fuel Information O • C

p0629 Odometer Reading C • C

p0631 Driver Number/ID number O • C

p0634 Tax Amount 1 O • C

p0635 Tax Amount 2 O • C

p0674 Additional Trace/Reference Number Used by Card Acceptor O • C

p0678 Unique Invoice Number O • C

p0680 Authorized Contact Name O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0720 Job Description O • C

p0751 Detail Tax Amount 4 O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Private Label Common Data)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p0770 Additional Card Acceptor Inquiry Information O • C

p0771 Cost Center Information O • C

p0772 Driver License/State Issued ID Information O • C

p0773 Payment Method Information O • C

p0775 Department Code O • C

p0776 Alternate Custom Identifier O • C

p10XX Member-to-Member Proprietary Data O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Private Label Line Item Detail)/1644

The Financial Detail Addendum (Private Label Line Item Detail)/1644 message (Usage Code 14,
Industry Record Number 001) may be provided with a transaction in which a private label card

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

is used, and it includes information relevant to private label transactions for participants in the
Mastercard Private Label Program.
When this message is used, the information in PDS 0501 (Transaction Description), subfields
1–3, must be the following values:
• Usage code: 14
• Industry Record Number: 001
• Occurrence Indicator: 002–999
This addendum message supports a single private label card transaction with multiple line
item details. This message may be repeated from 1 to 998 times for each private label card
transaction. Each occurrence represents a single line item for a private label card transaction.
This addendum message is optional. However, submission of the Private Label Line Item Detail
addendum message requires the submission of the Financial Detail Addendum (Private Label
Common Data)/1644 message. The Private Label Common Data addendum must precede the
Private Label Line Item Detail addendum.
The clearing system will always reject this Financial Detail Addendum/1644 message if it
contains invalid data. If this addendum message is rejected for invalid data, the First
Presentment/1240 message will not be rejected.
The table below provides the layout for the Financial Detail Addendum (Private Label Line Item
Detail)/1644 message.

Financial Detail Addendum (Private Label Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map Primary M X M

1 Bit Map Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID O • C

33 Forwarding Institution ID M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0508 Customer Code O • C

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Private Label Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0597 Total Tax Amount O • C

p0612 Ship Date O • C

p0614 Order Date O • C

p0634 Tax Amount 1 O • C

p0635 Tax Amount 2 O • C

p0641 Product Code O • C

p0642 Item Description O • C

p0643 Item Quantity O • C

p0645 Item Unit of Measure O • C

p0646 Unit Price O • C

p0647 Extended Item Amount O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0737 Shipping Net Amounts O • C

p0741 Number of Packages O • C

p0742 Package Weight O • C

p0743 Unit of Measure O • C

p0745 Shipping Party Address O • C

p0747 Shipping Party Contact O • C

p0748 Delivery Party Information O • C

p0749 Delivery Party Address Information O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Private Label Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0750 Delivery Party Postal Information O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p0771 Cost Center Information O • C

p0774 Stock Keeping Unit (SKU) Description O • C

p0775 Department Code O • C

p0776 Alternate Custom Identifier O • C

p0777 Promotion Code O • C

p10XX Member-to-Member Proprietary Data O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Healthcare)/1644

The Financial Detail Addendum (Healthcare) provides a detailed description of the item
purchased. Line Item detail related to the purchase is presented via 1–999 occurrences of the

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Healthcare)/1644 message (Usage Code 15, Industry Record
Number 000).
One of these messages is submitted for each occurrence of the line item data in the
transaction.
When this message is used, the information in PDS 0501 (Transaction Description), subfields
1–4, must be the following values:
• Usage Code: 15
• Industry Record Number: 000
• Occurrence Indicator: 001–999 (incremented by 1 for each occurrence)
• Message Number: DE 71 from the First Presentment/1240 message
This message is optional. If this addendum is submitted with a First Presentment/1240
message and the addendum is rejected due to invalid data, the First Presentment/1240
message will continued to be processed.
PDS 1046 (Member-to-Member Proprietary Data) is the suggested element to house
information for the Real-time Substantiation Audit Retrieval Fulfillment that is sent directly to
the requestor. Issuers can provide instructions to the acquirer for fulfilling this request via the
use of PDS 1046 (Member-to-Member Proprietary Data) to be sent in the Retrieval Request/
1644, Retrieval Request Acknowledgement/1644 message.

Financial Detail Addendum (Healthcare)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquirer Institution ID O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Origination Message Format O X M

p0501 Transaction Description M • M

p0642 Item Description M • M

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Healthcare)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0643 Item Quantity M • M

p0646 Unit Price M • M

p0764 Healthcare Eligible Status Indicator M • M

p10XX Member-to-Member Proprietary Data O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644

The Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 message
(Usage Code 98, Industry Record Number 000) may be provided with any transaction in which
one of the corporate cards is used.
This addendum is required for specific corporate transactions occurring in the United States
and conditionally required for specific interchange programs outside the U.S. region.
If a Mastercard Corporate Purchasing Card™ or other corporate program or service is used for
airline, railway, lodging, or vehicle rental, those industry-specific addendum messages may be
submitted in addition to the Corporate Card Common Data Requirements message.
If the transaction is a business-to-business purchase, customers may provide up to 998
occurrences of the Financial Detail Addendum (Corporate Line Item Detail)/1644 message in
addition to the Financial Detail Addendum (Corporate Card Common Data Requirements)/
1644 message.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

The card acceptor location, state/province, postal code, and country code should be provided
in DE 43 (Card Acceptor Name/Location) of the related First Presentment/1240 message (not
in this addendum message). In addition, the card acceptor location phone number should be
provided in subfield 1 of PDS 0170 (Merchant Inquiry Information) of the related First
Presentment/1240 message instead of in this addendum message.
When using this message, the information in PDS 0501, subfields 1–3, must be the following
values:
• Usage Code: 98
• Industry Record Number: 000
• Occurrence Indicator: 001
This message occurs only once per transaction and includes information relevant to any
transaction involving a corporate card.
This addendum message optionally may be provided with the following transactions:
• Any First Presentment/1240 transaction that was completed with one of the Mastercard
Corporate Cards
• When a Financial Detail)/1240 message involves a Corporate Card and includes the
Financial Detail Addendum (Lodging Summary)/1644 message
This addendum message may be provided only if the associated First Presentment/1240 is for
a transaction that was completed with one of the Mastercard Corporate cards.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message will also be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
Acquirers are required to submit PDS 0595 (Card Acceptor Type) and PDS 0596 (Card
Acceptor Tax ID) within the Financial Detail Addendum (Corporate Card Common Data)/1644
message, for United States acquired Mastercard Commercial Fleet Card transactions occurring
at fuel locations.
Acquirers should provide the Financial Detail Addendum (Corporate Card Common Data
Requirements)/1644 message containing PDS 0608 (Destination Postal Code), PDS 0609
(Destination State/Province Code), PDS 0610 (Destination Country Code), and PDS 0613 (Ship-
From Postal Code) from U.S. card acceptors for all commercial card transactions in which
goods were shipped. All goods in a transaction must be shipped from one location and
received at one location.
For information about the individual PDS requirements for this addendum and for the specific
incentive interchange programs listed above, please refer to Chapter 8 of this manual or to
applicable chapters of the Interchange Manual.

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 Message

Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0508 Customer Code C • C

p0515 Additional Card Acceptor Information O • C

p0516 Austin-Tetra Number O • C

p0517 NAICS Code O • C

p0595 Card Acceptor Type C • C

p0596 Card Acceptor Tax ID C • C

p0597 Tax Amount C • C

p0598 Tax Collected Indicator O • C

p0599 Corporation VAT Number O • C

p0600 Card Acceptor Reference Number C • C

p0606 Freight Amount O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 Message

Layout

No. Data Element Name Org Sys Dst

p0607 Duty Amount O • C

p0608 Destination Postal Code O • C

p0609 Destination State/Province Code O • C

p0610 Destination Country Code O • C

p0613 Ship-From Postal Code O • C

p0614 Order Date O • C

p0676 Card Acceptor VAT Number O • C

p0677 Customer VAT Number O • C

p0678 Unique Invoice Number O • C

p0679 Commodity Code O • C

p0680 Authorized Contact Name O • C

p0681 Authorized Contact Phone O • C

p0682 Detail Tax Amount 1 C • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator O • C

P0688 Card Acceptor Contact E-mail Address O • C

p0732 Discount Amount O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 Message

Layout

No. Data Element Name Org Sys Dst

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

For Transactions Occurring at United States Locations

This addendum must be provided if the associated First Presentment/1240 message meets all
of the following conditions:
• The product is any corporate product.
• The Card Acceptor Country Code (DE 43, subfield 6) equals USA.
• The Cardholder Transaction Type (DE 3, subfield 1) equals 00—Purchase or 18—Unique.
• The transaction is not a reversal.

For Interregional Transactions

This addendum message must be provided if the associated First Presentment/1240 message
is for a transaction that meets the following conditions:
• It is a Mastercard Corporate Card
• The transaction is submitted for one of the following incentive interchange rate programs

IRD Incentive Interchange Rate Programs

16 Warehouse Tier 1

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Financial Detail Addendum/1644 Messages

IRD Incentive Interchange Rate Programs

67 Interregional Commercial Data Rate II

68 Commercial Data Rate 1

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

E1 Commercial Large Ticket Rate 1 MPG

E2 Commercial Large Ticket Rate 2 MPG

E3 Commercial Large Ticket Rate 3 MPG

For Transactions Occurring at European Locations

This addendum message must be provided if the associated First Presentment/1240 message
is for a transaction that meets the following conditions:
• It is a Mastercard Fleet Card or Mastercard Purchasing Card
• The transaction is submitted for one of the following incentive interchange rate programs

IRD Incentive Interchange Rate Programs

26 Europe Region Purchasing Large Ticket Level 1

27 Europe Region Purchasing Large Ticket Level 2

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644

Customers must ensure that the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message precedes the Financial Detail Addendum (Corporate Line Item
Detail)/1644 message.
If the Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 messages are
not received in the order noted, the First Presentment/1240 message and any associated
Addendum messages will be rejected.
When a Mastercard Corporate Fleet Card® is used at a fuel location, the Corporate Fleet
Transaction Information message (Usage Code 98, Industry Record Number 002) may be

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

submitted to provide information related to the purchase as a whole, such as motor fuel
service type, product code, unit of measure, or quantity.
In addition to this message, customers must provide line item detail related to non-fuel
products purchased using a Mastercard Corporate Fleet Card at fuel locations via 1–98
occurrences of the Corporate Program Line Item Detail message (Usage Code 98, Industry
Record Number 950 when the Motor Fuel Type (PDS 0622 = 3) is for Non fuel items being
purchased). One “line item detail” message is submitted for each occurrence of line item data
in the transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 98
• Industry Record Number: 002
• Occurrence Indicator: 001
This message occurs only once per transaction and includes the “common” information
related to the total fuel purchase.
This message must be provided if the associated First Presentment/1240 message is a
Mastercard Corporate Fleet Card transaction for a fuel or non fuel purchase and it is
submitted for the following incentive interchange rate programs.

IRD Incentive Interchange Rate Programs

16 Warehouse Tier 1

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

This addendum message may be provided only if the associated First Presentment/1240
message is for a transaction that was completed with a Mastercard Corporate Fleet Card at a
fuel location.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message will also be rejected if it

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

is submitted for a U.S. region or international interchange program, unless it is submitted as

one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 61, 63, or 65) as defined by Mastercard
For U.S. region card acceptors, the submission of this addendum requires the submission of a
Financial Detail Addendum (Corporate Card Common Data)/1644 message.
For information about the individual PDS requirements for this addendum and for specific
incentive interchange programs listed above, please refer to Chapter 8 of this manual, or to
applicable chapters of the Interchange Manual.

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 Message Layout

No. Data Element Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0519 Additional Fuel Location Information O • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0620 Oil Company Brand Name C • C

p0621 Purchase Time C • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 Message Layout

No. Data Element Org Sys Dst

p0622 Motor Fuel Service Type C • C

p0623 Motor Fuel Information C • C

p0629 Odometer Reading C • C

p0630 Vehicle Number C • C

p0631 Driver Number/ID Number C • C

p0632 Product Type Code C • C

p0633 Coupon/Discount Amount O • C

p0634 Tax Amount 1 O • C

p0635 Tax Amount 2 O • C

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0686 Tax Exempt Indicator O • C

p0712 Net Fuel Price O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 Message Layout

No. Data Element Org Sys Dst

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Corporate Line Item Detail)/1644

Customers must ensure that the Financial Detail Addendum (Corporate Fleet Transaction
Information)/1644 message precedes the Financial Detail Addendum (Corporate Line Item
Detail)/1644 message.
If the Financial Detail Addendum (Corporate Line Item Detail)/1644 messages are not received
in the order noted, the First Presentment/1240 message and any associated Addendum
messages will be rejected.
When a Corporate Fleet Card (MCF, MNF, MPK, MGF) is used at fuel locations (MCCs 4468,
5541, 5499, and 5983) and the Motor Fuel Information (PDS 0622) = 3:
• Only non-fuel items being purchased are present on the Fleet Transaction Information
addendum
• And the transaction is submitted with an incentive interchange program (IRD16, 62, 67,
68, 91, 94, 99)
• Then the following PDSs must be provided on the Corporate Line Item Detail Addendum:
PDS 0641, PDS 0642, PDS 0643, PDS 0645, PDS 0647, PDS 0654.
When a corporate card (such as Mastercard Corporate Purchasing Card™ or Mastercard
Corporate Fleet Card®) is used in a business-to-business purchase, any line item detail related
to the purchase is presented via 1–998 occurrences of the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message (Usage Code 98, Industry Record Number 950).
One of these messages is submitted for each occurrence of line item data in the transaction.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage Code: 98
• Industry Record Number: 950
• Occurrence Indicator: 002–999

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

This message supports a single corporate program transaction with multiple line item details.
It may be repeated from 001 to 998 times for each corporate card transaction. Each
occurrence represents a single line item for a corporate card transaction or a single non-fuel
item purchased with a Mastercard Fleet Card at a fuel location.
This message must be provided if any of the following conditions are met:
• The associated First Presentment/1240 is submitted for one of the above interchange
programs, and it contains a shipping/courier MCC in DE 26 (Card Acceptor Business Code),
in which case the acquirer must provide either the Financial Detail Addendum (Shipping/
Courier Services)/1644 message or the Financial Detail Addendum (Corporate Line Item
Detail)/1644 message.
• The associated First Presentment/1240 is submitted for one of the above interchange
programs, and it contains a temporary services MCC in DE 26, in which case the acquirer
must provide the Financial Detail Addendum (Temporary Services)/1644 message. The
Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not required.
• The associated First Presentment/1240 is a Mastercard Corporate Purchasing Card,
Mastercard Business Card, Mastercard Corporate Card, or Mastercard Corporate Fleet Card
(at a non-fuel location) transaction and is submitted for one of the following interchange
programs unless the transaction is a shipping/courier or temporary services transaction:

IRD Incentive Interchange Rate Programs

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

This message must be provided if the associated First Presentment/1240 meets all of the
following criteria:
• The Product Code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description

3 050031 Europe Intercountry

NOTE:
This applies to additional domestic arrangements within the Europe region.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

This addendum message may be provided only if the associated First Presentment/1240 is for
a transaction that was completed with one of the Mastercard Corporate Cards.
The submission of this addendum requires the submission of a Financial Detail Addendum
(Corporate Card Common Data)/1644 message.
The clearing system always will reject this Financial Detail Addendum/1644 message if it
contains invalid data. The associated First Presentment/1240 message also will be rejected if it
is submitted for a U.S. region or international interchange program, unless it is submitted as
one of the following.
• Credit—DE 3 (Processing Code), subfield 1 = 20
• Reversal—PDS 0025 (Message Reversal Indicator), subfield 1 = R
• Collection Only transaction—PDS 0165 (Settlement Indicator), subfield 1 = C
• A transaction submitted for a Standard interchange program (U.S. region and international
IRDs 61, 63, or 65) as defined by Mastercard
For information about the individual PDS requirements for this addendum and for specific
incentive interchange programs, please refer to Chapter 8 of this manual or to applicable
chapters of the Interchange Manual.

Financial Detail Addendum (Corporate Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

p0501 Transaction Description M • M

p0508 Customer Code O • C

p0518 Line Item Date C • C

p0597 Total Tax Amount O • C

p0598 Total Tax Collected Indicator O • C

p0612 Ship Date O • C

p0614 Order Date O • C

p0615 Medical Services Ship To Health Industry Number O • C

p0616 Contract Number O • C

p0617 Medical Services Price Adjustment O • C

p0618 Medical Services Product Number Qualifier O • C

p0641 Product Code C • C

p0642 Item Description C • C

p0643 Item Quantity C • C

p0645 Item Unit of Measure C • C

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 Presentment, Addendum, and Chargeback Messages
Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0646 Unit Price C • C

p0647 Extended Item Amount C • C

p0648 Item Discount C • C

p0650 Zero Cost to Customer Indicator O • C

p0654 Debit or Credit Indicator C • C

p0679 Commodity Code O • C

p0682 Detail Tax Amount 1 O • C

p0683 Detail Tax Amount 2 O • C

p0684 Detail Tax Amount 3 O • C

p0685 Type of Supply O • C

p0686 Tax Exempt Indicator O • C

p0687 Unique VAT Invoice Reference Number O • C

p0751 Detail Tax Amount 4 O • C

p0752 Detail Tax Amount 5 O • C

p0753 Detail Tax Amount 6 O • C

p0755 Line Item Total Amount O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

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Financial Detail Addendum/1644 Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

Financial Detail Addendum (Generic Detail)/1644

This message supports data related to new programs and services the Corporation introduces
that require the presence of data not available in First Presentment/1240 messages.
This format allows the Corporation to respond to new business opportunities without waiting
for the clearing system’s next release.
When this message is used, the information in PDS 0501, subfields 1–3, must be the
following values:
• Usage code: 99
• Industry Record Number: 000
• Occurrence indicator: 001–999

Financial Detail Addendum (Generic Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

24 Function Code M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

48 Additional Data M X M

p0191 Originating Message Format O X M

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 Presentment, Addendum, and Chargeback Messages
First Chargeback/1442 and Arbitration Chargeback/1442 Messages

Financial Detail Addendum (Generic Detail)/1644 Message Layout

No. Data Element Name Org Sys Dst

p0501 Transaction Description M • M

p0663 Free-Form Description M • M

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 Messages

An issuer initiates First Chargeback/1442 and Arbitration Chargeback/1442 messages to
return partially or completely a previous First Presentment/1240.
Depending on program and service rules, an issuer may charge back a First Presentment/1240
or a subsequent Second Presentment/1240 that the acquirer submitted.
These messages must contain 1442 in the MTI and one of the following values in DE 24
(Function Code):
• 450 to indicate that the message is a First Chargeback (Full)/1442 for the full First
Presentment/1240 amount
• 453 to indicate that the message is a First Chargeback (Partial)/1442 for part of the First
Presentment/1240 amount
• 451 to indicate that the message is an Arbitration Chargeback (Full)/1442 for the full First
Presentment/1240 amount

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First Chargeback/1442 and Arbitration Chargeback/1442 Messages

• 454 to indicate that the message is an Arbitration Chargeback (Partial)/1442 for part of the
First Presentment/1240 or Second Presentment/1240 amount
The specific reason for the First Chargeback/1442 or Arbitration Chargeback/1442 is in DE 25
(Message Reason Code).

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

3 Processing Code M • M

4 Amount, Transaction M • M

5 Amount, Reconciliation • X M

9 Conversion Rate, Reconciliation • X M

12 Date and Time, Local Transaction M • M

14 Date, Expiration O • C

22 Point of Service Data Code M • M

s7 Card Data: Input Mode M X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code M • M

30 Amounts, Original M • M

31 Acquirer Reference Data M • M

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First Chargeback/1442 and Arbitration Chargeback/1442 Messages

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M X M

37 Retrieval Reference Number O • C

38 Approval Code C • C

40 Service Code C • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code C • C

43 Card Acceptor Name/Location M • M

48 Additional Data M X M

49 Currency Code, Transaction M • M

50 Currency Code, Reconciliation • X M

54 Amounts, Additional C • C

55 Integrated Circuit Card (ICC) System Related Data O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

72 Data Record C • C

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M X M

95 Card Issuer Reference Data M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

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First Chargeback/1442 and Arbitration Chargeback/1442 Messages

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

124 Additional Data 4 C X C

125 Additional Data 5 C X C

®
p0001 Mastercard Mapping Service Account Number • X C

p0002 GCMS Product Identifier • X M

p0003 Licensed Product Identifier • X M

p0005 Message Error Indicator • X C

p0017 Transaction Integrity Class O • O

p0023 Terminal Type C • C

p0025 Message Reversal Indicator C • C

p0028 Mastercard Merchant Presented QR (MPQR) Receiving Account Number O • C

p0029 QR Dynamic Code Data O • C

p0043 Program Registration ID O • C

p0046 Japan Common Merchant Code C • C

p0052 Electronic Commerce Security Level Indicator C • C

p0057 Transaction Category Indicator C • C

p0058 Token Assurance Level O X C

p0059 Token Requestor ID C X C

p0080 Amount, Tax C X C

p0140 Amount, Cardholder Billing Amounts (USD) • X C

s1 Amount, Cardholder Billing USD • X C

s2 Amount, Currency Conversion Assessment USD • X C

p0145 Amount, Alternate Transaction Fee O X C

p0146 Amounts, Transaction Fee O X C

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 Presentment, Addendum, and Chargeback Messages
First Chargeback/1442 and Arbitration Chargeback/1442 Messages

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

p0147 Extended Precision Amounts • X C

p0148 Currency Exponents M X M

p0149 Currency Codes, Amounts, Original M • M

p0157 Alternate Processor Indicator C • C

p0158 Business Activity C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

p0159 Settlement Data C X C

p0160 Settlement Data, Multiple • X C

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0170 Card Acceptor Inquiry Information O • C

p0171 Alternate Card Acceptor Description O • C

p0172 Sole Proprietor Name O • C

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IPM Clearing Formats • 11 June 2019 138
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First Chargeback/1442 and Arbitration Chargeback/1442 Messages

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

p0173 Legal Corporate Name O • C

p0174 Dun & Bradstreet Number O • C

p0175 Card Acceptor URL O • C

p0176 Mastercard Assigned ID C • C

p0177 Cross-border C X M

p0178 Alternate Card Acceptor Description Data 2 O • C

p0181 Installment Payment Data C • C

p0183 Brazil Post-Dated Transaction Data C • C

p0189 Point-of-Interaction (POI) Phone Data O • C

p0190 Partner ID Code O • C

p0191 Originating Message Format O X M

p0194 Remote Payments Program Data C • C

p0195 Installment Data C • C

p0196 Mobile Phone Reload Data O • C

p0197 National Use Tax Data O • C

p0200 Fraud Notification Date • X C

p0202 Primary Account Number (PAN) Syntax Error C • C

p0204 Amount, Syntax Error C • C

p0205 Syntax Return, Message Error Indicator C • C

p0207 Wallet Identifier (for Masterpass transactions) C • C

Wallet Identifier (for MDES transactions) • X C

p0208 Additional Merchant Data C • C

p0209 Independent Sales Organization ID C • C

p0210 Transit Program C • C

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IPM Clearing Formats • 11 June 2019 139
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First Chargeback/1442 and Arbitration Chargeback/1442 Messages

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

p0212 Merchant Data Services • X C

p0213 Original Merchant Data • X C

p0214 Merchant Data Cleansing Plus • X C

p0215 Mastercard Merchant Data Advance • X C

p0225 Message Reason Code Syntax Error C • C

p0241 MasterCom Control Number O • C

p0243 MasterCom Retrieval Response Data • X C

p0244 MasterCom Chargeback Support Documentation Dates • X C

p0245 MasterCom Arbitration Chargeback Sender Processing Date • X C

p0246 MasterCom Sender Memo O • C

p0247 MasterCom Receiver Memo O • C

p0249 MasterCom Record ID O • C

p0250 MasterCom Endpoints O • C

p0253 MasterCom System Enhanced Data O • C

p0254 MasterCom Member Enhanced Data O • C

p0255 MasterCom Message Type O • C

p0260 Edit Exclusion Indicator C X C

s1 Exclusion Request Code C • C

s2 Exclusion Reason Code • X C

s3 Exclusion Results Code • X C

p0262 Documentation Indicator M • M

p0266 First Chargeback/Fee Collection Return Data • X C

p0267 Second Presentment/Fee Collection Resubmission Data • X C

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IPM Clearing Formats • 11 June 2019 140
 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

First Chargeback/1442 and Arbitration Chargeback/1442 Message Layout

No. Data Element Name Org Sys Dst

p0268 Amount, Partial Transaction O • C

p0375 Member Reconciliation Indicator 1 O • •

p0446 Transaction Fee Amount, Syntax Error O X C

p0799 Test Case Traceability Identifiers O • C

p10X Member-to-Member Proprietary Data (p1000 through p1099) O • C

X

Second Presentment/1240 Messages

An acquirer initiates Second Presentment/1240 messages to remedy a previous First
Chargeback/1442.
These messages must contain 1240 in the MTI and one of the following values in DE 24
(Function Code):
• 205 to indicate that the Second Presentment (Full)/1240 is for the full First Presentment/
1240 amount
• 282 to indicate that the message is a Second Presentment (Partial)/1240 for part of the
First Presentment/1240 or First Chargeback/1442 amount
The specific reason for the Second Presentment/1240 is in DE 25 (Message Reason Code).

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

3 Processing Code M • M

4 Amount, Transaction M • M

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IPM Clearing Formats • 11 June 2019 141
 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

5 Amount, Reconciliation • X M

6 Amount, Cardholder Billing O X C

9 Conversion Rate, Reconciliation • X M

10 Conversion Rate, Cardholder Billing • X C

12 Date and Time, Local Transaction M • M

14 Date, Expiration O • C

22 Point of Service Data Code M • M

s7 Card Data: Input Mode M X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code M • M

30 Amounts, Original M • M

31 Acquirer Reference Data M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M • M

37 Retrieval Reference Number O X C

38 Approval Code C • C

40 Service Code O • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code C • C

43 Card Acceptor Name/Location M • M

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 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

s2 Card Acceptor Street Address O • C

s3 Card Acceptor City C • C

48 Additional Data M X M

49 Currency Code, Transaction M • M

50 Currency Code, Reconciliation • X M

51 Currency Code, Cardholder Billing C X C

54 Amounts, Additional C • C

55 Integrated Circuit Card (ICC) System Related Data O • C

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

72 Data Record C • C

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M • M

95 Card Issuer Reference Data M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

®
p0001 Mastercard Mapping Service Account Number • X C

p0002 GCMS Product Identifier • X M

P0003 Licensed Product Identifier • X M

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 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0005 Message Error Indicator • X C

p0017 Transaction Integrity Class O • O

p0023 Terminal Type C • C

p0025 Message Reversal Indicator C • C

s2 Central Site Processing Date of Original Message O • C

p0028 Mastercard Merchant Presented (MPQR) Receiving Account Number O • C

p0029 QR Dynamic Code Data O • •

p0043 Program Registration ID O • C

p0044 Program Participation Indicator • X C

p0046 Japan Common Merchant Code C • C

p0052 Electronic Commerce Security Level Indicator C • C

p0057 Transaction Category Indicator O • C

p0058 Token Assurance Level O X C

p0059 Token Requestor ID C X C

p0080 Amount, Tax C X C

p0140 Amount, Cardholder Billing Amounts (USD) • X C

s1 Amount, Cardholder Billing USD • X C

s2 Amount, Currency Conversion Assessment USD • X C

p0146 Amounts, Transaction Fee O X C

p0147 Extended Precision Amounts • X C

p0148 Currency Exponents M X M

p0149 Currency Codes, Amounts, Original M • M

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 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0157 Alternate Processor Indicator C • C

p0158 Business Activity C X M

s4 Interchange Rate Designator C • M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

p0159 Settlement Data C X C

p0160 Settlement Data, Multiple • X C

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0170 Card Acceptor Inquiry Information O • C

p0171 Alternate Card Acceptor Description O • C

p0172 Sole Proprietor Name O • C

p0173 Legal Corporate Name O • C

p0174 Dun & Bradstreet Number O • C

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 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0175 Card Acceptor URL O • C

p0176 Mastercard Assigned ID C • C

p0177 Cross-border C X M

p0178 Alternate Card Acceptor Description Data 2 O • C

p0181 Installment Payment Data C • C

p0183 Brazil Post-Dated Transaction Data C • C

p0188 Private Data—Proprietary In Control Data (for future use only) • X C

p0189 Point-of-Interaction (POI) Phone Data O • C

p0190 Partner ID Code O • C

p0191 Originating Message Format O X M

p0194 Remote Payments Program Data C • C

p0195 Installment Data C • C

p0196 Mobile Phone Reload Data O • C

p0197 National Use Tax Data O • C

p0202 Primary Account Number (PAN) Syntax Error C • C

p0204 Amount, Syntax Error C • C

p0205 Syntax Return, Message Error Indicator C • C

p0207 Wallet Identifier (for Masterpass transactions) C • C

Wallet Identifier (for MDES transactions) • X C

p0208 Additional Merchant Data C • C

p0209 Independent Sales Organization ID C • C

p0210 Transit Program C • C

p0212 Merchant Data Services • X C

p0213 Original Merchant Data • X C

p0214 Merchant Data Cleansing Plus • X C

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 Presentment, Addendum, and Chargeback Messages
Second Presentment/1240 Messages

Second Presentment/1240 Message Layout

No. Data Element Name Org Sys Dst

p0215 Mastercard Merchant Data Advance • X C

p0225 Message Reason Code Syntax Error C • C

p0241 MasterCom Control Number O • C

p0243 MasterCom Retrieval Response Data • X C

p0244 MasterCom Chargeback Support Documentation Dates • X C

s2 MasterCom Chargeback Support Documentation Sender Processing • • •

Date (Second Presentment/1240)

p0260 Edit Exclusion Indicator C X C

s1 Exclusion Request Code C • C

s2 Exclusion Reason Code • X C

s3 Exclusion Results Code • X C

p0262 Documentation Indicator M • M

p0266 First Chargeback/Fee Collection Return Data • X C

p0268 Amount, Partial Transaction O • C

p0375 Member Reconciliation Indicator 1 O • •

p0446 Transaction Fee Amount, Syntax Error O X C

p0674 Additional Trace/Reference Number Used by Card Acceptor O • C

p10X Member-to-Member Proprietary Data (p1000 through p1099) O • C

X

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 Retrieval and Fee Collection Messages

Chapter 4 Retrieval and Fee Collection Messages

This chapter describes the formats for all retrieval and fee collection messages that the clearing
system uses. The layouts on the following pages identify all required, conditional, optional, or
clearing system-provided data elements for these messages.

Message Type Identifiers and Associated Function Codes of Retrieval and Fee Collection
Messages....................................................................................................................................149
Retrieval Request/1644 Messages................................................................................................149
Retrieval Request Acknowledgement/1644 Messages..................................................................153
Fee Collection Messages............................................................................................................. 158
Fee Collection (Retrieval Fee Billing)/1740............................................................................... 159
Fee Collection (Handling Fees)/1740....................................................................................... 163
Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740.......................................166

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 Retrieval and Fee Collection Messages
Message Type Identifiers and Associated Function Codes of Retrieval and Fee Collection Messages

Message Type Identifiers and Associated Function Codes of Retrieval

and Fee Collection Messages
This chapter describes the formats for the following messages.

Message Type
Identifier Function Code Description

1644 603 Retrieval Request

605 Retrieval Request Acknowledgement

1740 700 Fee Collection (Customer-generated)

780 Fee Collection Return (Customer-generated)
781 Fee Collection Resubmission (Customer-generated)
782 Fee Collection Arbitration Return (Customer-generated)
783 Fee Collection (Clearing System-generated)
790 Fee Collection (Funds Transfer)—applies only in the IPM Pre-edit
system to UK Domestic Maestro transactions

Retrieval Request/1644 Messages

An issuer sends a Retrieval Request/1644 to an acquirer when it is determined that the
transaction information document needs to be examined for issuer or cardholder needs.
The message must contain 1644 in the Message Type Identifier (MTI) and 603 in Data Element
(DE) 24 (Function Code) to identify it as a Retrieval Request/1644.

Retrieval Request/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

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 Retrieval and Fee Collection Messages
Retrieval Request/1644 Messages

Retrieval Request/1644 Message Layout

No. Data Element Name Org Sys Dst

3 Processing Code M • M

12 Date and Time, Local Transaction M • M

14 Date, Expiration O • C

22 Point of Service Data Code M • M

s7 Card Data: Input Mode M X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code M • M

30 Amounts, Original M • M

31 Acquirer Reference Data M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M X M

37 Retrieval Reference Number O • C

38 Approval Code O • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code O • C

43 Card Acceptor Name/Location O • C

48 Additional Data M X M

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

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 Retrieval and Fee Collection Messages
Retrieval Request/1644 Messages

Retrieval Request/1644 Message Layout

No. Data Element Name Org Sys Dst

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M X M

95 Card Issuer Reference Data O • C

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

®
p0001 Mastercard Mapping Service Account Number • X C

p0002 GCMS Product Identifier • X M

p0003 Licensed Product Identifier • X M

p0005 Message Error Indicator • X C

p0025 Message Reversal Indicator C • C

s2 Central Site Processing Date of Original Message O • C

p0043 Program Registration C • C

p0059 Token Requestor ID C X C

p0148 Currency Exponents M • M

p0149 Currency Codes, Amounts Original M • M

p0158 Business Activity O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

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 Retrieval and Fee Collection Messages
Retrieval Request/1644 Messages

Retrieval Request/1644 Message Layout

No. Data Element Name Org Sys Dst

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0170 Card Acceptor Inquiry Information O • C

p0171 Alternate Card Acceptor Description O • C

p0172 Sole Proprietor Name O • C

p0173 Legal Corporate Name O • C

p0174 Dun & Bradstreet Number O • C

p0175 Card Acceptor URL O • C

p0178 Alternate Card Acceptor Description Data 2 O • C

p0189 Point-of-Interaction (POI) Phone Data O • C

p0190 Partner ID Code O • C

p0191 Originating Message Format O X M

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Retrieval Request Acknowledgement/1644 Messages

Retrieval Request/1644 Message Layout

No. Data Element Name Org Sys Dst

p0192 Payment Transaction initiator C • C

p0202 Primary Account Number (PAN) Syntax Error C • C

p0205 Syntax Return, Message Error Indicator C • C

p0225 Message Reason Code Syntax Error C • C

p0228 Retrieval Document Code M • M

p0241 MasterCom Control Number O • C

p0246 MasterCom Sender Memo O • C

p0247 MasterCom Receiver Memo O • C

p0248 MasterCom Image Review Memo O • C

p0249 MasterCom Record ID O • C

p0250 MasterCom Endpoints O • C

p0253 MasterCom System Enhanced Data O • C

p0254 MasterCom Member Enhanced Data O • C

p0255 MasterCom Message Type O • C

p0375 Member Reconciliation Indicator 1 O • •

P0799 Test Case Traceability Identifiers O • C

p10X Member-to-Member Proprietary Data (p1000 through p1099) O • C

X

Retrieval Request Acknowledgement/1644 Messages

An acquirer sends a Retrieval Request Acknowledgement/1644 to an issuer indicationg that
the acquirer has fulfilled the Retrieval Request.
The message must contain 1644 in the Message Type Identifier (MTI) and 605 in DE 24
(Function Code) to identify it as a Retrieval Request Acknowledgement/1644.

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Retrieval Request Acknowledgement/1644 Messages

Retrieval Request Acknowledgement/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

3 Processing Code M • M

12 Date and Time, Local Transaction M • M

14 Date, Expiration O • C

22 Point of Service Data Code M • M

s7 Card Data: Input Mode M X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code M • M

30 Amounts, Original M • M

31 Acquirer Reference Data M • M

32 Acquiring Institution ID Code O • C

33 Forwarding Institution ID Code M X M

37 Retrieval Reference Number O • C

38 Approval Code O • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code O • C

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Retrieval Request Acknowledgement/1644 Messages

Retrieval Request Acknowledgement/1644 Message Layout

No. Data Element Name Org Sys Dst

43 Card Acceptor Name/Location O • C

48 Additional Data M X M

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M X M

95 Card Issuer Reference Data O • C

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

p0001
®
Mastercard Mapping Service Account Number • X C

p0002 GCMS Product Identifier • X M

p0003 Licensed Product Identifier • X M

p0005 Message Error Indicator • X C

p0025 Message Reversal Indicator C • C

s2 Central Site Processing Date of Original Message O • C

p0043 Program Registration C • C

p0059 Token Requestor ID C X C

p0148 Currency Exponents M • M

p0149 Currency Codes, Amounts Original M • M

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Retrieval Request Acknowledgement/1644 Messages

Retrieval Request Acknowledgement/1644 Message Layout

No. Data Element Name Org Sys Dst

p0158 Business Activity O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0170 Card Acceptor Inquiry Information O • C

p0171 Alternate Card Acceptor Description O • C

p0172 Sole Proprietor Name O • C

p0173 Legal Corporate Name O • C

p0174 Dun & Bradstreet Number O • C

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 Retrieval and Fee Collection Messages
Retrieval Request Acknowledgement/1644 Messages

Retrieval Request Acknowledgement/1644 Message Layout

No. Data Element Name Org Sys Dst

p0175 Card Acceptor URL O • C

p0178 Alternate Card Acceptor Description Data 2 O • C

p0189 Point-of-Interaction (POI) Phone Data O • C

p0190 Partner ID Code O • C

p0191 Originating Message Format O X M

p0192 Payment Transaction initiator C • C

p0202 Primary Account Number (PAN) Syntax Error C • C

p0205 Syntax Return, Message Error Indicator C • C

p0207 Wallet Identifier • X C

p0225 Message Reason Code Syntax Error C • C

p0228 Retrieval Document Code M • M

p0241 MasterCom Control Number O • C

p0246 MasterCom Sender Memo O • C

p0247 MasterCom Receiver Memo O • C

p0248 MasterCom Image Review Memo O • C

p0249 MasterCom Record ID O • C

p0250 MasterCom Endpoints O • C

p0253 MasterCom System Enhanced Data O • C

p0254 MasterCom Member Enhanced Data O • C

p0255 MasterCom Message Type O • C

p0375 Member Reconciliation Indicator 1 O • •

P0799 Test Case Traceability Identifiers O • C

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Retrieval Request Acknowledgement/1644 Message Layout

No. Data Element Name Org Sys Dst

p10XX Member-to-Member Proprietary Data (p1000 through O • C

p1099)

Fee Collection Messages

Fee Collection messages are used for the collection or disbursement of fees that require funds
settlement between various clearing system participants. Fee Collection messages may include
fees generated between pairs of customers, and fees generated between the Corporation and
customers.
Following are some examples of Fee Collection messages:
• Collection or disbursement from customer to customer of fees that brand, program, and
service rules permit
• Collection or disbursement from Mastercard to customer of fees related to processing
services that the clearing system provides
• Collection or disbursement from Mastercard to customer of such fees as administrative
fees, membership fees, and penalties, according to brand, program, and service
• Collection or disbursement from customer to customer of summary settlement positions
between customers that participate in bilateral clearing arrangements with clearing system
summary settlement
These messages must contain 1740 in the MTI and one of the following values in DE 24:
• 700 = Fee Collection (Customer-generated)
• 780 = Fee Collection Return (Customer-generated)
• 781 = Fee Collection Resubmission (Customer-generated)
• 782 = Fee Collection Arbitration Return (Customer-generated)
• 783 = Fee Collection (Clearing System-generated)
• 790 = Fee Collection (Funds Transfer)—applies only in the IPM Pre-edit system to UK
Domestic Maestro transactions
Fee Collection (Clearing System-generated)/1740 messages (DE 24 = 783) cannot be returned.
Therefore, Function Codes 780, 781, and 782 apply only to Fee Collection (Customer-
generated)/1740 messages (DE 24 = 700).

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740

An Acquirer uses this message layout to collect the USD 15 delivery fee from an Issuer that
reimburses the Acquirer for costs associated with delivering a hardcopy retrieval document to
the Issuer.
If the Acquirer fulfills a Retrieval Request/1644 for a hardcopy document, the Acquirer should
collect the appropriate hardcopy fulfillment fee by submitting a Fee Collection (Retrieval Fee
Billing)/1740 with the appropriate code (190000) in DE 3 (Processing Code), and with DE 24 =
700 and DE 25 (Message Reason Code) = 7614. This credits the Acquirer and debits the Issuer
for the retrieval fulfillment fees.

Fee Collection (Retrieval Fee Billing)/1740 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

3 Processing Code M • M

4 Amount, Transaction • X M

5 Amount, Reconciliation • X M

9 Conversion Rate, Reconciliation • X M

14 Date, Expiration O • C

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code O • C

30 Amounts, Original M • M

31 Acquirer Reference Data M • M

32 Acquiring Institution Identification Code O • C

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Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 Message Layout

No. Data Element Name Org Sys Dst

33 Forwarding Institution ID Code M X M

37 Retrieval Reference Number O • C

38 Approval Code O • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code O • C

43 Card Acceptor Name/Location O • C

48 Additional Data M X M

49 Currency Code, Transaction • X M

50 Currency Code, Reconciliation • X M

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

72 Data Record O • C

73 Date, Action M • M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code M X M

95 Card Issuer Reference Data O • C

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

p0001
®
Mastercard Mapping Service Account Number • X C

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 Message Layout

No. Data Element Name Org Sys Dst

p0002 GCMS Product Identifier • X M

p0003 Licensed Product Identifier • X M

p0025 Message Reversal Indicator C X C

s2 Central Site Processing Date of Original Message O X C

p0059 Token Requestor ID C X C

p0137 Fee Collection Control Number M • M

p0148 Currency Exponents M X M

p0149 Currency Codes, Amounts, Original M • M

p0158 Business Activity O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

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Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 Message Layout

No. Data Element Name Org Sys Dst

s14 Masterpass Incentive Indicator • X M

p0159 Settlement Data C X C

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0170 Card Acceptor Inquiry Information O • C

p0171 Alternate Card Acceptor Description O • C

p0172 Sole Proprietor Name O • C

p0173 Legal Corporate Name O • C

p0174 Dun & Bradstreet Number O • C

p0175 Card Acceptor URL O • C

p0178 Alternate Card Acceptor Description Data 2 O • C

p0188 Private Data—Proprietary In Control Data (for future use only) • X C

p0189 Point-of-Interaction (POI) Phone Data O • C

p0190 Partner ID Code O • C

p0191 Originating Message Format O X M

p0207 Wallet Identifier • X C

p0228 Retrieval Document Code O • C

p0230 Fulfillment Document Code M • M

p0241 MasterCom Control Number O • C

p0262 Documentation Indicator O • C

p0264 Original Retrieval Reason for Request M • M

p0375 Member Reconciliation Indicator 1 O • •

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 Message Layout

No. Data Element Name Org Sys Dst

P0799 Test Case Traceability Identifiers O • C

p10XX Member-to-Member Proprietary Data (p1000 through p1099) O • C

Fee Collection (Handling Fees)/1740

Issuers and acquirers use this message layout to collect the progressive handling fees related
to authorization-related chargebacks (chargeback reason codes 4807, 4808, and 4847).
For this message layout:
• The MTI must be 1740.
• DE 24 (Function Code) can be 700, 780, 781, or 782.
• DE 25 (Message Reason Code) must be 7622, 7623, 7624, or 7627.

Fee Collection (Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) M • M

3 Processing Code M • M

4 Amount, Transaction M • M

5 Amount, Reconciliation • X M

9 Conversion Rate, Reconciliation • X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code O • C

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

30 Amounts, Original O • C

31 Acquirer Reference Data M • M

32 Acquiring Institution Identification Code O • C

33 Forwarding Institution ID Code M • M

38 Approval Code O • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code O • C

43 Card Acceptor Name/Location O • C

48 Additional Data M X M

49 Currency Code, Transaction M • M

50 Currency Code, Reconciliation • X M

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

72 Data Record M • M

73 Date, Action M • M

93 Transaction Destination Institution ID Code M X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

p0002 GCMS Product Identifier • X C

p0003 Licensed Product Identifier • X C

p0025 Message Reversal Indicator C X C

s2 Central Site Processing Date of Original Message O X C

p0137 Fee Collection Control Number M • M

p0148 Currency Exponents M X M

p0149 Currency Codes, Amounts, Original C • C

p0158 Business Activity O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

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Fee Collection Messages

Fee Collection (Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

p0159 Settlement Data C X C

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0175 Card Acceptor URL O • C

p0191 Originating Message Format O X M

p0207 Wallet Identifier • X C

p0262 Documentation Indicator O • C

p0265 Initial Presentment/Fee Collection Data O • C

p0266 First Chargeback/Fee Collection Return Data O • C

p0267 Second Presentment/Fee Collection Resubmission Data O • C

p0375 Member Reconciliation Indicator 1 O • •

p10XX Member-to-Member Proprietary Data (p1000 through O • C

p1099)

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740

Both Mastercard and customers use this message layout for fee collections other than retrieval
fee billing or handling fees.
For this message layout:
• The MTI must be 1740.
• DE 24 (Function Code) must be 700, 780, 781, 782, 783, 790, or 791.
• DE 25 (Message Reason Code) must contain a value other than 7614, 7622, 7623, 7624,
or 7627.

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier M • M

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Fee Collection Messages

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

Bit Map, Primary M X M

1 Bit Map, Secondary M X M

2 Primary Account Number (PAN) C • C

3 Processing Code M • M

4 Amount, Transaction M • M

5 Amount, Reconciliation • X M

9 Conversion Rate, Reconciliation • X M

23 Card Sequence Number O • C

24 Function Code M • M

25 Message Reason Code M • M

26 Card Acceptor Business Code O • C

30 Amounts, Original O • C

31 Acquirer Reference Data O • C

32 Acquiring Institution Identification Code O • C

33 Forwarding Institution ID Code M • M

38 Approval Code O • C

41 Card Acceptor Terminal ID O • C

42 Card Acceptor ID Code C • C

43 Card Acceptor Name/Location O • C

48 Additional Data M X M

49 Currency Code, Transaction M • M

50 Currency Code, Reconciliation • X M

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

62 Additional Data 2 C X C

63 Transaction Life Cycle ID C • C

71 Message Number M X M

72 Data Record C • C

73 Date, Action C • C

93 Transaction Destination Institution ID Code M X M

94 Transaction Originator Institution ID Code M • M

100 Receiving Institution ID Code • X M

123 Additional Data 3 C X C

124 Additional Data 4 C X C

125 Additional Data 5 C X C

p0002 GCMS Product Identifier • X C

p0003 Licensed Product Identifier • X C

p0025 Message Reversal Indicator C X C

s2 Central Site Processing Date of Original Message O X C

p0080 Amount, Tax C X C

p0137 Fee Collection Control Number M • M

p0148 Currency Exponents M X M

p0149 Currency Codes, Amounts, Original C • C

p0158 Business Activity O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

p0159 Settlement Data C X C

p0165 Settlement Indicator M • M

s2 Settlement Information O • C

p0175 Card Acceptor URL O • C

p0191 Originating Message Format O X M

p0207 Wallet Identifier • X C

p0262 Documentation Indicator O • C

p0265 Initial Presentment/Fee Collection Data O • C

p0266 First Chargeback/Fee Collection Return Data O • C

p0267 Second Presentment/Fee Collection Resubmission Data O • C

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 Retrieval and Fee Collection Messages
Fee Collection Messages

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 Message Layout

No. Data Element Name Org Sys Dst

p0375 Member Reconciliation Indicator 1 O • •

P0799 Test Case Traceability Identifiers O • C

p10XX Member-to-Member Proprietary Data (p1000 through O • C

p1099)

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 Reconciliation Messages

Chapter 5 Reconciliation Messages

This chapter describes the formats for all reconciliation messages that the clearing system uses.
Customers or processors may use reconciliation messages to assist in reconciling offline financial
activity. The layouts on the following pages identify all required, conditional, optional, or clearing
system-provided data elements for these messages.

Message Type Identifiers and Associated Function Codes of Reconciliation Messages.................. 172
Activity Types Accumulated by Reconciliation Messages.............................................................. 172
Function Codes Used.................................................................................................................. 172
Message Reason Codes Used...................................................................................................... 173
Reconciliation Messages..............................................................................................................173
Acknowledgement Messages................................................................................................. 173
Notification Messages............................................................................................................ 174
Reconciliation Message Totals.................................................................................................174
Reconciliation Amount/Reconciliation Fee Totals..................................................................... 175
Debit/Credit Totals............................................................................................................. 176
Reconciliation Category Summary.......................................................................................... 180
Reconciliation Category Definitions........................................................................................ 181
File Currency Summary/1644 Messages.......................................................................................188
Financial Position Detail/1644 Messages......................................................................................189
Settlement Position Detail/1644 Messages.................................................................................. 192

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 Reconciliation Messages
Message Type Identifiers and Associated Function Codes of Reconciliation Messages

Message Type Identifiers and Associated Function Codes of

Reconciliation Messages
This section describes the formats for the following messages.

Message Type Function

Identifier Code Description

1644 680 File Currency Summary from the clearing system

685 Financial Position Detail from the clearing system

688 Settlement Position Detail from the clearing system

Activity Types Accumulated by Reconciliation Messages

Reconciliation messages accumulate only accepted financial activity.
Financial activity includes First Presentment/1240, First Chargeback/1442, Second
Presentment/1240, Arbitration Chargeback/1442, and Fee Collection/1740 messages.
Non-financial activity includes File Header/1644, File Trailer/1644, Text/1644, Message
Exception/1644, File Reject/1644, Retrieval Request/1644, Currency Update/1644, and
Financial Detail Addendum/1644 messages.
Rejected financial activity and all non-financial activity are accumulated and reported
elsewhere.

Function Codes Used

Each Reconciliation message type is identified by a unique Data Element (DE) 24 (Function
Code) value as shown in the following table.

Function Code Reconciliation Message Type

680 File Currency Summary/1644 (Source currency totals)

685 Financial Position Detail/1644 (Clearing totals)

688 Settlement Position Detail/1644 (Settlement detail)

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 Reconciliation Messages
Message Reason Codes Used

Message Reason Codes Used

The Reconciliation message formats also include a DE 25 (Message Reason Code).
The values in this data element allow for a mechanism to easily segregate acknowledgement
and notification reconciliation messages delivered in a single offline file, as shown in the
following table.

Message Reason
Code Reconciliation Message Reason Code Description

Acknowledgement Reconciliation—the clearing system

6861 generates after processing member outbound activity

Notification Reconciliation—the clearing system generates for

6862 member inbound activity

DEFINITION:
Acknowledgement is a type of IPM reconciliation message confirming activity that the
customer sent to GCMS.

Notification is a type of IPM reconciliation message confirming activity that the customer
received from GCMS.

Reconciliation Messages
The following sections describe the reconciliation messages.

Acknowledgement Messages
The acknowledgement messages contain the clearing system-calculated totals for the related
customer outbound file.
The clearing system responds to a customer-originated file by sending the customer
acknowledgement messages based on customer profile options. The clearing system
calculates totals only for accepted files and accepted Financial messages.
Acknowledgement messages contain a DE 25 (Message Reason Code) value of 6861.

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Reconciliation Messages

Notification Messages
The notification messages contain the clearing system-calculated totals for the customer’s
inbound activity.
The clearing system provides notification messages for each customer inbound file based on
customer profile options.
Notification messages contain a DE 25 value of 6862.

Reconciliation Message Totals

GCMS provides the totals in the following PDSs of the Reconciliation messages.
For the Financial Position Detail/1644 messages and the Settlement Position Detail/1644
messages, GCMS will provide totals for each of the reconciliation categories chosen.
The following table shows the usage (mandatory or conditional) for each of these PDSs within
the message.

Value Description

M Mandatory. The data element always is present in the message.

C Conditional. The data element is present in the message if the conditions

described in the accompanying text are applicable.

N/A Not applicable

Presence of this PDS in the

Will include
reconciliation 1644-680 1644-685 1644-688
PDS totals for… In… message message message

0380 Debits, transaction Transaction currency M C N/A

amount

0381 Credits, transaction Transaction currency M C N/A

amount

0384 Amount, net Transaction currency M C N/A

transaction

0390 Debits, transaction Reconciliation currency N/A M M

amount

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 Reconciliation Messages
Reconciliation Messages

Presence of this PDS in the

Will include
reconciliation 1644-680 1644-685 1644-688
PDS totals for… In… message message message

0391 Credits, transaction Reconciliation currency N/A M M

amount

0392 Debits, fee amounts Reconciliation currency N/A M M

0393 Credits, fee amounts Reconciliation currency N/A M M

0394 Amount, net Reconciliation currency N/A M M

transaction

0395 Amount, net fee Reconciliation currency N/A M M

0396 Amount, net total Reconciliation currency N/A M M

0400 Debits, transaction This is a record count of all M M N/A

number bilateral and Collection Only
transactions and those
settled by Mastercard.

0401 Credits, transaction This is a record count of all M M N/A

number bilateral and Collection Only
transactions and those
settled by Mastercard.

0402 Total, transaction This is a record count of all M M N/A

number bilateral and Collection Only
transactions and those
settled by Mastercard.

Reconciliation Amount/Reconciliation Fee Totals

Financial Position Detail/1644 messages and Settlement Position Detail/1644 messages provide
fee totals (PDS 0146 [Amounts, Transaction Fee]) separately from DE 5 (Amount,
Reconciliation) totals. The fee totals are provided by fee type code.
The following table describes the process for accumulating fee totals. All fees are in PDS 0146
of the clearing transaction. PDS 0146 contains from 1 to 12 fee occurrences. Subfield 1, Fee
Type Code identifies each fee. Each fee is accumulated as either a debit or a credit based on
subfield 2, Fee Processing Code.

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 Reconciliation Messages
Reconciliation Messages

Amount,
Fee,
Reconciliat
ion
(subfield Fee Processing PDS Originator Dr/Cr Receiver Dr/Cr
DE/PDS 7) Code (subfield 2) 0025 Indicator Indicator

PDS 0146 Amount, 19 - Cr Dr

Fee,
Reconciliati
on

PDS 0146 Amount, 19 R Dr Cr

Fee,
Reconciliati
on

PDS 0146 Amount, 29 - Dr Cr

Fee,
Reconciliati
on

PDS 0146 Amount, 29 R Cr Dr

Fee,
Reconciliati
on

In the Financial Position Detail/1644 and the Settlement Position Detail/1644 messages, debit
fee totals are provided in reconciliation currency in PDS 0392 (Debit, Fee Amounts), credit fee
totals are provided in reconciliation currency in PDS 0393 (Credits, Fee Amounts), and the net
totals are provided in reconciliation currency in PDS 0395 (Amount, Net Fee).

Debit/Credit Totals
Reconciliation messages provide separate totals for debit and credit amounts.
DE 5 (Amount, Reconciliation) reconciliation debit and credit totals are determined for the
transaction originator and transaction destination by using the transaction function (MTI and
DE 24 [Function code]), DE 3 Processing Code), and PDS 0025 (Message Reversal Indicator).
For activity other than bilaterally settled or Collection Only, transaction and fee totals are

3 In reconciliation messages, if DE 25 contains 6861, the reconciliation message represents an

acknowledgement, which is an accumulation of a customer’s previously submitted outgoing clearing
file. Therefore, when DE 25 is 6861, the reconciliation message is generated for the originator.
4 Further, if DE 25 contains 6862, the reconciliation message represents a notification, which is an
accumulation of a customer’s new incoming clearing file. Therefore, when DE 25 is 6862, the
reconciliation message is generated for the receiver.

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 Reconciliation Messages
Reconciliation Messages

designated as “debit” or “credit” according to the settlement impact to each customer. For
example, an original retail purchase is accumulated as a credit to the originator (the acquirer)
and a debit to the receiver (the issuer). The following tables detail this concept for each
financial message type.
An acquirer always originates and an issuer always receives the following financial
transactions.

PDS Amount Originator Dr/Cr Receiver Dr/Cr

MTI DE 24 DE 3 0025 DE/PDS Indicator (Acquirer) Indicator (Issuer)

1240 200 00–18, 50 - DE 5 Cr Dr

1240 200 00–18, 50 R DE 5 Dr Cr

1240 200 20, 28 - DE 5 Dr Cr

1240 200 20, 28 R DE 5 Cr Dr

1240 205 00–18, 50 - DE 5 Cr Dr

1240 205 00–18, 50 R DE 5 Dr Cr

1240 205 20, 28 - DE 5 Dr Cr

1240 205 20, 28 R DE 5 Cr Dr

1240 282 00–18, 50 - DE 5 Cr Dr

1240 282 00–18, 50 R DE 5 Dr Cr

1240 282 20, 28 - DE 5 Dr Cr

1240 282 20, 28 R DE 5 Cr Dr

An issuer always originates and the acquirer always receives the following financial
transactions.

Receiver Dr/Cr
Amount Originator Dr/Cr Indicator
MTI DE 24 DE 3 PDS 0025 DE/PDS Indicator (Issuer) (Acquirer)

1442 450 00–18, 50 - DE 5 Cr Dr

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 Reconciliation Messages
Reconciliation Messages

Receiver Dr/Cr
Amount Originator Dr/Cr Indicator
MTI DE 24 DE 3 PDS 0025 DE/PDS Indicator (Issuer) (Acquirer)

1442 450 00–18, 50 R DE 5 Dr Cr

1442 450 20, 28 - DE 5 Dr Cr

1442 450 20, 28 R DE 5 Cr Dr

1442 451 00–18, 50 - DE 5 Cr Dr

1442 451 00–18, 50 R DE 5 Dr Cr

1442 451 20, 28 - DE 5 Dr Cr

1442 451 20, 28 R DE 5 Cr Dr

1442 453 00–18, 50 - DE 5 Cr Dr

1442 453 00–18, 50 R DE 5 Dr Cr

1442 453 20, 28 - DE 5 Dr Cr

1442 453 20, 28 R DE 5 Cr Dr

1442 454 00–18, 50 - DE 5 Cr Dr

1442 454 00–18, 50 R DE 5 Dr Cr

1442 454 20, 28 - DE 5 Dr Cr

1442 454 20, 28 R DE 5 Cr Dr

The two tables above apply to Collection Only, non-Collection Only, and bilateral activity.
Both acquirers and issuers may originate and receive Fee Collection messages. The clearing
system may also originate these messages.

Amount Originator Dr/Cr Receiver Dr/Cr

MTI DE 24 DE 3 PDS 0025 DE/PDS Indicator Indicator

1740 700 19 - DE 5 Cr Dr

1740 700 19 R DE 5 Dr Cr

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 Reconciliation Messages
Reconciliation Messages

Amount Originator Dr/Cr Receiver Dr/Cr

MTI DE 24 DE 3 PDS 0025 DE/PDS Indicator Indicator

1740 700 29 - DE 5 Dr Cr

1740 700 29 R DE 5 Cr Dr

1740 780 19 - DE 5 Cr Dr

1740 780 19 R DE 5 Dr Cr

1740 780 29 - DE 5 Dr Cr

1740 780 29 R DE 5 Cr Dr

1740 781 19 - DE 5 Cr Dr

1740 781 19 R DE 5 Dr Cr

1740 781 29 - DE 5 Dr Cr

1740 781 29 R DE 5 Cr Dr

1740 782 19 - DE 5 Cr Dr

1740 782 19 R DE 5 Dr Cr

1740 782 29 - DE 5 Dr Cr

1740 782 29 R DE 5 Cr Dr

1740 783 19 - DE 5 Cr Dr

1740 783 19 R DE 5 Dr Cr

1740 783 29 - DE 5 Dr Cr

1740 783 29 R DE 5 Cr Dr

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 Reconciliation Messages
Reconciliation Messages

Reconciliation Category Summary

Financial Position Detail/1644 message and Settlement Position Detail/1644 message totals
may include indicators for several reconciliation categories to support a broad range of
business requirements.
A Financial Position Detail/1644 message or Settlement Position Detail/1644 message is
generated for each unique combination of values for the selected clearing reconciliation
categories depending on the options selected by the customer. The amount totals in the
reconciliation messages will always be in the customer’s reconciliation currency (based on DE 5
[Amount Reconciliation] of the original sender or the original receiver, depending on whether
the 1644-685 or 1644-688 message is going to the sender [acknowledgement] or receiver
[notification]). The totals also may be in a transaction currency/reconciliation currency pair,
depending on whether the customer selects transaction currency as an option.
The following table shows these categories.

1644-688
1644-685 Settlement
Financial Position Position
Detail Detail

Category Ack Not Ack/Not

Reconciled, File (PDS 0300) Y or N Y or N Default

Reconciled, Account Range (PDS 0370) Y or N Y or N Y or N

Reconciled, Member Activity (PDS 0302) Y or N Y or N Conditional

Reconciled, Business Activity (PDS 0358) Y or N Y or N N/A

Settlement Indicator (PDS 0165) Y or N Y or N N/A

Reconciled, Transaction Function (PDS 0372) Y or N Y or N N/A

Reconciled, Processing Code (PDS 0374) Y or N Y or N N/A

Member specified Reconciliation Criteria: Member Reconciliation Y or N N/A N/A

Indicator 1 (PDS 0375)

Original/Reversal Totals Indicator (PDS 0378) Y or N Y or N N/A

Currency Code, Transaction (DE 49) Y or N Y or N Y or N

Settlement Activity (PDS 0359) N/A N/A Default

Card Program Identifier (PDS 0367) N/A N/A Y or N

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 Reconciliation Messages
Reconciliation Messages

1644-688
1644-685 Settlement
Financial Position Position
Detail Detail

Category Ack Not Ack/Not

Transaction Function Group Code (PDS 0368) N/A N/A Y or N

Acquirer’s BIN (PDS 0369) N/A N/A Y or N

To ensure that customers receive a complete representation of their Mastercard settled activity,
when either the account range or the Acquirer’s BIN category (or both) is selected, GCMS will
automatically accumulate the totals, in PDS 0302, Reconciled, Member Activity, on the basis
of one or more of the following.
• Issuing activity
• Acquiring Activity
• Fee Collection activity

NOTE:
Customers electing to receive Settlement Position Detail messages will always receive both
acknowledgement and notification messages for each settlement reconciliation category.

Reconciliation Category Definitions

The following are reconciliation category definitions.

PDS 0105 (File ID) and PDS 0300 (Reconciled, File ID)
The file originator must create a unique File ID for each File Header/1644 in and across
transmissions. The file originator accomplishes this by using unique values in PDS 0105 in each
File Header/1644 and corresponding File Trailer/1644. The File ID for which the totals are
presented is provided in PDS 0300 (Reconciled, File) of the Reconciliation message.
In acknowledgement reconciliation messages, PDS 0300 contains the PDS 0105 value
submitted by the file originator in customer-generated files.
In notification reconciliation messages, PDS 0300 contains the clearing cycle delivery file ID
assigned by GCMS for files generated by Mastercard.
PDS 0300 is a default category for Settlement Position Detail/1644 messages, and an optional
category for Financial Position Detail/1644 messages. Customers who elect to receive the
reconciliation messages and choose this category will receive either the Financial Position
Detail/1644 or Settlement Position Detail/1644-688 messages, or both, as selected by the
customer, grouped by this category. The File ID for which the totals are presented is provided
in PDS 0300 of the reconciliation message. Customers can use these values in PDS 0300 to

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 Reconciliation Messages
Reconciliation Messages

identify the corresponding File ID for reconciliation to the Settlement Advisement line item
totals as well as their reconciliation reports.

PDS 0370 (Reconciled, Account Range)

This optional category provides totals of clearing or settlement amounts in reconciliation
currency grouped by issuing account ranges. A customer will receive amount totals for their
own issuing account ranges as established and maintained at Mastercard.
Totals also may be accumulated by issuing account range activity for the reconciled customer
ID. If a customer/processor selects the account range level reconciliation category, PDS 0370
(Reconciled, Account Range) is provided in the Reconciliation messages. Only the customer’s
issuing account range activity is provided; customers will not receive account range activity for
other issuers’ account ranges. Customers that select this reconciliation option will receive a
message for each unique account range established for its customer ID that had activity in the
applicable file, clearing cycle, or both.
For Financial Position Detail/1644 messages, if the PDS 0370 category is selected, the
Reconciled, Member Activity (PDS 0302) also must be selected to obtain complete amount
totals by issuing account range, acquiring activity (customer ID level), and fee collection
activity (customer ID level).
For Settlement Position Detail/1644 messages, if the PDS 0370 category is selected, PDS 0302
will automatically be selected to provide complete amount totals by issuing account range,
acquiring activity (customer ID level), and fee collection activity (customer ID level).

PDS 0302 (Reconciled, Member Activity)

Customers may choose to receive separate financial position detail totals for their acquiring
activity, their issuing activity, and their fee collection activity. The following table illustrates the
clearing system’s classification of Financial messages as “issuing,” “acquiring,” or “fee
collection.”

Acquiring Fee Collection

Activity for the Issuing Activity Activity for the
Transaction Transaction Customer for the Customer Customer
Description Functions Identified by Identified by Identified by

First Presentment 1240–200 DE 94 DE 93 N/A

First Chargeback 1442–450, 453 DE 93 DE 94 N/A

Second
Presentment 1240–205, 282 DE 94 DE 93 N/A

Arbitration
Chargeback 1442–451, 454 DE 93 DE 94 N/A

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 Reconciliation Messages
Reconciliation Messages

Acquiring Fee Collection

Activity for the Issuing Activity Activity for the
Transaction Transaction Customer for the Customer Customer
Description Functions Identified by Identified by Identified by

Fee Collection 1740–700, 780, N/A N/A DE 94 and DE 93

781, 782, 783,
790

If selected for Financial Position Detail/1644 messages, the PDS 0302 (Reconciled, Member
Activity) category provides totals by issuing activity, acquiring activity, and fee collection
activity at the customer ID level. If selected with PDS 0370 (Account Range Category), the
totals are by issuing account range, acquiring activity (customer ID level), and fee collections
(customer ID level).
Customers cannot choose just to receive issuing activity or just fee collection activity. They will
receive totals for whatever activity is processed.
This category is not offered as a settlement reconciliation category; however, GCMS
automatically generates totals for this type of activity for customers that elect reconciliation by
issuing account range, acquirers BIN, or both.

IF this category is selected… THEN GCMS automatically will provide totals for….

Reconciled, Account Range Acquiring activity and fee collection activity

Reconciled, Acquirer’s BIN Issuing activity and fee collection activity

Reconciled, Account Range and Fee collection activity

Reconciled, Acquirer’s BIN

PDS 0358 (Reconciled, Business Activity)

Customers may choose to receive financial position detail totals by PDS 0358 (Reconciled,
Business Activity). PDS 0358 includes the card program identifier, business service ID and level,
interchange rate designator, business date and business cycle, and other subelements defined
in PDS 0158 (Business Activity). This enables customers to reconcile interchange fees for
financial activity occurring in each business service group.
If PDS 0358, subfield 7 contains 0, then DE 26 (Card Acceptor Business Code [MCC]) will also
be present in the Financial position Detail/1644 message, to provide totals based on the value
in DE 26.

5 Transaction function 1740-790 is valid only in the IPM Pre-edit system for U.K. domestic Maestro® transactions.
6 DE 94 (Transaction Originator Institution ID Code) indicates the transaction originator, and DE 93 (Transaction
Destination ID Code) indicates the transaction receiver.

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Reconciliation Messages

PDS 0165 (Settlement Indicator)

The settlement indicator in each Financial Position Detail/1644 indicates whether the totals are
totals settled by Mastercard, bilaterally settled totals, or Collection Only totals. Customers
optionally may choose to receive financial position detail totals by PDS 0165.
Totals settled by Mastercard refer to customer-to-customer and customer-to-Mastercard
financial activity for which settlement is completed using the Mastercard settlement system as
opposed to a bilateral arrangement. The majority of offline clearing transactions are cleared
and settled in this manner.
Bilateral totals refer to transactions submitted for clearing that are settled directly between
customers by a mechanism other than the Mastercard clearing system (Mastercard does not
settle these transactions).
Collection Only totals refer to On-Us or intraprocessor transactions that were cleared and
settled outside the clearing system. They are sent to the clearing system for reporting
purposes only.
For bilateral and Collection Only totals, amounts will be provided in transaction currency only,
and only if the customer has also selected Financial Position Detail Reconciliation messages in
transaction currency.
If customers want to be able to reconcile, separately, bilateral and Collection Only activity, and
that settled by Mastercard, they should choose this category and the transaction currency
category.

PDS 0372 (Reconciled, Transaction Function)

Customers optionally may choose to receive financial position detail reconciliation totals by
transaction function. Transaction function refers to a combination of MTI and DE 24 (Function
Code) that provides a method of uniquely identifying financial transaction categories.
Totals are provided for each unique transaction function supported in the following
transaction function subset.

Description MTI Function Code

Presentments and Second Presentments 1240 200, 205, 282

First Chargebacks and Arbitration Chargebacks 1442 450, 451, 453, 454

Retrieval Requests 1644 603

Fee Collections 1740 700, 780, 781, 782,

783, 790

7 Customers selecting this option and submitting 1644-603 (Retrieval Requests; non-financial messages) will receive
reconciliation messages with zero counts and amounts.
8 Transaction function 1740-790 is valid only in the IPM Pre-edit system for UK domestic Maestro transactions.

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 Reconciliation Messages
Reconciliation Messages

DE 3 (Processing Code) and PDS 0374 (Reconciled, Processing Code)—Transaction Type

Customers optionally may choose to receive financial position detail totals by DE 3 (Processing
Code). Each financial transaction a customer submits and receives contains one of the
following Processing Codes.

Processing Code Description

00 Purchase (Goods and Services) transaction

01 ATM Cash Withdrawal transaction

09 Purchase (Goods and Services) with Cashback (Only for use with
specific UK domestic Maestro transactions)

12 Cash Disbursement transaction

17 Convenience Checks (Collection Only)

18 Unique transaction

19 Fee Collection (Credit Originator)

20 Credit transaction

28 Payment Transaction

29 Fee Collection (Debit Originator)

30 Balance Inquiry

50 Payment/Balance Transfers (Collection Only)

91 PIN Unblock

92 PIN Change

Customers cannot choose to receive totals for specific DE 3 values. They will receive totals for
all DE 3 activity processed by the clearing system for which they have activity.

PDS 0375 (Member Reconciliation Indicator 1)

If selected for a Financial Position Detail/1644 message, financial message originators may
choose to include a PDS 0375 (Member Reconciliation Indicator 1).

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 Reconciliation Messages
Reconciliation Messages

This PDS contains values the originator defined. If provided, the clearing system generates
reconciliation totals in accordance with the originator’s defined values. This reconciliation
category is available for acknowledgement reconciliation in Financial Position Detail/1644
messages.
Customers can populate PDS 0375 in their customer outgoing messages with any proprietary
value up to 50 positions in length.
For example, an acquirer may choose to assign a value for a specific merchant chain and place
this value into PDS 0375 in an outgoing customer First Presentment/1240 message related to
the merchant chain. The acquirer can then choose Member Reconciliation Indicator 1 (PDS
0375) as an acknowledgement reconciliation message option, and receive acknowledgement
reconciliation messages from GCMS containing totals based on this merchant chain identifier.
If the customer has chosen this reconciliation category but does not include PDS 0375 in its
customer outgoing data, GCMS will create an acknowledgement reconciliation message with
a PDS 0375 value of “undefined.”

PDS 0378 (Original/Reversal Totals Indicator)

If selected for Financial Position Detail/1644 messages, PDS 0378 (Original/Reversal Totals
Indicator) provides separate totals for original amounts and reversal amounts.
Reversal transactions consist of all transactions the clearing system receives with a Message
Reversal Indicator (subfield 1 of PDS 0025 [Message Reversal Indicator]) value of R.
Original transactions include both original submissions (no PDS 0025 is present) and re-
submissions (subfield 1 of PDS 0025 contains a space, and subfield 2 contains a date).

DE 49 (Currency Code, Transaction)

This optional category provides totals of transaction amounts in reconciliation currency
grouped by transaction currency. Customers that choose this reconciliation category will
receive reconciliation currency amount totals per customer ID for each unique combination of
reconciliation and transaction currency pair. All Financial Position Detail/1644 and Settlement
Position Detail/1644 message totals are automatically provided in the receiving customer’s
reconciliation currencies.
Customers that want to reconcile separately the bilateral and Collection Only clearing activity
and that settled by Mastercard for their Financial Position Detail/1644 messages should select
this category and the PDS 0165 (Settlement Indicator) category.

PDS 0359 (Reconciled, Settlement Activity)—Default

This is a default settlement category, and customers who elect to receive the settlement
reconciliation messages will always receive Settlement Position Detail/1644-688 messages
grouped by this category. Customers will receive settlement position detail totals based on the
information that GCMS populates in PDS 0159 (Settlement Data) of each transaction settled
by Mastercard. This category will generate one message per customer ID for each unique
combination of the following.

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 Reconciliation Messages
Reconciliation Messages

• Settlement Service Transfer Agent ID

• Settlement Service Transfer Agent account
• Settlement service level
• Settlement Service ID
• Settlement Foreign exchange rate class
• Reconciliation date
• Reconciliation cycle
• Settlement date
• Settlement cycle

PDS 0367 (Reconciled, Card Program Identifier)

This optional settlement category provides totals of settlement amounts in reconciliation
currency grouped by the value in the card program identifier, PDS 0158, subfield 1. Customers
selecting this reconciliation category for Settlement Position Detail/1644 messages will receive
amount totals per customer ID for each unique occurrence of a Card Program Identifier.

PDS 0368 (Reconciled, Transaction Function Group Code)

Customers may choose to receive settlement reconciliation totals by transaction function
group. Mastercard created transaction function groups as a method of grouping similar types
of financial transactions together for processing efficiency. Totals are provided within the
Settlement Position Detail/1644-688 message for each unique transaction function group.
Following is a list of transaction functions supported in each transaction function group.

Transaction
Transaction Function Group Function Group IPM DE 24 Function (includes
Description and MTI Code both originals and reversals)

First Presentment/1240 FP 200

Second Presentment/1240 SP 205 Full and 282 Partial

First Chargeback/1442 FC 450 Full and 453 Partial

Arbitration Chargeback/1442 AC 451 Full and 454 Partial

Fee Collections/1740 FE 700, 780, 781, 782, and 783

PDS 0369 (Reconciled, Acquirer’s BIN)

This optional settlement category provides totals of settlement amounts in reconciliation
currency grouped by acquiring BINs. Customers selecting this category for their Settlement
Position Detail/1644 messages will receive amount totals for their own acquiring BINs as
established and maintained at Mastercard. When this category is selected, the acquirer will

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 Reconciliation Messages
File Currency Summary/1644 Messages

receive messages for each BIN established for its customer ID that had activity in the applicable
file, clearing cycle, or both.
Customers selecting this category will also automatically receive totals for their:
• Issuing activity (at the customer ID level) when Issuing Account Range category is not
selected
• Fee collection activity (at the customer ID level)

File Currency Summary/1644 Messages

Customers may use File Currency Summary/1644 messages to reconcile clearing transaction
currency totals for each offline file.
File Currency Summary/1644 messages contain debit amount totals, credit amount totals, and
net totals. One File Currency Summary/1644 is created for each clearing transaction currency
that occurs in a file.
File Currency Summary/1644 messages may be provided as acknowledgement messages (to
reconcile a customer’s previously submitted outgoing clearing file), notification messages (to
reconcile a customer’s incoming clearing data), or both. The Message Reason Code
distinguishes notification and acknowledgement messages that may be delivered in a
common file.

File Currency Summary/1644 Message Layouts

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

25 Message Reason Code • X M

48 Additional Data • X M

p0148 Currency Exponents • X M

p0300 Reconciled, File • X M

p0380 Debits, Transaction Amount in Transaction Currency • X M

p0381 Credits, Transaction Amount in Transaction Currency • X M

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 Reconciliation Messages
Financial Position Detail/1644 Messages

File Currency Summary/1644 Message Layouts

No. Data Element Name Org Sys Dst

p0384 Amount, Net Transaction in Transaction Currency • X M

p0400 Debits, Transaction Number • X M

p0401 Credits, Transaction Number • X M

p0402 Total, Transaction Number • X M

49 Currency Code, Transaction • X M

62 Additional Data 2 • X C

71 Message Number • X M

93 Transaction Destination Institution ID Code • X M

100 Receiving Institution ID Code • X M

123 Additional Data 3 • X C

124 Additional Data 4 • X C

125 Additional Data 5 • X C

Financial Position Detail/1644 Messages

Financial Position Detail/1644 messages may be used to reconcile offline file financial activity
at a more detailed level than File Currency Summary/1644 messages allow.
One Financial Position Detail/1644 message is generated for each unique combination of
values for customer-selected clearing reconciliation categories that occur in a file.
Customers electing to receive Financial Position Detail/1644 reconciliation messages may
choose from ten optional categories for acknowledgement on nine categories for notification
messages. Customers must be set up for at least one of the recommended or optional
categories to receive the financial position detail reconciliation messages. The clearing system
will accumulate totals in reconciliation currency and generate Financial Position Detail/1644
reconciliation messages for both customer inbound data (notification data) and customer
outbound data (acknowledgement data), if the customer selects both type and message.

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 Reconciliation Messages
Financial Position Detail/1644 Messages

Financial Position Detail/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

25 Message Reason Code • X M

26 Card Acceptor Business Code • X C

48 Additional Data • X M

p0148 Currency Exponents • X M

p0165 Settlement Indicator • X C

p0300 Reconciled, File • X C

p0302 Reconciled, Member Activity • X C

p0358 Reconciled, Business Activity • X C

s10 Special Conditions Indicator O X M

p0370 Reconciled, Account Range • X C

p0372 Reconciled, Transaction Function • X C

p0374 Reconciled, Processing Code • X C

p0375 Member Reconciliation Indicator 1 • X C

p0378 Original/Reversal Totals Indicator • X C

p0380 Debits, Transaction Amount in Transaction Currency • X C

p0381 Credits, Transaction Amount in Transaction Currency • X C

p0384 Amount, Net Transaction in Transaction Currency • X C

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 Reconciliation Messages
Financial Position Detail/1644 Messages

Financial Position Detail/1644 Message Layout

No. Data Element Name Org Sys Dst

p0390 Debits, Transaction Amount in Reconciliation Currency • X M

p0391 Credits, Transaction Amount in Reconciliation Currency • X M

p0392 Debits, Fee Amount in Reconciliation Currency • X M

p0393 Credits, Fee Amount in Reconciliation Currency • X M

p0394 Amount, Net Transaction in Reconciliation Currency • X M

p0395 Amount, Net Fee in Reconciliation Currency • X M

p0396 Amount, Net Total in Reconciliation Currency • X M

p0397 Debits, Extended Precision Amount in Reconciliation Currency • X C

p0398 Credits, Extended Precision Amount in Reconciliation Currency • X C

p0399 Amount, Net Extended Precision in Reconciliation Currency • X C

p0400 Debits, Transaction Number • X M

p0401 Credits, Transaction Number • X M

p0402 Total, Transaction Number • X M

49 Currency Code, Transaction • X C

50 Currency Code, Reconciliation • X M

62 Additional Data 2 • X C

71 Message Number • X M

93 Transaction Destination Institution ID Code • X M

100 Receiving Institution ID Code • X M

123 Additional Data 3 • X C

124 Additional Data 4 • X C

125 Additional Data 5 • X C

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 Reconciliation Messages
Settlement Position Detail/1644 Messages

Settlement Position Detail/1644 Messages

The Settlement Position Detail/1644-688 message provides details of a customer’s settlement
activity by settlement service and other settlement reconciliation categories.
This message may be used to reconcile financial activity at the file level against settlement
funds transfers. These messages, generated after clearing cycle cutoffs, provide totals for each
file processed in the clearing cycle.
Customers electing to receive settlement reconciliation messages will be automatically setup
for “default” categories. In addition, five optional categories are available from which
Customers may choose. Customers must always be set up for at least the two default
categories to receive the settlement position detail reconciliation messages. The clearing
system will accumulate totals in reconciliation currency and generate Settlement Position
Detail/1644-688 reconciliation messages for both customer inbound data (notification data)
and customer outbound data (acknowledgement data).

NOTE:
The Settlement Position Detail/1644-688 message will be delivered along with the customers'
normal activity at the end of each clearing cycle (Bulk Type T112) and will not be distributed
within the IPM Early Reconciliation File (Bulk Type T113).

Settlement Position Detail/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

25 Message Reason Code • X M

48 Additional Data • X M

p0148 Currency Exponents • X M

p0300 Reconciled, File • X M

p0302 Reconciled, Member Activity • X C

p0359 Reconciled, Settlement Activity • X M

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 Reconciliation Messages
Settlement Position Detail/1644 Messages

Settlement Position Detail/1644 Message Layout

No. Data Element Name Org Sys Dst

p0367 Reconciled, Card Program Identifier Code • X C

p0368 Reconciled, Transaction Function Group Code • X C

p0369 Reconciled, Acquirer’s BIN • X C

p0370 Reconciled, Account Range • X C

p0390 Debits, Transaction Amount in Reconciliation Currency • X M

p0391 Credits, Transaction Amount in Reconciliation Currency • X M

p0392 Debits, Fee Amount in Reconciliation Currency • X M

p0393 Credits, Fee Amount in Reconciliation Currency • X M

p0394 Amount, Net Transaction in Reconciliation Currency • X M

p0395 Amount, Net Fee in Reconciliation Currency • X M

p0396 Amount, Net Total in Reconciliation Currency • X M

p0397 Debits, Extended Precision Amount in Reconciliation Currency • X C

p0398 Credits, Extended Precision Amount in Reconciliation Currency • X C

p0399 Amount, Net Extended Precision in Reconciliation Currency • X C

49 Currency Code, Transaction • X C

50 Currency Code, Reconciliation • X M

62 Additional Data 2 • X C

71 Message Number • X M

93 Transaction Destination Institution ID Code • X M

100 Receiving Institution ID Code • X M

123 Additional Data 3 • X C

124 Additional Data 4 • X C

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 Reconciliation Messages
Settlement Position Detail/1644 Messages

Settlement Position Detail/1644 Message Layout

No. Data Element Name Org Sys Dst

125 Additional Data 5 • X C

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 Administrative Messages

Chapter 6 Administrative Messages

This chapter describes the formats for all administrative messages that the clearing system uses. The
layouts on the following pages identify all required, conditional, optional, or clearing system-
provided data elements for these messages.

Message Type Identifiers and Associated Function Codes of Administrative Messages................. 196
Message Exception/1644 Messages.............................................................................................196
File Reject/1644 Messages...........................................................................................................198
Text Message/1644 Messages..................................................................................................... 201
Currency Update/1644 Messages................................................................................................202

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 Administrative Messages
Message Type Identifiers and Associated Function Codes of Administrative Messages

Message Type Identifiers and Associated Function Codes of

Administrative Messages
This section describes the formats for the following messages.

Message Type
Identifier Function Code Description

1644 691 Message Exception

699 File Reject

693 Text Message

640 Currency Update

Message Exception/1644 Messages

The clearing system generates Message Exception/1644 messages when it encounters an
exception condition while processing an individual message.
No warning or adjustment conditions are in Message Exception/1644 messages, only errors, as
indicated in the following table.

What the
Level of Destination
Severity Condition What the Originator Receives Receives

Error Unparseable Message Exception/1644 only (Rejected message is not Nothing

or returned.)
unrecognizab
le message

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 Administrative Messages
Message Exception/1644 Messages

What the
Level of Destination
Severity Condition What the Originator Receives Receives

Error Error in one Message Exception/1644 Nothing

or more
Plus
supported
elements The rejected message itself. If generated by the IPM
Pre-edit utility, Data Element (DE) 71) (Message
Number) in the rejected message is modified to contain
a value that is greater than the DE 71 value of the
preceding message in the file. If generated by GCMS,
DE 71 in the rejected message is not modified.

The Message Exception/1644 message contains a code identifying the error. It also contains
the data element numbers or private data subelement (PDS) numbers that caused the
exception conditions.
Other identifying information related to the message is presented if the clearing system can
parse the information. Following is a summary of the critical data provided.
For Mexico Domestic transactions, under certain condition the message is flagged for error
but it is cleared and settled. Syntax condition is not rejected. In this case the error is indicated
by PDS 0005 and is present in the presentment, chargeback, retrieval request and retrieval
request acknowledgement messages. Please refer to the GCMS Reference Manual for details
on the Syntax Error Messages.

DE or
PDS Contents

MTI 1644

DE 24 691

DE 72 1–10 data element and PDS numbers in error and their contents. May also include
additional explanatory text.

PDS 0005 Message error codes, severity codes, and data element and PDS numbers in error

PDS 0025 Reversal Indicator of the exception message (if the clearing system can parse)

PDS 0138 DE 71 (Message Number) of the exception message (if the clearing system can parse)

PDS 0165 Settlement Indicator of the exception message (if the clearing system can parse)

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 Administrative Messages
File Reject/1644 Messages

DE or
PDS Contents

PDS 0261 Risk Management Approval Code assigned to First Presentments that exceeded the issuer
and/or acquirer transaction amount limits. PDS 0261 is not present in the Message
Exception/1644 message. Instead, GCMS inserts it into the First Presentment/1240
message that follows the Message Exception/1644 message.

PDS 0280 PDS 0105 (File ID) of the file containing the exception message (from the File Header/
1644, if present and if the clearing system can parse)

DE 72 (Data Record)
In a Message Exception/1644, DE 72 contains 1–10 data element and PDS numbers in error
and their contents, if the clearing system can parse the message.
If a message rejects because the clearing system cannot parse it, DE 72 (Data Record) contains
the first 1–200 positions of the rejected message. DE 72 may also contain additional
information, depending on the message reject reason.
Following are some examples of DE 72 contents in a Message Exception/1644:
• If the clearing system rejects a message because the combination of MTI and DE 24
(Function Code) is invalid, DE 72 is formatted as follows:
DE24\contents MTI^contents of DE24\\1–200 positions of the rejected message
• If the clearing system rejects a message because a single element contains an invalid value,
DE 72 is formatted as follows:
DXXX (or PXXXX)\contents of DXXX (or PXXXX)\\
• If the clearing system rejects a message because more than one element or subfield is in
error, DE 72 is formatted as follows:
DXXX\contents\\PXXXX\contents\\PXXXX\contents\\
• If the clearing system rejects a Financial Detail Addendum/1644, DE 72 is formatted as
follows:
\USAGE=xx,IND REC NO=yyy, OCCUR=aaa^DExxx(or PDSxxxx)\contents\\

File Reject/1644 Messages

The clearing system generates File Reject/1644 messages to indicate that it has rejected an
entire file.
No warning or adjustment conditions are in File Reject/1644 messages—only errors as
indicated in the following table.

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 Administrative Messages
File Reject/1644 Messages

Level of What the Destination

Severity Condition What the Originator Receives Receives

Error Any File Reject/1644 and, if applicable, a Nothing

Message Exception/1644
(If all detail messages in a logical file
reject, the clearing system returns each
detail message in a Message Exception/
1644-691 message. In addition, it
returns a File Reject/1644-699 message
[because it did not accept any of the
individual messages]. The clearing system
returns individual error messages with
the Full File Reject Message.)

The File Reject/1644 contains the error codes that caused the file to reject, plus 1–200
positions of the rejected file’s first message. In addition, if the clearing system identifies any
individual data element or PDS errors, the erroneous data element or PDS and related error
codes are presented. Other identifying information related to the file is presented if the
clearing system can parse it.
The following table summarizes the critical data provided.

DE or PDS Contents

MTI 1644

DE 24 699

DE 72 1–200 positions of the rejected file’s first message, plus specific data elements and
PDSs and their values that are in error, if applicable

PDS 0005 File reject error codes, severity codes indicating “fatal,” and specific data elements and
PDSs and their related error codes, if applicable

PDS 0138 DE 71 (Message Number) of the message that caused the file to reject (if the clearing
system can parse)

PDS 0280 PDS 0105 (File ID) of the rejected file (from the File Header/1644, if present and the
clearing system can parse)

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 Administrative Messages
File Reject/1644 Messages

DE 72 (Data Record)
In a File Reject/1644, DE 72 always contains the first 1–200 positions of the rejected file’s first
message.
DE 72 may also contain additional information, depending on the file reject reason.
Following are some examples of DE 72 contents in a File Reject/1644:
• If the clearing system rejects a file because DE 71 in the File Header/1644 contains a value
other than 00000001, DE 72 is formatted as follows:
DE71\contents of DE71\\1–200 positions of the rejected file’s first message
• If the clearing system rejects a file because DE 71 (Message Number) in the header
message contains a value other than 00000001 and PDS 0026 (File Reversal Indicator) is
present in the File Header/1644, DE 72 is formatted as follows:
DE71\contents of DE71\\PDS0026\contents of PDS0026\\1–200 positions of the rejected
file’s first message
• If the clearing system rejects a file because PDS 0306 (File Message Counts) in the File
Trailer/1644 is not equal to the total number of messages in the logical file, DE 72 is
formatted as follows:
PDS0306\contents of PDS0306^SYSTEM CALCULATED VALUE=XXXXXXXX\\1–200
positions of the rejected file’s first message
• If a file is rejected because it contains no messages, no recognizable messages, no File
Header/1644 messages, or all messages in the file rejected, DE 72 is formatted as follows:
\1–200 positions of the rejected file’s first message
• If the clearing system rejects a message because it was unable to convert it from non-IPM
to IPM, DE 72 is formatted as follows:
It will include the first 200 bytes of the parsed message. (The parsed message structure
could vary from one format to another.)

Message Exception and File Reject/1644 Message Layouts

Message Exception and File Reject/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

48 Additional Data • X M

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 Administrative Messages
Text Message/1644 Messages

Message Exception and File Reject/1644 Message Layout

No. Data Element Name Org Sys Dst

p0005 Message Error Indicator • X M

This PDS may contain 1–10 occurrences of message exception data. Each
reported exception consists of the following four subfields:

s1 Data Element ID • X M

s2 Error Severity Code • X M

s3 Error Message Code • X M

s4 Subfield ID • X M

p0006 Applied Business Service Arrangement • X C

p0025 Message Reversal Indicator • X C

p0026 File Reversal Indicator • X C

p0138 Source Message Number ID • X C

p0165 Settlement Indicator • X C

p0280 Source File ID • X C

71 Message Number • X M

72 Data Record • X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code • X M

100 Receiving Institution ID Code • X M

Text Message/1644 Messages

Text Message/1644 messages are used for the following function types.
• Transmit text messages from the clearing system to a customer or processor
• Transmit “broadcast” messages from the clearing system to all customers/processors

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 Administrative Messages
Currency Update/1644 Messages

This message will contain 1644 in Message Type Identifier (MTI) and 693 in DE 24 (Function
Code) to identify it as a Text Message/1644. In a delivery file containing more than one
clearing cycle of data, one message will be present per customer, per file.

Text Message/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

25 Message Reason Code • X M

71 Message Number • X M

72 Data Record • X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code • X M

100 Receiving Institution ID Code • X M

Currency Update/1644 Messages

Currency Update/1644 messages provide conversion rates between Mastercard Global
Payment currency and all other payment currencies supported by Mastercard.
Mastercard supports buy, mid, and sell currency conversion rates. Customers may request
Currency Update/1644 messages from Mastercard as part of the clearing file.
The following are delivery options for Currency Update/1644 messages:
• Do not deliver Currency Update/1644 messages
• Deliver mid rate Currency Update/1644 messages
• Deliver buy and sell rate Currency Update/1644 messages only
• Deliver buy, mid, and sell rate Currency Update/1644 messages

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 Administrative Messages
Currency Update/1644 Messages

Once these options are selected, the customer must also specify which clearing cycles they
have selected to receive the deliveries. The clearing cycles indicated should coincide with a
delivery cycle for that customer or endpoint.
This message will contain 1644 in Message Type Identifier (MTI) and 640 in DE 24 (Function
Code) to identify it as a Currency Update/1644 message.

Currency Update/1644 Message Layout

No. Data Element Name Org Sys Dst

Message Type Identifier • X M

Bit Map, Primary • X M

1 Bit Map, Secondary • X M

24 Function Code • X M

48 Additional Data • X M

p0164 Currency Cross Rates • X M

50 Currency Code, Reconciliation • X M

71 Message Number • X M

93 Transaction Destination Institution ID Code • X M

94 Transaction Originator Institution ID Code • X M

100 Receiving Institution ID Code • X M

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 Data Element Definitions

Chapter 7 Data Element Definitions

This chapter provides a detailed definition of all data elements used in IPM format offline clearing
messages.

Presentation of Data Element Information...................................................................................207

Bit Mapped Message Encoding Technique.............................................................................. 207
Annotation of Data Element Attributes...................................................................................208
Conventions for Data Element Data Representation................................................................210
Data Element and Subfield Justification.................................................................................. 210
Maximum Lengths for Variable-Length Data Elements............................................................ 211
Subfield Presence Requirements............................................................................................. 211
Intra-European and Inter-European Transactions..........................................................................212
Data Element Listing................................................................................................................... 212
Message Type Identifier...............................................................................................................214
Relationship of MTI to Clearing System Transactions............................................................... 217
Bit Map, Primary......................................................................................................................... 219
DE 1—Bit Map, Secondary.......................................................................................................... 222
DE 2—Primary Account Number (PAN)........................................................................................225
DE 3—Processing Code...............................................................................................................227
DE 3 Subfields........................................................................................................................ 234
DE 4—Amount, Transaction........................................................................................................ 239
DE 5—Amount, Reconciliation.................................................................................................... 241
DE 6—Amount, Cardholder Billing..............................................................................................244
DE 9—Conversion Rate, Reconciliation........................................................................................245
DE 10—Conversion Rate, Cardholder Billing............................................................................... 247
DE 12—Date and Time, Local Transaction................................................................................... 248
Subfield 1—Date....................................................................................................................249
Subfield 2—Time................................................................................................................... 250
DE 14—Date, Expiration............................................................................................................. 251
DE 22—Point of Service (POS) Entry Mode.................................................................................. 252
Authorization to Clearing Data Element Mapping...................................................................254
Subfield 1—Terminal Data: Card Data Input Capability........................................................... 259
Subfield 2—Terminal Data: Cardholder Authentication Capability........................................... 260
Subfield 3—Terminal Data: Card Capture Capability............................................................... 261
Subfield 4—Terminal Operating Environment......................................................................... 261
Subfield 5—Cardholder Present Data......................................................................................262
Subfield 6—Card Present Data............................................................................................... 263

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 Data Element Definitions

Subfield 7—Card Data: Input Mode....................................................................................... 263

Subfield 8—Cardholder Authentication Method..................................................................... 264
Subfield 9—Cardholder Authentication Entity........................................................................ 265
Subfield 10—Card Data Output Capability............................................................................. 266
Subfield 11—Terminal Data Output Capability........................................................................267
Subfield 12—PIN Capture Capability...................................................................................... 267
DE 23—Card Sequence Number................................................................................................. 268
DE 24—Function Code............................................................................................................... 270
DE 25—Message Reason Code................................................................................................... 275
DE 26—Card Acceptor Business Code (MCC)..............................................................................335
DE 30—Amounts, Original..........................................................................................................337
DE 30 Subfields...................................................................................................................... 339
DE 31—Acquirer Reference Data.................................................................................................339
DE 31 Subfields...................................................................................................................... 341
DE 32—Acquiring Institution ID Code......................................................................................... 341
DE 33—Forwarding Institution ID Code.......................................................................................344
DE 37—Retrieval Reference Number........................................................................................... 346
DE 38—Approval Code...............................................................................................................348
DE 40—Service Code.................................................................................................................. 351
DE 41—Card Acceptor Terminal ID..............................................................................................352
DE 42—Card Acceptor ID Code.................................................................................................. 354
DE 43—Card Acceptor Name/Location........................................................................................356
Subfield 1—Card Acceptor Name (or Payment Facilitator and Sub-Merchant Information, if
applicable)..............................................................................................................................358
Subfield 2—Card Acceptor Street Address..............................................................................361
Subfield 3—Card Acceptor City.............................................................................................. 362
Subfield 4—Card Acceptor Postal (ZIP) Code.......................................................................... 364
Subfield 5—Card Acceptor State, Province, or Region Code................................................... 365
Subfield 6—Card Acceptor Country Code.............................................................................. 366
DE 48—Additional Data..............................................................................................................367
DE 49—Currency Code, Transaction............................................................................................370
DE 50—Currency Code, Reconciliation........................................................................................372
DE 51—Currency Code, Cardholder Billing..................................................................................374
DE 54—Amounts, Additional...................................................................................................... 375
DE 54 Subfields...................................................................................................................... 378
DE 55—Integrated Circuit Card (ICC) System-Related Data..........................................................380
DE 62—Additional Data 2...........................................................................................................387
DE 63—Transaction Life Cycle ID.................................................................................................390
DE 63 Subfields...................................................................................................................... 393

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 Data Element Definitions

DE 71—Message Number........................................................................................................... 395

DE 72—Data Record................................................................................................................... 398
DE 73—Date, Action...................................................................................................................399
DE 93—Transaction Destination Institution ID Code.................................................................... 401
DE 94—Transaction Originator Institution ID Code...................................................................... 404
DE 95—Card Issuer Reference Data.............................................................................................407
DE 100—Receiving Institution ID Code........................................................................................409
DE 111—Amount, Currency Conversion Assessment.................................................................. 411
DE 123—Additional Data 3.........................................................................................................412
DE 124—Additional Data 4.........................................................................................................416
DE 125—Additional Data 5.........................................................................................................419
DE 127—Network Data.............................................................................................................. 422

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 Data Element Definitions
Presentation of Data Element Information

Presentation of Data Element Information

This section provides detailed definitions of all ISO-defined data elements used in IPM
messages.
Data element information is presented in the following order.
• An explanation of the notation used throughout this chapter to describe all data element
attributes
• A summary list of all data element names in the order of their ISO-assigned bit (data
element) numbers, followed by a list of these elements in data element name alphabetic
order. Included in both lists are each data element’s attributes.
• A detailed definition of each data element, arranged in order of data element number. For
data elements that are not used, no definition is provided. Each data element description
includes the following information:
– The original ISO definition, directly from the ISO 8583–1993 specification
– Attributes, including data element length, data field formats, justification, and
processing restrictions
– A detailed description of data element usage requirements by message type
– A detailed listing, if applicable, of specific values that may be used within each data
element, given by subfield, when applicable
– A list of related required data elements and PDSs
– Additional information that addresses any other rules and instructions

Bit Mapped Message Encoding Technique

All messages are variable-length, with a bit map scheme used as the first data elements of the
message following the Message Type Identifier (MTI) to indicate the presence or absence of
additional data elements in the message.
Each bit map is a 64-bit string contained within an eight-byte data element. The first bit in
each bit map is 1 or 0 to indicate the presence or absence of another (immediately following)
bit map data element.
The clearing system uses a maximum of two bit maps: a Primary and a Secondary Bit Map.
Bits 1 or 0 in the Primary Bit Map indicate the presence or absence of Data Element (DE) 2
(Primary Account Number [PAN]) through DE 64 (Message Authentication Code [MAC]).
Bits 1 or 0 in the Secondary Bit Map indicate the presence or absence of DE 65 (Reserved
[ISO]) through DE 128 (Message Authentication Code [MAC]).

NOTE:
All bit positions are interpreted from left to right within each bit map; for example, within
the Primary Bit Map the left-most bit is “bit number 1” and the right-most bit is “bit number
64.”

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 Data Element Definitions
Presentation of Data Element Information

Bit number 1 in the Primary Bit Map and bit number 65 in the Secondary Bit Map (that is, the
first bit in each bit map) have no corresponding data elements; these bits indicate the
presence or absence of additional bit map data elements in the message. If bit number 1 is 1,
it indicates that the Secondary Bit Map is present and that selected data elements in the range
DE 65–DE 128 also are present in the message as indicated by bit positions in the Secondary
Bit Map.
Each message must contain the Primary Bit Map. The Secondary Bit Map must be included in
a message only when data elements in the range DE 65–DE 128 are present in the message.

NOTE:
All Mastercard IPM messages have mandatory data elements from both the Primary and
Secondary Bit Maps. Therefore, both Primary and Secondary Bit Maps are required in all IPM
messages.

Annotation of Data Element Attributes

The following notation conventions are employed throughout this manual to describe the
attributes of all data elements.

Data Representation Attributes

Notation Description

a alphabetic characters A–Z and a–z

n numeric digits 0–9

as alphabetic characters (A–Z and a–z), and space character

ns numeric digits 0–9 and special characters (including space)

an alphabetic (A–Z and a–z) and numeric characters

ans alphabetic (A–Z and a–z), numeric, and special characters (including
space)

b binary representation of data in eight-bit bytes

Date and Time Attributes

Notation Description

MM month (two digits; 01–12)

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Presentation of Data Element Information

DD day (two digits; 01–31)

YY year (last two digits of calendar year; 00–99)

hh hour (two digits; 00–23)

mm minute (two digits; 00–59)

ss second (two digits; 00–59)

Data Length Attributes

Notation Description

-digit(s) Fixed length in number of positions.

Example: “n-3” indicates a three-position numeric data element.
Example: “an-10” indicates a 10-position alphanumeric data element.

...digit(s) Variable length, with maximum number of positions specified.

Example: “n...11” indicates a variable-length numeric data element of 1–11 digits.
Example: “an...25” indicates a variable-length alphanumeric data element of 1 to
25 positions.

LLVAR Present with a variable-length data element attribute, indicates that the data
element contains two fields:
“LL” is the length field and represents the number of positions in the variable-length
data field that follows. The length field contains a value in the range 01–99.
“VAR” is the variable-length data field.
Example: “an…25; LLVAR” represents a variable-length alphanumeric data element
with a length of 1 to 25 positions.

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 Data Element Definitions
Presentation of Data Element Information

Notation Description

LLLVAR Present with a variable-length data element attribute, indicates that the data
element contains two fields:
“LLL” is the length field and represents the number of positions in the variable-
length data field that follows. The length field contains a value in the range 001–
999.
“VAR” is the variable-length data field.
Example: “an…500; LLLVAR” indicates a variable-length alphanumeric data element
having a length of 1 to 500 positions.

Conventions for Data Element Data Representation

This specification is independent of the specific data-encoding format (such as EBCDIC or
ASCII).
The following data encoding conventions are standard for all messages.
• All message data elements are aligned on byte boundaries; for example, a data element
cannot begin with the low order “nibble” or any bit other than the high order bit of any
byte.
• All binary (attribute b) data elements are constructed of bit-strings that have lengths that
are an integral number of eight-bit bytes. No binary data element has a length of less than
eight bits (one byte).
• All track 2 or track 3 (attribute ans) data elements are encoded as EBCDIC representations
of the hexadecimal data specified in the ISO 7811 and 7812 specifications. Thus, a
hexadecimal D (binary 1101) is encoded as an EBCDIC D character, and so forth. The LL or
LLL length specification associated with these data elements specifies the data element
length in number of bytes.
• All length fields are encoded as numeric, right-justified with leadingZEROS:
– Data elements with LL attributes have length fields with values in the range 01–99.
– Data elements with LLL attributes have length fields with values in the range 001–999.

NOTE:
The notation “b-8” indicates a fixed-length binary field of eight characters (eight bytes, 64
bits).

Data Element and Subfield Justification

This section describes the specifics of justification depending on the values contained.
Right-justified data fields and subfields that do not contain a value that fills the entire field
must contain leading zeros. Most numeric (attribute n) data elements are right-justified; for
example, amounts always have this right justification with leading zeros.

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 Data Element Definitions
Presentation of Data Element Information

Left-justified fields and subfields that do not use the entire field with a value must have
trailing spaces.
Justification of data elements and subfields are given under the “Attributes” and “Subfields”
headings throughout this chapter. A justification of not applicable (N/A) indicates that the
values contained within those fields or subfields take up all positions allowed.

Maximum Lengths for Variable-Length Data Elements

Two possible “maximum” lengths are associated with each variable-length data element.
• The ISO-defined maximum length
• The IPM-defined maximum length

Examples
DE 94 (Transaction Originator Institution ID Code)—The ISO-defined maximum is 11 positions.
The IPM format allows customers to send 11 positions but edits and passes only 6 positions to
the receiver.
DE 63 (Transaction Life Cycle ID)—The ISO-defined maximum is 999 positions. The IPM
format, however, currently supports only 16 positions.
In daily production files, the clearing system provides these data elements to the receiving
customer with lengths less than or equal to the maximum lengths currently supported. For
example, the clearing system provides a 6-position value in DE 94 and a 16-position value in
DE 63.

Subfield Presence Requirements

Data elements and PDSs may contain subfields.
Some PDS subfields are mandatory and some are optional. For all fixed-length data elements
and PDSs, all subfields must be populated. For variable-length data elements and PDSs, the
following rules exist:
• All subfields that comprise the minimum length for the data element or PDS must be
populated. Subfields that are beyond the minimum length of the element are optional and
should not be populated unless the sender has valid data to present. In other words,
optional subfields must not be populated with filler characters such as all spaces or all
zeros.
• If any optional subfield is presented with valid data, all subfields preceding that subfield
must be populated. In this case, filler characters such as spaces are acceptable. For
example, if a PDS contains four subfields and the sender has valid data to present for
subfields 1, 2, and 4, it must fill subfield 3 with all spaces or all zeros so that all four
subfields are presented in the correct positions for the PDS.

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 Data Element Definitions
Intra-European and Inter-European Transactions

Intra-European and Inter-European Transactions

Some data elements and PDSs note specific requirements for intra-European and Inter-
European use.
Intra-European and Inter-European messages are those in which both the issuer and acquirer
are in the Europe region.

Data Element Listing

The following table is a listing of all the data elements in numerical order.
The lengths listed in the Attribute column are ISO-defined.

Number Name Attribute

- Message Type Identifier (MTI) n-4

- Bit Map, Primary b-8

1 Bit Map, Secondary b-8

2 Primary Account Number (PAN) n...19; LLVAR

3 Processing Code n-6

4 Amount, Transaction n-12

5 Amount, Reconciliation n-12

6 Amount, Cardholder Billing n-12

9 Conversion Rate, Reconciliation n-8

10 Conversion Rate, Cardholder Billing n-8

12 Date and Time, Local Transaction n-12;

YYMMDDhhmmss

14 Date, Expiration n-4; YYMM

22 Point of Service Data Code an-12

23 Card Sequence Number n-3

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 Data Element Definitions
Data Element Listing

Number Name Attribute

24 Function Code n-3

25 Message Reason Code n-4

26 Card Acceptor Business Code (MCC) n-4

30 Amounts, Original n-24

31 Acquirer Reference Data n-23; LLVAR

32 Acquiring Institution ID Code n...11; LLVAR

33 Forwarding Institution ID Code n...11; LLVAR

37 Retrieval Reference Number ans-12

38 Approval Code ans-6

40 Service Code n-3

41 Card Acceptor Terminal ID ans-8

42 Card Acceptor ID Code ans-15

43 Card Acceptor Name/Location ans...99; LLVAR

48 Additional Data an...999; LLLVAR

49 Currency Code, Transaction n-3

50 Currency Code, Reconciliation n-3

51 Currency Code, Cardholder Billing n-3

54 Amounts, Additional ans-20; LLLVAR

55 Integrated Circuit Card (ICC) System Related Data b...255; LLLVAR

62 Additional Data 2 ans...999; LLLVAR

63 Transaction Life Cycle ID ans-16; LLLVAR

71 Message Number n-8

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 Data Element Definitions
Message Type Identifier

Number Name Attribute

72 Data Record ans...999; LLLVAR

73 Date, Action n-6; YYMMDD

93 Transaction Destination Institution ID Code n...11; LLVAR

94 Transaction Originator Institution ID Code n...11; LLVAR

95 Card Issuer Reference Data n-10; LLVAR

100 Receiving Institution ID Code n...11; LLVAR

111 Amount, Currency Conversion Assessment n-12; LLLVAR

123 Additional Data 3 ans...999; LLLVAR

124 Additional Data 4 ans...999; LLLVAR

125 Additional Data 5 ans...999; LLLVAR

Message Type Identifier

The Message Type Identifier (MTI) is a four-digit numeric field describing the type of message
being interchanged.

Attributes

n-4

Length Field: None

Data Field: Fixed length, 4 positions

Subfields: None

Justification: N/A

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 Data Element Definitions
Message Type Identifier

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M • M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M • M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Detail)/1644 M • M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M

Financial Detail Addendum (Lodging Summary)/1644 M • M

Financial Detail Addendum (Temporary Services)/1644 M • M

Financial Detail Addendum (Shipping/Courier Services)/1644 M • M

Financial Detail Addendum (Payment Transaction Detail)/1644 M • M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M • M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M • M

Financial Detail Addendum (Travel Agency Detail)/1644 M • M

Financial Detail Addendum (Lodged Account Detail)/1644 M • M

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 Data Element Definitions
Message Type Identifier

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M • M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ M • M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M • M

Financial Detail Addendum (Corporate Line Item Detail)/1644 M • M

Financial Detail Addendum (Generic Detail)/1644 M • M

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Common Data)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

Administrative Messages

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 Data Element Definitions
Message Type Identifier

Message Type Identifier Org Sys Dst

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

Currency Update/1644 • X M

The MTI identifies the general classification of an ISO standard message. It must be present as
the first data field of every IPM message, preceding the ISO bit maps.

Values
The message types the clearing system currently supports are in the following table.

MTI Description

1240 Presentment

1442 Chargeback

1644 Administrative

1740 Fee Collection

Relationship of MTI to Clearing System Transactions

The MTI does not identify a specific clearing system transaction function, only the general ISO
message type.
The MTI together with DE 24 (Function Code) are required to determine the actual transaction
function to be performed.
A summary list of all MTI and Function Code combinations the clearing system supports is in
the table below. Together, these two data elements define all the clearing system transaction
functions.

MTI Function Code Clearing System Transaction Function

1240 200 First Presentment

1240 205 Second Presentment (Full)

1240 282 Second Presentment (Partial)

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 Data Element Definitions
Message Type Identifier

MTI Function Code Clearing System Transaction Function

1442 450 First Chargeback (Full)

1442 451 Arbitration Chargeback (Full)

1442 453 First Chargeback (Partial)

1442 454 Arbitration Chargeback (Partial) 1

1644 603 Retrieval Request 1

1644 605 Retrieval Request Acknowledgement1

1644 640 Currency Update

1644 680 File Currency Summary

1644 685 Financial Position Detail

1644 688 Settlement Position Detail

1644 691 Message Exception

1644 693 Text Message

1644 695 File Trailer

1644 696 Financial Detail Addendum

1644 697 File Header

1644 699 File Reject

1740 700 Fee Collection (Customer-generated)

1740 780 Fee Collection Return

1740 781 Fee Collection Resubmission

1740 782 Fee Collection Arbitration Return

1740 783 Fee Collection (Clearing System-generated)

9 Not supported for ATM transactions (DE 3 = 010000).

10 Fee Collection (Customer-generated)/1740 messages include manually submitted (non-MasterCom) retrieval
fulfillments.

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 Data Element Definitions
Bit Map, Primary

MTI Function Code Clearing System Transaction Function

1740 790 Fee Collection (Funds Transfer)—applies only in the IPM Pre-edit
system to UK domestic Maestro transaction

1740 791 Fee Collection (Funds Transfer Backout)

Bit Map, Primary

Bit Map, Primary is a series of 64 bits that identify the presence (denoted by 1) or the absence
(denoted by 0) of DE 1 (Bit Map, Secondary) through DE 64 (Message Authentication Code
[MAC]) in the message.
This data element always must be included in every IPM message as the second data field
immediately following the MTI. It indicates the presence or absence of DE 1–DE 64 in the
message.
The use of bit maps enables message originators to include only those data elements in a
message that are required for a specific function.

Attributes

b-8

Length Field: None

Data Field: Fixed length, 8 bytes (for each bit map)

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

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 Data Element Definitions
Bit Map, Primary

Message Type Identifier Org Sys Dst

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M X M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M X M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M X M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M

Financial Detail Addendum (Lodging Summary)/1644 M X M

Financial Detail Addendum (Temporary Services)/1644 M X M

Financial Detail Addendum (Shipping/Courier Services)/1644 M X M

Financial Detail Addendum (Payment Transaction Detail)/1644 M X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M X M

Financial Detail Addendum (Travel Agency—Detail)/1644 M X M

Financial Detail Addendum (Lodged Account—Detail)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M X M

Financial Detail Addendum (Corporate Card Common Data M X M

Requirements)/1644

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 Data Element Definitions
Bit Map, Primary

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction Information)/ M X M

1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 M X M

Financial Detail Addendum (Generic Detail)/1644 M X M

Financial Detail Addendum (Healthcare)/1644 M X M

Financial Detail Addendum (Private Label Common Data)/1644 M X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M X M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

Second Presentment/1240 M X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

Retrieval Request Acknowledgement/1644 M X M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

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 Data Element Definitions
DE 1—Bit Map, Secondary

Message Type Identifier Org Sys Dst

Currency Update/1644 • X M

Related Required Data Element

DE 1 is also required in every IPM message to be used in conjunction with Bit Map, Primary. DE
1 must be the third data field of every IPM message following the MTI and Bit Map, Primary.
A total bit map mechanism of 128 bits comprises these two bit maps to select any
combination of the 128 standard ISO data elements within an IPM message.

NOTE:
All Mastercard IPM messages have mandatory data elements from both the Primary and
Secondary Bit Maps. Therefore, both Primary and Secondary Bit Maps are required in all IPM
messages.

DE 1—Bit Map, Secondary

DE 1 (Bit Map, Secondary) is a series of 64 bits that identify the presence (denoted by 1) or the
absence (denoted by 0) of DE 65 (Reserved [ISO]) through DE 128 (Message Authentication
Code [MAC]) in the message.

Attributes

b-8

Length Field: None

Data Field: Fixed length, 8 bytes (for each bit map)

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Data Element Definitions
DE 1—Bit Map, Secondary

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M X M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M X M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M X M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M

Financial Detail Addendum (Lodging Summary)/1644 M X M

Financial Detail Addendum (Temporary Services)/1644 M X M

Financial Detail Addendum (Shipping/Courier Services)/1644 M X M

Financial Detail Addendum (Payment Transaction Detail)/1644 M X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M X M

Financial Detail Addendum (Travel Agency Detail)/1644 M X M

Financial Detail Addendum (Lodged Account Detail)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M X M

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 Data Element Definitions
DE 1—Bit Map, Secondary

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common Data Requirements)/ M X M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M X M

Financial Detail Addendum (Corporate Line Item Detail)/1644 M X M

Financial Detail Addendum (Generic Detail)/1644 M X M

Financial Detail Addendum (Healthcare)/1644 M X M

Financial Detail Addendum (Private Label Common Data)/1644 M X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M X M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

Second Presentment/1240 M X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

Retrieval Request Acknowledgement/1644 M X M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

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 Data Element Definitions
DE 2—Primary Account Number (PAN)

Message Type Identifier Org Sys Dst

Currency Update/1644 • X M

This data element always must be in every IPM message as the third data field immediately
following the MTI and the Bit Map, Primary. It indicates the presence or absence of DE 65–DE
128 in the message.
The use of bit maps enables message originators to include only those data elements in a
message that are required for a specific function.

Related Required Data Element

Bit Map, Primary is also required in every IPM message to be used with DE 1.
A total bit map mechanism of 128 bits comprises the two bit maps to select any combination
of the 128 standard ISO data elements in an IPM message.

NOTE:
All Mastercard IPM messages have mandatory data elements from both the Primary and
Secondary Bit Maps. Therefore, both Primary and Secondary Bit Maps are required in all IPM
messages.

DE 2—Primary Account Number (PAN)

DE 2 (Primary Account Number [PAN]) is a series of digits that identify a customer account or
relationship.

Attributes

n...19; LLVAR

Length Field: 2 positions, value = 06–19

Data Field: Variable length, 6–19 positions

Subfields: None

Justification: None

Current Processing Restrictions

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 Data Element Definitions
DE 2—Primary Account Number (PAN)

The clearing system accepts a DE 2 length of up to 19 positions.

The clearing system expects DE 2 to contain the appropriate number of positions for the account
number without any filler characters to the left or right. For example, if a 16-digit account number is
captured for a given transaction, the length of DE 2 must be 16, and exactly 16 digits must be
provided beginning in position 1 of DE 2.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C • C

This data element identifies the cardholder’s PAN. It contains an account number of up to 19
digits that is encoded on magnetic stripe track 1 and track 2 of a payment card or embossed
on a bankcard’s face.
This data element is required for payment card-originated authorization, financial, and related
transactions.
The PAN used in a First Presentment/1240 must remain the same in all subsequent life cycle
messages related to it (such as subsequent Retrieval Request/1644, Chargeback/1442, and
Second Presentment/1240 messages).

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 Data Element Definitions
DE 3—Processing Code

If DE 2 is not provided in the Fee Collection/1740 message for the collection of Handling Fees,
the receiving customer has the right to return the message.

Values
This data element is used for all numeric PANs up to 19 digits long.
Specific requirements for PAN composition are detailed in the ISO 7812 and 7813
specifications. All PANs used in messages must conform to the ISO PAN encoding
requirements as specified in these documents.
In addition, all transactions processed through the clearing system must include PAN data that
complies with Mastercard standards and policy publications.

DE 3—Processing Code
DE 3 (Processing Code) is a series of digits that describe the effect of a transaction on a
customer account and the type of accounts affected.

Attributes

n-6

Length Field: None

Data Field: Fixed length, 6 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

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 Data Element Definitions
DE 3—Processing Code

Message Type Identifier Org Sys Dst

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

The Processing Code describes in First Presentment/1240 messages the cardholder transaction
type at the point of interaction. It also indicates whether DE 4 (Amount, Transaction) is to be
applied as a credit or a debit to the cardholder’s account.
It is also used in the following transaction life cycle messages related to a First Presentment/
1240 to properly identify the original cardholder transaction type and ensure proper
application of funds:
• Retrieval Request/1644
• Retrieval Request Acknowledgement/1644
• First Chargeback/1442
• Second Presentment/1240
• Arbitration Chargeback/1442
For all life cycle messages related to a First Presentment/1240, the DE 3 value must remain the
same.
The Processing Code is also used in Fee Collection messages to indicate funds movement
direction.

Related Data Element

Refer to DE 26 (Card Acceptor Business Code [MCC]) later in this chapter for more Card
Acceptor Business Code information.
Transactions submitted with DE 3, subfield 1 (Cardholder Transaction Type), value 28 (Payment
Transaction) require a PDS 0043 (Program Registration ID) value of C01, C02, C03, C04, C05,
C06, C07, C52, C53, C54, C55, or C56.

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 Data Element Definitions
DE 3—Processing Code

Authorization to Clearing Data Element Mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
The table below details the mapping between the authorization and clearing data elements.

To map to
IPM DE3 s1 Use CIS DE3
Value Description s1 Value Description

Mastercard Credit

Cardholder Account Debits

18 Unique Transaction 00 Purchase (Unique MCC)

(requires unique
• 4829 (Money Transfer)
MCC)
• 6050 (Quasi Cash Financial Institution)
• 6051 (Quasi Cash–Merchant)
• 7801 (Internet Gambling)
• 7802 (Government Licensed Horse/Dog
Racing)
• 7995 (Gambling Transactions)

00 Purchase 00 Purchase (Non-unique MCC)

01 ATM Cash 01 Withdrawal

Withdrawal

N/A N/A 02 Debit Adjustment

12 Cash Disbursement 17 Cash Disbursement

17 Convenience Check 17 Cash Disbursement

(available only in
Collection Only
messages)

19 Fee Collection N/A N/A

(Credit to Transaction
Originator)

Cardholder Account Credits

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 Data Element Definitions
DE 3—Processing Code

To map to
IPM DE3 s1 Use CIS DE3
Value Description s1 Value Description

20 Credit (Purchase 20* Credit (Purchase Return)

Return)

N/A N/A 21 Deposit

N/A N/A 22 Credit Adjustment

N/A N/A 23 Check Deposit Guarantee

N/A N/A 24 Check Deposit

28 Payment Transaction 28 Payment Transaction

29 Fee Collection (Debit N/A N/A

to Transaction
Originator)

Cardholder Account Inquiry

303 N/A 30 Balance Inquiry

Cardholder Transfer Services

50 Payment/Balance 40 Account Transfer

Transfer (available
only in Collection
Only messages)

Chip PIN Management Transaction

913 PIN Unblock 91 PIN Unblock

923 PIN Change 92 PIN Change

Debit Mastercard

Cardholder Account Debits

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 Data Element Definitions
DE 3—Processing Code

To map to
IPM DE3 s1 Use CIS DE3
Value Description s1 Value Description

18 Unique Transaction 00 Purchase (Unique MCC)

(requires unique
• 4829 (Money Transfer)
MCC)
• 6050 (Quasi Cash Financial Institution)
• 6051 (Quasi Cash–Merchant)
• 6538 (MoneySend Funding)
• 7801 (Internet Gambling)
• 7802 (Government Licensed Horse/Dog
Racing)
• 7995 (Gambling Transactions)

00 Purchase 00 Purchase (Non-unique MCC)

01 ATM Cash 01 Withdrawal

Withdrawal

09 Purchase (Goods and 09 Purchase with Cash Back

Services) with Cash
Back (only for use
with Debit
Mastercard Card
Products)

12 Cash Disbursement 17 Cash Disbursement

17 Convenience Check 17 Cash Disbursement

(available only in
Collection Only
messages)

19 Fee Collection N/A N/A

(Credit to Transaction
Originator)

Cardholder Account Credits

20 Credit (Purchase 20* Credit (Purchase Return)

Return)

28 Payment Transaction 28 Payment Transaction

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 Data Element Definitions
DE 3—Processing Code

To map to
IPM DE3 s1 Use CIS DE3
Value Description s1 Value Description

29 Fee Collection (Debit N/A N/A

to Transaction
Originator)

Cardholder Account Inquiry

303 N/A 30 Balance Inquiry

Transfer Service

50 Payment/Balance 40 Account Transfer

Transfer (available
only in Collection
Only messages)

Chip PIN Management Transaction

913 PIN Unblock 91 PIN Unblock

923 PIN Change 92 PIN Change

Maestro

00 Purchase 00 Purchase (Non-unique MCC)

01 ATM Cash 01 Withdrawal

Withdrawal

09 Purchase (Goods and 09 Purchase with Cash Back

Services) with Cash
Back

12 Cash Disbursement 01 Cash Disbursement

19 Fee Collection N/A N/A

(Credit to Transaction
Originator)

20 Credit (Purchase 20** Credit (Purchase Return)

Return)

28 Payment Transaction 28 Payment Transaction

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 Data Element Definitions
DE 3—Processing Code

To map to
IPM DE3 s1 Use CIS DE3
Value Description s1 Value Description

29 Fee Collection (Debit N/A N/A

to Transaction
Originator)

Cirrus

01 ATM Cash 01 Withdrawal

Withdrawal

12 Cash Disbursement 17 Cash Disbursement

19 Fee Collection N/A N/A

(Credit to Transaction
Originator)

29 Fee Collection (Debit N/A N/A

to Transaction
Originator)

Private Label

18 Unique Transaction 00 Purchase (Unique MCC)

(requires unique
• 4829 (Money Transfer)
MCC)
• 6050 (Quasi Cash Financial Institution)
• 6051 (Quasi Cash–Merchant)
• 6529 (Remote Stored Value Load–Member
Financial Institution)
• 6530 (Remote Stored Value Load–
Merchant)
• 6534 (Money Transfer–Member Financial
Institution)
• 7995 (Gambling Transactions)

00 Purchase 00 Purchase (Non-unique MCC)

20 Credit (Purchase 20 Credit (Purchase Return)

Return)

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 Data Element Definitions
DE 3—Processing Code

To map to
IPM DE3 s1 Use CIS DE3
Value Description s1 Value Description

28 Payment Transaction 28 Payment Transaction

*Refer to the Quick Reference Booklet, chapter 3, for further information on Card Acceptor Business
Code (MCC) types.

**Value 20 is only applicable to Private Label and Swedish Domestic Authorization Switching Service
(SASS) for Mastercard and Maestro transactions.

DE 3 Subfields
DE 3 comprises three subfields, as indicated in the following table.

Number Positions Name Attribute Justification

1 1–2 Cardholder Transaction Type n-2 N/A

2 3–4 Cardholder “From” Account Type n-2 N/A

Code

3 5–6 Cardholder “To” Account Type n-2 N/A

Code

Subfield 1 describes the specific cardholder transaction type.

Subfield 2 describes the cardholder account type affected for cardholder “debit” and
“inquiry” transactions and the “from” account type for cardholder “transfer” transactions.
Subfield 3 describes the cardholder account type affected for cardholder “credit” transactions
and the “to” account type for cardholder “transfer” transactions. This subfield is currently not
used and must be populated with 00.

Subfield 1: Cardholder Transaction Type

The Cardholder Transaction Types the clearing system supports are in the following tables.

For Mastercard Credit Card transactions

Value Description

Cardholder Account Debits

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 Data Element Definitions
DE 3—Processing Code

Value Description

00 Purchase (Goods and Services)

01 ATM Cash Withdrawal

09 Purchase (Goods and Services) with Cash Back (available only in designated countries)

12 Cash Disbursement

17 Convenience Check (available only in Collection Only messages)

18 Unique Transaction (requires unique MCC)

19 Fee Collection (Credit to Transaction Originator)

Cardholder Account Credits

20 Credit (Purchase Return)

28 Payment Transaction

29 Fee Collection (Debit to Transaction Originator)

Cardholder Account Inquiry

30 Balance Inquiry

Chip PIN Management Transaction

91 PIN Unblock3

92 PIN Change3

Transfer Services

50 Payment/Balance Transfer (Available Only in Collection Only Messages)

For Debit Mastercard Card transactions

Value Description

Cardholder Account Debits

11 Intra-Australia ATM Transactions only

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 Data Element Definitions
DE 3—Processing Code

Value Description

00 Purchase (Goods and Services)

01 ATM Cash Withdrawal

09 Purchase (Goods and Services) with Cash Back

12 Cash Disbursement

17 Convenience Check (available only in Collection Only messages)

18 Unique Transaction (requires unique MCC)

19 Fee Collection (Credit to Transaction Originator)

Cardholder Account Credits

20 Credit (Purchase Return)

28 Payment Transaction

29 Fee Collection (Debit to Transaction Originator)

Cardholder Account Inquiry

30 Balance Inquiry3

Chip PIN Management Transaction

91 PIN Unblock3

92 PIN Change3

Transfer Services

50 Payment/Balance Transfer (available only in Collection Only messages)

For Maestro Card transactions

Value Description

00 Purchase (Goods and Services)

01 ATM Cash Withdrawal

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 Data Element Definitions
DE 3—Processing Code

Value Description

09 Purchase (Goods and Services) with Cash Back

12 Cash Disbursement

19 Fee Collection (Credit to Transaction Originator)

20 Credit (purchase return)

28 Payment Transaction

29 Fee Collection (Debit to Transaction Originator)

For Cirrus Card transactions

Value Description

01 ATM Cash Withdrawal

12 Cash Disbursement

19 Fee Collection (Credit to Transaction Originator)

29 Fee Collection (Debit to Transaction Originator)

For Private Label Card transactions

Value Description

00 Purchase

18 Unique Transaction (requires unique MCC)

20 Credit (Purchase Return)

28 Payment Transaction

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 Data Element Definitions
DE 3—Processing Code

Subfield 2: Cardholder “From” Account Type Code

For Mastercard Credit Card transactions

Value Description

00 Default Account

10 Savings Account

20 Checking Account

30 Credit Account

39 Commercial Credit Account

60 Stored Value Account

For Maestro and Cirrus Card transactions

Value Description

00 Default Account

10 Savings Account

20 Checking Account

30 Credit Card Account

39 Corporate Credit Account

60 Stored Value Account

NOTE:
The Mastercard Parameter Extract (MPE) will retain only the masked values for the Cardholder
“From” Account Type Code.

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 Data Element Definitions
DE 4—Amount, Transaction

Subfield 3: Cardholder “To” Account Type Code

The Cardholder “To” Account Type Code subfield must be 00 (default account) in all clearing
system messages.

DE 4—Amount, Transaction
DE 4 (Amount, Transaction) is the amount of funds the cardholder requested in the currency
appearing on the transaction information document (TID), which may be the acquirer’s local
currency or a currency acceptable to the cardholder and card acceptor that the acquirer
supports, exclusive of PDS 0146 (Amounts, Transaction Fee).
If no currency is identified on the TID, the transaction is deemed to have taken place in the
currency that is legal tender at the point of interaction.

Attributes

n-12

Length Field: None

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

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 Data Element Definitions
DE 4—Amount, Transaction

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 • X M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

In First Presentment/1240 Messages

DE 4 is the cardholder transaction actual amount in the acquirer’s local currency or in a
currency to which the card acceptor and cardholder agree and that the acquirer supports. It is
exclusive of any transaction fees associated with the transaction. This may or may not be the
same as the original amount the card acceptor requested in a related authorization request.

In First Chargeback/1442 Messages

DE 4 is the First Chargeback/1442 amount in the First Chargeback/1442 currency, exclusive of
any transaction fees. A First Chargeback/1442 is classified as “partial” if it is for less than the
First Presentment/1240 amount.

In Second Presentment/1240 Messages

DE 4 is the Second Presentment/1240 amount in the Second Presentment/1240 currency,
exclusive of any transaction fees. A Second Presentment/1240 is classified as “partial” if it is
for less than the First Presentment/1240 amount.

In Arbitration Chargeback/1442 Messages

DE 4 is the Arbitration Chargeback/1442 amount in the Arbitration Chargeback/1442
currency, exclusive of any transaction fees. An Arbitration Chargeback/1442 is classified as
“partial” if it is for less than the amount of the First Presentment/1240.

In Fee Collection/1740 Messages

DE 4 is the Fee Collection/1740 transaction amount, exclusive of any transaction fees.
Fee Collection/1740 messages can be accepted in any currency except if the transaction is an
intracurrency settlement service transaction it must be submitted in the currency of the
intracurrency.

In Fee Collection Return/1740 Messages

DE 4 is the Fee Collection Return/1740 transaction amount, exclusive of any transaction fees.

12 For ATM First Chargeback/1442 messages involving non-European Primary Account Numbers (PANs) and destined
for the non-European, non-intracountry Mastercard Network identifier, the issuer must add interchange fees to the
chargeback amount before sending the message.

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 Data Element Definitions
DE 5—Amount, Reconciliation

In Fee Collection Resubmission/1740 Messages

DE 4 is the Fee Collection Resubmission/1740 transaction amount, exclusive of any transaction
fees.

In Fee Collection Arbitration Return/1740 Messages

DE 4 is the Fee Collection Arbitration Return/1740 transaction amount, exclusive of any
transaction fees.

Related Required Data Element and PDS

The following data element and PDS must be present in conjunction with DE 4 to identify the
transaction’s currency and exponent:
• DE 49 (Currency Code, Transaction)
• PDS 0148 (Currency Exponents)

Values
In first chargebacks, second presentments, arbitration chargebacks, and fee collection
(Retrieval Fee Billing/Handling Fees) messages, if the transaction is not an intracurrency
settlement service level transaction, or an intra-European transaction, DE 4 must contain the
U.S. dollar equivalent of the transaction amount if submitted by a customer unless the
transaction came from the Single Message System. For Fee Collection messages if the
transaction is an intracurrency settlement service transaction it must be submitted in the
currency of the intracurrency settlement agreement.
Chargebacks are restricted based on the MCC, the product code, and amount. Refer to the
Chargeback Guide for more information.
In all messages other than Fee Collection/1740 messages, DE 4 must be greater than zero.
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.
For Quick Payment Service (QPS) transactions, transactions at or below the established
qualified limits are processed as QPS transactions. A properly identified below-qualified-limit
QPS transaction is protected against chargebacks for specific message reason codes.
Transactions above the qualified limits are processed as all other Mastercard transactions. For
more information, refer to the Transaction Processing Rules (chapter two, chapter four, and
appendix C) and the Chargeback Guide.

DE 5—Amount, Reconciliation
DE 5 (Amount, Reconciliation) is the DE 4 (Amount, Transaction) value converted to the
customer’s reconciliation (that is, the customer’s payment or settlement) currency.
This amount is exclusive of any fees that are provided in PDS 0146 (Amounts, Transaction Fee).

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 Data Element Definitions
DE 5—Amount, Reconciliation

Attributes

n-12

Length Field: None

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 • X M

Fee Collection (Handling Fees)/1740 • X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 • X M

For ATM transactions submitted by the Mastercard Network, this element is mandatory.
For all transactions, the clearing system always provides this element.
If a Currency Conversion Assessment (DE 111) was applied, DE 5 will contain this amount.

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 Data Element Definitions
DE 5—Amount, Reconciliation

In First Presentment/1240 Messages

DE 5 is DE 4 converted to the issuer’s reconciliation currency for the transaction. The clearing
system may use an adjusted conversion rate.

In First Chargeback/1442 Messages

DE 5 is DE 4 converted to the acquirer’s reconciliation currency for the transaction.

In Second Presentment/1240 Messages

DE 5 is DE 4 converted to the issuer’s reconciliation currency for the transaction.

In Arbitration Chargeback/1442 Messages

DE 5 is DE 4 converted to the acquirer’s reconciliation currency for the transaction.

In Fee Collection/1740 Messages, Fee Collection Return/1740 Messages, Fee

Collection Resubmission/1740 Messages, or Fee Collection Arbitration Return/1740
Messages
DE 5 is DE 4 converted to the receiving customer’s reconciliation currency for the transaction.

NOTE:
The preceding usage notes assume the transaction passes all system edits, and therefore, DE 5
is calculated in the destination party’s reconciliation currency.
If a transaction is rejected and therefore returned to the originator, DE 5 is not calculated or
presented in the message.

Related Data Element and PDS

The following data element and PDS must be present in conjunction with DE 5 to identify the
reconciliation (payment) currency and exponent:
• DE 50 (Currency Code, Reconciliation)
• PDS 0148 (Currency Exponents)

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a reconciliation amount
of USD 212.50 is expressed as 000000021250.

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 Data Element Definitions
DE 6—Amount, Cardholder Billing

DE 6—Amount, Cardholder Billing

DE 6 (Amount, Cardholder Billing) is DE 4 (Amount, Transaction) converted to the issuer’s
designated cardholder billing currency.
This amount is exclusive of any fees that are provided in PDS 0146 (Amounts, Transaction Fee).

Attributes

n-12

Length Field: None

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O X C

Second Presentment/1240 O X C

For bilaterally settled transactions, this element is optional.

For all other transactions, the clearing system always provides this element.

In First Presentment/1240 Messages

DE 6 is DE 4 converted to the issuer’s cardholder billing currency. A supplemental cardholder
fee for the Issuer Currency Conversion Rate (ICCR) Service may be added to DE 6 for a
participant’s transaction.

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 Data Element Definitions
DE 9—Conversion Rate, Reconciliation

In Second Presentment/1240 Messages

DE 6 is DE 4 converted to the issuer’s cardholder billing currency.

Related Required Data Element and PDS

The following data element and PDS must be present in conjunction with DE 6 to identify the
cardholder billing currency and exponent:
• DE 51 (Currency Code, Cardholder Billing)
• PDS 0148 (Currency Exponents)
The clearing system determines the cardholder billing currency for transactions on the basis of
data processing parameters that issuers select in the customer profile database. Cardholder
billing currency selection may be established on issuing account range (PAN) data and other
criteria.
The clearing system also optionally enables issuers to determine the cardholder billing currency
for a given transaction according to the account range and the transaction currency in DE 49
(Currency Code, Transaction).

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a cardholder billing
amount of USD 212.50 is expressed as 000000021250.

DE 9—Conversion Rate, Reconciliation

DE 9 (Conversion Rate, Reconciliation) is the factor used in converting transaction amount to
reconciliation amount.
After adjusting for the decimal location, DE 9 is multiplied by DE 4 (Amount, Transaction) to
determine DE 5 (Amount, Reconciliation).

Attributes

n-8

Length Field: None

Data Field: Fixed length, 8 positions

Subfields: None

Justification: N/A

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 Data Element Definitions
DE 9—Conversion Rate, Reconciliation

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 • X M

Fee Collection (Handling Fees)/1740 • X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 • X M

This data element is calculated by dividing DE 5 by DE 4. The result is adjusted to fit within the
last seven positions of DE 9, and the first position is populated with the number of decimal
places. DE 9 provides the “currency conversion cross-rate” from DE 4 to DE 5.

NOTE:
This data element is simply a quotient of the two related “amount” data elements and may
not reflect the actual currency conversion rates or algorithms the clearing system uses to
execute the currency conversion service.

Values
The left-most digit denotes the number of positions that the decimal separator shall be moved
from the right. The left-most digit is in the range 0–9. For example, a data value of 91234567
indicates a conversion rate of 0.001234567.
If DE 5 = DE 4, DE 9 will contain a value of 61000000.

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 Data Element Definitions
DE 10—Conversion Rate, Cardholder Billing

DE 10—Conversion Rate, Cardholder Billing

DE 10 (Conversion Rate, Cardholder Billing) is the factor used in converting transaction
amount to cardholder billing amount.
After adjusting for the decimal location, DE 10 is multiplied by DE 4 (Amount, Transaction) to
determine DE 6 (Amount, Cardholder Billing).

Attributes

n-8

Length Field: None

Data Field: Fixed length, 8 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

Second Presentment/1240 • X C

This data element is calculated by dividing DE 6 by DE 4. The result is adjusted to fit within the
last seven positions of DE 10, and the first position is populated with the number of decimal
places. DE 10 provides the “currency conversion cross-rate” from DE 4 to DE 6.
DE 10 is present in a message whenever DE 4 and DE 6 are present.

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 Data Element Definitions
DE 12—Date and Time, Local Transaction

Values
The left-most digit denotes the number of positions that the decimal separator shall be moved
from the right. The left-most digit is in the range 0–9. For example, a data value of 91234567
indicates a conversion rate of 0.001234567.
If DE 6 = DE 4, DE 10 will contain a value of 61000000.

DE 12—Date and Time, Local Transaction

DE 12 (Date and Time, Local Transaction) is the local year, month, day, and time at which the
transaction takes place at the card acceptor location.

Attributes

n-12; YYMMDDhhmmss

Length Field: None

Data Field: Fixed length, 12 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

s1 Date M • M

s2 Time M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

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 Data Element Definitions
DE 12—Date and Time, Local Transaction

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

For business transaction life cycle messages, DE 12 contains the actual cardholder transaction
local date and time at the point of interaction.
The DE 12 value submitted in the First Presentment/1240 should remain the same in all
subsequent Retrieval and Chargeback transactions.
DE 12 is required in the life cycle transactions if it was provided on the First Presentment. This
is critical if the transaction qualifies for Account Level Management/Spend Shortfall
processing. Please refer to the Account Level Management User Manual for details regarding
which transactions qualify for Account Level Management.
Date and time should always be retained and returned through all subsequent messages in
the life cycle.

Subfield 1—Date
DE 12 (Date and Time, Local Transaction), subfield 1 describes the date on which a transaction
takes place at the card acceptor location.

Attributes

Data Representation n-6; YYMMDD

Data Field Contents of positions 1–6

Justification N/A

Requirements
• DE 12, subfield 1 must be present and contain a valid date in the format YYMMDD in all
First Presentment/1240 transactions. GCMS will reject the transaction if DE 12, subfield 1 is
not present.
• In First Presentment/1240 messages, DE 12 must contain a valid date to qualify for most
incentive interchange programs.
• The date cannot be greater than the file header date provided in subfield 2, File Reference
Date, of PDS 0105 (File ID), unless the transaction is Collection Only.
• If the transaction is a Retrieval Request and DE 12 is present, this subfield must contain a
valid date in the format YYMMDD.
• The following are rules for the Date subfield based on the transaction type.

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 Data Element Definitions
DE 12—Date and Time, Local Transaction

For the following transactions… The transaction date is the date on which...

Face-to-Face The goods or services are exchanged.

Non–Face-to-Face The goods are shipped or services performed

Vehicle Rental The vehicle is returned, or, if applicable, the

prepayment date.

Lodging Checkout occurred, or if applicable, the prepayment

date.

No-show The cardholder was expected to arrive at the hotel or

motel and failed to appear.

Airline/Railway The ticket was issued.

Cruise Line The transportation documents are issued.

On-board Cruise Line The passenger disembarks.

Credit The card acceptor grants a credit or price adjustment.

All in-flight commerce transactions except in- The flight departs from the originating city. The
flight commerce mailed purchases transaction date for in-flight commerce mailed
purchases is the shipment date unless otherwise
disclosed to the cardholder.

Post-authorized Aggregated Contactless The cardholder undertook travel that was included in
Transit or Authorized Aggregated Split this aggregation; if the aggregation spanned multiple
Clearing Contactless Transit Transaction days then the date used should be that which most
clearly allows the cardholder to link the amount
charged to the travel undertaken.

Subfield 2—Time
DE 12 (Date and Time, Local Transaction), subfield 2 describes the time at which a transaction
takes place at the card acceptor location.

Attributes

Data Representation n-6; hhmmss

Data Field Contents of positions 7–12

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 Data Element Definitions
DE 14—Date, Expiration

Attributes

Justification N/A

Requirements
• This subfield must be in hhmmss format representing hours, minutes, and seconds. The
hours portion (hh) must contain a value in the range 00–23, and the minutes (mm) and
seconds (ss) portion must contain a value in the range 00–59.
• If the transaction time is unknown or unavailable, the time subfield should be populated
with zeros.

DE 14—Date, Expiration
DE 14 (Date, Expiration) specifies the year and month after which a card expires.

Attributes

n-4; YYMM

Length Field: None

Data Field: Fixed length, 4 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This data element may be used in messages to contain the date after which a card expires and
is no longer valid for cardholder use.

Values
This data element must consist of a year (YY) and a month (MM).

DE 22—Point of Service (POS) Entry Mode

DE 22 (Point of Service [POS] Entry Mode) is a series of codes that identify terminal capability,
terminal environment, and point-of-interaction (POI) security data.
DE 22 indicates specific conditions that are (or were) present at the time a transaction
occurred at the point of interaction.

Attributes

an-12

Length Field: None

Data Field: Fixed length, 12 positions

Subfields: 12

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

s7 Card Data: Input Mode M X M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

s7 Card Data: Input Mode M X M

Second Presentment/1240 M • M

s7 Card Data: Input Mode M X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

s7 Card Data: Input Mode M X M

Retrieval Request Acknowledgement/1644 M • M

s7 Card Data: Input Mode M X M

This data element describes in First Presentment/1240 messages (and subsequent related life
cycle messages) the POI environment at the time that a transaction occurred. Credit (Purchase
Return) messages should submit point-of-interaction (POI) data based on the refund
environment, not the environment of the original transaction.
If the acquirer fails to provide DE 22 (Point of Service Data Code) in the First Presentment of
an electronic commerce transaction, regardless of the IRD submitted, the transaction will be
rejected.

Requirements
The following are requirements for DE 22.
• DE 22 is required in First Presentment/1240, First Chargebacks/1442, Second Presentments/
1240, and Arbitration Chargebacks/1442 transactions.
If DE 22 is not present in the First Presentment/1240 message, GCMS will reject the
transaction.

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

• DE 22 data sent in the First and Arbitration Chargeback/1442 and Second Presentment/
1240 messages should be the same value as that which was sent in DE 22 in the First
Presentment/1240 message.
• DE 22 is required in Retrieval Request/1644 and Retrieval Request Acknowledgement/1644
messages whenever it was included in the associated First Presentment/1240. GCMS and
IPM Pre-edit and Utilities software currently have no edits to support this business
requirement.
• DE 22 is required when DE 55 is present. In this situation, DE 22, subfield 7 must contain
values F, M, R, S, or C.
• DE 22 is used in a clearing message to identify a message as a Clearing contactless
magnetic stripe transaction. For this transaction type, DE 22, subfield 1 contains values A
or M, and subfield 7 contains value A.
• DE 22 is used in a clearing message to identify a message as a Clearing contactless M/Chip
transaction. For this transaction type, DE 22, subfields 1 and 7 contain value M.
• For offline chip transactions when DE 38 (Approval Code) is not available, DE 22, subfield 7
must contain value F to identify the transaction as offline chip.
• DE 22, subfield 4 must contain value 2 or 4 when DE 22, subfield 7 contains value R.
• DE 22, subfield 5 must contain values 4 or 5 when DE 22, subfield 7 contains value S.
• Transactions identified as contactless PAN-mapped or Mastercard Digital Enablement
Service PAN-mapped, contactless transactions sent to the issuer, will have the value sent by
the acquirer (A or M) in DE 22, subfield 7, changed by Mastercard to value M.
• Transactions identified as contactless PAN-mapped or Mastercard Digital Enablement
Service PAN-mapped, contactless transactions sent to the acquirer, will have the DE 22,
subfield 7 value sent by the issuer (M) changed by Mastercard to the original value sent in
by the acquirer.
• Transactions identified as Mastercard Digital Enablement Service PAN-mapped Digitial
Secure Remote Payment transactions sent to the issuer will have value R sent by the
acquirer in DE 22, subfield 7, changed by Mastercard to value O.
• Transactions identified as Mastercard Digital Enablement Service PAN-mapped Digitial
Secure Remote Payment transactions sent to the acquirer will have value O sent by the
issuer and changed by Mastercard to the original value sent in by the acquirer.

Authorization to Clearing Data Element Mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.

NOTE:
Refer to the Data Integrity Monitoring Program Manual for specific edit information.

The table below details the mapping between the authorization and clearing data elements.

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

To map to
IPM… IPM Data Element Name Use CIS Authorization…

DE 22 Point of Service Data Code DE 61, DE 22, DE 26, and

DE 48 as follows:

DE 22, subfield Terminal Data: Card Data Input IF CIS DE 61, Subfield 11 = Use…
1 Capability
0 0

1 1

2 2

3 M

4 A

5 D

6 6

7 B

8 C

9 5

DE 22, subfield Terminal Data: Cardholder IF CIS DE 22, Subfield 2 = Use…

2 Authentication Capability
0 9

1 1

2 0

8 5

IF CIS DE 22, Subfield 1 = Use…

04 6

DE 22, subfield Terminal Data: Card Capture Capability IF CIS DE 61, Subfield 6 = Use…
3
0 0

1 1

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

To map to
IPM… IPM Data Element Name Use CIS Authorization…

DE 22, subfield Terminal Operating Environment IF CIS DE 61… Use…

4
subfield 1 = 2 and subfield 0
3=3

subfield 1 = 0 and subfield 1

3=0

subfield 1 = 1 and subfield 2

3=0

subfield 1 = 1 and subfield 2

3=4

subfield 1 = 0 and subfield 3

3=1

subfield 1 = 1 and subfield 4

3=1

subfield 1 = 1 and subfield 4 or 5

3=2

subfield 3 = 8 8

subfield 1 = any other 9

value or subfield 3 = any
other value

DE 22, subfield Cardholder Present Data If CIS DE 61 subfield 4 = Use…

5
0 0

1 1

2 2

3 3

4 4

5 5

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

To map to
IPM… IPM Data Element Name Use CIS Authorization…

DE 22, subfield Card Present Data IF CIS DE 61 subfield 5 = Use…

6
0 1

1 0

DE 22, subfield Card Data: Input Mode IF CIS DE 22 subfield 1 = Use…

7
00 0

01 1

02 2

03 0

04 0

05 C

07 M

09 R

10 7

79 6

80 B

81 S

82 T

90 B

91 A

95 C

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

To map to
IPM… IPM Data Element Name Use CIS Authorization…

DE 22, subfield Cardholder Authentication Method IF CIS DE 48 subelement

8 80 = Use…

PV or TV 1

A value other than PV or 9

TV

DE 22, subfield Cardholder Authentication Entity No Authorization

9 equivalent Default=9

DE 22, subfield Card Data Output Capability No Authorization

10 equivalent Default=0

DE 22, subfield Terminal Data Output Capability No Authorization

11 equivalent Default=0

DE 22, subfield PIN Capture Capability IF CIS DE 26 = Use…

12
04 4

05 5

06 6

07 7

08 8

09 9

10 A

11 B

12 C

IF CIS DE 22 subfield 2 = Use…

0 1

2 0

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Subfield 1—Terminal Data: Card Data Input Capability

DE 22 (Point of Service [POS] Entry Mode), subfield 1 indicates the set of methods supported
by the terminal for the input of account number, card, or mobile device data.

Attributes

Data Representation: an-1

Data Field: Contents of position 1

Justification: N/A

Values Description

0 Input capability unknown or unspecified.

1 No POS terminal used (e.g. voice/ARU authorization or other transactions originated

from a data server).

2 Terminal supports magnetic stripe input only.

4 Optical character reader (OCR) capability

5 Terminal supports EMV contact chip input only.

6 Terminal supports key entry input only.

A Contactless Magnetic Stripe (Proximity Chip)

NOTE:
Terminal supports contactless magnetic stripe input but not contactless EMV
input. The terminal may also support one or more other card input types,
including EMV contact chip input, magnetic stripe input, and key entry input.

B Terminal supports magnetic stripe input, and key entry input.

C Terminal supports EMV contact chip input, magnetic stripe input, and key entry input.

D Terminal supports EMV contact chip input and magnetic stripe input.

E EMV contact chip and key entry capability.

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Values Description

M Contactless EMV/Chip (Proximity Chip)

NOTE:
Terminal supports contactless EMV input and contactless magnetic stripe input.
The terminal also may support one or more other card input types, including
EMV contact chip input, magnetic stripe input, and key entry input.

V Other capability

Subfield 2—Terminal Data: Cardholder Authentication Capability

DE 22 (Point of Service [POS] Entry Mode), subfield 2 describes the capability of the terminal
device to support/accept authentication data.

Attributes

Data Representation: n-1

Data Field: Contents of position 2

Justification: N/A

Values Description

0 Terminal does not have PIN entry capability

1 Terminal has PIN entry capability

2 Electronic signature analysis capability

3 mPOS software-based PIN entry capability

5 Terminal has PIN entry capability but PIN pad is not currently operative

6 Other

9 Unknown; data unavailable

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Subfield 3—Terminal Data: Card Capture Capability

DE 22 (Point of Service [POS] Entry Mode), subfield 3 indicates whether the terminal has card
capture capabilities.

Attributes

Data Representation: n-1

Data Field: Contents of position 3

Justification: N/A

Values Description

0 Terminal/operator does not have card capture capability

1 Terminal/operator has card capture capability

9 Unknown; data unavailable

Subfield 4—Terminal Operating Environment

DE 22 (Point of Service [POS] Entry Mode), subfield 4 indicates whether the card acceptor is
attending the terminal and the location of the terminal.

Attributes

Data Representation: n-1

Data Field: Contents of position 4

Justification: N/A

Values Description

0 No terminal used

1 On card acceptor premises; attended terminal

2 On card acceptor premises; unattended terminal

3 Off card acceptor premises; attended

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Values Description

4 Off card acceptor premises; unattended

5 On cardholder premises; unattended

6 Off cardholder premises; unattended

7 Private use (Future use)

8 Additional Terminal Operating Environments

9 Unknown; data unavailable

Subfield 5—Cardholder Present Data

DE 22 (Point of Service [POS] Entry Mode), subfield 5 indicates whether the cardholder is
present at the point of service and explains the condition if the cardholder is not present.

Attributes

Data Representation: n-1

Data Field: Contents of position 5

Justification: N/A

Values Description

0 Cardholder present

1 Cardholder not present (unspecified)

2 Cardholder not present (mail/facsimile transaction)

3 Cardholder not present (phone order or from automated response unit [ARU])

4 Cardholder not present (standing order/recurring transactions)

5 Cardholder not present (electronic order [PC, Internet, mobile phone, or PDA])

9 Unknown; data unavailable

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Subfield 6—Card Present Data

DE 22 (Point of Service [POS] Entry Mode), subfield 6 indicates if the card is present at the
point of service.

Attributes

Data Representation: n-1

Data Field: Contents of position 6

Justification: N/A

Values Description

0 Card not present*

1 Card present*

9 Unknown; data unavailable

NOTE: Due to different versions of ISO standards the CIS values are opposite of
values for IPM DE 22 SF 6.

Subfield 7—Card Data: Input Mode

DE 22 (Point of Service [POS] Entry Mode), subfield 7 indicates the method used for PAN entry
to initiate a transaction.

Attributes

Data Representation: an-1

Data Field: Contents of position 7

Justification: N/A

NOTE: Issuers will be allowed to use values N, O, or V for Chargeback/1442 messages and
Retrieval Request/1644 messages if the First Presentment/1240 message contained values N,
O, or V.

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Values Description

0 PAN entry mode unknown

1 PAN manual entry; no terminal used

2 PAN auto-entry via magnetic strip: track data is not required within transaction

6 PAN manual entry using a terminal, or through voice transaction after chip card read
error or chip fallback transaction failure

7 Credential on File (effective June 12, 2018)

A PAN auto-entry via contactless magnetic stripe: track data provided unaltered within
transaction

B PAN auto-entry via magnetic stripe: track data provided unaltered within transaction
(magnetic stripe entry may also be chip fallback transaction).

C PAN auto-entry via chip (online authorized transaction)

F PAN auto-entry via chip (offline chip-approved transaction)

M PAN auto-entry via contactless M/Chip

R PAN entry via electronic commerce containing Digital Secure Remote Payment (DSRP)
cryptogram within DE 55 (Integrated Circuit Card [ICC])

S PAN entry via electronic commerce

T PAN auto-entry via server (issuer, acquirer, or third party vendor system)

Subfield 8—Cardholder Authentication Method

DE 22 (Point of Service [POS] Entry Mode), subfield 8 indicates the method by which the
cardholder’s identity was verified at the point of service.

Attributes

Data Representation: an-1

Data Field: Contents of position 8

Justification: N/A

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Values Description

0 Not authenticated

1 PIN

2 Electronic signature analysis

5 Manual signature verification

6 Other manual verification (such as a driver’s license number)

9 Unknown; data unavailable

S Other systematic verification

Subfield 9—Cardholder Authentication Entity

DE 22 (Point of Service [POS] Entry Mode), subfield 9 indicates the entity through which the
cardholder’s identity was verified at the point of service.

Attributes

Data Representation: n-1

Data Field: Contents of position 9

Justification: N/A

Values Description

0 Not authenticated

1 ICC—Offline PIN

2 Card acceptance device (CAD)

3 Authorizing agent—Online PIN

4 Merchant/card acceptor—signature

5 Other

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Values Description

9 Unknown; data unavailable

Application Notes
For chip transactions, the Cardholder Verification Method (CVM) used for that transaction will
be specified via the following combination of values for DE 22, subfields 8 (Cardholder
Authentication Method) and 9.

CVM Subfield 8 Subfield 9

Offline PIN 1 1

Online PIN 1 3

Signature 5 4

No CVM 0 0

Subfield 10—Card Data Output Capability

DE 22 (Point of Service [POS] Entry Mode), subfield 10 indicates the ability of the terminal to
write or output data to a card.

Attributes

Data Representation: an-1

Data Field: Contents of position 10

Justification: N/A

Values Description

0 Unknown; data unavailable

1 None

2 Write data to card at magnetic stripe level

3 Write data to card at ICC chip level

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 Data Element Definitions
DE 22—Point of Service (POS) Entry Mode

Values Description

S Other

Subfield 11—Terminal Data Output Capability

DE 22 (Point of Service [POS] Entry Mode), subfield 11 indicates the print and display
capabilities of the terminal.

Attributes

Data Representation: n-1

Data Field: Contents of position 11

Justification: N/A

Values Description

0 Unknown; data unavailable

1 None

2 Printing capability only

3 Display capability only

4 Printing and display capability

Subfield 12—PIN Capture Capability

DE 22 (Point of Service [POS] Entry Mode), subfield 12 indicates the maximum number of PIN
characters that the POS terminal can capture.

Attributes

Data Representation: an-1

Data Field: Contents of position 12

Justification: N/A

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 Data Element Definitions
DE 23—Card Sequence Number

Values Description

0 No PIN capture capability

1 Unknown; data unavailable

2 Reserved

3 Reserved

4 PIN capture capability 4 characters maximum

5 PIN capture capability 5 characters maximum

6 PIN capture capability 6 characters maximum

7 PIN capture capability 7 characters maximum

8 PIN capture capability 8 characters maximum

9 PIN capture capability 9 characters maximum

A PIN capture capability 10 characters maximum

B PIN capture capability 11 characters maximum

C PIN capture capability 12 characters maximum

DE 23—Card Sequence Number

DE 23 (Card Sequence Number) distinguishes among separate cards having the same DE 2
(Primary Account Number [PAN]).

Attributes

Data Representation: n-3

Length Field: None

Data Field: Fixed length, 3 positions

Subfields: None

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 Data Element Definitions
DE 23—Card Sequence Number

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O • C

This data element is used to identify one of several cards issued under a single PAN. Normally,
when such cards are issued, the Card Sequence Number is encoded on track 1 or track 2 of
the card, and this information is automatically captured during a magnetic stripe-read
operation at a POI terminal.
For chip transactions that include EMV-compliant ICC system-related data (DE 55), DE 23 must
be present and contain the Application PAN Sequence Number (tag 5F34) if provided by the
IC card to the terminal.
If the account range is registered for the Authentication Indicator Type 1 Service, then DE 23
must be present.

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 Data Element Definitions
DE 24—Function Code

Values
If present, DE 23 contains the Card Sequence Number in the range 000–099, right-justified
and left-padded with zeros.
In the context of chip transactions, the Application PAN Sequence Number (EMV tag 5F34) is
defined as a one-byte numeric value. The acquirer software shall therefore convert this one-
byte numeric value to a three-byte value in DE 23, with leading zeros. For example, if the
value of 5F34 is 2, the value of DE 23 will be 002.

Application Notes
For Europe-acquired, Brazil-issued chip combination card:
Acquirers in the Europe region may optionally recognize the Brazil-issued chip combination
card acceptance brand selection that is determined by a unique PSN value in DE 23:
• 0x1 (Credit/Mastercard®), where x is the sequence number 0 to 9: the transaction is
processed a credit transaction.
• 0x2 (Debit/Mastercard), where x is the sequence number 0 to 9: the transaction is
processed as a debit transaction.
• If neither 0x1 or 0x2 is present, the transaction is processed as a credit transaction.

DE 24—Function Code
DE 24 (Function Code) indicates a message’s specific purpose.

Attributes

n-3

Length Field: None

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Data Element Definitions
DE 24—Function Code

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M • M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 M • M

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M • M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M

Financial Detail Addendum (Lodging Summary)/1644 M • M

Financial Detail Addendum (Temporary Services)/1644 M • M

Financial Detail Addendum (Shipping/Courier Services)/1644 M • M

Financial Detail Addendum (Payment Transactions)/1644 M • M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M • M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M • M

Financial Detail Addendum (Travel Agency Detail)/1644 M • M

Financial Detail Addendum (Lodged Account Detail)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M • M

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 Data Element Definitions
DE 24—Function Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common Data Requirements)/1644 M • M

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M • M

Financial Detail Addendum (Corporate Line Item Detail)/1644 M • M

Financial Detail Addendum (Generic Detail)/1644 M • M

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Common Data)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

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 Data Element Definitions
DE 24—Function Code

Message Type Identifier Org Sys Dst

Currency Update/1644 • X M

Message Type Identifier Org Sys Dst

Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

DE 24 is mandatory in all clearing system messages. Together with the MTI, the function code
uniquely identifies all transaction functions the clearing system performs.
DE 24 is mandatory in all Fee Collection/1740 clearing system messages. Together with the
MTI, the function code uniquely identifies all Fee Collection/1740 transaction functions the
clearing system performs.

Values
The following table lists all Function Codes the clearing system supports. The associated MTIs
are also provided.

MTI Function Code Clearing System Transaction Function

1240 200 First Presentment

1240 205 Second Presentment (Full)

1240 282 Second Presentment (Partial)

1442 450 First Chargeback (Full)

1442 451 Arbitration Chargeback (Full)

1442 453 First Chargeback (Partial)

1442 454 Arbitration Chargeback (Partial) 5

13 Not supported for ATM transactions (DE 3 = 010000)

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 Data Element Definitions
DE 24—Function Code

MTI Function Code Clearing System Transaction Function

1644 603 Retrieval Request 5

1644 605 Retrieval Request Acknowledgement

1644 640 Currency Update

1644 680 File Currency Summary

1644 685 Financial Position Detail

1644 688 Settlement Position Detail

1644 691 Message Exception

1644 693 Text Message

1644 695 File Trailer

1644 696 Financial Detail Addendum

1644 697 File Header

1644 699 File Reject

1740 700 Fee Collection (Customer-generated)

1740 780 Fee Collection Return

1740 781 Fee Collection Resubmission

1740 782 Fee Collection Arbitration Return

1740 783 Fee Collection (Clearing System-generated)

1740 790 Fee Collection (Funds Transfer)

1740 791 Fee Collection (Funds Transfer Backout)

The following table lists all Function Codes the clearing system supports for Fee Collection/
1740 messages. The associated MTIs are also provided.

14 Fee Collection (Customer-generated)/1740 messages includes manually submitted (non-MasterCom) retrieval

fulfillments.

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 Data Element Definitions
DE 25—Message Reason Code

MTI Function Code Clearing System Transaction Function

1740 700 Fee Collection (Customer-generated)

1740 780 Fee Collection Return

1740 781 Fee Collection Resubmission

1740 782 Fee Collection Arbitration Return

1740 783 Fee Collection (Clearing System-generated)

1740 790 Fee Collection (Funds Transfer)

1740 791 Fee Collection (Funds Transfer Backout)

DE 25—Message Reason Code

DE 25 (Message Reason Code) provides the message receiver with the reason for sending the
message.

Attributes

Data Representation: n-4

Length Field: None

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

15 Fee Collection (Customer-generated)/1740 messages includes manually submitted (non-MasterCom) retrieval

fulfillments.

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 Data Element Definitions
DE 25—Message Reason Code

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

Administrative Messages

Text Message/1644 • X M

DE 25 identifies the specific reason that a transaction was initiated, such as the reason for a
Retrieval Request/1644 message, Retrieval Request Acknowledgement/1644 message, First
Chargeback/1442 message, or Second Presentment/1240 message.
DE 25 identifies the specific reason that a transaction was initiated, such as the reason for a
Fee Collection/1740 message.

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 Data Element Definitions
DE 25—Message Reason Code

Values
The tables on this and the following pages list all Message Reason Codes the clearing system
supports. The associated MTIs and Function Codes are also provided to indicate the specific
circumstances in which each Message Reason Code is used.
The tables on this and the following pages list Message Reason Codes the clearing system
supports for Fee Collection/1740 messages. The associated MTIs and Function Codes are also
provided to indicate the specific circumstances in which each Message Reason Code is used.

First Presentment/1240 (Function Code = 200)

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- inter-European
European and Mastercard
inter-European Valid for ATM, Maestro
Mastercard POS intra- ATM, Maestro
and manual European manual cash
cash Maestro disbursement,
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

1400 Not previously authorized Yes Yes Yes

1401 Previously approved Yes Yes Yes

authorization—amount same

1402 Previously approved Yes Yes Yes

authorization—amount differs

1403 Previously approved Yes No No

authorization—partial
amount, multi-clearing

1404 Previously approved Yes No No

authorization—partial
amount, final clearing

1500 Identifies a syntax error return No No No

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 Data Element Definitions
DE 25—Message Reason Code

Second Presentment (Full)/1240 (Function Code = 205) and Second Presentment

(Partial)/1240 (Function Code = 282)

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European inter-
messages AND European
(b) intra- Mastercard
European and ATM, Maestro
inter-European Valid for ATM, Maestro
Mastercard POS intra- manual cash
and manual cash European disbursement,
Message Message Reason Code disbursement Maestro POS and Cirrus
Reason Code Description messages messages messages

1500 Identifies a syntax error return No No No

2001 Invalid Acquirer Reference Yes Yes Yes

Data on chargeback; no
documentation required or
provided.

2002 Non-receipt of required Yes Yes Yes

documentation to support
chargeback within maximum
time frame.

2003 Correct transaction date Yes Yes Yes

provided.

2004 Invalid Acquirer Reference Yes Yes Yes

Data on chargeback;
documentation was received.

2005 Correct card acceptor Yes Yes Yes

location/description provided.

2008 Issuer authorized transaction. Yes Yes Yes

2011 Credit previously issued. Yes Yes Yes

2700 Chargeback remedied—see Yes Yes Yes

corresponding
documentation.

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European inter-
messages AND European
(b) intra- Mastercard
European and ATM, Maestro
inter-European Valid for ATM, Maestro
Mastercard POS intra- manual cash
and manual cash European disbursement,
Message Message Reason Code disbursement Maestro POS and Cirrus
Reason Code Description messages messages messages

2701 Duplicate chargeback Yes Yes Yes

2702 Past chargeback time limit. Yes Yes Yes

2703 Requested transaction Yes Yes Yes

document provided (requires
hardship variance)

2704 Invalid member message text Yes Yes Yes

2705 Correct MCC provided Yes Yes Yes

2706 Authorization advised Yes Yes Yes

suspicious

2707 No authorization request Yes Yes Yes

required nor attempted

2708 Account was not listed on the Yes Yes Yes

applicable warning bulletin as
of the transaction date.

2709 Documentation received was Yes Yes Yes

illegible.

2710 Scanning error–unrelated Yes Yes Yes

documents or partial scan

2713 Invalid Chargeback Yes Yes Yes

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European inter-
messages AND European
(b) intra- Mastercard
European and ATM, Maestro
inter-European Valid for ATM, Maestro
Mastercard POS intra- manual cash
and manual cash European disbursement,
Message Message Reason Code disbursement Maestro POS and Cirrus
Reason Code Description messages messages messages

2870 Chip Liability Shift* Yes* Yes Yes

*Valid for all intraregional
transactions except those
involving U.S. region and all
interregional transactions
between the following:
• AP region and MEA region
• Europe region and
participating countries in
MEA region
• Europe region and
participating countries in
AP region

2871 Chip/PIN Liability Shift** Yes* Yes Yes

** Reserved for intra-Europe
and intra-Canada

16 MEA countries participating in the Interregional Chip Liability Shift program include: Bahrain, Kuwait, Mauritius,
Morocco, Qatar, South Africa, Tunisia, United Arab Emirates
17 AP countries participating in interregional chip liability shift include: Hong Kong, Indonesia, Malaysia, New Zealand,
Philippines, Singapore, Taiwan, Thailand

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 Data Element Definitions
DE 25—Message Reason Code

First Chargeback (Full)/1442 (Function Code = 450) and First Chargeback (Partial)/1442
(Function Code = 453)

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- inter-European
European and Mastercard
inter-European Valid for ATM, Maestro
Mastercard POS intra- ATM, Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4515 Cardholder Denies Transaction Yes

Finalized

4804 Multiple Processing, Duplicate Yes Yes Yes

(used only by the Mastercard
Network for European-
acquired transactions)

4807 Warning bulletin Yes

4808 Requested/required Yes Yes Yes

authorization not obtained

4809 Transaction Not Reconciled Yes Yes Yes

(Used only by the Mastercard
Network for European-
acquired transactions)

4811 Stale Transaction Yes Yes Yes

(Used by the Mastercard
Network only for European-
acquired transactions)

4812 Account number was not on Yes

file.

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- inter-European
European and Mastercard
inter-European Valid for ATM, Maestro
Mastercard POS intra- ATM, Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4831 Transaction amount differs. Yes Yes

4834 Duplicate processing Yes Yes Yes

4837 Fraudulent transaction; no Yes Yes

cardholder authorization

4840 Fraudulent processing of Yes

transaction

4841 Canceled recurring Yes Yes

transaction

4842 Late presentment Yes Yes Yes

4846 Correct transaction currency Yes Yes

code was not provided.

4849 Questionable card acceptor Yes

activity

4850 Installment Transaction

Dispute

4853 Cardholder Dispute Yes

Defective/Not as Described

4854 Cardholder dispute not Yes

elsewhere classified (U.S. only)

18 Valid for Brazil domestic chargebacks only

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- inter-European
European and Mastercard
inter-European Valid for ATM, Maestro
Mastercard POS intra- ATM, Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4855 Non-receipt of merchandise Yes Yes

4859 Services not rendered Yes Yes

4860 Credit not processed Yes Yes

4863 Cardholder does not Yes Yes Yes

recognize—Potential fraud

4870 Chip Liability Shift* Yes* Yes Yes

*Valid for all intraregional
transactions except those
involving U.S. region and all
interregional transactions
between the following:
• AP region and MEA region
• Europe region and
participating countries in
MEA region1
• Europe region and
participating countries in
AP region2

4871 Chip/PIN Liability Shift** Yes* Yes Yes

** Reserved for intra-Europe
and intra-Canada

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- inter-European
European and Mastercard
inter-European Valid for ATM, Maestro
Mastercard POS intra- ATM, Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4880 Maestro Late Presentment Yes* Yes Yes**

*Applies only to non-intra-
European and non-inter-
European Maestro chip-read
and PIN-based POS
transactions
**Applies only to Maestro
transactions

4890 Identifies a syntax error return No No No

4999 Domestic Chargeback Dispute Yes* Yes* Yes*

*Reserved for intra-European
and inter-European use

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 Data Element Definitions
DE 25—Message Reason Code

Arbitration Chargeback (Full)/1442 (Function Code = 451) and Arbitration Chargeback

(Partial)/1442 (Function Code = 454)

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- Valid for inter-European
European and intra- Mastercard
inter-European European ATM, Maestro
Mastercard POS and inter- ATM Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4807 Warning bulletin Yes N/A N/A

4808 Requested/required Yes N/A N/A

authorization not obtained

4812 Account number was not on Yes N/A N/A

file.

4831 Transaction amount differs. Yes N/A N/A

4834 Duplicate processing. Yes N/A N/A

4837 Fraudulent transaction; no Yes N/A N/A

cardholder authorization

4840 Fraudulent processing of Yes N/A N/A

transaction

4841 Canceled recurring Yes Yes N/A

transaction

4842 Late presentment Yes N/A N/A

4846 Correct transaction currency Yes N/A N/A

code was not provided.

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- Valid for inter-European
European and intra- Mastercard
inter-European European ATM, Maestro
Mastercard POS and inter- ATM Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4849 Questionable card acceptor Yes N/A N/A

activity

4850 Installment Transaction Yes N/A N/A

Dispute

4853 Cardholder Dispute Yes N/A N/A

Defective/Not as Described

4854 Cardholder dispute not Yes N/A N/A

elsewhere classified (U.S. only)

4855 Non-receipt of merchandise Yes N/A N/A

4859 Services not rendered Yes N/A N/A

4860 Credit not processed Yes N/A N/A

4863 Cardholder does not Yes N/A N/A

recognize—Potential fraud

19 Valid for Brazil domestic chargebacks only

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- Valid for inter-European
European and intra- Mastercard
inter-European European ATM, Maestro
Mastercard POS and inter- ATM Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4870 Chip Liability Shift* Yes* Yes Yes

*Valid for all intraregional
transactions except those
involving U.S. region and all
interregional transactions
between the following:
• AP region and MEA region
• Europe region and
participating countries in
MEA region1
• Europe region and
participating countries in
AP region2

4871 Chip/PIN Liability Shift** Yes* Yes Yes

** Reserved for intra-Europe
and intra-Canada

4890 Identifies a syntax error return No No No

4900 General; invalid Second Yes N/A N/A

Presentment/1240; Second
Presentment/1240 did not
remedy First Chargeback/
1442; this message reason
code cannot be submitted in
IPM format.

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a)

non-intra-
European and
non-inter-
European Valid for intra-
messages AND European and
(b) intra- Valid for inter-European
European and intra- Mastercard
inter-European European ATM, Maestro
Mastercard POS and inter- ATM Maestro
and manual European manual cash
cash Maestro disbursement
Message Message Reason Code disbursement POS and Cirrus
Reason Code Description messages messages messages

4901 Required documentation not Yes N/A N/A

received to support prior
Second Presentment/1240.

4902 Documentation received was Yes N/A N/A

illegible.

4903 Scanning error–unrelated Yes N/A N/A

documents or partial scan

4905 Invalid Acquirer Reference Yes N/A N/A

Data in Second Presentment/
1240; no documentation
required or provided

4908 Invalid Acquirer Reference Yes N/A N/A

Data in Second Presentment/
1240; documentation was
received.

4999 Domestic Chargeback Dispute Yes N/A N/A

Reserved for intra-European
and inter-European use

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 Data Element Definitions
DE 25—Message Reason Code

Retrieval Request/1644 (Function Code = 603)

Function Message
MTI Code Reason Code Message Reason Code Description

1644 603 6305 Cardholder does not agree with amount billed.

6321 Cardholder does not recognize transaction (for example, does not
recognize card acceptor name, city, state, or date).

6322 Request Transaction Certificate for a chip transaction

6323 Cardholder needs information for personal records (such as tax

records or business expense records).

6341 Fraud investigation

6342 Potential chargeback or compliance documentation is required.

6343 Real-time Substantiation Audit Request

6390 Identifies a syntax error return

605 6305 Cardholder does not agree with amount billed.

6321 Cardholder does not recognize transaction (for example, does not
recognize card acceptor name, city, state, or date).

6322 Request Transaction Certificate for a chip transaction

6323 Cardholder needs information for personal records (such as tax

records or business expense records).

6341 Fraud investigation

6342 Potential chargeback or compliance documentation is required.

6343 Real-time Substantiation Audit Request

6390 Identifies a syntax error return

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 Data Element Definitions
DE 25—Message Reason Code

Retrieval Request/1644 (Function Code = 603)

Valid for (a) non-

intra-European and Valid for intra-
non-inter-European European and
messages AND (b) inter-European
intra-European and Mastercard ATM,
inter-European Valid for intra- Maestro ATM,
Mastercard POS and European and Maestro manual
Message manual cash inter-European cash disbursement,
Reason Message Reason Code disbursement Maestro POS and Cirrus
Code Description messages messages messages

6343 Real-time Substantiation No No No

Audit Request

6390 Identifies a syntax error No No No

return

Retrieval Request Acknowledgement/1644 (Function Code = 605)

Valid for (a) non-

intra-European and Valid for intra-
non-inter-European European and
messages AND (b) inter-European
intra-European and Mastercard ATM,
inter-European Valid for intra- Maestro ATM,
Mastercard POS and European and Maestro manual
Message manual cash inter-European cash disbursement,
Reason Message Reason Code disbursement Maestro POS and Cirrus
Code Description messages messages messages

6343 Real-time Substantiation No No No

Audit Request

6390 Identifies a syntax error No No No

return

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 Data Element Definitions
DE 25—Message Reason Code

Text Message/1644 (Function Code = 693)

Function Message Reason

MTI Code Code Message Reason Code Description

1644 693 6801 Official message from Mastercard to member

6802 No data for this member and/or endpoint for this delivery
cycle

Reconciliation Messages: File Currency Summary/1644 (Function Code = 680),

Financial Position Detail/1644 (Function Code = 685), and Settlement Position Detail
(Function Code = 688)

Function Message Reason

MTI Code Code Message Reason Code Description

1644 680, 685 6861 File Acknowledgement—The clearing system generates

after processing member outbound activity.

1644 680, 685 6862 File Notification—The clearing system generates to

reconcile a member’s incoming activity.

1644 685 6863, 6864 Reserved for Mastercard internal use

1644 688 6861 File Acknowledgement—The clearing system

acknowledges settlement activity sent by the member.

1644 688 6862 File Notification—The clearing system notifies the

member of settlement activity bound for the member.

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 Data Element Definitions
DE 25—Message Reason Code

Fee Collection (Customer-generated)/1740 (Function Code = 700) and Fee Collection

Resubmission/1740 (Function Code = 781)

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7600 Lost/stolen telex/phone Yes

fee; for collection of lost/
stolen report fee and
phone or telex costs
incurred for taking a lost
or stolen card report
DE 3, s1 = 19, credit to
sender

7601 Recovered card award fee; Yes Yes

for collection of reward for
a card acceptor or financial
institution employee when
a card has been recovered
DE 3, s1 = 19, credit to
sender

7602 Emergency cash Yes

disbursement fee; for
collection of fees
associated with the
handling of emergency
cash disbursements to
cardholders
DE 3, s1 = 19, credit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7603 Compliance ruling Yes Yes

settlement; for collection
of a compliance ruling
settlement amount
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7604 Emergency card Yes

replacement fee; for
collection of fees
associated with the
Emergency Card
Replacement Service (ECR
Service)
DE 3, s1 = 19, credit to
sender

7605 Warning bulletin handling Yes Yes

fee—issuer-originated; for
settlement of warning
bulletin handling fees in
accordance with
Mastercard operating rules
DE 3, s1 = 19, credit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7606 Good faith acceptance Yes Yes Yes

settlement; for settlement
of the amount of a good
faith acceptance
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7607 Collection letter handling Yes Yes Yes

fee; for settlement of the
amount of a collection
letter acceptance
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7608 Telex authorization fee; for Yes

collection of fees
associated with an
international telex
authorization
DE 3, s1 = 19, credit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7610 Investigation fee; for fee Yes

collection when an
investigation report has
been completed by an
investigating member on
behalf of the requesting
member
DE 3, s1 = 19, credit to
sender

7611 Retrieval fee reversal; Yes Yes

issuer-originated; used to
reverse a retrieval request
fulfillment fee for
documents never received
or for invalid documents
An issuer would use this
code in response to
receiving from an inquirer
an invalid message
containing code 7614.
DE 3, s1 = 19, credit to
sender

7612 Retrieval handling fee; Yes Yes

issuer-originator; used to
penalize an acquirer for
incorrect information
verified by the retrieval
request document
DE 3, s1 = 19, credit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7613 IIAS Nonfulfillment No No No

7614 Settlement of fulfillment Yes Yes

fees other than
MasterCom; for settlement
of retrieval request
fulfillments not processed
through the MasterCom
system; credit to message
originator (acquirer)
DE 3, s1 = 19, credit to
sender
This reason code is valid
only for Function Code
700 (acquirer to issuer). An
issuer that wants to
dispute these charges
should submit a 1740-780
Fee Collection containing a
DE 25 Message Reason
Code of either 7611 or
7612.

7616 Handling fee (acquirer- Yes Yes

originated) for second
presentment of reason
codes 4812 and 4835 for
chip transactions where
transaction certificate and
DE 55 are present in the
clearing message

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IPM Clearing Formats • 11 June 2019 296
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7616 OR
Handling fee (issuer-
originated) for First
Presentment chip
transactions where DE 55
is either not present or is
non-compliant in the
clearing message.
When submitting DE 25
with this message reason
code, issuers can use the
Retrieval Request ID (a
unique ID generated by
the MasterCom system for
each record), found in PDS
0249 (MasterCom Record
ID) in a Retrieval Request/
1644-603, in the following
manner, to indicate the
purpose for submitting this
reason code: RR
XXXXXXXXX MMDYY RR
= retrieval request
XXXXXXXXX =
MasterCom Retrieval IR
MMDDYY = retrieval
request date
DE 3, s1 = 19, credit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 297
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7617 Adjustment for Yes

promotional transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7618 Reversal of previously Yes*

reimbursed State Fuel Tax
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender

7619 Emergency card Yes*

replacement center, cash
advance lockbox fee
DE 3, s1 = 19, credit to
sender
*Not valid for intra-
European and inter-
European transactions

7621 ATM Balance Inquiry Fee Yes* Yes*

DE 3, s1 = 19, credit to
sender
*Reserved for intra-
European and inter-
European use

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 298
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7622 Handling Fee for Yes*

Authorization Related
Chargebacks (4807, 4808,
and 4847); for issuer use
in a Fee Collection
(Handling Fee) message
after sending First
Chargeback/1442 for one
of the specified
authorization related
chargebacks
DE 3, s1 = 19, credit to
sender
*Not valid for Intra-
European transactions

7623 Handling Fee for Yes*

Authorization-Related
Chargebacks (4807, 4808,
and 4847); for acquirer
use in a Fee Collection
(Handling Fee) message
after sending Second
Presentment/1240, which
indicates that the
transaction was authorized
DE 3, s1 = 19, credit to
sender
*Not valid for intra-
European and inter-
European transactions

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 299
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7624 Handling Fee for Yes*

Authorization-Related
Chargebacks (4807, 4808,
and 4847); for issuer use
in a Fee Collection
(Handling Fee) message
after sending Arbitration
Chargeback/1442 for one
of the specified
authorization related
chargebacks
DE 3, s1 = 19, credit to
sender
*Not valid for Intra-
European transactions

7625 PIN Management Service Yes* Yes*

at ATM
DE 3, s1 = 19, credit to
sender
*Reserved for intra-
European and inter-
European use

7626 Private Label Merchant Fee Yes Yes No

7627 Failure to provide a Yes

merchant advice code in a
Fee Collection (Handling
Fee) message
DE 3 = 19 credit to sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 300
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7628 Reclaim surcharge Yes* Yes Yes

*This is restricted to intra-
European and European
transaction-related
services.
DE 3, s1 = 19, credit to
sender

7700 Intracurrency agreement Yes*

settlement; for settlement
of amounts in accordance
with an intracurrency
agreement between
transaction originator and
transaction destination
parties
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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IPM Clearing Formats • 11 June 2019 301
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7701 Mastercard member Yes Yes

settlement of fulfillment
fees processed by
MasterCom
Intracountry Mexico
fulfillment fees
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7702 Domestic ATM VAT Fees/ Yes* No Yes

Services
*Not valid for intra-
DE 3, s1 = 19, credit to European and inter-
sender European
transactions.
DE 3, s1 = 29, debit to
sender

7703 Domestic POS VAT Fees/ Yes* Yes No

Services, Customer
calculates VAT (Value
Added Tax)*
*Mexico Domestic
*Not valid for intra-
European and inter-
European transactions.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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IPM Clearing Formats • 11 June 2019 302
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7704 Bank Card Interchange Yes* Yes

fee, reverse interchange
for ATM transactions
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7705 Transactions below to Yes* Yes

threshold published,
Customer calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7706 Difference in interchange Yes* Yes

amount between member
calculated and Mastercard
calculated, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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IPM Clearing Formats • 11 June 2019 303
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7707 Interest for late Yes* Yes Yes

settlements, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7708 Non fullfiled Yes* Yes

documentation penalties,
Customer calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7709 Penalties on code 102 Yes* Yes

miscellaneous, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 304
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7710 Miscellaneous Yes* Yes Yes

*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7711 Pre—fund amount, offset Yes* Yes

for others
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7712 Bank Card Interchange Yes* Yes

fee, balance inquiry
interchange, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 305
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7750 to 7779 Bilateral agreement Yes Yes Yes

settlement; for settlement
of amounts in accordance
with a bilateral agreement
between transaction
originator and transaction
destination parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7780 Bilateral agreement Yes Yes

settlement; for settlement
to
of amounts in accordance
7781 with a bilateral agreement
between transaction
originator and transaction
destination parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 306
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7782 Bilateral agreement Yes Yes Yes

settlement; for settlement
to
of amounts in accordance
7789 with a bilateral agreement
between transaction
originator and transaction
destination parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7790 Bilateral agreement Yes

settlement; for settlement
to
of amounts in accordance
7799 with a bilateral agreement
between transaction
originator and transaction
destination parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 307
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7800 Mastercard member Yes Yes Yes

settlement; for collection
or payment of such things
as member assessments,
processed through the
Mastercard Consolidated
Billing System (MCBS) or
case dispute amount or
retrieval request fulfillment
fees, processed by
MasterCom.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7813 Bank Card Interchange Yes Yes

fee, Mexico interchange
fee for arbitration
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 308
 Data Element Definitions
DE 25—Message Reason Code

Fee Collection Return/1740 (Function Code = 780) and Fee Collection Arbitration
Return/1740 (Function Code = 782)

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7600 Lost/stolen telex/phone Yes

fee; for collection of lost
stolen report fee and
phone or telex costs
incurred for taking a lost
or stolen card report
DE 3, s1 = 19, credit to
sender

7601 Recovered card award Yes Yes

fee; for collection of
reward for a card
acceptor or financial
institution employee
when a card has been
recovered
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 309
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7602 Emergency cash Yes

disbursement fee; for
collection of fees
associated with the
handling of emergency
cash disbursements to
cardholders
DE 3, s1 = 19, credit to
sender

7603 Compliance ruling Yes Yes Yes

settlement; for collection
of a compliance ruling
settlement amount
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7604 Emergency card Yes

replacement fee; for
collection of fees
associated with the
Emergency Card
Replacement Service (ECR
Service)
DE 3, s1 = 19, credit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 310
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7605 Warning bulletin handling Yes Yes

fee—issuer-originated; for
settlement of warning
bulletin handling fees in
accordance with
Mastercard operating
rules
DE 3, s1 = 19, credit to
sender

7606 Good faith acceptance Yes Yes Yes

settlement; for settlement
of the amount of a good
faith acceptance
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7607 Collection letter handling Yes Yes Yes

fee; for settlement of the
amount of a collection
letter acceptance
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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IPM Clearing Formats • 11 June 2019 311
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7608 Telex authorization fee; Yes

for collection of fees
associated with an
international telex
authorization
DE 3, s1 = 19, credit to
sender

7610 Investigation fee; for fee Yes

collection when an
investigation report has
been completed by an
investigating member on
behalf of the requesting
member
DE 3, s1 = 19, credit to
sender

7611 Retrieval fee reversal; Yes Yes

issuer-originated;
acquirers may return;
used to reverse a retrieval
request fulfillment fee for
documents never received
or for invalid documents
An issuer would use this
code in response to
receiving an invalid
message from an acquirer
containing code 7614.
DE 3, s1 = 19, credit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 312
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7612 Retrieval handling fee; Yes Yes

issuer-originated;
acquirers may return;
used to penalize an
acquirer for incorrect
information verified by
the retrieval request
document
DE 3, s1 = 19, credit to
sender

7613 IIAS Nonfulfillment No No No

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 313
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7616 Handling fee for second Yes Yes

presentment of reason
codes 4812 and 4835 for
chip transactions where
transaction certificate and
DE 55 are present in the
clearing message.
Acquirer-originated
OR
Handling fee for First
Presentment chip
transactions where DE 55
is either not present or is
non-compliant in the
clearing message. Issuer-
originated.
DE 3, s1 = 19, credit to
sender
*Issuer-originated
handling fee is not valid
for non-intra-European
transactions

7617 Adjustment for Yes

promotional transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 314
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7618 Reversal of previously Yes*

reimbursed State Fuel Tax
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender

7619 Emergency card Yes*

replacement center, cash
advance lockbox fee
DE 3, s1 = 19, credit to
sender
*Not valid for intra-
European and inter-
European transactions.

7621 ATM Balance Inquiry Fee Yes* Yes*

DE 3, s1 = 19, credit to
sender
*Reserved for intra-
European and inter-
European use

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 315
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7622 Handling Fee for Yes*

Authorization Related
Chargebacks (4807,
4808, and 4847), for
issuer use in a Fee
Collection (Handling Fee)
message after sending
First Chargeback/1442 for
one of the specified
authorization-related
chargebacks
DE 3, s1 = 19, credit to
sender
*Not valid for intra-
European and inter-
European transactions

7623 Handling Fee for Yes*

Authorization Related
Chargebacks (4807,
4808, and 4847); for
acquirer use in a Fee
Collection (Handling Fee)
message after sending
Second Presentment/
1240, which indicates
that the transaction was
authorized
DE 3, s1 = 19, credit to
sender
*Not valid for intra-
European and inter-
European transactions

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 316
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7624 Handling Fee for Yes*

Authorization Related
Chargebacks (4807,
4808, and 4847); for
issuer use in a Fee
Collection (Handling Fee)
message after sending
Arbitration Chargeback /
1442 for one of the
specified authorization-
related chargebacks
DE 3, s1 = 19, credit to
sender
*Not valid for intra-
European and inter-
European transactions.

7625 PIN Management Service Yes* Yes*

at ATM
DE 3, s1 = 19 credit to
sender
*Reserved for intra-
European and inter-
European use

7626 Private Label Merchant Yes Yes No

Fee

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 317
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7627 Failure to provide a Yes

merchant advice code in a
Fee Collection (Handling
Fee) message
DE 3, s1 = 19 credit to
sender

7628 Reclaim surcharge. Yes* Yes Yes

* This is restricted to
intra-European and
European transaction-
related services.
DE 3, s1 = 19, credit to
sender

7700 Intracurrency agreement Yes*

settlement; for settlement
of amounts in accordance
with an intracurrency
agreement between
transaction originator and
transaction destination
parties
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 318
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7701 Mastercard member

settlement of fulfillment
fees processed by
MasterCom
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7702 Domestic ATM VAT Fees/ Yes* No Yes

Services
*Not valid for intra-
European and inter-
European transactions.
-
DE 3, s1 = 19, credit to
sender

DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 319
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7703 Domestic POS VAT Fees/ Yes* Yes No

Services, Customer
calculates VAT (Value
Added Tax)*
*Mexico Domestic
*Not valid for intra-
European and inter-
European transactions.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7704 Bank Card Interchange Yes* Yes

fee, reverse interchange
for ATM transactions
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 320
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7705 Transactions below to Yes* Yes

threshold published,
Customer calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7706 Difference in interchange Yes* Yes

amount between member
calculated and Mastercard
calculated, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7707 Interest for late Yes* Yes Yes

settlements, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 321
 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7708 Non fullfiled Yes* Yes

documentation penalties,
Customer calculates VAT
(Value Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7709 Penalties on code 102 Yes* Yes

miscellaneous, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7710 Miscellaneous Yes* Yes Yes

*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7711 Pre—fund amount, offset Yes* Yes

for others
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7712 Bank Card Interchange Yes* Yes

fee, balance inquiry
interchange, Customer
calculates VAT (Value
Added Tax)
*Mexico Domestic
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7750 to 7779 Bilateral agreement Yes Yes Yes

settlement; for settlement
of amounts in accordance
with a bilateral
agreement between
transaction originator and
transaction destination
parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7780 to 7781 Bilateral agreement Yes Yes

settlement; for settlement
of amounts in accordance
with a bilateral
agreement between
transaction originator and
transaction destination
parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7782 to 7789 Bilateral agreement Yes Yes Yes

settlement; for settlement
of amounts in accordance
with a bilateral
agreement between
transaction originator and
transaction destination
parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7790 to 7799 Bilateral agreement Yes

settlement; for settlement
of amounts in accordance
with a bilateral
agreement between
transaction originator and
transaction destination
parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7800 Mastercard member Yes Yes Yes

settlement; for collection
or payment of such things
as member assessments,
processed through the
Mastercard Consolidated
Billing System (MCBS) or
case dispute amount or
retrieval request
fulfillment fees, processed
by MasterCom.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND (b) intra- Maestro ATM,
intra-European European and Maestro
and inter- inter- manual cash
European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7813 Bank Card Interchange Yes Yes

fee, Mexico interchange
fee for arbitration
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

Fee Collection (Clearing System-generated)/1740 (Function Code = 783)

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7621 ATM Balance Inquiry Fee Yes* Yes*

DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender
*Reserved for intra-
European and inter-
European use

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7625 PIN Management Service Yes* Yes*

at ATM
DE 3, s1 = 19 credit to
sender
DE 3, s1 = 29, debit to
sender
*Reserved for intra-
European and inter-
European use

7629 Non-financial ATM Service Yes* Yes*

fee
(declined transactions)

7702 Domestic ATM VAT Fees/ Yes* No No

Services
*Not valid for intra-
European and inter-
European transactions.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7703 Domestic POS VAT Fees/ Yes* No No

Services
*Not valid for intra-
European and inter-
European transactions.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7800 Mastercard member Yes Yes Yes

settlement; for collection
or payment of such things
as member assessments,
processed through the
Mastercard Consolidated
Billing System (MCBS) or
case dispute amount or
retrieval request
fulfillment fees, processed
by MasterCom.
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7802 Interchange compliance Yes

adjustment; for
settlement of financial
amounts related to
interchange compliance
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7803 Interchange compliance Yes

adjustment reversal; for
settlement of financial
amounts related to the
reversal of a previous
interchange compliance
adjustment
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7804 ATM transaction Yes Yes Yes

settlement; for settlement
of daily ATM transaction
amounts
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7805 ATM intracountry switch Yes*

fee settlement; for
settlement of daily ATM
transaction intracountry
switch fees
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender

™
7806 ATM NICS switch fee Yes*
settlement; for settlement
of Single Message System
NICS Switch Fees
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7807 ATM intracountry first Yes*

chargeback settlement;
for settlement of daily
ATM transaction
intracountry first
chargeback amounts
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 29, debit to
sender

7808 Miscellaneous Override Yes

Financial Adjustment
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7811 Reimbursement of State Yes*

Fuel Tax
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7812 Collection or return of Yes*

collateral for security
arrangement
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7813 Mexico IVA fees Yes*

* Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7820 Disaster Relief Fund Yes*

*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7821 MCBS Emergency Yes*

Borrowing Collection
*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7822 Settlement Adjustment Yes*

*Not valid for intra-
European and inter-
European transactions
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7823 Single Message System Yes*

Offline Debit Settlement
*Not valid for intra-
European and inter-
European transactions
Single Message System
feed via Settlement
Account Management
system (S.A.M.)
DE 3, s1 = 19, credit to
sender For Mastercard
internal use only

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 Data Element Definitions
DE 25—Message Reason Code

Valid for (a) non-

intra-European Valid for intra-
and non-inter- European and
European Valid for inter-European
messages AND intra- Maestro ATM,
(b) intra- European Maestro manual
European and and inter- cash
inter-European European disbursement
Message Message Reason Code Mastercard Maestro POS and Cirrus
Reason Code Description messages messages messages

7824 Collection of reward Yes Yes Yes

amount as agreed upon
between the customers
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

7825 Argentina Finance Fee Yes

7826 Argentina Finance Fee Yes

VAT

7827 EDP Adjustment Amount Yes Yes Yes

(Used only by the
Mastercard Network for
the EDP Service)

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 Data Element Definitions
DE 26—Card Acceptor Business Code (MCC)

Fee Collection Funds Transfer/1740 (Function Code = 790) and Fee Collection Funds
Backout/1740 (Function Code = 791)

Valid for (a) non-

intra-European and
non-inter-European Valid for intra-
messages AND (b) European and inter-
intra-European and European
inter-European Valid for intra- Mastercard ATM,
Mastercard POS and European and Maestro ATM,
Message manual cash inter-European Maestro manual
Reason Message Reason disbursement Maestro POS cash disbursement,
Code Code Description messages messages and Cirrus messages

7777 Bilateral agreement Yes Yes Yes

settlement; for
settlement of amounts
in accordance with a
bilateral agreement
between transaction
originator and
transaction destination
parties
DE 3, s1 = 19, credit to
sender
DE 3, s1 = 29, debit to
sender

DE 26—Card Acceptor Business Code (MCC)

DE 26 (Card Acceptor Business Code [MCC]) classifies the type of business applicable to the
card acceptor.

Attributes

Data Representation: n-4

Length Field: None

Data Field: Fixed length, 4 positions

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 Data Element Definitions
DE 26—Card Acceptor Business Code (MCC)

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Reconciliation Messages

Financial Position Detail/1644 • X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O • C

This data element contains a four-digit card acceptor business code (MCC) that identifies the
card acceptor’s primary business.
Card acceptor business codes are required in Mastercard Financial transactions to qualify
transactions for specific interchange rates.
DE 26 is mandatory in Retrieval Request/1644 and Retrieval Request Acknowledgement/1644
messages.

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 Data Element Definitions
DE 30—Amounts, Original

If PDS 0358 (Reconciled, Business Activity), subfield 7 (Card Acceptor Business Code [MCC]
Override Indicator) contains 0, DE 26 will also be present in the Financial Position Detail/1644
message, to provide totals based on the value in DE 26.
The four-position valid Mastercard Card Acceptor Business Code (MCC) that most reasonably
and fairly represents the card acceptor’s primary business, must be presented in DE 26. For
example, if a large Internet retailer sells an item on behalf of a toy store, DE 26 should contain
the MCC associated with the toy store. All card acceptor business codes (MCCs) recognized
by Mastercard are published in the Quick Reference Booklet. For some transactions,
Mastercard requires the use of a specific MCC. For example, gambling transactions require the
use of MCC 7995.

Values
Card Acceptor Business Codes comprise ISO standard business classification codes,
augmented with additional classification codes.
The codes for all Mastercard programs and services are in the Quick Reference Booklet, which
is periodically updated and made available to customer organizations.
Refer to Publications for additional information about Mastercard interchange programs and
their requirements, including valid DE 26 values for each interchange program, if applicable.

DE 30—Amounts, Original
DE 30 (Amounts, Original) contains the “amount” data element values from the First
Presentment/1240 or Fee Collection (Customer-generated)/1740.

Attributes

n-24

Length Field: None

Data Field: Fixed length, 24 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Data Element Definitions
DE 30—Amounts, Original

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handing Fees)/1740 O • C

DE 30 references the “amount” data elements (specifically, DE 4 [Amount, Transaction] and

DE 5 [Amount, Reconciliation]) of the First Presentment/1240 or Fee Collection (Customer-
generated)/1740.
DE 30 is required in Retrieval Request/1644, Retrieval Request Acknowledgement/1644,
Retrieval Fulfillment (presented as a Fee Collection message), First Chargeback/1442, Second
Presentment/1240, and Arbitration Chargeback/1442 messages to provide DE 4 of the First
Presentment/1240.
If present, DE 30 must be numeric.
In Fee Collection/1740 messages that are generated for reasons other than retrieval fee billing,
the sender optionally may provide DE 30 in a Fee Collection Return/1740, Fee Collection
Resubmission/1740, or Fee Collection Arbitration Return/1740. In this case, DE 30 contains
the DE 4 from the original Fee Collection (Customer-generated)/1740.

Related PDSs
Whenever DE 30 is included in a message, the following PDSs must also be included to
identify the currency codes and exponents of the original amount subfields:
• Currency Exponents (PDS 0148)
• Currency Codes, Amounts, Original (PDS 0149)

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 Data Element Definitions
DE 31—Acquirer Reference Data

DE 30 Subfields
This data element consists of two subfields.

Justificatio
Number Positions Name Attribute n

1 1–12 Original Amount, Transaction n-12 right

2 13–24 Original Amount, Reconciliation n-12 right

Subfield 1: Original Amount, Transaction

Subfield 1 (Original Amount, Transaction) must contain DE 4 from the First Presentment/1240
or Fee Collection (Customer-generated)/1740.

Subfield 2: Original Amount, Reconciliation

Subfield 2 (Original Amount, Reconciliation) must contain all zeros.

DE 31—Acquirer Reference Data

DE 31 (Acquirer Reference Data) is data an acquirer supplies in an acquirer-originated message
that may be required for an issuer to return to the acquirer in a subsequent message.

Attributes

n-23; LLVAR

Length Field: 2 positions, value = 23

Data Field: Fixed length, 23 positions

Subfields: 5

Justification: See “Subfields”

ISO defines DE 31 as a variable-length field. Therefore, the DE 31 data is preceded by a two-

position length field. In the IPM format, customers still must precede the DE 31 data with a
two-position length field. This length field will always contain the value 23 and the data that
follows always must be exactly 23 positions long.

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 Data Element Definitions
DE 31—Acquirer Reference Data

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O • C

This data element contains the Acquirer Reference Data, which is mandatory in all First
Presentment/1240, Second Presentment/1240, First Chargeback/1442, and Arbitration
Chargeback/1442 messages. The Acquirer Reference Data in a Second Presentment/1240
message must be the same as the Acquirer Reference Data in the First Presentment/1240 and
Chargeback/1442 messages.
The issuer must return this data to the acquirer in subsequent related life cycle messages,
including Retrieval Request/1644, Retrieval Request Acknowledgement/1644, First
Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442 messages
related to the First Presentment/1240.
GCMS requires the six-digit acquiring BIN in DE 31, positions 2–7, for all applicable
transactions.
If DE 31 is not provided in the Fee Collection/1740 message for the collection of handling
fees, the receiving customer has the right to return the message.

Values
DE 31 must be numeric.

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IPM Clearing Formats • 11 June 2019 340
 Data Element Definitions
DE 32—Acquiring Institution ID Code

DE 31 Subfields
The Acquirer Reference Data format consists of five subfields as specified in the following
table.

Number Positions Name Attribute Justification

1 1 Mixed Use; any numeric value n-1 right

2 2–7 Acquirer’s BIN must contain the six-digit n-6 right

acquirer’s BIN

3 8–11 Julian Processing Date YDDD contains n-4 right

the Julian processing date the acquirer
assigned to the First Presentment/1240.

4 12–22 Acquirer’s Sequence Number contains n-11 right

the sequence number that the acquirer
assigned to the First Presentment/1240;
numeric.

5 23 Check Digit Numeric; Lühn Formula n-1 right

Modulus-10 algorithm determines value
on the previous 22 positions.

DE 32—Acquiring Institution ID Code

DE 32 (Acquiring Institution ID Code) identifies a transaction acquirer.

Attributes

n...11; LLVAR

Length Field: 2 positions value = 01–11

Data Field: Variable length, 1–11

Subfields: None

Justification: Right

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 Data Element Definitions
DE 32—Acquiring Institution ID Code

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

Financial Detail Addendum (Passenger Transport Detail—General Ticket O • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ O • C

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 O • C

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Payment Transaction Detail)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Travel Agency Detail)/1644 O • C

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 O • C

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ O • C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 O • C

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 Data Element Definitions
DE 32—Acquiring Institution ID Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Generic Detail)/1644 O • C

Financial Detail Addendum (Healthcare)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing and Handling Fees)/1740 O • C

For clearing system transactions, this data element may identify the financial institution that
owns the merchant agreement.
DE 32 supplements the acquiring customer ID (located in either DE 94 [Transaction Originator
Institution ID Code] or DE 93 [Transaction Destination Institution ID Code]) by providing
additional information about the agent bank relationship. If the issuer returns DE 32 to the
acquirer in subsequent chargebacks, the acquirer may more easily determine the institution
responsible for the transaction.

Values
When present in clearing system messages, this data element contains a value the acquirer
assigns.
This value may be any proprietary numeric value as the acquirer determines.
When present, DE 32 must be numeric and cannot contain all zeros.

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 Data Element Definitions
DE 33—Forwarding Institution ID Code

Additional Information
Refer to Appendix A in this manual for more information about institution ID codes and PDSs
in clearing system messages.

DE 33—Forwarding Institution ID Code

DE 33 (Forwarding Institution ID Code) identifies a message’s forwarding institution.
A forwarding institution is the institution in a transaction flow that sends a message forward
from the originating institution.

Attributes

n...11; LLVAR

Length Field: 2 positions value = 06–11

Data Field: Variable length, 6–11 positions

Subfields: None

Justification: Right

Current Processing Restrictions

The clearing system accepts a DE 33 length of 6–11 positions but expects this element to
contain zeros in all but the last six positions. Only the last six positions are passed along to the
receiver of the message.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M • M

Information)/1644

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 Data Element Definitions
DE 33—Forwarding Institution ID Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M • M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M • M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M

Financial Detail Addendum (Lodging Summary)/1644 M • M

Financial Detail Addendum (Temporary Services)/1644 M • M

Financial Detail Addendum (Shipping/Courier Services)/1644 M • M

Financial Detail Addendum (Payment Transaction Detail)/1644 M • M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M • M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M • M

Financial Detail Addendum (Travel Agency Detail)/1644 M • M

Financial Detail Addendum (Lodged Account Detail)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M • M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ M • M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M • M

Financial Detail Addendum (Corporate Line Item Detail)/1644 M • M

Financial Detail Addendum (Generic Detail)/1644 M • M

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Common Data)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

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 Data Element Definitions
DE 37—Retrieval Reference Number

Message Type Identifier Org Sys Dst

Second Presentment/1240 M X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

Retrieval Request Acknowledgement/1644 M X M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

DE 33 contains the clearing system customer ID or Processor ID of the processing facility that
transmits a message.

Values
This data element must contain a valid customer ID or Processor ID number.

Additional Information
Refer to Appendix A in this manual for more information about institution ID codes and PDSs
in clearing system messages.

DE 37—Retrieval Reference Number

DE 37 (Retrieval Reference Number) is a transaction information document reference number

the card acceptor’s or designated agent’s system supplies. DE 37 retains the transaction’s
original source information. This reference number assists in locating that source information
(or a copy).

Attributes

ans-12

Length Field: None

Data Field: Fixed length, 12 positions

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 Data Element Definitions
DE 37—Retrieval Reference Number

Subfields: None

Justification: None

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This data element is for the exclusive use of card acceptor systems that retain the original
transaction source documentation such as electronic receipts, paper receipts, imprinted
tickets, and cardholder signature documents.
This data element’s primary purpose is to aid in retrieving original transaction documentation
if it is needed for some future action such as a retrieval request or adjustment. For ATM or
electronic POI terminal usage, DE 37 may contain the transaction sequence number the
terminal assigns.
Acquirer systems may assign a unique receipt or sales document identifier to satisfy regulatory
or legal requirements when the merchant performs source document capture and truncation.
DE 37 should be supplied on European-acquired debit activity. The Single Message System
uses this field and some additional fields for matching the clearing message to information
provided in the authorization response message. An unsuccessful match may result in
Mastercard Network-generated chargebacks to the acquirer.

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 Data Element Definitions
DE 38—Approval Code

Values
If present, this element cannot contain all spaces or zeros.

DE 38—Approval Code
DE 38 (Approval Code) is a code the authorizing institution assigns indicating approval.

Attributes

ans-6

Length Field: None

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

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 Data Element Definitions
DE 38—Approval Code

Message Type Identifier Org Sys Dst

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O • C

This data element transmits a card issuer’s “authorization code” for approved transactions.
The card acceptor may retain this code to verify that proper authorization was received.
In First Presentment/1240 messages and related cardholder life cycle transactions, this data
element contains the actual approval response code the issuer or its agent sends in response
to an authorization request.
For each transaction authorized via the Mastercard Network (“online-authorized
transactions”), DE 38 of the First Presentment/1240 message must be populated with the
same value contained in DE 38 of the related Authorization Request Response/0110 message,
or for automated fuel dispenser (MCC 5542 and CAT level 2) transactions occurring in the
U.S. or Canada regions, the related Authorization Advice Response/0130 message.
This requirement does not apply to transactions where online authorization is not requested or
required, such as offline-authorized chip-read transactions, credit (purchase return)
transactions, and Collection Only transactions.
DE 38 must be present for all Mastercard Account Level Management transactions. DE 38
should be retained and returned through all subsequent messages in the lifecycle. Transactions
that qualify for Account Level Management processing (Enhanced Value, Product Graduation,
High Value, or a combination of Account Level Management Services) require this data
element for correct processing. Spend Shortfall clearing processing follows the same logic as
Account Level Management. For more information about Account Level Management services
refer to the GCMS Reference Manual.
Transactions for the accounts participating in the Co-Brand Proprietary Transaction
Management require this data element for correct processing.
DE 38 must be present for all Mastercard® MoneySend™ transactions where (a) PDS 0043
(Program Registration ID) equals C07, C52, C53, C54, C55, C56, or C57, and (b) DE 3
(Processing Code), subfield 1 (Cardholder Transaction Type) equals 28 (Payment Transaction).

Values
This data element must contain an issuer’s authorization response code formatted according
to Corporation operating rules.
If present, this data element must be left-justified and cannot contain all spaces, all low
values, or all high values. In addition, it cannot contain embedded spaces.
DE 38 must not be present if DE 22 (Point of Service Data Code) is present and DE 22, subfield
7 = F, indicating an offline chip transaction. (This does not apply to intracountry business
service arrangements.)

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 Data Element Definitions
DE 38—Approval Code

DE 38 is required for all U.S. intraregional First Presentment/1240 messages being submitted
for incentive interchange. (This excludes transactions submitted for standard IRD, credits, and
reversals.)
If DE 38 is present in a First Presentment/1240 message, DE 38 should be provided on all
subsequent cycles (First Chargeback, Second Presentment, and so on).
For transactions authorized via the network, the sixth position of DE 38 could contain an
identifier indicating that the cardholder is a participant in Account Level Management, World
Elite Spend Shortfall, or World Mastercard Spend Shortfall. Please refer to the Account Level
Management Manual for more information.
The following values are the identifiers for Account Level Management/Affluent Spend
Shortfall.
DE 38, position 6 may contain any of the following Account Level Management account
category codes when the account range is participating in an Account Level Management
service. Valid account category codes by program are Q—Level 5 (Small Business Spend
Processing) and R—Level 5 (Small Business Spend Processing and Product Graduation).

Value Description

B Enhanced Value (Enhanced Value and High Spend)

C Business Level 1

D Business Level 1 and Product Graduation

E Business Level 2

F Business Level 2 and Product Graduation

G Business Level 3

H Business Level 3 and Product Graduation

J Business Level 4

K Business Level 4 and Product Graduation

M Enhanced Value (Enhanced Value and High Spend) and Product Graduation

P Product Graduation or Co-Brand Proprietary Card program

Q Level 5 Small Business Spend Processing

R Level 5 Small Business Spend Processing and Product Graduation

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 Data Element Definitions
DE 40—Service Code

Value Description

S High Value (High Value and Premium High Spend)

T High Value and Product Graduation

Z The default value provided by Mastercard indicating that while the account range does
participate in Account Level Management processing, the specific cardholder account
found in DE 2 (Primary Account Number [PAN]) of the transaction does not participate in
Account Level Management.

Spend Shortfall identifiers are as follows.

Value Description

W Spend Shortfall

Y Spend Shortfall and Product Graduation

DE 40—Service Code
DE 40 (Service Code) provides codes that increase issuers’ flexibility in defining card
acceptance parameters.
These codes also provide acquirers with the ability to interpret card acceptance preferences for
all point-of-interaction (POI) conditions.
The service code is an issuer-defined, three-digit value on the magnetic stripe (tracks 1 and 2)
and on the chip of a bankcard. The service code instructs the POI terminal about conditions
under which the card may be used.
The service code first-digit value of 2 or 6 can only be defined on chip cards:
• That comply with both Mastercard and Visa (EMV chip).
• In which the application on the magnetic stripe matches the application on the chip.

Attributes

n-3

Length Field: None

Data Field: Fixed length, 3 positions

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 Data Element Definitions
DE 41—Card Acceptor Terminal ID

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Values
DE 40 is required to validate eligibility for some interchange programs. In such cases, acquirers
must populate DE 40 with the service code value available on the card. Refer to the
Interchange Manual for details.
Issuers may find more information about the physical and magnetic characteristics of chip
cards in International Organization for Standardization (ISO) 7813.

DE 41—Card Acceptor Terminal ID

DE 41 (Card Acceptor Terminal ID) is a unique code identifying a terminal at the card acceptor
location.

Attributes

Data Representation: ans-8

Length Field: None

Data Field: Fixed length, 8 positions

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 Data Element Definitions
DE 41—Card Acceptor Terminal ID

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O • C

DE 41 must contain a valid terminal ID, if present. This data element contains the terminal ID
that the card acceptor assigns to a terminal device. Terminal IDs must be unique within each
card acceptor.
The terminal ID should be printed on all transaction receipts in ATM and POI transactions in
which the terminal is capable of generating customer receipts.
DE 41 is required in intra-European and inter-European ATM First Presentment/1240
messages.
DE 41 should be supplied on European-acquired debit activity. The uses this field and some
additional fields for matching the clearing message to information provided in the
authorization response message. An unsuccessful match may result in -generated chargebacks
to the acquirer.

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 Data Element Definitions
DE 42—Card Acceptor ID Code

Values
Individual card acceptor, merchant, or acquirer clearing system organizations assign terminal
ID values.
If present, DE 41 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

DE 42—Card Acceptor ID Code

DE 42 (Card Acceptor ID Code) identifies the card acceptor ID assigned by the acquirer.
This ID must represent a unique identifier for each merchant name/location (DE 43) within the
acquiring BIN (DE 31, subfield 2).

Attributes

ans-15

Length Field: None

Data Field: Fixed length, 15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

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 Data Element Definitions
DE 42—Card Acceptor ID Code

Message Type Identifier Org Sys Dst

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C • C

This data element uniquely identifies the card acceptor (merchant) for an individual
transaction.
DE 42 is required for all First Presentment/1240 transactions except ATM transactions.
DE 42 is required in First Chargeback/1442, Second Presentment/1240, and Arbitration
Chargeback/1442 transactions submitted for the following U.S.-to-U.S. interchange programs
when DE 26 is equal to 5542 (Automated Fuel Dispenser).
DE 42 is required for all Fee Collection (Other than Retrieval Fee Billing/handling Fees)/
1740-790 and 791 Funds Transfer messages generated by Mastercard on behalf of the
customer. This requirement does not apply to U.K. Domestic Maestro activity. Please refer to
the Interchange Manual for specific IRD details.

IRD Description

02 World Merit 1

27 Petroleum CAT/AFD

45 World Petroleum Base

61 Petroleum Base

78/88/98 Merit 1

HB World High Value Merit

HX World High Value Petroleum Base

RP Enhanced Merit II

RW - Enhanced Petroleum Base

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

IRD Description

WB World Elite Merit I

WX World Elite Petroleum Base

Values
The acquirer assigns DE 42 values. The values assigned must be unique for each card acceptor
name/location identified in DE 43 (Card Acceptor Name/Location) within the acquiring BIN.
Mastercard recommends that DE 42 values not be reassigned to a different Card Acceptor
Name/Location until the values have been inactive for a minimum of three years. This practice
helps to avoid ambiguity and erroneous tracking in fraud data analysis and reporting.
If present, DE 42 must be left-justified and cannot contain all low values, all high values, all
spaces, or all zeros.

DE 43—Card Acceptor Name/Location

DE 43 (Card Acceptor Name/Location) contains the card acceptor’s name and location as
known to the cardholder.

Attributes

Data Representation: ans...99; LLVAR

Length Field: 2 positions, value = 20–99

Data Field: Variable length, 20–99 positions

Subfields: 6

Justification: See “Subfields”

Current Processing Restrictions

Subfield 1 of DE 43 must have a minimum length of 1 and a maximum length of 22,
excluding the backslash delimiter.
Subfield 3 of DE 43 must have a maximum length of 13, excluding the backslash delimiter.

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240

s1 Card Acceptor Name M • M

s2 Card Acceptor Street Address C • C

s3 Card Acceptor City C • C

First Chargeback/1442 and Arbitration Chargeback/1442

s1 Card Acceptor Name M • M

s2 Card Acceptor Street Address O • C

s3 Card Acceptor City C • C

Second Presentment/1240

s1 Card Acceptor Name M • M

s2 Card Acceptor Street Address O • C

s3 Card Acceptor City C • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgment/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O • C

This data element provides the business name, street address, and other location information
about the card acceptor.

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

For DE 43, Mastercard will support only the International Organization for Standardization
(ISO)/IEC 8859-1:1998 (Latin Alphabet No. 1) character set usage in all subfields. This
character set can be identified in several ways:
• In COBOL compiler options, the term would be Code Page 1140.
• In MVS Operating System information, the term CCSID 37 (EBCDIC Latin + 1, USA) is used.
• In ISO, it is identified as ISO8859-1.
All other standards must not be submitted in DE 43 but instead may be submitted in PDS
0171 (Alternate Card Acceptor Description Data) or PDS 0178 (Alternate Card Acceptor
Description Data 2).
For airline transactions (identified by a value of 3000 through 3299 or 4511 in DE 26––Card
Acceptor Business Code [MCC]), the information in DE 43 (Card Acceptor Name/Location),
subfield 1 (Card Acceptor Name) should reflect the airline name and not that of an
intermediate processor or travel agent. Please refer to the Airline Transaction Requirements
documented in subfield 1 (Card Acceptor Name) for more information.
For airlines with a uniquely assigned card acceptor business code (MCC) (values 3000–3299),
the card acceptor address fields (street address, city, state, postal code, and country) may
reflect either the airline’s headquarters information or the location of where the ticket was
purchased but not a combination of the two.
For all other airline transactions using card acceptor business code (MCC) value 4511, the card
acceptor address fields (street address, city, state, postal code, and country) must contain the
address of the airline’s headquarters, unless prior arrangement has been made with
Mastercard. Acquirers requesting an exemption to this requirement may do so by sending an
email to ps_data_integrity@[Link].
All U.S.-acquired transactions submitted with a value of 4511 in DE 26 (Card Acceptor
Business Code [MCC], from a travel agent for travel agency fees should provide the value of
“AGNT FEE,” followed by the travel agency name, in DE 43, subfield 1 (Card Acceptor Name).
The address information in DE 43 should reflect the travel agency address and location, and
not a combination of other information.

Subfield 1—Card Acceptor Name (or Payment Facilitator and Sub-Merchant

Information, if applicable)
DE 43 (Card Acceptor Name/Location), subfield 1 contains the card acceptor name, DBA
name, or ATM owning institution name.

Attribute Value

Subfield ID n-2 01

Subfield Length n-2 22

Data Representation ans...22

Justification Left

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

The following are rules for subfield 1 (Card Acceptor Name):

• The acquirer must ensure that the name of the payment facilitator appears in DE 43,
subfield 1 in conjunction with the name of the sub-merchant. The payment facilitator
name, in full or in abbreviated form, must be three, seven, or 12 characters in length,
followed by an asterisk and the sub-merchant name.
• If the card acceptor is a Staged Digital Wallet Operator (DWO) that obtained authorization
for the transaction from the issuer at the time of the consumer’s purchase of products or
services from a retailer, then the Staged DWO name must appear in conjunction with the
retailer’s name. Positions 1–7 must contain the full or abbreviated Staged DWO name,
followed by the “*” symbol and the retailer name, unless the retailer is identified with a
card acceptor business code (MCC) in the 3xxx series. If the retailer is an airline identified
with an MCC in the 3000 to 3299 range, then only the abbreviated airline name must
appear. If the retailer is a car rental agency identified with an MCC in the 3351 to 3441
range or a lodging establishment identified with an MCC in the 3501 to 3999 range, then
only the car rental agency or lodging establishment retailer name must appear.
• Mexico only—The special character ampersand (&) is a valid value. The following characters
are prohibited:
– Lowercase letters
– Accents
– The letter enye (Ñ)
– More than one space between words
– Space as a first character
• The Card Acceptor Name should contain the same name as imprinted or printed on the
transaction information document (TID)—the name most recognizable to the cardholder.
Refer to section 5.7.3, “Merchant and Submerchant Name Information” in Chapter 5 of
the Mastercard Rules manual for more information.
• Acquirers must identify a merchant chain/franchise by providing either PDS 0176
(Mastercard Assigned ID) with the ID assigned to the chain/franchise, or by providing the
chain/franchise name in DE 43, subfield 1 (Card Acceptor Name). If the merchant is part of
a chain/franchise and the cardholder would not recognize the chain/franchise name,
acquirers must provide the recognizable name in DE 43, subfield 1 and must provide PDS
0176 to reflect the chain or franchise identification. Whenever an acquirer has been
provided a Mastercard Assigned ID for a merchant customer, they must identify that
merchant by providing PDS 0176.
• The Card Acceptor Name must contain the chain/franchise merchant name at the
beginning of this subfield. If a chain is listed in the 3000–3999 range of card acceptor
business codes (MCCs), use the exact chain name. If the merchant is part of a chain/
franchise and the cardholder would not recognize the chain/franchise name, populate the
recognizable name in DE 43, subfield 1, and provide PDS 0176 (Mastercard Assigned ID).
(A chain/franchise merchant is one of multiple merchant outlets selling the same line of
goods or services, or authorized to sell a company’s goods or services in a particular place.)
This mandate will not be associated with any edits in GCMS; instead, it will be monitored
and edited in the Clearing Data Integrity Monitoring Program.

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

• The Card Acceptor Name should contain a unique identifier at the end of this subfield
following the Card Acceptor Name/DBA Name if the merchant has more than one property
in a city.
• If a unique TID reference number is provided in this subfield, it must follow the Card
Acceptor Name/DBA Name.
• For lodging transactions, “No show” may be used at the end of the Card Acceptor Name if
appropriate.
• For in-flight commerce transactions, the service provider’s name followed by the flight
identification must be provided in Card Acceptor Name. The flight identification must be a
recognizable identification of the airline. It is not required to contain the airline’s alphabetic
indicator as defined by the International Air Transport Association (IATA).
• For telephone service transactions that are card-activated, the telephone number dialed
and duration of the telephone call must be provided in Card Acceptor Name.
• For Internet transactions, DE 43, subfield 1 should contain the Web site name that the
cardholder would most recognize. For example, if a cardholder accesses a shopping site
from a home page such as Yahoo!, and makes a purchase, the transactions’s DE 43
subfield 1 should contain the actual merchant’s name instead of Yahoo!. In addition, DE 26
(Card Acceptor Business Code [MCC]) should reflect the primary line of business for the
site of purchase.
• For Payment transactions which contain a value of 28 in DE 3 (Processing code), subfield 1
(Cardholder Transaction Type), DE 43, subfield 1 should contain the name of the payment
provider instead of the individual payee’s name.
• For transactions from catalog companies, DE 43, subfield 1 should contain the catalog
name most recognized by the cardholder instead of the parent company name.
• For processing intracountry recurring payment transactions relating to a bill invoiced to the
cardholder in the Europe region, Mastercard recommends that in the First Presentment/
1240 message, the merchant name in DE 43 (Card Acceptor Name/Location), subfield 1
(Card Acceptor Name) be followed by a space, the word “BILL” (or the local language
equivalent), a space, and the bill reference number.
The following are system requirements for this subfield:
This subfield is mandatory and must contain data in First Presentments/1240, Second
Presentments/1240, First Chargebacks/1442, and Arbitration Chargebacks/1442 messages. It
must end with a backslash (\) delimiter and be left-justified. It is variable length, 1–22
positions. It cannot contain all low values, all high values, or all spaces. It cannot contain
backslashes other than at the end of the subfield.

Airline Transaction Requirements

The following are the requirements for airline transactions:
• For airline transactions acquired in the U.S. region, the abbreviated airline name, not to
exceed nine positions, must be provided in the Card Acceptor Name for all messages. If
more than nine positions are provided, anything after position 9 must be a space up to the
backslash delimiter. The ticket number and complete itinerary data must be provided in the

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

Financial Detail Addendum (Passenger Transport Detail)/1644 messages. The airline ticket
number must not be provided in the Card Acceptor Name.
• For airline transactions acquired outside the U.S. region, the abbreviated carrier name must
be provided in positions 1–9, followed by the ticket number in the Card Acceptor Name
subfield, if the customer is provided with the airline/railway ticket identifier.

Subfield 2—Card Acceptor Street Address

DE 43 (Card Acceptor Name/Location), subfield 2 contains the card acceptor street of the
merchant or, if a payment facilitator is involved in the transaction, the sub-merchant. If a
payment facilitator is involved in the transaction, this subfield should contain the street
address of the sub-merchant.

Attribute Value

Subfield ID: n-2 02

Subfield Length: n-2 48

Data Representation: ans...48

Justification Left

The following are requirements for subfield 2 (Card Acceptor Street Address):
• DE 43, subfield 2 should contain the specific merchant location address where the
transaction occurred. In some instances such as mobile lines of businesses (for example,
trains and taxis) or non-face-to-face transactions, this field may reflect the merchant
headquarters address in lieu of the point-of-sale location. For all other instances, including
hotels, the point-of-sale street address should be provided.
• DE 43, subfield 2 should not contain the address of the acquirer processor or the payment
facilitator.
• For non-face-to-face or Internet transactions, DE 43, subfield 2 should match the card
acceptor’s billing or physical street address or contain the card acceptor’s headquarters
address.
• Acquirers should populate DE 43, subfield 2 with “UNKNOWN” if the street address is
required but not reasonably available, when not reported by the card acceptor.

NOTE: Reasonably available means the street address needs to be populated for at least 98
percent of all card accepter locations submitted by an acquirer. Acquirers are expected to
make a good faith effort to successfully supply the street address except in small (2
percent or less) unusual situations. Street addresses will be validated in the data integrity
program against publicly available address sources to determine the validity of the address
supplied, in conjunction with the city and postal codes provided.
• The Card Acceptor Street Address provided must correspond to the other card acceptor
location information provided in DE 43.

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

• For First Presentment/1240 messages, a card acceptor street address is mandatory for all
non-ATM transactions. Please refer to the appropriate regional Interchange Manual to
determine the IRDs which require the presence of this subfield.
• A valid card acceptor street address is required for First Presentment/1240, Second
Presentment/1240, and First and Arbitration Chargeback/1442 transactions submitted for
the appropriate Canada region interchange rate programs. For more information, refer to
the Interchange Manual—Canada Region.
• For First Presentment/1240 messages, DE 43, subfield 2 must be present for Commercial
Card transactions in and between participating countries where value-added tax (VAT)
applies. The edit validates that DE 43, subfield 6 (Card Acceptor Country Code) and the
country code associated with the issuer account range in DE 2 (Primary Account Number)
are on the list of participating countries. Participating VAT countries will be announced via
the Operations Bulletin and identified via the VAT Indicator in Table IP0028T1 (Country
Codes) of the Mastercard Parameter Extract (MPE).
• If present, DE 43, subfield 2 must be left-justified and cannot contain all spaces, zeros, low
values, or high values.
• For all other transaction types, this subfield is optional.
• This subfield cannot contain backslashes other than at the end of the subfield.
• Whether populated or not, this subfield must end with a backslash (\) delimiter.

Subfield 3—Card Acceptor City

DE 43 (Card Acceptor Name/Location), subfield 3 contains the card acceptor city of the
merchant or, if a payment facilitator is involved in the transaction, the sub-merchant.

Attribute Value

Subfield ID: n-2 03

Subfield Length: n-2 13

Data Representation: ans…13

Justification Left

The following are requirements for subfield 3:

• DE 43, subfield 3 must contain the location information of the sub-merchant, not the
payment facilitator.
• For vehicle rental transactions, Card Acceptor City should contain the vehicle rental return
location.
• For a card acceptor location that is not fixed (for example, aboard a train, taxi, or ship), the
most appropriate location of primary business (for example, train station or taxi station)
should be provided and must correspond to the other card acceptor location information
provided in DE 43. For example, each train or taxi that accepts credit cards is not
considered a separate location, but instead a separate merchant terminal based from a
primary location.

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

• For non-face-to-face or Internet transactions, DE 43, subfield 3 should match the city of
the card acceptor’s billing or physical address.
• For U.S. and Canada acquired First Presentment/1240 transactions, PDS 0170, subfield 1
(Customer Service Phone Number) must be present when DE 22 (Point of Service Data
Code), subfield 5 (Cardholder Present Data) is equal to 2 (cardholder not present, mail
transaction), 3 (cardholder not present, phone transaction), or 4 (cardholder not present,
standing [recurring] transaction). If a toll-free customer service phone number is provided in
PDS 0170, the most appropriate location should be provided in the Card Acceptor City
subfield and should correspond to the other card acceptor location information provided in
DE 43.
• For in-flight commerce, mailed purchases, and gaming transactions, the service provider’s
customer service telephone number must be provided in Card Acceptor City or PDS 0170
(Card Acceptor Inquiry Information). It is not required to be a toll-free number. If a
customer service phone number is provided in PDS 0170, the most appropriate location
must be provided in the Card Acceptor City subfield and must correspond to the other card
acceptor location information provided in DE 43.
• For electronic commerce transactions, either the card acceptor’s customer service telephone
number or Web site URL address must be provided. If a Web site URL address is provided, it
should be placed in PDS 0175 (Card Acceptor URL). If a card acceptor’s customer service
telephone number is provided, it may be placed in either DE 43, subfield 3 (Card Acceptor
City) or in PDS 0170 (Card Acceptor Inquiry Information). If a customer service phone
number is provided in PDS 0170, the most appropriate location must be provided in the
Card Acceptor City subfield and must correspond to the other card acceptor location
information provided in DE 43.
• For Payment transactions, processing code 28, the payment service provider’s customer
service telephone number or Web site URL address should no longer be provided in either
DE 43, subfield 3 (Card Acceptor City) or in PDS 0170 Card Acceptor Inquiry Information. If
Web site URL address information is provided, it should be submitted using PDS 0175
(Card Acceptor URL). If a card acceptor’s customer service telephone number is provided, it
should be placed in PDS 0170 (Card Acceptor Inquiry Information) and should not be
submitted in DE 43, subfield 3 (Card Acceptor City).
• DE 43, subfield 3 must use local spelling. For example, in Italy, use the city name Firenze,
instead of Florence.
• For cities located in the U.S., DE 43, subfield 3 must match the U.S. Postal Service list of
acceptable cities and spellings for the postal code submitted in DE 43, subfield 4 (Card
Acceptor Postal [ZIP] Code).
• The Card Acceptor City is mandatory on all transaction types except Payment Transactions
and ATM Transactions.
• The telephone number for these transactions should be provided in PDS 0189 (Point-of-
Interaction [POI] Phone Data) and also optionally may be provided in DE 43, subfields 1 or
3. If the telephone number is provided in PDS 0189, the most appropriate merchant
location must be provided in the Card Acceptor City subfield and must correspond to the
other card acceptor location information provided in DE 43.
• For First Presentment/1240 messages, the Card Acceptor City cannot be blank or space-
filled unless the transaction is a Payment Transaction. For Second Presentment/1240 and
Chargeback/1442 messages, the Card Acceptor City cannot be space-filled unless the

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

transaction is a non–face-to-face or in-flight commerce transaction, in which case PDS

0170 (Card Acceptor Inquiry Information) must be present. If the transaction is a Payment
Transaction, the Card Acceptor City can be space-filled.
• This subfield cannot contain backslashes other than at the end of the subfield.
• Whether populated or not, this subfield must end with a backslash (\) delimiter. It cannot
contain all low values or all high values.
• Mastercard will allow and populate in DE 43, subfield 3 text other than space or valid city
(for example: “easysavings”) when PDS 0158 (Business Activity), subfield 4 (Interchange
Rate Designator) contains value EZ for a U.S. intraregional or Canada intracountry Easy
Savings transaction. Mastercard initiates these rebate transactions, which do not impact
acquiring transactions.

Subfield 4—Card Acceptor Postal (ZIP) Code

DE 43 (Card Acceptor Name/Location), subfield 4 should contain the postal code where the
transaction occurred.

Attributes

Data Representation: ans-10

Data Field: Contents of positions 84–93

Justification: Left

The following are rules for subfield 4:

• DE 43, subfield 4 must contain the location information of the merchant, not the payment
facilitator.
• For non-face-to-face or Internet transactions, DE 43, subfield 4 should match the postal
code of the card acceptor’s physical or billing address.
• The Postal (ZIP) Code provided must be consistent with the Card Acceptor City provided, or
the Card Acceptor State/Province or Region Code, if applicable.
• Acquirers in the countries for which DE 43, subfield 4 are required, except for the U.S.,
may populate this field with a value of “UNKNOWN” if not reasonably available, when not
reported by the card acceptor.

NOTE: Reasonably available means the postal code needs to be populated with an actual
valid postal code for the address supplied for at least 98 percent of all card accepter
locations submitted by an acquirer. Acquirers are expected to make a good faith effort to
successfully supply the postal code except in small (2 percent or less) unusual situations.
Postal Codes will be validated in the data integrity program against publicly available
address sources to determine the validity of the address supplied, in conjunction with the
city and street address provided.

The following are requirements for subfield 4:

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

• For First Presentment/1240 messages, a valid Postal (ZIP) code is mandatory and cannot
contain all spaces, zeros, nines, or nonprintable characters for non-ATM transactions.
• The Postal (ZIP) Code must correspond to the other card acceptor location provided in DE
43.
• For U.S. region card acceptors, acquirers should provide a five-digit or nine-digit ZIP Code.
• This subfield must be present and must contain a postal code or all spaces. This subfield
cannot contain all low values or all high values.
• This subfield must contain all spaces or postal code and cannot contain all low or all high
values.

Subfield 5—Card Acceptor State, Province, or Region Code

DE 43 (Card Acceptor Name/Location), subfield 5 should match the state/province/region code
of the card acceptor’s billing or physical address for non-face-to-face or Internet transactions.

Attributes

Data Representation: ans-3

Data Field: Contents of positions 94–96

Justification: Left

The following are requirements for subfield 5:

• DE 43, subfield 5 must contain the location information of the merchant, not the payment
facilitator.
• For Presentments/1240, Chargebacks/1442, Retrievals/1644, and Fee Collections/1740, if
DE 43, subfield 6 contains USA or CAN, subfield 5 must contain a valid state or province
code for the country identified.
• When submitted for a First Presentment/1240 transaction, subfield 5 cannot contain all low
values or high values.
• The U.S. Postal Service has established three “state” codes that, when combined with a
five-digit ZIP Code from a specific range, will identify the Air/Army Post Office (APO) or
Fleet Post Office (FPO) of a U.S. military unit. The U.S. military state codes are available for
use in all authorization and clearing messages. The U.S. military state codes are as follows.
• Mastercard will allow and populate DE 43, subfield 5 to contain text other than valid state
code (for example: “com”) when PDS 0158 (Business Activity), subfield 4 (Interchange Rate
Designator) contains value EZ for a U.S. intraregional or Canada intracountry Easy Savings
transaction. Mastercard initiates these rebate transactions, which do not impact acquiring
transactions.

U.S. Military “State” State Code

Armed Forces Africa AE

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 Data Element Definitions
DE 43—Card Acceptor Name/Location

U.S. Military “State” State Code

Armed Forces Americas AA

Armed Forces Canada AE

Armed Forces Europe AE

Armed Forces Middle East AE

Armed Forces Pacific AP

Subfield 6—Card Acceptor Country Code

DE 43 (Card Acceptor Name/Location), subfield 6 contains the card acceptor country of the
merchant or, if a payment facilitator is involved in the transaction, the sub-merchant.

Attributes

Data Representation: ans-3

Data Field: Contents of positions 97–99

Justification: Left

The following are requirements for subfield 6:

• DE 43, subfield 6 must contain the location information of the merchant, not the payment
facilitator.
• This subfield always must contain a valid three-character ISO alphabetic country code in the
following messages:
– First Presentment/1240
– First Chargebacks/1442 and Arbitration Chargebacks/1442
– Second Presentments/1240
– Retrieval Request/1644
– Retrieval Request Acknowledgement/1644
– Fee Collection (Retrieval Fee Billing)/1740
– Fee Collection (Handling Fees)/1740
– Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740
• When DE 43 is provided in the following messages, this subfield must contain a valid three-
character ISO alphabetic country code:
– Retrieval Request/1644
– Retrieval Request Acknowledgement/1644
– Fee Collection (Retrieval Fee Billing)/1740

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 Data Element Definitions
DE 48—Additional Data

– Fee Collection (Handling Fees)/1740

– Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740
• If the transaction took place within the United States, this subfield must contain the value
USA.
• For all other messages, this subfield is required unless exempted by Corporation rules.
• If the transaction occurred in the U.S. territories of Guam, Virgin Islands, or Puerto Rico,
this subfield must contain the appropriate three-position country code of GUM, VIR, or PRI.
It must not contain the value USA.

DE 48—Additional Data
DE 48 (Additional Data) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service data for which a
specific ISO data element is unavailable.

Attributes

an...999; LLLVAR

Length Field: 3 positions, value = 008–999

Data Field: Variable length, 8–999 positions

Subelements: See “Values”

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

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 Data Element Definitions
DE 48—Additional Data

Message Type Identifier Org Sys Dst

File Trailer (Clearing System-generated)/1644 • X M

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M X M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M X M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M X M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M

Financial Detail Addendum (Lodging Summary)/1644 M X M

Financial Detail Addendum (Temporary Services)/1644 M X M

Financial Detail Addendum (Shipping/Courier Services)/1644 M X M

Financial Detail Addendum (Payment Transaction Detail)/1644 M X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M X M

Financial Detail Addendum (Travel Agency Detail)/1644 M X M

Financial Detail Addendum (Lodged Account Detail)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M X M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ M X M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M X M

Financial Detail Addendum (Corporate Line Item Detail)/1644 M X M

Financial Detail Addendum (Generic Detail)/1644 M X M

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 Data Element Definitions
DE 48—Additional Data

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Healthcare)/1644 M X M

Financial Detail Addendum (Private Label Common Data)/1644 M X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M X M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

Second Presentment/1240 M X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

Retrieval Request Acknowledgement/1644 M X M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Currency Update/1644 • X M

This data element is a “carrier” data field for private data subelements (PDSs) that supplement
the original ISO 8583–1993 specification. These PDSs are annotated with the prefix PDS (for
example, PDS 0001 and PDS 0158) for documentation purposes throughout this publication
to distinguish them from the ISO-standard data elements, which are simply numbered DE 1–
DE 128.

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 Data Element Definitions
DE 49—Currency Code, Transaction

Encoding of PDSs is always initiated in DE 48. If the resulting data space required to contain all
PDSs for a message exceeds the maximum length of DE 48 (999 positions), the following data
elements are employed, in sequential order, to contain PDS data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 each may contain a maximum of 999 positions, each of
encoded PDS information.

Values
This data element contains one or more PDSs in PDS-encoded format.
PDSs are formatted using a “tag-length-data” encoding procedure, shown below.

Number Positions Description

1 1–4 First PDS tag (ID)

2 5–7 First PDS data length

3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 48 to exceed 999 positions.
Refer to the beginning of Chapter 8 in this manual for additional information about PDS
definitions and an example.

DE 49—Currency Code, Transaction

DE 49 (Currency Code, Transaction) defines the DE 4 (Amount, Transaction) currency.

Attributes

Data Representation: n-3

Length Field: None

Data Field: Fixed length, 3 positions

Subfields: None

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 Data Element Definitions
DE 49—Currency Code, Transaction

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 • X M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

DE 49 is required in messages whenever DE 4 is present. It also may be used in Reconciliation

or Administrative messages to identify currencies referenced in those messages.
ISO standard currency codes define the currency type, the country of origin, and the implied
decimal point location for the related amount data as defined in the ISO 4217 specification.
First Chargeback, Second Presentment, and Arbitration Chargeback messages must adhere to
the currency rules outlined in the Chargeback Guide. In some cases currency conversion is
required based on the guidelines below:
• Transactions that qualify for intracurrency settlement may use the intracurrency settlement
currency.

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 Data Element Definitions
DE 50—Currency Code, Reconciliation

• Intra-European and inter-European transactions (transactions exchanged between two

European customers) allow for:
– Original presentment transaction currency (DE49 from the First Presentment)
– Reconciliation currency (DE50 from the previous message [DE50 from First Presentment
when submitting First Chargeback])
• All other conditions require the Chargeback, Second Presentment, and/or Arbitration
Chargeback to be submitted in U.S. Dollars.

NOTE:
For more information on currency conversion, refer to the GCMS Reference Manual.

Values
ISO standard numeric currency codes must be used.
This data element may contain the global base currency code in an acknowledgement 1644–
680 or 1644–685 reconciliation message if the processed file contained only non-financial
messages, depending on customer-reconciliation category options.

Related Required Data Element and PDS

The following data element and PDS are required whenever DE 49 is present:
• DE 4 (Amount, Transaction)
• PDS 0148 (Currency Exponents)

DE 50—Currency Code, Reconciliation

DE 50 (Currency Code, Reconciliation) defines the DE 5 (Amount, Reconciliation) currency.

Attributes

Data Representation: n-3

Length Field: None

Data Field: Fixed length, 3 positions

Subfields: None

Justification: N/A

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 Data Element Definitions
DE 50—Currency Code, Reconciliation

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 • X M

Fee Collection (Handling Fees)/1740 • X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 • X M

Administrative Messages

Currency Update/1644 • X M

DE 50 is required in messages whenever DE 5 is present. If the transaction originator provides

DE 5, it also must provide DE 50. The transaction originator should provide this only for a
bilateral transaction, otherwise GCMS will override. If the clearing system provides DE 5, it will
provide DE 50. It also may be used in Reconciliation or Administrative messages to identify
currencies referenced in those messages.
ISO standard currency codes define the currency type, the country of origin, and the implied
decimal point location for the related amount data as defined in the ISO 4217 specification.

Values
ISO standard numeric currency codes must be used.

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 Data Element Definitions
DE 51—Currency Code, Cardholder Billing

This data element may contain the global base currency code in an acknowledgement 1644–
685 reconciliation message if the processed file contained only non-financial messages.

Related Required Data Element and PDS

The following data element and PDS are required whenever DE 50 is present:
• DE 5 (Amount, Reconciliation)
• PDS 0148 (Currency Exponents)

DE 51—Currency Code, Cardholder Billing

DE 51 (Currency Code, Cardholder Billing) defines the DE 6 (Amount, Cardholder Billing)

currency, and DE 111 (Amount, Currency Conversion Assessment) currency.

Attributes

Data Representation: n-3

Length Field: None

Data Field: Fixed length, 3 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

Second Presentment/1240 C X C

DE 51 is required in messages whenever DE 6 is present. If the transaction originator provides

DE 6, it also must provide DE 51. The transaction originator should provide this only for a

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 Data Element Definitions
DE 54—Amounts, Additional

bilateral transaction; otherwise, GCMS will override. If the clearing system provides DE 6, it
will provide DE 51.
ISO standard currency codes define the currency type, the country of origin, and the implied
decimal point location for the related amount data as defined in the ISO 4217 specification.

Values
ISO standard numeric currency codes must be used.

Related Required Data Element and PDS

The following data element and PDS are required whenever DE 51 is present:
• DE 6 (Amount, Cardholder Billing)
• PDS 0148 (Currency Exponents)

DE 54—Amounts, Additional
DE 54 (Amounts, Additional) are additional amounts and related account data for which
specific data elements have not been defined.

Attributes

Data Representation: ans-20; LLLVAR

Length Field: 3 positions, value = 020–240 in increments of 20

Data Field: Variable length, 20–240 positions

Subfields: 5 subfields for each additional amount occurrence

Occurrences: 1–12

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages C • C

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 Data Element Definitions
DE 54—Amounts, Additional

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Transactions with surcharges (DE 54, subfield 2 = 42) are systemically permitted for all
processing codes in DE 3 (Processing Code). However, customers should refer to the
Mastercard Rules for standards pertaining to the areas in which they process.
DE 54 is required in Purchase with Cash Back transactions (Cardholder Transaction Type, DE 3,
subfield 1 = 09) to indicate the cash back amount of the transaction.
The following describes usage expectations for transactions containing one or more of the
following Amount Types: cash back amount, surcharge amount, or POI Amount.
• If DE 54 is present in a First Presentment/1240 message and indicates surcharging,
customers:
– Should not provide DE 54 in First Chargeback (Partial)/1442 or subsequent life cycle
messages;
– Should provide DE 54 in First Chargeback (Full)/1442 and subsequent life cycle
messages;
– Must provide the total amount of the Brand-Level Surcharge or Product-Level Surcharge
amount in DE 54 in the First Chargeback/1442 message regardless of whether the
chargeback is for the partial or full amount of the transaction and subsequent life cycle
messages.
– The first DE 54 occurrence will represent either the cash back amount information (DE
54, subfield 2 = 40) or the surcharging information (DE 54, subfield 2 = 42).
– The second DE 54 occurrence will represent the original transaction amount and
transaction currency, including either cash back amount or the surcharge amount.
• If DE 54 is present in a First Presentment/1240 message and indicates that a POI currency
conversion service (also known as dynamic currency conversion [DCC]) was used by the
cardholder, then the updated amount and currency are located in DE 4 (Amount,
Transaction) and DE 49 (Currency Code, Transaction), respectively. DE 54 contains the
original transaction amount and currency information.
• DE 54 will occur multiple times if Purchase with Cash Back (DE 3, subfield 1 [Cardholder
Transaction Type] = 09) or surcharging occurs, and the POI currency conversion service
(DCC) updated DE 4 (Amount, Transaction) and DE 49 (Currency Code, Transaction).
• Occurrences are described as follows:
– The first DE 54 occurrence will represent either the cash back amount information (DE
54, subfield 2 = 40) or the surcharging information (DE 54, subfield 2 = 42).
– The second DE 54 occurrence will represent the original transaction amount and
transaction currency, including either cash back amount or the surcharge amount.

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 Data Element Definitions
DE 54—Amounts, Additional

NOTE: For information about the Brand-Level Surcharge or Product-Level Surcharge,

refer to the Mastercard Rules manual, Chapter 10, “Asia/Pacific Region Rules,” Rule
5.11.2, “Charges to Cardholders,”; Chapter 13, “Latin America and the Caribbean Region
Rules,” Rule 5.11.2, “Charges to Cardholders,”; and Chapter 15, “United States Region
Rules,” Rule 5.11.2, “Charges to Cardholders.”
– Each DE 54 occurrence within a transaction must have a unique DE 54, subfield 2
(Additional Amount, Amount Type) value.
– The sum of all DE 54, subfield 5 occurrences should be equal to or less than DE 4
(Amount, Transaction). Occurrences with Amount, Surcharge (DE 54, subfield 2 = 42)
and POI Amount (DE 54, subfield 2 = 58) are excluded from the sum.
In support of local government regulations, the Clearing system will determine whether
interchange should be applied to transactions containing a surcharge. Interchange may be
applied to surcharged transactions when:
• The combination of Card Program Identifier, Business Service Level and Business Service ID
permits interchange with surcharging OR
• The Card Acceptor Country Code (DE 43, subfield 6) and the issuing account range
(derived from PAN [DE 2]) country code are the same and the country permits interchange
in combination with surcharging.

NOTE:
Although this edit will not produce an error, it will identify transactions qualifying for ATM
surcharging.

Related Required Data Elements and PDSs

For First Presentment/1240 messages in which a healthcare eligibility amount is included:
• DE 54, subfield 2 must be 10 (Healthcare Eligibility Amount)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be C (Credit) or D (Debit)
• DE 54, subfield 5 must contain the healthcare eligibility amount
For First Presentment/1240 messages in which a prescription eligibility amount is included:
• DE 54, subfield 2 must be 11 (Prescription Eligibility Amount)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be C (Credit) or D (Debit)
• DE 54, subfield 5 must contain the prescription eligibility amount
When DE 54 is present in First Presentment/1240 messages in which DE 3, subfield 1
(Cardholder Transaction Type) is 09 (Purchase with Cash Back):
• DE 54, subfield 2 must be 40 (Amount, Cash Back)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be D (Debit)

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 Data Element Definitions
DE 54—Amounts, Additional

• DE 54, subfield 5 must contain the cash back amount. This subfield may contain all zeros if
the issuer has declined the cash back portion of the transaction. This amount must be less
than the DE 4 (Amount, Transaction) amount.
For First Presentment/1240 messages in which a surcharge is included:
• DE 54, subfield 2 must be 42 (Amount, Surcharge)
• DE 54, subfield 3 must contain the same currency as DE 49 (Currency Code, Transaction)
• DE 54, subfield 4 must be D (Debit).
• DE 54, subfield 5 must contain the surcharge amount.
• For processing codes 30, 91, or 92, this amount must be equal to the DE 4 (Amount,
Transaction) amount.
• For processing codes other than 30, 91 or 92, this amount must be less than the DE 4
(Amount, Transaction) amount.
For First Presentment/1240 messages when POI currency conversion (also known as dynamic
currency conversion [DCC]) is performed, DE 54 must be present and:
• DE 54, subfield 2 must be 58 (Amount, POI Amount)
• DE 54, subfield 3 must contain the pre-conversion currency of the purchase or withdrawal,
which must be a different currency from DE 49 (Currency Code, Transaction).

NOTE:
For First Presentment/1240 messages only.

• DE 54, subfield 4 must be C (Credit) or D (Debit)

• DE 54, subfield 5 must contain the pre-conversion transaction amount. The cash back
portion of a Purchase with Cash Back transaction, or a surcharge, will be included in this
amount.

DE 54 Subfields
DE 54 may contain one to 12 occurrences of additional amounts.
Each additional amount consists of five subfields as defined in the following table. Each field
requires 20 positions; the length of this data element must be a multiple of 20, with a
maximum length of 240 positions.

Number Positions Name Attribute Justification

1 1–2 Additional Amount, Account Type n-2 N/A

2 3–4 Additional Amount, Amount Type n-2 N/A

3 5–7 Additional Amount, Currency Code n-3 N/A

20 For intracountry India activity, the cash back amount can be equal to the DE 4 (Amount, Transaction) amount.

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 Data Element Definitions
DE 54—Amounts, Additional

Number Positions Name Attribute Justification

4 8 Additional Amount, Amount Sign a-1, value of N/A

D or C

5 9–20 Additional Amount, Amount n-12 Right

All subfields must be present whenever DE 54 is present.

All subfields are present for each amount occurrence. The values to be used for each subfield
are described in the following text.

Subfield 1: Additional Amount, Account Type

The account type is a two-digit code as defined for digits 3 and 4 or digits 5 and 6 of DE 3
(Processing Code). The account type must be 00 (default account).

Subfield 2: Additional Amount, Amount Type

The Amount Type that the clearing system supports for transactions is in the following table.

Value Description

10 Healthcare Eligibility Amount

11 Prescription Eligibility Amount

12 Vision Rx Eligibility Amount

17 Prepaid Online Bill Pay Fee Amount

40 Amount, Cash Back

42 Amount, Surcharge

44 Amount Gratuity

58 Amount, POI Amount

Subfield 3: Additional Amount, Currency Code

Subfield 3 identifies the currency of the Additional Amount.
This subfield must contain a valid ISO numeric currency code.

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Subfield 4: Additional Amount, Amount Sign

The amount sign indicates whether the Additional Amount must be debited (D) or credited
(C). For all messages with a purchase with cash back, a surcharge amount type, or both, the
sign must be D. For all other amount types, the sign is from the issuer’s perspective on the
First Presentment/1240 message and will not change in subsequent life cycle or reversal
messages.

Subfield 5: Additional Amount, Amount

Subfield 5 is the amount value for the Additional Amount Type in the Additional Amount
Currency.
All currency amounts are expressed in the minor unit of currency without a decimal separator,
in accordance with ISO standards for currency notation. For example, a transaction amount of
GHP 212.50 is expressed as 000000021250.
The clearing system will verify that when the First Presentment/1240 message contains an
Amount with Cash Back (DE 54, subfield 2 = 40) or an Amount, Surcharge (DE 54, subfield 2
= 42), these amounts must be equal to or less than the total transaction amount (DE 4). For
processing codes 30, 91, or 92, this amount must be equal to the total transaction amount
(DE 4). For processing codes other than 30, 91, or 92, this amount must be less than the total
transaction amount (DE 4).
The Additional Amount, Amount must contain the amount in the same currency as DE 49 on
life cycle messages.

DE 55—Integrated Circuit Card (ICC) System-Related Data

DE 55 (Integrated Circuit Card [ICC] System-Related Data) contains data related to ICC
systems.

Attributes

Data Representation: b…255; LLLVAR

Length Field: 3 positions, value = 001–255

Data Field: Variable length, 1–255 positions

Subelements: See “Values”

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

DE 55 must be provided for all chip transactions except for refund transactions.
If present, DE 55 cannot contain all spaces, all zeros, all low values, or all high values.
If present and maximum length (255), DE 55 must be left justified and zero (low value hex 00)
filled.
If DE 55 is present and is greater than 255 characters in length, then the Clearing Platform will
reject the transaction with a format error:
• DE 39 (Response Code) value of 30 (Format Error)
• DE 44 (Additional Response Data) includes DE 55 as a data element with a format error.

Values
DE 55 contains chip data formatted in accordance with the Europay, Mastercard, and Visa
(EMV) chip specification.
If present, DE 55 cannot contain all spaces, zeros, low values, or high values.
DE 55 data is presented in binary format and contains the data used locally by a card’s chip at
a chip-capable terminal. In a First Presentment/1240, the acquirer should not modify this data
but instead pass it unaltered to the issuer.
Chip data in DE 55 consists of a series of components in a “tag-length-data” format, similar
to the presentation of PDSs in DE 48 (Additional Data). The following table shows the layout.

Number Positions Description

1 1 or 1–2 First chip subelement tag (ID)

2 2 or 3 First chip subelement data length

3 3-xxx or 4–xxx First chip subelement data (variable length)

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Components 1–3 must be repeated as needed until all chip subelements are presented. The
length of the “tag” component is either 1 or 2, depending on the definition of the tag in
EMV chip. The length of the “data length” component is always one in DE 55.

Mandatory and Conditional Subelements

When customers send DE 55 in clearing messages related to a chip transaction, the following
data elements must be present.

Each Total
Componen Componen Subelemen
Subelement Description Tag Value Format t t Length t Length

Application Cryptogram (AC) 9F26 b8 tag 2 11

length 1

data 8

Cryptogram Information Data 9F27 b1 tag 2 4

length 1

data 1

Issuer Application Data (IAD) (Must 9F10 b1..32, tag 2 4–35

be provided by the acquirer if the VAR
corresponding data object is
provided by the ICC to the terminal) length 1

data 1–32

Unpredictable Number 9F37 b4 tag 2 7

length 1

data 4

21 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of
binary data.
22 Lengths are in binary format.
23 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Each Total
Componen Componen Subelemen
Subelement Description Tag Value Format t t Length t Length

Application Transaction Counter 9F36 b2 tag 2 5

length 1

data 2

Terminal Verification Result 95 b5 tag 1 7

length 1

data 5

Transaction Date 9A b3 (n6) tag 1 5

length 1

data 3

Transaction Type 9C b1 (n2) tag 1 3

length 1

data 1

Amount Authorized (numeric) 9F02 b6 (n12) tag 2 9

length 1

data 6

Transaction Currency Code 5F2A b2 (n3) tag 2 5

length 1

data 2

21 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of
binary data.
22 Lengths are in binary format.
23 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Each Total
Componen Componen Subelemen
Subelement Description Tag Value Format t t Length t Length

Application Interchange Profile 82 b2 tag 1 4

length 1

data 2

Terminal Country Code 9F1A b2 (n3) tag 2 5

length 1

data 2

Amount, Other (numeric) 9F03 b6 (n12) tag 2 9

length 1

data 6

When cash back is not allowed by product rules, 9F03 can only either be absent or present with a zero
value. When cash back is allowed by product rules,
• If there is a cash back amount, 9F03 carries the cashback amount, and this data element is
mandatory.
• If there is no cash back amount, the value of 9F03 will be zero, in which case 9F03 can either be
absent or present with a zero value.

Optional Subelements
Customers may send the following subelements.

21 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of
binary data.
22 Lengths are in binary format.
23 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Each Total
Componen Componen Subelement
Subelement Description Tag Value Format t t Length Length

Cardholder Verification Method 9F34 b3 tag 2 6

(CVM) Results
length 1

data 3

Terminal Capabilities 9F33 b3 tag 2 6

length 1

data 3

Terminal Type 9F35 b1 (n2) tag 2 4

length 1

data 1

Interface Device Serial Number 9F1E b8 (an 8) tag 2 11

length 1

data 8

Transaction Category Code 9F53 b1 (an 1) tag 2 4

length 1

data 1 7–18

Dedicated File Name 84 b5...16 tag 1

length 1

data 5–16

24 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of
binary data.

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 Data Element Definitions
DE 55—Integrated Circuit Card (ICC) System-Related Data

Each Total
Componen Componen Subelement
Subelement Description Tag Value Format t t Length Length

Terminal Application version 9F09 b2 tag 2 5

Number
length 1

data 2

Transaction Sequence Counter 9F41 b2 (n..8) tag 2 5–7

length 1

data 2–4

Data from Authorization Request Response/0110

The following subelement may be present in the clearing message if it was present in the
Authorization Request Response/0110 message.

Each Total
Componen Component Subelement
Subelement Description Tag Value Format t Length Length

Issuer Authentication Data 91 b8..16 tag 1 10–18

(Provides data to be transmitted
length 1
to the card for issuer
authentication)
data 8–16

24 The hexadecimal representation is given here. Every two positions of hexadecimal data is one byte of
binary data.
25 Lengths are in binary format.
26 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.
25 Lengths are in binary format.
26 “Total Subelement Length” is the sum of that subelement’s tag, length, and data components.

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 Data Element Definitions
DE 62—Additional Data 2

DE 62—Additional Data 2
DE 62 (Additional Data 2) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is unavailable.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999

Data Field: Variable length, 8–999 positions

Subelements: See “Values”

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

Financial Detail Addendum (Passenger Transport Detail—General Ticket C X C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ C X C

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C X C

Financial Detail Addendum (Lodging Summary)/1644 C X C

Financial Detail Addendum (Temporary Services)/1644 C X C

Financial Detail Addendum (Shipping/Courier Services)/1644 C X C

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 Data Element Definitions
DE 62—Additional Data 2

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/1644 C X C

Financial Detail Addendum (Telephony Billing—Summary)/1644 C X C

Financial Detail Addendum (Telephony Billing—Detail)/1644 C X C

Financial Detail Addendum (Travel Agency Detail)/1644 C X C

Financial Detail Addendum (Lodged Account Detail)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 C X C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C X C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C X C

Financial Detail Addendum (Corporate Line Item Detail)/1644 C X C

Financial Detail Addendum (Generic Detail)/1644 C X C

Financial Detail Addendum (Healthcare)/1644 C X C

Financial Detail Addendum (Private Label Common Data)/1644 C X C

Financial Detail Addendum (Private Label Line Item Detail)/1644 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Reconciliation Messages

File Currency Summary/1644 • X C

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C X C

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 Data Element Definitions
DE 62—Additional Data 2

Message Type Identifier Org Sys Dst

Retrieval Request Acknowledgement/1644 C X C

Fee Collection (Retrieval Fee Billing)/1740 C X C

Fee Collection (Handling Fees)/1740 C X C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C X C

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), the
following ISO data elements are employed, in sequential order, to contain the remaining PDS
data:
• DE 62
• Additional Data 3 (DE 123)
• Additional Data 4 (DE 124)
• Additional Data 5 (DE 125)
DE 62, DE 123, DE 124, or DE 125 each may contain a maximum of 999 positions of encoded
PDS information.
DE 62 is present in an IPM message only if DE 48 cannot contain the full length of encoded
PDSs.
If both DE 48 and DE 62 are present in the message, DE 48 should contain as many complete
PDSs (tag+length+data) as fits into 999 bytes. The remaining complete PDSs should be
presented in DE 62, and then DE 123, DE 124, and finally DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62. If an entire PDS coding scheme
(tag-length-data) causes DE 48 to exceed 999 positions, the entire PDS coding scheme (tag-
length-data) must be presented in DE 62 instead. Therefore, the total length of DE 48 may be
less than 999 positions, with DE 62 containing additional PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDS data is formatted using a “tag-length-data” encoding procedure, shown below.

Number Positions Description

1 1–4 First PDS tag (ID)

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 Data Element Definitions
DE 63—Transaction Life Cycle ID

Number Positions Description

2 5–7 First PDS data length

3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 62 to exceed 999 positions.
Refer to the beginning of Chapter 8 in this manual for additional information about PDS
definitions and an example.

DE 63—Transaction Life Cycle ID

DE 63 (Transaction Life Cycle ID) contains subfields that allow for transaction life cycle control.
All life cycle messages such as Authorizations, Financials, Reversals, Retrievals, Fulfillments,
and Chargebacks are linked with the Life Cycle Support Indicator and Trace ID subfields.

Attributes

Data Representation: ans-16; LLLVAR

Length Field: 3 positions, value = 016

Data Field: Fixed length, 16 positions

Subfields: 2

Justification: See “Subfields”

ISO defines DE 63 as a variable-length field. Therefore, the DE 63 data is preceded by a three-

position length field. In the IPM format, customers still must precede the DE 63 data with a
three-position length field. This length field always will contain the value 016, and the data
that follows always must be exactly 16 positions long.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Data Element Definitions
DE 63—Transaction Life Cycle ID

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Financial Detail Addendum (Passenger Transport Detail—General Ticket C • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ C • C

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C • C

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

Financial Detail Addendum (Lodging Summary)/1644 C • C

Financial Detail Addendum (Temporary Services)/1644 C • C

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Payment Transaction Detail)/1644 C • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 C • C

Financial Detail Addendum (Travel Agency Detail)/1644 C • C

Financial Detail Addendum (Lodged Account Detail)/1644 C • C

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 C • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C • C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Generic Detail)/1644 C • C

Financial Detail Addendum (Healthcare)/1644 C • C

Financial Detail Addendum (Private Label Common Data)/1644 C • C

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 Data Element Definitions
DE 63—Transaction Life Cycle ID

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item Detail)/1644 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C • C

Retrieval Request Acknowledgement/1644 C • C

Fee Collection (Retrieval Fee Billing)/1740 C • C

Fee Collection (Handling Fees)/1740 C • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C • C

DE 63 data may be assigned at the time that the first message in the transaction life cycle is
presented, usually at authorization. This data element consists of two subfields:
• Life Cycle Support Indicator
• Trace ID
DE 63 must be present in the First Presentment/1240 message for all transactions authorized
via the Mastercard Network (“online-authorized transactions”). This requirement does not
apply to transactions where online authorization is not requested or required, such as offline-
authorized chip-read transactions, credit (purchase return) transactions, and Collection Only
transactions.
Life cycle messages such as Authorization Request/0100, First Presentment/1240, Retrieval
Request/1644, Retrieval Request Acknowledgement/1644, First Chargeback/1442, Second
Presentment/1240, and Arbitration Chargeback/1442 messages are linked with this data
element.
DE 63 should always be retained and returned throughout all subsequent messages in the life
cycle.
DE 63 is required for European acquired activity destined for processing through the network
unless DE 22––Point of Service Data Code, subfield 7 (Card Data: Input Mode) = F (Offline
Chip). This activity can be identified via one of the following situations:
• First presentment interregional ATM transactions
• First presentment PIN-based Maestro or Cirrus manual cash disbursement transactions
• First presentment interregional Maestro retail transactions
• First presentment European intraregional ATM or retail Enhanced Gateway transactions

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 Data Element Definitions
DE 63—Transaction Life Cycle ID

Credit (Purchase Return) transactions are exempt from this requirement.

NOTE:
Enhanced Gateway transactions are defined as those from a Europe region acquirer for which
the ATM Indicator is equal to 5 and for which the ATM Indicator of the issuer is equal to 4.

Alternate Automated Fuel Dispenser Clearing Processing: Mastercard recommends that

the Trace ID (DE 15 [Settlement Date] and DE 63 [Network Data]) of the Automated Fuel
Dispenser (AFD) completion advice response be used within the clearing presentment. The
Trace ID of the original preauthorization may be used for clearing presentment if that same
Trace ID is included in the AFD completion advice message within DE 48, subelement 63
(Additional Data, Trace ID).

Values
If present, DE 63 cannot contain all low values or all high values.

DE 63 Subfields
DE 63 includes two subfields.

Number Positions Name Attribute Justification

1 1 Life Cycle Support Indicator ans-1 left

2 2–16 Trace ID ans-15 left

Subfield 1: Life Cycle Support Indicator

Currently, the Life Cycle Support Indicator subfield always contains a space.
Subfield 1 is required whenever Subfield 2 is present. The valid Life Cycle Support Indicator is
described below.

Value Description

space Trace ID assigned to Authorization message.

Subfield 2: Trace ID
The Trace ID is intended to identify uniquely a transaction through its full life cycle. Currently
Mastercard assigns a Trace ID to any transaction authorized via the Mastercard Network.
The Trace ID consists of the Network Reference Number (nine positions) followed by the
Network Date (four positions–MMDD), followed by two spaces. For each transaction

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 Data Element Definitions
DE 63—Transaction Life Cycle ID

authorized via the network (“online-authorized transactions”), IPM DE 63 subfield 2 (Trace ID)
of the First Presentment/1240 message must be populated with the same values contained in
the related authorization message.
This requirement does not apply to transactions where online authorization is not requested or
required, such as offline-authorized chip-read transactions, credit (purchase return)
transactions, and Collection Only transactions.
For each Authorization Request Response/0110 message transmitted via the network
(“online-authorized transactions”), subfield 2 of the First Presentment/1240 message must be
populated with the values contained in DE 15, DE 63 subfield 1, and DE 63 subfield 2. For
automated fuel dispenser (MCC 5542 and CAT level 2) transactions occurring in the U.S. or
Canada regions, these values should come from the same fields of the related Authorization
Advice Response/0130 message.
Subfield 2 is required if the associated First Presentment/1240 is submitted for any U.S. region
consumer or corporate credit or consumer debit incentive interchange rate programs, unless
the transaction is a credit, ATM cash disbursement, manual cash disbursement, reversal,
Collection Only, or bilaterally settled transaction.
Mastercard recommends that the Trace ID (DE 15 [Date, Settlement] and DE 63 [Network
Data]) of the completion advice response be used within the clearing presentment. (Refer to
the Alternate AFD Clearing Processing in the following section.)
The Trace ID of the original pre-authorization may be used for Clearing presentment if that
same Trace ID is included in the Automated Fuel Dispenser (AFD) completion advice message
within CIS DE 48 (Additional Data—Private Use), subelement 63 (Trace ID).
GCMS requires the presence of DE 63 for all U.S. acquired transactions submitted for incentive
interchange programs. For transactions containing 14-digit Enabled International Cards
beginning with the digits 36, U.S. acquirers should populate Trace ID (DE 63, subfield 2) with
the correct Network Reference Number and Network Date.
GCMS requires the presence of DE 63 for all Canada acquired transactions submitted for
incentive interchange programs.
When Trace ID (DE 63) is present, edits will be applied against the network Reference Number
(DE 63, subfield 2) to confirm the format of the information.
The edit checks are as follows:
• Position 1–3: Must contain a valid Mastercard product code
• Position 4–9: Must contain six alphanumeric characters, no embedded spaces, low values,
or high values
The following table represents mapping of values from DE 63 in the Authorization CIS
message, to the Clearing IPM message.

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 Data Element Definitions
DE 71—Message Number

Position Value Description

1–3 DE 63, subfield 1 of Authorization CIS First three positions of authorization

message response message.

4–9 DE 63, subfield 2 of Authorization CIS First six positions of authorization response
message message.

10–13 DE 15 of Authorization CIS message

14–15 spaces

DE 71—Message Number
The transaction originator assigns the DE 71 (Message Number) to data messages in a file.
DE 71 monitors the integrity and continuity of the files being exchanged.

Attributes

Data Representation: n-8

Length Field: None

Data Field: Fixed length, 8 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

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 Data Element Definitions
DE 71—Message Number

Message Type Identifier Org Sys Dst

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M X M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M X M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M X M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M X M

Financial Detail Addendum (Lodging Summary)/1644 M X M

Financial Detail Addendum (Temporary Services)/1644 M X M

Financial Detail Addendum (Shipping/Courier Services)/1644 M X M

Financial Detail Addendum (Payment Transaction Detail)/1644 M X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M X M

Financial Detail Addendum (Travel Agency Detail)/1644 M X M

Financial Detail Addendum (Lodged Account Detail)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M X M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M X M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ M X M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M X M

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 Data Element Definitions
DE 71—Message Number

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/1644 M X M

Financial Detail Addendum (Generic Detail)/1644 M X M

Financial Detail Addendum (Healthcare)/1644 M X M

Financial Detail Addendum (Private Label Common Data)/1644 M X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M X M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

Second Presentment/1240 M X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

Retrieval Request Acknowledgement/1644 M X M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

Currency Update/1644 • X M

This data element provides the recipient of a file with a readily available means to verify that it
receives all data messages in the file.

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 Data Element Definitions
DE 72—Data Record

Values
The first message in a data file (the File Header/1644) must have the Message Number
initialized to 00000001. For each subsequent message in the file, this data element value
must be greater than the value in the previously accepted message.
When the clearing system returns a message because it was rejected, the rejected message
will immediately follow its related Message Exception/1644 or File Reject Message. If the IPM
Pre-edit application rejects the message, it modifies the DE 71 value of the rejected message
so that it is in sequence with the other messages in the file. If GCMS rejects the message, it
retains the DE 71 value that the sender originally provided.

DE 72—Data Record
DE 72 (Data Record) contains message text data, file update data, or other information as
specified in individual IPM messages.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 001–999

Data Field: Variable length, 1–999 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

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 Data Element Definitions
DE 73—Date, Action

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C • C

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

This data element is a variable-length data field that may be used for transmitting file message
data or character string data in various message types.
DE 72 must be a maximum of 100 positions in First Chargeback/1442, Second Presentment/
1240, Arbitration Chargeback/1442, and Fee Collection/1740 messages.
DE 72 may be up to 999 positions in Administrative messages that the clearing system
generates.

Values
For First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1422
messages, refer to the Chargeback Guide for specific DE 72 requirements based on the value
in DE 25 (Message Reason Code). The clearing system does not edit to require DE 72.
However, if it is not provided for a given message reason code (DE 25) as specified in the
Chargeback Guide, the receiving customer has the right to return the message. For Fee
Collection Other/1740 messages, refer to the GCMS Reference Manual for specific DE 72
requirements based on DE 25. The clearing system does not edit for specific values in DE 72.
However, if it is not provided for a given message reason code as specified in the GCMS
Reference Manual, the receiving customer has the right to return the message.
If present, DE 72 cannot contain all zeros, all spaces, all low values, or all high values.

DE 73—Date, Action
DE 73 (Date, Action) specifies a future action date or a specific date such as a transaction
date.

Attributes

Data Representation: n-6; YYMMDD

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 Data Element Definitions
DE 73—Date, Action

Length Field: None

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C • C

In Fee Collection messages, this data element identifies a reference date related to the Fee
Collection Message Reason Code.
For Fee Collection Other/1740 messages, refer to the GCMS Reference Manual for specific DE
73 requirements based on DE 25 (Message Reason Code). The clearing system does not edit
to require DE 73. However, if it is not provided for a given Message Reason Code as specified
in the GCMS Reference Manual, the receiving customer has the right to return the message.

Values
The data in DE 73 must consist of all zeros or a valid year (YY), month (MM), and day (DD).
For Fee Collection (Retrieval Fee Billing)/1740 messages, the DD portion may be zeros.

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 Data Element Definitions
DE 93—Transaction Destination Institution ID Code

DE 93—Transaction Destination Institution ID Code

DE 93 (Transaction Destination Institution ID Code) identifies the transaction destination
institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions, value 06–11

Data Field: Variable length, 6–11 positions

Subfields: None

Justification: Right

Current Processing Restrictions

The clearing system accepts a DE 93 length of 6 to 11 positions but expects this element to
contain zeros in all but the last six positions. Only the last six positions are passed along to the
receiver of the message.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket • X M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ • X M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 • X M

Financial Detail Addendum (Vehicle Rental Detail)/1644 • X M

Financial Detail Addendum (Lodging Summary)/1644 • X M

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 Data Element Definitions
DE 93—Transaction Destination Institution ID Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 • X M

Financial Detail Addendum (Shipping/Courier Services)/1644 • X M

Financial Detail Addendum (Payment Transaction Detail)/1644 • X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 • X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 • X M

Financial Detail Addendum (Travel Agency Detail)/1644 • X M

Financial Detail Addendum (Lodged Account Detail)/1644 • X M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 • X M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 • X M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ • X M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 • X M

Financial Detail Addendum (Corporate Line Item Detail)/1644 • X M

Financial Detail Addendum (Generic Detail)/1644 • X M

Financial Detail Addendum (Healthcare)/1644 • X M

Financial Detail Addendum (Private Label Common Data)/1644 • X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 • X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 • X M

Retrieval Request Acknowledgement/1644 • X M

Fee Collection (Retrieval Fee Billing)/1740 • X M

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 Data Element Definitions
DE 93—Transaction Destination Institution ID Code

Message Type Identifier Org Sys Dst

Fee Collection (Handling Fees)/1740 M X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

Currency Update/1644 • X M

This data element identifies the transaction destination institution that has financial
responsibility and liability for the transaction.
For Mastercard transactions, this is the institution that has an agreement with Mastercard as
being a principal member and has the financial authority to process Mastercard transactions
as an acquirer or issuer.
This data element is required in all Fee Collection (Other) and Fee Collection (Handling Fees)
transactions.
If the clearing system does not receive this data element from a customer in an originating
message, it may perform automated routing services (based on other data elements such as
DE 2 (Primary Account Number [PAN]) and inserts and passes to the receiving institution the
proper value for DE 93.

Values
When present in a message, this data element must contain a valid customer ID.
For lifecycle transactions initiated by issuers, DE 93 may contain the ICA number as provided
in DE 94 (Transaction Originator Institution ID Code) from the First Presentment/1240
message. If the ICA number present in DE 93 represents a Single Message System acquirer,
the ICA number may not be present in the IPM MPE data as supplied by Mastercard. If the DE
93 value is provided, Mastercard recommends that it be the ICA number related to the bank
identification number (BIN) in DE 31 (Acquirer Reference Data), subfield 2 (Acquirer’s BIN must
contain the six-digit acquirer’s BIN).

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 Data Element Definitions
DE 94—Transaction Originator Institution ID Code

Additional Information
Refer to Appendix A in this manual for more information about institution ID codes and PDSs
in clearing system messages.

DE 94—Transaction Originator Institution ID Code

DE 94 (Transaction Originator Institution ID Code) identifies the transaction originator
institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions, value 06–11

Data Field: Variable length, 6–11 positions

Subfields: None

Justification: Right

Current Processing Restrictions

The clearing system accepts a DE 94 length of 6 to 11 positions but expects this element to
contain zeros in all but the last six positions. Only the last six positions are passed along to the
receiver of the message.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket M • M

Information)/1644

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 Data Element Definitions
DE 94—Transaction Originator Institution ID Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ M • M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 M • M

Financial Detail Addendum (Vehicle Rental Detail)/1644 M • M

Financial Detail Addendum (Lodging Summary)/1644 M • M

Financial Detail Addendum (Temporary Services)/1644 M • M

Financial Detail Addendum (Shipping/Courier Services)/1644 M • M

Financial Detail Addendum (Payment Transaction Detail)/1644 M • M

Financial Detail Addendum (Telephony Billing—Summary)/1644 M • M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M • M

Financial Detail Addendum (Travel Agency Detail)/1644 M • M

Financial Detail Addendum (Lodged Account Detail)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 M • M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ M • M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 M • M

Financial Detail Addendum (Corporate Line Item Detail)/1644 M • M

Financial Detail Addendum (Generic Detail)/1644 M • M

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Common Data)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 M • M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

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 Data Element Definitions
DE 94—Transaction Originator Institution ID Code

Message Type Identifier Org Sys Dst

Second Presentment/1240 M X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M X M

Retrieval Request Acknowledgement/1644 M X M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 M • M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

Currency Update/1644 • X M

This data element identifies the transaction originator institution that has financial
responsibility and liability for the transaction.
For Mastercard transactions, this is the institution that has an agreement with Mastercard as
being a principal member and that has the financial authority to process Mastercard
transactions as an acquirer or issuer.
If the clearing system does not receive this data element from a customer in an originating
message, it rejects the message.
In First Presentment/1240, Second Presentment/1240, Financial Detail Addendum/1644, and
Fee Collection (Retrieval Fee Billing)/1740 messages, the customer ID cannot be designated as
an issuer-only customer ID.
In First Chargeback/1442 and Arbitration Chargeback/1442 messages, the customer ID cannot
be designated as an acquirer-only customer ID.

Values
When present in a message, this data element must contain a valid customer ID. The customer
ID must either be equal to the customer processor ID in subfield 3 of PDS 0105 File ID in the
File Header/1644-697 message or be processed by that customer/processor ID.
For collection only activity, DE 94 must be compatible with the Acquirer Reference ID in DE 31
(Acquirer Reference Data), subfield 2 (Acquirer’s BIN).

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 Data Element Definitions
DE 95—Card Issuer Reference Data

For outbound files to customers, DE 94 may contain an ICA number associated with a Single
Message System customer. In such cases, the ICA number may not be included in the IPM
MPE data provided by Mastercard and is intended for informational purposes.

Application Notes
For bridged transactions, issuers will now receive the ICA number that identifies the
transaction originator institution having financial responsibility for the transaction in DE 94 of
the First and Second Presentment/1240 messages, instead of a Mastercard-assigned internal
ICA.

NOTE:
Transactions that have passed between platforms (Single Message System to Dual Message
System, Dual Message System to Single Message System) are referred to as bridged
transactions.

Additional Information
Refer to Appendix A of this manual for more information about institution ID codes in clearing
system messages.

DE 95—Card Issuer Reference Data

The issuer provides DE 95 (Card Issuer Reference Data) when processing retrieval or
chargeback messages.
The acquirer is required to include the same data in a subsequent fulfillment of the retrieval
request. In the case of a chargeback, this applies to both Second Presentment/1240 and
Arbitration Chargeback/1442 case filings.

Attributes

Data Representation: n-10; LLVAR

Length Field: 2 positions, value = 10

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Right

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 Data Element Definitions
DE 95—Card Issuer Reference Data

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This data element contains an “issuer’s reference number” for a specific cardholder
transaction. The acquirer may be required to retain and return DE 95 in subsequent Retrieval
Fulfillment (presented via a Fee Collection message) or Second Presentment/1240 messages
sent to the issuer.
The issuer may then use DE 95 as a common reference number to link related Retrieval
Request/1644, Retrieval Request Acknowledgement/1644, and Retrieval Fulfillment (presented
via a Fee Collection message) messages, or to link First Chargeback/1442, Second
Presentment/1240, and Arbitration Chargeback/1442 messages to the original cardholder
transaction.

Values
Issuers are responsible for assigning values for this data element.
For Retrieval Request/1644, Retrieval Request Acknowledgement/1644, and Retrieval
Fulfillment messages (presented via Fee Collection messages), DE 95, if present, should
contain the issuer’s control number.
For First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442
messages, DE 95 must contain the Chargeback Reference Number. The issuer assigns the
Chargeback Reference Number when the First Chargeback/1442 is created, and this number
must be unique within BIN. It is used to track the chargeback throughout its life cycle.
If present, DE 95 must be numeric.

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 Data Element Definitions
DE 100—Receiving Institution ID Code

DE 100—Receiving Institution ID Code

DE 100 (Receiving Institution ID Code) identifies the receiving institution.

Attributes

Data Representation: n...11; LLVAR

Length Field: 2 positions, value = 06–11

Data Field: Variable length, 6–11 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X M

Financial Detail Addendum (Passenger Transport Detail—General Ticket • X M

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ • X M

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 • X M

Financial Detail Addendum (Vehicle Rental Detail)/1644 • X M

Financial Detail Addendum (Lodging Summary)/1644 • X M

Financial Detail Addendum (Temporary Services)/1644 • X M

Financial Detail Addendum (Shipping/Courier Services)/1644 • X M

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 Data Element Definitions
DE 100—Receiving Institution ID Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/1644 • X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 • X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 • X M

Financial Detail Addendum (Travel Agency Detail)/1644 • X M

Financial Detail Addendum (Lodged Account Detail)/1644 • X M

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 • X M

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 • X M

Financial Detail Addendum (Corporate Card Common Data Requirements)/ • X M

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 • X M

Financial Detail Addendum (Corporate Line Item Detail)/1644 • X M

Financial Detail Addendum (Generic Detail)/1644 • X M

Financial Detail Addendum (Healthcare)/1644 • X M

Financial Detail Addendum (Private Label Common Data)/1644 • X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 • X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 • X M

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 Data Element Definitions
DE 111—Amount, Currency Conversion Assessment

Message Type Identifier Org Sys Dst

Retrieval Request Acknowledgement/1644 • X M

Fee Collection (Retrieval Fee Billing)/1740 • X M

Fee Collection (Handling Fees)/1740 • X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 • X M

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

Text Message/1644 • X M

Currency Update/1644 • X M

DE 100 contains the customer ID or Processor ID of the physically connected processing facility
that receives a message.

Values
This data element must contain a valid customer ID or Processor ID number.

Additional Information
Refer to Appendix A in this manual for more information regarding the use of institution ID
codes and PDSs in clearing system messages.

DE 111—Amount, Currency Conversion Assessment

DE 111 (Amount, Currency Conversion Assessment) is the amount based on the result of
applying the multi-currency conversion rate (Currency Conversion Assessment) adjustment to
the currency conversion rate used to convert DE 4 (Amount, Transaction) to DE 6 (Amount,
Cardholder Billing) for qualified transactions.
The currency of this amount is the same as DE 51 (Currency Code, Cardholder Billing).

Attributes

Data Representation: n-12; LLLVAR

Length Field: 3 positions, value = 012

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 Data Element Definitions
DE 123—Additional Data 3

Data Field: 12 positions

Subfields: None

Justification: Right

ISO defines DE 111 as a variable-length field. Therefore, the DE 111 data is preceded by a
three-position length field. In the IPM format, customers still must precede the DE 111 data
with a three-position length field. This length field always will contain the value 012, and the
data that follows always must be exactly 12 positions long.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

This data element contains the calculated Currency Conversion Assessment adjustment
amount. The clearing system provides DE 111 when the transaction qualifies for a Currency
Conversion Assessment conversion adjustment.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a cardholder billing
amount of USD 212.50 is expressed as 000000021250.

DE 123—Additional Data 3
DE 123 (Additional Data 3) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is not available.

Attributes

Data Representation: ans...999; LLLVAR

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 Data Element Definitions
DE 123—Additional Data 3

Length Field: 3 positions, value = 008–999

Data Field: Variable length, 8–999 positions

Subelements: See “Values”

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

Financial Detail Addendum (Passenger Transport Detail—General Ticket C X C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ C X C

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C X C

Financial Detail Addendum (Vehicle Rental Detail)/1644 C X C

Financial Detail Addendum (Lodging Summary)/1644 C X C

Financial Detail Addendum (Temporary Services)/1644 C X C

Financial Detail Addendum (Shipping/Courier Services)/1644 C X C

Financial Detail Addendum (Payment Transaction Detail)/1644 C X C

Financial Detail Addendum (Telephony Billing—Summary)/1644 C X C

Financial Detail Addendum (Telephony Billing—Detail)/1644 C X C

Financial Detail Addendum (Travel Agency Detail)/1644 C X C

Financial Detail Addendum (Lodged Account Detail)/1644 C X C

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 Data Element Definitions
DE 123—Additional Data 3

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 C X C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C X C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C X C

Financial Detail Addendum (Corporate Line Item Detail)/1644 C X C

Financial Detail Addendum (Generic Detail)/1644 C X C

Financial Detail Addendum (Healthcare)/1644 C X C

Financial Detail Addendum (Private Label Common Data)/1644 C X C

Financial Detail Addendum (Private Label Line Item Detail)/1644 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C X C

Retrieval Request Acknowledgement/1644 C X C

Fee Collection (Retrieval Fee Billing)/1740 C X C

Fee Collection (Handling Fees)/1740 C X C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C X C

Reconciliation Messages

File Currency Summary/1644 • X C

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

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 Data Element Definitions
DE 123—Additional Data 3

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), the
following ISO data elements are employed, in sequential order, to contain the remaining PDS
data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 may contain a maximum of 999 positions, each, of
encoded PDS information.
DE 123 is present in an IPM message only if DE 48 and DE 62 cannot together contain the full
length of encoded PDSs.
If a significant amount of PDS data is in a message, DE 48 should contain as many complete
PDSs as will fit into 999 bytes. Then DE 62 should contain as many complete PDSs (tag+length
+data) as will fit into 999 bytes. The remaining complete PDSs must be presented in DE 123,
DE 124, and DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62, or between DE 62 and DE 123. If
an entire PDS coding scheme (tag-length-data) causes DE 48 or DE 62 to exceed 999
positions, the entire PDS coding scheme (tag-length-data) must be presented in the next PDS
carrier (DE 62 or DE 123) instead. Therefore, the total length of DE 48 and DE 62 may be less
than 999 positions each, with DE 123 containing additional PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDS data is formatted using a “tag-length-data” encoding procedure, shown below.

Number Positions Description

1 1–4 First PDS tag (ID)

2 5–7 First PDS data length

3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 123 to exceed 999 positions.
Refer to the beginning of Chapter 8 of this manual for additional information about PDS
definitions and an example.

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 Data Element Definitions
DE 124—Additional Data 4

DE 124—Additional Data 4
DE 124 (Additional Data 4) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is not available.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999

Data Field: Variable length 8–999 positions

Subelements: See “Values”

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

Financial Detail Addendum (Passenger Transport Detail—General Ticket C X C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ C X C

1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C X C

Financial Detail Addendum (Vehicle Rental Detail)/1644 C X C

Financial Detail Addendum (Lodging Summary)/1644 C X C

Financial Detail Addendum (Temporary Services)/1644 C X C

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 Data Element Definitions
DE 124—Additional Data 4

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/1644 C X C

Financial Detail Addendum (Payment Transaction Detail)/1644 C X C

Financial Detail Addendum (Telephony Billing—Summary)/1644 C X C

Financial Detail Addendum (Telephony Billing—Detail)/1644 C X C

Financial Detail Addendum (Travel Agency Detail)/1644 C X C

Financial Detail Addendum (Lodged Account Detail)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 C X C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C X C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C X C

Financial Detail Addendum (Corporate Line Item Detail)/1644 C X C

Financial Detail Addendum (Generic Detail)/1644 C X C

Financial Detail Addendum (Healthcare)/1644 C X C

Financial Detail Addendum (Private Label Common Data)/1644 C X C

Financial Detail Addendum (Private Label Line Item Detail)/1644 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C X C

Retrieval Request Acknowledgement/1644 C X C

Fee Collection (Retrieval Fee Billing)/1740 C X C

Fee Collection (Handling Fees)/1740 C X C

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 Data Element Definitions
DE 124—Additional Data 4

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 C X C

Reconciliation Messages

File Currency Summary/1644 • X C

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), the
following ISO data elements are employed, in sequential order, to contain the remaining PDS
data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 may contain a maximum of 999 positions, each, of
encoded PDS information.
DE 124 is present in an IPM message only if DE 48, DE 62, and DE 123 cannot together
contain the full length of encoded PDSs.
If a significant amount of PDS data is in a message, DE 48 should contain as many complete
PDSs as will fit into 999 bytes. Then DE 62 should contain as many complete PDSs (tag+length
+data) as will fit into 999 bytes. The remaining complete PDSs must be presented in DE 123,
DE 124, and DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62, between DE 62 and DE 123, or
between DE 123 and DE 124. If an entire PDS coding scheme (tag-length-data) causes DE 48
or DE 62 to exceed 999 positions, the entire PDS coding scheme (tag-length-data) must be
presented in the next PDS carrier (DE 62 or DE 123) instead. Therefore, the total length of DE
48 and DE 62 may be less than 999 positions each, with DE 123 and DE 124 containing
additional PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDSs are formatted using a “tag-length-data” encoding procedure, shown below.

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 Data Element Definitions
DE 125—Additional Data 5

Number Positions Description

1 1–4 First PDS tag (ID)

2 5–7 First PDS data length

3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 124 to exceed 999 positions.
Refer to the beginning of Chapter 8 for additional information about PDS definitions and an
example.

DE 125—Additional Data 5
DE 125 (Additional Data 5) contains one or more PDSs that may be required in a message to
provide additional clearing system-related, program-related, or service-related data for which a
specific ISO data element is not available.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999

Data Field: Variable length, 8–999 positions

Subelements: See “Values”

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Data Element Definitions
DE 125—Additional Data 5

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C

Financial Detail Addendum (Passenger Transport Detail—General Ticket C X C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 C X C

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C X C

Financial Detail Addendum (Vehicle Rental Detail)/1644 C X C

Financial Detail Addendum (Lodging Summary)/1644 C X C

Financial Detail Addendum (Temporary Services)/1644 C X C

Financial Detail Addendum (Shipping/Courier Services)/1644 C X C

Financial Detail Addendum (Payment Transaction Detail)/1644 C X C

Financial Detail Addendum (Telephony Billing—Summary)/1644 C X C

Financial Detail Addendum (Telephony Billing—Detail)/1644 C X C

Financial Detail Addendum (Travel Agency Detail)/1644 C X C

Financial Detail Addendum (Lodged Account Detail)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Transaction Data)/1644 C X C

Financial Detail Addendum (Electronic Invoice—Party Information)/1644 C X C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C X C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C X C

Financial Detail Addendum (Corporate Line Item Detail)/1644 C X C

Financial Detail Addendum (Generic Detail)/1644 C X C

Financial Detail Addendum (Healthcare)/1644 C X C

Financial Detail Addendum (Private Label Common Data)/1644 C X C

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 Data Element Definitions
DE 125—Additional Data 5

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item Detail)/1644 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C X C

Retrieval Request Acknowledgement/1644 C X C

Fee Collection (Retrieval Fee Billing)/1740 C X C

Fee Collection (Handling Fees)/1740 C X C

Fee Collection (Other than Retrieval Fee Billing/handling Fees)/1740 C X C

Reconciliation Messages

File Currency Summary/1644 • X C

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This data element is a “carrier” data field for PDSs that supplement the ISO 8583–1993
specification.
Encoding of PDSs is always initiated in DE 48 (Additional Data). If the resulting data length
required to contain all PDSs exceeds the maximum length of DE 48 (999 positions), the
following ISO data elements are employed, in sequential order, to contain the remaining PDS
data:
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
DE 62, DE 123, DE 124, and DE 125 may contain a maximum of 999 positions, each, of
encoded PDS information.
DE 125 is present in an IPM message only if DE 48, DE 62, DE 123, and DE 124 cannot
together contain the full length of encoded PDSs.

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 Data Element Definitions
DE 127—Network Data

If a significant amount of PDS data is in a message, DE 48, DE 62, DE 123, and DE 124 should
contain as many complete PDSs (tag+length+data) as will fit into 999 bytes each. The
remaining complete PDSs must be presented in DE 125 if needed.
Customers must not split a PDS between DE 48 and DE 62, between DE 62 and DE 123,
between DE 123 and DE 124, or between DE 124 and DE 125. If an entire PDS coding
scheme (tag-length-data) causes a PDS carrier to exceed 999 positions, the entire PDS coding
scheme (tag-length-data) must be presented in the next PDS carrier (DE 62, DE 123, DE 124,
or DE 125) instead. Therefore, the total length of DE 48, DE 62, DE 123, and DE 124 may be
less than 999 positions each, with DE 125 containing the remaining PDS data.

Values
When present, this data element contains one or more PDSs in PDS-encoded format.
PDS data is formatted using a “tag-length-data” encoding procedure, shown below.

Number Positions Description

1 1–4 First PDS tag (ID)

2 5–7 First PDS data length

3 8–999 First PDS data

Subfields 1–3 must be repeated as needed until all PDS data is presented or the total length of
subfields 1, 2, and 3 causes the total length of DE 125 to exceed 999 positions.
Refer to the beginning of Chapter 8 in this manual for additional information about PDS
definitions and an example.

DE 127—Network Data
DE 127 (Network Data) is reserved for internal clearing system use.

Attributes

Data Representation: ans...999; LLLVAR

Length Field: 3 positions, value = 008–999

Data Field: Variable length, 8–999 positions

Subfields: None

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 Data Element Definitions
DE 127—Network Data

Justification: Left

Usage
This data element is a “carrier” data field for internal clearing system PDSs that supplement
the ISO 8583-1993 specification. The transaction originator does not provide this element.
The clearing system populates DE 127 as needed with temporary data and does not forward
this element to the message destination.

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 Private Data Subelement Definitions

Chapter 8 Private Data Subelement Definitions

This section provides a detailed definition of private data subelements (PDSs) used in IPM format
offline clearing messages.

PDS Construction and Use.......................................................................................................... 442

Conventions for PDS Data Representation.............................................................................. 445
PDS and Subfield Justification.................................................................................................445
Subelement Tag Assignment...................................................................................................447
Additional Information about the Use of PDSs........................................................................ 447
Subfield Presence Requirements............................................................................................. 448
Intra-European and Inter-European Transactions..........................................................................448
PDS Listing..................................................................................................................................448
PDS 0001—Mastercard Mapping Service Account Number......................................................... 467
Subfield 1—Account Number Type......................................................................................... 468
Subfield 2—Account Number.................................................................................................471
PDS 0002—GCMS Product Identifier...........................................................................................472
PDS 0003—Licensed Product Identifier........................................................................................488
PDS 0004—Funding Account Information...................................................................................489
Subfield 1—Funding Source................................................................................................... 490
Subfield 2—Sender Account Number..................................................................................... 491
PDS 0005—Message Error Indicator............................................................................................491
PDS 0005 Subfields................................................................................................................ 492
PDS 0006—Applied Business Service Arrangement..................................................................... 493
PDS 0006 Subfields................................................................................................................ 494
PDS 0014—Digital Account Reference Number...........................................................................495
PDS 0017—Transaction Integrity Class........................................................................................ 496
PDS 0018—Acceptance Data...................................................................................................... 497
Subfield 1—mPOS Acceptance Device Type............................................................................ 498
PDS 0021—Transaction Type Indicator.........................................................................................498
PDS 0022—Additional Terminal Operating Environments............................................................ 499
PDS 0023—Terminal Type........................................................................................................... 500
PDS 0025—Message Reversal Indicator.......................................................................................504
PDS 0025 Subfields................................................................................................................ 506
PDS 0026—File Reversal Indicator............................................................................................... 507
PDS 0026 Subfields................................................................................................................ 509
PDS 0028—Mastercard Merchant Presented QR (MPQR) Receiving Account Number.............. 510
PDS 0029—QR Dynamic Code Data....................................................................................... 511

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 Private Data Subelement Definitions

PDS 0042—Merchant Capability................................................................................................. 513

PDS 0043—Program Registration ID............................................................................................514
PDS 0044—Program Participation Indicator.................................................................................521
Subfield 1—CVC 2 Validation Program Indicator.................................................................... 522
Subfield 2—QPS/PayPass Chargeback Eligibility Indicator........................................................ 522
PDS 0045—Mastercard Generated Installment Identifier............................................................. 523
PDS 0046—Japan Common Merchant Code...............................................................................524
PDS 0052—Electronic Commerce Security Level Indicator............................................................525
Subfield 1—Security Protocol................................................................................................. 530
Subfield 2—Cardholder Authentication.................................................................................. 530
Subfield 3—UCAF Collection Indicator................................................................................... 531
PDS 0056—Mastercard Electronic Card Indicator........................................................................ 532
PDS 0057—Transaction Category Indicator................................................................................. 533
PDS 0058—Token Assurance Level..............................................................................................536
PDS 0059—Token Requestor ID.................................................................................................. 537
PDS 0071––Chip to Magnetic Stripe Conversion Service Indicator............................................... 538
PDS 0071 Subfields................................................................................................................ 539
PDS 0072—Authentication Indicator...........................................................................................540
PDS 0080—Amount, Tax.............................................................................................................541
PDS 0080 Subfields................................................................................................................ 543
PDS 0105—File ID.......................................................................................................................544
PDS 0105 Subfields................................................................................................................ 545
PDS 0110—Transmission ID........................................................................................................ 547
PDS 0110 Subfields................................................................................................................ 548
PDS 0122—Processing Mode...................................................................................................... 549
PDS 0137—Fee Collection Control Number................................................................................ 551
PDS 0138—Source Message Number ID......................................................................................552
PDS 0140—Amount, Cardholder Billing Amounts USD............................................................... 553
PDS 0140 Subfields................................................................................................................ 554
PDS 0141—Customer Currency Conversion Revenue Data.......................................................... 554
Subfield 1—Customer Currency Conversion Revenue Rate..................................................... 555
Subfield 2—Customer Currency Conversion Revenue Amount............................................... 555
PDS 0145—Amount, Alternate Transaction Fee...........................................................................556
PDS 0145 Subfields................................................................................................................ 557
PDS 0146—Amounts, Transaction Fee.........................................................................................557
PDS 0146 Subfields................................................................................................................ 559
PDS 0147––Extended Precision Amounts.................................................................................... 562
PDS 0147 Subfields................................................................................................................ 563
PDS 0148—Currency Exponents................................................................................................. 566

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 Private Data Subelement Definitions

PDS 0148 Subfields................................................................................................................ 568

PDS 0149—Currency Codes, Amounts, Original..........................................................................569
PDS 0149 Subfields................................................................................................................ 570
PDS 0157—Alternate Processor Indicator.................................................................................... 570
PDS 0158—Business Activity....................................................................................................... 571
Subfield 1—Card Program Identifier....................................................................................... 579
Subfield 2—Business Service Arrangement Type Code............................................................ 580
Subfield 3—Business Service ID Code..................................................................................... 581
Subfield 4—Interchange Rate Designator............................................................................... 583
Subfield 5—Central Site Business Date................................................................................... 583
Subfield 6—Business Cycle..................................................................................................... 583
Subfield 7—Card Acceptor Classification Override Indicator................................................... 584
Subfield 8—Product Class Override Indicator.......................................................................... 585
Subfield 9—Corporate Incentive Rates Apply Indicator........................................................... 586
Subfield 10—Special Conditions Indicator.............................................................................. 587
Subfield 11—Mastercard Assigned ID Override Indicator.........................................................588
Subfield 12—Account Level Management Account Category Code........................................ 588
Subfield 13—Rate Indicator....................................................................................................589
Subfield 14—Masterpass Incentive Indicator...........................................................................590
PDS 0159—Settlement Data....................................................................................................... 591
PDS 0159 Subfields................................................................................................................ 592
PDS 0160—Settlement Data, Multiple.........................................................................................596
PDS 0160 Subfields................................................................................................................ 597
PDS 0164—Currency Cross Rates................................................................................................598
PDS 0164 Subfields................................................................................................................ 599
PDS 0165—Settlement Indicator................................................................................................. 600
PDS 0165 Subfields................................................................................................................ 602
PDS 0170—Card Acceptor Inquiry Information........................................................................... 603
PDS 0170 Subfields................................................................................................................ 605
PDS 0171—Alternate Card Acceptor Description Data................................................................ 607
PDS 0171 Subfields................................................................................................................ 608
PDS 0172—Sole Proprietor Name............................................................................................... 610
PDS 0173—Legal Corporate Name............................................................................................. 611
PDS 0174—Dun & Bradstreet Number........................................................................................ 612
PDS 0175—Card Acceptor URL...................................................................................................613
PDS 0176—Mastercard Assigned ID............................................................................................ 615
PDS 0177—Cross-border............................................................................................................ 620
PDS 0177 Subfields................................................................................................................ 621
PDS 0178—Alternate Card Acceptor Description Data 2............................................................. 622

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 Private Data Subelement Definitions

PDS 0178 Subfields................................................................................................................ 623

PDS 0179––Long Running Transaction (LRT) Indicator................................................................. 625
PDS 0180—Domestic Card Acceptor Tax ID.................................................................................626
PDS 0181—Installment Payment Data.........................................................................................627
Subfield 1—Type of Installment.............................................................................................. 628
Subfield 2—Number of Installments....................................................................................... 629
Subfield 3—Interest Rate........................................................................................................629
Subfield 4—First Installment Amount..................................................................................... 629
Subfield 5—Subsequent Installment Amount..........................................................................630
Subfield 6—Annual Percentage Rate...................................................................................... 630
Subfield 7—Installment Fee.................................................................................................... 630
Subfield 8—Commission Rate................................................................................................ 631
Subfield 9—Commission Sign.................................................................................................631
Subfield 10—Commission Amount.........................................................................................631
PDS 0182—Installment Payment Cardholder Statement Data...................................................... 632
Subfield 1—Total Number of Installments............................................................................... 633
Subfield 2—Current Installment Number................................................................................ 633
Subfield 3—Original Cardholder Billing Amount..................................................................... 633
Subfield 4—Installment Amount.............................................................................................634
Subfield 5—Principal Amount.................................................................................................634
Subfield 6—Interest Amount.................................................................................................. 635
Subfield 7—Installment Fee.................................................................................................... 635
Subfield 8—Interest Rate........................................................................................................635
Subfield 9—APR.....................................................................................................................636
Subfield 10—Total Amount Due............................................................................................. 636
Subfield 11—Installment Cancellation Indicator......................................................................636
PDS 0183—Brazil Post-Dated Transaction Data............................................................................637
Subfield 1—Service Code....................................................................................................... 638
Subfield 2—Number of Installments....................................................................................... 638
Subfield 3—Guarantee...........................................................................................................639
Subfield 4—Guarantee Amount............................................................................................. 639
Subfield 5—Post Settlement Date...........................................................................................640
Subfield 6—Original Authorization Request Date....................................................................640
Subfield 7—Original Banknet Reference Number.................................................................... 640
Subfield 8—Authorization Code.............................................................................................641
PDS 0184—Directory Server Transaction ID................................................................................. 641
PDS 0185—Accountholder Authentication Value........................................................................ 642
PDS 0186—Program Protocol..................................................................................................... 643
PDS 0188—Private Data—Proprietary Service Data......................................................................644

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 Private Data Subelement Definitions

PDS 0189—Point-of-Interaction (POI) Phone Data....................................................................... 645

PDS 0189 Subfields................................................................................................................ 646
PDS 0190—Partner ID Code........................................................................................................649
PDS 0191—Originating Message Format.....................................................................................650
PDS 0192—Payment Transaction Initiator....................................................................................653
PDS 0194—Remote Payments Program Data.............................................................................. 654
PDS 0195—Installment Data....................................................................................................... 655
Subfield 1—Total Number of Installments............................................................................... 656
Subfield 2—Payment Option Code......................................................................................... 657
Subfield 3—Installment Number.............................................................................................657
Subfield 4—Bonus Code........................................................................................................ 658
Subfield 5—Bonus Month Code............................................................................................. 658
Subfield 6—Number of Bonus Payments per Year...................................................................659
Subfield 7—Bonus Amount.................................................................................................... 661
Subfield 8—First Month of Bonus Payment.............................................................................662
PDS 0196—Mobile Phone Reload Data ...................................................................................... 662
PDS 0196 Subfields................................................................................................................ 663
PDS 0197—National Use Tax Data...............................................................................................664
PDS 0197 Subfields................................................................................................................ 665
PDS 0198—Device Type.............................................................................................................. 666
PDS 0199—Funding Transaction Information.............................................................................. 668
PDS 0200—Fraud Notification Date............................................................................................ 670
PDS 0200 Subfields................................................................................................................ 671
PDS 0202—Primary Account Number (PAN) Syntax Error.............................................................672
PDS 0204—Amount, Syntax Error............................................................................................... 673
PDS 0205—Syntax Return, Message Error Indicator.....................................................................674
PDS 0205 Subfields................................................................................................................ 675
PDS 0206—Late Presentment Indicator....................................................................................... 676
PDS 0206 Subfields................................................................................................................ 676
PDS 0207—Wallet Identifier........................................................................................................677
PDS 0208—Additional Merchant Data........................................................................................ 680
Subfield 1—Payment Facilitator ID..........................................................................................681
Subfield 2—Sub-Merchant ID................................................................................................. 682
PDS 0209—Independent Sales Organization ID........................................................................... 682
PDS 0210—Transit Program........................................................................................................ 683
PDS 0210 Subfields................................................................................................................ 685
PDS 0211—Terminal Compliant Indicator....................................................................................686
Subfield 1—TLE Compliant.....................................................................................................687
Subfield 2—UKPT/DUKPT Compliant...................................................................................... 688

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 Private Data Subelement Definitions

PDS 0212—Merchant Data Services............................................................................................ 688

PDS 0212 Subfields................................................................................................................ 689
PDS 0213—Original Merchant Data............................................................................................ 690
PDS 0213 Subfields................................................................................................................ 691
PDS 0214—Merchant Data Cleansing Plus.................................................................................. 692
PDS 0214 Subfields................................................................................................................ 693
PDS 0215—Mastercard Merchant Data Advance.........................................................................694
PDS 0215 Subfields................................................................................................................ 695
PDS 0220—Brazil Merchant Tax ID.............................................................................................. 702
PDS 0225—Syntax Return, Original Message Reason Code......................................................... 703
PDS 0228—Retrieval Document Code.........................................................................................704
PDS 0230—Fulfillment Document Code......................................................................................705
PDS 0241—MasterCom Control Number.................................................................................... 706
PDS 0243—MasterCom Retrieval Response Data........................................................................ 708
Subfield 1—MasterCom Issuer Retrieval Request Date............................................................ 709
Subfield 2—MasterCom Acquirer Retrieval Response Code.................................................... 709
Subfield 3—MasterCom Acquirer Retrieval Response Sent Date..............................................710
Subfield 4—MasterCom Issuer Response Code.......................................................................711
Subfield 5—MasterCom Issuer Response Date........................................................................712
Subfield 6—MasterCom Issuer Reject Reasons........................................................................712
Subfield 7—MasterCom Image Review Decision..................................................................... 713
Subfield 8—MasterCom Image Review Date...........................................................................713
PDS 0244—MasterCom Chargeback Support Documentation Dates........................................... 714
PDS 0244 Subfields................................................................................................................ 715
PDS 0245—MasterCom Arbitration Chargeback Sender Processing Date.................................... 716
PDS 0246—MasterCom Sender Memo....................................................................................... 717
PDS 0247—MasterCom Receiver Memo..................................................................................... 718
PDS 0248—MasterCom Image Review Memo.............................................................................719
PDS 0249—MasterCom Record ID.............................................................................................. 720
PDS 0250—MasterCom Endpoints..............................................................................................721
PDS 0250 Subfields................................................................................................................ 723
PDS 0251—MasterCom Fulfillment Document Code...................................................................723
PDS 0252—MasterCom Image Metadata....................................................................................724
PDS 0252 Subfields................................................................................................................ 725
PDS 0253—MasterCom System Enhanced Data.......................................................................... 726
PDS 0254—MasterCom Member Enhanced Data........................................................................727
PDS 0255—MasterCom Message Type........................................................................................728
PDS 0260—Edit Exclusion Indicator.............................................................................................729
PDS 0260 Subfields................................................................................................................ 730

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 Private Data Subelement Definitions

PDS 0261—Risk Management Approval Code............................................................................ 733

PDS 0262—Documentation Indicator..........................................................................................734
PDS 0264—Original Retrieval Reason for Request....................................................................... 735
PDS 0265—Initial Presentment/Fee Collection Data..................................................................... 737
PDS 0265 Subfields................................................................................................................ 738
PDS 0266—First Chargeback/Fee Collection Return Data............................................................ 739
PDS 0266 Subfields................................................................................................................ 740
PDS 0267—Second Presentment/Fee Collection Resubmission Data............................................ 743
PDS 0267 Subfields................................................................................................................ 744
PDS 0268—Amount, Partial Transaction......................................................................................746
PDS 0268 Subfields................................................................................................................ 747
PDS 0280—Source File ID........................................................................................................... 748
PDS 0280 Subfields................................................................................................................ 749
PDS 0300—Reconciled, File.........................................................................................................749
PDS 0300 Subfields................................................................................................................ 750
PDS 0301—File Amount, Checksum........................................................................................... 751
PDS 0302—Reconciled, Member Activity.................................................................................... 752
PDS 0306—File Message Counts.................................................................................................754
PDS 0358—Reconciled, Business Activity.....................................................................................755
PDS 0358 Subfields................................................................................................................ 755
PDS 0359—Reconciled, Settlement Activity.................................................................................756
PDS 0359 Subfields................................................................................................................ 757
PDS 0367—Reconciled, Card Program Identifier..........................................................................758
PDS 0368—Reconciled, Transaction Function Group Code.......................................................... 759
PDS 0369—Reconciled, Acquirer’s BIN........................................................................................ 760
PDS 0370—Reconciled, Account Range...................................................................................... 761
PDS 0370 Subfields................................................................................................................ 762
PDS 0372—Reconciled, Transaction Function.............................................................................. 763
PDS 0372 Subfields................................................................................................................ 764
PDS 0374—Reconciled, Processing Code.................................................................................... 764
PDS 0375—Member Reconciliation Indicator 1........................................................................... 765
PDS 0378—Original/Reversal Totals Indicator...............................................................................767
PDS 0380—Debits, Transaction Amount In Transaction Currency.................................................768
PDS 0380 Subfields................................................................................................................ 769
PDS 0381—Credits, Transaction Amount in Transaction Currency................................................769
PDS 0381 Subfields................................................................................................................ 770
PDS 0384—Amount, Net Transaction in Transaction Currency..................................................... 771
PDS 0384 Subfields................................................................................................................ 772
PDS 0390—Debits, Transaction Amount in Reconciliation Currency.............................................772

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PDS 0390 Subfields................................................................................................................ 773

PDS 0391—Credits, Transaction Amount in Reconciliation Currency............................................774
PDS 0391 Subfields................................................................................................................ 775
PDS 0392—Debits, Fee Amounts in Reconciliation Currency....................................................... 775
PDS 0392 Subfields................................................................................................................ 776
PDS 0393—Credits, Fee Amounts in Reconciliation Currency...................................................... 777
PDS 0393 Subfields................................................................................................................ 778
PDS 0394—Amount, Net Transaction in Reconciliation Currency................................................. 778
PDS 0394 Subfields................................................................................................................ 780
PDS 0395—Amount, Net Fee in Reconciliation Currency............................................................. 780
PDS 0395 Subfields................................................................................................................ 781
PDS 0396—Amount, Net Total in Reconciliation Currency........................................................... 782
PDS 0396 Subfields................................................................................................................ 783
PDS 0397—Debits, Extended Precision Amount in Reconciliation Currency..................................783
PDS 0397 Subfields................................................................................................................ 785
PDS 0398—Credits, Extended Precision Amount in Reconciliation Currency................................ 785
PDS 0398 Subfields................................................................................................................ 786
PDS 0399—Amount, Net Extended Precision in Reconciliation Currency......................................786
PDS 0399 Subfields................................................................................................................ 788
PDS 0400—Debits, Transaction Number......................................................................................788
PDS 0401—Credits, Transaction Number.....................................................................................789
PDS 0402—Total, Transaction Number........................................................................................ 790
PDS 0446—Transaction Fee Amount, Syntax Error.......................................................................791
PDS 0501—Transaction Description.............................................................................................792
PDS 0501 Subfields................................................................................................................ 794
PDS 0502—Custom Identifier..................................................................................................... 799
PDS 0502 Subfields................................................................................................................ 800
PDS 0503—Travel Agency Sequence Number..............................................................................802
PDS 0504—Travel Agency Fee ....................................................................................................803
PDS 0504 Subfields................................................................................................................ 803
PDS 0505—Passenger Name.......................................................................................................805
PDS 0506—Ticket Number......................................................................................................... 809
PDS 0507—Issuing Carrier.......................................................................................................... 812
PDS 0508—Customer Code........................................................................................................814
PDS 0509—Issue Date................................................................................................................ 818
PDS 0510—Travel Agency Code..................................................................................................819
PDS 0511—Travel Agency Name................................................................................................. 820
PDS 0512—Total Fare................................................................................................................. 821
PDS 0513—Total Fees................................................................................................................. 822

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 Private Data Subelement Definitions

PDS 0514—Total Taxes................................................................................................................823

PDS 0515—Additional Card Acceptor Information...................................................................... 824
PDS 0516—Austin-Tetra Number................................................................................................ 825
PDS 0517—NAICS Code............................................................................................................. 826
PDS 0518—Line Item Date..........................................................................................................827
PDS 0519—Additional Fuel Location Information........................................................................ 828
PDS 0519 Subfields................................................................................................................ 829
PDS 0520—Travel Date............................................................................................................... 831
PDS 0521—Carrier Code............................................................................................................ 833
PDS 0522—Service Class Code................................................................................................... 835
PDS 0523—City of Origin/Airport Code...................................................................................... 837
PDS 0524—City of Destination/Airport Code.............................................................................. 840
PDS 0525—Stop Over Code........................................................................................................843
PDS 0526—Conjunction Ticket................................................................................................... 844
PDS 0527—Exchange Ticket....................................................................................................... 845
PDS 0528—Coupon Number...................................................................................................... 846
PDS 0529—Fare Basis Code........................................................................................................ 847
PDS 0530—Flight Number.......................................................................................................... 848
PDS 0531—Departure Time........................................................................................................ 849
PDS 0531 Subfields................................................................................................................ 850
PDS 0532—Total Charges........................................................................................................... 850
PDS 0532 Subfields................................................................................................................ 851
PDS 0533—Arrival Time..............................................................................................................852
PDS 0533 Subfields................................................................................................................ 853
PDS 0534—Total Non-Room Charges..........................................................................................854
PDS 0534 Subfields................................................................................................................ 854
PDS 0535—Fare..........................................................................................................................856
PDS 0536—Fee...........................................................................................................................857
PDS 0537—Taxes........................................................................................................................ 858
PDS 0538—Endorsements/Restrictions........................................................................................ 859
PDS 0539—Total Amount Charged on Card................................................................................860
PDS 0539 Subfields................................................................................................................ 860
PDS 0540—Room Service Charges..............................................................................................862
PDS 0540 Subfields................................................................................................................ 862
PDS 0541—Lounge/Bar Charges................................................................................................. 863
PDS 0541 Subfields................................................................................................................ 864
PDS 0542—Transportation Charges............................................................................................ 865
PDS 0542 Subfields................................................................................................................ 866
PDS 0543—Gratuity Charges...................................................................................................... 867

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 Private Data Subelement Definitions

PDS 0543 Subfields................................................................................................................ 868

PDS 0544—Rental Agreement Number.......................................................................................869
PDS 0545—Renter Name............................................................................................................ 870
PDS 0546—Rental Return City.................................................................................................... 872
PDS 0547—Rental Return State/Province.....................................................................................873
PDS 0548—Rental Return Country..............................................................................................875
PDS 0549—Rental Return Location ID......................................................................................... 876
PDS 0550—Rental Return Date................................................................................................... 878
PDS 0551—Rental Check-Out Date.............................................................................................879
PDS 0552—Customer Service Toll-Free (800) Number................................................................. 881
PDS 0553—Rental Rate...............................................................................................................883
PDS 0553 Subfields................................................................................................................ 884
PDS 0554—Conference Room Charges.......................................................................................884
PDS 0554 Subfields................................................................................................................ 885
PDS 0555—Rate Per Mile (or Per Kilometer)................................................................................ 886
PDS 0556—Total Miles (or Kilometers)........................................................................................ 887
PDS 0557—Maximum Free Miles (or Kilometers)......................................................................... 888
PDS 0558—Miles/Kilometers Indicator........................................................................................ 889
PDS 0559—Vehicle Insurance......................................................................................................890
PDS 0559 Subfields................................................................................................................ 891
PDS 0560—Audio Visual Charges............................................................................................... 891
PDS 0560 Subfields................................................................................................................ 892
PDS 0561—Adjusted Amount.....................................................................................................893
PDS 0561 Subfields................................................................................................................ 894
PDS 0562—Banquet Charges......................................................................................................895
PDS 0562 Subfields................................................................................................................ 896
PDS 0563—Program Code..........................................................................................................897
PDS 0564—Rental Location City................................................................................................. 898
PDS 0565—Rental Location State/Province..................................................................................899
PDS 0566—Rental Location Country........................................................................................... 900
PDS 0567—Rental Location ID.................................................................................................... 901
PDS 0568—Rental Class ID......................................................................................................... 902
PDS 0569—Internet Access Charges........................................................................................... 904
PDS 0569 Subfields................................................................................................................ 905
PDS 0570—Early Departure Charges...........................................................................................906
PDS 0570 Subfields................................................................................................................ 907
PDS 0571—Guest Name............................................................................................................. 908
PDS 0572—Guest Number..........................................................................................................909
PDS 0573—Invoice Number........................................................................................................ 910

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 Private Data Subelement Definitions

PDS 0574—Arrival Date.............................................................................................................. 911

PDS 0575—Departure Date........................................................................................................ 912
PDS 0576—Folio Number........................................................................................................... 914
PDS 0577—Property Phone Number........................................................................................... 915
PDS 0578—Billing Adjustment.................................................................................................... 917
PDS 0578 Subfields................................................................................................................ 917
PDS 0579—Invoice Date............................................................................................................. 919
PDS 0580—Room Rate............................................................................................................... 920
PDS 0580 Subfields................................................................................................................ 921
PDS 0581—Total Room Tax......................................................................................................... 921
PDS 0581 Subfields................................................................................................................ 922
PDS 0582—Program Code..........................................................................................................923
PDS 0583—Phone Charges.........................................................................................................924
PDS 0583 Subfields................................................................................................................ 925
PDS 0584—Restaurant Charges.................................................................................................. 926
PDS 0584 Subfields................................................................................................................ 926
PDS 0585—Mini-Bar Charges..................................................................................................... 927
PDS 0585 Subfields................................................................................................................ 928
PDS 0586—Gift Shop Charges....................................................................................................929
PDS 0586 Subfields................................................................................................................ 930
PDS 0587—Laundry and Dry Cleaning Charges...........................................................................931
PDS 0587 Subfields................................................................................................................ 932
PDS 0588—Other Services.......................................................................................................... 933
PDS 0588 Subfields................................................................................................................ 934
PDS 0589—Invoice Creation Date/Time.......................................................................................935
PDS 0589 Subfields................................................................................................................ 936
PDS 0590—Party Identification................................................................................................... 936
PDS 0591—Party Name.............................................................................................................. 937
PDS 0591 Subfields................................................................................................................ 938
PDS 0592—Party Address........................................................................................................... 939
PDS 0592 Subfields................................................................................................................ 939
PDS 0593—Party Postal Information........................................................................................... 940
PDS 0593 Subfields................................................................................................................ 941
PDS 0594—Party Contact........................................................................................................... 942
PDS 0594 Subfields................................................................................................................ 943
PDS 0595—Card Acceptor Type.................................................................................................. 944
PDS 0595 Subfields................................................................................................................ 946
PDS 0596—Card Acceptor Tax ID................................................................................................950
PDS 0596 Subfields................................................................................................................ 952

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 Private Data Subelement Definitions

PDS 0597—Total Tax Amount..................................................................................................... 955

PDS 0597 Subfields................................................................................................................ 959
PDS 0598—Total Tax Collected Indicator..................................................................................... 961
PDS 0599—Corporation VAT Number......................................................................................... 962
PDS 0600—Card Acceptor Reference Number............................................................................ 963
PDS 0601—Party Nature of Filing................................................................................................965
PDS 0602—Party Supplemental Data 1....................................................................................... 966
PDS 0602 Subfields................................................................................................................ 967
PDS 0603—Party Supplemental Data 2....................................................................................... 968
PDS 0603 Subfields................................................................................................................ 969
PDS 0604—Transaction Supplemental Data 1..............................................................................969
PDS 0604 Subfields................................................................................................................ 970
PDS 0605—Transaction Supplemental Data 2..............................................................................971
PDS 0605 Subfields................................................................................................................ 972
PDS 0606—Freight Amount........................................................................................................973
PDS 0606 Subfields................................................................................................................ 973
PDS 0607—Duty Amount........................................................................................................... 974
PDS 0607 Subfields................................................................................................................ 975
PDS 0608—Destination Postal Code........................................................................................... 976
PDS 0609—Destination State/Province Code...............................................................................977
PDS 0610—Destination Country Code........................................................................................ 978
PDS 0611—Sequence Number....................................................................................................979
PDS 0612—Ship Date................................................................................................................. 980
PDS 0613—Ship-From Postal Code............................................................................................. 981
PDS 0614—Order Date............................................................................................................... 982
PDS 0615—Medical Services Ship to Health Industry Number......................................................983
PDS 0616—Contract Number..................................................................................................... 984
PDS 0617—Medical Services Price Adjustment............................................................................ 985
PDS 0618—Medical Services Product Number Qualifier............................................................... 986
PDS 0619—User Name............................................................................................................... 987
PDS 0620—Oil Company Brand Name........................................................................................ 988
PDS 0621—Purchase Time.......................................................................................................... 989
PDS 0622—Motor Fuel Service Type............................................................................................991
PDS 0623—Motor Fuel Information............................................................................................ 994
PDS 0623 Subfields................................................................................................................ 996
PDS 0624—User Account Number.............................................................................................. 999
PDS 0625—User Telephone Number......................................................................................... 1000
PDS 0626—Billing Statement Period......................................................................................... 1001
PDS 0626 Subfields.............................................................................................................. 1002

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 Private Data Subelement Definitions

PDS 0627—Billing Event 1........................................................................................................ 1002

PDS 0627 Subfields.............................................................................................................. 1003
PDS 0628—Billing Event 2........................................................................................................ 1004
PDS 0628 Subfields.............................................................................................................. 1005
PDS 0629—Odometer Reading................................................................................................. 1006
PDS 0630—Vehicle Number......................................................................................................1008
PDS 0631—Driver Number/ID Number...................................................................................... 1010
PDS 0632—Product Type Code................................................................................................. 1012
PDS 0633—Coupon/Discount Amount......................................................................................1015
PDS 0634—Tax Amount 1.........................................................................................................1016
PDS 0635—Tax Amount 2.........................................................................................................1017
PDS 0636—Call Date................................................................................................................ 1018
PDS 0637—Call Time................................................................................................................1019
PDS 0638—Call To Information.................................................................................................1020
PDS 0638 Subfields.............................................................................................................. 1020
PDS 0639—Call Duration..........................................................................................................1022
PDS 0640—Call Time Period..................................................................................................... 1023
PDS 0641—Product Code......................................................................................................... 1024
PDS 0642—Item Description..................................................................................................... 1033
PDS 0643—Item Quantity......................................................................................................... 1037
PDS 0643 Subfields.............................................................................................................. 1041
PDS 0644—Call From Information............................................................................................ 1042
PDS 0644 Subfields.............................................................................................................. 1043
PDS 0645—Item Unit of Measure............................................................................................. 1044
PDS 0646—Unit Price............................................................................................................... 1047
PDS 0646 Subfields.............................................................................................................. 1049
PDS 0647—Extended Item Amount.......................................................................................... 1050
PDS 0647 Subfields.............................................................................................................. 1053
PDS 0648—Item Discount.........................................................................................................1055
PDS 0648 Subfields.............................................................................................................. 1056
PDS 0649—Call Usage Amount................................................................................................ 1058
PDS 0649 Subfields.............................................................................................................. 1058
PDS 0650—Zero Cost to Customer Indicator.............................................................................1059
PDS 0651—Procedure ID.......................................................................................................... 1060
PDS 0652—Service Type............................................................................................................1061
PDS 0652 Subfields.............................................................................................................. 1062
PDS 0653—Service Amount......................................................................................................1063
PDS 0653 Subfields.............................................................................................................. 1064
PDS 0654—Debit or Credit Indicator.........................................................................................1065

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 Private Data Subelement Definitions

PDS 0655—Call Long Distance Amount.................................................................................... 1068

PDS 0655 Subfields.............................................................................................................. 1069
PDS 0656—Full VAT Amounts...................................................................................................1070
PDS 0656 Subfields.............................................................................................................. 1071
PDS 0657—Half VAT Amounts..................................................................................................1073
PDS 0657 Subfields.............................................................................................................. 1073
PDS 0658—Call Connect Amount.............................................................................................1075
PDS 0658 Subfields.............................................................................................................. 1076
PDS 0659—Other Description................................................................................................... 1077
PDS 0660—Customer Reference...............................................................................................1078
PDS 0660 Subfields.............................................................................................................. 1079
PDS 0661—Traffic Code............................................................................................................1079
PDS 0662—Sample Number..................................................................................................... 1080
PDS 0663—Free-Form Description............................................................................................ 1081
PDS 0664—Start Station........................................................................................................... 1082
PDS 0665—Destination Station.................................................................................................1084
PDS 0667—Generic Data.......................................................................................................... 1087
PDS 0667 Subfields.............................................................................................................. 1087
PDS 0668—Reduction Data...................................................................................................... 1088
PDS 0668 Subfields.............................................................................................................. 1089
PDS 0669—Transportation Other Code..................................................................................... 1090
PDS 0670—Payer/User Information........................................................................................... 1091
PDS 0670 Subfields.............................................................................................................. 1092
PDS 0671—Date of Funds Requested........................................................................................1093
PDS 0673—Date of Anticipated Receipt of Funds......................................................................1094
PDS 0674—Additional Trace/Reference Number Used by Card Acceptor................................... 1095
PDS 0675—Additional Transaction Description Data..................................................................1096
PDS 0676—Card Acceptor VAT Number................................................................................... 1097
PDS 0677—Customer VAT Number...........................................................................................1098
PDS 0678—Unique Invoice Number.......................................................................................... 1099
PDS 0679—Commodity Code...................................................................................................1100
PDS 0680—Authorized Contact Name......................................................................................1102
PDS 0681—Authorized Contact Phone..................................................................................... 1103
PDS 0682—Detail Tax Amount 1...............................................................................................1104
PDS 0682 Subfields.............................................................................................................. 1106
PDS 0683—Detail Tax Amount 2...............................................................................................1109
PDS 0683 Subfields.............................................................................................................. 1111
PDS 0684—Detail Tax Amount 3...............................................................................................1114
PDS 0684 Subfields.............................................................................................................. 1115

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 Private Data Subelement Definitions

PDS 0685—Type of Supply........................................................................................................1119

PDS 0686—Tax Exempt Indicator.............................................................................................. 1120
PDS 0687—Unique VAT Invoice Reference Number................................................................... 1121
PDS 0688—Card Acceptor Contact E-mail Address................................................................... 1122
PDS 0689—Corporate Identifier................................................................................................1123
PDS 0690—No Show Indicator..................................................................................................1124
PDS 0691—Days Rented........................................................................................................... 1125
PDS 0692—Weekly Rental Amount...........................................................................................1126
PDS 0693—Total Authorized Amount....................................................................................... 1127
PDS 0693 Subfields.............................................................................................................. 1128
PDS 0694—One Way Drop Off Charge..................................................................................... 1129
PDS 0695—Regular Mileage Charge......................................................................................... 1130
PDS 0696—Extra Mileage Charge............................................................................................. 1131
PDS 0697—Late Charge........................................................................................................... 1132
PDS 0698—Fuel Charge............................................................................................................1133
PDS 0699—Lodging Total Tax Amount...................................................................................... 1133
PDS 0699 Subfields.............................................................................................................. 1134
PDS 0700—Towing Charges..................................................................................................... 1135
PDS 0701—Extra Charges.........................................................................................................1136
PDS 0702—Other Charges........................................................................................................1137
PDS 0703—Total Room Nights.................................................................................................. 1138
PDS 0704—Prepaid Expenses....................................................................................................1139
PDS 0704 Subfields.............................................................................................................. 1139
PDS 0705—Total Non-Room Tax Amount..................................................................................1141
PDS 0705 Subfields.............................................................................................................. 1141
PDS 0706—Cash Advances.......................................................................................................1143
PDS 0706 Subfields.............................................................................................................. 1144
PDS 0707—Valet Charges.........................................................................................................1145
PDS 0707 Subfields.............................................................................................................. 1146
PDS 0708—Movie Charges....................................................................................................... 1147
PDS 0708 Subfields.............................................................................................................. 1147
PDS 0709—Business Center Charges........................................................................................ 1148
PDS 0709 Subfields.............................................................................................................. 1149
PDS 0710—Health Club Charges.............................................................................................. 1150
PDS 0710 Subfields.............................................................................................................. 1151
PDS 0711—Fire Safety Act Indicator..........................................................................................1152
PDS 0712—Net Fuel Price......................................................................................................... 1153
PDS 0712 Subfields.............................................................................................................. 1154
PDS 0713—Restricted Ticket Indicator...................................................................................... 1154

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 Private Data Subelement Definitions

PDS 0714—Exchange Ticket Amount........................................................................................1156

PDS 0715—Ancillary Service Charges........................................................................................1157
PDS 0715 Subfields.............................................................................................................. 1158
PDS 0716—Travel Authorization Code...................................................................................... 1159
PDS 0717—IATA Client Code....................................................................................................1160
PDS 0718—Employee/Temp Name/ID........................................................................................1161
PDS 0719—Employee Social Security Number or ID...................................................................1163
PDS 0720—Job Description.......................................................................................................1164
PDS 0721—Job Code................................................................................................................1166
PDS 0722—Flat Rate Indicator.................................................................................................. 1167
PDS 0723—Regular Hours Worked........................................................................................... 1168
PDS 0723 Subfields.............................................................................................................. 1170
PDS 0724—Regular Hours Rate.................................................................................................1170
PDS 0724 Subfields.............................................................................................................. 1172
PDS 0725—Overtime Hours Worked.........................................................................................1172
PDS 0725 Subfields.............................................................................................................. 1174
PDS 0726—Overtime Hours Rate.............................................................................................. 1175
PDS 0726 Subfields.............................................................................................................. 1176
PDS 0727—Temp Start Date..................................................................................................... 1177
PDS 0728—Temp Week Ending................................................................................................ 1179
PDS 0729—Requestor Name or ID............................................................................................ 1180
PDS 0730—Supervisor/Reports to............................................................................................. 1182
PDS 0731—Time Sheet Number............................................................................................... 1183
PDS 0732—Discount Amount................................................................................................... 1184
PDS 0732 Subfields.............................................................................................................. 1185
PDS 0733—Subtotal Amount....................................................................................................1186
PDS 0733 Subfields.............................................................................................................. 1186
PDS 0734—Miscellaneous Expenses..........................................................................................1187
PDS 0734 Subfields.............................................................................................................. 1189
PDS 0735—Service Descriptor Codes........................................................................................ 1190
PDS 0736—Tracking Number or Pickup Number....................................................................... 1192
PDS 0737—Shipping Net Amounts........................................................................................... 1194
PDS 0737 Subfields.............................................................................................................. 1196
PDS 0738—Incentive Amount...................................................................................................1197
PDS 0738 Subfields.............................................................................................................. 1197
PDS 0739—Pickup Date............................................................................................................1198
PDS 0740—Delivery Date..........................................................................................................1200
PDS 0741—Number of Packages.............................................................................................. 1201
PDS 0742—Package Weight..................................................................................................... 1203

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IPM Clearing Formats • 11 June 2019 439
 Private Data Subelement Definitions

PDS 0743—Unit of Measure..................................................................................................... 1205

PDS 0744—Shipping Party Information..................................................................................... 1207
PDS 0744 Subfields.............................................................................................................. 1209
PDS 0745—Shipping Party Address...........................................................................................1209
PDS 0745 Subfields.............................................................................................................. 1211
PDS 0746—Shipping Party Postal Information........................................................................... 1212
PDS 0746 Subfields.............................................................................................................. 1214
PDS 0747—Shipping Party Contact...........................................................................................1215
PDS 0747 Subfields.............................................................................................................. 1217
PDS 0748—Delivery Party Information...................................................................................... 1218
PDS 0748 Subfields.............................................................................................................. 1220
PDS 0749—Delivery Party Address Information......................................................................... 1220
PDS 0749 Subfields.............................................................................................................. 1222
PDS 0750—Delivery Party Postal Information............................................................................ 1222
PDS 0750 Subfields.............................................................................................................. 1224
PDS 0751—Detail Tax Amount 4...............................................................................................1225
PDS 0751 Subfields.............................................................................................................. 1226
PDS 0752—Detail Tax Amount 5...............................................................................................1230
PDS 0752 Subfields.............................................................................................................. 1231
PDS 0753—Detail Tax Amount 6...............................................................................................1234
PDS 0753 Subfields.............................................................................................................. 1235
PDS 0754—Delivery Party Contact............................................................................................ 1239
PDS 0754 Subfields.............................................................................................................. 1241
PDS 0755—Line Item Total Amount.......................................................................................... 1242
PDS 0755 Subfields.............................................................................................................. 1243
PDS 0756—Passenger Description.............................................................................................1244
PDS 0756 Subfields.............................................................................................................. 1245
PDS 0757—Transportation Service Provider............................................................................... 1247
PDS 0758—Transportation Services Offered.............................................................................. 1248
PDS 0759—Delivery Order Number...........................................................................................1249
PDS 0760—Credit Card Slip Number.........................................................................................1250
PDS 0761—Travel Agency ID.....................................................................................................1251
PDS 0762—Data Source........................................................................................................... 1252
PDS 0763—VAT Suppression Indicator...................................................................................... 1253
PDS 0764—Healthcare Eligible Status Indicator......................................................................... 1254
PDS 0765—MoneySend Receiver Data...................................................................................... 1255
Subfield 1—Payee First Name............................................................................................... 1256
Subfield 2—Payee Last Name............................................................................................... 1256
Subfield 3—Payee Address................................................................................................... 1257

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IPM Clearing Formats • 11 June 2019 440
 Private Data Subelement Definitions

Subfield 4—Payee City......................................................................................................... 1257

Subfield 5—Payee State/Province Code................................................................................ 1257
Subfield 6—Payee Country Code..........................................................................................1258
Subfield 7—Payee Postal Code............................................................................................. 1258
Subfield 8—Payee Date of Birth............................................................................................1258
Subfield 9—Payee Phone Number........................................................................................ 1259
PDS 0770—Additional Card Acceptor Inquiry Information.........................................................1259
PDS 0770 Subfields.............................................................................................................. 1260
PDS 0771—Cost Center Information.........................................................................................1261
PDS 0771 Subfields.............................................................................................................. 1262
PDS 0772—Driver License/State Issued ID Information...............................................................1263
PDS 0772 Subfields.............................................................................................................. 1264
PDS 0773—Payment Method Information.................................................................................1264
PDS 0773 Subfields.............................................................................................................. 1265
PDS 0774—Stock Keeping Unit (SKU) Description..................................................................... 1266
PDS 0775—Department Code.................................................................................................. 1267
PDS 0776—Alternate Custom Identifier.................................................................................... 1268
PDS 0776 Subfields.............................................................................................................. 1269
PDS 0777—Promotion Code.....................................................................................................1271
PDS 0799—Test Case Traceability Identifiers.............................................................................. 1272
PDS 0799 Subfields.............................................................................................................. 1274
PDS 1000–1099—Member-to-Member Proprietary Data........................................................... 1275

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IPM Clearing Formats • 11 June 2019 441
 Private Data Subelement Definitions
PDS Construction and Use

PDS Construction and Use

This section defines private data subelements (PDSs) 0001–0500 used in this specification.
These subelements are defined for situations in which the International Organization for
Standardization (ISO) did not define standard data elements in the ISO 8583-1993
specification or in situations in which the ISO data elements are insufficient for operational
requirements.
All PDSs are designed to be incorporated as subelements in ISO “private-use” data elements.
Private-use data elements are specifically designated in the ISO 8583-1993 specification for
“private” organization use. As such, defined PDSs enhance the overall functionality of the
implementation of ISO 8583 entirely within the ISO specification framework.
Several ISO standard private-use data elements are designated to be formatted using a
common PDS encoding procedure (described later in this chapter). When present in a
message, these ISO data elements are always formatted to contain one or more PDSs in the
ISO data element.
The following ISO private-use data elements are designated to contain PDS-encoded data:
• DE 48 (Additional Data)
• DE 62 (Additional Data 2)
• DE 123 (Additional Data 3)
• DE 124 (Additional Data 4)
• DE 125 (Additional Data 5)
PDSs in DE 48, DE 62, DE 123, DE 124, and DE 125 primarily support individual program and
service requirements. PDSs placed in these data elements are considered a permanent part of
this specification.
Originators must populate DE 48 first, then DE 62, then DE 123, then DE 124, and finally DE
125.
If a significant amount of PDS data is in a message, DE 48 must contain as many complete
PDSs as will fit into 999 bytes. Then DE 62 must contain as many complete PDSs as will fit into
999 bytes. The remaining complete PDSs must be in DE 123, DE 124, and DE 125, as needed.
Customers must not split a PDS between DE 48 and DE 62. If an entire PDS coding scheme
(tag+length+data) causes DE 48 to exceed 999 positions, the entire PDS coding scheme (tag
+length+data) must be placed into the next PDS carrier (DE 62) instead. Therefore, the total
length of DE 48 may be less than 999 positions, with DE 62 containing additional PDS data.
Similarly, customers must not split a PDS between DE 62 and DE 123, between DE 123 and DE
124, or between DE 124 and DE 125.

The PDS Encoding Scheme

Each PDS consists of three components:
• PDS Tag Field—tag

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• PDS Length Field—length

• PDS Data Field—data
The first four bytes of each PDS must contain the subelement tag ID, a numeric value in the
range 0001–9999, to identify uniquely the subelement.
The next three bytes of each PDS must contain the subelement length, a numeric value in the
range 001–992, to specify the total length (in bytes) of the PDS data portion.
The remainder of the PDS consists of the actual data.
Because all PDSs have a common tag-length-data encoding format, new PDSs may be added
to messages at any time without affecting message processing software resident on any
customer processing system. If a processor does not recognize a PDS tag, it may simply use
the length field to count past the PDS data portion and continue parsing for any additional
PDSs.

NOTE:
PDSs cannot be duplicated within an IPM message. The clearing system rejects any message
containing duplicate occurrences of a PDS tag field.

The following diagram illustrates the PDS encoding scheme in an ISO standard data element.

Annotation of PDS Attributes

The following notation conventions are employed throughout this manual to describe the
attributes of all PDSs.

Data Representation Attributes

Notation Description

a alphabetic characters A–Z and a–z

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Notation Description

n numeric digits 0–9

as alphabetic characters (A–Z and a–z) and space character

ns numeric digits 0–9 and special characters (including space)

an alphabetic (A–Z and a–z) and numeric characters

ans alphabetic (A–Z and a–z), numeric, and special characters (including
space)

b binary representation of data in eight-bit bytes

Date and Time Attributes

Notation Description

MM month (two digits; 01–12)

DD day (two digits; 01–31)

YY year (last two digits of calendar year; 00–99)

hh hour (two digits; 00–23)

mm minute (two digits; 00–59)

ss second (two digits; 00–59)

Data Length Attributes

Notation Description

-digits Fixed length in number of positions

Example: “n-3” indicates a three-position numeric PDS.
Example: “an-10” indicates a 10-position alphanumeric PDS.

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Notation Description

...digits Variable length, with maximum number of positions specified.

Example: “n...11” indicates a variable-length numeric PDS of 1–11 digits.
Example: “an...25” indicates a variable-length alphanumeric PDS of 1–25
positions.

LLLVAR Present with a variable-length data element attribute, indicates that the data
element contains two fields:
“LLL” is the length field and represents the number of positions in the variable-
length data field that follows. The length field contains a value in the range 001–
992.
“VAR” is the variable-length data field.
Example: “an..500; LLLVAR” indicates a variable-length alphanumeric data
element having a length of 1–500 positions.

Conventions for PDS Data Representation

This specification is independent of the specific data-encoding format (such as EBCDIC or
ASCII).
The following data encoding conventions are standard for all messages.
• All message data elements are aligned on byte boundaries. For example, a data element
cannot begin with the low order “nibble” or any bit other than the high order bit of any
byte.
• All binary (attribute “b”) data elements are constructed of bit-strings that have lengths that
are an integral number of eight-bit bytes. No binary data element has a length of less than
eight bits (one byte).
• All length fields are encoded as numeric, right-justified with leading zeros. PDS length
fields have values in the range 001–992.

NOTE:
The notation“b-8” indicates a fixed-length binary field of eight characters (eight bytes, 64
bits).

PDS and Subfield Justification

Justification of data elements and subfields are given under the “Attributes” and “Subfields”
headings throughout this chapter.
Right-justified data fields and subfields that do not contain a value that fills the entire field
must contain leading zeros. Most numeric (attribute “n”) data elements are right-justified;
for example, amounts always have this right justification with leading zeros.

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Left-justified fields and subfields that do not use the entire field with a value must have
trailing spaces.
A justification of not applicable (N/A) indicates that the values contained within those fields or
subfields take up all positions allowed.

NOTE:
Customers can send clearing files with PDSs in any sequence. In all clearing files that
customers receive, the clearing system formats the PDS data in ascending sequence by PDS
tag number.

For example, assume a customer wants to present the PDS data in the following table.

PDS Number Description Length Value

0165 Settlement Indicator 1 M

0012 Cardholder Transaction Date and Time 14 19960930000000

0023 Terminal Type 3 CT2

0170 Card Acceptor Inquiry Information 14 1-800-555-1212

The customer may construct DE 48 (Additional Data) as in the following table.

Positions Value Description

1–4 0165 First PDS tag

5–7 001 First PDS length

8 M First PDS data

9–12 0012 Second PDS tag

13–15 014 Second PDS length

16–29 19960930000000 Second PDS data

30–33 0023 Third PDS tag

34–36 003 Third PDS length

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Positions Value Description

37–39 CT2 Third PDS data

40–43 0170 Fourth PDS tag

44–46 014 Fourth PDS length

47–60 1-800-555-1212 Fourth PDS data

Subelement Tag Assignment

PDSs that one or more programs or services define for use are assigned tags in ascending
numeric order in the ranges 0001–0799 and 1000–9999. These PDSs are considered a
permanent part of this specification.
PDSs that the clearing system reserves for internal use are assigned tags in ascending numeric
order in the range 0800–0899. These subelements are not defined for customer systems’ use
and are not documented as part of this general specification. The clearing system operations
staff may use them for special functions, such as unique interface requirements to external
networks (gateways) and other network support functions. These PDSs are never sent to
customers.
PDSs used to support temporary program or service conversion and enhancement activities are
assigned identifiers in ascending numeric order in the range 0900–0999. These PDSs are not
considered a permanent part of this specification but will be used as necessary until the
related conversion/enhancement activity is completed. These PDS tags may then be reused to
support other conversion efforts or unique program and service requirements. These PDSs are
never sent to customers.
The PDSs that are reserved for customer proprietary use are in the range 1000–1099.
Customers can use these PDSs to exchange data related to special programs. The clearing
system passes these PDSs unedited to the receivers. These PDSs may be placed in any of the
“Additional Data” data elements (DE 48, DE 62, DE 123, DE 124, or DE 125). The total length
of the tags, lengths, and data for PDSs 1000–1099 in a single IPM message cannot exceed
992 bytes.

Additional Information about the Use of PDSs

PDSs are not restricted for use in a particular PDS carrier.
PDS 0001–PDS 0099, or PDS 1000–1099, are not required to be in DE 48 as opposed to DE
62, DE 123, DE 124, or DE 125.
Customers/processors can present PDS data in any sequence, in any carrier, if the PDS data is
placed first in DE 48, then DE 62, then DE 123, then DE 124, and finally DE 125.

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Intra-European and Inter-European Transactions

Subfield Presence Requirements

Data elements and PDSs may contain subfields.
Some PDS subfields are mandatory and some are optional. For all fixed-length data elements
and PDSs, all subfields must be populated. For variable-length data elements and PDSs, the
following rules exist:
• All subfields that comprise the minimum length for the data element or PDS must be
populated. Subfields that are beyond the minimum length of the element are optional and
should not be populated unless the sender has valid data to present. In other words,
optional subfields must not be populated with filler characters such as all spaces or all
zeros.
• If any optional subfield is presented with valid data, all subfields preceding that subfield
must be populated. In this case, filler characters such as spaces are acceptable. For
example, if a PDS contains four subfields and the sender has valid data to present for
subfields 1, 2, and 4, it must fill subfield 3 with all spaces or all zeros so that all four
subfields are presented in the correct positions for the PDS.

Intra-European and Inter-European Transactions

Some data elements and PDSs are specified for intra-European and inter-European use only.
Intra-European and inter-European messages are those in which both the issuer and acquirer
are in the Europe region.

PDS Listing
The following table is a listing of PDSs 0001–1099 in numerical order.

Number Length Name Attribute

®
0001 Var… Mastercard Mapping Service Account ans…21; TAGLLLVAR
Number

0002 003 GCMS Product Identifier ans-3; TAGLLL

0003 003 Licensed Product Identifier ans-3; TAGLLL

0004 036 Funding Account Information an...36; TAGLLLVAR

0005 Var… Message Error Indicator ans…140; TAGLLLVAR

0006 010 Applied Business Service Arrangement ans–10; TAGLLL

0017 002 Transaction Integrity Class an–2; TAGLLL

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PDS Listing

Number Length Name Attribute

0023 003 Terminal Type ans-3; TAGLLL

0025 Var... Message Reversal Indicator an...7; TAGLLLVAR

0026 Var... File Reversal Indicator an...7; TAGLLLVAR

0042 001 Merchant Capability ans-1; TAGLLL

0043 003 Program Registration ID ans-3; TAGLLL

0044 Var... Program Participation Indicator ans...20: TAGLLLVAR

0045 001 Mastercard Generated Installment a-1; TAGLLL

Identifier

0046 004 Japan Common Merchant Code ans-4; TAGLLL

0052 003 Electronic Commerce Security Level n-3; TAGLLL

Indicator

0056 001 Mastercard Electronic Card Indicator a-1; TAGLLL

0057 002 Transaction Category Indicator n-2.; TAGLLL

0071 003 Chip to Magnetic Stripe Conversion ans-4; TAGLLL

Service Indicator

0072 001 Authentication Indicator n-1; TAGLLL

0080 060 Amount, Tax ans...060; TAGLLLVAR

0105 025 File ID n-25; TAGLLL

0110 025 Transmission ID n-25; TAGLLL

0122 001 Processing Mode ans-1; TAGLLL

0137 Var… Fee Collection Control Number n…20; TAGLLLVAR

0138 008 Source Message Number ID n-8; TAGLLL

0140 008 Amount, Cardholder Billing Amounts USD n-8; TAGLLL

0141 Var... Customer Currency Conversion Revenue n-25; TAGLLLVAR

Data

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PDS Listing

Number Length Name Attribute

0146 Var… Amounts, Transaction Fee n…432; TAGLLLVAR

0147 Var… Extended Precision Amounts n...576; TAGLLLVAR

0148 Var… Currency Exponents ans…60; TAGLLLVAR

0149 006 Currency Codes, Amounts, Original n-6; TAGLLL

0157 004 Alternate Processor Indicator ans...4, TAGLLL

0158 Var... Business Activity ans…30; TAGLLLVAR

0159 Var... Settlement Data ans...67; TAGLLLVAR

0160 Var... Settlement Data, Multiple n-108; TAGLLL

0164 Var... Currency Cross Rates ans...230; TAGLLLVAR

0165 Var... Settlement Indicator ans...30; TAGLLLVAR

0170 Var... Card Acceptor Inquiry Information ans...57; TAGLLLVAR

0171 Var... Alternate Card Acceptor Description Data ans...201; TAGLLLVAR

0172 Var... Sole Proprietor Name ans...30; TAGLLLVAR

0173 Var... Legal Corporate Name ans...30; TAGLLLVAR

0174 015 Dun & Bradstreet Number n-15; TAGLLL

0175 Var… Card Acceptor URL ans…255; TAGLLLVAR

0176 006 Mastercard Assigned ID ans-6; TAGLLL

0177 002 Cross-border a-2; TAGLLL

0178 Var... Alternate Card Acceptor Description Data ans...201; TAGLLLVAR

2

0179 002 Long Running Transaction (LRT) Indicator n-2; TAGLLL

0180 Var... Domestic Card Acceptor Tax ID ans–020; TAGLLLVAR

0181 Var... Installment Payment Data an...50; TAGLLLVAR

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PDS Listing

Number Length Name Attribute

0182 087 Installment Payment Cardholder ans-87; TAGLLL

Statement Data

0183 039 Brazil Post-Dated Transaction Data an-39; TAGLLL

0188 Var... Private Data—Proprietary In Control Data ans…99; TAGLLLVAR

0189 041 Point-of-Interaction (POI) Phone Data ans-41; TAGLLL

0190 Var... Partner ID Code ans...6; TAGLLLVAR

0191 001 Originating Message Format n-1; TAGLLL

0192 003 Payment Transaction Initiator ans-3; TAGLLL

0194 001 Remote Payments Program Data n...1; TAGLLL

0195 Var... Installment Data an...27; TAGLLLVAR

0196 Var... Mobile Phone Reload Data ans…47; TAGLLLVAR

0197 053 National Use Tax Data n-53; TAGLLL

0198 002 Device Type an-2; TAGLLL

0199 0199 Funding Transaction Information ans…199; TAGLLLVAR

0200 006 Device Type n-2; TAGLLL

0207 001 Wallet Identifier an–3; TAGLLLVAR

0208 Var… Additional Merchant Data ans...26; TAGLLLVAR

0209 011 Independent Sales Organization ID n-11; TAGLLL

0210 004 Transit Program n...4; TAGLLL

0211 002 Terminal Compliant Indicator n-2; TAGLLL

0212 005 Merchant Data Services ans-5; TAGLLLVAR

0213 Var... Original Merchant Data ans...115; LLLVAR

0214 Var... Merchant Data Cleansing Plus ans...354; TAGLLLVAR

0215 106 Mastercard Merchant Data Advance ans–106; TAGLLLVAR

0228 001 Retrieval Document Code n-1; TAGLLL

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PDS Listing

Number Length Name Attribute

0230 001 Fulfillment Document Code n-1; TAGLLL

0241 Var... MasterCom Control Number ans...7; TAGLLLVAR

0243 Var... MasterCom Retrieval Response Data ans...38; TAGLLLVAR

0244 Var... MasterCom Chargeback Support ans...12; TAGLLLVAR

Documentation Dates

0245 006 MasterCom Arbitration Chargeback n-6; TAGLLL

Sender Processing Date

0246 Var… MasterCom Sender Memo ans…100; TAGLLLVAR

0247 Var… MasterCom Receiver Memo ans…100; TAGLLLVAR

0248 Var… MasterCom Image Review Memo ans…100: TAGLLLVAR

0249 Var… MasterCom Record ID n…10: TAGLLLVAR

0250 014 MasterCom Endpoints n-14: TAGLLL

0251 001 MasterCom Fulfillment Document Code n-1: TAGLLL

0252 Var… MasterCom Image Metadata ans…124: TAGLLVAR

0253 Var… MasterCom System Enhanced Data ans…992: TAGLLLVAR

0254 Var… MasterCom Member Enhanced Data ans…992: TAGLLLVAR

0255 Var… MasterCom Message Type ans…7, TAGLLLVAR

0260 Var... Edit Exclusion Indicator ans...4; TAGLLLVAR

0261 011 Risk Management Approval Code n-11; TAGLLL

0262 001 Documentation Indicator n-1; TAGLLL

0264 004 Original Retrieval Reason for Request n-4; TAGLLL

0265 Var... Initial Presentment/Fee Collection Data ans...110; TAGLLLVAR

0266 Var... First Chargeback/Fee Collection Return ans...127; TAGLLLVAR

Data

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PDS Listing

Number Length Name Attribute

0267 Var... Second Presentment/Fee Collection ans...127; TAGLLLVAR

Resubmission Data

0268 015 Amount, Partial Transaction n-15; TAGLLL

0280 025 Source File ID n-25; TAGLLL

0300 025 Reconciled, File n-25; TAGLLL

0301 016 File Amount, Checksum n-16; TAGLLL

0302 001 Reconciled, Member Activity a-1; TAGLLL

0306 008 File Message Counts n-8; TAGLLL

0358 Var... Reconciled, Business Activity ans….30; TAGLLLVAR

0359 Var… Reconciled, Settlement Activity ans…67; TAGLLLVAR

0367 003 Reconciled, Card Program Identifier ans-3; TAGLLL

0368 002 Reconciled, Transaction Function Group ans-2; TAGLLL

Code

0369 006 Reconciled, Acquirer’s BIN n-6; TAGLLL

0370 Var... Reconciled, Account Range n...38; TAGLLLVAR

0372 007 Reconciled, Transaction Function n-7; TAGLLL

0374 002 Reconciled, Processing Code n-2; TAGLLL

0375 Var... Member Reconciliation Indicator 1 ans...50; TAGLLLVAR

0378 001 Original/Reversal/Totals Indicator a-1; TAGLLL

0380 017 Debits, Transaction Amount in Transaction an-17; TAGLLL

Currency

0381 017 Credits, Transaction Amount in Transaction an-17; TAGLLL

Currency

0384 017 Amount, Net Transaction in Transaction an-17; TAGLLL

Currency

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PDS Listing

Number Length Name Attribute

0390 017 Debits, Transaction Amount in an-17; TAGLLL

Reconciliation Currency

0391 017 Credits, Transaction Amount in an-17; TAGLLL

Reconciliation Currency

0392 Var... Debits, Fee Amounts in Reconciliation an…216; TAGLLLVAR

Currency

0393 Var... Credits, Fee Amounts in Reconciliation an…216; TAGLLLVAR

Currency

0394 017 Amount, Net Transaction in Reconciliation an-17; TAGLLL

Currency

0395 016 Amount, Net Fee in Reconciliation an-16; TAGLLL

Currency

0396 017 Amount, Net Total in Reconciliation an-17; TAGLLL

Currency

0397 Var... Debits, Extended Precision Amount in ans...252; TAGLLLVAR

Reconciliation Currency

0398 Var... Credits, Extended Precision Amount in an...252; TAGLLLVAR

Reconciliation Currency

0399 019 Amount, Net Extended Precision in an-19;TAGLLL

Reconciliation Currency

0400 010 Debits, Transaction Number n-10; TAGLLL

0401 010 Credits, Transaction Number n-10; TAGLLL

0402 010 Total, Transaction Number n-10; TAGLLL

0501 016 Transaction Description n-16; TAGLLL

0502 Var… Custom Identifier ans…82; TAGLLLVAR

0503 004 Travel Agency Sequence Number ans-4; TAGLLL

0504 Var… Travel Agency Fee ans…42; TAGLLLVAR

0505 Var... Passenger Name ans…29; TAGLLLVAR

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PDS Listing

Number Length Name Attribute

0506 015 Ticket Number ans-15; TAGLLL

0507 004 Issuing Carrier ans-4; TAGLLL

0508 Var... Customer Code ans…25; TAGLLLVAR

0509 006 Issue Date n-6; TAGLLL

0510 008 Travel Agency Code ans-8; TAGLLL

0511 Var... Travel Agency Name ans…25; TAGLLLVAR

0512 012 Total Fare n-12; TAGLLL

0513 012 Total Fees n-12; TAGLLL

0514 012 Total Taxes n-12; TAGLLL

0515 Var… Additional Card Acceptor Information ans…40; TAGLLLVAR

0516 015 Austin–Tetra Number ans-15; TAGLLL

0517 015 NAICS Code ans-15; TAGLLL

0518 006 Line Item Date n-6; TAGLLL

0519 014 Additional Fuel Location Information an-14; TAGLLL

0520 006 Travel Date n-6; TAGLLL

0521 002 Carrier Code ans-2; TAGLLL

0522 002 Service Class Code ans-2; TAGLLL

0523 005 City of Origin/Airport Code ans-5; TAGLLL

0524 005 City of Destination/Airport Code ans-5; TAGLLL

0525 001 Stop Over Code ans-1; TAGLLL

0526 015 Conjunction Ticket ans-15; TAGLLL

0527 015 Exchange Ticket ans-15; TAGLLL

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PDS Listing

Number Length Name Attribute

0528 001 Coupon Number ans-1; TAGLLL

0529 Var... Fare Basis Code ans…15; TAGLLLVAR

0530 005 Flight Number ans-5; TAGLLL

0531 005 Departure Time ans-5; TAGLLL

0532 014 Total Charges ans-14; TAGLLL

0533 005 Arrival Time ans-5; TAGLLL

0534 014 Total Non-Room Charges ans-14; TAGLLL

0535 012 Fare n-12; TAGLLL

0536 012 Fee n-12; TAGLLL

0537 012 Taxes n-12; TAGLLL

0538 Var... Endorsements/Restrictions ans…20; TAGLLLVAR

0539 014 Total Amount Charged on Card ans-14; TAGLLL

0540 014 Room Service Charges ans-14; TAGLLL

0541 014 Lounge/Bar Charges ans-14; TAGLLL

0542 014 Transportation Charges ans-14; TAGLLL

0543 014 Gratuity Charges ans-14; TAGLLL

0544 009 Rental Agreement Number ans-9; TAGLLL

0545 Var... Renter Name ans…40; TAGLLLVAR

0546 Var... Rental Return City ans…25; TAGLLLVAR

0547 003 Rental Return State/Province ans-3; TAGLLL

0548 003 Rental Return Country ans-3; TAGLLL

0549 010 Rental Return Location ID ans-10; TAGLLL

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PDS Listing

Number Length Name Attribute

0550 006 Rental Return Date n-6; TAGLLL

0551 006 Rental Check-out Date n-6; TAGLLL

0552 017 Customer Service Toll-Free (800) Number ans-17; TAGLLL

0553 013 Rental Rate ans-13; TAGLLL

0554 014 Conference Room Charges ans-14; TAGLLL

0555 012 Rate per Mile (or per Kilometer) n-12; TAGLLL

0556 004 Total Miles (or Kilometers) n-4; TAGLLL

0557 004 Maximum Free Miles (or Kilometers) n-4; TAGLLL

0558 001 Miles/Kilometers Indicator as-1; TAGLLL

0559 013 Vehicle Insurance ans-13; TAGLLL

0560 014 Audio Visual Charges ans-14; TAGLLL

0561 013 Adjusted Amount ans-13; TAGLLL

0562 014 Banquet Charges ans-14; TAGLLL

0563 002 Program Code ans-2; TAGLLL

0564 Var... Rental Location City ans…25; TAGLLLVAR

0565 003 Rental Location State/Province ans-3; TAGLLL

0566 003 Rental Location Country as-3; TAGLLL

0567 010 Rental Location ID ans-10; TAGLLL

0568 004 Rental Class ID ans-4; TAGLLL

0569 014 Internet Access Charges ans-14; TAGLLL

0570 014 Early Departure Charges ans-14; TAGLLL

0571 Var… Guest Name ans…40; TAGLLLVAR

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PDS Listing

Number Length Name Attribute

0572 025 Guest Number ans-25; TAGLLL

0573 Var… Invoice Number ans…25; TAGLLLVAR

0574 006 Arrival Date n-6; TAGLLL

0575 006 Departure Date n-6; TAGLLL

0576 Var… Folio Number ans…25; TAGLLLVAR

0577 017 Property Phone Number ans-17; TAGLLL

0578 015 Billing Adjustment ans-15; TAGLLL

0579 006 Invoice Date n-6; TAGLLL

0580 013 Room Rate n-13; TAGLLL

0581 014 Total Room Tax ans-14; TAGLLL

0582 002 Program Code ans-2; TAGLLL

0583 014 Phone Charges ans-14; TAGLLL

0584 014 Restaurant Charges ans-14; TAGLLL

0585 014 Mini-Bar Charges ans-14; TAGLLL

0586 014 Gift Shop Charges ans-14; TAGLLL

0587 014 Laundry and Dry Cleaning Charges ans-14; TAGLLL

0588 Var… Other Services ans-102; TAGLLL

0589 012 Invoice Creation Date/Time n-12; TAGLLL

0590 002 Party Identification an-2; TAGLLL

0591 Var… Party Name ans…120; TAGLLLVAR

0592 Var… Party Address ans…240; TAGLLLVAR

0593 Var… Party Postal Information ans…46; TAGLLLVAR

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PDS Listing

Number Length Name Attribute

0594 Var… Party Contact ans…305; TAGLLLVAR

0595 008 Card Acceptor Type ans-8; TAGLLL

0596 021 Card Acceptor Tax ID ans…21; TAGLLLVAR

0597 014 Total Tax Amount ans-14; TAGLLL

0598 001 Total Tax Collected Indicator ans-1; TAGLLL

0599 Var... Corporation VAT Number ans-20; TAGLLLVAR

0600 Var... Card Acceptor Reference Number ans…25; TAGLLLVAR

0601 001 Party Nature of Filing a-1; TAGLLL

0602 Var… Party Supplemental Data 1 ans…672; TAGLLLVAR

0603 Var… Party Supplemental Data 2 ans…672; TAGLLLVAR

0604 Var… Transaction Supplemental Data 1 ans…672; TAGLLLVAR

0605 Var… Transaction Supplemental Data 2 ans…672; TAGLLLVAR

0606 014 Freight Amount ans-14; TAGLLL

0607 014 Duty Amount ans-14; TAGLLL

0608 010 Destination Postal Code ans-10; TAGLLL

0609 003 Destination State/Province Code ans-3; TAGLLL

0610 003 Destination Country Code ans-3; TAGLLL

0611 003 Sequence Number ans-3; TAGLLL

0612 006 Ship Date n-6; TAGLLL

0613 010 Ship-From Postal Code ans-10; TAGLLL

0614 006 Order Date n-6; TAGLLL

0615 Var… Medical Services Ship to Health Industry ans…40; TAGLLLVAR

Number

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 459
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0616 Var… Contract Number ans…40; TAGLLLVAR

0617 001 Medical Services Price Adjustment a-1; TAGLLL

0618 002 Medical Services Product Number Qualifier an-2; TAGLLL

0619 Var… User Name ans…40; TAGLLLVAR

0620 004 Oil Company Brand Name n-4; TAGLLL

0621 004 Purchase Time n-4; TAGLLL

0622 001 Motor Fuel Service Type ans-1; TAGLLL

0623 035 Motor Fuel Information ans-35; TAGLLL

0624 Var… User Account Number ans…40; TAGLLLVAR

0625 Var… User Telephone Number ans…25; TAGLLLVAR

0626 012 Billing Statement Period n-12; TAGLLL

0627 Var… Billing Event 1 ans…540; TAGLLLVAR

0628 Var… Billing Event 2 ans…540; TAGLLLVAR

0629 Var... Odometer Reading ans…7; TAGLLLVAR

0630 Var... Vehicle Number ans…17; TAGLLLVAR

0631 Var... Driver Number/ID Number ans…17; TAGLLLVAR

0632 001 Product Type Code n-1; TAGLLL

0633 012 Coupon/Discount Amount n-12; TAGLLL

0634 006 Tax Amount 1 n-6; TAGLLL

0635 006 Tax Amount 2 n-6; TAGLLL

0636 006 Call Date n-6; TAGLLL

0637 006 Call Time n-6; TAGLLL

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 460
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0638 146 Call To Information ans-146; TAGLLL

0639 006 Call Duration n-6; TAGLLL

0640 002 Call Time Period an-2; TAGLLL

0641 Var... Product Code ans…15; TAGLLLVAR

0642 Var... Item Description ans…35; TAGLLLVAR

0643 013 Item Quantity n-13; TAGLLL

0644 145 Call From Information ans-145; TAGLLL

0645 Var... Item Unit of Measure ans…12; TAGLLLVAR

0646 013 Unit Price n-13; TAGLLL

0647 014 Extended Item Amount ans-14; TAGLLL

0648 020 Item Discount ans-20; TAGLLL

0649 014 Call Usage Amount ans-14; TAGLLL

0650 001 Zero Cost to Customer Indicator a-1; TAGLLL

0651 009 Procedure ID ans-9; TAGLLL

0652 004 Service Type ans-4; TAGLLL

0653 014 Service Amount ans-14; TAGLLL

0654 001 Debit or Credit Indicator an-1; TAGLLL

0655 014 Call Long Distance Amount ans-14; TAGLLL

0656 Var… Full VAT Amounts ans-28; TAGLLLVAR

0657 Var… Half VAT Amounts ans-28; TAGLLLVAR

0658 014 Call Connect Amount ans-14; TAGLLL

0659 Var… Other Description ans…60; TAGLLLVAR

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 461
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0660 Var… Customer Reference ans-190; TAGLLLVAR

0661 003 Traffic Code n-3; TAGLLL

0662 004 Sample Number n-4; TAGLLL

0663 Var… Free-Form Description ans…992; TAGLLLVAR

0664 Var… Start Station ans…30; TAGLLLVAR

0665 Var… Destination Station ans…30; TAGLLLVAR

0667 046 Generic Data ans-46; TAGLLL

0668 026 Reduction Data ans-26; TAGLLL

0669 003 Transportation Other Code n-3; TAGLLL

0670 Var… Payer/User Information ans…104; TAGLLLVAR

0671 006 Date of Funds Requested n–6; TAGLLL

0673 006 Date of Anticipated Receipt of Funds n-6; TAGLLL

0674 Var… Additional Trace/Reference Number Used ans…15; TAGLLLVAR

by Card Acceptor

0675 Var… Additional Transaction Description Data ans…15; TAGLLLVAR

0676 Var… Card Acceptor VAT Number ans…20; TAGLLLVAR

0677 Var… Customer VAT Number ans…20; TAGLLLVAR

0678 Var… Unique Invoice Number ans…17; TAGLLLVAR

0679 Var… Commodity Code ans…15; TAGLLLVAR

0680 Var… Authorized Contact Name ans…36; TAGLLLVAR

0681 Var… Authorized Contact Phone ans…17; TAGLLLVAR

0682 Var… Detail Tax Amount 1 ans…46; TAGLLLVAR

0683 Var… Detail Tax Amount 2 ans…46; TAGLLLVAR

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 462
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0684 Var… Detail Tax Amount 3 ans…46; TAGLLLVAR

0685 002 Type of Supply an-2; TAGLLL

0686 001 Tax Exempt Indicator an-1; TAGLLL

0687 Var… Unique VAT Invoice Reference Number ans…17; TAGLLLVAR

0688 Var… Card Acceptor Contact E-mail Address ans…60; TAGLLLVAR

0689 Var… Corporate Identifier ans…12; TAGLLLVAR

0690 001 No Show Indicator an-1; TAGLLL

0691 004 Days Rented n-4; TAGLLL

0692 012 Weekly Rental Amount n-12; TAGLLL

0693 014 Total Authorized Amount ans-14; TAGLLL

0694 012 One Way Drop Off Charge n-12; TAGLLL

0695 012 Regular Mileage Charge n-12; TAGLLL

0696 012 Extra Mileage Charge n-12; TAGLLL

0697 012 Late Charge n-12; TAGLLL

0698 012 Fuel Charge n-12; TAGLLL

0699 014 Lodging Total Tax Amount ans-14; TAGLLL

0700 012 Towing Charges n-12; TAGLLL

0701 012 Extra Charges n-12; TAGLLL

0702 012 Other Charges n-12; TAGLLL

0703 004 Total Room Nights n-4; TAGLLL

0704 014 Prepaid Expenses n-14; TAGLLL

0705 014 Total Non-Room Tax Amount ans-14; TAGLLL

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 463
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0706 014 Cash Advances ans-14; TAGLLL

0707 014 Valet Charges ans-14; TAGLLL

0708 014 Movie Charges n-14; TAGLLL

0709 014 Business Center Charges n-14; TAGLLL

0710 014 Health Club Charges n-14; TAGLLL

0711 001 Fire Safety Act Indicator an-1; TAGLLL

0712 013 Net Fuel Price n-13; TAGLLL

0713 001 Restricted Ticket Indicator an-1; TAGLLL

0714 012 Exchange Ticket Amount n-12; TAGLLL

0715 012 Exchange Fee Amount n-12; TAGLLL

0716 Var… Travel Authorization Code ans…64; TAGLLLVAR

0717 Var… IATA Client Code ans…17; TAGLLLVAR

0718 Var… Employee/Temp Name/ID ans…40; TAGLLLVAR

0719 Var… Employee Social Security Number or ID ans…30; TAGLLLVAR

0720 Var… Job Description ans…40; TAGLLLVAR

0721 Var… Job Code ans…20; TAGLLLVAR

0722 001 Flat Rate Indicator an-1; TAGLLL

0723 007 Regular Hours Worked n-7; TAGLLL

0724 007 Regular Hours Rate n-7; TAGLLL

0725 007 Overtime Hours Worked n-7; TAGLLL

0726 007 Overtime Hours Rate n-7; TAGLLL

0727 006 Temp Start Date n-6; TAGLLL

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 464
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0728 006 Temp Week Ending n-6; TAGLLL

0729 Var… Requestor Name or ID ans…40; TAGLLLVAR

0730 Var… Supervisor/Reports To ans…40; TAGLLLVAR

0731 Var… Time Sheet Number ans…20; TAGLLLVAR

0732 018 Discount Amount ans-18; TAGLLL

0733 014 Subtotal Amount ans-14; TAGLLL

0734 Var… Miscellaneous Expenses ans…216; TAGLLLVAR

0735 Var… Service Descriptor Code ans…40; TAGLLLVAR

0736 Var… Tracking Number or Pickup Number ans…40; TAGLLLVAR

0737 014 Shipping Net Amount ans-14; TAGLLL

0738 014 Incentive Amount ans-14; TAGLLL

0739 006 Pickup Date n-6; TAGLLL

0740 006 Delivery Date n-6; TAGLLL

0741 006 Number of Packages n-6; TAGLLL

0742 012 Package Weight n-12; TAGLLL

0743 Var… Unit of Measure ans…3; TAGLLLVAR

0744 Var… Shipping Party Information ans…150; TAGLLLVAR

0745 Var… Shipping Party Address ans…300; TAGLLLVAR

0746 Var… Shipping Party Postal Information ans…41; TAGLLLVAR

0747 Var… Shipping Party Contact ans…305; TAGLLLVAR

0748 Var… Delivery Party Information ans…150; TAGLLLVAR

0749 Var… Delivery Party Address Information ans…300; TAGLLLVAR

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 465
 Private Data Subelement Definitions
PDS Listing

Number Length Name Attribute

0750 Var… Delivery Party Postal Information ans…41; TAGLLLVAR

0751 Var… Detail Tax Amount 4 ans…46; TAGLLLVAR

0752 Var… Detail Tax Amount 5 ans…46; TAGLLLVAR

0753 Var… Detail Tax Amount 6 ans…46; TAGLLLVAR

0754 Var… Delivery Party Contact ans…305; TAGLLLVAR

0755 014 Line Item Total Amount ans-14; TAGLLL

0756 005 Passenger Description ans-5; TAGLLL

0757 Var… Transportation Service Provider ans…40; TAGLLLVAR

0758 Var… Transportation Services Offered ans…40; TAGLLLVAR

0759 Var… Delivery Order Number ans…15; TAGLLLVAR

0760 Var… Credit Card Slip Number ans…8; TAGLLLVAR

0761 Var… Travel Agency ID ans…15; TAGLLLVAR

0762 002 Data Source n-2; TAGLLL

0763 003 VAT Suppression Indicator ans-2; TAGLLL

0764 001 Healthcare Eligible Status Indicator n–1; TAGLLL

0770 Var… Additional Card Acceptor Inquiry ans…73; TAGLLLVAR

Information

0771 Var… Cost Center Information ans…36; TAGLLLVAR

0772 Var… Driver License/State Issued ID Information ans…18; TAGLLLVAR

0773 Var… Payment Method Information an…140; TAGLLLVAR

0774 Var… Stock Keeping Unit (SKU) Description ans…200; TAGLLLVAR

0775 Var… Department Code ans…8; TAGLLLVAR

0776 Var… Alternate Custom Identifier ans…410; TAGLLLVAR

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 466
 Private Data Subelement Definitions
PDS 0001—Mastercard Mapping Service Account Number

Number Length Name Attribute

0777 Var… Promotion Code ans…6; TAGLLLVAR

0799 Var… Test Case Traceability Identifiers and…165; TAGLLLVAR

1000–1099 Var… Member-to-Member Proprietary Data ans…992; TAGLLLVAR

PDS 0001—Mastercard Mapping Service Account Number

PDS 0001 (Mastercard Mapping Service Account Number) provides either the virtual account
number/token or the primary account number in a transaction for which Mastercard
performed the mapping service.

Attributes

Attributes

Data Representation: ans…21; TAGLLLVAR

Tag Field: 0001

Length Field: 3 positions, value = 008–021

Data Field: Variable length, 8–21 positions

Subfields: 2 subfields

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 467
 Private Data Subelement Definitions
PDS 0001—Mastercard Mapping Service Account Number

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 • X C

Retrieval Request Acknowledgement/1644 • X C

Fee Collection (Retrieval Fee Billing)/1740 • X C

The clearing system provides PDS 0001 to the issuer whenever it performs the mapping
service. This service maps a virtual card number or token to a real card number or a real card
number to a virtual card number or token. PDS 0001 is provided to the acquirer only when a
PAN Mapping Service has been performed.

Subfield 1—Account Number Type

PDS 0001 (Mastercard Mapping Service Account Number), subfield 1 describes the type of
account number contained in PDS 0001, subfield 2 (Account Number).

Attribute Value

Subfield ID: n-2 01

Subfield Length: n-2 02

Data Representation: ans-2

Justification: Left

Position 1 of this subfield may contain the following:

• Values 1–6 if the number in subfield 2 is a contactless account number
• Values 8 or 9 if the number in subfield 2 is a Mastercard In Control™ virtual account
number
• Value C if the number in subfield 2 is a Mastercard Digital Enablement Service secure
element token
• Value H if the number in subfield 2 is a Mastercard Digital Enablement Service Cloud-Based
Payments token
• Value O if the number in subfield 2 is a Mastercard Digital Enablement Service Card on File
token
• Value T if the number in subfield 2 is a real card number
Within Retrieval Request/1644-603, Retrieval Request Acknowledgement/1644-605, and
Chargeback/1442 dispute messages for Mastercard In Control transactions, PDS 0001,
subfield 1, position 1 will contain value T, indicating that PDS 0001, subfield 2 contains the

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 468
 Private Data Subelement Definitions
PDS 0001—Mastercard Mapping Service Account Number

masked real account number. The real account number will be masked according to PCI
guidelines as follows:
• Display the first six digits
• Fill the remaining digits of the real card number with zeros
• Display the final four digits (for example: 1234560000001234 for a 16-digit PANs or
1234560000000001234 for a 19-digit PAN)
Position 2 of this subfield contains a space if GCMS performed the mapping service using
Mastercard authorization logs. Position 2 will contain value C if GCMS performed the
mapping service using a source other than the Mastercard authorization logs. (This position
will contain a C in all retrieval and chargeback messages.)
Values for this subfield are listed in the following table.

Values Description

C Space Subfield 2 contains the Mastercard Digital Enablement Service secure element device
token used at the point of sale. The account range is owned by an issuer. Mapping was
based on the authorization log.

CC Subfield 2 contains the Mastercard Digital Enablement Service secure element device
token used at the point of sale. The account range is owned by an issuer. Mapping was
based on a source other than the authorization log.

H space Subfield 2 contains the Mastercard Digital Enablement Service Cloud-Based Payments
device token used at the point of sale. The account range is owned by an issuer.
Mapping was based on the authorization log.

HC Subfield 2 contains the Mastercard Digital Enablement Service Cloud-Based Payments

device token used at the point of sale. The account range is owned by an issuer.
Mapping was based on a source other than the authorization log.

O Space Subfield 2 contains the Mastercard Digital Enablement Service Card on File token
submitted by the acquirer. The account range is owned by Mastercard. Mapping was
based on the authorization log.

OC Subfield 2 contains the Mastercard Digital Enablement Service Card on File token
submitted by the acquirer. The account range is owned by Mastercard. Mapping was
based on a source other than the authorization log.

TC Subfield 2 contains a primary account number. Mapping was based on a source other
than the authorization logs.

1 Subfield 2 contains a contactless account number owned by an issuer, and the issuer is
actively participating in the PayPass Mapping Service. Every transaction containing this
account range is to be mapped. Mapping was based on the authorization logs.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 469
 Private Data Subelement Definitions
PDS 0001—Mastercard Mapping Service Account Number

Values Description

1C Subfield 2 contains a contactless account number owned by an issuer, and the issuer is
actively participating in the PayPass Mapping Service. Every transaction containing this
account range is to be mapped. Mapping was based on a source other than the
authorization logs.

2 Subfield 2 contains a contactless account number owned by an issuer, and the issuer is
actively participating in the PayPass Mapping Service. Not all transactions in this issuer
account range are mapped, because the issuer is phasing in the PayPass Mapping
Service. Mapping was based on the authorization logs.

2C Subfield 2 contains a contactless account number owned by an issuer, and the issuer is
actively participating in the PayPass Mapping Service. Not all transactions in this issuer
account range are mapped, because the issuer is phasing in the PayPass Mapping
Service. Mapping was based on a source other than the authorization logs.

3 Subfield 2 contains a contactless account number provided by Mastercard and is

assigned to an issuer that is actively participating in the PayPass Mapping Service.
Mapping was based on the authorizations logs.

3C Subfield 2 contains a contactless account number provided by Mastercard and is

assigned to an issuer that is actively participating in the PayPass Mapping Service.
Mapping was based on a source other than the authorization logs.

4 Subfield 2 contains a contactless account number provided by Mastercard and is

assigned to an issuer that is passively participating in the PayPass Mapping Service by
permitting its cardholders to request a contactless card or device via that website.
Mapping was based on the authorization logs.

4C Subfield 2 contains a contactless account number provided by Mastercard and is

assigned to an issuer that is passively participating in the PayPass Mapping Service by
permitting its cardholders to request a contactless card or device via the website.
Mapping was based on a source other than the authorization logs.

5 Subfield 2 contains a contactless account number provided by Mastercard and is

assigned to a merchant that sponsors the contactless card or device. The issuer is
passively participating in the PayPass Mapping Service. Mapping was based on the
authorization logs.

5C Subfield 2 contains a contactless account number provided by Mastercard and is

assigned to a merchant that sponsors the contactless card or device. The issuer is
passively participating in the PayPass Mapping Service. Mapping was based on a source
other than the authorization logs.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 470
 Private Data Subelement Definitions
PDS 0001—Mastercard Mapping Service Account Number

Values Description

6 Subfield 2 contains a contactless account number provided by Mastercard, and

Mastercard sponsors the contactless card or device. The issuer is passively participating
in the PayPass Mapping Service. Mapping was based on the authorization logs.

6C Subfield 2 contains a contactless account number provided by Mastercard, and

Mastercard sponsors the contactless card or device. The issuer is passively participating
in the PayPass Mapping Service. Mapping was based on a source other than the
authorization logs.

8 Subfield 2 contains a Mastercard In Control account number. Mapping was based on

the authorization logs.

8C Subfield 2 contains a Mastercard In Control account number. Mapping was based on a

source other than the authorization logs.

9 Subfield 2 contains the VCN used at the point of sale. Mapping was based on the
authorization log.

9C Subfield 2 contains the VCN used at the point of sale. Mapping was based on a source
other than the authorization log.

Subfield 2—Account Number

PDS 0001 (Mastercard Mapping Service Account Number), subfield 2 contains a virtual/token
or real account number or a primary account number.

Attribute Value

Subfield ID n-2 02

Subfield Length n-2 06–19

Data Representation n...19

Justification Left

Contents are as follows in the provided situations:

• When issuers receive PDS 0001, this subfield always contains a virtual account number/
token.
• When acquirers receive PDS 0001, this subfield always contains a real card number.
This subfield is 6–19 digits in length.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 471
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

PDS 0002—GCMS Product Identifier

PDS 0002 (GCMS Product Identifier) identifies the product recognized by GCMS for the
combination of issuer account range (part of DE 2 [Primary Account Number (PAN)]) and Card
Program Identifier.

Attributes

ans-3; TAGLLL

Tag Field: 0002

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 • X M

Retrieval Request Acknowledgement/1644 • X C

Fee Collection (Retrieval Fee Billing)/1740 • X M

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 472
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

Licensed Product Identifier is provided in Fee Collection (Other)/1740 and Fee Collection
(Handling Fees)/1740 if DE 2 (Primary Account Number [PAN]) is present and the issuer
account range associated with the PAN contains a brand/product assignment that is
compatible with the brand and business service arrangement assigned to the transaction by
clearing.
The product codes in the following table are representative of the credit and debit product
codes recognized by the clearing system. This table identifies the product identifier used by
GCMS (PDS 0002) as well as the Licensed Product Identifier (PDS 0003). Each Licensed Product
Identifier has a different description, although multiple Licensed Product Identifier values may
be associated with a common GCMS Product Identifier.
The Product Class Override Indicator is populated by GCMS in PDS 0158 Subfield 8. The
clearing system populates subfield 8 (Product Class Override Indicator) with a Product Class
value indicating whether product class override interchange rates were used in the
interchange fee amount designated in PDS 0146 (Amount, Transaction Fees).

NOTE: Immediate Debit products begin with “T” in the GCMS Product Identifier and have
“immediate” in the description.

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator

ACS ACS Digital Debit ACS—Digital Debit

BPD BPD Business Premium Debit BPD—Business Premium Debit

®
CIR CIR Cirrus N/A
® ®
DAG DAG Gold Debit Mastercard Salary DAG—Gold Debit Mastercard Salary
® ®
DAP DAP Platinum Debit Mastercard Salary DAP—Platinum Debit Mastercard
Salary
® ®
DAS DAS Standard Debit Mastercard Salary DAS—Standard Debit Mastercard
Salary
®
DLG DLG Debit Mastercard Gold—Delayed Debit DLG—Debit Mastercard Gold Delayed
Debit

®
DLH DLH Debit Mastercard World Embossed— DLH—Debit Mastercard World
Delayed Debit Delayed Debit

®
DLP DLP Debit Mastercard Platinum—Delayed DLP—Debit Mastercard Platinum
Debit Delayed Debit

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 473
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
DLS DLI Debit Mastercard Standard Student DLS—Debit Mastercard Delayed Debit
Card—Delayed Debit
®
DLS DLS Debit Mastercard Card—Delayed Debit DLS—Debit Mastercard Delayed Debit

®
DLS DLU Debit Mastercard Unembossed— DLS—Debit Mastercard Delayed Debit
Delayed Debit
® ®
DOS DOS Standard Debit Mastercard Social DOS—Standard Debit Mastercard
Social
® ®
DWF DWF Debit Mastercard Humanitarian Prepaid DWF—Debit Mastercard
Humanitarian Prepaid

™ ®
MAB MAB World Elite Mastercard for Business MAB—Business World Elite
Card

® ™
MAC MAC Mastercard World Elite Corporate MAC—Corporate World Elite
Card

MAP MAP MAP—Mastercard Commercial Payments MAP—Mastercard Commercial

Account Payments Account

® ®
MAQ MAQ Mastercard Prepaid Commercial MAQ—Mastercard Prepaid
Payments Account Commercial Payments Account

MBB MBB Mastercard Prepaid Consumer MBB—Mastercard Prepaid Consumer

MBC MBC Mastercard Prepaid Voucher MBC—Mastercard Prepaid Voucher

®
MBD MBD Mastercard Professional Debit MDB—Commercial Debit
BusinessCard Card
® ™
MBE MBE Mastercard Electronic Business Card MCB—Corporate

® ™
MBE MRB Mastercard Prepaid Electronic Business MCB—Corporate
Card (Non-U.S.)

®
MBK MBK Mastercard Black Card MCW—World

MBP MBP Mastercard Corporate Prepaid MBP—Mastercard Corporate Prepaid

® ®
MBS MBS Mastercard B2B Product MBS—Mastercard B2B Product

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 474
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator

MBT MBT Mastercard Corporate Prepaid Travel MBT—Mastercard Corporate Prepaid

Travel
® ®
MBW MBW World Mastercard Black Edition—Debit MBW—World Mastercard Black
Edition—Debit
®
MCB MCB Mastercard BusinessCard Card MCB—Corporate

®
MCB MLC Mastercard Micro-Business Card MCB—Corporate

®
MCB MPC Mastercard Professional Card MCB—Corporate

MCB MXB Debit Card X Code MCB—Corporate

®
MCC MCC Mastercard Credit Card (mixed BIN) MCC—Consumer

®
MCC MHC Mastercard Healthcare Credit Non- MCC—Consumer
Substantiated
®
MCC MNS Mastercard Non Standard MCC—Consumer
®
MCD MCD Debit Mastercard Card DMC—Debit Mastercard

® ™
MCE MCA Mastercard Electronic Card MCC—Consumer

® ™
MCE MCE Mastercard Electronic Card MCC—Consumer

®
MCE MED Debit Mastercard Electronic Card (Non- MCC—Consumer
U.S.)

® ™
MCE MIB Mastercard Electronic Student Card MCC—Consumer

® ™
MCE MIH Debit Mastercard Electronic Student MCC—Consumer
Card

MCE MRL Prepaid Mastercard Electronic MCC—Consumer

Commercial Card (Non-U.S.)

®
MCF MCF Mastercard Fleet Card MCF—Fleet

MCF MDM Middle Market Fleet Card MCF—Fleet

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 475
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
MCG MCG Gold Mastercard Card MCG—Consumer

®
MCH MCH Mastercard Premium Charge MCH—Mastercard Premium Charge

®
MCO MCM Mastercard Corporate Meeting Card MCO—Global Certified Corporate

®
MCO MCO Mastercard Corporate Card MCO—Global Certified Corporate

MCO MDQ Middle Market Corporate Card MCO—Global Certified Corporate

® ®
MCP MCP Mastercard Purchasing Card MCP—Mastercard Purchasing Card

MCP MDN Middle Market Purchasing Card MCP—Mastercard Purchasing Card

®
MCS MCS Standard Mastercard Card MCC—Consumer

®
MCS MCU Unembossed Mastercard Card MCC—Consumer

®
MCS MIC Mastercard Student Card MCC—Consumer

®
MCS MIG Unembossed Mastercard Student Card MCC—Consumer

®
MCS MIJ Debit Mastercard Unembossed Non- MCC—Consumer
U.S. Student Card

®
MCS MIU Debit Mastercard Unembossed (Non- MCC—Consumer
U.S.)

MCS MSD Mastercard Deferred Debit Consumer MCC—Consumer

®
MCT MCT Titanium Mastercard Card MCT—Titanium

MCV MCV Merchant-Branded Program MCC—Consumer

®
MCW MCW World Mastercard Card MCW—World
® ®
MCW MWP Mastercard World Prepaid MCW—Mastercard World

®
MCW WMR World Mastercard Rewards MCW—World
®
MDB MDB Debit Mastercard BusinessCard Card MDB—Commercial Debit

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 476
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
MDG MDG Gold Debit Mastercard Card MDG—Debit Mastercard Gold

®
MDG MXG Gold Debit Mastercard Card MDG—Debit Mastercard Gold

®
MDH MDH Debit Other Embossed Mastercard Card MDH—Debit World

®
MDH MDI World Debit Mastercard Card MDH—World Debit

®
MDH WDR World Debit Mastercard Rewards MDH—World Debit

® ®
MDJ MDJ Debit Mastercard (Enhanced) MDJ—Debit Mastercard (Enhanced)
®
MDJ MDK Debit Other 2 Unembossed MDJ—Debit Mastercard (Enhanced)

MDL MDL Business Debit Other Embossed MDL—Business Debit World

MDO MDO Debit Other DMC—Debit Mastercard

MDO MXO Debit Card Other DMC—Debit Mastercard

®
MDP MDP Platinum Debit Mastercard Card MDP—Debit Mastercard Platinum

®
MDP MEP Premium Debit Mastercard Card MDP—Debit Mastercard Platinum

MDP MUP Premium Debit Unembossed MDP—Debit Mastercard Platinum

®
Mastercard Card

®
MDP MXP Platinum Debit Mastercard Card MDP—Debit Mastercard Platinum

MDR MDR Debit Brokerage DMC—Debit Mastercard

MDR MXR Debit Card Brokerage DMC—Debit Mastercard

®
MDS MDS Debit Mastercard Card DMC—Debit Mastercard

®
MDS MDU Debit Unembossed Mastercard Card DMC—Debit Mastercard

27 Brokerage accounts will not be defined as debit if the account is swept in 14 or more days. Brokerage accounts
swept under 14 days are considered debit accounts.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 477
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
MDS MID Debit Unembossed Mastercard Student DMC—Debit Mastercard
Card

®
MDS MIS Debit Mastercard Student Card DMC—Debit Mastercard

®
MDS MPQ Mastercard Prepaid Debit Standard— DMC—Debit Mastercard
Government Disaster Relief

®
MDS MXS Standard Debit Mastercard Card DMC—Debit Mastercard

®
MDT MDT Commercial Debit Mastercard Card MDT—Business Debit

™ ® ™
MDW MDW MDW—(World Elite Debit Mastercard ) MDW—(World Elite Debit
®
Mastercard )

™ ™
MDW MDW MDW—(World Black Debit [LAC region MDW—(World Black Debit [LAC
excluding Mexico]) region excluding Mexico])

®
MEB MEB Mastercard Executive BusinessCard MEB—Corporate
Card

® ™
MEC MEC Mastercard Electronic Commercial MCO—Global Certified Corporate

® ™
MEF MEF Mastercard Electronic Payment MCP—Mastercard Purchasing Card
Account

®
MEO MEO Mastercard Corporate Executive Card MEO—Corporate

MES MES Mastercard Enterprise Solution MES—Mastercard Enterprise Solution

® ®
MET MET Titanium Debit Mastercard Card MET—Titanium Debit Mastercard
Card

MFB MFB Flex World Elite MFB—Flex World Elite

MFD MFD Flex Platinum MFD—Flex Platinum

MFE MFE Flex Charge World Elite MFE—Flex Charge World Elite

MFH MFH Flex World MFH—Flex World

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 478
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator

MFL MFL Flex Charge Platinum MFL—Flex Charge Platinum

MFW MFW Flex Charge World MFW—Flex Charge World

®
MGF MGF Mastercard Government Commercial MCF—Fleet
Card
® ®
MGP MGP Mastercard Prepaid Gold Payroll MGP—Mastercard Prepaid Gold
Payroll
®
MGS MGS Platinum Mastercard Prepaid General MGS—Platinum Mastercard Prepaid
Spend General Spend
®
MHA MHA Mastercard Healthcare Prepaid Non-Tax MPM—Prepaid Mastercard Consumer
®
MHB MHB Mastercard HSA Substantiated MPM—Prepaid Mastercard Consumer
®
MHH MHH Mastercard HSA Non-Substantiated MPM—Prepaid Mastercard Consumer
®
MIA MIA Prepaid Mastercard Unembossed MPG—Debit Mastercard Prepaid
Student Card
®
MIP MIP Mastercard Prepaid Student Card MPG—Debit Mastercard Prepaid
®
MIU MIU Debit Mastercard Unembossed (Non- MIU—Debit Mastercard Unembossed
U.S.) (Non-U.S.)
® ®
MLA MLA Mastercard Central Travel Solutions Air MLA—Mastercard Central Travel
Card Solutions Air Card

MLB MLB MLB—Mastercard Brazil Benefit for MLB—Mastercard Brazil Benefit for
Home Improvement Home Improvement

MLD MLD Mastercard Distribution Card MLD—Mastercard Distribution Card

MLE MLE MLE—Mastercard Brazil General Benefits MLE—Mastercard Brazil General

Benefits

MLF MLF MLF—(Mastercard Agro) MLF—Mastercard Agro

® ®
MLL MLL Mastercard Central Travel Solutions MLL—Mastercard Central Travel
Land Card Solutions Land Card
®
MNF MNF Mastercard Public Sector Commercial MCF—Fleet
Card

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 479
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
MNW MNW Mastercard World Card MNW—new World
® ®
MOC MOC Standard Maestro Social MOC—Standard Maestro Social
®
MOG MOG Maestro Gold Card MSI—Maestro

®
MOP MOP Maestro Platinum MSI—Maestro

®
MOW MOW World Maestro MOW—World Maestro—Immediate
Debit
®
MPA MPA Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Payroll
®
MPB MPB Mastercard Preferred Business Card MCO—Global Certified Corporate

®
MPD MPD Mastercard Flex Prepaid MPD—Mastercard Flex Prepaid
®
MPF MPF Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Gift
®
MPG MPG Debit Mastercard Standard Prepaid— MPG—Debit Mastercard Prepaid
General Spend

®
MPG MUS Prepaid Unembossed Mastercard Card MPG—Debit Mastercard Prepaid

®
MPH MPH Mastercard Cash MPG—Debit Mastercard Prepaid

MPJ MPJ Mastercard Debit Prepaid Meal Vouchers MPJ—Mastercard Debit Prepaid Meal
Vouchers
®
MPK MPK Mastercard Prepaid Government MPK—Prepaid Government
Commercial Card Commercial
®
MPL MPL Platinum Mastercard Card MPL—Consumer
®
MPM MPM Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Consumer Incentive
®
MPN MPN Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Insurance

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 480
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
MPO MPO Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Other
®
MPP MFR Mastercard Commercial Reward MPG—Debit Mastercard Prepaid
Funding

®
MPP MPP Mastercard Prepaid Card MPG—Debit Mastercard Prepaid
®
MPR MPR Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Travel
®
MPT MPT Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Teen
®
MPV MPV Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Government
®
MPW MPW Debit Mastercard BusinessCard Prepaid MPW—Mastercard Prepaid
Workplace Business to Business Commercial
®
MPX MPX Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Flex Benefit
®
MPY MPY Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Employee Incentive
®
MPZ MPZ Mastercard Prepaid Debit Standard— MPM—Prepaid Mastercard Consumer
Government Consumer
® ™
MRC MIK Mastercard Electronic Prepaid Student MRG—Mastercard Prepaid—
Card Consumer

® ™
MRC MRC Prepaid Mastercard Electronic Card MRG—Mastercard Prepaid—
(Non-U.S.) Consumer
®
MRD MRD Platinum Debit Mastercard Prepaid MRD—Platinum Debit Mastercard
General Spend Prepaid General Spend

MRF MRF European Regulated Individual Pay MRF—European Regulated Individual

Pay
®
MRG MIL Prepaid Unembossed Mastercard MRG—Mastercard Prepaid—
Student Card (Non-U.S.) Consumer

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 481
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
MRG MRG Mastercard Prepaid Card (Non-U.S.) MRG—Mastercard Prepaid—
Consumer

®
MRG MRS Prepaid Mastercard Student Card MRG—Mastercard Prepaid—
Consumer
®
MRH MRH Mastercard Platinum Prepaid Travel MRH—Mastercard Platinum Prepaid
Card Travel Card

MRJ MRJ Mastercard Prepaid Meal Vouchers MRJ—Mastercard Prepaid Meal

Vouchers

®
MRK MRK Prepaid Mastercard Public Sector MRW—Mastercard Prepaid—
Commercial Card Commercial

MRL MRL Mastercard Prepaid Business Preferred MRL—Mastercard Prepaid Business

Preferred
®
MRO MRO Mastercard Rewards Only MRO—Mastercard Rewards Only

MRP MRP Standard Retailer Centric Payments MRP—Standard Retailer Centric

Payments
®
MRW MRW Prepaid Mastercard Business Card (Non- MRW—Mastercard Prepaid—
U.S.) Commercial

®
MSA MSA Prepaid Maestro Payroll Card MSO—Maestro Prepaid—Consumer

®
MSB MSB Maestro Small Business Card MSB—Maestro Small Business

®
MSF MSF Prepaid Maestro Gift Card MSO—Maestro Prepaid—Consumer

®
MSG MSG Prepaid Maestro Consumer Reloadable MSO—Maestro Prepaid—Consumer
Card
®
MSG OLR
®
Prepaid Maestro Consumer Reloadable MSG—Prepaid Maestro Consumer
Card Reloadable Card

®
MSI MSI Maestro Card MSI—Maestro

®
MSI MSS Maestro Student Card MSI—Maestro

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 482
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator

MSJ MSJ Maestro Prepaid Meal Vouchers MSJ—Maestro Prepaid Meal Vouchers

®
MSM MSM Maestro Prepaid Consumer Promotion MSO—Maestro Prepaid—Consumer
Card

®
MSN MSN Maestro Prepaid Insurance Card MSO—Maestro Prepaid—Consumer

®
MSO MSO Maestro Prepaid Other Card MSO—Maestro Prepaid—Consumer

MSQ MSQ Reserved for Future Use MSO—Maestro Prepaid—Consumer

®
MSR MSR Prepaid Maestro Travel Card MSO—Maestro Prepaid—Consumer

®
MST MST Prepaid Maestro Teen Card MSO—Maestro Prepaid—Consumer

®
MSV MSV Prepaid Maestro Government Benefit MSO—Maestro Prepaid—Consumer
Card

®
MSW MSW Prepaid Maestro Corporate Card MSW—Maestro Prepaid—Commercial

®
MSX MSX Prepaid Maestro Flex Benefit Card MSO—Maestro Prepaid—Consumer

®
MSY MSY Prepaid Maestro Employee Incentive MSO—Maestro Prepaid—Consumer
Card

®
MSZ MSZ Prepaid Maestro Emergency Assistance MSO—Maestro Prepaid—Consumer
Card
®
MTP MTP Mastercard Platinum Prepaid Travel MTP—Mastercard Platinum Prepaid
Card Travel Card
®
MUW MUW Mastercard World Domestic Affluent MUW—Mastercard World Domestic
Affluent
® ®
MVA MVA Mastercard B2B VIP 1 MVA—Mastercard B2B VIP 1
® ®
MVB MVB Mastercard B2B VIP 2 MVB—Mastercard B2B VIP 2
® ®
MVC MVC Mastercard B2B VIP 3 MVC—Mastercard B2B VIP 3
® ®
MVD MVD Mastercard B2B VIP 4 MVD—Mastercard B2B VIP 4
® ®
MVE MVE Mastercard B2B VIP 5 MVE—Mastercard B2B VIP 5

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 483
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
® ®
MVF MVF Mastercard B2B VIP 6 MVF—Mastercard B2B VIP 6
® ®
MVG MVG Mastercard B2B VIP 7 MVG—Mastercard B2B VIP 7
® ®
MVH MVH Mastercard B2B VIP 8 MVH—Mastercard B2B VIP 8
® ®
MVI MVI Mastercard B2B VIP 9 MVI—Mastercard B2B VIP 9
® ®
MVJ MVJ Mastercard B2B VIP 10 MVJ—Mastercard B2B VIP 10
® ®
MVK MVK Mastercard B2B VIP 11 MVK—Mastercard B2B VIP 11
®
MWB MWB World Mastercard for Business Card MWB—Business World

MWD MWD World Deferred MWD—World Deferred

® ®
MWE MWE World Elite Mastercard Card MWE—World Elite Mastercard Card

® ®
MWF MWF Mastercard Humanitarian Prepaid MWF—Mastercard Humanitarian
Prepaid

®
MWO MWO Mastercard Corporate World Card MWO—Corporate World

MWR MWR World Retailer Centric Payments MWR—World Retailer Centric

Payments
® ®
MWP MWP Mastercard World Prepaid MWP—Mastercard World Prepaid
®
OLB OLB Maestro Small Business—Delayed Debit OLB—Maestro Small Business—
Delayed Debit

®
OLG OLG Maestro Gold—Delayed Debit OLS—Maestro Delayed Debit

®
OLP OLP Maestro Platinum—Delayed Debit OLS—Maestro Delayed Debit

®
OLS OLI Maestro Student Card—Delayed Debit OLS—Maestro Delayed Debit

®
OLS OLS Maestro —Delayed Debit OLS—Maestro Delayed Debit

®
OLW OLW World Maestro Delayed Debit OLW—World Maestro Delayed Debit

PMC PMC Proprietary Credit Card (Sweden PMC—Proprietary Credit

domestic)

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 484
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator

PMD PMD Proprietary Debit Card (Sweden PMD—Proprietary Card Debit

domestic)

PSC PSC Common Proprietary Swedish Credit PSC—Common Proprietary Credit

Card

PSD PSD Common Proprietary Swedish Debit PSD—Common Proprietary Debit

Card

PVA PVA Private Label A PVA—Private Label A

PVB PVB Private Label B PVB—Private Label B

PVC PVC Private Label C PVC—Private Label C

PVD PVD Private Label D PVD—Private Label D

PVE PVE Private Label E PVE—Private Label E

PVF PVF Private Label F PVF—Private Label F

PVG PVG Private Label G PVG—Private Label G

PVH PVH Private Label H PVH—Private Label H

PVI PVI Private Label I PVI—Private Label I

PVJ PVJ Private Label J PVJ—Private Label J

PVL PVL Private Label L PVL—Private Label L

® ®
SAG SAG Gold Mastercard Salary–Immediate SAG—Gold Mastercard Salary–
Debit Immediate Debit
® ®
SAL SAL Standard Maestro Salary SAL—Standard Maestro Salary
® ®
SAP SAP Platinum Mastercard Salary–Immediate SAP—Platinum Mastercard Salary–
Debit Immediate Debit
® ®
SAS SAS Standard Mastercard Salary–Immediate SAS—Standard Mastercard Salary–
Debit Immediate Debit

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 485
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
® ®
SOS SOS Standard Mastercard Social–Immediate SOS—Standard Mastercard Social–
Debit Immediate Debit
®
SUR SUR Prepaid Unembossed Mastercard Card MRG—Mastercard Prepaid—
(Non-U.S.) Consumer
® ™
TBE TBE Mastercard Electronic Business— TCB—Mastercard Corporate—
Immediate Debit Immediate Debit

®
TCB TCB Mastercard Executive Business Card— TCB—Mastercard Corporate—
Immediate Debit Immediate Debit

®
TCB TPC Mastercard Professional Card— TCB—Mastercard Corporate—
Immediate Debit Immediate Debit

®
TCC TCC Mastercard (mixed BIN)—Immediate TCC—Mastercard Consumer—
Debit Immediate Debit

® ™
TCE TCE Mastercard Electronic —Immediate TCC—Mastercard Consumer—
Debit Immediate Debit

® ™
TCE TIB Mastercard Electronic Student Card— TCC—Mastercard Consumer—
Immediate Debit Immediate Debit

®
TCF TCF Mastercard Fleet Card—Immediate TCF—Mastercard Fleet—Immediate
Debit Debit

®
TCG TCG Gold Mastercard Card—Immediate TCC—Mastercard Consumer—
Debit Immediate Debit

®
TCO TCO Mastercard Corporate—Immediate TCO—Global Certified Corporate—
Debit Immediate Debit

®
TCO TLA Mastercard Central Travel Solutions Air TCO—Global Certified Corporate—
—Immediate Debit Immediate Debit

®
TCP TCP Mastercard Purchasing Card— TCP—Mastercard Purchasing—
Immediate Debit Immediate Debit

®
TCP TDN Middle Market Mastercard Purchasing TCP—Mastercard Purchasing—
Card—Immediate Debit Immediate Debit

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 486
 Private Data Subelement Definitions
PDS 0002—GCMS Product Identifier

GCMS Licensed
Product Product
Identifi Identifie
er (PDS r (PDS Licensed Product Identifier
0002) 0003) Description Product Class Override Indicator
®
TCS TCS Mastercard Standard Card—Immediate TCC—Mastercard Consumer—
Debit Immediate Debit

®
TCS TIC Mastercard Student Card—Immediate TCC—Mastercard Consumer—
Debit Immediate Debit

®
TCS TIU Mastercard Unembossed—Immediate TCC—Mastercard Consumer—
Debit Immediate Debit

®
TCW TCW World Signia Mastercard Card— TCW—Mastercard World Signia—
Immediate Debit Immediate Debit

®
TEB TEB Mastercard Executive BusinessCard TEB—Mastercard Corporate—
Card Immediate Debit

® ™
TEC TEC Mastercard Electronic Commercial— TCO—Global Certified Corporate—
Immediate Debit Immediate Debit

®
TEO TEO Mastercard Corporate Executive Card— TEO—Mastercard Corporate—
Immediate Debit Immediate Debit

®
TNF TNF Mastercard Public Sector Commercial TCF—Mastercard Fleet—Immediate
Card—Immediate Debit Debit

®
TNW TNW Mastercard New World—Immediate TNW—Mastercard New World—
Debit Immediate Debit

®
TPB TPB Mastercard Preferred Business Card— TCO—Global Certified Corporate—
Immediate Debit Immediate Debit

®
TPL TPL Platinum Mastercard —Immediate Debit TCC—Mastercard Consumer—
Immediate Debit
® ®
TWB TWB World Mastercard Black Edition— TWB—World Mastercard Black
Immediate Debit Edition—Immediate Debit
® ®
WBE WBE World Mastercard Black Edition WBE—World Mastercard Black
Edition
®
WPD WPD Mastercard World Prepaid Debit WPD—World Prepaid Debit

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 487
 Private Data Subelement Definitions
PDS 0003—Licensed Product Identifier

PDS 0003—Licensed Product Identifier

Licensed Product Identifier (PDS 0003) identifies the actual product code assigned by
Mastercard when licensing the combination of issuer account range (part of DE 2 [Primary
Account Number (PAN)]) and Card Program Identifier.

Attributes

ans-3; TAGLLL

Tag Field: 0003

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X M

First Chargeback/1442 and Arbitration Chargeback/1442 • X M

Second Presentment/1240 • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 • X M

Retrieval Request Acknowledgement/1644 • X M

Fee Collection (Retrieval Fee Billing)/1740 • X M

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 488
 Private Data Subelement Definitions
PDS 0004—Funding Account Information

For issuers that participate in the Mastercard Product Graduation program, PDS 0003 will be
populated on the basis of whether the transactions are qualified or non-qualified, as follows.
For qualified transactions authorized via the Mastercard Network, this field will reflect the
product identifier associated with the graduated account number. For a transaction to qualify,
all the conditions below must be met:
• Transaction qualifies for the U.S. intraregional business service arrangement (2/010001).
• Transaction type must be equal to:
– DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) = 00 (Purchase [Goods
and Services])
– DE 3, subfield 1 = 09 (Purchase [Goods and Services] with Cash Back)
– DE 3, subfield 1 = 18 (Unique Transaction)
For non-qualified transactions, this field identifies the Licensed Product Identifier according to
the licensed product associated with the issuer account range. Non-qualified transactions are
defined as follows:
• Transactions not authorized through the Mastercard Network
• Transactions that do not meet all of the conditions defined for qualified transactions

PDS 0004—Funding Account Information

PDS 0004 (Funding Account Information) identifies the Funding Source and Account Number
of the funding source.

Attributes

Data Representation: an...36; TAGLLLVAR

Tag Field: 0004

Length Field: 3 positions, value = 003–036

Data Field: Variable length, 3–36 positions

Subfields: 2 subfields

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 489
 Private Data Subelement Definitions
PDS 0004—Funding Account Information

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Requirements
PDS 0004 must be present on Payment Transactions (Processing code = 28) when Program
Registration ID (PDS 0043) has a value C67 and the Interchange Rate Designator is a
Mastercard Merchant Presented (MPQR) (PDS 0158, subfield 4 is value QR).

Subfield 1—Funding Source

PDS 0004 (Funding Account Information), subfield 1 contains the information representing
the transaction funding source.

Attribute Value

Subfield ID n-2 01

Subfield Length n-2 02

Data Representation n-2

Justification N/A

Subfield 1 must be present and contain one of the following valid values.

Values Description

01 Credit

02 Debit

03 Prepaid

04 Deposit Account

05 Mobile Money Account

06 Cash

07 Reserved for future use

In the Asia/Pacific region, funding sources are limited to Mastercard cards. In subfield 1, values
04, 05, 06, and 07 are not applicable.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 490
 Private Data Subelement Definitions
PDS 0005—Message Error Indicator

Subfield 2—Sender Account Number

PDS 0004 (Funding Account Information), subfield 2 indicates the account number of the
Sender.

Attribute Value

Subfield ID n-2 02

Subfield Length 34

Data Representation an...34

Justification Left

Subfield 2 must be present, numeric, cannot contain all zeros, and cannot exceed a length of
20. Subfield 2 is a variable length field with a length value 01 - 34, however, the maximum
length will be restricted to 20.

PDS 0005—Message Error Indicator

PDS 0005 (Message Error Indicator) identifies the location, severity, and general description of
data element errors in a message.

Attributes

ans...140; TAGLLLVAR

Tag Field: 0005

Length Field: 3 positions, value = 014–140

Data Field: Variable length, 14–140 positions in increments of 14

Subfields: 4 fixed-length subfields for each error occurrence

Occurrences: 1–10

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 491
 Private Data Subelement Definitions
PDS 0005—Message Error Indicator

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 • X C

Retrieval Request Acknowledgement/1644 • X C

Administrative Messages

Message Exception/1644 and File Reject/1644 • X M

The clearing system provides PDS 0005 in Message Exception/1644 and File Reject/1644
messages to indicate the location of fatal or non-fatal errors in messages that it processed.
The clearing system may report up to a maximum of 10 exception conditions detected in a
message.

PDS 0005 Subfields

The clearing system reports each exception condition using four subfields.

Number Positions Name Attribute Justification

1 1–5 Data Element ID an-5 left

2 6–7 Error Severity Code n-2 N/A

3 8–11 Error Message Code an-4 N/A

4 12–14 Subfield ID n-3 N/A

The clearing system repeats the subfield format described in the previous table from 1 to 10
times in PDS 0005 to report a maximum of 10 error conditions in a single message.

Subfield 1: Data Element ID

Subfield 1 (Data Element ID) identifies the ISO data element or PDS where the error occurred.
ISO data elements are identified with the prefix D. This is followed by the data element
number right-justified with leading zeros so that the number fills four positions. For example,
D0003 indicates DE 3, D0100 indicates DE 100, and so on.
PDSs are identified with the prefix P followed by the four-digit tag ID. For example, P0002
indicates PDS 0002, P0146 indicates PDS 0146, and so on.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 492
 Private Data Subelement Definitions
PDS 0006—Applied Business Service Arrangement

This subfield may contain spaces if the error is a “general” error not related to a specific data
element or PDS.

Subfield 2: Error Severity Code

Subfield 2 (Error Severity Code) indicates the severity of the error the clearing system detects.
Errors may affect the clearing system or destination processor’s ability to process a message
successfully (fatal error).

Value Description

00 Fatal Error; invalid or incomplete data was encountered that prevented the
clearing system from processing the transaction.

01–25 Local domestic reason codes

Subfield 3: Error Message Code

Subfield 3 (Error Message Code) is a four-digit value that refers to a specific edit error message
to identify the error condition.

Subfield 4: Subfield ID
Subfield 4 (Subfield ID) holds the three-position subfield ID of the element in error. This
subfield will contain zeros if the element in error is not defined with subfields.

PDS 0006—Applied Business Service Arrangement

PDS 0006 (Applied Business Service Arrangement) identifies, for a rejected message, the card
program identifier and business service arrangement for which the transaction was being
evaluated at the time of the reject.

This PDS is included in a Message Exception/1644 message when a message fails an edit not
related to the selection of the acceptance brand and business service arrangement
information.

Attributes

ans-10; TAGLLL

Tag Field: 0006

Length Field: 3 positions, value = 010

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PDS 0006—Applied Business Service Arrangement

Data Field: Fixed length, 010 positions

Subfields: 3

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Administrative Messages

Message Exception/1644 • X C

PDS 0006 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–3 Card Program Identifier ans-3 left

2 4 Business Service Arrangement ans-1 left

Type Code

3 5–10 Business Service ID Code ans-6 left

Subfield 1: Card Program Identifier

Subfield 1 (Card Program Identifier) is a three-character code that identifies the card program
or financial network to which a transaction belongs.
Refer to PDS 0158 (Business Activity) in this chapter for a list of valid values for subfield 1.

Subfield 2: Business Service Arrangement Type Code

Subfield 2 (Business Service Arrangement Type Code) is a one-position numeric value that
identifies the interchange relationship between the transaction’s participants. These business
service arrangement type codes are supported by the clearing system.

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PDS 0014—Digital Account Reference Number

Value Description

1 Interregional

2 Intraregional

3 Intercountry

4 Intracountry

8 Member-to-member

Subfield 3: Business Service ID Code

Subfield 3 (Business Service ID Code) is a six-position value that identifies the business service
assigned to the transaction for rulings and reconciliation. See PDS 0158, subfield 3 for
Business Service ID code format.

PDS 0014—Digital Account Reference Number

PDS 0014 (Digital Account Reference Number) is provided in a Mastercard Merchant
Presented QR (MPQR) payment transaction to allow Receiving Institutions the ability to initiate
a refund to the consumer via the Originating Institution.

Attributes

n…19; TAGLLVAR

Tag Field: 0014

Length Field: 3 positions, value = 006–019

Data Field: Variable length, 6–19 positions

Subfields: None

Justification: None

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PDS 0017—Transaction Integrity Class

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O X C

PDS 0017—Transaction Integrity Class

PDS 0017 (Transaction Integrity Class) may optionally be provided when the Transaction
Integrity Class value is received from the Authorization Platform.

Attributes

Data Representation: an–2; TAGLLL

Tag Field: 0017

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: N/A

Justification: Left

Usage
Following is the usage of PDS 0017 (Transaction Integrity Class). (whether it is mandatory, conditional,
optional, or system provided) in applicable messages:
Message Org Sys Dst
Presentment, Addendum, and Chargeback
Messages
First Presentment/1240 O • O
First Chargeback/1442 and Arbitration O • O
Chargeback/1442
Second Presentment/1240 O • O

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PDS 0018—Acceptance Data

Usage
Classification Description Value
Card and Cardholder Present EMV/Token in a Secure, Trusted A1
Environment
Card and Cardholder Present EMV/Chip Equivalent B1
Card and Cardholder Present Mag Stripe C1
Card and Cardholder Present Key Entered E1
Card and Cardholder Present Unclassified U0
Card and/or Cardholder Not Present Digital Transactions A2
Card and/or Cardholder Not Present Authenticated Checkout B2
Card and/or Cardholder Not Present Transaction Validation C2
Card and/or Cardholder Not Present Enhanced Data D2
Card and/or Cardholder Not Present Generic Messaging E2
Card and/or Cardholder Not Present Unclassified U0
Application Notes
The Transaction Integrity Classification is provided to all issuers in the U.S. region of Mastercard® credit
and Debit Mastercard® cards.

PDS 0018—Acceptance Data

PDS 0018 (Acceptance Data) provides information about the form factor of the terminal
device used to initiate a transaction.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0018

Length Field: 3 positions, value = 001

Data Field: Fixed length, 001 position

Subfields: 1

Justification: None

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PDS 0021—Transaction Type Indicator

Usage
Following is the usage of PDS 0018 (Acceptance Data) (whether it is mandatory, conditional, optional,
or system provided) in applicable messages:
Message Org Sys Dst
Presentment, Addendum, and Chargeback
Messages
First Presentment/1240 O • C

Subfield 1—mPOS Acceptance Device Type

PDS 0018, subfield 01 (mPOS Acceptance Device Type) identifies the type of device used by
the merchant as the terminal for accepting mPOS.

Attributes

Data Representation: n-1

Data Field: Contents of subfield 1

Justification: N/A

Values Description

0 Dedicated mPOS Terminal with PCI complaint Dongle (with or without keypad)

1 Off the Shelf Mobile Device

2-9 Reserved for Future Use

PDS 0021—Transaction Type Indicator

PDS 0021 (Transaction Type Indicator) provides information about the form factor of the
terminal device used to initiate a transaction.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0021

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PDS 0022—Additional Terminal Operating Environments

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

PDS 0022—Additional Terminal Operating Environments

PDS 0022 (Additional Terminal Operating Environments) identifies a Cardless ATM transaction.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0022

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

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PDS 0023—Terminal Type

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Values
Additional Terminal Operating Environment values are in the following table.

Value Description

A Transaction has been initiated remotely and completed at a physical terminal on

premises of the card acceptor facility.

B Transaction has been initiated remotely and completed at a physical terminal off
premises of the card acceptor facility.

PDS 0023—Terminal Type

PDS 0023 (Terminal Type) identifies the type of terminal used at the point of interaction.

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0023

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

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PDS 0023—Terminal Type

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

PDS 0023 is required in non-reversal First Presentment/1240, First Chargeback/1442, Second

Presentment/1240, and Arbitration Chargeback/1442 messages.
Transactions submitted in the U.S. region with the following terminal types may not have an
Interchange Rate Designator (subfield 4 of PDS 0158 [Business Activity]) value of 60
(Commercial Face-to-Face) or 92 (Key-Entered):
• CT1, Automated Dispensing Machine, (Cardholder Activated Terminal [CAT] Level 1)
• CT2, Self-Service Terminal (CAT Level 2)
• CT3, Limited Amount Terminal (CAT Level 3)
• CT4, In-Flight Commerce Terminal (CAT Level 4)
Transactions submitted with a PDS 0023 value of CT1 (Automated Dispensing Machine) or
CT2 (Self-Service Terminal) and a DE 26 (Card Acceptor Business Code) value of 5542, qualify
for the U.S. region Convenience Purchases Interchange Program (IRD 23).
First Presentment/1240 transactions submitted for the International Merchant Universal Card
Authentication Field (UCAF) Interchange Program (IRD 24) or the International Full UCAF
Interchange Program (IRD 79) must have a value of CT6 (electronic commerce transaction) in
PDS 0023.

In-Flight Commerce Gaming Transactions

Transactions submitted with a PDS 0023 value of CT4 (In-flight Commerce Terminal) that
contain a Cardholder Transaction Type (subfield 1 of DE 3 [Processing Code]) of 18 (Unique
Transaction) or 20 (Credit) are considered in-flight commerce gaming transactions. If DE 3
subfield 1= 18, they are gaming losses. If DE 3 subfield 1= 20, they are gaming wins.
Gaming wins and gaming losses must contain one of the following values in subfield 4 of PDS
0158:
• 61, Interregional Commercial Standard
• 63, Interregional Commercial Purchase Standard

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PDS 0023—Terminal Type

• 65, U.S. Commercial Standard

• 68, U.S. Commercial Data Rate I
• 75, 85, and 95, U.S. Consumer Standard and Interregional Standard Interchange
• 78, 88, and 98, Merit I
Gaming wins and gaming losses must contain a DE 2 (PAN) that is not blocked from
participating in in-flight gaming.
The DE 4 (Amount, Transaction) transaction amount for gaming wins is limited to USD 3500.
The transaction amount for gaming losses is limited to USD 350.

Values
Terminal Type codes for point-of-interaction (POI) terminal devices are in the following table.

Value Description

ATM ATM terminal

CT1 CAT level 1 (automated dispensing machine)

CT2 CAT level 2 (self-service terminal)

CT3 CAT level 3 (limited amount terminal)

CT4 CAT level 4 (in-flight commerce terminal)

CT6 CAT level 6 (electronic commerce transaction)

CT7 CAT level 7 (transponders)

CT8 Reserved for Future Use

CT9 MPOS Acceptance Device

MAN Manual, no terminal

NA Terminal type data unknown or not available (The third position of this value is a
space.)

POI POI terminal

If present, PDS 0023 must be left-justified and cannot contain all low values, all high values, or
all spaces.
PDS 0023 must contain a value of CT6 when DE 22, Subfield 7 is populated with a value of S.

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PDS 0023—Terminal Type

Authorization to Clearing Data Element Mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
The table below details the mapping between the authorization and clearing data elements.

Use CIS DE 61, Point of

To map to PDS Service (POS) Data,
0023, Terminal subfield 10 (Cardholder-
Type value Description Activated Terminal Level) Description

N/A Not a CAT transaction 0 Not a CAT

transaction

CT1 CAT Level 1: Automated dispensing 1 Authorized Level

machine 1 CAT:
Automated
dispensing
machine with PIN

CT2 CAT Level 2: Self-service terminal 2 Authorized Level

2 CAT: Self-
service terminal

CT3 CAT Level 3: Limited amount 3 Authorized Level

terminal 3 CAT: Limited-
amount terminal

CT4 CAT Level 4: In-flight commerce 4 Authorized Level

terminal 4 CAT: In-flight
commerce

N/A N/A 5 Reserved

CT6 CAT Level 6: Electronic commerce 6 Authorized Level

transaction 6 CAT: Electronic
commerce

CT7 CAT Level 7: Transponders 7 Authorized Level

7 CAT:
Transponder
transaction

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PDS 0025—Message Reversal Indicator

Use CIS DE 61, Point of

To map to PDS Service (POS) Data,
0023, Terminal subfield 10 (Cardholder-
Type value Description Activated Terminal Level) Description

CT8 CAT Level 8: Reserved for future 8 Authorized Level

use 8CAT: Reserved
for future use

CT9 MPOS Acceptance Device 9 MPOS

Acceptance
Device

ATM ATM terminal NA mapping could

not be identified

MAN Manual, no terminal NA mapping could

not be identified

NA Terminal type data unknown or not NA mapping could

available (the third position of this not be identified
value is a space)

POI POI terminal NA mapping could

not be identified

PDS 0025—Message Reversal Indicator

PDS 0025 (Message Reversal Indicator) identifies a message as a reversal of a previous
message.

Attributes

an...7; TAGLLLVAR

Tag Field: 0025

Length Field: 3 positions, value = 001–007

Data Field: Variable length, 1–7 positions

Subfields: 2

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PDS 0025—Message Reversal Indicator

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

s2 Central Site Processing Date of Original Message O X C

Second Presentment/1240 C X C

s2 Central Site Processing Date of Original Message O X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C X C

s2 Central Site Processing Date of Original Message O • C

Retrieval Request Acknowledgement/1644 C X C

s2 Central Site Processing Date of Original Message O • C

Fee Collection (Retrieval Fee Billing)/1740 C X C

s2 Central Site Processing Date of Original Message O X C

Fee Collection (Handling Fees)/1740 C X C

s2 Central Site Processing Date of Original Message O X C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ C X C

1740

s2 Central Site Processing Date of Original Message O X C

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PDS 0025—Message Reversal Indicator

Message Type Identifier Org Sys Dst

Administrative Messages

Message Exception/1644 and File Reject/1644 • X C

PDS 0025 in an advice or notification message indicates that a previously transmitted message
was transmitted in error and should be ignored or reversed.
The value in PDS 0025 in a Message Exception/1644 message is taken from the actual rejected
message. This PDS is not provided in a File Reject/1644 message. PDS 0026 is provided in File
Reject/1644 message if it was present in the File Header/1644 message of the rejected file.
All other data elements in the message remain unchanged from the original message to
provide sufficient information for that message to be nullified or reversed.

NOTE:
An R in subfield 1 reverses the original funds flow.

PDS 0025 Subfields

PDS 0025 contains two subfields.
This PDS should not be present unless a message is to be reversed.

Number Positions Name Attribute Justification

1 1 Message Reversal Indicator a-1; R or N/A

space

2 2–7 Central Site Processing Date of n-6; N/A

Original Message YYMMDD

NOTE:
Chargeback reversals cannot be processed in the same file as the original chargeback.

Subfield 1: Message Reversal Indicator

If a message is not a reversal, customers/processors should not provide PDS 0025.
If a customer/processor does provide PDS 0025 in a clearing message, subfield 1 (Message
Reversal Indicator) is always required and must contain an R or space.

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PDS 0026—File Reversal Indicator

The clearing system may provide PDS 0025 in a message if it is part of a “full file reversal”
that the original message sender requested. If this is the case, subfield 1 of PDS 0025 contains
an R if this message is a reversal of a previous message in which PDS 0025 was not present.
Subfield 1 contains a space if this message is a reversal of a previous message in which PDS
0025 subfield 1 contained an R. Refer to PDS 0026 in this chapter for additional information
on full file reversals.

Subfield 2: Central Site Processing Date of Original Message

Subfield 2 (Central Site Processing Date of Original Message) is required only when PDS 0025
is present in First Presentment/1240 messages. Subfield 2 must contain a valid date in the
format YYMMDD.
Subfield 2, if present, must contain a date that is less than or equal to the clearing system
processing date.
When PDS 0025 is present in First Presentment/1240 messages, the clearing system uses
subfield 2 of PDS 0025 to obtain the correct foreign exchange rates from the currency
conversion rate history file.
When PDS 0025 is present in First Chargeback/1442, Second Presentment/1240, or
Arbitration Chargeback/1442 messages, the clearing system uses the current business
processing date for currency conversion.

PDS 0026—File Reversal Indicator

PDS 0026 (File Reversal Indicator) identifies the entire file as a reversal of a previous file.

Attributes

an...7; TAGLLLVAR

Tag Field: 0026

Length Field: 3 positions, value = 001–007

Data Field: Variable length, 1–7 positions

Subfields: 2

Justification: See “Subfields”

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PDS 0026—File Reversal Indicator

Usage
The following table shows the usage of this PDS (mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 C • •

Administrative Messages

Message Exception and File Reject/1644 • X C

The presence of PDS 0026 in a File Header (Customer-generated)/1644 indicates that the
clearing system should reverse all messages contained in the logical file. The clearing system
manages this process by inserting or revising PDS 0025 (Message Reversal Indicator) in each
message.

NOTE:
An R in subfield 1 reverses the original funds flow.

When PDS 0026 is present in the File Header (Customer-generated)/1644 and the individual
transaction message
• Does not contain PDS 0025, the clearing system builds PDS 0025 using the values
submitted in PDS 0026 in the File Header (Customer-generated)/1644.
• Already contains PDS 0025, the value of subfield 1 is changed from R to a space or a space
to R.
The value in subfield 2 of PDS 0025 remains unchanged.

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PDS 0026—File Reversal Indicator

Example 1

IF... THEN the clearing system...

• PDS 0026 subfield 1 is R and • Changes R to space in PDS 0025 subfield 1

subfield 2 is 991013 in the File of the First Presentment/1240, and
Header (Customer-generated)/ • Retains the value of 991012 in PDS 0025
1644, and subfield 2 using the currency conversion
• One of the First Presentment/ rates of 991012 to settle the transaction
1240 messages within the file
contains PDS 0025 with an R in
subfield 1 and a date of 991012
in subfield 2

Example 2

IF... THEN the clearing system...

• PDS 0026 subfield 1 is R and • Changes space to an R in PDS 0025,

subfield 2 is 991013 in the File subfield 1 of the First Presentment/1240,
Header (Customer-generated)/ and
1644, and • Retains the value of 991011 in PDS 0025
• One of the First Presentment/ subfield 2 using the currency conversion
1240 messages within the file rates of 991011 to settle the transaction
contains PDS 0025 with a space
in subfield 1 and a date of
991011 in subfield 2

PDS 0026 Subfields

PDS 0026 consists of two subfields.
This PDS should not be present unless the entire file is to be reversed.

Number Positions Name Attribute Justification

1 1 File Reversal Indicator a-1; R N/A

2 2–7 Central Site Processing Date of n-6; N/A

Original File YYMMDD

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PDS 0026—File Reversal Indicator

Subfield 1: File Reversal Indicator

If PDS 0026 is present, subfield 1 (File Reversal Indicator) is always required and must contain
an R.

Subfield 2: Central Site Processing Date of Original File

If PDS 0026 is present, subfield 2 (Central Site Processing Date of Original File) is always
required and must contain a valid date equal to or less than the current business processing
date.

PDS 0028—Mastercard Merchant Presented QR (MPQR) Receiving Account Number

PDS 0028 (Mastercard Merchant Presented QR [MPQR] Receiving Account Number) provided
in a Masterpass QR Funding Transaction contains the receiving account number.

Attributes

Data Representation: ans...34; TAGLLLVAR

Tag Field: 0028

Length Field: 3 positions, value = 001–034

Data Field: Variable length, 001–034

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

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PDS 0026—File Reversal Indicator

Mastercard Merchant Presented QR (MPQR) Transactions Requirements

Payment Transaction Usage:
• First Presentment/1240—Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates
• Second Presentment/1240—Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Not available. Edit if presented.
Reject transaction if edit fails. Forward message to destination if edit validates
Refund Payment Transaction Usage:
• First Presentment/1240—Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates
• Second Presentment/1240—Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Not available. Edit if presented.
Reject transaction if edit fails. Forward message to destination if edit validates
Funding Transaction Usage:
• First Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• Second Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Optional. If present, edit must
validate. Forward message to destination if edit validates

PDS 0029—QR Dynamic Code Data

PDS 0029 (QR Dynamic Code Data) is a placeholder for regional data with limited Mastercard
editing or data validation.

Attributes

Data Representation: ans...237; TAGLLLVAR

Tag Field: 0029

Length Field: 3 positions, value = 001–237

Data Field: Variable length, 001–237

Subfields: None

Justification: Left

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PDS 0026—File Reversal Indicator

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Mastercard Merchant Presented QR (MPQR) Transactions Requirements

Payment Transaction Usage:
• First Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• Second Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Optional. If present, edit must
validate. Forward message to destination if edit validates
Refund Payment Transaction Usage:
• First Presentment/1240—Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates
• Second Presentment/1240—Not available. Edit if presented. Reject transaction if edit fails.
Forward message to destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Not available. Edit if presented.
Reject transaction if edit fails. Forward message to destination if edit validates
Funding Transaction Usage:
• First Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• Second Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Optional. If present, edit must
validate. Forward message to destination if edit validates

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PDS 0042—Merchant Capability

PDS 0042—Merchant Capability

PDS 0042 (Merchant Capability) identifies transactions submitted by a registered Masterpass™
by Mastercard® merchant.

Attributes

Data Representation: ans-1; TAGLLL

Tag Field: 0042

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 C • C

Arbitration Chargeback C • C

Second Presentment C • C

The acquirer will populate PDS 0042 to identify e-commerce transactions that are initiated at a
Masterpass-enabled merchant, but the cardholder did not use Masterpass to facilitate the
transaction.

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PDS 0043—Program Registration ID

Values

Value Description

A Masterpass-Enabled Merchant

Requirements
The following are requirements for PDS 0042.
• When PDS 0042 is provided, value A is the only character permitted; space is not allowed.
• PDS 0042 is required for e-commerce transactions submitted for the Masterpass Enabled
Merchant incentive. If the acquirer fails to provide PDS 0042 in the First Presentment
message, the transaction will not qualify for the incentive.

PDS 0043—Program Registration ID

PDS 0043 (Program Registration ID) monitors and tracks a participant’s activity in special
promotion programs (primarily U.S.-defined).

Attributes

Data Representation: ans-3; TAGLLL

Tag Field: 0043

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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PDS 0043—Program Registration ID

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C • C

Retrieval Request Acknowledgment/1644 C • C

The transaction originator (the merchant or the acquirer) supplies the information in this PDS.
The value in PDS 0043 indicates that the acquirer or merchant is certified to participate in a
program such as Gaming. It contains the program registration identifier.
PDS 0043 must be present in First Presentment/1240 transactions submitted for the U.S.
region interchange programs, as defined in the Interchange Manual, unless the transaction is
a credit, reversal, or Collection Only transaction.
PDS 0043 is required for all Payment Transactions (DE 3 [Processing Code] subfield 1 = 28).
PDS 0043 is required for all MoneySend Funding Transactions (DE 3, subfield 1 = 00 and DE
26 [Card Acceptor Business Code (MCC)] = 6538). PDS 0043 is not required for other Funding
transactions.
PDS 0043 is required for all MoneySend Payment Transactions (DE 3, subfield 1 = 28 and DE
26 = 6536 or 6537). PDS 0043 will contain C57 as one of the valid values.

Values
PDS 0043 values are established and administered under the authority of brand-specific
program and service management and marketing personnel. Values are listed in the following
table.

Value Description

C01 Person-to-Person

C02 Mastercard rebate

C03 rePower Load Value

C04 Gaming Re-pay

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PDS 0043—Program Registration ID

Value Description

C05 Payment Transaction for a reason other than those defined in values C01–C04

C06 Payment of a credit card balance with cash or check

C07 MoneySend Person-to-Person

C09 Card Activation

C51 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C52 MoneySend Account-to-Account Transfers

C53 MoneySend Agent Cash Out

C54 MoneySend Credit Card Bill Payment

C55 MoneySend Business Disbursement

C56 MoneySend Government/Non-profit Disbursement

C57 MoneySend Acquirer Merchant Settlement

C58 MoneySend Cash2ATM

C59 MoneySend Cash2Card

C60 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C61 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C62 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C63 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C64 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C65 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C66 MoneySend Additional Funding/Payment Indicator (Reserved for Future Use)

C67 Mastercard Merchant Presented (MPQR)

C68 Mastercard Merchant Presented (MPQR) Refund

C91 Utility Payments—Brazil domestic transactions

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PDS 0043—Program Registration ID

Value Description

C92 Government Services—Brazil domestic transactions

C93 Mobile phone top-ups—Brazil domestic transactions

C94 Coupon Booklet Payments (CARNE)—Brazil domestic transactions

P01 Mastercard ATM Cash Pick-Up Transaction

PDS 0043 Program Registration ID cannot contain all spaces or all zeros.
The Payment Transaction Types of C03–C07, C52–C56, and C92–C94 are valid for Clearing,
via specific business service arrangements.
The Payment Transaction Types of C91–C94 are valid for Processing Code 00 (Purchase Goods
and Services) and 20 (Credit [Purchase Return]) on domestic transactions.
For payment transactions: transactions submitted with a Cardholder Transaction Type of 28
(Payment Transaction) require a value of:
• C01
• C02
• C03
• C04
• C05
• C06
• C07
• C09
• C52
• C53
• C54
• C55
• C56
• C57
• C67
The value C01 indicates that the Payment Transaction is associated with IRDs 20 or 21 and
MCC 6532 or 6533. In the Europe region, the value C04 indicates that the Gaming Payment
Transaction is associated with intra-European and inter-European IRD 20 and MCC 7995.
Values C07, C52, C53, C54, C55, C56, and C57 indicate that the Payment Transaction is
associated with Mastercard® MoneySend™ and MCC 6536 or 6537. In the MEA region, the
value C04 indicates that the Gaming Payment Transaction is associated with MCC 7995.
Values C07, C52, C53, C54, C55, and C56 indicate that the Payment Transaction is associated
with Mastercard® MoneySend™ and MCC 6536 or 6537. MoneySend payment transactions
require the submission of the Financial Detail Addendum—Payment Transaction Detail/1644.

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PDS 0043—Program Registration ID

The value C04 indicates that the Gaming Payment Transaction is associated with:
• In the Europe region, Intra-European and inter-European IRDs 20 and 23, and MCC 7995;
or
• In the U.S. region, MCC 7800 (Government-owned Lottery).

Authorization to Clearing Data Element Mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
The table below details the mapping between the authorization and clearing data elements.

Use CIS DE 48,

Additional Data,
To map to PDS subelement 77
0043, Program (Payment
Registration ID Transaction Type
value Description Indicator) Description

C01 Person-to-Person C01 Person-to-Person

C02 Mastercard rebate C02 Mastercard rebate

C03 rePower Load Value C03 rePower Load value

C04 Gaming Re-pay C04 Gaming Re-pay

C05 Payment Transaction for a C05 Payment Transaction for a reason

reason other than those other than those defined in values
defined in values C01– C01–C04
C04

C06 Payment of a credit card C06 Payment of a credit card balance

balance with cash or with cash or check
check

C07 MoneySend Person-to- C07 MoneySend Person-to-Person

Person

C09 Card Activation C09 Card Activation

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PDS 0043—Program Registration ID

Use CIS DE 48,

Additional Data,
To map to PDS subelement 77
0043, Program (Payment
Registration ID Transaction Type
value Description Indicator) Description

C51 MoneySend Additional C51 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C52 MoneySend Account-to- C52 MoneySend Account-to-Account

Account Transfers Transfers

C53 MoneySend Agent Cash C53 MoneySend Agent Cash Out

Out

C54 MoneySend Credit Card C54 MoneySend Credit Card Bill

Bill Payment Payment

C55 MoneySend Business to C55 MoneySend Business to

Consumer Disbursement Consumer Disbursement

C56 MoneySend Government/ C56 MoneySend Government/Non-

Non-Government Government Organization to
Organization to Consumer Consumer Disbursement
Disbursement

C57 MoneySend Acquirer C57 MoneySend Acquirer Merchant

Merchant Settlement Settlement

C58 MoneySend Cash2ATM C58 MoneySend Cash2ATM

C59 MoneySend Cash2Card C59 MoneySend Cash2Card

C60 MoneySend Additional C60 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C61 MoneySend Additional C61 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

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PDS 0043—Program Registration ID

Use CIS DE 48,

Additional Data,
To map to PDS subelement 77
0043, Program (Payment
Registration ID Transaction Type
value Description Indicator) Description

C62 MoneySend Additional C62 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C63 MoneySend Additional C63 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C64 MoneySend Additional C64 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C65 MoneySend Additional C65 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C66 MoneySend Additional C66 MoneySend Additional Funding/

Funding/Payment Payment Indicator (Reserved for
Indicator (Reserved for Future Use)
Future Use)

C67 Masterpass QR C67 Masterpass QR

C68 Masterpass QR Refund C68 Masteroass QR Refund

C91 Utility Payments—Brazil C91 Utility Payments—Brazil

domestic transactions

C92 Government Services— C92 Government Services—Brazil

Brazil domestic
transactions

C93 Mobile phone top-ups— C93 Mobile phone top-ups—Brazil

Brazil domestic
transactions

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PDS 0044—Program Participation Indicator

Use CIS DE 48,

Additional Data,
To map to PDS subelement 77
0043, Program (Payment
Registration ID Transaction Type
value Description Indicator) Description

C94 Coupon Booklet Payments C94 Coupon Booklet Payments

(CARNE)—Brazil domestic (CARNE)—Brazil
transactions

P01 Mastercard ATM Cash P01 Mastercard ATM Cash Pick-Up

Pick-Up Transaction Transaction

PDS 0044—Program Participation Indicator

PDS 0044 (Program Participation Indicator) identifies participation in a program.

Attributes

ans...20: TAGLLLVAR

Tag Field: 0044

Length Field: 3 positions, value=001–020 positions

Data Field: Variable length, 1–20 positions

Subfields: 20

Justification: See “Subfields”

NOTE: Subfields 3–20 are reserved for future use.

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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PDS 0044—Program Participation Indicator

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

Second Presentment/1240 • X C

Subfield 1—CVC 2 Validation Program Indicator

PDS 0044 (Program Participation Indicator), subfield 1 indicates whether or not the transaction
qualifies for the Mastercard Card Validation Code 2 (CVC 2) Validation Program.

Attributes

Data Representation: ans-1

Data Field: Contents of position 1

Justification: Left

Values Description

C Transaction qualifies for the CVC 2 Validation Program. Only GCMS will populate this
PDS.

Subfield 2—QPS/PayPass Chargeback Eligibility Indicator

PDS 0044 (Program Participation Indicator), subfield 2 indicates whether or not the Quick
Payment Service (QPS) or PayPass transaction qualifies for chargeback protection.

Attributes

Data Representation: ans-1

Data Field: Contents of position 2

Justification: Left

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PDS 0045—Mastercard Generated Installment Identifier

Values Description

I Value for QPS or PayPass transaction is ineligible for chargeback for reason code 4837
based upon the Cardholder Verification Method (CVM) Limit in effect on the day of the
transaction. This field will be populated by GCMS on Presentment/1240 messages. The
value “I” indicates that chargeback is not allowed for above mentioned chargeback
reason codes if the transaction amount is less than or equal to the CVM Limit as
defined on IPM MPE IP0058T1. Refer to the Chargeback Guide for details about
processing QPS and PayPass transactions.

(space) Transaction is eligible for chargeback.

PDS 0045—Mastercard Generated Installment Identifier

PDS 0045 (Mastercard Generated Installment Identifier) provides information about
Mastercard identified and processed installment transactions.

Attributes

Data Representation: a-1; TAGLLL

Tag Field: 0045

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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PDS 0046—Japan Common Merchant Code

Message Type Identifier Org Sys Dst

First Presentment/1240 • C C

Mastercard will populate PDS 0045 to identify and process installment transactions.

Values

Value Description

A Transaction approved for installment processing.

C Credit transaction to reverse the purchase transaction

E Transaction eligible for Installment Processing

M Approved for installment processing and Mastercard generated installment payment

data

P Purchase transaction of each split installment transaction

Y Transaction qualifies for the installment processing

PDS 0046—Japan Common Merchant Code

PDS 0046 (Japan Common Merchant Code) identifies the merchant’s category in Japan
referred to as the Common Merchant Category Code (CMC). Mastercard uses this value to
identify a link to a corresponding Mastercard Assigned ID.

Attributes

Data Representation: ans-4; TAGLLL

Tag Field: 0046

Length Field: 4 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0052—Electronic Commerce Security Level Indicator

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

If PDS 0046 is submitted in a First Presentment/1240 message, acquirers must also submit it in
the Second Presentment/1240 message. Similarly, issuers that receive the PDS 0046 in first
presentment must retain it and provide it in the subsequent First Chargeback/1442 and
Arbitration Chargeback/1442 messages.
PDS 0046 is only available for Japan intracountry transactions.
If present, Mastercard will remove PDS 0046 from any Presentment message submitted by a
non-Japan acquirer. The transaction will not be rejected.

PDS 0052—Electronic Commerce Security Level Indicator

PDS 0052 (Electronic Commerce Security Level Indicator) provides information about the
Universal Cardholder Authentication Field (UCAF™) security protocol for international
Mastercard card Internet transactions.

Attributes

Data Representation: n–3; TAGLLL

Tag Field: 0052

Length Field: 3 positions

Data Field: Fixed length, 3 positions

Subfields: 3

Justification: See “Subfields”

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PDS 0052—Electronic Commerce Security Level Indicator

Usage
PDS 0052 must be present in First Presentment/1240 transactions related to transactions
authorized with a Mastercard-assigned static Accountholder Authentication Value. Acquirers
must be prepared to submit PDS 0052, subfield 3 (UCAF Collection Indicator), value 3 in First
Presentment/1240 messages when CIS DE 48, subelement 42, subfield 1, position 3 (UCAF
Collection Indicator), value 3 is present in the original Authorization Request/0100 message.
Acquirers must also be prepared to support PDS 0052, subfield 3, value 3 in Second
Presentment/1240, Chargeback/1440, and Arbitration Chargeback/1440 messages.
All Mastercard® SecureCode™ acquirers and acquirers supporting MDES transactions are
expected to send the Mastercard validated/modified Electronic Comerce Security Level
indicator value from the Authorization Request Response/0110 message in the first
presentment for clearing.
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

If the acquirer fails to provide PDS 0052 in the First Presentment of a UCAF™ transaction,
regardless of the IRD submitted, the authorization will not qualify for liability shift.
Mastercard considers the inclusion of PDS 0052 in these messages to be an electronic
commerce (e-commerce) clearing requirement associated with UCAF™ processing. Adherence
to electronic commerce clearing requirements is an eligibility requirement for transactions
processed under UCAF™ liability shift rules.
PDS 0052 is required in all e-commerce First Presentment/1240 messages. An e-commerce
transaction can be identified by the presence of DE 22, subfield 7, value of S (Electronic
Commerce). If PDS 0052 is not present in an e-commerce Presentment message, regardless of
the IRD, GCMS will reject the transaction.
Additionally, when the acquirer includes PDS 0052 in a First Presentment/1240 message, DE
22, subfield 7 must contain value S and PDS 0023 (Terminal Type) must contain value CT6
(CAT level 6 [electronic commerce transaction]). If both criteria are not met, then the clearing
system will remove PDS 0052 from the message before sending it to the issuer.

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PDS 0052—Electronic Commerce Security Level Indicator

Values
A value of 0 in PDS 0052, subfield 3 (UCAF Collection Indicator) is not edited in the clearing
system.
First Presentment/1240 transactions submitted with a value of 24 (Merchant UCAF) in
Business Activity/Interchange Rate Designator (PDS 0158 [Business Activity], subfield 4), must
include PDS 0052. The value in PDS 0052, subfield 3 (UCAF Collection Indicator) must be a 1.
First Presentment/1240 transactions submitted with a value of PF (Premium Full UCAF) in PDS
0158 subfield 4 (Business Activity/Interchange Rate Designator) must include Electronic
Commerce Security Level Indicator (PDS 0052). The value in PDS 0052, subfield 3 (UCAF
Collection Indicator) must be a 2 or 3. If PDS 0052 subfield 3 contains a value 3 (indicating
MARP transaction) then PDS 0176 must be submitted.
For details about the Maestro® Utility Payment Program (MUPP), intracountry recurring
payment programs (Europe Region), and static Accountholder Authentication Values (AAVs),
refer to the following documents:
• Transaction Processing Rules
• “Modifications to e-Commerce Authentication Programs,” Europe Region Operations
Bulletin No. 2, 3 February 2014
PDS 0052, if present must be numeric and a fixed length of 3.

Authorization to Clearing Data Element Mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
The table below details the mapping between the authorization and clearing data elements.

Use CIS DE 48,

Additional Data,
subelement 42
(Electronic Commerce
Indicators), subfield 1
To map to PDS 0052, (Electronic Commerce
Electronic Commerce Security Level
Security Level Indicator and UCAF
Indicator, subfield 1 Collection Indicator),
(Security Protocol) position 1 (Security
value Description Protocol) value Description

0 Reserved for existing 0 Reserved for existing

Mastercard Europe/Visa Mastercard Europe/Visa
definitions definitions

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PDS 0052—Electronic Commerce Security Level Indicator

1 Reserved for future use 1 Reserved for future use

2 Channel 2 Channel

3–8 Reserved for future use 3–8 Reserved for future use;
chip cryptogram used,
cardholder certificate
not used

9 None (no security 9 None (no security

protocol) protocol)

Use CIS DE 48,

subelement 42,
To map to PDS 0052, subfield 1, position 2
subfield 2 (Cardholder (Cardholder
Authentication) value Description Authentication) value Description

0 Reserved for future use 0 Reserved for future use;

chip cryptogram used,
cardholder certificate
not used

1 Cardholder certificate 1 Cardholder certificate

not used not used

2 Processed through 2 Processed through

Masterpass Masterpass

3 Reserved for future use 3 Reserved for future use

4 Digital Secure Remote 4 Digital Secure Remote

Payment (DSRP) with Payment (DSRP) with
UCAF data UCAF data

5–9 Reserved for future use 5–9 Reserved for future use

Use CIS DE 48,

To map to PDS 0052, subelement 42,
subfield 3 (UCAF subfield 1, position 3
Collection Indicator) (UCAF Collection
value Description Indicator) value Description

0 Not supported at the 0 Non SecureCode

merchant’s Web site

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PDS 0052—Electronic Commerce Security Level Indicator

1 UCAF data collection is 1 UCAF data collection is

supported by the supported by the
merchant, and UCAF merchant, and UCAF
data must be present data must be present
(DE 48, subelement 43
must be present and
contain an attempt AAV
for Mastercard
SecureCode)

2 Both merchant and 2 Issuer Fully

issuer are UCAF- Authenticated
enabled, as indicated in
the Authorization
Request/0100 message.

3 Merchant is UCAF- 3 UCAF data collection is

enabled and the supported by the
transaction was merchant, and UCAF
processed under the (Mastercard assigned
®
Maestro Utility Static Accountholder
Payment Program Authentication Value)
(MUPP) and intracountry data must be present.
recurring payment
programs (Europe
Region) as indicated in
the Authorization
Request/0100 message.

4 Reserved for future use 4 Reserved for future use

5 Issuer risk based 5 Issuer Risk Based

decisioning Decisioning

6 Merchant risk based 6 Merchant Risk Based

decisioning Decisioning

7 Partial shipment or 7 Partial shipment or

recurring payment (DE recurring payment (DE
48, subelement 43 not 48, subelement 43 not
required). Liability will required). Liability will
depend on the original depend on the original
UCAF values provided UCAF values provided
and matching with the and matching with the
initial transaction. initial transaction.

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PDS 0052—Electronic Commerce Security Level Indicator

8–9 Reserved for future use 8–9 Reserved for future use

Subfield 1—Security Protocol

PDS 0052 (Electronic Commerce Security Level Indicator), subfield 1 indicates the presence
and type of security protocol present in the authorization process. Acquirers must populate
subfield 1 with the same value received in DE 48, subelement 42, subfield 1, position 1 of the
corresponding Authorization Request/0100 message.

Attributes

Data Representation: n-1

Data Field: Contents of position 1

Justification: N/A

Values Description

0 Reserved for existing Mastercard Europe/Visa definitions

1 Reserved for future use

2 Channel

3–8 Reserved for future use

9 None (no security protocol)

Subfield 2—Cardholder Authentication

PDS 0052 (Electronic Commerce Security Level Indicator), subfield 2 indicates the type of
Cardholder Authentication used in the authorization process. Acquirers must populate
subfield 2 with the same value received in DE 48, subelement 42, subfield 1, position 2 of the
corresponding Authorization Request/0100 message.

Attributes

Data Representation n-1

Data Field Contents of position 2

Justification N/A

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PDS 0052—Electronic Commerce Security Level Indicator

Values Description

0 Reserved for future use

1 Cardholder certificate not used

2 Processed through Masterpass

3 Reserved for future use

4 Digital Secure Remote Payment transaction

5–9 Reserved for future use

Subfield 3—UCAF Collection Indicator

PDS 0052 (Electronic Commerce Security Level Indicator), subfield 3 identifies the level of
UCAF™ supported in the authorization process. Acquirers must populate subfield 3 with the
same value received in DE 48, subelement 42, subfield 1, position 3 of the corresponding
Authorization Request/0100 message.

Attributes

Data Representation n-1

Data Field Contents of position 3

Justification N/A

Values Description

0 UCAF data collection is not supported by the merchant or a SecureCode merchant has
chosen not to undertake SecureCode on this transaction

1 UCAF data collection is supported by the merchant, and UCAF data must be present
(DE 48, subelement 43 must be present and contain an attempt AAV for Mastercard
SecureCode)

2 Both merchant and issuer are UCAF-enabled, as indicated in the Authorization Request/
0100 message.

®
3 Merchant is UCAF-enabled and the transaction was processed under the Maestro
Utility Payment Program (MUPP) and intracountry recurring payment programs (Europe
Region) as indicated in the Authorization Request/0100 message.

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 Private Data Subelement Definitions
PDS 0056—Mastercard Electronic Card Indicator

Values Description

4 Reserved for future use

5 Issuer risk based decisioning

6 Merchant risk based decisioning

7 Partial shipment or recurring payment (DE 48, subelement 43 not required), as

indicated in the Authorization Request/0100 message. Liability will depend on the
original UCAF values provided and matching with the initial transaction.

PDS 0056—Mastercard Electronic Card Indicator

PDS 0056 (Mastercard Electronic Card Indicator) is a series of codes that indicate whether the
acquirer and merchant participate in the Mastercard Electronic program.

Attributes

a–1; TAGLLL

Tag Field: 0056

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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PDS 0057—Transaction Category Indicator

Message Type Identifier Org Sys Dst

First Presentment/1240 • X C

The clearing system populates values in PDS 0056 in First Presentment/1240 messages for all
Mastercard Electronic products. This value indicates to the issuer whether the acquirer and
their merchant participate in the Mastercard Electronic program.

Values
Mastercard Electronic Indicator values are listed in the following table.

Value Description

C Participant in Mastercard only (considered not a Mastercard Electronic participant)

E Acquirer and its merchants both participate in Mastercard Electronic (considered a Mastercard
Electronic participant).

U Unidentified acquirer. It is unknown whether the acquirer is a Mastercard Electronic

participant.

PDS 0057—Transaction Category Indicator

PDS 0057 (Transaction Category Indicator) provides information about the transaction that
cannot be determined from other transaction information, such as DE 2 (Primary Account
Number) or DE 22 (Point of Service Data Code).

Attributes

n–2; TAGLLL

Tag Field: 0057

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

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PDS 0057—Transaction Category Indicator

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Values
If present, PDS 0057 must contain a valid value.

Value Description

01 The transaction is a Mastercard commercial card transaction initiated via the Payment
Gateway (a Payable Account transaction). This value was introduced with GCMS Release
06.2 to support future business opportunities.

02 This transaction is from a card acceptor terminal that is exempt from having an IIAS because
it has met the IRSs 90 percent qualification rule.

03 The transaction is from a card acceptor terminal that verified qualified healthcare expenses
against an Inventory Information Approval System (IIAS) during the authorization process.

04 The transaction is submitted as a Healthcare transaction but from a non–IIAS-certified

merchant.

Customers may only submit values of 1, 2, or 3. The value of 4 may only be populated by
GCMS.
GCMS will update the value of PDS 0057 from a value of 03 to a value of 04 if one of the
following occurs:

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 Private Data Subelement Definitions
PDS 0057—Transaction Category Indicator

• A transaction is submitted with PDS 0057 value of 03, but PDS 0176 (Mastercard Assigned
ID) is not present.
• GCMS was unable to validate that PDS 0176 was inventory information approval system
(IIAS)-certified.

Authorization to Clearing Data Element Mapping

The CIS authorization messages currently use the ISO 8583-1987 message format, whereas
the IPM clearing messages use the ISO 8583-1993 message format. Therefore, there are some
differences for the same data elements between the authorization and clearing messages that
customers should consider when mapping between them.
The table below details the mapping between the authorization and clearing data elements.

Use CIS DE 48
(Additional
Data),
subelement 61
(POS Data,
Extended
Condition Codes),
To map to PDS subfield 3 (Real-
0057 (Transaction time
Category Substantiation
Indicator), value Description Indicator), value Description

01 Transaction is a Mastercard 00 Merchant terminal

commercial card transaction initiated did not verify the
via the Payment Gateway (a Payable purchased items
Account transaction) against the IIAS

03 Transaction is from a card acceptor 01 Merchant terminal

terminal that verified qualified verified the
healthcare expenses against an purchased items
Inventory Information Approval against an IIAS
System (IIAS) during the authorization
process

02 Transaction is from a card acceptor 02 Merchant claims

terminal that is exempt from having exemption from
an IIAS because it has met the IRSs 90 using an IIAS,
percent qualification rule based on the IRS 90
Percent Rule

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PDS 0058—Token Assurance Level

Use CIS DE 48
(Additional
Data),
subelement 61
(POS Data,
Extended
Condition Codes),
To map to PDS subfield 3 (Real-
0057 (Transaction time
Category Substantiation
Indicator), value Description Indicator), value Description

04 Transaction is submitted as a 04 Transaction was

Healthcare transaction but from a submitted as real-
non–IIAS certified merchant time substantiated
but from a non-IIAS
certified merchant.
Mastercard uses
this value to notify
the issuer that the
merchant could not
be substantiated.
Acquirers may not
use this value

PDS 0058—Token Assurance Level

PDS 0058 (Token Assurance Level) contains a value indicating the confidence level of the
token to PAN/cardholder binding.

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0058

Length Field: 3 positions, value=002

Data Field: Fixed length, 002 positions

Subfields: None

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PDS 0059—Token Requestor ID

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum and Chargeback Messages

First Presentment/1240 O X C

First Chargeback/1442 and Arbitration Chargeback/1442 O X C

Second Presentment/1240 O X C

PDS 0059—Token Requestor ID

PDS 0059 (Token Requestor ID) contains the ID assigned by the token service provider to the
token requestor.

Attributes

Data Representation: n-11; TAGLLL

Tag Field: 0059

Length Field: 3 positions, value = 011

Data Field: Fixed length, 011 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0071––Chip to Magnetic Stripe Conversion Service Indicator

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C X C

Retrieval Request Acknowledgement/1644 C X C

Fee Collection (Retrieval Fee Billing)/1740 C X C

PDS 0071––Chip to Magnetic Stripe Conversion Service Indicator

PDS 0071 (Chip to Magnetic Stripe Conversion Service Indicator) is used to notify the issuer of
the conversion.

Attributes

ans-4; TAGLLL

Tag Field: 0071

Length Field: 3 positions, value = 4

Data Field: Fixed length, 4 positions

Subfields: 3

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0071––Chip to Magnetic Stripe Conversion Service Indicator

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentments/1240 • X C

PDS 0071 Subfields

PDS 0071 contains three subfields.

Number Positions Name Attribute Justification

1 1–2 On-behalf (OB) Service an-2 left

2 3 On-behalf (OB) Result 1 an-1 N/A

3 4 On-behalf (OB) Result 2 ans-1 N/A

Subfield 1: On-behalf (OB) Service

This subfield identifies the service performed on the transaction.

Attributes

Data Representation: an–2

Data Field: Contents of positions 1–2

Justification: Left-justified

Values: 01 = Chip to Magnetic Stripe Conversion Service

Subfield 2: On-behalf (OB) Result 1

This subfield indicates the results of the service processing.

Attributes

Data Representation: an–1

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PDS 0072—Authentication Indicator

Attributes

Data Field: Contents of positions 3

Justification: N/A

Values: C= Conversion of the M/Chip transaction to a magnetic

stripe transaction was complete

Subfield 3 On-behalf (OB) Result 2

This subfield is for Mastercard internal use only.

Attributes

Data Representation: ans–1

Data Field: Contents of positions 4

Justification: N/A

Values: Space

PDS 0072—Authentication Indicator

PDS 0072 (Authentication indicator) is populated when a transaction qualifies for an
Authentication service.

Attributes

Data Representation: n-1; TAGLLL

Tag Field: 0072

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: N/A

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PDS 0080—Amount, Tax

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

The transaction will be rejected when PDS 0072 is sent by the acquirer.
Mastercard populates the authentication indicator in PDS 0072 based on the validation of
biometric authentication result values in DE 55, subelement 9F10, CVR byte1, bit1 and byte2,
bit2.

Values

Value Description

1 Transaction qualified for Authentication Service Type 1

2 Transaction qualified for Authentication Service Type 2

PDS 0080—Amount, Tax

PDS 0080—Amount, Tax contains the tax associated with a transaction.

Attributes

ans...060: TAGLLLVAR

Tag Field: 0080

Length Field: 3 positions, value = 020–060 in increments of 20

Data Field: Variable length, 020–060 positions

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PDS 0080—Amount, Tax

Subfields: 5 subfields for each value added tax occurrence

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentments/1240 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ C X C

1740

Values
If present, PDS 0080 must be alphanumeric and will represent the tax amount calculated from
the Amount, Transaction (DE 4) or the Amount, Transaction Fee (PDS 0146) on Presentment/
1240 and Chargeback/1442 messages, and from the Amount, Transaction (DE 4) on Fee
Collection/1740 messages.
For applicable intracountry Mexico transactions, the Clearing System will supply the tax
amount, except on ATM activity.
For applicable intracountry Mexico 1740 transactions, PDS 0080 should be submitted by
customers where the Fee Processing Impact Switch is set to N on IP0097T1 for the message
reason code.
The Mastercard Network will supply the tax amount in PDS 0080 when applicable.

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PDS 0080—Amount, Tax

PDS 0080 Subfields

This PDS consists of five subfields.

Number Position(s) Name Attribute Justification

1 1–3 Rate Type Code n-3 N/A

2 4–15 Amount, Value n-12 N/A

Added Tax

3 16–18 Currency Code n-3 N/A

4 19 Currency Exponent n-1 N/A

5 20 Debit/Credit a–1 N/A

Indicator

Subfield 1: Rate Type Code

Rate Type Codes the clearing system assigns are listed in the following table.
Customer processing systems must be able to accommodate new rate types that may be
added at any time.

Value Description

010 Value Added Tax (VAT)

Subfield 2: Amount, Tax

Subfield 2 (Amount, Tax) indicates the tax amount that applies to the purchased goods and
services or fees accrued from the purchased goods and services. This subfield must be
numeric.

Subfield 3: Currency Code

Subfield 3 (Currency Code) is an ISO-standard currency code that identifies the currency type.

Subfield 4: Currency Exponent

Subfield 4 (Currency Exponent) explicitly identifies the implied decimal position applicable to
the ISO standard currency code.

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PDS 0105—File ID

A zero indicates that the decimal point immediately follows the least significant digit of the
related “amount” data.
Values in the range 1–5 indicate that the decimal point is located 1–5 positions to the left of
the least significant digit of the related “amount” data.
Values in the range A–E indicate that the decimal point is located 1–5 positions to the right of
the least significant digit of the related “amount” data. (Values A–E are not currently
supported.)
Currently, only numeric currency exponents (values 1–5) are supported. ISO defined values A–
E are for future use. Refer to the Quick Reference Booklet for a complete list of currency codes
and related implied currency exponent values.

Subfield 5: Debit/Credit Indicator

Subfield 5 (Debit/Credit Indicator) identifies if the subfield 2 (Amount, Tax) is a debit or credit
position for the message receiver.

PDS 0105—File ID
PDS 0105 (File ID) uniquely identifies a logical data file to be exchanged between a customer
or processor and the clearing system.

Attributes

n-25; TAGLLL

Tag Field: 0105

Length Field: 3 positions, value = 025

Data Field: Fixed length, 25 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0105—File ID

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

File Header (Clearing System-generated)/1644 • X M

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

This PDS comprises four subfields that indicate the file type, the file processing date, the ID of
the customer or processor associated with the file, and a file sequence number to uniquely
identify the file and delivery cycle (1–6). The combination of these four subfields must
together form a value that uniquely identifies all logical files to or from a customer processing
center.
For customer-generated files, the clearing system retains 180 days of file ID history for each
customer or processor and uses this information to edit duplicate file IDs. A clearing file rejects
in its entirety if it contains a duplicate File ID. A file ID is considered a duplicate if subfields 2,
3, and 4 of PDS 0105 plus subfield 1 of PDS 0026 (File Reversal Indicator) match an entry in
the file ID history file.

PDS 0105 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–3 File Type n-3 N/A

2 4–9 File Reference Date n-6 N/A

3 10–20 Processor ID n-11 right

4 21–25 File Sequence Number n-5 right

Subfield 1: File Type

Subfield 1 (File Type) is a three-digit code that indicates the type of logical data file being
transmitted. Values are listed in the following table.

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PDS 0105—File ID

Value Description

001 Clearing file: Generated by Mastercard

002 Clearing file: Member-generated

003 Early Reconciliation file: Generated by Mastercard

011 Clearing file: Generated by LPRUS

013 Early Reconciliation file: Generated by LPRUS

021 Clearing file: Generated by NSPK

023 Early Reconciliation file: Generated by NSPK

031 Clearing file: Generated by LPIDN

033 Early Reconciliation file: Generated by LPIDN

901 Generated by Mastercard, MasterCom System

902 Generated by Mastercard, Rewards System

903 Generated by Mastercard, EPSNet System

904 Generated by Mastercard Network

905 Clearing file: Generated by Mastercard SEND

906 Clearing file: Generated by Mastercard CBK

907–999 Clearing file: Generated by Mastercard on behalf of member

Subfield 2: File Reference Date

For customer-generated logical files, subfield 2 (File Reference Date) is the date that the
transmitting customer or processor processed or submitted the file. It must be less than or
equal to the clearing system’s business processing date. The required date format is
YYMMDD.
For logical files that are generated by Mastercard, this subfield will contain the clearing
system’s business processing date.

Subfield 3: Processor ID
For customer-generated logical files, subfield 3 (Processor ID) contains the customer ID of the
customer or processor submitting the file.

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PDS 0110—Transmission ID

For logical files that Mastercard generates on behalf of the customer, this subfield contains an
internal Mastercard ID.

Subfield 4: File Sequence Number

Subfield 4 (File Sequence Number) is a five-digit value that the customer or processor
submitting the file assigns. It must be unique for each Processor ID and File Reference Date
combination.
For customer-generated logical files, this subfield must be numeric. Customers that submit
clearing files from multiple locations each day may choose to assign specific ranges of
sequence numbers to each location to ensure that file IDs are not duplicated.
For logical files that are generated by Mastercard, this subfield contains the two-position
clearing cycle indicator, followed by a one-position delivery cycle and two-position sequential
number that is incremented for each processing file, and clearing cycle, throughout a clearing
processing day.
The data in this subfield must be right-justified with leading zeros.

PDS 0105, Subfield 4 in Files Generated by Mastercard

Position Justificati
s Name Attribute on

1–2 Clearing Cycle n-2 right

Note: This will be 99 if the customer receives clearing files
containing data from two or more clearings.

3 Delivery Cycle (Values = 1–6)

4–5 Sequence right

Number

PDS 0110—Transmission ID
PDS 0110 (Transmission ID) uniquely identifies a physical transmission or grouping of logical
files to be exchanged between a customer or processor and the clearing system.
Each transmission may contain multiple logical files that PDS 0105 (File ID) identifies.

Attributes

n-25; TAGLLL

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PDS 0110—Transmission ID

Tag Field: 0110

Length Field: 3 positions, value = 025

Data Field: Fixed length, 25 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 O • •

Customers that “stack” multiple logical files in a physical transmission may use this optional
PDS. Customers may provide it in File Header/1644 messages to tie together all logical files in
the physical transmission.
If present, the same PDS 0110 value may be placed into PDS 0110 in each File Header/1644 in
the physical transmission.
The clearing system generates reconciliation information that accumulates data at the
individual logical file level. Transmission-level totals are not provided.

PDS 0110 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–3 Transmission Type n-3 N/A

2 4–9 Transmission Reference Date n-6 N/A

3 10–20 Processor ID n-11 right

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PDS 0122—Processing Mode

Number Positions Name Attribute Justification

4 21–25 Transmission Sequence Number n-5 right

The combination of these four subfields must together form a value that uniquely identifies
each transmission or grouping of logical files within a business day from a customer
processing center.

Subfield 1: Transmission Type

Subfield 1 (Transmission Type) is a three-digit code that indicates the transmission type as
follows.

Value Description

002 Clearing transmission: member-generated

Subfield 2: Transmission Reference Date

Subfield 2 (Transmission Reference Date) is the date that the originating customer or processor
processed or submitted the transmission. It must be less than or equal to the clearing system’s
business processing date. The required date format is YYMMDD.

Subfield 3: Processor ID
For customer-generated transmissions, subfield 3 (Processor ID) contains the customer ID of
the customer or processor submitting the transmission.

Subfield 4: Transmission Sequence Number

Subfield 4 (Transmission Sequence Number) is a five-digit number the transmission originator
assigns. It should be unique for each combination of Transmission Type, Transmission
Reference Date, and Processor ID. GCMS does not edit for duplicate transmission IDs.

PDS 0122—Processing Mode

PDS 0122 (Processing Mode) indicates the type of processing to be performed on transaction
messages.

Attributes

ans-1;TAGLLL

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PDS 0122—Processing Mode

Tag Field: 0122

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 M • •

File Header (Clearing System-generated)/1644 • X M

PDS 0122 indicates the type of processing (such as production or test) to be applied to an
entire data file of transaction messages.

Values
Processing Mode values are listed in the following table.

Value Description

P Production

T Test

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PDS 0137—Fee Collection Control Number

PDS 0137—Fee Collection Control Number

PDS 0137 (Fee Collection Control Number) contains a financial control number (“reference
number”) a Fee Collection message originator assigns.

Attributes

n…20; TAGLLLVAR

Tag Field: 0137

Length Field: 3 positions, value = 017–020

Data Field: Variable length, 17–20 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 M • M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ M • M

1740

The PDS assists customers in referencing and reconciling various posted miscellaneous fees
and billings using the Fee Collection message.
A customer may assign PDS 0137 as a documentation reference for customer-generated Fee
Collection messages sent to another customer.
Customers must submit a minimum of 17 positions and a maximum of 20 positions for PDS
0137. The information must be numeric and right-justified.

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PDS 0138—Source Message Number ID

The clearing system also uses this PDS to provide control numbers on Fee Collection (Clearing
System-generated)/1740 messages.
In all Fee Collection/1740 messages, PDS 0137 is required and must be the same on the initial
Fee Collection and all subsequent returns.

PDS 0138—Source Message Number ID

PDS 0138 (Source Message Number ID) contains the message sequence number from a
previously submitted file’s message.

Attributes

n-8; TAGLLL

Tag Field: 0138

Length Field: 3 positions, value = 008

Data Field: Fixed length, 8 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Administrative Messages

Message Exception/1644 and File Reject/1644 • X C

This PDS identifies in Message Exception/1644 messages the message sequence number of a
rejected message from a previously transmitted data file. It contains the value from DE 71
(Message Number) from the rejected message.
This PDS is present if the clearing system can parse the rejected message.

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PDS 0140—Amount, Cardholder Billing Amounts USD

PDS 0140—Amount, Cardholder Billing Amounts USD

This PDS is provided only for customers that participate in Settlement Service Level 1
(Regional), where the Currency Code is 392 (Yen).
PDS 0140 (Amount, Cardholder Billing Amounts USD) identifies Amount, Cardholder Billing in
USD and Amount, Cardholder Currency Conversion Assessment USD on the outbound
message to customers for First and Second Presentments/1240, when PDS 0159, subfield 3
(Settlement Service Level Code) is equal to 1 (Regional) and DE 50 (Currency Code,
Reconciliation) is equal to 392 (Yen).

NOTE:
Both subfields of PDS 0140 are always USD, Currency Code 840, with a currency exponent of
two.

Attributes

n–24; TAGLLLVAR

Tag Field: 0140

Length Field: 3 positions, value = 012–024

Data Field: variable length, 012–024 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

s1 Amount, Cardholder Billing USD • X C

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PDS 0141—Customer Currency Conversion Revenue Data

Message Type Identifier Org Sys Dst

s2 Amount, Currency Conversion Assessment USD • X C

Second Presentment/1240 • X C

s1 Amount, Cardholder Billing USD • X C

s2 Amount, Currency Conversion Assessment USD • X C

PDS 0140 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–12 Amount, Cardholder Billing USD n-12 right

2 13–24 Amount, Currency Conversion n-12 right

Assessment USD

Subfield 1, Amount, Cardholder Billing USD

This subfield contains the amount in the cardholder billing in USD.

Subfield 2, Amount, Currency Conversion Assessment USD

This subfield contains the calculated currency conversion assessment adjustment amount in
USD.

PDS 0141—Customer Currency Conversion Revenue Data

PDS 0141 (Customer Currency Conversion Revenue Data) contains the Customer Currency
Conversion Revenue (CCCR) amount and the rate that was used for the calculation.
Mastercard sends this data in First Presentment/1240 messages to issuers in Brazil
participating in the CCCR service.

Attributes

Data Representation: n-25; TAGLLLVAR

Tag Field: 0141

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PDS 0141—Customer Currency Conversion Revenue Data

Length Field: 3 positions, value = 025

Data Field: Fixed length, 25 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

Subfield 1—Customer Currency Conversion Revenue Rate

PDS 0141 (Customer Currency Conversion Revenue Data), subfield 1 indicates the Customer
Currency Conversion rate applied to transactions processed for cards issued in Brazil in which
the transaction currency is reflected in neither Brazilian Reals nor U.S. Dollars.

Attributes

Data Representation: n-13

Data Field: Contents of positions 1–13

Justification: Right-justified

Values

The seven left-most digits denote the values that appear to the left of the decimal of the customer
currency conversion rate, and the six right-most digits denote the values that appear after the decimal
of the customer currency conversion rate. For example, a data value of 0000002350000 indicates a
conversion rate of 0000002.350000.

Subfield 2—Customer Currency Conversion Revenue Amount

PDS 0141 (Customer Currency Conversion Revenue Data), subfield 2 indicates the calculated
Customer Currency Conversion amount in the reconciliation currency. This amount is added to

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PDS 0145—Amount, Alternate Transaction Fee

the amount in DE 5 (Amount, Reconciliation) for transactions processed for cards issued in
Brazil in which the transaction currency is reflected in neither Brazilian Reals nor U.S. Dollars.

Attributes

Data Representation: n-12

Data Field: Contents of positions 14–25

Justification: Right-justified

Values

All currency amounts are expressed in the minor unit of currency without a decimal separator in
accordance with ISO standards for currency notation. For example, a customer currency conversion
amount of BRL 212.50 is expressed as 000000021250.

PDS 0145—Amount, Alternate Transaction Fee

PDS 0145 (Amount, Alternate Transaction Fee) presents an alternative fee amount associated
with a transaction.

Attributes

n-15; TAGLLL

Tag Field: 0145

Length Field: 3 positions, value 015

Data Field: Fixed length, 15 positions

Subfields: 2

Justification: See subfields

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0146—Amounts, Transaction Fee

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C

First Chargeback/1442 O X C

Arbitration Chargeback/1442 O X C

Fees are assessed in an appropriate currency according to card program identifier, program, or
service rules. For example, a fee assessed to the customer, such as a variable transaction
interchange fee, may be assessed in the transaction currency; a regional clearing system
processing fee might be assessed in the preferred currency of the country in which the
clearing system is operated. This field is used by Mexico Domestic Business Service 4/484001.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Notes
PDS 0148 (Currency Exponents) must be present with PDS 0145 to identify the transaction’s
exponent.

PDS 0145 Subfields

PDS 0145 may contain one occurrence of the transaction fee.

Subfield 1: Currency Code, Fee

PDS 0145 (Amount, Alternate Transaction Fee), subfield 1 (Currency Code, Fee) identifies the
currency of the Amount, Fee. The fee is defined in the calculated fee currency and may
include a fixed amount, a percentage of the transaction amount, or both. This subfield must
contain a valid ISO numeric currency code.

Subfield 2: Amount, Fee

PDS 0145 (Amount, Alternate Transaction Fee), subfield 2 (Amount, Fee) identifies the fee
amount in the currency in which the fee is calculated.

PDS 0146—Amounts, Transaction Fee

PDS 0146 (Amounts, Transaction Fee) presents all fee amounts associated with a transaction.
This PDS may accommodate 1 to 12 different fee types.

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 Private Data Subelement Definitions
PDS 0146—Amounts, Transaction Fee

Attributes

n...432; TAGLLLVAR

Tag Field: 0146

Length Field: 3 positions, value = 036–432 in increments of 36

Data Field: Variable length, 36–432 positions

Subfields: 7 subfields for each transaction fee occurrence

Occurrences: 1–12

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 O X C

Second Presentment/1240 O X C

For ATM transactions submitted by the Mastercard Network, this element is mandatory.
For bilaterally settled and Collection Only transactions, this element is optional.
Fees are assessed in an appropriate currency according to card program identifier, program, or
service rules. For example, a fee assessed to the acquirer, such as a variable transaction
interchange fee, may be assessed in the transaction currency; a regional clearing system
processing fee might be assessed in the preferred currency of the country in which the
clearing system is operated.
If the transaction is classified as bilateral settlement (indicated by B in subfield 1 of PDS 0165
[Settlement Indicator]), and the Business Service assigned to the transaction does not specify
that fees should be calculated.

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 Private Data Subelement Definitions
PDS 0146—Amounts, Transaction Fee

• If the message originator populates PDS 0146 with “expected” fees, the clearing system
passes them to the receiving customer.
• If the message originator does not provide PDS 0146, PDS 0146 will not be present at all in
the message sent to the receiving customer.
In all other conditions, the clearing system calculates the fees and provides them to the
receiving customer in PDS 0146.

Related Required PDS

PDS 0148 (Currency Exponents) must be present with PDS 0146 to identify the transaction’s
exponent.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

NOTE:
This field will remain unchanged from the original message when processing a reversal of a
previous message.

PDS 0146 Subfields

This PDS may contain 1 to 12 occurrences of transaction fees.
Each transaction fee consists of seven subfields as defined in the following table. Each fee
requires 36 positions; the length of this PDS must be a multiple of 36, with a maximum length
of 432 positions.

Number Positions Name Attribute Justification

1 1–2 Fee Type Code A, code in the range 00–99 n-2 N/A
to indicate the fee type.

2 3–4 Fee Processing Code A, code that indicates n-2 N/A

the entity to be debited and the entity to be
credited for this fee amount.

3 5–6 Fee Settlement Indicator identifies the PDS n-2 N/A

location of the settlement service
information applicable to this fee.

4 7–9 Currency Code, Fee The ISO numeric n-3 N/A

currency code for the Amount, Fee (subfield
5).

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 Private Data Subelement Definitions
PDS 0146—Amounts, Transaction Fee

Number Positions Name Attribute Justification

5 10–21 Amount, Fee The transaction fee amount in n-12 N/A

the calculated currency of the fee.

6 22–24 Currency Code, Fee, Reconciliation. The ISO n-3 N/A

numeric currency code for the Amount, Fee,
Reconciliation (subfield 7).

7 25–36 Amount, Fee, Reconciliation. Fee amount in n-12 N/A

the reconciliation currency (payment
currency).

All subfields are present for each fee occurrence. If the fee reconciliation (payment) currency is
the same as the fee calculation currency, fee subfields 6 and 7 contain the same values as
subfields 4 and 5.
When the transaction originator provides PDS 0146, subfield 3 may contain zeros.
The values to be used for each fee subfield are described in the following text.

Subfield 1: Fee Type Code

Fee Type Codes the clearing system assigns are in the following table.
Customer processing systems must be able to accommodate new fee types that may be
added at any time.

Value Description

00 Transaction interchange fee (fixed plus variable fee amount)

Subfield 2: Fee Processing Code

Subfield 2 (Fee Processing Code) identifies the entity to be debited and the entity to be
credited for the fee amount.
Valid values are listed in the following table.

Value Description

19 Debit transaction destination

29 Credit transaction destination

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 Private Data Subelement Definitions
PDS 0146—Amounts, Transaction Fee

Value Description

00 Not applicable—May be used if member provides PDS 0146

Subfield 3: Fee Settlement Indicator

Subfield 3 (Fee Settlement Indicator) identifies the settlement service PDS to which the fee is
associated for the purpose of financial reconciliation and settlement.
Values are listed in the following table.

Value Description

00 Settlement services do not apply to this fee; fee settlement or fee billing
occurs as a separate activity and is not included in this transaction’s
reconciliation and settlement (usually applies when bilateral settlement
occurs).

01 Settlement Data; this settlement service is identified in PDS 0159

(Settlement Data).

Subfield 4: Currency Code, Fee

Subfield 4 (Currency Code, Fee) identifies the currency of Amount, Fee. This is the currency in
which the clearing system calculates the fee. For example, if the fee is listed in Mastercard
publications as a U.S. dollar fee, subfields 4 and 5 will contain the fee in U.S. dollars.
The fee is defined in the calculated fee currency and may include a fixed amount, a
percentage of the transaction amount, or both.
This subfield must contain a valid ISO numeric currency code.

Subfield 5: Amount, Fee

Subfield 5 (Amount, Fee) is the fee amount in the currency in which the fee is calculated by
the clearing system. In First Presentment/1240 messages, the total interchange fees assessed
must not be greater than the transaction amount.

Subfield 6: Currency Code, Fee, Reconciliation

Subfield 6 (Currency Code, Fee, Reconciliation) identifies this fee’s reconciliation (payment)
currency.
Standard ISO numeric currency codes are used.

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 Private Data Subelement Definitions
PDS 0147––Extended Precision Amounts

Subfield 7: Amount, Fee, Reconciliation

Subfield 7 (Amount, Fee, Reconciliation) is the Amount, Fee converted to the reconciliation
(payment) currency for the message recipient.

PDS 0147––Extended Precision Amounts

PDS 0147 (Extended Precision Amounts) is for business service arrangements that are enabled
for the Extended Decimal Precision Service.
This PDS represents the fee amount associated with a transaction extended to six decimal
positions. PDS 0147 may accommodate a total of one to 12 different fee types. Table
IP1100T1 will be modified by adding elements to prevent customers from sending in PDS
0147 (Extended Precision Amounts).

Attributes

n...576; TAGLLLVAR

Tag Field: 0147

Length Field: 3 positions, value = 048-576 in increments of 48

Data Field: Variable length, 048-576 positions

Subfields: 7 subfields for each transaction fee occurrence

Occurrences: 1–12

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.
For all transactions where Extended Decimal Precision is active, the clearing system will provide
this field.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

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 Private Data Subelement Definitions
PDS 0147––Extended Precision Amounts

Message Type Identifier Org Sys Dst

Second Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Values
All currency amounts are expressed to 6 decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an Interchange Fee amount of USD .
000123 is expressed as 000000000000000123.

NOTE:
This field will remain unchanged from the original message when processing a reversal of a
previous message.

PDS 0147 Subfields

This PDS may contain one to 12 occurrences of transaction fees.
Each transaction fee consists of seven subfields as defined in the following table. Each fee
requires 48 positions; the length of this PDS must be a multiple of 48, with a maximum length
of 576 positions.

Number Positions Name Attribute Justification

1 1–2 Fee Type Code n-2 N/A

A code in the range 00–99 to indicate the
fee type.

2 3–4 Fee Processing Code n-2 N/A

A code that indicates the entity to be
debited and the entity to be credited for
this fee amount.

3 5–6 Fee Settlement Indicator n-2 N/A

Identifies the PDS location of the
settlement service information applicable to
this fee.

4 7–9 Currency Code, Fee n-3 N/A

The ISO numeric currency code for the
Interchange Amount, Fee (subfield 5).

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 Private Data Subelement Definitions
PDS 0147––Extended Precision Amounts

Number Positions Name Attribute Justification

5 10–27 Interchange Amount, Fee n-18 N/A

The transaction fee amount to 6 decimals
in the calculated currency of the fee.

6 28–30 Currency Code, Fee, Reconciliation n-3 N/A

The ISO numeric currency code for the
Interchange Amount, Fee, Reconciliation
(subfield 7).

7 31–48 Interchange Amount, Fee, Reconciliation n-18 N/A

Fee amount calculated to 6 decimals in the
reconciliation currency (payment currency).

All subfields are present for each fee occurrence. If the fee reconciliation (payment) currency is
the same as the fee calculation currency, fee subfields 6 and 7 contain the same values as
subfields 4 and 5.
The values to be used for each fee subfield are described in the following text.

Subfield 1: Fee Type Code

Fee Type Codes the clearing system assigns are in the following table. Customer processing
systems must be able to accommodate new fee types that may be added at any time.

Value Description

00 Transaction interchange fee (fixed plus variable fee amount).

Subfield 2: Fee Processing Code

Subfield 2 (Fee Processing Code) identifies the entity to be debited and the entity to be
credited for the fee amount.

Value Description

19 Debit transaction destination.

29 Credit transaction destination.

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 Private Data Subelement Definitions
PDS 0147––Extended Precision Amounts

Subfield 3: Fee Settlement Indicator

Subfield 3 (Fee Settlement Indicator) identifies the settlement service PDS to which the fee is
associated for the purpose of financial reconciliation and settlement.

Value Description

00 Settlement services do not apply to this fee; fee settlement, or fee billing
occurs as a separate activity and is not included in this transaction’s
reconciliation and settlement (usually applies when bilateral settlement
occurs).

01 Settlement Data; this settlement service is identified as PDS 0159 (Settlement

Data).

Subfield 4: Currency Code, Fee

Subfield 4 (Currency Code, Fee) identifies the currency of Interchange Amount, Fee. This is the
currency in which the fee is calculated by the clearing system. For example, if the fee is listed
in Mastercard publications as a U.S. dollar fee, then subfields 4 and 5 will contain the fee in
U.S. dollars.
The fee is defined in the calculated fee currency, and may include a fixed amount, a
percentage of the transaction amount, or both.
This subfield must contain a valid ISO numeric currency code.

Subfield 5: Interchange Amount, Fee

Subfield 5 (Interchange Amount, Fee) is the interchange fee amount calculated to 6 decimals
in the currency in which the fee is calculated with extended precision by the clearing system.
For example, if the fee is listed in Mastercard publications as a U.S. dollar fee, then subfields 4
and 5 will contain the fee in U.S. dollars.

Subfield 6: Currency Code, Fee, Reconciliation

Subfield 6 (Currency Code, Fee, Reconciliation) identifies this fee’s reconciliation (payment)
currency.
Standard ISO numeric currency codes are used.

Subfield 7: Interchange Amount, Fee, Reconciliation

Subfield 7 (Interchange Amount, Fee, Reconciliation) is the Interchange Amount, Fee
calculated to 6 decimals converted to the reconciliation (payment) currency for the message
recipient.

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 Private Data Subelement Definitions
PDS 0148—Currency Exponents

PDS 0148—Currency Exponents

PDS 0148 (Currency Exponents) explicitly identifies the implicit decimal point locations
associated with each ISO standard currency code used in a message.

Attributes

ans...60; TAGLLLVAR

Tag Field: 0148

Length Field: 3 positions, value = 004–060 in increments of 4

Data Field: Variable length, 4–60 positions

Subfields: 2 subfields for each currency exponent data occurrence

Occurrences: 1–15

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M X M

First Chargeback/1442 and Arbitration Chargeback/1442 M X M

Second Presentment/1240 M X M

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

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 Private Data Subelement Definitions
PDS 0148—Currency Exponents

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M X M

Fee Collection (Handling Fees)/1740 M X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ M X M

1740

This PDS identifies the decimal point location for all currency amounts in a message.
Message originators must populate PDS 0148 with the currency exponents that apply to any
amount and currency code data elements, such as DE 4 (Amount, Transaction), DE 49
(Currency Code, Transaction), and DE 30 (Amounts, Original) that they provide in a message.
The clearing system populates PDS 0148 with the currency exponents that apply to any
clearing system-provided amount and currency code data elements, such as DE 5 (Amount
Reconciliation) and DE 50 (Currency Code, Reconciliation); DE 6 (Amount, Cardholder Billing)
and DE 51 (Currency Code, Cardholder Billing); or PDS 0146 (Amounts, Transaction Fee).
Each currency code in the message should be presented only once in PDS 0148, along with
the corresponding currency exponent.
The clearing system validates the currency exponents in subfield 2 of PDS 0148 to ensure they
are valid for the currency codes in subfield 1. If they are not valid, the clearing system rejects
the transaction.
For example, assume that a transaction occurs between Canada region customers in U.S.
dollars (currency code 840, exponent 2). The clearing system assesses fees in Canadian dollars
(currency code 124, exponent 2):
• The acquirer submits a First Presentment/1240 in which DE 49 contains 840. PDS 0148 also
must be present and must contain a single value of 8402, representing currency code 840
and currency exponent 2.
• The clearing system then calculates fees and presents them in PDS 0146. Because the fees
are in a currency that is not yet present in PDS 0148, the clearing system adds a second
occurrence to PDS 0148, containing a value of 1242 to indicate currency code 124 and
currency exponent 2.
• The clearing system then calculates DE 5 and DE 6 in Canadian dollars (currency code 124)
and adds them to the message, along with their related currency codes of DE 50 and DE
51. Because currency code 124 is already present in PDS 0148, the clearing system does
not add any more values to PDS 0148.

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 Private Data Subelement Definitions
PDS 0148—Currency Exponents

• The issuer receives the First Presentment/1240 containing all of the amount and currency
data elements and PDSs previously described (DE 4 and DE 49; DE 5 and DE 50; DE 6 and
DE 51; PDS 0146; and PDS 0148). PDS 0148 contains two data occurrences with values of
8402 and 1242, respectively.

Values
If present, PDS 0148 cannot contain all low values or all high values.

PDS 0148 Subfields

This PDS may contain from 1 to 15 occurrences of currency exponent information.
Each occurrence consists of two subfields as defined in the following table. Each occurrence
requires four positions; the length of this PDS must be a multiple of four, with a maximum
length of 60 positions.

Number Positions Name Attribute Justification

1 1–3 Currency Code n-3 N/A

2 4 Currency Exponent an-1 N/A

Subfield 1: Currency Code

Subfield 1 (Currency Code) is an ISO-standard currency code that identifies the currency type.

Subfield 2: Currency Exponent

Subfield 2 (Currency Exponent) explicitly identifies the implied decimal position applicable to
the ISO standard currency code.
A zero indicates that the decimal point immediately follows the least significant digit of the
related “amount” data.
Values in the range 1–5 indicate that the decimal point is located 1–5 positions to the left of
the least significant digit of the related “amount” data.
Values in the range A–E indicate that the decimal point is located 1–5 positions to the right of
the least significant digit of the related “amount” data. (Values A–E are not currently
supported.)
Currently, only numeric currency exponents (values 1–5) are supported. ISO defined values A–
E are for future use.
Refer to the Quick Reference Booklet for a complete list of currency codes and related implied
currency exponent values.

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 Private Data Subelement Definitions
PDS 0149—Currency Codes, Amounts, Original

PDS 0149—Currency Codes, Amounts, Original

PDS 0149 (Currency Codes, Amounts, Original) defines the DE 30 (Amounts, Original)
currencies.

Attributes

n-6; TAGLLL

Tag Field: 0149

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 M • M

Fee Collection (Handling Fees)/1740 C • C

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 Private Data Subelement Definitions
PDS 0157—Alternate Processor Indicator

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/handling Fees)/ C • C

1740

This PDS is required when DE 30 is in the message.

PDS 0148 (Currency Exponents) must also be present in a message when PDS 0149 is present.

Values
Subfield 1 (Currency Code, Original Transaction Amount) must contain valid ISO numeric
currency codes. There must be an occurrence of PDS 0149, subfield 1 Currency Code, Original
Transaction Amount (along with its corresponding currency exponent in PDS 0148).
Subfield 2 (Currency Code, Original Reconciliation Amount) must contain all zeros.

PDS 0149 Subfields

This PDS contains two subfields.

Number Positions Name Attribute Justification

1 1–3 Currency Code, Original n-3 N/A

Transaction Amount

2 4–6 Currency Code, Original n-3 N/A

Reconciliation Amount

PDS 0157—Alternate Processor Indicator

PDS 0157 Alternate Processor Indicator distinctly identifies a transaction as an alternate
processor transaction.

Attributes

ans–4; TAGLLL

Tag Field: 0157

Length Field: 3 positions, value = 003

Data Field: Fixed length, 4 positions

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Subfields: None

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

PDS 0157 is allowed only on collection-only transactions.

GCMS will apply the Cross-border Assessment (CBA) transaction qualification process on
alternate processor transactions.

Values
If present, PDS 0157 must contain a valid value of ALTC to indicate Alternate Processor Cross-
border transaction.
If PDS 0157 Alternate Processor Indicator is present, PDS 0165 subfield 1 Settlement Indicator
must contain a value of C.

PDS 0158—Business Activity

PDS 0158 (Business Activity) identifies the business arrangement applied to this transaction.
This includes information about the applicable card program identifier for a transaction, the
business relationship between the acquirer and issuer (or the transaction originator and
destination customers), the interchange rules governing all participants in the transaction, and
the clearing system business date and processing cycle for reconciliation purposes.

Attributes

Data Representation: ans…30; TAGLLLVAR

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Tag Field: 0158

Length Field: 3 positions, value = 003–030

Data Field: Variable length, 3–30 positions

Subfields: 14

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Message Type Identifier Org Sys Dst

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

First Chargeback/1442 and Arbitration Chargeback/1442 C X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

Second Presentment/1240 C X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Message Type Identifier Org Sys Dst

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Message Type Identifier Org Sys Dst

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

Retrieval Request Acknowledgement/1644 O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

Fee Collection (Retrieval Fee Billing)/1740 O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Message Type Identifier Org Sys Dst

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

Fee Collection (Handling Fees)/1740 O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

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 Private Data Subelement Definitions
PDS 0158—Business Activity

Message Type Identifier Org Sys Dst

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 O X M

s1 Card Program Identifier C X M

s2 Business Service Arrangement Type Code C X M

s3 Business Service ID Code C X M

s4 Interchange Rate Designator C X M

s5 Central Site Business Date • X M

s6 Business Cycle • X M

s7 Card Acceptor Classification Override Indicator • X M

s8 Product Class Override Indicator • X M

s9 Corporate Incentive Rates Apply Indicator • X M

s10 Special Conditions Indicator • X M

s11 Mastercard Assigned ID Override Indicator • X M

s12 Account Level Management Account Category Code • X M

s13 Rate Indicator • X M

s14 Masterpass Incentive Indicator • X M

PDS 0158 must be a length of 003–030.

The clearing system determines and/or validates PDS 0158. If the business service requires an
interchange rate designator (IRD) for a given message type, the message originator must
submit all spaces or valid values in subfields 1, 2, and 3, and a valid interchange rate

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designator in subfield 4. For example, PDS 0158 is required to be present for all U.S. region
transactions that are of Mastercard brand, except for the following.
• ATM (DE 3, subfield 1 = 01)
• Cash Disbursement (DE 3, subfield 1 = 12)
• Retrieval Requests and Fee Collections
Customers may choose to submit only the IRD and provide spaces in subfields 1–3. In this
situation, GCMS derives the corresponding card program identifier and business service
information and populates the message with these values. If the system cannot determine the
appropriate values for the submitted IRD, the transaction is rejected.
If the customer provides values other than spaces and if the submitted information in subfields
1–3 does not match the information the clearing system assigns, the clearing system rejects
the transaction. The clearing system will also reject the transaction if the (non-space) values in
subfields 1–3 are invalid for the interchange rate designator provided in subfield 4.
PDS 0158 is important to reconciliation processing because it identifies the card program
identifier, the business service, the interchange rate designator, and the business date and
processing cycle to which the transaction is assigned for reconciliation purposes.
Refer to the Publications for a complete listing of domestic, regional, and interregional
interchange programs.

Business Service Selection General Information

The transaction business relationship (referred to as the “business service”) is described
collectively by the Card Program Identifier, the Business Service Type Code, and the Business
Service ID Code subfields. The business service defines the transaction interchange rule basis
together with the interchange rate designator submitted by the originator of the message.
A business service is an arrangement among a defined group of customers (such as acquirers
and issuers) that share a common level of interchange participation for a specific card program
identifier such as the Mastercard brand. Business services may involve but are not limited to
the following.
• Two or more customers (member-to-member)
• Customers in a single country (intracountry)
• Customers in two or more countries or regions (intercountry)
• Customers within a business region (intraregional)
• Customers between business regions (interregional)
Each business service may have its own criteria, interchange rates, transaction life cycle
procedures, business date calendar, and other features.
When the clearing system receives a business transaction for processing, it evaluates the
following types of information to determine the applicable card program and business service:
• The country of the acquirer
• The country to which the issuing account range is assigned
• The card programs associated with the acquirer

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PDS 0158—Business Activity

• The card programs associated with the issuing account range

• DE 3 (Processing Code)
• The business services in which the transaction originator participates, and for which the
message qualifies
• The business services in which the transaction receiver participates and for which the
message qualifies
• The interchange rate designator submitted in the message
Both the origination and destination customers of a transaction (such as the acquirer and
issuer) must be licensed for a selected card program and must participate in a common
business service; otherwise, the clearing system rejects the transaction because no business
rules govern its completion.
The clearing system selects the appropriate business service from those in common between
the issuer and acquirer in the following order of priority:
• Member-to-member
• Intracountry
• Intercountry
• Intraregional
• Interregional
After the business service is determined, the clearing system evaluates financial transactions
with respect to the interchange criteria defined for the business service and submitted
interchange rate designator to determine the correct interchange rate. The clearing system
validates any data the message originator submits in PDS 0158, calculates interchange fees,
and forwards the transaction to the receiver. This information is made available to the
transaction originating processor through reconciliation processing options.

Values
If present, PDS 0158 must be a length of three positions and cannot contain all low values or
all high values.

Subfield 1—Card Program Identifier

PDS 0158 (Business Activity), subfield 1 (Card Program Identifier) is a three-character code that
identifies the card program or financial network to which a transaction belongs. Valid card
program identifiers for programs and services the clearing system supports are in the
following table.

Attribute Value

Subfield ID n-2 01

Subfield Length n-2 03

Data Representation ans-3

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PDS 0158—Business Activity

Attribute Value

Justification Left

Values Description
®
CIR Cirrus
®
DMC Debit Mastercard
®
MCC Mastercard Credit
®
MSI Maestro

PRO Sweden domestic brand

PVL Private label

spaces Customers must submit all spaces in this subfield unless specifically
directed otherwise by Mastercard. The clearing system will then determine
the correct value and populate this subfield before sending the message to
the receiver.

Subfield 2—Business Service Arrangement Type Code

PDS 0158 (Business Activity), subfield 2 (Business Service Arrangement Type Code) is a one-
position numeric value that identifies the business relationship between the transaction’s
participants. When a business service arrangement ID Code is submitted in subfield 3, this
subfield must contain the business service arrangement type code and cannot contain all
spaces.

Attribute Value

Subfield ID n-2 02

Subfield Length n-2 01

Data Representation ans-1

Justification Left

Values Description

1 Interregional

2 Intraregional

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PDS 0158—Business Activity

Values Description

3 Intercountry

4 Intracountry

8 Member-to-member

spaces Customers must submit all spaces in this subfield unless specifically
directed otherwise by Mastercard. The clearing system will then determine
the correct value and populate this subfield before sending the message to
the receiver.

Subfield 3—Business Service ID Code

PDS 0158 (Business Activity), subfield 3 (Business Service ID Code) is a six-position value that
identifies the business service to which the transaction is assigned for reconciliation and rules
basis.
When a business service arrangement type code is submitted in subfield 2, this subfield must
contain a valid Business Service ID code and cannot contain all spaces.

Attribute Value

Subfield ID n-2 03

Subfield Length n-2 06

Data Representation ans-6

Justification Left

Type
Code Type Description ID Code ID Code Description

1 Interregional FFTTnn FF = “from” acquiring region

TT = “to” issuing region

nn = unique number assigned to each

interregional business service

2 Intraregional RRnnnn RR = business region

nnnn = unique number assigned to each

intraregional business service

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Type
Code Type Description ID Code ID Code Description

3 Intercountry nnnnnn nnnn = unique ID assigned to each

nn intercountry business service

4 Intracountry CCCnnn CCC = ISO numeric country code

nnn = unique number assigned to each

Intracountry business service

8 Member-to- Nnnnnn Nnnn = unique number assigned to each

member nn member-to-member business service

spaces Customers must submit all spaces in this subfield

unless specifically directed otherwise by
Mastercard. The clearing system will then
determine the correct value and populate this
subfield before sending the message to the
receiver.

The Mastercard billing and clearing codes, Account Management System (AMS) region codes,
and corresponding descriptions are in the following table. The two-digit billing and clearing
codes are used in subfield 3 in the previous table, denoted with FF, TT, and RR.

Billing/Clearing AMS Region

Code Code Description

01 1 United States

02 A Canada

03 B Latin America and the Caribbean

04 C Asia/Pacific

05 D Europe

06 E Middle East/Africa

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PDS 0158—Business Activity

Subfield 4—Interchange Rate Designator

PDS 0158 (Business Activity), subfield 4 (Interchange Rate Designator) is a two-position code
that indicates the interchange rate and editing rules applied to the transaction.
A valid two-position IRD is required for all U.S. region and international First Presentment/
1240 messages and chargeback cycle messages with the Mastercard brand. It also is required
in messages submitted for a business service that requires an IRD to be present in the given
message type.
If business need dictates, Mastercard may introduce new business service arrangements,
interchange rate designators, or both outside of the typical release schedule.

Attribute Value

Subfield ID n-2 04

Subfield Length n-2 02

Data Representation ans-2

Justification Left

Subfield 5—Central Site Business Date

PDS 0158 (Business Activity), subfield 5 (Central Site Business Date) identifies the official
business processing date when the business service reconciles a transaction.
The Central Site Business Date format is YYMMDD. For all business transactions, the clearing
system determines the Central Site Business Date and inserts it into the transaction.
The Central Site Business Date is the clearing system’s processing date expressed in the local
time zone of the clearing system’s processing center.

Attribute Value

Subfield ID n-2 05

Subfield Length n-2 06

Data Representation n-6; YYMMDD

Justification Right

Subfield 6—Business Cycle

PDS 0158 (Business Activity), subfield 6 (Business Cycle) is a two-digit numeric subfield (such
as 01, 02, or 03) that identifies a reconciliation period in a Business Date.
The Business Cycle is adjusted at each business service’s processing cycle cutover. At cycle
cutover time, the Business Cycle is incremented by one unless Business Date is also being cut

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PDS 0158—Business Activity

over to the next period; in this case, the Business Date is incremented to the next available
business day for the business service, and the Business Cycle is reset to 01.
For all business transactions, the clearing system determines the Business Cycle and inserts it
into the transaction.

Attribute Value

Subfield ID n-2 06

Subfield Length n-2 02

Data Representation n-2

Justification Right

Subfield 7—Card Acceptor Classification Override Indicator

The Clearing Platform populates PDS 0158 (Business Activity), subfield 7 (Card Acceptor
Classification Override Indicator) with appropriate values to indicate whether Card Acceptor
Business Code (MCC) override rates, Card Acceptor Business (CAB) Type override rates, or
neither, were used in the interchange fee amount designated in PDS 0146 (Amount,
Transaction Fees).

Attribute Value

Subfield ID n-2 07

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

Value Description

Space No card acceptor classification override was applied.

0 Card Acceptor Business Code (MCC) Override was applied.

1 CAB Type “Other” Override was applied.

A CAB Type “Passenger Transport: Airline” Override was applied.

B CAB Type “Cruise Line/Steamship” Override was applied.

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PDS 0158—Business Activity

Value Description

C CAB Type “Cash Disbursement” Override was applied.

D CAB Type “Payment Transaction” Override was applied.

F CAB Type “Restaurant” Override was applied.

H CAB Type “Lodging” Override was applied.

M CAB Type “Mail Order/Telephone Order” Override was applied.

P CAB Type “Beauty Salon” Override was applied.

R CAB Type “Passenger Transport: Railway” Override was applied.

S CAB Type “Supermarket” Override was applied.

T CAB Type “Telephone” Override was applied.

U CAB Type “Unique” Override was applied.

V CAB Type “Automobile/Vehicle Rental” Override was applied.

W CAB Type “Warehouse Club” Override was applied.

Z CAB Type “ATM” Override was applied.

Subfield 8—Product Class Override Indicator

The Clearing Platform populates PDS 0158 (Business Activity), subfield 8 (Product Class
Override Indicator) with a Product Class value to indicate whether product class override
interchange rates were used in the interchange fee amount designated in PDS 0146 (Amount,
Transaction Fees).

Attribute Value

Subfield ID n-2 08

Subfield Length n-2 03

Data Representation ans-3

Justification N/A

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NOTE:
Please refer to PDS 0002 (GCMS Product Identifier) for the full value list.

Value Description GCMS Product Identifier (PDS 0002)

Space No Product Class override was applied.

Subfield 9—Corporate Incentive Rates Apply Indicator

The Clearing Platform populates PDS 0158 (Business Activity), subfield 9 (Corporate Incentive
Rates Apply Indicator) with a value of 1, 2, N or V to indicate whether no (N), first-level (1),
second-level (2), or V (VAT) corporate incentive rates were used in the interchange fee amount
designated in PDS 0146 (Amounts, Transaction Fee).

Attribute Value

Subfield ID n-2 09

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

Value Description

N No corporate incentive interchange was applied.

V UK Summary VAT Level Corporate incentive Rates were applied, meaning that the UK
acquirer
• Met all non-addendum business requirements for the specified interchange program,
and
• Did not provide addendum data required by first-level incentive interchange
conditions, but instead
• Provided the data mandated for UK VAT Summary in the relevant Financial Detail
Addendum/1644 messages

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PDS 0158—Business Activity

Value Description

1 First-level corporate card incentive interchange was applied, meaning that the acquirer
• Met all non-addendum business requirements for the specified interchange program,
and
• Provided the mandated data in the relevant Financial Detail Addendum/1644
messages

2 Second-level corporate card incentive interchange was applied, meaning that the
acquirer
• Met all non-addendum business requirements for the specified interchange program,
and
• Did not provide addendum data required by first-level incentive interchange
conditions OR was a UK acquirer that did not provide the information needed to
qualify for the UK Summary VAT Level incentive interchange, but instead
• Provided PDS 0502 (Custom Identifier) in the First Presentment/1240 message with a
value that allows Mastercard to match the First Presentment/1240 with addendum
data obtained from third-party T&E vendors

Subfield 10—Special Conditions Indicator

The Clearing Platform populates PDS 0158 (Business Activity), subfield 10 (Special Conditions
Indicator) with a value to indicate whether an adjustment was included in the Fee amount
designated in PDS 0146.

Attribute Value

Subfield ID n-2 10

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

Value Description

N Neither Late Presentment nor ATM Surcharge adjustment

Y Late Presentment adjustment only

2 ATM Surcharge adjustment only

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Value Description

3 Both Late Presentment and ATM Surcharge adjustment

Subfield 11—Mastercard Assigned ID Override Indicator

The Clearing Platform populates PDS 0158 (Business Activity), subfield 11 (Mastercard
Assigned ID Override Indicator) with a value of Y or N to indicate whether override rates were
used in the interchange fee amount designated in PDS 0146 (Amount, Transaction Fees)
based on PDS 0176 (Mastercard Assigned ID).

Attribute Value

Subfield ID n-2 11

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

Subfield 12—Account Level Management Account Category Code

PDS 0158 (Business Activity), subfield 12 (Account Level Management Account Category
Code) contains a one-position code that indicates whether the account associated with the
transaction (stored on DE 2 [Primary Account Number]) is participating in one or several
Account Level Management programs where an incremental interchange is included in the
transaction’s interchange amount when using Rate Type 020 for Enhanced Value or
interchange is calculated based on the graduated product.

Attribute Value

Subfield ID n-2 12

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

PDS 0158, subfield 12 will contain a value for Account Level Management (as defined below)
when unique IRDs are not defined. Customers in the Europe region will use this subfield;
customers in the U.S. and Canada regions will not use subfield 12 to identify the transaction
processed as Account Level Management.
GCMS will populate PDS 0158, subfield 12 when:

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PDS 0158—Business Activity

• An account in the Europe region associated with the transaction is participating in

Enhanced Value where an incremental incentive is included in the transaction’s interchange
amount.
• An account in the Europe region associated with the transaction is participating in Product
Graduation.
• An account in the Europe region associated with the transaction is participating in a both
Enhanced Value and Product Graduation where an incremental incentive is included in the
transaction’s interchange amount.
This subfield will be populated by GCMS as part of the qualification process for Account Level
Management transactions.

Value Description

N Default value
For markets that use a rate adjustment for incentive interchange and unique IRDs are not
defined for Account Level Management, such as Europe, value N indicates a rate adjustment
was not applied. For markets that use unique IRDs for Account Level Management incentive
interchange, value N represents the default value. For markets that do not participate in
Account Level Management services, value N represents the default value.

B Enhanced Value

M Product Graduation and Enhanced Value

P Product Graduation

Subfield 13—Rate Indicator

PDS 0158 (Business Activity), subfield 13 (Rate Indicator) indicates the rate applied by GCMS
to the transaction.

Attribute Value

Subfield ID n-2 13

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

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PDS 0158—Business Activity

Value Description

B Base

C MPP Regulated Rate 1

E Transaction qualified for Europe Cross Border Acquiring Regulated

Rate. Clearing System adjusted the Interchange fee since the
original interchange fee was greater than the maximum allowed
interchange fee.

F Transaction qualified for Europe Cross Border Acquiring Regulated

Rate. Clearing System did not adjust the interchange fee since the
original interchange fee was less than or equal to the maximum
allowed interchange fee.

P MPP Regulated Rate 2

1 Base plus Fraud Adjustment

N Non-Regulated

S Regulated Small Ticket Base

T Regulated Small Ticket Tier 1

Subfield 14—Masterpass Incentive Indicator

PDS 0158 (Business Activity), subfield 14 (Masterpass Incentive Indicator) is populated by
GCMS and identifies the transaction as having received the Masterpass-Enabled Merchant
Incentive.

Attribute Value

Subfield ID n-2 14

Subfield Length n-2 01

Data Representation an-1

Justification N/A

Value Description

Y The transaction did receive the incentive interchange.

N The transaction did not receive the incentive interchange.

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PDS 0159—Settlement Data

PDS 0159—Settlement Data

PDS 0159 (Settlement Data) provides reconciliation and settlement information for each
clearing system transaction that has settlement impact.

Attributes

ans...67; TAGLLLVAR

Tag Field: 0159

Length Field: 3 positions, value = 001–067

Data Field: Variable length, 1–67 positions

Subfields: 9

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

Second Presentment/1240 C X C

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 C X C

Fee Collection (Handling Fees)/1740 C X C

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Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ C X C

1740

The clearing system inserts PDS 0159 into all transactions with settlement impact for which
the clearing system is responsible for managing funds settlement.
A transaction has settlement impact if it causes funds to be moved between customers or
between the customer and Mastercard when the transaction is successfully completed.
Amount, Reconciliation (DE 5) always is assigned to PDS 0159 for reconciliation.
In PDS 0146 (Amounts, Transaction Fee), each occurrence of a transaction fee (subfield 7
[Amount, Fee, Reconciliation]) is assigned to PDS 0159 for reconciliation, as indicated by the
Fee Settlement Indicator subfield associated with each fee.

PDS 0159 Subfields

Settlement Data consists of nine subfields as defined in the following table.

Number Positions Name Attribute Justification

1 1–11 Settlement Service Transfer ans-11 right

Agent ID Code

2 12–39 Settlement Service Transfer ans-28 left

Agent Account

3 40 Settlement Service Level n-1 N/A

Code

4 41–50 Settlement Service ID Code ans-10 left

5 51 Settlement Foreign an-1 N/A

Exchange Rate Class Code

6 52–57 Reconciliation Date n-6; YYMMDD N/A

7 58–59 Reconciliation Cycle n-2 N/A

8 60–65 Settlement Date n-6; YYMMDD N/A

9 66–67 Settlement Cycle n-2 N/A

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PDS 0159—Settlement Data

Subfield 1: Settlement Service Transfer Agent ID Code

Currently, subfield 1 (Settlement Service Transfer Agent ID Code) is space-filled.
The Settlement Service Transfer Agent ID Code identifies the transfer agent ID selected for the
receiving customer. The agent established one or more accounts with at least one bank
approved to effect settlement with Mastercard. The agent’s accounts are used for settling
activity with Mastercard for itself, a customer or group of customers, or both.
The clearing system always determines this subfield’s data value.

Subfield 2: Settlement Service Transfer Agent Account

Subfield 2 (Settlement Service Transfer Agent Account) contains the agent’s bank account
number for the receiving customer associated with the settlement service identified in subfield
4.
The clearing system always determines this subfield’s value.

Subfield 3: Settlement Service Level Code

Subfield 3 (Settlement Service Level Code) is a one-digit code that identifies the settlement
level of the settlement service.
The clearing system always determines this subfield’s data value. Supported values are listed in
the following table.

Value Description

1 Regional

3 Intracurrency

Subfield 4: Settlement Service ID Code

Subfield 4 (Settlement Service ID Code) contains a 10-position value that uniquely identifies
the settlement service. This subfield is populated according to the settlement service ID
selected for the receiving customer.
The clearing system always determines this subfield’s data value.

Subfield 5: Settlement Foreign Exchange Rate Class Code

Subfield 5 (Settlement Foreign Exchange Rate Class Code) identifies the classification of
foreign exchange rates used to compute payment amounts for this settlement service.
The clearing system always determines this subfield’s data value. Supported values are listed in
the following table.

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Value Description

F Fixed; indicates that a fixed rate class was used to convert from transaction currency
to receiver’s payment currency

M Market; indicates that a market rate was used to convert from base currency to the
receiver’s payment currency

N Not applicable; no conversion occurred.

Subfield 6: Reconciliation Date

Subfield 6 (Reconciliation Date) is a six-digit subfield in the format YYMMDD that identifies
the clearing system’s processing date expressed in the local time zone of the clearing system’s
processing center. Clearing reconciliation cutoffs may occur every day.
The clearing system may process a transaction on a Sunday, but the transaction may not be
settled until Monday if the settlement bank is not open on Sundays. If this occurs, the clearing
system assigns the Sunday date to subfield 6 and assigns the Monday date to subfield 8
(Settlement Date).
The clearing system always determines this subfield’s data value. The clearing system inserts
Reconciliation Date into any transaction to which it has assigned a Settlement Service Level
Code and Settlement Service ID Code.
This subfield contains the same value as Central Site Business Date (PDS 0158, subfield 5).

Subfield 7: Reconciliation Cycle

Subfield 7 (Reconciliation Cycle) is a two-digit subfield that identifies a reconciliation period in
a Reconciliation Date. The Reconciliation Cycle is adjusted at each clearing reconciliation
cutoff. At cutoff, the Reconciliation Cycle is incremented by one unless the last cycle in the
Reconciliation Date is being cutoff. In this case, the Reconciliation Date is incremented to the
next available business day for the settlement service, and the Reconciliation Cycle is 01. The
Reconciliation Cycles in the following table are assigned.

Value Description

01 Cycle 1

02 Cycle 2

03 Cycle 3

04 Cycle 4

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PDS 0159—Settlement Data

Value Description

05 Cycle 5

06 Cycle 6

The clearing system always determines this subfield’s data value. The clearing system inserts
Reconciliation Cycle into any transaction to which it assigned a Settlement Service Level Code
and Settlement Service ID Code.
This subfield contains the same value as Business Cycle (PDS 0158, subfield 6).

Subfield 8: Settlement Date

Subfield 8 (Settlement Date) is a six-digit subfield in the format YYMMDD that identifies the
date that the settlement service initiates settlement for the message, such as the settlement
advisement date, which is based on the clearing date, settlement service cutoff cycle, and
calendar for the settlement service. Settlement service settlement cutoffs occur only on
banking business days the settlement service specifically identifies.
The clearing system may process a transaction on a Sunday but may not settle it until Monday
if the settlement bank is not open on Sundays. If this occurs, the clearing system assigns the
Sunday date to subfield 6 (Reconciliation Date) and assigns the Monday date to subfield 8
(Settlement Date).
The clearing system always determines this subfield’s data value. The clearing system inserts
Settlement Date in any transaction to which it assigned a Settlement Service Level Code and
Settlement Service ID Code.
The settlement date is adjusted for each settlement service level and settlement service ID.
The clearing system will populate this field with all nines to indicate that a specific installment
payment option has been indicated in PDS 0195 (Installment Data), subfield 2 (Payment
Option Code) and that the settlement dates and settlement amounts will be assigned in PDS
0160 (Settlement Data, Multiple).

Subfield 9: Settlement Cycle

Subfield 9 (Settlement Cycle) is a two-digit subfield that identifies a settlement period in a
settlement date. The settlement cycle is adjusted at each settlement service reconciliation
cutoff. The settlement cycle in the following table is assigned.

Value Description

01 Cycle 1

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PDS 0160—Settlement Data, Multiple

Clearing file activity senders and receivers should anticipate that additional Settlement Cycle
cutoffs will be added over time to support regional and local needs. All customers and
processors should be prepared to receive and reconcile against multiple settlement cycles.

PDS 0160—Settlement Data, Multiple

PDS 0160 (Settlement Data, Multiple) provides the settlement date and respective settlement
amount for each clearing transaction with an installment payment option.

Attributes

n-108; TAGLLL

Tag Field: 0160

Length Field: 3 positions, value = 018–108

Data Field: Variable length, 108 positions

Subfields: 2

Occurrences: 1–6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

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PDS 0160—Settlement Data, Multiple

The clearing system inserts PDS 0160 into all First Presentment messages and subsequent
cardholder life cycle transactions with settlement impact for which the clearing system is
responsible for managing installment payment funds settlement.
A transaction with a payment option is identified by the presence of PDS 0195 (Installment
Data).
If PDS 0195, subfield 2 (Payment Option Code) is present and indicates a specific payment
option, PDS 0159 (Settlement Data), subfield 8 (Settlement Date) will contain all nines to alert
the customer to look at PDS 0160 for the settlement dates and settlement amounts.
If PDS 0195, subfield 2 containes value 61 (Installments [Twice Pay/Three or More]), and
subfield 1 (Total Number of Installments) is value 2, PDS 0160 will contain two sets of
settlement dates as the twice pay payments will be settled in two parts.

PDS 0160 Subfields

This PDS consists of two subfields

Number Positions Name Attribute Justification

1 1–6 Settlement Date n-6; YYMMDD N/A

2 7–18 Settlement Amount n-12 Right

Subfield 1: Settlement Date

Subfield 1 (Settlement Date) is a six-digit subfield in the format YYMMDD that identifies the
date that the settlement service initiates settlement for the message. An example is the
settlement advisement date, which is based on the clearing date, settlement service cutoff
cycle, and calendar for the settlement service. Settlement service settlement cutoffs occur only
on the banking business days that the settlement service specifically identifies.
The clearing system always determines this subfield’s data value if the transaction is identified
as having a specific installment payment option in PDS 0195 (Installment Data), subfield 2
(Payment Option Code).
The settlement date is adjusted for each settlement service level and settlement service ID.

Subfield 2: Settlement Amount

Subfield 2 (Settlement Amount) is the amount to be settled with the customer on the date
specified in subfield 1 (Settlement Date).
GCMS calculates this amount according to the installment payment option identified in PDS
0195.

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 Private Data Subelement Definitions
PDS 0164—Currency Cross Rates

PDS 0164—Currency Cross Rates

PDS 0164 (Currency Cross Rates) in Currency Update/1644 messages provides customers with
cross-rates between global base currency (currently U.S. dollars) and other standard
currencies.
These rates are expressed as indirect rates. That is, they contain the inverted rates of
conversion between a given currency and global base currency (currently U.S. dollars).

Attributes

Data Representation: ans...230; TAGLLLVAR

Tag Field: 0164

Length Field: 3 positions, value = 023–230 in increments of 23

Data Field: Variable length, 23–230 positions

Subfields: 5 subfields for each currency data occurrence

Occurrences 1–10

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Administrative Messages

Currency Update/1644 • X M

This PDS contains one to 10 occurrences of currency conversion data. The clearing system may
provide multiple Currency Update/1644 messages to customers (each with up to 10 rates per
message) to provide information on currency conversion rates used in processing Financial
messages.

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PDS 0164—Currency Cross Rates

PDS 0164 Subfields

One to 10 occurrences of currency cross rate data may be in this PDS.
Each occurrence of currency update information consists of five subfields as defined in the
following table.

Number Positions Name Attribute Justification

1 1–3 Currency Code n-3 N/A

2 4–14 Currency n-11 right

Conversion Rate

3 15 Currency a-1 N/A

Conversion Type

4 16–21 Business Date n-6; YYMMDD N/A

5 22–23 Delivery Cycle n-2 right

Subfield 1: Currency Code

Subfield 1 (Currency Code) is the ISO numeric currency code of the currency for which
conversion rate information is being provided.

Subfield 2: Currency Conversion Rate

Subfield 2 (Currency Conversion Rate) is the conversion rate between DE 50) Currency Code,
Reconciliation) and the Currency Code in subfield 1.
This subfield’s first position indicates the decimal point position of the conversion rate data.
For example, a subfield value of 90001234567 indicates a conversion rate of 0.001234567.

Example
Assume that currency XYZ has a direct ratio to U.S. dollars (USD) of 3:1. The indirect rate is
1/3, or 0.33333. The clearing system inserts a 9 in the first position of subfield 2 to indicate
the location of the decimal and the resulting value in PDS 0164 subfield 2 is 90333333333.
The receiver interprets this as 0.333333333.
The receiver multiplies this rate by the non-U.S. dollar amount to determine the U.S. dollar
equivalent or divides the U.S. dollar amount by this rate to determine the non-U.S. dollar
amount.
To illustrate:
100 XYZ * (multiplied by) 0.333333333 = 33.33 USD

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 Private Data Subelement Definitions
PDS 0165—Settlement Indicator

100 USD / (divided by) 0.333333333 = 300 XYZ

Subfield 3: Currency Conversion Type

Subfield 3 (Currency Conversion Type) indicates the type of rate represented in subfields 1 and
2. The customer uses three rate types to calculate settlement (buy, mid, or sell). The values for
subfield are in the following table.

Value Description

B Buy rate

M Mid rate

S Sell rate

Subfield 4: Business Date

Subfield 4 (Business Date) indicates the business date that the currency conversion rates are
effective. The format is YYMMDD.

Subfield 5: Delivery Cycle

Subfield 5 (Delivery Cycle) contains the delivery cycle in which the currency conversion rates
are being distributed.

PDS 0165—Settlement Indicator

PDS 0165 (Settlement Indicator) indicates the settlement impact of amounts in an IPM
message.

Attributes

ans...30; TAGLLLVAR

Tag Field: 0165

Length Field: 3 positions, value = 001–030

Data Field: Variable length, 1–30 positions

Subfields: 2; subfield 1 is mandatory; subfield 2 is optional

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 Private Data Subelement Definitions
PDS 0165—Settlement Indicator

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 M • M

s2 Settlement Agreement Information O • C

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

s2 Settlement Agreement Information O • C

Second Presentment/1240 M • M

s2 Settlement Agreement Information O • C

Reconciliation Messages

Financial Position Detail/1644 • X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

s2 Settlement Agreement Information O • C

Retrieval Request Acknowledgement/1644 M • M

s2 Settlement Agreement Information O • C

Fee Collection (Retrieval Fee Billing)/1740 M • M

s2 Settlement Agreement Information O • C

Fee Collection (Handling Fees)/1740 M • M

s2 Settlement Agreement Information O • C

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PDS 0165—Settlement Indicator

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ M • M

1740

s2 Settlement Agreement Information O • C

Administrative Messages

Message Exception/1644 and File Reject/1644 • X C

The transaction originator must provide this PDS. It must indicate normal, bilateral, or
Collection Only processing.

Values
If present, PDS 0165 cannot contain all low values or all high values.
When PDS 0165 has the value X in position 1, the Input Source Reference IDs in position 2
through position 26 will be used as the identifier assigned to PDS 0300 (Reconciled, File) to
create a new logical file for 1644/688 Settlement Reconciliation Notification Messages.

PDS 0165 Subfields

This PDS consists of two subfields

Number Positions Name Attribute Justification

1 1 Settlement Indicator an-1 N/A

2 2–30 Settlement Agreement ans...29 left

Information

Subfield 1: Settlement Indicator

Subfield 1 (Settlement Indicator) identifies the type of clearing and settlement processing to
be performed for a transaction. Values are listed in the following table.

Value Description

B Bilateral settlement agreement applies; the clearing system clears the transaction but does
not settle it.

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 Private Data Subelement Definitions
PDS 0170—Card Acceptor Inquiry Information

Value Description

C Collection Only; the transaction is On-Us or intraprocessor and was cleared and settled
outside the clearing system; it is submitted to the clearing system according to rules
governing “collection-only” transactions.

M Mastercard clearing and net settlement; the clearing system should clear and settle the
transaction.

Subfield 2: Settlement Information

The message originator may provide Settlement Information. This optional variable-length
subfield (up to 29 characters long) may contain additional information related to a bilateral
settlement agreement.
The information conveyed is assumed to have proprietary meaning between the participants;
therefore, the clearing system does not perform any editing on this subfield.
If a bilateral settlement agreement does not require additional information, this subfield
should be omitted, and PDS 0165 should be truncated at the end of the first subfield.

Value Description

X followed by a 25 Single Message System has settled the transaction; for the clearing system to
byte Input Source clear the message and settle the transaction the 25 byte Input Source
Reference ID Reference ID indicates a unique value to assist with reconciliation.

PDS 0170—Card Acceptor Inquiry Information

PDS 0170 (Card Acceptor Inquiry Information) provides card acceptor contact data for
cardholder, acquirer, or issuer use if there are questions or disputes concerning a transaction.

Attributes

ans...57; TAGLLLVAR

Tag Field: 0170

Length Field: 3 positions, value = 016–057

Data Field: Variable length, 16–57 positions

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 Private Data Subelement Definitions
PDS 0170—Card Acceptor Inquiry Information

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

s1 Customer Service Phone Number O • C

s2 Card Acceptor Phone Number O • C

s3 Additional Contact Information O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

s3 Additional Contact Information O • C

Second Presentment/1240 O • C

s1 Customer Service Phone Number O • C

s2 Card Acceptor Phone Number O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 C • C

s1 Customer Service Phone Number O • C

s2 Card Acceptor Phone Number O • C

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PDS 0170—Card Acceptor Inquiry Information

Message Type Identifier Org Sys Dst

s3 Additional Contact Information O • C

This PDS is available for use in First Presentment/1240 messages and subsequent cardholder
life cycle transactions.
Issuers may print the contents of PDS 0170, subfield 1 (Customer Service Phone Number) on
cardholder statements in addition to any card acceptor data in DE 43 (Card Acceptor Name/
Location).
This information may be especially valuable to cardholders for transactions initiated through
non–face-to-face procedures or for those transactions that are part of a pre-approved billing
program (such as monthly or annual dues or monthly payment programs).
PDS 0170 subfield 1 should be provided for in-flight commerce transactions (PDS 0023
[Terminal Type] contains a value of CT4) and should also be provided in any other transaction
in which a phone number would be submitted instead of a card acceptor city.
For non–face-to-face, in-flight commerce, mailed purchases, gaming, and electronic
commerce transactions, an acquirer can choose to put the customer service phone number
either in DE 43, subfield 3, or in PDS 0170 (or in both).
For a telephone transaction, the acquirer can choose to put the telephone detail either in DE
43, subfields 1 and 3, or in PDS 0189 (Point of Interaction [POI] Phone Data) (or in both).
For U.S. and Canada-acquired First Presentment/1240 transactions, PDS 0170 subfield 1
(Customer Service Phone Number) must be present when DE 22 (Point of Service Data Code),
subfield 5 (Cardholder Present Data) is equal to 2 (cardholder not present, mail transaction), 3
(cardholder not present, phone transaction), or 4 (cardholder not present, standing [recurring]
transaction).

Values
If present, PDS 0170 cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0170 Subfields

This PDS consists of three subfields

Number Positions Name Attribute Justification

1 1–16 Customer Service Phone Number ans-16 left

Optional subfield for this PDS.

2 17–32 Card Acceptor Phone Number ans-16 left

Optional subfield for this PDS.

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 Private Data Subelement Definitions
PDS 0170—Card Acceptor Inquiry Information

Number Positions Name Attribute Justification

3 33–57 Additional Contact Information ans...25 left

Optional subfield for this PDS.

Subfield 1: Customer Service Phone Number

Subfield 1 (Customer Service Phone Number) contains the primary card acceptor organization
customer service phone number that the cardholder may use for inquiries on the transaction.
Where applicable, this should contain the card acceptor’s customer service or accounting
department’s toll-free (800) phone number.
Customer Service Phone Number is required for mail order, telephone order, and recurring
payment transactions acquired in Canada.
If present, Card Acceptor Inquiry Information, Customer Service Phone Number (PDS 0170,
subfield 1) cannot contain all zeros or any of the following.
• 000-000-0000
• (000) 000-0000
• 000 000 0000
For the following transactions acquired in the U.S. or Canada regions, the Customer Service
Phone Number (PDS 0170, subfield 1), if present, must contain a 10-position phone number
and must be left-justified with trailing spaces.
The first three positions must be numeric.
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargebacks/1442
• Retrieval Requests/1644
• Fee Collection (Retrieval Fee Billing)/1740
For First Presentment/1240 transactions acquired in the U.S. or Canada region, PDS 0170,
subfield 1 must be present for mail order transactions, telephone order transactions, or
standing (recurring) transactions, unless the transaction is collection-only or a reversal.

Subfield 2: Card Acceptor Phone Number

Subfield 2 (Card Acceptor Phone Number) contains the card acceptor’s business phone
number if it is different from the value in Customer Service Phone Number (subfield 1).
If present, subfield 2 cannot contain all zeros or any of the following.
• 000-000-0000
• (000) 000-0000
• 000 000 0000

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 Private Data Subelement Definitions
PDS 0171—Alternate Card Acceptor Description Data

For the following original, non-credit transactions acquired in the U.S. or Canada regions,
subfield 2, if present, must contain a 10-position phone number and must be left-justified
with trailing spaces.
The first three positions must be numeric.
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargebacks/1442
• Retrieval Requests/1644
• Fee Collection (Retrieval Fee Billing)/1740

Subfield 3: Additional Contact Information

Subfield 3 (Additional Contact Information) may contain additional card acceptor contact
information, such as secondary phone numbers, customer service operation hours, and
contact name.
If present, subfield 3 cannot contain all zeros.
Issuers may print this information on cardholder statements in addition to any card acceptor
data that is in DE 43.

PDS 0171—Alternate Card Acceptor Description Data

PDS 0171 (Alternate Card Acceptor Description Data) may provide a local language version of
the data in DE 43 (Card Acceptor Name/Location) using a non-standard character set.

Attributes

ans...201; TAGLLLVAR

Tag Field: 0171

Length Field: 3 positions, value = 004–201

Data Field: Variable length, 4–201 positions

Subfields: 2

Justification: See “Subfields”

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PDS 0171—Alternate Card Acceptor Description Data

NOTE:
Subfield two includes binary data. Converting this data to other formats may cause data loss.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions.

Values
If present, PDS 0171 cannot contain all low values or all high values.

PDS 0171 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–3 Character Set Indicator an-3 N/A

2 4–201 Card Acceptor Description b...198 left

Data

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 Private Data Subelement Definitions
PDS 0171—Alternate Card Acceptor Description Data

Subfield 1: Character Set Indicator

Subfield 1 (Character Set Indicator) identifies the character set in which the alternate card
acceptor description is provided. Values are listed in the following table.

Value Description

ARA Arabic

CHS Chinese (simplified)

CHT Chinese (traditional)

CYR Cyrillic

GRK Greek

HEB Hebrew

HIR Hiragana

HAN Hangul

KAN Kanji

KAT Katakana

ROM Roman

THI Thai

VIE Vietnamese

Subfield 2: Card Acceptor Description Data

NOTE:
Subfield two includes binary data. Converting this data to other formats may cause data loss.

Subfield 2 (Card Acceptor Description Data) consists of a free-format text describing the card
acceptor name or location (or both), provided in the character set as indicated in subfield 1.
This data is variable length, with a maximum length of 198 positions. This subfield is not
edited.

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 Private Data Subelement Definitions
PDS 0172—Sole Proprietor Name

PDS 0172—Sole Proprietor Name

PDS 0172 (Sole Proprietor Name) provides the card acceptor’s proprietor name.

Attributes

ans...30; TAGLLLVAR

Tag Field: 0172

Length Field: 3 positions, value = 001–030

Data Field: Variable length, 1–30 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

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 Private Data Subelement Definitions
PDS 0173—Legal Corporate Name

This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions. If present, it must be left-justified and cannot contain all spaces.

PDS 0173—Legal Corporate Name

PDS 0173 (Legal Corporate Name) provides the card acceptor’s legal corporation name.

Attributes

ans...30; TAGLLLVAR

Tag Field: 0173

Length Field: 3 positions, value = 001–030

Data Field: Variable length, 1–30 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

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 Private Data Subelement Definitions
PDS 0174—Dun & Bradstreet Number

Message Type Identifier Org Sys Dst

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is conditional in First Presentment/1240 messages and subsequent cardholder life
cycle transactions. If present, it must be left-justified and cannot contain all spaces.

Values
This PDS must be present in the associated First Presentment/1240 messages submitted with
the following criteria:
• DE 43 (Card Acceptor Name/Location), subfield 6 (Card Acceptor Country Code) equals
USA.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) equals 00—Purchase
(Goods and services) or 18—Unique.
• The transaction must be processed with a Mastercard Commercial Card.
• The transaction is submitted for a U.S.-acquired Commercial Interchange Rate program.
Transactions submitted for U.S. Commercial Standard, International Commercial Standard,
and International Commercial Purchasing Standard interchange are excluded from submitting
PDS 0173 in the associated First Presentment/1240 messages, unless PDS 0596 (Card
Acceptor Tax ID), subfield 2 (Card Acceptor Tax ID Provided Code) equals Y.

PDS 0174—Dun & Bradstreet Number

PDS 0174 (Dun & Bradstreet Number) provides the card acceptor’s Dun & Bradstreet assigned
number.

Attributes

n-15; TAGLLL

Tag Field: 0174

Length Field: 3 positions, value = 015

Data Field: Fixed length, 15 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0175—Card Acceptor URL

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions. If present, it must be numeric and cannot contain all zeros.

PDS 0175—Card Acceptor URL

PDS 0175 (Card Acceptor URL) is used to capture the URL (Uniform Resource Locator)/website
address.

Attributes

ans…255; TAGLLLVAR

Tag Field: 0175

Length Field: 3 positions, value = 001–255

Data Field: Variable length, 1–255 positions

Subfields: None

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 Private Data Subelement Definitions
PDS 0175—Card Acceptor URL

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (other than Retrieval Fee Billing/Handling Fees)/ O • C

1740

This PDS is optional in First Presentment/1240 messages and subsequent cardholder life cycle
transactions. It should be provided for all electronic commerce transactions. If present, PDS
0175 must be left-justified and cannot contain all spaces or all zeros.

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 Private Data Subelement Definitions
PDS 0176—Mastercard Assigned ID

PDS 0176—Mastercard Assigned ID

PDS 0176 (Mastercard Assigned ID) is assigned by Mastercard for interchange and transaction
data integrity purposes. Once an ID is assigned, all transactions submitted should contain this
ID.

Attributes

ans–6; TAGLLL

Tag Field: 0176

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

If PDS 0176 is present and valid in a First Presentment/1240 message, GCMS will forward it to
the issuer. The issuer must retain PDS 0176 and provide it in subsequent First Chargeback/
1442 and Arbitration Chargeback/1442 messages. Similarly, acquirers that receive PDS 0176 in
a First Chargeback/1442 message must retain it and provide it in subsequent Second
Presentment/1240 messages. This is needed for GCMS to apply the same interchange rate to
the life cycle transaction it applied to the First Presentment/1240 transaction.

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 Private Data Subelement Definitions
PDS 0176—Mastercard Assigned ID

Editing Rules
PDS 0176 is not a required field for IIAS transactions. It may be sent with IIAS transactions;
however, if it is sent, it will be checked for validity. If the ID is not valid, the transaction will be
rejected.
If present, PDS 0176 (Mastercard Assigned ID) must be valid and must be used only for
transactions that are authorized to use this ID. If received in First Presentments, it must be
returned in First Chargebacks, Second Presentments, and Arbitration Chargebacks.
If PDS 0057 (Transaction Category Indicator) has the value 3 (The transaction is from a card
acceptor terminal that verified qualified healthcare expenses against an inventory information
approval system [IIAS] during the authorization process), the Mastercard Assigned ID is
required.
For the following interchange programs defined in the U.S. region intracountry BSA
2/010001, GCMS will require and validate PDS 0176 if these conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction
• DE 3 (Processing Code), subfield 1 is Purchase—Goods and Services (00), Unique
Transaction—Requires Unique MCC (18), or Credit—Purchase Return (20).

IRD Description

05 World Merit III Tier 1

08 World Supermarket Tier 1

09 Warehouse Base

10 Merit III Tier I

11 Merit III Tier 2

12 Merit III Tier 3

13 Supermarket Tier 1

14 Supermarket Tier 2

15 Supermarket Tier 3

16 Warehouse Tier 1

17 Warehouse Tier 2

18 Warehouse Tier 3

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 Private Data Subelement Definitions
PDS 0176—Mastercard Assigned ID

IRD Description

19 World Merit III Tier 2

30 World Merit III Tier 3

54 World Warehouse Tier 1

77 World Supermarket Tier 2

91 Warehouse Base

BP Mastercard Prepaid Online Bill Pay

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RF Enhanced Supermarket Tier I

RG Enhanced Supermarket Tier II

RH Enhanced Supermarket Tier III

RI Enhanced Warehouse Base

RJ Enhanced Warehouse Club I

ST Small Ticket Tier 1

WM World Elite Warehouse Base

If the transaction meets the previously mentioned criteria, the Mastercard Assigned ID and IRD
combination is edited against the valid Mastercard Assigned ID and IRD list maintained at
Mastercard.
For the interchange programs in the following table defined in the intracountry Business
Service Arrangement 4/124001, GCMS will require and validate PDS 0176 (Mastercard
Assigned ID) if the following conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) is 00 (Purchase [Goods
and Services]), 09 (Purchase [Goods and Services] with Cash Back [only for use with
Mastercard Debit Card Products]), or 20 (Credit [Purchase Return]).

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 Private Data Subelement Definitions
PDS 0176—Mastercard Assigned ID

• The acquirer has submitted the transaction for a tiered interchange program; the IRD is one
of the following.

IRD Description

61 Canada Intracountry Consumer Rate A

62 Canada Intracountry Consumer Rate B

63 Canada Intracountry Consumer High Spend Rate A

64 Canada Intracountry Consumer High Spend Rate B

65 Canada Intracountry Consumer Premium High Spend Rate A

66 Canada Intracountry Consumer Premium High Spend Rate B

74 Canada Intracountry Consumer Supermarket [High Volume]

75 Canada Intracountry Consumer Petroleum [High Volume]

84 Canada Intracountry Consumer High Spend Supermarket [High Volume]

85 Canada Intracountry Consumer High Spend Petroleum [High Volume]

94 Canada Intracountry Consumer Premium High Spend Supermarket

[High Volume]

95 Canada Intracountry Consumer Premium High Spend Petroleum [High

Volume]

For the following interchange programs defined in the Canada intracountry BSA 4/124001,
GCMS will require and validate PDS 0176 if these conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction.
• DE 3 (Processing Code), subfield 1 is Purchase—Goods and Services (00), Unique
Transaction—Requires Unique MCC (18), or Credit—Purchase Return (20).

IRD Description

42 Supermarket Tier 1

43 Supermarket Tier 2

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PDS 0176—Mastercard Assigned ID

IRD Description

45 Big Box Stores Tier 1

46 Big Box Stores Tier 2

48 Petroleum Tier 1

49 Petroleum Tier 2

51 Specialty Clothing Tier 1

52 Specialty Clothing Tier 2

56 Other Tier 1

58 Other Tier 2

If the transaction meets the above criteria, the Mastercard Assigned ID and IRD combination is
edited against the valid Mastercard Assigned ID and IRD list maintained at Mastercard.
For the following interchange programs defined in intracountry BSAs of Eurozone countries,
GCMS will require and validate PDS 0176 if the following conditions have been met:
• The acquirer has submitted PDS 0176 for the transaction.
• For IRDs S3 and T2, DE 3 (Processing Code), subfield 1 is 00 (Purchase), 09 (Purchase with
Cash Back), or 20 (Credit).
• For IRD P3, DE 3 (Processing Code), subfield 1 is 00 (Purchase).

IRD Description

S3 Maestro POS Large Merchant

P3 Maestro PayPass Large Merchant

T2 Debit Mastercard POS Large Merchant

If the transaction meets the above criteria, the Mastercard Assigned ID and IRD combination is
edited against the valid Mastercard Assigned ID and IRD list maintained at Mastercard.

Acquirers Impact
Acquirers should note the following:

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 Private Data Subelement Definitions
PDS 0177—Cross-border

• For First Presentment/1240 non-collection messages, if the IRD submitted is a specified

U.S.-to-U.S. IRD listed above, then PDS 0176 must be present.
• For First Presentment/1240 non-collection messages, if PDS 0176 is submitted and the IRD
submitted is a U.S.-to-U.S. IRD listed above, the message will be subject to the Mastercard
Assigned ID interchange edit.
• Acquirers must be able retain PDS 0176 and provide it in any subsequent transactions.
• For all card acceptors that have been issued a Mastercard Assigned ID, all submitted First
Presentment transactions should contain the Mastercard Assigned ID in PDS 0176,
including credits and reversals.

Issuers Impact
Issuers should note the following:
• Mastercard will forward PDS 0176 in First Presentment/1240 messages to the issuers.
• Issuers will continue to receive the tiered interchange IRDs in PDS 0158 (Business Activity),
subfield 4 (Interchange Rate Designator) if submitted by the acquirer.
• Issuers must be able retain PDS 0176 and provide it in any subsequent Chargeback
transactions.

Values
The Mastercard Assigned Merchant ID in this PDS should always be a value assigned by
Mastercard.

PDS 0177—Cross-border
PDS 0177 (Cross-border) identifies for the message receiver whether the transaction is a
Cross-border transaction.

Attributes

a–2; TAGLLL

Tag Field: 0177

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: 2

Justification: See “Subfields”

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PDS 0177—Cross-border

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C X M

First Chargeback/1442 and Arbitration Chargeback/1442 C X M

Second Presentment/1240 C X M

The clearing system populates values in PDS 0177. Customer-generated messages should not
contain PDS 0177. Transactions processed by the Mastercard Network and then submitted to
the clearing system will contain PDS 0177.

PDS 0177 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Cross-border Indicator a-1 N/A

2 2 Currency Indicator a-1 N/A

Subfield 1: Cross-border Indicator

Subfield 1 (Cross-border Indicator) identifies whether the transaction qualified as a Cross-
border transaction and could be subject to Cross-border transaction pricing guidelines.

Value Description

Y Qualifies as a Cross-border transaction

N Does not qualify as a Cross-border transaction

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 Private Data Subelement Definitions
PDS 0178—Alternate Card Acceptor Description Data 2

Subfield 2: Currency Indicator

Subfield 2 (Currency Indicator) identifies whether the transaction was submitted to Mastercard
in the local currency of the merchant. The Currency Indicator is populated only with the values
of Y or N if the transaction qualifies as a Cross-border transaction.

Value Description

Space Does not qualify as a Cross-border transaction

Y Transaction submitted in local currency of merchant

N Transaction not submitted in local currency of merchant

PDS 0178—Alternate Card Acceptor Description Data 2

PDS 0178 (Alternate Card Acceptor Description Data 2) may provide a local language version
of the data in DE 43 (Card Acceptor Name/Location) and PDS 0171 (Alternate Card Acceptor
Description Data) using a non-standard data set.

Attributes

ans...201; TAGLLLVAR

Tag Field: 0178

Length Field: 3 positions, value = 004–201

Data Field: Variable length, 4–201 positions

Subfields: 2

Justification: See “Subfields”

NOTE:
Subfield two includes binary data. Converting this data to other formats may cause data loss.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0178—Alternate Card Acceptor Description Data 2

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is optional in First Presentment/1240 and subsequent cardholder life cycle
transactions.

Values
If present, PDS 0178 cannot contain all low values or all high values.

PDS 0178 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–3 Character Set Indicator 2 an-3 N/A

2 4–201 Card Acceptor Description b-198 Left

Data 2

Subfield 1: Character Set Indicator 2

Subfield 1 (Character Set Indicator 2) identifies the character set in which the enhanced card
acceptor description is provided. Values are listed in the following table.

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 Private Data Subelement Definitions
PDS 0178—Alternate Card Acceptor Description Data 2

Value Description

ARA Arabic

CHS Chinese (simplified)

CHT Chinese (traditional)

CYR Cyrillic

GRK Greek

HEB Hebrew

HIR Hiragana

HAN Hangul

KAN Kanji

KAT Katakana

ROM Roman

THI Thai

VIE Vietnamese

Subfield 2: Card Acceptor Description Data 2

NOTE:
Subfield two includes binary data. Converting this data to other formats may cause data loss.

Subfield 2 (Card Acceptor Description Data 2) consists of free-format text describing the card
acceptor name or location (or both), provided in the character set as indicated in subfield 1.
This data is variable length, with a maximum length of 198 positions. This subfield is not
edited.

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 Private Data Subelement Definitions
PDS 0179––Long Running Transaction (LRT) Indicator

PDS 0179––Long Running Transaction (LRT) Indicator

PDS 0179 (Long Running Transaction [LRT] Indicator) provides a means to identify an eligible
healthcare transaction as a Long Running Transaction (LRT).

Attributes

n-2; TAGLLL

Tag Field: 0179

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Values
If present, PDS 0179 must contain a valid value.

Value Description

1 Healthcare Long Running Transaction (LRT)

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 Private Data Subelement Definitions
PDS 0180—Domestic Card Acceptor Tax ID

PDS 0180—Domestic Card Acceptor Tax ID

PDS 0180 (Domestic Card Acceptor Tax ID) contains the Tax ID associated with the transaction.

Attributes

ans–020; TAGLLLVAR

Tag Field: 0180

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 001–020 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

For transactions qualifying for the following business service arrangement, PDS 0180 must be
present for first presentment non-cash transactions.

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description

4 484001 Mexico Intracountry

PDS 0180 must be present in the First Presentment/1240 message containing Processing Code
(DE 3, subfield 1), value 00 (Purchase [Good and Services]), 09 (Purchase [Goods and Services]

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PDS 0181—Installment Payment Data

with Cash Back), 18 (Unique Transaction [Requires Unique MCC]), 20 (Credit [Purchase
Return]), or 28 (Payment Transaction). Collection Only messages are excluded.
For customers in Croatia: Acquirers in Croatia must support PDS 0180 in First Presentment/
1240 messages for installment payment transactions.

Values
PDS 0180 must be left-justified and cannot contain all low values, all high values, all spaces,
or all zeros.
For non-Mexico Domestic transactions: If present, PDS 0180 must be a minimum length of
1 and a maximum length of 20.
For the following business service arrangement, if present, PDS 0180 must be a minimum
length of 13 and maximum length of 14, unless it is Collection Only.

Business Service Type Code Business Service ID (PDS 0158,

(PDS 0158, subfield 2) subfield 3) Description

4 484001 Mexico Intracountry

PDS 0181—Installment Payment Data

PDS 0181 (Installment Payment Data) is required for installment payment transactions in First
and Second Presentment/1240 messages and First and Arbitration Chargeback/1442
messages.

Attributes

Data Representation: ans...68; TAGLLLVAR

Tag Field: 0181

Length Field: 3 positions, value = 050-068

Data Field: Variable length, 50-68 positions

Subfields: 10

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0181—Installment Payment Data

Message Type Identifier Org Sys Dst

First Presentment/1240 C X C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

All the amount subfields will be based on the cardholder billing currency and exponent, as
found in the following fields:
• DE 51—Currency Code, Cardholder Billing
• PDS 0148—Currency Exponents

Subfield 1—Type of Installment

PDS 0181 (Installment Payment Data), subfield 1 contains the type of financing applicable for
the installment.

Attribute Value

Subfield ID n-2 01

Subfield Length n-2 02

Data Representation n-2

Justification Right

NOTE: Values 20, 21, and 22 are valid for all regions. Only value 21 is valid for the Philippines.

Values Description

20 Issuer-financed

21 Merchant-financed

22 Acquirer-financed

23 Co-branded Merchant Financed

24 Issuer Merchant Co-Financed

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PDS 0181—Installment Payment Data

Subfield 2—Number of Installments

PDS 0181 (Installment Payment Data), subfield 2 Number of Installments contains the total
number of installments selected by the cardholder. The valid values are 02–99 for all regions
and 02–24 for the Philippines.

Attribute Value

Subfield ID n-2 02

Subfield Length n-2 02

Data Representation n-2

Justification Right

Subfield 3—Interest Rate

PDS 0181 (Installment Payment Data), subfield 3 contains the interest rate ([Link]%) that
the issuer charges the cardholder for the installment payments. For installment payments, the
default is all spaces.

Attribute Value

Subfield ID n-2 03

Subfield Length n-2 05

Data Representation ns-5

Justification Right

Subfield 4—First Installment Amount

Acquirers can specify the installment amount in PDS 0181 (Installment Payment Data), subfield
4. If this subfield is not used, it must be present with all spaces.

Attribute Value

Subfield ID n-2 04

Subfield Length n-2 12

Data Representation ns-12

Justification Right

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PDS 0181—Installment Payment Data

Subfield 5—Subsequent Installment Amount

For single Clearing transactions, acquirers must fill in a value of zero in PDS 0181 (Installment
Payment Data), subfield 5 unless the first installment amount is different from subsequent
installment amounts. For multiple Clearing transactions, this subfield is not used, and it must
be present with all spaces.

Attribute Value

Subfield ID n-2 05

Subfield Length n-2 12

Data Representation ns-12

Justification Right

Subfield 6—Annual Percentage Rate

PDS 0181 (Installment Payment Data), subfield 6 contains the annual percentage rate ([Link]
%) an issuer will charge the cardholder for the installment payments. For installment
payments, the default is all spaces.

Attribute Value

Subfield ID n-2 06

Subfield Length n-2 05

Data Representation ns-5

Justification Right

Subfield 7—Installment Fee

PDS 0181 (Installment Payment Data), subfield 7 contains the fee amount an issuer will charge
the cardholder for the installment payments in cardholder billing currency. The default is all
spaces.

Attribute Value

Subfield ID n-2 07

Subfield Length n-2 12

Data Representation ns-12

Justification Right

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PDS 0181—Installment Payment Data

Subfield 8—Commission Rate

PDS 0181 (Installment Payment Data), subfield 8 contains the commission rate ([Link]%)
applicable for the installment. Default is spaces.

Attribute Value

Subfield ID n-2 08

Subfield Length n-2 05

Data Representation ns-5

Justification Right with leading zeros

Subfield 9—Commission Sign

PDS 0181 (Installment Payment Data), subfield 9 contains the commission sign applicable for
the installment. Default is spaces.

Attribute Value

Subfield ID n-2 09

Subfield Length n-2 01

Data Representation ans-1

Justification N/A

Values Description

C Credit to Issuer and Debit to Acquirer

D Debit to Issuer and Credit to Acquirer

Subfield 10—Commission Amount

PDS 0181 (Installment Payment Data), subfield 10 contains the commission amount applicable
for the installment. Default is spaces.

Attribute Value

Subfield ID n-2 10

Subfield Length n-2 12

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PDS 0182—Installment Payment Cardholder Statement Data

Attribute Value

Data Representation ns-12

Justification Right with leading zeros

PDS 0182—Installment Payment Cardholder Statement Data

PDS 0182 (Installment Payment Cardholder Statement Data) provides information about the
installment payment criteria selected by the cardholder.

Attributes

Data Representation: ans-87; TAGLLL

Tag Field: 0182

Length Field: 3 positions, value = 087

Data Field: Fixed length, 87 positions

Subfields: 11

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • C C

All the amount subfields will be based on the cardholder billing currency and exponent, as
provided in the following fields:
• DE 51—Currency Code, Cardholder Billing
• PDS 0148—Currency Exponents

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PDS 0182—Installment Payment Cardholder Statement Data

Subfield 1—Total Number of Installments

PDS0182 (Installment Payment Cardholder Statement Data), subfield 1 (Total Number of
Installments) describes the total number of installments selected by the cardholder. The valid
values are 02-99.

Attributes

Data Representation n-2

Data Field Contents of positions 1-2

Justification Right

Values Description

02-99 The total number of installments selected by the cardholder.

Subfield 2—Current Installment Number

PDS 0182, subfield 2 (Current Installment Number) contains the current installment number of
the installment split transaction. The valid values are 01-99.

Attributes

Data Representation n-2

Data Field Contents of positions 3-4

Justification Right

Values Description

01–99 The current installment number of the installment split transaction

Subfield 3—Original Cardholder Billing Amount

PDS 0182, subfield 3 (Original Cardholder Billing Amount) contains the original transaction
amount in issuer’s designated cardholder billing currency.

Attributes

Data Representation n-12

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 Private Data Subelement Definitions
PDS 0182—Installment Payment Cardholder Statement Data

Attributes

Data Field Contents of positions 5-16

Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 4—Installment Amount

PDS 0182, subfield 4 (Installment Amount) contains the Installment Amount of the current
installment transaction in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 17-28

Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 5—Principal Amount

PDS 0182, subfield 5 (Principal Amount) contains the Principal Amount of the current
installment transaction in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 29-40

Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

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 Private Data Subelement Definitions
PDS 0182—Installment Payment Cardholder Statement Data

Subfield 6—Interest Amount

PDS 0182, subfield 6 (Interest Amount) contains the interest amount of the current
installment transaction in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 41-52

Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 7—Installment Fee

PDS 0182, subfield 7 (Installment Fee) contains the Fee Amount that the issuer charges the
cardholder for the installment in cardholder billing currency. The default fee is spaces.

Attributes

Data Representation ns-12

Data Field Contents of positions 53-64

Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 8—Interest Rate

PDS 0182, subfield 8 (Interest rate) contains the interest rate ([Link] %) that the issuer
charges the cardholder for the installment payments. The default rate is spaces.

Attributes

Data Representation ns-5

Data Field Contents of positions 65-69

Justification Right

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PDS 0182—Installment Payment Cardholder Statement Data

Subfield 9—APR
PDS 0182, subfield 9 (APR) contains the annual percentage rate ([Link] %) that the issuer
charges the cardholder for the installment payments. The default rate is spaces.

Attributes

Data Representation ns-5

Data Field Contents of positions 70-74

Justification Right

Subfield 10—Total Amount Due

PDS 0182, subfield 10 (Total Amount Due) contains the Total Amount Due of all installments
in cardholder billing currency.

Attributes

Data Representation n-12

Data Field Contents of positions 75-86

Justification Right

All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

Subfield 11—Installment Cancellation Indicator

PDS 0182, subfield 11 (Installment Cancellation Indicator) contains the indicator to identify
canceled installment payments.

Attributes

Data Representation ans-1

Data Field Contents of position 87

Justification Right

Values Description

Y Canceled Installment

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 Private Data Subelement Definitions
PDS 0183—Brazil Post-Dated Transaction Data

Values Description

N Ongoing Installment

PDS 0183—Brazil Post-Dated Transaction Data

PDS 0183 (Brazil Post-Dated Transaction Data) contains information to support post-dated
clearing transactions.

Attributes

Data Representation: an-39

Tag Field: 0183

Length Field: 3 positions, value = 039

Data Field: Fixed length, 39 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

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 Private Data Subelement Definitions
PDS 0183—Brazil Post-Dated Transaction Data

Subfield 1—Service Code

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 1 indicates the type of post-dated
transaction.

Attributes

Data Representation n-2

Data Field Contents of positions 1–2

Justification N/A

Values Description

30 Post-Dated with Guarantee

31 Post-Dated without Guarantee

If PDS 0183 is present, Subfield 1 (Service Code) must be equal to 30 or 31.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

Subfield 2—Number of Installments

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 2 indicates the number of Post-Dated
installments.

Attributes

Data Representation n-1

Data Field Contents of position 3

Justification N/A

If present, the value of subfield 2 will always be 1.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

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PDS 0183—Brazil Post-Dated Transaction Data

Subfield 3—Guarantee
PDS 0183 (Brazil Post-Dated Transaction Data), subfield 3 indicates whether or not there is a
guarantee to be settled for the Post-Dated transaction.

Attributes

Data Representation a-1

Data Field Contents of position 4

Justification N/A

Values Description

Y Yes

N No

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

Subfield 4—Guarantee Amount

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 4 contains the amount of a guarantee
to be settled for a Post-Dated transaction and is assumed to be a credit to the issuer.

Attributes

Data Representation n-8

Data Field Contents of positions 5–12

Justification N/A

If PDS 0183, subfield 1 contains value 31 (Post-Dated without Guarantee), subfield 4 must
equal 00000000.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

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 Private Data Subelement Definitions
PDS 0183—Brazil Post-Dated Transaction Data

Subfield 5—Post Settlement Date

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 5 contains the proposed settlement
date (expected date for completion message arrival) in the format: MMDDYY.

Attributes

Data Representation n-6

Data Field Contents of positions 13–18

Justification N/A

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

Subfield 6—Original Authorization Request Date

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 6 contains the original authorization
date of a Post-Dated transaction in the format: MMDDYY.

Attributes

Data Representation n-6

Data Field Contents of positions 19–24

Justification N/A

Subfield 6 will contain all zeros on authorization message.

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

Subfield 7—Original Banknet Reference Number

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 7 contains the original Banknet
reference number assigned by Banknet to the original authorization request.

Attributes

Data Representation an-9

Data Field Contents of positions 25–33

Justification N/A

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PDS 0184—Directory Server Transaction ID

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

Subfield 8—Authorization Code

PDS 0183 (Brazil Post-Dated Transaction Data), subfield 8 contains the online authorization
code provided by the issuer on the original authorization response.

Attributes

Data Representation n-6

Data Field Contents of positions 34–39

Justification N/A

NOTE: The Post-Dated Payment service and this subfield will be available to customers in
Brazil on 13 June 2017.

PDS 0184—Directory Server Transaction ID

The Directory Server Transaction ID is generated by the EMV 3DS Mastercard Directory Server
during the authentication transaction and passed back to the merchant with the
authentication results. PDS 0184 (Directory Server Transaction ID) allows the acquirer to pass
the Directory Server Transaction ID during clearing in order to link the authentication and
clearing transaction.

Attributes

Data Representation: ans-36; TAGLLL

Tag Field: 0184

Length Field: 3 positions, value = 036

Data Field: Fixed length, 36 positions

Subfields: None

Justification: Left Justified

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0185—Accountholder Authentication Value

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
If PDS 0184 (Directory Server Transaction ID) is present, it should contain values as in the
following example. The Directory Server Transaction ID is a unique ID.
Example: f38e6948-5388-41a6-bca4-b49723c19437

Application Notes
This is a conditional field and must be provided by the acquirers part of the First Presentment/
1240 messages if they are participating and have previously authenticated using the
Mastercard Identity Check program. This field will not be edited to ensure that the Directory
Server Transaction ID was provided on the transaction. If provided by the acquirer or processor,
it must meet the specifications defined.

PDS 0185—Accountholder Authentication Value

PDS 0185 (Accountholder Authentication Value) is for acquirers to provide the Accountholder
Authentication Value in First Presentment/1240 messages.

Attributes

Data Representation: ans...32; TAGLLLVAR

Tag Field: 0185

Length Field: 3 positions, value = 001-032

Data Field: Variable length, 01–32 positions

Subfields: None

Justification: Left Justified

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0186—Program Protocol

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
The Accountholder Authentication Value (AAV) is transaction specific. The AAV is unique to
each transaction, but will start with a leading indicator as defined in the table below.

3D Secure 1.0 (3DS 1.0) EMV 3-D Secure (3DS 2.0)

j kG, kH, kJ, kK

h kL, kM

NOTE: Values i, l, m, and n are reserved for future use. Refer to SPA2 AAV for Mastercard
Identity Check for more details on Accountholder Authentication Value changes.

Application Notes
This is a conditional field and must be provided by the acquirers part of the First Presentment/
1240 messages if they are participating and have previously authenticated using the
Mastercard Identity Check or SecureCode program. This field will not be edited to ensure that
the AAV Value was provided on the transaction. If provided by the acquirer or processor, it
must meet the specifications defined.

PDS 0186—Program Protocol

PDS 0186 (Program Protocol) allows acquirers to identify which 3-D Secure authentication
protocol was used for e-commerce transactions.

Attributes

Data Representation: an–1; TAGLLL

Tag Field: 0186

Length Field: 3 positions, value = 001

Data Field: Fixed Length, 1 position

Subfields: None

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 Private Data Subelement Definitions
PDS 0188—Private Data—Proprietary Service Data

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

First Presentment/1240 C • C

Values
If PDS 0186 (Program Protocol) is present, customers indicate the correct Program Protocol by
sending one of the values defined below:
3D Secure Version 1.0 = 1
EMV 3-D Secure = 2

Application Notes
This is a conditional field and must be provided by the acquirers part of the First Presentment/
1240 messages if they are participating and have previously authenticated using the
Mastercard Identity Check or SecureCode program. This field will not be edited to ensure that
the Program Protocol was provided on the transaction. If provided by the acquirer or
processor, it must meet the specifications defined.

PDS 0188—Private Data—Proprietary Service Data

PDS 0188 (Private Data—Proprietary Service Data) will contain information for future service
enhancements.

Attributes

ans…99; TAGLLLVAR

Tag Field: 0188

Length Field: 3 positions, value = 001–099

Data Field: Variable length, 99 positions

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 Private Data Subelement Definitions
PDS 0189—Point-of-Interaction (POI) Phone Data

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

Second Presentment/1240 • X C

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 • X C

Fee Collection (Other than Retrieval Fee Billing)/1740 • • C

Fee Collection (Handling Fees)/1740 • • C

PDS 0189—Point-of-Interaction (POI) Phone Data

PDS 0189 (Point-of-Interaction [POI] Phone Data) identifies the number dialed in a POI phone
call transaction.

Attributes

ans–41; TAGLLL

Tag Field: 0189

Length Field: 3 positions, value = 041

Data Field: Fixed length, 41 positions

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 Private Data Subelement Definitions
PDS 0189—Point-of-Interaction (POI) Phone Data

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is supplemental to the information in DE 43 (Card Acceptor Name/Location). It

provides call detail record reporting for the cardholder.

Values
If present, PDS 0189 cannot contain all low values or all high values.

PDS 0189 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Format Number an-1 N/A

2 2–41 Phone Data ans-40 left

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PDS 0189—Point-of-Interaction (POI) Phone Data

Subfield 1: Format Number

Subfield 1 (Format Number) identifies the format of the data in subfield 2, Phone Data. Values
are listed in the following table.

Value Description

1 Card-activated phone transactions (U.S. and Canada call detail format)

2 Card-activated phone transactions (non-U.S. and non-Canada format)

Subfield 2: Phone Data

Subfield 2 (Phone Data) provides the phone number dialed, the call duration, and other
related information. It is formatted to fit in 40 bytes. This enables the issuer to print this
subfield’s contents directly on the cardholder’s statement. The formats are in the following
tables.
If present, PDS 0189, subfield 2 (Phone Data) cannot contain all zeros or all spaces.
For the following original, non-credit transactions acquired in the U.S. or Canada regions, PDS
0189, subfield 2, if present, must contain a 10-position phone number and must be left-
justified with trailing spaces. The first three positions must be numeric.
• First Presentment/1240
• Second Presentment/1240
• First Chargeback/1442
• Arbitration Chargebacks/1442
• Retrieval Requests/1644
• Fee Collection (Retrieval Fee Billing)/1740

NOTE:
The following layouts are guidelines only. The clearing system does not perform edits to
ensure that these layouts are followed.

Format 1: Card-Activated Phone Transactions (U.S. and Canadian Call Detail Format)

Number Positions Name Attribute Justification

1 1–3 Abbreviation TEL a-3 N/A

2 4 Delimiter (space) a-1 N/A

3 5–7 Area Code U.S./Canadian area code. n-3 N/A

4 8 Delimiter (space) a-1 N/A

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PDS 0189—Point-of-Interaction (POI) Phone Data

Number Positions Name Attribute Justification

5 9–11 Local Exchange Phone number; first three n-3 N/A

digits.

6 12 Delimiter (space) a-1 N/A

7 13–16 Local Number Phone number; last four digits. n-4 N/A

8 17 Delimiter (space) a-1 N/A

9 18–20 Abbreviation MIN a-3 N/A

10 21–22 Call Duration in Minutes an-2 right

11 23 Delimiter (space) a-1 N/A

12 24–36 Card Acceptor City ans-13 left

13 37 Delimiter (space) a-1 N/A

14 38–40 Call Origin State/Country Code May be space- a-3 left

filled; otherwise, may be a three-position
alphabetic country code from ISO 3166 table
or a two-position U.S. state code if merchant
is in the U.S. region. See the Quick Reference
Booklet for valid state and country codes.

Format 2: Card-Activated Phone Transactions (Non-U.S. and Non-Canada Format)

Number Positions Name Attribute Justification

1 1–2 Abbreviation TL a-2 N/A

2 3–17 Full Phone Number Dialed ans-15 right

Includes country code, city
code, and local number dialed.

3 18–19 Abbreviation MN a-2 N/A

4 20–22 Call Duration in Minutes an-3 right

5 23 Delimiter (spaces) a-1 N/A

6 24–36 Card Acceptor City ans-13 left

7 37 Delimiter (spaces) a-1 N/A

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PDS 0190—Partner ID Code

Number Positions Name Attribute Justification

8 38–40 Call Origin State/Country Code a-3 left

May be space-filled; otherwise,
may be a three-position
alphabetic country code from
ISO 3166 table or a two-
position U.S. state code if
merchant is in the U.S. region.
See the Quick Reference
Booklet for valid state and
country codes.

PDS 0190—Partner ID Code

PDS 0190 (Partner ID Code) identifies a specific partnership agreement, generally between
specific card acceptors and issuers.

Attributes

ans...6; TAGLLLVAR

Tag Field: 0190

Length Field: 3 positions, value = 001–006

Data Field: Variable length, 1–6 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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PDS 0191—Originating Message Format

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS may be used for transactions on accounts issued under co-branding agreements
when one of the co-branding partners originates the transaction. It also may be used when
the agreement is between the card acceptor and the clearing system, such as in certain
promotional discounts.

Values
Card acceptors and issuers establish Partner ID Codes. If present, PDS 0190 cannot contain all
low values, all high values, all zeros, or all spaces.

PDS 0191—Originating Message Format

PDS 0191 (Originating Message Format) provides the message format in which the clearing
system received a message.

Attributes

n-1; TAGLLL

Tag Field: 0191

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

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PDS 0191—Originating Message Format

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Message

File Header (Customer-generated)/1644 O • •

File Trailer (Customer-generated)/1644 O • •

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O X M

Financial Detail Addendum (Passenger Transport Detail—General O X M

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O X M

Data)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail O X M

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O X M

Financial Detail Addendum (Lodging Summary)/1644 O X M

Financial Detail Addendum (Temporary Services)/1644 O X M

Financial Detail Addendum (Shipping/Courier Services)/1644 O X M

Financial Detail Addendum (Payment Transaction Detail)/1644 O X M

Financial Detail Addendum (Telephony Billing—Summary)/1644 O X M

Financial Detail Addendum (Telephony Billing—Detail)/1644 O X M

Financial Detail Addendum (Travel Agency Detail)/1644 O X M

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PDS 0191—Originating Message Format

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Lodged Account Detail)/1644 O X M

Financial Detail Addendum (Electronic Invoice—Party O X M

Information)/1644

Financial Detail Addendum (Corporate Card Common Data O X M

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O X M

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O X M

Financial Detail Addendum (Generic Detail)/1644 O X M

Financial Detail Addendum (Healthcare)/1644 O X M

Financial Detail Addendum (Private Label Common Data)/1644 O X M

Financial Detail Addendum (Private Label Line Item Detail)/1644 O X M

First Chargeback/1442 and Arbitration Chargeback/1442 O X M

Second Presentment/1240 O X M

Retrieval and Fee Collection Messages

Retrieval Request/1644 O X M

Retrieval Request Acknowledgement/1644 O X M

Fee Collection (Retrieval Fee Billing)/1740 O X M

Fee Collection (Handling Fees)/1740 O X M

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ O X M

1740

Originators optionally may provide this PDS. If this information is not present, the clearing
system will provide this PDS in customer-submitted messages. It assists the receiving customer
in anticipating the presence or absence of various IPM data elements and PDSs in an IPM
message.

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PDS 0192—Payment Transaction Initiator

Values
PDS 0191 values are listed in the following table.

Value Description

2 Clearing system received message in the IPM format.

6 Clearing system received message in Japan Domestic Format

PDS 0192—Payment Transaction Initiator

Payment Transaction Initiator contains a value to indicate that either Mastercard or a trusted
Mastercard business partner initiated a payment transaction on behalf of a customer.

Attributes

ans-3; TAGLLL

Tag Field: 0192

Length Field: 3 positions

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

Retrieval Messages

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PDS 0194—Remote Payments Program Data

Message Type Identifier Org Sys Dst

Retrieval Request/1644 C • C

Retrieval Request Acknowledgement/1644 C • C

PDS 0192 must be is provided under the following conditions:

• It was received on the First Presentment/1240 message, with the following values present.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) = 28 (Payment
Transactions).
• PDS 0043 (Program Registration ID) = C02 (Rebate).

Values
The value associated with PDS 0192 is MCW—Mastercard Worldwide.

PDS 0194—Remote Payments Program Data

PDS 0194 (Remote Payments Program Data) identifies the domain in which the Service
Manager (program originator) of the Mobile Remote Payments Program is operating.

Attributes

ans-1; TAGLLL

Tag field: 0194

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

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 Private Data Subelement Definitions
PDS 0195—Installment Data

Message Type Identifier Org Sys Dst

Second Presentment/1240 C • C

Values
PDS 0194 values are listed in the following table.

Value Description

1 Issuer domain

2 Acquirer domain

PDS 0195—Installment Data

PDS 0195 (Installment Data) provides information about the installment payment option
selected by the cardholder at the point of interaction.

Attributes

an...27; TAGLLLVAR

Tag Field: 0195

Length Field: 3 positions, value = 003–027

Data Field: Variable length, 3–27 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0195—Installment Data

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

This PDS is required for specific business service arrangements.

Subfield 1—Total Number of Installments

PDS 0195 (Installment Data), subfield 1 identifies the number of installment payments.

Attributes

Data Representation: n-3

Data Field: Contents of positions 1–3

Justification: Left

When PDS 0195 is present, subfield 1 is required for transactions submitted for Japan
Intracountry BSA 4/392001:
• Subfield must be numeric.
• Subfield must contain the three position value that identifies the total number of
installments.
When PDS 0195, Subfield 2 (Payment Option Code) Contains value 61, subfield 1 must
contain the number of installments (a value between 002 and 999). If PDS 0195, subfield 2
contains values other than 31, 34, or 61, subfield 1 should be zero-filled.
If PDS 0195, subfield 2 contains 61 and the number of installments is 2, the transaction will
be settled following the Twice Pay method:
• 50 percent of the transaction amount will be settled following normal settlement process.
• 50 percent of the transaction amount will be settled following a delay of 30 days from the
clearing date.
The actual settlement date will be adjusted following the settlement calendar of selected
settlement service.

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PDS 0195—Installment Data

Subfield 2—Payment Option Code

PDS 0195 (Installment Data), subfield 2 identifies the payment terms of the transaction.

Attributes

Data Representation: n-2

Data Field: Contents of positions 4–5

Justification: Left

When PDS 0195 is present, subfield 2 is required for transactions submitted for Japan
Intracountry BSA 4/392001.

Values Description

10 Single Payment

21 Bonus Pay

31 Installment Payment with Bonus Pay Simplified

34 Installment Payment with Bonus Pay Detailed

61 Installments (Twice Pay/Three or More)

80 Revolving

Subfield 3—Installment Number

PDS 0195 (Installment Data), subfield 3 must be numeric.

Attributes

Data Representation: n-3

Data Field: Contents of positions 6–8

Justification: Left

This subfield is not applicable for Japan. For transactions submitted for Japan Intracountry BSA
4/392001, subfield 3 should be populated with zeros.
This subfield identifies the current transaction installment number as related to the sequence
of total number of installments. For example, acquirers submitting multiple installment
transactions will indicate this is the first of three installment transactions if subfield 1 (Total
Number of Installments) contains the value 003 and subfield 3 contains the value 001.

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 Private Data Subelement Definitions
PDS 0195—Installment Data

Subfield 4—Bonus Code

PDS 0195 (Installment Data), subfield 4 indicates the manner in which the installment
transaction will be settled.

Attributes

Data Representation: n-1

Data Field: Contents of position 9

Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 4 must be provided
when subfield 2 (Payment Option Code) contains value 21 (Bonus Pay). This subfield identifies
whether a transaction must be settled utilizing the delayed settlement method.

Values Description

0 Settlement will be delayed.

If the clearing date is 21 July to 20 December, then the settlement date
will be 20 December.
If the clearing date is 21 December to 20 July, then the settlement date
will be 20 July.

1 No settlement delay

Subfield 5—Bonus Month Code

The combination of the value in PDS 0195 (Installment Data), subfield 5 and the value in
subfield 6 (Number of Bonus Payments per Year) identifies the bonus payment months.

Attributes

Data Representation: ans-1

Data Field: Contents of position 10

Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 5 must be provided
when subfield 2 (Payment Option Code) is value 34 (Installment Payment with Bonus Pay
Detailed). The combination of a code in subfield 5 and a value in subfield 6 (Number of Bonus

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PDS 0195—Installment Data

Payments Per Year) identifies the bonus payment month(s). For specific combination details,
refer to Once Per Year Bonus and Twice Per Year Bonus tables included under subfield 6.

NOTE: When the value <space> is used, it will indicate the amount in subfield 7 (Bonus
Amount) can be a zero amount even when subfield 2 is value 34 (Installment Payment with
Bonus Pay Detailed). The value <space> does not change the presence rule for other
subfields.

Values Description

1 January

2 February

3 March

4 April

5 May

6 June

7 July

8 August

9 September

A October

B November

C December

<space> Undefined

Subfield 6—Number of Bonus Payments per Year

PDS 0195 (Installment Data), subfield 6 indicates the number of bonus payments per year.

Attributes

Data Representation: n-1

Data Field: Contents of position 11

Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 6 must be provided
when subfield 2 (Payment Option Code) contains value 34 (Installment Payment with Bonus
Pay Detailed). The combinations of a code in subfield 5 (Bonus Month Code) and a value in

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 Private Data Subelement Definitions
PDS 0195—Installment Data

subfield 6 identifies the bonus payment month(s) For specific combination details, refer to the
following Once Per Year Bonus and Twice Per Year Bonus tables.

Values Description

1 Number of Bonus Payments is once per year

2 Number of Bonus Payments is twice per year

Once Per Year Bonus

Indicates the Bonus Month(s) when once per year Bonus Payments will be settled.

Bonus Month Code (Subfield Number of Bonus Payments

5) (Subfield 6) Bonus Month

1 1 January

2 1 February

3 1 March

4 1 April

5 1 May

6 1 June

7 1 July

8 1 August

9 1 September

A 1 October

B 1 November

C 1 December

<space> 1 Undefined

Twice Per Year Bonus

Indicates the Bonus Month(s) when twice per year Bonus Payments will be settled.

Bonus Month Code (Subfield Number of Bonus Payments

5) (Subfield 6) Bonus Month

1 2 June and December

2 2 June and January

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 Private Data Subelement Definitions
PDS 0195—Installment Data

Bonus Month Code (Subfield Number of Bonus Payments

5) (Subfield 6) Bonus Month

3 2 July and December

4 2 July and January

5 2 August and December

6 2 August and January

7 2 September and December

8 2 September and January

9 2 June and February

A 2 July and February

B 2 August and February

C 2 September and February

<space> 2 Undefined

Subfield 7—Bonus Amount

PDS 0195 (Installment Data), subfield 7 identifies the amount of bonus to be paid in each
bonus payment.

Attributes

Data Representation: n-12

Data Field: Contents of positions 12–23

Justification: Right

All currency amounts are expressed in the minor unit of currency without a decimal separator,
in accordance with ISO standards for currency notation. For example, a bonus amount of USD
4500.29 is expressed as 000000450029.
For transactions submitted for Japan Intracountry BSA 4/392001, subfield 7 must be provided
when subfield 2 (Payment Option Code) is value 34 (Installment Payment with Bonus Pay
Detailed). When provided, the amount must be greater than zero except when subfield 5
(Bonus Month Code) contains <space>. For example, a bonus amount of JPY 45000 is
expressed as 000000045000.

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PDS 0196—Mobile Phone Reload Data

Subfield 8—First Month of Bonus Payment

If present, PDS 0195 (Installment Data), subfield 8 must be in the format YYMM that identifies
the first month of bonus payment.

Attributes

Data Representation: n-4

Data Field: Contents of positions 24–27

Justification: Left

For transactions submitted for Japan Intracountry BSA 4/392001, subfield 8 is a four-digit
subfield in the format YYMM that identifies the first month of bonus payment. This subfield
must be provided when subfield 2 (Payment Option Code) contains value 34 (Installment
Payment with Bonus Pay Detailed).

PDS 0196—Mobile Phone Reload Data

PDS 0196 (Mobile Phone Reload Data) is used in mobile phone reload transactions to provide
the customer’s mobile phone number and service provider.

Attributes

ans…47; TAGLLLVAR

Tag Field: 0196

Length Field: 3 positions, value = 001-047

Data Field: Variable length, 1-47 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

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PDS 0196—Mobile Phone Reload Data

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

PDS 0196 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–17 Mobile Phone Number ans-17 Left

2 18–47 Mobile Phone Service Provider ans…30 Left

Name

Subfield 1: Mobile Phone Number

Subfield 1 (Mobile Phone Number) contains the phone number of the wireless phone for
which the customer is purchasing extra service. It must be left-justified. For more information
on data allowed in this subfield, refer to the Interchange Manual—Europe Region or the
Interchange Manual—MEA Region.

Subfield 2: Mobile Phone Service Provider Name

Subfield 2 (Mobile Phone Service Provider Name) contains the name or other identifier of the
mobile phone service provider. If present, it must be left-justified and cannot contain all spaces
or all zeros.

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PDS 0197—National Use Tax Data

PDS 0197—National Use Tax Data

PDS 0197 (National Use Tax Data) provides various tax amounts and percentages applicable to
intracountry transactions in various markets.

Attributes

n-53; TAGLLL

Tag Field: 0197

Length Field: 3 positions, value = 053

Data Field: Fixed length, 53 positions

Subfields: 5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

This PDS can be used to present tax amounts, a tax percentage, and a tax base amount for
intracountry transactions in various markets. The subfield names are very general in nature, to
allow different usage definitions for different countries.

Values
If present, each of the subfields 1, 2, 4, and 5 within PDS 0197 must be right-justified with
leading zeros.

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PDS 0197—National Use Tax Data

PDS 0197 Subfields

This PDS consists of five subfields

Number Positions Name Attribute Justification

1 1–12 Tax Amount 1 n-12 Right

2 13–24 Tax Amount 2 n-12 Right

3 25–29 Tax Percentage n-5 Right

4 30–41 Tax Base Amount n-12 Right

5 42–53 Tax Amount 3 n-12 Right

Subfield 1: Tax Amount 1

Subfield 1 (Tax Amount 1) identifies a tax or Value Added Tax (VAT) on the transaction.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
VAT calculated by the card acceptor and entered as input at the point-of-sale (POS) device.

Subfield 2: Tax Amount 2

Subfield 2 (Tax Amount 2) identifies a second tax or VAT on the transaction.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
VAT calculated by the card acceptor and entered as input at the POS device.

Subfield 3: Tax Percentage

Subfield 3 (Tax Percentage) identifies a tax percentage. This subfield consists of five numeric
positions. The format is always [Link]%, which means that the last two positions represent
decimal positions of the tax percentage. For example, a value of 00850 is interpreted as 8.5
percent.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
ReteIVA (Retention of VAT). It is the percentage of the VAT that the acquirer will not pay to
the merchant but to the local tax agency. It is entered as input at the POS device.

Subfield 4: Tax Base Amount

Subfield 4 (Tax Base Amount) identifies the amount on which the tax was calculated.
For intracountry transactions in specific Latin America and Caribbean region markets, this is
the IVA Devolution Base, the amount on which the VAT was originally calculated. It is entered
as input at the POS device.

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PDS 0198—Device Type

Subfield 5: Tax Amount 3

Subfield 5 (Tax Amount 3) identifies a third tax or VAT on the transaction.
For intracountry transactions in specific Latin America and the Caribbean region markets, this
is ReteICA (Industry & Commerce Tax Retention). It is a regional tax that applies only in the
districts/provinces of Barranquilla, Bogota, and Zipaquira. It is entered as input at the POS
device.

PDS 0198—Device Type

PDS 0198 (Device Type) provides information about the form factor of the cardholder device
used to initiate a transaction.

Attributes

Data Representation: an-2; TAGLLL

Tag Field: 0198

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

Values

NOTE: As removable secure elements may be moved from a mobile phone to a tablet or e-
book by the consumer, values 01, 08, 10, and 12 represent the initial intended use of this
secure element by the issuer. There is no requirement to change these four values after initial
personalization has taken place.

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PDS 0198—Device Type

Value Description

00 Card

01 Mobile Phone or Smartphone with Mobile Network Operator (MNO) controlled

removable secure element (SIM or UICC) personalized for use with a Mobile Phone or
Smartphone

02 Key Fob

03 Watch using a contactless chip or a fixed (non-removable) secure element not

controlled by the MNO

04 Mobile Tag

05 Wristband

06 Mobile Phone Case or Sleeve

07 Mobile phone or smartphone with a fixed (non-removable) secure element controlled

by the MNO, for example, code division multiple access (CDMA)

08 Mobile Phone or Smartphone with removable secure element not controlled by the
MNO, for example, SD Card personalized for use with a Mobile Phone or Smartphone

09 Mobile phone or smartphone with a fixed (non-removable) secure element not

controlled by the MNO

10 Tablet or e-Reader with an MNO-controlled removable secure element (SIM or UICC)

personalized for used with a Tablet or Reader

11 Tablet or e-book with a fixed (non-removable) secure element controlled by the MNO

12 Removable secure element not controlled by the MNO, for example, memory card
personalized for use with a tablet or e-book

13 Tablet or e-book with fixed (non-removable) secure element not controlled by the MNO

14 Mobile Phone or Smartphone with a payment application running in a host processor

28 As a removable secure element (SE) may be moved from a mobile phone to a tablet or e-book by the consumer
this value represents the initial intended use of this SE only.
29 As a removable secure element (SE) may be moved from a mobile phone to a tablet or e-book by the consumer
this value represents the initial intended use of this SE only.
30 As a removable secure element (SE) may be moved from a mobile phone to a tablet or e-book by the consumer
this value represents the initial intended use of this SE only.

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PDS 0199—Funding Transaction Information

Value Description

15 Tablet or e-Reader with a payment application running in a host processor

16 Mobile Phone or Smartphone with a payment application running in the TEE of a host
processor

17 Tablet or E-Book with a payment application running in the TEE of a host processor

18 Watch with a payment application running in the TEE of a host processor

19 Watch with a payment application running in a host processor

20 Card

21 Phone

22 Tablet/e-reader

23 Watch/Wristband

24 Sticker

25 PC

26 Device Peripheral

27 Tag

28 Jewelry

29 Fashion Accessory

30 Garment

31 Domestic Appliance

32 Vehicle

33 Media/Gaming Device

34–99 Reserved for Future Use

PDS 0199—Funding Transaction Information

PDS 0199 (Funding Transaction Information) contains information provided by an ATM
acquirer that can be printed on the cardholder statement.
PDS 0199 (Funding Transaction Information) may include the information provided by the
cardholder at the ATM when paying a bill and relevant information provided by the ATM
acquirer.

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PDS 0199—Funding Transaction Information

Attributes

ans…199; TAGLLLVAR

Tag Field: 0199

Length Field: 3 positions, value = 001–199

Data Field: Variable length, 001–199 positions

Subfields: none

Justification: left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Values
If present, PDS 0199 must contain the information that can be included on the cardholder
statement as a result of a domestic Funding Transaction at an ATM initiated by a cardholder to
pay a bill. Specific formatting of PDS 0199 can be found in the Domestic Processing Guide for
the country provided by the Mastercard Regional Office. Specific formatting of PDS 0199 will
be defined for each country where the Funding Transaction at an ATM is implemented.
Contact your regional office for information regarding the implementation of the Funding
Transaction at the ATM for your local market.

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PDS 0200—Fraud Notification Date

PDS 0200—Fraud Notification Date

PDS 0200 (Fraud Notification Information) contains the additional data necessary to provide
acquirers with the date of the second fraud-related chargeback and an accurate count of total
fraud-related chargebacks for the account.

Attributes

Data Representation: n...8; TAGLLL

Tag Field: 0200

Length Field: 3 positions, value = 008

Data Field: Fixed length 8 positions

Subfields: 2

Justification: See “Subfields”

PDS 0200 will be populated and provided to the acquirer starting with the second fraud-
related chargeback for the account, and will continue with each successive fraud-related
chargeback on the account.
When a first or second chargeback is received from the issuers with the fraud-related
chargeback reason codes (4837, 4840, 4849, 4863, 4870, and 4871), Fraud Notification
Service (FNS) Blocking is applied on each chargeback that exceeds the FNS criteria (FNS Date
and FNS counter) set in the system. Chargeback is blocked if either or both of the following
condition matches:
• Original transaction settlement date is greater than FNS Date from FNS Service reply (IPM
Clearing Format error number error code 2801).
• FNS Service reply for FNS Count is greater than FNS counter criteria (of 15 counts) in
aggregate for the aforementioned qualifying, fraud-related chargeback reason codes (IPM
Clearing Format error number error code 2802).
Accepting or rejecting a reversal chargeback depends on the corresponding original
chargeback status. If the original chargeback was accepted, then the corresponding reversal
chargeback will also be accepted without validating FNS counter and FNS date criteria. If the
original chargeback was rejected, then corresponding reversal chargeback will also be rejected
without validating FNS counter and FNS date criteria. The FNS date and counter is updated for
all transactions regardless of the reject/accept due to the edit.

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PDS 0200—Fraud Notification Date

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Values
If present, PDS 0200, subfield 1 (Fraud Notification Service Date) will contain the date of the
second fraud chargeback on the account.
If present, PDS 0200, subfield 1 (Fraud Notification Service Date) must contain a valid date in
the YYMMDD format.

PDS 0200 Subfields

PDS 200 consists of two subfields.

Number Positions Name Attributes Justification

1 1–6 Fraud Notification n-6; format N/A

Service Date YYMMDD

2 7–8 Fraud Notification ans-2 N/A

Service Chargeback
Counter

Subfield 1: Fraud Notification Service Date

Subfield 1 (Fraud Notification Service Date) contains the date of the second fraud-related
chargeback on the account.

Subfield 2: Fraud Notification Service Chargeback Counter

Subfield 2 (Fraud Notification Service Chargeback Counter) contains the total number of
fraud-related chargebacks processed for the account to date (including the current
chargeback).

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PDS 0202—Primary Account Number (PAN) Syntax Error

PDS 0202—Primary Account Number (PAN) Syntax Error

PDS 0202 (Primary Account Number (PAN) Syntax Error) contains the syntax error resulting
from a transaction that contains non-numeric values in DE 2 (Primary Account Number [PAN])
for Mexico domestic transactions.

Attributes

Data Representation: ans-19; TAGLLLVAR

Tag Field: 0202

Length Field: 3 positions, value = 006–019

Data Field: Variable length, 6–19 positions

Subfields: None

Justification: Left

Current Processing Restrictions

The clearing system accepts a PDS 0202 length of up to 19 positions.

The clearing system expects PDS 0202 to contain the appropriate number of positions for the account
number without any filler characters to the left or right. For example, if a 16-digit account number is
captured for a given transaction, the length of PDS 0202 must be 16, and exactly 16 digits must be
provided beginning in position 1 of PDs 0202.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C • C

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PDS 0204—Amount, Syntax Error

Message Type Identifier Org Sys Dst

Retrieval Request Acknowledgement/1644 C • C

Values
PDS 0202 contains the same structure as DE 2 (Primary Account Number [PAN]), but can be
alphanumeric.
For more information on the usage and values of PDS 0202, see DE 2.

PDS 0204—Amount, Syntax Error

PDS 0204 (Amount, Syntax Error) contains the syntax error resulting from a transaction that
contains non-numeric values in DE 4 (Amount, Transaction) for Mexico domestic transactions.

Attributes

ans-12; TAGLLL

Tag Field: 0204

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: None

Values: PDS 0204 contains the same structure as DE 4 (Amount, Transaction),

but can be alphanumeric.
For more information on the usage and values of PDS 0204, see DE 4.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 C • C

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PDS 0205—Syntax Return, Message Error Indicator

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

PDS 0205—Syntax Return, Message Error Indicator

PDS 0205 (Syntax Return, Message Error Indicator) is included by the originator of a soft
syntax error return. It will contain the element that caused the syntax return.

Attributes

ans-14; TAGLLL

Tag Field: 0205

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 4

Justification: See subfields

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C • C

Retrieval Request Acknowledgement/1644 C • C

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PDS 0205—Syntax Return, Message Error Indicator

PDS 0205 Subfields

The originator of the syntax error return message identifies the element causing the return
using the subfields, formatted as indicated in the following table.

Number Positions Name Attribute Justification

1 1–5 Data Element ID an-5 left

2 6–7 Error Severity Code n-2 N/A

3 8–11 Error Message Code an-4 N/A

4 12–14 Subfield ID n-3 N/A

Subfield 1: Data Element ID

Subfield 1 (Data Element ID) identifies the ISO data element or PDS where the error occurred.
ISO data elements are identified with the prefix D. This is followed by the data element
number right-justified with leading zeros so that the number fills four positions. For example,
D0003 indicates DE 3, D0100 indicates DE 100, and so on.
PDSs are identified with the prefix P followed by the four-digit tag ID. For example, P0002
indicates PDS 0002, P0146 indicates PDS 0146, and so on.
This subfield may contain spaces if the error is a “general” error not related to a specific data
element or PDS.

Subfield 2: Error Severity Code

Subfield 2 (Error Severity Code) indicates the local syntax error code of the error the clearing
system detects.
Values for this subfield are listed in the following table.

Value Description

01–25 Local domestic reason codes.

Subfield 3: Error Message Code

Subfield 3 (Error Message Code) is a four-digit value that refers to a specific edit error message
to identify the error condition.

Subfield 4: Subfield ID
Subfield 4 (Subfield ID) holds the three-position subfield ID of the element in error. This
subfield will contain zeros if the element in error is not defined with subfields.

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PDS 0206—Late Presentment Indicator

PDS 0206—Late Presentment Indicator

PDS 0206 (Late Presentment Indicator) is used to indicate that a first presentment was
submitted late by the acquirer. PDS 0206 is only present when the transaction is submitted
late according to local processing rules. GCMS determines the late presentment and provides
it in the message.

Attributes

n-4; TAGLLL

Tag Field: 0206

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: 2

Justification: See subfields

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 • X C

PDS 0206 Subfields

PDS 206 contains two subfields.

Number Positions Name Attribute Justification

1 1–3 Number of Days Since Transaction n-3 N/A

Occurred

2 4 Late Presentment Tier n-1 N/A

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PDS 0207—Wallet Identifier

Subfield 1: Number of Days Since Transaction Occurred

Subfield 1 (Number of Days Since Transaction Occurred) contains the number of days between
the transaction date (DE 12) and the GCMS processing date.

Subfield 2: Late Presentment Tier

Subfield 2 (Late Presentment Tier) contains the tiers (as identified in the local rules [below]).
Valid values are 1, 2, or 3.

Clearing Process BAU (Tier 0) Tier 1 Tier 2 Tier 3

Credit (MCC) 1 – 30 31 – 120 121 – 320 > 320

Debit (DMC) 1–8 9 – 30 31 – 120 > 120

Maestro (MSI) 1–8 >8 N/A N/A

Returns 1 – 15 > 15 N/A N/A

(DE 3 = 20, for all

brands)

PDS 0207—Wallet Identifier

PDS 0207 provides information about transactions initiated through the use of a digital wallet.
PDS 0207 must be present in all presentment and chargeback messages for transactions
initiated through the use of a (a) Masterpass™-enabled, pass-through digital wallet or (b) any
staged digital wallet.
Two basic digital wallet models exist: the Staged Digital Wallet and the Pass-through Digital
Wallet.
Pass-through Digital Wallet functionality—by which the Pass-through Digital Wallet Operator
stores Mastercard account data provided by the cardholder to the Digital Wallet Operator
(DWO) for purposes of effecting a payment initiated by the Cardholder to a Merchant or Sub-
merchant, and upon the performance of a Transaction—transfers the Mastercard account
data to the Merchant or Sub-merchant or to its acquirer or the acquirer’s service provider.
Staged Digital Wallet functionality—by which the Staged Digital Wallet Operator effects a
two-stage payment to a retailer to complete a purchase initiated by a consumer—is as
follows:
• Payment stage: In the payment stage, the Staged DWO (Digital Wallet Operator) pays the
retailer by one of the following methods:
– A transaction conducted using a Mastercard account or other account data assigned to
the consumer by the DWO or by an issuer acting on behalf of the DWO (herein, a
“consumer-assigned payment account”)

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PDS 0207—Wallet Identifier

– A funds transfer to an account designated by the retailer or held by the staged DWO on
behalf of the retailer.
• Funding stage: In the funding stage, the staged DWO uses Mastercard account or other
account data provided to the Staged DWO by the consumer (herein, the “funding
account”) to perform a transaction that funds or reimburses the Staged Digital Wallet.

Attributes

Data an–3; TAGLLLVAR

Representation:

Tag Field: 0207

Length Field: 3 positions, value = 001–003

Data Field: Variable length, 1–3 positions

Subfields: None

Justification: N/A

Usage for Masterpass Transactions

The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Application Notes
™ ®
For Masterpass by Mastercard , Mastercard passes the Wallet Identifier as sent in by the acquirer or
issuer.

The submission of PDS 0207 is always required on Masterpass Wallet transactions or other
Staged/Pass-through wallets. This data is received from the Masterpass Wallet and can vary
from transaction to transaction.

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PDS 0207—Wallet Identifier

Usage for MDES Transactions

The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

Retrieval and Fee Collection Messages

Retrieval Request Acknowledgement/1644 • X C

Fee Collection (Retrieval Fee Billing)/1740 • X C

Fee Collection (Handling Fees)/1740 • X C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/1740 • X C

Application Notes

For MDES, Mastercard inserts the Wallet Identifier that is in the system, when available.

The submission of PDS 0207 is always required on Masterpass Wallet transactions or other
Staged/Pass-through wallets. This data is received from the Masterpass Wallet and can vary
from transaction to transaction.

Values for Masterpass and MDES Transactions

While values 101 and 102 were initially introduced, other values may be transmitted by
Masterpass™ Wallet to the merchant or acquirer. Mastercard will not publish these values and
as such, acquirer and processor systems should pass whatever value is provided by the
Masterpass Wallet unaltered in the transaction record.

Value Description

101 Wallet Remote

102 Wallet Remote NFC Payment

PDS 0207 cannot contain all zeros, spaces, or special characters. PDS 0207 has no specific
format and may contain any combination of numeric or alphanumeric values.

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 Private Data Subelement Definitions
PDS 0208—Additional Merchant Data

Mastercard will not publish the new wallet ID values, and—as such—the acquirer and
processor systems should pass whatever value is provided by the Masterpass Wallet unaltered
in the transaction record.

Values for Only MDES Transactions

The Clearing Platform inserts the Wallet Identifier for Mastercard Digital Enablement Service
(MDES) (device and Card on File) transactions when available, which identifies the wallet
through which the MDES token was initiated.
The following values only apply to MDES transactions.

Value Description

103 Apple Pay

216 Android Pay

217 Samsung Pay

327 Merchant tokenization program

PDS 0207 cannot contain all zeros, spaces, or special characters. PDS 0207 has no specific
format and may contain any combination of numeric or alphanumeric values.

PDS 0208—Additional Merchant Data

PDS 0208 (Additional Merchant Data) contains the unique ID of the participating payment
facilitator in a transaction along with the sub-merchant ID when applicable.

Attributes

Data Representation: ans...26; TAGLLLVAR

Tag Field: 0208

Length Field: 3 positions, value = 011–026

Data Field: Variable length, positions 11–26

Subfields: 2 subfields

Justification: “See Subfields”

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PDS 0208—Additional Merchant Data

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentments, Chargebacks, and Addendum messages

First Presentment/1240 C • C

First Chargeback/1442 C • C

Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Subfield 1—Payment Facilitator ID

The Payment Facilitator ID should always be a value assigned by Mastercard and is the same
value in both the Authorization and Clearing platforms. This ID is the Company ID that will be
assigned during the time of registration of a service provider as “Payment Facilitator.”

Attributes

Data Representation n-11 (for example)

Data Field Contents of positions 1–11

Justification Right, with leading zeros

Application Notes
This value should be provided by the acquirer when a registered payment facilitator is involved
in a transaction and should be right justified with leading zeros. For example, if the Company
ID is 123456, PDS 0208, subfield 1 should be 00000123456.
PDS 0208 (Additional Merchant Data), subfield 1 must match DE 48 (Additional Data—Private
Use), subelement 37 (Additional Merchant Data), subfield 1 (Payment Facilitator ID) in
Authorization.
Subfield 1 (Payment Facilitator ID) must be alphanumeric and must not contain all zeros or all
spaces.

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PDS 0209—Independent Sales Organization ID

Subfield 2—Sub-Merchant ID
The Sub-Merchant ID should always be the merchant ID of the sub-merchant whenever a
payment facilitator is involved in a transaction.

Attributes

Data Representation ans-15

Data Field Contents of positions 12–26

Justification Left with trailing spaces

Application Notes
This value, which is assigned by the payment facilitator or their acquirer, should be provided
by the acquirer whenever the Payment Facilitator ID is provided in PDS 0208 (Additional
Merchant Data), subfield 1 (Payment Facilitator ID).
Subfield 2 (Sub-Merchant ID) must be alphanumeric and must not contain all zeros or all
spaces.

PDS 0209—Independent Sales Organization ID

PDS 0209 (Independent Sales Organization ID) contains the Company ID that will be assigned
by Mastercard during the time of registration of a service provider as “Independent Sales
Organization.” This value should be provided by the acquirer when a registered independent
sales organization is involved in a transaction and should be right justified with leading zeros.
For example, if the Company ID is 123456, PDS 0209 should be 00000123456.

Attributes

Data Representation: n-11; TAGLLL

Tag Field: 0209

Length Field: 3 positions, value = 011

Data Field: Fixed length, 11 positions

Subfields: None

Justification: Right

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PDS 0210—Transit Program

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentments, Chargebacks and Addendum messages

First Presentment/1240 C • C

First Chargeback/1442 C • C

Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Values

Value

The Independent Sales Organization ID must always be a value assigned by Mastercard and is the
same value in both the Authorization and Clearing Platforms. This ID is the “Company ID” that is
assigned during the time of registration via Mastercard Connect of a service provider as “Independent
Sales Organization.”
This value must be provided by the acquirer when a registered independent sales organization is
involved in a transaction and should be right justified with leading zeros. For example, if the Company
ID is 123456, PDS 0209 should be 00000123456.

PDS 0210—Transit Program

PDS 0210 (Transit Program) provides data related to the transit transaction type and the
transaction mode.

Attributes

n...4; TAGLLL

Tag Field: 0210

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: 2

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PDS 0210—Transit Program

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Acquirers should not populate the subfields in this PDS with values other than those defined
by Mastercard. The Mastercard-defined values should be populated only on transit activity for
transactions that have transit-related MCCs and not on transactions with any other MCC.

NOTE:
The values 03 and 04 defined for subfield 1 (Transit Transaction Type Indicator) must only be
populated by acquirers working with Transit agencies and supporting Mastercard aggregated
transit transaction models.

Issuers should not reject or limit processing of these transactions solely because acquirers
populate the subfields in this PDS with values that are not defined by Mastercard.

NOTE:
The value of 07 (Debt Recovery) must not be used where the original transit transaction was
01 (Pre-Funded) or 02 (Real-Time Authorized). The value of 07 should only be used where the
original transit transactions was 03 (Post-Authorized Aggregated), or 04 (Authorized
Aggregated Split Clearing) or 05 (Other) where the transaction model implements a delayed
authorization.

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PDS 0210—Transit Program

PDS 0210 Subfields

Transit Program consists of two subfields.

Number Positions Name Attributes Justification

1 1–2 Transit Transaction n-2 N/A

Type Indicator

2 3–4 Transportation n-2 N/A

Mode Indicator

Subfield 1: Transit Transaction Type Indicator

PDS 0210 (Transit Program), subfield 1 (Transit Transaction Type Indicator) contains the transit
transaction type to uniquely identify different Mastercard transit transaction types. The valid
values for subfield 1 are listed in the following table.

Values

01 = Pre-Funded

02 = Real-time Authorized

03 = Post-Authorized Aggregated

04 = Authorized Aggregated Split Clearing

05 = Other

06 = Post-authorized Aggregated Maestro

07 = Debit Recovery

08–99 = Reserved for Future Use

Subfield 2: Transportation Mode Indicator

PDS 0210 (Transit Program), subfield 2 (Transportation Mode Indicator) contains the type of
transportation mode used by the cardholder for that transaction. The valid values for subfield
2 are listed in the following table.

Values

00 = Unknown

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PDS 0211—Terminal Compliant Indicator

Values

01 = Urban Bus

02 = Interurban Bus

03 = Light Train Mass Transit (Underground Metro, LTR)

04 = Train

05 = Commuter Train

06 = Water Borne Vehicle

07 = Toll

08 = Parking

09 = Taxi

10 = High Speed Train

11 = Rural Bus

12 = Express Commuter Train

13 = Para Transit

14 = Self Drive Vehicle

15 = Coach

16 = Locomotive

17 = Powered Motor Vehicle

18 = Trailer

19 = Regional Train

20 = Inter City

21 = Funicular Train

22 = Cable Car

23–99 = Reserved for Future Use

PDS 0211—Terminal Compliant Indicator

PDS 0211 (Terminal Compliant Indicator) contains two subfields that identify whether or not a
point-of-sale (POS) terminal from which the transaction originated is Terminal Line Encryption
(TLE) and Unique Key Per Terminal (UKPT)/Derived Unique Key Per Terminal (DUKPT)
compliant. These fields must be present in all card-present, POS transactions acquired in India.

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 Private Data Subelement Definitions
PDS 0211—Terminal Compliant Indicator

Attributes

Data Representation: n-2; TAGLLL

Tag Field: 0211

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 C • C

Acquirers should not populate the subfields in this PDS with values other than those defined
by Mastercard. The Mastercard-defined values should be populated only on card-present POS
transactions acquired in India.

Subfield 1—TLE Compliant

PDS 0211, subfield 1 indicates whether or not the point-of-sale (POS) terminal from which the
transaction occurred is Terminal Line Encryption (TLE)-certified.

Values Description

1 Not Certified

2 Certified

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 Private Data Subelement Definitions
PDS 0212—Merchant Data Services

Subfield 2—UKPT/DUKPT Compliant

PDS 0211, subfield 2 indicates whether or not the point-of-sale (POS) terminal from which the
transaction occurred is Unique Key Per Terminal/Derived Unique Key Per Terminal (UKPT/
DUKPT)-certified.

Values Description

1 Not Certified

2 Certified

PDS 0212—Merchant Data Services

PDS 0212 (Merchant Data Services) is populated by Mastercard with a service level indicator
which represents the services the issuer has registered for and the response value supplied
based on what information was provided in the associated First or Second Presentment/1240
message.

Attributes

ans-5; TAGLLLVAR

Tag Field: 0212

Length Field: 005

Data Field: Fixed length

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

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 Private Data Subelement Definitions
PDS 0212—Merchant Data Services

Message Type Identifier Org Sys Dst

Second Presentment/1240 • X C

PDS 0212 Subfields

Merchant Data Services consists of two subfields.

Number Positions Name Attributes Justification

1 1–3 Service Level ans-3 N/A

Indicator

2 4–5 Response Code ans-2 N/A

Subfield 1: Service Level Indicator

PDS 0212 (Merchant Data Services), subfield 1 (Service Level Indicator) contains the value
associated to the services which the clearing account range is registered. The valid values for
subfield 1 are listed in the following table.

Values

077 Merchant Data Cleansing

078 Merchant Data Cleansing Plus

079 Merchant Data Advance

080 Merchant Data Cleansing + Merchant Data Advance

081 Merchant Data Cleansing Plus + Merchant Data Advance

Subfield 2: Response Code

PDS 0212, subfield 2 (Response Code) contains the action taken, if any, by Mastercard for the
service indicated in PDS 0212 (Merchant Data Services), subfield 1 (Service Level Indicator).
The valid values for subfield 2 are listed in the following table.

Values

AA Cleansed merchant data found, but same merchant data as supplied by the acquirer,
not replaced. Additional data fields for Merchant Data Plus and Merchant Data Advance
are provided.

CR Country restricted due to country regulations, not replaced.

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 Private Data Subelement Definitions
PDS 0213—Original Merchant Data

Values

FN Location found, exception rules apply requiring that cleansed merchant fields not be
returned. Merchant Data Cleansing Plus (additional data fields) and Merchant Data
Advance are provided.

FR Data element (DE) 43 (Card Acceptor Name/Location), subfields 1–6 and PDS 0170
(Card Acceptor Inquiry Information), subfield 2 (Card Acceptor Phone Number) replaced,
cleansed merchant data fields returned.

NF Cleansed merchant data not found, not replaced. DE 43, subfields 1–6 and PDS 0170,
subfield 2 will contain the merchant information as supplied by the acquirer.

NR Cleansed merchant data found, same merchant data as supplied by the acquirer, not
replaced. DE 43, subfields 1–6 and PDS 0170, subfield 2 will contain the merchant
information as supplied by the acquirer. Merchant Data Cleansing Plus (additional data
fields) and Merchant Data Advance are provided.

PA Location not found. Additional data fields for Merchant Data Advance are provided.

SU Service Unavailable.

PDS 0213—Original Merchant Data

PDS 0213 (Original Merchant Data) contains acquirer submitted merchant data from DE 43
(Card Acceptor Name/Location), subfields 1–6, and PDS 0170 (Card Acceptor Inquiry
Information), subfield 2, on First and Second Presentment/1240 messages.

Attributes

ans...115; LLLVAR

Tag Field: 0213

Length Field: 115

Data Field: Variable length

Subfields: 7

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

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PDS 0213—Original Merchant Data

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

PDS 0213 Subfields

Original Merchant Data consists of seven subfields.
The first three subfields of PDS 0213 are variable length, delimited by the backslash (\)
character.

Number Name Attributes Justification

1, 2, 3 Card Acceptor Name/Street Address/ ans...83 left

City

4 Card Acceptor Postal (ZIP) Code ans-10 left

5 Card Acceptor State, Province or ans-3 left

Region Code

6 Card Acceptor Country Code ans-3 left

7 Card Acceptor Phone Number ans-16 left

Subfield 1: Card Acceptor Name

PDS 0213 (Original Merchant Data), subfield 1 (Card Acceptor Name) contains the information
in DE 43 (Card Acceptor Name/Location), subfield 1 (Card Acceptor Name) from the incoming
(uncleansed) First and Second Presentment/1240 messages.

Subfield 2: Card Acceptor Street Address

PDS 0213, subfield 2 (Card Acceptor Street Address) contains the information in DE 43,
subfield 2 (Card Acceptor Street Address) from the incoming (uncleansed) First and Second
Presentment/1240 messages.

Subfield 3: Card Acceptor City

PDS 0213, subfield 3 (Card Acceptor City) contains the information in DE 43, subfield 3 (Card
Acceptor City) from the incoming (uncleansed) First and Second Presentment/1240 messages.

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 Private Data Subelement Definitions
PDS 0214—Merchant Data Cleansing Plus

Subfield 4: Card Acceptor Postal (ZIP) Code

PDS 0213, subfield 4 (Card Acceptor Postal [ZIP] Code) contains the information in DE 43,
subfield 4 (Card Acceptor Postal [ZIP] Code) from the incoming (uncleansed) First and Second
Presentment/1240 messages.

Subfield 5: Card Acceptor State, Province or Region Code

PDS 0213, subfield 5 (Card Acceptor State, Province or Region Code) contains the information
in DE 43, subfield 5 (Card Acceptor State, Province, or Region Code) from the incoming
(uncleansed) First and Second Presentment/1240 messages.

Subfield 6: Card Acceptor Country Code

PDS 0213, subfield 6 (Card Acceptor Country Code) contains the information in DE 43,
subfield 6 (Card Acceptor Country Code) from the incoming (uncleansed) First and Second
Presentment/1240 messages.

Subfield 7: Card Acceptor Phone Number

PDS 0213, subfield 7 (Card Acceptor Phone Number) contains the information in PDS 0170
(Card Acceptor Inquiry Information), subfield 2 (Card Acceptor Phone Number) from the
incoming (uncleansed) First and Second Presentment/1240 messages.

PDS 0214—Merchant Data Cleansing Plus

PDS 0214 (Merchant Data Cleansing Plus) contains Mastercard provided merchant data for
customers participating in the Mastercard Merchant Data Cleansing Plus Service.

Attributes

ans...354; TAGLLLVAR

Tag Field: 0214

Length Field: 354

Data Field: Variable length

Subfields: 5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0214—Merchant Data Cleansing Plus

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

PDS 0214 Subfields

Merchant Data Cleansing Plus consists of five subfields.

Number Positions Name Attributes Justification

1 1–90 Cleansed Legal ans-90 left

Corporate Name

2 91–93 Sales Channel— n-3 right

Percentage Brick

3 94–96 Sales Channel— n-3 right

Percentage Online

4 97–99 Sales Channel— n-3 right

Percentage Other

5 100–354 Cleansed Merchant ans-255 left

URL

Subfield 1: Cleansed Legal Corporate Name

PDS 0214 (Merchant Data Cleansing Plus), subfield 1 (Cleansed Legal Corporate Name)
contains the cleansed legal corporate name.

Subfield 2: Sales Channel—Percentage Brick

PDS 0214, subfield 2 (Sales Channel—Percentage Brick) contains the percentage of sales
transactions made at the merchant's brick-and-mortar locations.

Subfield 3: Sales Channel—Percentage Online

PDS 0214, subfield 3 (Sales Channel—Percentage Online) contains the percentage of sales
transactions made at the merchant's online locations.

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

Subfield 4: Sales Channel—Percentage Other

PDS 0214, subfield 4 (Sales Channel—Percentage Other) contains the percentage of sales
transactions made at the merchant's other locations (for example telephone sales).

Subfield 5: Cleansed Merchant URL

PDS 0214, subfield 5 (Cleansed Merchant URL) contains the Uniform Resource Locator (URL)
of the merchant website, when available.

PDS 0215—Mastercard Merchant Data Advance

PDS 0215 (Mastercard Merchant Data Advance) contains Mastercard provided merchant data
for customers participating in the Mastercard Merchant Data Advance Service.

Attributes

ans–106; TAGLLLVAR

Tag Field: 0215

Length Field: 106

Data Field: Fixed length

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 • X C

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

PDS 0215 Subfields

Mastercard Merchant Data Advance consists of eight subfields.

Number Positions Name Attributes Justification

1 1–5 Aggregate Merchant n-5 right

ID

2 6–80 Aggregate Merchant ans-75 left

Name

3 81–83 Industry Code ans-3 left

4 84–86 Super Industry Code ans-3 left

5 87–91 Key Aggregate n-5 right

Merchant ID

6 92 Channel Distribution ans-1 left

ID

7 93–98 NAICS Code ans-6 left

8 99–106 Parent Aggregate n-8 right

Merchant ID

Subfield 1: Aggregate Merchant ID

PDS 0215 (Mastercard Merchant Data Advance), subfield 1 (Aggregate Merchant ID) contains
the aggregate merchant identifier assigned in the data warehouse in the aggregate merchant
table.

Subfield 2: Aggregate Merchant Name

PDS 0215, subfield 2 (Aggregate Merchant Name) contains the merchant chain, typically for
multiple merchant locations, sometimes associated with a brand name.

Subfield 3: Industry Code

PDS 0215, subfield 3 (Industry Code) contains the industry code assigned to the merchant.

Values

AAC Children's Apparel

AAF Family Apparel

AAM Men's Apparel

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

Values

AAW Women's Apparel

AAX Miscellaneous Apparel

ACC Accommodations

ACS Automotive New and Used Car Sales

ADV Advertising Services

AFH Agriculture/Forestry/Fishing/Hunting

AFS Automotive Fuel

ALS Accounting and Legal Services

ARA Amusement, Recreation Activities

ART Arts and Craft Stores

AUC Automotive Used Only Car Sales

AUT Automotive Retail

BKS Book Stores

BMV Music and Videos

BNM Newspapers and Magazines

BTN Bars/Taverns/Nightclubs

BWL Beer/Wine/Liquor Stores

CCR Consumer Credit reporting

CEA Consumer Electronics/Appliances

CES Cleaning and exterminating Services

CGA Casino and Gambling Activities

CMP Computer/Software Stores

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

Values

CNS Construction Services

COS Cosmetics and Beauty Services

CPS Camera/Photography Supplies

CSV Courier Services

CTE Communications, Telecommunications Equipment

CTS Communications, Telecommunications, Cable Services

CUE College, University Education

CUF Clothing, Uniform, Costume Rental

DAS Dating Services

DCS Death Care Services

DIS Discount Department Stores

DLS Dry Cleaning, Laundry Services

DPT Department Stores

DSC Drug Store Chains

DVG Variety / General Merchandise Stores

EAP Eating Places

ECA Employment, Consulting Agencies

EHS Elementary, Middle, High Schools

EQR Equipment Rental

ETC Miscellaneous

FLO Florists

FSV Financial Services

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

Values

GHC Giftware/Houseware/Card Shops

GRO Grocery Stores

GSF Specialty Food Stores

HBM Health/Beauty/Medical Supplies

HCS Health Care and Social Assistance

HFF Home Furnishings/Furniture

HIC Home Improvement Centers

INS Insurance

IRS Information Retrieval Services

JGS Jewelry and Giftware

LEE Live Performances, Events, Exhibits

LLS Luggage and Leather Stores

MAS Miscellaneous Administrative and Waste Disposal Services

MER Miscellaneous Entertainment and Recreation

MES Miscellaneous Educational Services

MFG Manufacturing

MOS Miscellaneous Personal Services

MOT Movie and Other Theatrical

MPI Miscellaneous Publishing Industries

MPS Miscellaneous Professional Services

MRS Maintenance and Repair Services

MTS Miscellaneous Technical Services

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PDS 0215—Mastercard Merchant Data Advance

Values

MVS Miscellaneous Vehicle Sales

OBS Obsolete

OPT Optical

OSC Office Supply Chains

PET Pet Stores

PFS Photofinishing Services

PHS Photography Services

PST Professional Sports Teams

PUA Public Administration

RCP Religious, Civic and Professional Organizations

RES Real Estate Services

SGS Sporting Goods/Apparel/Footwear

SHS Shoe Stores

SND Software Production, Network Services and Data Processing

SSS Security, Surveillance Services

TAT Travel Agencies and Tour Operators

TEA T+E Airlines

TEB T+E Bus

TET T+E Cruise Lines

TEV T+E Vehicle Rental

TOY Toy Stores

TRR T+E Railroad

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

Values

TSS Other Transportation Services

TTL T+E Taxi and Limousine

UNK Unknown

UTL Utilities

VES Veterinary Services

VGR Video and Game Rentals

VTB Vocation, Trade and Business Schools

WAH Warehouse

WHC Wholesale Clubs

WHT Wholesale Trade

Subfield 4: Super Industry Code

PDS 0215, subfield 4 (Super Industry Code) contains the super industry code assigned to the
merchant.

Values

AAP Apparel and Accessories

ACF Accomodations and Food Services

AER Arts, Entertainment, Recreation

AFH Agriculture, Forestry/Fishing, Hunting

AWS Administrative Support, Waste Management and Remediation Services

CEC Consumer Electronics and Computers

CNS Construction Services

CTE Communications, Telecommunications Equipment

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 Private Data Subelement Definitions
PDS 0215—Mastercard Merchant Data Advance

Values

EDS Education Services

ETC Miscellaneous

FAI Finance and Insurance

GEN General Merchandise Stores

GFR Grocery and Food Stores

HCS Health Care and Social Assistance

HIC Home Improvement Centers

HPC Health and Personal Care Stores

INF Information

MFG Manufacturing

MOS Other Services

MOV Motor Vehicles

OBS Obsolete

PST Professional, Scientific, and Technical Services

PUA Public Admnistration

RLL Real Estate, Rental and Leasing

SGH Sporting Goods and Hobby

TWS Transportation and Warehousing

UNK Unknown

UTL Utilities

WHT Wholesale Trade

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 Private Data Subelement Definitions
PDS 0220—Brazil Merchant Tax ID

Subfield 5: Key Aggregate Merchant ID

PDS 0215, subfield 5 (Key Aggregate Merchant ID) contains the aggregate merchant ID for a
merchant chain which has other aggregate merchant IDs associated with it that are used to
identify different channels of distribution for the same chain.

Subfield 6: Channel Distribution ID

PDS 0215, subfield 6 (Channel Distribution ID) contains the code determined by Mastercard
and assigned to aggregate merchants.

Values

B Brick-and-mortar

O Online (Internet)

C Catalog

N Non-store Mixed

Subfield 7: NAICS Code

PDS 0215, subfield 7 (NAICS Code) contains the North American Industry Classification
System code. A code similar to the Mastercard defined merchant category code.

Subfield 8: Parent Aggregate Merchant ID

PDS 0215, subfield 8 (Parent Aggregate Merchant ID) contains a unique number used to
identify the company that owns the merchant.

PDS 0220—Brazil Merchant Tax ID

PDS 0220 (Brazil Merchant Tax ID) contains the merchant tax ID provided by the acquirers in
Brazil. PDS 0220 will contain the personal tax IDs or commercial tax IDs of merchants that can
be sent by all acquirers in Brazil.

Attributes

Data Representation: n...14; TAGLLLVAR

Tag Field: 0220

Length Field: 3 positions

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 Private Data Subelement Definitions
PDS 0225—Syntax Return, Original Message Reason Code

Data Field: Variable Length, 11 positions or 14 positions

Subfields: N/A

Occurrences N/A

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

First Presentments/1240 C • C

PDS 0225—Syntax Return, Original Message Reason Code

PDS 0225 (Syntax Return, Original Message Reason Code) contains the original message
reason code value from DE 25 (Message Reason Code) on the transactions that were flagged
with syntax error, and are now returned due to a syntax error condition by the receiver.

Attributes

n-4; TAGLLL

Tag Field: 0225

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: None

Values: PDS 0225 contains the same structure as DE 25 (Message Reason

Code).
For more information on the usage and values of PDS 0225, see DE
25.

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 Private Data Subelement Definitions
PDS 0228—Retrieval Document Code

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Message

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 C • C

Second Presentment/1240 C • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 C • C

Retrieval Request Acknowledgement/1644 C • C

PDS 0228—Retrieval Document Code

PDS 0228 (Retrieval Document Code) indicates the document type requested to be provided
in a Retrieval Request/1644 and Retrieval Request Acknowledgement/1644.

Attributes

n-1; TAGLLL

Tag Field: 0228

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0230—Fulfillment Document Code

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 M • M

Retrieval Request Acknowledgement/1644 M • M

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS is used in Retrieval Request/1644, Retrieval Request Acknowledgement/1644, and

Retrieval Fulfillment (presented via a Fee Collection) messages to identify the specific type of
retrieval document an issuer or processor requests.

Values
Data values are listed in the following table.

Value Description

1 Hard copy original document

2 Copy or image (photocopy, microfilm, fax) of original document

4 Substitute draft

PDS 0230—Fulfillment Document Code

PDS 0230 (Fulfillment Document Code) indicates the document type the acquirer provided to
the issuer in response to a Retrieval Request/1644 and in Retrieval Request Acknowledgement/
1644.

Attributes

n-1; TAGLLL

Tag Field: 0230

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

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 Private Data Subelement Definitions
PDS 0241—MasterCom Control Number

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 M • M

This PDS is used in a retrieval fulfillment, which is presented via Fee Collection message. PDS
0230 identifies the specific type of retrieval document that the acquirer was able to supply in
response to a previous Retrieval Request/1644 and in Retrieval Request Acknowledgement/
1644.

Values
Data values are listed in the following table.

Value Description

1 Hard copy original document

PDS 0241—MasterCom Control Number

PDS 0241 (MasterCom Control Number) contains the MasterCom PC Endpoint Number used
in routing chargeback and retrieval documentation.

Attributes

ans...7; TAGLLLVAR

Tag Field: 0241

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 Private Data Subelement Definitions
PDS 0241—MasterCom Control Number

Length Field: 3 positions, value = 002 or 007

Data Field: Variable length, 2 or 7 positions

Subfields: None

Justification: Left

Current Processing Restrictions

In First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442
messages, if PDS 0241 is present, it must be a length of 002 and contain a MasterCom
endpoint suffix.
In Retrieval Requests/1644 and Fee Collection (Retrieval Fees)/1740 messages, if PDS 0241 is
present, it can contain either a MasterCom endpoint suffix or a full MasterCom endpoint. If it
contains a MasterCom endpoint suffix, the length must be 002. If it contains a full
MasterCom endpoint, the length must be 007.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

This PDS contains the MasterCom PC Endpoint Control Number or Suffix to identify the
MasterCom PC associated with a retrieval request or response action, or with CSD. It is used
to notify the MasterCom system that a retrieval fulfillment or CSD will be provided from a
specific MasterCom PC endpoint.

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PDS 0243—MasterCom Retrieval Response Data

If the originator does not provide the MasterCom PC Endpoint Control Number or Suffix in
the clearing message, this PDS is not present in the receiver’s message, and the MasterCom
system uses the customer’s default endpoint number.

Values
This PDS must contain a seven-digit MasterCom PC Endpoint Number or a two-digit
MasterCom PC Endpoint Suffix.
If present, PDS 0241 (MasterCom Control Number) cannot contain all zeros or all spaces.

PDS 0243—MasterCom Retrieval Response Data

The MasterCom Processing System provides retrieval request, response, and MasterCom
image review information to the clearing system.
New information is provided each day, seven days per week. The clearing system maintains
this information for 120 days from the last update in a retrieval history record for each
transaction.
Each transaction is identified in history by DE 2 (Primary Account Number) and DE 31
(Acquirer Reference Data). Whenever possible, the clearing system will supplement a
chargeback message with information from the retrieval history file related to the issuer’s
Retrieval Request/1644, the acquirer’s response Retrieval Request Acknowledgement/1644,
and any subsequent decisions by the issuer, the MasterCom system, or both.

Attributes

ans…38; TAGLLLVAR

Tag Field: 0243

Length Field: 3 positions, value = 006–038

Data Field: Variable length, 6–38 positions

Subfields: 8

Justification: See “Subfields”

NOTE:
If the clearing system cannot locate history for the transaction, or more than one occurrence
of history is detected, this information will not be provided in the message.

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PDS 0243—MasterCom Retrieval Response Data

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

The clearing system provides this PDS using information from the MasterCom system.

Values
Only those subfields for which the MasterCom system has stored the information are present.
PDS 0243 is truncated after the last available subfield. For example, if the issuer received the
acquirer’s image but has not yet accepted or rejected it, only subfields 1, 2, and 3 of PDS 0243
are present, with a corresponding length of 13.

Subfield 1—MasterCom Issuer Retrieval Request Date

PDS 0243 (MasterCom Retrieval Response Data), subfield 1 is the clearing system processing
date of the issuer’s Retrieval Request/1644. This is the date that begins the time frame edits
related to the validity of a chargeback for non-receipt of requested documentation.

Attributes

Data Representation: n-6; YYMMDD

Data Field: Contents of positions 1–6

Justification: N/A

The subfield 1 format is YYMMDD.

Subfield 2—MasterCom Acquirer Retrieval Response Code

PDS 0243 (MasterCom Retrieval Response Data), subfield 2 is the code the acquirer returns in
response to the issuer’s Retrieval Request/1644.

Attributes

Data Representation: ans-1

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PDS 0243—MasterCom Retrieval Response Data

Attributes

Data Field: Contents of positions 7

Justification: N/A

Values Description

A Retrieval request not fulfilled; invalid reference number.

B Retrieval request not fulfilled; reference number and cardholder account number
combination is incompatible.

C Retrieval request not fulfilled; request is for a below qualified limit QPS transaction for
which documentation was not available.

D Retrieval request was fulfilled.

E Retrieval request was not fulfilled; required or requested documentation is not

available.

F Inventory Information Approval System (IIAS) information cannot be provided because

the merchant is exempt from using an IIAS.

G The retrieval information provided was not complete or was inaccurate.

H The retrieval request has been fulfilled.

Subfield 3—MasterCom Acquirer Retrieval Response Sent Date

PDS 0243 (MasterCom Retrieval Response Data), subfield 3 is the date that the acquirer
responded to the issuer’s Retrieval Request/1644. This date determines whether the acquirer
responded to the issuer’s request in the appropriate time frames; it is also used in retrieval
fulfillment fee billing to indicate the number of days that the acquirer took to respond.

Attributes

Data Representation: n-6; YYMMDD

Data Field: Contents of positions 8–13

Justification: N/A

The subfield 3 format is YYMMDD.

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PDS 0243—MasterCom Retrieval Response Data

Subfield 4—MasterCom Issuer Response Code

PDS 0243 (MasterCom Retrieval Response Data), subfield 4 is the code the issuer returns after
reviewing the acquirer’s response to the Retrieval Request/1644. It indicates whether the issuer
accepts or rejects the acquirer’s response.

Attributes

Data Representation: ans-2

Data Field: Contents of positions 14–15

Justification: N/A

Values Description

01 Image accepted.

02 Image rejected.

03 The acquirer responded with “invalid request” (Acquirer’s Response Codes A, B, or C);
the issuer accepted this response.

04 The acquirer responded with “invalid request” (Acquirer’s Response Codes A, B, or C);
the issuer rejected this response.

05 The acquirer responded with “documentation not available” (Acquirer’s Response Code
E); the issuer accepted this response.

06 The acquirer responded with code A, B, C, or D; the issuer neither accepted nor
rejected the response in the appropriate time frame; the MasterCom system
automatically accepted the response on the issuer’s behalf.

07 The acquirer responded with code E; the issuer neither accepted nor rejected the
response in the appropriate time frame; the MasterCom system automatically rejected
the response on the issuer’s behalf.

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 Private Data Subelement Definitions
PDS 0243—MasterCom Retrieval Response Data

Subfield 5—MasterCom Issuer Response Date

PDS 0243 (MasterCom Retrieval Response Data), subfield 5 is the date that the issuer response
code was provided and determines whether an issuer responded in the time frame allowed.

Attributes

Data Representation: n-6

Data Field: Contents of positions 16–21

Justification: N/A

The format of subfield 5 is YYMMDD.

Subfield 6—MasterCom Issuer Reject Reasons

PDS 0243 (MasterCom Retrieval Response Data), subfield 6 contains the reasons that the
issuer rejected the acquirer’s response.

Attributes

Data Representation: ans-10

Data Field: Contents of positions 22–31

Justification: Left

Up to 10 one-position reject codes can be provided. A Y in a particular position indicates that

the issuer rejected the response for the reason associated with that position. For example, a Y
in positions 2 and 4 of this subfield indicates that the issuer rejected the document the
acquirer provided because of the transaction date and the expiration date.

Values Description

1 Reject for cardholder number

2 Reject for transaction date

3 Reject for transaction amount

4 Reject for expiration date

5 Reject for card acceptor name

6 Reject for incorrect documentation

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 Private Data Subelement Definitions
PDS 0243—MasterCom Retrieval Response Data

Values Description

7 Reject for other reason

8–10 Reserved for future use

Subfield 7—MasterCom Image Review Decision

PDS 0243 (MasterCom Retrieval Response Data), subfield 7 contains the Image Review
decision. Whenever an issuer rejects an acquirer’s response, the case is referred to Image
Review for a ruling. Issuers are permitted to charge back only for Message Reason Code 4802,
requested item illegible or missing, if Image Review has ruled in their favor.

Attributes

Data Representation: a-1

Data Field: Contents of position 32

Justification: N/A

Values Description

A Image Review ruled in favor of the acquirer.

I Image Review ruled in favor of the issuer.

Subfield 8—MasterCom Image Review Date

PDS 0243 (MasterCom Retrieval Response Data), subfield 8 contains the date the Image
Review decision was made. The format is YYMMDD.

Attributes

Data Representation: n-6

Data Field: Contents of positions 33–38

Justification: N/A

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PDS 0244—MasterCom Chargeback Support Documentation Dates

PDS 0244—MasterCom Chargeback Support Documentation Dates

The MasterCom electronic imaging system provides chargeback support documentation (CSD)
information to the clearing system.
New information is provided each day, seven days per week. The clearing system maintains
this information for 120 days from the last update in a chargeback history record for each
transaction.
Each transaction is identified in history by DE 95 (Chargeback Reference Number) and the first
six digits of DE 2 (Primary Account Number). Whenever possible, the clearing system will
supplement the chargeback message with the information from the chargeback history file
related to the dates that CSD was sent via the MasterCom system.

Attributes

ans…12; TAGLLLVAR

Tag Field: 0244

Length Field: 3 positions, value = 006–012

Data Field: Variable length, 6–12 positions

Subfields: 2

Justification: See “Subfields”

NOTE:
If the clearing system cannot locate history for the transaction, this information will not be
provided in the message.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Arbitration Chargeback/1442 • X C

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PDS 0244—MasterCom Chargeback Support Documentation Dates

Message Type Identifier Org Sys Dst

Second Presentment/1240 • X C

s2 MasterCom Chargeback Support Documentation Sender • • •

Processing Date (Second Presentment)

The clearing system provides this PDS using information from the MasterCom system. If
available, PDS 0244 is included in Second Presentment/1240 and Arbitration Chargeback/
1442 messages. It indicates whether customers provided CSD via the MasterCom system in
the appropriate time frames.

Values
Only those subfields for which the MasterCom system has stored the information are present.
PDS 0244 is truncated after the last available subfield. For example, if PDS 0244 is present in
an Arbitration Chargeback/1442 message, and documentation was sent only for the First
Chargeback/1442, PDS 0244 contains only subfield 1, with a corresponding length of 6.

PDS 0244 Subfields

This PDS consists of two subfields

Number Positions Name Attribute Justification

1 1–6 MasterCom Chargeback Support n-6; YYMMDD N/A

Documentation Sender Processing
Date (First Chargeback/1442)

2 7–12 MasterCom Chargeback Support n-6; YYMMDD N/A

Documentation Sender Processing
Date (Second Presentment/1240)

Subfield 1: MasterCom Chargeback Documentation Sender Processing Date (First

Chargeback/1442)
Subfield 1 (MasterCom Chargeback Documentation Sender Processing Date [First Chargeback/
1442]) is the date that the issuer provided CSD applicable to the First Chargeback/1442. This
date determines whether the issuer provided the documentation in the appropriate time
frames.
The subfield 1 format is YYMMDD. This subfield may contain zeros when present in
Arbitration Chargeback/1442 messages if the First Chargeback/1442 did not have
documentation but the Second Presentment/1240 did.

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 Private Data Subelement Definitions
PDS 0245—MasterCom Arbitration Chargeback Sender Processing Date

Subfield 2: MasterCom Chargeback Documentation Sender Processing Date (Second

Presentment/1240)
Subfield 2 (MasterCom Chargeback Documentation Sender Processing Date [Second
Presentment/1240]) is the date that the acquirer provided CSD applicable to the Second
Presentment/1240. This date that determines whether the acquirer provided the
documentation in the appropriate time frames.
The subfield 2 format is YYMMDD.

PDS 0245—MasterCom Arbitration Chargeback Sender Processing Date

PDS 0245 (MasterCom Arbitration Chargeback Sender Processing Date) contains the date on
which the issuer submits supporting documentation for an arbitration chargeback.
This information is included only in the MasterCom notification files.

Attributes

n-6; TAGLLL

Tag Field: 0245

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Arbitration Chargeback/1442 in the MasterCom notification files • X C

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 Private Data Subelement Definitions
PDS 0246—MasterCom Sender Memo

The MasterCom system provides this PDS in Arbitration Chargeback messages within the
MasterCom notification files. It indicates whether customers provided CSD via the MasterCom
system in the appropriate time frames.

Values
This PDS contains a date in the format YYMMDD.

PDS 0246—MasterCom Sender Memo

PDS 0246 (MasterCom Sender Memo) conveys a message from the sender to the receiver.
This information is included only in the MasterCom Image Interface data header and
MasterCom notification files.

Attributes

ans...100; TAGLLLVAR

Tag Field: 0246

Length Field: 3 positions, value = 001–100

Data Field: Variable length, 1–100 positions

Subfields: None

Justification: Left

Usage
For First Chargeback/1442 and Arbitration Chargeback/1442 messages, the sender is always
the issuer.
For Second Presentment/1240 messages and the fulfillment of Retrieval Request/1644
messages, the sender is always the acquirer.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Second Presentment/1240 in the MasterCom Image Interface O • C

data header and MasterCom notification files

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 Private Data Subelement Definitions
PDS 0247—MasterCom Receiver Memo

Message Type Identifier Org Sys Dst

First Chargeback/1442 and Arbitration Chargeback/1442 in the O • C

MasterCom Image Interface data header and MasterCom
notification files

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Retrieval Request/1644 in the MasterCom Image Interface data O • C

header and MasterCom notification files

PDS 0247—MasterCom Receiver Memo

PDS 0247 (MasterCom Receiver Memo) conveys a message from the receiver to the sender or
relays a message that the receiver originally sent to the sender.
This information is included only in the MasterCom Image Interface data header and
MasterCom notification files.

Attributes

ans...100; TAGLLLVAR

Tag Field: 0247

Length Field: 3 positions, value = 001–100

Data Field: Variable length, 1–100 positions

Subfields: None

Justification: Left

Usage
For First Chargeback/1442, and Arbitration Chargeback/1442 message, the receiver is always
the acquirer.
For Second Presentment/1240 and the fulfillment of Retrieval Request/1644 messages, the
receiver is always the issuer.

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 Private Data Subelement Definitions
PDS 0248—MasterCom Image Review Memo

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Second Presentment/1240 in the MasterCom Image Interface O • C

data header and MasterCom notification files

First Chargeback/1442 and Arbitration Chargeback/1442 in the O • C

MasterCom Image Interface data header and MasterCom
notification files

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Retrieval Request/1644 in the MasterCom Image Interface data O • C

header and MasterCom notification files

PDS 0248—MasterCom Image Review Memo

PDS 0248 (MasterCom Image Review Memo) conveys a message from the Image Review
board to the requester of the review or to all parties.
This information is included only in the MasterCom Image Interface data header and
MasterCom notification files.

Attributes

ans...100; TAGLLLVAR

Tag Field: 0248

Length Field: 3 positions, value = 001–100

Data Field: Variable length, 1–100 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0249—MasterCom Record ID

Usage
PDS 0248 accompanies PDS 0243 (MasterCom Retrieval Response Data), subfield 7
(MasterCom Image Review Decision) and subfield 8 (MasterCom Image Review Date).

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Retrieval Request/1644 in the MasterCom Image Interface data O • C

header and MasterCom notification files

PDS 0249—MasterCom Record ID

PDS 0249 (MasterCom Record ID) stores a unique identifier that relates the record described in
the IPM message to a specific record in the MasterCom database.
This information is included only in the MasterCom Image Interface data header and
MasterCom notification files.

Attributes

n...10; TAGLLLVAR

Tag Field: 0249

Length Field: 3 positions, value = 001–010

Data Field: Variable length 1–10 positions

Subfields: None

Justification: N/A

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PDS 0250—MasterCom Endpoints

Usage

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Second Presentment/1240 in the MasterCom Image Interface O • C

data header and MasterCom notification files

First Chargeback/1442 and Arbitration Chargeback/1442 in the O • C

MasterCom Image Interface data header and MasterCom
notification files

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Retrieval Request/1644 in the MasterCom Image Interface data O • C

header and MasterCom notification files

PDS 0250—MasterCom Endpoints

PDS 0250 (MasterCom Endpoints) contains two subfields that represent the pair of endpoints
used in the MasterCom transaction.
This information is included only in the MasterCom Image Interface data header and
MasterCom notification files.

Attributes

n-14; TAGLLL

Tag Field: 0250

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 2

Justification: N/A

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 Private Data Subelement Definitions
PDS 0250—MasterCom Endpoints

Current Processing Restrictions

Both endpoints must appear in their respective subfields; if one is present, the other also must
be present.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 in the O • C

MasterCom Image Interface data header and MasterCom
notification files

Second Presentment/1240 in the MasterCom Image Interface O • C

data header and MasterCom notification files

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Retrieval Request/1644 in the MasterCom Image Interface data O • C

header and MasterCom notification files

This PDS contains the MasterCom Endpoints that are associated with a retrieval request
fulfillment or response action, or with CSD files. It is used to identify to the MasterCom system
that a retrieval or CSD fulfillment will be provided from and to a specific MasterCom
endpoint.
This field is present only in notification files generated by MasterCom and in MasterCom
Image Interface data headers.

Values
This PDS must contain two seven-digit MasterCom Endpoints: sender and receiver,
respectively.

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 Private Data Subelement Definitions
PDS 0251—MasterCom Fulfillment Document Code

PDS 0250 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–7 MasterCom Sender Endpoint Number n-7 N/A

2 8–14 MasterCom Receiver Endpoint Number n-7 N/A

Subfield 1 (MasterCom Sender Endpoint Number) is a number that identifies the endpoint
that acts as the sender of a MasterCom transaction (for both chargebacks and retrievals).
Subfield 2 (MasterCom Receiver Endpoint Number) identifies the endpoint that acts as the
receiver of the same transaction.

PDS 0251—MasterCom Fulfillment Document Code

PDS 0251 (MasterCom Fulfillment Document Code) indicates the retrieval document type
supplied by the MasterCom application.
This field is present only in the notification files generated by MasterCom and in MasterCom
Image Interface data headers.

Attributes

n-1; TAGLLL

Tag Field: 0251

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
This PDS is used in MasterCom ASI/1644 header files to identify the specific type of retrieval
document sent by the MasterCom application.

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 Private Data Subelement Definitions
PDS 0252—MasterCom Image Metadata

Values
Data values are listed in the following table.

Value Description

2 Image (scanned or faxed) of original document

4 Substitute draft

PDS 0252—MasterCom Image Metadata

PDS 0252 (MasterCom Image Metadata) provides data specific to an image attached to the
same message file.
Currently only one image and one message appear in a single file. This information is included
only in the MasterCom Image Interface fulfillment file.

Attributes

ans...124; TAGLLLVAR

Tag Field: 0252

Length Field: 3 positions, value = 024–124

Data Field: Variable length, 24–124 positions

Subfields: 4

Justification: See “Subfields”

Usage
Images used by the MasterCom system are Group 3/Group 4 Tagged Image File Format (TIFF)
files, and they may bear multiple pages of images within a single TIFF file. The customers
provide this PDS to the MasterCom system when they send an image file with the message.
Each of the first three fields is expressed as an eight-position, right-justified hexadecimal
number. Leading zeros need to be added where applicable. The fourth field is a variable-
length filename.
MasterCom provides this data to the customer within the Image Interface fulfillment files that
are delivered to the customer’s imaging system.

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 Private Data Subelement Definitions
PDS 0252—MasterCom Image Metadata

Values
If no image is present, this PDS will not appear in the message. If an image is present, all four
of these fields are required to have values.

PDS 0252 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–8 MasterCom TIFF Image Data Length an-8 (hex) right

(expressed in hexadecimal)

2 9–16 MasterCom TIFF Image Data Offset an-8 (hex) right

(expressed in hexadecimal)

3 17–24 MasterCom TIFF Image CRC-32 an-8 (hex) right

(expressed in hexadecimal)

4 25–124 MasterCom TIFF Image Filename an..100 N/A

Subfield 1: MasterCom TIFF Image Data Length

Subfield 1 (MasterCom TIFF Image Data Length) contains the four-byte size of the TIFF image
file, expressed in hexadecimal and right-justified with leading zeros.

Subfield 2: MasterCom TIFF Image Data Offset

Subfield 2 (MasterCom TIFF Image Data Offset) contains the four-byte value that corresponds
to the offset byte within the message file that is the first byte of the TIFF image file. This value
is also expressed in hexadecimal and is right-justified with leading zeros.

Subfield 3: MasterCom TIFF Image CRC32

Subfield 3 (MasterCom TIFF Image CRC32) contains the 32-bit CRC-32 (cyclic redundancy
check) value that verifies the integrity of the transmitted image file. This value is also
expressed in hexadecimal and is right-justified with leading zeros where necessary.

Subfield 4: MasterCom TIFF Image Filename

Subfield 4 (MasterCom TIFF Image Filename) contains the variable-length filename of the TIFF
image. It may have a maximum length of 100 characters, and because it is variable-length,
justification is not needed.

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 Private Data Subelement Definitions
PDS 0253—MasterCom System Enhanced Data

PDS 0253—MasterCom System Enhanced Data

PDS 0253 (MasterCom System Enhanced Data) provides proprietary data from the MasterCom
system.
This information is included only in the MasterCom Image Interface files from the Image
interface application.

Attributes

ans...999; TAGLLLVAR

Tag Field: 0253

Length Field: 3 positions, value = 001–992

Data Field: Variable length, 1–992 positions

Subfields: None

Justification: N/A

Usage

NOTE:
This element is available in MasterCom Image Interface files, not IPM Clearing files.

The Maximum ISO Utility expands this element to 50 positions.

The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

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 Private Data Subelement Definitions
PDS 0254—MasterCom Member Enhanced Data

PDS 0254—MasterCom Member Enhanced Data

PDS 0254 (MasterCom Member Enhanced Data) provides proprietary data from the customer.
This information is included only in the MasterCom Image Interface files for processing by the
MasterCom system.

Attributes

ans...999; TAGLLLVAR

Tag Field: 0254

Length Field: 3 positions, value = 001–992

Data Field: Variable length, 1–992 positions

Subfields: None

Justification: N/A

Usage

NOTE:
This element is available in MasterCom Image Interface files, not IPM Clearing files.

The Maximum ISO Utility expands this element to 50 positions.

The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

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 Private Data Subelement Definitions
PDS 0255—MasterCom Message Type

PDS 0255—MasterCom Message Type

PDS 0255 (MasterCom Message Type) identifies records originating from brands other than
Mastercard that are processed in the MasterCom system.
This private date subelement is submitted by customers that participate in the program to
process, via MasterCom, retrieval and chargeback fulfillments originating from brands other
than Mastercard. MasterCom returns this information only to that customer in its MasterCom
Image Interface data headers and MasterCom Notification files. Customers can use this PDS to
identify fulfillment record information originating from brands other than Mastercard.
Customers will send or receive this information directly to and from the MasterCom system,
not within GCMS clearing processing.

Attributes

ans…7; TAGLLLVAR

Tag Field: 0255

Length Field: 3 positions, value = 001–007

Data Field: Variable length, 1–7 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 (in O • C

MasterCom notification files)

Second Presentment/1240 (in MasterCom notification files) O • C

Retrieval and Fee Collection Messages

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PDS 0260—Edit Exclusion Indicator

Message Type Identifier Org Sys Dst

Retrieval Request/1644 (in MasterCom notification files) O • C

Retrieval Request Acknowledgement/1644 O • C

Values
Customers processing retrieval or CSD transactions of brands other than Mastercard in the
MasterCom system can supply their own codes.

PDS 0260—Edit Exclusion Indicator

PDS 0260 (Edit Exclusion Indicator) requests or grants deactivation of transaction life cycle
editing functions the clearing system normally performs for chargebacks.

Attributes

ans...4; TAGLLLVAR

Tag Field: 0260

Length Field: 3 positions, value = 002–004

Data Field: Variable length, 2–4 positions on

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 C X C

s1 Exclusion Request Code C • C

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PDS 0260—Edit Exclusion Indicator

Message Type Identifier Org Sys Dst

s2 Exclusion Reason Code • X C

s3 Exclusion Results Code • X C

Second Presentment/1240 C X C

s1 Exclusion Request Code C • C

s2 Exclusion Reason Code • X C

s3 Exclusion Results Code • X C

This PDS may be used in clearing system messages to suspend life cycle editing procedures on
First Chargeback/1442, Second Presentment/1240, and Arbitration Chargeback/1442
messages whose life cycle status changed because of an ICA number or BIN transfer or for
other life cycle-related exception conditions that normally cause the clearing system to reject a
message.
The transaction originator should present PDS 0260 only if edit exclusion processing is
requested for the transaction. The clearing system provides PDS 0260 whenever edit exclusion
approval is granted.

Values
If present, PDS 0260 cannot contain all low values or all high values.

PDS 0260 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–2 Exclusion Request Code ans-2 left

2 3 Exclusion Reason Code an-1 N/A

3 4 Exclusion Results Code an-1 N/A

Subfield 1: Exclusion Request Code

The transaction originator provides the information for subfield 1 (Exclusion Request Code).
This subfield identifies the clearing system edits that the originator requests to be bypassed
during clearing system processing of the IPM message in which PDS 0260 is present.

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 Private Data Subelement Definitions
PDS 0260—Edit Exclusion Indicator

Subfield 1 values are listed in the following table.

Value Description

Y Conversion exclusion; exempts all chargeback cycles from timeliness, cycle appropriateness,
retrieval, and documentation history edits because a recent ICA number or BIN transfer
caused an on-us or intraprocessor transaction to become an intercustomer transaction;
conversion is validated against clearing system files; exemptions are permitted for 60 days
after the conversion occurs.

B0–B9 Special conditions exclusion (chargeback and retrieval history); exempts chargebacks from
timeliness, cycle appropriateness, retrieval history, and documentation history edits when
or
extenuating circumstances exist; the exclusion request code must match the exemption code
BA–BZ Mastercard granted in advance.

spaces Business service agreement exclusion; exempts chargebacks assigned to a particular business
service from timeliness, cycle appropriateness, retrieval history, and documentation history
edits; exemption automatically occurs if the exclusion is profiled for the business service.

spaces Hardship variance exclusion; exempts first chargebacks, second presentments, and arbitration
chargebacks from time frame edits when an event such as flood or earthquake prevents
timely responses; Mastercard must grant hardship variance in advance; this exemption will
occur automatically if the hardship variance is in effect.

spaces ATM exclusion; ATM transactions (DE 3 [Processing Code], subfield 1 = 01) are automatically
exempted from chargeback timeliness, cycle appropriateness, and documentation history
edits.

spaces Bilateral settlement and collection-only exclusion; exempts chargebacks from timeliness, cycle
appropriateness, retrieval history, and documentation history edits if subfield 1 of PDS 0165
(Settlement Indicator) contains a B; or if subfield 1 of PDS 0165 (Settlement Indicator)
contains a C and a customer has not chosen to have Mastercard perform these edits on
collection-only transactions.

Subfield 2: Exclusion Reason Code

The clearing system provides the information for subfield 2 (Exclusion Reason Code). It
contains a code the clearing system assigns to indicate approval of and the reason for the edit
exclusion.
Subfield 2 values are listed in the following table.

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PDS 0260—Edit Exclusion Indicator

Value Description

X Conversion exclusion; exclusion granted because a recent ICA or BIN transfer caused an
On-Us or intraprocessor transaction to become an intercustomer transaction; values are
or Y
as follows:
or Z
X = recent issuer conversion
Y = recent acquirer conversion
Z = recent issuer and acquirer conversion

B Special conditions exclusion (chargeback and retrieval history); retrieval history and
chargeback exclusion granted because of extenuating circumstances.

A Business service agreement exclusion; exclusion requested and granted for chargebacks
assigned to the specified business service.

H Hardship variance exclusion; exclusion requested and granted because of an event such
as flood or earthquake.

M ATM exclusion; ATM transactions (DE 3 [Processing Code], subfield 1 = 01) are
automatically exempted from chargeback timeliness, cycle appropriateness, and
documentation history edits.

S Bilateral settlement and collection-only exclusion; exclusion automatically granted if

subfield 1 of PDS 0165 (Settlement Indicator) contains a B; or if subfield 1 of PDS 0165
contains a C and a customer has not chosen to have Mastercard perform these edits on
collection-only transactions.

Subfield 3: Exclusion Results Code

The clearing system provides the information for subfield 3 (Exclusion Results Code). It
contains a code the clearing system assigns to indicate the edit sets actually bypassed when
this transaction as processed.
Subfield 3 values are listed in the following table.

Value Description

H Bypass timeliness edits; allow second presentment for “non-receipt” chargebacks.

C Bypass timeliness edits, cycle appropriateness edits, and documentation history edits.

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 Private Data Subelement Definitions
PDS 0261—Risk Management Approval Code

Value Description

R Bypass retrieval history edits.

PDS 0261—Risk Management Approval Code

PDS 0261 (Risk Management Approval Code) contains the approval code provided by
Mastercard in a rejected First Presentment/1240 message with error code 2202 or error code
2203.
Acquirers resubmit the First Presentment/1240 message with the approval code once
Mastercard confirms that the approval code has been activated.

Attributes

n-11; TAGLLL

Tag Field: 0261

Length Field: 3 positions, value = 011

Data Field: Fixed length, 11 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240—rejected by Mastercard C X •

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 Private Data Subelement Definitions
PDS 0262—Documentation Indicator

Message Type Identifier Org Sys Dst

First Presentment/1240—re-submitted by customer after C • •

validation

Values
If present, PDS 0261 must be numeric and cannot contain all zeros.
If a First Presentment rejects because the risk parameter limits defined by Mastercard have
been exceeded, and no matching authorization is on file, the clearing system provides the PDS
back to the acquirer in the First Presentment message that accompanies the Message
Exception/1644 message.
If the acquirer resubmits the transaction following Mastercard activation of the risk
management approval code, this PDS must be present. This PDS is not forwarded to the issuer.

PDS 0262—Documentation Indicator

PDS 0262 (Documentation Indicator) indicates whether supporting documentation will be
provided for the current chargeback or fee collection cycle.

Attributes

n-1; TAGLLL

Tag Field: 0262

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0264—Original Retrieval Reason for Request

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 M • M

Second Presentment/1240 M • M

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ O • C

1740

This PDS indicates in First Chargeback/1442, Second Presentment/1240, Arbitration

Chargeback/1442, and Fee Collection/1740 messages whether the message originator will
provide supporting documentation.

Values
Data values are listed in the following table.

Value Description

0 Supporting documentation is not required.

1 Supporting documentation will follow.

PDS 0264—Original Retrieval Reason for Request

PDS 0264 (Original Retrieval Reason) for Request contains the “reason for request” from a
previous Retrieval Request/1644.

Attributes

n-4; TAGLLL

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PDS 0264—Original Retrieval Reason for Request

Tag Field: 0264

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Fee Collection (Retrieval Fee Billing)/1740 M • M

This PDS provides in Retrieval Fulfillment (presented as a Fee Collection) messages the “reason
for request” in DE 25 (Message Reason Code) of a related Retrieval Request/1644.

Values
Data values are listed in the following table.

Value Description

6305 Cardholder does not agree with amount billed.

6321 Cardholder does not recognize transaction.

6322 Request transaction certificate for a chip transaction

6323 Cardholder needs information for personal records.

6341 Fraud investigation

6342 Potential chargeback or compliance documentation is required.

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 Private Data Subelement Definitions
PDS 0265—Initial Presentment/Fee Collection Data

PDS 0265—Initial Presentment/Fee Collection Data

PDS 0265 (Initial Presentment/Fee Collection Data) contains dates, reasons, and other
information from a First Presentment/1240 or Fee Collection (Customer-generated)/1740.

Attributes

ans…110; TAGLLLVAR

Tag Field: 0265

Length Field: 3 positions, value = 004–110

Data Field: Variable length, 4–110 positions

Subfields: 3

Justification: See “Subfields”

Current Processing Restrictions

The PDS 0265 maximum length must be 110 positions.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Retrieval and Fee Collection Messages

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ O • C

1740

This PDS provides information from the First Presentment/1240 or Fee Collection (Customer-
generated)/1740.
This PDS optionally may be provided in Fee Collection Return/1740, Fee Collection
Resubmission/1740, and Fee Collection Arbitration Return/1740 messages to give information
from the Fee Collection (Customer-generated)/1740.

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PDS 0265—Initial Presentment/Fee Collection Data

Values
PDS 0265 may be truncated after the last subfield. For example, if used in a Fee Collection
Return/1740, PDS 0265 may contain only subfields 1 and 2, with a corresponding length of
10.
If present, PDS 0265 cannot contain all low values or all high values.

PDS 0265 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–4 Initial Message Reason Code n-4 N/A

2 5–10 Date, Initial Presentment Business n-6; N/A

YYMMDD

3 11–110 Data Record, Initial ans...100 left

Subfield 1: Initial Message Reason Code

Subfield 1 (Initial Message Reason Code) contains the initial transaction’s Message Reason
Code. It is obtained from DE 25 (Message Reason Code) in the First Presentment/1240 or Fee
Collection (Customer-generated)/1740.
Subfield 1 is optional in Fee Collection Return/1740, Fee Collection Resubmission/1740, and
Fee Collection Arbitration Return/1740 messages. If present, it may contain either zeros or the
DE 25 value of the related Fee Collection (Customer-generated)/1740.
Refer to DE 25 in Chapter 7 in this manual for a list of valid message reason codes.

Subfield 2: Date, Initial Presentment Business

Subfield 2 (Date, Initial Presentment Business) contains the initial transaction’s business
processing date. It is obtained from the Business Date subfield of PDS 0158 (Business Activity)
in the First Presentment/1240 or Fee Collection (Customer-generated)/1740.
Subfield 2 is optional in all messages containing PDS 0265. The subfield should be populated
with all zeros if the information is not available.
The subfield 2 format is YYMMDD.

Subfield 3: Data Record, Initial

Subfield 3 (Data Record, Initial) contains the message text data of the initial Fee Collection
transaction. It is obtained from DE 72 (Data Record) in the Fee Collection (Customer-
generated)/1740.

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 Private Data Subelement Definitions
PDS 0266—First Chargeback/Fee Collection Return Data

Subfield 3 is optional in Fee Collection Return/1740, Fee Collection Resubmission/1740, and

Fee Collection Arbitration Return/1740 messages. It identifies DE 72 of the related Fee
Collection (Customer-generated)/1740.
If present, subfield 3 cannot contain all zeros or all spaces.

PDS 0266—First Chargeback/Fee Collection Return Data

PDS 0266 (First Chargeback/Fee Collection Return Data) contains dates, amounts, reasons,
and other information from a First Chargeback/1442 or a Fee Collection Return/1740.

Attributes

ans…127; TAGLLLVAR

Tag Field: 0266

Length Field: 3 positions, value = 004–127

Data Field: Variable length, 4–127 positions

Subfields: 7

Justification: See “Subfields”

Current Processing Restrictions

The PDS 0266 maximum length must be 127 positions.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Arbitration Chargeback/1442 • X C

Second Presentment/1240 • X C

Fee Collection (Handling Fees)/1740 O • C

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PDS 0266—First Chargeback/Fee Collection Return Data

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ O • C

1740

The clearing system provides this PDS in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to supply information from the First Chargeback/1442, if the
information is available.
The transaction originator optionally may provide this PDS in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to supply information from the
Fee Collection Return/1740.

Related Required PDS

When PDS 0266 is included in a message, and subfield 6, Currency Code, First Return, is
present and contains a valid nonzero ISO currency code, PDS 0148 (Currency Exponents) also
is required to identify the currency exponent of the First Chargeback/1442 or Fee Collection
Return/1740.

Values
If present, PDS 0266 cannot contain all low values or all high values.

PDS 0266 Subfields

This PDS consists of seven subfields.

Number Positions Name Attribute Justification

1 1–4 Message Reason Code n-4 N/A

2 5–10 Date, First Return Business n-6; YYMMDD N/A

3 11 Edit Exclusion Reason Code an-1 N/A

4 12 Edit Exclusion Results Code an-1 N/A

5 13–24 Amount, First Return n-12 right

6 25–27 Currency Code, First Return n-3 N/A

7 28–127 Data Record, First Return ans…100 left

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 Private Data Subelement Definitions
PDS 0266—First Chargeback/Fee Collection Return Data

Subfield 1: Message Reason Code

Subfield 1 (Message Reason Code) contains the first return transaction’s Message Reason
Code. It is obtained from DE 25 (Message Reason Code) in the First Chargeback/1442 or the
Fee Collection Return/1740.
The clearing system provides subfield 1 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 25 of the related First Chargeback/1442.
Subfield 1 optionally may be presented in Fee Collection Resubmission/1740 and Fee
Collection Arbitration Return/1740 messages to identify DE 25 of the related Fee Collection
Return/1740. If present, it must contain all zeros or a valid message reason code.
Refer to DE 25 in Chapter 7 of this manual for a list of valid Message Reason Codes.

Subfield 2: Date, First Return Business

Subfield 2 (Date, First Return Business) contains the first return transaction’s business
processing date. It is obtained from the Business Date subfield of PDS 0158 (Business Activity)
in the First Chargeback/1442 or Fee Collection Return/1740.
The clearing system provides subfield 2 with a valid date when used in Second Presentment/
1240 and Arbitration Chargeback/1442 messages.
The transaction originator optionally may provide subfield 2 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages.
The subfield 2 format is YYMMDD.
GCMS does not edit this subfield.

Subfield 3: Edit Exclusion Reason Code

Subfield 3 (Edit Exclusion Reason Code) contains the Edit Exclusion Reason Code, if the
clearing system supplies it, for the first return transaction. It is obtained from the Edit
Exclusion Reason Code subfield of PDS 0260 (Edit Exclusion Indicator) in the First Chargeback/
1442 or Fee Collection Return/1740.
The clearing system provides subfield 3 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages. It contains a valid Edit Exclusion Reason Code or a space if no
exclusion was granted.
Subfield 3 should contain spaces when used in Fee Collection Resubmission/1740 and Fee
Collection Arbitration Return/1740 messages if subfields 5, 6, or 7 are present.
GCMS does not edit this subfield.

Subfield 4: Edit Exclusion Results Code

Subfield 4 (Edit Exclusion Results Code) contains the Edit Exclusion Results Code, if the
clearing system supplies it, for the first return transaction. It is obtained from the Edit
Exclusion Results Code subfield of PDS 0260 in the First Chargeback/1442 or Fee Collection
Return/1740.

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 Private Data Subelement Definitions
PDS 0266—First Chargeback/Fee Collection Return Data

The clearing system provides subfield 4 in Second Presentment/1240 and Arbitration

Chargeback/1442 messages. It contains a valid Edit Exclusion Results Code or a space if no
exclusion was granted.
Subfield 4 should contain spaces when used in Fee Collection Resubmission/1740 and Fee
Collection Arbitration Return/1740 messages if subfields 5, 6, or 7 are present.
GCMS does not edit this subfield.

Subfield 5: Amount, First Return

Subfield 5 (Amount, First Return) contains the first return transaction’s submitted amount. It is
obtained from DE 4 (Amount, Transaction) in the First Chargeback/1442 or Fee Collection
Return/1740.
The clearing system provides subfield 5 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 4 of the related First Chargeback/1442.
The transaction originator optionally may provide subfield 5 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to identify DE 4 of the related Fee
Collection Return/1740.
GCMS does not edit this subfield.

Subfield 6: Currency Code, First Return

Subfield 6 (Currency Code, First Return) contains the first return transaction’s submitted
currency code. It is obtained from DE 49 (Currency Code, Transaction) in the First Chargeback/
1442 or Fee Collection Return/1740.
The clearing system provides subfield 6 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 49 of the related First Chargeback/1442.
The transaction originator optionally may provide subfield 6 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to identify DE 49 of the related
Fee Collection Return/1740.
GCMS does not edit this subfield.

Subfield 7: Data Record, First Return

Subfield 7 (Data Record, First Return) contains the first return transaction’s message text data.
It is obtained from DE 72 (Data Record) in the First Chargeback/1442 or the Fee Collection
Return/1740.
The clearing system provides subfield 7 in Second Presentment/1240 and Arbitration
Chargeback/1442 messages to identify DE 72 of the related First Chargeback/1442.
The transaction originator optionally may provide subfield 7 in Fee Collection Resubmission/
1740 and Fee Collection Arbitration Return/1740 messages to identify DE 72 of the related
Fee Collection Return/1740. If present, subfield 7 cannot contain all zeros or all spaces.

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 Private Data Subelement Definitions
PDS 0267—Second Presentment/Fee Collection Resubmission Data

PDS 0267—Second Presentment/Fee Collection Resubmission Data

PDS 0267 (Second Presentment/Fee Collection Resubmission Data) contains dates, amounts,
reasons, and other information from a Second Presentment/1240 or a Fee Collection
Resubmission/1740.

Attributes

ans…127; TAGLLLVAR

Tag Field: 0267

Length Field: 3 positions, value = 004–127

Data Field: Variable length, 4–127 positions

Subfields: 7

Justification: See “Subfields”

Current Processing Restrictions

The PDS 0267 maximum length must be 127 positions.

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Arbitration Chargeback/1442 • X C

Retrieval and Fee Collection Messages

Fee Collection (Handling Fees)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ O • C

1740

The clearing system provides this PDS in Arbitration Chargeback/1442 messages to supply
information from the Second Presentment/1240, if available.

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 Private Data Subelement Definitions
PDS 0267—Second Presentment/Fee Collection Resubmission Data

The transaction originator optionally may provide this PDS in Fee Collection Arbitration
Return/1740 messages to supply information from the Fee Collection Resubmission/1740.

Related Required PDS

When PDS 0267 is in a message and subfield 6, Currency Code, Second Return, is present and
contains a valid nonzero ISO currency code, PDS 0148 (Currency Exponents) is also required to
identify the currency exponent of the Second Presentment/1240 or Fee Collection
Resubmission/1740.

Values
If present, PDS 0267 cannot contain all low values or all high values.

PDS 0267 Subfields

This PDS consists of seven subfields.

Number Positions Name Attribute Justification

1 1–4 Message Reason Code n-4 N/A

2 5–10 Date, Second Return Business n-6; N/A

YYMMDD

3 11 Edit Exclusion Reason Code an-1 N/A

4 12 Edit Exclusion Results Code an-1 N/A

5 13–24 Amount, Second Return n-12 right

6 25–27 Currency Code, Second Return n-3 N/A

7 28–127 Data Record, Second Return ans…100 left

Subfield 1: Message Reason Code

Subfield 1 (Message Reason Code) contains the second return transaction’s Message Reason
Code. It is obtained from DE 25 (Message Reason Code) in the Second Presentment/1240 or
Fee Collection Resubmission/1740.
The clearing system provides subfield 1 in Arbitration Chargeback/1442 messages to identify
DE 25 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 1 in Fee Collection Arbitration
Return/1740 messages to identify DE 25 of the related Fee Collection Resubmission/1740. If
present, it must contain all zeros or a valid message reason code.

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 Private Data Subelement Definitions
PDS 0267—Second Presentment/Fee Collection Resubmission Data

Refer to DE 25 in Chapter 7 in this manual for a list of valid message reason codes.

Subfield 2: Date, Second Return Business

Subfield 2 (Date, Second Return Business) contains the second return transaction’s business
processing date. It is obtained from the Business Date subfield of PDS 0158 (Business Activity)
in the Second Presentment/1240 or Fee Collection Resubmission/1740.
The clearing system provides subfield 2 with a valid date when used in Arbitration
Chargeback/1442 messages.
The transaction originator optionally may provide subfield 2 in Fee Collection Arbitration
Return/1740 messages.
The subfield 2 format is YYMMDD.
GCMS does not edit this subfield.

Subfield 3: Edit Exclusion Reason Code

Subfield 3 (Edit Exclusion Reason Code) contains the Edit Exclusion Reason Code for the
second return transaction. It is obtained from the Edit Exclusion Reason Code subfield of PDS
0260 (Edit Exclusion Indicator) in the Second Presentment/1240 or Fee Collection
Resubmission/1740.
The clearing system provides subfield 3 in Arbitration Chargeback/1442 messages. It contains
a valid Edit Exclusion Reason Code or a space if no exclusion was granted.
Subfield 3 should contain a space when used in Fee Collection Arbitration Return/1740
messages if subfields 5, 6, or 7 are present. GCMS does not edit this subfield.

Subfield 4: Edit Exclusion Results Code

Subfield 4 (Edit Exclusion Results Code) contains the Edit Exclusion Results Code for the
second return transaction. It is obtained from the Edit Exclusion Results Code subfield of PDS
0260 (Edit Exclusion Indicator) in the Second Presentment/1240 or Fee Collection
Resubmission/1740.
The clearing system provides subfield 4 in Arbitration Chargeback/1442 messages. It contains
a valid Edit Exclusion Results Code or a space if no exclusion was granted.
Subfield 4 must contain a space when used in Fee Collection Arbitration Return/1740
messages if subfields 5, 6, or 7 are present. The clearing system currently does not perform
life cycle edits on these transactions. GCMS does not edit this subfield.

Subfield 5: Amount, Second Return

Subfield 5 (Amount, Second Return) contains the second return transaction’s submitted
amount. It is obtained from DE 4 (Amount, Transaction) in the Second Presentment/1240 or
Fee Collection Resubmission/1740.

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 Private Data Subelement Definitions
PDS 0268—Amount, Partial Transaction

The clearing system provides subfield 5 in Arbitration Chargeback/1442 messages to identify

DE 4 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 5 in Fee Collection Arbitration
Return/1740 messages to identify DE 4 of the related Fee Collection Resubmission/1740.
GCMS does not edit this subfield.

Subfield 6: Currency Code, Second Return

Subfield 6 (Currency Code, Second Return) contains the second return transaction’s submitted
currency code. It is obtained from DE 49 (Currency Code, Transaction) in the Second
Presentment/1240 or Fee Collection Resubmission/1740.
The clearing system provides subfield 6 in Arbitration Chargeback/1442 messages to identify
DE 49 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 6 in Fee Collection Arbitration
Return/1740 messages to identify DE 49 of the related Fee Collection Resubmission/1740.
GCMS does not edit this subfield.

Subfield 7: Data Record, Second Return

Subfield 7 (Data Record, Second Return) contains the second return transaction’s message text
data. It is obtained from DE 72 (Data Record) in the Second Presentment/1240 or Fee
Collection Resubmission/1740.
The clearing system provides subfield 7 in Arbitration Chargeback/1442 messages to identify
DE 72 of the related Second Presentment/1240.
The transaction originator optionally may provide subfield 7 in Fee Collection Arbitration
Return/1740 messages to identify DE 72 of the related Fee Collection Resubmission/1740. If
present, subfield 7 cannot contain all zeros or all spaces.

PDS 0268—Amount, Partial Transaction

PDS 0268 (Amount, Partial Transaction) provides the partial transaction amount in the First
Presentment/1240 currency.

Attributes

n-15; TAGLLL

Tag Field: 0268

Length Field: 3 positions, value = 015

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PDS 0268—Amount, Partial Transaction

Data Field: Fixed length, 15 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

The transaction originator provides this PDS. It may be provided in partial Chargeback/1442,
partial Second Presentment/1240, and partial Arbitration Chargeback/1442 messages to
provide the partial amount in the First Presentment/1240 transaction currency. The currency is
obtained from DE 49 (Currency Code, Transaction) of the First Presentment/1240.
For example, assume an acquirer submits a First Presentment/1240 for 200 Canadian dollars,
which represents two days’ lodging at 100 Canadian dollars per day. Assume also that the
cardholder disputes one day’s lodging and the issuer presents chargebacks in U.S. dollars.
The issuer submits a partial First Chargeback (Partial)/1442 containing a value of 100
Canadian dollars in this PDS and the U.S. dollar equivalent to it in DE 4 (Amount, Transaction).

Related PDSs
Whenever PDS 0268 is included in a message, PDS 0148 (Currency Exponents) must also be
included to identify the currency exponent of subfield 2.

PDS 0268 Subfields

This PDS consists of two subfields

Number Positions Name Attribute Justification

1 1–12 Amount, Partial Transaction n-12 right

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PDS 0280—Source File ID

Number Positions Name Attribute Justification

2 13–15 Currency Code, Partial Transaction n-3 N/A

Subfield 1: Amount, Partial Transaction

Subfield 1 (Amount, Partial Transaction) contains the partial transaction amount in the First
Presentment/1240 currency.

Subfield 2: Currency Code, Partial Transaction

Subfield 2 (Currency Code, Partial Transaction) contains the currency code associated with
subfield 1. It should be the same as the First Presentment/1240 currency code.

PDS 0280—Source File ID

PDS 0280 (Source File ID) provides the File ID of a referenced data file.

Attributes

n-25; TAGLLL

Tag Field: 0280

Length Field: 3 positions, value = 025

Data Field: Fixed length, 25 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of PDS 0280 (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Administrative Messages

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PDS 0300—Reconciled, File

Message Type Identifier Org Sys Dst

Message Exception/1644 and File Reject/1644 • X C

This PDS identifies in File Reject/1644 and Message Exception/1644 messages the file that
contains errors.
This PDS comprises four subfields to indicate the file type; the file processing date; the ID of
the customer or processor associated with the file; and a file sequence number to identify the
file uniquely. The combination of these four subfields together forms a value that uniquely
identifies all files to or from a customer processing facility.

PDS 0280 Subfields

This PDS consists of four subfields

Number Positions Name Attribute Justification

1 1–3 File Type n-3 N/A

2 4–9 File Reference Date n-6 N/A

3 10–20 Processor ID n-11 right

4 21–25 File Sequence Number n-5 right

Refer to PDS 0105 in this chapter for descriptions of these subfields.

PDS 0300—Reconciled, File

PDS 0300 (Reconciled, File) identifies in Reconciliation messages the logical file to which the
reconciliation totals pertain.

Attributes

n-25; TAGLLL

Tag Field: 0300

Length Field: 3 positions, value = 025

Data Field: Fixed length, 25 positions

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PDS 0300—Reconciled, File

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X M

In Reconciliation messages, this PDS contains PDS 0105 (File ID) of the offline clearing logical
file to which the reconciliation totals apply.
Multiple logical files may be present in a physical clearing transmission. In Reconciliation
messages, PDS 0298 (Reconciled, Transmission) presents and identifies reconciliation totals at
the physical transmission level.

PDS 0300 Subfields

This PDS contains four subfields.
For customers requesting the Early Reconciliation file, this category is always provided.

Number Positions Name Attribute Justification

1 1–3 File Type n-3 N/A

2 4–9 File Reference Date n-6 N/A

3 10–20 Processor ID n-11 right

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PDS 0301—File Amount, Checksum

Number Positions Name Attribute Justification

4 21–25 File Sequence Number n-5 right

For acknowledgements, this field
contains the value assigned by the
sending customer.
For notifications, the following
Mastercard format would apply:
• Clearing Cycle (positions 21–22)
• Delivery Cycle (position 23, values 1–
6)
• Sequence Number (positions 24–25)

Refer to PDS 0105 in this chapter for descriptions of these subfields.

PDS 0301—File Amount, Checksum

PDS 0301 (File Amount, Checksum) provides a preliminary “quick check” for the file recipient
to indicate or to determine that it received all messages in a file.

Attributes

n-16; TAGLLL

Tag Field: 0301

Length Field: 3 positions, value = 016

Data Field: Fixed length, 16 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0302—Reconciled, Member Activity

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X C

This PDS contains the sum amount of all amounts from each occurrence of DE 4 (Amount,
Transaction) in a logical file.
This sum is a hash total only, and ignores the currency code and currency exponent associated
with DE 4 in all cases.
This hash total includes only data from DE 4 when present in a message. This PDS is not
present in early Reconciliation messages. It does not include any fee amounts.
Originators may provide all zeros in this field. If PDS 0301 contains a value other than all
zeros, the clearing system validates PDS 0301 against the sum of all amounts in each
occurrence of DE 4 within the logical file. The entire logical file rejects if the values do not
match.

Values
This PDS has no financial value.
The checksum amount is always initialized to zero before processing messages. If no messages
in the file contain DE 4, the checksum amount remains all zeros.

PDS 0302—Reconciled, Member Activity

PDS 0302 (Reconciled, Member Activity) indicates in Reconciliation messages whether the
related reconciliation totals represent acquiring activity, issuing activity, or fee collection
activity.

Attributes

a-1; TAGLLL

Tag Field: 0302

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

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PDS 0302—Reconciled, Member Activity

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This PDS indicates in Reconciliation messages whether the related reconciliation totals
represent acquiring activity, issuing activity, or fee collection activity. Refer to the beginning of
Chapter 5 in this manual for additional information about classifying activity into one of these
categories.
For Settlement Position Detail/1644 messages, PDS 0302 will be provided automatically if the
customer selects the Acquirer BIN or Issuer Account Range Settlement Reconciliation
categories.

Values
Data values are listed in the following.

Value Description

A Acquiring activity

I Issuing activity

F Fee collection activity

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PDS 0306—File Message Counts

PDS 0306—File Message Counts

PDS 0306 (File Message Counts) provides a preliminary “quick check” for the file recipient to
indicate that all records in a file have been received.
It contains the total number of messages in the file.

Attributes

n-8; TAGLLL

Tag Field: 0306

Length Field: 3 positions, value = 008

Data Field: Fixed length, 8 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Trailer (Customer-generated)/1644 M • •

File Trailer (Clearing System-generated)/1644 • X M

This PDS contains the total count of messages occurring in a logical file, including the File
Header (Customer-generated or Clearing System-generated)/1644 and File Trailer (Customer-
generated or Clearing System-generated)/1644. This PDS is provided in File Trailer (Customer-
generated)/1644 and File Trailer (Clearing System-generated)/1644 messages.
Originators may provide all zeros in this field. If PDS 0306 contains a value other than all
zeros, the clearing system validates PDS 0306 against the total of all messages in the logical
file, including the File Header/1644 and File Trailer/1644. The entire logical file rejects if the
counts do not match.

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PDS 0358—Reconciled, Business Activity

PDS 0358—Reconciled, Business Activity

PDS 0358 (Reconciled, Business Activity) identifies in Reconciliation messages the business
activity to which the reconciliation totals pertain.

Attributes

ans….30; TAGLLLVAR

Tag Field: 0358

Length Field: 3 positions, value = 003–030

Data Field: Variable length, 003–030 positions

Subfields: 14

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

This PDS reflects in Reconciliation messages, the PDS 0158 (Business Activity) to which the
related reconciliation totals apply.

PDS 0358 Subfields

This PDS currently consists of 14 subfields.

Number Positions Name Attribute Justification

1 1–3 Card Program Identifier ans-3 N/A

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PDS 0359—Reconciled, Settlement Activity

Number Positions Name Attribute Justification

2 4 Business Service Arrangement Type ans-1 N/A

Code

3 5–10 Business Service ID Code ans-6 N/A

4 11–12 Interchange Rate Designator ans-2 N/A

5 13–18 Business Date (YYMMDD) n-6 N/A

6 19–20 Business Cycle n-2 N/A

7 21 Card Acceptor Classification Override ans-1 N/A

Indicator

8 22 Product Class Override Indicator ans-3 N/A

9 25 Corporate Incentive Rates Apply ans-1 N/A

Indicator

10 26 Special Conditions Indicator ans-1 N/A

11 27 Mastercard Assigned ID Override ans-1 N/A

Indicator

12 28 Account Level Management Account ans-1 N/A

Category Code

13 29 Rate Indicator ans-1 N/A

14 30 Masterpass Incentive Indicator an...1 N/A

Refer to PDS 0158––Business Activity for descriptions of these subfields.

PDS 0359—Reconciled, Settlement Activity

PDS 0359 (Reconciled, Settlement Activity) identifies in Reconciliation messages the settlement
activity to which the reconciliation totals pertain.

Attributes

ans….67; TAGLLLVAR

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PDS 0359—Reconciled, Settlement Activity

Tag Field: 0359

Length Field: 3 positions, value = 001–067

Data Field: Variable length, 1–67 positions

Subfields: 9

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Settlement Position Detail/1644 • X C

In reconciliation messages, this PDS reflects the settlement activity (PDS 0159 [Settlement Data
1]) to which the related reconciliation totals apply.

PDS 0359 Subfields

This PDS consists of nine subfields.

Number Positions Name Attribute Justification

1 1–11 Settlement Service Transfer Agent ID ans-11 left

Code

2 12–39 Settlement Service Transfer Agent ans-28 left

Account

3 40 Settlement Service Level Code n-1 right

4 41–50 Settlement Service ID Code ans-10 left

5 51 Settlement Foreign Exchange Rate an-1 N/A

Class Code

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PDS 0367—Reconciled, Card Program Identifier

Number Positions Name Attribute Justification

6 52–57 Reconciliation Date n-6; YYMMDD N/A

7 58–59 Reconciliation Cycle n-2 N/A

8 60–65 Settlement Date n-6; YYMMDD N/A

9 66–67 Settlement Cycle n-2 N/A

Refer to PDS 0159 (Settlement Data) for descriptions of these subfields.

PDS 0367—Reconciled, Card Program Identifier

PDS 0367 (Reconciled, Card Program Identifier) in reconciliation messages provides the specific
reconciliation totals by Card Program Identifier.

Attributes

ans-3; TAGLLL

Tag Field: 0367

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

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PDS 0368—Reconciled, Transaction Function Group Code

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X C

Values
Refer to PDS 0158 (Business Activity), subfield 1, Card Program Identifier for a list of valid
values.

PDS 0368—Reconciled, Transaction Function Group Code

PDS 0368 (Reconciled, Transaction Function Group Code) in reconciliation messages provides
the specific transaction function group that pertains to the reconciliation totals.

Attributes

ans-2; TAGLLL

Tag Field: 0368

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Settlement Position Detail/1644 • X C

In reconciliation messages, this PDS reflects the specific transaction function group code to
which the related reconciliation totals apply. Transaction function group code refers to a

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PDS 0369—Reconciled, Acquirer’s BIN

combination of MTI and DE 24 (Function Code) that provides a method of uniquely identifying
financial transaction categories.

Values
Following is the list of transaction functions supported in each transaction function group
code.

Transaction
Transaction Function Group Function Group IPM DE 24 Function (includes
Description and MTI Code both originals and reversals)

First Presentment/1240 FP 200

Second Presentment/1240 SP 205 Full and 282 Partial

First Chargeback/1442 FC 450 Full and 453 Partial

Arbitration Chargeback/1442 AC 451 Full and 454 Partial

Fee Collections/1740 FE 700, 780, 781, 782, and 783

PDS 0369—Reconciled, Acquirer’s BIN

PDS 0369 (Reconciled, Acquirer’s BIN) in reconciliation messages provides the specific
acquirer’s BIN that pertains to the reconciliation totals.

Attributes

n-6; TAGLLL

Tag Field: 0369

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Right

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PDS 0370—Reconciled, Account Range

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Settlement Position Detail/1644 • X C

In reconciliation messages, this PDS reflects the specific customer BIN (obtained from DE 31
[Acquirer’s Reference Data], positions 2–7) that apply to the related reconciliation totals.
Customers selecting this reconciliation category will receive totals only for their own acquiring
BINs that have been established at Mastercard.
If the Reconciled, Acquirer’s BIN reconciliation category is selected, the Reconciled, Member
Activity reconciliation category will be automatically provided to ensure that the customer
receives totals by acquiring BIN, issuing activity, and fee collection activity to provide complete
reconciliation information.

Values
PDS 0369 contains the acquirer’s BIN from DE 31, positions 2–7.

PDS 0370—Reconciled, Account Range

PDS 0370 (Reconciled, Account Range) identifies in Reconciliation messages the specific
customer issuing account range to which the reconciliation totals pertain.

Attributes

n…38; TAGLLLVAR

Tag Field: 0370

Length Field: 3 positions, value = 019–038

Data Field: Variable length, 19–38 positions

Subfields: 2

Justification: See “Subfields”

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PDS 0370—Reconciled, Account Range

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This PDS reflects in Reconciliation messages, the specific customer account range (obtained
from the account range portion of DE 2 [Primary Account Number {PAN}]) to which the related
reconciliation totals apply. Customers selecting this reconciliation category will receive totals
only for their own issuing account ranges that have been established at Mastercard.
If the Reconciled, Account Range reconciliation category is selected as a clearing reconciliation
category, GCMS automatically will accumulate totals for the Reconciled, Member Activity
category . This ensures that the customer also receives totals for their acquiring activity and
fee collection activity to provide complete reconciliation information.

PDS 0370 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–19 Beginning Account Range ID n-19 N/A

2 20–38 Ending Account Range ID n-19 N/A

Account ranges are profiled for each issuer customer ID.

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PDS 0372—Reconciled, Transaction Function

PDS 0372—Reconciled, Transaction Function

PDS 0372 (Reconciled, Transaction Function) identifies in Reconciliation messages the
transaction function to which the reconciliation totals pertain.

Attributes

n-7; TAGLLL

Tag Field: 0372

Length Field: 3 positions, value = 007

Data Field: Fixed length, 7 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

This PDS reflects in Reconciliation messages, the transaction function to which the related
reconciliation totals apply. A transaction function consists of MTI and DE 24 (Function Code).

Values
Refer to DE 24 for a list of valid transaction function codes.

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PDS 0374—Reconciled, Processing Code

PDS 0372 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–4 Message Type Identifier n-4 right

2 5–7 Function Code n-3 right

PDS 0374—Reconciled, Processing Code

PDS 0374 (Reconciled, Processing Code) identifies in Reconciliation messages the Processing
Code, or transaction type, to which the reconciliation totals pertain.

Attributes

n-2; TAGLLL

Tag Field: 0374

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

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PDS 0375—Member Reconciliation Indicator 1

This PDS reflects in Reconciliation messages, subfield 1, Cardholder Transaction Type, of DE 3

(Processing Code) to which the related reconciliation totals apply.

Values
Refer to DE 3, subfield 1, for a list of values.

PDS 0375—Member Reconciliation Indicator 1

PDS 0375 (Member Reconciliation Indicator 1) contains a proprietary value a transaction
originator defines that may be assigned to its outgoing financial messages.

Attributes

ans…50; TAGLLLVAR

Tag Field: 0375

Length Field: 3 positions, value = 001–050

Data Field: Variable length, 1–50 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • •

First Chargeback/1442 and Arbitration Chargeback/1442 O • •

Second Presentment/1240 O • •

Reconciliation Messages

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PDS 0375—Member Reconciliation Indicator 1

Message Type Identifier Org Sys Dst

Financial Position Detail/1644 • X C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • •

Retrieval Request Acknowledgement/1644 O • •

Fee Collection (Retrieval Fee Billing)/1740 O • •

Fee Collection (Handling Fees)/1740 O • •

Fee Collection (Other than Retrieval Fee Billing/Handling Fees)/ O • •

1740

Customers can assign a proprietary value to PDS 0375 and include it in any financial message.
If an originating customer provides PDS 0375 in financial messages and chooses to receive
Reconciliation messages at this level, the clearing system provides reconciliation totals based
on the unique values present. For Business Service Arrangements that qualify for the Extended
Precision Decimal Service, acquirers are allowed to submit PDS 0375, however, it will have the
value ”Undefined” applied to it. This ensures that the acknowledgement reconciliation
provided represents all of the accepted financial activity to the customer for that file.
For any First Presentment/1240, Retrieval Request/1644, Retrieval Request Acknowledgement/
1644, or Fee Collection/1740 Messages that do not contain PDS 0375, the clearing system
will create an acknowledgement message with a Member Reconciliation indicator 1 value of
“Undefined.” This will ensure that the Acknowledgement reconciliation provided represents
100 percent of the accepted financial activity of the customer for that file. The value in PDS
0300 (Reconciled, File) will also be “Undefined.”
For example, an acquirer that wants to receive reconciliation totals for a specific card acceptor
chain could populate this PDS with the chain descriptor. Then the clearing system would
accumulate totals based on this value in addition to the other reconciliation options the
acquirer selects.
This PDS is available only for Acknowledgement Reconciliation messages.

Values
The transaction originator assigns PDS 0375 values. If present, PDS 0375 must be left-justified
and cannot contain all spaces, all zeros, all low values, or all high values.

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PDS 0378—Original/Reversal Totals Indicator

PDS 0378—Original/Reversal Totals Indicator

PDS 0378 (Original/Reversal Totals Indicator) indicates in Reconciliation messages whether the
related reconciliation totals represent original transactions or reversal transactions.

Attributes

a-1; TAGLLL

Tag Field: 0378

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

This PDS indicates in Reconciliation messages whether the related reconciliation totals
represent original activity or reversal activity. Amounts are accumulated as “original” activity if
PDS 0025 (Reversal Indicator) is not present in the message or if the transaction is a re-
submission (subfield 1 of PDS 0025 contains a space and subfield 2 contains a date). Amounts
are accumulated as “reversal” activity if PDS 0025 is present in the message and subfield 1
contains an R.

Values
The following values may be provided in this PDS.

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PDS 0380—Debits, Transaction Amount In Transaction Currency

Value Description

O Original message amounts

R Reversal message amounts

PDS 0380—Debits, Transaction Amount In Transaction Currency

PDS 0380 (Debits, Transaction Amount in Transaction Currency) provides in Reconciliation
messages the total of transaction amounts that have a debit impact on processing. The total is
in the transaction currency.

Attributes

an-17; TAGLLL

Tag Field: 0380

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 position

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X C

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 Private Data Subelement Definitions
PDS 0381—Credits, Transaction Amount in Transaction Currency

This PDS provides, in Reconciliation messages, totals in the transaction currency of transaction
amounts with a debit impact to processing. To do this, the clearing system accumulates DE 4
(Amount, Transaction) for each message in which DE 3 (Processing Code) indicates a debit
impact on processing to the appropriate customer. Refer to the beginning of Chapter 5 in this
manual for additional information on classifying activity as “debit impact” versus “credit
impact.”

Values
This PDS may contain zeros if the processed file contained only non-financial messages and DE
25 (Message Reason Code) = 6861 (Acknowledgement).

PDS 0380 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; constant— N/A

D

2 2–17 Amount, Transaction n-16 right

PDS 0381—Credits, Transaction Amount in Transaction Currency

PDS 0381 (Credits, Transaction Amount in Transaction Currency) provides in Reconciliation
messages the total of transaction amounts that have a credit impact on processing. The total
is in the transaction currency.

Attributes

an-17; TAGLLL

Tag Field: 0381

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 position

Subfields: 2

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0381—Credits, Transaction Amount in Transaction Currency

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X C

This PDS provides, in Reconciliation/1644 messages, totals in the transaction currency of

transaction amounts with a credit impact to processing. To do this, the clearing system
accumulates DE 4 (Amount, Transaction) for each message in which DE 3 (Processing Code)
indicates a credit impact on processing to the appropriate customer. Refer to the beginning of
Chapter 5 in this manual for additional information on classifying activity as “debit impact”
versus “credit impact.”

Values
This PDS may contain zeros if the processed file contained only non-financial messages and DE
25 (Message Reason Code) = 6861 (Acknowledgement).

PDS 0381 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; constant— N/A

C

2 2–17 Amount, Transaction n-16 right

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 Private Data Subelement Definitions
PDS 0384—Amount, Net Transaction in Transaction Currency

PDS 0384—Amount, Net Transaction in Transaction Currency

PDS 0384 (Amount, Net Transaction in Transaction Currency) provides in Reconciliation
messages the net total of transaction amounts that have a debit impact on processing and
those that have a credit impact on processing. The net total is in the transaction currency.

Attributes

an-17; TAGLLL

Tag Field: 0384

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X C

This PDS provides, in Reconciliation messages, net totals in the transaction currency of
transaction amounts with a debit impact to settlement and those with a credit impact to
settlement.
If the amount in PDS 0380 (Debits, Transaction Amount in Transaction Currency) is greater
than the amount in PDS 0381 (Credits, Transaction Amount in Transaction Currency), the
clearing system inserts a D in subfield 1 of PDS 0384 and inserts the excess amount in subfield
2 of PDS 0384.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0390—Debits, Transaction Amount in Reconciliation Currency

If the amount in PDS 0381 is greater than the amount in PDS 0380, the clearing system inserts
a C in subfield 1 of PDS 0384 and inserts the excess amount in subfield 2 of PDS 0384.

Values
This PDS may contain zeros if the processed file contained only non-financial messages and DE
25 (Message Reason Code) = 6861 (Acknowledgement).

PDS 0384 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or C N/A

2 2–17 Amount, Net n-16 right

PDS 0390—Debits, Transaction Amount in Reconciliation Currency

PDS 0390 (Debits, Transaction Amount in Reconciliation Currency) provides in Reconciliation
messages the total of transaction amounts that have a debit impact on processing. The total is
in the message receiver’s reconciliation currency.

Attributes

an-17; TAGLLL

Tag Field: 0390

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0390—Debits, Transaction Amount in Reconciliation Currency

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of

transaction amounts with a debit impact to processing. To do this, the clearing system
accumulates DE 5 (Amount, Reconciliation) for each message in which DE 3 (Processing Code)
indicates a debit impact on processing to the appropriate customer. Refer to the beginning of
Chapter 5 in this manual for additional information on classifying activity as “debit impact”
versus “credit impact.”
The Financial Position Detail/1644, and the Settlement Position Detail/1644 messages all will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the acknowledgement reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement).
This element contains the sum of DE 5 by currency identified in DE 50 (Currency Code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and Collection only activity will contain zeros in this PDS.

PDS 0390 Subfields

This PDS consists of two subfields

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D N/A

2 2–17 Amount, Transaction n-16 right

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 Private Data Subelement Definitions
PDS 0391—Credits, Transaction Amount in Reconciliation Currency

PDS 0391—Credits, Transaction Amount in Reconciliation Currency

PDS 0391 (Credits, Transaction Amount in Reconciliation Currency) provides in Reconciliation
messages the total of transaction amounts that have a credit impact on processing. The total
is in the reconciliation currency.

Attributes

an-17; TAGLLL

Tag Field: 0391

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of

transaction amounts with a credit impact to processing. To do this, the clearing system
accumulates DE 5 (Amount, Reconciliation) for each message in which DE 3 (Processing Code)
indicates a credit impact on processing to the appropriate customer. Refer to the beginning of
Chapter 5 in this manual for additional information on classifying activity as “debit impact”
versus “credit impact.”
The Financial Position Detail/1644, and the Settlement Position Detail/1644 messages both will
contain totals in the receiving customer’s reconciliation currency.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0392—Debits, Fee Amounts in Reconciliation Currency

Values
This PDS may contain zeros in the acknowledgement reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement).
This element contains the sum of DE 5 by currency identified in DE 50 (Currency code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and Collection Only activity will contain zeros in this PDS.

PDS 0391 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; constant— N/A

C

2 2–17 Amount, Transaction n-16 right

PDS 0392—Debits, Fee Amounts in Reconciliation Currency

PDS 0392 (Debits, Fee Amounts in Reconciliation Currency) provides in Reconciliation
messages the total of fee amounts that have a debit impact on processing. The total is in the
reconciliation currency.

Attributes

an…216; TAGLLLVAR

Tag Field: 0392

Length Field: 3 positions, value = 018–216 in increments of 18

Data Field: Variable length, 18–216 positions

Subfields: 3

Occurrences: 1–12

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0392—Debits, Fee Amounts in Reconciliation Currency

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of fee
amounts with a debit impact to processing. To do this, the clearing system accumulates all
occurrences of subfield 7, Amount, Fee, Reconciliation, of PDS 0146 (Amounts, Transaction
Fee) for each message in which subfield 2, Fee Processing Code, of PDS 0146 indicates a debit
impact on processing to the appropriate customer. Refer to the beginning of Chapter 5 in this
manfual for additional information on classifying activity as “debit impact” versus “credit
impact.”
The Financial Position Detail/1644 and the Settlement Position Detail/1644 messages both will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the acknowledgement reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement).
This element contains the sum of PDS 0146 by currency identified in DE 50 (Currency Code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and Collection Only activity will contain zeros in this PDS.

PDS 0392 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–2 Fee Type Code n-2 N/A

2 3 Debit/Credit Indicator a-1; constant—D N/A

3 4–18 Amount, Fee n-15 N/A

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 Private Data Subelement Definitions
PDS 0393—Credits, Fee Amounts in Reconciliation Currency

PDS 0393—Credits, Fee Amounts in Reconciliation Currency

PDS 0393 (Credits, Fee Amounts in Reconciliation Currency) provides in Reconciliation
messages the total of fee amounts that have a credit impact on processing. The total is in the
reconciliation currency.

Attributes

an…216; TAGLLLVAR

Tag Field: 0393

Length Field: 3 positions, value = 018–216 in increments of 18

Data Field: Variable length, 18–216 positions

Subfields: 3

Occurrences: 1–12

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, totals in the reconciliation currency of fee
amounts with a credit impact to processing. To do this, the clearing system accumulates all
occurrences of subfield 7, Amount, Fee, Reconciliation, of PDS 0146 (Amounts, Transaction
Fee) for each message in which subfield 2, Fee Processing Code, of PDS 0146 indicates a
credit impact on processing to the appropriate customer. Refer to the beginning of Chapter 5
in this manual for additional information on classifying activity as “debit impact” versus
“credit impact.”

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 Private Data Subelement Definitions
PDS 0394—Amount, Net Transaction in Reconciliation Currency

The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the Acknowledgement Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement).
This element contains the sum of PDS 0146 by currency identified in DE 50 (Currency Code,
Reconciliation) and other reconciliation options in effect. Reconciliation messages that reflect
totals for bilateral and Collection Only activity will contain zeros in this PDS.

PDS 0393 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–2 Fee Type Code n-2 N/A

2 3 Debit/Credit Indicator a-1; constant—C N/A

3 4–18 Amount, Fee n-15 N/A

PDS 0394—Amount, Net Transaction in Reconciliation Currency

PDS 0394 (Amount, Net Transaction in Reconciliation Currency) provides in Reconciliation
messages the net total of the transaction amounts that have a debit impact on processing and
those that have a credit impact on processing. The net total is in the reconciliation currency.

Attributes

an-17; TAGLLL

Tag Field: 0394

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: 2

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 Private Data Subelement Definitions
PDS 0394—Amount, Net Transaction in Reconciliation Currency

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages, net totals in the reconciliation currency of
transaction amounts with a debit impact to processing and those with a credit impact to
processing.
If the amount in PDS 0390 (Debits, Transaction Amount in Reconciliation Currency) is greater
than the amount in PDS 0391 (Credits, Transaction Amount in Reconciliation Currency), the
clearing system inserts a D in subfield 1 of PDS 0394 and inserts the excess amount in subfield
2 of PDS 0394.
If the amount in PDS 0391 is greater than the amount in PDS 0390, the clearing system inserts
a C in subfield 1 of PDS 0394 and inserts the excess amount in subfield 2 of PDS 0394.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the Acknowledgement Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement).
This element contains the sum of DE 5 (Amount, Reconciliation) by currency identified in DE
50 (Currency Code, Reconciliation) and other reconciliation options in effect. Reconciliation
messages that reflect totals for bilateral and Collection Only activity will contain zeros in this
PDS.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 779
 Private Data Subelement Definitions
PDS 0395—Amount, Net Fee in Reconciliation Currency

PDS 0394 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or N/A

C

2 2–17 Amount, Net n-16 right

PDS 0395—Amount, Net Fee in Reconciliation Currency

PDS 0395 (Amount, Net Fee in Reconciliation Currency) provides in Reconciliation messages
the net total of fee amounts that have a debit impact on processing and those that have a
credit impact on processing. The net total is in the reconciliation currency.

Attributes

an-16; TAGLLL

Tag Field: 0395

Length Field: 3 positions, value = 016

Data Field: Fixed length, 16 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

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 Private Data Subelement Definitions
PDS 0395—Amount, Net Fee in Reconciliation Currency

Message Type Identifier Org Sys Dst

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, net totals in the reconciliation currency of
fee amounts with a debit impact to processing and those with a credit impact to processing.
If the sum of all amounts in PDS 0392 (Debits, Fee Amounts in Reconciliation Currency) is
greater than the sum of all amounts in PDS 0393 (Credits, Fee Amounts in Reconciliation
Currency), the clearing system inserts a D in subfield 1 of PDS 0395 and inserts the excess
amount in subfield 2 of PDS 0395.
If the sum of all amounts in PDS 0393 is greater than the sum of all amounts in PDS 0392, the
clearing system inserts a C in subfield 1 of PDS 0395 and inserts the excess amount in subfield
2 of PDS 0395.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the Acknowledgement Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement).
This element contains the sum of PDS 0146 (Amounts, Transaction Fee) by currency identified
in DE 50 (Currency Code, Reconciliation) and other reconciliation options in effect.
Reconciliation messages that reflect totals for bilateral and Collection Only activity will contain
zeros in this PDS.

PDS 0395 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D or C N/A

2 2–16 Amount, Net Fee n-15 right

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 Private Data Subelement Definitions
PDS 0396—Amount, Net Total in Reconciliation Currency

PDS 0396—Amount, Net Total in Reconciliation Currency

PDS 0396 (Amount, Net Total in Reconciliation Currency) provides in Reconciliation messages
the net total of transaction and fee amounts. The net total is in the reconciliation currency.

Attributes

an-17; TAGLLL

Tag Field: 0396

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X M

Settlement Position Detail/1644 • X M

This PDS provides, in Reconciliation/1644 messages, net totals in the reconciliation currency of
transaction amounts and fee amounts. The values used in calculating PDS 0396 are from PDS
0394 (Amount, Net Transaction in Reconciliation Currency) and PDS 0395 (Amount, Net Fee in
Reconciliation Currency).
If subfield 1, Debit/Credit Indicator, of both PDS 0394 and PDS 0395 contains a D, the system
inserts a D in subfield 1 of PDS 0396 and inserts the total of the “amount” subfields from PDS
0394 and PDS 0395 in subfield 2 of PDS 0396.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 782
 Private Data Subelement Definitions
PDS 0397—Debits, Extended Precision Amount in Reconciliation Currency

If subfield 1, Debit/Credit Indicator, of both PDS 0394 and PDS 0395 contains a C, the clearing
system inserts a C in subfield 1 of PDS 0396 and inserts the total of the “amount” subfields
from PDS 0394 and PDS 0395 in subfield 2 of PDS 0396.
If PDS 0394 and PDS 0395 contain two different values in subfield 1, the clearing system
selects the Debit/Credit Indicator associated with the larger of the two “amount” subfields
and inserts it in subfield 1 of PDS 0396. The clearing system then calculates the difference
between the two “amount” subfields and inserts the result in subfield 2 of PDS 0396.
The Financial Position Detail/1644 message and Settlement Position Detail/1644 message will
contain totals in the receiving customer’s reconciliation currency.

Values
This PDS may contain zeros in the Acknowledgement Reconciliation messages if the processed
file contained only non-financial messages and DE 25 (Message Reason Code) = 6861
(Acknowledgement). Reconciliation messages that reflect totals for bilateral and Collection
Only activity will contain zeros in this PDS.

PDS 0396 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Debit/Credit Indicator a-1; value D N/A

or C

2 2–17 Amount, Net Total n-16 right

PDS 0397—Debits, Extended Precision Amount in Reconciliation

Currency
PDS 0397 (Debits, Extended Precision Amount in Reconciliation Currency) provides in
Reconciliation messages the total of Extended Precision fee amounts that have a debit impact
on processing. The total is in the reconciliation currency. PDS 0397 is applicable only to
transactions that have EDP applied.

Attributes

Data Representation: ans...252; TAGLLLVAR

Tag Field: 0397

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 Private Data Subelement Definitions
PDS 0397—Debits, Extended Precision Amount in Reconciliation Currency

Length Field: 3 positions, value = 021–252 in increments of 21

Data Field: Variable length, 21–252 positions

Subfields: 3

Occurrences 1–12

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This PDS provides, in Reconciliation messages (1644-685, 1644-688), totals in the

reconciliation currency of Extended Precision amounts with a debit impact to processing. To do
this, the clearing system accumulates all occurrences of subfield 7, Interchange Amount, Fee,
Reconciliation, of PDS 0147 (Extended Precision Amount) for each message in which subfield
2, Fee Processing Code, of PDS 0147 indicates a debit impact on processing to the
appropriate customer. The Financial Position Detail-1644-685 message and the Settlement
Position Detail-1644-688 messages both will contain totals in the receiving customer’s
reconciliation currency.

Values
All currency amounts are expressed to 6 decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an Interchange Fee amount of USD .
000123 is expressed as 000000000000000123.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 784
 Private Data Subelement Definitions
PDS 0398—Credits, Extended Precision Amount in Reconciliation Currency

PDS 0397 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justication

1 1-2 Fee Type Code n-2 N/A

2 3 Debit/Credit a-1; constant—D N/A

Indicator

3 4-21 Amount, Fee n-18 N/A

PDS 0398—Credits, Extended Precision Amount in Reconciliation

Currency
PDS 0398 (Credits, Extended Precision Amount in Reconciliation Currency) provides in
Reconciliation messages the total of Extended Precision fee amounts that have a credit impact
on processing. The total is in the reconciliation currency. PDS 0398 is applicable only to
transactions that have EDP applied.

Attributes

Data Representation: an…252; TAGLLLVAR

Tag Field: 0398

Length Field: 3 positions, value = 021–252 in increments of 21

Data Field: Variable length, 21–252 positions

Subfields: 3

Occurrences 1–12

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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IPM Clearing Formats • 11 June 2019 785
 Private Data Subelement Definitions
PDS 0399—Amount, Net Extended Precision in Reconciliation Currency

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This PDS provides, in Reconciliation messages (1644-685, 1644-688), totals in the

reconciliation currency of Extended Precision amounts with a credit impact to processing. To
do this, the Clearing Platform accumulates all occurrences of subfield 7, Interchange Amount,
Fee, Reconciliation, of PDS 0147 (Extended Precision Amount) for each message in which
subfield 2, Fee Processing Code, of PDS 0147 indicates a credit impact on processing to the
appropriate customer. Refer to the beginning of Chapter 5 in the IPM Clearing Formats
manual for additional information on classifying activity as “debit impact” versus “credit
impact.”
The Financial Position Detail-1644-685 message and the Settlement Position Detail-1644-688
messages both will contain totals in the receiving customer’s reconciliation currency.

Values
All currency amounts are expressed to six decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an interchange fee amount of USD .
000123 is expressed as 000000000000000123.

PDS 0398 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justication

1 1-2 Fee Type Code n-2 N/A

2 3 Debit/Credit a-1; constant—C N/A

Indicator

3 4-21 Amount, Fee n-18 N/A

PDS 0399—Amount, Net Extended Precision in Reconciliation Currency

PDS 0399 (Amount, Net Extended Precision in Reconciliation Currency) provides in
Reconciliation messages the net total of Extended Precision fee amounts that have a debit

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 Private Data Subelement Definitions
PDS 0399—Amount, Net Extended Precision in Reconciliation Currency

impact on processing and those that have a credit impact on processing. The net total is in the
reconciliation currency. PDS 0399 is applicable only to transactions that have EDP applied.

Attributes

Data Representation: an-19; TAGLLL

Tag Field: 0399

Length Field: 3 positions, value = 019

Data Field: Fixed length, 19 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

Financial Position Detail/1644 • X C

Settlement Position Detail/1644 • X C

This PDS provides, in Reconciliation messages (1644-685, 1644-688), net totals in the
reconciliation currency of Extended Precision amounts with a debit impact to processing and
those with a credit impact to processing. If the sum of all amounts in PDS 0397 (Debits,
Extended Precision Amounts in Reconciliation Currency) is greater than the sum of all amounts
in PDS 0398 (Credits, Extended Precision Amounts in Reconciliation Currency), the GCMS
inserts a D in PDS 0399, subfield 1 and inserts the excess amount in PDS 0399, subfield 2. If
the sum of all amounts in PDS 0397 is greater than the sum of all amounts in PDS 0398, the
GCMS inserts a C in subfield 1 of PDS 0399 and inserts the excess amount in PDS 0399,
subfield 2. The Financial Position Detail/1644 message and Settlement Position Detail/1644
message will contain totals in the receiving customer’s reconciliation currency.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 787
 Private Data Subelement Definitions
PDS 0400—Debits, Transaction Number

Values
All currency amounts are expressed to six decimals without a decimal separator in accordance
with ISO standards for currency notation. For example, an interchange fee amount of USD .
000123 is expressed as 000000000000000123.

PDS 0399 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justication

1 1 Debit/Credit a-1; value D or C N/A

Indicator

2 2-19 Amount, Net Fee n-18 right

PDS 0400—Debits, Transaction Number

PDS 0400 (Debits, Transaction Number) provides in Reconciliation messages the number of
transactions whose transaction amounts have a debit impact on processing.

Attributes

n-10; TAGLLL

Tag Field: 0400

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0401—Credits, Transaction Number

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages the total number of transactions whose
transaction amounts have a debit impact to processing. To do this, the clearing system
accumulates the number of messages for which DE 3 (Processing Code) indicates a debit
impact on processing to the appropriate customer. Refer to the beginning of Chapter 5 in this
manual for additional information on classifying activity as “debit impact” versus “credit
impact.”

Values
This PDS may contain zeros if the processed file contained only non-financial messages.

PDS 0401—Credits, Transaction Number

PDS 0401 (Credits, Transaction Number) provides in Reconciliation messages the number of
transactions whose transaction amounts have a credit impact on processing.

Attributes

n-10; TAGLLL

Tag Field: 0401

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0402—Total, Transaction Number

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages, the total number of transactions whose
transaction amounts have a credit impact to processing. To do this, the clearing system
accumulates the number of messages for which DE 3 (Processing Code) indicates a credit
impact on processing to the appropriate customer. Refer to the beginning of Chapter 5 in this
manual for additional information on classifying activity as “debit impact” versus “credit
impact.”

Values
This PDS may contain zeros if the processed file contained only non-financial messages.
This PDS is populated based on final fund direction of the customer. If the customer’s net
position is a debit then the PDS contains the accumulated counts.

PDS 0402—Total, Transaction Number

PDS 0402 (Total, Transaction Number) provides in Reconciliation messages the number of
transactions whose transaction amounts have either a debit or a credit impact on processing.

Attributes

n-10; TAGLLL

Tag Field: 0402

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Right

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 Private Data Subelement Definitions
PDS 0446—Transaction Fee Amount, Syntax Error

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Reconciliation Messages

File Currency Summary/1644 • X M

Financial Position Detail/1644 • X M

This PDS provides in Reconciliation/1644 messages the total number of transactions whose
transaction amounts have either a debit or a credit impact to processing. To do this, the
clearing system accumulates PDS 0400 (Debits, Transaction Number) and PDS 0401 (Credits,
Transaction Number) and inserts the result in PDS 0402.

Values
This PDS may contain zeros if the processed file contained only non-financial messages.
This PDS is populated based on the final fund direction of the customer. If the customer’s net
position is a credit then this PDS contains the accumulated counts.

PDS 0446—Transaction Fee Amount, Syntax Error

PDS 0446 (Transaction Fee Amount, Syntax Error) will contain the submitted value from PDS
0146 (Amount, Transaction Fee) that was flagged for the soft syntax error. This is a Clearing
Platform-generated element.

Attributes

ans-12; TAGLLL

Tag Field: 0446

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Justification: None

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

Usage
This is a Clearing Platform-generated element that is created when PDS 0146, subfield 5
(Amount, Fee) was flagged for a syntax error.

Values
All currency amounts are expressed in the minor unit of currency without a decimal separator
in accordance with ISO standards for currency notation. For example, a transaction amount of
USD 212.50 is expressed as 000000021250.

PDS 0501—Transaction Description

PDS 0501 (Transaction Description) contains information describing the type of addendum
data being presented.

Attributes

n-16; TAGLLL

Tag Field: 0501

Length Field: 3 positions, value = 016

Data Field: Fixed length, 16 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General M • M

Ticket Information)/1644

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Trip Leg M • M

Data)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail M • M

Data)/1644

Financial Detail Addendum (Passenger Transport Detail—Vehicle M • M

Rental Detail)/1644

Financial Detail Addendum (Lodging Summary)/1644 M • M

Financial Detail Addendum (Temporary Services)/1644 M • M

Financial Detail Addendum (Shipping/Courier Services)/1644 M • M

Financial Detail Addendum (Payment Transaction Detail)/1644 M • M

Financial Detail Addendum (Electronic Invoice—Transaction M • M

Data)/1644

Financial Detail Addendum (Electronic Invoice—Party M • M

Information)/1644

Financial Detail Addendum (Telephony Billing—Summary)/1644 M • M

Financial Detail Addendum (Telephony Billing—Detail)/1644 M • M

Financial Detail Addendum (Travel Agency Data)/1644 M • M

Financial Detail Addendum (Lodged Account Data)/1644 M • M

Financial Detail Addendum (Corporate Card Common Data M • M

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction M • M

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 M • M

Financial Detail Addendum (Generic Detail)/1644 M • M

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Common Data)/1644 M • M

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Private Label Line Item Detail)/1644 M • M

This PDS provides the information necessary to identify the type of addendum information in a
Financial Detail Addendum/1644. The PDS also contains a sequence number to associate the
addendum message with the related First Presentment/1240.

PDS 0501 Subfields

PDS 0501 subfields are formatted as described in the following table.

Number Positions Name Attribute Justification

1 1–2 Usage Code n-2 N/A

2 3–5 Industry Record Number n-3 right

3 6–8 Occurrence Indicator n-3 right

4 9–16 Associated First Presentment n-8 right

Number

Subfield 1: Usage Code

Subfield 1 (Usage Code) indicates the type of addendum data to be provided. The Usage
Codes supporting various industries or programs are in the following table.

Transaction Detail Supported Card Acceptor Category, Industry, or

Usage Code Description Programs

01 Passenger Transport Airline, railway, travel agency

Detail

05 Vehicle Rental Detail Vehicle rental agencies

06 Lodging Summary Hotel, motel, and related lodging facilities

07 Temporary Services New business opportunities for the temporary

services sector

08 Shipping/Courier New business opportunities for the shipping/courier

Services services sector

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

Transaction Detail Supported Card Acceptor Category, Industry, or

Usage Code Description Programs

09 Electronic Invoice— New business opportunities to enable issuers to

Transaction Data/Party supply more transaction information to their
Information corporate clients

10 Payment Transaction Payments from money transfer agents or financial

Detail institutions

11 Telephony Billing— New business opportunities for companies to pay for

Detail/Summary telephony services using a Mastercard Corporate
®
Purchasing Card .

12 Travel Agency Detail New business opportunities to enable users to

provide travel agency-specific fee information

13 Lodged Account New business opportunities to enable users to

Detail provide stored client information provided by
preferred travel agencies

14 Private Label New business opportunities unique to using private

label cards

15 Healthcare Healthcare

98 Commercial Detail New business opportunities unique to the corporate

environment

99 Generic Detail Other new business opportunities

New Usage Codes are added periodically as required to support various industry and card
acceptor organizations. The clearing system validates the Usage Code and rejects a message if
it contains an invalid Usage Code.

Subfield 2: Industry Record Number

Subfield 2 (Industry Record Number) and the Usage Code are used in conjunction to uniquely
identify the addendum data format (layout) as shown in the following table.

Industry Record
Usage Code Number Description

01 000 Passenger Transport Detail—General Ticket

Information

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

Industry Record
Usage Code Number Description

01 001 Passenger Transport Detail—Trip Leg Data

01 002 Passenger Transport Detail—Rail Data

05 000 Vehicle Rental Detail

06 000 Lodging Summary

07 000 Temporary Services

08 000 Shipping/Courier Services

09 000 Electronic Invoice—Transaction Data

09 001 Electronic Invoice—Party Information

10 000 Payment Transaction Detail

11 000 Telephony Billing—Summary

11 001 Telephony Billing—Detail

12 000 Travel Agency Detail

13 000 Lodged Account Detail

14 000 Private Label Common Data

14 001 Private Label Line Item Detail

15 000 Healthcare-IIAS Detail

98 000 Corporate Detail—Corporate Card Common Data

Requirements

98 002 Corporate Detail—Corporate Fleet Transaction

Information

98 950 Corporate Detail—Corporate Line Item Detail

99 000 Generic Detail

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

New Industry Record Numbers are added periodically as required to support various industry
and card acceptor organizations. Customers should prepare their systems to accept new
Industry Record Numbers. The clearing system does not reject a message containing an
unrecognized Industry Record Number if it contains a valid Usage Code. Instead, the clearing
system passes the unedited contents of the addendum data to the receiving customer. This
policy allows the timely assignment of new Industry Record Numbers in response to specific
needs, without waiting for corresponding updates to the clearing system.

Subfield 3: Occurrence Indicator

Subfield 3 (Occurrence Indicator) identifies the specific occurrence number of each addendum
data in a particular usage code. Specific rules for Occurrence Indicator (PDS 0501, subfield 3)
follow:
• For Financial Detail Addendum (Passenger Transport—General Ticket Information)/1644
messages (PDS 0501, subfield 1 Usage Code 01 and PDS 0501, subfield 2 Industry Record
Number 000), the value of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Passenger Transport—Trip Leg Data)/1644 messages (PDS
0501, subfield 1 Usage Code 01 and PDS 0501, subfield 2 Industry Record Number 001),
the value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to
999.
• For Financial Detail addendum (Passenger Transport Detail—Rail Data)/1644 messages (PDS
0501, subfield 1 Usage Code 01 and PDS 0501, subfield 2 Industry Record Number 002),
the value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to
999 or within the range of 002 to 999 when provided in conjunction with the Financial
Detail Addendum (Passenger Transport Detail—General Ticket Information)/1644 message.
• For Financial Detail Addendum (Vehicle Rental Detail)/1644 messages (PDS 0501, subfield 1
Usage Code 05 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Lodging Summary)/1644 messages (PDS 0501, subfield 1
Usage Code 06 and PDS 0501, subfield 2 Industry Record Number 000). the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Temporary Services)/1644 messages (PDS 0501, subfield 1
Usage Code 07 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Shipping/Courier Services)/1644 messages (PDS 0501,
subfield 1 Usage Code 08 and PDS 0501, subfield 2 Industry Record Number 000), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to
999.
• For Financial Detail Addendum (Electronic Invoice—Transaction Data) /1644 messages (PDS
0501, subfield 1 Usage Code 09 and PDS 0501, subfield 2 Industry Record Number 000),
the value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to
999.
• For Financial Detail Addendum (Electronic Invoice—Party Information)/1644 messages (PDS
0501, subfield 1 Usage Code 09 and PDS 0501, subfield 2 Industry Record Number 001),

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 Private Data Subelement Definitions
PDS 0501—Transaction Description

the value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to
999.
• For Financial Detail Addendum (Payment Transaction Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 10 and PDS 0501, subfield 2 Industry Record Number 000), the
value of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Telephony Billing—Summary)/1644 messages (PDS 0501,
subfield 1 Usage Code 11 and PDS 0501, subfield 2 Industry Record Number 000), the
value of PDS 0501, subfield 3 Occurrence Indicator must 001.
• For Financial Detail Addendum (Travel Agency—Detail)/1644 messages (PDS 0501, subfield
1 Usage Code 12 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Lodged Account—Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 13 and PDS 0501, subfield 2 Industry Record Number 000), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 001 to
999.
• For Financial Detail Addendum (Telephony Billing—Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 11 and PDS 0501, subfield 2 Industry Record Number 001), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to
999.
• For Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
messages (PDS 0501, subfield 1 Usage Code 98 and PDS 0501, subfield 2 Industry Record
Number 000), the value of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Corporate Fleet Transaction Information) /1644 messages
(PDS 0501, subfield 1 Usage Code 98 and PDS 0501, subfield 2 Industry Record Number
002), the value of PDS 0501, subfield 3 Occurrence Indicator must be 001.
• For Financial Detail Addendum (Corporate Line Item Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 98 and PDS 0501, subfield 2 Industry Record Number 950), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to
999.
• For Financial Detail Addendum (Generic Detail)/1644 messages (PDS 0501, subfield 1
Usage Code 99 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS
0501, subfield 3 Occurrence Indicator must be within the range of 001 to 999.
• For Financial Detail Addendum (Healthcare)/1644 messages (PDS 0501, subfield 1 Usage
Code 15 and PDS 0501, subfield 2 Industry Record Number 000), the value of PDS 0501,
subfield 3 Occurrence Indicator must be within the range of 001–999.
• For Financial Detail Addendum (Private Label Common Data)/1644 messages (PDS 0501,
subfield 1 Usage Code 14 and PDS 0501, subfield 2 Industry Record Number 000), the
value of PDS 0501, subfield 3 Occurrence Indicator must be the value of 001.
• For Financial Detail Addendum (Private Label Line Item Detail)/1644 messages (PDS 0501,
subfield 1 Usage Code 14 and PDS 0501, subfield 2 Industry Record Number 001), the
value of PDS 0501, subfield 3 Occurrence Indicator must be within the range of 002 to
999.

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 Private Data Subelement Definitions
PDS 0502—Custom Identifier

Subfield 4: Associated First Presentment Number

The number in subfield 4 (Associated First Presentment Number) is copied from DE 71 of the
associated First Presentment/1240. The associated first presentment number is placed in this
subfield to tie the addendum message back to the related First Presentment/1240.

PDS 0502—Custom Identifier

PDS 0502 (Custom Identifier) enables customers to provide custom information pertinent to
the transaction.

Attributes

Data Representation: ans…82; TAGLLLVAR

Tag Field: 0502

Length Field: 3 positions, value = 006–082

Data Field: Variable length, 06–82 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Financial Detail Addendum (Travel Agency Detail)/1644 C X C

Financial Detail Addendum (Lodged Account Detail)/1644 C X C

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 Private Data Subelement Definitions
PDS 0502—Custom Identifier

This PDS is required in First Presentment/1240, Financial Detail Addendum (Travel Agency
Detail)/1644, or Financial Detail Addendum (Lodged Account Detail)/1644 messages for
transactions submitted for the following interchange rate programs with Brand Product MEF.

IRD Description

67 Commercial Data Rate II

82 Electronic Payment Account

Values
If PDS 0502 is present, both subfield 1 and subfield 2 must be present.
PDS 0502 is required in First Presentment/1240 messages to qualify for corporate incentives
within some intra-European and inter-European interchange programs.
For Mastercard In Control™ First Presentment/1240 messages:
• If PDS 0502 is present in the message then the values will be overlaid with the value
OTHER1 in subfield 1 (Custom Identifier Type) and the Virtual Account Number in subfield
2 (Custom Identifier Detail).
• If PDS 0502 is not present in the First Presentment/1240 then PDS 0502 is added to the
message and sent to the issuer. The values are OTHER1 in subfield 1 (Custom Identifier
Type) and the Virtual Account Number in subfield 2 (Custom Identifier Detail).
PDS 0502 (Custom Identifier), subfield 1 (Custom Identifier Type) is required and must contain
the value PMTREF along with the data in subfield 2 (Customer Identifier Detail) for U.S. region
(2/010001) transactions submitted for IRD 67 (Commercial Data Rate II) when the account
number represents the MEF product.
PDS 0502 (Custom Identifier), subfield 1 (Custom Identifier Type) is required and must contain
the value PMTREF along with the data in subfield 2 (Customer Identifier Detail) for U.S. region
(2/010001) transactions submitted for IRD 82 (Commercial Electronic Payment Account).

PDS 0502 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Custom Identifier Type ans-06 N/A

2 7–82 Custom Identifier Detail ans-76 left

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 Private Data Subelement Definitions
PDS 0502—Custom Identifier

Subfield 1: Custom Identifier Type

Subfield 1 identifies the type of custom information that is contained in subfield 2 as free-
form text. The valid values for subfield 1 are in the following table.

Value Description

CUSORD Customer Order

CUSTPO Customer Purchase Order

FOLNUM Folio Number

INVACT Invoice or Account Number for Bill Payments

OTHER1 Other

PMTREF Payment Reference Number

PRCHID Purchase Identification

RECLOC Record Locator

RESNUM Reservation Number

RNTAGR Rental Agreement

SUPINV Supplier Invoice

SUPORD Supplier Order

TKTNUM Ticket Number

TRANID Transaction Identification

TRKNUM Tracking Number

Subfield 2: Custom Identifier Detail

Subfield 2 is a free-form text field for custom information related to information pertinent to
the transaction. The information provided should relate to the value provided in subfield 1.
If present, subfield 2 must be left-justified and cannot be all zeros, all spaces, all high values,
or all low values.

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 Private Data Subelement Definitions
PDS 0503—Travel Agency Sequence Number

PDS 0503—Travel Agency Sequence Number

PDS 0503 (Travel Agency Sequence Number) contains a sequence number indicating the
sequence of this travel agency fee for this transaction.

Attributes

ans-4: TAGLLL

Tag Field: 0503

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Travel Agency Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

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 Private Data Subelement Definitions
PDS 0504—Travel Agency Fee

PDS 0504—Travel Agency Fee

PDS 0504 (Travel Agency Fee) contains descriptive information regarding the fee charged by
the travel agency.

Attributes

ans…42; TAGLLLVAR

Tag Field: 0504

Length Field: 3 positions, value = 014–042

Data Field: Variable length, 14–42 positions

Subfields: 5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Travel Agency Detail)/1644 O • C

PDS 0504 Subfields

This PDS consists of five subfields.

Number Positions Name Attribute Justification

1 1–12 Travel Agency Fee Amount n-12 right

2 13 Travel Agency Fee Amount Exponent n-1 N/A

3 14 Travel Agency Fee Amount Sign a-1 N/A

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 Private Data Subelement Definitions
PDS 0504—Travel Agency Fee

Number Positions Name Attribute Justification

4 15–26 Travel Agency Fee Amount Rate n-12 right

5 27–42 Travel Agency Fee Description ans-16 left

Subfield 1: Travel Agency Fee Amount

If PDS 0504 is present, subfield 1 must be numeric and greater than zero.

Subfield 2: Travel Agency Fee Amount Exponent

Subfield 2 (Travel Agency Fee Amount Exponent) indicates the decimal location for the Travel
Agency Fee Amount subfield.
If PDS 0504 is present, subfield 2 must be numeric and contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Travel Agency Fee Amount Sign

If PDS 0504 is present, subfield 3 must be a value D or C. This subfield identifies whether PDS
0504 is a debit or a credit from the perspective of the cardholder.

Value Description

D Travel Agency Fee Amount is a debit.

C Travel Agency Fee Amount is a credit.

Subfield 4: Travel Agency Fee Amount Rate

If PDS 0504 subfield 4 is present, subfield 4 must be numeric.

Subfield 5: Travel Agency Fee Description

If PDS 0504 subfield 5 is present, subfield 5 must be left-justified and cannot be all zeros, all
spaces, all high values, or all low values.

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 Private Data Subelement Definitions
PDS 0505—Passenger Name

PDS 0505—Passenger Name

PDS 0505 (Passenger Name) contains the name of the passenger to whom the ticket was
issued.

Attributes

ans…29; TAGLLLVAR

Tag Field: 0505

Length Field: 3 positions, value = 001–029

Data Field: Variable length, 1–29 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket C • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for one of the following U.S. region
incentive interchange rate programs.

IRD Description

10 Merit III Tier 1

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 Private Data Subelement Definitions
PDS 0505—Passenger Name

IRD Description

11 Merit III Tier 2

12 Merit III Tier 3

24 Merchant UCAF

69 Commercial T&E Rate II

70, 80 Merit III Base

76, 86 Commercial T&E Rate I

78, 88, 98 Merit I

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

SL Business Level 2 T&E Rate I

SN Business Level 2 T&E Rate II

SO Business Level 2 T&E Rate III

3L Business Level 3 T&E Rate I

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 Private Data Subelement Definitions
PDS 0505—Passenger Name

IRD Description

3N Business Level 3 T&E Rate II

3O Business Level 3 T&E Rate III

4L Business Level 4 T&E Rate I

4N Business Level 4 T&E Rate II

4O Business Level 4 T&E Rate III

This PDS is required if a Passenger Transport Detail—Rail Data Addendum message is

submitted and the associated First Presentment/1240 contains a Rail or Travel Agency MCC
and is submitted for one of the following interchange programs.

IRD Description

10 Merit III Tier I

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

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 Private Data Subelement Definitions
PDS 0505—Passenger Name

IRD Description

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RP Enhanced Merit I

RR Enhanced Passenger Transport

SL Business Level 2 T&E Rate I

SN Business Level 2 T&E Rate II

SO Business Level 2 T&E Rate III

WP World Elite Public Sector

WZ World Elite T&E Large Ticket

3L Business Level 3 T&E Rate I

3N Business Level 3 T&E Rate II

3O Business Level 3 T&E Rate III

4L Business Level 4 T&E Rate I

4N Business Level 4 T&E Rate II

4O Business Level 4 T&E Rate III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 808
 Private Data Subelement Definitions
PDS 0506—Ticket Number

This PDS optionally may be provided for airline, railway, or travel agency transactions
submitted for any other interchange program.

Values
If present, PDS 0505 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0506—Ticket Number

PDS 0506 (Ticket Number) contains the number on the ticket.

Attributes

ans-15; TAGLLL

Tag Field: 0506

Length Field: 3 positions, value = 015

Data Field: Fixed length, 15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket C • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 809
 Private Data Subelement Definitions
PDS 0506—Ticket Number

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for the following U.S. region incentive
interchange rate programs.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

76/86 Commercial T&E Rate I

78/88/98 Merit I

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 810
 Private Data Subelement Definitions
PDS 0506—Ticket Number

IRD Description

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RR Enhanced Passenger Transport

SL Business Level 2 T&E Rate I

SN Business Level 2 T&E Rate II

SO Business Level 2 T&E Rate III

WP World Elite Public Sector

3L Business Level 3 T&E Rate I

3N Business Level 3 T&E Rate II

3O Business Level 3 T&E Rate III

4L Business Level 4 T&E Rate I

4N Business Level 4 T&E Rate II

4O Business Level 4 T&E Rate III

This PDS is required if a Passenger Transport Detail—Rail Data Addendum message is

submitted and the associated First Presentment/1240 contains a rail or travel agency MCC and
is submitted for IRD 89, Commercial T&E Rate III.
This PDS optionally may be provided for airline, railway, or travel agency transactions
submitted for any other interchange program.

Values
If present, PDS 0506 must contain the ticket number and be left-justified and cannot contain
all low values, all high values, all spaces, or all zeros. If multiple tickets are purchased using a
single transaction, the primary ticket number should be provided.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 811
 Private Data Subelement Definitions
PDS 0507—Issuing Carrier

PDS 0507—Issuing Carrier

PDS 0507 (Issuing Carrier) contains the standard abbreviation for the airline or railway carrier
issuing the ticket.

Attributes

ans-4; TAGLLL

Tag Field: 0507

Length Field: 3 positions, value = 04

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket C • C

Information)/1644

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for the following U.S. region incentive
interchange rate programs.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 812
 Private Data Subelement Definitions
PDS 0507—Issuing Carrier

IRD Description

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

76/86 Commercial T&E Rate I

78/88/98 Merit I

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 813
 Private Data Subelement Definitions
PDS 0508—Customer Code

IRD Description

SL Business Level 2 T&E Rate I

SN Business Level 2 T&E Rate II

SO Business Level 2 T&E Rate III

WP World Elite Public Sector

3L Business Level 3 T&E Rate I

3N Business Level 3 T&E Rate II

3O Business Level 3 T&E Rate III

4L Business Level 4 T&E Rate I

4N Business Level 4 T&E Rate II

4O Business Level 4 T&E Rate III

This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

Values
If present, PDS 0507 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros. It may be populated with the carrier code for the appropriate trip leg.
For airline transactions, the carrier code is obtained from the Official Airline Guide (OAG) or its
equivalent.

PDS 0508—Customer Code

PDS 0508 (Customer Code) contains the code that the cardholder supplied to the card
acceptor.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0508

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 814
 Private Data Subelement Definitions
PDS 0508—Customer Code

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 1–25 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket C • C

Information)/1644

Financial Detail Addendum (Temporary Services)/1644 C • C

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C • C

1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is required in Financial Detail Addendum (Shipping/Courier) and Financial Detail
Addendums (Temporary Services) messages for transactions submitted for the following
interchange rate programs if provided by the customer.

IRD Description

60 Commercial Face-to-Face

62 Commercial Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 815
 Private Data Subelement Definitions
PDS 0508—Customer Code

IRD Description

66 Commercial Data Rate III

67 Interregional Commercial Purchasing Data Rate II

67 Commercial Data Rate II

94 Commercial Large Ticket II

99 Commercial Large Ticket III

E1 Commercial Large Ticket Rate 1 MPG

E2 Commercial Large Ticket Rate 2 MPG

E3 Commercial Large Ticket Rate 3 MPG

This PDS is required in Financial Detail Addendum (Corporate Card Common Data
Requirements) messages for transactions submitted for the following interchange rate
programs with GCMS Product Code MEF.

IRD Description

82 Commercial Electronic Payment Account

PDS 0508 must be present in a Financial Detail Addendum (Corporate Card Common Data
Requirements)/1644 when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type

Code (PDS 0158, subfield Business Service ID (PDS
2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 816
 Private Data Subelement Definitions
PDS 0508—Customer Code

Business Service Type

Code (PDS 0158, subfield Business Service ID (PDS
2) 0158, subfield 3) Description

3 050031 Europe Intercountry

NOTE:
This applies to additional domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

If the customer provides the customer code, this PDS must be submitted to qualify the
transaction for the following U.S. region and international incentive interchange rate
programs.

IRD Description

60 Commercial Face-to-Face

62 Commercial Large Ticket I

66 Commercial Data Rate III

67 Commercial Data Rate II

67 Interregional Commercial Purchasing Data Rate II

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the customer provides the customer code, PDS 0508 must be submitted to qualify the
transaction for the following Canada incentive interchange rate programs:

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 817
 Private Data Subelement Definitions
PDS 0509—Issue Date

• BQ—Canada Intracountry Commercial Data Rate I (only for transactions at non-fuel and
non-maintenance locations)
• BR—Canada Intracountry Commercial Data Rate II
• BS—Canada Intracountry Commercial Large Ticket
Customer Code should not contain all spaces.

Values
If present, PDS 0508 must be left-justified and cannot contain all spaces.

PDS 0509—Issue Date

PDS 0509 (Issue Date) is the date the ticket was issued to the customer.

Attributes

n-6; TAGLLL

Tag Field: 0509

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 818
 Private Data Subelement Definitions
PDS 0510—Travel Agency Code

Values
If present, PDS 0509 must contain a valid date in the format YYMMDD.

PDS 0510—Travel Agency Code

PDS 0510 (Travel Agency Code) is a code assigned to the travel agency.

Attributes

ans-8; TAGLLL

Tag Field: 0510

Length Field: 3 positions, value = 008

Data Field: Fixed length, 8 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, PDS 0510 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 819
 Private Data Subelement Definitions
PDS 0511—Travel Agency Name

PDS 0511—Travel Agency Name

PDS 0511 (Travel Agency Name) is the name of the travel agency issuing the ticket.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0511

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 1–25 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, PDS 0511 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 820
 Private Data Subelement Definitions
PDS 0512—Total Fare

PDS 0512—Total Fare

PDS 0512 (Total Fare) is the total amount of the ticket and should equal the amount of the
transaction.

Attributes

n-12; TAGLLL

Tag Field: 0512

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket C • C

Information)/1644

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for any of the following interchange
rate programs:
• IRD 89—Commercial T&E Rate III
• IRD SO—Business Level 2 T&E Rate III
• IRD 3O—Business Level 3 T&E Rate III
• IRD 4O—Business Level 4 T&E Rate III
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 821
 Private Data Subelement Definitions
PDS 0513—Total Fees

Values
If present, PDS 0512 can contain all zeros. It cannot contain all spaces.

PDS 0513—Total Fees

PDS 0513 (Total Fees) is the amount of the fees associated with the ticket.

Attributes

n-12; TAGLLL

Tag Field: 0513

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Values
If present, PDS 0513 can contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 822
 Private Data Subelement Definitions
PDS 0514—Total Taxes

PDS 0514—Total Taxes

PDS 0514 (Total Taxes) is the amount of all the taxes associated with the ticket.

Attributes

n-12; TAGLLL

Tag Field: 0514

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Values
If present, PDS 0514 can contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 823
 Private Data Subelement Definitions
PDS 0515—Additional Card Acceptor Information

PDS 0515—Additional Card Acceptor Information

PDS 0515 (Additional Card Acceptor Information) contains information pertaining to the card
acceptor.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0515

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 001–040 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Values
If present, PDS 0515 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 824
 Private Data Subelement Definitions
PDS 0516—Austin-Tetra Number

PDS 0516—Austin-Tetra Number

PDS 0516 (Austin-Tetra Number) contains the Austin-Tetra Number assigned to the card
acceptor.

Attributes

ans-15; TAGLLL

Tag Field: 0516

Length Field: 3 positions, value = 015

Data Field: Fixed length, 015 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0516 cannot contain all low values, all high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 825
 Private Data Subelement Definitions
PDS 0517—NAICS Code

PDS 0517—NAICS Code

PDS 0517 (NAICS Code) contains the North American Industry Classification System (NAICS)
code assigned to the card acceptor.

Attributes

ans-15; TAGLLL

Tag Field: 0517

Length Field: 3 positions, value = 015

Data Field: Fixed length, 015 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0517 cannot contain all low values, all high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 826
 Private Data Subelement Definitions
PDS 0518—Line Item Date

PDS 0518—Line Item Date

PDS 0518 (Line Item Date) contains the purchase date of the line item referenced in the
associated Corporate Card Line Item Detail.

Attributes

n-6; TAGLLL

Tag Field: 0518

Length Field: 3 positions, value = 006

Data Field: Fixed length, 006 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Values
If present, PDS 0518 must contain a valid date in the format YYMMDD. This field is required
to be present in the Financial Detail Addendum (Corporate Line Item Detail)/1644 message
when a Financial Detail Addendum (Lodging Summary)/1644 message is presented with the
transaction.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 827
 Private Data Subelement Definitions
PDS 0519—Additional Fuel Location Information

PDS 0519—Additional Fuel Location Information

PDS 0519 (Additional Fuel Location Information) contains additional information about the
fuel location, such as hours of operation and Interstate Access/Exit Number.

Attributes

an-14; TAGLLL

Tag Field: 0519

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 14

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Values
If present, PDS 0519 must be a fixed length of 14, and each of the 14 subfields must contain
a value of Y or N. If unknown, a value of N should be provided.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 828
 Private Data Subelement Definitions
PDS 0519—Additional Fuel Location Information

PDS 0519 Subfields

This PDS consists of fourteen subfields.

Number Positions Name Attribute Justification

1 1 Hours of Operation/24 Hours Available a-1 N/A

2 2 18 Wheeler Access Available a-1 N/A

3 3 Diesel Sites Available a-1 N/A

4 4 Interstate Access/Exit Number with a-1 N/A

Directions Available

5 5 Convenience Store Available a-1 N/A

6 6 Truck Stop Restaurant Available a-1 N/A

7 7 Truck Stop Hotel Available a-1 N/A

8 8 Truck Stop with Showers Available a-1 N/A

9 9 Vehicle Maintenance/Repair Bays a-1 N/A

Available

10 10 Car Wash Available a-1 N/A

11 11 Aviation Locations Available a-1 N/A

12 12 Marina Locations Available a-1 N/A

13 13 Alternative Fuel Locations Available a-1 N/A

14 14 Pay-At-Pump Available a-1 N/A

Subfield 1: Hours of Operation/24 Hours Available

Subfield 1 (Hours of Operation/24 Hours Available) must have a valid value of Y or N.

Subfield 2: 18 Wheeler Access Available

Subfield 2 (18 Wheeler Access Available) must have a valid value of Y or N.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 829
 Private Data Subelement Definitions
PDS 0519—Additional Fuel Location Information

Subfield 3: Diesel Sites Available

Subfield 3 (Diesel Sites Available) must have a valid value of Y or N.

Subfield 4: Interstate Access/Exit Number with Directions Available

Subfield 4 (Interstate Access/Exit Number with Directions Available) must have a valid value of
Y or N.

Subfield 5: Convenience Store Available

Subfield 5 (Convenience Store Available) must have a valid value of Y or N.

Subfield 6: Truck Stop Restaurant Available

Subfield 6 (Truck Stop Restaurant Available) must have a valid value of Y or N.

Subfield 7: Truck Stop Hotel Available

Subfield 7 (Truck Stop Hotel Available) must have a valid value of Y or N.

Subfield 8: Truck Stop with Showers Available

Subfield 8 (Truck Stop with Showers Available) must have a valid value of Y or N.

Subfield 9: Vehicle Maintenance/Repair Bays Available

Subfield 9 (Vehicle Maintenance/Repair Bays Available) must have a valid value of Y or N.

Subfield 10: Car Wash Available

Subfield 10 (Car Wash Available) must have a valid value of Y or N.

Subfield 11: Aviation Locations Available

Subfield 11 (Aviation Locations Available) must have a valid value of Y or N.

Subfield 12: Marina Locations Available

Subfield 12 (Marina Locations Available) must have a valid value of Y or N.

Subfield 13: Alternative Fuel Locations Available

Subfield 13 (Alternative Fuel Locations Available) must have a valid value of Y or N.

Subfield 14: Pay-At-Pump Available

Subfield 14 (Pay-at-Pump Available) must have a valid value of Y or N.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 830
 Private Data Subelement Definitions
PDS 0520—Travel Date

PDS 0520—Travel Date

PDS 0520 (Travel Date) is the effective ticket date, previously referred to as departure date.

Attributes

n-6; TAGLLL

Tag Field: 0520

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

Financial Detail Addendum (Passenger Transport Detail—Rail C • C

Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for one of the following U.S. region
incentive interchange rate programs.

IRD Description

10 Merit III Tier 1

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 831
 Private Data Subelement Definitions
PDS 0520—Travel Date

IRD Description

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

WP World Elite Public Sector

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 832
 Private Data Subelement Definitions
PDS 0521—Carrier Code

Values
If present, PDS 0520 must be a valid date in the format YYMMDD. Customers must use the
ticket purchase date for “open tickets.”

PDS 0521—Carrier Code

PDS 0521 (Carrier Code) is the standard abbreviation for the airline or railway carrier.

Attributes

ans-2; TAGLLL

Tag Field: 0521

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

Financial Detail Addendum (Lodging Summary)/1644 O • C

This PDS is required for the following conditions:

• The associated First Presentment/1240 contains an airline card acceptor business code and
is submitted for one of the following interchange rate programs.
• The associated First Presentment/1240 contains a rail card acceptor business code, the
transaction is submitted for one of the following interchange rate programs, and the

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 833
 Private Data Subelement Definitions
PDS 0521—Carrier Code

acquirer submits the Financial Detail Addendum (Passenger Transport Detail—Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail—Rail
Data)/1644 message.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 834
 Private Data Subelement Definitions
PDS 0522—Service Class Code

IRD Description

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

WP World Elite Public Sector

Values
PDS 0521 is the Carrier Code obtained from the OAG, IATA, or an equivalent.
If present, it must be left-justified and cannot contain all low values, all high values, all spaces,
or all zeros.

PDS 0522—Service Class Code

PDS 0522 (Service Class Code) is the service type (such as coach or first class).

Attributes

ans-2; TAGLLL

Tag Field: 0522

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 835
 Private Data Subelement Definitions
PDS 0522—Service Class Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

This PDS is required for the following conditions:

• The associated First Presentment/1240 contains an airline card acceptor business code and
is submitted for one of the following interchange rate programs.
• The associated First Presentment/1240 contains a rail card acceptor business code, the
transaction is submitted for one of the following interchange rate programs, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail—Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail—Rail
Data)/1644 message.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70, 80 Merit III Base

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 836
 Private Data Subelement Definitions
PDS 0523—City of Origin/Airport Code

IRD Description

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

WP World Elite Public Sector

Values
PDS 0522 is the Service Class Code obtained from the OAG or its equivalent. If present, it
must be left-justified and cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0523—City of Origin/Airport Code

PDS 0523 (City of Origin/Airport Code) is the originating airport or railway name’s standard
abbreviation.

Attributes

ans-5; TAGLLL

Tag Field: 0523

Length Field: 3 positions, value = 005

Data Field: Fixed length, 5 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 837
 Private Data Subelement Definitions
PDS 0523—City of Origin/Airport Code

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

This PDS is required for the following conditions:

• The associated First Presentment/1240 contains an airline card acceptor business code and
is submitted for one of the following interchange rate programs.
• The associated First Presentment/1240 contains a rail card acceptor business code, the
transaction is submitted for one of the following interchange rate programs, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail—Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail—Rail
Data)/1644 message.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 838
 Private Data Subelement Definitions
PDS 0523—City of Origin/Airport Code

IRD Description

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

WP World Elite Public Sector

Values
PDS 0523 is the City of Origin/Airport Code obtained from the OAG or its equivalent.
Non–travel-related airline codes cannot be obtained from the OAG and are listed in the table
below.

Code Description

XUP Upgrade

XAF Club fee

XCA Cargo

XOT Tour order

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 839
 Private Data Subelement Definitions
PDS 0524—City of Destination/Airport Code

Code Description

XDF Duty free

XAE Baggage charge

XAO Prepaid ticket

XAA Miscellaneous charge

XTD Delivery

XPC Pet carrier

XPE Ticket reissue

If present, this PDS must be left-justified and cannot contain the following values or formats:
• Low values
• High values
• All spaces
• All zeros
• Only one character

PDS 0524—City of Destination/Airport Code

PDS 0524 (City of Destination/Airport Code) is the destination airport or railway name’s
standard abbreviation.

Attributes

ans-5; TAGLLL

Tag Field: 0524

Length Field: 3 positions, value = 005

Data Field: Fixed length, 5 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 840
 Private Data Subelement Definitions
PDS 0524—City of Destination/Airport Code

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

This PDS is required for the following conditions:

• The associated First Presentment/1240 contains an airline card acceptor business code and
is submitted for one of the following interchange rate programs.
• The associated First Presentment/1240 contains a rail card acceptor business code, the
transaction is submitted for one of the following interchange rate programs, and the
acquirer submits the Financial Detail Addendum (Passenger Transport Detail—Trip Leg
Data)/1644 instead of the Financial Detail Addendum (Passenger Transport Detail—Rail
Data)/1644 message.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70, 80 Merit III Base

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 841
 Private Data Subelement Definitions
PDS 0524—City of Destination/Airport Code

IRD Description

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RK Enhanced Public Sector

WP World Elite Public Sector

Values
PDS 0524 is the City of Origin/Airport Code obtained from the OAG or its equivalent.
Non–travel-related airline codes cannot be obtained from the OAG and are listed in the table
below.

Code Description

XUP Upgrade

XAF Club fee

XCA Cargo

XOT Tour order

XDF Duty free

XAE Baggage charge

XAO Prepaid ticket

XAA Miscellaneous charge

XTD Delivery

XPC Pet carrier

XPE Ticket reissue

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 842
 Private Data Subelement Definitions
PDS 0525—Stop Over Code

If present, this PDS must be left-justified and cannot contain the following values or formats:
• Low values
• High values
• All spaces
• All zeros
• Only one character

PDS 0525—Stop Over Code

PDS 0525 (Stop Over Code) contains a code indicating whether there was a direct or a non-
direct flight or route on the same ticket number.

Attributes

ans-1; TAGLLL

Tag Field: 0525

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for the U.S. region Commercial T&E III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 843
 Private Data Subelement Definitions
PDS 0526—Conjunction Ticket

(IRD 89) incentive interchange rate program and the acquirer submits a Financial Detail
Addendum (Passenger Transport Detail—Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

Values
PDS 0525 is the Stop Over Code obtained from the OAG or its equivalent. If present, PDS
0525 may contain a space but cannot contain all low values or all high values. If present, a
value of a space indicates a direct flight (that is, no stopover). A value other than a space
indicates a non-direct flight (includes stopover). Valid values for PDS 0525 are 0–9, A–Z, or
space.

PDS 0526—Conjunction Ticket

PDS 0526 (Conjunction Ticket) is the ticket that contains additional coupons on an itinerary
that is more than four segments.

Attributes

ans-15; TAGLLL

Tag Field: 0526

Length Field: 3 positions, value = 015

Data Field: Fixed length, 15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 844
 Private Data Subelement Definitions
PDS 0527—Exchange Ticket

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Values
If present, PDS 0526 must be left-justified and cannot contain all spaces, all zeros, all low
values, or all high values.

PDS 0527—Exchange Ticket

PDS 0527 (Exchange Ticket) is the original ticket number replaced by a new ticket number.

Attributes

ans-15; TAGLLL

Tag Field: 0527

Length Field: 3 positions, value = 015

Data Field: Fixed length, 15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 845
 Private Data Subelement Definitions
PDS 0528—Coupon Number

Values
If present, PDS 0527 must be left-justified and cannot contain all spaces, all zeros, all low
values, or all high values.

PDS 0528—Coupon Number

PDS 0528 (Coupon Number) contains information for each leg of travel for a purchased ticket.
A ticket can contain several legs of travel and each leg of travel requires a separate coupon
within the series identified by a coupon number.

Attributes

ans-1; TAGLLL

Tag Field: 0528

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Values
If present, PDS 0528 may contain a space but cannot contain all low values, all high values, all
spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 846
 Private Data Subelement Definitions
PDS 0529—Fare Basis Code

PDS 0529—Fare Basis Code

PDS 0529 (Fare Basis Code) contains a code that carriers assign to a particular ticket type, such
as business class or discounted/nonrefundable.

Attributes

ans…15; TAGLLLVAR

Tag Field: 0529

Length Field: 3 positions, value = 001–015

Data Field: Variable length, 1–15 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for the U.S. region Commercial T&E
Rate III (IRD 89) incentive interchange rate program and the acquirer submits a Financial Detail
Addendum (Passenger Transport Detail—Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

Values
If present, PDS 0529 cannot contain all low values, all high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 847
 Private Data Subelement Definitions
PDS 0530—Flight Number

PDS 0530—Flight Number

PDS 0530 (Flight Number) is the number that the operating or marketing carrier assigned.

Attributes

ans-5; TAGLLL

Tag Field: 0530

Length Field: 3 positions, value = 005

Data Field: Fixed length, 5 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

Financial Detail Addendum (Lodging Summary)/1644 O • C

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC, the transaction is submitted for the U.S. region
Commercial T&E III (IRD 89) incentive interchange rate program and the acquirer submits a
Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 848
 Private Data Subelement Definitions
PDS 0531—Departure Time

Values
If present, PDS 0530 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0531—Departure Time

PDS 0531 (Departure Time) is the time of departure provided by the airline or railway, per trip
leg.

Attributes

ans-5; TAGLLL

Tag Field: 0531

Length Field: 3 positions, value = 005

Data Field: Fixed length, 5 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg C • C

Data)/1644

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC, the transaction is submitted for the U.S. region
Commercial T&E III (IRD 89) incentive interchange rate program and the acquirer submits a
Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 message.
This PDS optionally may be provided for airline or railway transactions submitted for any other
interchange program.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 849
 Private Data Subelement Definitions
PDS 0532—Total Charges

PDS 0531 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–4 Departure Time n-4 right

2 5 Departure Time Segment ans-1 N/A

Subfield 1: Departure Time

Subfield 1 (Departure Time) consists of hours and minutes (hhmm), with an implied colon. The
hours (hh) must be 00–23 and the minutes (mm) must be 00–59.

NOTE:
Midnight is provided as 0000.

Subfield 2: Departure Time Segment

Subfield 2 (Departure Time Segment) must contain one of the values in the following table.

Value Description

A 00:00 (midnight) to 11:59

P 12:00 (noon) to 23:59

space Unknown or not available

PDS 0532—Total Charges

PDS 0532 (Total Charges) contains the total amount of the room charges.

Attributes

ans-14; TAGLLL

Tag Field: 0532

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 850
 Private Data Subelement Definitions
PDS 0532—Total Charges

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0532 Total Charges must be a fixed length of 14.

PDS 0532 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Charges Amount n-12 Right

2 13 Total Charges Exponent n-1 N/A

3 14 Total Charges Sign a-1 N/A

Subfield 1: Total Charges Amount

If PDS 0532 is present, subfield 1 (Total Charges Amount) must contain the amount of the
charges and may be all zeros.

Subfield 2: Total Charges Exponent

If PDS 0532 is present, subfield 2 (Total Charges Exponent) must contain a value.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 851
 Private Data Subelement Definitions
PDS 0533—Arrival Time

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Total Charges Sign

If PDS 0532 is present, subfield 3 (Total Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0532 is a debit or credit from the perspective of the
cardholder.

Value Description

D Total charges amount is a debit.

C Total charges amount is a credit.

PDS 0533—Arrival Time

PDS 0533 (Arrival Time) is the arrival time provided by the airline or railway, per trip leg.

Attributes

ans-5; TAGLLL

Tag Field: 0533

Length Field: 3 positions, value = 005

Data Field: Fixed length, 5 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 852
 Private Data Subelement Definitions
PDS 0533—Arrival Time

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

PDS 0533 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–4 Arrival Time n-4 right

2 5 Arrival Time Segment ans-1 N/A

Subfield 1: Arrival Time

Subfield 1 (Arrival Time) consists of hours and minutes (hhmm), with an implied colon. The
hours (hh) must be 00–23, and the minutes (mm) must be 00–59.

NOTE:
Midnight is provided as 0000.

Subfield 2: Arrival Time Segment

Subfield 2 (Arrival Time Segment) must contain one of the values in the following table.

Value Description

A 00:00 (midnight) to 11:59

P 12:00 (noon) to 11:59

space Unknown or not available

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 853
 Private Data Subelement Definitions
PDS 0534—Total Non-Room Charges

PDS 0534—Total Non-Room Charges

PDS 0534 (Total Non-Room Charges) contains the total amount of the non-room charges.

Attributes

ans-14; TAGLLL

Tag Field: 0534

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0534 must be a fixed length of 14.

PDS 0534 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Non-Room Charges n-12 Right

Amount

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 854
 Private Data Subelement Definitions
PDS 0534—Total Non-Room Charges

Number Positions Name Attribute Justification

2 13 Total Non-Room Charges n-1 N/A

Exponent

3 14 Total Non-Room Charges Sign a-1 N/A

Subfield 1: Total Non-Room Charges Amount

If PDS 0534 is present, subfield 1 (Total Non-Room Charges Amount) must contain the
amount of the non-room charges and may be all zeros.

Subfield 2: Total Non-Room Charges Exponent

If PDS 0534 is present, subfield 2 (Total Non-Room Charges Exponent) must contain a value of
0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Total Non-Room Charges Sign

If PDS 0534 is present, subfield 3 (Total Non-Room Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0534 is a debit or credit from the perspective of the
cardholder.

Value Description

D Total non-room charges amount is a debit.

C Total non-room charges amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 855
 Private Data Subelement Definitions
PDS 0535—Fare

PDS 0535—Fare
PDS 0535 (Fare) is the total amount of the trip leg ticket.

Attributes

n-12; TAGLLL

Tag Field: 0535

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Values
If present, PDS 0535 can contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 856
 Private Data Subelement Definitions
PDS 0536—Fee

PDS 0536—Fee
PDS 0536 (Fee) is the total fee amount, per trip leg, associated with the ticket.

Attributes

n-12; TAGLLL

Tag Field: 0536

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Values
If present, PDS 0536 can contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 857
 Private Data Subelement Definitions
PDS 0537—Taxes

PDS 0537—Taxes
PDS 0537 (Taxes) is the amount of the total taxes, per trip leg, associated with the ticket.

Attributes

n-12; TAGLLL

Tag Field: 0537

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Values
If present, PDS 0537 can contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 858
 Private Data Subelement Definitions
PDS 0538—Endorsements/Restrictions

PDS 0538—Endorsements/Restrictions
Endorsements can be agency-added notations and, in some cases, mandatory government-
required notations, such as VAT. Restrictions are limitations set on a ticket according to the
type of fare, such as nonrefundable or three-day minimum stay.

Attributes

ans…20; TAGLLLVAR

Tag Field: 0537

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 1–20 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Values
If present, PDS 0538 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 859
 Private Data Subelement Definitions
PDS 0539—Total Amount Charged on Card

PDS 0539—Total Amount Charged on Card

PDS 0539 (Total Amount Charged on Card) contains the total amount of the room charges,
charged to this account.

Attributes

ans-14; TAGLLL

Tag Field: 0539

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0539 must be a fixed length of 14.

PDS 0539 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Amount Charged on Card n-12 Right

Amount

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0539—Total Amount Charged on Card

Number Positions Name Attribute Justification

2 13 Total Amount Charged on Card n-1 N/A

Exponent

3 14 Total Amount Charged on Card a-1 N/A

Sign

Subfield 1: Total Amount Charged on Card Amount

If PDS 0539 is present, subfield 1 (Total Amount Charged on Card Amount) must be numeric
and contain the amount charged on this account, and it may be all zeros.

Subfield 2: Total Amount Charged on Card Exponent

If PDS 0539 is present, subfield 2 (Total Amount Charged on Card Exponent) must be numeric
and contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Total Amount Charged on Card Sign

If PDS 0539 is present, subfield 3 (Total Amount Charged on Card Sign) must contain a value
of D or C. This subfield identifies whether PDS 0539 is a debit or credit from the perspective
of the cardholder.

Value Description

D Total amount charged on this account is a debit.

C Total amount charged on this account is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0540—Room Service Charges

PDS 0540—Room Service Charges

PDS 0540 (Room Service Charges) contains the amount of the room service charges.

Attributes

ans-14; TAGLLL

Tag Field: 0540

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0540 must be a fixed length of 14.

PDS 0540 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Room Service Charges Amount n-12 Right

2 13 Room Service Charges Exponent n-1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0541—Lounge/Bar Charges

Number Positions Name Attribute Justification

3 14 Room Service Charges Sign a-1 N/A

Subfield 1: Room Services Charges Amount

If PDS 0540 is present, subfield 1 (Room Services Charges Amount) must be numeric and
contain the amount of the room service charges, and it may be all zeros.

Subfield 2: Room Service Charges Exponent

If PDS 0540 is present, subfield 2 (Room Service Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Room Services Charges Sign

If PDS 0540 is present, subfield 3 (Room Services Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0540 is a debit or credit from the perspective of the
cardholder.

Value Description

D Room service charges amount is a debit.

C Room service charges amount is a credit.

PDS 0541—Lounge/Bar Charges

PDS 0541 (Lounge/Bar Charges) contains the amount of the lounge or bar charges.

Attributes

ans-14; TAGLLL

Tag Field: 0541

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IPM Clearing Formats • 11 June 2019 863
 Private Data Subelement Definitions
PDS 0541—Lounge/Bar Charges

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0541 must be a fixed length of 14.

PDS 0541 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Lounge/Bar Charges Amount n-12 right

2 13 Lounge/Bar Charges Exponent n-1 N/A

3 14 Lounge/Bar Charges Sign a-1 N/A

Subfield 1: Lounge/Bar Charges Amount

If PDS 0541 is present, subfield 1 (Lounge/Bar Charges Amount) must be numeric and contain
the amount of the lounge or bar charges, and it may be all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 864
 Private Data Subelement Definitions
PDS 0542—Transportation Charges

Subfield 2: Lounge/Bar Charges Exponent

If PDS 0541 is present, subfield 2 (Lounge/Bar Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Lounge/Bar Charges Sign

If PDS 0541 is present, subfield 3 (Lounge/Bar Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0541 is a debit or credit from the perspective of the
cardholder.

Value Description

D Lounge/Bar charges amount is a debit.

C Lounge/Bar charges amount is a credit.

PDS 0542—Transportation Charges

PDS 0542 (Transportation Charges) contains the amount of the transportation charges.

Attributes

ans-14; TAGLLL

Tag Field: 0542

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 865
 Private Data Subelement Definitions
PDS 0542—Transportation Charges

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0542 must be a fixed length of 14.

PDS 0542 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Transportation Charges Amount n-12 Right

2 13 Transportation Charges n-1 N/A

Exponent

3 14 Transportation Charges Sign a-1 N/A

Subfield 1: Transportation Charges Amount

If PDS 0542 is present, subfield 1 (Transportation Charges Amount) must be numeric and
contain the amount of the transportation charges, and it may be all zeros.

Subfield 2: Transportation Charges Exponent

If PDS 0542 is present, subfield 2 (Transportation Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 866
 Private Data Subelement Definitions
PDS 0543—Gratuity Charges

Subfield 3: Transportation Charges Sign

If PDS 0542 is present, subfield 3 (Transportation Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0542 is a debit or credit from the perspective of the
cardholder.

Value Description

D Transportation charges amount is a debit.

C Transportation charges amount is a credit.

PDS 0543—Gratuity Charges

PDS 0543 (Gratuity Charges) contains the amount of the gratuity charges.

Attributes

ans-14; TAGLLL

Tag Field: 0543

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0543—Gratuity Charges

Values
PDS 0543 must be a fixed length of 14.

PDS 0543 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Gratuity Charges Amount n-12 Right

2 13 Gratuity Charges Exponent n-1 N/A

3 14 Gratuity Charges Sign a-1 N/A

Subfield 1: Gratuity Charges Amount

If PDS 0543 is present, subfield 1 (Gratuity Charges Amount) must be numeric and may be all
zeros.

Subfield 2: Gratuity Charges Exponent

If PDS 0543 is present, subfield 2 (Gratuity Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Gratuity Charges Sign

If PDS 0543 is present, subfield 3 (Gratuity Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0543 is a debit or credit from the perspective of the
cardholder.

Value Description

D Gratuity charges amount is a debit.

C Gratuity charges amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 868
 Private Data Subelement Definitions
PDS 0544—Rental Agreement Number

PDS 0544—Rental Agreement Number

PDS 0544 (Rental Agreement Number) contains the original vehicle rental agreement invoice
number.

Attributes

ans-9; TAGLLL

Tag Field: 0544

Length Field: 3 positions, value = 009

Data Field: Fixed length, 9 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0545—Renter Name

IRD Description

89 Commercial T&E Rate III

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If the actual rental agreement number contains more than nine digits, customers should
populate PDS 0544 with the agreement number’s right-most nine digits. If present, PDS 0544
must be left-justified and cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0545—Renter Name

PDS 0545 (Renter Name) is the name of the individual making the vehicle rental agreement.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0545

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0545—Renter Name

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
PDS 0545 must be a length of 1–040.
If present, PDS 0545 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 871
 Private Data Subelement Definitions
PDS 0546—Rental Return City

PDS 0546—Rental Return City

PDS 0546 (Rental Return City) is the city where the vehicle was returned to the rental agency.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0546

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 1–25 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 872
 Private Data Subelement Definitions
PDS 0547—Rental Return State/Province

IRD Description

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
PDS 0546 must be a length of 001–025.
If present, PDS 0546 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0547—Rental Return State/Province

PDS 0547 (Rental Return State/Province) is the state or province where the vehicle was
returned to the rental agency.

Attributes

ans-3; TAGLLL

Tag Field: 0547

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 873
 Private Data Subelement Definitions
PDS 0547—Rental Return State/Province

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0547 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros. It must contain a valid U.S. state code when PDS 0548 (Rental Return
Country) contains USA.
If the rental return occurs in a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers
should provide the three-position country code (GUM, PRI, or VIR) in both PDS 0547 and PDS
0548.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 874
 Private Data Subelement Definitions
PDS 0548—Rental Return Country

If rental return occurs outside the U.S. region, this field is not edited.

PDS 0548—Rental Return Country

PDS 0548 (Rental Return Country) is the country where the vehicle was returned to the rental
agency.

Attributes

ans-3; TAGLLL

Tag Field: 0548

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 875
 Private Data Subelement Definitions
PDS 0549—Rental Return Location ID

IRD Description

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0548 must be left-justified and contain a valid alphabetic ISO country code. It
cannot contain all spaces.
If the rental return occurs in a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers
should provide the three-position country code (GUM, PRI, or VIR) in both PDS 0547 (Rental
Return State/Province) and PDS 0548.

PDS 0549—Rental Return Location ID

PDS 0549 (Rental Return Location ID) contains the agency code, phone number, or address
abbreviation used to identify the vehicle rental return location.

Attributes

ans-10; TAGLLL

Tag Field: 0549

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 876
 Private Data Subelement Definitions
PDS 0549—Rental Return Location ID

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional, optional, system-
provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

97 Lodging and Auto Rentals

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0549 must be left-justified and cannot contain all spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 877
 Private Data Subelement Definitions
PDS 0550—Rental Return Date

PDS 0550—Rental Return Date

PDS 0550 (Rental Return Date) indicates the date when the vehicle was returned to the rental
agency.

Attributes

n-6; TAGLLL

Tag Field: 0550

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 878
 Private Data Subelement Definitions
PDS 0551—Rental Check-Out Date

IRD Description

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0550 must contain a valid date in the format YYMMDD.

PDS 0551—Rental Check-Out Date

PDS 0551 (Rental Check-Out Date) is the date when the vehicle was originally rented.

Attributes

n-6; TAGLLL

Tag Field: 0551

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 879
 Private Data Subelement Definitions
PDS 0551—Rental Check-Out Date

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0551 must contain a valid date in the format YYMMDD.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 880
 Private Data Subelement Definitions
PDS 0552—Customer Service Toll-Free (800) Number

PDS 0552—Customer Service Toll-Free (800) Number

PDS 0552 (Customer Service Toll-Free [800] Number) contains the customer service phone
number used to resolve cardholder questions and disputes.

Attributes

ans-17; TAGLLL

Tag Field: 0552

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for the U.S. region Lodging and Auto Rental (IRD 97)
incentive interchange rate program.
This PDS is required if the associated First Presentment/1240 contains a vehicle rental MCC
and is submitted for one of the following U.S. region incentive interchange rate programs.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 881
 Private Data Subelement Definitions
PDS 0552—Customer Service Toll-Free (800) Number

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

This PDS is required if the associated First Presentment/1240 contains a lodging MCC and is
submitted for one of the following U.S. region incentive interchange rate programs.

IRD Description

69 Commercial T&E Rate II

89 Commercial T&E Rate III

96 World T&E

For transactions acquired in the U.S. region or Canada region, PDS 0552, if present, must
contain a 10-position phone number and be left-justified with trailing spaces. The first three
positions must be numeric.

Values
If present, PDS 0552 cannot contain all zeros, all spaces, all low values, or all high values.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 882
 Private Data Subelement Definitions
PDS 0553—Rental Rate

PDS 0553—Rental Rate

PDS 0553 (Rental Rate) contains the rental rate charged for the vehicle and indicates whether
it is a daily, weekly, or monthly rate.

Attributes

ans-13; TAGLLL

Tag Field: 0553

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Requirements
This PDS is required if the associated First Presentment/1240 contains a fleet card MCC and is
submitted for the following U.S. region incentive interchange rate program.

IRD Description

66 Commercial Data Rate III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 883
 Private Data Subelement Definitions
PDS 0554—Conference Room Charges

PDS 0553 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Rental Rate Indicator as-1 N/A

2 2–13 Rental Rate n-12 right

Subfield 1: Rental Rate Indicator

If PDS 0553 is present, subfield 1 (Rental Rate Indicator) must contain one of the following
values.

Value Description

D Daily rate

W Weekly rate

M Monthly rate

space Unknown or unreported

Subfield 2: Rental Rate

If PDS 0553 is present, subfield 2 (Rental Rate) must be numeric and may contain all zeros.

PDS 0554—Conference Room Charges

PDS 0554 (Conference Room Charges) contains the amount of the charges associated with
conference room use.

Attributes

ans-14; TAGLLL

Tag Field: 0554

Length Field: 3 positions, value = 014

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 884
 Private Data Subelement Definitions
PDS 0554—Conference Room Charges

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0554 must be a fixed length of 14.

PDS 0554 Subfields

This PDS consists of three subfields

Number Positions Name Attribute Justification

1 1–12 Conference Room Charges n-12 Right

Amount

2 13 Conference Room Charges n-1 N/A

Exponent

3 14 Conference Room Charges Sign a1 N/A

Subfield 1: Conference Room Charges Amount

If PDS 0554 is present, subfield 1 (Conference Room Charges Amount) must be numeric and
may be all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 885
 Private Data Subelement Definitions
PDS 0555—Rate Per Mile (or Per Kilometer)

Subfield 2: Conference Room Charges Exponent

If PDS 0554 is present, subfield 2 (Conference Room Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Conference Room Charges Sign

If PDS 0554 is present, subfield 3 (Conference Room Charges Sign) must contain a value of D
or C. This subfield identifies whether PDS 0554 is a debit or credit from the perspective of the
cardholder.

Value Description

D Conference room charges amount is a debit.

C Conference room charges amount is a credit.

PDS 0555—Rate Per Mile (or Per Kilometer)

PDS 0555 (Rate Per Mile [or Per Kilometer]) contains the rate charged for each mile or
kilometer. It may be a daily, weekly, or monthly rate.

Attributes

n-12; TAGLLL

Tag Field: 0555

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 886
 Private Data Subelement Definitions
PDS 0556—Total Miles (or Kilometers)

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0555 must be numeric and may contain all zeros.

PDS 0556—Total Miles (or Kilometers)

PDS 0556 (Total Miles [or Kilometers]) contains the total miles or kilometers that the customer
drove.

Attributes

n-4; TAGLLL

Tag Field: 0556

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 887
 Private Data Subelement Definitions
PDS 0557—Maximum Free Miles (or Kilometers)

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0556 must be numeric and cannot contain all zeros.

PDS 0557—Maximum Free Miles (or Kilometers)

PDS 0557 (Maximum Free Miles [or Kilometers]) contains the free miles or kilometers allowed
to a customer for the duration of the vehicle rental agreement.

Attributes

n-4; TAGLLL

Tag Field: 0557

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 888
 Private Data Subelement Definitions
PDS 0558—Miles/Kilometers Indicator

Values
If present, PDS 0557 must be numeric and may contain all zeros.

PDS 0558—Miles/Kilometers Indicator

PDS 0558 (Miles/Kilometers Indicator) shows whether the “miles” fields are expressed in miles
or kilometers.

Attributes

ans-1; TAGLLL

Tag Field: 0558

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0558 must contain one of the following values.

Value Description

K Kilometers

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 889
 Private Data Subelement Definitions
PDS 0559—Vehicle Insurance

Value Description

M Miles

space Unknown or unreported

PDS 0559—Vehicle Insurance

PDS 0559 (Vehicle Insurance) contains an indicator of whether the customer purchased
insurance and of the insurance amount.

Attributes

ans-13; TAGLLL

Tag Field: 0559

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 890
 Private Data Subelement Definitions
PDS 0560—Audio Visual Charges

PDS 0559 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Insurance Indicator as-1 N/A

2 2–13 Insurance Charges ans-12 right

Subfield 1: Insurance Indicator

If PDS 0559 is present, subfield 1 (Insurance Indicator) must contain one of the following
values.

Value Description

Y Yes (insurance was purchased)

N No (insurance was not purchased)

spaces Unknown or unreported

Subfield 2: Insurance Charges

If PDS 0559, subfield 1 is Y, PDS 0559, subfield 2 (Insurance Charges) cannot contain all
spaces or all zeros.

PDS 0560—Audio Visual Charges

PDS 0560 (Audio Visual Charges) contains the amount of the audiovisual equipment charges.

Attributes

ans-14; TAGLLL

Tag Field: 0560

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 891
 Private Data Subelement Definitions
PDS 0560—Audio Visual Charges

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0560 must be a fixed length of 14.

PDS 0560 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Audio Visual Charges Amount n-12 Right

2 13 Audio Visual Charges Exponent n-1 N/A

3 14 Audio Visual Charges Sign a-1 N/A

Subfield 1: Audio Visual Charges Amount

If PDS 0560 is present, subfield 1 (Audio Visual Charges Amount) must be numeric and
contain the amount of the audiovisual equipment charges, and it may be all zeros.

Subfield 2: Audio Visual Charges Exponent

If PDS 0560 is present, subfield 2 (Audio Visual Charges Exponent) must be numeric and
contain a value of 0 to 5.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 892
 Private Data Subelement Definitions
PDS 0561—Adjusted Amount

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Audio Visual Charges Sign

If PDS 0560 is present, subfield 3 (Audio Visual Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0560 is a debit or credit from the perspective of the
cardholder.

Value Description

D Audio visual charges amount is a debit.

C Audio visual charges amount is a credit.

PDS 0561—Adjusted Amount

PDS 0561 (Adjusted Amount) indicates whether any miscellaneous charges were incurred
after the vehicle was returned.
PDS 0561 should be provided only when additional charges have been identified.

Attributes

ans-13; TAGLLL

Tag Field: 0561

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

Justification: See “Subfields”

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 893
 Private Data Subelement Definitions
PDS 0561—Adjusted Amount

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

PDS 0561 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Adjusted Amount Indicator as-1 N/A

2 2–13 Adjusted Amount n-12 right

Subfield 1: Adjusted Amount Indicator

If PDS 0561 is present, subfield 1 (Adjusted Amount Indicator) must contain one of the
following values.

Value Description

A Drop-off charges

B Delivery charges

C Parking expenses

D Extra hours

E Violations

X Multiple charges of the above types

space Unknown or no additional charges

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 894
 Private Data Subelement Definitions
PDS 0562—Banquet Charges

Subfield 2: Adjusted Amount

If subfield 1 does not contain a space, subfield 2 (Adjusted Amount) must be numeric and
greater than zero.

PDS 0562—Banquet Charges

PDS 0562 (Banquet Charges) contains the amount of the banquet charges.

Attributes

ans-14; TAGLLL

Tag Field: 0562

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0562 must be a fixed length of 14.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 895
 Private Data Subelement Definitions
PDS 0562—Banquet Charges

PDS 0562 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Banquet Charges Amount n-12 right

2 13 Banquet Charges Exponent n-1 N/A

3 14 Banquet Charges Sign a-1 N/A

Subfield 1: Banquet Charges Amount

If PDS 0562 is present, subfield 1 (Banquet Charges Amount) must be numeric and contain
the amount of the banquet charges, and it may be all zeros.

Subfield 2: Banquet Charges Exponent

If PDS 0562 is present, subfield 2 (Banquet Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Banquet Charges Sign

If PDS 0562 is present, subfield 3 (Banquet Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0562 is a debit or credit from the perspective of the
cardholder.

Value Description

D Banquet charges amount is a debit.

C Banquet charges amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 896
 Private Data Subelement Definitions
PDS 0563—Program Code

PDS 0563—Program Code

PDS 0563 (Program Code) identifies special circumstances, such as “frequent renter.”

Attributes

ans-2; TAGLLL

Tag Field: 0563

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0563 must be left-justified and cannot be all low values, all high values, all
spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 897
 Private Data Subelement Definitions
PDS 0564—Rental Location City

PDS 0564—Rental Location City

PDS 0564 (Rental Location City) indicates where the vehicle was rented.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0564

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 1–25 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III
(IRD 89) incentive interchange rate program.

Values
PDS 0564, Rental Location City must be a length of 001–025.
If present, PDS 0564 must be left-justified and cannot be all low values, all high values, all
spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 898
 Private Data Subelement Definitions
PDS 0565—Rental Location State/Province

PDS 0565—Rental Location State/Province

PDS 0565 (Rental Location State/Province) indicates the state or province where the vehicle
was rented.

Attributes

ans-3; TAGLLL

Tag Field: 0565

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III
(IRD 89) incentive interchange rate program.

Values
If present, PDS 0565 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros. It must contain a valid U.S. state code if PDS 0566 (Rental Location
Country) contains USA.
If the rental location occurs in a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers
should provide the three-position country code (GUM, PRI, or VIR) in both PDS 0565 and PDS
0566 (Rental Location Country).

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 899
 Private Data Subelement Definitions
PDS 0566—Rental Location Country

PDS 0566—Rental Location Country

PDS 0566 (Rental Location Country) indicates the country where the vehicle was rented.

Attributes

as-3; TAGLLL

Tag Field: 0566

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III
(IRD 89) incentive interchange rate program.

Values
If present, PDS 0566 must be left-justified and be a valid alphabetic ISO country code. It
cannot contain all spaces.
If the rental location occurs in a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers
should provide the three-position country code (GUM, PRI, or VIR) in both PDS 0565 (Rental
Location State/Province) and PDS 0566.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 900
 Private Data Subelement Definitions
PDS 0567—Rental Location ID

PDS 0567—Rental Location ID

PDS 0567 (Rental Location ID) contains the agency code, phone number, or address
abbreviation used to identify the rental location.

Attributes

ans-10; TAGLLL

Tag Field: 0567

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, PDS 0567 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 901
 Private Data Subelement Definitions
PDS 0568—Rental Class ID

PDS 0568—Rental Class ID

PDS 0568 (Rental Class ID) contains the classification, such as midsize or luxury, of the vehicle
rented.

Attributes

ans-4; TAGLLL

Tag Field: 0568

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III
(IRD 89) incentive interchange rate program.

Values
If present, PDS 0568 must be left-justified and cannot contain all low values, high values, all
spaces, or all zeros. Otherwise, the clearing system does not edit PDS 0568. Suggested values
are listed in the following table.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 902
 Private Data Subelement Definitions
PDS 0568—Rental Class ID

Value Description

0001 Mini

0002 Subcompact

0003 Economy

0004 Compact

0005 Midsize

0006 Intermediate

0007 Standard

0008 Full size

0009 Luxury

0010 Premium

0011 Minivan

0012 12-passenger van

0013 Moving van

0014 15-passenger van

0015 Cargo van

0016 12-foot truck

0017 20-foot truck

0018 24-foot truck

0019 26-foot truck

0020 Moped

0021 Stretch

0022 Regular

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 903
 Private Data Subelement Definitions
PDS 0569—Internet Access Charges

Value Description

0023 Unique

0024 Exotic

0025 Small/medium truck

0026 Large truck

0027 Small SUV

0028 Medium SUV

0029 Large SUV

0030 Exotic SUV

9999 Miscellaneous

PDS 0569—Internet Access Charges

PDS 0569 (Internet Access Charges) contains the amount of the Internet access charges.

Attributes

ans-14; TAGLLL

Tag Field: 0569

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 904
 Private Data Subelement Definitions
PDS 0569—Internet Access Charges

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
must be a fixed length of 14.

PDS 0569 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Internet Access Charges Amount n-12 right

2 13 Internet Access Charges n-1 N/A

Exponent

3 14 Internet Access Charges Sign a-1 N/A

Subfield 1: Internet Access Charges Amount

If PDS 0569 is present, subfield 1 (Internet Access Charges Amount) must be numeric, contain
the amount of the Internet access charges, and may be all zeros.

Subfield 2: Internet Access Charges Exponent

If PDS 0569 is present, subfield 2 (Internet Access Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Internet Access Charges Sign

If PDS 0569 is present, subfield 3 (Internet Access Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0569 is a debit or credit from the perspective of the
cardholder.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 905
 Private Data Subelement Definitions
PDS 0570—Early Departure Charges

Value Description

D Internet Access Charges amount is a debit.

C Internet Access Charges amount is a credit.

PDS 0570—Early Departure Charges

PDS 0570 (Early Departure Charges) contains the amount charged because of early departure.

Attributes

ans-14; TAGLLL

Tag Field: 0570

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0570 must be a fixed length of 14.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 906
 Private Data Subelement Definitions
PDS 0570—Early Departure Charges

PDS 0570 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Early Departure Charges n-12 right

Amount

2 13 Early Departure Charges n-1 N/A

Exponent

3 14 Early Departure Charges Sign a-1 N/A

Subfield 1: Early Departure Charges Amount

If PDS 0570 is present, subfield 1 (Early Departure Charges Amount) must be numeric, contain
the amount of the early departure charges, and may be all zeros.

Subfield 2: Early Departure Charges Exponent

If PDS 0570 is present, subfield 2 (Early Departure Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Early Departure Charges Sign

If PDS 0570 is present, subfield 3 (Early Departure Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0570 is a debit or credit from the perspective of the
cardholder.

Value Description

D Early departure charges amount is a debit.

C Early departure charges amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 907
 Private Data Subelement Definitions
PDS 0571—Guest Name

PDS 0571—Guest Name

PDS 0571 (Guest Name) contains the name of the lodging patron.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0571

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 001–040 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0571 must be a length of 001–040. If present, PDS 0571 must be left-justified and
cannot contain all low values, high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 908
 Private Data Subelement Definitions
PDS 0572—Guest Number

PDS 0572—Guest Number

PDS 0572 (Guest Number) contains the number assigned to the lodging patron.

Attributes

ans-25; TAGLLL

Tag Field: 0572

Length Field: 3 positions, value = 025

Data Field: Fixed length, 025 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
PDS 0572 must be a fixed length of 025. If present, PDS 0572 must be left-justified and
cannot contain all low values, high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 909
 Private Data Subelement Definitions
PDS 0573—Invoice Number

PDS 0573—Invoice Number

PDS 0573 (Invoice Number) contains the number of the electronic invoice.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0573

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 001–025 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Transaction Data)/ C • C

1644

PDS 0573 must be present in a Financial Addendum (Electronic Invoice—Transaction Data)/

1644 when the transaction is for one of the following Mastercard Payment Gateway
Interchange Programs:
• E1 Commercial Large Ticket Rate 1 MPG
• E2 Commercial Large Ticket Rate 2 MPG
• E3 Commercial Large Ticket Rate 3 MPG

Values
PDS 0573 must be a length of 001–025. If present, PDS 0573 must be left-justified and
cannot contain all low values, high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 910
 Private Data Subelement Definitions
PDS 0574—Arrival Date

PDS 0574—Arrival Date

PDS 0574 (Arrival Date) contains the cardholder check-in date.

Attributes

n-6; TAGLLL

Tag Field: 0574

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 911
 Private Data Subelement Definitions
PDS 0575—Departure Date

IRD Description

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0574 must contain a valid date in the format YYMMDD.

PDS 0575—Departure Date

PDS 0575 (Departure Date) contains the cardholder checkout date.

Attributes

n-6; TAGLLL

Tag Field: 0575

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0575—Departure Date

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
If present, PDS 0575 must contain a valid date in the format YYMMDD.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0576—Folio Number

PDS 0576—Folio Number

PDS 0576 (Folio Number) contains the card acceptor’s internal invoice or billing ID reference
number.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0576

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 1–25 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for one of the following U.S. region incentive
interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0577—Property Phone Number

IRD Description

89 Commercial T&E Rate III

96 World T&E

97 Lodging and Auto Rental

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RS Enhanced Lodging and Auto Rental

Values
PDS 0576, Folio Number must be a length of 001–025.
If present, PDS 0576 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0577—Property Phone Number

PDS 0577 (Property Phone Number) identifies specific lodging property location by its local
phone number.

Attributes

ans-17; TAGLLL

Tag Field: 0577

Length Field: 3 positions, value = 017

Data Field: Fixed length, 17 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 915
 Private Data Subelement Definitions
PDS 0577—Property Phone Number

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for the U.S. region Lodging and Auto Rental (IRD 97)
incentive interchange rate program.
Either this PDS or PDS 0552 (Customer Service Toll-Free [800] Number) is required if the
associated First Presentment/1240 contains a lodging MCC and is submitted for one of the
following U.S. region incentive interchange rate programs.

IRD Description

24 Merchant UCAF

69 Commercial T&E Rate II

79 Full UCAF

89 Commercial T&E Rate III

96 World T&E

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

For transactions acquired in the U.S. or Canada region, PDS 0577, if present, must contain a
10-position phone number, left-justified with trailing spaces. The first three positions must be
numeric.

Values
If present, PDS 0577 cannot contain all low values, all high values, all zeros, or all spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0578—Billing Adjustment

PDS 0578—Billing Adjustment

PDS 0578 (Billing Adjustment) indicates whether any additional charges were incurred after
the cardholder’s departure.

Attributes

ans-15; TAGLLL

Tag Field: 0578

Length Field: 3 positions, value = 015

Data Field: Fixed length, 15 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

PDS 0578 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Billing Adjustment Indicator as-1 N/A

2 2–13 Billing Adjustment Amount n-12 right

3 14 Billing Adjustment Exponent n–1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0578—Billing Adjustment

Number Positions Name Attribute Justification

4 15 Billing Adjustment Sign a–1 N/A

Subfield 1: Billing Adjustment Indicator

If PDS 0578 is present, subfield 1 (Billing Adjustment Indicator) should contain one of the
following values.

Value Description

Y Yes (additional charges were added)

N No (no additional charges were added)

space No additional charges or unknown

Subfield 2: Billing Adjustment Amount

Subfield 2 (Billing Adjustment Amount) contains the total amount of the charges added after
the departure. If subfield 1 contains a Y, subfield 2 must be numeric and greater than zero.

Subfield 3: Billing Adjustment Exponent

Subfield 3 (Billing Adjustment Exponent) must be numeric and contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 4: Billing Adjustment Sign

If PDS 0578 is present, subfield 4 (Billing Adjustment Sign) must contain a value of D or C.
This subfield identifies whether PDS 0578 is a debit or credit from the perspective of the
cardholder.

Value Description

D Billing Adjustment amount is a debit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0579—Invoice Date

Value Description

C Billing Adjustment amount is a credit.

PDS 0579—Invoice Date

PDS 0579 (Invoice Date) contains the date of the electronic invoice.

Attributes

n-6; TAGLLL

Tag Field: 0579

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Transaction Data)/ O • C

1644

Values
PDS 0579 must be numeric and must be a fixed length of 006. If present, PDS 0579 must
contain a valid date in the format YYMMDD.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 919
 Private Data Subelement Definitions
PDS 0580—Room Rate

PDS 0580—Room Rate

PDS 0580 (Room Rate) contains the daily room charges exclusive of taxes and fees.

Attributes

n-13; TAGLLL

Tag Field: 0580

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If various room rates apply for the same stay (folio), the room rate for the majority of number
of days should be listed.
If present, PDS 0580 must be a fixed length of 13 and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0581—Total Room Tax

PDS 0580 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–12 Room Rate Amount n–12 right

2 13 Room Rate Exponent n-1 N/A

Subfield 1: Room Rate Amount

Subfield 1 (Room Rate Amount) contains the daily room charges exclusive of taxes and fees. If
PDS 0580 is present, subfield 1 must be numeric.

Subfield 2: Room Rate Exponent

Subfield 2 (Room Rate Exponent) must be numeric and contain a value of 0 to 5.

PDS 0581—Total Room Tax

PDS 0581 (Total Room Tax) contains tax amount information such as the daily room tax,
occupancy tax, energy tax, and tourist tax amounts.

Attributes

ans-14; TAGLLL

Tag Field: 0581

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0581—Total Room Tax

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, must be a fixed length of 14.

PDS 0581 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Room Tax Amount n–12 right

2 13 Total Room Tax Exponent n-1 N/A

3 14 Total Room Tax Sign a–1 N/A

Subfield 1: Total Room Tax Amount

Subfield 1 (Total Room Tax Amount) contains the total amount of the charges for Total Room
Tax. If PDS 0581 is present, subfield 1 must be numeric.

Subfield 2: Total Room Tax Exponent

If PDS 0581 is present, subfield 2 (Total Room Tax Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

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 Private Data Subelement Definitions
PDS 0582—Program Code

Subfield 3: Total Room Tax Sign

If PDS 0581 is present, subfield 3 (Total Room Tax Sign) must contain a value of D or C. This
subfield identifies whether PDS 0581 is a debit or credit from the perspective of the
cardholder.

Value Description

D Total room tax amount is a debit.

C Total room tax amount is a credit.

PDS 0582—Program Code

PDS 0582 (Program Code) indicates special circumstances such as “no show” situations.

Attributes

ans-2; TAGLLL

Tag Field: 0582

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

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 Private Data Subelement Definitions
PDS 0583—Phone Charges

Values
If present, PDS 0582 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0583—Phone Charges

PDS 0583 (Phone Charges) contains the total amount of charges for all phone calls.

Attributes

ans-14; TAGLLL

Tag Field: 0583

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0583 must be a fixed length of 14.

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 Private Data Subelement Definitions
PDS 0583—Phone Charges

PDS 0583 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Phone Charges Amount n–12 right

2 13 Phone Charges Exponent n-1 N/A

3 14 Phone Charges Sign a–1 N/A

Subfield 1: Phone Charges Amount

Subfield 1 (Phone Charges Amount) contains the total amount of charges for all phone calls.
If PDS 0583 is present, subfield 1 must be numeric.

Subfield 2: Phone Charges Exponent

If PDS 0583 is present, subfield 2 (Phone Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Phone Charges Sign

If PDS 0583 is present, subfield 3 (Phone Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0583 is a debit or credit from the perspective of the
cardholder.

Value Description

D Phone charges amount is a debit.

C Phone charges amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0584—Restaurant Charges

PDS 0584—Restaurant Charges

PDS 0584 (Restaurant Charges) contains the total amount of all restaurant charges.

Attributes

ans-14; TAGLLL

Tag Field: 0584

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0584 must be a fixed length of 14.

PDS 0584 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Restaurant Charges Amount n–12 right

2 13 Restaurant Charges Exponent n-1 N/A

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 Private Data Subelement Definitions
PDS 0585—Mini-Bar Charges

Number Positions Name Attribute Justification

3 14 Restaurant Charges Sign a–1 N/A

Subfield 1: Restaurant Charges Amount

If PDS 0584 is present, subfield 1 (Restaurant Charges Amount) must be numeric and contain
the restaurant charges amount.

Subfield 2: Restaurant Charges Exponent

If PDS 0584 is present, subfield 2 (Restaurant Charges Exponent) must be numeric and contain
a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Restaurant Charges Sign

If PDS 0584 is present, subfield 3 (Restaurant Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0584 is a debit or credit from the perspective of the
cardholder.

Value Description

D Restaurant charges amount is a debit.

C Restaurant charges amount is a credit.

PDS 0585—Mini-Bar Charges

PDS 0585 (Mini-Bar Charges) contains the total amount of in-room “mini-bar” service
charges.

Attributes

ans-14; TAGLLL

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 Private Data Subelement Definitions
PDS 0585—Mini-Bar Charges

Tag Field: 0585

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0585 must be a fixed length of 14.

PDS 0585 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Mini-Bar Charges Amount n–12 right

2 13 Mini-Bar Charges Exponent n-1 N/A

3 14 Mini-Bar Charges Sign a–1 N/A

Subfield 1: Mini-Bar Charges Amount

If PDS 0585 is present, subfield 1 (Mini-Bar Charges Amount) must be numeric and contain
the mini-bar charges amount.

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 Private Data Subelement Definitions
PDS 0586—Gift Shop Charges

Subfield 2: Mini-Bar Charges Exponent

If PDS 0585 is present, subfield 2 (Mini-Bar Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Mini-Bar Charges Sign

If PDS 0585 is present, subfield 3 (Mini-Bar Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0585 is a debit or credit from the perspective of the
cardholder.

Value Description

D Mini-Bar charges amount is a debit.

C Mini-Bar charges amount is a credit.

PDS 0586—Gift Shop Charges

PDS 0586 (Gift Shop Charges) contains the total amount of all gift shop and specialty shop
charges.

Attributes

ans-14; TAGLLL

Tag Field: 0586

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 929
 Private Data Subelement Definitions
PDS 0586—Gift Shop Charges

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0586 must be a fixed length of 14.

PDS 0586 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Gift Shop Charges Amount n–12 right

2 13 Gift Shop Charges Exponent n-1 N/A

3 14 Gift Shop Charges Sign a–1 N/A

Subfield 1: Gift Shop Charges Amount

Subfield 1 (Gift Shop Charges Amount) contains the total amount of all gift shop and
specialty shop charges. If PDS 0586 is present, subfield 1 must be numeric.

Subfield 2: Gift Shop Charges Exponent

If PDS 0586 is present, subfield 2 (Gift Shop Charges Exponent) must be numeric and contain
a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0587—Laundry and Dry Cleaning Charges

Subfield 3: Gift Shop Charges Sign

If PDS 0586 is present, subfield 3 (Gift Shop Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0586 is a debit or credit from the perspective of the
cardholder.

Value Description

D Gift Shop charges amount is a debit.

C Gift Shop charges amount is a credit.

PDS 0587—Laundry and Dry Cleaning Charges

PDS 0587 (Laundry and Dry Cleaning Charges) contains the total amount of cleaning charges.

Attributes

ans-14; TAGLLL

Tag Field: 0587

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 931
 Private Data Subelement Definitions
PDS 0587—Laundry and Dry Cleaning Charges

Values
If present, PDS 0587 must be a fixed length of 14.

PDS 0587 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Laundry and Dry Cleaning n–12 right

Charges Amount

2 13 Laundry and Dry Cleaning n-1 N/A

Charges Exponent

3 14 Laundry and Dry Cleaning a–1 N/A

Charges Sign

Subfield 1: Laundry and Dry Cleaning Charges Amount

Subfield 1 (Laundry and Dry Cleaning Charges Amount) contains the total amount of all
laundry and dry cleaning charges. If PDS 0587 is present, subfield 1 must be numeric.

Subfield 2: Laundry and Dry Cleaning Charges Exponent

If PDS 0587 is present, subfield 2 (Laundry and Dry Cleaning Charges Exponent) must be
numeric and contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Laundry and Dry Cleaning Charges Sign

If PDS 0587 is present, subfield 3 (Laundry and Dry Cleaning Charges Sign) must contain a
value of D or C. This subfield identifies whether PDS 0587 is a debit or credit from the
perspective of the cardholder.

Value Description

D Laundry and Dry Cleaning charges amount is a debit.

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IPM Clearing Formats • 11 June 2019 932
 Private Data Subelement Definitions
PDS 0588—Other Services

Value Description

C Laundry and Dry Cleaning charges amount is a credit.

PDS 0588—Other Services

PDS 0588 (Other Services) contains the total amount of “other” service charges, not
elsewhere classified.

Attributes

ans-102; TAGLLLVAR

Tag Field: 0588

Length Field: 3 positions, value = 017–102

Data Field: Variable length, 17–102 positions

Subfields: 4

Occurrences 1–6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

PDS 0588 must be a length of 017–102, and it must be divisible by a minimum occurrence
length of 017.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 933
 Private Data Subelement Definitions
PDS 0588—Other Services

PDS 0588 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–3 Other Services Code ans-3 left

2 4–15 Other Services Amount n-12 right

3 16 Other Services Exponent n–1 N/A

4 17 Other Services Sign a–1 N/A

Subfield 1: Other Services Code

Subfield 1 (Other Services Code) contains the code indicating the type of services provided. If
present, subfield 1 must be left-justified and cannot be all low values, all high values, all
spaces, or all zeros.

Subfield 2: Other Services Amount

Subfield 2 (Other Services Amount) must be numeric.

Subfield 3: Other Services Exponent

If PDS 0588 is present, subfield 3 (Other Services Exponent) must be numeric and must
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 4: Other Services Sign

If PDS 0588 is present, subfield 4 (Other Services Sign) must contain a value of D or C. This
subfield identifies whether PDS 0588 is a debit or credit from the perspective of the
cardholder.

Value Description

D Other Services charges amount is a debit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0589—Invoice Creation Date/Time

Value Description

C Other Services charges amount is a credit.

PDS 0589—Invoice Creation Date/Time

PDS 0589 (Invoice Creation Date/Time) contains the date and time the electronic invoice was
created.

Attributes

n-12; TAGLLL

Tag Field: 0589

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Transaction Data)/ O • C

1644

Values
PDS 0589 must be a fixed length of 12.

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 Private Data Subelement Definitions
PDS 0590—Party Identification

PDS 0589 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Invoice Creation Date n-6 right

2 7–12 Invoice Creation Time n-6 right

Subfield 1: Invoice Creation Date

If PDS 0589 is present, subfield 1 (Invoice Creation Date) must be numeric and must contain a
valid date in the format YYMMDD.

Subfield 2: Invoice Creation Time

If PDS 0589 is present, subfield 2 (Invoice Creation Time) must be numeric and must contain a
valid time in the format HHMMSS.

PDS 0590—Party Identification

PDS 0590 (Party Identification) contains a code that identifies the various parties on an
invoice.

Attributes

an-2; TAGLLL

Tag Field: 0590

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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IPM Clearing Formats • 11 June 2019 936
 Private Data Subelement Definitions
PDS 0591—Party Name

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice—Party O • C

Information)/1644

Values
If present, PDS 0590 must be a fixed length of 02 and contain one of the following values.

Value Description

BY Buyer or company buying the goods or services (Corporate)

SU Supplier or the provider of the goods or services (Merchant)

IV The party to whom the invoice is addressed

PE Payee or the party that will receive payment

DP Delivery party or the party that will receive the goods

SF “Ship from” party or the company from which the goods or services will
be shipped

PDS 0591—Party Name

PDS 0591 (Party Name) contains name of the party identified on the invoice.

Attributes

ans…120; TAGLLLVAR

Tag Field: 0591

Length Field: 3 positions, value = 040–120

Data Field: Variable length, 120 positions

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 Private Data Subelement Definitions
PDS 0591—Party Name

Subfields: 1

Occurrences: 1–3

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

PDS 0591 Subfields

This PDS contains from one to three occurrences of Party Name information.
Each occurrence requires 40 positions; the length of this PDS must be a multiple of 40, with a
maximum length of 120 positions.

Number Positions Name Attribute Justification

1 1–40 Party Name ans-40 left

Subfield 1—Party Name

If present, PDS 0591, subfield 1 (Party Name) must be left-justified and cannot contain all low
values, high values, spaces, or zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 938
 Private Data Subelement Definitions
PDS 0592—Party Address

PDS 0592—Party Address

PDS 0592 (Party Address) contains address of the party identified on the invoice.

Attributes

ans…240; TAGLLLVAR

Tag Field: 0592

Length Field: 3 positions, value = 040–240

Data Field: Variable length, 240 positions

Subfields: 1

Occurrences: 1–6

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

Values
PDS 0592 contains from one to six occurrences of Party Address information. The PDS must
be a length of 040–240 and must be divisible by minimum occurrence length of 040.

PDS 0592 Subfields

This PDS contains from one to six occurrences of Party Address information.
Each occurrence requires 40 positions; the length of this PDS must be a multiple of 40, with a
maximum length of 240 positions.

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 Private Data Subelement Definitions
PDS 0593—Party Postal Information

Number Positions Name Attribute Justification

1 1–40 Party Address Line ans-40 left

Subfield 1: Party Address Line

If present, PDS 0592 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0593—Party Postal Information

PDS 0593 (Party Postal Information) contains the city, state/province, country code, and postal
code of the party identified on the invoice.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0593

Length Field: 3 positions, value = 025–046

Data Field: Variable length, 46 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0593—Party Postal Information

Values
PDS 0593 must be a length of 025–046.

PDS 0593 Subfields

PDS 0593 consists of four subfields.

Number Positions Name Attribute Justification

1 1–25 City ans-25 left

2 26–28 State/Province Code ans-3 left

3 29–31 Country Code ans-3 left

4 32–46 Postal Code ans-15 left

Subfield 1: City
When PDS 0593 is present, subfield 1 (City) is required to be present, must be 25 positions,
and must contain the city of the party identified on the invoice. This subfield must be left-
justified and cannot contain all low values, all high values, all spaces, or all zeros.

Subfield 2: State/Province Code

Subfield 2 (State/Province Code) contains the state or province code of the party identified on
the invoice. This subfield must be a fixed length of 003 and must be left-justified. It cannot
contain all low values, all high values, all spaces, or all zeros.

Subfield 3: Country Code

Subfield 3 (Country Code) contains the country code of the party identified on the invoice.
This subfield must be a fixed length of 003 and must be left-justified. It cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 4: Postal Code

Subfield 4 (Postal Code) contains the postal code of the party identified on the invoice. This
subfield must be a fixed length of 015 and must be left-justified. It cannot contain all low
values, all high values, all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0594—Party Contact

PDS 0594—Party Contact

PDS 0594 (Party Contact) contains a contact descriptor and party information for the party
identified on the invoice.

Attributes

ans…305; TAGLLLVAR

Tag Field: 0594

Length Field: 3 positions, value = 061–305

Data Field: Variable length, 305 positions

Subfields: 2

Occurrences: 5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

Values
PDS 0594 must be a length of 061–305 and must be divisible by minimum occurrence length
of 061.

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 Private Data Subelement Definitions
PDS 0594—Party Contact

PDS 0594 Subfields

PDS 0594 consists of two subfields.

Number Positions Name Attribute Justification

1 1 Party Contact Descriptor n-1 N/A

2 2–61 Party Contact Information ans-60 left

Subfield 1: Party Contact Descriptor

Subfield 1 (Party Contact Descriptor) contains a code that identifies the type of party
information being provided. If present, this subfield must be numeric and must be left-
justified. It cannot contain all low values, all high values, all spaces, or all zeros, and it must
contain one of the following values.

Value Description

1 Name

2 Title

3 Telephone

4 E-mail address

5 Function

Subfield 2: Party Contact Information

Subfield 2 (Party Contact Information) contains the contact information of the party. This
subfield must be left-justified and cannot contain all low values, all high values, all spaces, or
all zeros.

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 Private Data Subelement Definitions
PDS 0595—Card Acceptor Type

PDS 0595—Card Acceptor Type

PDS 0595 (Card Acceptor Type) contains various classifications of business ownership
characteristics.

Attributes

ans-8; TAGLLL

Tag Field: 0595

Length Field: 3 positions, value = 008

Data Field: Fixed length, 8 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C • C

1644

This PDS must be present in the associated Financial Detail Addendum (Corporate Card
Common Data Requirements)/1644 message for First Presentment/1240 transactions
submitted with the following criteria:
• DE 43 (Card Acceptor Name/Location), subfield 6 (Card Acceptor Country Code) equals
USA.
• DE 3 (Processing Code), subfield 1 (Cardholder Transaction Type) equals 00—Purchase
(Goods and Services) or 18—Unique.
• The GCMS Product ID associated with DE 2 (Primary Account Number) is a corporate
product.

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 Private Data Subelement Definitions
PDS 0595—Card Acceptor Type

Requirements
The following requirement applies to corporate card transactions conducted with a U.S.-based
merchant or card acceptor:
PDS 0595, subfield 5, value of R—Card acceptor refused to provide business type, is only valid
with transactions submitted for the following interchange programs.

IRD Description

Interregional Interchange Programs

61 Interregional Commercial Standard

63 Interregional Commercial Purchasing Standard

IP Interregional Commercial Premium Standard

LD Interregional Regulated POS Debit

LF Interregional Regulated POS Debit with Fraud Adjustment

LS Interregional Regulated POS Debit Small Ticket

LT Interregional Regulated POS Debit Small Ticket with Fraud Adjustment

U.S. Region Consumer Interchange Programs

LD Regulated POS Debit

LF Regulated POS Debit with Fraud Adjustment

LS Regulated POS Debit Small Ticket

LT Regulated POS Debit Small Ticket with Fraud Adjustment

U.S. Region Commercial Interchange Programs

65 Commercial Standard

SK Business Level 2 Standard

3K Business Level 3 Standard

4K Business Level 4 Standard

Values
If present, PDS 0595 must be a fixed length of 8.
Value of 2 (Not known), in Subfield 1 is not permitted for commercial card transactions
conducted with a U.S.-based card acceptor, unless submitted for a Standard interchange
program.

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 Private Data Subelement Definitions
PDS 0595—Card Acceptor Type

Value R (Card acceptor refused to provide business type) is permitted in Subfield 5 for
commercial card transactions conducted with a U.S.-based card acceptor, only when
submitted for a Standard interchange program.
If Subfield 5 contains the value R (Card acceptor refused to provide business type), Subfield 1
must contain the value 2 (Not known) for commercial card transactions conducted with a
U.S.-based card acceptor, when submitted for a Standard interchange program.

PDS 0595 Subfields

PDS 0595 consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Business Type ans–1 N/A

2 2 Business Owner Type ans–1 N/A

3 3 Business Certification Type ans–1 N/A

4 4 Business Racial/Ethnic Type ans–1 N/A

5 5 Business Type Provided Code ans–1 N/A

6 6 Business Owner Type Provided ans–1 N/A

Code

7 7 Business Certification Type ans–1 N/A

Provided Code

8 8 Business Racial/Ethnic Type ans–1 N/A

Provided Code

Subfield 1: Business Type

If PDS 0595 is present, subfield 1 (Business Type) contains a code to identify the specific
classification or type of business. PDS 0595 subfield 1 cannot contain all low values or all high
values. The following values must be used in this subfield.

Value Description

1 Corporation

2 Not known

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 Private Data Subelement Definitions
PDS 0595—Card Acceptor Type

Value Description

3 Individual/Sole Proprietorship

4 Partnership

5 Association/Estate/Trust

6 Tax Exempt Organizations (501C)

7 International Organization

8 Limited Liability Company (LLC)

9 Government Agency

Subfield 2: Business Owner Type

Subfield 2 (Business Owner Type) contains a code to identify specific characteristics about the
business owner. Subfield 2 cannot contain all low values or all high values. These are the valid
values.

Value Description

1 No application classification

2 Female business owner

3 Physically handicapped female business owner

4 Physically handicapped male business owner

0 Unknown

Subfield 3: Business Certification Type

Subfield 3 (Business Certification Type) contains a code to identify specific characteristics
about the business certification type, such as small business, disadvantaged, or other
certification type. This subfield cannot contain all low values or all high values. These are the
valid values.

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 Private Data Subelement Definitions
PDS 0595—Card Acceptor Type

Value Description

1 Not certified

2 Small Business Administration (SBA) certification small business

3 SBA certification as small disadvantaged business

4 Other government or agency-recognized certification (such as Minority Supplier

Development Council)

5 Self-certified small business

6 SBA certification as small and other government or agency-recognized certification

7 SBA certification as small disadvantaged business and other government or agency-

recognized certification

8 Other government or agency-recognized certification and self-certified small business

A SBA certification as 8(a)

B Self-certified small disadvantaged business (SDB)

C SBA certification as HUBZone

0 Unknown

Subfield 4: Business Racial/Ethnic Type

Subfield 4 (Business Racial/Ethnic Type) contains a code identifying the racial or ethnic type of
the majority owner of the business. This subfield cannot contain all low values or all high
values. These are the valid values.

Value Description

1 African American

2 Asian Pacific American

3 Subcontinent Asian American

4 Hispanic American

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 Private Data Subelement Definitions
PDS 0595—Card Acceptor Type

Value Description

5 Native American Indian

6 Native Hawaiian

7 Native Alaskan

8 Caucasian

9 Other

0 Unknown

Subfield 5: Business Type Provided Code

These are the valid values for subfield 5 (Business Type Provided Code).

Value Description

Y Business type is provided.

N Business type was not provided.

R Card acceptor refused to provide business type.

Subfield 6: Business Owner Type Provided Code

These are the valid values for subfield 6 (Business Owner Type Provided Code).

Value Description

Y Business owner type is provided.

N Business owner type was not provided.

R Card acceptor refused to provide business type.

Subfield 7: Business Certification Type Provided Code

These are the valid values for subfield 7 (Business Certification Type Provided Code).

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 Private Data Subelement Definitions
PDS 0596—Card Acceptor Tax ID

Value Description

Y Business certification type is provided.

N Business certification type was not provided.

R Card acceptor refused to provide business type.

Subfield 8: Business Racial/Ethnic Type Provided Code

These are the valid values for subfield 8 (Business Racial/Ethnic Type Provided Code).

Value Description

Y Business racial/ethnic type is provided.

N Business racial/ethnic type was not provided.

R Card acceptor refused to provide business racial/ethnic type.

PDS 0596—Card Acceptor Tax ID

PDS 0596 (Card Acceptor Tax ID) contains a U.S. federal tax ID number or value added tax
(VAT) ID.

Attributes

ans-21 TAGLLL

Tag Field: 0596

Length Field: 3 positions, value = 021

Data Field: Fixed length, 21 positions

Subfields: 2

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0596—Card Acceptor Tax ID

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

Financial Detail Addendum (Corporate Card Common Data C • C

Requirements)/1644

PDS 0596 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all of the following conditions exist:
• The product code is any corporate product code.
• The Card Acceptor Country Code (DE 43 subfield 6) equals USA.
• The Processing Code (DE 3, subfield 1) is equal to 00—Purchase (Goods and Services), 09––
Purchase (Goods and Services) with Cash Back, or 18—Unique Transaction.
• The transaction is not a reversal.
For transactions acquired outside the U.S. region, PDS 0596 must be present if the associated
First Presentment/1240 is submitted for the following incentive interchange rate program.

IRD Description

67 Interregional Commercial Purchasing Data Rate II

PDS 0596 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

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 Private Data Subelement Definitions
PDS 0596—Card Acceptor Tax ID

Business Service Type

Code (PDS 0158, Business Service ID
subfield 2) (PDS 0158, subfield 3) Description

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements

• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

Values
If present, PDS 0596 must be a fixed length of 21.

PDS 0596 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–20 Card Acceptor Tax ID ans-20 N/A

2 21 Card Acceptor Tax ID Provided ans-1 right

Code

Subfield 1: Card Acceptor Tax ID

If present, subfield 1 (Card Acceptor Tax ID) cannot contain a known invalid Tax ID.
If PDS 0596, subfield 1 is present on both the First Presentment/1240 message and any
subsequent associated addendum messages, the values must be identical.
For transactions where the merchant is U.S. region, if present, subfield 1 must contain nine
numeric characters and be left-justified with trailing spaces.

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 Private Data Subelement Definitions
PDS 0596—Card Acceptor Tax ID

When present, and PDS 0596, subfield 2 is equal to Y (Card Acceptor Tax ID provided), GCMS
edits the field to ensure it is not considered a known invalid value or format, including:
• Low values
• High values
• All spaces
• The following ranges:
– 000000000–000000009
– 111111110–111111119
– 123456780–123456789
– 222222220–222222229
– 333333330–333333339
– 444444440–444444449
– 555555550–555555559
– 666666660–666666669
– 777777770–777777779
– 888888880–888888889
– 999999990–999999999
PDS 0596, subfield 1 can be spaces when one of the following conditions exist:
• The transaction is submitted for the U.S. Region Commercial or Interregional Commercial
standard interchange programs and PDS 0596, subfield 2 is equal to R (Refused to Provide
Card Acceptor Tax ID).
• PDS 0596, subfield 2 is equal to N (Card Acceptor Tax ID not provided) or R (Refused to
Provide Card Acceptor Tax ID).
For First Presentment/1240 messages, PDS 0596, subfield 1 must be present and cannot
contain all zeros, all nines, all spaces, all low values, or all high values for Commercial Card
transactions in and between participating countries where value-added tax (VAT) applies. The
edit validates that DE 43, subfield 6 (Card Acceptor Country Code) and the country code
associated with the issuer account range in DE 2 (Primary Account Number) are on the list of
participating countries. Participating VAT countries will be announced via the Operations
Bulletin and identified via the VAT Indicator in Table IP0028T1 (Country Codes) of the
Mastercard Parameter Extract (MPE).

Subfield 2: Card Acceptor Tax ID Provided Code

If PDS 0596 is present, subfield 2 (Card Acceptor Tax ID Provided Code) must contain one of
the following values.

Value Description

Y Card Acceptor Tax ID provided

N Card Acceptor Tax ID not provided

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 Private Data Subelement Definitions
PDS 0596—Card Acceptor Tax ID

Value Description

R Refused to provide Card Acceptor Tax ID

PDS 0596, subfield 2 must contain a value of Y (Card Acceptor Tax ID Provided) when all of
the following conditions exist:
• The product code is any corporate product code.
• The Card Acceptor Country Code (DE 43 subfield 6) equals USA.
• The transaction is not a reversal.
• The transaction is not submitted submitted for the U.S. Region Commercial or Interregional
Commercial standard interchange programs.
Card Acceptor Tax ID Provided Code must contain the value of Y––Card Acceptor Tax ID
Provided or R––Refused to Provide Card Acceptor Tax ID and not the value of N––Card
Acceptor Tax ID Not Provided for transactions submitted for one of the following interchange
programs.

IRD Description

Interregional Interchange Programs

61 Interregional Commercial Standard

63 Interregional Commercial Purchasing Standard

IP Interregional Commercial Premium Standard

LD Interregional Regulated POS Debit

LF Interregional Regulated POS Debit with Fraud Adjustment

LS Interregional Regulated POS Debit Small Ticket

LT Interregional Regulated POS Debit Small Ticket with Fraud Adjustment

U.S. Region Consumer Interchange Programs

LD Regulated POS Debit

LF Regulated POS Debit with Fraud Adjustment

LS Regulated POS Debit Small Ticket

LT Regulated POS Debit Small Ticket with Fraud Adjustment

U.S. Region Commercial Interchange Programs

65 U.S. Region Commercial Standard

SK Business Level 2 Standard

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 Private Data Subelement Definitions
PDS 0597—Total Tax Amount

IRD Description

3K Business Level 3 Standard

4K Business Level 4 Standard

For First Presentment/1240 messages, PDS 0596, subfield 2 must be present for Commercial
Card transactions in and between participating countries where value-added tax (VAT) applies.
The edit validates that DE 43, subfield 6 (Card Acceptor Country Code) and the country code
associated with the issuer account range in DE 2 (Primary Account Number) are on the list of
participating countries. Participating VAT countries will be announced via the Operations
Bulletin and identified via the VAT Indicator in Table IP0028T1 (Country Codes) of the MPE.

PDS 0597—Total Tax Amount

PDS 0597 (Total Tax Amount) contains the total amount of sales tax or value added tax (VAT)
on the total purchase amount.

Attributes

ans-14; TAGLLL

Tag Field: 0597

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 (Allowed for Maestro (MSI) transactions only) O • C

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 Private Data Subelement Definitions
PDS 0597—Total Tax Amount

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—General Ticket O • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 O • C

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C • C

1644

Financial Detail Addendum (Corporate Card Fleet Transaction Information)/ O • C

1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is allowed on First Presentment messages for Maestro (MSI) transactions only. This
field will not be submitted to the transaction receiver if provided on a First Presentment/1240
for transactions other than Maestro.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644 when
the following occurs.
• The transaction is submitted for Commercial Data Rate III (IRD 66), Commercial Large
Ticket I (IRD 62), Commercial Large Ticket II (IRD 94), or Commercial Large Ticket III (IRD
99).
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]).
– 4214—Motor Freight Carriers, Trucking-Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards.

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 Private Data Subelement Definitions
PDS 0597—Total Tax Amount

• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
This PDS is required in a Financial Detail Addendum (Corporate Card Common Data
Requirements)/1644 message if the associated First Presentment/1240 message is other than a
Mastercard Corporate Fleet Card® transaction at a fuel location and is submitted for one of
the following incentive interchange rate programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

3B Business Level 3 Data Rate II

3D Business Level 3 Face-to-face

4B Business Level 4 Data Rate II

4D Business Level 4 Face-to-face

60 Commercial Face-to-Face

62 Commercial Large Ticket I

66 Commercial Data Rate III

67 Commercial Data Rate II

67 Interregional Commercial Purchasing Data Rate II

82 Electronic Payment Account

94 Commercial Large Ticket II

99 Commercial Large Ticket III

E1 Commercial Large Ticket Rate 1 MPG

E2 Commercial Large Ticket Rate 2 MPG

E3 Commercial Large Ticket Rate 3 MPG

SB Business Level 2 Data Rate II

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 Private Data Subelement Definitions
PDS 0597—Total Tax Amount

IRD Description

SD Business Level 2 Face-to-face

PDS 0597 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type Code Business Service ID (PDS

(PDS 0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

Indicators in subfield 1 of the following PDSs are used to reflect the collection of the individual
tax amounts that are summarized in PDS 0597:
• PDS 0682 (Detail Tax Amount 1)
• PDS 0683 (Detail Tax Amount 2)
• PDS 0684 (Detail Tax Amount 3)
• PDS 0751 (Detail Tax Amount 4)
• PDS 0752 (Detail Tax Amount 5)
• PDS 0753 (Detail Tax Amount 6)

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 Private Data Subelement Definitions
PDS 0597—Total Tax Amount

PDS 0682, PDS 0683, PDS 0684, PDS 0751, PDS 0752, and PDS 0753 are used to categorize
the individual tax amounts such as state, local, and municipal taxes that are summarized in
PDS 0597.
PDS 0597 is submitted when PDS 0682, PDS 0683, PDS 0684, PDS 0751, PDS 0752, or PDS
0753 are submitted in the transaction.

Values
If present, PDS 0597 must be a fixed length of 014.

PDS 0597 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Tax Amount n-12 right

2 13 Total Tax Exponent n-1 N/A

3 14 Total Tax Sign a-1 N/A

Subfield 1: Total Tax Amount

If PDS 0597 is present, subfield 1 must be numeric and contain the total tax amount:
• May contain all zeros except as specified below.
• For the U.S. Region Incentive Interchange Rate Programs in the table below, the following
business rules are applied:
– If PDS 0597, subfield 1 is present, it cannot contain all zeros unless the GCMS Product
Identifier is MGF, MNF,MPK, MRK, or TNF.
– The value must be 0.1 percent to 30 percent of the value in DE 4 (Amount, Transaction)
unless PDS 0686 (Tax Exempt Indicator) is present or the transaction is a commercial
card at fuel locations (MCC 4468, 5499, 5541, 5542, and 5983).

IRD Description

U.S. Region Incentive Interchange Rate Programs

3B Business Level 3 Data Rate II

3D Business Level 3 Face-to-face

4B Business Level 4 Data Rate II

4D Business Level 4 Face-to-face

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0597—Total Tax Amount

IRD Description

60 U.S. Region Commercial Face-to-Face

67 U.S. Region Commercial Data Rate II

SB Business Level 2 Data Rate II

SD Business Level 2 Face-to-face

• For the following interchange programs, the value must be 0.1 percent to 30 percent of
the value in DE 4 unless PDS 0686 is present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

Subfield 2: Total Tax Exponent

If PDS 0597 is present, subfield 2 (Total Tax Exponent) must be numeric and contain a value of
0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Total Tax Sign

If PDS 0597 is present, subfield 3 (Total Tax Sign) must contain a value of D or C. This subfield
identifies whether PDS 0597 is a debit or credit from the perspective of the cardholder.

Value Description

D Total tax amount is a debit.

C Total tax amount is a credit.

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IPM Clearing Formats • 11 June 2019 960
 Private Data Subelement Definitions
PDS 0598—Total Tax Collected Indicator

PDS 0598—Total Tax Collected Indicator

PDS 0598 (Total Tax Collected Indicator) reflects total sales tax capture and reporting
information such as whether sales tax was included in the purchase amount or if goods and
services were not taxable.

Attributes

ans-1; TAGLLL

Tag Field: 0598

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

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 Private Data Subelement Definitions
PDS 0599—Corporation VAT Number

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Card Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
If present, this PDS cannot contain all low values or high values. It must contain one of the
following values.

Value Description

Y Sales tax is included in total purchase amount.

N or zero Card acceptor has the ability to provide tax amount, but goods/
services were not taxable.

space Information is unknown.

PDS 0599—Corporation VAT Number

PDS 0599 (Corporation VAT Number) contains a corporation’s value added tax (VAT) number.

Attributes

ans…20; TAGLLLVAR

Tag Field: 0599

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 1–20 position

Subfields: None

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 962
 Private Data Subelement Definitions
PDS 0600—Card Acceptor Reference Number

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0599 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros. It must be a length of 001–020.

PDS 0600—Card Acceptor Reference Number

PDS 0600 (Card Acceptor Reference Number) contains a code that facilitates card acceptor/
corporation communication and record keeping.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0600

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 1–25 positions

Subfields: None

Justification: N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 963
 Private Data Subelement Definitions
PDS 0600—Card Acceptor Reference Number

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data C • C

Requirements)/1644

Financial Detail Addendum (Private Label Common Data)/1644 O • C

PDS 0600 must be present in a Financial Detail Addendum (Corporate Common Card Data)/
1644 when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type

Code(PDS 0158, subfield Business Service ID
2) (PDS 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 964
 Private Data Subelement Definitions
PDS 0601—Party Nature of Filing

IRD Description

27 Purchasing Large Ticket Level 2 Interchange

Values
If present, PDS 0600 must be left-justified and cannot contain all low values, high values, all
spaces, or all zeros.

PDS 0601—Party Nature of Filing

PDS 0601 (Party Nature of Filing) contains a code that identifies the disposition of the
electronic invoice.

Attributes

a-1; TAGLLL

Tag Field: 0601

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of PDS 0601 (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

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 Private Data Subelement Definitions
PDS 0602—Party Supplemental Data 1

Values
If present, PDS 0601 must be a fixed length of 001 and contain one of the following values.

Value Description

P Invoice printed and given to purchaser and then used for tax reclaim

S Invoice printed but treated as supplemental because electronic copy is

used for tax reclaim

E Printed invoice suppressed because electronic master version is used for

tax reclaim

N Not applicable to Party Identification

PDS 0602—Party Supplemental Data 1

PDS 0602 (Party Supplemental Data 1) contains information about the invoice party.

Attributes

ans…672; TAGLLLVAR

Tag Field: 0602

Length Field: 3 positions, value = 084–672

Data Field: Variable length, 672 positions

Subfields: 3

Occurrences: 1–8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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IPM Clearing Formats • 11 June 2019 966
 Private Data Subelement Definitions
PDS 0602—Party Supplemental Data 1

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

Values
PDS 0602 must be a length of 084–672 and must be divisible by minimum occurrence length
of 084.

PDS 0602 Subfields

PDS 0602 consists of three subfields.

Number Positions Name Attribute Justification

1 1–40 Party Supplemental Data ans-40 left

Description 1

2 41–80 Party Supplemental Data 1 ans-40 left

3 81–84 Party Supplemental Data Code 1 ans-4 left

Subfield 1: Party Supplemental Data Description 1

Subfield 1 (Party Supplemental Data Description 1) must be left-justified and cannot contain
all low values, high values, all spaces, or all zeros.

Subfield 2: Party Supplemental Data 1

Subfield 2 (Party Supplemental Data 1) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3: Party Supplemental Data Code 1

Subfield 3 (Party Supplemental Data Code 1) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

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IPM Clearing Formats • 11 June 2019 967
 Private Data Subelement Definitions
PDS 0603—Party Supplemental Data 2

PDS 0603—Party Supplemental Data 2

PDS 0603 (Party Supplemental Data 2) contains information about the invoice party.

Attributes

ans…672; TAGLLLVAR

Tag Field: 0603

Length Field: 3 positions, value = 084–672

Data Field: Variable length, 672 positions

Subfields: 3

Occurrences: 1–8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Party Information)/ O • C

1644

Values
PDS 0603 must be a length of 084–672 and must be divisible by minimum occurrence length
of 084.

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 Private Data Subelement Definitions
PDS 0604—Transaction Supplemental Data 1

PDS 0603 Subfields

This PDS may contain from one to eight occurrences of Party Supplemental Data.
Each occurrence consists of three subfields as defined in the following table. Each occurrence
requires 84 positions; the length of this PDS must be a multiple of 84, with a maximum length
of 672 positions.

Number Positions Name Attribute Justification

1 1–40 Party Supplemental Data ans-40 left

Description 2

2 41–80 Party Supplemental Data 2 ans-40 left

3 81–84 Party Supplemental Data Code 2 ans-4 left

Subfield 1: Party Supplemental Data Description 2

Subfield 1 (Party Supplemental Data Description 2) must be left-justified and cannot contain
all low values, all high values, all spaces, or all zeros.

Subfield 2: Party Supplemental Data 2

Subfield 2 (Party Supplemental Data 2) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3: Party Supplemental Data Code 2

Subfield 3 (Party Supplemental Data Code 2) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

PDS 0604—Transaction Supplemental Data 1

PDS 0604 (Transaction Supplemental Data 1) contains information about the transaction.

Attributes

ans…672; TAGLLLVAR

Tag Field: 0604

Length Field: 3 positions, value = 084–672

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IPM Clearing Formats • 11 June 2019 969
 Private Data Subelement Definitions
PDS 0604—Transaction Supplemental Data 1

Data Field: Variable length, 672 positions

Subfields: 3

Occurrences: 1–8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Transaction O • C

Information)/1644

Values
PDS 0604 may contain from one to eight occurrences of Transaction Supplemental Data. Each
occurrence consists of three subfields as defined in the table above. Each occurrence must be
a length of 084–672 and must be divisible by minimum occurrence length of 084.

PDS 0604 Subfields

This PDS may contain from one to eight occurrences of Transaction Supplemental Data.
Each occurrence consists of three subfields as defined in the following table. Each occurrence
requires 84 positions; the length of this PDS must be a multiple of 84, with a maximum length
of 672 positions.

Number Positions Name Attribute Justification

1 1–40 Transaction Supplemental Data ans-40 left

Description 1

2 41–80 Transaction Supplemental Data 1 ans-40 left

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0605—Transaction Supplemental Data 2

Number Positions Name Attribute Justification

3 81–84 Transaction Supplemental Data ans-4 left

Code 1

Subfield 1: Transaction Supplemental Data Description 1

Subfield 1 (Transaction Supplemental Data Description 1) must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

Subfield 2: Transaction Supplemental Data 1

Subfield 2 (Transaction Supplemental Data 1) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3: Transaction Supplemental Data Code 1

Subfield 3 (Transaction Supplemental Data Code 1) must be left-justified and cannot contain
all low values, all high values, all spaces, or all zeros.

PDS 0605—Transaction Supplemental Data 2

PDS 0605 (Transaction Supplemental Data 2) contains information about the transaction.

Attributes

ans…672; TAGLLLVAR

Tag Field: 0605

Length Field: 3 positions, value = 084–672

Data Field: Variable length, 672 positions

Subfields: 3

Occurrences: 1–8

Justification: See “Subfields”

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IPM Clearing Formats • 11 June 2019 971
 Private Data Subelement Definitions
PDS 0605—Transaction Supplemental Data 2

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Electronic Invoice-Transaction O • C

Information)/1644

PDS 0605 Subfields

PDS 0605 may contain from one to eight occurrences of transaction supplemental data.
Each occurrence consists of three subfields as defined in the following table. Each occurrence
must be a length of 084–672 and must be divisible by minimum occurrence length of 084.

Number Positions Name Attribute Justification

1 1–40 Transaction Supplemental Data ans-40 left

Description 2

2 41–80 Transaction Supplemental Data 2 ans-40 left

3 81–84 Transaction Supplemental Data ans-4 left

Code 2

Subfield 1: Transaction Supplemental Data Description 2

Subfield 1 (Transaction Supplemental Data Description 2) must be left-justified and cannot
contain all low values, all high values, all spaces, or all zeros.

Subfield 2: Transaction Supplemental Data 2

Subfield 2 (Transaction Supplemental Data 2) must be left-justified and cannot contain all low
values, all high values, all spaces, or all zeros.

Subfield 3: Transaction Supplemental Data Code 2

Subfield 3 (Transaction Supplemental Data Code 2) must be left-justified and cannot contain
all low values, all high values, all spaces, or all zeros.

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 Private Data Subelement Definitions
PDS 0606—Freight Amount

PDS 0606—Freight Amount

PDS 0606 (Freight Amount) contains the freight charges on total purchases.

Attributes

ans-14; TAGLLL

Tag Field: 0606

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

PDS 0606 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Freight Amount n-12 right

2 13 Freight Amount Exponent n-1 N/A

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IPM Clearing Formats • 11 June 2019 973
 Private Data Subelement Definitions
PDS 0607—Duty Amount

Number Positions Name Attribute Justification

3 14 Freight Amount Sign a-1 N/A

Subfield 1: Freight Amount

Subfield 1 (Freight Amount) contains the freight charges on the total purchase. If present,
subfield 1 must be numeric and may contain all zeros.

Subfield 2: Freight Amount Exponent

If present, subfield 2 (Freight Amount Exponent) must be numeric and contain a value of 0 to
5.

Subfield 3: Freight Amount Sign

If PDS 0606 is present, subfield 3 (Freight Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0606 is a debit or credit from the perspective of the
cardholder.

Value Description

D Freight amount is a debit.

C Freight amount is a credit.

PDS 0607—Duty Amount

PDS 0607 (Duty Amount) is the duty on the total purchase amount.

Attributes

ans-14; TAGLLL

Tag Field: 0607

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 974
 Private Data Subelement Definitions
PDS 0607—Duty Amount

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0607 must be a fixed length of 014.

PDS 0607 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Duty Amount n-12 right

2 13 Duty Amount Exponent n-1 N/A

3 14 Duty Amount Sign a-1 N/A

Subfield 1: Duty Amount

Subfield 1 (Duty Amount) contains the duty amount on the total charges. If present, subfield 1
must be numeric and may contain all zeros.

Subfield 2: Duty Amount Exponent

If present, subfield 2 (Duty Amount Exponent) must be numeric and contain a value of 0 to 5.

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 Private Data Subelement Definitions
PDS 0608—Destination Postal Code

Subfield 3: Duty Amount Sign

If PDS 0607 is present, subfield 3 (Duty Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0607 is a debit or credit from the perspective of the
cardholder.

Value Description

D Duty amount is a debit.

C Duty amount is a credit.

PDS 0608—Destination Postal Code

PDS 0608 (Destination Postal Code) contains the ZIP code or other postal code where the
purchased goods will be delivered.

This applies to additional domestic arrangements:

For transactions acquired in the U.S. region, PDS 0608, if present, must contain either five
numeric characters, left-justified and spaced filled, or the “ZIP+four” nine numeric characters
with a hyphen between the fifth and sixth numeric character.

Attributes

ans-10; TAGLLL

Tag Field: 0608

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0609—Destination State/Province Code

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

PDS 0608 should be provided by U.S. card acceptors for all commercial card transactions in
which goods were shipped. All goods in a transaction must be shipped to one location.

Values
If present, PDS 0608 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0609—Destination State/Province Code

PDS 0609 (Destination State/Province Code) indicates the state or province of the country
where the purchased goods will be delivered.

Attributes

ans-3; TAGLLL

Tag Field: 0609

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0610—Destination Country Code

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

This PDS should be provided by U.S. card acceptors for all commercial card transactions in
which goods were shipped. When this PDS is used, all goods in a transaction must be shipped
to one location.

Values
If present, PDS 0609 must contain a valid U.S. state code if PDS 0610 (Destination Country
Code) contains USA.
If the destination is a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers should
provide the three-position country code (GUM, PRI, or VIR) in both PDS 0609 and PDS 0610.
If present, PDS 0609 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0610—Destination Country Code

PDS 0610 (Destination Country Code) contains the code of the country where the purchased
goods will be delivered.

Attributes

ans-3; TAGLLL

Tag Field: 0610

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0611—Sequence Number

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

This PDS should be provided by U.S. card acceptors for all commercial card transactions in
which goods were shipped. When this PDS is used, all goods in a transaction must be shipped
to one location.

Values
If present, PDS 0610 must contain a valid alphabetic ISO country code.
If the destination is a U.S. territory (Guam, Puerto Rico, or Virgin Islands), customers should
provide the three-position country code (GUM, PRI, or VIR) in both PDS 0609 (Destination
State/Province code) and PDS 0610.

PDS 0611—Sequence Number

PDS 0611 (Sequence Number) a sequence number indicating the sequence that this rail
segment falls within the trip.

Attributes

ans-3; TAGLLL

Tag Field: 0611

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: Left

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IPM Clearing Formats • 11 June 2019 979
 Private Data Subelement Definitions
PDS 0612—Ship Date

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

PDS 0612—Ship Date

PDS 0612 (Ship Date) contains the date the merchandise was shipped to the destination.

Attributes

n-6; TAGLLL

Tag Field: 0612

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 980
 Private Data Subelement Definitions
PDS 0613—Ship-From Postal Code

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0612 must be a valid date in the format YYMMDD. PDS 0612 must be numeric
and be a fixed length of 006.

PDS 0613—Ship-From Postal Code

PDS 0613 (Ship-From Postal Code) contains the ZIP code or other postal code from which
items were shipped.

Attributes

ans-10; TAGLLL

Tag Field: 0613

Length Field: 3 positions, value = 010

Data Field: Fixed length, 10 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Private Data Subelement Definitions
PDS 0614—Order Date

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

For transactions acquired in the U.S. region, PDS 0613, if present, must contain either five
numeric characters and be left-justified and spaced filled, or the “ZIP+four” nine numeric
characters with a hyphen between the fifth and sixth numeric character.
This PDS should be provided by U.S. card acceptors for all commercial card transactions in
which goods were shipped. When this PDS is used, all goods in a transaction must be shipped
from one location.

Values
If present, PDS 0613 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0614—Order Date

PDS 0614 (Order Date) contains the date the item was ordered.

Attributes

n-6; TAGLLL

Tag Field: 0614

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0615—Medical Services Ship to Health Industry Number

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0614 must contain a valid date in the format YYMMDD.

PDS 0615—Medical Services Ship to Health Industry Number

PDS 0615 (Medical Services Ship to Health Industry Number) contains the health industry
number to which the medical services are being shipped.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0615

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 40 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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PDS 0616—Contract Number

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
PDS 0615 must be a length of 001–040. If present, PDS 0615 must be left-justified and
cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0616—Contract Number

PDS 0616 (Contract Number) contains the corporate contract number.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0616

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

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IPM Clearing Formats • 11 June 2019 984
 Private Data Subelement Definitions
PDS 0617—Medical Services Price Adjustment

Values
PDS 0616 must be a length of 001–040. If present, PDS 0616 must be left-justified and
cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0617—Medical Services Price Adjustment

PDS 0617 (Medical Services Price Adjustment) contains a code that identifies the type of price
adjustment related to the medical services provided.

Attributes

a-1; TAGLLL

Tag Field: 0617

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
If present, PDS 0617 must be a fixed length of 001 and contain one of the following values.

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IPM Clearing Formats • 11 June 2019 985
 Private Data Subelement Definitions
PDS 0618—Medical Services Product Number Qualifier

Value Description

A Price Adjustment

B Original

C Credit

D Rebill

PDS 0618—Medical Services Product Number Qualifier

PDS 0618 (Medical Services Product Number Qualifier) contains a code that identifies the
product number qualifier of the medical services.

Attributes

an-2; TAGLLL

Tag Field: 0618

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

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IPM Clearing Formats • 11 June 2019 986
 Private Data Subelement Definitions
PDS 0619—User Name

Values
If present, PDS 0618 must be a fixed length of 002 and contain one of the following values.

Value Description

01 HIBCC (Health Industry Business Communication Council)

02 UCC (Uniform Code Council)

03 Other

PDS 0619—User Name

PDS 0619 (User Name) contains the user name related to the Telephony Billing information.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0619

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 987
 Private Data Subelement Definitions
PDS 0620—Oil Company Brand Name

Values
PDS 0619 must be a length of 001–040. If present, PDS 0619 must be left-justified and
cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0620—Oil Company Brand Name

PDS 0620 (Oil Company Brand Name) contains a four-digit code that indicates the card
acceptor oil company brand name.

Attributes

n-4; TAGLLL

Tag Field: 0620

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

This PDS is required if the associated First Presentment/1240 message is a Mastercard

Corporate Fleet Card® transaction at a fuel location and is submitted for any of the following
interchange programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 988
 Private Data Subelement Definitions
PDS 0621—Purchase Time

IRD Description

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Values
If present, PDS 0620 must contain a valid value.
Oil Company Brand Name codes are added periodically in support of the Mastercard
Commercial Fleet card program. New Oil Company Brand Name Codes are announced and
listed in a Global Operations Bulletin. All Oil Company Brand Name Codes are documented in
the Fleet Implementation Guide.

PDS 0621—Purchase Time

PDS 0621 (Purchase Time) contains the time of day the purchase was made.

Attributes

n-4; TAGLLL

Tag Field: 0621

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 989
 Private Data Subelement Definitions
PDS 0621—Purchase Time

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

This PDS is required if the associated First Presentment/1240 is a Mastercard Corporate Fleet
Card® transaction at a fuel location and is submitted for one of the following interchange rate
programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 990
 Private Data Subelement Definitions
PDS 0622—Motor Fuel Service Type

Values
If present, PDS 0621 should be in the format hhmm, with hours in the range 00–23 and
minutes in the range 00–59.

NOTE:
Midnight is provided as 0000.

PDS 0622—Motor Fuel Service Type

PDS 0622 (Motor Fuel Service Type) contains the type of service received at the card acceptor
site.

Attributes

ans-1; TAGLLL

Tag Field: 0622

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

The Motor Fuel Service Type must be present and contain a valid value in the Financial Detail
Addendum (Corporate Fleet Transaction Information)/1644 message when it is a Mastercard
Commercial Fleet Card (MCF, MPK, MNF, MGF) when these transactions are submitted with a

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 991
 Private Data Subelement Definitions
PDS 0622—Motor Fuel Service Type

fuel MCC (4468, 5541, 5499, or 5983) for any U.S.-acquired commercial interchange rate
program.

IRD Description

16 Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the Motor Fuel Service (PDS 0622) type equals 3 (only non-fuel items being purchased) on
the Fleet Transaction Information Addendum, the following PDSs are required on the Financial
Detail Addendum (Corporate Line Item Detail)/1644 messages when the purchase is with a
Mastercard Corporate Fleet card (MCF, MPK, MGF, MNF) at fuel locations (MCC 4468, 5541,
5499, and 5983) and the transaction is submitted with one of the following U.S. region
incentive interchange rate programs.
• PDS 0641 (Product Code)
• PDS 0642 (Item Description)
• PDS 0643 (Item Quantity)
• PDS 0645 (Item Unit of Measure)
• PDS 0647 (Extended Item Amount)
• PDS 0654 (Debit or Credit Indicator)

IRD Description

16 Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Warehouse Base

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 992
 Private Data Subelement Definitions
PDS 0622—Motor Fuel Service Type

IRD Description

94 Commercial Large Ticket II

99 Commercial Large Ticket III

PDS 0622 is required if the associated First Presentment/1240 message is a Mastercard

Corporate Fleet Card transaction at a fuel location and is submitted for IRD BQ—Canada
Intracountry Commercial Data Rate I. When the value is 3 (only non-fuel products being
purchased), the following are required in Financial Detail Addendum (Corporate Line Item
Detail)/1644 messages:
• PDS 0641 (Product Code)
• PDS 0642 (Item Description)
• PDS 0643 (Item Quantity)
• PDS 0645 (Item Unit of Measure)
• PDS 0646 (Unit Price)
• PDS 0647 (Extended Item Amount)
• PDS 0654 (Debit or Credit Indicator)

Values
GCMS does not edit this subfield. If present, this PDS must contain a value from the following
table.

Value Description

0 or space Undefined

1 Self-service

2 Full service

3 Only non-fuel products being purchased

PDS 622 must contain a value of 1 or 2 when submitted with Fleet Card transactions
submitted with a card acceptor business code (MCC) equal to 5542.

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 Private Data Subelement Definitions
PDS 0623—Motor Fuel Information

PDS 0623—Motor Fuel Information

PDS 0623 (Motor Fuel Information) contains the acquirer’s motor fuel product code translated
from the information the attendant entered.

Attributes

ns-35; TAGLLL

Tag Field: 0623

Length Field: 3 positions, value = 035

Data Field: Fixed length, 35 positions

Subfields: 6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C
(Allowed for Mastercard Credit [MCC], Maestro [MSI], and Private Label
[PVL] transactions only)

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

This PDS is required if the following occurs:

• PDS 0622 (Motor Fuel Service Type) is present and contains a value other than 3.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction at
a fuel location and is submitted for one of the following interchange rate programs.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 994
 Private Data Subelement Definitions
PDS 0623—Motor Fuel Information

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Values
If present, PDS 0623 Motor Fuel Information must be a fixed length of 35.

Requirements
The following are the requirements regulating the use of PDS 0623:
• PDS 0623 (Motor Fuel Information) must be present when the following conditions are
met:
– DE 2 Primary Account Number in the associated First Presentment/1240 message
contains a Fleet account range.
– DE 26 Card Acceptor Business Code (MCC) in the associated First Presentment/1240 is
5541 or 5542.
– PDS 0622 Motor Fuel Service Type is present and contains a value of 1 (Self-service) or 2
(Full service).
– PDS 0158s4 Interchange Rate Designator is applicable.
• PDS 0623 (Motor Fuel Information) is allowed on First Presentment/1240 messages for
Mastercard Credit (MCC), Maestro (MSI) and Private Label (PVL) transactions only. This field
will not be submitted to the transaction receiver if provided on a First Presentment/1240
for transactions other than Mastercard Credit, Maestro or Private Label.
• For Mastercard Commercial Fleet Card transactions, PDS 0623, subfield 6 (Motor Fuel Sale
Amount) must equal the product of the value of PDS 0623, subfield 2 (Motor Fuel Unit

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 995
 Private Data Subelement Definitions
PDS 0623—Motor Fuel Information

Price) multiplied by the value in PDS 0623, subfield 4 (Motor Fuel Quantity). A tolerance of
five percent is permitted to address rounding issues. The tolerance is applied on PDS 0623,
subfield 6 (Sale Amount) and not on the calculated value (PDS 0623, subfield 2 multiplied
by PDS 0623, subfield 4). Also, this edit does not round the calculated amount and low/
high tolerance amounts to the transaction currency exponent, and keeps six decimal
positions on these values.

PDS 0623 Subfields

PDS 0623 contains six subfields.
PDS 0623 subfields are in the following table.

Number Positions Name Attribute Justification

1 1–3 Motor Fuel Product Code n-3 right

2 4–15 Motor Fuel Unit Price n-12 right

3 16 Motor Fuel Unit of Measure ns-1 N/A

4 17–22 Motor Fuel Quantity n-6 right

5 23 Motor Fuel Quantity Exponent n-1 N/A

6 24–35 Motor Fuel Sale Amount n-12 right

Subfield 1: Motor Fuel Product Code

If PDS 0623 is present, Motor Fuel Product Code must be one of the following values.
Collection only, First Presentment/1240 transactions will be excluded.

Value Description

001 Unleaded Regular (86 or 87 octane)

002 Unleaded Mid Grade (88 or 89 octane)

003 Unleaded Premium (90 or 91 octane)

004 Unleaded Super (92–94 octane)

005 Methanol Unleaded Regular (86 or 87 octane)

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0623—Motor Fuel Information

Value Description

006 Methanol Unleaded Mid Grade (88 or 89 octane)

007 Methanol Unleaded Premium (90 or 91 octane)

008 Methanol Unleaded Super (92–94 octane)

009 Methanol Regular Leaded

011 Regular Leaded Gasoline

012 Diesel

013 Diesel Premium

014 Kerosene

015 LPG

016 Compressed Natural Gas

017 M85 (Methanol 85 percent)

018 E85 (Ethanol 85 percent)

019 Ethanol Unleaded Regular (86 or 87 octane)

020 Ethanol Unleaded Mid Grade (88 or 89 octane)

021 Ethanol Unleaded Premium (90 or 91 octane)

022 Ethanol Unleaded Super (92–94 octane)

023 Ethanol Regular Leaded

024 Unleaded Reformulated (86 or 87 octane)

025 Unleaded Mid Grade Reformulated (88 or 89 octane)

026 Dyed Diesel

027 Gasohol

028 Biodiesel

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0623—Motor Fuel Information

Value Description

029 Ultra Low Sulfur Diesel (ULSD)

100 Aviation 100 Octane

101 Jet Fuel

102 Aviation Fuel

150 Marine Fuel

200 Miscellaneous Fuel

201 Liquid Natural Gas

202 White Gas

203 Racing Fuel

Subfield 2: Motor Fuel Unit Price

If PDS 0623 is present, Motor Fuel Unit Price must be right-justified and numeric.
Motor Fuel Unit Price must be right-justified with three positions to the right of the decimal.

Subfield 3: Motor Fuel Unit of Measure

If PDS 0623 is present, Motor Fuel Unit of Measure must be a space or in the range 1–5 as in
the following table.
Collection only, First Presentment/1240 transactions will be excluded.

Value Description

1 Gallons

2 Liters

3 Pounds

4 Kilos

5 Imperial gallons

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0624—User Account Number

Value Description

space Not applicable

Subfield 4: Motor Fuel Quantity

If PDS 0623 is present, Motor Fuel Quantity must be numeric and greater than zero.
Collection only, First Presentment/1240 transactions will be excluded.

Subfield 5: Motor Fuel Quantity Exponent

If PDS 0623 is present, Motor Fuel Quantity Exponent must be in the range 0–5.
Collection only, First Presentment/1240 transactions will be excluded.
PDS 0623, subfield 5 (Motor Fuel Quantity Exponent) is assumed to be three positions.

Subfield 6: Motor Fuel Sale Amount

If PDS 0623 is present, Motor Fuel Sale Amount must be numeric and greater than zero and in
the same currency as the First Presentment/1240.
Collection only, First Presentment/1240 transactions will be excluded.
The currency exponent for PDS 0623, subfield 6 (Motor Fuel Sale Amount) is based on the
exponent associated with the DE 49 (Currency Code, Transaction) from the associated First
Presentment/1240 message.

PDS 0624—User Account Number

PDS 0624 (User Account Number) contains the user’s account number related to the
Telephony Billing information.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0624

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 40 positions

Subfields: None

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 999
 Private Data Subelement Definitions
PDS 0625—User Telephone Number

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

Values
PDS 0624 must be a length of 001–040. If present, PDS 0624 must be left-justified and
cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0625—User Telephone Number

PDS 0625 (User Telephone Number) contains the user’s telephone number related to the
Telephony Billing information.

Attributes

ans…25; TAGLLLVAR

Tag Field: 0625

Length Field: 3 positions, value = 001–025

Data Field: Variable length, 25 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1000
 Private Data Subelement Definitions
PDS 0626—Billing Statement Period

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

Values
PDS 0625 must be a length of 001–025. If present, PDS 0625 must be left-justified and
cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0626—Billing Statement Period

PDS 0626 (Billing Statement Period) contains the billing start and end dates.

Attributes

n-12; TAGLLL

Tag Field: 0626

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0627—Billing Event 1

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

Values
PDS 0626 must be a fixed length of 012.

PDS 0626 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Statement Start Date n-6 N/A

2 7–12 Statement End Date n-6 N/A

Subfield 1: Statement Start Date

If present, subfield 1 (Statement Start Date) must be numeric and must be a valid date in the
format YYMMDD.

Subfield 2: Statement End Date

If present, subfield 2 (Statement End Date) must be numeric and must be a valid date in the
format YYMMDD.

PDS 0627—Billing Event 1

PDS 0627 (Billing Event 1) contains information pertaining to the Telephony Billing Event.

Attributes

ans…540; TAGLLLVAR

Tag Field: 0627

Length Field: 3 positions, value = 054–540

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1002
 Private Data Subelement Definitions
PDS 0627—Billing Event 1

Data Field: Variable length, 540 positions

Subfields: 4

Occurrences: 1–10

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

Values
PDS 0627 must be a length of 54–540, and it must be divisible by a minimum occurrence
length of 54.

PDS 0627 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–12 Billing Event Amount 1 n-12 right

2 13 Billing Event Exponent 1 n-1 N/A

3 14 Billing Event Sign 1 a-1 N/A

4 15–54 Billing Event Description ans-40 left

Subfield 1: Billing Event Amount 1

If PDS 0627 is present, subfield 1 (Billing Event Amount 1) must be numeric and contain the
amount of the billing event, and it may be all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0628—Billing Event 2

Subfield 2: Billing Event Exponent 1

Subfield 2 (Billing Event Exponent 1) must be numeric and must be a value within the range of
0 to 5.

Subfield 3: Billing Event Sign 1

If PDS 0627 is present, subfield 3 (Billing Event Sign 1) must contain a value of D or C. This
subfield identifies whether PDS 0627 is a debit or credit from the perspective of the
cardholder.

Value Description

D Billing Event amount 2 is a debit.

C Billing Event amount 2 is a credit.

Subfield 4: Billing Event Description 1

If PDS 0627 is present, subfield 4 (Billing Event Description 1) contains the description of the
billing event. It must be a fixed length of 40 positions, be left-justified and cannot contain all
low values, all high values, all spaces, or all zeros.

PDS 0628—Billing Event 2

PDS 0628 (Billing Event 2) contains information pertaining to the Telephony Billing Event.

Attributes

ans…540; TAGLLLVAR

Tag Field: 0628

Length Field: 3 positions, value = 054–540

Data Field: Variable length, 540 positions

Subfields: 4

Occurrences: 1–10

Justification: See “Subfields”

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1004
 Private Data Subelement Definitions
PDS 0628—Billing Event 2

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

Values
PDS 0628 must be a length of 54–540, and it must be divisible by a minimum occurrence
length of 54.

PDS 0628 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–12 Billing Event Amount 2 n-12 right

2 13 Billing Event Exponent 2 n-1 N/A

3 14 Billing Event Sign 2 a-1 N/A

4 15–54 Billing Event Description 2 ans-40 left

Subfield 1: Billing Event Amount 2

If PDS 0628 is present, subfield 1 (Billing Event Amount 2) must be numeric and contain the
amount of the billing event, and it may be all zeros.

Subfield 2: Billing Event Exponent 2

PDS 0628, subfield 2 (Billing Event Exponent 2) must be numeric and must be a value within
the range of 0 to 5.

Subfield 3: Billing Event Sign 2

If PDS 0628 is present, subfield 3 (Billing Event Sign 2) must contain a value of D or C. This
subfield identifies whether PDS 0628 is a debit or credit from the perspective of the
cardholder.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1005
 Private Data Subelement Definitions
PDS 0629—Odometer Reading

Value Description

D Billing event amount 2 is a debit.

C Billing event amount 2 is a credit.

Subfield 4: Billing Event Description 2

If PDS 0628 is present, subfield 4 (Billing Event Description 2) contains the description of the
billing event. It must be a fixed length of 40 positions, left-justified, and it cannot contain all
low values, all high values, all spaces, or all zeros.

PDS 0629—Odometer Reading

PDS 0629 (Odometer Reading) contains the vehicle odometer reading the purchaser entered.

Attributes

ans…7; TAGLLLVAR

Tag Field: 0629

Length Field: 3 positions, value = 001–007

Data Field: Variable length, 1–7 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 (Allowed for Maestro {MSI} transactions only) O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0629—Odometer Reading

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

Financial Detail Addendum (Private Label Common Data)/1644 C • C

This PDS is allowed on First Presentment messages for Maestro (MSI) transactions only. This
field will not be submitted to the transaction receiver if provided on a First Presentment/1240
for transactions other than Maestro.
This PDS is required if the following occurs:
• PDS 0632 (Product Type Code) contains a value in the range 1–4.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction at
a fuel location and is submitted for one of the following interchange programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier I

62 Commercial Large Ticket 1

67 Commercial Data Rate II

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Values
If present, PDS 0629 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

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 Private Data Subelement Definitions
PDS 0630—Vehicle Number

PDS 0630—Vehicle Number

PDS 0630 (Vehicle Number) is the number assigned to the vehicle by the business using the
Mastercard Corporate Fleet Card® and entered by the cardholder at the point of interaction.

Attributes

ans…17; TAGLLLVAR

Tag Field: 0630

Length Field: 3 positions, value = 001–017

Data Field: Variable length, 1–17 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

This PDS is required if the following occurs:

• No data is present in Driver Number/ID Number (PDS 0631).
• PDS 0632 (Product Type Code) contains a value of 2.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction at
a fuel location and is submitted for one of the following region interchange programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

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 Private Data Subelement Definitions
PDS 0630—Vehicle Number

IRD Description

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier I

62 Commercial Large Ticket 1

67 Commercial Data Rate II

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

When the transaction is a Mastercard Corporate Fleet Card (MCF, MPK, MNF, or MGF)
transaction at a fuel location MCC (4468, 5541, 5542, 5499, or 5983), and was submitted for
one of the above interchange programs (BQ, 16, 62, 67, 91, 94, and 99), PDS 0632 (Product
Type Code) is present and contains one of the following values:
• 1 (Prompts for ID number and odometer reading)
• 2 (Prompts for vehicle number and odometer reading)
• 3 (Prompts for driver number and odometer reading)
The data in the Authorization Request/0100 message matches the data in the Corporate Fleet
Transaction Information Addendum/1644 message as follows.
• Driver ID: CIS DE 48 (Additional Data—Private Use), subelement 98 (Mastercard Corporate
Fleet Card ID/ Driver Number) and IPM PDS 0631 (Driver Number/ID Number)
• Driver Number: CIS DE 48, subelement 98 (Mastercard Corporate Fleet Card ID/Driver
Number) and IPM PDS 0631 (Driver Number/ID Number)
• Vehicle Number: CIS DE 48, subelement 99 (Mastercard Corporate Fleet Card Vehicle
Number) and IPM PDS 0630 (Vehicle Number).
When the data requirements are not met, the transaction will be downgraded to IRD 68
(Business Core Value Data Rate 1) through Mastercard Interchange Compliance.

Values
If present, PDS 0630 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0631—Driver Number/ID Number

PDS 0631—Driver Number/ID Number

PDS 0631 (Driver Number/ID Number) contains the number assigned to the driver by the
business using the Mastercard Corporate Fleet Card® and entered by the cardholder at the
point of interaction.

Attributes

ans…17; TAGLLLVAR

Tag Field: 0631

Length Field: 3 positions, value = 001–017

Data Field: Variable length, 1–17 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

This PDS is required if the following occurs:

• Product Type Code (PDS 0632) contains a value of 1 or 3.
• The associated First Presentment/1240 is a Mastercard Corporate Fleet Card® transaction at
a fuel location and is submitted for one of the following incentive interchange rate
programs.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1010
 Private Data Subelement Definitions
PDS 0631—Driver Number/ID Number

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier I

62 Commercial Large Ticket 1

67 Commercial Data Rate II

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

When the transaction is a Mastercard Corporate Fleet Card (MCF, MPK, MNF, or MGF)
transaction at a fuel location MCC (4468, 5541, 5542, 5499, or 5983), and was submitted for
one of the above interchange programs (BQ, 16, 62, 67, 91, 94, and 99), PDS 0632 (Product
Type Code) is present and contains one of the following values.
• 1 (Prompts for ID number and odometer reading)
• 2 (Prompts for vehicle number and odometer reading)
• 3 (Prompts for driver number and odometer reading)
The data in the Authorization Request/0100 message matches the data in the Corporate Fleet
Transaction Information Addendum/1644 message as follows.
• Driver ID: CIS DE 48 (Additional Data—Private Use), subelement 98 (Mastercard Corporate
Fleet Card ID/ Driver Number) and IPM PDS 0631 (Driver Number/ID Number)
• Driver Number: CIS DE 48, subelement 98 (Mastercard Corporate Fleet Card ID/Driver
Number) and IPM PDS 0631 (Driver Number/ID Number)
• Vehicle Number: CIS DE 48, subelement 99 (Mastercard Corporate Fleet Card Vehicle
Number) and IPM PDS 0630 (Vehicle Number).
When the data requirements are not met, the transaction will be downgraded to IRD 68
(Business Core Value Data Rate 1) through Mastercard Interchange Compliance.

Values
If present, PDS 0631 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros. In addition, the first position of PDS 0631 must contain a numeric
value.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0632—Product Type Code

PDS 0632—Product Type Code

PDS 0632 (Product Type Code) contains a code read from a card magnetic stripe that indicates
prompts that occur at the point of interaction.

Attributes

n-1; TAGLLL

Tag Field: 0632

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 C • C

This PDS is required if the associated First Presentment/1240 is a Mastercard Corporate Fleet
Card® transaction at a fuel location and is submitted for one of the following incentive
interchange rate programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0632—Product Type Code

IRD Description

16 Warehouse Tier 1

62 Commercial Large Ticket I

67 Commercial Data Rate II

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

When the transaction is a Mastercard Corporate Fleet Card (MCF, MPK, MNF, or MGF)
transaction at a fuel location MCC (4468, 5541, 5542, 5499, or 5983), and was submitted for
one of the above interchange programs (BQ, 16, 62, 67, 91, 94, and 99), PDS 0632 (Product
Type Code) is present and contains one of the following values.
• 1 (Prompts for ID number and odometer reading)
• 2 (Prompts for vehicle number and odometer reading)
• 3 (Prompts for driver number and odometer reading)
The data in the Authorization Request/0100 message matches the data in the Corporate Fleet
Transaction Information Addendum/1644 message as follows.
• Driver ID: CIS DE 48 (Additional Data—Private Use), subelement 98 (Mastercard Corporate
Fleet Card ID/ Driver Number) and IPM PDS 0631 (Driver Number/ID Number)
• Driver Number: CIS DE 48, subelement 98 (Mastercard Corporate Fleet Card ID/Driver
Number) and IPM PDS 0631 (Driver Number/ID Number)
• Vehicle Number: CIS DE 48, subelement 99 (Mastercard Corporate Fleet Card Vehicle
Number) and IPM PDS 0630 (Vehicle Number).
When the data requirements are not met, the transaction will be downgraded to IRD 68
(Business Core Value Data Rate 1) through Mastercard Interchange Compliance.

Values
If present, PDS 0632 must contain a value in the range 1–5 as shown in the following table.

Value Description

1 Prompts for ID number and odometer reading

2 Prompts for vehicle number and odometer reading

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 Private Data Subelement Definitions
PDS 0632—Product Type Code

Value Description

3 Prompts for driver number and odometer reading

4 Prompts for odometer reading only

5 No prompts issued

Values 1–4 are used in the editing process for Mastercard Corporate Fleet card transactions
conducted at fuel locations that are submitted for the following interchange rate programs.

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

U.S. Region Incentive Interchange Rate Programs

16 Warehouse Tier 1

62 Commercial Large Ticket I

67 Commercial Data Rate II

91 Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Related Required PDS Information

The following PDSs are required to be present when PDS 0632 is present, depending on the
value submitted.

If PDS 0632 contains a… Then the following is also required

1 PDS 0631 (Driver Number/ID Number) and PDS 0629 (Odometer

Reading)

2 PDS 0630 (Vehicle Number) and PDS 0629 (Odometer Reading)

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0633—Coupon/Discount Amount

If PDS 0632 contains a… Then the following is also required

3 PDS 0631 (Driver Number/ID Number) and PDS 0629 (Odometer

Reading)

4 PDS 0629 (Odometer Reading)

PDS 0633—Coupon/Discount Amount

PDS 0633 (Coupon/Discount Amount) contains the coupon or discount dollar amount.

Attributes

n-12; TAGLLL

Tag Field: 0633

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Values
If present, PDS 0633 must contain a numeric value.

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 Private Data Subelement Definitions
PDS 0634—Tax Amount 1

PDS 0634—Tax Amount 1

PDS 0634 (Tax Amount 1) contains the tax amount for tax-exempt fleets.

Attributes

n-6; TAGLLL

Tag Field: 0634

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0634 must be numeric and may contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0635—Tax Amount 2

PDS 0635—Tax Amount 2

PDS 0635 (Tax Amount 2) contains the tax amount for tax-exempt fleets.

Attributes

n-6; TAGLLL

Tag Field: 0635

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0635 must be numeric and may contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0636—Call Date

PDS 0636—Call Date

PDS 0636 (Call Date) contains the date of the call related to the Telephony Billing Detail.

Attributes

n-6; TAGLLL

Tag Field: 0636

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0636 must be a fixed length of 006. If present, PDS 0636 must be numeric and a valid
date in the format YYMMDD.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0637—Call Time

PDS 0637—Call Time

PDS 0637 (Call Time) contains the time of the call related to the Telephony Billing Detail.

Attributes

n-6; TAGLLL

Tag Field: 0637

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0637 must be a fixed length of 006. If present, PDS 0637 must be numeric and a valid
time in the format HHMMSS.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1019
 Private Data Subelement Definitions
PDS 0638—Call To Information

PDS 0638—Call To Information

PDS 0638 (Call To Information) contains the call location information and the phone number
called pertaining to the Telephony Billing Event.

Attributes

ans-146; TAGLLL

Tag Field: 0638

Length Field: 3 positions, value = 146

Data Field: Fixed length, 146 positions

Subfields: 5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Summary)/1644 O • C

Values
PDS 0638 must be a fixed length of 146.

PDS 0638 Subfields

This PDS consists of five subfields.

Number Positions Name Attribute Justification

1 1–40 Call To City ans-40 left

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IPM Clearing Formats • 11 June 2019 1020
 Private Data Subelement Definitions
PDS 0638—Call To Information

Number Positions Name Attribute Justification

2 41–80 Call To State/Province ans-40 left

3 81–120 Call To Country ans-40 left

4 121–145 Call To Number ans-25 left

5 146 Call To Type an-1 N/A

Subfield 1: Call To City

If PDS 0638 is present, subfield 1 (Call To City) must contain the city to which the call was
made. It must be left-justified with trailing spaces and cannot contain all low values, all high
values, all spaces, or all zeros.

Subfield 2: Call To State/Province

If PDS 0638 is present, subfield 2 (Call To State/Province) must contain the state/province to
which the call was made. It must be left-justified with trailing spaces and cannot contain all
low values, all high values, all spaces, or all zeros.

Subfield 3: Call To Country

If PDS 0638 is present, subfield 3 (Call To Country) must contain the country to which the call
was made. It must be left-justified with trailing spaces and cannot contain all low values, all
high values, all spaces, or all zeros.

Subfield 4: Call To Number

If PDS 0638 is present, subfield 4 (Call To Number) must contain the phone number called. It
must be left-justified with trailing spaces and cannot contain all low values, all high values, all
spaces, or all zeros.
For transactions acquired in the U.S. or Canada region, subfield 4 must contain a 10-position
phone number, left-justified with trailing spaces. The first three positions must be numeric.

Subfield 5: Call To Type

If PDS 0638 is present, subfield 5 (Call To Type) must contain one of the following values.

Value Description

C Outgoing Call

I Incoming Call

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1021
 Private Data Subelement Definitions
PDS 0639—Call Duration

Value Description

V Voice Mail

P Page

O Other

F Toll-Free Call

PDS 0639—Call Duration

PDS 0639 (Call Duration) contains the duration of the call related to the Telephony Billing
Detail.

Attributes

n-6; TAGLLL

Tag Field: 0639

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1022
 Private Data Subelement Definitions
PDS 0640—Call Time Period

Values
PDS 0639 must be a fixed length of 006. If present, PDS 0639 must be numeric and should be
in the format HHMMSS.

PDS 0640—Call Time Period

PDS 0640 (Call Time Period) describes the period (such as Peak or Off Peak) of the call related
to the Telephony Billing Detail.

Attributes

an-2; TAGLLL

Tag Field: 0640

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
If present, PDS 0640 must contain one of the following values.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1023
 Private Data Subelement Definitions
PDS 0641—Product Code

Value Description

PP Peak Period

OP Off Peak Period

MP Multiple Period

OT Other

PDS 0640 must be a fixed length of 002.

PDS 0641—Product Code

PDS 0641 (Product Code) contains the non-fuel related product code of the individual item
purchased.

Attributes

ans…15; TAGLLLVAR

Tag Field: 0641

Length Field: 3 positions, value = 001–015

Data Field: Variable length, 1–15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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IPM Clearing Formats • 11 June 2019 1024
 Private Data Subelement Definitions
PDS 0641—Product Code

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0641 (Product Code) must be present in the Financial Detail Addendum (Corporate Line
Item Detail)/1644 message when one of the following occurs:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a fuel location MCC and is submitted for IRD BQ—Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a maintenance location MCC and is submitted for IRD BQ—Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR—Canada Intracountry Commercial
Data Rate II or IRD BS—Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Card
Acceptor Business). The applicable IRDs for the First Presentment/1240 messages are as
follows:

IRD Description

16 Commercial Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Commercial Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1025
 Private Data Subelement Definitions
PDS 0641—Product Code

IRD Description

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

PDS 0641 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when PDS 0642 (Item Description) is not present and when all of the following
conditions exist:
The business service is equal to one of the following.

Business Service Type Code (PDS Business Service ID (PDS

0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The Product Code should be provided for Mastercard Commercial Fleet Card transactions
occurring at fuel locations, when PDS 0622 (Motor Fuel Service Type) is 3 and the transactions

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1026
 Private Data Subelement Definitions
PDS 0641—Product Code

are submitted for any U.S.-acquired Commercial interchange rate program for which Fleet
transactions at fuel locations are valid.
PDS 0641 must be present when the following conditions exist:
• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Card
Acceptor Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier
Services)/1644 message is not provided
• The associated First Presentment/1240 does not contain a temporary services MCC in DE
26.
• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the transaction submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the following U.S. region corporate interchange programs.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

62 Commercial Large Ticket I

66 Commercial Data Rate III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1027
 Private Data Subelement Definitions
PDS 0641—Product Code

IRD Description

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Then one of the following must be present.

Field Description

PDS 0641 Product Code

PDS 0642 Item Description

PDS 0643 Item Quantity

PDS 0645 Item Unit of Measure

PDS 0647 Extended Item Amount

PDS 0654 Debit or Credit Indicator

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1028
 Private Data Subelement Definitions
PDS 0641—Product Code

Values
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with non-fuel purchases conducted with a Mastercard Corporate Fleet Card® at a
fuel location, PDS 0641 should be provided and must contain a three-position non-fuel
product code in the range 030–099 or 300–999.

Value Description

030 Motor Oil

031 Oil Change

032 Engine Service

033 Transmission Service

034 Brake Service

035 Solvent

036 Brake Fluid

037 Miscellaneous Parts

038 Miscellaneous Labor

039 Miscellaneous Repairs

040 TBA (tire, batteries, accessories)

041 Tires

042 Batteries

043 Automotive Accessories

044 Automotive Glass

045 Car Wash

046 Towing

047 Diesel Exhaust Fluid

070 Cigarettes/Tobacco

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1029
 Private Data Subelement Definitions
PDS 0641—Product Code

Value Description

078 Health/Beauty Aid

079 Miscellaneous Food/Grocery

080 Soda

081 Beer/Wine

082 Milk/Juice

083 Restaurant

089 Miscellaneous Beverage

099 Miscellaneous Other

300 Aviation Maintenance

301 De-icing

302 APU or Aircraft Jump Start

303 Aviation Catering

304 Tiedown or Hangar

305 Landing Fee

306 Ramp Fee

307 Call Out Fee

308 Plane Rental

309 Instruction Fee

310 Miscellaneous Aviation

311 Flight Planning/Weather Fees

312 Charter Fees

313 Ground Handling

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1030
 Private Data Subelement Definitions
PDS 0641—Product Code

Value Description

314 Communications Fees

315 Aircraft Cleaning

316 Cargo Handling

317 Aviation Accessories

350 Boat Service

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0641
should contain a value of Temporary–01.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0641 should contain a value of Shipping–01.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 message is submitted in
conjunction with a lodging MCC, PDS 0641 (Product Code) must be one of the following
values.

Value Description

L-1000 Room Rate

L-1020 Room Tax

L-1021 Non-Room Tax

L-1100 Room Service Charges

L-1101 Restaurant Charges

L-1102 Tray Charges

L-1103 Gratuities

L-1104 Prepaid Expenses

L-1105 Telephone Charges

L-1106 Movie Charges

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1031
 Private Data Subelement Definitions
PDS 0641—Product Code

Value Description

L-1107 Dry Cleaning Charges

L-1108 Laundry Charges

L-1109 Health Club Charges

L-1110 Valet Charges

L-1111 Gift Shop Charges

L-1112 Cash Disbursements

L-1113 Business Center Charges

L-1114 Lounge Charges

L-1115 Bar Charges

L-1116 Mini-Bar Charges

L-1117 Audiovisual Charges

L-1118 Banquet Charges

L-1119 Conference Room Charges

L-1120 Early Departure Charges

L-1121 Transportation Charges

L-1122 Internet Access Charges

L-9999 Miscellaneous Charges

In all other situations, PDS 0641 must be left-justified and cannot contain all zeros or all
spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1032
 Private Data Subelement Definitions
PDS 0642—Item Description

PDS 0642—Item Description

PDS 0642 (Item Description) contains the description of the individual item purchased.

Attributes

ans…35; TAGLLLVAR

Tag Field: 0642

Length Field: 3 positions, value = 001–035

Data Field: Variable length, 1–35 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0642 (Item Description) must be present in the Financial Detail Addendum (Corporate
Line Item Detail)/1644 message when one of the following occurs:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a fuel location MCC and is submitted for IRD BQ—Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1033
 Private Data Subelement Definitions
PDS 0642—Item Description

• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card

transaction at a maintenance location MCC and is submitted for IRD BQ—Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR—Canada Intracountry Commercial
Data Rate II or IRD BS—Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Card
Acceptor Business). The applicable IRDs for the First Presentment/1240 messages are as
follows.

IRD Description

16 Commercial Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Commercial Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1034
 Private Data Subelement Definitions
PDS 0642—Item Description

IRD Description

4G Business Level 4 Large Ticket III

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0642
should contain “Temporary Services.”
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0642 should contain “Shipping Services.”
PDS 0642 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all the following conditions exist.
• The product code is MCP or MCF at a non-fuel location.
• When PDS 0641 (Product Code) is not present.
• The Business Service is equal to one of the following.

Business Service Type Code Business Service ID (PDS

(PDS 0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

PDS 0642 must be present when the following conditions exist.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1035
 Private Data Subelement Definitions
PDS 0642—Item Description

• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Card
Acceptor Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier
Services)/1644 message is not provided The associated First Presentment/1240 does not
contain a temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the transaction submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the following U.S. region corporate interchange programs.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Then one of the following must be present.

Field Description

PDS 0641 Product Code

PDS 0642 Item Description

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1036
 Private Data Subelement Definitions
PDS 0643—Item Quantity

Field Description

PDS 0643 Item Quantity

PDS 0645 Item Unit of Measure

PDS 0647 Extended Item Amount

PDS 0654 Debit or Credit Indicator

Values
PDS 0642 must be left-justified and cannot contain all spaces, all zeros, all low values, or all
high values.

PDS 0643—Item Quantity

PDS 0643 (Item Quantity) indicates the quantity of the item purchased and the associated
decimal point location.

Attributes

n-13; TAGLLL

Tag Field: 0643

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1037
 Private Data Subelement Definitions
PDS 0643—Item Quantity

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0643 (Item Quantity) must be present in the Financial Detail Addendum (Corporate Line
Item Detail)/1644 message when one of the following occurs:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a fuel location MCC and is submitted for IRD BQ—Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a maintenance location MCC and is submitted for IRD BQ—Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR—Canada Intracountry Commercial
Data Rate II or IRD BS—Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Card
Acceptor Business Code). The applicable IRDs for the First Presentment/1240 messages are as
follows:

IRD Description

16 Commercial Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Commercial Warehouse Base

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1038
 Private Data Subelement Definitions
PDS 0643—Item Quantity

IRD Description

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

PDS 0643 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type Code Business Service ID (PDS

(PDS 0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1039
 Private Data Subelement Definitions
PDS 0643—Item Quantity

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

PDS 0643 must be present when the following conditions exist:

• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Card
Acceptor Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier
Services)/1644 message is not provided The associated First Presentment/1240 does not
contain a temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the transaction submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the following U.S. region corporate interchange programs.

IRD Description

62 Commercial Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1040
 Private Data Subelement Definitions
PDS 0643—Item Quantity

IRD Description

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Then one of the following must be present.

Field Description

PDS 0641 Product Code

PDS 0642 Item Description

PDS 0643 Item Quantity

PDS 0645 Item Unit of Measure

PDS 0647 Extended Item Amount

PDS 0654 Debit or Credit Indicator

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0643
should contain a value of 1.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0643 should contain a value of 1.

PDS 0643 Subfields

PDS 0643 consists of two subfields.
PDS 0643 subfields are listed in the following table.

Number Positions Name Attribute Justification

1 1–12 Item Quantity n-12 right

2 13 Item Quantity Exponent n-1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1041
 Private Data Subelement Definitions
PDS 0644—Call From Information

Subfield 1: Item Quantity

If present, subfield 1 (Item Quantity) must be numeric and greater than zero.

Subfield 2: Item Quantity Exponent

Subfield 2 (Item Quantity Exponent) indicates the decimal location for the Item Quantity
subfield. If PDS 0643 is present, subfield 2 must be numeric and contain a value of 0 to 5.

PDS 0644—Call From Information

PDS 0644 (Call From Information) contains the location description for the originator of the
telephone call and the number from which the call was made.

Attributes

ans-145; TAGLLL

Tag Field: 0644

Length Field: 3 positions, value = 145

Data Field: Fixed length, 145 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0644 must be a fixed length of 145.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1042
 Private Data Subelement Definitions
PDS 0644—Call From Information

PDS 0644 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–40 Call From City ans-40 left

2 41–80 Call From State/Province ans-40 left

3 81–120 Call From Country ans-40 left

4 121–145 Call From Number ans-25 left

Subfield 1: Call From City

If PDS 0644 is present, subfield 1 (Call From City) must contain the city from which the call
originated. It must be left-justified with trailing spaces and cannot contain all low values, all
high values, all spaces, or all zeros.

Subfield 2: Call From State/Province

Subfield 2 (Call From State/Province) must contain the state/province from which the call
originated. It must be left-justified with trailing spaces and cannot contain all low values, all
high values, all spaces, or all zeros.

Subfield 3: Call From Country

Subfield 3 (Call From Country) must contain the country from which the call originated. It
must be left-justified with trailing spaces and cannot contain all low values, all high values, all
spaces, or all zeros.

Subfield 4: Call From Number

Subfield 4 (Call From Number) must contain the phone number from which the call was
originated. It must be left-justified with trailing spaces, and cannot contain all low values, all
high values, all spaces, or all zeros.
For transactions acquired in the U.S. or Canada region, subfield 4 must contain a 10-position
phone number, left-justified with trailing spaces. The first three positions must be numeric.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1043
 Private Data Subelement Definitions
PDS 0645—Item Unit of Measure

PDS 0645—Item Unit of Measure

PDS 0645 (Item Unit of Measure) contains the line item unit of measurement code.

Attributes

ans…12; TAGLLLVAR

Tag Field: 0645

Length Field: 3 positions, value = 001–012

Data Field: Variable length, 1–12 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0645 (Item Unit of Measure) must be present in the Financial Detail Addendum
(Corporate Line Item Detail)/1644 message when one of the following occurs:
• PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only non-fuel items being
purchased) in the Financial Detail Addendum (Corporate Fleet Transaction Information)/
1644 message.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a fuel location MCC and is submitted for IRD BQ—Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1044
 Private Data Subelement Definitions
PDS 0645—Item Unit of Measure

• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card

transaction at a maintenance location MCC and is submitted for IRD BQ—Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR—Canada Intracountry Commercial
Data Rate II or IRD BS—Canada Intracountry Commercial Large Ticket.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Card
Acceptor Business). The applicable IRDs for the First Presentment/1240 messages are as
follows:

IRD Description

16 Commercial Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Commercial Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1045
 Private Data Subelement Definitions
PDS 0645—Item Unit of Measure

IRD Description

4G Business Level 4 Large Ticket III

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0645
should contain a value of “Unit.”
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0645 should contain a value of “Unit.”
PDS 0645 must be present when the following conditions exist:
• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the transaction submitted

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the following U.S. region corporate interchange programs.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1046
 Private Data Subelement Definitions
PDS 0646—Unit Price

IRD Description

99 Commercial Large Ticket III

Then one of the following must be present.

Field Description

PDS 0641 Product Code

PDS 0642 Item Description

PDS 0643 Item Quantity

PDS 0645 Item Unit of Measure

PDS 0647 Extended Item Amount

PDS 0654 Debit or Credit Indicator

Values
If present, PDS 0645 cannot contain all low values, all high values, all zeros, or all spaces.

PDS 0646—Unit Price

PDS 0646 (Unit Price) is the price for one unit of the product.

Attributes

n-13; TAGLLL

Tag Field: 0646

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1047
 Private Data Subelement Definitions
PDS 0646—Unit Price

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Healthcare)/1644 M • M

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is part of the “line item detail” when a Mastercard Corporate Purchasing Card™ or
Mastercard Corporate Fleet Card® is used in a business-to-business purchase.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0646
should contain a value of 1.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0646 should contain a value of 1.
PDS 0646 must be present in the Financial Detail Addendum (Corporate Line Item Detail)/
1644 message when one of the following occurs:
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a fuel location MCC and is submitted for IRD BQ—Canada Intracountry
Commercial Data Rate I and PDS0622 contains value 3.
• The associated First Presentment/1240 message is a Mastercard Corporate Fleet Card
transaction at a maintenance location MCC and is submitted for IRD BQ—Canada
Intracountry Commercial Data Rate I.
• The associated First Presentment/1240 message is a not Shipping/Courier MCC or
Temporary Services MCC and is submitted for IRD BR—Canada Intracountry Commercial
Data Rate II or IRD BS—Canada Intracountry Commercial Large Ticket.
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1048
 Private Data Subelement Definitions
PDS 0646—Unit Price

Business Service Type Code Business Service ID (PDS

(PDS 0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

Values
If present, subfield 1 must be numeric. Subfield 2 must contain a value in the range 0–5.

PDS 0646 Subfields

PDS 0646 consists of two subfields.
PDS 0646 subfields are listed in the following table.

Number Positions Name Attribute Justification

1 1–12 Unit Price n-12 right

2 13 Unit Price Exponent n-1 N/A

Subfield 1: Unit Price

Subfield 1 (Unit Price) must be numeric.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1049
 Private Data Subelement Definitions
PDS 0647—Extended Item Amount

Subfield 2: Unit Price Exponent

Subfield 2 (Unit Price Exponent) must be between 0 and 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

PDS 0647—Extended Item Amount

PDS 0647 (Extended Item Amount) contains the individual item amount that is normally
calculated as price multiplied by quantity.

Attributes

ans-14; TAGLLL

Tag Field: 0647

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1050
 Private Data Subelement Definitions
PDS 0647—Extended Item Amount

PDS 0647 must be present in the Financial Detail Addendum (Corporate Line Item Detail)/
1644 message when PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only
non-fuel items being purchased) in the Financial Detail Addendum (Corporate Fleet
Transaction Information)/1644 message.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.
Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Card
Acceptor Business). The applicable IRDs for the First Presentment/1240 messages are as
follows:

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

16 Commercial Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Commercial Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1051
 Private Data Subelement Definitions
PDS 0647—Extended Item Amount

IRD Description

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in

conjunction with a Financial Detail Addendum (Temporary Services)/1644 message, PDS 0647
should equal the Transaction Amount.
When a Financial Detail Addendum (Corporate Line Item Detail)/1644 is submitted in
conjunction with a Financial Detail Addendum (Shipping/Courier Services)/1644 message, PDS
0647 should equal the Transaction Amount.
PDS 0647 must be present when the following conditions exist:
• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Card
Acceptor Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier
Services)/1644 message is not provided The associated First Presentment/1240 does not
contain a temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the transaction submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the following U.S. region corporate interchange programs

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1052
 Private Data Subelement Definitions
PDS 0647—Extended Item Amount

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Then one of the following must be present.

Field Description

PDS 0641 Product Code

PDS 0642 Item Description

PDS 0643 Item Quantity

PDS 0645 Item Unit of Measure

PDS 0647 Extended Item Amount

PDS 0654 Debit or Credit Indicator

Values
If present, PDS 0647 must be a fixed length of 014.
To allow for situations in which the item is zero cost to the customer, PDS 0650, (Zero Cost to
Customer) must also be present in the Corporate Card Line Item Detail Addendum message,
and equal to Y. PDS 0647, subfield 1 may contain zero in this circumstance.

PDS 0647 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Extended Item Amount n-12 right

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1053
 Private Data Subelement Definitions
PDS 0647—Extended Item Amount

Number Positions Name Attribute Justification

2 13 Extended Item Amount n-1 N/A

Exponent

3 14 Extended Item Amount Sign a-1 N/A

Subfield 1: Extended Item Amount

If PDS 0647 is present, subfield 1 (Extended Item Amount) must contain the amount and be
numeric and greater than zero, unless PDS 0650 (Zero Cost to Customer) is present and equal
to Y.

Subfield 2: Extended Item Amount Exponent

If PDS 0647 is present, subfield 2 (Extended Item Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Extended Item Amount Sign

If PDS 0647 is present, subfield 3 (Extended Item Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0647 is a debit or credit from the perspective of the
cardholder.

Value Description

D Extended item amount is a debit.

C Extended item amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1054
 Private Data Subelement Definitions
PDS 0648—Item Discount

PDS 0648—Item Discount

PDS 0648 (Item Discount) contains the item discount indicator and amount.

Attributes

ans-20; TAGLLL

Tag Field: 0648

Length Field: 3 positions, value = 020

Data Field: Fixed length, 20 positions

Subfields: 5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

This PDS is part of the “line item detail” when a Mastercard Corporate Purchasing Card™ or
Mastercard Corporate Fleet Card® is used in a business-to-business purchase.
If subfields 1 and 2 are provided, the customer must also provide subfields 3, 4, and 5.
PDS 0648 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1055
 Private Data Subelement Definitions
PDS 0648—Item Discount

Business Service Type Code Business Service ID (PDS

(PDS 0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

27 Purchasing Large Ticket Level 2 Interchange

Values
PDS 0648 must be a fixed length of 20.

PDS 0648 Subfields

This PDS consists of five subfields.

Number Positions Name Attribute Justification

1 1 Discount Indicator as-1 N/A

2 2–13 Discount Amount ans-12 right

3 14–18 Item Discount Rate n-5 right

4 19 Item Discount Rate Exponent n-1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1056
 Private Data Subelement Definitions
PDS 0648—Item Discount

Number Positions Name Attribute Justification

5 20 Item Discount Amount Sign a–1 N/A

Subfield 1: Discount Indicator

If PDS 0648 is present, subfield 1 (Discount Indicator) must contain one of the following
values.

Value Description

Y Amount is discounted.

N Amount is not discounted.

space Not supported

Subfield 2: Discount Amount

If PDS 0648 is present, subfield 2 (Discount Amount) must be numeric and cannot be all zeros
if subfield 1 is Y.

Subfield 3: Item Discount Rate

Subfield 3 (Item Discount Rate) is the discount rate applicable to the amount. If PDS 0648 is
present, subfield 3 must contain a five-digit numeric value.

Subfield 4: Item Discount Rate Exponent

If PDS 0648 is present, subfield 4 (Item Discount Rate Exponent) must contain a value in the
range 0–5.

Subfield 5: Item Discount Amount Sign

If PDS 0648 is present, subfield 5 (Item Discount Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0648 is a debit or credit from the perspective of the
cardholder.

Value Description

C Item discount amount is a credit.

D Item discount amount is a debit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1057
 Private Data Subelement Definitions
PDS 0649—Call Usage Amount

PDS 0649—Call Usage Amount

PDS 0649 (Call Usage Amount) contains the call usage amount information pertaining to the
Telephony Billing Event.

Attributes

ans-14; TAGLLL

Tag Field: 0649

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0649 must be a fixed length of 14.

PDS 0649 Subfields

This PDS consists of three subfields as defined in the following table.

Number Positions Name Attribute Justification

1 1–12 Call Usage Amount n-12 right

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1058
 Private Data Subelement Definitions
PDS 0650—Zero Cost to Customer Indicator

Number Positions Name Attribute Justification

2 13 Call Usage Amount Exponent n-1 N/A

3 14 Call Usage Amount Sign a-1 N/A

Subfield 1: Call Usage Amount

If PDS 0649 is present, subfield 1 (Call Usage Amount) must be numeric and contain the
usage amount of the call, and it may be all zeros.

Subfield 2: Call Usage Amount Exponent

If PDS 0649 is present, subfield 2 (Call Usage Amount Exponent) must be numeric and contain
a value of 0 to 5.

Subfield 3: Call Usage Amount Sign

If PDS 0649 is present, subfield 3 (Call Usage Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0649 is a debit or credit from the perspective of the
cardholder.

Value Description

D Call Usage Amount is a debit.

C Call Usage Amount is a credit.

PDS 0650—Zero Cost to Customer Indicator

PDS 0650 (Zero Cost to Customer Indicator) if supplied, indicates whether the item is free to
the customer.

Attributes

a-1; TAGLLL

Tag Field: 0650

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1059
 Private Data Subelement Definitions
PDS 0651—Procedure ID

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
PDS 0650 must contain one of the following values.

Value Description

Y The Line Item is at zero cost to the customer. PDS 0647 (Extended Item
Amount) may be equal to zero.

N The Line Item is not at zero cost to the customer.

PDS 0651—Procedure ID
PDS 0651 (Procedure ID) contains identification of the Rail Server procedure or the order in
which service was booked or cancellation was done.
ID is a two-digit abbreviation followed by: “-“ (Ex.: AN-3N7ZPX or RS-23IVTY). The order
number (abbreviation AN-) is always given in an Internet application.

Attributes

ans-9; TAGLLL

Tag Field: 0651

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1060
 Private Data Subelement Definitions
PDS 0652—Service Type

Length Field: 3 positions, value = 009

Data Field: Fixed length, 9 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

PDS 0652—Service Type

PDS 0652 (Service Type) contains two subfields with codes defined to indicate the type of
service and the nature of the service provided.

Attributes

ans-4; TAGLLL

Tag Field: 0652

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: 2

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1061
 Private Data Subelement Definitions
PDS 0652—Service Type

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail C • C

Data)/1644

Values
If present, PDS 0652 must not contain all high values or all low values.

PDS 0652 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–2 Service Type ans-2 left

2 3–4 Service Nature ans-2 left

Subfield 1: Service Type

This subfield is required if a Passenger Transport Detail—Rail Data Addendum is submitted,
and the associated First Presentment/1240 contains a rail or travel agency MCC and is
submitted for the following interchange program.

IRD Description

89 U.S. Commercial T&E Rate III

Service Type must contain a two-position value to indicate the type of service provided.
Examples of possible values are 01—Ticket and 02—Baggage.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0653—Service Amount

If present, subfield 1 must be left-justified and cannot be all zeros, all spaces, all high values,
or all low values.

Subfield 2: Service Nature

Service Nature contains a two-position value that indicates the nature of the service provided.
Examples of possible values are 01—Seat and 02—Couchette.
If present, subfield 2 must be left-justified and cannot be all zeros or all spaces, all high values,
or all low values.

PDS 0653—Service Amount

PDS 0653 (Service Amount) contains three subfields that describe the amount charged for the
service.

Attributes

ans-14; TAGLLL

Tag Field: 0653

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0653—Service Amount

PDS 0653 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Service Amount n-12 right

2 13 Service Amount Exponent n-1 N/A

3 14 Service Amount Sign a-1 N/A

Subfield 1: Service Amount

If PDS 0653 is present, subfield 1 must be numeric.

Subfield 2: Service Amount Exponent

Subfield 2 (Service Amount Exponent) indicates the decimal location for the Service Amount
subfield. If PDS 0653 is present, subfield 2 must be numeric and contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Service Amount Sign

If PDS 0653 is present, subfield 3 (Service Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0653 is a debit or a credit from the perspective of the
cardholder.

Value Description

D Fee Amount is a debit

C Fee Amount is a credit

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0654—Debit or Credit Indicator

PDS 0654—Debit or Credit Indicator

PDS 0654 (Debit or Credit Indicator) indicates whether the net of extended item amount, net
of discount, taxes, and price, is a debit or credit.

Attributes

an-1; TAGLLL

Tag Field: 0654

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 C • C

If the Financial Detail Addendum (Corporate Line Item Detail)/1644 message is provided, PDS
0654 is mandatory.
PDS 0654 must be present in the Financial Detail Addendum (Corporate Line Item Detail)/
1644 message when PDS 0622 (Motor Fuel Service Type) is present with a value of 3 (Only
non-fuel items being purchased) in the Financial Detail Addendum (Corporate Fleet
Transaction Information)/1644 message.
The business service arrangement is U.S.-to-U.S. where PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1065
 Private Data Subelement Definitions
PDS 0654—Debit or Credit Indicator

Associated First Presentment/1240 messages should contain a fuel MCC in DE 26 (Card

Acceptor Business). The applicable IRDs for the First Presentment/1240 messages are as
follows:

IRD Description

Canada Region Incentive Interchange Rate Programs

BQ Canada Intracountry Commercial Data Rate I

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

16 Commercial Warehouse Tier I

62 Commercial Large Ticket I

67 Commercial Data Rate II

68 Commercial Data Rate I

91 Commercial Warehouse Base

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0654—Debit or Credit Indicator

IRD Description

4G Business Level 4 Large Ticket III

Values
PDS 0654 must contain one of the following values.

Value Description

D Extended item amount is a debit.

C Extended item amount is a credit.

PDS 0654 must be present when the following conditions exist:

• The Business Service is U.S.-to-U.S. (PDS 0158, subfield 2 is equal to 2 and PDS 0158,
subfield 3 is equal to 010001).
• The associated First Presentment/1240 contains a shipping/courier MCC in DE 26 (Card
Acceptor Business Code [MCC]), and a Financial Detail Addendum (Shipping/Courier
Services)/1644 message is not provided. The associated First Presentment/1240 does not
contain a temporary services MCC in DE 26.
• The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

If the transaction submitted:

• Is for a U.S. to U.S. Business Service Arrangement (PDS 0158, subfield 2 is equal to 2 and
PDS 0158, subfield 3 is equal to 010001)
• Requires a Financial Detail Addendum (Corporate Line Item Detail)/1644 message
• And is not submitted for one of the following U.S. region corporate interchange programs

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1067
 Private Data Subelement Definitions
PDS 0655—Call Long Distance Amount

IRD Description

62 Commercial Large Ticket I

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Then one of the following must be present.

Field Description

PDS 0641 Product Code

PDS 0642 Item Description

PDS 0643 Item Quantity

PDS 0645 Item Unit of Measure

PDS 0647 Extended Item Amount

PDS 0654 Debit or Credit Indicator

PDS 0655—Call Long Distance Amount

PDS 0655 (Call Long Distance Amount) contains the Long Distance amount information
pertaining to the Telephony Billing Event.

Attributes

ans-14; TAGLLL

Tag Field: 0655

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1068
 Private Data Subelement Definitions
PDS 0655—Call Long Distance Amount

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0655 must be a fixed length of 14.

PDS 0655 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Call Long Distance Amount n-12 right

2 13 Call Long Distance Amount n-1 N/A

Exponent

3 14 Call Long Distance Amount Sign a-1 N/A

Subfield 1: Call Long Distance Amount

If PDS 0655 is present, subfield 1 (Call Long Distance Amount) must be numeric and contain
the long distance amount of the call and may be all zeros.

Subfield 2: Call Long Distance Amount Exponent

If PDS 0655 is present, subfield 2 (Call Long Distance Amount Exponent) must be numeric and
contain a value of 0 to 5.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0656—Full VAT Amounts

Subfield 3: Call Long Distance Amount Sign

If PDS 0655 is present, subfield 3 (Call Long Distance Amount Sign) must contain a value of D
or C. This subfield identifies whether PDS 0655 is a debit or credit from the perspective of the
cardholder.

Value Description

D Call long distance amount is a debit.

C Call long distance amount is a credit.

PDS 0656—Full VAT Amounts

PDS 0656 (Full VAT Amounts) contains the gross amount from which the VAT was calculated
and a value added tax at the full tax rate.

Attributes

ans-28; TAGLLLVAR

Tag Field: 0656

Length Field: 3 positions, value = 014–028

Data Field: Variable length, 14–28 positions

Subfields: 6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1070
 Private Data Subelement Definitions
PDS 0656—Full VAT Amounts

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

PDS 0656 Subfields

This PDS consists of six subfields.

Number Positions Name Attribute Justification

1 1–12 Full VAT Gross Amount n-12 right

2 13 Full VAT Gross Amount Exponent n-1 N/A

3 14 Full VAT Gross Amount Sign a-1 N/A

4 15–26 Full VAT Tax Amount n-12 right

5 27 Full VAT Tax Amount Exponent n-1 N/A

6 28 Full VAT Tax Amount Sign a-1 N/A

Subfield 1: Full VAT Gross Amount

If PDS 0656 is present, subfield 1 must be numeric and greater than zero.

Subfield 2: Full VAT Gross Amount Exponent

Subfield 2 (Full VAT Gross Amount Exponent) indicates the decimal location for the Full VAT
Gross Amount subfield. If PDS 0656 is present, subfield 2 must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Full VAT Gross Amount Sign

If PDS 0656 is present, subfield 3 Full VAT Gross Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0605 subfield 1 is a debit or a credit from the perspective
of the cardholder.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1071
 Private Data Subelement Definitions
PDS 0656—Full VAT Amounts

Value Description

D Full VAT Gross Amount is a debit.

C Full VAT Gross Amount is a credit.

Subfield 4: Full VAT Tax Amount

If PDS 0656 is present, subfield 4 must be numeric.

Subfield 5: Full VAT Tax Amount Exponent

Subfield 5 (Full VAT Tax Amount Exponent) indicates the decimal location for the Full VAT Tax
Amount subfield. If PDS 0656 is present, subfield 5 must be numeric and contain a value of 0
to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 6: Full VAT Tax Amount Sign

If PDS 0656 is present, subfield 6 (Full VAT Tax Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0605 subfield 4 is a debit or a credit from the perspective
of the cardholder.

Value Description

D Full VAT Tax Amount is a debit.

C Full VAT Tax Amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1072
 Private Data Subelement Definitions
PDS 0657—Half VAT Amounts

PDS 0657—Half VAT Amounts

PDS 0657 (Half VAT Amounts) contains the gross amount from which the VAT was calculated
and a value-added tax at the half tax rate.

Attributes

ans-28; TAGLLLVAR

Tag Field: 0657

Length Field: 3 positions, value = 014–028

Data Field: Variable length, 14–28 positions

Subfields: 6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

PDS 0657 Subfields

This PDS consists of six subfields.

Number Positions Name Attribute Justification

1 1–12 Half VAT Gross Amount n-12 right

2 13 Half VAT Gross Amount n-1 N/A

Exponent

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1073
 Private Data Subelement Definitions
PDS 0657—Half VAT Amounts

Number Positions Name Attribute Justification

3 14 Half VAT Gross Amount Sign a-1 N/A

4 15–26 Half VAT Tax Amount n-12 right

5 27 Half VAT Tax Amount Exponent n-1 N/A

6 28 Half VAT Tax Amount Sign a-1 N/A

Subfield 1: Half VAT Gross Amount

If PDS 0657 is present, subfield 1 must be numeric and greater than zero.

Subfield 2: Half VAT Gross Amount Exponent

Subfield 2 (Half VAT Gross Amount Exponent) indicates the decimal location for the Half VAT
Gross Amount subfield. If PDS 0657 is present, subfield 2 must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Half VAT Gross Amount Sign

If PDS 0657 is present, subfield 3 (Half VAT Gross Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0657 subfield 1 is a debit or a credit from the
perspective of the cardholder.

Value Description

D Half VAT Gross Amount is a debit.

C Half VAT Gross Amount is a credit.

Subfield 4: Half VAT Tax Amount

If PDS 0657 is present, subfield 4 must be numeric.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0658—Call Connect Amount

Subfield 5: Half VAT Tax Amount Exponent

Subfield 5 (Half VAT Tax Amount Exponent) indicates the decimal location for the Half VAT Tax
Amount subfield. If PDS 0657 is present, subfield 5 must be numeric and contain a value of 0
to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 6: Half VAT Tax Amount Sign

If PDS 0657 is present, subfield 6 must contain a value of D or C. This subfield identifies
whether PDS 0657 subfield 4 is a debit or a credit from the perspective of the cardholder.

Value Description

D Half VAT Tax Amount is a debit.

C Half VAT Tax Amount is a credit.

PDS 0658—Call Connect Amount

PDS 0658 (Call Connect Amount) contains the call connect amount information pertaining to
the Telephony Billing Event.

Attributes

ans-14; TAGLLL

Tag Field: 0658

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0658—Call Connect Amount

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

Values
PDS 0658 must be a fixed length of 14.

PDS 0658 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Call Connect Amount n-12 right

2 13 Call Connect Amount Exponent n-1 N/A

3 14 Call Connect Amount Sign a-1 N/A

Subfield 1: Call Connect Amount

If PDS 0658 is present, subfield 1 (Call Connect Amount) must be numeric and contain the
connect amount of the call, and it may be all zeros.

Subfield 2: Call Connect Amount Exponent

If PDS 0658 is present, subfield 2 (Call Connect Amount Exponent) must be numeric and
contain a value of 0 to 5.

Subfield 3: Call Connect Amount Sign

If PDS 0658 is present, subfield 3 (Call Connect Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0658 is a debit or credit from the perspective of the
cardholder.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0659—Other Description

Value Description

D Call connect amount is a debit.

C Call connect amount is a credit.

PDS 0659—Other Description

PDS 0659 (Other Description) contains additional descriptive information related to the
Telephony Billing information.

Attributes

ans…60; TAGLLLVAR

Tag Field: 0659

Length Field: 3 positions, value = 001–060

Data Field: Variable length, 60 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing Detail)/1644 O • C

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 Private Data Subelement Definitions
PDS 0660—Customer Reference

Values
PDS 0659 must be a length of 001–060 if present. If present, PDS 0659 must be left-justified
and cannot contain all low values, all high values, all spaces, or all zeros.

PDS 0660—Customer Reference

PDS 0660 (Customer Reference) contains two subfields that can occur 10 times.
This PDS indicates the Customer Reference Values provided for this transaction and used for
various reference processing at the customer site. These values represent information most
prevalently provided by travel agencies for transactions booked against a lodged account or
central travel account.

Attributes

ans-190; TAGLLLVAR

Tag Field: 0660

Length Field: 3 positions, value = 019–190 in increments of 19

Data Field: Variable length, 19–190 positions

Subfields: 2 fixed-length subfields for each occurrence

Occurrences: 1–10

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

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 Private Data Subelement Definitions
PDS 0661—Traffic Code

PDS 0660 Subfields

PDS 0660 may contain from one to ten occurrences of customer reference information.
Each occurrence consists of two subfields as defined in the following table. Each occurrence
requires 19 positions. The length of the PDS must be a multiple of 19, with a maximum length
of 190 positions.

Number Positions Name Attribute Justification

1 1–2 Customer Reference Value ID n-2 N/A

2 3–19 Customer Reference Value Detail ans-17 left

Subfield 1: Customer Reference Value ID

This subfield contains the value from 01 to 10 that defines what information is reflected in the
Customer Reference Value Detail (subfield 2).

Subfield 2: Customer Reference Value Detail

This subfield is a free-form text field that is used to provide customer reference value
information about the transaction. If present, this subfield must be left-justified and cannot be
all zeros, all spaces, all high values, or all low values.

PDS 0661—Traffic Code

PDS 0661 (Traffic Code) contains a code of the service provider.
This PDS is provided only when the Service Nature (PDS 0652) contains a value that indicates
Domestic ticket, Ne/See ticket, or Foreign ticket.

Attributes

n-3; TAGLLL

Tag Field: 0661

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

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 Private Data Subelement Definitions
PDS 0662—Sample Number

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, this PDS must be numeric.

PDS 0662—Sample Number

PDS 0662 (Sample Number) contains a type of service reservation.
This PDS is provided only when PDS 0652 (Service Type) equates to Cancellation Ticket or
Cancellation Reservation, and the sample number of the cancelled ticket is provided. This PDS
is not provided with “external” cancellations. However, Internet business transactions do not
provide for this case.

Attributes

n-4; TAGLLL

Tag Field: 0662

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Right

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IPM Clearing Formats • 11 June 2019 1080
 Private Data Subelement Definitions
PDS 0663—Free-Form Description

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, this PDS must be numeric and cannot be all zeros.

PDS 0663—Free-Form Description

PDS 0663 (Free-Form Description) is free-form description information Mastercard assigns as
needed.

Attributes

ans…992; TAGLLLVAR

Tag Field: 0663

Length Field: 3 positions, value = 001–992

Data Field: Variable length, 1–992 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0664—Start Station

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Generic Detail)/1644 M • M

PDS 0663 supports data related to new programs and services the Corporation introduces
that involve corporate cards and require the presence of data not available in the First
Presentment/1240 message. This PDS can also be used to exchange data for transactions
involving consumer cards.
Acquirers of Brazil intracountry transactions must ensure that required installment payment
data is provided in PDS 0663 of Financial Detail Addendum/1644 messages for installment
transactions. For more information, refer to the Interchange Manual—Latin America and the
Caribbean Region.

Values
If present, PDS 0663 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0664—Start Station

PDS 0664 (Start Station) contains name of the railway start station.
This PDS is needed only when PDS 0652 (Service Type) contains a value that indicates Ticket or
Reservation.

Attributes

ans…30; TAGLLLVAR

Tag Field: 0664

Length Field: 3 positions, value = 003–030

Data Field: Variable length, 3–30 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0664—Start Station

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a railway MCC and is
submitted for one of the following U.S. region incentive interchange rate programs.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

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 Private Data Subelement Definitions
PDS 0665—Destination Station

IRD Description

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

SO Business Level 2 T&E Rate III

WP World Elite Public Sector

3O Business Level 3 T&E Rate III

4O Business Level 4 T&E Rate III

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

PDS 0665—Destination Station

PDS 0665 (Destination Station) contains the name of the railway destination station.
This PDS is needed only when PDS 0652 (Service Type) contains a value that indicates Ticket or
Reservation.

Attributes

ans…30; TAGLLLVAR

Tag Field: 0665

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 Private Data Subelement Definitions
PDS 0665—Destination Station

Length Field: 3 positions, value = 003–030

Data Field: Variable length, 3–30 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail Data)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a railway MCC and is
submitted for one of the following U.S. region incentive interchange rate programs.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

22 Public Sector

24 Merchant UCAF

29 Emerging Markets—Consumer Core Value

56 World Public Sector

69 Commercial T&E Rate II

70/80 Merit III Base

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 Private Data Subelement Definitions
PDS 0665—Destination Station

IRD Description

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

HP World High Value Public Sector

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RK Enhanced Public Sector

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

RR Enhanced Passenger Transport

SO Business Level 2 T&E Rate III

WP World Elite Public Sector

3O Business Level 3 T&E Rate III

4O Business Level 4 T&E Rate III

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

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 Private Data Subelement Definitions
PDS 0667—Generic Data

PDS 0667—Generic Data

PDS 0667 (Generic Data) contains four subfields regarding general information about the rail
service.

Attributes

ans-46; TAGLLL

Tag Field: 0667

Length Field: 3 positions, value = 046

Data Field: Fixed length, 46 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

PDS 0667 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–3 Generic Code n-3 right

2 4-23 Generic Number ans-20 left

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 Private Data Subelement Definitions
PDS 0668—Reduction Data

Number Positions Name Attribute Justification

3 24-26 Generic Other Code n-3 right

4 27-46 Generic Other Number ans-20 left

Subfield 1: Generic Code

If PDS 0667 is present, subfield 1 must be numeric and greater than zero.

Subfield 2: Generic Number

If PDS 0667 is present, subfield 2 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

Subfield 3: Generic Other Code

If PDS 0667 is present, subfield 3 must be numeric and greater than zero.

Subfield 4: Generic Other Number

If PDS 0667 is present, subfield 4 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

PDS 0668—Reduction Data

PDS 0668 (Reduction Data) contains four subfields that contain information about the rail
service.

Attributes

ans-26; TAGLLL

Tag Field: 0668

Length Field: 3 positions, value = 026

Data Field: Fixed length, 26 positions

Subfields: 4

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0668—Reduction Data

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

PDS 0668 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–3 Reduction Code n-3 right

2 4–13 Reduction Number ans-10 left

3 14–16 Reduction Other Code n-3 right

4 17–26 Reduction Other Number ans-10 left

Subfield 1: Reduction Code

If PDS 0668 is present, subfield 1 must be numeric and greater than zero.

Subfield 2: Reduction Number

If PDS 0668 is present, subfield 2 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

Subfield 3: Reduction Other Code

If PDS 0668 is present, subfield 3 must be numeric and greater than zero.

Subfield 4: Reduction Other Number

If PDS 0668 is present, subfield 4 must be left-justified and cannot be all zeros, all spaces, all
low values, or all high values.

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 Private Data Subelement Definitions
PDS 0669—Transportation Other Code

PDS 0669—Transportation Other Code

PDS 0669 (Transportation Other Code) contains a code of the service provider.
This PDS is provided only when PDS 0652 (Service Nature) contains a value that indicates
Domestic ticket, Ne/See ticket, or Foreign ticket.

Attributes

n-3; TAGLLL

Tag Field: 0669

Length Field: 3 positions, value = 003

Data Field: Fixed length, 3 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, this PDS must be numeric.

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 Private Data Subelement Definitions
PDS 0670—Payer/User Information

PDS 0670—Payer/User Information

PDS 0670 (Payer/User Information) provides the full name and address information of the
payer associated with a Payment Transaction.

Attributes

ans…104; TAGLLLVAR

Tag Field: 0670

Length Field: 3 positions, value = 001–104

Data Field: Variable length, 1–104 positions

Subfields: 7

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Payment Transaction Detail)/1644 C • C

PDS 0670 must be present in a Financial Detail Addendum (Payment Transaction Detail)/1644
message when Payment Transactions (identified by DE 3 [Processing Code], subfield 1
[Cardholder Transaction Type] value of 28) contains PDS 0043 (Program Registration ID) with a
value of C06, C07, C52, C53, C54, C55, or C56.

Values
If present, each PDS 0670 subfield must be left-justified and cannot contain all low values or
all high values. Subfields 1, 2, 3, 5, and 6 cannot contain all spaces or all zeros. Subfield 7 is
an optional field.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0670—Payer/User Information

PDS 0670, subfields 1, 2, 3, 4, 5, and 6 must be present (and subfield 7 is optional) when DE
3 (Processing Code), subfield 1 (Cardholder Transaction Type) contains value 28 and PDS 0043
(Program Registration ID) contains value C07, C52, C53, C54, C55, or C56.

PDS 0670 Subfields

This PDS consists of seven subfields.

Number Positions Name Attribute Justification

1 1–25 Payer Name/User ID ans-25 left

2 26–55 Payer Address ans-30 left

3 56–80 Payer City ans-25 left

4 81–83 Payer State/Province Code ans-3 left

5 84–86 Payer Country Code ans-3 left

6 87–96 Payer Postal Code ans-10 left

7 97–104 Payer Date of Birth n-8 left

Subfield 1: Payer Name/User ID

Subfield 1 (Payer Name/User ID) contains the payer’s full name or user ID.
This subfield must be provided in Payment Transactions (identified by DE 3 [Processing Code],
subfield 1 [Cardholder Transaction Type], value 28) when the Payment Transaction contains
PDS 0043 (Program Registration ID) with a value of C06 (Payment of a credit card balance via
cash or check).

Subfield 2: Payer Address

Subfield 2 (Payer Address) contains the payer’s street address.

Subfield 3: Payer City

Subfield 3 (Payer City) contains the payer’s city.

Subfield 4: Payer State/Province Code

Subfield 4 (Payer State/Province Code) contains the payer’s State/Province Code. If subfield 5
(Payer Country Code) is USA, subfield 4 must contain a valid U.S. state code. Otherwise, this
subfield may contain all spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0671—Date of Funds Requested

Subfield 5: Payer Country Code

Subfield 5 (Payer Country Code) contains the payer’s Country Code. If present, this subfield
must contain a valid alphabetic country code.

Subfield 6: Payer Postal Code

Subfield 6 (Payer Postal Code) contains the payer’s Postal (ZIP) Code.

Subfield 7: Payer Date of Birth

Subfield 7 (Payer Date of Birth) contains the payer’s date of birth, MMDDYYYY.

PDS 0671—Date of Funds Requested

PDS 0671 (Date of Funds Requested) provides the date the recipient (seller of goods)
requested receipt of funds.

Attributes

n-6; TAGLLL

Tag Field: 0671

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Payment Transaction Detail)/1644 C • C

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 Private Data Subelement Definitions
PDS 0673—Date of Anticipated Receipt of Funds

PDS 0671 must be present in a Financial Detail Addendum (Payment Transaction Detail)/1644
message when Payment Transactions (identified by DE 3 [Processing Code], subfield 1
[Cardholder Transaction Type] value of 28) contains PDS 0043 (Program Registration ID) with a
value of C07, C52, C53, C54, C55, or C56.

NOTE:
® ™
For a Mastercard MoneySend Payment transaction, this is the date the Sender requested
the payment or transfer of funds to the recipient.

Values
If present, PDS 0671 must contain a valid date in the format YYMMDD.

PDS 0673—Date of Anticipated Receipt of Funds

PDS 0673 (Date of Anticipated Receipt of Funds) provides the date of the anticipated receipt
of funds by the recipient (Seller).

Attributes

n–6; TAGLLL

Tag Field: 0673

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Private Data Subelement Definitions
PDS 0674—Additional Trace/Reference Number Used by Card Acceptor

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Payment Transaction Detail)/1644 O • C

Values
If present, PDS 0673 must contain a valid date in the format YYMMDD.

PDS 0674—Additional Trace/Reference Number Used by Card Acceptor

PDS 0674 (Additional Trace/Reference Number Used by Card Acceptor) provides additional
trace or reference number information, or both, supplied by the card acceptor (merchant).

Attributes

Data Representation: ans…19; TAGLLLVAR

Tag Field: 0674

Length Field: 3 positions, value = 001–019

Data Field: Variable length, 1–19 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 C • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0675—Additional Transaction Description Data

PDS 0674 must be present in a Financial Detail Addendum (Payment Transaction Detail)/1644
message when Payment Transactions (identified by DE 3 [Processing Code], subfield 1
[Cardholder Transaction Type] value of 28) contains PDS 0043 (Program Registration ID) with a
value of C07, C52, C53, C54, C55, or C56.

NOTE:
® ™
For a Mastercard MoneySend Payment transaction and a Mastercard Merchant Presented
(MPQR) Funding Transaction, the card acceptor is the Originating Institution.

Masterpass Merchant Presented QR (MPQR) Transactions Requirements

Payment Transaction Usage:
• First Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• Second Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Optional. If present, edit must
validate. Forward message to destination if edit validates
Refund Payment Transaction Usage:
• First Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• Second Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Optional. If present, edit must
validate. Forward message to destination if edit validates
Funding Transaction Usage:
• First Presentment/1240—Mandatory. Edit must validate. Forward message to destination
• Second Presentment/1240—Optional. If present, edit must validate. Forward message to
destination if edit validates
• First Chargeback/1442 and Arbitration Chargeback/1442—Optional. If present, edit must
validate. Forward message to destination if edit validates

PDS 0675—Additional Transaction Description Data

PDS 0675 (Additional Transaction Description Data) provides additional data that the card
acceptor might want to provide.

Attributes

ans…15; TAGLLLVAR

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0676—Card Acceptor VAT Number

Tag Field: 0675

Length Field: 3 positions, value = 001–015

Data Field: Variable length, 1–15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Payment Transaction Detail)/1644 O • C

Values
If present, PDS 0675 must be left-justified and cannot contain all spaces.

PDS 0676—Card Acceptor VAT Number

PDS 0676 (Card Acceptor VAT Number) provides the value-added tax (VAT) number for the
card acceptor location used to identify the card acceptor when collecting and reporting taxes.

Attributes

ans…20; TAGLLLVAR

Tag Field: 0676

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 1–20 positions

Subfields: None

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0677—Customer VAT Number

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0676 must be left-justified and cannot contain all spaces.

PDS 0677—Customer VAT Number

PDS 0677 (Customer VAT Number) provides the value-added tax (VAT) number for the
customer used to identify the customer when purchasing goods and services from a card
acceptor.

Attributes

ans…20; TAGLLLVAR

Tag Field: 0677

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 1–20 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0678—Unique Invoice Number

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0677 must be left-justified and cannot contain all spaces.

PDS 0678—Unique Invoice Number

PDS 0678 (Unique Invoice Number) provides the unique number associated with the individual
transaction provided by the card acceptor.

Attributes

ans…17; TAGLLLVAR

Tag Field: 0678

Length Field: 3 positions, value = 001–017

Data Field: Variable length, 1–17 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0679—Commodity Code

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data C • C

Requirements)/1644

Financial Detail Addendum (Private Label Common Data)/1644 O • C

This PDS is required in Financial Detail Addendum (Corporate Common Card Data) messages
for transactions submitted for the following interchange rate programs with Brand Product
MEF.

IRD Description

67 Commercial Data Rate II

82 Electronic Payment Account

Values
If present, PDS 0678 must be left-justified and cannot contain all spaces.

PDS 0679—Commodity Code

PDS 0679 (Commodity Code) provides the identifier assigned by the card acceptor that best
categorizes the items being purchased in a standardized commodity group.

Attributes

ans…15; TAGLLLVAR

Tag Field: 0679

Length Field: 3 positions, value = 001–015

Data Field: Variable length, 1–15 positions

Subfields: None

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IPM Clearing Formats • 11 June 2019 1100
 Private Data Subelement Definitions
PDS 0679—Commodity Code

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
If present, PDS 0679 must be left-justified and cannot contain all spaces.

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 Private Data Subelement Definitions
PDS 0680—Authorized Contact Name

PDS 0680—Authorized Contact Name

PDS 0680 (Authorized Contact Name) provides the name of an individual or company
contacted for company authorized purchases.

Attributes

ans…36; TAGLLLVAR

Tag Field: 0680

Length Field: 3 positions, value = 001–036

Data Field: Variable length, 1–36 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Values
If present, PDS 0680 must be left-justified and cannot contain all spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1102
 Private Data Subelement Definitions
PDS 0681—Authorized Contact Phone

PDS 0681—Authorized Contact Phone

PDS 0681 (Authorized Contact Phone) provides the phone number of an individual or
company contacted for company authorized purchases.

Attributes

ans…17; TAGLLLVAR

Tag Field: 0681

Length Field: 3 positions, value = 001–017

Data Field: Variable length, 1–17 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0681 must be left-justified and cannot contain all spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1103
 Private Data Subelement Definitions
PDS 0682—Detail Tax Amount 1

PDS 0682—Detail Tax Amount 1

PDS 0682 (Detail Tax Amount 1) provides additional tax information such as tax rate, tax
amounts, and tax type.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0682

Length Field: 3 positions, value = 001–046

Data Field: Variable length, 1–46 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket O • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 O • C

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

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IPM Clearing Formats • 11 June 2019 1104
 Private Data Subelement Definitions
PDS 0682—Detail Tax Amount 1

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C • C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 O • C

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0682 must be present in a Financial Detail Addendum (Corporate Line Item Detail)/1644
message when all the following conditions exist:
• The product code is MCP or MCF at a non-fuel location.
• The Business Service is equal to one of the following.

Business Service Type Code Business Service ID (PDS

(PDS 0158, subfield 2) 0158, subfield 3) Description

2 050001 Europe Intraregional

3 050012 Europe Intercountry

3 050021 Europe Intercountry

3 050031 Europe Intercountry

NOTE:
This applies to additional European domestic arrangements.

The IRD submitted in the associated First Presentment/1240 is one of the following.

IRD Description

26 Purchasing Large Ticket Level 1 Interchange

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0682—Detail Tax Amount 1

IRD Description

27 Purchasing Large Ticket Level 2 Interchange

PDS 0682 (including all subfields) must be present in a Financial Detail Addendum (Corporate
Card Common Data Requirements)/1644 message, except when PDS 0686 (Tax Exempt
Indicator) is present, for transactions with the associated First Presentment/1240 submitted for
one of the following interchange programs:

IRD Description

BQ Canada Intracountry Commercial Data Rate I

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

PDS 0682 Subfields

This PDS consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 1 ans-1 N/A

2 2–13 Detail Tax Amount 1 n-12 right

3 14–18 Detail Tax Rate 1 n-5 right

4 19 Detail Tax Rate Exponent 1 n-1 N/A

5 20–23 Detail Tax Type Applied 1 ans-4 left

6 24–25 Detail Tax Type Identifier 1 ans-2 left

7 26–45 Card Acceptor Tax ID 1 ans–20 left

8 46 Detail Tax Amount Sign 1 a–1 N/A

Subfield 1: Detail Tax Amount Indicator 1

Subfield 1 (Detail Tax Amount Indicator 1) is the indicator used to reflect additional tax capture
and reporting. It must be one of the following values.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0682—Detail Tax Amount 1

Value Description

Y Tax included in total purchase amount

N Tax not included in total purchase amount

spaces Not supported

Subfield 2: Detail Tax Amount 1

Subfield 2 (Detail Tax Amount 1) indicates the detailed tax amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3: Detail Tax Rate 1

Subfield 3 (Detail Tax Rate 1) indicates the detailed tax rate applied in relationship to a specific
tax amount. This subfield must be numeric. This subfield must not contain all zeros for
transactions qualifying for the United Kingdom Intracountry Summary VAT Incentive.

Subfield 4: Detail Tax Rate Exponent 1

Subfield 4 (Detail Tax Rate Exponent 1) indicates the decimal location for the Detail Tax Rate 1
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example.

Subfield 3 Tax Rate Subfield 4 Tax Rate Exponent Interpretation

09000 5 0.09000 (9 percent tax rate)

00009 2 0.09 (9 percent tax rate)

09000 3 9.000 (900 percent tax rate)

00009 1 0.9 (90 percent tax rate)

00009 3 0.009 (0.9 percent tax rate)

Subfield 5: Detail Tax Type Applied 1

Subfield 5 (Detail Tax Type Applied 1) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0682—Detail Tax Amount 1

This subfield may contain all spaces for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.

Subfield 6: Detail Tax Type Identifier 1

Subfield 6 (Detail Tax Type Identifier 1) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the following values.

Value Description

00 Unknown

01 Federal/National Sales Tax

02 State Sales Tax

03 City Sales Tax

04 Local Sales Tax

05 Municipal Sales Tax

06 Other Tax

10 Value Added Tax (VAT)

11 Goods and Services Tax (GST)

12 Provincial Sales Tax (PST)

13 Harmonized Sales Tax (HST)

14 Quebec Sales Tax (QST)

20 Room Tax

21 Occupancy Tax

22 Energy Tax

space Not supported

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0683—Detail Tax Amount 2

Subfield 7: Card Acceptor Tax ID 1

Subfield 7 (Card Acceptor Tax ID 1) provides an identification number used by the card
acceptor with the tax authority in relationship to a specific tax amount.
If present, this subfield must be 20 positions, left-justified, and must not contain all low
values, all high values, or all spaces. In addition, if this subfield is present and the related First
Presentment is a U.S. acquired transaction, this subfield must consist of 9 numeric characters
followed by 11 spaces.
This subfield cannot contain all zeros for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.

Subfield 8: Detail Tax Amount Sign 1

If PDS 0682 is present, subfield 8 (Detail Tax Amount Sign 1) must contain a value of D or C.
This subfield identifies whether PDS 0682 is a debit or credit from the perspective of the
cardholder.

Value Description

D Detail tax amount is a debit.

C Detail tax amount is a credit.

PDS 0683—Detail Tax Amount 2

PDS 0683 (Detail Tax Amount 2) provides additional tax information such as tax rate, tax
amounts, and tax type.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0683

Length Field: 3 positions, value = 001–046

Data Field: Variable length, 1–46 positions

Subfields: 8

Justification: See “Subfields”

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0683—Detail Tax Amount 2

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General Ticket O • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/1644 O • C

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ C • C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 O • C

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

When a second Canada provincial tax is applicable, PDS 0683 (including all subfields) must be
present in a Financial Detail Addendum (Corporate Card Common Data Requirements)/1644
message, except when PDS 0686 (Tax Exempt Indicator) is present, for transactions with the
associated First Presentment/1240 submitted for one the following interchange programs:

IRD Description

BQ Canada Intracountry Commercial Data Rate I

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IPM Clearing Formats • 11 June 2019 1110
 Private Data Subelement Definitions
PDS 0683—Detail Tax Amount 2

IRD Description

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

PDS 0683 Subfields

PDS 0683 consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 2 ans-1 N/A

2 2–13 Detail Tax Amount 2 n-12 right

3 14–18 Detail Tax Rate 2 n-5 right

4 19 Detail Tax Rate Exponent 2 n-1 N/A

5 20–23 Detail Tax Type Applied 2 ans-4 left

6 24–25 Detail Tax Type Identifier 2 ans-2 left

7 26–45 Card Acceptor Tax ID 2 ans-20 left

8 46 Detail Tax Amount Sign 2 a-1 N/A

Subfield 1: Detail Tax Amount Indicator 2

Subfield 1 (Detail Tax Amount Indicator 2) is the indicator used to reflect additional tax capture
and reporting. This subfield must be one of the following values.

Value Description

Y Tax included in total purchase amount

N Tax not included in total purchase amount

space Not supported

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 Private Data Subelement Definitions
PDS 0683—Detail Tax Amount 2

Subfield 2: Detail Tax Amount 2

Subfield 2 (Detail Tax Amount 2) indicates the detailed tax amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3: Detail Tax Rate 2

Subfield 3 (Detail Tax Rate 2) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

Subfield 4: Detail Tax Rate Exponent 2

Subfield 4 (Detail Tax Rate Exponent 2) indicates the decimal location for the Detail Tax Rate 2
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example.

Subfield 3 Tax Rate Subfield 4 Tax Rate Exponent Interpretation

09000 5 0.09000 (9 percent tax rate)

00009 2 0.09 (9 percent tax rate)

09000 3 9.000 (900 percent tax rate)

00009 1 0.9 (90 percent tax rate)

00009 3 0.009 (0.9 percent tax rate)

Subfield 5: Detail Tax Type Applied 2

Subfield 5 (Detail Tax Type Applied 2) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.
This subfield may contain all spaces for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.

Subfield 6: Detail Tax Type Identifier 2

Subfield 6 (Detail Tax Type Identifier 2) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the following values.

Value Description

00 Unknown

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IPM Clearing Formats • 11 June 2019 1112
 Private Data Subelement Definitions
PDS 0683—Detail Tax Amount 2

Value Description

01 Federal/National Sales Tax

02 State Sales Tax

03 City Sales Tax

04 Local Sales Tax

05 Municipal Sales Tax

06 Other Tax

10 Value Added Tax (VAT)

11 Goods and Services Tax (GST)

12 Provincial Sales Tax (PST)

13 Harmonized Sales Tax (HST)

14 Quebec Sales Tax (QST)

20 Room Tax

21 Occupancy Tax

22 Energy Tax

space Not supported

Subfield 7: Card Acceptor Tax ID 2

Subfield 7 (Card Acceptor Tax ID 2) provides an identification number used by the card
acceptor with the tax authority in relationship to a specific tax amount.
If present, subfield 7 must be 20 positions, left-justified, and it cannot contain all low values,
all high values, or all spaces.
This subfield cannot contain all zeros for transactions submitted for Canada intracountry IRDs
BQ, BR, and BS.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0684—Detail Tax Amount 3

Subfield 8: Detail Tax Amount Sign 2

If PDS 0683 is present, subfield 8 (Detail Tax Amount Sign 2) must contain a value of D or C.
This subfield identifies whether PDS 0683 is a debit or credit from the perspective of the
cardholder.

Value Description

D Detail tax amount sign is a debit.

C Detail tax amount sign is a credit.

PDS 0684—Detail Tax Amount 3

PDS 0684 (Detail Tax Amount 3) provides additional tax information such as tax rate, tax
amounts, and tax type.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0684

Length Field: 3 positions, value = 001–046

Data Field: Variable length, 1–46 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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IPM Clearing Formats • 11 June 2019 1114
 Private Data Subelement Definitions
PDS 0684—Detail Tax Amount 3

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0684 Subfields

This PDS consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 3 ans-1 N/A

2 2–13 Detail Tax Amount 3 n-12 right

3 14–18 Detail Tax Rate 3 n-5 right

4 19 Detail Tax Rate Exponent 3 n-1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1115
 Private Data Subelement Definitions
PDS 0684—Detail Tax Amount 3

Number Positions Name Attribute Justification

5 20–23 Detail Tax Type Applied 3 ans-4 left

6 24–25 Detail Tax Type Identifier 3 ans-2 left

7 26–45 Card Acceptor Tax ID 3 ans-20 left

8 46 Detail Tax Amount Sign 3 a–1 N/A

Subfield 1: Detail Tax Amount Indicator 3

Subfield 1 (Detail Tax Amount Indicator 3) is the indicator used to reflect additional tax capture
and reporting. It must be one of the following values.

Value Description

Y Tax included in total purchase amount

N Tax not included in total purchase amount

spaces Not supported

Subfield 2: Detail Tax Amount 3

Subfield 2 (Detail Tax Amount 3) indicates the tax amount on the purchased goods or services.
This subfield must be numeric and may contain all zeros.

Subfield 3: Detail Tax Rate 3

Subfield 3 (Detail Tax Rate 3) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

Subfield 4: Detail Tax Rate Exponent 3

Subfield 4 (Detail Tax Rate Exponent 3) indicates the decimal location for the Detail Tax Rate 3
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1116
 Private Data Subelement Definitions
PDS 0684—Detail Tax Amount 3

Subfield 3 Tax Rate Subfield 4 Tax Rate Exponent Interpretation

09000 5 0.09000 (9 percent tax

rate)

00009 2 0.09 (9 percent tax rate)

09000 3 9.000 (900 percent tax

rate)

00009 1 0.9 (90 percent tax rate)

00009 3 0.009 (0.9 percent tax

rate)

Subfield 5: Detail Tax Type Applied 3

Subfield 5 (Detail Tax Type Applied 3) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6: Detail Tax Type Identifier 3

Subfield 6 (Detail Tax Type Identifier 3) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the following values.

Value Description

00 Unknown

01 Federal/National Sales Tax

02 State Sales Tax

03 City Sales Tax

04 Local Sales Tax

05 Municipal Sales Tax

06 Other Tax

10 Value Added Tax (VAT)

11 Goods and Services Tax (GST)

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0684—Detail Tax Amount 3

Value Description

12 Provincial Sales Tax (PST)

13 Harmonized Sales Tax (HST)

14 Quebec Sales Tax (QST)

20 Room Tax

21 Occupancy Tax

22 Energy Tax

space Not supported

Subfield 7: Card Acceptor Tax ID 3

Subfield 7 (Card Acceptor Tax ID 3) provides an identification number used by the card
acceptor with the tax authority in relationship to a specific tax amount.
If present, subfield 7 must be 20 positions, left-justified, and it cannot contain all low values,
all high values, or all spaces.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8: Detail Tax Amount Sign 3

If PDS 0684 is present, subfield 8 (Detail Tax Amount Sign 3) must contain a value of D or C.
This subfield identifies whether PDS 0684 is a debit or credit from the perspective of the
cardholder.

Value Description

D Detail tax amount sign 3 is a debit.

C Detail tax amount sign 3 is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1118
 Private Data Subelement Definitions
PDS 0685—Type of Supply

PDS 0685—Type of Supply

PDS 0685 (Type of Supply) provides the indicator noting whether the purchase is categorized
as goods or services.

Attributes

an-2; TAGLLL

Tag Field: 0685

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
If present, this PDS must be one of the following values.

Value Description

00 Goods

01 Services

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1119
 Private Data Subelement Definitions
PDS 0686—Tax Exempt Indicator

PDS 0686—Tax Exempt Indicator

PDS 0686 (Tax Exempt Indicator) provides the indicator noting whether the goods or services
were tax-exempt or tax was not collected.

Attributes

an-1; TAGLLL

Tag Field: 0686

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: None

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0687—Unique VAT Invoice Reference Number

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III
(IRD 89) incentive interchange rate program.

Values
If present, this PDS must be one of the following values.

Value Description

0 No Tax Collected

1 Tax Exempt

PDS 0687—Unique VAT Invoice Reference Number

PDS 0687 (Unique VAT Invoice Reference Number) provides an additional subelement that is
used to identify the value-added tax (VAT) invoice or tax receipt.

Attributes

ans…17; TAGLLLVAR

Tag Field: 0687

Length Field: 3 positions, value = 001–017

Data Field: Variable length, 1–17 positions

Subfields: None

Justification: Left

©1997–2019 Mastercard. Proprietary. All rights reserved.

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PDS 0688—Card Acceptor Contact E-mail Address

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces.

PDS 0688—Card Acceptor Contact E-mail Address

PDS 0688 (Card Acceptor Contact E-mail Address) provides the card acceptor’s official
headquarters e-mail address contact information for electronic correspondence with the card
acceptor.

Attributes

ans…60; TAGLLLVAR

Tag Field: 0688

Length Field: 3 positions, value = 006–060

Data Field: Variable length, 6–60 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages:

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 Private Data Subelement Definitions
PDS 0689—Corporate Identifier

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Values
If present, PDS 0688 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros. It must be a length of 006–060.

PDS 0689—Corporate Identifier

PDS 0689 (Corporate Identifier) provides the unique identifier of the corporation or entity
renting the vehicle.

Attributes

ans…12; TAGLLLVAR

Tag Field: 0689

Length Field: 3 positions, value = 001–012

Data Field: Variable length, 1–12 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Private Data Subelement Definitions
PDS 0690—No Show Indicator

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

PDS 0690—No Show Indicator

PDS 0690 (No Show Indicator) provides an indicator noting that the individual did not show
up after making a reservation for a vehicle or lodging.

Attributes

an-1; TAGLLL

Tag Field: 0690

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: None

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, this PDS must contain one of the following values.

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 Private Data Subelement Definitions
PDS 0691—Days Rented

Value Description

0 Not applicable

1 No-Show transaction amount due

PDS 0691—Days Rented

PDS 0691 (Days Rented) provides the number of days that the vehicle was rented.

Attributes

n-4; TAGLLL

Tag Field: 0691

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 position

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a vehicle rental card
acceptor business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III
(IRD 89) incentive interchange rate program.

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 Private Data Subelement Definitions
PDS 0692—Weekly Rental Amount

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0692—Weekly Rental Amount

PDS 0692 (Weekly Rental Amount) provides the amount charged for a seven-day rental
period.

Attributes

n-12; TAGLLL

Tag Field: 0692

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0693—Total Authorized Amount

PDS 0693—Total Authorized Amount

PDS 0693 (Total Authorized Amount) provides the amount reserved on a credit card to cover
the anticipated charges associated with the rental of a vehicle or lodging stay.

Attributes

ans-14; TAGLLL

Tag Field: 0693

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0693 must be a fixed length of 014.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0693—Total Authorized Amount

PDS 0693 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Authorized Amount n-12 right

2 13 Total Authorized Amount n-1 N/A

Exponent

3 14 Total Authorized Amount Sign a-1 N/A

Subfield 1: Total Authorized Amount

If PDS 0693 is present, subfield 1 (Total Authorized Amount) must be numeric and contain the
total authorized amount reserved on the card. It may contain all zeros.

Subfield 2: Total Authorized Amount Exponent

If PDS 0693 is present, subfield 2 (Total Authorized Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Total Authorized Amount Sign

If PDS 0693 is present, subfield 3 (Total Authorized Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0693 is a debit or credit from the perspective of the
cardholder.

Value Description

D Total authorized amount is a debit.

C Total authorized amount sign is a credit.

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 Private Data Subelement Definitions
PDS 0694—One Way Drop Off Charge

PDS 0694—One Way Drop Off Charge

PDS 0694 (One Way Drop Off Charge) provides a charge associated with not returning a
vehicle to the original rental location.

Attributes

n-12; TAGLLL

Tag Field: 0694

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0695—Regular Mileage Charge

PDS 0695—Regular Mileage Charge

PDS 0695 (Regular Mileage Charge) provides the amount charged for regular miles traveled
during vehicle rental.

Attributes

n-12; TAGLLL

Tag Field: 0695

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0696—Extra Mileage Charge

PDS 0696—Extra Mileage Charge

PDS 0696 (Extra Mileage Charge) provides the amount charged for miles exceeding maximum
allowed miles traveled during vehicle rental.

Attributes

n-12; TAGLLL

Tag Field: 0696

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0697—Late Charge

PDS 0697—Late Charge

PDS 0697 (Late Charge) provides the amount charged for returning a vehicle after its
anticipated date of return.

Attributes

n-12; TAGLLL

Tag Field: 0697

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0698—Fuel Charge

PDS 0698—Fuel Charge

PDS 0698 (Fuel Charge) provides the amount charged for fuel used during vehicle rental.

Attributes

n-12; TAGLLL

Tag Field: 0698

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0699—Lodging Total Tax Amount

PDS 0699 (Lodging Total Tax Amount) provides the total taxes paid during a lodging stay.

Attributes

ans-14; TAGLLL

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 Private Data Subelement Definitions
PDS 0699—Lodging Total Tax Amount

Tag Field: 0699

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0699 must be a fixed length of 014.

PDS 0699 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Lodging Total Tax Amount n-12 right

2 13 Lodging Total Tax Amount n-1 N/A

Exponent

3 14 Lodging Total Tax Amount Sign a-1 N/A

Subfield 1: Lodging Total Tax Amount

If PDS 0699 is present, subfield 1 (Lodging Total Tax Amount) must be numeric and contain
the total amount of taxes related to the lodging stay. It may contain all zeros.

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 Private Data Subelement Definitions
PDS 0700—Towing Charges

Subfield 2: Lodging Total Tax Amount Exponent

If PDS 0699 is present, subfield 2 (Lodging Total Tax Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Lodging Total Tax Amount Sign

If PDS 0699 is present, subfield 3 (Lodging Total Tax Amount Sign) must contain a value of D
or C. This subfield identifies whether PDS 0699 is a debit or credit from the perspective of the
cardholder.

Value Description

D Lodging total tax amount is a debit.

C Lodging total tax amount is a credit.

PDS 0700—Towing Charges

PDS 0700 (Towing Charges) provides the amount charged to tow the rental vehicle.

Attributes

n-12; TAGLLL

Tag Field: 0700

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

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 Private Data Subelement Definitions
PDS 0701—Extra Charges

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0701—Extra Charges

PDS 0701 (Extra Charges) provides the extra charges associated with the vehicle rental.

Attributes

n-12; TAGLLL

Tag Field: 0701

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Private Data Subelement Definitions
PDS 0702—Other Charges

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0702—Other Charges

PDS 0702 (Other Charges) provides the other charges associated with the vehicle rental.

Attributes

n-12; TAGLLL

Tag Field: 0702

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0703—Total Room Nights

PDS 0703—Total Room Nights

PDS 0703 (Total Room Nights) provides the total number of nights for which a room was
contracted during a lodging stay.

Attributes

n-4; TAGLLL

Tag Field: 0703

Length Field: 3 positions, value = 004

Data Field: Fixed length, 4 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, this PDS must be numeric and may contain all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0704—Prepaid Expenses

PDS 0704—Prepaid Expenses

PDS 0704 (Prepaid Expenses) provides the amount of deposit or other prepaid amounts for
the lodging stay.

Attributes

ans-14; TAGLLL

Tag Field: 0704

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0704 must be a fixed length of 014.

PDS 0704 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Prepaid Expenses Amount n-12 right

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 Private Data Subelement Definitions
PDS 0704—Prepaid Expenses

Number Positions Name Attribute Justification

2 13 Prepaid Expenses Amount n-1 N/A

Exponent

3 14 Prepaid Expenses Amount Sign a-1 N/A

Subfield 1: Prepaid Expenses Amount

If PDS 0704 is present, subfield 1 (Prepaid Expenses Amount) must be numeric and contain
the total amount of the deposit or other prepaid expenses. It may contain all zeros.

Subfield 2: Prepaid Expenses Amount Exponent

If PDS 0704 is present, subfield 2 (Prepaid Expenses Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Prepaid Expenses Amount Sign

If PDS 0704 is present, subfield 3 (Prepaid Expenses Amount Sign) must contain a value of D
or C. This subfield identifies whether PDS 0704 is a debit or credit from the perspective of the
cardholder.

Value Description

D Prepaid expenses amount is a debit.

C Prepaid expenses amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0705—Total Non-Room Tax Amount

PDS 0705—Total Non-Room Tax Amount

PDS 0705 (Total Non-Room Tax Amount) provides the total amount of taxes for all items not
specifically associated with the room rental during the lodging stay.

Attributes

ans-14; TAGLLL

Tag Field: 0705

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0705 must be a fixed length of 014.

PDS 0705 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Total Non-Room Tax Amount n-12 right

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 Private Data Subelement Definitions
PDS 0705—Total Non-Room Tax Amount

Number Positions Name Attribute Justification

2 13 Total Non-Room Tax Amount n-1 N/A

Exponent

3 14 Total Non-Room Tax Amount a-1 N/A

Sign

Subfield 1: Total Non-Room Tax Amount

If PDS 0705 is present, subfield 1 (Total Non-Room Tax Amount) must be numeric and contain
the total charges for total non-room tax. This subfield may contain all zeros.

Subfield 2: Total Non-Room Tax Amount Exponent

If PDS 0705 is present, subfield 2 (Total Non-Room Tax Amount Exponent) must be numeric
and contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Total Non-Room Tax Amount Sign

If PDS 0705 is present, subfield 3 (Total Non-Room Tax Amount Sign) must contain a value of
D or C. This subfield identifies whether PDS 0705 is a debit or credit from the perspective of
the cardholder.

Value Description

D Total non-room tax amount is a debit.

C Total non-room tax amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0706—Cash Advances

PDS 0706—Cash Advances

PDS 0706 (Cash Advances) provides the amount of cash received during the lodging stay.

NOTE:
Mastercard merchants are prohibited from performing cash advance, as described in the
“Mastercard Manual Cash Disbursement Transactions” section of the Transaction Processing
Rules manual. For transactions in which the Cardholder Transaction Type (DE 3, subfield 1)
is ”purchase with cash back” (value 09), the acquirer must provide the amount of cash back in
DE 54.

Attributes

ans-14; TAGLLL

Tag Field: 0706

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0706 must be a fixed length of 014.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1143
 Private Data Subelement Definitions
PDS 0706—Cash Advances

As described in the “Mastercard Manual Cash Disbursement Transactions” section of the

Transaction Processing Rules manual, Mastercard merchants are prohibited from performing
cash advances. For transactions in which the Cardholder Transaction Type (DE 3, subfield 1) is
“purchase with cash back” (value 09), the acquirer must provide the amount of cash back in
DE 54.

PDS 0706 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Cash Advance Amount n-12 right

2 13 Cash Advance Exponent n-1 N/A

3 14 Cash Advance Sign a-1 N/A

Subfield 1: Cash Advance Amount

If PDS 0706 is present, subfield 1 (Cash Advance Amount) must be numeric and contain the
total amount of the cash advance. This subfield may contain all zeros.

Subfield 2: Cash Advance Exponent

If PDS 0706 is present, subfield 2 (Cash Advance Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Cash Advance Sign

If PDS 0706 is present, subfield 3 (Cash Advance Sign) must contain a value of D or C. This
subfield identifies whether PDS 0706 is a debit or credit from the perspective of the
cardholder.

Value Description

D Cash advance amount is a debit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1144
 Private Data Subelement Definitions
PDS 0707—Valet Charges

Value Description

C Cash advance amount is a credit.

PDS 0707—Valet Charges

PDS 0707 (Valet Charges) provides the charges associated with the use of valet services.

Attributes

ans-14; TAGLLL

Tag Field: 0707

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0707 must be a fixed length of 014.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0707—Valet Charges

PDS 0707 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Valet Charges Amount n-12 right

2 13 Valet Charges Exponent n-1 N/A

3 14 Valet Charges Sign a-1 N/A

Subfield 1: Valet Charges Amount

If PDS 0707 is present, subfield 1 (Valet Charges Amount) must be numeric and contain the
total amount of the valet charges. This subfield may contain all zeros.

Subfield 2: Valet Charges Exponent

If PDS 0707 is present, subfield 2 (Valet Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Valet Charges Sign

If PDS 0707 is present, subfield 3 (Valet Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0707 is a debit or credit from the perspective of the
cardholder.

Value Description

D Valet charges amount is a debit.

C Valet charges amount is a credit.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0708—Movie Charges

PDS 0708—Movie Charges

PDS 0708 (Movie Charges) provides the amount charged for in-room movies.

Attributes

ans-14; TAGLLL

Tag Field: 0708

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0708 must be a fixed length of 014.

PDS 0708 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Movie Charges Amount n-12 right

2 13 Movie Charges Exponent n-1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0709—Business Center Charges

Number Positions Name Attribute Justification

3 14 Movie Charges Sign a-1 N/A

Subfield 1: Movie Charges Amount

If PDS 0708 is present, subfield 1 (Movie Charges Amount) must be numeric and contain the
total amount of the movie charges. This subfield may contain all zeros.

Subfield 2: Movie Charges Exponent

If PDS 0708 is present, subfield 2 (Movie Charges Exponent) must be numeric and contain a
value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Movie Charges Sign

If PDS 0708 is present, subfield 3 (Movie Charges Sign) must contain a value of D or C. This
subfield identifies whether PDS 0708 is a debit or credit from the perspective of the
cardholder.

Value Description

D Movie charges amount is a debit.

C Movie charges amount is a credit.

PDS 0709—Business Center Charges

PDS 0709 (Business Center Charges) provides the amount charged for business center use and
supplies.

Attributes

ans-14; TAGLLL

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 Private Data Subelement Definitions
PDS 0709—Business Center Charges

Tag Field: 0709

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0709 must be a fixed length of 014.

PDS 0709 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Business Center Charges n-12 right

Amount

2 13 Business Center Charges n-1 N/A

Exponent

3 14 Business Center Charges Sign a-1 N/A

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 Private Data Subelement Definitions
PDS 0710—Health Club Charges

Subfield 1: Business Center Charges Amount

If PDS 0709 is present, subfield 1 (Business Center Charges Amount) must be numeric and
contain the total amount of the business center charges. This subfield may contain all zeros.

Subfield 2: Business Center Charges Exponent

If PDS 0709 is present, subfield 2 (Business Center Charges Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Business Center Charges Sign

If PDS 0709 is present, subfield 3 (Business Center Charges Sign) must contain a value of D or
C. This subfield identifies whether PDS 0709 is a debit or credit from the perspective of the
cardholder.

Value Description

D Business center charges amount is a debit.

C Business center charges amount is a credit.

PDS 0710—Health Club Charges

PDS 0710 (Health Club Charges) provides the amount charged for health club use and
supplies.

Attributes

ans-14; TAGLLL

Tag Field: 0710

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

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 Private Data Subelement Definitions
PDS 0710—Health Club Charges

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 O • C

Values
If present, PDS 0710 must be a fixed length of 014.

PDS 0710 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Health Club Charges Amount n-12 right

2 13 Health Club Charges Exponent n-1 N/A

3 14 Health Club Charges Sign a-1 N/A

Subfield 1: Health Club Charges Amount

If PDS 0710 is present, subfield 1 (Health Club Charges Amount) must be numeric and contain
the total amount of the health club charges. This subfield may contain all zeros.

Subfield 2: Health Club Charges Exponent

If PDS 0710 is present, subfield 2 (Health Club Charges Exponent) must be numeric and
contain a value of 0 to 5.

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 Private Data Subelement Definitions
PDS 0711—Fire Safety Act Indicator

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

Subfield 3: Health Club Charges Sign

If PDS 0710 is present, subfield 3 (Health Club Charges Sign) must contain a value of D or C.
This subfield identifies whether PDS 0710 is a debit or credit from the perspective of the
cardholder.

Value Description

D Health club charges amount is a debit.

C Health club charges amount is a credit.

PDS 0711—Fire Safety Act Indicator

PDS 0711 (Fire Safety Act Indicator) identifies that the facility complies with the Hotel and
Motel Fire Safety Act of 1990 (PL101-391) or similar legislation.

Attributes

an-1; TAGLLL

Tag Field: 0711

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: None

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0712—Net Fuel Price

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodging Summary)/1644 C • C

This PDS is required if the associated First Presentment/1240 contains a lodging card acceptor
business code (MCC) and is submitted for the U.S. region Commercial T&E Rate III (IRD 89)
incentive interchange rate program.

Values
If present, this PDS must contain one of the following values.

Value Description

Y In compliance with Fire Safety Act

N Not in compliance with Fire Safety Act

PDS 0712—Net Fuel Price

PDS 0712 (Net Fuel Price) indicates the price of fuel net of any taxes.

Attributes

n-13; TAGLLL

Tag Field: 0712

Length Field: 3 positions, value = 013

Data Field: Fixed length, 13 positions

Subfields: 2

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0713—Restricted Ticket Indicator

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

PDS 0712 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–12 Net Fuel Price n-12 right

2 13 Net Fuel Price Exponent n-1 N/A

Subfield 1: Net Fuel Price

Subfield 1 (Net Fuel Price) provides the price of fuel net of any taxes. This subfield may contain
all zeros.
If PDS 0712 is present, Net Fuel Price must be numeric.

Subfield 2: Net Fuel Price Exponent

Subfield 2 (Net Fuel Price Exponent) indicates the decimal location for the Net Fuel Price
subfield. The Net Fuel Price Exponent must be a value in the range of 0 to 5.

PDS 0713—Restricted Ticket Indicator

PDS 0713 (Restricted Ticket Indicator) provides the identifier noting that the ticket purchased
has some restriction associated with its use.

Attributes

an-1; TAGLLL

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 Private Data Subelement Definitions
PDS 0713—Restricted Ticket Indicator

Tag Field: 0713

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: None

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Values
If present, this PDS must contain one of the following values.

Value Description

0 No restriction

1 Restricted ticket (non-refundable)

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 Private Data Subelement Definitions
PDS 0714—Exchange Ticket Amount

PDS 0714—Exchange Ticket Amount

Exchange Ticket Amount (PDS 0714) provides the amount of the new ticket purchase on an
exchanged ticket.

Attributes

n-12; TAGLLL

Tag Field: 0714

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0715—Ancillary Service Charges

PDS 0715—Ancillary Service Charges

PDS 0715 (Ancillary Service Charges) contains the ancillary fee code and fee amount of the
non-ticket related service charges applicable in the passenger transport industry.

Attributes

an...084; TAGLLLVAR

Tag Field: 0715

Length Field: 3 positions, value = 014-084 in increments of 14

Data Field: Variable length, 014-084 positions

Subfields: 2 fixed-length subfields for each occurrence

Occurrences: 1-6

Justification: See Subfields

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General C • C

Ticket Information)/1644

PDS 0715 must be present in a Financial Detail Addendum (Passenger Transport Detail—
General Ticket Information)/1644 message when the ancillary service charge data is provided
by the card acceptor with an MCC of Airline, Railway, or Travel Agency.
When the ancillary service charge data is present for transactions with an MCC of Airline,
Railway, or Travel Agency then the issuer must disclose the description of the ancillary service
charges by making it visible in cardholder billing statements, online account tools, mobile
apps, or other methods designed to inform cardholders of their purchases.

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 Private Data Subelement Definitions
PDS 0715—Ancillary Service Charges

Values
If present, PDS 0715 must be a length of 14-84, and divisible by a minimum occurrence
length of 14.

PDS 0715 Subfields

This PDS may contain 1 to 6 occurrences of ancillary service charge information.
Each Ancillary Service Charge consists of two subfields as defined in the following table. Each
occurrence requires 14 positions; the length of this PDS must be a multiple of 14, with a
maximum length of 84 positions.

Number Positions Name Attribute Justification

1 1–2 Ancillary Fee Code a-2 N/A

2 3–14 Ancillary Fee Amount n-12 Right

Subfield 1: Ancillary Fee Code

Subfield 1 (Ancillary Fee Code) contains the ancillary fee code of the non-ticket related service
charge. The valid values for subfield 1 are in the following table.

Value Description

BF Bundled Service

BG Baggage Fee

CF Change Fee

CG Cargo

CO Carbon Offset

FF Frequent Flyer

GF Gift Card

GT Ground Transport

IE In-Flight Entertainment

LG Lounge

MD Medical

ML Meal/Beverage

OT Other

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 Private Data Subelement Definitions
PDS 0716—Travel Authorization Code

Value Description

PA Passenger Assist Fee

PT Pets

SA Seat Fees

SB Standby

SF Service Fee

ST Store

TS Travel Service

UN Unaccompanied Travel

UP Upgrades

WI Wi-Fi

Subfield 2: Ancillary Fee Amount

Subfield 2 (Ancillary Fee Amount) contains the amount associated with the value provided in
subfield 1.
If present, subfield 2 must be numeric and contain the same transaction currency information
as in DE 49—Currency Code, Transaction within the First Presentment/1240 message.
All currency amounts are expressed in the minor unit of currency without a decimal separator,
in accordance with ISO standards for currency notation. For example, an ancillary fee amount
of USD 212.50 is expressed as 000000021250.

PDS 0716—Travel Authorization Code

PDS 0716 (Travel Authorization Code) indicates the code provided by the company to a travel
agent authorizing ticket issuance.
This code is identified as Customer File Reference Number in Airline Reporting Corporation
(ARC) specifications.

Attributes

ans…64; TAGLLLVAR

Tag Field: 0716

Length Field: 3 positions, value = 001–064

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 Private Data Subelement Definitions
PDS 0717—IATA Client Code

Data Field: Variable length, 1–64 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Values
If present, this PDS must be left-justified and cannot contain all spaces.

PDS 0717—IATA Client Code

PDS 0717 (IATA Client Code) provides the International Air Transport Association (IATA) code
identifying the company that purchased the ticket.

Attributes

ans…17; TAGLLLVAR

Tag Field: 0717

Length Field: 3 positions, value = 001–017

Data Field: Variable length, 1–17 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0718—Employee/Temp Name/ID

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Values
If present, this PDS must be left-justified and cannot contain all spaces.

PDS 0718—Employee/Temp Name/ID

PDS 0718 (Employee/Temp Name/ID) provides the name or ID associated with the individual
working in a temporary capacity.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0718

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0718—Employee/Temp Name/ID

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0718 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Card Acceptor Business Code [MCC]) contains a value of 7361 (Employment
Agencies, Temporary Services)
• The associated First Presentment/1240 message is submitted for one of the interchange
programs in the following table.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

3C Business Level 3 Data Rate III

4C Business Level 4 Data Rate III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

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 Private Data Subelement Definitions
PDS 0719—Employee Social Security Number or ID

PDS 0719—Employee Social Security Number or ID

PDS 0719 (Employee Social Security Number or ID) contains the identifier associated with the
individual working in a temporary capacity.

Attributes

ans…30; TAGLLLVAR

Tag Field: 0719

Length Field: 3 positions, value = 001–030

Data Field: Variable length, 1–30 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

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 Private Data Subelement Definitions
PDS 0720—Job Description

PDS 0720—Job Description

PDS 0720 (Job Description) contains the description of the job or task of the individual
working in a temporary capacity.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0720

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

PDS 0720 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Card Acceptor Business Code [MCC]) contains a value of 7361 (Employment
Agencies, Temporary Services)
• The associated First Presentment/1240 message is submitted for one of the interchange
programs in the following table.

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 Private Data Subelement Definitions
PDS 0720—Job Description

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

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 Private Data Subelement Definitions
PDS 0721—Job Code

PDS 0721—Job Code

PDS 0721 (Job Code) contains an indicator identifying the job or task of the individual
working in a temporary capacity.

Attributes

ans…20; TAGLLLVAR

Tag Field: 0721

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 1–20 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

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 Private Data Subelement Definitions
PDS 0722—Flat Rate Indicator

PDS 0722—Flat Rate Indicator

PDS 0722 (Flat Rate Indicator) contains an indicator noting that the fee for the individual
working in a temporary capacity is a flat rate.

Attributes

an-1; TAGLLL

Tag Field: 0722

Length Field: 3 positions, value = 001

Data Field: Fixed length, 1 position

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS will show whether the flat rate is applied. Valid value is Y or N.

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 Private Data Subelement Definitions
PDS 0723—Regular Hours Worked

PDS 0723—Regular Hours Worked

PDS 0723 (Regular Hours Worked) contains the amount of time worked during a normal
operation for the task or job.

Attributes

n-7; TAGLLL

Tag Field: 0723

Length Field: 3 positions, value = 007

Data Field: Fixed length, 7 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

At least one of the following fields is required for the Financial Detail Addendum (Temporary
Services)/1644 message when the transaction is submitted for any of the interchange
programs listed in the table below and the MCC in DE 26 (Card Acceptor Business Code
[MCC]) contains MCC 7361—Employment Agencies, Temporary Services:
• PDS 0723 (Regular Hours Worked)
• PDS 0725 (Overtime Hours Worked)
• PDS 0734 (Miscellaneous Expenses)

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 Private Data Subelement Definitions
PDS 0723—Regular Hours Worked

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

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 Private Data Subelement Definitions
PDS 0724—Regular Hours Rate

PDS 0723 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Regular Hours Worked n-6 right

2 7 Regular Hours Worked Exponent n-1 right, valid values

0–5

Subfield 1: Regular Hours Worked

Subfield 1 (Regular Hours Worked) provides the number of regular hours worked.

Subfield 2: Regular Hours Worked Exponent

Subfield 2 (Regular Hours Worked Exponent) indicates the decimal location for the Regular
Hours Worked subfield. The Regular Hours Worked Exponent must be a value in the range of
0 to 5.

PDS 0724—Regular Hours Rate

PDS 0724 (Regular Hours Rate) contains the amount paid per regular hours worked.

Attributes

n-7; TAGLLL

Tag Field: 0724

Length Field: 3 positions, value = 007

Data Field: Fixed length, 7 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0724—Regular Hours Rate

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0724 is mandatory for the Financial Detail Addendum (Temporary Services)/1644 message
when all of the following apply:
• The associated First Presentment/1240 message is submitted for any of the interchange
programs listed in the table below.
• MCC is 7361—Employment Agencies and Temporary Services is in DE 26 (Card Acceptor
Business Code [MCC]).
• PDS 0723 (Regular Hours Worked) is present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

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 Private Data Subelement Definitions
PDS 0725—Overtime Hours Worked

IRD Description

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0724 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Regular Hours Rate n-6 right

2 7 Regular Hours Rate Exponent n-1 right, valid values

0–5

Subfield 1: Regular Hours Rate

Subfield 1 (Regular Hours Rate) provides the rate for the regular hours worked.

Subfield 2: Regular Hours Rate Exponent

Subfield 2 (Regular Hours Rate Exponent) indicates the decimal location for the Regular Hours
Rate subfield. The Regular Hours Rate Exponent must be a value in the range of 0 to 5.

PDS 0725—Overtime Hours Worked

PDS 0725 (Overtime Hours Worked) contains the number of hours worked in excess of regular
hours.

Attributes

n-7; TAGLLL

Tag Field: 0725

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 Private Data Subelement Definitions
PDS 0725—Overtime Hours Worked

Length Field: 3 positions, value = 007

Data Field: Fixed length, 7 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

At least one of the following fields is required for the Financial Detail Addendum (Temporary
Services)/1644 message when the transaction is submitted for any of the interchange
programs listed in the table below and the MCC in DE 26 (Card Acceptor Business Code
[MCC]) contains MCC 7361—Employment Agencies, Temporary Services:
• PDS 0723 (Regular Hours Worked)
• PDS 0725 (Overtime Hours Worked)
• PDS 0734 (Miscellaneous Expenses)

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

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 Private Data Subelement Definitions
PDS 0725—Overtime Hours Worked

IRD Description

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0725 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Overtime Hours Worked n-6 right

2 7 Overtime Hours Worked n-1 right, valid values

Exponent 0–5

Subfield 1: Overtime Hours Worked

Subfield 1 (Overtime Hours Worked) provides the number of overtime hours worked.

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 Private Data Subelement Definitions
PDS 0726—Overtime Hours Rate

Subfield 2: Overtime Hours Worked Exponent

Subfield 2 (Overtime Hours Worked Exponent) indicates the decimal location for the Overtime
Hours Worked subfield. The Overtime Hours Worked Exponent must be a value in the range
of 0 to 5.

PDS 0726—Overtime Hours Rate

PDS 0726 (Overtime Hours Rate) contains the amount paid per Overtime Hour worked.

Attributes

n-7; TAGLLL

Tag Field: 0726

Length Field: 3 positions, value = 007

Data Field: Fixed length, 7 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

This PDS is mandatory for the Financial Detail Addendum (Temporary Services)/1644 message
when all of the following conditions apply:
• The associated First Presentment/1240 message is submitted for any of the interchange
programs listed in the table below.
• MCC is 7361—Employment Agencies and Temporary Services in DE 26 (Card Acceptor
Business Code [MCC]).

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0726—Overtime Hours Rate

• PDS 0725 (Overtime Hours Worked) is present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

3C Business Level 3 Data Rate III

4C Business Level 4 Data Rate III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0726 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–6 Overtime Hours Rate n-6 right

2 7 Overtime Hours Rate Exponent n-1 right, valid values

0–5

Subfield 1: Overtime Hours Rate

Subfield 1 (Overtime Hours Rate) provides the rate for the overtime hours worked.

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 Private Data Subelement Definitions
PDS 0727—Temp Start Date

Subfield 2: Overtime Hours Rate Exponent

Subfield 2 (Overtime Hours Rate Exponent) indicates the decimal location for the Overtime
Hours Rate subfield. The Overtime Hours Rate Exponent must be a value in the range of 0 to
5.

PDS 0727—Temp Start Date

PDS 0727 (Temp Start Date) contains the date for the beginning of the pay period.

Attributes

n-6; TAGLLL

Tag Field: 0727

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0727 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Card Acceptor Business Code [MCC]) contains a value of 7361 (Employment
Agencies, Temporary Services)
• The associated First Presentment/1240 message is submitted for one of the interchange
programs in the following table.

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0727—Temp Start Date

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be a valid date in the format YYMMDD.

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 Private Data Subelement Definitions
PDS 0728—Temp Week Ending

PDS 0728—Temp Week Ending

PDS 0728 (Temp Week Ending) contains the date of the end of the billing cycle.

Attributes

n-6; TAGLLL

Tag Field: 0728

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

PDS 0728 is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Card Acceptor Business Code [MCC]) contains a value of 7361 (Employment
Agencies, Temporary Services)
• The associated First Presentment/1240 message is submitted for one of the interchange
programs in the following table.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

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 Private Data Subelement Definitions
PDS 0729—Requestor Name or ID

IRD Description

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

3C Business Level 3 Data Rate III

4C Business Level 4 Data Rate III

Values
If present, this PDS must contain a valid date in the format YYMMDD.

PDS 0729—Requestor Name or ID

PDS 0729 (Requestor Name or ID) contains the name of the individual requesting temporary
services.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0729

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0729—Requestor Name or ID

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

This PDS is required for the Financial Detail Addendum (Temporary Services)/1644 message
when both of these conditions apply:
• DE 26 (Card Acceptor Business Code [MCC]) contains a value of 7361 (Employment
Agencies, Temporary Services)
• The associated First Presentment/1240 message is submitted for one of the interchange
programs in the following table.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

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 Private Data Subelement Definitions
PDS 0730—Supervisor/Reports to

IRD Description

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0730—Supervisor/Reports to
PDS 0730 (Supervisor/Reports to) contains the name of the individual supervising the
temporary staff.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0730

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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IPM Clearing Formats • 11 June 2019 1182
 Private Data Subelement Definitions
PDS 0731—Time Sheet Number

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0731—Time Sheet Number

PDS 0731 (Time Sheet Number) contains the identification of the time sheet.

Attributes

ans…20; TAGLLLVAR

Tag Field: 0731

Length Field: 3 positions, value = 001–020

Data Field: Variable length, 1–20 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

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 Private Data Subelement Definitions
PDS 0732—Discount Amount

PDS 0732—Discount Amount

PDS 0732 (Discount Amount) contains the amount and type of discount.

Attributes

ans-18; TAGLLL

Tag Field: 0732

Length Field: 3 positions, value = 018

Data Field: Fixed length, 18 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, PDS 0732 must be a fixed length of 018.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1184
 Private Data Subelement Definitions
PDS 0732—Discount Amount

PDS 0732 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–12 Discount Amount n–12 right

2 13 Discount Amount Exponent n-1 N/A

3 14 Discount Amount Sign a–1 N/A

4 15–18 Discount Type ans-4 left

Subfield 1: Discount Amount

If PDS 0732 is present, subfield 1 (Discount Amount) must be numeric and contain the
discount amount. This subfield may contain all zeros.

Subfield 2: Discount Amount Exponent

If PDS 0732 is present, subfield 2 (Discount Amount Exponent) must be numeric and contain a
value of 0 to 5.

Subfield 3: Discount Amount Sign

If PDS 0732 is present, subfield 3 (Discount Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0732 is a debit or credit from the perspective of the
cardholder.

Value Description

D Discount amount is a debit.

C Discount amount is a credit.

Subfield 4: Discount Type

If PDS 0732 is present, subfield 4 (Discount Type) contains the type of discount. If present, it
must be left-justified and cannot contain all low values, all high values, all spaces, or all zeros.

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 Private Data Subelement Definitions
PDS 0733—Subtotal Amount

PDS 0733—Subtotal Amount

PDS 0733 (Subtotal Amount) provides a subtotal of amounts associated with the services.

Attributes

ans-14; TAGLLL

Tag Field: 0733

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 O • C

Values
If present, PDS 0733 must be a fixed length of 014.

PDS 0733 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Subtotal Amount n-12 right

2 13 Subtotal Amount Exponent n-1 N/A

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 Private Data Subelement Definitions
PDS 0734—Miscellaneous Expenses

Number Positions Name Attribute Justification

3 14 Subtotal Amount Sign a-1 N/A

Subfield 1: Subtotal Amount

If PDS 0733 is present, subfield 1 (Subtotal Amount) must be numeric and may contain all
zeros.

Subfield 2: Subtotal Amount Exponent

If PDS 0733 is present, subfield 2 (Subtotal Amount Exponent) must be numeric and contain a
value of 0 to 5.

Subfield 3: Subtotal Amount Sign

If PDS 0733 is present, subfield 3 (Subtotal Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0733 is a debit or credit from the perspective of the
cardholder.

Value Description

D Subtotal amount is a debit.

C Subtotal amount is a credit.

PDS 0734—Miscellaneous Expenses

PDS 0734 (Miscellaneous Expenses) provides a description and an amount for miscellaneous
expenses.

Attributes

ans…216; TAGLLLVAR

Tag Field: 0734

Length Field: 3 positions, value = 054–216 in increments of 54

Data Field: Variable length, 54–216 positions

Subfields: 4 subfields for each Miscellaneous Expenses

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 Private Data Subelement Definitions
PDS 0734—Miscellaneous Expenses

Occurrences: 1–4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Temporary Services)/1644 C • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

This PDS enables the sender to provide 1–4 different miscellaneous expenses. For each
different miscellaneous expense provided, subfields 1 and 2 must be present. These subfields
provide the description and amount of each miscellaneous expense.
At least one of the following fields is required for the Financial Detail Addendum (Temporary
Services)/1644 message when the transaction is submitted for any of the interchange
programs listed in the table below and the MCC in DE 26 (Card Acceptor Business Code
[MCC]) is 7361—Employment Agencies, Temporary Services:
• PDS 0723 (Regular Hours Worked)
• PDS 0725 (Overtime Hours Worked)
• PDS 0734 (Miscellaneous Expenses)

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

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IPM Clearing Formats • 11 June 2019 1188
 Private Data Subelement Definitions
PDS 0734—Miscellaneous Expenses

IRD Description

94 Commercial Large Ticket II

99 Commercial Large Ticket III

Values
If present, PDS 0734 must be within a minimum length of 054–216 and must be divisible by a
minimum occurrence length of 054.

PDS 0734 Subfields

This PDS may contain from one to four occurrences of Miscellaneous Expense data.
Each occurrence consists of four subfields as defined in the following table. Each occurrence
requires 54 positions; the length of this PDS must be a multiple of 54, with a maximum length
of 216 positions.

Number Positions Name Attribute Justification

1 1–40 Miscellaneous Expense ans-40 left

Description

2 41–52 Miscellaneous Expense Amount n-12 right

3 53 Miscellaneous Expenses Amount n-1 N/A

Exponent

4 54 Miscellaneous Expenses Amount a-1 N/A

Sign

Subfield 1: Miscellaneous Expense Description

Subfield 1 (Miscellaneous Expense Description) provides the description for any miscellaneous
expenses. If present, this PDS must be 40 positions, left-justified with trailing spaces, and it
cannot contain all spaces or all zeros.

Subfield 2: Miscellaneous Expense Amount

Subfield 2 (Miscellaneous Expense Amount) indicates the amount of any miscellaneous
expenses. If present, it must contain numeric data. This subfield may contain all zeros.

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 Private Data Subelement Definitions
PDS 0735—Service Descriptor Codes

Subfield 3: Miscellaneous Expense Amount Exponent

If present, subfield 3 (Miscellaneous Expense Amount Exponent) must be numeric and contain
a value of 0 to 5.

Subfield 4: Miscellaneous Expense Amount Sign

If PDS 0734 is present, subfield 4 (Miscellaneous Expense Amount Sign) must contain a value
of D or C. This subfield identifies whether PDS 0734 is a debit or credit from the perspective
of the cardholder.

Value Description

D Miscellaneous expense amount is a debit.

C Miscellaneous expense amount is a credit.

PDS 0735—Service Descriptor Codes

PDS 0735 (Service Descriptor Codes) contains a card acceptor designated code for the
shipping service provided.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0735

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0735—Service Descriptor Codes

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following apply:
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.
• The transaction is submitted for the any of the interchange programs listed in the table
below.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

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IPM Clearing Formats • 11 June 2019 1191
 Private Data Subelement Definitions
PDS 0736—Tracking Number or Pickup Number

IRD Description

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0736—Tracking Number or Pickup Number

PDS 0736 (Tracking Number or Pickup Number) contains the identification number for the
packages being shipped, for tracking and billing purposes.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0736

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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IPM Clearing Formats • 11 June 2019 1192
 Private Data Subelement Definitions
PDS 0736—Tracking Number or Pickup Number

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

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IPM Clearing Formats • 11 June 2019 1193
 Private Data Subelement Definitions
PDS 0737—Shipping Net Amounts

IRD Description

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0737—Shipping Net Amounts

PDS 0737 (Shipping Net Amount) provides the net amount of the shipping costs.

Attributes

ans-14; TAGLLL

Tag Field: 0737

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1194
 Private Data Subelement Definitions
PDS 0737—Shipping Net Amounts

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1195
 Private Data Subelement Definitions
PDS 0737—Shipping Net Amounts

Values
If present, PDS 0737 must be a fixed length of 014.

PDS 0737 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Shipping Net Amount n-12 right

2 13 Shipping Net Amount Exponent n-1 N/A

3 14 Shipping Net Amount Sign a-1 N/A

Subfield 1: Shipping Net Amount

If PDS 0737 is present, subfield 1 (Shipping Net Amount) must be numeric and contains the
total shipping net amount. This subfield may contain all zeros.

Subfield 2: Shipping Net Amount Exponent

If PDS 0737 is present, subfield 2 (Shipping Net Amount Exponent) must be numeric and
contain a value of 0 to 5.

Subfield 3: Shipping Net Amount Sign

If PDS 0737 is present, subfield 3 (Shipping Net Amount Sign) must contain a value of D or C.
This subfield identifies whether PDS 0737 is a debit or credit from the perspective of the
cardholder.

Value Description

D Shipping net amount is a debit

C Shipping net amount is a credit

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IPM Clearing Formats • 11 June 2019 1196
 Private Data Subelement Definitions
PDS 0738—Incentive Amount

PDS 0738—Incentive Amount

PDS 0738 (Incentive Amount) provides the amount of the incentive.

Attributes

ans-14; TAGLLL

Tag Field: 0738

Length Field: 3 positions, value = 014

Data Field: Fixed length, 14 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Values
If present, PDS 0738 must be a fixed length of 014.

PDS 0738 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Incentive Amount n-12 right

2 13 Incentive Amount Exponent n-1 N/A

©1997–2019 Mastercard. Proprietary. All rights reserved.

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 Private Data Subelement Definitions
PDS 0739—Pickup Date

Number Positions Name Attribute Justification

3 14 Incentive Amount Sign a-1 N/A

Subfield 1: Incentive Amount

If PDS 0738 is present, subfield 1 (Incentive Amount) must be numeric and contains the total
incentive amount. This subfield may contain all zeros.

Subfield 2: Incentive Amount Exponent

If PDS 0738 is present, subfield 2 (Incentive Amount Exponent) must be numeric and contain a
value of 0 to 5.

Subfield 3: Incentive Amount Sign

If PDS 0738 is present, subfield 3 (Incentive Amount Sign) must contain a value of D or C. This
subfield identifies whether PDS 0738 is a debit or credit from the perspective of the
cardholder.

Value Description

D Incentive amount is a debit.

C Incentive amount is a credit.

PDS 0739—Pickup Date

PDS 0739 (Pickup Date) contains the date the package being shipped or sent by courier is
picked up.

Attributes

n-6; TAGLLL

Tag Field: 0739

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1198
 Private Data Subelement Definitions
PDS 0739—Pickup Date

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for the interchange programs in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1199
 Private Data Subelement Definitions
PDS 0740—Delivery Date

IRD Description

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be a valid date in the format YYMMDD.

PDS 0740—Delivery Date

PDS 0740 (Delivery Date) contains the date of delivery for the packages being shipped or sent
by courier.

Attributes

n-6; TAGLLL

Tag Field: 0740

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Right

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1200
 Private Data Subelement Definitions
PDS 0741—Number of Packages

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Values
If present, this PDS must be a valid date in the format YYMMDD.

PDS 0741—Number of Packages

PDS 0741 (Number of Packages) contains the total number of packages being shipped or sent
by courier.

Attributes

n-6; TAGLLL

Tag Field: 0741

Length Field: 3 positions, value = 006

Data Field: Fixed length, 6 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1201
 Private Data Subelement Definitions
PDS 0741—Number of Packages

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when:
• The transaction is submitted for the interchange programs in the table below.
• One of the following MCCs is present in DE 26, Card Acceptor Business Code (MCC),
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1202
 Private Data Subelement Definitions
PDS 0742—Package Weight

IRD Description

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be numeric and may contain all zeros.

PDS 0742—Package Weight

PDS 0742 (Package Weight) contains the weight of each package being shipped or sent by
courier.

Attributes

ans-12; TAGLLL

Tag Field: 0742

Length Field: 3 positions, value = 012

Data Field: Fixed length, 12 positions

Subfields: None

Justification: Right

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1203
 Private Data Subelement Definitions
PDS 0742—Package Weight

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1204
 Private Data Subelement Definitions
PDS 0743—Unit of Measure

IRD Description

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces, all low values, or all
high values.

PDS 0743—Unit of Measure

PDS 0743 (Unit of Measure) contains the identification associated with the type of item being
shipped.

Attributes

ans…3; TAGLLLVAR

Tag Field: 0743

Length Field: 3 positions, value = 001–003

Data Field: Variable length, 1–3 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1205
 Private Data Subelement Definitions
PDS 0743—Unit of Measure

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1206
 Private Data Subelement Definitions
PDS 0744—Shipping Party Information

IRD Description

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0744—Shipping Party Information

PDS 0744 (Shipping Party Information) contains all of the address information associated with
the shipping party.

Attributes

ans…150; TAGLLLVAR

Tag Field: 0744

Length Field: 3 positions, value = 050–150 in increments of 50

Data Field: Variable length, 50–150 positions

Subfields: 1 subfield for each shipping party information occurrence

Occurrences 1–3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1207
 Private Data Subelement Definitions
PDS 0744—Shipping Party Information

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

This PDS enables the sender to provide 1–3 different shipping party names.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1208
 Private Data Subelement Definitions
PDS 0745—Shipping Party Address

IRD Description

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0744 Subfields

This PDS consists of one subfield.

Number Positions Name Attribute Justification

1 1–50 Shipping Party Name ans-50 left

Subfield 1: Shipping Party Name

Subfield 1 (Shipping Party Name) provides the name of the shipping party.

PDS 0745—Shipping Party Address

PDS 0745 (Shipping Party Address) contains the address of the location from where the
package is being shipped or sent by courier.

Attributes

ans…300; TAGLLLVAR

Tag Field: 0745

Length Field: 3 positions, value = 050–300 in increments of 50

Data Field: Variable length, 50–300 positions

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1209
 Private Data Subelement Definitions
PDS 0745—Shipping Party Address

Subfields: 1 subfield for each shipping party address occurrence

Occurrence 1–6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS enables the sender to provide 1–6 different shipping party address lines.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1210
 Private Data Subelement Definitions
PDS 0745—Shipping Party Address

IRD Description

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0745 Subfields

This PDS consists of one subfield.

Number Positions Name Attribute Justification

1 1–50 Shipping Party Address ans-50 left

Subfield 1: Shipping Party Address

Subfield 1 (Shipping Party Address) provides the address of the shipping party.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1211
 Private Data Subelement Definitions
PDS 0746—Shipping Party Postal Information

PDS 0746—Shipping Party Postal Information

PDS 0746 (Shipping Party Postal Information) contains the postal information of the party
shipping or sending the package by courier.

Attributes

ans…41; TAGLLLVAR

Tag Field: 0746

Length Field: 3 positions, value = 025–041

Data Field: Variable length, 25–41 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1212
 Private Data Subelement Definitions
PDS 0746—Shipping Party Postal Information

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1213
 Private Data Subelement Definitions
PDS 0746—Shipping Party Postal Information

PDS 0746 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–25 Shipping Party City ans-25 left

2 26–28 Shipping Party State/Province ans-3 left

Code

3 29–31 Shipping Party Country Code ans-3 left

4 32–41 Shipping Party Postal Code ans-10 left

Subfield 1: Shipping Party City

Subfield 1 (Shipping Party City) identifies the city from which the package is shipped or sent
by courier. If present, this subfield must be left-justified and cannot contain all spaces or all
zeros.

Subfield 2: Shipping Party State/Province Code

Subfield 2 (Shipping Party State/Province Code) identifies the state or province from which the
package is shipped or sent by courier. If present, this subfield must be left-justified and cannot
contain all spaces or all zeros.

Subfield 3: Shipping Party Country Code

Subfield 3 (Shipping Party Country Code) identifies the country from which the package is
shipped or sent by courier. If present, this subfield must be left-justified and cannot contain all
spaces or all zeros.

Subfield 4: Shipping Party Postal Code

Subfield 4 (Shipping Party Postal Code) contains the postal code from which the package is
shipped or sent by courier. If present, this subfield must be left-justified and cannot contain all
spaces or all zeros.
For transactions acquired in the U.S. region, subfield 4 must contain either five numeric
characters, left-justified and space filled, or the “ZIP+four” nine numeric characters with a
hyphen between the fifth and sixth numeric characters.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1214
 Private Data Subelement Definitions
PDS 0747—Shipping Party Contact

PDS 0747—Shipping Party Contact

PDS 0747 (Shipping Party Contact) provides information about the individual (or individuals)
identified as the shipping party.
This information is typically not address information.

Attributes

ans…305; TAGLLLVAR

Tag Field: 0747

Length Field: 3 positions, value = 061–305 in increments of 61

Data Field: Variable length, 61–305 positions

Subfields: 2 subfields for each shipping party contact occurrence

Occurrence 1–5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS enables the sender to provide 1–5 different pieces of information related to the
shipping party contact. For each different piece of shipping contact information provided,
subfields 1 and 2 must be present. These subfields describe the type of information and the
actual data.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1215
 Private Data Subelement Definitions
PDS 0747—Shipping Party Contact

• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1216
 Private Data Subelement Definitions
PDS 0747—Shipping Party Contact

Values
If present, PDS 0747 must be a minimum length of 061 (one occurrence) or a maximum
length of 305 (five occurrences) and be divisible by the minimum occurrence length of 61.

PDS 0747 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Shipping Party Descriptor ans-1 N/A

2 2–61 Shipping Party Contact ans-60 left

Information

Subfield 1: Shipping Party Descriptor

Subfield 1 (Shipping Party Descriptor) can occur 1–5 times and contains the following valid
values.

Value Description

1 Name

2 Title

3 Telephone

4 E-mail address

5 Function

Subfield 2: Shipping Party Contact Information

Subfield 2 (Shipping Party Contact Information) can occur 1–5 times and contains the contact
information about the party shipping or sending a package by courier. It must be left-justified
and cannot contain all spaces or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1217
 Private Data Subelement Definitions
PDS 0748—Delivery Party Information

PDS 0748—Delivery Party Information

PDS 0748 (Delivery Party Information) provides information about the party receiving the
package.

Attributes

ans…150; TAGLLLVAR

Tag Field: 0748

Length Field: 3 positions, value = 050–150 in increments of 50

Data Field: Variable length 50–150 positions

Subfields: 1 subfield for each delivery party information occurrence

Occurrences 1–3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS allows the sender to provide 1–3 different delivery party names.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1218
 Private Data Subelement Definitions
PDS 0748—Delivery Party Information

– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage

Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1219
 Private Data Subelement Definitions
PDS 0749—Delivery Party Address Information

PDS 0748 Subfields

This PDS consists of one subfield.

Number Positions Name Attribute Justification

1 1–50 Delivery Party Name ans-50 left

Subfield 1: Delivery Party Name

Subfield 1 (Delivery Party Name) can occur 1–3 times. If subfield 1 is present, it must be left-
justified and cannot contain all spaces or all zeros.

PDS 0749—Delivery Party Address Information

PDS 0749 (Delivery Party Address Information) contains the address of the location to which
the package is being shipped or sent by courier.

Attributes

ans…300; TAGLLLVAR

Tag Field: 0749

Length Field: 3 positions, value = 050–300 in increments of 50

Data Field: Variable length 50–300 positions

Subfields: 1 subfield for each Delivery Party Address occurrence

Occurrences 1–6

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0749—Delivery Party Address Information

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS enables the sender to provide 1–6 different delivery party address lines.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

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 Private Data Subelement Definitions
PDS 0750—Delivery Party Postal Information

IRD Description

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS must be left-justified and cannot contain all spaces or all zeros.

PDS 0749 Subfields

This PDS consists of one subfield.

Number Positions Name Attribute Justification

1 1–50 Delivery Party Address ans-50 left

Subfield 1: Delivery Party Address

Subfield 1 (Delivery Party Address) can occur 1–6 times. If present, this subfield must be left-
justified and cannot contain all spaces or all zeros.

PDS 0750—Delivery Party Postal Information

PDS 0750 (Delivery Party Postal Information) contains specific postal information about the
delivery destination.

Attributes

ans…41; TAGLLLVAR

Tag Field: 0750

Length Field: 3 positions, value = 025–041

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 Private Data Subelement Definitions
PDS 0750—Delivery Party Postal Information

Data Field: Variable length, 25–41 positions

Subfields: 4

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):
– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage
Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

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 Private Data Subelement Definitions
PDS 0750—Delivery Party Postal Information

IRD Description

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, this PDS and each of its four subfields must be left-justified and cannot contain all
spaces or all zeros.

PDS 0750 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–25 Delivery Party City ans-25 left

2 26–28 Delivery Party State/Province ans-3 left

Code

3 29–31 Delivery Party Country Code ans-3 Left

4 32–41 Delivery Party Postal Code ans-10 left

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IPM Clearing Formats • 11 June 2019 1224
 Private Data Subelement Definitions
PDS 0751—Detail Tax Amount 4

Subfield 1: Delivery Party City

Subfield 1 (Delivery Party City) identifies the city where the package is to be delivered.

Subfield 2: Delivery Party State/Province Code

Subfield 2 (Delivery Party State/Province Code) identifies the state or province where the
package is being delivered.

Subfield 3: Delivery Party Country Code

Subfield 3 (Delivery Party Country Code) identifies the country where the package is being
delivered.

Subfield 4: Delivery Party Postal Code

Subfield 4 (Delivery Party Postal Code) contains the postal code where the package is being
delivered.
For transactions acquired in the U.S. region, subfield 4 must contain either five numeric
characters, left-justified and space filled, or the “ZIP+four” 9 numeric characters with a
hyphen between the fifth and sixth numeric characters.

PDS 0751—Detail Tax Amount 4

PDS 0751 (Detail Tax Amount 4) contains the tax amount, tax rate, tax type applied, and card
acceptor tax ID.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0751

Length Field: 3 positions, value = 001–046

Data Field: Variable length, 1–46 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0751—Detail Tax Amount 4

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0751 Subfields

PDS 0751 consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 4 ans-1 N/A

2 2–13 Detail Tax Amount 4 n-12 right

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 Private Data Subelement Definitions
PDS 0751—Detail Tax Amount 4

Number Positions Name Attribute Justification

3 14–18 Detail Tax Rate 4 n-5 right

4 19 Detail Tax Rate Exponent 4 n-1 N/A

5 20–23 Detail Tax Type Applied 4 ans-4 left

6 24–25 Detail Tax Type Identifier 4 ans–2 left

7 26–45 Card Acceptor Tax ID 4 ans-20 left

8 46 Detail Tax Amount Sign 4 a-1 N/A

Subfield 1: Detail Tax Amount Indicator 4

Subfield 1 (Detail Tax Amount Indicator 4) must contain one of the following values.

Value Description

Y Tax included in total purchase amount

N Tax not included in total purchase amount

Space Not supported

Subfield 2: Detail Tax Amount 4

Subfield 2 (Detail Tax Amount 4) indicates the detailed amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3: Detail Tax Rate 4

Subfield 3 (Detail Tax Rate 4) indicates the detailed tax rate applied in relationship to a specific
tax amount. This subfield must be numeric and may contain all zeros.

Subfield 4: Detail Tax Rate Exponent 4

Subfield 4 (Detail Tax Rate Exponent 4) indicates the decimal location for the Detail Tax Rate 4
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example:

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IPM Clearing Formats • 11 June 2019 1227
 Private Data Subelement Definitions
PDS 0751—Detail Tax Amount 4

Subfield 3 Tax Rate Subfield 4 Tax Rate Exponent Interpretation

09000 5 0.09000 (9 percent tax

rate)

00009 2 0.09 (9 percent tax rate)

09000 3 9.000 (900 percent tax

rate)

00009 1 0.9 (90 percent tax rate)

00009 3 0.009 (0.9 percent tax

rate)

Subfield 5: Detail Tax Type Applied 4

Subfield 5 (Detail Tax Type Applied 4) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6: Detail Tax Type Identifier 4

Subfield 6 (Detail Tax Type Identifier 4) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the following values.

Value Description

00 Unknown

01 Federal/National Sales Tax

02 State Sales Tax

03 City Sales Tax

04 Local Sales Tax

05 Municipal Sales Tax

06 Other Tax

10 Value Added Tax (VAT)

11 Goods and Services (GST)

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 Private Data Subelement Definitions
PDS 0751—Detail Tax Amount 4

Value Description

12 Provincial Sales Tax (PST)

13 Harmonized Sales Tax (HST)

14 Quebec Sales Tax (QST)

20 Room Tax

21 Occupancy Tax

22 Energy Tax

Space Not supported

Subfield 7: Card Acceptor Tax ID 4

Subfield 7 (Card Acceptor Tax ID 4) provides an identification number used by the card
acceptor with the tax authority in relationship to a specific tax amount.
If present, subfield 7 must be a fixed length of 20. It must be left-justified and cannot contain
all low values, all high values, or all spaces.
In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8: Detail Tax Amount Sign 4

If PDS 0751 is present, subfield 8 (Detail Tax Amount Sign 4) must contain a value of D or C.
This subfield identifies whether PDS 0751 is a debit or credit from the perspective of the
cardholder.

Value Description

D Detail tax amount is a debit.

C Detail tax amount is a credit.

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 Private Data Subelement Definitions
PDS 0752—Detail Tax Amount 5

PDS 0752—Detail Tax Amount 5

PDS 0752 (Detail Tax Amount 5) contains the tax amount, tax rate, tax type applied, and card
acceptor tax ID.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0752

Length Field: 3 positions, value = 001–046

Data Field: Variable length, 1–46 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

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 Private Data Subelement Definitions
PDS 0752—Detail Tax Amount 5

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0752 Subfields

This PDS consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 5 ans-1 N/A

2 2–13 Detail Tax Amount 5 n-12 right

3 14–18 Detail Tax Rate 5 n-5 right

4 19 Detail Tax Rate Exponent 5 n-1 N/A

5 20–23 Detail Tax Type Applied 5 ans-4 left

6 24–25 Detail Tax Type Identifier 5 ans-2 left

7 26–45 Card Acceptor Tax ID 5 ans-20 left

8 46 Detail Tax Amount Sign 5 a-1 N/A

Subfield 1: Detail Tax Amount Indicator 5

Subfield 1 (Detail Tax Amount Indicator 5) is the indicator used to reflect additional tax capture
and reporting. This subfield must be one of the following values.

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 Private Data Subelement Definitions
PDS 0752—Detail Tax Amount 5

Value Description

Y Tax included in total purchase amount

N Tax not included in total purchase amount

Space Not supported

Subfield 2: Detail Tax Amount 5

Subfield 2 (Detail Tax Amount 5) indicates the detailed tax amount on the purchased goods or
services. This subfield must be numeric and may contain all zeros.

Subfield 3: Detail Tax Rate 5

Subfield 3 (Detail Tax Rate 5) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

Subfield 4: Detail Tax Rate Exponent 5

Subfield 5 (Detail Tax Rate Exponent 5) indicates the decimal location for the Detail Tax Rate 5
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example.

Subfield 3 Tax Rate Subfield 4 Tax Rate Exponent Interpretation

09000 5 0.09000 (9 percent tax rate)

00009 2 0.09 (9 percent tax rate)

09000 3 9.000 (900 percent tax rate)

00009 1 0.9 (90 percent tax rate)

00009 3 0.009 (0.9 percent tax rate)

Subfield 5: Detail Tax Type Applied 5

Subfield 5 (Detail Tax Type Applied 5) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

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 Private Data Subelement Definitions
PDS 0752—Detail Tax Amount 5

Subfield 6: Detail Tax Type Identifier 5

Subfield 6 (Detail Tax Type Identifier 5) indicates the type of tax collected in relationship to a
specific tax amount. It must be one of the following values.

Value Description

00 Unknown

01 Federal/National Sales Tax

02 State Sales Tax

03 City Sales Tax

04 Local Sales Tax

05 Municipal Sales Tax

06 Other Tax

10 Value Added Tax (VAT)

11 Goods and Services (GST)

12 Provincial Sales Tax (PST)

13 Harmonized Sales Tax (HST)

14 Quebec Sales Tax (QST)

20 Room Tax

21 Occupancy Tax

22 Energy Tax

Space Not supported

Subfield 7: Card Acceptor Tax ID 5

Subfield 7 (Card Acceptor Tax ID 5) provides an identification number used by the card
acceptor with the tax authority in relationship to a specific tax amount.
If present, subfield 7 must be a fixed length of 20. It must be left-justified and cannot contain
all low values, all high values, or all spaces.

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IPM Clearing Formats • 11 June 2019 1233
 Private Data Subelement Definitions
PDS 0753—Detail Tax Amount 6

In addition, if this subfield is present and the related First Presentment is a U.S. acquired
transaction, this subfield must consist of 9 numeric characters followed by 11 spaces.

Subfield 8: Detail Tax Amount Sign 5

If PDS 0752 is present, subfield 8 (Detail Tax Amount Sign 5) must contain a valid value of D or
C. This subfield identifies whether PDS 0752 is a debit or credit from the perspective of the
cardholder.

Value Description

D Detail tax amount is a debit.

C Detail tax amount is a credit.

PDS 0753—Detail Tax Amount 6

PDS 0753 (Detail Tax Amount 6) contains the tax amount, tax rate, tax type applied, and card
acceptor tax ID.

Attributes

ans…46; TAGLLLVAR

Tag Field: 0753

Length Field: 3 positions, value = 001–046

Data Field: Variable length, 1–46 positions

Subfields: 8

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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IPM Clearing Formats • 11 June 2019 1234
 Private Data Subelement Definitions
PDS 0753—Detail Tax Amount 6

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

PDS 0753 Subfields

This PDS consists of eight subfields.

Number Positions Name Attribute Justification

1 1 Detail Tax Amount Indicator 6 ans-1 N/A

2 2–13 Detail Tax Amount 6 n-12 right

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 Private Data Subelement Definitions
PDS 0753—Detail Tax Amount 6

Number Positions Name Attribute Justification

3 14–18 Detail Tax Rate 6 n-5 right

4 19 Detail Tax Rate Exponent 6 n-1 N/A

5 20–23 Detail Tax Type Applied 6 ans-4 left

6 24–25 Detail Tax Type Identifier 6 ans-2 left

7 26–45 Card Acceptor Tax ID 6 ans-20 left

8 46 Detail Tax Amount Sign 6 a-1 N/A

Subfield 1: Detail Tax Amount Indicator 6

Subfield 1 (Detail Tax Amount Indicator 6) is the indicator used to reflect additional tax capture
and reporting. This subfield must be one of the following values.

Value Description

Y Tax included in total purchase amount

N Tax not included in total purchase amount

Space Not supported

Subfield 2: Detail Tax Amount 6

Subfield 2 (Detail Tax Amount 6) indicates the tax amount on the purchased goods or services.
This subfield must be numeric and may contain all zeros.

Subfield 3: Detail Tax Rate 6

Subfield 3 (Detail Tax Rate 6) indicates the tax rate applied in relationship to a specific tax
amount. This subfield must be numeric and may contain all zeros.

Subfield 4: Detail Tax Rate Exponent 6

Subfield 4 (Detail Tax Rate Exponent 6) indicates the decimal location for the Detail Tax Rate 6
subfield. It must contain a value in the range of 0 to 5.
For a tax rate less than 100 percent, the exponent must indicate that the value is less than 1.
Consider this example:

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IPM Clearing Formats • 11 June 2019 1236
 Private Data Subelement Definitions
PDS 0753—Detail Tax Amount 6

Subfield 3 Tax Rate Subfield 4 Tax Rate Exponent Interpretation

09000 5 0.09000 (9 percent tax

rate)

00009 2 0.09 (9 percent tax rate)

09000 3 9.000 (900 percent tax

rate)

00009 1 0.9 (90 percent tax rate)

00009 3 0.009 (0.9 percent tax

rate)

Subfield 5: Detail Tax Type Applied 6

Subfield 5 (Detail Tax Type Applied 6) provides an indicator that is used to further define tax
categories applicable to specific domestic processing arrangements in certain locations.

Subfield 6: Detail Tax Type Identifier 6

Subfield 6 (Detail Tax Type Identifier 6) indicates the type of tax collected in relationship to a
specific tax amount. This subfield must be one of the following values.

Value Description

00 Unknown

01 Federal/National Sales Tax

02 State Sales Tax

03 City Sales Tax

04 Local Sales Tax

05 Municipal Sales Tax

06 Other Tax

10 Value Added Tax (VAT)

11 Goods and Services (GST)

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 Private Data Subelement Definitions
PDS 0753—Detail Tax Amount 6

Value Description

12 Provincial Sales Tax (PST)

13 Harmonized Sales Tax (HST)

14 Quebec Sales Tax (QST)

20 Room Tax

21 Occupancy Tax

22 Energy Tax

Space Not supported

Subfield 7: Card Acceptor Tax ID 6

Subfield 7 (Card Acceptor Tax ID 6) provides an identification number used by the card
acceptor with the tax authority in relationship to a specific tax amount.
If present, this subfield must be 20 positions, left-justified, and it cannot contain all low
values, all high values, or all spaces. In addition, if this subfield is present and the related First
Presentment is a U.S. acquired transaction, this subfield must consist of 9 numeric characters
followed by 11 spaces.

Subfield 8: Detail Tax Amount Sign 6

If PDS 0753 is present, subfield 8 (Detail Tax Amount Sign 6) must contain a value of D or C.
This subfield identifies whether PDS 0753 is a debit or credit from the perspective of the
cardholder.

Value Description

D Detail tax amount is a debit.

C Detail tax amount is a credit.

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 Private Data Subelement Definitions
PDS 0754—Delivery Party Contact

PDS 0754—Delivery Party Contact

PDS 0754 (Delivery Party Contact) contains information about the individual (or individuals)
identified as the delivery party. This information is typically not address information.

Attributes

ans…305; TAGLLLVAR

Tag Field: 0754

Length Field: 3 positions, value = 061–305 in increments of 61

Data Field: Variable length, 61–305 positions

Subfields: 2 subfields for each Delivery Party Contact occurrence

Occurrences 1–5

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Shipping/Courier Services)/1644 C • C

This PDS enables the sender to provide 1–5 different pieces of information related to the
delivery party contact. For each different piece of delivery information provided, subfields 1
and 2 must be present. These subfields describe the type of information and the actual data.
This PDS is required for the Financial Detail Addendum (Shipping/Courier Services)/1644
message when the following conditions apply:
• The transaction is submitted for any of the interchange programs listed in the table below.
• One of the following MCCs is present in DE 26 (Card Acceptor Business Code [MCC]):

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IPM Clearing Formats • 11 June 2019 1239
 Private Data Subelement Definitions
PDS 0754—Delivery Party Contact

– 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage

Companies, Local Delivery
– 4215—Courier Services—Air and Ground, Freight Forwards
• The Financial Detail Addendum (Corporate Line Item Detail)/1644 message is not present.

IRD Description

Canada Region Incentive Interchange Rate Programs

BR Canada Intracountry Commercial Data Rate II

BS Canada Intracountry Commercial Large Ticket

U.S. Region Incentive Interchange Rate Programs

62 Commercial Large Ticket 1

66 Commercial Data Rate III

94 Commercial Large Ticket II

99 Commercial Large Ticket III

SC Business Level 2 Data Rate III

SE Business Level 2 Large Ticket I

SF Business Level 2 Large Ticket II

SG Business Level 2 Large Ticket III

3C Business Level 3 Data Rate III

3E Business Level 3 Large Ticket I

3F Business Level 3 Large Ticket II

3G Business Level 3 Large Ticket III

4C Business Level 4 Data Rate III

4E Business Level 4 Large Ticket I

4F Business Level 4 Large Ticket II

4G Business Level 4 Large Ticket III

Values
If present, PDS 0754 must be a minimum length of 061 (one occurrence) or a maximum
length of 305 (five occurrences) and be divisible by the minimum occurrence length of 61.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1240
 Private Data Subelement Definitions
PDS 0754—Delivery Party Contact

PDS 0754 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1 Delivery Party Descriptor ans-1 N/A

2 2–61 Delivery Party Contact ans-60 left

Information

Subfield 1: Delivery Party Descriptor

Subfield 1 (Delivery Party Descriptor) can occur 1–5 times and contains the following valid
values.

Value Description

1 Name

2 Title

3 Telephone

4 E-mail address

5 Function

Subfield 2: Delivery Party Contact Information

Subfield 2 (Delivery Party Descriptor) can occur 1–5 times and contains the contact
information about the party delivering the package. It must be left-justified and cannot
contain all spaces or all zeros.

©1997–2019 Mastercard. Proprietary. All rights reserved.

IPM Clearing Formats • 11 June 2019 1241
 Private Data Subelement Definitions
PDS 0755—Line Item Total Amount

PDS 0755—Line Item Total Amount

PDS 0755 (Line Item Total Amount) provides the total amount presented in the line item detail
message.

Attributes

ans-14; TAGLLL

Tag Field: 0755

Length Field: 3 positions, value = 014

Data Field: Fixed length, 014 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Values
When used in a Corporate Line Item Detail addendum message, PDS 0755 represents the sum
of PDS 0647 (Extended Item Amount) and PDS 0597 (Total Tax Amount).
When used in a Telephony Billing Summary message, PDS 0755 represents the sum of the
following.
• PDS 0627 (Billing Event 1), subfield 1 (Billing Event Amount) (occurs 1 to 10 times)

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 Private Data Subelement Definitions
PDS 0755—Line Item Total Amount

• PDS 0628 (Billing Event 2), subfield 1 (Billing Event Amount 2) (occurs 1 to 10 times)
• PDS 0597 (Total Tax Amount), subfield 1 (Total Tax Amount) (which is the sum of all six of
the tax-related PDSs)
When used in a Telephony Billing Detail addendum message, PDS 0755 represents the sum of
the following.
• PDS 0649 (Call Usage Amount), subfield 1 (Call Usage Amount)
• PDS 0655 (Call Long Distance Amount), subfield 1 (Call Long Distance Amount)
• PDS 0658 (Call Connect Amount), subfield 1 (Call Collect Amount)
• PDS 0734 (Miscellaneous Expenses), subfield 2 (Miscellaneous Expense Amount)
• PDS 0597 (Total Tax Amount), subfield 1 (Total Tax Amount) (which is the sum of all six of
the tax-related PDSs)

PDS 0755 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–12 Line Item Total Amount n–12 right

2 13 Line Item Total Amount n-1 N/A

Exponent

3 14 Line Item Total Amount Sign a–1 N/A

Subfield 1: Line Item Total Amount

If PDS 0755 is present, subfield 1 (Line Item Total Amount) must be numeric and cannot
contain all zeros. It contains the line item total amount.

Subfield 2: Line Item Total Amount Exponent

If PDS 0755 is present, subfield 2 (Line Item Total Amount Exponent) must be numeric and
contain a value of 0 to 5.

NOTE:
Financial Detail Addendum/1644 messages that contain amounts and amount exponents
should utilize the same currency and exponent of the Amount, Transaction in the associated
First Presentment/1240 message.

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 Private Data Subelement Definitions
PDS 0756—Passenger Description

Subfield 3: Line Item Total Amount Sign

If PDS 0755 is present, subfield 3 (Line Item Total Amount Sign) must contain a value of D or
C. This subfield identifies whether PDS 0755 is a debit or credit from the perspective of the
cardholder.

Value Description

D Line item total amount is a debit.

C Line item total amount is a credit.

PDS 0756—Passenger Description

PDS 0756 (Passenger Description) contains three subfields to indicate the number of adults,
the number of children, and the class of the ticket.
This PDS is used only when PDS 0652 (Service Type), subfield 1 (Service Type) equates to Ticket
and PDS 0652, subfield 2 (Service Nature) equates to Domestic Tickets, Ne/See Ticket, Foreign
Ticket, or TCV Series, or when PDS 0652 equates to Reservation and Service Nature equates
to Seat, Couchette, or Bed.

Attributes

ans-5; TAGLLL

Tag Field: 0756

Length Field: 3 positions, value = 005

Data Field: Fixed length, 5 positions

Subfields: 3

Justification: See “Subfields”

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0756—Passenger Description

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail C • C

Data)/1644

s1 Number of Adults O • C

s2 Number of Children O • C

This PDS is required if the associated First Presentment/1240 contains an airline card acceptor
business code (MCC) or railway MCC and is submitted for the following U.S. region incentive
interchange rate programs.

IRD Description

22 Public Sector

29 Emerging Markets—Consumer Core Value

56 World Public Sector

HP World High Value Public Sector

RK Enhanced Public Sector

WP World Elite Public Sector

PDS 0756 Subfields

This PDS consists of three subfields.

Number Positions Name Attribute Justification

1 1–2 Number of Adults n-2 right

2 3–4 Number of Children n-2 right

3 5 Class ans-1 N/A

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 Private Data Subelement Definitions
PDS 0756—Passenger Description

Subfield 1: Number of Adults

If PDS 0756 is present, subfield 1 must be numeric.

Subfield 2: Number of Children

If PDS 0756 is present, subfield 2 must be numeric.

Subfield 3: Class
If PDS 0756 is present, subfield 3 must be provided. This PDS is required if the associated First
Presentment/1240 contains a railway MCC and is submitted for one of the following U.S.
region incentive interchange rate programs.

IRD Description

10 Merit III Tier 1

11 Merit III Tier 2

12 Merit III Tier 3

24 Merchant UCAF

69 Commercial T&E Rate II

70/80 Merit III Base

79 Full UCAF

89 Commercial T&E Rate III

93 Passenger Transport

96 World T&E

RA Enhanced Merit III Base

RB Enhanced Merit III Tier 1

RC Enhanced Merit III Tier 2

RD Enhanced Merit III Tier 3

RN Enhanced Merchant UCAF

RO Enhanced Full UCAF

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 Private Data Subelement Definitions
PDS 0757—Transportation Service Provider

IRD Description

RR Enhanced Passenger Transport

SO Business Level 2 T&E Rate III

3O Business Level 3 T&E Rate III

4O Business Level 4 T&E Rate III

If present, this PDS cannot contain all high values or all low values.

PDS 0757—Transportation Service Provider

PDS 0757 (Transportation Service Provider) contains the name of the service provider.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0757

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Private Data Subelement Definitions
PDS 0758—Transportation Services Offered

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

PDS 0758—Transportation Services Offered

PDS 0758 (Transportation Services Offered) contains the services that were offered by the
transportation company.

Attributes

ans…40; TAGLLLVAR

Tag Field: 0758

Length Field: 3 positions, value = 001–040

Data Field: Variable length, 1–40 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Passenger Transport Detail—Rail O • C

Data)/1644

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 Private Data Subelement Definitions
PDS 0759—Delivery Order Number

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

PDS 0759—Delivery Order Number

PDS 0759 (Delivery Order Number) contains a customer invoice number for a rail sale to a
corporate account.

Attributes

ans…15; TAGLLLVAR

Tag Field: 0759

Length Field: 3 positions, value = 001–015

Data Field: Variable length, 1–15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

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 Private Data Subelement Definitions
PDS 0760—Credit Card Slip Number

PDS 0760—Credit Card Slip Number

PDS 0760 (Credit Card Slip Number) contains a slip number from the credit card slip.

Attributes

ans…8; TAGLLLVAR

Tag Field: 0760

Length Field: 3 positions, value = 001–008

Data Field: Variable length, 1–8 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

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 Private Data Subelement Definitions
PDS 0761—Travel Agency ID

PDS 0761—Travel Agency ID

PDS 0761 (Travel Agency ID) contains a numeric code assigned to each approved location
where an Agent is authorized to issue Standard Traffic Documents (STDs) on behalf of
Ticketing Airlines.
This ID is imprinted on each validly issued STD. This is usually referred to as the ticketing
agency ARC (Airline Reporting Corporation) or IATA (International Air Transport Association)
number.

Attributes

ans…15; TAGLLLVAR

Tag Field: 0761

Length Field: 3 positions, value = 001–015

Data Field: Variable length, 1–15 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified and cannot contain all zeros, all spaces, all high
values, or all low values.

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 Private Data Subelement Definitions
PDS 0762—Data Source

PDS 0762—Data Source

PDS 0762 (Data Source) indicates the source of enhanced data that has been matched to this
transaction.

Attributes

n-2; TAGLLL

Tag Field: 0762

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: N/A

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must contain one of the valid values shown in the following table.

Data Source Code Valid

Values Customer ID Type

00 Not Applicable to this transaction

10 START BSP (Billing and Settlement Plan) (Global Distribution Systems

Fares) (57 record, CCZ)

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 Private Data Subelement Definitions
PDS 0763—VAT Suppression Indicator

Data Source Code Valid

Values Customer ID Type

11 START non-BSP (Billing and Settlement Plan) (56, 57 records)

12 Deutche Bahn Online from Deutche Bahn

14 BSP (Billing and Settlement Plan) from DER

15 Non-BSP (Billing and Settlement Plan) from DER

16 Manual Matching for Exceptional Customers (customers of a specific

program in Germany that is no longer supported)

18 Deutche Bahn-Online from DER

19 Acquirer Addenda (only Financials)

PDS 0763—VAT Suppression Indicator

PDS 0763 (VAT Suppression Indicator) contains a code indicating that the Value Added Tax
was suppressed.

Attributes

ans-2; TAGLLL

Tag Field: 0763

Length Field: 3 positions, value = 002

Data Field: Fixed length, 2 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0764—Healthcare Eligible Status Indicator

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Lodged Account Detail)/1644 O • C

Values
If present, this PDS must be left-justified, cannot contain all zeros, all spaces, all high values, or
all low values. The common values are DR (Deutsches Reisebüro) or ST (ST Art Amadeus).

PDS 0764—Healthcare Eligible Status Indicator

PDS 0764 (Healthcare Eligible Status Indicator) identifies whether the specific item described in
this addendum message represents a qualified healthcare items (qualified in accordance with
the IIAS Industry Standard list).
This flag will indicate which transmitted items are qualified healthcare items and which
transmitted items are not.

Attributes

n–1; TAGLLL

Tag Field: 0764

Length Field: 3 positions, value = 001

Data Field: fixed length, 1 position

Subfields: None

Justification: None

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0765—MoneySend Receiver Data

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Healthcare)/1644 M • M

Values
This PDS must contain a valid value from the following table.

Value Description

0 Non-qualified healthcare item

1 Qualified healthcare item

PDS 0765—MoneySend Receiver Data

PDS 0765 (MoneySend Receiver Data) provides the full name and address information of the
payee associated with a Payment Transaction.

Attributes

Data Representation: ans...169; TAGLLLVAR

Tag Field: 0765

Length Field: 3 positions, value = 070–169

Data Field: Variable length, 1–169

Subfields: 9

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

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 Private Data Subelement Definitions
PDS 0765—MoneySend Receiver Data

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Payment Transaction Detail)/1644 C • C

PDS 0765 must be present in a Financial Detail Addendum (Payment Transaction Detail)/1644
message when Payment Transactions (identified by DE 3 [Processing Code], subfield 01
[Cardholder Transaction Type] value of 28) contains PDS 0043 (Program Registration ID) with a
value of C07, C52, C53, C54, C55, or C56.

Values
If present, each PDS 0765 subfield must be left-justified and cannot contain all low values or
all high values. Subfields 01, and 02 cannot contain all spaces or all zeros. Subfield 3, 4, 5, 6,
7, 8, and 9 are optional fields.
PDS 0765, subfields 01, and 02 must be present when DE 3 (Processing Code), subfield 1
(Cardholder Transaction Type) contains value 28 and PDS 0043 (Program Registration ID)
contains value C07, C52, C53, C54, C55, or C56.

Subfield 1—Payee First Name

PDS 0765 (MoneySend Receiver Data), subfield 1 (Payee First Name) contains the first name of
the payee.
This subfield must be provided in Payment Transactions (identified by DE 3 [Processing Code],
subfield 1 [Cardholder Transaction Type], value 28) when the Payment Transaction contains
PDS 0043 (Program Registration ID) with a value of C07, C52, C53, C54, C55, or C56.

Attribute Value

Subfield ID n-2 01

Subfield Length n-2 35

Data Representation ans-35

Justification Left

Subfield 2—Payee Last Name

PDS 0765 (MoneySend Receiver Data), subfield 2 (Payee Last Name) contains the last name of
the payee.
This subfield must be provided in Payment Transactions (identified by DE 3 [Processing Code],
subfield 1 [Cardholder Transaction Type], value 28) when the Payment Transaction contains
PDS 0043 (Program Registration ID) with a value of C07, C52, C53, C54, C55, or C56.

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 Private Data Subelement Definitions
PDS 0765—MoneySend Receiver Data

Attribute Value

Subfield ID n-2 02

Subfield Length n-2 35

Data Representation ans-35

Justification Left

Subfield 3—Payee Address

PDS 0765 (MoneySend Receiver Data), subfield 3 (Payee Address) contains the street address
of the payee.

Attribute Value

Subfield ID n-2 03

Subfield Length n-2 30

Data Representation ans-30

Justification Left

Subfield 4—Payee City

PDS 0765 (MoneySend Receiver Data), subfield 4 (Payee City) contains the city of the payee.

Attribute Value

Subfield ID n-2 04

Subfield Length n-2 25

Data Representation ans-25

Justification Left

Subfield 5—Payee State/Province Code

PDS 0765 (MoneySend Receiver Data), subfield 5 (Payee State/Province Code) contains the
state/province code of the payee.

Attribute Value

Subfield ID n-2 05

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PDS 0765—MoneySend Receiver Data

Attribute Value

Subfield Length n-2 03

Data Representation ans-3

Justification Left

Subfield 6—Payee Country Code

PDS 0765 (MoneySend Receiver Data), subfield 6 (Payee Country Code) contains the valid ISO
standards alpha country code of the payee.

Attribute Value

Subfield ID n-2 06

Subfield Length n-2 03

Data Representation ans-3

Justification Left

Subfield 7—Payee Postal Code

PDS 0765 (MoneySend Receiver Data), subfield 7 (Payee Postal Code) contains the postal code
of the payee.

Attribute Value

Subfield ID n-2 07

Subfield Length n-2 10

Data Representation ans-10

Justification Left

Subfield 8—Payee Date of Birth

PDS 0765 (MoneySend Receiver Data), subfield 8 (Payee Date of Birth) contains the date of
birth of the payee in the format: MMDDYYYY.

Attribute Value

Subfield ID n-2 08

Subfield Length n-2 08

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 Private Data Subelement Definitions
PDS 0770—Additional Card Acceptor Inquiry Information

Attribute Value

Data Representation n-8

Justification Left

Subfield 9—Payee Phone Number

PDS 0765 (MoneySend Receiver Data), subfield 9 (Payee Phone Number) contains the phone
number of the payee.

Attribute Value

Subfield ID: n-2 09

Subfield Length: n-2 20

Data Representation: ans-20

Justification: Left

PDS 0770—Additional Card Acceptor Inquiry Information

PDS 0770 (Additional Card Acceptor Inquiry Information) provides additional card acceptor
contact data for cardholder, acquirer, or issuer use if there are questions or disputes
concerning a transaction.

Attributes

ans…73; TAGLLLVAR

Tag Field: 0770

Length Field: 3 positions, value = 025–073

Data Field: Variable length, 25-73 positions

Subfields: 4

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0770—Additional Card Acceptor Inquiry Information

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Values
If present, PDS 0770 cannot contain all low values, all high values, all spaces, or all zeros and
must be a length of 025–073.

PDS 0770 Subfields

This PDS consists of four subfields.

Number Positions Name Attribute Justification

1 1–25 Sales Rep Name ans-25 left

2 26–41 Sales Rep Phone Number ans-16 left

3 42–57 Sales Rep Fax Number ans-16 left

4 58-73 Technical Support Phone Number ans-16 left

Subfield 1: Sales Rep Name

Subfield 1 (Sales Rep Name) contains the name of the card acceptor sales representative. If
present, subfield 1 must be left-justified and cannot contain all spaces.

Subfield 2: Sales Rep Phone Number

Subfield 2 (Sales Rep Phone Number) contains the primary phone number that the cardholder
may use to contact the card acceptor sales representative.
If present, subfield 2 cannot contain all zeros or any of the following.
• 000-000-0000
• (000) 000-0000
• 000 000 0000

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 Private Data Subelement Definitions
PDS 0771—Cost Center Information

For transactions from U.S. or Canadian card acceptors (identified by DE 43 [Card Acceptor
Name Location], subfield 6 [Card Acceptor Country Code] containing a value of USA or CAN),
subfield 2 (Sales Rep Phone Number), if present, must contain a 10-position phone number
and must be left-justified with trailing spaces, and the first three positions must be numeric.

Subfield 3: Sales Rep Fax Number

Subfield 3 (Sales Rep Fax Number) contains the fax number that the cardholder may use to
contact the card acceptor sales representative.
If present, subfield 3 cannot contain all zeros or any of the following.
• 000-000-0000
• (000) 000-0000
• 000 000 0000
For transactions from U.S. or Canadian card acceptors (identified by DE 43 [Card Acceptor
Name Location], subfield 6 [Card Acceptor Country Code] containing a value of USA or CAN),
subfield 3 (Sales Rep Fax Number), if present, must contain a 10-position phone number and
must be left-justified with trailing spaces, and the first three positions must be numeric.

Subfield 4: Technical Support Phone Number

Subfield 4 (Technical Support Phone Number) contains the phone number that the cardholder
may use to contact the card acceptor for technical assistance.
If present, subfield 4 cannot contain all zeros or any of the following.
• 000-000-0000
• (000) 000-0000
• 000 000 0000
For transactions from U.S. or Canadian card acceptors (identified by DE 43 [Card Acceptor
Name Location], subfield 6 [Card Acceptor Country Code] containing a value of USA or CAN),
subfield 4 (Technical Support Phone Number), if present, must contain a 10-position phone
number and must be left-justified with trailing spaces and the first three positions must be
numeric.

PDS 0771—Cost Center Information

PDS 0771 (Cost Center Information) provides information to identify the card acceptor
business unit that is financially affected by the transaction.

Attributes

Data Representation: ans…36; TAGLLLVAR

Tag Field: 0771

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 Private Data Subelement Definitions
PDS 0771—Cost Center Information

Length Field: 3 positions, value = 018–036

Data Field: Variable length, 18–36 positions

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0771 must be a length of 18–36.

PDS 0771 Subfields

This PDS consists of two subfields as defined in the following table.

Number Positions Name Attribute Justification

1 1–18 Cost Center Number ans-18 left

2 19-36 Cost Center Description ans-18 left

Subfield 1: Cost Center Number

Subfield 1 (Cost Center Number) is used to identify the card acceptor business unit which is
financially impacted by the transaction.
If present, subfield 1 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

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 Private Data Subelement Definitions
PDS 0772—Driver License/State Issued ID Information

Subfield 2: Cost Center Description

Subfield 2 (Cost Center Description) contains a free-form text description of the information
provided in subfield 1.
If present, subfield 2 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0772—Driver License/State Issued ID Information

PDS 0772 (Driver License/State Issued ID Information) contains the cardholder’s driver license
or state-issued ID number and the state, province, or region code by which it was issued, and
is used for cardholder identity validation.

Attributes

Data Representation: ans…18; TAGLLLVAR

Tag Field: 0772

Length Field: 3 positions, value = 015-018

Data Field: Variable length, 15–18 position

Subfields: 2

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Values
If present, PDS 0772 must be a length of 15–18.

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 Private Data Subelement Definitions
PDS 0773—Payment Method Information

PDS 0772 Subfields

This PDS consists of two subfields.

Number Positions Name Attribute Justification

1 1–15 Driver License/State Issued ID ans-15 left

Number

2 16-18 Driver License/State Issued ID ans-3 left

State, Province, or Region Code

Subfield 1: Driver License/State Issued ID Number

Subfield 1 (Driver License/State Issued ID Number) contains the driver license or state-issued ID
number of the cardholder.
If present, subfield 1 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

Subfield 2: Driver License/State Issued ID State, Province, or Region Code

Subfield 2 (Driver License/State Issued ID State, Province, or Region Code) contains the state,
province, or region code by which the cardholder’s driver license or state issued ID is issued.
If present, subfield 2 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0773—Payment Method Information

PDS 0773 (Payment Method Information) provides a means to identify one or multiple
payment methods and associated amounts for the transaction.

Attributes

Data Representation: an…140; TAGLLLVAR

Tag Field: 0773

Length Field: 3 positions, value = 014–140 in increments of 14

Data Field: Variable length, 014–140 positions

Subfields: 2 fixed-length subfields for each occurrence

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 Private Data Subelement Definitions
PDS 0773—Payment Method Information

Occurrences 1–10

Justification: See “Subfields”

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Common Data) O • C

Values
If present, PDS 0772 must be a length of 14–140, and divisible by a minimum occurrence
length of 14.

PDS 0773 Subfields

This PDS may contain 1 to 10 occurrences of payment method information.
Each payment method consists of two subfields as defined in the following table. Each
occurrence requires 14 positions; the length of this PDS must be a multiple of 14, with a
maximum length of 140 positions.

Number Positions Name Attribute Justification

1 1–2 Payment Method an-2 n/a

2 3-14 Amount, Payment n-12 right

Subfield 1: Payment Method

Subfield 1 (Payment Method) contains the payment method used by the cardholder. The valid
values for subfield 1 are in the following table.

Value Description

01 Credit Card

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 Private Data Subelement Definitions
PDS 0774—Stock Keeping Unit (SKU) Description

Value Description

02 Debit Card

03 Gift Card

04 Cash

05 Check

06 Coupon

07 Other

Subfield 2: Amount, Payment

Subfield 2 (Amount, Payment) contains the amount associated with the value provided in
subfield 1.
If present, subfield 2 must be numeric and greater than zero and in the same currency as the
First Presentment/1240 Transaction Currency.
All currency amounts are expressed in the minor unit of currency without a decimal separator,
in accordance with ISO standards for currency notation. For example, a payment amount of
USD 212.50 is expressed as 000000021250.

PDS 0774—Stock Keeping Unit (SKU) Description

PDS 0774 (Stock Keeping Unit [SKU] Description) provides the item description for the
associated SKU number.

Attributes

ans…200; TAGLLLVAR

Tag Field: 0774

Length Field: 3 positions, value = 001–200

Data Field: Variable length, 001–200 positions

Subfields: None

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 Private Data Subelement Definitions
PDS 0775—Department Code

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0774 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros and must be a length of 1–200.

PDS 0775—Department Code

PDS 0775 (Department Code) provides a means to identify the card acceptor department from
which the goods or services were obtained.

Attributes

ans…8; TAGLLLVAR

Tag Field: 0775

Length Field: 3 positions, value = 001–008

Data Field: Variable length, 001–008 positions

Subfields: None

Justification: Left

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 Private Data Subelement Definitions
PDS 0776—Alternate Custom Identifier

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0775 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros and must be a length of 1–8.

PDS 0776—Alternate Custom Identifier

PDS 0776 (Alternate Custom Identifier) enables customers to provide custom information
pertinent to the transaction.

Attributes

ans…410; TAGLLLVAR

Tag Field: 0776

Length Field: 3 positions, value = 082–410 in increments of 82

Data Field: Variable length, 082–410 positions

Subfields: 2 fixed-length subfields for each occurrence

Occurrences: 1-5

Justification: See “Subfields”

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 Private Data Subelement Definitions
PDS 0776—Alternate Custom Identifier

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If PDS 0776 is present, both subfield 1 and subfield 2 must be present in each occurrence of
Alternate Custom Identifier, and the PDS must be a length of 82–410 and divisible by a
minimum occurrence length of 82.

PDS 0776 Subfields

This PDS may contain 1 to 5 occurrences of alternate custom identifier information.
Each alternate custom identifier consists of two subfields as defined in the following table.
Each occurrence requires 82 positions; the length of this PDS must be a multiple of 82, with a
maximum length of 410 positions.

Number Positions Name Attribute Justification

1 1–6 Alternate Custom ans-06 n/a

Identifier Type

2 7–82 Alternate Custom ans-76 left

Identifier Detail

Subfield 1: Alternate Custom Identifier Type

Subfield 1 (Alternate Custom Identifier Type) identifies the type of custom information that is
contained in subfield 2 as free-form text. The valid values for subfield 1 are in the following
table.

Value Description

CUSORD Customer Order

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 Private Data Subelement Definitions
PDS 0776—Alternate Custom Identifier

Value Description

CUSTPO Customer Purchase Order

FOLNUM Folio Number

INVACT Invoice or Account Number

OTHER1 Other

OTHER2 Other

PRCHID Purchase Identification

RECLOC Record Locator

RESNUM Reservation Number

RNTAGR Rental Agreement

SUPINV Supplier Invoice

SUPORD Supplier Order

TKTNUM Ticket Number

TRANID Transaction Identification

TRKNUM Tracking Number

Subfield 2: Alternate Custom Identifier Detail

Subfield 2 (Alternate Custom Identifier Detail) is a free-form text field for certain information
pertinent to the transaction. The information provided should relate to the value provided in
subfield 1.
If present, subfield 2 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

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 Private Data Subelement Definitions
PDS 0777—Promotion Code

PDS 0777—Promotion Code

PDS 0777 provides a means to identify the promotion code associated with the goods or
services being purchased.

Attributes

Data Representation: ans…6; TAGLLLVAR

Tag Field: 0777

Length Field: 3 positions, value = 001–006

Data Field: Variable length, 001–006 positions

Subfields: None

Justification: Left

Usage
The following table shows the usage of this data element (whether it is mandatory,
conditional, optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

Values
If present, PDS 0777 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros and must be a length of 1–6.

Values Description

ARGCTA Installment payment transaction within Argentina

AGROF1 Mastercard Agro Card

BNDES1 Brazil intracountry transactions using the Mastercard BNDES Card

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 Private Data Subelement Definitions
PDS 0799—Test Case Traceability Identifiers

Values Description

COLCTA Installment payment transaction within Colombia

GREECE Installment payment transaction within Greece

HGMINS Installment payment transaction for Croatia, Czech Republic, Georgia,

Hungary, Romania, Serbia, Slovakia, Slovenia, and Ukraine

MCGARS Identifies Global Automated Service (GARS) Stand-In activity

MCINST Mastercard Installment Payment

MEXCTA Installment payment transaction within Mexico

PARCEL Installment payment transaction within Brazil

PERCTA Installment payment transaction within Peru

PHINST Installment payment transaction within Philippines

PRYCTA Installment payment transaction within Paraguay

URYCTA Installment payment transaction within Uruguay

PDS 0799—Test Case Traceability Identifiers

PDS 0799 (Test Case Traceability Identifiers) provides an audit trail for various messages within
a specified test transaction.
This PDS is used for internal Mastercard testing and customer testing.

Attributes

ans...165; TAGLLLVAR

Tag Field: 0799

Length Field: 3 positions, value = 033–165 in increments of 33

Data Field: Variable length, 33–165 positions

Subfields: 2 subfields for each Test Case occurrence

Occurrences: 1–5

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 Private Data Subelement Definitions
PDS 0799—Test Case Traceability Identifiers

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

File Header and Trailer Messages

File Header (Customer-generated)/1644 O • •

File Trailer (Customer-generated)/1644 O • •

Presentment, Addendum, and Chargeback Messages

First Presentment/1240 O • C

Financial Detail Addendum (Passenger Transport Detail—General O • C

Ticket Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg O • C

Data)/1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Payment Transaction Detail)/1644 O • C

Financial Detail Addendum (Telephony Billing—Summary)/1644 O • C

Financial Detail Addendum (Telephony Billing—Detail)/1644 O • C

Financial Detail Addendum (Electronic Invoice—Transaction O • C

Data)/1644

Financial Detail Addendum (Electronic Invoice—Party O • C

Information)/1644

Financial Detail Addendum (Corporate Card Common Data O • C

Requirements)/1644

Financial Detail Addendum (Corporate Fleet Transaction O • C

Information)/1644

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

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 Private Data Subelement Definitions
PDS 0799—Test Case Traceability Identifiers

Message Type Identifier Org Sys Dst

Financial Detail Addendum (Generic Detail)/1644 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

Fee Collection (Other than Retrieval Fee Billing)/1740 O • C

This PDS contains 1–5 test case numbers. The transaction originator optionally may provide it.
Its purpose is to trace the associated message to 1 to 5 internal Mastercard or customer test
cases. This may assist the transaction originator in evaluating test results. The IPM Pre-edit
application retains this PDS throughout its processing. GCMS removes this PDS from the
message before sending the message to the receiving customer.

Values
The transaction originator assigns PDS 0799 values.
If present, PDS 0799 must be left-justified and cannot contain all low values, all high values,
all spaces, or all zeros.

PDS 0799 Subfields

This PDS may contain one to five test case traceability identifiers.
Each traceability identifier consists of two subfields as defined in the following table. Each
traceability identifier requires 33 positions; the maximum length of this PDS is 165 positions.
None of these subfields is optional; that is, all 33 positions must be provided for each
occurrence.

Number Positions Name Attribute Justification

1 1–8 Auxiliary Field 1 ans–8 left

An identifier for internal
Mastercard testing or customer
testing

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 Private Data Subelement Definitions
PDS 1000–1099—Member-to-Member Proprietary Data

Number Positions Name Attribute Justification

2 9–33 Auxiliary Field 2 ans–25 left

An identifier for internal
Mastercard testing or customer
testing

PDS 1000–1099—Member-to-Member Proprietary Data

PDS 10XX (Member-to-Member Proprietary Data) contains 100 private data subelements
(1000–1099) used exclusively for reporting member-to-member proprietary data.
Customers can use these PDSs to exchange with other participating customers information
that is not defined and captured in other elements.
These PDSs are reserved for member-to-member proprietary data. Customers that want to
exchange data that is not defined in another data element or PDS may agree to define the
data between themselves and present it in one or multiple PDSs in the 1000–1099 range.

Attributes

Data Representation: ans…992; TAGLLLVAR

Tag Field: 10XX (1000-1099)

Length Field: 3 positions, value = 001–992

Data Field: Variable length, 1–992 positions

Subfields: None

Justification: None

Usage
The following table shows the usage of this PDS (whether it is mandatory, conditional,
optional, system-provided, or not required) in applicable messages.

Message Type Identifier Org Sys Dst

Presentment, Addendum, and Chargeback Messages

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 Private Data Subelement Definitions
PDS 1000–1099—Member-to-Member Proprietary Data

Message Type Identifier Org Sys Dst

First Presentment/1240 O • C

Financial Detail Addendum (Passenger Transport Detail—General Ticket O • C

Information)/1644

Financial Detail Addendum (Passenger Transport Detail—Trip Leg Data)/ O • C

1644

Financial Detail Addendum (Vehicle Rental Detail)/1644 O • C

Financial Detail Addendum (Lodging Summary)/1644 O • C

Financial Detail Addendum (Temporary Services)/1644 O • C

Financial Detail Addendum (Shipping/Courier Services)/1644 O • C

Financial Detail Addendum (Payment Transaction Detail)/1644 O • C

Financial Detail Addendum (Generic Detail)/1644 O • C

Financial Detail Addendum (Corporate Card Common Data Requirements)/ O • C

1644

Financial Detail Addendum (Corporate Fleet Transaction Information)/1644 O • C

Financial Detail Addendum (Corporate Line Item Detail)/1644 O • C

Financial Detail Addendum (Healthcare)/1644 O • C

Financial Detail Addendum (Private Label Common Data)/1644 O • C

Financial Detail Addendum (Private Label Line Item Detail)/1644 O • C

First Chargeback/1442 and Arbitration Chargeback/1442 O • C

Second Presentment/1240 O • C

Retrieval and Fee Collection Messages

Retrieval Request/1644 O • C

Retrieval Request Acknowledgement/1644 O • C

Fee Collection (Retrieval Fee Billing)/1740 O • C

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 Private Data Subelement Definitions
PDS 1000–1099—Member-to-Member Proprietary Data

Message Type Identifier Org Sys Dst

Fee Collection (Other than Retrieval Fee Billing)/1740 O • C

Fee Collection (Handling Fees)/1740 O • C

Values
Customers may choose one of two options in presenting member-to-member proprietary data
in their messages.
• Customers that want to send or receive proprietary data, but would rather use their own
parsing routines to parse their data, may opt to use a single PDS within the range of 1000
to 1099 and provide one string of up to 992 characters of data. With this option,
customers would provide a single PDS tag (ID) and one length definition, followed by the
data string. The clearing system parsers will leave this customer data intact.
• Customers that want to send or receive proprietary data, but would like Mastercard to
parse the data, may opt to use up to 100 individual PDSs within the range of 1000 to 1099
to define their data. Under this option, customers will need to use the normal “tag-length-
data” PDS encoding structure to define as many PDSs as they choose to use. This will
provide the clearing system parsers with the appropriate information to parse the data for
inbound and outbound messages. Customers may provide up to an overall total of 999
positions (including tags, lengths, and data for all PDSs assigned within the range) per
message.
Member-to-Member data in PDSs 1000 through 1099 may be presented in all messages
originated by customers and may be included in any of the “Additional Data” data elements
(DE 48, DE 62, DE 123, DE 124, and DE 125).
The contents of a single or of multiple PDSs in the 1000–1099 range must be in display
format. The clearing system does not accommodate binary data in these subelements.
PDS 1000–1099 Member-to-Member Proprietary Data cannot be all low values or all high
values.
PDS 1000 (Member-to-Member Proprietary Data) designates new commercial product type
MLF issued in Brazil only. The following values are used with the Brazil Agro Program.

Values

Field Name/Positions Type Size Comments

Financing Type(Positions Alpha 20 Type of loan operation, agreed between

1–20) Merchant and issuer. Examples: AGRO-
CUSTEIO, AGRO-INVEST, FINAME, CBN.

Buyer ID Type(Position Alpha 1 Possible values: F or J.

21)

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 Private Data Subelement Definitions
PDS 1000–1099—Member-to-Member Proprietary Data

Buyer ID(Positions 22– Numeric 14 Merchant to fill in with cardholder's CPF or

35) company's CNPJ number or issuers to supply
with company's CNPJ number.

Buyer Phone Numeric 11 Merchant to fill in with buyer phone number.

Number(Positions 36–46)

Purchase Alphanumeri 20 Invoice Data or Purchase Request Data,

Identification(Positions c depending on the agreement between the
47–66) merchant and issuer.

Installments Numeric 2 Different amortization types than monthly. For

Cycle(Positions 67–68) future use, it does not affect transaction
clearing and settlement.

Interest Rate(Positions Numeric 18 (12.6) Interest rate on loan. For future use.
69–86)

Grace Period(Positions Numeric 3 Number of amortization cycles to wait before

87–89) charging the installments. For future use, it
does not affect transaction clearing and
settlement.

Grace Period Numeric 3 Allow different grace period types than

Cycle(Positions 90–92) monthly. For future use, it does not affect
transaction clearing and settlement.

Grace Period Interest Numeric 18 (12.6) Interest rate on grace period. For future use, it
Rate (Positions 93–110) does not affect transaction clearing and
settlement.

Reference Field Alpha 20 Acquirer to populate with merchant's CNPJ

1(Positions 111–130) number.

Reference Field Alpha 20 Data exchange between merchant and issuer,

2(Positions 131–150) to identify the transaction.

Reference Field Alpha 20 Data exchange between merchant and issuer,

3(Positions 151–170) to identify the transaction.

Filler Data(Postions 171– Alphanumeri 56 Reserved for future Brazil domestic

227) c enhancements.

31 For 12.6, the 12 represents numeric values in front of the decimal point and the 6 represents values behind the
decimal point.
32 For 12.6, the 12 represents numeric values in front of the decimal point and the 6 represents values behind the
decimal point.

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 Institution ID Data Elements and PDSs

Appendix A Institution ID Data Elements and PDSs

Institution ID Data Elements and PDSs

Multiple institution ID data elements (DE) and private data subelements (PDS) are defined in IPM
messages, and each has a specific function. They are classified into financial or business institutions
and technical institutions. This appendix describes the relationship of these data elements and
PDSs.

Financial or Business Institutions................................................................................................1280

Technical Institutions................................................................................................................. 1281
Same Values in Institution ID Data Elements and PDSs...............................................................1282

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 Institution ID Data Elements and PDSs
Financial or Business Institutions

Financial or Business Institutions

These institutions have a financial relationship, business relationship, or both with the card
acceptor, cardholder, or with Mastercard.
These institutions do not necessarily send and receive data. They consist of Data Element (DE)
32 (Acquiring Institution ID Code), DE 94 (Transaction Originator Institution ID Code), and DE
93 (Transaction Destination Institution ID Code).
• DE 32—Acquirers assign DE 32 contents and the contents are not validated against the
clearing system customer ID database. DE 32 is optional.
• An acquirer may use DE 32 to subdivide its portfolio within its customer ID number. For
example, one acquirer may assign a different DE 32 value to each of its affiliate or agent
institutions. Another acquirer may assign DE 32 values according to geographic location.
• DE 94—This institution has financial responsibility as the transaction originator. It must be
a principal member. DE 94 must contain a valid customer ID, such as an ICA number.
• DE 93—This institution has financial responsibility as the transaction receiver. It must be a
principal member. DE 93 must contain a valid customer ID, such as an ICA number.

NOTE:
If submitted, DE 93 and DE 94 must be a minimum of 6 positions long and a maximum of 11
positions long. GCMS will reject clearing messages submitted with a customer ID less than six
positions long.

The following diagram illustrates the relationship between the acquirer and DE 32.

The following diagram depicts the roles of institutions identified in DE 93 and DE 94.

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 Institution ID Data Elements and PDSs
Technical Institutions

Technical Institutions
These institutions are physically connected to the card acceptor, cardholder data center, or
with Mastercard.
Their primary function is to send data, receive data, or both. They do not necessarily have
financial responsibility for a transaction. They consist of DE 33 (Forwarding Institution ID Code)
and DE 100 (Receiving Institution ID Code).
• DE 33—This institution is physically connected to the clearing system. It is usually a
processor. The message originator populates DE 33 with the customer ID assigned to the
customer or processor that is physically connected to the clearing system.
• DE 100—This institution is also physically connected to the clearing system. Like DE 33, it is
usually a processor. The clearing system populates DE 100. It contains either the customer
ID of the institution that receives transactions on the acquirer’s behalf (as the account
range in positions 3–7 of the acquirer reference data [ARD] identifies), or the issuer’s behalf
(as the account range in the card account number identifies), whichever is appropriate to
the transaction.

NOTE:
If submitted, DE 33 and DE 100 must be a minimum of 6 positions long and a maximum of 11
positions long. GCMS will reject clearing messages submitted with a customer ID less than six
positions long.

The following diagram further illustrates the technical relationship among these data elements
and PDSs.

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 Institution ID Data Elements and PDSs
Same Values in Institution ID Data Elements and PDSs

Same Values in Institution ID Data Elements and PDSs

Several of these data elements and PDSs may contain the same value.
For example, an acquirer that submits transactions directly to the clearing system (as opposed
to submitting them through a processor) may place the same identifier in DE 32, DE 94, and
DE 33.

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 Notices

Notices
Following are policies pertaining to proprietary rights, trademarks, translations, and details
about the availability of additional information online.

Proprietary Rights

The information contained in this document is proprietary and confidential to Mastercard International
Incorporated, one or more of its affiliated entities (collectively “Mastercard”), or both.
This material may not be duplicated, published, or disclosed, in whole or in part, without the prior written
permission of Mastercard.

Trademarks

Trademark notices and symbols used in this document reflect the registration status of Mastercard
trademarks in the United States. Please consult with the Global Customer Service team or the Mastercard
Law Department for the registration status of particular product, program, or service names outside the
United States.
All third-party product and service names are trademarks or registered trademarks of their respective
owners.

Disclaimer

Mastercard makes no representations or warranties of any kind, express or implied, with respect to the
contents of this document. Without limitation, Mastercard specifically disclaims all representations and
warranties with respect to this document and any intellectual property rights subsisting therein or any part
thereof, including but not limited to any and all implied warranties of title, non-infringement, or suitability
for any purpose (whether or not Mastercard has been advised, has reason to know, or is otherwise in fact
aware of any information) or achievement of any particular result. Without limitation, Mastercard specifically
disclaims all representations and warranties that any practice or implementation of this document will not
infringe any third party patents, copyrights, trade secrets or other rights.

Translation

A translation of any Mastercard manual, bulletin, release, or other Mastercard document into a language
other than English is intended solely as a convenience to Mastercard customers. Mastercard provides any
translated document to its customers “AS IS” and makes no representations or warranties of any kind with
respect to the translated document, including, but not limited to, its accuracy or reliability. In no event shall
Mastercard be liable for any damages resulting from reliance on any translated document. The English
version of any Mastercard document will take precedence over any translated version in any legal
proceeding.

Information Available Online

Mastercard provides details about the standards used for this document—including times expressed,
language use, and contact information—on the Publications Support page available on Mastercard
Connect™. Go to Publications Support for centralized information.

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