THE MANGALORE CATHOLIC CO-OPERATIVE BANK LTD
Admin Office, ‘MCC BANK BUILDING’ St Aloysius Road College Road
Hampankatta, Mangalore - 575001, PH: 2421369, 2445742, 2445746
Account Opening Form (Non – Resident)
Customer ID No. : Date :
Account No : Branch
Please open (Please whichever is required)
NRO Savings NRO Term Deposit -> Fixed Cumulative
NRE Savings NRE Term Deposit -> Fixed Cumulative
1. Account NAME (IN BLOCK LETTERS):………………………………………………………………………………………………………
2. Joint Name 1: …………………………………………………………………………….......… Relationship …………………………
3. Joint Name 2: …………………………………………………………………………………… Relationship …………………………
4. Mailing Address / Correspondence Address:
……………………………………………………………..................…………………………………………………………………………………………….
……………………………………………………………..................…………………………………………………………………………………………….
5. Statement Frequency Y/M/Q By Email Mail
6. Cheque Book Y N ATM Y N Mobile Banking Y N SMS Alert Y N
7. Telephone No: Residence: .................................. Mobile: ............................... Office: ........................
8. Email : ..............................................................................
9. Mode of Operation:
Self Either or Survivor Former or Survivor
Anyone or Survivor Jointly held Other …………………………………………
For TERM/FIXED/CUMULATIVE Deposit
10. Amount ………………........……………. Period / Days …………………………….. Rate of Interest …….......……………….
11. Payment of Interest: Monthly/Quarterly/Half yearly/on Maturity Auto Renewal Yes No
12. Standing Instructions Yes No If Yes From Account
13. S.I Amount …………………………………
Signature of Applicant
ANNEXURE
NOMINATION FORM DA 1
Nomination under Section 45ZA read with the section 56 of the Banking Regulation Act 1949 and
Rule 2(1) of the Co-operative Banks (Nomination) Rule 1985, in respect of Bank Deposits.
I/We (name) ____________________________________________ (Address) _________________________________
____________________________________________________________________________________________________
nominate the following person to whom in the event of my/our/minor’s death the amount of deposit in the
above account, may be returned by The Mangalore Catholic Co-op. Bank Ltd ______________________ Branch.
Nature of Deposit Name & Address Relationship with If nominee is a
Age minor, his /her
& Number of Nominee Depositor, if any
date of birth
As the Nominee is a minor on this date, I/We appoint Mr./Mrs./Miss. ___________________________________
_____________________________________________________________________________________________________
(Name, Address and Age) to receive the amount of the deposit on behalf of the nominee in the event of my/
our / minor’s death during the minority of the nominee.
Place : _____________________
Date : _____________________ **Signatures(s)/# Thumb impression(s) of Depositor(s)
Signature of witness no. 1 _______________________ Signature of witness no. 2 __________________________
Name (s) __________________________________ Name (s) _________________________________________
Address (es) ____________________________________ Address (es) _______________________________________
________________________________________________ __________________________________________________
** Where deposit is made in the name of a minor, the nomination should be signed by a person lawfully entitled
to act on behalf of the minor.
# Thumb impression shall be attested by two witnesses.
Nomination Registration No. _________________________________ Date _________________________
Acknowledgement of nomination received on ___________________________________________________
Signature of Account Holder ___________________________________________________________________
General Terms and Conditions & Undertaking
1. I/We request and authorize you to honour all cheques or other orders drawn by me/us on the said account and
I/We request you to debit such cheques to the said account. For cheques lodged by me/us with you from time
to time for collection where cheques are payable at places where you have not established your branches, I/We
request you to collect them through any Bank entirely at my/our risk and responsibility.
2. Where you negotiate such drafts/cheques and the same is lost in transit or otherwise, I/We hereby agree to
reimburse, to you the full amount of such draft/cheques, on demand.
3. I/We hereby undertake that in case of debits to the accounts for the purpose of investment in India and credits
representing sale proceeds of investments, I/We would ensure that such investments / disinvestments would be
covered either by the general or special permission of Reserve Bank of India.
4. I/We hereby declare that the transaction which will be put therein my/our account by me/we or my/our Power
of Attorney holder from time to time not involve, and is not designed for the purpose of any contravention or
evasion of the provisions of the FEMA 1999 or any rule, regulation, notification, direction or order made there
under.
5. I/We also hereby agree and undertake to give such information / documents which will reasonably satisfy you
about this transaction in terms of the above declaration.
6. I/We also understand that if I/We refuse to comply with any such requirements or make unsatisfactory compliance
therewith, the Bank has the right to refuse to undertake transactions and shall if it has reason to believe that
any contravention / evasion is contemplated by me/us report the matter to Reserve Bank of India/ or concerned
authorities.
7. I/We hereby declare that only legitimate dues in India which would include current income like rent, dividend,
pension, interest etc. sale proceeds of assets including immovable property acquired out of rupee/foreign currency
funds by way of legacy/inheritance will be deposited in my/our NRO account with the prevailing stipulations laid
by RBI. For NRO accounts, I/We will not make available to any person resident in India any foreign exchange
against reimbursement in Indian Rupees or otherwise.
8. If there is no transaction in the account for 2 years the account automatically gets classified as an “Inoperative
account” whereupon further debit transactions are not permitted in the ordinary course of business. A request for
activation of the account has to be made by the customer along with latest KYC documents. An Inoperative
account for 10 years will be classified as “Dormant Account” and will be treated as per rules of RBI.
9. Debit/Rupay Card: The usage of the Debit/Rupay Card will be in accordance with the Exchange Control Regulation
and in the event of any failure; the card holder will be liable for action under the Foreign Exchange Management
Act 1999 and the amendments thereof stipulated by Reserve bank of India. The usage of the Debit/Rupay Card
will be governed by the Terms and Conditions specified from time to time as decided by the Bank. I/We accept
full responsibility for the Debit card and agree not to make any claims against MCC BANK, in respect thereto.
10. Mobile Banking/IMPS: The usage of the Mobile Banking/IMPS facility will be bound by the terms and conditions
(as given on the website) governing the Mobile banking facility and the various services included under it. I/We
agree the duty of the account holder to protect and keep the USER ID and password protected, safe and secured.
I/We are fully responsible for any of the linked accounts getting debited based on the instruction(s) given by us
and the Bank will not be responsible or held responsible for any claim. No demand will be made against the Bank
in this regard.
11. Term/Fixed Deposits:
a) In the event of death of any of the joint depositors prior to maturity of the deposit. the Bank will be, at the request of
the surviving depositor or all surviving depositors at liberty though not bound and at its absolute discretion to add/
delete any name, or to repay the deposit before maturity or grant an advance against the security thereof, on such
terms and conditions as the bank may decide and such payment before maturity shall constitute a valid discharge to
the Bank.
b) I/We agree that if the premature withdrawal is permitted at my/our request, the payment of interest on the deposit
may be allowed in accordance with the prevailing stipulations laid down by Reserve Bank of India in this regard. I/We
agree to comply with and be bound by the banks rules in force from time to time.
c) I/We authorize the Bank to automatically renew the deposit on the due date for an identical period unless the
instructions on the contrary from me/us are received in writing by the Bank before maturity. I/We understand that the
renewal will be in accordance with the provisions of Reserve Bank of India scheme in force at the time of renewal.
d) On Completion of the term of automatic renewal and in the absence of specific instructions form the customers
thereafter, interest will be paid at the applicable savings bank rate. In case of automatic renewal, if the customers
thereafter decides to prematurely close the term deposit or renew it for a period shorter than the remaining period of
the contract, the bank will have the freedom to determine its own penal interest as per its Board approved policy.
12. I/We agree to abide by the provisions of the Non-Resident (External) Rupee Accounts scheme. I/We hereby undertake
to intimate you about my/our return to India for permanent residence immediately on arrival.
13. I/we aware that repatriation of balance/deposit amount/interest is subject to rules and regulations as applicable
from time and agree to abide by them.
Signature of Applicant:
FOR BANK USE ONLY:
Remarks: Date: …………...........……………….
Account opened by…………………………………………………… Authorised by ……………....………………………………
Signature: Signature: