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Key Financial Ratios Explained

The document provides definitions and explanations of various financial terms and ratios, including the acid test ratio, differential cost, and capital gain. It categorizes these terms into liquidity ratios, efficiency ratios, financial leverage ratios, and profitability ratios, detailing how each ratio is calculated and its significance. Additionally, it covers concepts such as dividends, amortization, and obsolescence, contributing to a comprehensive understanding of financial metrics.

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0% found this document useful (0 votes)
4 views3 pages

Key Financial Ratios Explained

The document provides definitions and explanations of various financial terms and ratios, including the acid test ratio, differential cost, and capital gain. It categorizes these terms into liquidity ratios, efficiency ratios, financial leverage ratios, and profitability ratios, detailing how each ratio is calculated and its significance. Additionally, it covers concepts such as dividends, amortization, and obsolescence, contributing to a comprehensive understanding of financial metrics.

Uploaded by

dumpnijoyjoyjoy
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© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd

Acid test ratio (Quick Ratio)

- The ratio of current assets (exclusive of inventory) to the total current liabilities
- An index of short term paying ability

Differential cost
- Those cost that arise at the result of a change in operations or policy or it is the ratio of a small
increment cost and a small increment of output.

Developmental cost
- The sum of all the cost incurred by the originators of the project up to the time that the promoters
of the project accept the project

Capital gain
- an increase in the value of a capital asset

Collective bargaining
- the negotiation of wage rates, conditions of employment, etc. by representatives of the labor force
and management

Dividends
- The amount of company’s profits that the board of directors of the corporation decides to
distribute to ordinary shareholders.

Asset turnover
- The ratio of annual sales to the average of assets used in producing these sales

Amortization
- It is defined to be any method of repaying a debt, the principal and interest included usually by a
series of equal payments at periodic intervals of time

Fixed Cost
- Cost that does not change with the changes in volume of outputs

Obsolescence
- The reduction value and marketability due to competition from newest products

Balance Sheet
- Form of summary of assets, liabilities and net worth

Benefit – Cost Ratio


- Ratio of annual revenues to the annual expenses
Payback Period
- The length of time usually in years for the cumulative net annual profit to equal the final
investment.

Variable Cost
- Cost which is a function of the independent variable,

Marginal Cost
- The additional cost of producing one more unit

Fixed Cost
- Cost which remain unaltered whether or not a given change

Increment Cost
- Cost which arise as a result of a change in operations or policy

Recurring Cost
- Cost that are repetitive and occur when an organization produces similar goods or services on a
continuing basis

Patents
- Are intangible assets of a company or a corporation

Liquidity Ratios
- These ratios measures the capability of a company to satisfy its current obligations.

1. Current ratio indicates the extent to which the company's current assets will cover its current
liabilities.
Current ratio = current assets/current liabilities

2. Acid-test ratio is an indicator of the ability of the company to pay off short-term liabilities using
existing assets without relying on inventory sales.
Acid-test ratio = current assets – inventories/current liabilities

Efficiency Ratios.
- The measures reflect the efficiency of the utilization of such assets or liabilities in the
development of goods and services.

1. Inventory turnover ratio. This ratio calculates the number of times a stock is returned (or sold)
per year.
Inventory turnover ratio = cost of goods sold/inventory
2. Fixed asset turnover. This ratio is used to calculate the utilization of the investment of the
company in its fixed assets, such as its facilities and equipment.
Fixed asset turnover = net sales/net fixed assets

Financial Leverage Ratios.


- This is a group of ratios aims to evaluate the balance of funds generated from sources of debt and
equity.

1. Debt to total assets ratio. This ratio demonstrates how much of the company's capital is
funded by debt.
Debt to total assets ratio = total debt/total assets

2. Times interest earned ratio. This ratio calculates the amount of times that the company's
interest costs are covered or exceeded by profits before interest and taxes.
Times interest earned ratio = profit before tax and interest /interest expense

Profitability Ratios.
- These ratios calculate how much a company's operating income or net income will generate in
comparison to its assets, equity of the owner, and revenue.

1. Profit margin ratio. This ratio compares the level of revenue with the level of net profit.
Profit margin ratio = net profit/net sales

2. Return on assets ratio. For each peso invested in assets, this ratio indicates how much revenue
the company generates.
Return on assets ratio = net income/assets

3. Return on equity ratio. This ratio calculates the return on the investment of the owner.
Return on equity ratio = net income/equity

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