My experience 1 2 3 4
I don’t have I have very I have some I have a lot of
any experience little experience experience
Knowledge, skills and abilities doing this. experience doing this. doing this.
doing this
Wala akong
Kaalaman, kasanayanat kakayahan karanasan sa Kaunting- Mayroon
paggawa nito kaunti lamang Marami akong
akong
ang aking karanasan sa
karanasan sa
nalalaman sa paggawa nito
paggawa nito
paggawa nito
Identifying ways to access money / Pagtukoy ng mga
paraan para makalikom ng pera
Understanding habits of good money management /
Maintindihan ang mga mabubuting paraan sa paghawak
ng pera
Using ways to decrease one’s spending / Pagsasagawa ng
mga paraan para mabawasan ang mga gastusin
Identifying and planning for savings / Pagtukoy ng mga
paraan at pagplano para makapag-ipon.
Understanding risks and advantages of buying or selling on
credit / Pagpapalawak ng kaalaman tungkol sa mga
magaganda at di magagandang resulta ng pagpapabili o
pagbebenta nang pautang
Understanding debt and ways to avoid getting into debt /
Pagpapalawak ng kaalaman tungkol sa pangungutang at
mga paraan para makaiwas sa pangungutang
Keeping a record of one’s money and knowing which
things to keep a record of / Pagtatala ng aking pera at
kaalaman sa mga bagay na dapat itinatala
Preparing a current budget for one’s self and knowing what
things to list in one’s budget / Pagba-badyet para sa aking
sariling pangangailangan, at pagtukoy ng mga bagay na
aking dapat ilista sa aking badyet
Knowing which organizations one could go to to get
savings and loans services in the Philippines / Alamin ang
mga organisasyon sa inyong lugar na maaring paglagyan
ng perang naipon
Learners’ Reflection: Module 7 Financial Fitness ALS - MYDev Life Skills Curriculum
_____________________________ __ROMEO C. MARIÑO__ ____________________________
Signature of ALS Learner Signature of ALS Teacher Signature of Parent/Guardian
Answers about habits of financially fit people may include:
Working hard to make money
Always looking and listening for new ways to earn or save money
Always carefully counting coins and notes
Paying attention to the difference between things you really need, and things that are nice to have but waste your
money
Putting money aside for emergencies
Looking for bargains that help you spend wisely
Making sure to store money securely
Asking questions to learn from others about making and managing money
.
RE-USE REPAIR
(Reusing items that are still in (Fixing things that are broken,
good condition rather than but if given a little time and
buying new ones) energy, can be made useful
again)
What can you use again to
save money?
What can you fix to save money?
RECYCLE REDUCE
(Taking old, used materials and
(Decreasing the quantity of
giving them new life as a different
something being used)
or slightly altered product)
What waste items can you make What can you use less of to
useful in order to save or make save money?
money?
Reduce (Reducing the quantity of something being used): What can you use less of to save money?
Reuse (Reusing items that are still in good condition rather than buying new ones): What can you use
again to save money?
Repair (Fixing things that may be broken, but if given a little time and energy, can be made useful
again): What can you repair to save money?
Recycle (Taking old, used materials and giving them new life as a different or slightly altered product):
What waste items can you make useful in order to save or make money?
Responses may include: Reduce
- Turn off lights or lamps in the house, or blow out candles, to reduce energy consumption
- Use only as much soap and water as you need to get clean, rather than wasting soap and water
Reuse
- Reuse bags to carry items at the market and to carry other materials, such as school supplies or to protect papers.
- Reuse plastic oil jugs or water jugs to carry other liquids.
- Repair
- Re-tailor old clothing or resole a shoe.
- Repair a watch rather than buying a new one.
Recycle
- Use scrap metal to make stoves and home or farm implements.