KEY FACT STATEMENTS/ FACT SHEET
Date: 11-Mar-2024
Lender's Name: Piramal Capital & Housing Finance Ltd
Applicant's Name: VENKAT PENTENNA RODDHA
Sr No. Parameter Details
Child's education
i. Purpose of loan
100000
ii. Loan Amount (Amount disbursed to the Borrower) (In Rupees)
iii. 34940
Total interest charge during the entire tenure of the loan (In Rupees)
iv. 1679 (Other upfront charges are directly
Other up-front charges (Break-up of each component given below) (In collected from the borrower)
Rupees)
(a) 1499
Processing fee (In Rupees)
(b) 0
Insurance Charges (In Rupees)
(c) 180
Others (if any) (In Rupees)
(v) 98321
Net Disbursed Amount [ (i) - (iii) ] (In Rupees)
(vi) 136619
Total amount to be paid by the borrower [sum of (i),(ii) and (iii)] (In
Rupees)
(vii) 13.33%
Annual percentage rate - [Effective annualised interest rate (computed
on net disbursed amount using IRR approach and reducing balance
method)]
(viii) 60
Tenor of Loan (in Months)
(ix) Monthly
Repayment frequency by the Borrower
(x) 60
Number of installments of repayment
(xi) 2249
Amount of each installment of repayment (In Rupees)
Details about the contingent charges
(xii) 24%
Rate of annualized penal charges in case of delayed payments (if any)
(xiii) 0
Rate of annualized other penal charges (if any); (details to provided)
Other Disclosures
(xiiv) Not applicable as there are no pre-payment
Cooling off/look-up period during which borrower shall not be charged /foreclosure charges during the entire loan
any penalty on prepayment of loan tenure
(xv) Piramal Capital & Housing Finance Ltd
Details of LSP acting as recovery agent and authorized to approach the
borrower
(xvi)
Name, Designation, address and phone number of nodal grievance Ms. Ancy Dmello,
redressal officer designated specifically to deal with Fintech/ digital 6th Floor, Amiti Building, Agastya Corporate
lending related complaints/ issues Park, Kamani Junction, Opp. Fire Station,
LBS Marg, Kurla (W) Mumbai MH400070.
Email: [Link]@[Link]
Contact Number: 022- 69181273
Detailed Repayment Schedule
Outstanding Principal
Installment No. Principal (In Rupees) Interest (In Rupees) Installment (In Rupees)
(In Rupees)
1 98792.0 1208.0 1041.0 2249.0
2 97571.0 1221.0 1028.0 2249.0
3 96338.0 1233.0 1016.0 2249.0
4 95092.0 1246.0 1003.0 2249.0
5 93833.0 1259.0 990.0 2249.0
6 92561.0 1272.0 977.0 2249.0
7 91275.0 1286.0 963.0 2249.0
8 89976.0 1299.0 950.0 2249.0
9 88664.0 1312.0 937.0 2249.0
10 87338.0 1326.0 923.0 2249.0
11 85998.0 1340.0 909.0 2249.0
12 84644.0 1354.0 895.0 2249.0
13 83276.0 1368.0 881.0 2249.0
14 81894.0 1382.0 867.0 2249.0
15 80497.0 1397.0 852.0 2249.0
16 79086.0 1411.0 838.0 2249.0
17 77660.0 1426.0 823.0 2249.0
18 76219.0 1441.0 808.0 2249.0
19 74763.0 1456.0 793.0 2249.0
20 73292.0 1471.0 778.0 2249.0
21 71806.0 1486.0 763.0 2249.0
22 70304.0 1502.0 747.0 2249.0
23 68787.0 1517.0 732.0 2249.0
24 67254.0 1533.0 716.0 2249.0
25 65705.0 1549.0 700.0 2249.0
26 64140.0 1565.0 684.0 2249.0
27 62559.0 1581.0 668.0 2249.0
28 60961.0 1598.0 651.0 2249.0
29 59347.0 1614.0 635.0 2249.0
30 57716.0 1631.0 618.0 2249.0
31 56068.0 1648.0 601.0 2249.0
32 54403.0 1665.0 584.0 2249.0
33 52720.0 1683.0 566.0 2249.0
34 51020.0 1700.0 549.0 2249.0
35 49302.0 1718.0 531.0 2249.0
36 47566.0 1736.0 513.0 2249.0
37 45812.0 1754.0 495.0 2249.0
38 44040.0 1772.0 477.0 2249.0
39 42249.0 1791.0 458.0 2249.0
40 40440.0 1809.0 440.0 2249.0
41 38612.0 1828.0 421.0 2249.0
42 36765.0 1847.0 402.0 2249.0
43 34899.0 1866.0 383.0 2249.0
44 33013.0 1886.0 363.0 2249.0
45 31108.0 1905.0 344.0 2249.0
46 29183.0 1925.0 324.0 2249.0
47 27238.0 1945.0 304.0 2249.0
48 25273.0 1965.0 284.0 2249.0
49 23287.0 1986.0 263.0 2249.0
50 21280.0 2007.0 242.0 2249.0
51 19252.0 2028.0 221.0 2249.0
52 17203.0 2049.0 200.0 2249.0
53 15133.0 2070.0 179.0 2249.0
54 13042.0 2091.0 158.0 2249.0
55 10929.0 2113.0 136.0 2249.0
56 8794.0 2135.0 114.0 2249.0
57 6637.0 2157.0 92.0 2249.0
58 4457.0 2180.0 69.0 2249.0
59 2254.0 2203.0 46.0 2249.0
60 0.0 2254.0 23.0 2277.0
* This is an indicative Detailed Repayment Schedule.
Piramal Capital & Housing Finance Limited (formerly known as Dewan Housing Finance Corporation Ltd)
Registered office: 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (West), Mumbai - 400
070 | CIN: U65910MH1984PLC032639
[Link] | Email ID: customercare@[Link] | Toll-Free Number: 1800 2666 444