ST.
FRANCIS SCHOOL PROJECT INSTRUCTIONS
Harmu , Ranchi Class: 10 Session: 2025-26
MATHEMATICS DEPARTMENT
All Sections ICSE Board
MATHEMATICS PROJECT FOR ICSE EXAM-2026
General Instructions
Use A4 size interleaf page for writing notes of Banking and use A4 size page ruled both side
for modal solution of ICSE Board questions chapter wise for ICSE-2025, 2024, 2023
Attach all pages in Bio file of proper size that pages should not come outside.
Use of red ink for writing in the project is strictly prohibited. You can use colorful pens
for decorating project.
Use Blue pen for writing and black pen for highlighting words or sentences.
You can take the help of your course book, internet, and notes given to you in class.
Paste related pictures if necessary at proper place in proper way.
Paste atleast one of the following original forms of any bank.
R.D opening account form
Form for any other account
Money deposit or withdrawal form etc.
Format of Project
Follow the following order:
1. Cover page
it should be properly covered with brown paper
Paste Colour printed front page given to you.
On the front page fill the detail with Black pen in BOLD LETTER
2. Certificate
Print the certificate given (Common for all) and paste it on inner page properly.
3. Acknowledgment
4. Index
Project 1 (Banking)
Topic Number Topic Points Range of page number
Project 2 (Model solution of ICSE Questions Chapterwise)
Topic Number Topic Points Range of page number
5. Introduction and contents of project
6. Conclusion
7. Bibliography
Anything that makes you weak-physically, intellectually and spiritually, reject it as poison.
1 Swami Vivekananda
ST. FRANCIS SCHOOL PROJECT INSTRUCTIONS
Harmu , Ranchi Class: 10 Session: 2025-26
MATHEMATICS DEPARTMENT
All Sections ICSE Board
SAMPLE
(Don’t take its printout. write in your own handwriting)
ACKNOWLEDGEMENT
I would like to express my special thanks of gratitude to my mathematics teacher Mr. NAME IN
CAPITAL & BOLD LETTER as well as our school principal NAME IN CAPITAL & BOLD
LETTER who gave me the excellent opportunity to do wonderful project.
This also helped me in doing a lot of Research and I came to know about so many new things. I
am really thankful to them.
I am also grateful to my parents for their continuous support to me throughout this project, to my
friends for their help and to all those who contributed directly or indirectly toward the completion
of this school project.
During this project, I acquired many valuable skills, and I hope that in the years to come, those
skills will be put to good use.
THANKS AGAIN TO ALL WHO HELPED ME
Anything that makes you weak-physically, intellectually and spiritually, reject it as poison.
2 Swami Vivekananda
ST. FRANCIS SCHOOL PROJECT INSTRUCTIONS
Harmu , Ranchi Class: 10 Session: 2025-26
MATHEMATICS DEPARTMENT
All Sections ICSE Board
SAMPLE
(Don’t take its printout. write it in your own handwritings)
BIBLIOGRAPHY
1. Bibliography for Books
For books write the bibliography in following way:
1. Author.
Book name
Publisher
Publication date
Page number range
2. Bibliography for Online Resources
1. Author
The title of the article or page
Name of the website
The date of publication
The specific web address or URL
3. Bibliography for Class Notes
Teacher Name:
Chapter:
Anything that makes you weak-physically, intellectually and spiritually, reject it as poison.
3 Swami Vivekananda
ST. FRANCIS SCHOOL PROJECT INSTRUCTIONS
Harmu , Ranchi Class: 10 Session: 2025-26
MATHEMATICS DEPARTMENT
All Sections ICSE Board
NOTES OF BANKING
INTRODUCTION
Bank is an institution (Private or Government) where one can keep money in the form of deposits and can
also borrow money on payment of interest with certain conditions that assure recovery of the borrowed
money.
The development of modern banking began in Italy. The word ‘Bank’ comes from the Italian word ‘banco’
or ‘banca’, meaning bench since the Italian bankers conducted their business on benches in the street.
The main functions of a bank are:
i) Receiving money from the depositors.
ii) Lending money on demand
House load
Educational loan
Personal loan
iii) Transferring money from one place to another
iv) Receiving payments for public utility services such as
Electricity and water bill
Telephone bill
House tax
Income tax
School fee
Different competitive exam fee etc
v) Renting safe deposit lockers for the safe custody of valuables.
vi) Providing foreign currency to tourists and travellers.
Different Types of Bank Accounts
1. Saving Account
2. Current Account
3. Fixed Deposit Account
4. Recurring (or Cumulative ) Deposit Account
Saving Account
It is most popular saving account offered by banks. The main purpose of this account is to
encourage the habit of saving among the people.
Any person can open this account in a bank with a small amount of money.
After opening the account, the account holder can go on depositing money
according to their convenience. Bank gives some interest on it according to certain
rules.
The account holder can withdraw the money from his account whenever he/she
needs it.
Anything that makes you weak-physically, intellectually and spiritually, reject it as poison.
4 Swami Vivekananda
ST. FRANCIS SCHOOL PROJECT INSTRUCTIONS
Harmu , Ranchi Class: 10 Session: 2025-26
MATHEMATICS DEPARTMENT
All Sections ICSE Board
The bank insists on the maintenance of a minimum balance which can vary bank to
bank.
Current Account
This is the account especially for businessmen, companies government
organization, etc who have to do a number of money transactions daily.
There are no restrictions on the amount or on the number of transaction in the
current account.
The bank does not pay any interest in this account. In fact, in some cases , bank
charges some money from the account holder for operating it.
Fixed Deposit Account
In this scheme some money is deposited for a fixed period which is specified at the
time of opening.
Higher interests are paid in this account because bank can use this money free for
the fixed period.
RECURRING DEPOSIT ACCOUNT
In this account a person deposits a fixed amount (generally in multiple of Rs 5) every month for a specified
number of months.
The fixed amount (P) is called monthly instalment.
The fixed period(n) is called the Maturity Period. It is always taken in month.
The amount received at the end of maturity period is called the maturity value. This includes the total amount
deposited and the interest given by the Bank for the maturity period.
CALCULATION OF MATURITY VALUE IN R.D ACCOUNT
Month for which
Instalment Value of
bank Simple Interest
number instalment
will give interest
1st Rs P n
2nd Rs P n-1
Anything that makes you weak-physically, intellectually and spiritually, reject it as poison.
5 Swami Vivekananda
ST. FRANCIS SCHOOL PROJECT INSTRUCTIONS
Harmu , Ranchi Class: 10 Session: 2025-26
MATHEMATICS DEPARTMENT
All Sections ICSE Board
3rd Rs P n-2
..........
... ....... ....
..........
..... ........ ........
(n-1)th 2
n th Rs P 1
Net interest at the end of maturity period
[ ( ) ( ) ]
( )
( )
Maturity value
( )
Note: Equivalent Principal or qualifying sum for one month=
Anything that makes you weak-physically, intellectually and spiritually, reject it as poison.
6 Swami Vivekananda