FIXED DEPOSIT / RECURRING DEPOSIT PAYIN SLIP (FD/RD) FIXED DEPOSIT / RECURRING DEPOSIT

PAYIN SLIP (FD/RD)

CUSTOMER COPY
Type of deposits Regular Fixed Deposit Tax Saving Fixed Deposit Recurring Deposit Health Cover FD Non withdrawable Deposit Please quote the reference no.
. for future reference
Please refer T & C on website
APPL. PREFIX Full Name Date of Application : ____________ We acknowledge receipt of nomination made by you in favour of :
1st Name of the nominee_______________________________________ Age: ____ years.
2nd
with respect to your A/c. nos. ____________________Acknowledgment date :_________________
1st Appl. Cust Id 2nd Appl. Cust Id *Date Of Birth DD / MM / YYYY
DD / MM / YYYY Name and Signature of Bank official:_______________________
PAN _______________________________ Form 60 /61 (to be obtained in absence of PAN) *Date Of Birth

FD/RD DETAILS Amount (in Fig): ________________________ (in Words): _________________________________________________ Account Opening Rules:
Tenure : _______ Months ______ Days Rate of Interest: _____________p. a. In terms of Reserve Bankof India Directives, interest will be calculated at quarterly intervals on Term Deposits and paid
at the rate decided by the bank depending upon the period of deposits. In case of Monthly Deposit Scheme, the interest
PAYMENT DETAILS Cheque No.: _____________________, Debit A/c No. : ____________________________, will be calculated for the quarter and paid monthly at discounted value.
In Case of premature withdrawal of the fixed deposit based on depositor’s instructions or the insuctions of all the joint
*Cheque should be crossed A/c payee and drawn payable to HDFC bank ltd. ________________________________________ (Customer Name) depositors in the case of joint deposit, the bank has the right to recover interest already paid or the penalty, if any, from
the proceeds of the fixed deposit in accordance with prevailing regulations of the bank and the Reserve Bank of India.
Applicable for Staff / Retired Staff with Joint account holders:“I hereby declare that the monies deposited, or which may be deposited from time to time into my bank account held with HDFC Bank where I am the first account holder along The deposits in the Bank are insured with DICGC for an amount of Rs.5 Lakhs (Principal + Interest) per depositor.
with a joint account holder, belongs to me. Accordingly, I am aware that I am eligible to get additional interest rate as updated on the banks website and updated from time to time.” HDFC Bank computes interest based on the actual number of days in a year. In case, the Deposit is spread over a leap
and a non-leap year, the interest is calculated based on the number of days i.e., 366 days in a leap year & 365 days in
*MATURITY INSTRUCTIONS Renew Principal + interest Renew Principal Do not Renew a non leap year.
*INTEREST PAYMENT Re-Investment Quarterly Monthly Premature withdrawal facility is allowed under withdrawable Deposit (Regular Fixed Deposit and Recurring Deposit)
however premature withdrawal facility is not allowed under Non withdrawable FD and Tax Saver Deposit (5 Year lock-in).
*PAYMENT MODE Interest Credit a/c no. ____________________ Pay by DD/MC Partial withdrawal / Sweep-in is not allowed for single deposit booked from 5 Cr to less than 25 crs under withdrawable
deposit, recurring deposits, Non-withdrawable Deposits and Tax-Saver Deposits.
Principal & Sweep In Credit A/c : ________________________________ The interest rate applicable for premature withdrawal including Sweep-in/Partial Withdrawal will be 1% lower (as
*Sweep-in facility Yes No applicable) of the rate on the date of deposit booked, to the period for which deposit remained with the bank and not at
the contracted rate.
Payment of Deposit on Maturity by (Applicable for RD) Convert to Fixed deposit for tenure 1 Year 1 day In the absence of any maturity instruction or in case of auto renewal the deposit will be renewed for a period equal to that
of the original deposit at the prevailing rate on the date of renewal
Transfer to Current/Saving Only principal Fixed Deposits booked with monthly or quarterly interest payout option , TDS recovery will by default happen from linked
Principal + Interest current / savings account. Please visit nearest branch / contact RM for further clarification.
A/c. No _________________________________________ Maturity amount for deposits would vary to the extent of tax and compounding effect on tax for the period subsequent of
*Deposit will be reinvestment of interest with maturity instruction as deduction till maturity and also due to rounding off (to the extent of 50 paise in each F.Y.)
Pay by DD/MC Renew principal and interest In Case of any query / suggestion / feedback / complaint relating to features of any of the products, you may write to
support@[Link] or call up local phone banking number.
Only applicable to customers who do not have account with HDFC Bank Type of Account Savings Current
I / We wish to have the maturity / interest payout through NEFT (Refer T&C) (Beneficiary needs to be the first holder)
Beneficiary Account Number _________________________________________ Beneficiary IFSC Code ________________________
Beneficiary Bank & Branch Name _____________________________________________________________________________
# TDS DETAILS : Deduct TDS (If applicable) Yes No (# Please Submit the TDS waiver document as below)
Form 15G/H Income Tax exemption letter Waiver marked on Cust ID
92828/25.04.2025_M019
Tax Deduction at Source
 TDS is applicable from time to time as per the Income Tax Act, 1961 (IT Act) and Income Tax Rules,
1962. The current rates applicable for TDS would be displayed on Bank’s website. Currently, TDS is 'Mode of Operation' Single Either or Survivor Jointly Minor under guardian Former or Survivor
deducted when the aggregate interest paid / credited across all FDs, RDs exceeds the thresold limit in a In the event of the death of the depositor, premature liquidation of the term deposits will be allowed. Such premature liquidation will not attract any penal charge.
financial year (FY) as per Income Tax Rules, please refer the T&Cs available on bank's website for details
 Further, Tax is deducted at the end of the financial year on Interest accruals, if applicable. In the event of death of the joint account holders, the right to the deposit proceeds does not automatically devolve on the surviving joint deposit account holder, unless there is a joint mandate from
 If customer wishes to have TDS recovered from CASA, same can be availed by filling separate
declaration at branch. If interest Amount/Balance in CASA is insufficient to recover TDS, a hold will be
the joint depositors to this effect. This is applicable only in case of term deposit with “Either or Survivor” or “Former or Survivor” mode of operation.
marked on FD towards applicable TDS amount. The TDS will be recovered on next interest payout, partial I/we agree that in case of joint fixed deposit with a survivorship clause, the Bank shall be discharged by paying the Fixed Deposit proceeds prematurely to survivor/s, on request, in the event of
FD closure, premature closure or when sufficient funds are available in CASA. death of one or more Joint Depositor/s.
 For renewed deposits, the new deposit amount consists of the original deposit amount plus Interest Less
TDS, if any, less compounding effect on TDS. For reinvestment deposit, the interest reinvested is post NOMINATION Yes No, I declare that I do not wish to make nomination in my deposit account. Nominee name to be displayed on FD advice
TDS recovery and "hence the maturity amount for reinvestment deposits would vary to the extent of tax Nominee details Same as Debit A/C Appoint new nominee (DA1 to be filled).
and compounding effect on tax for the period subsequent of deduction till maturity.
 No deductions of Tax shall be made from the taxable interest in the case of an individual resident in India, Nomination updation - Form DA1
if such individual furnishes to the Bank, a declaration in writing in the prescribed Format (Form 15G / Form
15H as applicable) to the effect that the tax on his estimated total income for the year in which such Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rule 1985 in respect of Bank deposits I/We
interest income is to be included in computing his total income will be Nil. This is subject to PAN nominate the following person to whom in the event of my/our/minor s death the amount of deposit in the account, particulars whereof are given below, may be returned
availability on Bank records.
 Form 15G/15 H to be submitted by customer in duplicate to the bank, one copy for Bank record and
by HDFC Bank Ltd., (Name of branch where account is held) ________________________________.
second copy to be returned to customer with Branch seal as an acknowledgment. Nominee Name : _______________________________________________________________________________________________________________________
 Form 15G/15H will need to be to be submitted for all subsequent deposit's booked.
 The bank shall not be liable for any consequences arising due to delay or non-submission of Form Address__________________________________________________________________________________________________ *City ________________________
15G/15H
 As Per Section 139A(5A) of IT Act, every person receiving any sum of income or amount from which tax *State ________________________ Country: _______________________ *PIN Code: _________________ *Tel (R) ______________________________________
has been deducted under the provisions of IT Act shall provide his PAN to the person responsible for
deducting such tax. In case PAN is not provided as required, the bank shall not be liable for the non Relationship with Depositor, if any: ________________________________ Age __________ Date of Birth of Nominee: _____________________________________
availment of the credit of Tax deducted at Source and non-issuance of TDS certificate.
 As per section 206AA introduced by finance (No.2) Act, 2009 wef 01.4.2010, every person who receives (Leave out if nominee is not a minor) As nominee is a minor on this date, I appoint
income on which TDS is deductible shall furnish his PAN, failing which TDS shall be deducted at the rate
of 20% (as against 10% which is existing TDS rate). in case of domestic deposits and 30% plus applicable Name.: ______________________________________________________________________________________________________ Of Age __________
surcharge and health and Education Cess in case of NRO deposits". Please further note that in the
absence of PAN as per CBDT circular no: 03/11. TDS certificate will not be issued. In absence of PAN, Address_____________________________________________________________________________________________________________________________
Form 15G/15H and other exemption certificates will be invalid even if submitted and TDS at higher rate To receive the amount of the deposit in the account on behalf of the nominee in the event of my/minor's death during the minority of the nominee.
will be applicable.
Note: The above is subject to change as per directives of Finance Ministry. Govt. of India.
Personal Details of the Witnesses (*thumb impression(s) should be attested by 2 Witness)
Important Points:
1. Min. & [Link] of FD - 7 days & 10 Years Respectively. Witness 1 Witness 2
*Minimum Tenure for NRE FD is 1 year. Name_______________________________ Signature ____________ Name_______________________________ Signature ____________
2. Min. & [Link] of RD- 6 months(in multiples of 3 months thereafter) & 120 months respectively.
*Min. Tenure for NRE RD is 1 year. Address _________________________________________________________ Address _________________________________________________________
3. If NRE FD or NRE RD is prematurely withdrawn before completion of one year then no interest will be paid.
4. Min. Investment amount of FD - 5,000/- Place ______________ Date _____________ Place ______________ Date _____________
5. Min. & Max. Installment amount of RD- 1000/-(in multiples of 100 thereafter) & 1,99,99,900/- respectively.
6. Interest on RD will be paid on maturity,
6. The interest on deposits will be calculated by the bank in accordance with the directions advised by Indian
Bank's Association.
Please visit our website/ nearest branch/ contact Relationship Manager for further clarification. *Signature(s) / Thumb impression(s) *Signature(s) / Thumb impression(s)
IMPORTANT NOTES on Non Withdrawable Deposits:
• The Fixed Deposits does not have any premature withdrawal facility including sweep in / partial withdraw-
al i.e. the Fixed Deposits cannot be closed by the depositor before expiry of the term of such deposit. I/We confirm that I/We have read and understood the above Declaration, and that the details provided on the form are correct. I/We also confirm that my/our account been opened by Bank
Please refer important notes under Interest page on the website for detailed terms and condition related officer Mr./Ms. _________________________________________________ & I/We have signed in his/her presence.
to premature withdrawals.
• Sweep-in facility and partial withdrawal facility is not allowed.
• The deposit is allowed for Non-Resident Category also. The minimum tenor for NRE deposit is 1 Year.
FOR BANK USE
• The minimum tenor for resident and NRO deposits of 2 crores is 1 year and 90 days for 5 crore & above.
• The deposit will be booked with maturity instruction as ‘Do Not Renew’ A/c No.: __________________ LG Code
• The Non-Withdrawable Deposit is offered for amount 2 crore and above only. Branch Code PB Signature: _______________
• Overdraft Facility /Advances are NOT allowed against Non-withdrawal Fixed Deposit, and it continue to __________
remain not eligible for any security collaterals like issuance of Letter of Credit / Bank Guarantee or any Product Code: ______
other margins etc. LC Code ____________ BM Signature _______________
For detailed terms and conditions, please visit Bank’s website or contact your nearest HDFC Bank
__________
Branch Stamp Branch Stamp
Branch/Relationship Manager. Value Date: __________