DR. A.P.J.

ABDUL KALAM TECHNICAL UNIVERSITY,

LUCKNOW

Evaluation Scheme & Syllabus

MBA
(Banking and Financial Services)

Second Year
AS PER AICTE MODEL CURRICULUM & NEP 2020
(Effective from the Session: 2023-24)
 Semester III

SN CODE SUBJECT PERIODS INTERNAL END TOTAL CRE

EVALUATION SEMESTER DIT
SCHEME EVALUATION
L T P CT TA PS TOTAL TE PE
1 KMBF301 Financial 4 0 0 30 20 0 50 100 0 150 3
and Credit
Risk
Analytics
2 KMBF302 Innovation
and 4 0 0 3 20 0 5 10 0 150 3
Entreprene 0 0 0
urship
3 KMBF303 Tax
Management 3 1 0 30 20 0 50 100 0 150 3

4 KMBF304 Security
Analysis 3 1 0 30 20 0 50 100 0 150 3
and
Portfolio
Manage
ment
5 KMBF305 DepositaryOp 3 1 0 30 20 0 50 100 0 150 3
erations
6 KMBF306 Emerging
Technologies 4 0 0 30 20 0 50 100 0 150 3
in Banking and
FINTECH
7 KVE301 Human Value
andProfession 4 0 0 30 20 0 50 100 0 150 3
al Ethics

8 KMBF307 Summer
Training 0 2 0 0 50 0 50 0 100 150 4
ProjectReport
& Viva Voce
1200 25
L/T/P – Lecture/Tutorial/Practical, CT/TA/PS- Class Test/Teachers
Assessment/Practical Session, TE/PE-Term End/ Practical End
 Semester IV

SN CODE SUBJECT PERIODS INTERNALEVALUATI END TOTAL CREDIT

ON SCHEME SEMESTER
EVALUATION
L T P CT TA PS TOTAL TE PE
1 KMBF401 Strategic 4 0 0 30 20 0 50 100 0 150 4
Management
2 KMBF402 FINANCIAL 4 0 0 30 20 0 50 100 0 150 3
MARKETS AND
SERVICES

3 KMBF403 Financial 4 0 0 30 20 0 50 100 0 150 3

Derivatives
4 KMBF404 Foreign
Exchange and 4 0 0 30 20 0 50 100 0 150 3
Risk
Management
5 KMBF405 Customer
Relationship 4 0 0 30 20 0 50 100 0 150 3
Management in
BFSI
6 KMBF406 Monetary and
Fiscal Policy
4 0 0 30 20 0 50 100 0 150 3

7 KMBF407 Treasury
Management in 4 0 0 30 20 0 50 100 0 150 3
Banking
8 KMBF408 Research
Project Report& 0 2 0 0 50 0 50 0 100 150 4
Viva Voce

1200 26
L/T/P – Lecture/Tutorial/Practical, CT/TA/PS- Class Test/Teachers
Assessment/Practical Session, E/PE-Term End/ Practical End
 FINANCIAL CREDIT RISK ANALYTICS
Code: KMBF 301
Course Credit: 3 Teaching Hours: 36 Hrs

UNIT I : Introduction (6 hours)

Financial Credit: Meaning & Objectives, Credit Risk, Credit Analysis, Seven C’s, Credit
Analysis Process, Credit Process, Documentation, Loan Pricing and Profitability Analysis.
Regulations, Types of Credit Facilities: Various types of Credit Facilities- Cash Credit,
Overdrafts, Demand Loan, Bill Finance – Drawee Bill Scheme, Bill Discounting. Cash
Delivery: Types of Facilities, Modes of Delivery.

UNIT II: Trade Credit Risk (8 hours)

Sole -Banking Arrangement, Multiple Banking Arrangement, Consortium Lending,
Syndication. Credit Thrust, Credit Priorities, Credit Acquisitions, Statutory & Regulatory
restrictions on Advances. Credit Appraisal: Validation of proposal, Dimensions of Credit
Appraisals, Structuring of Loan documents, Credit Risk, Credit Risk Rating, Credit Worthiness
of Borrower, Purpose of Loan, Source of Repayment, Cash Flow, Collateral.

UNIT III : Letter of Credit and Loan Commitments (8 hours)

Quasi Credit Facilities: Advantages of Non-Fund Facilities, Various types of NFB Facilities,
Various types Letter of Credits, Assessment of LC limits, Bills Purchase/ Discounting under
LC. Loan commitments, Un-funded lines of credit and their characteristics Various types of
Bank Guarantees: Performance Guarantee, Financial Guarantees, Deferred Payment
Guarantees, Types of Performance and Financial Guarantees, Assessment of Bank Guarantees
Limit, Period of Claim under Guarantee.

UNIT IV: Operational Risk: Overview (6 hours)

Risk & Uncertainty, Financial Sector, Risk Types, Operational Risk Management- Recruitment
& Training, Work flow Design, Work Flow Documentation, Delegation of Authority,
Independent Internal Audit, Independent Compliance Function, Independent Risk Management
Function, System Audit, Corporate Governance, Whistle Blower Policy, Risk Management
Culture.

UNIT V: Credit Analysis & Rating (8 hours)

Importance of credit analysis, Stages of credit analysis profitability analysis and pricing of
loans, Credit risk analysis (Debt ratios and risk of leverage), Analysis of working capital,
liquidity, operating and cash cycle risk. Credit Rating: Measurement of Risk, Objective of
Rating, Internal & External Rating, Model Credit Rating, Methodology of Rating, Internal &
External Comparison, Model Rating Formats.
 COURSEOUTCOME
Course Outcomes Learning Levels as per Bloom’s
Taxanonmy for Evaluation and
Assessment
CO1:: Understand about various types of K1 (Remember)
financial credit
CO2:Understandthecreditriskanditsrating. K1(Remember)
K2(Understand)
CO3:Understandingofcredit K2(Understand)
commitmentsanditsapplication K3(Apply)

CO4: Understanding of risk management K1 (Remember)

and corporategovernance. K2(Understand)
K3(Apply)
CO5: Measure riskinessof a stock or a portfolio K2(Understand)
position. K5(Evaluation)

SuggestedReadings

1. Fundamentals of Credit and Credit Analysis: Corporate Credit Analysis Kindle Edition
by Arnold Ziegel (Author), Ronna Ziegel (Editor)
2. Credit Appraisal Risk Analysis & Decision Making by [Link] (Author)
3. Financial Engineering, Risk Management & Financial Institutions (English,
Paperback, Rao S.S. Prasada)
4. The Bank Credit Analysis Handbook: A Guide for Analysts, (Wiley Finance)
Hardcover by Jonathan Golin (Author), Philippe Delhaise (Author)
5. Credit Risk Measurement: New Approaches to Value at Risk and Other Paradigms
(Wiley Finance) by Anthony Saunders (Author), Linda Allen (Author)
6. Credit Risk Analytics: Measurement Techniques, Applications, and Examples in SAS
(Wiley and SAS Business Series) Hardcover – by Daniel Roesch (Author), Harald
Scheule (Author), Bart Baesens (Author)
7. Credit Risk Modeling Theory and Applications by David Lando, New Age
International (P) Ltd., Publishers
 INNOVATION& ENTREPRENEURSHIP

Code: KMBF 302

Credits:3 Teaching Hours:36

COURSEOBJECTIVES:

1. The purpose of this course is to expose the student to the basic

concepts of entrepreneurship, functions of entrepreneurs and problems
faced by them in the real world
2. To provide insights to students in converting an Idea to an opportunity and
develop understanding of various funding sources for a startup
3. Familiarizing the students with SME sector activities, venture capital
financing and international entrepreneurial opportunities.
4. To understand the role of innovation and technical change in enterprise and
global leveleconomic performance
5. To understand the technological, human, economic, organizational, social and
other dimensions of innovation

Unit 1 (7 Hours)
Innovation: Meaning, difference between innovation and creativity, Innovation types &
Platforms, Business Model Innovation, Service Innovation, Design-led innovation,
Improvisation, Large firm Vs. Start-up innovation, Co-creation and open innovation,
developing an innovation strategy, Sources of innovation, Innovation Environment, Creative
Destruction.

Unit 2 (6 Hours)
Entrepreneurship: Meaning, definition and concept, Factors affecting entrepreneurship,
characteristics and skills of an entrepreneur, entrepreneur v/s manager. Concept of
intrapreneurship, types of entrepreneurs, functions of entrepreneur, entrepreneurial
decisionprocess, challenges faced by entrepreneurs and changing role of entrepreneur. Women
enterprises, social, and rural entrepreneurship.

Unit 3 (9 Hours)
Entrepreneurial Finance, Assistance and Entrepreneurial Development Agencies:
Estimating financial funds requirement; Sources of finance – banks, & financial institutions,
financing of small-scale industries in developing countries. Role of central government and
state government in promoting entrepreneurship with various incentives, subsidies, grants,
export oriented units – fiscal & tax concessions, other government initiatives and inclusive
entrepreneurial growth. Overview of MSME policy of government in India,
Role of agencies assisting entrepreneurship: DICs, SSIs, NSICs, EDIINIESBUD, NEDB,
Entrepreneurship Development Institute (EDI). New initiatives taken by government to
promote entrepreneurship
Unit 4 (9 Hours)
From Idea to opportunity: Idea generation- sources and methods, identification and
classification of ideas. Individual creativity: idea to business opportunity, Opportunity
assessment, Process of New Venture and its Challenges, Venture capital, Angel investing,
Crowdfunding
Developing a Business Plan: Business Planning Process: elements of business planning,
preparation of project plan, components of an ideal business plan – market plan, financial
plan, operational plan, and, Feasibility Analysis – aspects and methods: Economic analysis,
financial analysis, market-, and technological feasibility.
Unit 5 (5 Hours)
Launching a New Venture: Steps involved in launching a business (Process charts), Various
Forms of business ownership, Registration of business units; start-up to going IPO; revival,
exit and end to a venture.

COURSEOUTCOMES

CourseOutcome ExpectedLevelsofLearningas
perBloom’sTaxonomyfor
AssessmentofCourseOutcome.
CO1:Rememberandcomprehendbasic Remembering(K1)
conceptsofentrepreneurship Knowledge(K2)
Comprehending(K3)
CO2:Developknowledgeon Applying(K4)
EntrepreneurialFinance,Assistanceandrole Analyzing(K5)
ofEntrepreneurialDevelopmentAgencies Evaluating(K7)

CO3:Developunderstandingofconverting Analyzing(K5)
anIdeatoanopportunityanddevelop Evaluating(K7)
understandingofvariousfundingsources

CO4:Gaining depthknowledgeof Remembering(K1)

innovationanditsvarioussources Knowledge(K2)
Analyzing(K5)

CO5:Developunderstandingofvarious Knowledge(K2)
dimensionsofinnovationalongwithcurrent Synthesizing(K6)
trendsandgeneralawarenessofinnovation andstartup Evaluating(K7)
 SuggestedReadings:

1. Roy: Entrepreneurship, OUP

2. Ahmad, Ali and Bhatt, Punita.: Entrepreneurship in Developing and Emerging
Economies,SAGE Publishing India
3. Mitra, Jay: The Business of Innovation, 2017, SAGE Publishing4. Entrepreneurship 10th
Ed (Indian Edition) 2016 by Robert Hirsch Michael Peters Dean Shepherd, McGraw Hill
5. Khanka, S.S.; Entrepreneurial Development; S. Chand and Co.
6. Kumar, Arya; Entrepreneurship; Pearson Education.
7. Desai, Vasant; Dynamics of Entrepreneurial Development and Management;
HimalayaPublishing
8. Blundel, R. and Lockett, N.; Exploring Entrepreneurship Practices and Perspectives;
OxfordPublications.
9. Dollinger, M. J.; Entrepreneurship: New Venture Creation; PHI Learning.
10. "Reinventing Your Business Model" by Mark W. Johnson, Clayton M. Christensen,
andHenning Kagermann)
11. Afuah, A.. Innovation Management: Strategies, Implementation, and Profit.
OxfordUniversity Press.
 Tax Management

Code:KMBF 303
Course Credits:3 Teaching Hours: 36 Hrs

COURSEOBJECTIVES:

1. Understand the fundamental principles and concepts of direct and indirect taxes.
2. Analyze the tax implications for businesses and individuals and develop strategies to
minimize tax liabilities.
3. Apply practical techniques and tools for effective tax planning within the legal
framework.
4. Evaluate the impact of tax planning decisions on business operations and financial
performance.
5. Stay updated with the latest trends and changes in direct and indirect taxes to adapt tax
planning strategies accordingly.

Unit I (6Hours)
Introduction to Tax: Definition, Cannons of Taxation Person, Assessee, Income,
Previous Year, Assessment Year, Income Tax Important Dates and Forms. Residential
Status & Tax Incidence: Individual Income Exempted from Tax

Unit II (8Hours)
Headsof Income:Salaries, income from house property,Profits& gainsfrom businessor
Profession, capital gains,Income from other sources., Clubbing ofincomes, Calculation of
taxable income, tax calculationincluding surchargeand Marginalrelief,Deduction,Rebate,
Relief, setoff&carryforwardoflosses-Principles, Meaning,Inter-sources&Inter-headset Off.

Unit III (6Hours)

Tax Planning & Management: Tax Avoidance, Planning & Evasion, Income Tax
Authorities- Their appointment, Jurisdiction, Powers and functions, Provisions relating to
collection and recovery of tax, refund of tax, offences, penalties and prosecutions, appeals
and revisions, Advance Tax, TDS, Advance Rulings, Avoidance of Double Taxation
Agreements.

Unit IV (6Hours)
Introduction, Overview and Evolution of GST
Indirect tax structure in India,Key Concepts, taxes under GST, Cess, Threshold for
Registration,Regular Tax Payer,Composition Tax Payer, Casual Taxable Person, Supply
under GST and Valuation of Supply, Place of Supply, Interstate Supply, Export of Service,
Export of Goods, Import of Service, Import of Goods, Valuation of Supply (Numerical on
valuation and calculation of tax)
Unit V : (6Hours)
Input tax credit process
Negative List for Input tax credit, Input Tax Credit Utilization and Input Tax Credit
Reversal, Types of GST returns and their due dates, late filing, late fee and interest, Custom
Duty and Indirect Taxation, custom tariff act, Levy and types of custom duties,Indirect
taxation applicable to few commodities levied by either Central or State Government.

COURSE OUTCOME

CourseOutcomes LearningLevelsas perBloom’s

Taxonomyfor Evaluationand
Assessment
CO1: Understand the fundamental principles K1(Remember)
and concepts of direct and indirect taxes.
CO2: Analyze the tax implications for K1(Remember)
businesses and individuals and develop K2(Understand)
strategies to minimize tax liabilities K4(Analyze)
CO3: Apply practical techniques and tools for K2(Understand)
effective tax planning within the legal K3(Apply)
framework
CO4: Evaluate the impact of tax planning K5(Evaluate)
decisions on business operations and financial K2(Understand)
performance. K3(Apply)
CO5: changes in direct and indirect taxes to K1 (Remember)
adapt tax planning strategies K2(Understand)
K3(Apply)
SuggestedReadings

1. Dr. Vinod K. Singhania& Dr. Monica Singhania Students Guide to Income Tax
(TaxmannPublication ,Latest Edition according to assessment year
2. Yashwant Sinha, Vinay K. Shrivastava, Indirect Tax reform in India, SAGE
Publishing
3. Sid Mitra & Shailendra Kumar Rai, Financial Planning, SAGE Publishing India
4. Dr.B.K. Agarwal& Dr. Rajeev Agarwal Tax Planning and Management (Nirupam
Publication, Latest Edition according to assessment year)
5. Paolo M. Panteghini Corporate Taxation in a Dynamic World (Springer, Latest
Edition)
6. GirishAhuja& Ravi Gupta Direct Tax Laws & Practice (Bharat Law House, Latest
Edition)
7. Personal Financial Planning (Wealth Management): S. Murali, K.R. Subbakrishna,
(Himalaya Publishing House)
 SECURITY ANALYSIS & PORTFOLIO MANAGEMENT
Code: KMBF 304
Course Credits:3 Teaching Hours:36Hrs
CourseObjectives:
1. Emphasizing anunderstanding of the economic forces that influence thepricing of
financial assets.
2. Understanding of investmenttheory will be stressed and tied in with
discussion of applicable techniques such as portfolio selection.
3. The course material will cover formulae that can be applied in different
business situations regarding active portfolio management.
4. To expose the students to the concepts, tools and techniques applicable in the field of
security analysis and portfolio management.
5. To provide a theoretical and practical background in the field of investments.

Unit I Investment (7 Hrs)

Overview of Capital Market: Market of securities, Stock Exchange and New Issue Markets -
their nature, structure, functioning and limitations; Trading of securities: equity and
debentures/ bonds. Securities trading - Types of orders, margin trading, clearing and
settlement procedures. Regularity
systems for equity markets, Type of investors, Aim & Approaches of Security analysis.

Unit II Portfolio Theory (9 Hrs)

Risk & Return: Concept of Risk, Component & Measurement of risk, covariance and
correlation, Fundamental coefficient, Measurement of systematic Analysis: Economic,
Industry, Company Analysis, Portfolio risk and return, Beta as a measure of risk, calculation
of beta, Selection of Portfolio: Markowitz’s Theory, Single Index Model, Case Studies.

Unit III Capital Market & Asset Pricing (6 Hrs)

Technical Analysis: Dow Theory, Support and Resistance level, Type of charts & its
interpretations, Trend line, Gap Wave Theory, Relative strength analysis, Technical Versus
Fundamental analysis. Nature of Stock Markets: EMH (Efficient Market Hypothesis) and its
implications for investment decision. Capital market theorem, CAPM (Capital Asset Pricing
Model) and Arbitrage Pricing Theory. Case Studies.

Unit IV Bond, Equity and Derivative Analysis:(8 Hrs) Valuation of Equity Discounted
Cashflow
techniques: Balance sheet valuation, Dividend discount models, Intrinsic value and market
price, earnings multiplier approach, P/E ratio, Price/Book value, Price/sales ratio, Economic
value added (EVA). Valuation of Debentures/Bonds: nature of bonds, valuation, Bond
theorem,Term structure of interest rates.

Unit V Active Portfolio Management (6Hrs)

Portfolio Management and Performance Evaluation: Performance Evaluation of existing
portfolio, Sharpe, Trey nor and Jensen measures; Finding alternatives and revision of
portfolio; Portfolio anagement and Mutual Fund Industry
 COURSEOUTCOME
CourseOutcomes LearningLevelsas per
Bloom’s Taxonomy for
EvaluationandAssessment

CO 1: Understand aboutvarious investment K1(Remember)

avenues. K2(Understand)
CO 2: Understand thevalue of assets and K1(Remember)
manageinvestmentportfolio. K2(Understand)
C03:Understand various Models of K2(Understand)
Investment and its application K3(Apply)
CO 4: Understand andcreate various K1 (Remember)
investment strategies on the basis of various K2(Understand)
market conditions. K3(Apply)

CO 5: Measure risk in assess of a stock or a K1(Remember)

portfolio position. K2(Understand)

Suggested Readings
1. Chandra P - Investment Analysis and Portfolio Management (Tata McGraw
Hill, 3Ed)
2. Bhatt- Security Analysis and Portfolio Management (Wiley)
3. Pandian P - Security Analysis and Portfolio Management (Vikas)
4. Bodie, Kane, Marcus &Mohanti - Investment and Indian Perspective (TMH)
5. William F. Sharpe, Gordon [Link] and Jeffery [Link]: Investments,
(Prentice Hall).
6. Abhishek Kumar, Index Investing, 2020, SAGE Publishing
7. Donald E. Fischer and Ronald [Link]: Security Analysis and Portfolio
Management, (Pearson Education, )
8. Charles P. Jones, Investments Analysis and Management, (John Wiley &
Sons,)
9. Edwin J. Elton, Martin J. Gruber: Modern Portfolio Theory and Investment
Analysis,John Wiley & Sons,
10. Sidney Cottle, Roger F. Murray, Frank E. Block, Graham and Dodd:
Security Analysis, Tata McGraw-Hill, New Delhi.
 Depositary Operations

Code:KMBF 305
CourseCredits:3 TeachingHours:36Hrs

CourseObjectives:

1. Understand the role and functions of depositories in financial markets.

2. Examine the legal and regulatory framework governing depository operations.
3. Learn about various depository services such as dematerialization and securities
settlement.
4. Explore the clearing and settlement processes involved in depository operations.
5. Understand the mechanisms in place to protect investor interests and ensure corporate
governance in depository operations.

Unit 1: Introduction to Depositary Operations (6 hrs)

Role and importance of depositary operations, Types of financial assets held by depositaries,
Regulatory framework and industry standards, Overview of securities settlement and custody
services

Unit 2:Securities Settlement and Clearing (6 hrs)

Clearing and settlement processes for securities, Roles and responsibilities of parties involved
in the settlement process, Settlement methods: delivery versus payment (DVP), free of
payment (FOP), etc., Risk management in securities settlement

Unit 3: Custody Services and Asset Protection (8 hrs)

Safekeeping and physical protection of securities, Corporate actions and their impact on
custody services, Securities lending and borrowing, Asset reconciliation and valuation

Unit 4: Asset Servicing and Fund Administration (8 hrs)

Income collection and distribution, Proxy voting and shareholder communication, Tax
reclamation and withholding tax management, Net Asset Value (NAV) calculation and fund
accounting

Unit 5: Compliance and Risk Management in Depositary Operations (8 hrs)

Legal and regulatory requirements for depositaries, Know Your Customer (KYC) and Anti-
Money Laundering (AML) compliance, Risk assessment and mitigation strategies,
Technology and automation in depositary operations
 COURSEOUTCOME

CourseOutcomes LearningLevelsas per

Bloom’s Taxonomy for
EvaluationandAssessment

CO 1: Understand the role and functions of K1(Remember)

depositories in financial markets. K2(Understand)
CO 2: Examine the legal and regulatory K2(Understand)
framework governing depository operations. K3(Apply)
C03:Learn about various depository services K2(Understand)
such as dematerialization and securities K3(Apply)
settlement.
CO 4: Explore the clearing and settlement K1 (Remember)
processes involved in depository operations. K2(Understand)
K3(Apply)

CO 5: Understand the mechanisms in place to K1(Remember)

protect investor interests and ensure corporate K2(Understand)
governance in depository operations.

Recommended Resources:
1. "Securities Operations: A Guide to Trade and Position Management" by Michael Simmons
2. "Custody and Securities Services: Global Securities Processing and Fund Services" by
David Loader
3. "Securities Settlement Systems: Design, Governance, and Oversight" by Committee on
Payment and Settlement Systems (CPSS)
4. Regulatory guidelines and industry reports from relevant authorities
5. Online platforms and databases for accessing industry news and research papers
 Emerging Technologies in Banking and FINTECH
KMBF306
Course Credit:4 Contact Hours: 40 Hrs
Course objectives:
• Understand the concept of emerging technologies
• Evaluate the impact of emerging technologies
• Analyze the applications and limitations of specific emerging technologies
• Identify regulatory and compliance considerations
• Analyze cybersecurity risks and develop risk management plans

Unit 1: Artificial Intelligence and Cryptocurrency in Finance (8 hours)

Applications of AI in areas such as risk management, fraud detection, and customer service,
Overview of cryptocurrencies: Bitcoin, Ethereum, and others, Introduction to blockchain
technology and its underlying principles, Cryptocurrency mining and consensus mechanisms,
Understanding decentralized finance (DeFi) and smart contracts.

Unit 2: Blockchain and Distributed Ledger Technologies (8 hours)

Fundamentals of blockchain technology and its applications in banking, understanding distributed
ledger technologies and their potential benefits in financial services, use cases of blockchain in
areas such as payments, trade finance, and identity verification, Challenges and limitations of
implementing blockchain in banking, Regulatory and legal considerations related to blockchain
adoption in the financial industry.

Unit 3: Digital Payments and Mobile Banking (8 hours)

Evolution of digital payments and mobile banking in the financial industry, Different digital
payment models, including e-wallets, mobile banking apps, and peer-to-peer transfers, Security
and privacy concerns in digital payments and mobile banking, Role of cryptocurrencies and
decentralized finance (DeFi) in digital payments, Future trends and potential disruptions in the
digital payments landscape.

Unit 4: Neo-Banking and Customer Experience (8 hours)

Concept and features of neo-banks in the financial industry, Understanding the digital-first
approach and innovative services provided by neo-banks, Analyzing the benefits and challenges
of neo-banking for customers and traditional banks, exploring neo-banking business models and
partnerships with traditional banks, Evaluating the impact of neo-banking on customer experience
and financial inclusion.

Unit 5: Introduction to Emerging Technologies in Banking and FINTECH (8 hours)

Emerging technologies in the banking and financial industry, Drivers and challenges of adopting
emerging technologies in the banking sector, Impact of emerging technologies on traditional
banking models, Key players and stakeholders in the FINTECH ecosystem, Regulatory and
compliance considerations associated with emerging technologies in banking.
 Course Outcome Learning Level (Bloom's
Taxonomy)
Explain the significance of emerging technologies in the banking K1(Remember)
and financial industry
Assess the potential benefits and challenges of adopting emerging K2 (Understand), K4
technologies in banking operations (Analyze)
Critically evaluate the use cases and constraints of blockchain, AI, K4 (Analyze), K5(Evaluate)
digital payments, and neuro banking in finance
Develop strategies to address regulatory and compliance K2 (Understand), K3
requirements in the adoption of emerging technologies (Apply)
Assess the vulnerabilities and risks associated with cybersecurity in K4 (Analyze), K5
banking and formulate mitigation strategies (Evaluate)

Suggested Reading:

1. "Mastering Blockchain: Unlocking the Power of Cryptocurrencies, Smart Contracts, and

Decentralized Applications" by Imran Bashir
2. "Blockchain Basics: A Non-Technical Introduction in 25 Steps" by Daniel Drescher
3. "The Age of Cryptocurrency: How Bitcoin and Digital Money Are Challenging the Global
Economic Order" by Paul Vigna and Michael J. Casey
4. Artificial Intelligence in Economics and Finance Theories (Advanced Information and
Knowledge Processing), by Tankiso Moloi (Author), Tshilidzi Marwala (Author), Springer.
 Human Value and Professional Ethics

Code: KVE 303

Credit: 3 Teaching Hours: 36

Course Objectives
1. To help students distinguish between values and skills, and understand the need, basic
guidelines, content and process of value education.
2. To help students initiate a process of dialog within themselves to know what they ‘really
want to be’ in their life and profession
3. To help students understand the meaning of happiness and prosperity for a human being.
4. To facilitate the students to understand harmony at all the levels of human living, and live
accordingly.
5. To facilitate the students in applying the understanding of harmony in existence in their
profession and lead an ethical life

Course Outcomes
1. Understand the significance of value inputs in a classroom, distinguish between values and
skills, understand the need, basic guidelines, content and process of value education, explore
the meaning of happiness and prosperity and do a correct appraisal of the current scenario in
the society
2. Distinguish between the Self and the Body, understand the meaning of Harmony in the Self
the Co-existence of Self and Body.
3. Understand the value of harmonious relationship based on trust, respect and other naturally
acceptable feelings in human-human relationships and explore their role in ensuring a
harmonious society
4. Understand the harmony in nature and existence, and work out their mutually fulfilling
participation in the nature.
5. Distinguish between ethical and unethical practices, and start working out the strategy to
actualize a harmonious environment wherever they work.

Course Description
Every human being has two sets of questions to answer for his life: a) what to do? and, b) how
to do? The first set pertains to the value domain, and the other to the skill domain. Both are
complimentary, but value domain has a higher priority. Today, education has become more
and more skill biased, and hence, the basic aspiration of a human being, that is to live with
happiness and prosperity, gets defeated, in spite of abundant technological progress. This
course is aimed at giving inputs that will help to ensure the right understanding and right
feelings in the students in their life and profession, enabling them to lead an ethical life. In this
course, the students learn the process of self- exploration, the difference between the Self
and the Body, the naturally acceptable feelings in relationships in a family, the
comprehensive human goal in the society, the mutual fulfillment in the nature and the co-
existence in existence. As a natural outcome of such inputs, they are able to evaluate an
ethical life and profession ahead.
UNIT-1: Course Introduction - Need, Basic Guidelines, Content and Process for Value
Education (6 Hours)
Understanding the need, basic guidelines, content and process for Value Education, Self-
Exploration–what is it? - its content and process; ‘Natural Acceptance’ and
ExperientialValidation- as the mechanism for self-exploration, Continuous Happiness and
Prosperity- A lookat basic Human Aspirations, Right understanding, Relationship and
Physical Facilities- the basicrequirements for fulfillment of aspirations of every human being
with their correct priority,Understanding Happiness and Prosperity correctly- A critical
appraisal of the current scenario, Method to fulfill the above human aspirations: understanding
and living in harmony at variouslevels.

UNIT-2: Understanding Harmony in the Human Being - Harmony in Myself (7 Hours)

Understanding human being as a co-existence of the sentient ‘I’ and the material ‘Body’,
Understanding the needs of Self (‘I’) and ‘Body’ - Sukh and Suvidha, Understanding the Body
as an instrument of ‘I’ (I being the doer, seer and enjoyer), Understanding the characteristics
and activities of ‘I’ and harmony in ‘I’, Understanding the harmony of I with the Body:
Sanyam and Swasthya; correct appraisal of Physical needs, meaning of Prosperity in detail,
Programs to ensure Sanyam and Swasthya.

UNIT-3: Understanding Harmony in the Family and Society- Harmony in Human-

Human Relationship (8 Hours)
Understanding harmony in the Family- the basic unit of human interaction, Understanding
values in human-human relationship; meaning of Nyaya and program for its fulfillment to
ensure Ubhaytripti; Trust (Vishwas) and Respect (Samman) as the foundational values of
relationship, Understanding the Meaning of Vishwas; Difference between intention and
competence, Understanding the meaning of Samman, Difference between respect and
differentiation; the other salient values in relationship, Understanding the harmony in the
society (society being an extension of family): Samadhan, Samridhi, Abhay, Sah-astitva as
comprehensive Human Goals, Visualizing a universal harmonious order in society- Undivided
Society (AkhandSamaj), Universal Order (SarvabhaumVyawastha )- from family to world
family!.

UNIT-4: Understanding Harmony in the Nature and Existence - Whole existence as

Coexistence (8 Hours)
Understanding the harmony in the Nature, Interconnectedness and mutual fulfilment among
the four orders of nature-recyclability and self-regulation in nature, Understanding Existence
as Coexistence (Sah-astitva) of mutually interacting units in all-pervasive space, Holistic
perception of harmony at all levels of existence.

UNIT-5: Implications of the above Holistic Understanding of Harmony on Professional

Ethics ( 7 Hours)
Natural acceptance of human values, Definitiveness of Ethical Human Conduct, Basis for
Humanistic Education, Humanistic Constitution and Humanistic Universal Order,
Competence in Professional Ethics: a) Ability to utilize the professional competence for
augmenting universal human order, b) bility to identify the scope and characteristics of
people-friendly and ecofriendly production systems, technologies and management models,
Case studies of typical holistic technologies, management models and production systems,
Strategy for transition from the present state to Universal Human Order: a) At the level of
individual: as socially and ecologically responsible engineers, technologists and managers, b)
At the level of society: as mutually enriching institutions and organizations
Suggested Readings
1. R R Gaur, R Sangal, G P Bagaria, 2009, A Foundation Course in Human Values and
Professional Ethics.
2. Ivan Illich, 1974, Energy & Equity, The Trinity Press, Worcester, and Harper Collins, USA
3. E.F. Schumacher, 1973, Small is Beautiful: a study of economics as if people mattered,
Blond & Briggs, Britain.
4. Sussan George, 1976, How the Other Half Dies, Penguin Press. Reprinted 1986, 1991
5. Donella H. Meadows, Dennis L. Meadows, Jorgen Randers, William W. Behrens III, 1972,
Limits to Growth – Club of Rome’s report, Universe Books.
6. A Nagraj, 1998, Jeevan Vidya EkParichay, Divya Path Sansthan, Amarkantak.
7. P L Dhar, RR Gaur, 1990, Science and Humanism, Commonwealth Publishers.
8. A N Tripathy, 2003, Human Values, New Age International Publishers.
9. Subhas Palekar, 2000, How to practice Natural Farming, Pracheen (Vaidik)
KrishiTantraShodh, Amravati.
10. E G Seebauer& Robert L. Berry, 2000, Fundamentals of Ethics for Scientists & Engineers,
Oxford University Press
11. M Govindrajran, S Natrajan& V.S. Senthil Kumar, Engineering Ethics (including Human
Values), Eastern Economy Edition, Prentice Hall of India Ltd.
12. B P Banerjee, 2005, Foundations of Ethics and Management, Excel Books
13. B L Bajpai, 2004, Indian Ethos and Modern Management, New Royal Book Co.,
Lucknow. Reprinted 2008
 SUMMER TRAINING PROJECT REPORT
KMBF 307

GUIDELINES FOR SUMMER INTERNSHIP (III SEMESTER) AND RESEARCH

PROJECT REPORT(IV SEMESTER)
1. At the end of the second semester examination, it is mandatory for every student of MBAto
undergo on-the-job practical training in any manufacturing, service or financialorganization.
The training will be of 6 to 8 weeks duration. The college/institute willfacilitate this
compulsory training for students.
2. During the training, the student is expected to learn about the organization and analyzeand
suggest solutions to a live problem. The objective is to equip the students with theknowledge
of actual functioning of an organization and problems faced by them forexploring feasible
solutions.
3. During the course of training, the organization (where the student is undergoing
training)will assign a problem/project to the student.
4. The student, after the completion of training will present the work to his / her facultyguide /
mentor. Guide will assess student’s contribution and will award internal marksout of 50.
Thereafter students will submit a report to the College/Institute which willform part of the
third semester examination. However, the report must be submitted bythe end of October 30.
5. The report (based on training and the problem/project studied) prepared by the studentwill
be known as Summer Training Project Report. The report should ordinarily be basedon
primary data. It should reflect in depth study of a micro problem, ordinarily assignedby the
organization where the student undergoes training. Relevant tables andbibliography should
support it. One comprehensive chapter must be included about theorganization where the
student has undergone training. This should deal with briefhistory of the organization, its
structure, performance products/services and problemfaced. This chapter will form part 1 of
the report. Part 2 of the report will contain thestudy of micro research problem. The average
size of report ordinarily will be ofminimum 100 pages in standard font size (12) and double
spacing. Two neatly typed(one sided only) and soft bound copies of the report will be
submitted to theCollege/Institute. The report will be typed on A-4 size paper.
6. The report will have three certificates, one by the Head of the Department, another by
theFaculty guide and third one from reporting officer of the organization where the studenthas
undergone training. These three certificates should be attached in the beginning ofthe report.
7. The Summer Training Project Report will carry 150 marks and will be evaluated by two
examiners (external and internal). The evaluation will consist of (1) Project Reportevaluation
(2) Project Presentation and Viva Voce.
8. The Project Report evaluation will comprise of 50 sessional marks and would be evaluated
by internal project guide. The Presentation and Viva Voce would comprise of 100 marks and
would be evaluated by two examiners (1 external and 1 internal). Theaverage of the marks
awarded by the 2 examiners will be considered for theresults. In case the difference in the
awards given by the examiners is 30 or more marks, the project report will be referred to a
third examiner. Only such person will evaluate theproject report who has minimum three
years of experience of teaching MBA classes in aCollege/University. Experience of teaching
MBA classes as guest faculty shall not becounted.
9. The parameters on which external evaluation would be carried out are as under:
Project Report Evaluation:
Evaluation Understanding of Understanding Interpretation Presentation Query
Criteria & objectives with of Relevance & (20) handling
Marks topic (20) of Analysis (20)
topic (20) (20)
10. It is mandatory that the student will make presentation in the presence of teachers and
students. The student is expected to answer to the queries and questions raised in such a
meeting.
11. The student shall prepare the Summer Training Project Report as per the format given in
the summer Training Manual as prescribed by the University
12. In the beginning of III semester and before commencement of regular classes each student
has to choose dual specialization of his/her choice or interest. University offers dual
specialization in area Human Resource Management (HR), Marketing Management (MM),
Financial Management (FM), International Business (IB) and Information Technology (IT)
and Operations Management (OM). Institute shall help students to choose specialization by
conducting workshop, Industry Interaction etc.
13. Institute has a right to close the date of choosing area of specialization in order to smooth
functioning of classes and department and effective utilization of resources. However, this
process shall complete before commencement of regular classes.
 Strategic Management

Code: KMBF 401

Credits: 3 Teaching Hours: 40

Course Objectives
1. To have a clear understanding of the key concepts and principles of strategic management
2. To have skills and understanding of tools and techniques for analyzing a company
strategically
3. To provide a basic understanding of the nature and dynamics of the strategy formulation
and implementation processes.
4. To encourage students to think critically and strategically.
5. The ability to identify strategic issues and design appropriate courses of action.

UNIT 1 (8 Hours)
Introduction: meaning nature, scope, and importance of strategy; Model of strategic
management, Strategic Decision-Making Process.
Corporate Governance: Composition of the board, Role and Responsibilities of the board of
directors, Trends in corporate governance, Corporate Social Responsibility. Case Studies
andLatest Updates.

UNIT 2 (8 hours)
Environmental Scanning: Understanding the Macro Environment: PESTEL Analysis,
Industrial Organization (IO) & the Structure Conduct Performance (SCP) approach, Porter’s
Five Forces Model, Understanding the Micro Environment: Resource Based View (RBV)
Analysis, VRIO Framework, Using resources to gain Competitive advantage & its
sustainability, Value Chain Analysis. Case Studies and Latest Updates.

UNIT 3 (8 hours)
Strategy Formulation: Situational Analysis using SWOT approach
Business Strategies: Competitive Strategy: - Cost Leadership, Differentiation & Focus,
Cooperative Strategy: - Collusion & Strategic Alliances
Corporate Strategies: Directional Strategy: Growth strategies,Stability Strategies &
Retrenchment Strategies. Corporate Parenting
Functional Strategies: Marketing, Financial, R&D, Operations, Purchasing, Logistics, HRM
& IT. The sourcing decision: Outsourcing & offshoring
Case Studies and Latest Updates.

Unit 4 (8 hours)
Strategy Choice and Analysis: Scenario Analysis Process, Tools & Techniques of strategic
Analysis: BCG Matrix, Ansoff Grid, GE Nine Cell Planning Grid, McKinsey’s 7’S
framework. Case Studies and Latest Updates.
Strategy implementation: Developing Programs, Budget and Procedures, Stages of
Corporate Development, Organizational Life cycle, Organizational Structures: Matrix,
Network & Modular/Cellular; Reengineering and Strategy implementation, Leadership and
corporate culture, Case Studies and Latest Updates.
Unit 5 (8 hours)
Strategy Evaluation & Control: Evaluation & Control process, Measuring performance:
types of controls, activity based costing, enterprise risk management, primary measures of
corporate performance, balance scorecard approach to measure key Performance,
responsibility centers, Benchmarking, Problems in measuring Performance & Guidelines for
proper control. Strategic Audit of a Corporation. Case Studies and Latest Updates.

COURSE OUTCOMES
CourseOutcomes Expected Levels of Learning as per
Bloom’s Taxonomy for Assessment
of Course Outcome.
CO1:Formulateorganizational vision,mission, Applying(K3)
goals,andvalues Understanding(K2)
Remembering(K1)
[Link] to achieve Create(K6)
anorganization’svision , mission,andgoals. Evaluating(K5)
Analysing(K4)
Applying(K3)
Understanding(K2)
Remembering(K1)
[Link] managerialjudgment, Analysing(K4)
howtoassessbusinessrisk,andimproveability to Applying(K3)
makesounddecisionsandachieveeffective outcomes. Understanding(K2)
Remembering(K1)
[Link] reviseprograms Analysing(K4)
andprocedures inordertoachieve Applying(K3)
organizationalgoals; Understanding(K2)
Remembering(K1)
CO5. Consider the ethical dimensions of the strategic Analysing(K4)
management process; Applying(K3)
Understanding(K2)
Remembering(K1)

SuggestedReadings:
1. Wheelen, [Link] and Hunger, David J.; Concepts in Strategic Management and
Business Policy, Pearson Education,
2. Stewart Clegg, Chris Carter, Martin Kornberger & Jochen Schweitzer: Strategy-
Theory and Practice.(SAGE Publishing India)
3. Kazmi,Azhar;BusinessPolicyandStrategicManagement;McGraw-HillEducation.
David,Fred;StrategicManagement:ConceptsandCases;PHILearning.
4. Thomson,[Link],A.J.;StrategicManagement:Conceptand
Cases;McGrawHillEducation,
5. Jauch, L.F., and Glueck, W.F.; Business Policy and Strategic Management;
McGraw-HillEducation,
 FINANCIAL MARKETS AND SERVICES

KMBF 402
Course Credits:3 Teaching Hours:36Hrs.

Objective: to enlighten the students with the Concepts and Practical dynamics of Financial
Markets and Financial Services

UNIT – I : (8 hrs.)
Structure of Financial System – role of Financial System in Economic Development –
Financial Markets and Financial Instruments – Capital Markets – Money Markets – Primary
Market Operations – Role of SEBI – Secondary Market Operations – Regulation – Functions
of Stock Exchanges – Listing – Formalities – Financial Services Sector Problems and
Reforms.

UNIT – II : (8 hrs.)
Financial Services: Concept, Nature and Scope of Financial Services – Regulatory Frame
Work of Financial Services – Growth of Financial Services in India – Merchant Banking –
Meaning-Types – Responsibilities of Merchant Bankers – Role of Merchant Bankers in Issue
Management – Regulation of Merchant Banking in India.

UNIT – III : (8 hrs.)

Venture Capital – Growth of Venture Capital in India – Financing Pattern under Venture
Capital – Legal Aspects and Guidelines for Venture Capital, Leasing – types of Leases –
Evaluation of Leasing Option Vs. Borrowing.

UNIT – IV : (6 hrs.)
Credit Rating – Meaning, Functions – Debt Rating System of CRISIL, ICRA and CARE.
Factoring, Forfeiting and Bill Discounting – Types of Factoring Arrangements – Factoring in
the Indian Context;

UNIT – V : (6 hrs.)
Mutual Funds – Concept and Objectives, Functions and Portfolio Classification, Organization
and Mangement, Guidelines for Mutual Funds, Working of Public and Private Mutual Funds
in India. Debt Securitisation – Concept and Application – De-mat Services-need and
Operations-role of NSDL and CSDL. (Case Studies are Compulsory)

Suggested Books:
1. Bhole&Mahakud, Financial Institutions and Market, TMH, New Delhi
2. [Link], Marketing of Financial Services, Himalayas Publishers, Mumbai
3. DK Murthy, and Venugopal, Indian Financial System, IK Int Pub House
4. Anthony Saunders and MM Cornett, Fin Markets &Institutions,TMH, ND
5. Edminister R.D., Financial Institution, Markets and Management:
6. Punithavathy Pandian, Financial Markets and Services, Vikas, New Delhi
7. Vasanth Desai, Financial Markets & Financial Services, Himalaya, Mumbai
8. Meir Khan – Financial Institutions and Markets, Oxford Press.
[Link], Financial Markets & Institutions, Cengage, ND
 Insurance and risk Management

KMBF 403

Course Credit:3 Contact Hours:36 Hrs

Course Objectives : After completion of the course, learners will be able to:
1. Understand the concept of risk and uncertainty and classify risks, level of risk, and explain
the behavioural aspect of risk and economics of insurance.
2. Explain insurable and non-insurable risks.
3. Analyse the role of risk management and insurance in economic development and as a
social security tool.
4. Evaluate the managerial functions of risk management and its process and also the working
of insurance
5. Evaluate the insurance contract as a risk management tool

Unit 1: (8 hrs.)
Risk and Uncertainty Concepts, causes, degree, classification, and cost. Insurable risk. Risk
and economic development. Psychology and attitude towards risk. Managing risk and
uncertainty. Cash flow at risk, Value at risk.

Unit 2. (8 hrs.)
Risk management & its managerial aspects: Risk management-concept, evolution, purpose,
scope, importance, and its future. Role of risk management in economic growth. Risk
management function. Risk Manager. Managerial Aspects- goals, identification, evaluation,
risk response, and plan administration, risk management in a global economy: future
perspective

Unit 3. (8 hrs.)
Role of Insurance in managing risk Nature, importance, purpose, functions, classification,
limitations and production process of insurance. Insurance and Risk, Insurance & Economic
development, Insurance as a social security tool, Determinants of insurance market structure;
Re-insurance: meaning, purpose, forms.

Unit 4. (6 hrs.)
Insurance contract: An overview Nature & subject matter of insurance and insurance
contracts; Salient Features - as per Contract Act, including special features, evidence and
supporting documentation; Payment of premium; e-insurance policy; Insurance Repositories

Unit 5: (6 hrs.)
Regulatory Compliance and Emerging Trends in Insurance Risk Management, Regulatory
framework and compliance requirements for insurance companies, Corporate governance and
risk management practices in insurance, Emerging trends and challenges in insurance risk
management
Ethical considerations and social responsibility in the insurance industry
Suggested Readings:
1. Arunajatesan S. & T. R. Viswanathan, Risk Management and Insurance, (2009) Macmillan
Publishers Ltd.
2. Dorfman S. Mark (2012, 1987) Introduction to Risk Management and Insurance, Eighth Ed,
Prentice-Hall.
3. Hampton John J. (1993) Essentials of Risk Management and Insurance, (1993), American
Management Association (Amacom).
4. Holyoake Julia &Weipers Bill Insurance, (2002), Institute of Financial Services, U. K.
(AITBS Publishers & Distributors (Regd.), Delhi-51.
5. PatukaleKshitiz (2009) Insurance for Everyone, Macmillan India Ltd. Teaching Learning
Process, Assessment Methods and Teaching
6. Rejda, G. E. & McNamara M. (2017) Principles of Risk Management and Insurance,
Pearson Education.
7. Skipper D. Harold & Kwon W. Jean (2008) Risk Management & Insurance Blackwell
Publishing, Wiley India 8. Vaughan E.T. & T. Vaughan (2015) Fundamentals of Risk
Management and Insurance.
 FOREIGN EXCHANGE & RISK MANAGEMENT

KMBF 404

Course Credit:3 Contact Hours:36Hrs.

Course Objectives: This course is intended to introduce the basic theory, concepts
and practical approach in Foreign Exchange Management and to enable students to
handle various risk associated with forex and its management. The course objectives
are outlined below:
• To enable thestudents tounderstand about the Concepts of BOP and evaluation of
internationalexchangeratesystem.
• To facilitate the students to understand the various theories of exchange rate
determination.
• Toenablethestudentstounderstandvariousforeignexchangetransactions.
• Tofacilitatethestudentstounderstandvariousforexrisksanditsmanagement.

UNIT I (7Hrs.)
Foreign Exchange and Foreign Trade, Exchange Rate, Foreign Exchange as stock, Balance
of Payments, Balance of Payments accounting, Components of Balance of Payments;
Current Account, Capital Account, Official Reserve Accounts, Debit and Credits Entries,
International Exchange Systems; Fixed and Floating Exchange rate system. Exchange Rate
System prior to IMF; Gold currency standard, Gold bullion standard, Gold exchange
standard, Exchange Rate System under IMF: Bretton woods system, The Smith sonian
Agreement, The Flexible Exchange Rate Regime.

UNITII(8Hrs.)
Convertibility of rupee; Current account convertibility, Capital Account Convertibility;
Theories of Foreign exchange rate: Purchasing power parity(PPP),International Fisher
Effect(IFE),Interest Rate Parity(IRP);Administration of Foreign Exchange; Authorized
persons, Authorized dealers, Authorized Money Changers; Foreign Currency Accounts:
Nostro Account, Vostro Account and Loro Account in foreign transactions.

UNITIII(8Hrs.)

Foreign Exchange Transactions; Purchase and sale transactions; Exchange quotations:

Direct and Indirect Quotations, Two way Quotation; Spot and Forward Transactions:
Forward margin, Factors Determining forward margin; Merchant Rates: Basis of Merchant
Rates, Types of buying and Selling rates, Ready rates based on cross rates; Forward
exchange contract: Fixed and option forward contracts, Calculation of fixed and option
forward rates; Inter Bank Deals; Execution of forward Contracts.
UNITIV(5Hrs.)
Exchange Dealings: Dealing position- Exchange position, Cash Position; Accounting and
Reporting: Mirror account, Value date, Exchange profit and loss, R returns; Forex Risk
Management: Risk in Forex Dealing, Measure of Value at Risk; Foreign Exchange
markets; Settlement of Transactions: Swift, Chips, Chaps, Fedwire.

UnitV(8Hrs.)
Exchange Risk: Exchange exposure and exchange risk; Transaction Exposure, Managing
Transaction exposure: External Hedge-Forward contract hedge, Money market hedge,
hedging with futures and options, Internal Hedge; Translation exposure, Methods
oftranslation, managing translation exposure; Economic exposure, managing economic
exposure; Interest rate risk.
COURSEOUTCOME

CourseOutcomes LearningLevelsasper
Bloom’sTaxonomyfor
EvaluationandAssessment
CO1 Understand the BOP and evaluation Knowledge(K2)
variousexchangeratesystem Remembering(K1)
Comprehending(K3)
CO2Understandthetheoriesof exchangerate
determination Knowledge(K2)
Comprehending(K3)
CO3 Understand the foreign exchange Applying(K4)
transactionsmechanism Knowledge(K2)
Comprehending(K3)
Applying(K4)
Analyzing(K5)
CO4Understandtheexchangedealings
Knowledge(K2)
Comprehending(K3)
Applying(K4)
CO5 Understanding the various foreign
Knowledge(K2)
exchangeriskanditsmanagement Comprehending(K3)
Applying(K4)
Analyzing(K5)

SuggestedReadings
1. C. Jeevanandam- Foreign Exchange and Risk Management- Sultan Chand & Sons
2. [Link]–InternationalFinancialManagement-ExcelBooksPublications
3. Alen C. Shapiro, Peter Moles-International Financial Management-Wiley
 Financial Planning and CRM in BFSI

KMBF 405

CourseCredit:3 ContactHours:36 Hrs

Course Objectives:

1. Understand the fundamental concepts and principles of customer relationship management (CRM)
and its relevance in the banking, financial services, and insurance (BFSI) industry.
2. Analyze the strategies and techniques used in the BFSI sector to acquire, retain, and nurture
customer relationships for sustainable business growth.
3. Evaluate various CRM frameworks, models, and best practices employed by BFSI organizations
to enhance customer satisfaction, loyalty, and profitability.
4. Apply CRM tools, technologies, and analytics to effectively manage customer interactions,
personalize services, and drive customer-centric innovation in the BFSI domain.
5. Develop strategic CRM plans and initiatives tailored to the specific needs and challenges of BFSI
organizations, considering regulatory compliance, ethical considerations, and emerging industry
trends.

Unit I: Financial Planning(8Hours)

Definition, Need of financial Planning and process of Financial Planning, Role of Financial Planner,
Myths about Financial Planning ,Factors that influence that influence the personal financial
planning, Investors lifecycle, Financial goals of investors, Risk Appetite, Risk Profiling, Systematic
approach to investing: SIP,SWP,STP, Financial Plan; Goal based
FinancialPlan;ComprehensiveFinancialPlan;FinancialBloodTestReport.
UnitII (8Hours)
Asset Allocation: Guidelines for asset Allocation, Classification of Assets, Risk return characteristics
of assets, Factors involved in Asset allocation, Principles of Asset Allocation, Retirement planning
,Need for retirement planning ,Golden Rules of retirement planning, Retirement planning process,
Retirement planning investment options, Estate planning Definition and Need of Estate Planning

Unit III: Introduction to Customer Relationship Management (CRM) in BFSI (8 Hrs)

Overview of CRM and its significance in the Banking, Financial Services, and Insurance (BFSI)
industry, Evolution of CRM in BFSI and its impact on customer retention and loyalty,Understanding
customer-centricity and its role in building successful CRM strategies, Key components and pillars
of CRM in BFSI: People, Process, and Technology, Case studies highlighting successful CRM
implementations in the BFSI sector

Unit IV: Customer Segmentation and Relationship Management Strategies (6 Hrs)

Importance of customer segmentation in BFSI and its impact on personalized customer experiences,
Techniques for segmenting customers based on demographics, behavior, and preferences, Designing
effective relationship management strategies for different customer segments, Customer lifecycle
management: Acquisition, Onboarding, Cross-selling, and Retention, Implementing effective
customer communication and engagement strategies.
Unit V: CRM Technology and Tools in BFSI (6 Hrs)

Overview of CRM technology landscape in BFSI: CRM software, databases, analytics tools,
Evaluating CRM software options and selecting the right CRM system for BFSI organizations,
Leveraging data analytics and predictive modeling for customer insights and decision-making,
Integration of CRM with other systems: Core banking, digital channels, customer service platforms,
Ensuring data security and privacy in CRM systems and compliance with regulatory requirements

COURSE OUTCOME

Course Outcomes Learning Levels as per Bloom’s

Taxonomy for Evaluation and
Assessment

CO 1: Recall and explain thefundamental K1(Remember)

concepts and principles of customer relationship K2(Understand)
management in the BFSI industry.
CO 2: Apply CRM techniques to K3(Apply)
analyzecustomer data and segment customers
based on their needs and preferences.
C03: Evaluate the effectiveness of CRM programs K4 (Analyse)
and initiatives implemented by BFSI organizations. K5 (Evaluate)

CO 4: Critically assess customer feedback and K4 (Analyse)

performance metrics to measure the success of K5 (Evaluate)
CRM strategies.

CO 5: Design comprehensive CRM strategies K6(Create)

tailored to the specific needs and goals of BFSI
organizations.
Suggested readings

1. V. Kumar, Customer Relationship Management: Concept, Strategy, and Tools, Springer, 2018
Edition.

2. Jagdish N Sheth, Parvatiyar Atul, Customer Relationship Management: Emerging Concepts, Tools
and Applications, McGraw Hill Education, 2017 Edition.

3. G. Shainesh, Jagdish N. Sheth, Customer Relationship Management: A Strategic Perspective

Laxmi Publications, 2020 Edition

4. Mallika Srivastava, Customer Relationship Management, Vikas Publishing House, 2016 Edition.

5. Ed. Peelen, Customer Relationship Management 1 st Edition 2022, Pearson Education.

6. Michael Pearce, Customer Relationship Management: How To Develop and Execute a CRM
Strategy, Published By Business Expert Press, 2021 Edition

7. Jon Anton Shalini Kalia, Customer Relationship Management: The Bottom Line To Optimizing
Your Roi, Pearson Education, 2018 Edition.

8. Kristin Anderson, Carol Kerr, Customer Relationship Management, McGraw-Hill Education

,2001 Edition
 Monetary and Fiscal Policy
KMBF406
Course Credit: 4 Contact Hours: 40 Hrs.

Course objectives:

• Overview of the key Monetary and fiscal policy concepts and techniques.
• Discuss the role of fiscal policy in attaining the key objectives of the government: macro
stability, equity and efficiency, and sustainable long -term growth.
• Review the key elements of the monetary and fiscal policy, concepts and best practices.
• Analyze the role of central banking in emerging Economies.
Unit 1: Monetary Policy and Macro-economic environment management (6 Hrs.)
Monetary Policy and Macro-economic environment management: Objectives of monetary policy:
Price stability, Generation of employment, Exchange Rate Stability, Balanced growth etc., conflict
between objectives: Growth v/s Inflation.

Unit 2: RBI’s Monetary Policy Committee and the Instruments (10 Hrs.)
Formation of Monetary Policy Committee: Purpose, Functions, Constitution and Decision
Making; Instruments of monetary policy, Mechanism and Effectiveness of the instruments like-
Bank Rate, Cash Reserve Ratio, Statutory Liquidity Ratio, Repo Rate, Reverse Repo Rate,
Marginal Standing Facilities Rate, Review of monetary policy of the Reserve Bank of India in the
last Five Years, Recent policy changes announced by the R.B.I.

Unit 3: Public finance and the recent macro Trends (8 Hrs.)

The role of the government: public goods, externalities, and asymmetric information, Fiscal policy
and long-term growth and equity, Fiscal policy and macro stability, Interaction between monetary
and fiscal policy, recent global and regional macro trends.

Unit 4: Fiscal frameworks and Policies and Impact (10 Hrs.)

Fiscal policy, areas of government spending in India, Capital and revenue expenditure, plan and
non-plan expenditures, Deficits (fiscal, primary, revenue), impact of fiscal deficits on the
economy, Capital receipts, revenue receipts; tax and non-tax revenue, Actual, revised and budget
estimates Zero-base budgeting, Gender budgeting, Fiscal devolution and centre-state financial
relations

Unit 5: Fiscal policy sustainability and inclusive growth (6 Hrs.)

Fiscal, debt tolerance, and fiscal space, Fiscal sustainability: debt projections and risks, Debt
tolerance across countries and over time, Fiscal space: optimal and safe debt levels, interest rates
Fiscal policy and inclusive growth.
 Course Outcome Learning Level (Bloom's
Taxonomy)
Explain the significance of monetary and fiscal policy for emerging K1(Remember)
economies
Understand the role of central banking in implementation of K2 (Understand),
Monetary policy K4(Analyze)
Critically evaluate the fiscal challenges and assessing debt K4 (Analyze), K5(Evaluate)
sustainability.
Understanding of the impact of monetary and fiscal policy on the K2 (Understand), K3
economy and related tools of analysis. (Apply)
Application of the tools and techniques to assess the fiscal stance, K4 (Analyze), K5(Evaluate)
fiscal multipliers and debt sustainability

References:

• D’Souza, E. (2009). Macroeconomics. Pearson Education.

• Froyen, R. (2005). Macroeconomics, 2nd ed. Pearson Education.
• Mankiw, N. (2016). Macroeconomics, 9th ed. Worth Publishers.
• Abel, A., Bernanke, B. (2016). Macroeconomics, 9th ed. Pearson Education.
• Dornbusch, R., Fischer, S., Startz, R. (2018). Macroeconomics, 12th ed. McGraw-Hill.
 Treasury Management in Banking

KMBF 407

Course Credit:3 Contact Hours:36 Hrs

Course Objectives:

1. Understand the fundamental concepts and principles of treasury management in the banking
sector, including its role in financial institutions and its impact on profitability.
2. Analyze the different money market instruments and fixed income securities used in treasury
operations, including their valuation, pricing, and yield curves.
3. Evaluate the foreign exchange management techniques employed by banks to manage currency
risk, including currency derivatives and hedging strategies.
4. Examine liquidity management and cash management techniques in banking, including cash flow
forecasting, working capital management, and optimization of liquidity.
5. Assess the risk management practices and compliance requirements in treasury operations,
including the identification and management of financial risks and adherence to regulatory
frameworks such as Basel III.

Unit 1: Introduction to Treasury Management (8 Hrs)

Overview of treasury management and its significance in banking, Role of treasury in financial
institutions and its impact on overall profitability, Functions and responsibilities of treasury
departments in banks, Regulatory framework and risk management in treasury operations

Unit 2: Money Markets and Fixed Income Securities (8 Hrs)

Understanding money markets and its instruments, Treasury bills, commercial papers, and
certificates of deposit,Fixed income securities: bonds, government securities, and corporate bonds
Yield curves, pricing, and valuation of fixed income securities

Unit 3: Foreign Exchange Management (8 Hrs)

Overview of foreign exchange markets and its participants, Foreign exchange risk management and
hedging techniques, Currency derivatives: forwards, futures, options, and swaps, Managing exposure
to exchange rate fluctuations in international trade

Unit 4: Liquidity and Cash Management (6 Hrs)

Liquidity management in banking and financial institutions, Cash flow forecasting and working
capital management, Cash pooling, cash concentration, and cash positioning strategies, Optimization
of liquidity through effective cash management techniques

Unit 5: Risk Management and Compliance in Treasury (6Hrs)

Identifying and managing financial risks in treasury operations, Interest rate risk, credit risk, market
risk, and operational risk, Basel III framework and its impact on treasury risk management,
Regulatory compliance, internal controls, and reporting requirements
Course Outcome Learning Level (Bloom's
Taxonomy)
1. Define the fundamental concepts and principles of Remembering
treasury management in the banking sector.
2. Analyze the different money market instruments and Understanding, Analyzing
fixed income securities used in treasury operations.
3. Evaluate foreign exchange management techniques Analyzing, Evaluating
and currency risk hedging strategies.
4. Examine liquidity management and cash management Understanding, Applying
techniques in banking.
5. Assess risk management practices and regulatory Analyzing, Evaluating
compliance requirements in treasury operations.

Suggested Reading:
1. Treasury, Investment and Risk Management By Indian Institute of Banking & Finance
Treasury Management (IIBF 2018)
2. Treasury and Risk Management: Concepts and Applications" by V.S. Datey:
3. Treasury Management: A Practitioner's Guide" by Steven C. Seelig
4. Treasury Management: The Practitioner's Guide" by Steven M. Bragg
5. The Handbook of Corporate Financial Risk Management" by Stanley Myint and Fabrice
Famery
 RESEARCH PROJECT REPORT (RPR)
1. In fourth semester, the candidates will have to submit a Research Project Report on a
problem/topic (from the specialization areas) to be assigned by the MBA department under the
supervision of a core faculty member of the department.
2. The Research Project Report will carry 150 marks.
3. The evaluation of the project report will be done by two examiners (external & internal). The
evaluation will consist of (1) Evaluation of Project Report (2) Presentation and Viva Voce.
4. The evaluation of Project Report will comprise of 50 marks and would be evaluated by the
internal guide.
5. The evaluation of Viva Voce of Project would comprise of 100 marks and would be evaluated by
two examiners (1 external and 1 internal). The average of the marks awarded by the 2 examiners will
be considered for the results. In case the difference in the marks given by the examiners is 30 or
more, the project report will be referred to a third examiner. In such cases the average of two closer
awards (given by three examiners) will be considered for the results.
6. The report will contain the objectives and scope of the study. Research Methodology, use and
importance of the study, analysis of data collected, conclusions and recommendations. It will contain
relevant charts, diagrams and bibliography. A certificate of the supervisor and the Head of the MBA
program certifying the authenticity of the report shall be attached therewith. The student will submit
two copies of the report to the Head of MBA program. The number of pages in the report will be
minimum 75 or more. The report should be typed in A-4 size paper. The parameter on which both
evaluation (1 & 2) would be carried on would be on the basis of:
The scheme of evaluation for Project Report:
Criteria & Relevance of Relevance of Interpretation & Total (50)
Marks Objectives with Research Analysis (20)
topic (10) Methodology (20)

The scheme of evaluation of Viva voce:

Evaluation Understanding Understaning Interpretation Presentation Query Total
Criteria and of Objectives of the & & Handling (50)
Marks with topic Relevance of Analysis (20) Communication (20)
(20) Research skills (20)
(20)