Dear KOLI NANJI KARA

Long term stability and security have become more important than ever before, given the times we are living in. At Tata AIA Life, we have always believed in helping you protect your dreams at various stages
of life by ensuring that you are financially equipped.
Tata AIA Life Insurance Smart Value Income Plan helps you take one step closer to financial safety and achieve this objective.
Your plan details are as follows:

Policy term (Years) 10

Premium payment term (Years) 10
Mode of premium payment Annual
Premium Installment as per chosen mode incl. GST (Rs.) 71,060
Cash Bonus Option Paid in cash
Frequency of Cash Bonus Annually
Special Date* 30/05/2025
Proportion of Bonus paid in cash 100%
Proportion of Bonus paid in Sub-Wallet NA
*In case your special date under DCB option is before your policy issuance date then the revised special date will be day falling immediately after your policy issuance. Any change related to premium payment
mode, bonus payout frequency, cash bonus option and special date chosen under DCB option will not be allowed in future.
Other Key benefits:

Life Protect Feature – Continue your life cover1 even if you need to postpone premium payment due to loss of income and/or unemployment
Enhance your protection with optional Riders 2
Tax benefits may be applicable on premiums paid and benefits received as per applicable tax laws 3

Disclaimers: • ^These bonuses are not guaranteed in nature. The company may declare cash bonus annually in advance. The cash bonus, if declared, will be applicable provided all due premiums have been
paid • 1 A monthly mortality charge will be [Link] refer to terms and conditions for details. • 2 Riders are optional and are available for a nominal extra [Link] more details on benefits, premiums and
exclusions under the rider please refer to the rider brochure or contactour Insurance Advisor / Intermediary or visit our nearest branch office. • 3 Income Tax benefits would be available as per the prevailing
income tax laws, subject to fulfilment of conditions stipulated [Link] tax laws are subject to change from time to [Link] AIA Life Insurance Company [Link] not assumeresponsibility on tax
implication mentioned anywhere in this [Link] consult your own tax consultant to know the tax benefits available to you. • All Premiums are subject to applicable taxes, cesses & levies which will
entirely be borne by the policyholder along with the payment of [Link] any imposition(taxor otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company
Limited reserves the right to claim the same from the [Link], Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by us under the Policy •
Formore details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale • This product is underwritten by Tata AIA Life Insurance Company Limited. The risk factors
of the bonuses projected under the product are not guaranteed. Past performance does not construe any indication of future bonuses. These products are subject to the overall performance of the insurer in
terms of investments, management of expenses, mortality and [Link] plan is not a guaranteed issuance plan and it will be subject to company's underwriting and acceptance • UIN: 110N162V03•
L&C/Misc/2024/Sep/0706
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade
logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a [Link] any information including cancellation, claims and complaints, please contact our Insurance Advisor /
Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at customercare@[Link]. Visit us at: [Link].
BEWARE OF SPURIOUS PHONE CALLS AND IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police
FICTITIOUS / FRAUDULENT OFFERS complaint.
BENEFIT ILLUSTRATION
Tata AIA Life Insurance Smart Value Income Plan
Name of the Prospect/Policyholder : KOLI NANJI KARA Proposal No: 70027860925
Age (years): 53 Name of the Product: Tata AIA Life Insurance Smart Value Income Plan
Name of the Life Assured : KOLI NANJI KARA Tag Line: Individual, Non-Linked Participating Life Insurance Savings
Age (years): 53 Plan
Policy Term (years): 10 Unique Identification Number: 110N162V03
Premium Payment Term (years): 10 GST Rate : 4.50% for first year
Amount of Instalment Premium (Rs.): 75,502 2.25% second year onwards
Mode of Payment of Premium: Annual
Mode of Payment of Cash Bonus : Annual

How to read and understand this benefit illustration?

This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked
"guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of
return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.
Policy Details
Policy Option Option 1 - Cash Bonus Sum Assured (Rs.) 7,03,800
Bonus Type Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 7,48,000
Special Date Yes Type of Cash Bonus with Special Date Discounted Cash Bonus

Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Premium
Rider Name / UIN^(Benefit Option / Benefit of Benefit Premium Sum p.a. Year 1
Income Income Option Payment Assured without Discount
Payout Option) Name Age(yrs) Gender Lumpsum (Rs.) p.a. Duration premium
(Rs.) (yrs) option Term Term (Rs.) GST (Rs.) (Rs.)

CPR - Term & Terminal Illness (Lumpsum & KOLI NANJI KARA 53 M 7,03,800 0 0 No 5 5 7,03,800 4,251 NA
Income)#

^CPR: Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider, UIN:110B033V04
#Premium calculated for Term with Terminal Illness on KOLI NANJI KARA is considering underwriting class as Preferred

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 68,000 4,251 72,251
Instalment Premium with First year GST (Rs.) 71,060 4,442 75,502
Instalment Premium post applicable discount with First year GST (Rs.) 71,060 4,442 75,502
Instalment Premium with GST 2nd year onwards (Rs.) 69,530 4,347 73,877
 (Amount in Rupees.)
Guaranteed Benefits Non - Guaranteed Benefits @4% p.a. Non - Guaranteed Benefits @8% p.a. Total Benefits including Guaranteed and Non
Guaranteed Benefits
Maturity Benefit Death Benefit
Total Total Total Total
Policy Single/Annualised Maturity Maturity Death Death
Year Premium Guaranteed Special Special Benefit, Benefit, Benefit, Benefit,
Guaranteed Survival Surrender Death Maturity Reversionary Cash Surrender Surrender Reversionary Cash Surrender Surrender
Additions Benefit Benefit Benefit Bonus Bonus Benefit Bonus Bonus Benefit including including including including
Value Value Value Terminal Terminal ofTerminal Terminal
Bonus, if Bonus, if Bonus, if Bonus, if
any @4% any @8% any @4% any @8%
(7+8+TB) (7+12+TB) (6+8+TB) (6+12+TB)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 68,000 0 0 0 7,48,000 0 0 6,256 22,445 22,445 0 7,194 22,465 22,465 0 0 7,48,000 7,48,000
2 68,000 0 0 40,800 7,48,000 0 0 6,256 51,343 51,343 0 7,194 53,627 53,627 0 0 7,48,000 7,48,000
3 68,000 0 0 71,400 7,48,000 0 0 6,256 91,780 91,780 0 7,194 98,572 98,572 0 0 7,48,000 7,48,000
4 68,000 0 0 1,36,000 7,48,000 0 0 6,256 1,17,553 1,36,000 0 7,194 1,29,057 1,36,000 0 0 7,48,000 7,48,000
5 68,000 0 0 1,70,000 7,48,000 0 0 6,256 1,96,401 1,96,401 0 7,194 2,08,741 2,08,741 0 0 7,48,000 7,48,000
6 68,000 0 0 2,04,000 7,48,000 0 0 6,256 2,62,842 2,62,842 0 7,194 2,95,942 2,95,942 0 0 7,48,000 7,48,000
7 68,000 0 0 2,38,000 7,48,000 0 0 6,256 3,37,737 3,37,737 0 7,194 3,88,401 3,88,401 0 0 7,48,000 7,48,000
8 68,000 0 0 3,80,800 7,48,000 0 0 6,256 4,20,332 4,20,332 0 7,194 4,90,804 4,90,804 0 0 7,48,000 7,48,000
9 68,000 0 0 5,50,800 7,48,000 0 0 6,256 4,93,562 5,50,800 0 7,194 5,94,926 5,94,926 0 0 7,48,000 7,48,000
10 68,000 0 0 0 7,48,000 4,08,000 0 6,256 6,43,960 6,43,960 0 7,194 7,08,420 7,08,420 6,26,960 7,70,440 7,48,000 7,94,240
Note : Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loading for modal premiums, if any. Refer Sales literature for explanation
of terms used in the illustration.
1. In case Cash Bonus has been paid out, all cash bonuses paid up to the date of surrender shall be deducted from the Surrender benefit shown above, at the time of payout.
2. Surrender value illustrated above is end of the policy year value. Special Surrender value may be revised depending on the prevailing market conditions.
3. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is payable.
4. If Special Date with Discounted Cash Bonus is opted, the survival benefit values mentioned here are indicative based on the date on which this benefit illustration was generated for this policy. The actual payout will be as per the policy
commencement date of your policy as mentioned in your Policy Schedule.
5. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned
anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
6. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
7. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so charged shall
become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
All premiums payable under the policy are subject to the applicable taxes, duties, surcharge, cesses or levies assessed as per the prevailing tax laws or directions from the competent court of law, which will be entirely borne/ paid by the
Policyholder, in addition to the payment of such Premium.
I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / I, KOLI NANJI KARA , have received the information with respect to the above, have understood the above
policyholder. statement before entering into the contract.

Place:
Date: 22 May 2025 Date: 22 May 2025
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2024/Sep/2772 (Rider - L&C/Advt/2020/Dec/1539)
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: [Link]
(I)V.96.00/FY2025-2026_Q1/RELEASE 01-04-25/EXPIRY 30-06-2025 005105719NBSVIPRV1N1 22-05-2025 08: 24 PM