Essential Daily Life Math & Formulas
1. Budgeting
Savings = Income - Expenses
Example: Income = $2500, Expenses = $1900 → Savings = $600
2. Percentage
(Part ÷ Whole) × 100
Example: Scored 45/60 → 75%
3. Discount / Sale Price
Discount = (Discount% × Price) ÷ 100
Example: 20% off on $50 → Final price = $40
4. Grocery / Market
Price = Weight (kg) × Rate/kg
Example: 1.5 kg tomatoes at $3/kg → $4.50
5. Cooking & Weight
1 kg = 1000 g
Example: 500g sugar = 0.5 kg
6. Food Energy (Nutrition)
Calories = kJ × 0.239
Example: 1000 kJ snack = 239 kcal
7. Weight Conversion
1 kg = 2.204 lbs
Example: 70 kg = 154.28 lbs
8. Speed
Speed = Distance ÷ Time
Example: 150 km in 3 hours → 50 km/h
9. Time Conversion
1 hour = 60 minutes; 1 minute = 60 seconds
Example: 2.5 hours = 150 minutes
10. Volume
Volume = Length × Width × Height
Example: 2m × 1m × 0.5m = 1 m³
11. Fuel Cost
Cost = Price/liter × Liters used
Example: $1.50 × 20L = $30
12. Electricity Cost
kWh = Power (kW) × Time (hours)
Example: 1.5 kW × 4 hrs = 6 kWh
13. Simple Interest
Interest = (P × R × T) ÷ 100
Example: $1000 at 5% for 2 years = $100 interest
14. Compound Interest
A = P(1 + r/n)^(nt)
Example: $1000 at 5% for 2 years → A = $1102.50
15. Loan EMI
EMI = [P × r × (1+r)^n] ÷ [(1+r)^n - 1]
Example: $10,000 loan at 1% monthly for 12 months ≈ $888.49
16. Currency Conversion
Amount = Local Money ÷ Exchange Rate
Example: ₹10,000 ÷ 80 = $125
17. Tax Calculation
Tax = (Tax Rate × Income) ÷ 100
Example: $50,000 income, 10% tax → $5,000
18. Profit & Loss
Profit = SP - CP; Loss = CP - SP
Example: Buy for $80, sell for $100 → Profit = $20