TO 20.01.
2025
HDFC/CARD/CON/JAN-25/[Link]-42
BHARATH R
NO 31/1 1ST MAIN ROAD THANAPPA
COMPOUND BANGALORE NORTH
BENGALURU – 560024
Ref: Invitation to conciliation as per provisions of Section 62 of the Arbitration and Conciliation Act,
1996 / Your Credit Card No: 000405028XXXXXX8714 (AAN: 0001010030002508714)
Sir/Madam,
I, on behalf of and under instructions from my client HDFC Bank Ltd., having its Registered Office at
HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai -13, and its branch office at
HDFC BANK LTD, 2nd Floor, Umiya Velocity, Near Esteem Mall, Hebbala, Bangalore 560024,
do hereby issue the following notice to you:-
1. You had availed credit card facility from my client under credit card No. 000405028XXXXXX8714
(AAN: 0001010030002508714).
2. That you failed to adhere to the terms and conditions of the card member agreement by not making
the payment of the outstanding amount in time, and the same was not paid despite repeated requests,
reminders, and personal visits made by my client.
3. That as on dates an amount of Rs. 119689.25/- is due and payable by you in the aforesaid credit card
account to my client. However, my client, in the interest of a good customer relationship, intends to
explore the possibility of a settlement through the process of conciliation for an amicable settlement.
4. In case you are interested in settling the matter amicably and out of court, by the process of
conciliation, as aforementioned, you are called upon to attend the conciliation camp, being organized at
your HDFC Bank Branch address at HDFC Bank Ltd, 2nd Floor, Umiya Velocity, Near Esteem
Mall, Hebbala, Bangalore - 560024, on 27.01.2025 between 10.00 A.M. to 5.00 P.M. In case, however,
you fail/avoid to come forward for conciliation, on the said date, the present invitation shall be deemed
to have lapsed/rejected, and in such event, our client shall be constrained to initiate appropriate legal
proceedings against you to their logical end for the recovery of its dues at your risk, cost and
consequence. The present communication may also be treated as a final opportunity from my client
towards the amicable settlement.
5. This is to put to your notice that in the event of your rejecting the present invitation, I have
instructions from my client to initiate further appropriate legal proceedings for the recovery of the
amount due from you.
6. This notice is issued to you without prejudice to the rights and claims available to my client under the
Terms & Conditions of the Card Member Agreement.
In the event you seek any clarifications or you intend for an amicable settlement, you may contact my
client Officer Leo Valavan- 9499515802
"Please ignore this notice if the payment is already made."
Advocate