Maruti Wagon R Valid from Valid till (midnight)

MH04EX8683 08 DEC 18 07 DEC 19

Car owner Owner number Owner email

Vishal Prakash Raskar 9673787000 tejaraskar@[Link]

Plan Policy price Insured value

Comprehensive ₹ 4646.92 ₹ 209071

How to claim
Why go directly to a garage? Tell us first for quick claims and a stress-free experience.
A pickup & drop of your car Guaranteed cashless process 3 day repair or get free cab vouchers

Workshops Call Acko for fast approvals and GST# for workshop invoice:
instant settlements 27AAOCA9055C1ZJ
& Garages 1800 209 9910

In emergencies that require towing, call 1860 266 2256 Page 1 of 3

What’s covered What’s not

ACCIDENTS NON-ACCIDENTAL DAMAGE

Damage due to the car meeting with an accident. Like depreciation, wear & tear, breakdown, failures &
breakages, and deductibles.

FIRE
In case your car catches fire, resulting from self-ignition, CONSEQUENTIAL LOSS & CONTRACTUAL LIABILITY
explosion or lightning. Further damage or liability arising due to car accident

THEFT NUCLEAR RISK & WAR

If your car is stolen, we will pay you the value (as Damages to your car due to nuclear risk, war & mutiny.
mentioned above) of your car.

ILLEGAL DRIVING
CALAMITIES Damage due to the car driven by a person without a
Damage due to natural or man made causes like driving license or under influence of liquor/drugs.
earthquake, riots, etc.

TYRE, TUBES & ENGINE

THIRD-PARTY LOSSES Not included unless the tyre, tubes & engine are damaged
Death, injury or property damage of any third party arising due to an accident.
from use of the car.

INSPECTION EXCEPTION
CAR OWNER COVER The damages, if found on inspection and shown in the
Death and disability cover for the car owner policy form, would not be covered under this policy.

CONSUMABLES
Covers the cost of consumables like nut, bolt, lubricant etc
consumed during car repair due to accident

In emergencies that require towing, call 1860 266 2256 Page 2 of 3

 COMPREHENSIVE POLICY - PRIVATE CAR
Package Policy Schedule

POLICY DETAILS VEHICLE DETAILS

Insured Name: Vishal Prakash Raskar Registration Number: MH04EX8683

Pincode: 415525 Make/Model: Maruti Wagon R

Period of Insurance: 08 Dec 18 (00:00 hrs) to 07 Dec 19 (23:59 hrs) Fuel type: Petrol

Policy Issuance Date: 07 Dec 18 Manufacturing Year: 2011

Policy Number: DCP00059344/00

INSURED DECLARED VALUE (IDV)

Vehicle IDV (₹) Accessories (₹) Bifuel Kit (₹) Total IDV (₹)

209071 0 0 209071

PREMIUM DETAILS (₹)

Own Damage Premium (A) Liability Premium (B)

Basic Own Damage 1659.63 Basic Third Party Liability 1850.00

NCB Discount (321.57) PA for Owner Driver 750.00

Net Own Damage Premium (A) 1338.06 Net Liability Premium (B) 2600.00

Total Package Premium (A+B) 3938.06

GST (9% SGST + 9% CGST) 708.86

Total Premium 4646.92

Geographical Area: India Compulsory Deductible: ₹ 1000

No-Claim Bonus: 20% Voluntary Deductible: ₹0

Add ons: Consumables

Limitations As To Use: The Policy covers use of the vehicle for any purpose other than: a) Hire or Reward b) Carriage of goods (other than samples or personal luggage) c) Organized racing d) Pace making e) Speed testing f)
ReliabilityTrials g) Any purpose in connection with Motor Trade. Persons or Class of Persons entitled to drive: Any person including the insured, provided that a person driving holds an effective driving license at the time of
the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective learner's license may also drive the vehicle and that such a person satisfies the requirements of
Rule 3 of the Central Motor Vehicles Rules, 1989. Limits of Liability. 1. Under Section II-1 (i) of the policy - Death of or bodily injury - Such amount as is necessary to meet the requirements of the Motor Vehicles Act, 1988. 2. Under
Section II - 1(ii) of the policy -Damage to Third Party Property - Rs. 750000 3. P. A. Cover under Section III for Owner - Driver(CSI): Rs. 1500000 Terms, Conditions & Exclusions: As per the Indian Motor Tariff. A personal copy of the
same is available free of cost on request & the same is also available at our website.
I / We hereby certify that the policy to which the certificate relates as well as the certificate of insurance are issued in accordance with the provision of chapter X, XI of M. [Link] 1988. "The stamp duty of Rs. 0.50 paid by electronic
medium vide Receipt/Challan no. 3677100201718 dated 26/10/2017 as prescribed in Government Notification Revenue and Forest Department No. Mudrank 2004/4125/CR/690/M-1, dated 31/12/2004. GSTN: 27AAOCA9055C1ZJ.
IMPORTANT NOTICE: The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in
order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY”. Disclaimer: The Policy shall be void from inception if the
premium cheque is not realized. In the event of misrepresentation, fraud or non-disclosure of material fact, the Company reserves the right to cancel the Policy. Please note that the insured vehicle was pre-inspected and a
report was prepared accordingly. The existing damages to the vehicle as mentioned in the report shall not be paid by the Company. The policy is issued basis the information provided by you, which is available with the
company. In case of discrepancy/non recording of relevant information in the policy, the insured is requested to bring the same to the notice of the company within 15 days.

INTERMEDIARY DETAILS

Policy Issuing Office: Direct - Mumbai Intermediary Name: Direct

Phone Number: N/A Intermediary Code: N/A

Acko General Insurance Ltd.

Unit No. 301 & 302, 3rd Floor, F Wing, Lotus Corporate Park, Goregaon (E), Mumbai- 400063
For ACKO General Insurance Ltd.
Email: hello@[Link] | Helpline No.: 1860 266 2256 | [Link]
Duly Constituted Attorney
CIN : U66000MH2016PLC287385 | IRDAI Reg No. 157 | HSN: 9971 | GST: 27AAOCA9055C1ZJ

UIN : IRDAN157P0007V01201718, A0009V01201819