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Financial Decision-Making Survey Guide

The document outlines a research instrument divided into five sections aimed at gathering data on respondent demographics, financial decision-making practices, budgeting and expense management, financial challenges and coping mechanisms, and financial literacy and assistance programs. Each section is designed to address specific research questions related to financial behaviors and challenges faced by individuals. The instrument includes various questions to collect quantitative and qualitative data from respondents.

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rawnone.nablue15
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6 views2 pages

Financial Decision-Making Survey Guide

The document outlines a research instrument divided into five sections aimed at gathering data on respondent demographics, financial decision-making practices, budgeting and expense management, financial challenges and coping mechanisms, and financial literacy and assistance programs. Each section is designed to address specific research questions related to financial behaviors and challenges faced by individuals. The instrument includes various questions to collect quantitative and qualitative data from respondents.

Uploaded by

rawnone.nablue15
Copyright
© All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

RESEARCH INSTRUMENT

Section 1: Respondent Demographics

(This section helps answer Research Question #1)

 Age
 Gender
 Educational Attainment
 Employment Status
 Monthly Household Income
 Number of Dependents

Section 2: Financial Decision-Making Practices

(This section helps answer Research Question #2 and #3)

 Who primarily makes financial decisions in your household?


 What factors influence your financial decisions the most? (Salary, expenses,
savings, investments, etc.)
 How do you prioritize expenses?

Section 3: Budgeting and Expense Management

(This section helps answer Research Question #4 and #5)

 Do you follow a specific budgeting method? (Yes/No)


 How do you track your expenses? (Notebook, mobile app, not at all, etc.)
 How frequently do you adjust your budget?
 What percentage of your income goes to essential expenses (rent, food,
utilities, etc.)?

Section 4: Financial Challenges and Coping Mechanisms

(This section helps answer Research Question #6 and #7)

 What are the most common financial challenges you face? (Debt, sudden
expenses, insufficient income, etc.)
 Have you encountered financial crises in the past year? (Yes/No)
 How do you typically manage financial difficulties? (Loans, family support,
reducing expenses, etc.)

Section 5: Financial Literacy and Assistance Programs

(This section helps answer Research Question #8 and #9)

 Have you attended any financial literacy training or workshops? (Yes/No)


 Are you aware of any financial assistance programs available to you? (Yes/No)
 What sources do you rely on for financial knowledge? (Online resources,
financial advisors, family, etc.)

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