1

PROPOSED SCHEME FOR

TRADING OF RICE
UNDER BHAVISHYAT CREDIT
INTRODUCTION: CARD
(i)
The details wich are requird to be elaborated:
(a). Project objective/goal
RICE, Ginger, Onion Etcetra which has good demand
to all classes of people of the area

(b) Product you have selected

RICE, Ginger, Onion
Etcetra
( c). Technology/technical know-how required for the
project NIL

(d). Present/Future demand of the product in the

market area you plan to serve The goods which will be sold by the unit,have good
demand in the market.

ii). Background of the Applicant:-

1 SUDARSHON ROUTH
Full Name (in Block Letter)
2 AJIT ROUTH
Name of the Father/Husband
3
Age DOB : 03/03/1987
4
Sex MALE
5 Proof of Identity of the Applicant to be Submitted
along with the Project AADHAAR : 238573470332
(Strike out which are not applicable)
6 Whether belongs to Schedule NOT APPLICABLE
Castes/Scheduled Tribes/Minority
Community/Physically Handicraft/OBC/Ex-
Serviceman/Hill Border Areas.
(Certificate from the
Competent Authority is to be furnished)

2
 7 Address and Telephone No./Mobile VILLAGE – MAITHA
No: [Link] Address of the POST – MAJDIHA
Applicant: P.S – ONDA, DIST – BANKURA,
PIN - 722144
[Link] of the Project
Site: [Link] of the
Administrative

(Address Proof is to be furnished along with the

D.P.R. Copy)
8 Academic Qualification : VIII
Passed
9 Technical Qualification : NIL
10 Experience : Having working knowledge of the Project
Year Employment Designation Last Salary Drawn
9 SELF
11 Own Contribution may be provided NIL
Reasons for undertaking the project
12 (Please state motivating factors)
13 Assets and liabilities of the Applicant : Asset :-
Land Rs. OWN
(a). ImmovableProperties like Building Rs. OWN
Land,Buildings,their areas,location, cost etc. Liqued Cash Rs
(b).Other Assets including particulars of Bank A/C. 30000.00
(c).Personal
Liabilities,if any,including Loan Liability/Guarantee Total
given
30000.00

Libility :- NIL
14 Any other relevant information

Type of Project (Manufacturing / Service TRADING

Project Activity :-(Brief description may be given) RICE, Ginger, Onion Etcetra
Name of the product to be manufactured/service(s) to be
RICE, Ginger, Onion
rendered
Etcetra
Human Resources Required (In nos) 3 Nos
Period of One Operating Cycle 1 MONTH
Approach Road / Connectivity AVAILABLE
Avilability of Power/Water Supply
(Certificate-cum-undertaking from the applicant
regarding availability of power in the locality where the
project will be set up (if,power is essential for
implementing the project)
AVAILABLE
Estimated Annual Producation Capacity of the Project
NIL
Estimated Work Period (Annual) 300 Days
 3
Project Cost :
(A). Capital Expenditure /Non Recurring Expenditure :
1. Land required for setting up to project - Own/Rented (Give tick mark
(As per KVIC' s norm,beneficiary should own land and therefore land cost should not be included in
the Project Cost).Details of land market value of land may be [Link] of Land Development may
be included in the Project Cost :
Particulars of the land :
Particulars
SL No Areas Cost
1 Land of Work Shed 600 OWN
[Link]
[ (i).No objection Certificate from the landlord,if the applicant is not the owner of the proposed
project site.(ii). Photocopy(s) of theTitle Deeds of the properties/Record of Rights (ROR)/particulars
of the Land / Dag Number/ Khatian Number/Mouza Number /Site Plan of the Project Site marking
the approach road on which the project will be set up. (iii).Copy of the Rent agreement,if the
proposed Project Site is on rental premises of the current Rent Receipts]
2. Construction of work shed/Office and Administrative Building/Go-down
a. Whether Work Shed is required to be constructed (Give Tick Mark) Yes/No
b. Nature of Construction of Work Shed (State in brief
[Link]. Particulars Areas Cost
1 Construction of Work Shed 20` X OWN
30`
(Copy of the plan & Estimate for construction of Work Shed)
3. Plant and Machinery:-
[Link]. Particulars Source of Quantity/ Rate Amount(Rs.)
Supply/Name of S et
the
Manufacture
1 Rice keeping container 10 800.00 8000.0
0
2 Weighing 2 3000.00 6000.00
balance
3 Chair/Tool 2 500.00 1000.0
0
GST 18% 2700.0
0
17700.0
0
4. Tools and Implements:-
[Link]. Particulars Quantity Rate Amount (Rs.)

1 Installation cost NIL NIL NIL

2 Others Equipments NIL NIL NIL
NIL

4
5. Furniture & Fixtures:-
[Link]. Particulars Quantity Rate Amount (Rs.)

1 NIL NIL NIL NIL

TOTAL NIL
6. Cost of Utilities:-
[Link]. Particulars Quantity Rate Amount
(Rs.)
1 Electrification Cost 2000.00
Total 2000.00
7. Preliminary and Preoperative Expenses:-
[Link]. Particulars Quantity Rate Amount (Rs.)

1 Project report cost 500.00

2 Possessing charges 500.00
3 Trade license 500.00
Total 1500.00

8. Total Fund required for incurring Capital / Non Recurring Expenditures:-

[Link]. Particulars Quantity Rate Amount (Rs.)

1 Land & Land Development -- -- OWN

2 Work Shed -- -- OWN
3 Plant & Machinery -- -- 17700.00
4 Tools and Implements -- -- NIL
5 Furniture & Fixtures -- -- NIL
6 Utilities -- -- 2000.00
7 Preliminary and Preoperative expenditures -- -- 1500.00
TOTAL 21200.00

[B]. Recurring Expenditure:

(a) Raw Material:-

[Link]. Particulars Quantity Rate Amount (Rs.)

1 Different Rice 5375Kg 40 215000.00

TOTAL 215000.00

5
(b). Wages & Salaries:-
[Link]. Particulars Quantity Rate Amount (Rs.)
/No
1 Manager 1 No 6000.00 6000.00
2 Skill worker 1 No 5000.00 5000.00
TOTAL 11000.00

( c ). Other Overheads / Expenses:

[Link]. Particulars Amount
(Rs.)
1 Rent 0.00
2 Tax,Licence,Insurencee 200.00
3 Repair & Maintenance 100.00
4 Travelling Expenses 200.00
5 Transportation 900.00
6 Advertisement / Publicity 200.00
7 Office Expenses 300.00
8 [Link] 300.00
9 Power (Electricity,[Link],Wood,etc) 500.00
10 Consumable Iteeems 100.00
2800.00
 Recurring Expenditure for one Month = Working capital for one cycle

= (a) + (b) + ( c ) = 215000.00 + 11000.00 + 2800.00

= 228800.00

[C]. TOTAL PROJECT COST :

[Link] Particulars Amount (Rs.)

1 Capital / Non recurrin Expenditure 21200.00

2 Working Capital for One Cycle 228800.00
3 TOTAL (1 + 2 ) 250000.00

[D] PER CAPITA INVESTMENT TOWARDS BLOCK CAPITAL :

[Link] Particulars Amount (Rs.)

1 Total Capital Expenditure (Block Capital) 21200.00

2 Total Human Resource Required (In Nos.) 3 NO
3 Per Capita Investment towards Block Capital ( 1 / 2 ) 7066.67

[E] MEANS OF FINANCING :

[Link] Particulars Amount (Rs.)

2 [Link] Money Subsidy ( Proposed ) 25000.00

3 Bank Loan 225000.00
4 TOTAL : 250000.00
[F] TENTATIVE PROEFIT & LOSS ACCOUNT (MONTHLY)

EXPENTITURE INCOME

a) Recurring Expenses Rs 228800.00

b) Depreciation on Machinery is in To Sale of Product :

included in the project cost @ 15% 221.00
C Interest on capital Investment Rs 1875.00 Product Qty/qtl Rate/Pcs Amount
e) Gross Profit (Mothly) By selling Different 215000+15 %of
Readymade Garments 215000 189950
= 16354.00

247250.00
 [G] FIXED ASSET :-

[Link] Particulars % Amount

1 SALARY 40 4400.00
2 Overhead 40 1120.00
3 Depriciation 221.00
4 Interest 1875.00
TOTAL 7616.00

Monthly Profit X 100

a) PROFIT SALE RATIO = 16354.00 X 100 = 6.614358 %

247250.00

Monthly Sale

b) RETURN ON INVESMENT = Annual Profit X 100

16354.00 x 12x100 78.4992
=
Capital Investment 250000.00 %

c) BREAK EVEN POINET

= Fixed Cost X 100 = 761600

Fixed Cost + Profit 23970.00

= 31.77305
%