Dear A B

Long term stability and security have become more important than ever before, given the times we are living in. At Tata AIA Life, we have always believed in helping you protect your dreams at
various stages of life by ensuring that you are financially equipped.
Tata AIA Life Insurance Smart Value Income Plan helps you take one step closer to financial safety and achieve this objective.
Your plan details are as follows:
Policy term (Years) 20
Premium payment term (Years) 6
Mode of premium payment Annual
Premium Installment as per chosen mode incl. GST (Rs.) 2,82,763
Cash Bonus Option Paid in cash
Frequency of Cash Bonus Annually
Special Date* NA
Proportion of Bonus paid in cash 100%
Proportion of Bonus paid in Sub-Wallet NA
*In case your special date under DCB option is before your policy issuance date then the revised special date will be day falling immediately after your policy issuance. Any change related to
premium payment mode, bonus payout frequency, cash bonus option and special date chosen under DCB option will not be allowed in future.
Other Key benefits:

Life Protect Feature – Continue your life cover1 even if you need to postpone premium payment due to loss of income and/or unemployment
Enhance your protection with optional Riders2
Tax benefits may be applicable on premiums paid and benefits received as per applicable tax laws3

Disclaimers: • ^These bonuses are not guaranteed in nature. The company may declare cash bonus annually in advance. The cash bonus, if declared, will be applicable provided all due premiums
have been paid • 1A monthly mortality charge will be [Link] refer to terms and conditions for details. • 2Riders are optional and are available for a nominal extra [Link] more details on
benefits, premiums and exclusions under the rider please refer to the rider brochure or contactour Insurance Advisor / Intermediary or visit our nearest branch office. • 3Income Tax benefits would
be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated [Link] tax laws are subject to change from time to [Link] AIA Life Insurance Company
[Link] not assumeresponsibility on tax implication mentioned anywhere in this [Link] consult your own tax consultant to know the tax benefits available to you. • All Premiums are
subject to applicable taxes, cesses & levies which will entirely be borne by the policyholder along with the payment of [Link] any imposition(taxor otherwise) is levied by any statutory or
administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the [Link], Tata AIA Life Insurance Company Limited has
the right to deduct the amount from the benefits payable by us under the Policy • Formore details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale
• This product is underwritten by Tata AIA Life Insurance Company [Link] plan is not a guaranteed issuance plan and it will be subject to company's underwriting and acceptance • UIN:
110N162V02• L&C/Misc/2023/Jan/0006
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai
– 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a [Link] any information including cancellation, claims and complaints,
please contact our Insurance Advisor / Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at customercare@[Link]. Visit us at: [Link].
BEWARE OF SPURIOUS PHONE CALLS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police
AND FICTITIOUS / FRAUDULENT complaint
OFFERS
BENEFIT ILLUSTRATION
Tata AIA Life Insurance Smart Value Income Plan
Name of the Prospect/Policyholder : AB Proposal No: 70006688538
Age (years): 36 Name of the Product: Tata AIA Life Insurance Smart Value Income Plan
Name of the Life Assured : AB Tag Line: Individual, Non-Linked Participating Life Insurance Savings Plan
Age (years): 36 Unique Identification Number: 110N162V02
Policy Term (years): 20 GST Rate : 4.50% for first year
Premium Payment Term (years): 6 2.25% second year onwards
Amount of Instalment Premium (Rs.): 2,82,763
Mode of Payment of Premium: Annual
Mode of Payment of Cash Bonus : Annual

How to read and understand this benefit illustration?

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be
clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8% p.a. and
4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment
performance.
Policy Details
Policy Option Option 1 - Cash Bonus Sum Assured (Rs.) 29,75,000
Bonus Type Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 29,75,000
Special Date No Type of Cash Bonus with Special Date NA

Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Benefit Premium Sum Premium Year 1
Rider Name / UIN^(Benefit Option / Benefit Payout Option) Income Income of p.a. Discount
Name Age(yrs) Gender Lumpsum p.a. Duration premium Option Payment Assured without
(Rs.) (Rs.) (yrs) option Term Term (Rs.) GST (Rs.) (Rs.)

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 2,70,587 0 2,70,587
Instalment Premium with First year GST * (Rs.) 2,82,763 0 2,82,763
Instalment Premium post applicable discount with First year GST (Rs.) 2,82,659 0 2,82,659
Instalment Premium with GST 2nd year onwards (Rs.) 2,76,675 0 2,76,675
 (Amount in Rupees.)
Guaranteed Benefits Non - Guaranteed Benefits Non - Guaranteed Benefits Total Benefits including Guaranteed and Non Guaranteed
@4% p.a. @8% p.a. Benefits
Maturity Benefit Death Benefit Surrender Benefit 1
Total Total
Total Total Total Total Surrender Surrender
Policy Single/Annualised Maturity Maturity Death Death Benefit, Benefit,
Year Premium Guaranteed Survival Surrender Death Maturity Reversionary Cash Surrender Reversionary Cash Surrender Benefit, Benefit, Benefit, Benefit, including including
Additions Benefit Benefit Benefit Benefit Bonus Bonus Benefit Bonus Bonus Benefit including including including including of Terminal
Terminal Terminal ofTerminal Terminal Terminal Bonus, if
Bonus, if Bonus, if Bonus, if Bonus, if Bonus, if any @8%
any @4% any @8% any @4% any @8% any @4% Higher of
(7+8+TB) (7+11+TB) (6+8+TB) (6+11+TB) Higher of (5,13)
(5,10)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 2,50,000 0 0 0 29,75,000 0 0 22,500 0 0 58,750 0 0 0 29,75,000 29,75,000 0 0
2 2,50,000 0 0 1,50,000 29,75,000 0 0 22,500 2,17,500 0 58,750 1,95,000 0 0 29,75,000 29,75,000 2,17,500 1,95,000
3 2,50,000 0 0 2,62,500 29,75,000 0 0 22,500 4,07,500 0 58,750 3,85,000 0 0 29,75,000 29,75,000 4,07,500 3,85,000
4 2,50,000 0 0 5,00,000 29,75,000 0 0 22,500 6,70,000 0 58,750 6,45,000 0 0 29,75,000 29,75,000 6,70,000 6,45,000
5 2,50,000 0 0 6,25,000 29,75,000 0 0 22,500 9,57,500 0 58,750 9,90,000 0 0 29,75,000 29,75,000 9,57,500 9,90,000
6 2,50,000 0 0 9,00,000 29,75,000 0 0 22,500 13,10,000 0 58,750 14,27,500 0 0 29,75,000 29,75,000 13,10,000 14,27,500
7 0 0 0 9,75,000 29,75,000 0 0 22,500 13,60,000 0 58,750 15,07,500 0 0 29,75,000 29,75,000 13,60,000 15,07,500
8 0 0 0 11,25,000 29,75,000 0 0 22,500 14,15,000 0 58,750 15,90,000 0 0 29,75,000 29,75,000 14,15,000 15,90,000
9 0 0 0 12,00,000 29,75,000 0 0 22,500 14,62,500 0 58,750 16,72,500 0 0 29,75,000 29,75,000 14,62,500 16,72,500
10 0 0 0 12,00,000 29,75,000 0 0 22,500 15,05,000 0 58,750 17,60,000 0 0 29,75,000 29,75,000 15,05,000 17,60,000
11 0 0 0 12,00,000 29,75,000 0 0 22,500 15,50,000 0 58,750 18,47,500 0 0 29,75,000 29,75,000 15,50,000 18,47,500
12 0 0 0 13,50,000 29,75,000 0 0 22,500 15,92,500 0 58,750 19,35,000 0 0 29,75,000 29,75,000 15,92,500 19,35,000
13 0 0 0 13,50,000 29,75,000 0 0 22,500 16,40,000 0 58,750 20,27,500 0 0 29,75,000 29,75,000 16,40,000 20,27,500
14 0 0 0 13,50,000 29,75,000 0 0 22,500 16,85,000 0 58,750 21,17,500 0 0 29,75,000 29,75,000 16,85,000 21,17,500
15 0 0 0 13,50,000 29,75,000 0 0 22,500 17,32,500 0 58,750 22,12,500 0 0 29,75,000 29,75,000 17,32,500 22,12,500
16 0 0 0 13,50,000 29,75,000 0 0 22,500 17,82,500 0 58,750 23,85,000 0 0 29,75,000 29,75,000 17,82,500 23,85,000
17 0 0 0 13,50,000 29,75,000 0 0 22,500 18,32,500 0 58,750 24,90,000 0 0 29,75,000 29,75,000 18,32,500 24,90,000
18 0 0 0 13,50,000 29,75,000 0 0 22,500 18,82,500 0 58,750 25,92,500 0 0 29,75,000 29,75,000 18,82,500 25,92,500
19 0 0 0 13,50,000 29,75,000 0 0 22,500 19,35,000 0 58,750 27,02,500 0 0 29,75,000 29,75,000 19,35,000 27,02,500
20 0 0 0 0 29,75,000 9,00,000 0 22,500 0 0 58,750 0 16,22,500 16,97,500 29,75,000 29,75,000 0 0
Note : Annualised premium shall be the premium payable in a year chosen by the policyholder, excluding the taxes, rider premiums, underwriting extra premiums and loading for modal premiums, if any. Refer Sales
literature for explanation of terms used in the illustration.
1. In case Cash Bonus has been paid out, all cash bonuses paid up to the date of surrender shall be deducted from the Surrender benefit shown above, at the time of payout.
2. Surrender value illustrated above is end of the policy year value. Special Surrender value may be revised depending on the prevailing market conditions.
3. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is payable.
4. If Special Date with Discounted Cash Bonus is opted, the survival benefit values mentioned here are indicative based on the date on which this benefit illustration was generated for this policy. The actual payout will be
as per the policy commencement date of your policy as mentioned in your Policy Schedule.
5. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax
implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
6. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
[Link] premiums payable under the policy are subject to the applicable taxes, duties, surcharge, cesses or levies assessed as per the prevailing tax laws or directions from the competent court of law, which will be entirely
borne/ paid by the Policyholder, in addition to the payment of such Premium.
I, …...................... (name), have explained the premiums and benefits under the product fully to the I, A B , have received the information with respect to the above, have understood the above statement
prospect / policyholder. before entering into the contract.

Place:
Date: 31 Jan 2024 Date: 31 Jan 2024
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2023/Nov/3918 (Rider - L&C/Advt/2020/Dec/1539)
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: [Link]
(I)V.96.00/FY2022-2023_Q1/RELEASE 01-01-24/EXPIRY 31-03-2024 004700808HISVIPLV1N1 31-01-2024 10: 23 PM