1

Schemes for RBI Grade B/ NABARD

ISARC in Agriculture establishment of the International Rice Research Institute (IRRI), South Asia Regional
Varanasi Center (ISARC) at National Seed Research and Training Center; Centre of Excellence in
Rice Value Addition (CERVA) will be set up in Varanasi; sophisticated laboratory with
capacity to determine quality and status of heavy metals in grain and straw
Mission Organic Agriculture • Central Sector Scheme, a sub-mission under National Mission for Sustainable Agriculture (NMSA
Value Chain • Implemented in Mission mode
Development for • To empower 30-50 thousand farmers from the northeastern region by creating around 100 farmer
North Eastern producer companies and equip these companies with full value chain under its ownership
Region • NE organic Bazaar will be created, maintained and operated by FPCs/FIGs/ FPOs registered under
(MOVCDNER) MOVCDNER,. The marketing infrastructure shall be within the radius of 25 Km from clusters developed
and registered under MOVCDNER. Financial assistance restricted to 75% of total financial outlay (TFO)
or maximum budget allocation (Rs. 11.25 lakh per unit) whichever is less (Annexure I) shall be provided.
• Subsidy under the scheme shall be released through North Eastern Development Finance Corporation
Ltd. (NEDFi).
• The training in relevant areas will be provided by the Regional Centre of Indian Institute of Food
Processing Technology (IIFPT)
• NERAMAC will be providing marketing and logistic assistance in terms of aggregation and transportation
of organic produce/ products
• 50000 Ha target
• 3yr period, Rs 400 crore scheme
National Agriculture • The National Bamboo Mission (NBM) was launched as a Centrally Sponsored Scheme in 2006-07 and
Bamboo Mission was subsumed under Mission for Integrated Development of Horticulture (MIDH) during 2014-15 and
continued till 2015-16
• Restructured National Bamboo Mission approved by the Cabinet Committee on Economic Affairs (CCEA)
on 25-04-2018.
• NBM will be a sub scheme of National Mission on Sustainable Agriculture (NMSA) under the umbrella
scheme Krishonnati Yojana.
• Target: Coverage of 1,05,000 ha area under bamboo over a period of two years by ensuring adequate
stocks of selected genetically superior quality planting material
• The funding pattern will be 60:40
• hub and spoke model with backward and forward linkages in the value chain
• For Cooperatives sector the Central Funding component would be routed through NCDC as the Nodal
Agency.
National Mission Agriculture & • part of 8 missions of NAPCC 2008
for Sustainable Farmers • operational from the year 2014-15.
Agriculture • formulated for enhancing agricultural productivity especially in rainfed areas focusing on integrated
NMSA farming, water use efficiency, soil health management and synergizing resource conservation.
• NMSA will cater to key dimensions of ‘Water use efficiency’, ‘Nutrient Management’ and ‘Livelihood
diversification’ through adoption of sustainable development pathway by progressively shifting to
environmental friendly technologies, adoption of energy efficient equipments, conservation of natural
resources, integrated farming
• At least 50% of the allocation is to be utilized for small, marginal farmers of which atleast 30% are women
beneficiaries/ farmers. Further 16% & 8% of the total allocation or in proportion of SC/ST population
• Sub-Missions under NMSA:
1. Rainfed Area Development (RAD): It adopts an area-based approach for development; ‘watershed plus
framework; A cluster based approach of 100 hectare or more and at least 25% of the farming system area will
have to be covered under On Farm Water Management. Farming Systems
[Link] Bamboo Mission : wef 2018
3. Soil Health Management (SHM
4 . Climate Change and Sustainable Agriculture: Monitoring, Modelling and Networking
(CCSAMMN)
5. Sub-Mission on Agroforestry : has been launched in 2016-17 to encourage tree plantation on farm land
“Har Medh Par Ped”, along with crops/ cropping system. The scheme is being implemented in the States
which have liberalized transit regulations for selected tree species. The scheme is being implemented in the
20 States and 2 UTs; funding pattern of 60:40
PM KISAN Agriculture & • 2019, Gorakhpur
Farmers • all 14.5 crore farmers,irrespective of the size of their landholding
Welfare • Any per making a contribution to Employees’ Provident Fund Organisation (EPFO), Employees' State
Insurance Corporation (ESIC), National Pension System (NPS), Pradhan Mantri Shram Yogi Maan-dhaan
(PM-SYM) and/or paying income tax is not eligible for the scheme
• Rs 6000 per year income support
• 3 installmenst in 1 yr
PMKSY Pradhan Agriculture & • 2015 ; Jal Shakti + Rural Dev + Agri &FW = 3 ministry
Mantri Farmers • Krishi Sinchayee Yojana with an outlay of Rs.50,000 crores for a period of 5 years (2015-16 to2019-20
Krishi Sinchayee Welfare • Budget 2020-21 = 11127 crore Rs
Yojana • The programme will be supervised and monitored by an Inter-Ministerial National Steering Committee
(NSC) will be constituted under the Chairmanship of Prime Minister
• amalgamation of ongoing schemes - Accelerated Irrigation Benefit Programme, Integrated Watershed Mgt
Programme; On Farm Water Mgt; ( AIBP + IWMP + OFWM

Amit Punia: RBI Gr B DR 2019

 2

• Decentralized State level planning;

• District and State Irrigation Plans need to be prepared to access PMKSY funds;
• Investments done at farm level;
• water budgeting done for all sectors - household, agri, industry;
• Long Term Irrigation Fund has been instituted under PMKSY in NABARD for funding and fast tracking the
implementation; attract investments in irrigation system at field level, develop and expand cultivable land
in the country, minimize wastage of water, more crop per drop by implementing watersaving
technologies and precision irrigation;
• Har Khet ko Pani - on creation of new water sources through minor irrigation that includes both surface
and groundwater; repair, restoration and renovation of water bodies; Strengthening carrying capacity of
traditional water sources; construction of rain water harvesting structures under its Jal Sanchay sub-
component;
• Jal Mandir (Gujarat); Khatri, Kuhl (H.P.); Zabo (Nagaland); Eri, Ooranis (T.N.); Dongs (Assam); Katas,
Bandhas (Odisha and M.P.) under PMKSY Har Khet ko Pani component
• Watershed development - effective mgt of runoff water and improved soil and moisture conservation
activities
• Components:
• AIBP : Accelerated Irrigation Benefit Programme (By Ministry of Jal Shakti): To focus on faster
completion of ongoing Major and Medium Irrigation including National Projects
• PMKSY-Har Khet Ko Pani (By Ministry of Jal Shakti): Creation of new water sources through Minor
Irrigation (both surface and ground water); At least 10% of the command area to be covered under
micro/precision irrigation;
• PMKSY – PDMC By Ministry of Agriculture and Farmers Welfare: Promoting efficient water conveyance
and precision water application devices like drips, sprinklers, pivots, rain - guns in the farm (Jal Sinchan);
use of available water including rainfall and minimise irrigation requirement (Jal Sarankchan);
• 4. PMKSY (Watershed Development (By Ministry of Rural Development): Converging with MGNREGS for
creation of water source to full potential in identified backward rainfed blocks
DDU Unnat Agriculture & • promote agricultural education under which 100 centres are being opened;
Krishi Farmers • by ICAR;
Shiksha Scheme Welfare • farmers who have attended training under Unnat Bharat Abhiyan or have working
knowledge of natural farming to be preferred; opened with a fund of Rs.5.35 crore.
e-Krishi Samvad Agriculture & • 2017
Farmers • platform that will provide direct and effective solutions to the problems faced by farmers and stakeholders
Welfare in the agriculture sector;
• people can get the appropriate solutions from the subject matter specialists and institutes through web or
SMS
• directly approach ICAR
Green Agriculture & • 2005; In 2017-18, 11 schemes / missions were clubbed under one umbrella scheme 'Green Revolution -
Revolution - Farmers Krishonnati Yojana'.
Krishonnati Welfare • Umbrella of 11 schemes - Integrated development of horti, National Food Security Mission, national e-
Yojana governance plan-agri, etc
• Now has 12 schemes:
(1) Mission for Integrated Development of Horticulture (MIDH);
(2) National Mission on Oil Seeds and Oil Palm (NMOOP);
(3) National Food Security Mission (NFSM)
(4) National Mission for Sustainable Agriculture (NMSA);
(5) Sub-Mission on Agriculture Extension (SMAE);
(6) Sub-Mission on Seeds & Planting Material (SMSP);
(7) Sub-Mission on Agricultural Mechanisation (SMAM);
(8) Sub-Mission on Plant Protection and Plant Quarantine (SMPPQ);
(9) Integrated Scheme on Agricultural Census, Economics and Statistics;
(10) Integrated Scheme on Agricultural Cooperation;
(11) Integrated Scheme on Agricultural Marketing (ISAM);
(12) National e-Governance Plan in Agriculture (NeGP-A).
Krishi Kalyan Agriculture & • to aid farmers to improve farming techniques; 2 months program;;
Abhiyaan Farmers • will be undertaken in 25 Villages with more than 1000 population each in Aspirational Districts identified in
Welfare consultation with Ministry of Rural Development as per directions of NITI Ayog.
• The overall coordination and implementation in the 25 villages of a district is being done by
#Krishi_Vigyan_Kendra of that district.
• The Krishi Kalyan Abhiyan (KKA) is being implemented in 112 Aspirational districts of the country.
Launched in 2018 under the Ministry of Agriculture and Farmers’ Welfare.
• Distribution of Soil Health Cards to all farmers
• 100% coverage of bovine vaccination for Foot and Mouth Disease (FMD) in each village
• 100% coverage of Sheep and Goat for eradication of Peste des Petits ruminants (PPR) also known as
sheep and goat plague
• Distribution of Mini Kits of pulses and oilseeds to all
Krishi Vigyan Agriculture & • 1974; Pondicherry; under TNAU
Kendras farmers • address tech needs of farmers; skill development of rural youth; latest tech inputs like seeds, planting
welfare materials, bio products; advice farmers;
• Agri extension center created by ICAR
Mera Gaon, Agriculture & • 2015
Mera Farmers • to hasten the lab to land process
Gaurav Welfare • Groups of four scientists who will adopt 5 villages within a radius of 50-100 km from their place of working

Amit Punia: RBI Gr B DR 2019

 3

• scientists from ICAR and Agri Univs to select villages as per their convenience and be in touch with
farmers and provide info to farmers on technical and other issues through visits or phone
National Agriculture & • connect e-mandis in several States; Funded by Agri-Tech Infrastructure Fund (ATIF) which is set up
Agriculture Farmers through the Small Farmers Agribusiness Consortium;
Market Welfare • 2016
(e-NAM) • Farmers can showcase their produce online from their nearest market and traders can quote price from
anywhere; open price discovery; state govts need to amend their APMC Acts to
implement this; software provided for free to states + grant of 30 lakh per mandi
• Single point levy of market fees
•
National Agriculture & • network project of the Indian Council of Agricultural Research (ICAR) launched in February, 2011
Innovations on Farmers • Enhance resilience of Indian agriculture to climate change
Climate Resilient Welfare • The project consists of four components viz. Strategic Research, Technology Demonstration, Capacity
Agriculture Building and Sponsored/Competitive Grants.
(NICRA
Paramparagat Agriculture & • Approved in 2010
Krishi Vikas Farmers • Organic farming; reducing the dependency on agro-chemicals and fertilizers and to
Yojana under Welfare optimally utilize the locally available natural resources for input production;
National • Cluster based approach;
Mission for • farmers will be funded to meet the expenditure from farm to market (20k/acre) .
Sustainable • a sub-component of Soil Health Management(SHM) scheme under National Mission of Sustainable
Agriculture Agriculture(NMSA)
PMKVY - NMSA • max assistance of Rs 5 crore for a cluster of 1000 ha
• A group shall comprise minimum 20 farmers (may be more if individual holdings are less). All PGS group
requirements for PGS certification shall be taken up by this group (called local group in PGS manual). 25-
50 such groups covering 500-1000 ha area shall constitute one “Cluster”.
• State Government shall identify the target PKVY/PG Groups between 500 or 1000 ha area for formation
of clusters
• Farmers in a group can avail benefit to a maximum of 2 ha as per provision of PKVY,
• assistance of Rs. 50,000 per hectare for 3 years is provided:
i. Paramparagat Krishi Vikas Yojana launched in 2015
ii. to promote organic farming among small and marginal farmers
iii. covered 7 lakh hectares and 8 lakh farmers.
iv. Andhra Pradesh alone has brought 2 lakh hectares under natural farming under this scheme
v. 60:40 sharing bw center states;
In this way, during three years 10,000 clusters will be formed covering 5 lakh
acre area under organic farming
Pashu Sanjivni Agriculture & under National Mission on Bovine Productivity scheme; milk producing animals have been identified using
Farmers polyurethane tags with 12 digit UID numbers and their data has been uploaded on Information Network on
Welfare Animal Health and Productivity data base;
An animal Wellness Programme; encompassing provision of Animal Health cards (‘Nakul Swasthya Patra’)
along with UID identification of animals in milk and a National Data Base ; 8.5 crore animals in milk will be
identified using UID and their data will upload in the INAPH database role in control of spread of animal
diseases.
This will also lead to increase in trade of livestock and livestock products.
to improve vaccination practices, breeding and milk production, control spread of animal diseases;
PM Annadaata Agriculture & • 2018
Aay Farmers • 3 components complementing existing schemes of Dept of Food and Public Distribution for procurement
Sanrakshan Welfare of paddy, wheat and other cereals and coarse grains where procurement takes place at MSP
Abhiyaan 1. Price Support Scheme (PSS) : physical procurement of pulses, oilseeds and copra by Central Nodal
PM-AASHA) Agencies; NAFED + FCI to procure under PSS; expenditure and losses borne by Center upto 25% of
production
2. Price-deficiency payment system (PDPS) : cover all oilseeds for which MSP is notified and Centre will
pay diff between MSP and actual selling price to farmer thru DBT
3. Pilot of Private Procurement and Stockist Scheme (PPSS) : for oilseeds; States given
option to roll out PPSS in select districts where a pvt player can procure at MSP when prices drop below
MSP; pvt player then compensated thru service charge upto max 15% of MSP
Project Agriculture & National Agricultural Drought Assessment and Monitoring System; remote sensing based real time info on
NADAMS Farmers current or developing droughts at state, district and subdistrict level
Welfare
National Agriculture & • NAHEP has been formulated by ICAR with a total cost of US$ 165 million (Rupees 1100 crores ) for five
agricultural Farmers years starting from 2017-18.
Higher Welfare • The project is proposed on 50:50 cost sharing basis between the World Bank and the Government of
Education India, implemented at the ICAR,
Project NAHEP • project aims to develop resources and mechanism for supporting infrastructure, faculty and student
advancement, and providing means for bettergovernance and management of agriculturaluniversities,
Sub-Mission on Agriculture & • under National Mission on Agricultural Extension and Technology; NMAET
Agricultural Farmers • Promotion of Agriculture Mechanization for In-Situ Management of Crop Residue Scheme
Mechanisation Welfare • promote agricultural mechanization among small and marginal farmers; of training, testing,
SMAM demonstration of agricultural machinery and procurement subsidy;
Promotion of • includes Farm Machinery Banks for Custom Hiring and Hi-Tech High Productive Equipments
Agriculture Centres on custom hiring model; avail custom hiring services of CHCs located in a radius of 50 km.
Mechanization using CHC Farm Machinery App; now called FARMS app
for In-Situ • in-situ management of crop residue by retention and incorporation
Management of
Amit Punia: RBI Gr B DR 2019
 4

Crop Residue • Punjab, Haryana, Uttar Pradesh and NCT of Delhi for the period from 2018-19 to 2019-20.
Scheme • 2300 CHC established in 2019-20
Accelerated Agriculture & cluster based approach; enhance availability of green and dry fodder and add to
fodder Farmers availability of fodder during lean period
development Welfare
program
ARYA Project Agriculture & • Attracting and Retaining Youth in Agriculture;
Farmers • 2015
Welfare • implemented through Krishi Vigyan Kendra; launched by the Indian Council of Agricultural Research
(ICAR).
• skill development of youth in entrepreneurial activities + establishment of related micro-enterprise units;
• Establish economic models for youth in the villages so that youths get attracted in agriculture and overall
rural situation is improved.
• This program is planned to be implemented through Krishi Vigyan Kendras (KVK-Farm science centres)
in 25 states of our country. –
• Each KVK would train about 200 to 300 youth in taking up agriculture’s allied and supplementary activities
Dairy processing Agriculture & in NABARD; mgt by National Dairy Development Board; to modernize old and obsolete
and Farmers milk processing units particularly in cooperative sector
development Welfare
fund
Agri-Market Agriculture & • launched in the Budget 2018-19 under the Agri Market Development Fund;
Infrastructure Farmers • 22,000 rural haats and 585 AMC markets would be developed and upgraded into GrAM;
Fund (AMIF) Welfare physical infrastructure will be strengthened using MGNREGA; linked to eNAM and exempted from
Gramin retail APMC regulations;
agriculture • farmers can make direct sale to consumers and bulk purchasers;
markets • Agri-Market Infra Fund with corpus of Rs. 2000 cr with NABARD
(GRAMs)
Kisan Credit Agriculture & • RV Gupta committee
Card Farmers • 1998-99; prepared by NABARD
KCC Welfare • loan disbursed under KCC is broad based and may be used for short term credit requirements for
cultivation of crops, post-harvest expenses, produce marketing loan, consumption requirement of farmer
household etc;
• extended to fisheries and animal husbandry farmers; limit of subvention to Rs 2 lakh limit, 2.5 %
subvention
• 5 yr valid
• MDL = cost of cultivation + 10 % for consumption + 20% for maintenance + ATL if any
• 10% increase limit every year
• 2% subvention for limit upto Rs 3 lakh
• 3% subvention for prompt repayment
• Rs 1.6 lakh limit = collateral free; under tie up – upto Rs 3 lakh
• Half yearly interest application
• covers risk of KCC holders against death or permanent disability resulting from accidents caused by
external, violent and visible means; cash can also be withdrawn using KCC
Mission for Agriculture & • 2014; 5 sub missions; 85:15 cost sharing with center and states; baseline survey, involvement of PRIs
Integrated Farmers • Hi-tech nurseries will have an area between 1 to 4 ha with a capacity to produce 50,000 plants per ha
Development of Welfare • Small nurseries with an area of upto 1.00 ha, will have provision for naturally ventilated green houses and
Horticulture net houses.
MIDH • Organic farming: For adopting organic farming for perennial and non perennial fruit crops, vegetables,
aromatic plants, spices etc., additional assistance will be given @ 50% of cost over and above the area
expansion programme for a maximum area of 4 ha per beneficiary, spread over a period of three years.
• For organic cultivation of vegetables, assistance will be limited to Rs. 10,000/- per ha spread over a
period of three years. Assistance will be used for generating on-farm inputs.
• NHM will also provide financial assistance for establishing vermi compost units and HDPE Vermibeds @
50% of cost subject to a maximum of Rs. 50,000/- per beneficiary
1. National Horticulture Mission: 2005; to promote holistic growth of horticulture sector through an area based
regionally differentiated strategies; Not available in Islands, Hill states ; selected districts of 18 States and 6
Union Territories ; Not applicable to Coconut and Medicinal Plants
2. Horticulture Mission for North East & Himalayan States: technology mission which focuses on production of
quality planting material, organic farming, efficient water management
3. National Horticulture Board : 1984
4. Coconut Development Board : 1981
5. Central institute of Horticulture Nagaland : 2005
6. National Bamboo mission
Project CHAMAN also part of this: Coordinated Horticulture Assessment and Management using
geoinformatics. implemented by Mahalanobis National Crop Forecast Centre (MNCFC) in collaboration with
ISRO, IMD, ICAR, State Horticulture Departments and State Remote Sensing Centres.

National Mission Agriculture & • target of increasing production of oilseeds to 42 mn tonnes by FY2022 from estimated 34 mn tonnes in
on Oilseeds and Farmers FY2017;
Oilpalm NMOOP Welfare • Initial target: envisages increase in production of vegetable oils sourced from oilseeds, oil palm and TBOs
2013 from 7.06 million tonnes (average of 2007-08 to 2011-12) to 9.51 million tonnes by the end of Twelfth Plan
(2016-17)
• 75:25 funding
• ISOPOM merged in NMOOP

Amit Punia: RBI Gr B DR 2019

 5

• Increasing Seed Replacement Ratio (ratio of certified seeds used to farm-saved seeds used) with a focus
on Varietal Replacement;
• diversification from low yield cereals to oilseed; intercropping oilseeds with cereals/pulses/sugarcane;
• increasing irrigation coverage under oilseeds from 26% to 36%
• use of fallow land after paddy/potato cultivation; expansion in watersheds and wasteland; R&D
National Mission Agriculture & to enhance milk production and productivity and making dairy more remunerative
on Bovine Farmers 1. Pashu Sanjivni - each of the milch animals are identified using UID and given a health
Productivity Welfare card (Nakul Swasthya Patra) that will record the breed, its age and details of
vaccination etc
2. Advanced reproductive tech - 10 A graded semen stations and 50 Embryo Transfer Technology Labs with
IVF facilities are being created in the country
3.e-Pashu haat portals - linking farmers and breeders of indigenous breeds; provide all
details at a single platform, including availability of bovine germplasm; also connect
farmers with milk cooperatives
4. National Bovine Genomic Centre for Indigenous Breeds (NBGC-IB): For enhancing milk production and
productivity through genomic selection among indigenous breeds
5. Mass Embryo Transfer programme in Indigenous Breeds - for conservation and development of indigenous
breeds under Rashtriya Gokul Mission
National Agriculture & • arrange quality Artificial insemination services at farmer’s footsteps; bring all breedable females under
Program for Farmers organised breeding through Artificial Insemination (AI) or natural service using germplasm of high genetic
Bovine Breeding Welfare merits;
and Dairy • conserve, develop and proliferate selected indigenous bovine breeds of high socio-economic importance;
Development infrastructure for procurement, processing and marketing of milk and milk products; strengthen dairy
cooperatives;
• National Program for Bovine Breeding : establish MAITRI (Multi-purpose AI(Artificial
Insemination) Technician in Rural India) to deliver the breeding inputs at doorstep
• Rashtirya Gokul Mission also under this
National Agriculture & Centre for Conservation and Development of Indigenous Bovine Breeds; Nucleus Herd
Kamdhenu Farmers of all the Indigenous Bovine Breeds (37 Cattle and 13 Buffaloes) will be conserved and
Breeding Centre Welfare developed with the aim of enhancing their productivity and upgrading genetic merit; -
Two National Kamdhenu Breeding Centre one in north and one in south will be set up
in the country – one is at Itarsi (Hoshangabad, MP), and the other is at Chintaladevi
(Nellore, AP)
PM Fasal Bima Agriculture & • farmers will have to pay a uniform premium of 2% for all kharif crops, 1.5% for all Rabi crops; 5% for
Yojana PMFBY Farmers annual commercial and horticultural crops;
Welfare • replaces National Agricultural Insurance Scheme;
• replaced all existing crop insurance schemes except Weather Based Crop Insurance Scheme (WBCIS)
and Coconut Palm Insurance Scheme
• In post-harvest losses, coverage will be available up to a maximum period of 14 days from harvesting for
those crops which are kept in “cut & spread” condition to dry in the field

• Voluntary for both RWBCIS and PMFBY

▪ W.e.f. Kharif 2020
▪ Subsidy from Central govt is restricted to: 30% for unirrigated and 25% for Irrigated areas
▪ Option to select additional risk covers
▪ Option to choose Scale of finance or District level Value of Notional Average Yield (NAY) or NAY MSP as
sum insured
▪ Irrigated district is defined as having 50% area under irrigation
▪ Centre Share for NE states : 90:10 and not 50:50
▪ 58% loanee farmers, 42 % non loanee farmers now
▪ 3% of total allocation of scheme allowed for administrative expenses
▪ States will not be allowed to participate if premium not given to insurance company beyond specified
dates”: 31 march and 30 September
▪ Allocation of business to insurance companies for 3 years
▪ Separate scheme to be prepared for 151 districts which are highly water stressed
▪ Claim process: 2 step process to be adopted for defined Deviation Matrix
▪ SST: Smart sampling techniques and optimization of crop cutting experiment
Project Agriculture & develop digital inventory of all horticulture zones in the country; uses satellites and remote sensing
CHAMAN Farmers technology;
Welfare CHAMAN or Coordinated Horticulture Assessment and Management is being implemented by the
Mahalanobis National Crop Forecast Centre;
to integrate information on weather, soil, land-use, and crop mapping to prepare horticulture development
plans; use space technology to identify crops suitable to different areas; help states develop horticulture
clusters and related infrastructure like cold chains
Project FASAL Agriculture & • Forecasting Agricultural output using Space, Agro-meteorology and Land based observations; monitoring
Farmers of 8 crops using optical and microwave tech of RISAT-1 MRS and Landsat 8 satellites; drones also used
Welfare to study crop locations
Rashtriya Krishi Agriculture & • launched in 2007-08 to achieve 4% annual growth in agricultural sector by ensuring
Vikas Yojana Farmers holistic development; It encouraged decentralized planning for agriculture and allied
RKVY Welfare sectors through preparation of District Agriculture Plans (DAPs) and State Agriculture
Plan (SAP) based on agro-climatic conditions, availability of appropriate technology and natural resources
to ensure accommodation of local needs, cropping pattern, priorities
• It was converted into a Centrally Sponsored Scheme in 2014-15 also with 100% central assistance. Since
2015-16, the funding pattern of the scheme has been altered in the ratio of 60:40 between Centre and

Amit Punia: RBI Gr B DR 2019

 6

States (90:10 for North Eastern States and Himalayan States). For Union Territories the funding pattern is
100 % central grant.
• RKVY scheme incentivizes States to increase public investment in Agriculture & allied sectors
• preparation of Agriculture Plans for the districts and states
• Sub-Schemes under RKVY:
• Bringing Green Revolution to Eastern India
• Crop Diversification Program
• Additional Fodder Development Programme
• Reclamation of Problem Soil
• Area Expansion of Cashew
• Pilot Intervention for Most Vulnerable Drought Prone Districts
• National Saffron Mission
• Integrated Development of 60,000 Pulses Village in Rainfed Areas: 2011; To increase production and
productivity of pulse crops
• Special initiatives for pulses and oilseeds in dry land areas of 60000 villages :2010; To provide services of
mechanization on custom hiring basis, especially for soil preparation and sowing for improving production and
productivity of pulses and oilseeds
Rashtriya Krishi Agriculture & • The Cabinet has approved ( as on 1st November 2017) for continuation of the ongoing Centrally
Vikas Yojana Farmers Sponsored Scheme (State Plans) - Rashtriya Krishi Vikas Yojana (RKVY) as Rashtriya Krishi Vikas
RKVY - Welfare Yojana- Remunerative Approaches for Agriculture and Allied Sector Rejuvenation (RKVY-RAFTAAR) for
RAFTAAR three years i.e. 2017-18 to 2019-20 with a financial allocation of Rs. 15,722 crores with broad objectives
of making farming a remunerative economic activity through strengthening the farmer’s effort, risk
mitigation and promoting agri-business entrepreneurship
• Under RKVY-RAFTAAR, major focus is on pre & post-harvest infrastructure, besides promoting agri-
entrepreneurship and innovations.
• Extended upto 31.03.2021
• decentralised planning;
• Funds –:
• Regular RKVY-RAFTAAR -70% of annual outlay will be allocated among States as per criteria
• RKVY-RAFTAAR special sub-schemes – 20% of total annual outlay
• Innovation and agri-entrepreneur development - 10% of annual outlay
• These funds will be with Central Govt. (DAC&FW) including 2% of administrative costs at the Centre
RAFTAAR = Remunerative Approaches for Agriculture and Allied sector Rejuvenation; Sub-schemes are -
1. Bringing Green Revolution to eastern India - increasing productivity of rice based cropping system in
following 7 states - AS, BH, CG, JK, OD, East UP, WB; 2010 launched; To increase production & productivity
of rice and wheat
2. Crop diversification program : 2013; to alternate crops like maize, pulses, oilseeds, cotton & agro-forestry
plantation; implemented in the original Green Revolution states of Punjab, Haryana and
Western Uttar Pradesh;
3. Reclamation of Problem Soil: 2016;
4. Foot and mouth disease control program
5. Saffron mission
6. Accelerated fodder development program : 2014; implemented in the drought prone districts/blocks across
the country.; assistance @ Rs. 6000/- per hectare as per cost norms for a maximum area of two ha. per
beneficiary
7. Area Expansion of Cashew: 2018; in backward districts including tribal districts of States like Kerala,
Karnataka, Andhra Pradesh, Odisha and Maharashtra
8. Innovation and Agri-entrepreneurship Development programme: has been launched in order to promote
innovation and agripreneurship & startups by providing financial support and nurturing the incubation
ecosystem; DAC&FW has selected 5 Knowledge Partners (KPs) as Centres of Excellence and 24 RKVY-
RAFTAAR Agribusiness Incubators (R-ABIs) from across the country after a nation-wide advertisement and a
rigorous selection process.
Seed Stage Funding of R-ABI Incubatees – Funding upto Rs. 25 lakhs (85% grant & 15% contribution from
the incubatee).
Idea/Pre-Seed Stage Funding of Agripreneurs – Funding up to Rs. 5 lakhs (90% grant and 10% contribution
from the incubatee).
Soil Health Card Agriculture & • Feb 2015 from Suratgarh, Rajasthan.
Scheme Farmers • Swasth Dhara Khet Haraa
Welfare • Soil Health Management(SHM) Under National Mission for Sustainable Agriculture(NMSA
• Initial Target : 14 crore Soil Health Cards are envisaged to be issued over the next 3 years
• Phase-I (Years 2015 to 2017) 10.74 crore cards;
• Phase-II 11.69 crore cards (2017-19) , 429 new static Soil testing labs, Capacity for soil testing – 3.33
crore samples per annum now
• Centre provides assistance to State for setting up Soil Testing Laboratories;
involvement of agricultural students, NGOs and private sector in soil testing,
• determining average soil health of villages, etc., to issue Soil Health Cards;
• GPS based soil sample collection; online registration of samples;
• farm will get the soil card once in every 2 years; cards carry crop wise recommendations of nutrients and
fertilizers required for the particular farm;
• status of his soil with respect to 12 parameters, namely N,P,K (Macro-nutrients);
S (Secondary nutrient); Zn, Fe, Cu, Mn, Bo (Micro - nutrients); and pH, EC, OC (Physical
parameters)
•

Amit Punia: RBI Gr B DR 2019

 7

Unified Package Agriculture & provide yield-based crop insurance to the farmers based on his ownership rights of the land and sown crop;
Insurance Farmers covers both personal and work assets and also provides life insurance protection to farmer and his family;
Scheme Welfare also provides protection to farmer and his/her family members in case of the Accidental Death/ Disablement;
provisioning of education fee to the students in case of death of parent
Yuva Sahakar - Agriculture & • 2019
Cooperative Farmers • Under NCDC (National Cooperative Development Corp, the sole statutory org under this Ministry); to
Enterprise Welfare attract youth to cooperative business ventures;
Support and • aimed at promoting young entrepreneurs and also aims especially at cooperatives in the north-east
innovation region, cooperatives in NITI Aayog’s aspirational districts, and cooperatives with 100% SC/ST and person
scheme with disabilities.
• scheme to be linked to a Cooperative Startup and Innovation Fund (CSIF) created by NCDC with
NABARD and outlay of 1000 crore;
• The funding for the project will be up to 80% of the project cost for these special categories as against
70% for others.
• 2% less than applicable interest rate on term loan for project of upto 3 crore + 2 years moratorium
on principal repayment;
• all cooperative in operation for < 1 year with positive net worth eligible
Zero Hunger Agriculture & through interventions in farm sector; by ICAR + ICMR + M S Swaminathan Foundation +
Programme Farmers Biotech Industry Research Assistance Council (BIRAC); setting up genetic gardens for
Welfare bio-fortified plants and initiation of ‘Zero Hunger’ training
VAHAN mitra Andhra Rs. 10000 assistance to Auto Cab Drivers
Scheme Pradesh
National Animal • 2014
Livestock Husbandary • 4 components; 60:40 cost sharing;
Mission (NLM) • 2020-21 budget : Rs 370 crore
• SC Sub plan – 16.6%, Tribal Sub plan – 8.6%; 30% women, 3% PWbD
• The Sub-Mission on Fodder and Feed Development will address the problems of scarcity of animal
feed resources, in order to give a push to the livestock sector making it a competitive enterprise for India,
and also to harness its export potential.
• Sub-Mission on Livestock Development:
• Sub - Mission on Pig Development in North-Eastern Region:
• Sub-Mission on Skill Development, Technology Transfer and Extension:
NABARD : under Entrepreneurship Development & Employment Generation (EDEG) component of National
Livestock Mission. This includes:
• Poultry Venture Capital Fund (PVCF)
• Integrated Development of Small Ruminants and Rabbit (IDSRR)
• Pig Development (PD)
• Salvaging and Rearing of Male Buffalo Calves (SRMBC)
National Dairy Animal • Phase 1: 2011-12 to 2018-19
plan Husbandary • 2242 crore Rs budget;
• World Bank supported
• Phase 2 talks going on with World Bank; 5 yr term, Rs 8000 crore outlay; Mission Milk
Rashtriya Gokul Animal • conserve and develop indigenous breeds in a focused and scientific manner;
Mission Husbandary, • under National Programme for Bovine Breeding and Dairy Development;
Dairying and • to improve the genetic makeup and increase the stock;
Fisheries • Enhance milk production and productivity;
• implemented through the State Implementing Agency viz Livestock Development Boards;
• establishment of Integrated Indigenous Cattle Centres viz “Gokul Gram” in native breeding tracts of
indigenous breeds
• including up to 40% nondescript breeds.
• Gopal Ratna Awards: For farmers maintaining the best herd of Indigenous Breed(s) and practicing best
management practices.
• Kamdhenu Awards
• Under Rashtriya Gokul Mission two “National Kamdhenu Breeding Centres” (NKBC) are being
established as Centres of Excellence to develop and conserve Indigenous Breeds in a holistic and
scientific manner
• 1000 High Genetic Merit Indigenous animals will be maintained at each center. Each center will be set up
in about 1000 hectares for this purpose
Mission Animal • 2017
Fingerling Husbandry • target to enhance fisheries production from 10.79 MMT (2014-15) to 15 MMT by 2020-21 under the Blue
Revolution
• Government has identified 20 States based on their potential
National Animal Animal • 2019-24
Disease Control Husbandry, • Mathura
Programme Dairy and • To eradicate the Foot & Mouth Disease (FMD) and Brucellosis amongst the livestock in the country by
(NADCP) Fisheries 2030.
• To vaccinate over 500 million cattle in the country in an effort to mitigate the two diseases namely, the
Foot & Mouth Disease, & brucellosis.
• 36 million female bovine calves annually in its fight against the brucellosis disease
• To control the livestock diseases by 2025, and eradicate them by 2030
• livestock that will be covered under the programme includes cattle, buffalo, sheep, goats, and pigs against
the Foot & Mouth Disease (FMD)
• 100% funded by Central Government

Amit Punia: RBI Gr B DR 2019

 8

Quality Mark Animal • by National Dairy Development Board under White Revolution; instill confidence in the consumers for
Award Scheme Husbandry, the quality of milk being marketed by cooperatives;
Dairy and • Quality Mark valid for 3 years
Fisheries
National Artificial Animal • 2019 from Mathura
Insemination Husbandry, • To inseminate over 1 crore bovines in 6 months & ear-tag them with ‘Pashu Aadhaar
Programme Dairy and • can be tracked through the Information Network on Animal Productivity and Health (INAPH) Database
(NAIP) Fisheries • covers 600 chosen districts including aspirational districts
• campaign mode genetic upgradation program covering all breeds of bovines
• gestation period for getting the benefits from the AI bovine is approximately 3 years
Mukhya Mantri AP govt Unemployment allowance of Rs. 1000 per month to unemployed youth between 22-35
Yuva Nestam through DBT using Aadhaar
Scheme
Mission AYUSH protocol on ‘Prevention and Control of Diabetes through Ayurveda’ was released for
Madhumeha implementing the ‘Mission Madhumeha’; Madhumeha Assessment Tool (MAT) based
on Ayurvedic philosophy has also been developed for the self assessment of the people
with regards to possibilities of diabetes
National Ayush AYUSH aimed at addressing the gaps in health services by supporting AYUSH (Ayurveda, Yoga
Mission and Naturopathy, Unani, Siddha & Sowga Ripa and Homoeopathy); co-location of
AYUSH facilities at PHCs, CHCs and District Hospitals, AYUSH educational instis, quality
control of AYUSH drugs, medicinal plants
Scheme for AYUSH to develop culture of documenting adverse effects and undertake safety monitoring of
Pharmacovigilan AYUSH drugs; surveillance of misleading advertisements; 3-tier network of National,
ce Intermediary and Peripheral Pharmacovigilance Centres; All India Institute of Ayurveda
of AYUSH drugs (autonomous under AYUSH Ministry) designated National body
City Compost Chemicals market development assistance of Rs. 1500 per tonne of city compost for scaling up
Scheme and Fertilizers production and consumption of the product, is being provided; Fertilizer companies
and marketing entities will also co-market City Compost with chemical fertilizers
through their dealers' network; companies also adopt villages for promoting the use of
compost
Nutrient Based Chemicals • 2010
Subsidy Scheme and Fertilizers • fixed amount of subsidy decided on annual basis, is provided on fertilizers (other than Urea) depending on
their nutrient content to fertilizer manufacturer; These fertilizers are provided to the farmers at the
subsidized rates based on the nutrients (N, P, K & S) contained in these fertilizers;
• Under this scheme, Maximum Retail Price (MRP) of fertilizers has been left open and
manufacturers/marketers are allowed to fix the MRP at reasonable level
• In India, urea is the only controlled fertilizer and is sold at a statutory notified uniform sale price.
• Nutrient Based Subsidies for Phosphatic Potassic fertilizers.: The cabinet also approved the use of new
complex fertilizer namely Ammonium Phosphate. The expenditure to be spent on the subsidy of the
fertilizer is expected to be Rs 22,186 crores.
• Nutrient deficiency in India: Nitrogen – 95%, Phosphorus- 94%, K – 48%
• Nutrient use efficiency - Highest – Potassium (60-70%), Lowest – Micronutrients (1-2%)

Plastic Parks Chemicals

Scheme and Fertilizers
PM Bhartiya Chemicals Dept of Pharma; Pradhan Mantri Bhartiya Janushadi Kendras have been set up to
Janaushadhi and Fertilizers provide generic drugs which are available at lesser prices but are equivalent in quality
Pariyojana and efficacy as expensive branded drugs; PMBJK may also be opened by any
Government agencies and NGOs/SHG/Individual Entrepreneurs/Pharmacist/Doctor
Suvidha : biodegradable sanitary napkin available at PMBJKs manufactured by Bureau
of Pharma PSU of India
Mukhyamantri Chhattisgarh Docotrs will visit haat bazar in tribal areas
Haat Bazar
Clinic Yojna
Mukhyamantri Chhattisgarh Mobile medical team
Shahariya Slum
Swasthya Yojna
Mukhyamantri Chhattisgarh Fresh food to malnourished children and anemic women
Suposhan
Abhiyan
Mukhyamantri Chhattisgarh Citizen services
Ward Karyalaya
Universal PDS Chhattisgarh Genral category also eligible for Ration
Scheme
DigiYatra Civil Aviation industry-led initiative aimed at transforming the nation into a digitally empowered
society; ease security and boarding procedure
NABH Nirman Civil Aviation capacity augmentation of airports; enable airports to handle a BILLION trips per year;
(Nextgen establish 100 airports in 15 years with investment of 4 lakh cr
Airports for
Bharat)
UDAN (Ude Civil Aviation market-based mechanism in which airlines bid for seat subsidies; applicable on flights
Desh which cover between 200 km and 800 km with no lower limit set for hilly, remote, island and security sensitive
Ka Aam Nagrik) regions;

Amit Punia: RBI Gr B DR 2019

 9

reserve min 9 and max 40 UDAN seats i.e. seats at subsidized rates and also cap the fare for short distance
flights of 1 hr journey (approx. 500 km) to Rs 2500;
Viability Gap Funding: A Regional Connectivity Fund would be created to meet the VGF requirements under
the scheme; AAI implementing authority;
80% of the subsidy will be collected by charging a levy of up to Rs.8,500 on each departing flight of domestic
airlines and the rest 20% will come from the respective state governments
UDAN 3.0 Civil Aviation Inclusion of tourism routes in coordination with M of Tourism; inclusion of seaplanes
(Regional for connecting water aerodromes; a number of routes in NE brought under UDAN;
Connectivity helicopter routes NOT considered for UDAN 3 bidding; 2 international flights started
Scheme) from Guwahati under Intnl Air Connectivity Scheme (ICAS-Udan), which will be market
driven with no capping
UDAN Phase 2 Civil Aviation relaxations include dilution of the exclusivity clause mandating that only one airline
may fly on one route in the initial years. The norms that restricted two airports in close
proximity from participating in the bidding has also been relaxed
Coal Mine Coal reporting, monitoring and taking suitable action on unauthorised coal mining activities;
Surveillance and web based GIS app through which unauthorised mines can be detected; use satellite
Mgt System data; alert sent to concerned DM and SP
Khan Prahari Coal Tool for reporting illegal coal mining like rat hole mining, pilferage etc; one can upload
App geo-tagged photos + textual info directly into system; complainant remains
annonymous
SEVA app Coal Saral Eindhan Vitaran Application; developed indigenously by Coal India Limited; part
of ‘Digital India’; aimed at increasing the Consumer Connect as well as the
transparency and accountability in coal dispatch; SEVA Dashboard which provides
summary of quantity of coal dispatched along with grades for a day, month, and the
latest yearly updates as well
SHAKTI Scheme Coal Scheme for Harnessing and Allocating Koyala Transparently in India; policy for auction
and allotment of coal linkages; award fuel supply agreements (FSA) to coal plants
already holding letters of assurance; Coal linkages would be allocated to state-owned
discoms; these, in turn, would assign linkages to state or central power generation
companies via allocation, and Private units through auction
UTTAM app Coal Unlocking Transparency by Third Party Assessment of Mined Coal app; includes
information on production, dispatch and quantity sampled of coal
eBiz Commerce online, single-point entry for investors looking to set up a business anywhere in the
and Industry country; under the National E-Governance Plan (NEGP); implemented by Infosys under
DIPP
Govt e Commerce national procurement portal of India; paperless, cashless, transparent, efficient, secure,
Marketplace and Industry made mandatory for govt purchases by Ministry of Finance
GeM
Interest Commerce allowing exporters, mostly in the labour-intensive and small and medium sectors, to
Equalisation and Industry avail themselves of bank loans at a 3 per cent lower rate. The scheme, applicable from
Scheme April 1, 2015, would be available to all exports of Micro, Small and Medium Enterprises
(MSME) and 416 tariff lines, but will not be available to merchant exporters. . Hence,
this scheme is to promote exports
Make In India Commerce • designed to facilitate investment, foster innovation, enhance skill development, protect intellectual
2014 and Industry property and build best in class manufacturing infrastructure in the country.
• The primary objective of this initiative is to attract investments from across the globe and strengthen
India’s manufacturing sector;
• comprehensive and unprecedented overhaul of out-dated processes and policies;
• by DIPP; target manufacturing sector growth of 12-14% per annum in medium term;
• target share of manufacturing in GDP from 16 to 25% by 2022; \
• target 100 mn additional jobs in manufacturing by 2022;
• skilling people; Investor Facilitation Cell to handhold in seeking regulatory approvals and other stages
• 25 sectors focused
Merchandise Commerce is to offset infrastructural inefficiencies and associated costs involved in export of
Export from and Industry goods/products, which are produced/ manufactured in India, especially those having
India Scheme high export intensity, employment potential and thereby enhancing India’s export
MEIS competitiveness; available to units located in SEZs as well
Niryat Bandhu Commerce mentoring the first generation entrepreneurs in the field of international trade
Scheme and Industry
Scheme for IPR Commerce by CIPAM under DIPP; at raising IPR awareness amongst students, youth, authors,
Awareness – and Industry artists, budding inventors and professionals to inspire them to create, innovate and
Creative India; protect their creations and inventions across India including Tier 1, Tier 2, Tier 3 cities
Innovative India as well as rural areas in the next 3 years
Services Export Commerce service providers of notified services are incentivized in the form of Duty Credit Scrips
from India and Industry at the rate of 3 or 5% on their net foreign exchange earnings. These SEIS scrips are
Scheme transferrable and can also be used for payment of a number of Central duties/taxes
including the basic customs duty
Startup India Commerce Simplification and Handholding: With the intention of reducing regulatory burden on
2016 and Industry start-ups, they have been exempted from 6 labour laws and 3 environmental laws
for a period of 3 years along with tax exemption for 3 years;
Start-ups will also be provided free legal support in filing intellectual property rights (IPR). Patent
applications filed by startup will be fast tracked at lower costs;
industry-academia partnership and incubation; funding support worth 10000 crore Rs. for next 4 years
through Fund of Funds at SIDBI; credit guarantee fund for startups through SIDBI with a corpus of Rs.500
crore per year for the next four years
Amit Punia: RBI Gr B DR 2019
 10

There is no provision under Startup India initiative for sanctioning of funds to startups directly.
Government of India has established a Fund of Funds for Startups (FFS) with corpus of Rs. 10,000 crores
DPIIT is the monitoring agency and Small Industries Development Bank of India (SIDBI) is the operating
agency for FFS DPIIT is the monitoring agency and Small Industries Development Bank of India (SIDBI) is
the operating agency for FFS
StartUp Hub: Min of EDUCATION; to be set up in - IIT, IIM, NIT, NIPER, IIIT, IISER
Startup India Commerce online platform for all stakeholders of the entrepreneurial ecosystem in India to
Hub and Industry connect; to solve the problem of info asymmetry; under Invest India, the official
Investment Promotion and Facilitation Agency of GoI
Technology and Commerce DIPP + Punjab state; under World IP Org's programme of same name; Cell for IPR Promotion and Mgt
Innovation and Industry (CIPAM) designated as national focal point for TISC network; provides innovators in developing countries
Support Center with access to locally based, high quality technology information and related services, helping them to exploit
their innovative potential and to create and manage their IPRs
Trade Infra for Commerce Central and State Agencies like Export Promotion Councils, Commodities Boards, SEZ
Export Scheme and Industry Authorities and Apex Trade Bodies recognised under the EXIM policy of Government of
(TIES) India are eligible for financial support for setting up and upgradation of existing infra
with export linkages like border haats, cold chains, dry ports etc
BharatNet Communicati • forms backbone of Digital India; new name for National Optical Fibre Network;
Project ons • to provide broadband connectivity of 100 mbps to all 2.5 lakh Gram Panchayats;
• implemented by Bharat Broadband Network Limited; \
• being funded by Universal service Obligation Fund USOF (under DoT) –
1)established in 2002 for universal service to all uncovered areas, including rural areas and encourage
development of telecom facilities in remote, hilly, tribal areas
2) funding from Universal Service Levy of 5% charged from all telecom operators
3) also being used for telecom services in Naxal areas

2020: announced Target to reach all 6 lakh villages in 1000 days; also target to connect Lakshadweep via
optical fibre in 1000 days
DARPAN Project Communicati Digital Advancement of Rural Post-Office for A New India; improve quality of service through ICT and improve
ons financial inclusion; low power tech solution to each Branch Postmaster
DDU Sanchar Communicati establish more than 1,000 Sanchar Kaushal Vikas Pratisthan which will train youth
Kaushal Vikas ons according to NSQF and local needs of the telecom sector
Pratisthan
Yojana
Deen Dayal Communicati • Pan India scholarship programme for school children to increase the reach of Philately;
SPARSH Yojana ons • SPARSH (Scholarship for Promotion of Aptitude & Research in Stamps as a Hobby)
• 2017
Sampoorna Communicati provide affordable life insurance services to people; expanded the coverage of Postal
Bima ons Life Insurance - apart from government employees, PLI will now cover professionals
Gram Yojana also; at least one village identified in each of the revenue districts of the country to
cover all households of identified village with a minimum of one RPLI (Rural Postal Life
Insurance) policy each; officers and staff of defense services also included; upper limit
50 lakh; group insurance scheme for extra dept employees of Dept of Post (Gramin Dak
Sevaks)
Tarang Sanchar Communicati national EMF portal, developed in PPP mode, for Information sharing on Mobile
ons Towers and EMF (electromagnetic field) Emission Compliances; any person can request
for EMF emission measurement at a location by paying a nominal fee of Rs 4000/-
online
Antyodaya Anna Consumer covers poorest of the poor families from amongst the BPL families covered under
Yojana Affairs, Food Targetted Public Distribution System within the States and provides them food grains
and Public at a highly subsidized rate of Rs.1/ per kg coarse grains, Rs.2/ per kg. for wheat and Rs.
Distribution 3/ per kg for rice; part of NFSA and households under AAY are entitled to 35 Kg of
foodgrains per household per month
Price Consumer establish price stability through direct purchase from farmers /farmers’ associations at
Stabilisation Affairs, Food farm gate/Mandi; maintaining a strategic buffer stock that would discourage hoarding
Fund and Public and unscrupulous speculation; protecting consumers by supplying such commodities at
Distribution reasonable prices through calibrated release of stock; for perishable agri-horticultural
commodities
Public Consumer TPDS : NFSA provies for all India coverage of upto 75% of rural population and 50% of
Distribution Affairs, Food urban population for receiving highly subsidized foodgrains; thus, coverage under TDPS
Scheme (new and Public has been delinked from poverty estimates; targeted households entitled to 5 kg
form Distribution foodgrains per person per month at the rate of Rs.1/ per kg coarse grains, Rs.2/ per kg.
is Targeted for wheat and Rs. 3/ per kg for rice
PDS) Integrated Mgt of PDS - integrate PDS systems of States and UTs with those of the
Centre; deduplication of ration cards; introduction of national portability
PDS facilitates the supply of food grains and distribution of essential commodities to a
large number of poor people through a network of Fair Price Shops at a subsidized
price on a recurring basis; Surpluses of food from increased crop yields (as a result of
the Green Revolution and good monsoon seasons) are managed by the Food
Corporation of India, established by the Food Corporation Act 1964, which implements
national policy for farm price support, operations, procurement, storage, preservation,
inter-state movement and distribution operations
MCA21 Corporate e-Governance initiative that enables an easy and secure access of the MCA services to
Affairs the corporate entities, professionals and citizens of India

Amit Punia: RBI Gr B DR 2019

 11

Ek Bharat Culture birth anniv of Sardar Patel; for bonding between States; all states and Uts covered; pairing of States/Uts at
Shreshta national level for one year or till next round of pairings; district level pairings (independent of state level
Bharat pairings); Dept of School Education and Literacy under MEDUCATION has initiated Bhasha Sangam
Program to enhance linguistic tolerance and respect, introduce school kids to all 22 Schedule VIII languages
Guru Shishya Culture preserve and promote rare and vanishing art forms whether classical or folk/tribal;
Prampara nurturing of young talents to acquire skills in their chosen field of art through some
Scheme financial assistance by the Zonal Cultural Centre in the form of scholarship under the
guidance of Experts and Masters in these fields; scheme in-turn provides security to
large number of old and retired artists
National Mission Culture part of the ‘Ek Bharat Shreshtha Bharat’ umbrella; commemoration of the birth
on Cultural centenary of Pandit Deen Dayal Upadhyay; cultural repository of artists and art forms;
Mapping of India bringing all the cultural activities under one web based umbrella; open a direct channel
of communication of artists with the Government and peer to peer communication
among artists
Project Mausam Culture revive historical maritime cultural and economic ties with 39 Indian Ocean countries;
implemented by ASI; collating archaeological and historical research in order to
document the diversity of cultural, commercial and religious interactions in the Indian
Ocean – extending from East Africa, the Arabian Peninsula, the Indian Subcontinent
and Sri Lanka to the Southeast Asian archipelago;
Seva Bhoj Culture to reduce financial burden on charitable religious instis; reimbursing CGST and IGST of charitable instis that
Yojana provide food/prasad/langar/bhandara for free without discrimination against public; insti should have been in
existence for > 5 yrs, distributing free food for > 3 yrs. serve food to >5k people per month, should not be
blacklisted under FCRA or other Acts; registration of insti valid for every FC period
One Rank One Defence Pension will be re-fixed for all pensioners retiring in the same rank and with the same
Pension length of service as the average of minimum and maximum pension in 2013; Personnel
who voluntarily retire will not be covered under the OROP scheme; In future, the
pension would be re-fixed every 5 years
Composite Development index prepared by Ministry of DoNER to aid in better targeting of schemes and projects
District of within the North Eastern region for reducing intra-regional disparity
Infrastructure Eastern
Index Region
(DoNER)
Hill Area Development wide gap exists between the hill and valley districts of Manipur, Tripura and Assam in
Development of North terms of infrastructure, quality of roads, health and education; hilly districts of Manipur
Programme Eastern ranked lowest in Composite District Infra Index; focused attention to the lesser
Region developed hilly areas and will be initiated on a pilot basis in the hilly districts of
(DoNER) Manipur
Non Lapsable Development accrual of the unspent balance of the mandatory 10 % budgetary allocation for the
Central Pool of of North north-eastern region of the Ministry/Departmentenable completion of ongoing
Resources Eastern projects; underutilisation of fund by one state will be transferred to better performing
scheme Region states; Tuirial Hydro Electric project was funded under this
(NLCPR) 1998 (DoNER)
North East Development incentivizing primarily the MSME Sector; incentive on capital investment in Plant &
Special of North Machinery; interest incentive on credit; reimbursement of insurance premium to the
Industrial Eastern tune of 100% for 5 years; reimbursement of central government share of GST and
Development Region income tax; transport incentive and employment incentive through part contribution
Scheme (DoNER) to EPF
North East Development Physical infrastructure relating to water supply, power, connectivity and specially the
Special of North projects promoting tourism; Infrastructure of social sectors of education and health;
Infrastructure Eastern funds to be distributed among the 8 NE states on basis of - area, population, HDI, road
Development Region density etc; NLCPR placed under this now
Scheme (DoNER)
North East Rural DoNER • World Bank funded
Livelihood • 4 states: 11 districts of Mizoram, Nagaland, Tripura and Sikkim; 300,000 households
Project NERLP • to improve rural livelihood, especially that of women, unemployed youth and the most disadvantaged, in
four North Eastern States of Mizoram, Nagaland, Sikkim and Tripura.
• ₹683 crore project
four components to the Project:
• Social empowerment
• Economic empowerment
• Partnership development
• Project management
Objective : Create sustainable community institutions around women Self-Help Groups (SHGs), Youth
Groups of men and women (YG) and Community Development Groups (CDG).; focus on cluster
development through value chain.
Atmosphere and Earth addresses different aspects of weather and climate services, including warnings for
Climate Sciences cyclones, storm surges, heat waves, thunderstorms etc; 9 subschemes under it;
Research implemented thru IMD + IITM Pune + National Centre for Medium Range Weather
Modelling Forecasting + INCOIS; National Facility for Airborne Research (NFAR) under IITM is a
Observing research aircraft that can measure aerosols, trace gases, cloud microphysics etc
Systems
& Services
(ACROSS)

Amit Punia: RBI Gr B DR 2019

 12

National Earth In its phase I, IMD was able to develop high resolution-coupled dynamical prediction
Monsoon Sciences system (seasonal and extended time scale). For the first time, IMD used the Monsoon
Mission Phase II Mission dynamical model to prepare operational seasonal forecast of 2017 monsoon
rainfall
over India; Phase II program, for next 3 years (2017-2020) with emphasis on predicting
extremes and development of applications based on monsoon forecasts
SAFAR Earth integrated early warning System of Air Quality and Weather Forecasting and Research
Sciences
NIRVIK ECGC 90% insurance cover with interest; for Export Credit; help banks easily lend for export credit ; inspection
waived upto Rs. 10 crore;
DHRUV Education • Pradhan Mantri Innovative Learning Programme – DHRUV
• 2019
• To encourage talented students to realize their full potential and contribute to society
• Includes : Science + performing Arts Overall 60 students will be selected (30 from each area) from
across the country.
• from classes 9 to 12 from all schools
NISHTHA EDUCATION • National Initiative on School Heads and Teachers for Holistic Advancement ;
• worlds biggest teacher training programme ;
• Target 42 lakh’;
• The Department of School Education and Literacy has launched a National Mission to improve learning
outcomes at the elementary level through an Integrated Teacher Training Programme
• under the Centrally Sponsored Scheme of Samagra Shiksha in 2019-20
• aims to build competencies among all the teachers and school principals at the elementary stage .
• initiative is first of its kind wherein standardized training modules are developed at national level for all
States and UTs..
• A Mobile App and Learning Management System (LMS) based on MOODLE (Modular Object-Oriented
Dynamic Learning Environment) have been developed by NCERT.
Samagra Education • Samagra Shiksha subsumes : Sarva Shiksha Abhiyan (SSA 2001 (focus on 6-14 age elementary
Shiksha education)), Rashtriya Madhyamik Shiksha Abhiyan (RMSA 2009) and Teacher Education (TE 1987) to
help harmonising the implementation mechanisms and transaction costs at all levels,
• envisaging one comprehensive strategic plan for the development of school education at the district level.
The focus on improving systems level performance and schooling outcomes along-with incentivizing
states towards improving quality of education
• The major objectives of the Scheme are provision of quality education and enhancing learning outcomes
of students; Bridging Social and Gender Gaps in School Education; Ensuring equity and inclusion at all
levels of school education; Ensuring minimum standards in schooling provisions; Promoting
Vocationalisation of education; Support States in implementation of Right of Children to Free and
Compulsory Education (RTE) Act, 2009; Strengthening and up-gradation of SCERTs/State Institutes of
Education (SIE) and District Institute of Education and Training (DIET) as nodal agencies for teacher
training.
• The Samagra Shiksha is implemented as a Centrally Sponsored Scheme by the Department through a
single State Implementation Society (SIS) at the State/UT level.
• Preference in the interventions is given to Educationally Backward Blocks (EBBs), LWE affected districts,
Special Focus Districts (SFDs), Border areas and the 115 Aspirational Districts
• Focus on Inclusion
• Allocation for uniforms under RTE Act enhanced from Rs. 400 to Rs. 600 per child per annum.
• Allocation for textbooks under the RTE Act, enhanced from Rs. 150/250 to Rs. 250/400 per child per
annum. Energized textbooks to be introduced.
• Allocation for Children with Special Needs (CwSN) increased from Rs. 3000 to Rs. 3500 per child per
annum. Stipend of Rs. 200 per month for Girls with Special Needs from Classes 1 to 12.
Focus on Skill Development
• Exposure to Vocational Skills at Upper Primary Level would be extended.
• Vocational education for Class 9-12 as integrated with the curriculum and to be made more practical and
industry oriented.
• Reinforce emphasis on ‘Kaushal Vikas’
• Enhanced focus on improving quality of education by focus on the two T’s – Teachers and Technology
• Enhanced Capacity Building of Teachers and School Heads
• SCERT to be the nodal institution for in-service and pre-service teacher training – will make training
dynamic and need-based.
• Support for Rashtriya Avishkar Abhiyan to promote Science and Maths learning in schools.
• Support Padhe Bharat Badhe Bharat Programme to develop foundational skills at primary level.
• Provision of library grants for every school ranging from Rs. 5000 to Rs. 20000.
Under Samagra Shiksha, various interventions have been targeted for girls –
• Schools have been opened in the neighbourhood as defined by the State,
• Free text-books have been provided of to girls up to Class VIII,
• Uniforms have been provided to all girls up to class VIII,
• Provision of gender segregated toilets in all schools,
• Teachers’ sensitization programmes have been organized to promote girls’ participation,
• Provision for Self-Defence training for the girls from classes VI to XII,
• Stipend has been given to Children With Special Needs (CWNS) girls from class I to Class XII,
• Samagra Shiksha is an overarching programme for the school education sector extending from pre-school
to class 12.
NISHTHA: National Initiative on School Teachers Head Holistic Advancement (NISHTHA) is the world's
biggest project for teacher training. 42 lakh teachers ; Under Samagra Shiksha Scheme
PARAMARSH EDUCATION Under UGC

Amit Punia: RBI Gr B DR 2019

 13

Cover 1000 higher education institutions

To help them get NAAC 2.5 score by 2022
2019 launched
Financial assistance to mentoring institutions @ 31000 pm
NEAT National EDUCATION • 2019
Education • Implementing Agency: All India Council for Technical Education (AICTE)
Alliance for • aims to use Artificial Intelligence to make learning more personalized
Technology • NEAT is aimed at taking the concept of Massive Open Online Courses (MOOCs) platform a step ahead
• Min of EDUCATION proposes to create a National Alliance with such technology developing EdTech
Companies through a PPP model
• EdTech companies would have to offer free coupons to the extent of 25% of the total registrations for their
solution through NEAT portal
ASMITA (All Education to track educational journey of 25 crore students in 15 lakh schools under Shala Asmita
School Yojana; online db that will carry info on attendance and enrolment, learning outcomes,
Monitoring mid-day meal service, infra etc; students tracked through Aadhaar
Individual
Tracing
Analysis)
Digital Gender Education collaboration with UNICEF; help identify low performing geographic pockets for girls,
Atlas for particularly from marginalized groups; atlas placed on MEDUCATION website for trend analysis
advancing and tracking
girls' education
in
India
Diksha Portal Education National Digital Infrastructure for Teachers; all teachers across the nation will be
equipped with advanced digital technology; portal will cover the whole teacher’s life
cycle – from the time they were enrolled as student teachers in Teacher Education
Institutes (TEIs) to after
they retire as teachers; private institutes and NGOs can also participate
Global Initiative Education to attract the best foreign academics to Indian Universities of Excellence. The
for programme has been launched to facilitate the partnership between Higher Education
Academics Institutions of India and other foreign universities. Under this (352) courses are being
Network (GIAN) offered by foreign faculty from 38 Countries
Higher Education set up as SPV with a PSB (Canara)(91% govt, 9% Canara);
Education to raise Rs 100000 crore by 2022
Funding Agency be jointly funded by the promoter/bank and the Min of EDUCATION with an authorised capital of ₹2,000
HEFA crore. Government equity in it is Rs.1000 crore;
is not-for-profit org that will leverage funds from market and supplement them with donations and CSR funds;
RBI has granted it license to operate as NBFC; market linked education financing
(IMPRESS) Education Impactful Policy Research in Social Science 2018
Implementing agency is ICSSR (Indian Council of Social Science Research);
aim is to identify and fund research proposals in social sciences with max impact on governance and society
1500 research projects will be awarded for 2 years
Impacting Education developing a roadmap for research to solve major engineering and technology
Research challenges in 10 tech domains relevant to India; by IITs+IISc; Inter-Ministerial Group
INnovation and with Rs. 1000 crore corpus formed - HRD, Defense, DST, Dept of Biotech, Rural
Technology development
(IMPRINT)-India
IMPRINT II Education 122 new research projects selected; 10 tech domains are health care, ICT, Energy,
sustainable habitat, nano-tech, water resources and river systems, advanced materials,
manufacturing, security and defence, environment and climate change; MHRD+DST as
equal partners
Integrated Education recently approved for 2018-2020 period; subsumes 3 schemes - SSA, Rashtriya
Scheme Madhyamik Shiksha Abhiyan and Centrally Sponsored Scheme on Teacher Education
for School
Education –
Samagra
Shiksha
Ishan Uday Education 10k fresh scholarships for NE in general degree course, medical, technical courses etc
Ishan Vikas Education select engg students from NE to be taken to premier instis for internships
Madhyamik and Education non-lapsable pool in the Public Account for secondary and higher education known as
Uchchtar "Madhyamik and Uchchtar Shiksha Kosh" (MUSK) to which all proceeds of Secondary
Shiksha Kosh and Higher Education Cess would be credited; MUSK would be maintained as a Reserve
MUSK Fund in the non-interest bearing section of the Public Accounts of India
Maitreyi Yatra Education student exchange programme for school children as part of MoU with J&K
Mid-day meal Education • In 1925, a Mid Day Meal Programme was introduced for disadvantaged children in Madras Municipal
scheme 1995 Corporation
• By the mid 1980s three States viz. Gujarat, Kerala and Tamil Nadu and the UT of Pondicherry had
universalized a cooked Mid Day Meal Programme
• With a view to enhancing enrollment, retention and attendance and simultaneously improving nutritional
levels among children, National Programme of Nutritional Support to Primary Education (NP-NSPE) was
launched as a Centrally Sponsored Scheme on 15th August 1995,
• It was further extended in 2002 to cover children in classes I -V of Government, Government aided and
local body schools, and children studying in EGS and AIE centres.

Amit Punia: RBI Gr B DR 2019

 14

• In September 2004 the scheme was revised to provide cooked mid day meal with 300 calories and 8-12
grams of protein to all children studying in classes I – V in Government and aided schools and EGS/ AIE
centres
• In October 2007, the scheme has been further revised to cover children in upper primary (classes VI to
VIII) initially in 3479 Educationally Backwards Blocks (EBBs).
• revised to ensure balanced and nutritious diet to children of upper primary group by increasing the
quantity of pulses from 25 to 30 grams, vegetables from 65 to 75 grams and by decreasing the quantity of
oil and fat from 10 grams to 7.5 grams.
• to enhance enrolment, retention and attendance, improve nutritional levels; for every child in every govt
and aided primary school (class 1 to 8) and other institutions like madarsas under SSA;
• min content of 450 cal of energy and 12 gm protein everyday for min 200 days (700 cal and 20 gm protein
for upper primary);
• for upper primary, revised to 30 gm pulses and 75 gm vegetables;
• TSR committee recommended extension to Secondary students as well (not yet done); Centres run under
Education Guarantee Scheme/Alternative and Innovative Education; also provide nutritional support to
children in elementary stage in drought-affected areas during summer vacations;
• Revised norms : cooking cost linked to inflation index, transportation rate revised to PDS rate, fortification
of food items, rice kitchen gardens in each school, use of pulses from buffer stock, Tithi bhojan (locals can
celebrate important days by contributing to MDM), involve jails, temples, gurudwaras in MDM
National Education 24X7 online store house of all academic awards viz. certificates, diplomas, degrees,
Academic mark-sheets etc. duly digitised and lodged by academic institutions / boards / eligibility
Depository assessment bodies; UGC will be authorised body to operationalise the NAD; two inter
operable digital depositories by NSDL and CDSL
integrated with e-Sanad portal which aims at online submission/ verification of
documents with an ultimate object to extend contactless, cashless, faceless and
paperless document attestation service for apostille and normal attestation to
applicants in India
National Testing Education Society registered under the Indian Societies Registration Act, 1860; autonomous and
Agency self-sustained premier testing organization to conduct entrance examinations for
higher educational institutions in online mode at least twice a year; chaired by an
eminent educationist appointed by MHRD; CEO will be the Director General to be
appointed by the
Government; Board of Governors from user institutions; to be financially self
sustainable in the long run
Padhe Bharat, Education sub-programme of SSA with special focus on improving language development and to create interest in
Badhe Bharat mathematics;
two tracks of Padhe Bharat Badhe Bharat are: Early reading and writing with comprehension (ERWC) and
Early mathematics (EM); For classes I and II (reading initiative till class VIII)
PM Research Education announced in Budget 2018; best students who have completed (in last 5 years) or are
Fellowship in the final year of B. Tech or Integrated [Link] or [Link]. in Science and Technology
Scheme streams from IISc/IITs/NITs/IISERs/IIITs, with atleast 8.0 CGPA, will be offered direct
admission in Ph.D programme in the IITs / IISc, after going through the selection
process; students will be offered fellowship of > Rs. 70k per month; 3000 Fellows
would be selected in a three year period
PM Vidya Education web-based portal for the benefit of students seeking Educational Loans; developed
Lakshmi and maintained by NSDL e-Gov; info on govt scholarships also available
Karyakram
Rashtriya Education for 6-18 year olds; mentoring by IITs/IIMs/IISERs etc through innovative programmes,
Avishkar student exchanges, demos etc; promote Art 51A
Abhiyan
Rashtriya Education • to enhance access to secondary education and to improve its quality; providing a secondary school
Madhyamik within a reasonable distance of any habitation;
Shiksha Abhiyan • improving quality of education imparted at secondary level through making all secondary schools conform
RMSA 2009 to prescribed norms,
• removing gender, socio-economic and disability barriers,
• providing universal access to secondary level education by 2017 and achieving universal retention by
2020;
• provision of physical facilities like additional classrooms, labs, toilets, hostels for teachers in remote areas,
additional teachers to improve PTR to 30
Rashtriya Education • enhance access to higher education by setting up instis in unserved and underserved areas;
Uchchatar • providing funding to existing higher education instis; improve overall quality of state instis;
Shiksha Abhiyan • improve gross enrolment ration from 19% to 30% by 2020;
RUSA • accreditation, autonomy, academic, examination, faculty reforms in state instis
• 2013
Saakshar Bharat Education 4 broad objectives - Impart functional literacy and numeracy to non-literate and non
Programme numerate adults; Enable the neo-literate adults to continue their learning beyond basic
literacy and acquire equivalency to formal educational system; Impart non and neo
literates relevant skill development programmes; Promote a learning society by
providing opportunities to neo literate adults for continuing education; eligibility - all
LWE affected districts + districts with adult female literacy rate <50% as per 2001
census
Saksham Education scholarship scheme for differently abled students to pursue technical education
Saraansh Education to allow CBSE schools to identify areas of improvement in students, teachers,
curriculum; performance metrics presented through numbers, hence schools can be
compared too
Amit Punia: RBI Gr B DR 2019
 15

Sarva Shiksha Education for achievement of Universalization of Elementary Education (UEE) in a time bound
Abhiyan manner, as mandated by 86th amendment to the Constitution of India making free and
compulsory Education to the Children of 6-14 years age group, a Fundamental Right;
sub-schemes -
1. Padhe Bharat, Badhe Bharat
2. Rashtriya Avishkar Abhiyan
3. Vidyanjali
4. Kasturba Gandhi Balika Vidyalayas - in educationally backward blocks to promote girls'
education
Education Scheme for Promotion of Academic and Research Collaboration
(SPARC) Implementing agency is IIT-Kgp; aim is to boost joint research with global univs from 28 countries and get
international expertise to solve major national problems, exposure to Indian students, improve Indian univs'
rankings; All Indian instis in top 100 rankings in NIRF eligible to send their PhD and postdoc researchers
ShaGun Education • dedicated web portal ‘ShaGun’ for the Sarva Shiksha Abhiyan;
• capture and showcase innovations and progress in Elementary Education sector of India by continuous
monitoring of SSA;
SHREYAS Education • improve employability of students by introducing employment relevance in learning process;
Scheme • earn while you learn system in higher education;
(Scheme for • MHRD + MSDE (NAPS) + MLE (National Career Service);
Higher • implemented by Sector Skills Councils;
Education Youth • to cover 50 lakh students by 2022;
in • apart from funding under NAPS, an amount of Rs 7500 will be met towards basic training cost, where
Apprenticeship reqd; wef 2019 pass out batch
and Skills) • Key words: enhance the employability of youth by providing ‘on the job work exposure’ and earning of
stipend
STARS Scheme Education • (Scheme for Translational and Advanced Research in Science)
• 500 science projects to be funded;
• coordinated by IISc;
• launched on National Science Day (celebrated to mark discovery of Raman effect, this year theme
was Science for People and People for Science ; Rs. 250 crore budget
• 2019
SWAYAM Education Study Webs of Active-Learning for Young Aspiring Minds; e-education platform; courses from high school
stage to post-graduate stage; bridge digital divide;
to address access, equity, quality – 3 Cardinal principles of Education policy
TEQIP Education Technical Education Quality Improvement Programme
to overhaul quality of technical education in low income states and special category
states by employing graduates from premier colleges like IITs and NITs to teach in engg
colleges in backward districts for a period of 3 years; WB assistance 2003-20
UDAAN (Giving Education address the lower enrolment of girls in engineering colleges/IITs; training 1000 selected
Wings to Girl girl students to compete for admission at premier Engineering colleges in India by
Students) providing course in an online and offline format; girls enrolled in XI in govt run schools
eligible
Unnat Bharat Education building capacity in institutes of higher education to research fields relevant to needs
of rural India; connecting institutes of higher education including IITs, NITs etc with
local communities to address development challenges
Vidyanjali Education involve volunteers from different walks of life to strengthen the co-scholastic activities
in government schools., performing arts and life skills also to be included
Vittiya Education make people aware about cashless economic system; young students and faculty will
Saksharata be roped in along with NCC/NCC volunteers; faculty to try and make their college
Abhiyan campus cashless; DigiShala channel by DD
(VISAKA)
EQUIP Education Education quality improvement and Inclusion program
2019
10 expert groups
1. Double the Gross Enrolment Ratio (GER) in higher education and resolve the geographically and socially
skewed access to higher education institutions in India.
2. Upgrade the quality of education to global standards.
3. Position at least 50 Indian institutions among the top-1000 global universities.
4. Introduce governance reforms in higher education for well-administered campuses.
5. Accreditation of all institutions as an assurance of quality
6. Promote Research & Innovation ecosystems for positioning India in the Top-3 countries in the world in
matters of knowledge creation.
STRIDE Education • Scheme for Trans-disciplinary Research for India's Developing Economy (STRIDE) scheme will
strengthen research culture and innovation in colleges and universities
• To fund multi institutional network high-impact research projects in humanities and human sciences
• 2019
• Nodal Ministry: Ministry of Human Resources and Development
• Launched by: University Grants Commission (UGC)
Study in India Education • 2018
• Min of Education
• Implement by EdCIL
• focuses on international students from select 30 countries across South-East Asia, Middle East and Africa
for a period of two years i.e. for the academic years 2018-19 and 2019-20.

Amit Punia: RBI Gr B DR 2019

 16

• This programme does not offer any Scholarships, however, fee waivers to meritorious foreign students
ranging from 100% to 25% are offered
• Objectives
1. To improve the soft power of India with focus on the neighbouring countries and use it as a tool in
diplomacy.
2. To boost the number of inbound international students in India.
3. To double India’s market share of global education exports from less than 1 percent to 2 percent.
4. Increase in contribution of international student in the form of direct spends, indirect spends, spillover
effects.
5. Improvement in overall quality of higher education.
6. Increase in global ranking of India as educational destination.
7. To reduce the export – import imbalance in the number of International students.
8. Growth of India’s global market share of International students.
Model Education Education • Prepared by IBA
Loan Scheme • Loan upto Rs 10 lakh for study in India and upto Rs 20 lakh for study abroad.
• Collateral free loans upto Rs 7.5 Lakh under the Credit Guarantee Fund Scheme for Education Loans
(CGFSEL).
• No Margin for loan up to Rs 7.50 Lakh.
• Repayment period of 15 years.
Institute of Education • 2016
Eminence • 20 higher education (10+10) by UGC
Scheme • Expert committee of N Gopalaswami
• It aims to help 20 higher education (10 public and 10 private) institutions from country break into top 500
global rankings in 10 years, and then eventually break into top 100 over time
• Only higher education institutions, currently placed in the top 500 of global rankings or top 50 of National
Institutional Ranking Framework (NIRF), are eligible to apply for eminence tag.
• The private IoE can also come up as greenfield ventures provided sponsoring organization submits
convincing perspective plan for 15 years.
• Selected institutions shall be provided with greater autonomy:
▪ ✓ To admit foreign students up to 30% of admitted students.
▪ ✓ To recruit foreign faculty up to 25% of faculty strength.
▪ ✓ To offer online courses up to 20% of its programmes.
▪ ✓ To enter into academic collaboration with top 500 in the world ranking institutions without
permission of UGC.
▪ ✓ Free to fix and charge fees from foreign students without restriction.
Digital Life Electronics AADHAR Biometric Authentication based digital life certificates (DLCs) for Pensioners;
certificate and IT will do away with the requirement of a pensioner having to submit a physical Life
Certificate in November each year in order to ensure continuity of pension being
credited into their
account; can be obtained through various Jeevan Pramaan Centres which are being
operated by CSCs, Banks, Government offices or by using the client application on any
PC/mobile
Electronics using UPI, it enables direct bank to bank payments instantly and collect money using a
Bharat Interface and IT Mobile number or Payment address; by NPCI; interoperable with other UPI apps; users
for Money need to have an Aadhaar linked bank account and mobile number/credit/debit card;
(BHIM) any citizen without access to smart phones, internet, debit or credit cards will be able
to transact digitally through the BHIM Aadhaar platform
Centre of Electronics first such centre launched in Bengaluru; can house 40 startups; setup by NASSCOM +
Excellence on and IT Meity + Education and Research Network; allows startups to build prototypes and test
Internet of them; will focus on building solutions for agri, automobile, telecom, healthcare,
Things consumer goods

Cyber Surakshit Electronics in association with National e-Governance Division and industry; to spread awareness
Bharat and IT about cybercrime and building capacity for safety measures for Chief Information
Security Officers and frontline IT staff across all government departments
Cyber Swachhta Electronics Botnet Cleaning and Malware Analysis Centre; part of Digital India; operated by CERT
Kendra and IT In; work in close collaboration with the Banks to detect malware infections in their
network
Digital India Electronics • Digital India is a flagship programme of the Government of India with a vision to transform India into a
mission and IT digitally empowered society and knowledge economy.
• three key vision areas: Digital Infrastructure as a Core Utility to Every Citizen; Governance & Services
on Demand; Digital Empowerment of Citizens
• creating a knowledge economy through universal provision of digital infrastructure and
platforms for cashless economic transactions; Digital infra as a Core Utility to every
citizen, Governance and services on demand and Digital empowerment of citizens; Plug the widening
digital divide; High speed internet at gram panchayat level; Includes
broadband highways, mobile connectivity, e-Kranti (electronic delivery of services),
electronics manufacturing, public internet access, IT for jobs, National Knowledge
Network (multiple gigabit bandwidth to connect Knowledge Institutions across the
country), connecting citizens by social network called MyGov,
• Net-Zero Electronics Import Target by 2020 (Electronic Development Fund set up as fund of funds to
achieve this);
• backbone will be National Optical Fibre Network (100 Mbps)

Amit Punia: RBI Gr B DR 2019

 17

• Coverage for 2,50,000 Gram Panchayats (GPs) by 2016-17

• Integration of all core ICT infrastructure built under National e-Governance Plan (NeGP) for greater
efficiency and synergy; Nationwide coverage by March 2017
• the e-Biz and e-Trade projects
• ambitious initiative – “GI Cloud” which has been named as ‘MeghRaj’.
• The focus today is on making at least one person e-literate in every household
• Monitoring Committee on Digital India headed by the Prime Minister, a Digital India Advisory Group
chaired by Minister of Communications and IT and an Apex Committee chaired by Cabinet Secretary.
•
Digital Locker Electronics platform for issuance and verification of documents & certificates in a digital way, thus
System (Digital and IT eliminating the use of physical documents; Organizations that are registered with
India) Digital Locker can push electronic copies of documents and certificates (e.g. driving
license, Voter ID, School certificates) directly into citizens lockers; Citizens can access
their digital documents anytime, anywhere and share it online; Aadhar linked
Digitise India Electronics provide digitization services for scanned document images or physical documents for
Platform (Digital and IT any organization. The aim is to digitize and make usable all the existing content in
India) different formats and media, languages, digitize and create data extracts for document
management, IT applications and records management
E-Sign Electronics online electronic signature service which can be integrated with service delivery
Framework and IT applications via an open API to facilitate an Aadhaar holder to digitally sign a
(Digital India) document. Using authentication of the Aadhaar holder through Aadhaar e-KYC service,
online electronic signature service is facilitated
e-Taal Electronics web portal for dissemination of e-Transactions statistics of National and State level e
and IT Governance Projects including Mission Mode Projects in near real-time
GI Cloud - Electronics discrete cloud computing environments spread across multiple locations, built on
Meghraj and IT existing or new (augmented) infrastructure, following a set of common protocols,
guidelines and standards issued by govt; harnessing the benefits of Cloud Computing
with focus onaccelerating delivery of e-services in the country while optimizing ICT
spending of theGovernment
Modified Special Electronics capital subsidy of 20% in SEZ (25% in non-SEZ) for units engaged in electronics
Incentive and IT manufacturing; reimbursements of CVD/ excise for capital equipment for the non-SEZ
Package units
Scheme (M-
SIPS)
[Link] Electronics brings the government closer to the common man by the use of online platform
(Digital and IT creating an interface for healthy exchange of ideas and views involving the common
India) citizen and experts with the ultimate goal to contribute to the social and economic
transformation of India
National Electronics collaboration with DST, CDAC and IISc; empowering our national academic and R&D
Supercomputing and IT institutions spread over the country by installing a vast supercomputing grid
Mission comprising of
more than 70 high-performance computing facilities; these supercomputers will also
be networked on the National Supercomputing grid over the National Knowledge
Network, a programme under same ministry which connects academic institutions and
R&D labs over a high-speed network
Nation-Wide Electronics by NIC + Internet and Mobile Association of India across 7 states; 24hours Hackathon
Hackathon and IT themed on Drinking Water & Sanitation, Transport, Education, Crime & Health; ideas
#OpenGovData developed into Apps/Infographics primarily by use of Open Government Data
Hac
k
PM Gramin Electronics • to impart digital literacy among the people residing in rural areas;
Digital and IT • under Digital India;
Saksharta • illiterate people between the age group 14-60 years,
Abhiyan • nominated 1 person from every eligible rural household qualified for the scheme;
(PMGDISHA) • 6 crore digital literates by 2019.
• Priority to :
▪ Preference would be given to SC, ST, BPL, women, differently-abled persons and minorities
▪ Digitally illiterate school students from class 9th to 12th, provided facility of Computer/ICT Training is
not available in their schools
▪ Non-smartphone users, Antyodaya households, college drop-outs, Participants of the adult literacy
mission
Secure, Scalable Electronics website generating and deployment product hosted on the National Cloud of NIC;
and Sugamya and IT leverages technology to generate secure websites using templates which are highly
Website As A customizable and can seamlessly be deployed
Service
(S3WAAS)
Software Electronics 100% export-oriented scheme; focuses on one product / sector, i.e. computer
Technology Park and IT software; 100 Percent Foreign Equity is permitted; all imports duty free; re-export of
Scheme capital goods also permitted
Stree Electronics providing adolescent girls and women an access to affordable sanitary products by
Swabhiman and IT leveraging CSCs; sanitary napkin micro manufacturing units are being set up at CSCs
Initiative
UMANG Electronics Unified Mobile Application for New-age Governance; citizens can install one
and IT application to avail multiple government services; service can also be accessed through
IVR(Interactive Voice Response) and SMS
Amit Punia: RBI Gr B DR 2019
 18

ENVIS Environment, collection, collation, storage, retrieval and dissemination of information relating to a
(Environmental Forest and variety of themes associated with Environment Sector; ENVIS is a decentralized system,
Information Climate a web-based distributed network of subject-specific databases
System) Change ENVIS Centre : integral part of the ENVIS network and deal either with environment
related issues of a particular State/UT (generally called State/UT Centre) or have a
specific environment-related subject/theme mandate (generally called Thematic
Centre); State/UT Centres are hosted by the Environment/Forest Department of State
and the Thematic Centres by environment-related governmental or non-governmental
organisations; role of an ENVIS Centre is to act as a single-window information provider
on various areas related to environment
Green Skill Environment, • green skill' development in the environment and forest sector to enable youth to get
Development Forest and gainful employment and/or self-employment utilising the vast network and expertise
Programme Climate of ENVIS Hubs/RPs;
Change • 5 lakh 60 thousand people will be imparted training between 2018-19 and 2020-21;
• 35 courses including pollution monitoring (air/water/noise/soil), effluent treatment plant operation, forest
management, water budgeting etc
• 70% practical; 30% theory component
National Clean Environment, • to cut conc of PM2.5 and PM10 by 20-30% by 2024;
Air Forest and • 2017 base year; 2019 first year;
Programme Climate • In 102 non-attainment cities(20 included in 2018 = total 122 now) ;
NCAP Change • also has regional, national and trans-boundary components;
• mitigation measures + monitoring + public awareness;
• CPCB to implement; National and State level apex committees
SAMEEP External Students and MEA Engagement Programme; to bring foreign policy to the masses; all
Affairs the ministry officers – under-secretary and above – will be asked to go to their
hometowns, particularly their alma maters, and interact with students about working
of MEA
Duty Drawback Finance by CBEC; an exporter can opt for either All Industry Rate (AIR) of Duty Drawback
Scheme Scheme or brand rate of Duty Drawback Scheme. Major portion of Duty Drawback is
paid through AIR Duty Drawback Scheme which essentially attempts to compensate
exporters of various export commodities for average incidence of customs and Central
Excise duties suffered on the inputs used in their manufacture. Hence, this scheme is to
promote exports
Gold Finance Revamped Gold Deposit Scheme - ease of depositing, processing etc and greater
Monetization flexibility in terms and tenure of deposit; minimum deposit at any one time shall be 30
Scheme grams of raw gold; no max limit; Gold Savings Account denominated in grams of gold
will be opened by customers at any time, , even prior to depositing gold at the
Collection and Purity Testing Centres; deposits under the revamped scheme can be
made for a short-term period of 1-3
years; a medium-term period of 5-7 years and a long-term period of 12-15 years
Gold Reserve Fund: The difference between the current borrowing cost for the govt
and the interest rate paid by the govt under the medium/long term deposit will be
credited to this fund; itwill be used to absorb the price risk of the gold and pay back the
amounts due to the depositor, based on the gold rates prevalent at the time of
redemption
Revamped Gold Metal Loan (GML) Scheme: A Gold Metal Loan Account, denominated
in grams of gold, will be opened by the bank for jewellers
Finance subscribers to receive fixed min pension at age of 60 depending on contribution; open
Jan Suraksha to all Indians between 18 and 40; mainly focused on citizens in unorganised sector; any
Yojana - Atal bank account holder not part of any statutory social security scheme and not an
Pension Yojana income tax payer can avail; Centre to contribute 50% of total contri or Rs. 1000 per
annum, whichever lesser, for 5 years; replaces NPS Swavalamban scheme; cannot exit
before 60; same pension guaranteed to spouse after subscriber's death
Jan Suraksha Finance one year life insurance scheme renewable every year offering coverage for death due
Yojana - PM to any reason; available to 18-50 age group; annual premium of Rs. 330; coverage of 2
Jeevan Jyoti lakh on death
Bima
Yojana
Jan Suraksha Finance aimed at covering population not covered under any accident insurance cover at a
Yojana - PM highly affordable premium of Rs. 12/annum; available to 18-70 age group who enable
Suraksha Bima auto-debit of their savings account (annual renewal); coverage of 2 lakh for death and
Yojana perm disability, 1 lakh for perm partial disability; can be discontinued and rejoined
later
National Pension Finance institute pension reforms and to inculcate the habit of saving for retirement amongst
Scheme (NPS) citizens; launched in 2004 for govt employees, opened to all by 2009
all citizens between 18 and 65 eligible (govt employees for tier-I, private employees,
unorganised sector, NRIs); Administered by PFRDA; 3 types:
o Tier 1 NPS account - non-withdrawable permanent retirement account
o Tier 2 NPS account - voluntary withdrawable account which is allowed only when
there is already existing Tier I account; to offer more liquidity to subscribers
Simple- opening an account with NPS provides A PERMANENT RETIREMENT ACCOUNT
NUMBER (PRAN), which is a unique number and it remains with the subscriber
throughout his lifetime
Portable across jobs and locations; market linked - investor can choose overall risk by
diversifying into different asset classes(equities, g-secs, credit risk, secs other than g

Amit Punia: RBI Gr B DR 2019

 19

secs);
60% withdrawal at 60years of age ; 40 % remain invested in pension fund , Pension received is taxable only,
PFRDA recently announced that the National Pension System (NPS) subscribers will
now have the option to partially withdraw funds from their accounts for pursuing
higher education or setting up new business; withdrawal allowed only after 3 years not
exceeding 25% of contribution made only by subscriber; allowed only 3 times in lifetime
no loan facility
Tier 1 : Minimum contribution is Rs. 500 /- per transaction and Rs. 1000 per year ; No max limit ; Tier 2 : No
minimum contribution ; Rs. 1000/- needed at time of account opening
Three asset classes – E, C, G :
Equity – High risk High return
C -fixed income securities
G – Govt securities
Active choice : E = max 50% allowed , C and G = Max 100% allowed
In case of premature exit: 80% norm for Pension fund and 20% will be lump sum payment ( if accumulated
wealth is more than 1 lakh)
Cabinet has now approved EEE status to NPS in Dec 2018
PM Jan Dhan Finance Account can be opened in any bank branch or Business Correspondent (Bank Mitr)
Yojana outlet; RuPay debit card, with inbuilt accident insurance cover of Rs. 1 lakh (now raised
to Rs. 2 lakh); No minimum balance required; life cover of Rs. 30,000/- payable on
death of the beneficiary, subject to fulfillment of the eligibility condition; DBT in these
accounts; Overdraft facility upto Rs.5000/- available (now doubled to Rs. 10k) in only
one account per household, preferably lady of the household after satisfactory
operation of the account for 6 months; upper age limit to avail overdraft facility raised
from 60 to 65
PM MUDRA Finance objective is to refinance collateral-free loans given by the lenders(PSBs, regional rural
(Micro banks, cooperative banks, private banks, foreign banks, MFIs, NBFCs) to small
Units borrowers for non-farm income generating activities; corpus of Rs 20,000 crore
Development allocated by RBI from priority sector lending shortfall; Banks and MFIs can draw
and refinance under the MUDRA Scheme after becoming member-lending institutions of
Refinance MUDRA; MUDRA cards are the unique feature of this scheme - permit access to
Agency) working capital through ATMs and card machines; Shishu (upto 50k), Kishore (50k to 5
Yojana lakh), Tarun (5-10 lakh); does not directly lend; no subsidy for the loan given under this
(however MUDRA is currently extending reduction of 25 bps to institutions providing
loans to women entrepreneurs)
PM Vaya Finance pension scheme exclusively for senior citizens aged 60 years and above; can be
Vandana purchased offline as well as online through LIC, which has been given the sole privilege
Yojana to operate this Scheme; an assured return of 8% to 8.3% p.a. for 10 years; GST exempt;
Loan upto 75% of Purchase Price shall be allowed after 3 policy years to meet liquidity
needs; premature exit for critical treatment of self or spouse - 98% will be refunded;
investment limit extended to 15 lakh per family; deposits exempt from income tax,
interest not so
Project Finance New Indirect Tax Network of CBEC; to bolster the information technology network for
SAKSHAM the new GST regime; integration of CBEC IT systems with the Goods and Services Tax
Network (GSTN); Extension of Indian Customs Single Window Interface for Facilitating
Trade (SWIFT)
Public Finance Finance electronic fund tracking mechanism which compiles, collates and makes available in
Management real-time the information on resource availability and utilisation across all government
System (PFMS) schemes; implemented by the Office of Controller General of Accounts; mandatory for
all central sector schemes; other schemes also included as well as FC grants; just in
time transfer of funds
Sovereign Gold Finance government securities denominated in grams of gold; issued by RBI on behalf of GoI;
Bond (SGB) available both in Demat and paper forms; min 8 years tenor; can be used as collateral
Scheme for loans; tradable on NSE and BSE; fixed interest of 2.5% per annum; Capital gains tax
exempted on redemption; investment by banks to be calculated as SLR
recent changes - increase in limit to 4 kg (from 0.5 kg) for individuals and HUF and 20
kg for Trusts - to encourage high net worth individuals and trusts to invest in these;
tradable on exchanges; all risks associated with gold price and currency will be borne
by Gol through the Gold Reserve Fund
Stand Up India Finance • promoting entrepreneurship among women and SC/STs. The scheme is anchored by Department of
2016 Financial Services (DFS);
• facilitates bank loans between Rs 10 lakh and Rs 1 Crore to at least one SC or ST borrower and at least
one woman borrower per bank branch for setting up a greenfield enterprise - may be in manufacturing,
services or the trading sector;
• non-individual enterprises with SC/ST/woman having 51%+ share are also eligible; loan may be secured
by collateral security or guarantee of Credit Guarantee Fund Scheme for Stand-Up India Loans (CGFSIL);
• financed by SIDBI;
• borrower required to bring in at least 10% of project cost as own contribution; max 75% financing of
project cost;
• RuPay debit card issued; load to be repayed in 7 years (max moratorium of 18 months)
Udyam Finance by SIDBI; national level entrepreneurship awareness campaign; focus on 115 aspirational districts; create
Abhilasha cadre of 800 trainers to provide entrepreneurship training in partnership with CSCs, e-gov services India ltd
(an SPV set up by MeITY)
Gram Samridhi Food • New Scheme To Help Unorganised Food Processing Sector
Yojana processing

Amit Punia: RBI Gr B DR 2019

 20

• a Rs 3,000 crore scheme funded by the World Bank and the Government of India, is being worked upon
by the Ministry of Food Processing Industries
• World Bank will be giving Rs 1,500 crore, Rs 1,000 crore will be borne by the Centre while state
governments will put in Rs 500 crore
• Max subsidy of Rs 10 lakh per unit in scheme
• max 50% subsidy for upgradation and expansion upto Rs 5 lakh
• The programme will focus on micro enterprises with capitalisation of less than 10 lakh rupees.
• the aim is to target small farmers and the Ministry will aim to facilitate creation of 60 to 70 thousand such
units within a short time.
• The pilot project will be done in four states
• The scheme will be run in Uttar Pradesh, Andhra Pradesh, Maharashtra and Punjab for a 5-year period in
the initial phase and thereafter in other states of the country.
PM Kisan Food • Scheme for Agro-Marine Processing and Development of Agro-Processing Clusters;
SAMPADA Processing • supplement agriculture, modernize processing and decrease Agri-Waste;
Yojana Industries • PM-SAMPADA is an umbrella scheme incorporating ongoing schemes of the Ministry like Mega Food
Parks, Integrated Cold Chain and Value Addition Infrastructure, Food Safety and Quality
Assurance Infrastructure, etc. and also new schemes like Infrastructure for Agro processing Clusters,
Creation of Backward and Forward Linkages, Creation / Expansion of Food Processing & Preservation
Capacities;
• provide effective and seamless backward and forward integration for processed food industry by plugging
gaps in supply chain and creation of processing and preservation capacities and modernization/
expansion of existing food processing unit
1. Mega Food park scheme: implement by SPV under Companies Act; a capital grant at the rate of 50 %
in general areas and at the rate of 75 % of cost in difficult and hilly areas i.e. North East Region including
Sikkim, J&K, Himachal Pradesh, Uttarakhand and ITDP notified areas subject to a maximum of Rs. 50
crore per project ; Min 50 acre required for setting up food park; Cluster Approach

2. Integrated Cold Chain Scheme: maximum of Rs 10 crore per project,

• For storage infrastructure including Pack House and Pre cooling unit, ripening chamber and
transport infrastructure, grant-in-aid @ 35% for General Areas and @ 50% for North East States,
Himalayan States, ITDP Areas & Islands
• For irradiation facilities and For value addition and processing infrastructure including frozen
storage/ deep freezers associated and integral to the processing, grant-in-aid @ 50% for General
Areas and @ 75% for North East States, Himalayan States, ITDP Areas & Islands, will be provided.

3. Agri Processing Clusters: Each agro processing clusters under the scheme have two basic components
i.e. Basic Enabling Infrastructure (roads, water supply, power supply, drainage, ETP etc.), Core
Infrastructure/ Common facilities (ware houses, cold storages, IQF, tetra pack, sorting, grading etc) and at
least 5 food processing units with a minimum investment of Rs. 25 crore. At least 10 acres of land is
required for setting up of Agro Processing Cluster. The Scheme envisages grants-in-aid @ 35% in
general areas and @50% of cost in the North East and difficult areas, State notified ITDP areas & Islands
subject to max. of Rs. 10.00 crore per project

4. Creation/Expansion of food processing capacities: Scheme envisages grants-in-aid @35% of in

general areas and @50% of cost in the North East States including Sikkim and difficult areas namely
Himalayan States (i.e. Himachal Pradesh, Jammu & Kashmir and Uttarakhand), State notified ITDP areas
& Islands subject to max. of Rs. 5.00 crore per project.

5. Creation of backward forward linkages : Scheme is applicable to perishable horticulture and non-
horticulture produce. The maximum grant extended per project is Rs 5.00 crore @ 35% for general areas
and @ 50% for North East States, Himalayan States,

6. Food Safety & Quality Assurance Infrastructure:

Central/State Government and its organizations /universities (including Govt. owned deemed universities)
are eligible for grant-in-aid of 100% cost of laboratory equipment and the cost of technical civil work to house
the equipment and furniture and fixtures associated with the equipment @ 25% for general areas and 33% for
difficult areas. In addition, they are also eligible for 80% of the monthly emoluments of two technical staff for
two years from the date of completion of the laboratory.
All other implementing agencies/private sector organizations/ universities including deemed universities
will be eligible for grant-in-aid of 50% of cost of laboratory equipment and 25% of the cost of technical civil
work to house the Equipment and furniture and fixtures associated with the equipment for general areas and
70% of cost of lab equipment and 33% of technical civil work and furniture and fixtures for difficult areas.
Union Budget 2018-19, a new Scheme “Operation Greens”: with an outlay of Rs.500 crore to promote
Farmer Producers Organizations (FPOs #), agri-logistics, processing facilities and professional management;
integrated development of Tomato, Onion and Potato (TOP) value chain
Short term Price Stabilisation Measures

NAFED will be the Nodal Agency to implement price stabilisation measures. MoFPI will provide 50% of the
subsidy on the following two components:

i. Transportation of Tomato Onion Potato(TOP) Crops from production to storage;

ii. Hiring of appropriate storage facilities for TOP Crops;
(II) Long Term Integrated value chain development projects
MIEWS Dashboard and Portal is a platform for monitoring prices of tomato, onion and potato (TOP) and for
generating alerts for intervention under the terms of the Operation Greens scheme.

Amit Punia: RBI Gr B DR 2019

 21

For Price Stabilisation Measures: 50% of cost of transportation and 50% of cost of hiring appropriate storage
facilities will be provided as subsidy at the time of harvest. Storage facilities will be hired for a maximum
period of 4 to 6 months

For Integrated value chain development projects

Since the scheme envisage integrated development of TOP value chain, it should preferably have all the
components listed above from A to E (Para 4.2) under Integrated value chain development project. The Post-
harvest processing facilities including secondary processing facilities will be mandatory components of the
Integrated value chain development project. The projects will be eligible for grant-in-aid at the rate of 50% of
the eligible project cost in all areas, subject to maximum Rs. 50 crore per project. However, in case where
PIA is/are FPO(s), the grant-in-aid will be at the rate of 70% of the eligible project cost in all areas, subject to
maximum Rs. 50 crore per project.

TOP to TOTAL: MoFPI

• Central Sector Scheme announced under Atmanirbhar bharat package
• Ministry of Food Processing Industries (MoFPI) has recently extended the Operation Greens Scheme
from Tomato, Onion and Potato (TOP) to all fruits & vegetables (TOTAL)
• The objective of intervention is to protect the growers of fruits and vegetables from making distress sale
due to lockdown
• for a period of six months on pilot basis as part of Aatmanirbhar Bharat Abhiyan.
• Pattern of Assistance:- 50% subsidy on transportation from surplus production to deficient markets and
50% subsidy on storage, including cold storages;
• 19 fruits ; 11 new vegetables ; earlier 3 ~ Tomato, Onion, Potato ; sums up to total 33
• Eligible entities: - Food Processors, FPO/FPC, Co-operative Societies, Individual farmers, Licensed
Commission Agent, Exporters, State Marketing/Co-operative Federation, Retailers etc. engaged in
processing/ marketing of fruits and vegetables
• Price in the notified production clusters meet any one of the following conditions:
i. Price fall below preceding 3 years’ average market price at the time of harvest;
ii. Price fall more than 15% compared to last year market price at the time of harvest;
iii. Price fall less than the benchmark price for procurement, if any, fixed by the State/Central Govt.

• Minimum quantity to be procured and transported/stored per applicant (may consist of one or more than
notified crops) will be as under:
i. 50 MT- Individual farmers
ii. 100 MT for FPO/FPC, Co-operative,;
iii. 500 MT for Food Processor, Exporter, Licensed Commission Agent;
iv. 1,000 MT for Retailers, State Marketing/Co-operative Federation;

• Eligible Criterion for Transportation: minimum distance from notified surplus production clusters to
consumption centre, processing plant, retail outlet, or ports/ airport/ICD/CFS in India, as the case may be
(by road, railway or air):
i. 100 Km for Food Processor, FPO/FPC, Co-operative, Individual farmer, Licensed Commission Agent,
Exporter;
ii. 250 Km for Retailers, State Marketing/Co-operative Federation;
• Maximum admissible subsidy amount per applicant will be Rs. 1 crore
• Central Government Agencies (e.g., NAFED, CONCOR etc.) and State Level Agencies (e.g., State Agri
Industries Corporation, Agri Marketing Federation etc.) will be involved in implementation of the Scheme.
Operation Food • announced in Budget 2018; similar to Operation Flood (increasing milk production by National Dairy
Greens Processing Development Board); ensure sustainable price to farmers as well as availability of vegetables at
Ministry) affordable prices to consumers; reduce price volatility of fruits and vegetables;
• Government has decided to start focusing on three basic vegetables - tomatoes, onions and potatoes
(TOP) initially; help in doubling farmers’ incomes by 2022 by providing sustainable prices as these
commodities generally face price collapse;
• promote Farmer Producers Organizations (FPOs), agri-logistics, processing facilities and professional
management
• NAFED will be nodal agency to implement price stabilisation measures;
• M o Food Processing to provide 50% subsidy on 2 components - transportation of TOP crops from
production to storage, hiring of storage facilities for TOP crops
• two-pronged strategy of Price stabilisation measures (for short term) and Integrated value chain
development projects (for long term)
Jyoti Gram Gujarat 24 hr power supply to farmers
Yojana
SAUNI Yojana Gujarat govt multipurpose project that aims to solve the water problems of the Saurashtra region; is
not a part of the Narmada project but is based on it; involves making pipe canals
instead of the conventional open canals; hence no land acquisition; filling of Aji Dam near Rajkot under Sauni
Yojana
National Health Health • 2018
Resource • NHRR is the first ever healthcare establishment census (registry) in the country to collect data of all public
repository and private healthcare.
• The Indian Space Research Organisation (ISRO) is the project technology partner
Skill for Life, Health and promote skill development in the health sector; upscale the quantity and quality of
Save Family trained professionals in the healthcare system
a Life’ initiative Welfare

Amit Punia: RBI Gr B DR 2019

 22

Accredited Health and • woman resident of the village married/ widowed/ divorced, 25-45 age
Social Family • interface between community and public health system;
Health Activist Welfare • help villagers and mothers access immunization, ante and post natal check ups, sanitation,
(ASHA) supplementary nutrition;
• first port of call for health related demands, especially for women and children;
• create awareness
• Auxiliary Nurse Midwives - work at health sub-centres; provide primary health care; assisted by ASHAs; In
2005 NRHM made provision of two ANMs (one permanent and one contractual) for each sub-centre.
Affordable Health and provide affordable life-saving cancer, cardiac drugs and medical disposables through
Medicines and Family AMRIT pharmacies; by mini-ratna PSU HLL Lifecare Ltd.
Reliable Welfare
Implants
for
Treatment(AMRI
T)
Ayushman Health and • announced in Budget 2018,
Bharat - Family • launched at Ranchi on 23.09.2018;
National Health Welfare • 1st component : to provide medical cover upto Rs. 5 lakh per year per household for secondary and
Protection tertiary health care;
Mission • to cover 10 crore households across the country, constituting 40% of total population on the basis of
(PM Jan “deprivation and occupational criteria” as per SECC 2011;
Aarogya • National Health Agency to be set up to manage this;
Yojana for • 50 crore benefeciaries
insurance • subsumes Rashtriya Swasthya Bima Yojana and Senior Citizen Health Insurance Scheme;
component of
• cashless, Aadhar enabled (JAM); portable across country - beneficiary covered under the scheme will be
scheme)
allowed to take cashless benefits from any public/private empanelled hospitals across the country;
• proposal to set up Ayushman Bharat National Health Protection Mission Council chaired by Union Health
and Family Welfare Minister for coordination between Center and States
• PM Aarogya Mitras as a cadre of frontline health service professionals as primary point of facilitation; to
be skilled by NSDC using PM Kaushal Kendras under PMKVY; will also be skill certified by Health Care
Sector Skill Council (non-statutory body under NSDC)
• first scheme to have a Privacy Policy based on Srikrishna Committee recommendations
• 2nd Component: 1.5 lakh Health and Wellness Centres will bring health care system closer to the
homes of people. These centers will provide comprehensive health care, including for non-communicable
diseases and maternal and child health services
• The first Health and Wellness Centre was launched by the Prime Minister at Jangla, Bijapur, Chhattisgarh
on 14th April 2018.
Electronic Health and support UIP; indigenously developed technology system in India that digitizes vaccine
Vaccine Family stocks and monitors the temperature of the cold chain through a smartphone
Intelligence Welfare application; partnership with UNDP
Network
Health and goal is to attain Single Digit Neonatal Mortality and Stillbirth Rates by 2030; to be
India newborn Family implemented within the existing Reproductive, Maternal, Newborn, Child and
action plan INAP Welfare Adolescent health (RMNCH+A) framework of the National Health Mission (NHM); launched in 2014; 6
2014 intervention packages; states and UTs are expected to achieve respective targets
by 2035
Integrated Health and assisted by WB; to meet the WHO Guidelines for South East Asian countries on disease
Disease Family surveillance
Surveillance Welfare
Programme
Intensified Health and accelerate full immunization coverage to more than 90% by December 2018; aims at
Mission Family reducing maternal and child mortality; monitored at highest level under PRAGATI
Indradhanush Welfare (Proactive Governance and Timely Implementation);
(Universal Diseases targeted - diphtheria, whopping cough (pertussis), tetanus, polio, TB,
Immunization measles, HepB, Japanese Encephalitis, Meningitis and Pneumonia caused by
Programme) Haemophilus influenzae type B, rubella, rotavirus, injectible polio vaccine bivalent ; is for
Intensified pregnant women and infants; Indradhanush is for unvaccinated and partially vaccinated children
Mission IMI 2.0 : target of full immunization ; December 2019 to March 2020; 380 total = 271 districts in 27 states
Indradhanush and 109 districts of UP-Bihar ; focus on child upto 2 yr. age and pregnant women; focus on missed
IMI 2.0 vaccinations, buildup 90% Full immunization coverage rapidly
Intensified Health and create mass awareness about the most effective and low-cost diarrhoea treatment— a
Diarrhoea Family combination of Oral Rehydration Salt (ORS) solution and Zinc tablets; ASHAs to
Control Welfare distribute ORS packets; ORS-Zinc corners to be set up
Fortnight
IT initiatives Health and ANMOL - tablet based app for Auxiliary Nursing Midwives to update data on
Family beneficiaries; e-raktakosh initiative - connect all blood banks in India digitally; Kilkari -
Welfare audio msgs about pregnancy to families' mobile phones
Janani Shishu Health and • eliminate out-of-pocket expenses for both pregnant women and sick neonates;
Suraksha Family • Zero expense deliveries: pregnant women are entitled for free drugs and consumables, free diagnostics,
Karyakram Welfare free blood whenever required, and
JSSK 2011 • free diet up to 3 days for normal delivery and 7 days for c-section in public institutions; free transport from
home to institution,
• supplements the cash assistance given to a pregnant woman under Janani Suraksha Yojana, without any
component of cash assistance within itself

Amit Punia: RBI Gr B DR 2019

 23

Janani Suraksha Health and • Modified National Maternity Benefit scheme NMBS (part of NSAP);
Yojana JSY Family • promoting institutional delivery;
2005 Welfare • under NRHM;
• eligible pregnant women entitled to cash assistance irrespective of age of mother and number of children;
• performance based incentives to ASHAs for promoting institutional delivery; small cash assistance also
given for home deliveries;
• tracking using MCH cards ;
• FOCUS ON states having low institutional delivery rates ;
• categorization of states : LPS Low performing states – UP, UK, BIHAR, JHARKHAND, MP, CG, RAJ,
ASSAM, ODISHA, JK and others are called HPS ;
• Rs. 600-1400 incentive in urban and rural areas at time of delivery; cash incentive;
• ¾ incentive in case of private institution ;
• Rs. 500/- for those who prefer delivery at home regardless of number of children and age of women
LaQshya – Health and • Safe Delivery Mobile Application for health workers;
Labour Family • to reduce preventable maternal and new-born mortality, morbidity and stillbirths;
Room Quality Welfare • improving infrastructure up gradation, ensuring availability of essential equipment, providing adequate
Improvement human resources, capacity building of health care workers and improving quality processes in
Initiative the labour room;
• will be assessed through NQAS
Mission Parivar Health and focus on districts with highest total fertility rates; to reach the replacement level
Vikas Family fertility goals of 2.1 by 2025; accelerate access to high quality family planning choices
Welfare based on information, reliable services and supplies
launch of 2 new contraceptives - injectible 'Antara' and pill 'Chhaya'
Mission Health and to trace those who are Left to Follow Up and are to be brought under Antiretroviral
SAMPARK Family therapy (ART) services; “Community Based Testing” will be taken up for fast-tracking
Welfare the identification of all who are HIV positive
Mothers Health and create awareness regarding breastfeeding
Absolute Family
Affection MAA Welfare
National Health and organised twice in a year covering all the children from 1-19 years of age; deworming tablet called
Deworming Family ‘Albendazole’;
Initiative Welfare collaboration with EDUCATION and WCD Ministries; intestinal parasitic worms aka Helminths
National Health Health and National Rural Health Mission 2005 –
Mission 2005 Family • ASHA;
NHM Welfare • Janani Suraksha Yojana;
• Janani Shishu Suraksha Karyakram;
• Rashtriya Bal Swasthya Karyakram;
• RMNCH+A;
• mainstreaming AYUSH;
• strengthening existing PHCs and CHCs;
• performance based funds to states;
• Cities and towns with population below 50,000 will be covered under NRHM
National Urban Health Mission 2013- partnership with community and local bodies, NGOs;
district health action plan; reducing out of pocket expenditure; NUHM would cover all State capitals,
district headquarters and cities/towns with a population of more than 50,000; centre-state funding pattern
will be 75:25
National Health and aimed at eradicating HIV/AIDS by 2030; for achieving the target of 90:90:90 Strategy by
Strategic Family UNAIDS - 90% of all people living with HIV will know their HIV status, 90% of all people
Plan (2017-24) Welfare with diagnosed HIV infection will receive sustained antiretroviral therapy, 90% of all
people receiving antiretroviral therapy will have viral suppression
Health and provide assured, comprehensive and quality antenatal care, free of cost, universally to
PM Surakshit Family all pregnant women on the 9th of every month; through third to sixth month of
Matritva Abhiyan Welfare pregnancy; by gynaecology specialists and physicians with support from private sector
doctors to supplement the efforts of the government sector
PM Swasthya Health and correcting regional imbalances in the availability of affordable/ reliable tertiary
Suraksha Family healthcare services and augment facilities for quality medical education; setting up
Yojana Welfare AIIMS like instis and upgradation of govt medical colleges
Health and AIDS prevention special programme for the North-East; diagnose 90% of drug addicts
Project Sunrise Family with HIV and put them under treatment by 2020; steered by National AIDS Control
Welfare Organisation
Rashtriya Health and financial assistance to BPL patients suffering from life threatening diseases; RAN
Arogya Family registered under Societies Act; not directly given to patient - given to superintendent of
Nidhi Welfare hospi; govt hospitals only
Rashtriya Bal Health and • 0-18;
Swasthya Family • 30 health conditions ;
Karyakram Welfare • health screening for 4 Ds - defect at birth, deficiencies, diseases and development delays;
RBSK 2013 • for all children 0-6 years (managed at DEIC District Early Intervention Centre);
• children upto 18 years (class 1-12) in govt and govt aided schools;
• children diagnosed with illness shall receive follow up treatment free under NRHM;
• newborn screening by ASHAs (0-6 week old); for 6 weeks to 18 years olds - screening by mobile
health teams (2 AYUSH docs - 1 male, 1 female)
Rashtriya Health and • 10-19 age
Kishore Family • beneficiaries - adolescents in age group 10-14 and 15-19;
Swasthya Welfare
Amit Punia: RBI Gr B DR 2019
 24

karyakram • thematic areas of RKSK namely nutrition, sexual reproductive health, substance misuse, non -
RKSK 2014 communicable diseases, mental health, injuries and violence;
• community-based interventions through peer educators (Saathiyas);
• Menstrual Hygiene Scheme: The scheme is being implemented for adolescent girls in the rural areas.
From 2014 procurement of sanitary napkins has been decentralized. States are in the process of
implementing MHS.
• Peer Education Programme: Under the programme four peer educators (Saathiya) - two male and two
female are selected per 1000 population to orient the adolescents on health issues students screened in
schools for early detection of diseases
Rashtriya Health and for BPL family; cashless insurance for hospitalisation in public as well as selected
Swasthya Bima Family private hospitals; for IT-enabled and smart–card-based cashless healthy insurance
Yojana Welfare cover, up to Rs. 30,000/- per annum on a family floater basis to unorganized sector;
earlier was under Ministry of Labour
SUMAN Health and • For ZERO preventable MMR and new born mortality rate IMR
Surakshit Family • dignified and quality health care at no cost to every woman and newborn visiting a public health
Matritva Welfare facility;
Aashwashan • at least 4 ante natal check-ups that also includes one checkup during the 1st trimester, at least
one checkup under Pradhan Mantri Surakshit Matritva Abhiyan, Iron Folic Acid supplementation,
Tetanus diptheria injection.;
• All pregnant women, newborns and mothers up to 6 months of delivery will be able to avail several
free health care services;
• Free transport from home, referral services also included
• Zero expense for C section facilities
Swachh Swasth Health and collaboration with Ministry of Drinking Water and Sanitation and EDUCATION; to strengthen
Sarvatra Family community health centres in 708 open defecation-free blocks across the country to
initiative Welfare enable them to achieve higher levels of cleanliness and hygiene; 10 lakh Rs. To
community health centres;
Similar scheme Kayakalp - one PHC in each district is awarded for meeting quality standards including
sanitation and hygiene + under SBM, Gram Panchayat in which PHC is awarded gets special focus to make it
ODF
Umbrella Health and 5 schemes - Swastha Nagrik Abhiyan (awareness on health issues), Free supply of
Scheme Family contraceptives, Social marketing of contraceptives, Population Research Centres, MIS
for Family Welfare Scheme (now health surveys and health research)
Welfare
and Other
Health
Interventions
Vatsalya – Health and National Human Milk Bank and Lactation Counselling Centre was recently inaugurated
Maatri Family at the Lady Hardinge; in collaboration with Norway
Amrit Kosh Welfare
Verified Milk Health • By FSSAI; 2020;
Vendor Scheme ministry • first of its kind scheme for India to bring the unorganised milk suppliers or vendors under the
monitoring through a verification programme.
• all the unorganised milk producers and vendors in Gujarat will be issued identity cards by taking their
registration.
Food Safety Health support small and medium scale food businesses to comply with the food safety laws ; facilitate licensing and
Mitra Scheme ministry registration, hygiene ratings and training ; create new employment opportunities for youth, particularly with
food and nutrition background ; launched on World Food Day
FAME India Heavy • ‘FAME India 1’ which was launched in April 2015.
Scheme Industries • Faster Adoption and Manufacturing of (Hybrid &) Electric Vehicles under the National Electric Mobility
2015-2018 and Mission;
2019-22 • four focus areas, technology development, demand creation, pilot projects and charging infrastructure;
• all vehicle segments included; manufacturer to reduce prices which would be reimbursed by govt
• Phase II 2019-22 : electrification of public and shared transport; incentives for local manufacturing; set up
charging stations (at least one in 3 by 3km grid in cities and on both sides of highways at every 25 km);
incentives to Original Equipment Manufacturers to set up charging stations; withdrawal of subsidies to
EVs using lead acid batteries (to promote Li-ion); Rs 10000 crore budget, 3 yrs
• to support 10 lakhs electric two-wheelers, 5 lakhs electric three-wheelers, 55 thousand four wheelers and
7,000 buses
Bharat Ke Veer Home Affairs web portal and mobile application named “Bharat ke Veer” to enable people to
contribute towards family of martyrs from central paramilitary forces
Border area Home Affairs cover all the villages which are located within the 0-10 Km of the International Border,
development irrespective of the border block abutting on the International Border or not of 17
programme States which constitute the International Land Borders; to meet the special
developmental needs and well being of the people living in remote and inaccessible
areas situated near the international border and to saturate the border areas with the
entire essential infrastructure
National Home Affairs autonomous org that organises communal harmony campaign coinciding with Quami
Foundation for Ekta Week; Under its Project ‘Assist’, the NFCH also provides financial assistance for
Communal relief
Harmony and rehabilitation of children rendered orphan or destitute in communal, caste, ethnic
or terrorist violence
YUVA – a skill Home Affairs initiative by Delhi Police under Pradhan Mantri Kaushal Vikas Yojana; help youth get
development gainful employment by upgrading their skills; Delhi Police + National Skill Development
programme Corp + CII
Amit Punia: RBI Gr B DR 2019
 25

Swachh Bharat Housing and • funding 75:25

Mission Urban Urban Affairs • Aim: cover 1.04 crore households
SBM-U • All Statutory towns will be covered under the Mission
• Target: 80% of urban households engaging in open defecation for construction of household toilets (20%
will use community toilets)
• Central government incentive for the construction of household toilets will be Rs. 4,000 per household
toilet for each identified beneficiary household, in states and UTs. However, for North eastern and Hilly
states, the Central government incentive will be Rs 10,800 per unit.
• States will contribute a minimum of Rs 2,667 per IHHL towards individual toilets to match Central Share of
Rs 4,000 per IHHL
• Community Toilets : Central government incentive of 40% Grant/VGF, for each community toilet block
constructed.
• Public toilets : Central government incentive will be in the form of 40% Grant/
• Central government incentive for the Solid Waste Mgmt projects will be in the form of a maximum of 35%
Grant
• IEC and Public awareness compoenent : 15%; 12% alone for public awareness
• Elimination of open defecation; Eradication of Manual Scavenging; Modern and Scientific Municipal Solid
Waste Management; To effect behavioral change regarding healthy sanitation practices
• Generate awareness about sanitation and its linkage with public health; Capacity Augmentation for ULBs
• achieved target: 35 states/UT urban areas ODF; 66 lakh toilets build against 59 lakhs. 6 lakh community
toilets ;
• 6 cities (Indore, Ambikapur, Navi Mumbai, Surat, Rajkot and Mysuru) have been rated as 5-star cities
• 96% door to door collection, 65% waste is processed .
• Under SBM – U : 4,324 Urban ULBs have been declared ODF, 1,319 cities certified ODF+ and 489 cities
certified ODF++ as per MoHUA’s sanitation protocols.
Atal Mission for Housing and • new version of JNNURM; ensure basic infrastructure services relating to water supply, sewerage, storm-
Rejuvenation Urban water drains, transportation and development of green spaces and parks with special provision for
and Urban Affairs meeting the needs of children;
Transformation • 500 locations with a population>1 lakh; Cantonments are covered also, 13 cities along major rivers
(AMRUT) with population 75000-100000 also covered
• states get the flexibility of designing, execution and monitoring of schemes based on needs of identified
cities;
• central govt to release funds in 3 instalments in ratio 20:40:40 based on state annual action plans;
• States will transfer funds to urban local bodies within 7 days of transfer by central government and no
diversion of funds to be made.
• Odisha Tops in implementation in 2020; Rs 7300 crore budget in 2020
• AMRUT SCHEME for urban renewal from 2020 to 2022-23. The extension was made, as the previously
set targets were unable to be met in 500 cities of the country. It is for the 1st time the govt. has initiated
projects on such a large scale, thus there has been a need to complete all the projects with an extended
time.
• The Mission spans across 500 cities, covering more than 60% of urban population.
• Concerted effort made at national level to provide water to about 1.39 crore households and
sewerage/septage services to about 1.45 crore households
• 79 lakh household water tap connections and 45 lakh sewer connections have been provided, including in
slums and low-income habitations.
• The Mission helped cities to undertake a set of 11 reforms comprising 54 milestones aimed at strengthening
capacities of city level institutions for effective governance and citizen service delivery
• 76 lakh streetlights replaced with energy efficient LED streetlights.
• Credit rating exercise undertaken in 469 of the 500 Mission cities, out of which 163 cities have been found
as Investible Grade
Deendayal Housing and • imparting skill training, enabling entrepreneurship, providing wage employment and self-employment
Antyodaya Urban opportunities to the urban poor, including homeless;
Yojana – Affairs • To reduce poverty and vulnerability of the urban poor households by enabling them to access self-
National Urban employment and skilled wage employment opportunities,
Livelihoods • replaces the existing Swarna Jayanti Shahari Rozgar Yojana;
Mission (DAY • organise urban poor into SHGs;
NULM) • The coverage may be broadened to include families of disadvantaged groups like SCs, STs, women,
minorities, disabled etc. subject to a maximum of 25 percent of the above urban poor population
• Providing shelter equipped with essential services in phased manner to urban poor including urban
homeless ;
• 60:40 funds
• It will be implemented in all District Headquarter Towns and all other cities with a population of 1,00,000
or more as per 2011 census
• interest subsidy of 5% - 7% for setting up individual microenterprises with a loan of up to 2 lakh and for
group enterprises with a loan limit of up to Rs.10 lakhs.
• PAISA Portal – Allahabad Bank;
• PARAS – Assessment of training
• DAY- NULM under the Ministry of Housing and Urban Affairs(MoHUA) signed MoU with Amazon for
electronic marketing (e-Marketing) of products made by Self Help Groups across the Country
• The National Urban Housing and Habitat Policy (NUHHP), 2007

The following are the 7 components of NULM:

1) Social Mobilization and Institution Development (SM&ID).: .
• At least one member from each urban poor household, preferably a woman, should be brought under the
Self-Help Group network in a time-bound manner;

Amit Punia: RBI Gr B DR 2019

 26

• A Revolving Fund support to the tune of Rs.10,000/- per SHG will be provided to SHGs with more than 70
percent urban poor members;
• City Livelihoods Centre (CLC) is to provide a platform where by the urban poor can market their services
and access information and other benefits. A grant of Rs. 10 lakh per CLC.
• Revolving fund : initial support of Rs 10, 000 is given for each SHG group; Rs 50000 to registered Area
level Federations

2) Employment through Skills Training and Placement (EST&P).

• An expenditure of Rs.15, 000 per person is allowed on training of urban poor which is Rs.18, 000 in
North-East and J&K

3) Capacity Building and Training (CBT).

• For training of members of ALFs and CLFs, the ceiling amount that can be used for capacity building and
training at the Central/State/City level will be Rs.7,500 per trainee

4) Self-Employment Programme (SEP).

• The percentage of women beneficiaries under SEP shall not be less than 30 percent.
• 3% PwBD, 15% for minorities
• setting up of both individual and group micro enterprises will be supported. The project cost ceiling will be
Rs. 2 lakh for individual enterprises and Rs. 10 Lakh for group enterprises
• Interest subsidy over and above 7 percent rate of interest will be available
• An additional 3 percent interest subvention will be provided to all women SHGs who repay their loan in
time in all the cities under SHG Bank Linkage Sub component

5) Scheme of Shelter for Urban Homeless (SUH).

• The shelters should be permanent all-weather 24 x 7 shelters for the urban homeless.
• For every 1 lakh urban population, provisions should be made for permanent community shelters for a
minimum of 100 persons.
• Depending upon local conditions each shelter could cater to between 50 and 100 persons
• Priority would be given to cities with population above 1 million in census of 2011,
• Min space – 50 sq ft or 5 sq m per person
• Nominal charges as rent could be collected depending on the income levels of the urban homeless at
rates ranging from 1/10 to 1/20 of their income,
6) Support to Urban Street Vendors (SUSV).
• Up to 5 percent of the total DAY-NULM budget will be spent on this component.

7) Innovative and Special project (ISP

• 5 percent of the total Central funds will be used.
Heritage Housing and partnership of Government, academic Institutions and local community; 12 cities
Infrastructure Urban selected for the scheme are Ajmer, Amritsar, Amravati, Badami, Dwarka, Gaya,
Development Affairs Warangal, Puri, Kanchipuram, Mathura, Varanasi and Velankanni; beautification of
and heritage cities, focussing on livelihoods, skills, cleanliness, security, safety, accessibility,
Augmentation faster service delivery ; AAA-BDG-KMP-VVW
Yojana
(HRIDAY)
ODF+ protocol Housing and original ODF protocol - ward/city notified ODF if at any point of day not a single person
Urban is found defecating in the open; ODF+ also includes public urination for the 1st time
Affairs and also says that all community and public toilets should be functional and well
maintained ;.
ODF++ protocol Housing and In addition to ODF+, faecal sludge/septage and sewage should be safely mgd and
Urban treated, with no discharging of untreated sewage in drains, water bodies or open areas; deadline of 2023-24
Affairs to achieve targets of Biodegradable waste management ; 2021-22 for Plastic waste management ; 75000
block level plastic waste management units ; deadline of 2023-24 for greywater management and Faecal
sludge mgmt
Pradhan Mantri Housing and • Housing for All by 2022 (2 crore houses);
Awas Yojana Urban • housing requirement of urban poor including slum dwellers;
(Urban) Affairs • 4 verticals are -
1. Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource :
Rs 1 lakh per house
2. Affordable Housing for weaker section through credit linked subsidy : 6.5% interest subsidy for 15 years
3. Affordable Housing in Partnership with Public & Private sectors : Rs 1.5 lakh per EWS house
4. Subsidy for beneficiary-led individual house construction : Rs. 1.5 lakh for construction of new houses

• Housing and Urban Development Corporation (HUDCO) and National Housing Bank (NHB) have been
identified as Central Nodal Agencies (CNAs)
• EWS beneficiaries eligible for support under all 4 verticals, whereas LIG and MIG eligible only for Credit
Linked Subsidy (this is the only Central Sector component);
• houses to be preferably alloted in the name of women;
• Geo-tagging for monitoring the progress of construction of houses,
• Public Financial Management System (PFMS) to ensure electronic fund flow and Technology Sub-
Mission to implement new construction technologies, have been introduced;
• Infrastructure status granted to housing sector
• beneficiary family must not own a pucca house anywhere in India
• 1.05 crore houses sanctioned against target of 1.12 crore
• National Urban Housing Fund has been created to mobilize ₹ 60,000 Cr throughExtra Budgetary
Resources
Amit Punia: RBI Gr B DR 2019
 27

• In 2019 only, MoHUA launched Angikaar- a campaign for change management in more than 4000 cities
• Affordable Rental Housing Complexes (AHRCs) for urban migrants / poor as a sub-scheme under
Pradhan MantriAwasYojana – Urban (PMAY – U):
1. existing vacant government funded housing complexes will be converted in ARHCs through Concession
Agreements for 25 years
2. A large part of workforce in manufacturing industries, service providers in hospitality, health,
domestic/commercial establishments, and construction or other sectors, labourers, students etc. who come
from rural areas or small towns seeking better opportunities will be the target beneficiary under ARHCs.
3. ARHCs will create new ecosystem in urban areas making housing available at affordable rent close to the
place of work
4. An expenditure of Rs 600 Crore is estimated in the form of Technology Innovation Grant which will be
released for projects using identified innovative technologies for construction. Approximately, 3,00,000
beneficiaries will be covered initially under ARHCs
• Affordable Housing Fund: established in National Housing Bank (NHB) as announced in the General
Budget for 2018-19; Rs 10000 crore , contribution by SCBs,
• National Urban Housing Fund: Rs. 60,000 crores has been set up for raising Extra Budgetary
Resources (EBR) in phases for the rapid implementation of PMAY (U)
• Global Housing Technology Challenge (GHTC): In January 2019; for new construction technologies
Smart cities Housing and • 2015-16 to 2019-20
mission Urban • chosen cities to get central funds of Rs. 100 crore each year for 5 years;
Affairs • Bottom-up approach has been the key planning principle;
• basic infrastructure through assured water and power supply, sanitation and solid waste management,
efficient urban mobility and public transport, IT connectivity, e-governance and citizen participation;
• states and ULBs to play key supportive role; implementation by a Special Purpose Vehicle;
• each smart city will have a SPV which will be headed by a full time CEO and have nominees of Central
Government, State Government and ULB on its Board
• Target is to develop 500 cities, which include cities with a population of more than 100,000 and some
cities of religious and tourist importance.
• The strategic components of Area-based development in the Smart Cities Mission are:
1) City improvement (retrofitting).
2) City renewal (redevelopment).
3) City extension (greenfield development).
4) Pan-city initiative in which Smart Solutions are applied covering larger parts of the city
• 10 % of energy to be sourced from solar energy
• 10,000-acre Aurangabad Industrial City (AURIC), the country's first greenfield industrial smart city.
• Smart City Mission opens the registration for India Cycles4Change Challenge
• ClimateSmart Cities and DataSmart Cities are two important programs under Smart Cities Mission.
• 114 India cities participated in the Ease of Living and Municipal Performance Index(EoL and MPI.
• India Urban Data Exchange (IUDX) : IUDX is a research project under smart cities mission being
implemented by Union Ministry of Housing and Urban Affairs (MoHUA) in collaboration with Indian
Institute of Science (IISc), Bengaluru.
• Cycles4Change Challenge: India Cycles4change Challenge is an initiative of Smart Cities Mission to
inspire and support Indian cities to quickly implement cycling-friendly initiatives in response to COVID-19.
The idea is to begin by creating low-cost interventions like pop-up cycle lanes and non-motorized zones,
launch programs such as community-led cycle rental schemes and promote cycling usage through public
events
• Ahmedabad in Gujarat has been ranked as the top Smart City in India for its execution of smart projects in
handling COVID-19 pandemic
Swachh Manch Housing and to bring together all stakeholders of SBM; allow stakeholders to
Web Portal Urban create/invite/participate in volunteering opportunities in neighbourhoods; enable
Affairs upload of pictorial evidence, record of number of hours volunteered; will also be
integrated with Swachhta App to act as grievance redressal forum
Swachh Housing and QCI responsible for assessment; collection, transport, processing and disposal of
Survekshan Urban Municipal solid waste, sanitation related progress, IEC (info, education,
2018 Affairs communication), capacity building, innovation and best practices); negative marking
introduced in 2018 to ensure cities do not make false claims
Swachh Housing and 4th edition; extended to all cities under SBM-Urban; 4 broad parameters : service level
Survekshan Urban progress, direct observation, citizens' feedback and certification (newly introduced)
2019 Affairs Certification components : ODF protocols and Start rating of garbage-free cities
(cleanliness of drains and water bodies, plastic and construction waste mgt etc)
YUVIKA ISRO • Yuva Vigyani Karyakaram
• 2019
• The students are selected based on their performance in the 8th Standard
• It was launched by ISRO in tune with the Centre governments vision of “Jai Vigyan, Jai Anusandhan”
• 3 students from each Indian State and Union Territories are participating and will get trained by ISRO
Scientists
Yamuna Action Jal Shakti bilateral project between the GoI and Japan; cleaning in Delhi, UP and Haryana
Plan
Darwaza Band Jal Shakti mass media campaign supported by WB; to encourage behaviour change in men who
Campaign have toilets but are not using them
Ganga Gram Jal Shakti under the Namami Gange Programme, for holistic sanitation development in villages
Project on the banks of River Ganga; include solid and liquid waste management, renovation of
ponds and water resources, water conservation projects, organic farming, horticulture,
and promotion of medicinal plants

Amit Punia: RBI Gr B DR 2019

 28

Gobar-Dhan Jal Shakti • to make the villages open defecation free and improve the lives of villagers,
Yojna • to positively impact the Gram Panchayats with 3Es,: Energy+ Empowerment + Employment
(Galvanizing • village cleanliness and generate wealth and energy; focuses on managing and converting cattle dung
Organic Bio- and solid waste from farms and fields to useful compost, biogas and bio-CNG.
Agro Resource • Under SBM-G ; 700 projects in 2018-19
Fund Scheme) • to manage and convert cattle dung and solid waste in farms to compost, bio-slurry, bio-gas and bio-CNG
• In an effort to make the villages open defecation free and improving the lives of villagers
• Solid waste of dung and fields will be changed into compost, biogas and bio-CNG. He said that under the
vision of inclusive society formation, the government has identified 115 districts for development.
National Rural Jal Shakti • Target Beneficiary: All people in rural areas
Drinking Water • Now subsumed under Jal Jeewan Mission
Programme • With the restructuring of the NRDWP, there will be 2% earmarking of funds for Japanese Encephalitis
NRDWP (JE) /Acute Encephalitis Syndrome (AES) affected areas;
• Sub programme - National Water Quality Sub Mission to address urgent need of clean drinking water in
Arsenic and Fluoride affected habitations;
• launched after merging the three erstwhile programmes on Accelerated Rural Water Supply Programme-
ARWSP; Swajaldhara and National Rural Water Quality Monitoring & Surveillance;
• 40 liters per capita per day (lpcd) of safe drinking water for human beings;
• 30 lpcd additional for cattle in the Desert Development Programme Areas;
• One hand-pump or stand post for every 250 persons
Rashtriya Jal Shakti announced on centenary of Champaran Satyagraha; located opposite to Mahatma
Swachhta Gandhi's Samadhi at Rajghat; to disseminate all info on sanitation matters and
Kendra advanced toilet technology among people
Swachh Bharat Jal Shakti • 1st sanitation program for rural India = 1954 under 1st Five yr plan
Mission Gramin • Central Rural Sanitation program – 1986
SBM-G • 1999 - TSC total Sanitation campaign – a demand driven approach
• 2012: Nirmal Bharat Abhiyan
• 2 oct 2014
• Swachh Bharat Mission (Gramin) implemented by Ministry of jal Shakti
• elimination of open defecation by 2nd Oct 2019 (to coincide with 150th birth anniversary of Gandhiji),
• conversion of insanitary toilets to pour flush toilets, eradicating of manual scavenging and Municipal Solid
Waste Management (MSWM);
• Arunachal Pradesh was officially declared ODF - second State from Northeast after Sikkim and overall
fifth state after HP, KL and HY;
• funding through contribution to Swacch Bharat Kosh (through Swacch Bharat cess), commitments under
Corporate Social Responsibility, funding assistance from multilateral sources toilet constructed across the
country under the Swachh Bharat Mission should now be called ‘Izzat Ghar’
• NABARD Support to SBM G – 3600 crore in 2019-20
• 27 states, 601 dists, 5,934 blocks, 2,46,116 panchayats open defecation-free;
• 100 % sanitation coverage
• 10.28 crore toilets built
• UNICEF award for SBM implementation : Kamareddy distt of Telangana
Phase 2 of SBM: 19.02.2020
• between 2020-21 and 2024-25.; budget Rs 140881 crore
• The second phase has been named as ODF to ODF+ in all villages
• 60:40 funding
• focus on: 4 areas- Grey Water Management; Plastic Waste Management; Faecal Sludge Management;
Biodegradable Solid Waste Management
• Objectives :
1. ODF Sustainability: Community Sanitary Complex – for each village having more than 100 households;
assistance of Rs 3 lakh for CSC; at least 5 ODF + IEC messages in village
2. Solid waste mgmt.: for at least 80% households and for all public places
3. Liquid waste mgmt.: for at least 80% households and for all public places
4. Visual Cleanliness :if 80% households and all public places are observed to have minimal litter and
minimal stagnant water

Components:
1. construction of IHHL : Rs 12000 incentive; preference to BPL families; Pensioners, NSAP beneficiaries;
Pregnant and lactating mother; girl children
2. Retrofitting of toilets
3. community sanitary complexes : ODF plus villages with more than 100 households
4 . Solid waste management works: Bio degradable waste management: Composting + GOBAR Dhan ;
Plastic Waste management;
5. Liquid waste management: Greywater management : priority to bigger villages with population above 5000;
6. Faecal Sludge Management :
7 . IEC and public awareness component: 5% funds;

33% of CSR funds of CPSEs under Swachh Bharat Kosh

• 10 year sanitation strategy 2019-29 prepared by DDWS

Jal Shakti collaboration with Housing and Urban Affair, Culture and Tourism Ministries; PSUs and
Swachh Iconic private sector as partners; ten New Iconic sites identified under Phase II are: 1.
Places Gangotri, 2. Yamunotri, 3. Mahakaleshwar Temple, 4. Charminar, 5. Church and
Convent of St. Francis of Assissi, 6. Kalady, 7. Gomateshwar, 8. Baijnath Dham, 9. Gaya
Tirth and 10. Somnath temple.

Amit Punia: RBI Gr B DR 2019

 29

Phase I iconic places are: 1. Ajmer Sharif Dargah, 2. CST Mumbai, 3. Golden Temple, 4.
Kamakhya Temple, 5. Maikarnika Ghat, 6. Meenakshi Temple, 7. Shri Mata Vaishno
Devi, 8. Shree Jagannath Temple, 9. The Taj Mahal and 10. Tirupati Temple
Swachh Shakti Jal Shakti association with UP; women sarpanches, women Swachhagrahis and women
2018 champions from across country were recognised for their outstanding contribution
towards making Swachh Bharat
Swachh Yug Jal Shakti partnership with Ministry of Youth Affairs and Sports and Ministry of Water Resources,
River Rejuvenation; involves intensifying support to the five
States of Uttarakhand, Uttar Pradesh, Bihar, Jharkhand and West Bengal to make all
villages along the banks of the Ganga, ODF; Ministry of Youth Affairs and Sports is
enlisting the support of Nehru Yuva Kendra Sangathan (NYKS) and other youth
organisations. These organizations are called upon to mobilize local youth volunteers
to support behavior change campaign in the targeted villages
Swachhta Hi Jal Shakti nation-wide fortnight-long sanitation awareness campaign; Sri Meenakshi
Seva Sundareswarar Temple in Madurai adjudged cleanest iconic place under Swachhta Hi
Campaign Seva programme; 2nd edition launched in 2018; it is a Jan Andolan
Swajal Yojana Jal Shakti • community owned drinking water programme which will not only ensure round-the year availability of
clean drinking water but also generate employment;
• derives its name from an old Swajal project,
• To provide villages with piped water supply powered by solar energy in an integrated manner to the rural
masses.
• a World Bank project; 90% funds from govt, 10% from community
• 117 aspirational District
Ganga River Jal Shakti comprehensive River Basin Management Plan for Ganga is being prepared by the
Basin consortium of 7 IITs; objectives of taking comprehensive measures for restoration of
Management the wholesomeness of the Ganga ecosystem and improvement of its ecological health,
Plan with due regard to the issue of competing water uses in the river basin; four defining
concepts: “Aviral Dhara” (Continuous Flow”), “Nirmal Dhara”(“Unpolluted Flow”),
Geologic Entity, and Ecological Entity
National Water Jal Shakti Aim: conservation of water, minimizing wastage and ensuring its more equitable distribution both across and
Mission within States through integrated water resources development and management”
The five identified goals of the Mission are:
1. comprehensive water data base in public domain and assessment of impact of climate
change on water resource
2. promotion of citizen and state action for water conservation, augmentation and
preservation
3. focused attention to vulnerable areas including over-exploited areas
4. increasing water use efficiency by 20%,
5. promotion of basin level integrated water resources management
Sahi Fasal Jal Shakti ‘Sahi Fasal’ campaign was launched by National Water Mission on 14.11.2019 to nudge farmers in the water
stressed areas to grow crops which are not water intensive, but use water very efficiently; and are
economically remunerative; are healthy and nutritious; suited to the agro-climatic-hydro characteristics of the
area; and are environmentally friendly..
In India, 85-89% of water usage is for agricultural purposes and about 5% usage is for drinking and domestic
purposes
Catch the Rain Jal Shakti National Water Mission’s (NWM) campaign “Catch The Rain” with the tagline “Catch the rain, where it falls,
when it falls” is to nudge the states and stake-holders to create appropriate Rain Water Harvesting Structures
(RWHS) suitable to the climatic conditions and sub-soil strata before monsoon.
states have been requested to open “Rain Centers” in each district-
Atal Bhujal Jal Shakti sustainable ground water management with emphasis on demand side interventions
Yojana with
community participation; WB assistance
Dam Jal Shakti • for 7 states Jharkhand, Karnataka, Kerala, Madhya Pradesh, Odisha, Tamil Nadu, and Uttarakhand)
Rehabilitation • 80% funds by WB;
and • 2012-2018
Improvement • Emergency Action Plan (EAP) for the Dams has been proposed that identifies potential emergency
Project (DRIP) conditions at a dam and prescribes the procedures to be followed to minimize loss of life and property
damage
• Impement by Dam safety organization of CWC
• DHARMA (Dam Health and Rehabilitation Monitoring App) : document authentic asset and health
information pertaining to the large dams in the country
Jal Kranti Jal Shakti use of modern technologies along with traditional wisdom for devising area/region
Abhiyan specific innovative measures for increasing water security;
Jal Gram Yojana: two villages, preferably facing acute water scarcity are being selected
as “Jal Grams”; from each Jal Gram, one elected representative of Panchayat and one
representative of the Water Users Association are being identified as Jal Mitra/ Neer
Nari and training is being imparted to them to create mass awareness
Sujalam Card (with the logo “Water Saved, Water Produced) is being prepared for
every Jal gram which would provide the yearly status/information on availability of
water for the village from all sources
Namami Gange Jal Shakti aka Integrated Ganga Conservation Mission project; expenditure of over Rs. 20
thousand crore for five years from 2014-15; Under the aegis of National Mission for
Clean Ganga (NMCG) & State Programme Management Groups (SPMGs) States and
Urban Local Bodies and Panchayati Raj institutions will be involved in this project;
establishment of Clean Ganga Fund; river centric urban planning process

Amit Punia: RBI Gr B DR 2019

 30

Jal Shakti WB supported; NHP will gather Hydro-meteorological data which will be stored and
National analysed and can be assessed by any user; facilitate integrated water resource
Hydrology management by adopting river basin approach through collation and management of
Project data
National Mission Jal Shakti registered under Societies Act; implementation wing of National Ganga Council (PM is
for Clean Ganga Chairman) which is setup in october 2016 under River Ganga (Rejuvenation, Protection
and Management) Authorities order 2016. This order dissolves NGRBA (National Ganga
River Basin Authority); NMCG has a two tier management structure and comprises of
Governing Council and Executive Committee. Both of them are headed by Director
General, NMCG. Executive Committee has been authorized to accord approval for all
projects up to Rs.1000 crore
National Jal Shakti 50% funds by WB; for sustainable groundwater mgt by addressing supply and demand
Groundwater side issues to reduce consumption; create awareness among farmers about the ill
Mgt effects of rapid drying up of groundwater
Improvement
Scheme
Mukhya Mantri Jharkhand Reduce dependency for loans on non-institutional lenders; target 22.76 lakh farmers ; 5000 per acre per year
Krishi Aashirwad ; max 5 acres allowed (marginal + small farmers only);
Yojna
Aadhaar based Labour and provide an easy PF final settlement under EPFO
Online Claim Employment
Submission
Central Sector Labour and financial assistance for rehabilitation of a rescued bonded labour; ₹1 lakh per adult
Scheme for Employment male beneficiary; ₹2 lakh for special category beneficiaries such as women and
rehabilitation of children; ₹3 lakh in cases of extreme deprivation or marginalisation such as
bonded transgenders, women or children rescued from ostensible sexual exploitation or
labourers trafficking; creation of a Bonded Labour Rehabilitation Fund at District level by each
State with a permanent corpus of at least Rs. 10 lakh
DDU Shramev Labour and create conducive environment for industrial development and ease of doing business;
Jayate Employment schemes under it -
Karyakram 1. Shram Suvidha Portal - Allocation of Unique Labour ID Numbers to units; Self
certified and simplified single online return by the industry; Mandatory uploading of
inspection reports by inspectors within 72 hours; Timely redressal of grievances
2. Random Inspection Scheme - bring transparency in labour inspection; computerized
list of inspections will be generated randomly based on pre-determined objective
criteria.
3. Universal Account Number - allotted to EPF subscribers to make Provident Fund
account
more portable and universally accessible
4. Apprentice Protsahan Yojana - support manufacturing units mainly by reimbursing
50% of the stipend paid to apprentices during first two years of their training
5. Revamped Rashtriya Swasthya Bima Yojana - Single central smart card to be issued
to include other welfare schemes like Aam Aadmi Bima Yojana and National Old Age
Pension
Scheme - TO BE CHECKED
National Career Labour and bridge gap between job seekers and hirers; replace the National Employment Service
Service Employment comprising a network of 978 employment exchanges; comprises an ICT-based portal, a
countrywide set-up of career centres, a multilingual call centre, and a network of
career counsellors
One IP - 2 Labour and Two Dispensaries schemes of ESIC has given an option to an Insured Person (IP) to
dispensaries Employment choose two dispensaries, one for self and another for family through an employer; will
especially benefit migrant workers
PENCIL Portal Labour and Platform for Effective Enforcement for No Child Labour; components — Child Tracking
Employment System, Complaint Corner, State Government, National Child Labour Project and
Convergence
National Child Labour Project Scheme to rehabilitate working children by eliminating all
forms of child labour through identification and withdrawal of all children from child
labour, Preparing children withdrawn from work for mainstream education along with
vocational training
PM Pradhan Labour and Recent modifications - scope enhanced; GoI will now contribute the employer's full
mantri Employment admissible contribution (12%) for the first three years, and for all the sectors including
Rojgar existing beneficiaries for their remaining period of three years;
Protsahan employers would be provided an incentive for enhancing employment by
Yojana reimbursement of the 8.33% EPS contribution made by the employer in respect of new
employment(those joining after 1st April 2016); targeted for workers earning wages
upto Rs. 15,000/- per month. Publicity and awareness campaign is an integral
component of the PMRPY scheme for encouraging employers including Micro, Small
and Medium Enterprises (MSMEs) to avail benefits
PM Shram-Yogi Labour and pension plan for informal workers with monthly income <15k (Atal Pension Yojana has
Maandhan Employment not such limit) and in entry age of 18-40 + not covered under NPS, ESIC or EPFO + not
Yojana income tax payers; min assured pension of 3k per month after age of 60
PMSMY (50% to spouse in case of death during receipt of pension; in case of death before 60, spouse
entitled to join and continue the scheme); subscriber to contribute Rs. 55 at 18 yrs age,
100 at 29 yrs and 220 at 40 yrs + matching contri by govt; voluntary;
allows only monthly contri whereas APY allows quarterly or half yearly too; directly managed by
govt, unlike APY managed by PFRDA
Amit Punia: RBI Gr B DR 2019
 31

Revised Labour and provide financial assistance upto 1.5 lakh to workers for house construction; DBT;
integrated Employment includes workers from beedi industry and mines, registered with Labour Welfare Org
housing scheme
Shram Awards Labour and conferred on workers in PSUs for outstanding contributions that improve productivity,
Employment innovation, and indigenization, resulting in saving foreign exchange
Nyaya Mitra Law and reducing pendency of cases across selected districts, with special focus on those
scheme justice pending for more than 10 years; a retired judicial or executive officer (with legal
experience) designated as the ‘Nyaya Mitra’, the project would be operated out of
District Facilitation Centres, housed in Common Service Centres(CSCs); providing legal
advice and connecting litigants to District Legal Service Authority (DLSA), CSC Tele Law,
Lok Adalats etc; prison reforms
Pro bono legal Law and web based platform, through which interested lawyers can register themselves to
Services justice volunteer pro bono services for the underprivileged litigants, who are unable to afford
it
Tele-law Law and make legal aid easily accessible to the marginalized communities and citizens living in
justice rural areas; partnered with the MeitY, to provide legal aid services through its Common
Service Centres (CSC) at the panchayat level; NALSA will provide a panel of lawyers
from State capitals, who will be available through video conferencing; CSCs will engage
a Para Legal
Volunteer (PLV)(women PLVs to be encouraged), who will help citizens in
understanding the legal issues, explain the advice given by lawyers and assist in further
action required in cases as per the advice of the lawyer
SMART State of Maharashtra World bank assisted; create and support value chains in post harvest management
Maharashtra
Agribusiness
and Rural
Transformation
School fagadaba Manipur Education infra quality upgradation
TIDE Scheme MeitY Department of Electronics and Information Technology (DeitY) is implementing a scheme titled “Technology
Incubation and Development of Entrepreneurs (TIDE)”. Initially launched in 2008 the scheme has been
revised and extended till March 2017. As per the scheme provision, 27 centres are being supported at
academic institutions across India.
TIDE has a multipronged approach in diverse areas of Electronics, ICT and Management. It aims to assist
institutions of higher learning to strengthen their Technology Incubation Centers and enable young
entrepreneurs to initiate technology startup companies for commercial exploitation of technologies developed
by them.
TIDE Incubation Centers provide a gamut of services to new enterprises and facilitate linkages congenial for
their survival and growth. The centres network with Angel Investors and Venture Capitalists who provide
mentoring and financial support to the startups and enable tenant companies to mature over a period of 2-3
years and ultimately graduate to a commercial place to transact actual business.
DeitY is providing financial and policy support for strengthening technology incubation activities on the
premise that this would in the long run result in indigenous development of products and packages in the
ICTE sector.
The major objectives of the scheme are:
1. Setting up and strengthening Technology Incubation Centres in institutions of higher learning,
2. Nurture Technology Entrepreneurship Development for commercial exploitation of technologies
developed by them,
3. Promoting product oriented research and development,
4. Encourage development of indigenous products and packages and bridging the gap between R&D
and commercialization.

ASPIRE (A Micro, Small 18.3.2015 ;

Scheme and create a framework for startup promotion through network of tech centers and
for Promotion of Medium incubation centers and commercialisation of Business Idea Programme; Ministry of Micro, Small & Medium
Innovation, Rural Enterprises Enterprises has launched a new scheme namely, ASPIRE (A Scheme for Promoting Innovation, Rural
Industry and Industry and Entrepreneurship) on 18.3.2015 to accelerate entrepreneurship and to promote start-ups for
Entrepreneurshi innovation and entrepreneurship in agro-industry. Under ASPIRE, 80 Livelihood Business Incubation (LBI)
p) centres are to be set up in which a total of 104000 incubates will be trained and 30 (10 new & 20 existing)
Technology Business Incubation (TBI) centres
MSME Micro, Small delayed payment portal for empowering MSMEs to directly register their cases relating
Samadhaan and to delayed payments by Central Ministries/depts/PSUs etc
Medium
Enterprises
Micro, Small public procurement portal for MSMEs
MSME and
Sambandh Medium
Enterprises
MSME Sampark Micro, Small Digital platform to connect 5 lakh job seekers with recruiters
and
Medium
Enterprises
PM Employment Micro, Small • implemented by Khadi and Village Industries Commission (KVIC), a statutory organization under the
Generation and administrative control of the Ministry of MSME;
Programme Medium • credit linked subsidy programme for generation of employment opportunities through establishment of
PMEGP Enterprises micro enterprises in rural as well as urban areas;

Amit Punia: RBI Gr B DR 2019

 32

• second loan of up to Rs 1 crore to existing and better performing PMEGP units for upgrading with subsidy
of 15%;
• Merger of Coir Udyami Yojana, a credit linked subsidy scheme to establish coir units, in PMEGP;
• Mandatory Aadhaar and Pan card and Geotagging of units;
• General category beneficiaries can avail of margin money subsidy of 25 % of the project cost in rural
areas and 15% in urban areas.
• For beneficiaries belonging to special categories such as Scheduled Caste/Scheduled Tribe/OBC
/Minorities/Women, Ex-serviceman, Physically Handicapped, NER, Hill and Border areas etc. the margin
money subsidy is 35% in rural areas and 25% in urban areas;
• Any individual above 18 years of age is eligible.
• For setting up of projects costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in
the business /service sector,
• the beneficiaries should possess at least VIII standard pass educational qualification to obtain loans
above Rs 5 lakh in service sector and Rs 10 lakh in mfg sector
• maximum cost of projects is Rs. 25 lakh in the manufacturing sector and Rs. 10 lakh in service sector.
• Benefit can be availed under PMEGP for setting up of new units only.
• At the State/District level, State offices of KVIC, KVIBs and District Industry Centres(DIC) are the
implementing agencies in the States in the ratio of 30:30:40
• PMEGP scheme changes: Khadi and Village Industries Commission (KVIC), the nodal agency for
implementing the PMEGP scheme, after due diligence, will directly clear the proposals/ applications of the
prospective entrepreneurs and will forward it to the banks. It does away the role of DLTFC to sanction
projects
• KVIC instructed concerned agencies to scrutinize the applications under PMEGP and forward it to banks
for disbursal of funds within 26 days
• 2 week mandatory EDP training
• The per capita investment under the scheme should not exceed Rs 1 lakh in plain areas and Rs 1.5 lakh
in hilly areas.
SFURTI Micro, Small to organise traditional industries and artisans into clusters to make them competitive
(Scheme of and and provide support for their long term sustainability; Strengthening the cluster governance systems;
Fund for Medium Improving the skills of artisans,;
Regeneration of Enterprises Under the revamped SFURTI, there shall be three types of clusters (Khadi, Coir and village industries )
Traditional involving artisans from 500 to 2500;
Industries) Scheme guidelines of SFURTI have been revamped in 2015 and the Scheme has taken giant strides in 2015
Solar Charkha Micro, Small MSME Ministry to disburse a subsidy of 550 cr to artisans, generating employment in
and rural areas and contributing to green economy; cover 50 clusters, each one employing
Medium 400 to 2000 artisans
Enterprises
ZED (Zero Micro, Small to manufacture goods in the country with Zero defects and ensure Zero effect on the
Defect and environment; there are 50 parameters for ZED rating and additional 25 parameters for
Zero Effect) Medium ZED Defence rating under ZED Maturity Assessment Model; MSMEs are provided
Enterprises financial assistance for the activities to be carried out for ZED certification i.e.,
Assessment / Rating, Additional rating for Defence angle, Gap Analysis, Handholding,
Consultancy for improving the rating of MSMEs by Consultants and Re-Assessment /
Re-Rating;
Quality Council of India (QCI) has been appointed as the National Monitoring &
Implementing Unit (NMIU) for implementation of ZED
PM Kisan Urja Min of new • 2019
Suraksha Evam and • 25750 MW by 2022
Utthaan Renewable • Budget 34422 crore overall
Mahabhiyan Energy • A : Grid connected 10000 MW solar power plants Utilisation of barren land by farmers to generate 10,000
(KUSUM) MNRE MW of solar energy from decentralized power plants (0.5 to 2 MW ) and sell it to grid; discoms to be
given 40 paise per unit as generation-based incentives to buy
power from farmers for five years;
• B : subsidy to farmers for buying 17.5 lakh off grid solar farm pumps (only 10% of cost borne by
farmers); upto 7.5 HP 20 lakh standalone pumps (Budget 2020)
• C: 10 lakh grid connected water pumps (upto 7.5 HP) Another 15 lakh farmers to be covered
• Solarisation of government departments'
• 27 million tonnes of CO2 will be saved annually
SATAT Min OF Sustainable Alternative Towards Affordable Transportation
Petroleum
Samarth Min of Social Respite care ; A scheme to provide respite home for orphans, families in crisis, Persons with Disabilities
Justice (PwD) from BPL, LIG families with at least one of the four disabilities covered under the National Trust Act.
Empowermen
t
SAMARTH Min of Capacity building in textile sector ; Target 10 lakh to be trained 2017-2020 ; The objectives of the
Textiles scheme are to provide demand driven, placement oriented skilling programme to incentivize the efforts of the
industry in creating jobs in the organized textile and related sectors; to promote skilling and skill upgradation
in the traditional sectors through respective Sectoral Divisions/organizations of Ministry of Textiles; and to
provide livelihood to all sections of the society across the country.
PM Khanij Mines welfare of areas and people affected by mining related operations, using the funds
Kshetra generated by District Mineral Foundations; priority areas like drinking water supply,
Kalyan Yojana health care, sanitation, education, skill development, women and child care, welfare of
aged and disabled people, skill development and environment conservation will get at
least 60 % share of the funds; Approval of Gram Sabha will be required for all plans and

Amit Punia: RBI Gr B DR 2019

 33

projects taken under PMKKKY in villages within scheduled areas

District Mineral Foundation : Mines and Minerals (Development & Regulation)
Amendment
Act, 2015, mandated the setting up of District Mineral Foundations in all districts in the
country affected by mining related operations
Project Mines MoU between Indian Bureau of Mines and National Remote Sensing Centre of Dept of
SUDOOR Space; Bhuvan based services will be used for monitoring changes in mining areas
DRISHTI
TAMRA Portal Mines Transparency, Auction Monitoring and Resource Augmentation (TAMRA) Portal and
and Mobile Application to ensure transparent award of statutory Clearances for mining
Mobile App operations; also enables successful bidder to give suggestions and inputs
Scheme Ministry Salient features
Mahila Samridhi Ministry of loan to the tune of 95% will be sanctioned, while the balance 5% will be funded by the State Channelizing
Yojana Social Justice Agencies (SCAs) or beneficiary contribution. Guidelines indicate that the utilization period for the loan
and received is 4 months, starting from the date of disbursement of the loan; Rs. 60000 per beneficiary, min age
Empowermen 18; BPL Women; upto 3 lakh annual income
t
Cyber Gram Minority for students in classes 6th to 10th in Madarsas/Schools having no facility of computer
Affairs education; 39 hours basic computer concepts syllabus; village level entrepreneurs to
train;
Gharib Nawaz Minority job-oriented skill development courses and offer certificate course in Goods and
Skill Affairs Services
Development Tax accounting/programming and other related subjects; first centre in Hyderabad;
Centres courses also offered in health services, mobile/laptop repairing, driving training etc
Hamari Minority collaboration with Culture Ministry; Documentation of oral traditions and art forms,
Dharohar Affairs support to ethnic museums, workshops/seminars/exhibitions, fellowship for R&D, etc
provided
Minority for containing the declining trend of population of the Parsi community; medical
Jiyo Parsi Affairs assistance + counselling
Maulana Azad Minority entrepreneurship and skill development programme; arrangement to meet all Skill
National Affairs Development/Up-gradation needs of the Minority communities; extensive All India
Academy Level, Training Framework based on Collaboration (PPP mode) with leading and
for Skills reputed Training Providers at National/ International level; The National Minorities
(MANAS) Development and Finance Corporation (NMDFC) will provide assistance with credit for
persons who have undergone training at MANAS and wish to establish their own
business or be self employed
Nai manzil Minority to address educational and livelihood needs of minority communities lagging behind in terms of educational
Affairs attainments; It aims to provide educational intervention by giving the bridge courses to the trainees and
getting them Certificates for Class XII and X from distance medium educational system. [Link] seeks to provide
trade basis skill training in four courses at the same time of formal education, in field of (i) Manufacturing (ii)
Engineering (iii) Services (iv) Soft skills. It intends to cover people in between 17 to 35 age group from all
minority communities as well as Madrasa students.; WB Supported
Nai Manzil Minority to benefit the minority youths who are school-dropouts or educated in the community
Affairs education institutions like Madrasas, by providing them an integral input of formal
education (up till Class VIII or X) and skill training along with certification; WB
supported
Nai Roshni Minority for Leadership Development of Minority Women; scheme aims to empower and instil
Affairs confidence among minority women by providing knowledge, tools and techniques for
interacting with Government systems, Banks and other institutions at all levels through
NGOs; involvement of Gram Panchayats and ULBs
Padho Pardesh Minority interest Subsidy linked with the existing Educational Loan Scheme of Indian Banks’ Association; available to
Affairs the eligible students only once, either for Masters, [Link] or Ph.D levels
PM Jan Vikas Minority Multi-sectoral development program restructured into PMJVK; identified as one of
Karyakram Affairs Core of the Core schemes by NITI; Minority Conc Districts (with >25% (earlier 50%)
(PMJVK) minority pop); additional class rooms, labs, school buildings, hostels, toilets, ITI,
polytechnics, CHCs, PHCs, Anganwadis etc; now criteria for identification of Minority
Conc Towns (MCTs) has been rationalised and based on 2011 census - earlier only
towns backward in both basic amenities and socio-economic parameters were
considered, now either of 2 conditions admissible + pop criteria brought down from
50% minority to 25% minority
Seekho aur Minority a placement linked skill development; upgrading the skills of minority youths
Kamao Affairs
USTTAD Minority Upgrading the Skills & Training in Traditional Arts/Crafts for Development; boosting the
Affairs skill of craftsmen, weavers and artisans who are already engaged in the traditional
ancestral work; soft skills, spoken English, IT also taught; Hunar Haat organised at
Pragati Maidan to showcase crafts
MoEFCC 2015 scheme; NABARD designated implementing agency since it was also
National implementing agency for Adaptation Fund under Kyoto Protocol; funding for National
Adaptation Fund and State Action Plans for Climate Change
for Climate
Change
National MoHUPA Launched 4th march 2019 @ Ahmedabad ; inter-operable ; one nation one card for transport mobility; closed
Common loop cards , AFC, (automatic fare collection), online and offline trxn (against stored value), also use at ATM,
Mobility Card POS, e-commerce, toll, parking, metros, Debit/Prepaid/Credit card ; EMV based;
NCMC

Amit Punia: RBI Gr B DR 2019

 34

Mukhya Mantri MP 51000 Rs for economically backward girl ; provided there is toilet in groom house
Kanya Vivah
Yojana
Mukhyamantri MP Waiver of loans of tribals taken from money lenders
madad Yojna
National registry MSDE Indian Society for Training and Development to form a national registry of skilled
of people to help upgrade the large number of unskilled population in the country
skilled people
NEW New and The NNBOMP scheme, a central sector scheme aims for setting up small Biogas Plants in the size range
NATIONAL Renewable varying from 1 m3 to 25 m3
BIOGAS AND Energy . The objectives of the scheme are to provide green and clean renewable
ORGANIC gaseous fuel for cooking, lighting and small power needs of the potential farmers,
MANURE
PROGRAMME
(NNBOMP)
Atal Jyoti Yojana New and • by EESL; Solar LED Lights are to be installed in rural, semi-urban and urban areas which
Renewable do not enjoy adequate coverage of power;
Energy • in states of AS, BH, JK, OD, UP;
• 75% funds from MNRE and 25 % from MPLADS
• Phase II for Solar Street Lighting Systems in aspirational districts, hilly states, islands, north eastern
states and Phase I states; The total cost for implementation of Phase-II budgeted Rs 761 crore
• Discontinued in April 2020 due to COVID
Green Energy New and • grid connected network for the transmission of renewable energy produced from various renewable
Corridor Project Renewable energy projects;
Energy • creation of Intra-state Transmission System in the states of Andhra Pradesh, Gujarat, Himachal Pradesh,
Karnataka, Madhya Pradesh, Maharashtra, Rajasthan and Tamil Nadu, rich in renewable resource
potential and where large capacity
• 500 million Euro loan from KfW
• renewable power projects are planned,
• 2 networks envisioned -
1. Green Corridor I: Inter-State transmission network is constructed for connecting
renewable energy-rich states. Power Grid Corporation of India (PGCIL) is implementing
this corridor. Asian Development Bank (ADB) has provided loan assistance.
2. Green Corridors II: This is intra-state transmission network implemented by
respective states and connects solar parks in different states
National Biogas New and setting up of family type biogas plants for providing biogas as clean cooking fuel and a
and Manure Mgt Renewable source of lighting in rural and semi-urban areas of the country; implemented by the
Programme Energy State Nodal Departments and Khadi and Village Industries Commission (KVIC), Biogas
Development and Training Centers
National Solar New and • one of 8 missions under NAPCC;
Mission NSM Renewable • target of 100 GW by 2022; 40 GW Rooftop and 60 GW through Large and Medium Scale Grid Connected
Energy Solar Power Projects; -
• Launched in January 2010, the National Solar Mission (NSM) was the first mission to be operationalized
under the National Action Plan on Climate Change (NAPCC). Using a three-phase approach, the
mission’s objective is to establish India as a global leader in solar energy,
• power bundling mean that NTPC would tender private players to produce solar energy and
would bundle that energy with thermal energy to sell at an average rate;
• viability gap funding based projects through Solar Energy Corp of India
• SCHEME FOR DEVELOPMENT OF SOLAR PARKS AND ULTRA MEGA SOLAR POWER PROJECTS:
40,000 MW target; to set up at least 50 solar parks by 2021-22
• Approximately 4 to 5 acres per MW of land is required for setting up of solar parks.
• A capacity of 85.90 GW has been set up by December 2019 constituting more than 23 percent of the total
installed capacity. India has 4th and 5th global positions in the wind and solar power deployment
respectively
• Karnataka tops in overall Solar installation
• Gujarat tops in Solar Rooftop Systems Capacity Commissioned
• Rajasthan has highest Solar Energy Potential in the Country
• Gujarat has highest Wind energy potential
• Tamil Nadu has highest Wind power installed
• Karnataka has highest Small Hydro power project capacity installed as well as highest potential
•
PM Ladakh New and 1.5 MW Small Hydro Power Plant in Biaras Drass, Kargil has become the first project to
Renewable Renewable be commissioned under this; will power the Drass town; developed by Kargil
Energy Energy Renewable Energy Development Agency (KREDA) under Ladakh Autonomous Hill
Initiative Development Council; project also envisages setting up of 10 solar photovoltaic power
plants in defence establishments
Surya Mitra New and National Institute of Solar Energy (NISE), an autonomous institution of the Ministry is
Renewable organizing “Suryamitra” skill development programmes to develop the skills of youth,
Energy considering the opportunities for employment in the growing Solar Energy Power
project’s installation, operation & maintenance in India and abroad. The Suryamitra
Programme is also designed to prepare the candidates to become new entrepreneurs
in Solar Energy sector
Suryamitra App : can handle thousands of calls simultaneously and can efficiently
monitor all visits of Suryamitras; also improve the businesses of solar entrepreneurs

Amit Punia: RBI Gr B DR 2019

 35

because of quality servicing, maintenance and repairing professionals are now

available to customers at the click of a button on their mobiles
Sustainable New and national solar rooftop target of 40 GW till 2021-2022; Central Financial Assistance will
Rooftop Renewable be provided only for installation of roof top solar plants in residential sectors
Implementation Energy
for Solar
Transfiguration
of India (SRISTI)
“Mentor India” NITI Aayog to engage leaders who can guide and mentor students at more than 900 Atal Tinkering
Campaign Labs, established across the country as a part of the Atal Innovation Mission
Aspirational NITI Aayog • transforming 115 districts across 28 states that have witnessed the least progress along
Districts certain development parameters;
Programme • convergence (of central and state schemes), collaboration (of central, state level ‘Prabhari’ officers &
district collectors), and competition among districts;
• five core dimension : health and nutrition, education, financial inclusion, agriculture and water resources,
skill development and basic infra;
• Cooperative Federalism: Local, state and central governments work together; focus on the strength of
each district, identify low-hanging fruits for immediate improvement
• Out of 115 districts, 30 were identified by the NITI Aayog, another 50 by Central Ministries and 35 by MHA
as LWE districtsSIDBI + CSCs to promote micro enterprises
• Highest no of Distt: 19 in Jharkhand
• real-time progress of aspirational districts based on 49 indicators (81 data-points) from the 5 identified
thematic areas.
• Sector Ranking: Health and Nutrition (30%) - Education (30%) Agriculture & Water resources (20%) :
Basic Infrastructure (10%) : Financial inclusion & Skill Development (10%)
• Delta ranking June 2020 for Aspirational Districts: Bijapur district of Chhattisgarh has gained the top
position across India as per data released by NITI Aayog for June 2020.
• 115 distt, 28 states, 49 indicators
•
Atal Innovation NITI Aayog • AIM includes establishing Atal Tinkering Labs and Atal Incubation Centers, for providing support to
Mission established Incubation Centers;
• aims to promote innovation and entrepreneurship nationwide in schools, universities and industry;
• Entrepreneurship promotion through Self-Employment and Talent Utilization(SETU), is techno-
financial, incubation and facilitation programme to give support and encouragement to young start-ups
and other self-employment technology-intensive ideas;
• Atal Tinkering Marathon launched under this to select top 30 student innovations in 6 thematic areas -
clean energy, water resources, waste mgt, healthcare, smart mobility and agri-tech .
• AIM gives a grant-in-aid of Rs 10 crore to each AIC for a maximum of five years to cover capital and
operational expenditure cost.
6 components:
1. Atal Tinkering Labs:
• ‘Cultivate one Million children in India as Neoteric Innovators’
• Atal Tinkering Laboratories (ATLs) in schools across India.
• grant-in-aid of Rs. 20 Lakh to each school
• one-time establishment cost of Rs. 10 lakh and operational expenses of Rs. 10 lakh for a maximum
period of 5 years to each ATL.
• (minimum Grade VI – X classes
2. Atal Incubation Centre:
• nurture innovative start-up businesses in their pursuit to become scalable and sustainable enterprises
• grant-in-aid of upto Rs. 10 crore for a maximum period of 5 years to cover the capital and operational
expenditures
• applicant would have to provide at least 10,000 sq. ft. of ready-to-use, built-up space
3. Atal New India Challenge (ANIC):
• aims to address the second Commercialization Valley of Death, in which innovators are unable to access
resources for piloting, testing, and market creation.
• Total of 24 challenges are launched in partnership with five different ministries and departments of
central government.
4. Mentor of Change Program:
• to engage leaders who can guide and mentor students in thousands of Atal Tinkering Labs and startups
and incubators
• 1 to 2 hours every week session
5. Atal Community Innovation Center
• Proposed Focus Areas: Underserved/unserved regions of Tier 1 / metro cities, Tier 2 & Tier 3 cities,
Smart Cities, Aspirational districts, North-East, J&K and Rural and Tribal regions of India.
• The maximum grant-in-aid support from AIM will be up to 2.5 crores
6. Atal Research & Innovation for Small Enterprises (ARISE)
• to promote research, innovation and competitiveness of Indian startups and small enterprises including
Micro, Small, and Medium enterprises.
• multi-phase, multi-sector, and multi-stakeholder program to identify, fund, guide, hand-hold, and procure
from Indian startups and small enterprises.
Champions of NITI Aayog effort to bring together diverse strengths for the benefit of the nation and society;
Change initiative discussions

Amit Punia: RBI Gr B DR 2019

 36

Intelligent NITI Aayog collaboration with International Road Federation, Geneva; create a national platform
Transportation to develop a national ITS policy covering traffic mgt, parking mgt, electronic
Systems enforcement of traffic rules, fleet mg and monitoring, innovation and education in ITS
Lucky Grahak NITI Aayog cash awards to consumers and merchants who utilize digital payment instruments for
and personal consumption expenditures; implemented by NPCI; included all forms of
DigiDhan Vyapar transactions viz. UPI, USSD (smartphones not necessary, hence poorest of the poor can
Yojana also participate), AEPS (Aadhar enabled) and RuPay Cards but for the time being
excluded transactions through Private Credit Cards and Digital Wallets
National NITI Aayog four proximate determinants of nutrition – uptake of health services, food, drinking
Nutrition water & sanitation and income & livelihoods – work together to accelerate decline of
Strategy under nutrition in India; community mobilisation; envisages a Kuposhan Mukt Bharat
SATH NITI Aayog Sustainable Action for Transforming Human capital’ with the State Govts; initiate
Programme transformation in the education and health sectors; by NITI along with McKinsey &
Company
and IPE Global consortium; build three selected states Assam, UP and KN as future ‘role
model’ states for health systems; in education, Madhya Pradesh, Odisha, and
Jharkhand has been selected for support to better learning outcome
Rashtriya Gram Panchayati raj • for developing and strengthening the capacities of Panchayati Raj Institutions (PRIs) for rural local
Swaraj Abhiyan governance to become more responsive towards local development needs, preparing the participatory
plans that leverage technology, efficient and optimum utilization of available resources for realizing
sustainable solutions to local problems linked to Sustainable Development Goals (SDGs
• Enhance capabilities of Panchayats to raise their own sources of revenue.
• Promote devolution of powers and responsibilities to Panchayats according to the spirit of the Constitution
and PESA Act 1996.
Gram Swaraj Panchayati • started from 14th April on the occasion of Ambedkar Jayanti,
Abhiyan Raj + Rural • 117 Aspirational Districts identified by the NITI Aayog
development • Sabka Sath, Sabka Gaon, Sabka Vikas”,
ministry (8 • to promote social harmony, spread awareness about pro-poor initiatives of the government, reach out to
ministries ) poor households to enroll them as also to obtain their feedback on various welfare programmes
• 7 flagship pro-poor programmes: Ujjwala + Saubhagya + UJALA + Jan Dhan+ PMJJY+ PMSBY + Mission
Indra Dhanush
• 5 themes: Health + Education + Nutrition + Skills + Agriculture
• Enhance the capacities and effectiveness of Panchayats and the Gram Sabhas;
• Enable democratic decision-making and accountability in Panchayats;
• specially strengthen Gram Sabhas in Schedule V areas to discharge their responsibilities as envisaged in
Panchayat Extension to Scheduled Areas 1996 Act (PESA)
e-Sansad and e Parliamentary to make the functioning of Parliament and State Legislatures paperless
Vidhan Affairs
Comprehensive Personnel, for State govt officials; provide citizen centric administration through capacity building
Online Modified public of officials who interact with the citizens on day-to-day basis; collaboration with UNDP
Modules on grievances
Induction
Training
(COMMIT)
DBT in PDS Petroleum similar to PAHAL + states/Uts encouraged to become Kerosene Free by bringing all
Kerosene and Natural households under LPG
Scheme Gas
LPG Panchayat Petroleum • as backup to Ujjwala Yojana;
and Natural • educating rural LPG users about proper safety precautions to be taken while using LPG, its benefit to the
Gas environment, its effect on women empowerment and health through an interactive communication
platform
• target 1 lakh panchayats before 31 march 2019
• One panchayat will have around 100 LPG customers of nearby areas
PAHAL Petroleum DBT for LPG subsidies; world's largest such cash subsidy
(Pratyaksh and Natural
Hanstantrit Gas
Labh)
PM JI-VAN (Jaiv Petroleum • 2018-19 to 2023-24
Indhan - and Natural • Phase 1: 2018-19 to 2022-23
Vatavaran Gas • financial support to Integrated Bioethanol Projects using lignocellulosic biomass ;
Anukool Fasal • 12 commercial scale and 10 demonstration scale 2G ethanol projects will be provided VGF support
Awshesh over next 6 yrs;
Nivaran) • promote R&D; ethanol produced by beneficiaries mandatorily supplied to OMCs for Ethanol Blended
Yojana Petrol Programme;
• Centre for High Tech under PNG Ministry will implement ;
• Budget Rs. 1969.50 crore
PM Ujjwala Petroleum • tagline - 'swachh indhan, behetar jeevan';
Yojana and Natural • providing 5 crore (now enhanced to 8 crore by 2020) LPG connections to BPL households;
2016 Gas • adult woman member of a BPL family identified through SECC given a deposit-free LPG connection with
financial assistance of Rs 1,600 per connection by the Centre;
• earlier genuinely poor households whose names were not there in SECC were getting excluded;
• the Scheme was expanded to cover all SC/ST households, beneficiaries of PMAY (Gramin), AAY, Forest
dwellers, Most Backward Classes, Tea and Ex-Tea Garden Tribes, people residing in Islands and rivers
etc. in addition to SECC identified households;

Amit Punia: RBI Gr B DR 2019

 37

• 2018 : now the scheme will cover all poor households of the country (those holding both ration and
Aadhaar cards and self declaring selves as poor
PM Urja Ganga Petroleum gas pipeline project aims to provide piped cooking gas to residents of Varanasi and
and Natural later to people in states like BH, JK, WB, OD; pipeline from Jagdishpur (UP) to
Gas Haldi(WB) and Dhamra (OD); by GAIL
Saksham-2018 Petroleum Saksham(Sanrakshan Kshamta Mahotsav) is an annual flagship event of Petroleum
and Natural Conservation Research Association; sensitize masses on conservation and efficient use
Gas of petroleum products
Start-up Sangam Petroleum develop new business models, marketing plans, technology and innovations in heavy
initiative and Natural oil and gas industry sector by supporting 30 start-ups; corpus of 320 crore by
Gas contribution of various PSUs; fields such as converting waste plastics to petroleum
fuels, solar stove, multipurpose fuel from agricultural waste biomass and leak detectors
for LNG cylinders etc
Deendayal Power • 2015
Upadhyaya • 24×7 uninterrupted electricity supply to each rural household across the country by
Gram 2022;
Jyoti Yojana • strengthen sub-transmission and distribution network to prevent power losses;
DDUGJY • feeder separation for rural households and agricultural purpose;
• metering at all levels including at input points, feeders and distribution transformers;
• Strengthening of Micro grid and off grid distribution network;
• replaces Rajiv Gandhi Grameen Vidyutikaran Yojana;
• Rural Electrification Corporation is the Nodal Agency for implementation
• Grameen Vidyutikaran App (GARV) : provides real-time updated data of ongoing
electrification process to all users/stakeholders and provides information about
Government schemes and electrification data. The app can also be used for sharing
inspirational stories of differently-abled, who achieved success despite all odds
MERIT (Merit Power Displays the actual data of dispatched generation by the states transparently and
Order Despatch provides opportunity to states for improving their power purchase portfolio
of
Electricity for
Rejuvenation of
Income and
Transparency)
web
portal
National e Power To provide an impetus to the entire e-mobility ecosystem including vehicle
Mobility manufacturers, charging infrastructure companies, fleet operators, service providers,
Programme etc; implemented by EESL; Electric Vehicles (EVs) will be procured by EESL in bulk to
increase aggregate demand and ensure economies of scale
PM Sahaj Bijli Power providing last mile electricity connectivity to all rural and urban households; provide
Har free electricity to all households identified under SECC data 2011, while others will be
Ghar Yojana charged 500 Rs; Rural Electrification Corporation Limited (REC), a Navaratna CPSE
(SAUBHAGYA) under the
2017 Ministry of Power is the nodal agency; beneficiary household will get five LED lights,
one DC fan, one DC power plug; households located in remote and inaccessible areas
would be provided with Solar Photovoltaic (SPV) based standalone systems with LED
lights, fan, power plug etc
PRAAPTI app Power Payment Ratification and Analysis in Power Procurement for Bringing Transparency in
and Invoicing of Generators to bring more transparency in power purchase txns between
website Generators and DISCOMs
SAATHI Power collaboration with Textiles Ministry; EESL would procure energy efficient powerlooms,
(Sustainable and motors and repair kits in bulk and provide them to the small and medium powerloom
Accelerated units at no upfront cost
Adoption of
efficient Textile
technologies to
Help small
Industries)
STAR rating app Power linked to the Standards and Labeling database and provides the user a platform to
compare personalized energy saving devices across the same class and get a real-time
feedback from consumers and other stakeholders so they can make an informed
purchase decision
Street Lighting Power through Energy Efficiency Services Limited (EESL) under Ministry of Power, will retrofit
National 3.5 crore conventional street lights with LED lights; EESL replaces the conventional
programme street lights with LEDs at its own costs and consequent reduction in energy and
maintenance cost of the municipality is used to repay EESL over a period of time
Tuirial Hydro Power on Tuirial River, a tributary of Barak River; biggest power project in MZ; implemented
Electric Power by North Eastern Electric Power Corporation (NEEPCO), under the Ministry of Power
Project
Ujwal DISCOM Power State governments taking over up to 75% of their respective discoms’ debt and issuing
Assurance sovereign bonds to pay back the lenders; Discoms are expected to issue bonds for the
Yojana remaining 25 percent of their debt; to reduce interest burden on DISCOMs; reduce cost
(UDAY) of power and operational efficiencies, reduction in transmission losses; demand side
interventions like usage of energy efficient devices; optional for states to join (OD and

Amit Punia: RBI Gr B DR 2019

 38

WB not in); GoI not to include debt taken over by states under this in calculation of
state fiscal deficit for 2 years - 2015-17; states to issue non-SLR bonds
Unnat Jyoti by Power replacing Bachat lamp Yojana; promote efficient lighting, enhance awareness on using
Affordable LEDs efficient equipment which reduce electricity bills and help preserve environment;
for all (UJALA) implemented by EESL; distribution of LED bulbs will happen through DISCOM offices,
scheme DISCOM bill collection centres, designated EESL kiosks, Weekly haat markets, etc; EESL
has also launched this scheme in Malaysia and UK
UNNATEE – Power Document by BEE; PwC India;
Unlocking
National Energy
efficiency
Potential
URJA (Urban Power by Power Finance Corp; to enhance consumer connect with the Urban Power
Jyoti Distribution sector by providing information of IT enabled towns on important
Abhiyaan) parameters which concern the consumers like outage information, timely release of
mobile connections, addressing complaints, power reliability etc
app
Vidyut PRAVAH Power Vidyut PRAVAH- Electricity, Price Availability and Highlights; information pertaining to
mobile app the current demand met, shortages if any, surplus power available and the prices in the
Power Exchange; data from multiple sources, including the States and Power
Exchanges, has been made available through a single portal for convenience of all; all
India Power map will showcase surplus power available at power exchange
SMARTGRAM President's selected villages will see new ventures in agriculture, skill development, energy,
Initiative Secretariat education, heath, employment generation and entrepreneurship; based on the
convergence of resources and effort by the centre, state govt, district administration,
PRIs, private sector and enlightened villagers to enhance the environment, connectivity
of each village; foundation stone of a driving school laid at Dhaula village in Gurugram
PM National Prime set up in 1948 to assist displaced persons from Pakistan; now used for people in certain
Relief Minister's difficult circumstances; onsists entirely of public contributions and does not get any
Fund Office budgetary support; disbursements are made with the approval of the Prime Minister;
not been constituted by the Parliament; recognized as a Trust under the Income Tax
Act; contributions towards it are notified for 100% deduction from taxable income
PRAGATI (Pro Prime interactive platform to address common man’s grievances, and simultaneously
Active Minister's monitoring and reviewing important programmes and projects of the Government of
Governance Office India as well as projects flagged by State Govts; using Digital data management, video
And Timely conferencing and geo-spatial technology; three-tier system (PMO, Union Government
Implementation) Secretaries, and Chief
Secretaries of the States; not a public web platform
Aapoorti app Railways e-procurement system; info on e-tendering and e-auctioning activities of railways
Avataran Railways transformation of Railways through 7 mission mode activities -
Mission 25 Tonne – It aims to increase revenue by augmenting carrying capacity
Mission Zero Accident - Elimination of unmanned level crossings; Train Collision
Avoidance System
Mission PACE (Procurement and Consumption Efficiency
Mission Raftaar: doubling of average speeds of freights trains and increasing the
average speed of superfast mail/express trains by 25 kmph in the next 5 years
Mission Hundred: This mission will commission at least a hundred sidings
Mission beyond book-keeping: accounting system where outcomes can be tracked to
inputs
Mission Capacity Utilisation of new capacity that will be created through two Dedicated
Freight Corridors between Delhi-Mumbai and Delhi-Kolkata
Mission Railways Aims at sensitizing all railway employees about the need to adhere to good ethics and
Satyanishtha to maintain high standards of integrity at work
National Rail Railways Deemed to be university in Vadodara to skill its human resources and build capability;
and
Transportation
University
Project Saksham Railways country’s largest timebound upskilling exercise for govt employees launched by IR
Project Swarn Railways upgrade the condition of Rajdhani and Shatabdi Express Trains
SFOORTI Railways To help plan traffic flows and optimize freight operations - Smart Freight Operation
Application Optimisation & Real Time Information (SFOORTI) App; monitoring and managing
freight business using GIS Views and Dashboard; to track movement of freight and
even passenger trains
Road • Phase 1: 2018-2022
BharatMala transport and • Rs 5.35 trillion investment
Project 2017 highways • Interconnect 550 dist. HQ with 4 lane highways
• Phase 1 :34800 km, 14.2 crore man days; 800 km Expressways, 9000km Economic corridors
• 10000 km of Residual projects of NHDP
• 2000 km coastal, 2000 km border roads
• NHAI has launched Logistic Efficiency Enhancement Programme (LEEP) under Bharatmala Pariyojna
which aimed to enhance the freight transportation in India
• It is an umbrella program that will subsume unfinished parts of NHDP
Bhoomi Rashi Road comprises entire revenue data of the country, right down to 6.4 lakh villages; entire
transport and process flow from submission of draft notification by state govt to its approval by
highways Ministry is online; portal created to expedite process of publification of notifications;
Amit Punia: RBI Gr B DR 2019
 39

integrated with Public Finance Mgt System (PFMS) to facilitate payment of

compensation by Ministry to beneficiaries in time, without any parking of funds
Bidder Info Mgt Road database of info about bidders to be used by all project implementation agencies of
System (BIMS) transport and the Ministry; to streamline process of pre-qualification of bidders for Engg
highways Procurement Construction mode contracts for national highways; bidders can then use
apply for civil works using Central Public Procurement Portal (CPPP)
FASTags for e Road NHAI has come out with two mobile apps – MyFASTag and FASTag Partner for
tolling transport and electronic toll payment; RFID tags that contain their own power source are called
highways active tags
INAM PRO Road web-based market place that brings together the material providers(cement, steel,
transport and steel slag) and the prospective buyers on a common platform
highways
INFRACON Road portal acting as bridge between consultancy firms working in the road engineering and
transport and construction sector and domain experts and key personnel who are deployed both for
highways project preparation and supervision
National Road by NHAI for attracting domestic and foreign investment for highways projects
Highways transport and
Investment highways
Promotion Cell
Setu Bharatam Road to make all national highways free of railway crossings by 2019; 1,500 bridges that are
transport and over 50 to 60 years old or of the British era will be overhauled and will be rebuilt
highways
Vahan and Road e-governance initiatives; ‘Vahan’ is the national vehicle registry, which intends to
Sarathi transport and collate all the information available with road transport authorities for easy access by
highways both citizens and regulators; Driving Licence and related data automated through
separate app ‘Sarathi’
Zojila Pass Road Asia’s longest bidirectional tunnel; all-weather connectivity between Srinagar, Kargil
tunnel transport and and
highways Leh; through the National Highways and Infrastructure Development Corporation
Limited
Jawahar Rozgar Rural NREP + RLEGP ; 25th death anniversary The Jawahar Rozgar Yojana scheme was launched on the 1st of
Yojana (JRY, Development April, 1989 by a consolidation of the NREP and RLEGP While the general aims were the same, the primary
1989) demographic target were people below the poverty line: 80:20 funding; generation of additional gainful
employment for the unemployed and under-employed people in rural areas through the creation of rural
economic infrastructure, community and social assets with the aim of improving the quality of life of the rural
poor
The funds devolved to village panchayats, intermediate panchayats and district
panchayats in the ratio of 70:15:15. The panchayats were responsible for planning and
execution of projects under JRY.
The 60:40 wage labour/material ratio in the JRY
IRDP Intergated Rural • Introduced in 1979
Rural development • The Integrated Rural Development Programme (IRDP) was started in 1980-81 in all blocks of the country
development and continued as a major self-employment scheme till April 1, 1999.
Program • Restructured as SGSY in 1999
• The objective will be achieved through acquisition of productive assets or appropriate skills that would
generate an additional income on a sustained basis to enable them to cross poverty line.
• Subsidies are provided to the following people as follows:
• Small farmers (25%)
• Marginal farmers and Agricultural labourers (33.33%)
• SC/ST families and differently abled people (50%)
• The maximum amount of subsidy amount has been fixed at Rs 6,000 for SC/ST families and differently
abled people, Rs 4,000 for non DPAP and non DDP localities and Rs 5,000 for DPAP and DDP localities.
• From this group SC/ST candidates, women and differently abled people are guaranteed subsidies of 50%,
40% and 3% respectively
•
TRYSEM Rural • aimed at providing basic technical and entrepreneurial skills to the rural poor in the age group of 18-35
Training of Rural development years to take up income-generating activities.
Youth for Self-
Employment
(TRYSEM),
SITRA Supply of Rural • Launched in 1992, SITRA was a sub-scheme of IRDP in selected districts but was later extended to all
Improved development the districts of the country. Under this scheme, a variety of artisans were supplied with kit of improved
Toolkits to Rural hand-tools.
Artisans • It was within a financial ceiling of Rs.2,000, of which the artisans had to pay 10 per cent and the rest was
subsidy from the Central Government
Million Wells Rural •
Scheme (MWS development
Development of Rural • DWCRA aimed at strengthening the gender component of IRDP. During the Eighth Plan, it benefited
Women and development about 22.67 lakh women who were assisted at an expenditure of Rs.190.72 crore. DWCRA was directed
Children in Rural at improving the living conditions of women and thereby of children by offering opportunities for self-
Areas (DWCRA) employment and access to basic social services. It sought to encourage collective work in the form of
group activities that were known to work better and were more sustainable than the individual effort
Ganga Kalyan Rural •
Yojana (GKY) development

Amit Punia: RBI Gr B DR 2019

 40

Employment Rural • 2nd of October, 1993 specifically to address unemployment and underemployment during lean agricultural
Assurance development seasons where able-bodied adults in rural areas could not find enough work.
Scheme ( EAS , • community, social and economic assets would be created for further sustained employment and
1993) development.
• EAS is set to create additional wage employment opportunities during a period of acute shortage through
manual work for the rural poor. The secondary objective is the creation of durable community, social and
economic assets for sustained employment and development.
• Employment Assurance Scheme was restructured in 1999-2000. The funds would be shared by the
Centre and State Governments in the ratio of 75:25
th
National Food Rural 14 of November, 2004 specifically for the 150 most backward districts of India in order to create
for Work development supplementary wage employment for manual unskilled labour in need of wage employment. The NFWP was
Programme subsequently subsumed under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA
(NFWP, 2004
Food for Work Rural The Food for Work programme was started in 2000-01 as a component of the EAS in
program development eight notified drought-affected states of Chattisgarh, Gujarat, Himachal Pradesh, Madhya
Pradesh, Orissa, Rajasthan, Maharastra and Uttarancha The programme aims at augmenting food security
through wage employment
Rural Landless Rural funded by the central government for the landless with guaranteed employment for at least 100 days. While
Employment development 25% of the funds were allocated for social forestry and 20% for housing, 10% for also earmarked for the
Guarantee benefit of only SC/ST communities.
(RLEG, 1983)
Sampoorna Rural The Sampoorna Gramin Rozgar Yojana was launched on the 25th of September, 2001 aimed towards
Gramin Rozgar development providing gainful employment for the rural poor. One of the other primary aims of the scheme was also to
Yojana (SGRY, provide employment and food for people who lived below the poverty line and had special provisions for
2001) women, scheduled castes, scheduled tribes and persons employed in hazardous occupations. Additionally,
the employment of contractors and middlemen was not permitted under this scheme
The primary objective of the scheme has been to give supplementary wage employment to rural labour,
thereby providing food security and improving the nutritional levels in rural areas. The secondary objective of
the scheme is the creation of durable community assets and development of rural infrastructure. The district
allocation is apportioned in the ratio 20:30:50 among the District Panchayat, Panchayat Unions and Village
Panchayats.
This scheme has been merged with NREGS since February 2006
The Sampoorna Grameen Rozgar Yojana (SGRY) was launched on 25 September, 2001 by merging the on-
going schemes of EAS (Employment Assurance Scheme) and JGSY (Jawahar Gram Samridhi Yojna)
to providing additional wage employment and food security, alongside creation of durable community assets
in rural areas. Food grains were provided free of cost to the States/UTs
75:25 FUNDING ; Minimum wages paid to the workers through a mix of minimum five kg of food grains and at
least 25 per cent of wages in cash; Resources distributed among District Panchayats, Intermediate
Panchayats and the Gram Panchayats in the ratio of 20:30:50

Swarnjayanti Rural Swarnjayanti Gram Swarozgar Yojana (SGSY) is the single self-employment programme for the rural poor.
Gram Swarozgar development Launched on 1st April 1999, the programme replaces the earlier self- employment and allied programmes—
Yojana SGSY Integrated Rural Development Programme (IRDP), Training of Rural Youth for Self-Employment (TRYSEM),
1999 Development of Women and Children in Rural Areas (DWCRA), Supply of Improved Tool-Kits to Rural
Artisans (SITRA), Ganga Kalyan Yojana (GKY) and Million Wells Scheme (MWS), which are no longer in
operation.
It seeks to promote a network of agencies, namely, the District Rural Development Agencies (DRDAs),
It insists that 50 per cent of the self-help groups must be formed exclusively
by women and that 50 per cent of the benefits should flow to SCs and STs.
every family assisted under this programme will be brought above the poverty line in 3 years and as such the
programme aims at creating substantial additional incomes for the rural poor. It is proposed to cover 30
percent of the rural poor in each block in next 5 years.
It will target at least 50 percent SCs/STs 40 percent women and 3 percent disabled. It is a holistic programme
of micro enterprises covering all aspects of self-employment, viz., organization of the rural poor into self-help
groups and their capacity building and planning of activity clusters, infrastructure build up, technology, credit
and marketing. SGSY is a credit-cum-subsidy programme

promote multiple- credit rather than a one-time credit ‘injection ; Subsidy under SGSY would be uniform at 30
percent of the project cost, subject to a ceiling of Rs.7, 500 (for SCs/STs, it would be 50 percent and Rs.10,
000 respectively). For self-help groups, subsidy would be 50 percent of the project cost subject to a ceiling of
Rs.1.25 lakh
no limit on the subsidy for irrigation projects. Special emphasis has been laid on skill development of
Swarozgaris. Closer attention to technology and marketing needs of the Swarozgaris would be the hallmark
of SGSY; The central and state governments in the ratio of 75:25 will share funds under the SGSY.
Jawahar Gram Rural 35th death anniversary ; 10 years of JRY 1st of April, 1999 ;to create demand-driven village infrastructure. ;
Samridhi Yojana development create new employment opportunities for the under-employed and unemployed poor living in rural areas.
(JGSY, 1999 Special preference would be given to the SC/ST families living below the poverty line and for physically
handicapped persons.
Jawahar Gram Samridhi Yojana (JGSY) is the restructured, streamlined and comprehensive version of the
erstwhile Jawahar Rozgar Yojana (JRY). Infrastructure and community asset
Village panchayat is the sole authority for preparation of annual action plan and its implementation with the
approval of Gram Sabha.
22.5 percent of JGSY funds have been earmarked for individual beneficiary schemes for SCs/STs. 3 percent
of annual allocation would be utilized for creation of barrier-free infrastructure for the disabled.
Village panchayats will have the power to execute works/ schemes up to Rs.50, 000 with the approval of
Gram Sabha
Amit Punia: RBI Gr B DR 2019
 41

JGSY aims at creation of demand-driven community village infrastructure

that would enable rural poor to increase opportunities for sustained employment.
Employment generation is a secondary objective
Aajeevika Rural • sub-scheme under DDU Antyodaya Yojana;
Grameen development • alternative source of livelihoods to members of SHGs by facilitating them to operate public transport
Express services in backward rural areas;
Yojana • Community Investment Fund (CIF) provided to Community Based Organization (CBOs) under DAY-
NRLM will be utilized to provide interest free loan to SHG member for purchase of transport vehicles.
• It will provide safe, affordable and community monitored rural transport services like e-rickshaws, 3 and 4
wheeler motorised transport vehicles to connect remote villages.
• The scheme will be implemented in 250 blocks in the country on a pilot basis for a period of 3 years from
2017-18 to 2019-20.
Rural • part of NRLM; demand led skill training at no cost to rural youth;
Deen Dayal development • tasked with the dual objectives of adding diversity to the incomes of rural poor families and catering to the
Upadhyaya career aspirations of rural youth;
Grameen • Panchayats to play key role; mandatory coverage of socially disadvantaged groups;
Kaushalya • minimum placement of 70% of the project target of all trainees,;
Yojana • independent third party assessment mandatory;
DDUGKY • Greater emphasis on projects for poor rural youth in Jammu and Kashmir (HIMAYAT), the North-East
region and 27 Left-Wing Extremist (LWE) districts (ROSHINI) ;
• 15-35 AGE OF BENEFICIARY (rural youth), SC/ST/Women/ PVTG/PWD – 45 age ;
• 3 tier model ;
• 60:40 funds
• champion employers – 10000 trained in 2 years,
• Mandatory coverage of socially disadvantaged groups (SC/ST 50%; Minority 15%; Women 33%, Disabled
3%)
• Vision of DDU-GKY is to "Transform rural poor youth into an economically independent and globally
relevant workforce".
• Shifting Emphasis from Training to Career Progression; Post-placement support, migration support and
alumni network
Deendayal Rural • earlier called 'Ajeevika'; 2011 – NRLM; DAY-NRLM 2013;
Antyodaya development • povery alleviation scheme; through diversified and gainful self employment and skilled wage employment
Yojana opportunities
– National Rural • reach out to all rural poor and impact their lives by 2022-23
Livelihoods • impact 70-80 million people
Mission (DAY • promote self employment; Organizing at least one-woman member from each rural poor household into
NRLM) SHGs;
• focus on bank linkages;
• 4 core components: Social mobilization ; Financial inclusion; Sustainable livelihood; convergence
• supported by WB;
• organise poor into SHGs and make them capable of self employment;
• start-ups at village level also supported;
• Participatory Identification of Poor (PIP) instead of the BPL. The PIP is a community driven process where
the CBOs themselves dentify the poor in the village using participatory tools. The list of poor identified by
the CBO is vetted by the Gram Sabha;
• Emphasis on poorest of poor and Most vulnerable sections - manual scavengers, human trafficking
victims, PVTG, PwBD, bonded labor
• It is implemented across the country in all States and Union Territories (except Delhi and Chandigarh).
• Revolving fund - Rs 10000-15000 for SHG
• Loans upto Rs 3 lakh at 7% interest rate
• NRLM intends to work in a block for 10 yrs
• 4 components :
1. Ajeevika Skill Development Programme;
• safe affordable transport services in rural areas
• vehicles owned operated by SHGs

2. Mahila Kisan Sashaktikaran Pariyojana -;

• 2010-11; empower women in agriculture;
• Support to the tune of up to 60% (90% for North Eastern States) for such projects is provided by the
Government of India

3. SVEP – Startup village entrepreneur program;

• facilitating scaling-up successful, small-scale projects
• The long term vision of the SVEP is to provide support for start-up to 1 crore village enterprises and
provide direct employment to 2 crore people

4. NRLP - National Rural Livelihoods Project - to create proof of concept and build capacity in 13 high poverty
states having 90% poverty; 2011-18;
NRETP :National Rural economic transformation project
• Extension of NRLP in same 13 high poverty states
• 2019-2023
• 500 million budget; 50% support by World Bank
• Establish 600 cluster level federations as model CLF
• Promote 40 large scale FPO
• Support 40 clusters of rural artisans
• Setting one stop facility centres for enterprises having turnover less than Rs 12 lakh annually
Amit Punia: RBI Gr B DR 2019
 42

Gram Samridhi Rural to prepare the Gram Panchayat Development Plan through extensive community
Evam development participation especially of women and youth; Disha Monitoring Portal would enable
Swachhata MPs to
Pakhwada track progress in implementation of various centrally sponsored schemes in their
constituency; Gram Samvaad Mobile app allows a citizen to access information on and
implementation of Rural Development schemes at Panchayat level
Kaushal Panjee Rural skill register mobile platform; connected to SECC; to aid mobilization of candidates for RSETIs and DDU-
development GKY through SHG members, Gram Panchayat Functionaries, Block Officials, CSCs and directly by the
candidate
Land title Rural modernize management of land records, minimize scope of land/property disputes,
digitalization development enhance transparency in the land records maintenance system, and facilitate moving
eventually towards guaranteed conclusive titles to immovable properties in the
country; computerization of all land records including mutations, digitization of maps
and integration of textual and spatial data, survey/re-survey and updation of all survey
and settlement records
MGNREGA Rural • Bill passed on 25 Aug 2005; 02.02.2006 in 200 districts; 02.10.2009 renamed as MGNREGA
development • to enhance livelihood security in rural areas by providing at least 100 days of guaranteed employment in a
financial year to every household whose adult members volunteer to do unskilled manual work;
• work at statutory min wages; according to the Minimum Wages Act 1948 for agricultural labourers
• CPI AL used for wage calculation
• 60:40 wage material ratio needs to be maintained;
• no contractors and machinery allowed;
• at least 1/3rd beneficiaries to be women; 33%
• child care facilities to be provided if – more than 5 children present below age of 6
• social audit by gram sabha mandatory; Social inclusion
• The Central Government bears the 100 percent wage cost of unskilled manual labour and 75 percent of
the material cost including the wages of skilled and semi-skilled workers.
• additional employment over and above 100 days, upto 150 days, in drought affected notified districts;
• National Electronic Fund Mgt System - timely wage payment directly to Aadhaar linked bank accounts;
GeoMGNREGA - in association with National Remote Sensing Centre of ISRO, MGNREGA assets
geotagged
• NREGA Soft
• Funding: Funding is shared between the centre and the states. There are three major items of
expenditure - wages (for unskilled, semi-skilled and skilled labour), material and administrative costs. The
central government bears 100% of the cost of unskilled labour, 75% of the cost of semi-skilled and skilled
labour, 75% of the cost of materials and 6% of the administrative costs.
• Rs. 1,01,500 crore has been made under Mahatma Gandhi National Rural Employment Guarantee
Scheme (MGNREGS) in the current financial year 2020-2021.
• Chhattisgarh tops among other states in providing employment under MGNREGA
• UP becomes top state to provide employment under MGNREGA
•
• Committee of GoM on Employment and skill development : headed by Mo SJE recommended to Merge
MGNREGA with skill development programmes to create a wage subsidy program where MGNREGA
amount is transferred to MSME as wage subsidy and Consider work in private establishments under
MGNREGA
• MGNREGA: increase in wages to benefit 13.62 crore people (5 crore families) (from Rs 182 to Rs 202),
additional income of Rs 2000 per worker
• Share of MGNREGA for Agri works = 77% in FY 21 , it was 66% in FY 20; Total 264 types of works are
allowed under MGNREGA, 162 belong to Agri
• National Award for Effective implementation of MGNREGA: Telangana distt Rajanna-Sircilla
• 54% employment went to Women
National Social Rural • implemented in rural as well as urban areas;
Assistance development • to fulfill Article 41 under DPSP of Constitution
Programme • 1995 15 Aug
NSAP 1995 • Core of Core scheme
• Rs 9197 crore budget : 2020
• universal coverage of eligible persons on the basis of Below Poverty Line (BPL) population of the State.
• aims at ensuring minimum national standard for social assistance in addition to the benefits that states
are currently providing or might provide in future; at present, comprises of –

1. Indira Gandhi National Old Age Pension Scheme (IGNOAPS) – Rs 200 per month for age 60-79; Rs 500
pm for 80 yrs age
2. Indira Gandhi National Widow Pension Scheme (IGNWPS) - pension to BPL widows in the age group of
40-79 years @ Rs. 300 p.m. per beneficiary; Rs 500 for age 80+
3. Indira Gandhi National Disability Pension Scheme (IGNDPS) - BPL persons with severe or multiple
disabilities (80% or more ) between the age group of 18-79 years @ Rs. 300 p.m. per beneficiary; Rs 500 for
80+ age
4. National Family Benefit Scheme (NFBS) - grant of Rs 20000 in case of the “primary breadwinner” of age
18-59 is provided to the bereaved household
5. Annapurna - providing food security to meet the requirement of those senior citizens who, though eligible,
have remained uncovered under the NOAPS; 10 kg of food grains provided per month free
Neeranchal Rural by Dept of Land Reforms; WB assisted; provide technical assistance to Watershed
Watershed development component of PMKSY; to ensure rainfed irrigation mgt practices are better focussed
Programme

Amit Punia: RBI Gr B DR 2019

 43

Indira Awas Rural • 1985-86; for providing free housing to BPL families in rural areas and targets SC/STs households and
Yojna development freed bonded labourers
• first merged with the JRY in 1989 and then spun off into a separate housing scheme for the rural poor in
1996. This scheme, introduced in 1999-2000 to provide assistance for construction of a house to people
below double the poverty line income, provides a subsidy of Rs. 10,000 and a construction loan of up to
Rs. 40,000 per household

Pradhan Mantri Rural • “Housing for All” in rural areas;

Awas Yojana development • scheme of IAY Indira Awas Yojna has been re-structured into Pradhan Mantri Awaas Yojana –Gramin
(Gramin) PMAY (PMAY-G) w.e.f. 1st April 2016.s
G • Phase 1 : 2016-17 to 2018-19: 1 crore houses in 3 year
• Phase 2: 2019-20 to 2021-22: 1.95 crore houses
• Initial target was 2.95 crore houses by 2022; but scaled down to 2.47 crore
• National level target of 60% for SC , ST
• 15% target for Minorities at national level
• 5% of beneficiaries should be PwBD
• Covers EWS, LIG, MIG
• 5% of funds may be used for Special Projects e.g. disaster affected families, border states families,
• 60:40 cost sharing
• an environmentally safe and secure pucca house to every rural household by 2022;
• House size Min 25 sq m
• Minimum support of nearly Rs. 1.5 lakh (PLAINS); Rs. 1.6 lakh to a household HILL AREAS
• provision of Bank loan upto Rs. 70,000/-, if beneficiary desires;
• selection of beneficiaries through SECC data subject to 13 point exclusion criteria and validating it
through Gram Sabhas;
• houses to be preferably alloted Jointly in name of husband and Wife ; also to women members
• skilling of 5 lakh rural masons by 2019;
• use of local materials;
• complete home;
• ICT and space tech to ensure accountability; AwaasSoft-PFMS for monitoring; Awaas App for inspection
• Beneficiary is entitled to 90 person days in plains /95 person day in Hill areas of unskilled labour from
MGNREGS;
• assistance for toilets thru convergence of SBM Grameen Rs 12000/-
• construction should be completed within 12 months of sanction of house
• UNDP and IIT Delhi to help in House Designs
• Performance Index dashboard for ranking of states
• Rural Housing Knowledge network = with IIT Delhi
• Rural Housing Interest Subsidy Scheme: max 2 lakh Rs assistance, 20 years, subsidy @ 3%; NHB as
nodal agency
▪ Time for Construction of Houses under the scheme has reduced to 114 days from 314 days in 2015-16
due to use of direct benefit transfer (DBT) platform. Under PMAY, the minimum size of a house has also
been increased to 25 square meters.
▪ the aim is to have 2 crore 95 lakh houses by 2022.
▪ 87 lakh homes in different parts of the country have already been completed
▪ Identification of beneficiaries as per the housing deprivation parameters and exclusion criteria prescribed
under Socio Economic Caste Census (SECC) 2011 after due verification by Gram Sabha.
▪ 1.95 crore houses in Phase II (2019-20 to 2021-22). The target set for 2019-20 is completion of 60 lakh
houses,
▪ Enhancement of unit assistance from Rs. 70,000 (IAY) to Rs. 1.50 lakh in plain areas and from Rs.
75,000(IAY) to Rs.1.60 lakh in Hilly States, NE States, difficult areas and IAP districts.
▪ assistance for construction of toilets amounting to Rs. 12,000/- through SBM-G, MGNREGS or any other
dedicated source of funding and 90/95 days of unskilled wages under MGNREGS over and above the unit
assistance
▪ Facilitating willing beneficiaries to avail loan from Financial Institutions for an amount of upto Rs 70,000.
o Average completion time for houses under restructured Pradhan Mantri Awaas Yojana-Gramin
comes down to 114 days – PMAY Gramin
o 1.10 crore houses completed which includes houses to 1.46 lakh landless beneficiaries
o The selection of beneficiaries through a three stage validation (Socio Economic Caste Census 2011,
Gram Sabha, and geo-tagging)
•
Pradhan Mantri Rural • The World Bank has supported PMGSY since its inception
Gram Sadak development • PMGSY is managed by the National Rural Roads Development Agency (NRRDA
Yojana PMGSY • single allweather road connectivity to all eligible unconnected rural habitation with a minimum population
2000 of 500 in the plains and 250-plus in hill states, tribal districts and desert areas;
• 75 paise per litre earmarked for this out of cess levied on high speed diesel;
• encouraging use of Green tech and non-conventional materials like waste plastic, cold mix, geo-textiles,
fly ash, iron and copper slag etc;
• unit for this program is a habitation and not a revenue village
• Meri Sadak App
PMGSY phase 2: 50000 km target; 75:25;
PMGSY phase 3: 60:40 funding
• aims to construct 1,25,000 km of roads with an estimated cost of about 80,250 crores rupees (Central Share
of Rs. 53,800 crores) for the period 2019-20 – 2024-25
• flagship program of Govt. of India for providing connectivity to unconnected habitations, based on census
2001
• In the UTs of J&K and Ladakh, all unconnected habitations of population above 250, are eligible under the
program

Amit Punia: RBI Gr B DR 2019

 44

• Construction of bridges of up to 150m in plain areas and 200 m in Himalayan and north eastern states are
proposed under this phase
o Coir Geo textiles will be used for construction of rural roads under the PMGSY-III
o 15% length in each batch of proposals, is to be constructed using new technologies.
o Out of this 5% roads are to be constructed using IRC accredited technology.
o The IRC has now accredited coir Geo textiles for construction of rural roads.
o 5% length of the rural roads under PMGSY-III will be constructed using Coir Geo textiles.
•
Saansad Adarsh Rural • to develop 3 adarsh grams by each MP by 2019 of which one to be achieved by 2016;
Gram Yojana development thereafter, 5 adarsh grams (1 per year) to be developed by 2024; people's
(SAANJHI) participation, dignity of women, social justice, community service, cleanliness, self
reliance etc
• use of MPLADs fund for critical funding gaps
• 100% immunization, 100% institutional delivery, reduced IMR, MMR, malnutrition
• Plain areas – 3000-5000 population villages; Hill areas = 1000-3000 population
• Gram Panchayat would be the basic unit for development.
• Lok Sabha MP has to choose a Gram Panchayat from within his/her constituency and Rajya Sabha MP a
Gram Panchayat from the rural area of a district of his/her choice in the State from which he/she is
elected. Nominated MPs may choose a Gram Panchayat from the rural area of any district in the country.
• In the case of urban constituencies (where there are no Gram Panchayats), the MP will identify a Gram
Panchayat from a nearby rural constituency.
Shyama Prasad Rural • social, economic and infra development in rural areas by developing a cluster of 300
Mukherjee development smart villages by 2019-20;
Rurban • providing electronic delivery of citizen centric services;
Mission • Rurban areas refer to a cluster of 15-20 villages having about 30 to 40 lakh population
• bridging rural urban divide
• The clusters will be geographically contiguous Gram Panchayats with a population of about 25000 to
50000 in plain and coastal areas and a population of 5000 to 15000 in desert, hilly or tribal areas.
• The clusters could then be formed by identifying geographically contiguous villages/gram panchayats
within a radius of 5–10 km
• successor of PURA (Providing Urban Amenities to Rural Areas);
• clusters to be identified by state govts; PPP mode preferred
• budget 2020 : Rs 600 crore
Startup Village Rural under DAY-NRLM; generate livelihood through self employment; loans through SHGs
Entrpreneurship development ▪ Start-Up Village Entrepreneurship Programme (SVEP) is implemented by Deendayal Antyodaya Yojana –
Program SVEP National Rural Livelihoods Mission (DAY-NRLM), as a sub-scheme since 2016.
2016 ▪ The long term vision of the SVEP is to provide support for start-up to 1 crore village enterprises and
provide direct employment to 2 crore people
▪ With an objective to support the rural poor come out of poverty, supporting them setup enterprises and
provide support till the enterprises stabilize, SVEP focusses on providing self-employment opportunities
with financial assistance and training in business management and soft skills while creating local
community cadres for promotion of enterprises.
▪ one of the key areas is to develop pool of community resource persons – enterprise promotion (CRP-EP)
who are local and support entrepreneurs setting-up rural enterprises. Another key area is to promote the
block resource center (BRC) in SVEP blocks, to monitor and manage the community resource persons,
▪ SVEP has made an impressive progress and has extended business support services and capital infusion
to 153 blocks of 23 states as of August 2020.
▪ Around, 2,000 trained cadre of Community Resource Person-Enterprise Promotion (CRP-EP) are
providing services to rural entrepreneurs and as on August 2020, around 100,000 enterprises are
supported by them.
▪ Entrepreneurship Development Institute of India (EDII), Ahmedabad is the technical support partner of
SVEP.
▪ A mid-term review of SVEP which was conducted in September 2019 by Quality Council of India shows
about 82% of the sampled entrepreneurs across the blocks reported being from SC, ST and OBC
categories
▪ 75% of the enterprises were owned and managed by women and average monthly revenue of enterprises
was Rs.39,000 - Rs.47,800 in case of manufacturing, Rs.41,700 in case of services and Rs.36,000 in
case of trading
57% of the total household income of the entrepreneurs is through SVEP enterprises
NREP 1980 Rural The National Rural Employment Programme was launched in 1980 as an anti-poverty and anti-
Employment unemployment program. The aim : develop key assets, such as fisheries, fuel and energy plantations and
Generation fodder and pasture development plantations by mobilizing unemployed and under-employed laborers. ;
Scheme 1980 development of homestead projects for the home-less alongside essential economic infrastructures, such as
godowns, banks and workshops for the beneficiaries.
UMMID Science • UMMID (Unique Methods of Management and treatment of Inherited Disorders) Initiative
• Department of Bio-Technology under Ministry of Science and Technology
• To establish NIDAN (National Inherited Diseases Administration) Kendras to provide counselling, prenatal
testing and diagnosis,
• UMMID initiative will work under the National Health Policy 2017 to focus on Wellness
Sophisticated Science • 2020 launched
Analytical & • DST has planned to set up 5 SATHI Centres every year for the next four years
Technical Help • 3 already set up
Institutes
(SATHI)

Amit Punia: RBI Gr B DR 2019

 45

Scientific Science DST has set up committee to select projects that can help scientifically validate the
Validation and benefits of panchgavya — the concoction of cow dung, cow urine, milk, curd and ghee
Research on
Panchgavya
National Mission Science and Budget 2020, Rs 8000 crore budget, 5 yr period
on Quantum tech
technologies and
applications
SUPRA Science and • Scientific and Useful Profound Research Advancement (SUPRA) scheme
Tech • 2019
• Under SERB
• provide funding for exploration of new scientific and engineering breakthroughs with global impact
“JIGYASA” – Science and CSIR + KVs to implement; connecting school students with scientists
Student-Scientist Technology
connect
programme
Atal Science and by dept of biotech; to transform health, agriculture and energy sectors in next 5 yrs;
Jaianusandhan Technology GARBH-ini: promote maternal and child health & develop prediction tools for pre-term
Biotech Mission birth
- IndCEPI : develop affordable vaccines for endemic diseases
Undertaking develop biofortified wheat contributing to POSHAN abhiyaan
Nationally Mission on AMR for affordable diagnostics and therapeutics
Relevant Tech Clean Energy Mission : tech interventions for Swachh Bharat
Innovation
(UNATI)
AWSAR Science and Augmenting Writing Skills for Articulating Research)
( Technology encourage popular science writing through newspapers, magazines, blogs, social media, etc. by young PhD
Scholars and Post-Doctoral Fellows during the course of their higher studies and research; initiated by
National Council of Science and Tech Communication (NCSTC)
Biotech KISAN Science and 2016; Link farmers, scientists and science institutions in 15 agro climatic zones of the country
Technology in a network that identifies and helps solve their problems in a cooperative manner
Biotech-Krishi Innovation Science Application Network (Biotech-KISAN
Biotech labs in Science and 50 Biotech labs in Arunachal Pradesh (scheme is for North Eastern states)
senior Technology
secondary
schools (BLISS)
Cyber Physical Science and fund top institutes for research in this field that deals with deployment of computer
System Scheme Technology based systems to do things in physical world (like autonomous vehicles)
Deen Dayal Science and DST will adopt a few clusters of villages in Uttarakhand and transform them
Upadhayay Technology to become self-sustainable in a time bound manner using Sci&Tech tools; Utilise local
Vigyan resources and locally available skill sets
Gram Sankul
Pariyojana
Innovate in India Science and National Biopharma Mission; first ever Industry-Academia mission to accelerate
(i3) Technology biopharmaceutical development; collaboration with WB; be implemented by
Biotechnology Industry Research Assistance Council (BIRAC), PSU of Department of
Biotechnology
INSPIRE Science and • to attract talented youth to science;
(Innovation in Technology • 3 components -
science pursuit 1. Scheme for Early Attraction of Talent (SEATS) : by providing INSPIRE Award of Rs.5,000/- to one
for million young learners in the age group 10-15 years; INSPIRE Awards have been renamed as MANAK
inspired 2. Scholarship for Higher Education (SHE) : offers 10,000 Scholarship every year at Rs 0.80 lakh per year
research) for the talented youth in the age group 17-22 years, for undertaking Bachelor and Masters level education
in natural sciences
3. Assured Opportunity for Research Careers (AORC) : 1000 INSPIRE fellowships in basic and applied
sciences in engg and medicine; INSPIRE Faculty Scheme
NIDHI (National Science and nurturing knowledge-based and technology-driven ideas and innovations into
Initiative for Technology successful start-ups; to provide technological solutions to the pressing needs of the
Development society and create
and Harnessing new avenues for wealth and job creation; components -
Innovations) PRAYAS (Promoting and Accelerating Young and Aspiring Innovators & Start- ups),
which aims to support innovators to build prototypes of their ideas by providing a grant
up to Rs.10 lakhs and an access to Fabrication Laboratory (Fab Lab)
Seed Support System which provides up to One Crore rupees per start-up and is
implemented through Technology Business Incubators
Ramalingaswam Science and for Indian Nationals who are working overseas in various fields of biotechnology and
i Technology life sciences and are interested in taking up scientific research positions in India; upto
Re-entry 50 fellowships annually, for a period of five years
Fellowship
Ramanujan Science and for Indian brilliant scientists and engineers from all over the world, especially those
Fellowship Technology who wish to return to India, to take up scientific research positions at any of the
Program scientific institutions and universities in India; All areas of science are covered under
this Fellowship and the Fellowship is given for 5 years duration with fellowship of Rs.
75,000 consolidated per month and a contingent grant of Rs.5 lakhs per year

Amit Punia: RBI Gr B DR 2019

 46

TARE (Teacher Science and will allow undertaking of part-time research by the faculty working in a regular capacity
Associates for Technology in State Universities or Colleges by integrating them in Academic Institutions such as
Research IITs, IISc, IISERs, National labs, etc. located in the same city where the faculty member
Excellence) is working
Mobility Scheme
Vidyarthi Vigyan Science and nationwide science talent search examination to give a boost to the learning of science,
Manthan Technology technology and mathematics among the youth-especially the school students;
organised by Vigyan Prasar (under DST) and NCERT (under MHRD) with eminent
scientists
Science and to connect the Indian academic and research and development (R&D) systems to the
Visiting Technology best of
Advanced global science and scientists; VAJRA Faculty should be an active researcher working in
Joint Research an overseas leading academic / research / industrial organization; implemented by
(VAJRA) Faculty Science and Engg Research Board (SERB), a statutory body of DST
Scheme
Jal Marg Vikas Shipping facilitate plying of vessels with capacity of 1,500-2,000 tonnes in the Haldia- Varanasi
Project stretch of National Waterway-1 (NW1) on Ganga River; WB providing technical
assistance and financial support; NW1 passes through UP, BH, JK, WBPhase 2 of River
Info System on NW 1 between Farakka and Patna – RIS is a vessel traffic mgt system for
inland navigation safety by preventing ship collisions, ship-bridge collisions, groundings
etc; real-time exchange of info; virtual navigational aids; under Jal Marg Vikas; Phase 1
covered the stretch between Haldia and Farakka; Phase 3 will cover stretch between
Patna and Varanasi
RO RO Ferry Shipping between Ghogha(Saurashtra) and Dahej(south GJ); part of Sagarmala
Service (Roll on
Roll off)
Sagarmala Shipping string of ports around India’s coast; port-led development; Sustainable development of
Programme the population living in the Coastal Economic Zone; Improve port connectivity through
rail corridors, freight-friendly expressways and inland waterways; Develop skills of
fishermen and other coastal and island communities; Evacuation to and from
hinterland; a National Sagarmala Apex Committee headed by Shipping Minister will
provide overall policy guidance; state governments will set up State Sagarmala
committees, headed by the chief minister or the minister in charge of ports
Coastal Berth Scheme aims to provide financial support to ports or state governments
for creation of infrastructure for movement of cargo and passenger by sea or national
waterways
Center of Excellence in Maritime and Ship Building - collaboration with Siemens and
Indian Register of Shipping; campus at Vizag and Mumbai; ship design, manufacturing,
operating and MRO related skill development
Jan Shikshan Skill • Scheme aims to provide vocational education and skill development programmes to non-literates, neo
Sansthan development literates and the person having rudimentary level of education belonging to disadvantaged sections of the
society upto 12 th class Drop outs in the age group of 15- 45 years.
• While the focus group of JSS are SC/ST, minorities women/girls, migrants and slum/pavement dwellers,
adolescents are also given preferences under the scheme.
• It is mandatory for all JSS to register at NITI Aayog - Darpan portal.
• formerly known as Shramik Vidyapeeth is being implemented through NGOs in the country since March
1967
• The first Shramik Vidyapeeth was established in Mumbai
• The scheme of Jan Shikshan Sansthan was consequently transferred to Ministry of Skill Development
and Entrepreneurship (MSDE) in July 2018.
Skill Saathi Skill It aims to counsel 1 crore candidates from the age group of 15– 35 years pan India from August
Scheme development 2018
Create awareness about the Skill India Mission and inform the youth of India about vocational
education and its opportunities
Skills on Wheels – Skills on Wheels will be a part of the Skill Saathi in order to create awareness
about skill development among youth at their doorsteps. Specially branded vehicles shall tour
the villages/towns for propagating the skill India mission and counsel the students
National Skill Skill PPP model; not-for-profit company set up by the Ministry of Finance in 2008, under
Development Development Companies Act; 51% private;
Corporation and
Entrepreneurs
hip
National Skills Skill 1. quality assurance framework which organizes qualifications according to a series of
Qualifications Development levels (1 to 10) of knowledge, skills and aptitude. These levels are defined in terms of
Framework and learning outcomes which the learner must possess regardless of whether they were
Entrepreneurs acquired through formal, non-formal or informal learning
hip 2. shift emphasis to outcome based learning; by shifting the focus from inputs to
learning outcomes, the NSQF would aim to tackle the challenge of lack of uniformity in
the outcomes associated with different qualifications across institutions, each with its
own duration, curriculum, entry requirements as well as title
3. facilitate Recognition of Prior Learning (RPL)
4. help alignment of Indian qualifications to international qualifications
5. credit accumulation and transfer system will allow people to move between
education, vocational training and work at different stages in their lives according to
their needs and convenience

Amit Punia: RBI Gr B DR 2019

 47

6. operationalized by the National Skill Development Agency (NSDA), an autonomous

body attached to the Ministry of Finance
7. Government funding would not be available for any training/ educational
programme/ course which is not NSQF-compliant
8. recruitment rules of the Government of India and PSUs of the central government
shall be amended to define eligibility criteria for all positions in terms of NSQF levels;
state govt and psus also to be encouraged to do the same
Skill • sharing of expenditure incurred in both providing training and stipend to the apprentice;
National Development • Reimbursement of 25% of prescribed stipend subject to a maximum of Rs.1500/- per month per
Apprenticeship and apprentice by Centre to all employers;
Promotion Entrepreneurs • Sharing of the cost of basic training in respect of fresher limited to Rs. 7500/- per apprentice;
Scheme NAPS hip • implemented by Director General of Training; now to be executed in PPP mode;
• scheme aims to provide apprenticeship training to over 50 lakh youngsters in order to create more jobs.
• It has budgetary outlay of Rs 10000 crore. (2016-20)
PM Kaushal Skill • Skill Certification Scheme; industry relevant, skill based training;
Vikas Development • individuals with prior learning experience or skills are also assessed and certified under Recognition of
Yojana PMKVY and Prior Learning; Government will pay complete training and assessment fees;
Entrepreneurs • National Skill Development Corporation (NSDC) is the implementing agency; based on National Skill
hip Qualification Framework (NSQF);
• monetary reward given to trainees on assessment; To provide skills training for the youth.
• Focus on Class 10 and 12th dropouts;
• Under the scheme, a monetary reward is given to trainees on assessment and certification by third party
assessment bodies. The average monetary reward would be around Rs.8000 per trainee.,
• 2016-20: phase 2: 1 crore target\
• SMART Portal: SMART (Skill Management & Accreditation of Training Centres) portal
• In 2017, India’s first Pradhan Mantri Kaushal Kendra (PMKK) was inaugurated at New Delhi under
PMKVY
• YUVA skill dev program of Delhi police under PMKVY (17-25 age)
PM Kaushal Skill • for skilling in smart cities; under PM Kaushal Vikas Yojana by National Skill Development Corp in
Kendra Development collaboration with NDMC; capacity building of municipal employees
and • 2017
Entrepreneurs
hip
PM Yuva Yojana Skill • provide entrepreneurship education and training to over 7 lakh students in 5 years through 3,050
Development institutes; easy access to information and mentor network, credit, incubator and accelerator and
and advocacy to create a pathway for the youth
Entrepreneurs • implemented by NGO Wadhwani foundation
hip • 2016-17 to 2020-21
Pravasi Kaushal Skill • consultation with MEA; to skill Indian youth seeking jobs abroad; train and certify;
Vikas Yojana Development • skills + cultural orientation;
and • implemented by NSDC
Entrepreneurs
hip
SANKALP (Skills Skill • WB supported;
Acquisition and Development • provide market relevant training to 3.5 crore youth;
Knowledge and • setting up of National Skill Certification Body, National Accreditation Board, Kaushal Mart (Skilling
Awareness for Entrepreneurs Resource Marketplace), Takshila (National Portal for trainers and assessors)
Livelihood hip • Skills Fund
Promotion) • India International Skill center
STRIVE (Skill Skill • WB supported; focus to improve on the quality and the market relevance of vocational training provided in
Strengthening Development ITIs and strengthen the apprenticeship programme through industry-cluster approach ;
for and • 2017 launched
Industrial Value Entrepreneurs •
Enhancement) hip
UDAAN Skill skills training and enhance the employability of unemployed youth of J&K
Development
and
Entrepreneurs
hip
Disha Social Justice • Early Intervention and School Readiness Scheme
• early intervention and school readiness scheme for children upto 10 years with the disabilities covered
under the National Trust Act.
Gharaunda Social Justice Group Home for Adults
This scheme provides housing and care services throughout the life of the person with Autism, Cerebral
Palsy, Mental Retardation and Multiple Disabilities.
PM Adarsh Social justice • developing 1000 villages with more than 50% SC population into “model villages”;
Gram & • A total of 1000 villages from Tamil Nadu (225), Rajasthan (225), Bihar (225), Himachal Pradesh (225) and
Yojana empowerment Assam (100) were selected for the Pilot phase.
• During 2014-15, PMAGY was further extended (Phase-I) to cover another 1500 villages across 11 States
namely Andhra Pradesh (7), Assam (75), Chhattisgarh (175), Jharkhand (100), Haryana (12), Karnataka
(201), Madhya Pradesh (327), Odisha (175), Punjab (162), Telangana (6) and Uttar Pradesh (260).
• only those villages with a total population ≥ 500 will be eligible for selection
• The Government of India is planning to cover all the eligible 26968 villages by the end of 2024-25.
• 2 components : Infrastructure + improve socio economic indicators

Amit Punia: RBI Gr B DR 2019

 48

• Funding: For every new village selected, the Scheme provides for a total of Rs. 21 lakh of which Rs.20.00
lakh is for the ‘Gap-filling’ component and Rs.1.00 lakh is meant for ‘administrative expenses’ at the
Centre, State, District and Village level in the ratio of 1:1:1:2.
• for continuous development of the villages already covered under the earlier phases, there would a
component of an additional round of funding of Rs. 10 lakh per village
• The particulars of the 50 Monitorable Indicators under 10 domains are listed
• should be covered with all the facilities necessary for dignified living; requisite physical
and social infra for socioeconomic development;
• eliminate disparity between SC and non-SC population in terms of common socioeconomic indicators;
Untouchability, discrimination, segregation, and atrocities against SCs are eliminated
• According to the census of 2011, the population of SCs is 20.14 cr. which, as mentioned above,
constitutes 16.6% of the total population. The highest proportion of SC population is in Punjab.
• According to Census 2011, 46,844 villages have >50% of SC population
Accessible India Social justice • 3 December 2015
Campaign & • to make a barrier free and conducive environment for Divyangjans all over the country;
(Sugamya empowerment dimensions - built environment, transport and ICT; ‘Sugamya Pustakalaya’- an online
Bharat library
Abhiyan) • The target of this scheme is to make at least 50 government buildings disabled-friendly under the
campaign in each of the state till the end of 2016 and make 25 per cent of the public transport vehicles
under the government as disabled-friendly till mid-2017.
• Conducting audit of 50% of government buildings and converting them into fully accessible buildings in 10
most important cities/towns of all the States (July 2019).
• Ensuring that 50% of railway stations in the country are converted into fully accessible railway stations
(March 2018).
• Ensuring that 25% of Government-owned public transport carriers in the country are converted into fully
accessible carriers (March 2018)
• Ensuring that at least 50% of all public documents issued by the Central Government and the State
Governments meet accessibility standards (March 2018)
• A remarkable feature of the scheme is that a website will also be made where the people can put their
views on the accessibility of any building.
• Inclusiveness and Accessibility Index: It would help the industries and corporates to participate in the
Accessible India Campaign (AIC) by voluntarily evaluating their readiness for making the workplace
accessible for Persons with Disabilities
• The international airports in the country and railway stations which come under A1, A and B categories
will be made fully disabled-friendly.
• Special set-top boxes will be made available to make watching TV more convenient for the visually
impaired.
• Under the scheme, the Ministry of Social Justice and Empowerment will give free motorized tricycles to
persons with 70-90% disability.
• A Sugamya Bharat mobile app which can provide information on disabled-friendly public facilities in a city,
will be launched under the scheme.
• For awareness, a team of experts will conduct workshops for sensitizing the main parties including
builders and activists.
• Training and developing 200 additional sign language interpreters (March 2018).
• Ensuring that 25% of all public television programmes aired by government channels meet these
standards.(March 2018)
• deadline for the government’s Accessible India Campaign (AIC) has been extended to March 2020 due to
slow progress.
DDU Disabled Social justice Promoting voluntary action to provide rehabilitation services (financial assistance by
Rehabilitation & govt to volunteers, NGOs etc) To encourage voluntary action for ensuring effective implementation of the
Scheme DDRS empowerment People with Disabilities (Equal Opportunities and Protection of Rights) Act of 1995. The umbrella Central
Sector Scheme called the “Scheme to Promote Voluntary Action for Persons with Disabilities” was revised in
2003 and was renamed as the DDRS.
Divyang Sarthi Social justice accessible and comprehensive mobile application for easy dissemination of information
& to
empowerment ‘Divyangjans’; audio notes (text-to-voice conversion software) as well as the adjustable
font size; is compliant with the principles of UN Convention on the Rights of Persons
with Disabilities (UNCRPD) for Universal Access and the provisions of the Rights of
Persons with Disabilities Act, 2016; part of Accessible India Campaign
Inclusive India Social justice National Trust catering to persons with intellectual and developmental disabilities;
Initiative & inclusive education, employment and community life
empowerment
Social justice eliminate insanitary laterines, prohibit hazardous manual cleaning of sewer and septic
Manual & tanks; survey of manual scavengers and their rehabilitation; cognisable, non-bailable
Scavenging Act empowerment offence; National Commission for Safai Karmacharis would monitor implementation;
provision for construction of sufficient number of sanitary community latrines in urban
areas within 3 years, to eliminate open defecation;National Commission for Safai
Karmacharis - monitor implementation of schemes, enquire into complaints, statutory
body under National Commission for Safai Karmacharis Act 1993; can take suo moto
notice of matter; National Safai Karmachari Finance and Development Corp for
rehabilitation of identified manual scavengers and their dependants
Rashtriya Social justice providing Physical Aids and Assisted-living Devices for Senior citizens belonging to BPL
Vayoshri & category; implemented through Artificial Limbs Manufacturing Co (ALIMCO);
Yojana empowerment beneficiaries identified by Collector; 30% for women

Amit Punia: RBI Gr B DR 2019

 49

Swachhta Social justice providing livelihood to safai karmacharis and liberated manual scavengers; National
Udyami & Safai Karmacharis Finance and Development Corp implementing the scheme;
Yojana empowerment concessional loans for viable community toilet projects and sanitation related vehicles
to collect the garbage; entrepreneurs among safai karmacharis can avail loans at
concessional rates (4%) (rebate of 1% for women)
Vayoshreshtha Social justice Awards are given to eminent citizens and institutions in recognition of their
Samman & outstanding services to the elderly people, especially indigent senior citizens
empowerment
MPLADS Statistics and funds are released in the form of grants in aid directly to the district authorities; MPs to
Programme recommend works of developmental nature for creation of durable community assets
Implementatio and for provision of basic facilities including community infrastructure, based on locally
n felt needs; funds are non-lapsable; LS members can recommend works in their resp
constitutencies; elected members of RS anywhere in the state from which they are
elected; nominated members anywhere in the country; at least 15% money for SC
areas and at least 7.5% for ST areas
Samagra Vedika Telangana Integrated data sets of 25 govt deptt
Mission Telangana provide safe drinking water to all; 100 lts in rural areas and 150 lts in urban
Bhagiratha govt
Mission Kakatiya Telangana Telangana government’s flagship programme aimed at restoring minor irrigation
govt sources like tanks and other water bodies to help small and marginal farmers
Rythu Bandhu Telangana investment support scheme to farmers; cheque payments (not DBT so that banks do
govt not adjust DBT against farmers' dues) to farmers based on landholding; 4000 per acre
before every crop season for seed, fertiliser, pesticide and field prep; every farmer
owning land eligible
Amended Textiles Employment generation and export by encouraging apparel and garment industry,
Technology which will provide employment to women in particular and increase India’s share in
Upgradation global exports;
Fund one-time capital subsidy for eligible benchmarked machinery at the rate of 15% for
Scheme garmenting and technical textiles segments with a cap of Rs. 30 crore and at the rate of
ATUFS 10% for weaving, processing, jute, silk and handloom segments with a cap of Rs. 20
crore;
Promotion of technical textiles, a sunrise sector; conversion of existing looms to better technology looms;
segments which have achieved desired level of modernization, i.e. spinning etc., have been excluded. The
amended scheme will replace the existing Revised Restructured Technology Upgradation Fund Scheme (RR-
TUFS) with effect from the date of notification of the scheme. The Technology Upgradation Fund Scheme for
the textile industry was introduced in 1999
Scheme for Textiles skill development scheme covering the entire value chain of the textile sector excluding
capacity building Spinning & Weaving in organized Sector to be implemented from 2017-18 to 2019-20;
in soft skills too; placement guarantee of the 70% successful trainees
textile sector
(SAMARTH)
Adopt a Heritage Tourism collaboration with Culture Ministry and ASI; developing monuments, heritage and
Scheme (Apni tourist sites across India and making them tourist friendly; invited Private, Public Sector
Dharohar Apni Companies and Corporate individuals to adopt the sites and to take up the
Pehchan responsibility for making our
Project) heritage and tourism more sustainable through conservation and development;
companies would be called Monument Mitras; recently Red Fort adopted by Dalmia
Group; total 10 adopted now
Tourism showcasing folk and classical dance & music, handicrafts & handlooms and cuisine from
Paryatan Parv all regions of the country; MEA through Indian Missions will be conducting outreach
programmes to encourage people to visit India, with special focus on PIOs who have
never visited the country; 3 main components -
1. Dekho apna desh - to encourage Indians to visit their own country
2. Tourism for all - tourism events at sites across all states
PRASAD Tourism Pilgrimage Rejuvenation and Spiritual Augmentation Drive aims to create spiritual
centres for tourism development; Amaravati(AP), Gaya, Dwaraka, Amritsar, Ajmer,
Kanchipuram, Vellankani(TN), Puri, Varanasi, Mathura, Kedarnath and Kamakhya
Recently Gangotri, Yamunotri(UK), Parasnath(JK) and Amarkantak(MP) included in list AAAA-DGG-KKK-
PPM-VVY
41 cities covered now
Swadesh Tourism 15 thematic circuits have been identified for development, North-East India Circuit,
Darshan Buddhist Circuit, Himalayan Circuit, Coastal Circuit, Krishna Circuit, Desert Circuit, Tribal
Scheme Circuit, Eco Circuit, Wildlife Circuit, Rural Circuit, Spiritual Circuit, Ramayana Circuit and
Heritage Circuit, Sufi Circuit, Tirthankar Circuit
Under Rural Circuit - development of Gandhi circuit : Bhitiharwa-Chandrahia-Turkaulia
sanctioned in BH in celebration of centenary of Champaran satyagraha; Chandrahia
Gandhiji stopped here; Bhitiharwa-center of social work chosen by Gandhiji when in
Champaran; Turkaulia-burning center of indigo agitation
Eklavya Model Tribal Affairs • such schools in all 672 blocks where ST population>50% and atleast 20000 tribal population
Residential • Eklavya Model Residential School Scheme was started in 1998
Schools 1997 • First school was started in the year 2000 in Maharashtra.
• At least 1 EMR school in each block by 2022
Van Dhan Tribal Affairs • Target is 5000 (2018-23);
Scheme • Target under Vandhan Scheme of MTA: cover 5000 (2018-23) van dhan kendra, 1 lakh SHGs, 45 lakh
tribals in 3 years; 10 SHG of 30 members each

Amit Punia: RBI Gr B DR 2019

 50

• 10 Self Help Groups of 30 Tribal gatherers (Van Dhan Vikas Samuh) will be constituted;
provided with working capital to add value to the products collected from the jungle;
• 3 cluster of ten such SHGs within the same village shall form a Van Dhan Vikas Kendra
which are multi-purpose establishments for providing skill upgradation, capacity
building training and setting up of primary processing and value addition facility;
• TRIFED as Nodal Agency;
• first model Van Dhan Kendra in Bijapur (CG)
• TRIFED has partnered with UNICEF to initiate “Van Dhan Samajik Doori Jagrookta Abhiyaan“
• TRIFED is working on setting up of 15,000 ‘Van Dhan Social Distancing Awareness cum Livelihood
Centres’ from the recently sanctioned Van Dhan SHGs among the 1205 Van Dhan Kendras.
•
• Van Dhan Start-up programme: expand the current coverage of 18,000 SHGs to 50,000 Van Dhan
SHGs and to treble the coverage to 10 lakh tribal gatherers through the Covid19 relief plan of the Ministry
of Tribal Affairs.
• Present status: 1205 van dhan kendra, 22 states, 3.6 lakh tribals, 18075 SHGs. A Kendra constitutes of
15 tribal SHGs, each comprising of up to 20 tribal NTFP gatherers or artisans i.e. about 300 beneficiaries
per Van Dhan Kendra.
• TRIFED is striving to integrate its Pradhan Mantri Van Dhan Yojna (PMVDY) with this new environmental
intervention TICD (TRIFED’s Initiative to Combat Desertification
• Van Dhan Internship Programme” organised by TRIFED under Ministry of Tribal Affairs
•
Vanbandhu Tribal Affairs scheme ensures that all the intended benefits through various schemes of Central and
Kalyan State Governments covered under the respective Tribal Sub-Plans actually reach them
Yojana by way of appropriate convergence
Notun Disha Tripura Train school teachers
Sumangla Uttar Pradesh Scheme for girl child; 15000Rs. For every girl child born;
KAnya Yojna
Kanyashree West Bengal West Bengal government received UN Public Service Award for its initiative to combat
Scheme govt child marriage and ensure education to the girl child in the state; India was named first
in the Asia-Pacific group for the category: ‘Reaching the Poorest and Most Vulnerable
through Inclusive Services and Participation’; Through the initiative, cash was
deposited into the bank account of girls for every year they remained in school and
were unmarried
Beti Bachao Beti Women and • no provision for individual cash transfer component by Government of India;
Padhao Child • Strict enforcement of PC&PNDT Act; education of the girl child;
BBBP Development • implemented under the Centrally Sponsored Umbrella Scheme namely, Mission for Protection and
Empowerment for Women with 100% financial assistance for District Level component
• In Phase-1 (2014-15 i.e. January, 2015), the scheme was started with 100 districts and got expanded to
61 additional districts in Phase-II (2015-16, February 2016)
• phase 3 :budget of 1132.5 crore Rs for 2017-18 to 2019-20
• to address the declining Child Sex Ratio and related issues of empowerment of women on a life-cycle
continuum.
• multi-sectoral action in selected 100 districts (Ist Phase) +61 districts (IInd Phase) (low on CSR), enabling
girls' education and effective enforcement of Pre-Conception & Pre Natal Diagnostic Techniques
(PC&PNDT) Act.
• expansion of BBBP Scheme covering all 640 districts as per Census 2011 on March 8, 2018, at
Jhunjhunu, Rajasthan through multi-sectoral intervention and District media & advocacy in 405 Districts.
The remaining 235 Districts are covered under media advocacy and outreach
• tri-ministerial effort of MoWCD, Min of H&FW and Education
• theme of Beti bachao week - Daughters of New India; awareness campaign to change mindsets; Digital
• Gudda-Guddi board from Jalgaon adopted as best practice - platform for dissemination of info on BBBP
and monthly birth stats
• 2 components : Advocacy and Media Campaign on Beti Bachao-Beti Padha + Multi -Sectoral
intervention in selected Gender Critical Districts worse on CSR (only 405 dist. )
• Targets:
1. Improve the Sex Ratio at Birth (SRB) in selected gender critical districts by 2 points in a year.
2. Reduce Gender differentials in Under Five Child Mortality Rate from 7 points in 2014(latest available SRS
report) to 1.5 points per year
3. At least 1.5 % increase per year of Institutional Deliveries.
4. At least 1% increase per year of 1st Trimester ANC Registration
5. Increase enrolment of girls in secondary education to 82% by 2018-19 .
6. Provide functional toilet for girls in every school in selected districts.
7. Improve the Nutrition status of girls - by reducing number of underweight and anemic girls under 5
years of age.
8. Ensure universalization of ICDS, girls’ attendance and equal care monitored, using joint ICDS NHM
Mother Child Protection Cards.
9. Promote a protective environment for Girl Children through implementation of Protection of Children
from Sexual Offences (POCSO) Act 2012
10. Train Elected Representatives/ Grassroot functionaries as Community Champions to mobilize
communities to improve CSR and promote Girl’s educat
e-Samvad Women and online platform for NGOs and Civil Societies to interact with the
Child Ministry of Women & Child Development
Development

Amit Punia: RBI Gr B DR 2019

 51

Gender Women and India formally adopted gender responsive budgeting in 2005 because the policy
Budgeting Child outcomes are not gender neutral and have differential effect on men and women;
Scheme Development every year the budget gives out two parts where Part A is for Women Specific schemes
(100% allocations is women specific) and Part B is for ‘Pro Women schemes’(atleast
30% allocation is women specific)
Integrated Child Women and • Improve the nutritional and health status of children in the age-group 0-6 years;
Development Child • Reduce mortality, morbidity, malnutrition and school dropout;
Services (ICDS) Development • Supplementary nutrition; Pre-school non-formal education; immunization, health check-ups; referral
1975 services; self selecting scheme - anyone can visit Anganwadi centres and avail benefits;
• Sub-schemes –
1. Anganwadi services - holistic development of children < 6; pregnant and lactating mothers
2. Scheme for adolescent girls - 11-14 years, awareness about health, hygiene, nutrition, mainstreaming out
of school girls into formal/non formal education; info on public services; anganwadis focal points; Iron and
folic acid (IFA) supplementation
3. Child protection services - for children in conflict with law or in need of care
4. National creche scheme : 6 month to 6 yrs age children; earlier called Rajiv Gandhi Creche scheme; max
25 children in 1 creche; 40% below 3 yr age; open for 26 days a month

ICDS Scheme offers a package of six services, viz.

1. Supplementary Nutrition
2. Pre-school non-formal education (target child 3-6 age)
3. Nutrition & health education (target women 15-45 age)
4. Immunization
5. Health check-up and
6. Referral services

• Ministry of Women and Child Development (MWCD) has the overall responsibility
• The Ministry of Women and Child Development and Ministry of Health have adopted the New WHO Child
Growth Standard in India on 15th of August, 2008 for monitoring the Growth of Children through ICDS
and NRHM
• SNEHA SHIVIR: Restructured and strengthened ICDS scheme comprises a number of new components.
One of these components is “Sneha Shivir” which is designed to be a community based approach for the
prevention and management of moderate and severe under nutrition. Sneha Shivir has been introduced in
200 high burden districts of the country and is to be served through an Additional Anganwadi
Worker/Nutrition Counsellor at the Anganwadi Centre. During the SNEHA SHIVIRs the Anganwadi
workers with the help of community volunteers, mothers groups and SHGs facilitate a-learning-by doing
technique for mothers and caregivers of moderate and severe underweight children. The SNEHA
SHIVIRs promotes behavior change and empowers caregivers to take responsibility for nutritional
rehabilitation of their children using local knowledge and resources and peer learning at 12 day sessions
followed by 18 days home based practices. During the 12 days, children are fed additional high calorie
local foods, provided under ICDS and from contribution of care givers and community. During 12 days,
children regain appetite and visible changes are seen as also indicated by gain in weight, a gain of 200-
400 gms is expected. The 12 day session is followed by 18 day home based care during which the
practices learnt at the sessions are followed at home.
• Supplementary Nutrition (under the Integrated Child Development Services Scheme) Rules, 2015 under
NFSA, 2013
• Approval of Strengthening and Restructuring of ICDS in the 12th Five Year Plan with an allocation of Rs.
1,23,580 crore during 12th Five Year Plan. Administrative approval in this regard was issued to the
States/UTs on 22 October 2012. Restructured and Strengthened ICDS has been rolled out in 200 high
burden districts in the first year (2012-13); in additional 200 districts in second year (2013-14) (i.e. w.e.f.
1.4.2013) including districts from special category States and NER; and in remaining districts in third year
(2014-15) (i.e. w.e.f. 1.4.2014).
• Cost sharing:
For Anganwadi services = 60:40
Construction of toilets and drinking water facility – 60:40
For Salary = 75:25
Supplementary Nutrition program = 50:50
Jan Sampark Women and by Central Adoption Resource Authority to enable public to interact with its staff for
programme Child seeking info related to adoption; CARINGS = Child Adoption Resource Info and
Development Guidance System
Mahila e-haat Women and facilitate women entrepreneurs to sell their products; part of Digital India and Standup
Child India
Development Rashtriya Mahila Kosh : to undertake activities for the promotion of credit as an
instrument of socio-economic change and development through the provision of
package of financial and social development services; autonomous body under WCD
Ministry
Mahila Police Women and Ministry of WCD+Home; link between police and community to help women in
Volunteer Child distress
Scheme Development
National Mission Women and provide a single window service for all programmes run by the government for women
for Child under aegis of various central ministries; Poorna Shakti Kendra in every village;
Empowerment Development Coordinators at the Kendras would reach out to the women with the motto “hum
of Women sunenge naari ki baat!”
(Mission Poorna
Shakti)
Amit Punia: RBI Gr B DR 2019
 52

National Women and targeting a reduction of 2% a year in stunting, undernutrition and low birth weight
Nutrition Child among 100 million people; ICT-based real-time monitoring system, social audits, and
Mission Development setting up of nutrition resource centres; ministries of women and child development,
health and family welfare, and water and sanitation will work together;
to address Maternal and Child Under-Nutrition in 200 high-burden districts, which aims
at prevention and reduction in child under-nutrition (underweight prevalence in
children under 3 years of age) and reduction in levels of anaemia among young
children, adolescent girls and women
Online portal Women and to provide women citizens with easy access to information on government schemes
NARI Child and initiatives for women run by both Central as well as the States Governments
Development
PM Mahila Women and • part of Mission for Protection and Empowerment of Women; empowering rural women with opportunities
Shakti Child for skill development, employment, digital literacy, health and nutrition; interface for rural women to
Kendra Development approach the government for getting their entitlements
• Mahila Shakti Kendras are being set up at the BLOCK level to provide one stop convergent support
services
• 4 tier scheme
• 60:40 ratio:
Pradhan Mantri Women and 1. previously Indira Gandhi Matritva Sahyog Yojana (IGMSY) 2010
Matru Vandana Child 2. conditional cash transfer for pregnant and lactating women >19 years for first 2 live births
Yojana 2017 Development 3. partial wage compensation to women for wage-loss during childbirth and childcare and to provide
PMMVY conditions for safe delivery and good nutrition and feeding practices
4. brought under the National Food Security Act, 2013 to implement the provision of cash maternity benefit of
₹6,000
5. DBT of Rs. 5000 in 3 installments - early registration of pregnancy, after 6 months of pregnancy on ante
natal check up; first cycle of immunization of child
6. Universal screening of pregnant women for Anaemia and Iron and Folic Acid (IFA) supplementation,
Calcium supplementation in pregnancy, Deworming in pregnancy
7. “Towards building a healthy nation – Surakshit Janani, Viksit Dharini”
8. 01.01.2017 launch date
Priyadarshini Women and livelihood enhancement; NABARD implementing; training to SHG members on income
Scheme Child generation, marketing etc; cheap credit
Development
Women and improve nutrition and health status of adolescent girls; promote awareness about
Sabla (Rajiv Child health, hygiene, family, child care etc; iron and folic acid supplementation; health
Gandhi Development check up and referral services; upgrade home based skills, life skills, vocational skills,
Scheme for info on existing govt services; mainstream out of school girls into formal/non formal
Empowerment of education
Adolescent
Girls)
Sakhi one stop Women and will be established across the country to provide integrated support and assistance
centre Child under one roof to women affected by violence, both in private and public spaces;
Development Medical, police, legal assistance, shelter (short stay with food and clothing), video
conferencing facility, counseling; 100 additional OSCs identified; sub-scheme under
National Mission for Empowerment of Women; one of the key components of
Nirbhaya Fund; integrated with newly operational women's helpline 181; first OSC was
at Raipur
Sakhi one stop Women and access to an integrated range of services including medical aid, police assistance, legal
centres Child aid/case management, psychosocial counselling, and temporary support services to
Development women affected by violence; funded by Nirbhaya Fund
Saksham 2014 Women and • (Rajiv Gandhi Scheme for Empowerment of Adolescent Boys)
Child • all round development of adolescent boy to make them self reliant, gender sensitive aware citizens;
Development address their health needs;
• provide vocational skills to 16+ through NSDP
• ICDS used as platform
Sexual Women and ensure effective implementation of Sexual Harassment of Women at Workplace
Harassment Child (Prevention, Prohibition and Redressal) Act (the SH Act), 2013 (this law superseded
e-box (She-Box) Development Vishakha guidelines by SC); platform for all women, whether working in organised or
unorganised, public or private sectors, even domestic workers
Sukanya Women and Ministry of WCD+Financa; motivate parents to open account in the name of the girl
Samruddhi Child child and to deposit max of their savings to a prescribed limit; to meet higher education
Yojana Development expense; for girls < 10 years; part of Beti Bachao Beti Padhao; girl can withdraw 50%
when 18; interest rate of 9.1% compounded annually; account to remain operative till
girl is 21
(STEP) Women and Support to trainng and employment programme for women provide competencies and skill that enable
Child women to become self employed/entrepreneurs;
Development for 16+ women
Swadhar Greh Women and for women victims of difficult circumstances (who have been deserted, women
Child prisoners released from jail who are without family, victims of domestic violence,
Development trafficked women, survivors of natural disasters) so that they could lead their life with
dignity and conviction. It envisages that shelter, food, clothing, and health as well as
economic and social security are assured for such women; set up in every district with
capacity for 30 women

Amit Punia: RBI Gr B DR 2019

 53

Ujjwala scheme Women and prevention of trafficking and at providing support for rescue, rehabilitation,
to Child reintegration and repatriation of victims of trafficking for commercial sexual
combat Development exploitation; implemented mainly through NGOs
trafficking
of women
Mission XI Youth affairs making football the sport of choice; work with principals and sports teachers
Million and sports
Youth affairs motto is 'not me, but you'
National Service and sports
Scheme
Rashtriya Yuva Youth affairs umbrella scheme which consolidates Nehru Yuva Kendra Sangathan, National Youth
Sashaktikaran and sports Corps, National Programme for Youth & Adolescent Development, National Discipline
Karyakram Scheme, National Service Scheme and National Young Leaders Programme
Revamped Youth affairs Pan Indian Sports Scholarship scheme, which would cover 1,000 most talented young
Khelo and sports athletes each year across select sports disciplines; annual scholarship worth Rs. 5 lakh
India for 8 consecutive years
Programme
Second edition Youth affairs part of Adopt Slum Campaign by the Ministry of Youth Affairs & Sports and Nehru Yuva
of and sports Kendra Sangathan; involve groups like NSS, public schools, RWAs, NGOs, rotary clubs
slum daud etc

1978 Antyodaya, Food for Work

1979 TRYSEM
1980 IRDP; NREP
1982 DCWRA `
1983 RLEGP
1989 JRY = NREP + RLEGP 25th Death anniversary of Nehru
1993 EAS
1995 NSAP
1999 JGSY = restructured JRY 35th Death anniversary of Nehru 1964+35
1999 SJGSY = TRYSEM + IRDP + SITRA+ MWS + DCWRA + GKY 1949 + 50
2000 Gramodaya Yojna
2001 SGRY – Sampoorna Gram rozgar yojna = JGSY + EAS
2004 Food For Work
2006 MGNREGA = SGRY + Food for work
2008 PMEGP = PMRY + REGP
2011 NRLM = restructured SJGSY = Ajeevika 2013
2016 DAY NRLM

Amit Punia: RBI Gr B DR 2019

Copy protected with [Link]